Simplifying*Money*
Pay$for$Everything$with$Your$Phone$
Proprietary*&*ConďŹ den0al*
The$informa5on$is$proprietary$and$conďŹ den5al.$It$is$developed$through$hours$of$professional$ research,$analysis$and$evalua5on.$Prior$formal$authoriza5on$from$WhizKard$Solu5ons$Inc.$is$ necessary$for$its$transmission$through$electronic$or$other$media.$
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What*is*WhizKard?* $ $ Your$whiteDlabel$solu5on$to$the$consolidated$mobile$offering$of$the$ future,$today.$One$easyDtoDuse$App$that$replaces$today’s$Wallet$for$a$ Consumer$with$your$BrandDlabeled$App$for$online$and$offDline$ payments.$ $
We$provide$a$soLware$only$solu5on,$requiring$NO$hardware$ installa5on$and$providing$a$single$app$for:$ • Mobile$Payments$(inDstore,$p2p,$online$and$billDpay)$ • Promo5ons$ • Merchant/Brand$Loyalty$ • PreDPaid$Cards$$ …and$more,$to$grow$business$for$yourself$and$your$clients.$
Why*WhizKard* Consumer$Phone$App$
Merchant$Online$Portal$
$
Works$on$all$smartphones$ $ It$is$secure* * Saves*money$ $ Pay$for$Everything* * Easy$‌$and$free*!**
No$spend$on$equipment$ $$ No$scanners,$NFC$or$ card$terminals$needed$ $ Any$size$merchant$can$ get$it$anywhere!$ $ Helps$grow$business$ through$loyalty$&$ promo5ons$
Secure$
Pay$for$Everything$with$Your$Phone$
Full*Coverage*of*Consumer*Payments* OffDline$$ (InDStore,$M2M$&$$ Bill$Pay)$
OnDline$ Merchants$
Snap*&*Pay* OnFline*&*OffFline*
Person$to$ Person$
Pay$with$ One$App$ $
Get*Started*with*WhizKard* Consumer$
Merchant$
DOWNLOAD$THE$APP$$
REGISTER$ONLINE$
CREATE$FOUR$DIGIT$PIN$
RECEIVE$UNIQUE$CODE$
SNAP$A$PIC$OF$ PAYMENT$CARD/CHECK$
DISPLAY$CODE$$
PAY$WITH$YOUR$PHONE!$
ACCEPT$MOBILE$ PAYMENTS!$
Simplifying$Your$Shopping$Experience$at$Your$Favorite$Stores$
Basic*Workows*
Easy$Setup$
New$User$Registra5on$$$$$$$!$$$$$$$$$$$$$$User$Login$$$$$$$$$$$$$$$$!$$$$$$$$$$$$Home$Screen$
Credit$Card$Management$
Enrolled$Cards$(Default)$$$$$$$$!$$$Scan$a$New$Card$(OCR)$$$$$!$$Complete$Card$Registra5on$
Consumer:$ Making$a$Payment$(PIND$ScanDSend)$
Post$Login$(PIN$VeriďŹ ca5on)$!$$$$$$$$$$Scan$QR$Code$$$$$$$$$$$!$$$$$$$(Op5onal)$Add$a$Tip$
Merchant:$Accept$a$Payment$
Merchant$or$POS$
$$260.00$ $$135.00$
Discount*
$$150.00$ $$$$15.00$
Consumer$Entered$
The$merchant$enters$the$transac5on$amount$and$if$there$is$any$offer$that$is$sent$along$with$the$payment$ request,$he$reviews$the$offer$in$the$“Offer$details”$sec5on$and$then$clicks$on$the$“Apply”$budon$to$apply$ the$discount.$$If$the$consumer$adds$a$5p,$it$shows$up$in$the$Payment$screen.$The$total$amount$gets$ reduced$by$the$discount$men5oned$in$the$offer.$The$5p$amount$(if$any)$is$added$to$the$Final$Amount.$
OnFline*Today* Register$and$save$your$CC$or$reD enter$all$your$informa5on$every$ 5me$you$need$to$purchase$ something‌.Really?$
OnFline*with*MyBank’s*Whizkard* Here$is$a$Quick$and$Easy$ Alterna5ve.$No5ng$to$ENTER$!$ Just$SNAP$and$PAY$
$ $ $
Pay*with*MyBank’s*Whizkard*
(Scan$and$Pay$with$your$Whizkard$App)$ $ Merchant:$Emirates$Airlines$ Reserva5on$Code:$QLMRST$ Amount:$US$$5,955.95$
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Bill*Pay*with*MyBank’s*Whizkard* These$features$enable$the$consumer$to$pay$their$bills$ and$other$online$merchants$by$using$his$phone.$ $$ Today,$the$majority$of$consumers$pay$for$their$bills$in$ one$of$four$ways:$$ 1. Receive$bill$in$snail$mail$and$send$it$back$with$a$ payment,$$ 2. Call$the$company$and$make$a$card$payment,$$ 3. Pay$it$inDperson$or$$ 4. Pay$it$online.$$ W
All$these$involve$several$steps.$ $
Just*SNAP*and*PAY!!!* $$
Consumer:$Review$Transac5ons/Receipt$
Review$All$Transac5ons$$$$!$$$$$Single$Transac5on$Detail$$$$!$$TrX$Receipt$(View/Print)$
Merchant/Bank:$Create$an$Offer$
The$merchant$user$can$create$a$promo5on/offer$on$the$“Create$Offer”$tab$under$Offers$sec5on$and$ enter$the$offer$informa5on.$The$offer$image$is$displayed$on$the$same$screen$as$soon$as$the$“Create”$ budon$is$clicked,$to$help$the$merchant$user$get$an$idea$of$how$the$offer$informa5on$is$displayed$to$the$ consumers$when$they$view$the$offer$on$their$device.$
Merchant/Bank:$Push$Offers$
Once$an$offer$is$created,$the$merchant$user$can$the$offer$to$the$consumers$from$the$“Push$Offers”$tab$under$Offers$ sec5on.$The$merchant$can$query$the$solu5on$about$the$#$of$consumers$who$will$be$targeted$to$receive$the$offer$by$ using$the$search$type$(Popula5on$Push$or$Segmented$Push)$and$then$push$out$the$offer$to$them.$The$popula5on$ push$helps$the$merchant$search$for$the$#$of$consumers$in$a$5/10/15$miles$radius$of$the$merchant’s$zip$code.$ Segmented$push$will$be$rolled$out$in$a$future$release.$The$consumers$will$be$no5fied$of$the$offer$on$their$mobile$ applica5on.$$
Consumer:$View/Search/Add$Offers$
$View/Search$Offers$$!$$$$View/Search$Offers$(w/$Graphics)$$$!$$$$$View$Offer$Details$
Merchant/Bank:$Setup$Loyalty$Program$
The$merchant$can$setup$the$Basic$Rewards/Loyalty$program$$on$the$“Rewards/Loyalty$Program�$tab$ under$the$Rewards$sec5on$by$entering$the$required$informa5on$(Rewards$Program$Name,$$Upload$ merchant$/rewards/loyalty$image,$Points$Mul5plier,$Points$Required$for$Reward,$Value,$Validity,$ Notes,$Status).$Tiered$Loyalty$is$targeted$for$a$future$release.$
Consumer:$$ Reward$Program$View/Redeem$
View$My$Loyalty$Programs$!$$$Loyalty:$Earning$Point$Detail$$!$$Point$Redemp5on$
Merchant:$Loyalty$Members$D$Review$
The$merchant$user$can$view$the$informa5on$of$the$consumers$enrolled$for$the$Rewards/Loyalty$program$$ on$the$“Members$Informa5on�$tab$under$the$Rewards$sec5on.$The$merchant$user$can$see$the$user’s$ informa5on$and$also$the$reward$redemp5on$history$and$whether$the$user$has$used$the$redeemed$reward$ towards$a$purchase.$
Analy5cs:$Oer$Usage$Summary$
Oer$Usage$Summary.$Analy5cs$reports$are$being$developed$and$customized$based$on$the$level$and$type$of$ integra5on$at$the$POS$and$applicable$privacy$laws.$
Analy5cs:$Transac5on$History$
Transac5ons$View$for$Merchant$with$access$to$Merchant$and$User$Receipt.$
Enhancing*Your*Customer’s*Experience* …Today*&*Tomorrow* OnFline/Mobile*
OffFLine*(InFStore)*
• Shopping$with$Snap$&$Pay$ • Rewards$&$Redemp5ons$ through$the$Phone$ • New/Relevant$Offers$via$the$ Phone$ • OnDline$Bill$Pay$becomes$a$ Snap$
• InDStore$Payments$ • Person$to$Person$Payments$ • Mobile$Vendors$(paid$and$ 5pped)$ • Snail$Mail$BillDPay$ • No$paper$receipts$to$loose$
Let’s&Innovate&together&…& and&meet&the&needs&of&tomorrow’s&customers&today!&&
Contact*us:* President & CEO: Sam Vahie sam@whizkard.com +1 214 729 8833
Dallas HQ: Two Galleria Tower 13455 Noel Road, Suite 1000 Dallas, TX 75420
Chicago Office: 650 E Algonquin Road, # 401 Schaumburg, IL 60173
$$$$$$$$$$$$$Simplifying$Your$Shopping$Experience$at$Your$Favorite$Stores$