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5 minute read
WELLNESS
Better Health with Tai Chi
TAI CHI IS A FORM OF MEDITATIVE EXERCISE CONSISTING OF A SERIES OF 19 MOVEMENTS AND ONE POSE.
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by Ann Marie Kennon
Tai chi is a Chinese martial art that focuses on the mental and spiritual aspects of wellness integrated into movement. For senior adults, the circular, slow-moving forms are an ideal activity to aid the mind and body. It is a low-impact, relaxing, and requires about 20 minutes a day for great reward.
MEDITATION AND MEDICATION IN MOTION
In a study conducted by Harvard Medical School, tai chi was found to offer a number of physical benefits. In addition to preventing falls, reducing the effects of arthritis, and improving lung capacity, tai chi has been shown to be helpful for a number of medical conditions, including low bone density, heart disease, hypertension, Parkinson’s disease, sleep disorders, and stroke.
It doesn’t end there, however. Tai chi has also shown to be helpful in increasing strength, improving mobility and flexibility, boosting the immune system, and losing weight by getting in touch with hunger cues.
ORIGINS
Tai chi is thought to have been developed in the 13th century by a monk named Zhang Sanfeng. He was inspired to create the discipline after watching a fight between a crane and a snake and called it tai chi chuan. Tai chi translates to supreme ultimate, and chuan means fist. Today, it is used for anything but as a form of self-defense.
THE BASICS
There are a number of styles of tai chi, but all involve a choreographed series of movements—known as postures—called a form or a set. Each set has a certain number of postures. The movements are slow and deliberate and many say it can feel a bit like dancing because movements involve shifting weight from one foot to another.
All the movements are designed to create an awareness of how the feet are connected to the Earth. Throughout a set, the body is often slightly crouched, with knees flexed. This posture helps to strengthen glutes and leg muscles, which are important muscles for balance.
It’s also important to keep the back as straight possible. Over time, this postural awareness can help improve posture in everyday life.
Georgetown has a number of studios and dojos that offer Tai Chi, and the Sun City Tai Chi and Chi Kung Club meets Tuesdays and Thursdays. Scan the code or classes offered by Georgetown Parks & Rec.
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Who Can and Should Join a Credit Union?
Maybe you're thinking, "I already have a bank that I've used for many years. Why would I want to join a credit union?" Or, "I've heard great things about credit unions, but am I eligible to join?" Read on to see why you can—and should—join a credit union.
HOW DO CREDIT UNIONS COMPARE TO BANKS?
Credit unions are similar to banks: They provide the same services and financial products, including checking accounts¹, credit cards, mortgages, and all types of loans, certificates of deposit, and more. Some, like Texell, also go beyond basic banking services and offer commercial and business loans, and insurance through their affiliate, Texell Financial Insurance.
HOW ARE CREDIT UNIONS DIFFERENT?
Where credit unions surpass banks is in their lower fees and interest rates on loans, and higher rates for savings. More than that, credit unions offer personalized relationships with customers. Texell, for one, makes every effort to provide tailored service to ensure members receive the best deal on their financial products. As a result, loan approvals are more easily obtained at Texell and other credit unions than larger banks, where customers are little more than a number.
This is possible because each credit union comprises a community that pools members' savings to provide benefits cooperatively. Texell's CEO Tony Hale explains; "Based in Texas, with all lending decisions being made right here, Texell is in a rare position to be able to serve our members in ways national banks just can't. It's our local, personalized, and responsive service that gives us a competitive edge that benefits members directly." TEXELL MEMBERSHIP IS OPEN TO ALL TEXAS RESIDENTS
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COMMUNITY PARTNER
HOW IS TEXELL DIFFERENT?
Texell has been serving members since 1948 and is a quickly growing financial institution that is often awarded "Best Credit Union" recognition by community publications. Their mission is simply to improve their members' lives and financial well-being. "Instead of being just a number, our members (currently about 45,000 and steadily growing) are part of the Texell community," Hale adds. "We consider the member's complete picture when making a lending decision; it's not simply about a credit score. This helps us recommend products and services that can really benefit them, and it means we can often make a relationship-based approval when other banks' rigid lending guidelines would exclude otherwise worthy borrowers."
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Texell is not-for-profit, relationship-based, and constantly giving back to the community by supporting multiple organizations, like The Caring Place. Texell team members individually donate 700-plus volunteer hours, provide meals for more than 2,000 families, and save at least 120 lives through blood donation each year. "We have a considerable focus on our philanthropic efforts, and we're committed to making Central Texas a better place to live every day," says Texell COO Amy Merriman. "We like to say, 'We do more than just write a check. We get hands-on' at food pantries, hosting animal adoption days, and helping build homes for deserving families."
A good credit union should provide everything a large bank can, with additional unique benefits. The Texell team invites readers to open a Texell Credit Union account, which can be done online in just four minutes. Scan the code to get started right away.
1 Texell accounts and shares are insured by NCUA and ESI.