FCM Volume2 Issue3 by Filipino Canadian Magazine

| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

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| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

CONTENTS 12

TIM KWAN

JASON COMANDANTE

MICHAEL SIERVO

JUDIANNE JAYME Educator, Community, Leader and Travel Blogger

VU NGUYEN Masters Of Our DESTINY

CHEF RICKY ASUNCION CHEF’S CORNER Boodle Food Fight

IRENE MACALAM-DOCUMENTO A FilCan’s Journey to Her Dream Career

ANNIE CHUA Being A Professional Freight Forwarder

ZACARIEL ARDENA 2017 Is The Year Of The Filipino Kitchen

| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

NICOLE SAN GABRIEL A Youth’s Perspective: New Year’s Gala and Awards Night for Outstanding Pinoys 2016

WILMAR TEVES Five Tips to Burn Off the Holiday Calories

SAQIB KHAN Taxes Matter Tax Deductions

THE FILIPINO CHAMPIONS OF CANADA TFCC Started The Year With Their First CAFÉ TALKS!

FCM One-on-One with:

DENIECE CORNEJO

Message from FCM

10 Ways to Improve Your PROFESSIONAL GAME! I admire professionals because they set the standard of excellence for people like you and me. I hold professionals in high regard and want to be like them (and sometimes envy them). They get more respect, more opportunities, and their paycheck is bigger. The best example I can give is Manny Pacquiao… “Professional” boxer at the highest level! To be a professional is more than just a designation, a certificate, or recognition. To be a professional takes discipline, dedication, focus, and always striving to be the best. True to the FCM tradition, I’d like to open the magazine with these ten insights I learned from people I regard as professionals. Here are the behaviors I observed:

1. They are students of their game. Professionals are always learning new “tricks of the trade.” They never stop. They push the envelope and look for new challenges so they can continue to improve their game! This is why top surgeons take on the most complicated surgeries, or top actors play demanding roles! They’re constantly seeking to learn. You could say they’re addicted to learning!

2. They have a coach. Where would Pacquiao be without Roach, Buboy, or Ariza? (For non-boxing fans, my apologies.) Where would Michael Jordan and the Bulls be in history without Phil Jackson? Top athletes, performers, business people, and professionals pay top dollars for their coaches. Coaches give more than just insights. They’re an investment. They sharpen your game so you can perform at a high level.

3. They are masters of their schedules. Professionals are disciplined in many areas of their lives, especially in their schedules. Time is life’s currency. For professionals,

each week, day, and hour is important. It’s about putting first things first. Professionals have 24 hours like everyone else. It’s what they do in their 24 hours that sets them apart.

says he’ll prepare for a fight, you know he will do it. Professionals have a high level of integrity. What they say, they do.

10. They deliver results! Professionals don’t pretend. They deliver. They know that you can’t argue with results. Results are a proof of all their hard work, dedication, focus, and persistence. Michael Phelps is one of the greatest professional athletes because he consistently delivers results.

4. They are “ACTIVE” participants. Professionals don’t stand on the sidelines. When it comes to their area of expertise, they take action. They are visible. Professional golf players are out playing in tournaments to keep their ranking. They take opportunities to leave their mark.

5. They prepare for success. Top athletes, actors, singers, magicians, etc. train for hours, perfecting their game. Surgeons study for years before they operate on a body. Astronauts prepare for years and go through intense preparation to make it in the history books. Professionals “force” success through intense preparation.

6. They keep their bodies healthy. “Health is wealth.” More so to professionals than average people. I know many professionals who run, box, play sports, or regularly go to the gym to stay healthy. The mind and body are a single unit. If the body is broken, the mind becomes powerless.

I believe we all have the opportunity to become professionals in whatever we are doing. It’s only a matter of wanting to be one and doing what it takes to become one. In this issue, you’ll see insights from the professionals I’ve come across. I’m confident that after reading this magazine, you’ll learn new insights that can take your game to the next level. Enjoy the magazine! Abel Pagaling CEO FICA Media Inc.

7. They pay attention to details. I personally know two professional FilCan ice carvers who won several ice carving tournaments in North America. When you look at their work, the first thing you’ll notice are the details on their design. Professionals’ attention to detail is what separates them from the average person.

8. They have clear goals! Professionals are professionals because they want to be one in the first place. Professionals set clear goals for themselves. It’s what sets them apart. Goal setting is part of becoming the best and being the best.

9. They do what they say! Just like in #4, professionals have a bias towards action. They deliver. Manny Pacquiao is a success because when he

Photo: Profolio Photography

y favorite definition of a professional comes from businessdictionary.com. It says a professional is a person who has “acclaimed a level of proficiency in a calling or trade.” In short, it means they’re VERY, VERY GOOD at what they do.

| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

ON THE COVER:

FCM THE TEAM

FCM â&#x20AC;&#x201C; Filipino Canadian Magazine PUBLISHED BY | Fica Media Inc. EDITOR | Abel Pagaling CO-EDITOR | Annabelle Cayetano Pagaling MAGAZINE DESIGNER | Eric Cordero COVER FEATURE DESIGNER | Armand Flores PHOTOGRAPHY PARTNERS | PROFOLIO PHOTOGRAPHY with: Armand Flores Sam Flores www.profoliophotography.com CONTRIBUTORS FOR THIS ISSUE | Michael Siervo, Jason Comandante, Tim Kwan, Vu Nguyen, Annie Chua, Nicole San Gabriel, Wilmar Teves, Judianne Jayme, Saqib Khan, Zacariel Ardena, Ricky Asuncion, Irene Macalam-Documento, Deniece Cornejo FCM CONTRIBUTOR - COMMUNITY | Nicole San Gabriel

Venue: PUSTURA (www.lovepustura.com)

Models: Jason Comandante, Michael Siervo and Tim Kwan Hair and Make-Up: Ernest Reyes (@chinitoej) Photography: Profolio Photography by Armand Flores (www.profoliophotography.com)

Did you get a copy of our previous Issue? Visit our website to see the online version!

Disclaimer: The views and opinions expressed in FCM are not necessarily the views of the publisher. To submit an article to FCM, Email: info@filcanmagazine.com. Submissions will be considered.

FICA MEDIA INC. Suite 300, 160 Quarry Park Blvd SE Calgary, Alberta T2C 3G3 Toll free: 1-888-844-1633 filcanmagazine.com info@filcanmagazine.com Facebook: facebook/filcanmagazine Twitter: @filcanmagazine Instagram: @filcanmagazine CEO | Abel Pagaling COO | Eric Cordero EXECUTIVE ADMINISTRATOR | Vicky Cordero SOCIAL MEDIA ADMISTRATOR | Annabelle Pagaling ACCOUNTS MANAGER | Juvanie Cabbab Bowen BUSINESS DEVELOPMENT TEAM | Brent Anotado, Hanes Anotado , Armand Flores, Ning Becada Vicky Cordero, Flory Daloos, Marietta Pangan, Allan Sergio Isidoro FCM Marketing Director | Armand Flores ADVERTISING INQUIRIES Phone: 1-888-844-1633 advertise@filcanmagazine.com SUBSCRIPTIONS To subscribe, email: info@filcanmagazine.com 1 year: $38.50 (GST not included) FCM is published 12 times a year. Written consent must be obtained from the publisher to reproduce any of the contents.

| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

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| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

THE ABC'S OF BEING A PROFESSIONAL: 10 Rules Mastering Professionalism By Michael Siervo

2. Always Be Competent. Caring is one thing but every professional must be a student of their craft. The consummate pro is constantly studying and improving their knowledge base. Being competent means exuding the expertise, prowess, and mastery of one's given profession. Whether it is playing basketball or being an expert stock picker, one must master the fundamentals in order to illustrate a level of expertise. You can care about others but executing your competencies will quantify the value you bring to others.

Photo: Profolio Photography

ave you ever felt a sense of doubt creep in when it came to doing something big? If so, you are not alone. Early in my career, I was hired as the youngest District Vice Presidents in Western Canada for a large Fortune 500 Company. Once the euphoria and excitement of being awarded the title wore off, I started to worry about my abilities. Did I fool them into thinking I was the perfect guy for the role? I felt that I interviewed really well however I was yet to prove myself in this new capacity. In some ways, I felt like an impostor. When I asked my mentor for advice, he said "Mike, conduct yourself like you always have and be a pro" What did that mean "be a pro"? Did he mean "Fake it 'till you make it"? I certainly did not feel like a pro as I was a rookie to the game. Then it dawned on me, even a rookie who makes it to the NBA or to any profession is still a pro. He or she is just a newly appointed professional that hopes to grow into their full potential. That said, over time I have slowly been building a few rules that I have used to guide my conduct as I grew into being a professional. Whether you are new to your career or a seasoned veteran, here are 9 A.B.C.'s to help you master being a PRO. 1. Always Be Caring. Whether it's your clients, staff, or your own well being, if you do not care about what you do and those around you it will resonate in the quality of work you put forward. As a professional salesperson, I always cared and valued other people's time by trying to understand what was truly important to them. Ask the right questions and show that you care. Simply being on time, responding to questions, or dressing up appropriately are signs that you care. People don't care about what you know until they know that you care.

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3. Always Be Candid. Honesty is a virtue. It is better to be upfront and conduct yourself with integrity, than to bamboozle a client every now and then. One does not only have to be honest and forthright with clients & teammates, but it is also necessary be honest with themselves. Being candid can be difficult as egos can sometimes get in the way. Identifying areas of self-improvement or giving a client tough advice is not easy. However practicing candour can be refreshing to clients as well as humbling to oneself. 4. Always Be Courteous. As a professional, I have always tried to conduct myself with grace and class. If a deal does not go my way, I am always thankful for the opportunity regardless. Being courteous is a sign of respect. You may not win a deal however, being pleasant to work with can be a tipping point for future opportunities. Always be a class act and try not to lose composure. As a professional, people will hold you in high regard. As the saying goes, don't let the bright lights and big stage intimidate you. Act like you've been here before. 5. Always Be Congruent. As a professional, you may be placed in situations where you will work with team members, corporate divisions, or other professionals with complimenting skill sets. Being congruent means being in agreement or harmony with your environment or surroundings. It means you are in agreement to a larger goal. Whether it's winning an NBA championship or expanding your business, everyone wants to work with someone who is on the same page as them. 6. Always Be Climbing. Now that you're a professional, your growth does not stop there. The consummate professional is constantly climbing. Michael Jordan and Kobe Bryant did not stop at one championship. They continued to climb, grow, and reach new heights. As a professional, focus on raising your standards by elevating your game and climbing to new heights. People tend to want to work with go-getters as ambition is infectious.

7. Always Be Confident. Someone once told me that without confidence you are twice defeated in the race of life. With confidence you have already won before you have even started. Conducting yourself as a professional can be draining. You will be challenged constantly and doubt will sometimes seep into you mind. Always have confidence that your abilities and work ethic will overcome any challenges you may face. Be confident. You are a pro for a reason. 8. Always Be Courageous. Courage and confidence go hand in hand. As a professional, you will need to have the courage to speak your mind, stand your ground and ignore all naysayers. Courage is a character trait that will keep you going when you are on the verge of giving up. It is the voice in your mind that tells you that you deserve to be where you are and that you will succeed. Always have the courage to take the game winning shot! 9. Always Be Connecting. Whether it is a phone call, a meeting, an email or alley-oop pass on to another player, the professional is always connecting with other people. As humans, we are meant to be connected with to others. The professional is always looking for ways to connect with others or connect others within their circle of influence. It is a skill of mastering the art of conversing, networking and ultimately being an effective communicator. It's not what you know or who you know. It's who knows what you know. Have the courage to expand your network and connect with any and all people willing to listen to you. Professional or not, we all want to feel connected. 10. Always Be Closing. If you have every seen the movie "Boiler Room" or have worked in a professional sales environment you will be familiar with the infamous line by Ben Affleck "ABC... Always Be Closing." This doesn't necessarily mean closing a huge deal or winning a big case. Closing comes in all shapes and sizes. If you are not stating your stance, pitching your idea, or moving the process forward then you are not closing. Closing is achieving the desired result that you intended when you first stepped onto the basketball court, when you uttered the first words of your opening argument to a jury or getting the client to put ink to paper by signing on the dotted line. The close is the outcome that you have worked so hard to accomplish when following all the other ABCs. Never forget to get point across and always be closing!

- Michael Siervo Photo: Profolio Photography

As you continue to expand your careers, you will build on your skills and elevate your game. Use these Ten ABC's as a guide to keep you focused, sharp and consistently growing. As I fast forward to present day, I no longer feel self-doubt. In fact, being described as a perennial pro is a moniker I have worked hard to earn. As they say, being a professional is not a label you give yourself. It is a description you hope others will apply to you. Now go out there and live life like a pro! __________________ To know more about Michael Siervo, visit our website at www.filcanmagazine.com.

â&#x20AC;&#x153;Always have confidence that your abilities and work ethic will overcome any challenges you may face. Be confident.â&#x20AC;?

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IN PURSUIT OF SUCCESS JASON COMANDANTE

fully write down what success looks like to you. You’ll want to pursue that definition. Don’t change it every 6 months, don’t start adding more to it once you’ve checked a few boxes and perhaps most importantly, don’t get sidetracked chasing someone else’s dreams.

me into a role I’ve been able to perform well in made up of things that I have eventually become passionate about.

My neighbour drives a Porsche. When I see it, I want one. I could go to the Porsche dealership, take out a loan and Photo: Profolio Photography drive away in a 911. That would make me pretty happy … for a pretty ost self-help literature is an short period of time. Owning and driving that attempt to give direction to car is not within my definition of success. In an end goal often described fact, it might make me less happy in the long run as success. Go east 20m, turn because of the remorse I’d feel the first of every right, take the first left, pass month when the payments are due. one door on the right, turn right and finally, take the second door on the right. Sound good? The same goes for the work place. Really think That is how you get to the washroom from the about what you want to do and what drives and desk I’m writing this from. Great direction if I motivates you. Do you really want a promowant to wash my hands, not so much for anyone tion or is it just more hours and more stress for sitting elsewhere who would prefer to get a cof- a better title and marginally higher pay? Look fee. Direction is situational and the end goal or across your organization, your industry and the job landscape at large and seek out the role that “success” is personal. would make you feel successful. This of course Take me for example. I have a great family; is easier said than done. A common piece of loving wife, two fantastic kids and supporting advice is to follow your passion. I prefer the folparents nearby. I have a stable, well-paying job lowing. as a Vice President at a growing publicly traded company. My latest medical check up resulted #2 Follow your strengths, not your passion. in a clean bill of health. By some measures I am Before I started my career, my passions were a successful person. By other measures, not so basketball, video games, working out and night much. I can’t pick up and go traveling when- clubs. If I were to follow my passions I’d have ever I feel like it. I am not an entrepreneur; I either tried to make the NBA, gone into video have a boss. I go to bed early because my alarm game development, become a personal trainer goes off at 5AM so I can work out and prepare a or a professional partier. None of these would have gone well. In school I was good a writhealthy breakfast. ing, decent at math and interested in business. This article is not me giving you direction on how When I graduated with a Commerce degree I to find success. Rather, it is a list of lessons I’ve applied for anything that seemed even remotely learned during my pursuit of my version of sucrelated to my strengths. cess. My humble recommendation is that you view these lessons like a trip to Costco. Sample What my first job was isn’t important. What what you think looks good then commit, disre- is important is that it allowed me to put my gard everything else. Full disclosure, to be clear, strengths to use and get a look at where I might I did not create or invent these. I’ve picked them be able to use them in the future. Thankfully my employer was keen on employee development up from wiser people over time. and provided me opportunity test out new areas #1 Define success. to leverage my strengths. This opportunity led Grab a piece of paper and a pen and thought-

When I started my career as a junior commodities trader I was good, not great. While I was focused on getting better, I noticed I was good at a number of other things as well, reading people, reporting on market events and understanding risk. The combination of being good at those things landed me in a managerial role. Not because I was the best at any of them, but because I was good at them all.

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#3 Good + Good > Great. Face it, most of us aren’t ever going to be the best in the world at something. Getting good at something however isn’t so hard, nor is getting good at a few things. I subscribe to the theory that being good at more than one thing and combining those things is just as good if not better than striving for perfection in one area.

Give some thought to the secondary skills you have and where you might apply those skills. Another way to approach this exercise is to think about what skills would be valuable when combined with those you already have. How many programmers are good public speakers? How many analysts are good writers? How many artists are good salespeople? #4 The brain is a muscle. OK, it’s not a muscle, it’s an organ. Hear me out. We all know we should exercise. Hitting the weighs, going for a run, taking the dog for a walk. To some extent we enjoy these things but we also exercise because we know it’s good for us. We train our bodies to stay healthy and to improve them. We need to do it with our brains as well. Just like physical activity, training the brain isn’t always easy but it can be enjoyable and it is good for you. Put down your phone, quit surfing the net, turn off the TV. Read a book, develop a mindfulness or meditation practice, journal or listening to podcasts. Exercise you brain, it’s good for you. #5 Put your own oxygen mask on first. It feels wrong, but it makes sense. Whenever you get on an airplane you get the instruction in the event of an issue to put your own oxygen mask on first, then help others. The reason for this is pretty simple. If you don’t take care of yourself you can’t take care of anyone else, you can’t perform. The same is true in everyday life and the workplace.

Eat healthy, sweat daily, sleep eight hours a night, take time for yourself. If you spend all of your time and resources trying to work harder, attend more classes and volunteer more, your effectiveness will decline or worse; you’ll burn out. By doing more, you’ll be helping less. #6 Focus on the journey. The journey is sometimes just as, if not more important than the destination. Try not to always make it about the end justifying the means. When I was in my early twenties I went back to school to complete an MBA program. All I was after were those three letters. As a result, my experience wasn’t as valuable as it could have been. I rushed through classes, handed in mediocre papers and sloughed off group work. I missed out on some of the detailed lessons that would have served me well. I missed out on the opportunity to have my best work critiqued by professionals. I missed out on developing relationships with peers that may have turned out to be great friends. I got the three letters I was after but I didn’t get everything that they stood for. #7 Have something to say. Think about your answers to these questions: a) How was your day? b) What did you get up to this weekend? c) What do you have planned for vacation? Here are the three most common answers I hear: Good, Not much, Nothing yet. Sound familiar? When I ask someone those questions, I’m hoping for something more. I’m genuinely interested in what people have to say. When I get the standard one word answers, I understand the person doesn’t want to engage in conversation. That’s OK, everyone is busy from time to time. If you do want to make connections with people and foster relationships have answers to these questions and see where the conversation goes. Speaking of conversations …

#9 Ask early. When you are new, ask questions. You’re supposed to ask questions. No one thinks or expects you to know everything, but at some point, they will. #10 Less is more. The world is busy. Everyone is starved for time. This isn’t grade school; most times you don’t need to show your work. Think about how you are communicating just as much as what you are communicating. Communicate what you need to and that’s it. Your audience will thank you. A consistent piece of advice I’ve been given throughout my career is to master the art of making the complex simple. Given the length of this article, is something I’m clearly still working on so I’ll stop.

Photo: Profolio Photography

#8 Make your conversations FLOW. Having conversations with people I don’t know makes me nervous. What do I say? What are we supposed to talk about? How can I prevent an awkward silence? Simple, FLOW. Family, Leisure, Occupation, What’s next? Try using these four topics to ask questions and search for areas of common interest. If you’re the note-taking type, go ahead, take notes and then refer back to them ahead of your next encounter to get the conversation kick started quicker next time.

“Thoughtfully write down what success looks like to you. Pursue that definition and take care not to get sidetracked chasing someone else’s.”

- Jason Comandante

I hope you find one or more of these lessons useful. Regardless I’d love to hear your feedback. Let FCM and I know if you’ve got examples to share or if you’ve got others you’d like to pass along. __________________ To know more about Jason Comandante visit our website at www.filcanmagazine.com.

| FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

Photo: Profolio Photography

TIM KWAN

VALUES, BELIEFS AND INSIGHTS FOR ENTREPRENEURS

y name is Tim Kwan and I was born and raised in Calgary, Alberta. I am so grateful that my parents immigrated to Canada, a diverse and multicultural country where opportunity and success is available to everyone who works hard. Growing up there was never an abundance of resources to enjoy the finer things in life but my parents sacrificed their own comforts in life to ensure that my sister and I received a decent education and enrolled us in a lot of extra-curricular activities to ensure that we would excel in life. My parents always instilled in me the value of hard work, honesty and integrity. I also took their sacrifices for granted and it was only later in life that I would truly appreciate the value of their hard work, their ability to stretch a dollar, and their dedication to ensure our future success. I graduated in 2009 from the business program with a concentration in accounting at the University of Lethbridge and shortly after I enrolled in the CA SchooI of Business where I started my path on becoming a Chartered Accountant. I was fortunate to secure a job at a National Accounting Firm where I gained valuable experience in audit for public companies. I was later employed at a boutique accounting firm with a focus on corporate tax compliance and planning engagements for small to medium enterprises. I received my Chartered Accountancy designation in 2014 and opened up shop working alongside owner managed businesses to assist them with their tax and accounting needs. I am thankful to God for all the blessings and learning experiences in life and it is only through him that I have the strength to persevere in all circumstances. I am also very grateful for my family and friends for supporting me along the way. Without them, I would not be where I am.

Core Values and Beliefs Through much needed self-development and improvement I have learned that only through service to something greater than myself will

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yield me true fulfillment and happiness. My friend and mentor, Dave Bonk, founder of the charity Hearts and Hammers Society, and awarded 2016’s Top 40 under 40 in Avenue Magazine, shared in his “Find your Why” workshop that being “On time, on budget, and producing quality work puts you in the top 10% from the competition”. Those words hit close to home because I realized I was not simultaneously achieving all three of those things with my clients. Quickly retooling the processes and practices in my business to fully embody those three things resulted in a dramatic increase in the performance of my business. Throughout my journey in life, which comes with many mistakes and failures, I have learned that the underlying reason and drive behind all that I do needs to be built on the fundamental principle of integrity. Integrity is a common theme for me and something I strive to perfect and craft throughout all the areas in my life. The lessons I learned when I was out of integrity, of which I take full responsibility for, were all blessings in disguise that have molded and shaped me into the person I am today. Finding my “Why” and what passions ignited me was key to fueling the drive to running my business. My “Why” is helping others plan and remove obstacles in their finances so they can thrive and flourish. Living with my “Why” in all areas of my life gives me the reason, satisfaction, and fulfillment to do what I do. I live and thrive on giving back to the community and serving something/someone greater than myself.

Tips for Entrepreneurs and Aspiring Entrepreneurs Entrepreneurship yields much financial freedom and flexibility which also comes with much disappointment and setbacks. I wish I could say that entrepreneurship is an upward trajectory of growth and financial freedom, but the reality is that owning your own business requires a lot of drive, hard work, and dedication. There are going to be days where you want to quit, but always remember to celebrate the small victories and focusing on your “Why” are key to staying on track and pushing forward. As an entrepreneur you never lose, you only win or you learn.

Benefits of Incorporating

Limited Liability: One of the major advantages to incorporating a business is limited liability. This means that the shareholderâ&#x20AC;&#x2122;s personal assets are protected from law suits against the corporation. However, the directors of the corporation can still be held liable for the debts of the corporation or corporate taxes, GST and payroll remittances to CRA.

Tax Deferral: Operating your business in a corporation allows you to potential defer the taxes owing to a later date, allowing yourself to pay yourself when you are in a lower personal tax bracket. The compounding effect of this deferral is very beneficial to the shareholder, and significant wealth can be accumulated just by this deferral.

Lower Tax Rates: Businesses operating an active business within a corporation may be eligible for the small business deductions which is typically far less than the marginal tax rate had the owner operated under a sole proprietorship. The effective tax rate for a small business deduction on the first $500,000 of income is 10.5% (2016) federally.

Income Splitting: A corporation may dividend to their shareholders from after tax earnings which allows opportunity to distribute income to other members of their family (spouse and adult children) who are in a lower tax bracket.

Estate and Succession Planning: As your business grows and the value of your business increases you may want to pass along your business to the next generation. Having a corporate structure allows you to do this in the most tax efficient manner possible. Among other tax saving strategies, the shareholder may sell the shares of their business to a third party and receive a $800,000 exemption on the capital gains. The lifetime capital gains exemption can also be multiplied through the use of a discretionary family trust. The trustees of the family trust can allocate the capital gains realized in the family trust to the beneficiaries who can all claim their capital gains exemption.

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

__________________ To know more about Tim Kwan, visit our website at www. filcanmagazine.com

Photo: Profolio Photography

There are many benefits to incorporating. Here are some of the main reasons why most people incorporate.

â&#x20AC;&#x153;Integrity is a common theme for me and something I strive to perfect and craft throughout all the areas in my life.â&#x20AC;?

JUDIANNE JAYME Educator, Community Leader and Travel Blogger

Geraldine Ong Photography and Events

udianne Jayme understands that her life experiences have shaped her worldview and core values. She is a traveler, is unapologetic for the emphasis she places on her well-being through self-care and self-love and has a love for the community that watched her grow.

Based in Winnipeg, Miss Jayme maximizes her love for traveling through blogging. She recently created her blog JudiMeetsWorld.com through which she makes traveling work for her purposes. By career, Jayme is an educator and mentor with the Winnipeg School Division, in her fifth year of teaching. She invests in education and encouraging youth to understanding not only what they’re learning but how they learn, as well. This metacognition is the foundation of Jayme’s teaching style. Professionally, there are education-related paths that she voluntarily takes, driven by passion. Not only does teaching fuel her passion to shape future leaders, she jokingly mentions that it provides her with opportunities to travel the world. It was through her time as a student teacher, after all, that she temporarily relocated to Bangkok to teach in an English Immersion school. That’s quite a way to get paid to do what you love, and still pursue your passion for exploring the world! Firmly believing that you cannot do a good job if your job is the only thing you do, Miss Jayme gets involved in clubs that provide

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inadvertent leadership training for her sixth grade students. She sits on several committees at her school and is an Innovative Teaching Learning Leader (ITLL) for her division. She maintains an education-based column in print and online form via her Winnipeg School Division blog, and through Winnipeg-based Pilipino Express and, of course, Filipino Canadian Magazine. She sees writing about her educational experiences as a way to share her knowledge with the community, particularly her kababayan who are wrapping their heads around the Canadian education system for the first time. She encourages parents and gives suggestions to make learning meaningful at home. As the title of her columns suggest, she empowers through education. Jayme has been a figure in the Filipino community since her early start at the age of 18. She was elected as Secretary of the Philippine Heritage Council of Manitoba, which gave her opportunities to make an impact at a young age. Growing up within the community, Jayme values supporting local efforts, and building together, rather than absorbing the “talangka” mentality. She performed annually for Folklorama, the largest and longest-running multicultural festival of its kind, through Magdaragat Philippines, Incorporated at the Pearl of the Orient Philippine Pavilion. Through this, she weaved together creativity and artistic expression with her Filipino heritage and roots. Through Magdaragat, she was able to share her heritage with international performances in Mexico, Peru and Costa Rica.

Being an immigrant herself, she sits as the Member at Large on the executive Board of Directors for the Manitoba Entry Program, one of the avenues that accept new immigrants and provides them with skills for communication and for adjusting to life in Winnipeg. After a decade of volunteering, Jayme ensures that everything she partakes in is congruent with her core educational values. She spearheaded Dalagita, a series of Master Classes and youth public speaking contest. Dalagita is powered by a team of young women determined to make a difference. Often asked why she expends her energy and time to do everything that she does for the community, she gently grins as this is not a new question for her. She knows her talents, her gifts, her worth, but more importantly, her whys. She can identify her values and why she makes decisions around these values. She refers to her favourite author and poet, the late Maya Angelou, who simply states â&#x20AC;&#x153;I care, and I dare.â&#x20AC;? Judianne Jayme is working to uplift the Filipino community by mentoring and encouraging the upcoming generation of youth â&#x20AC;&#x201C; at a time when they need it most. Naysayers do not bother her endeavors, she understands the value of her mission and that the benefits of striving to help a community thrive is beyond herself. She cares, and she certainly dares.

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CHEF’S CORNER – BOODLE FOOD FIGHT With Chef Ricky Asuncion

Photo: Profolio Photography

CHEF’S CORNER – BOODLE FOOD FIGHT With Chef Ricky Asuncion Restaurant: Mama Nita’s Binalot Location: Calgary, Edmonton

oodle food fight has gained attention in the FilCan community over the past year in Alberta, particularly in Calgary. We wanted to find out more about this from one Calgary’s FilCan chefs and restaurant owner, Mr. Ricky Asuncion.

FCM: When was the first time you served a “boodle food fight” in your restaurant? And what was the reaction? The first time we served boodle fight was February 7th, 2015. That was also the grand opening of Mama Nita’s Binalot restaurant. Everyone was ecstatic because for the first time in so long they’ve (the FilCan community) experienced boodle fight again. FCM: What is boodle and how did it start? The boodle fight is a military academy terminology for "eating combat" or "attack the food." The boodle fight is usually prepared in celebration after a successful event or for a special occasion. Eaten with bare hands, as a symbol of fraternity and equality. I did a research, and I found out that there's no boodle restaurant across Canada, that why I started boodle to be unique and my desire to keep the Filipino culture alive to the people here in Calgary. I was surprised that it became a big hit.

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Photo: Profolio Photography

FCM: As the boodle pioneer in Calgary, how important is boodle to our culture? Boodle is very important especially here, we are thousands of miles away from our (home) country, so in a simple way like boodle we can experience and share our Filipino culture not just to the Filipinos that are here in Calgary but also to other nationalities. FCM: What's the hardest part of preparing a boodle? Nothing. Nothing is hard when you love what you're doing. Doing boodle and seeing people enjoy their food makes it easy to do boodle. FCM: What makes a good boodle experience? Other than the food itself, a good boodle experience consists of sharing the boodle with your family, friends or anyone close to you. FCM: Do you have non-Filipinos doing boodle food fight? We had a lot of non-Filipino that did boodle fight, and they loved it. It is amusing to see them eat with their bare hands

and enjoy the Filipino culture. FCM: What's the key ingredient of boodle? As a Culinary Chef, the key ingredient of boodle is a combination of love, passion, and art. Boodle is an art; it is our creativity as a chef that makes it look good and taste good. With the right mixture of food, your boodle will be extraordinary. FCM: Will boodle eventually become mainstream in Canada? Yes, it's already mainstream in Calgary, so I believe we can spread the Filipino culture all over Canada through boodle. FCM: What are the safety concerns of doing a boodle fight? We always have to make sure that we are following the proper sanitary rules, especially with our banana leaf (used to cover the table for the boodle). Health and safety of our customers is our top priority.

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FCM One-on-One with:

DENIECE CORNEJO

CM had an opportunity to connect with Ms. Deniece Cornejo from the Philippines. She’s a model, stylist, and an entrepreneur.

In our interview, we talked about business and women in leadership. Deniece had her first business when she was 16 years old. “I was business minded at a young age,” said Deniece. “In highschool, I was very goal oriented. I was passionate at whatever I did, and very creative.” Deniece recalled how she excelled in her projects. “I was a student leader,” said Deniece. “I did things that were unique and innovative.” In college, she took up Hospitality Management at La Salle University, where she showed her passion for cooking. “That’s where I poured by creative side,” said Deniece. “As you can see, in all areas, I’m very versatile. And I always want to do my best.” While in college, Deniece was active in fashion, styling, modeling, and she was also a resource speaker. “I talked about management, marketing, personal development, and how to approach life.” That’s also when she created a business called Dark Closet which created designer bags and shoes. “The idea behind Dark Closet is it’s a closet that’s creepy and scary, but when you open it, it’s full of nice things.”

Photo by Jownski Yogi

While running the Dark Closet business, Deniece encountered an unexpected challenge in her life. Deniece said that the experience of going through the challenge “gave me a lot of strength to push through my goals, my passion, and mission on what I really want to do.”

“People say build a business first, then help others. I believe you can do the opposite. I want to help people first then grow my business. That’s my principle.”

Deniece has since changed Dark Closet to Diamond Closet. “I had to start from scratch again. It went well. I had clients. I was traumatized by the challenge that I went through so just I focused on my work,” said Deniece. Aside from being a business woman, Deniece is involved in community organizations. “I became an executive vice president of a leadership organization,” said Deniece. “Everyone believed in what I do and in my talents and abilities. I gained a lot of confidence from that. I helped people. I gave them hope, love, and showed how they could expand their capabilities. It didn’t matter if there were young or old.” In 2016, Deniece was appointed Ambassador of Goodwill by an NGO that’s affiliated with the United Nations. As an outlet for her artistic side, Deniece started painting. “The [inspiration for] the paintings came from my life’s story. I did an exhibit of my paintings last November, and it was successful. It was published in different media channels, and I heard a lot of good compliments.” Today, Deniece is working on building her new brand, Diamond Closet, which will make luxury handbags and other accessories for women. “Diamond Closet represents me,” said Deniece. “It’s a high-end brand that’s Phillippine made. We have a lot of great artists and designers here in the Philippines.”

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On fashion, Deniece believes in doing what you really love to do at first. “You have to focus and master your craft. Then eventually use that to expand into other areas such as restaurants, real estate, or any other business. You also have to know what pushes you towards a specific business. That will give you your vision and mission, and it will be easier to become successful.” Here are more of Deniece’s thoughts on Business and Leadership: “Most of the leaders in our country and different countries are male. It’s very important that in our generation, women can also do what men can do. It’s very important for women to practice leadership because as a woman, you need to be able to depend on yourself. Women can’t just depend on men.“ “For our youth, there’s a saying that ‘the youth are the leaders of the next generation.’ If they learn the essence of leadership at an early age, they’ll be guided well and be able to have the right perspective, the right motivation, and respect for people around them. “ “The most important quality for women in business is attitude. It’s the primary force that will determine whether you succeed or fail. Attitude is very important for any leader. Even if you’re very successful, but you have the wrong attitude, people will work for you, but they will not respect you.” Other questions we asked Deniece: FCM: Who inspires you to be a stylist and a model, and why? Fashion and style have been my passion ever since I was five years old. Fashion lets people express their style and personality. By looking at a person's style, you can actually read his or her identity. Fashion also helps boost confidence and self-esteem. FCM: Who do you look up to and what qualities or character do they have that appeals to you? Amancio Ortega has quietly become the world’s largest fashion retailer with 6,500 shops in 88 countries and annual sales of more than €18.1 billion of a popular brand ZARA. His key to success is a unique business model that has been dubbed “fast fashion” which is governed by two key principles: giving customers what they want, and as quickly as possible. FCM: List a few things that are great about the Filipino culture and Filipino community. In one form another, Filipinos have strong norms and standards that we value. For example, women during the Spanish regime were generally shy, refined and inhibited. Their behavior was strictly monitored by the family to maintain their good reputation. The elegant clothes of the Filipino women were properly looked after.

Women give particular attention to their clothes especially those made of fibers such as piña or sinamay.

land in your chosen field. Be confident in who you are and what you stand for. This brings focus and purpose to your life.

Also, Filipinos are creative in many ways, whether it’s in art, music, science, technology and business. They have this passion for commitment. Perhaps “palabra de honor” when we make a promise, we try our best to fulfill that promise even if it will undermine ourselves.

In closing, Deniece said she wants success for her, for her family and other people. “The essence of life is to help people,” said Deniece. “Even if you have a lot of success or money, what are you going to do with it? If you have everything, the best thing to do is to help other people. That’s one of my vision, is to help. People say build a business first, then help others. I believe you can do the opposite. I want to help people first then grow my business. That’s my principle.”

FCM: What's your message to Filipinos in Canada? Having done all the work and made the right choices, you would be more likely to find and

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IRENE MACALAM-DOCUMENTO

A FILCAN’S JOURNEY TO HER DREAM CAREER!

Photos: Eric Cordero

Irene Macalam-Documento Physician’s Assistant at ESSENCE Medical Centres, Calgary, Alberta A FilCan’s journey to her dream career!

CM: Tell us a little about you? I am 33 years old. I came here [to Canada] in June of 2010 from Cebu. My husband sponsored me. I finished Health Science certification in the Philippines. But it’s hard using your education in a new country. You have to start from scratch. When I came, it took about a year to land a full-time job. Plus, I was pregnant at that time. I took whatever job I could. I worked as a cashier, I worked for a company that prepared food for an airline industry, and I also worked at WalMart. After I had given birth, my husband and I decided that I should go back to school. I went to Robertson College and graduated from the Medical Office Administration (MOA) program. I did my practicum at the Marlborough Medical Clinic. That was three years ago. I started as a practicum student at the clinic. After a month, I completed my practicum, and then afterward, our manager hired me as a Physician’s Assistant or a P.A. FCM: Let’s talk about your career. What was your thought process when you decided to go back to school? We started from scratch as a family. When I came, we lived with my husband’s cousin for three months. I worked as a cashier, and then with the food preparation company for the airline industry, then I was laid-off. I was pregnant at that time. I went back to a cashier position at Shoppers Drug Mart. That lasted until I gave birth. I was on maternity leave for 18 months. Then I decided to go back to school. We agreed that I should go back to school because we have a growing child to feed. I have to have a full-time, stable job. And it’s also my passion to be in the health care industry.

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FCM: Tell us more about how you got your P.A. position? Part of my MOA program is 160 hours of practicum with an actual clinic. I looked for a clinic that would accept me as a student staff. I checked with four clinics but they didn’t accept me. Until me and my husband found Malborough Medical Clinic. We were about to dine at the Red Lobster restaurant for a small celebration because I was about to finish my school. That’s when we saw the clinic. My husband said, “Oh, why don’t you go inside and ask?” I went to the clinic and ask if they accept practicum students. As a student, I had to work for free. I was lucky that they took me. In the end, they had to grade my performance, and I received a perfect score! Our manager then decided to hire me as a P.A., not M.O.A. FCM: What’s the difference between M.O.A. and a P.A.? M.O.A. is a receptionist for the clinic. You register patients, and you take phone calls. As a P.A. you get to work side by side with a doctor. As a P.A. my primary job is to prepare what our doctors need. I collect the history of our patients before a doctor sees them. I’ve been with the clinic for three years. Our clinic started in Marlborough with eight rooms; now we have three locations in Calgary. We have doctors and specialist in our clinic. We also do minor surgeries.

FCM: How do you become a successful P.A.? You have to take your job seriously. Different doctors have different styles and different needs. You have to talk to your doctors and ask them what they need from you to be their assistant. You need to know what they want you to prepare for each patient. When I started, I made my notes. I took pictures of all the tools my doctors need. And every day I studied. You have to know your doctor. FCM: Tell us a bit more about Marlborough Medical Clinic. We have 13 doctors currently, including our specialist. We have family physicians, pediatrician, neurologist, and internist. And we do minor surgeries. FCM: How is it like working in the clinic? With what I do now, every day is a learning process. Before I start my day, I have to tell myself that we’re dealing with people’s lives. Some can be difficult. Some are first-time patients in our clinic. Some are in pain. You have to patient. You have to be emphatic. I’ve lost my mom just before coming to Canada. Every time I see a patient, I think about my mom. I get to know our patient’s name and get to know them. And I deal with them professionally. It’s all about my mom. I saw what she went through. She’s my inspiration. FCM: Do you have Filipino-Canadian clients in your clinic? We do. Two Filipinas work here in the clinic. I notice there’s been a lot of Filipinos coming here. They also bring their family members. Some are referred to us. When they come here, they’re surprised how big it is, how clean it is, and how our wait time is not too long. FCM: We have a lot of newcomers to Canada. What’s your advice to them? You need to have ambition, especially if you have a family. Don’t think you’re done studying because you finished your education back in your home country.

Don’t be contented with where you are if you want to live comfortably and help your family back in the Philippines. You have to strive. Try harder. Work harder. It is hard to go back to school thinking I’ve already graduated and finished back in the Philippines. But we’re in a different country now. We have to adjust to what they want and what they need. If they need a certificate or a diploma, then why not take it? It takes time and patience. If you just put your focus on what will happen after you obtain what’s required, then eventually you’ll finish your study and get to where you want to be. Right now we bought our house. Everything we didn’t have when we started, we’ve got them now. And we’re able to help our family as well. We Filipinos don’t just want our family here to be comfortable. We want all our family everywhere to be comfortable. I am blessed to work for my current employer here at Marlborough Medical Clinic. They’re very kind and understanding. My husband and I have to look after our child while we work and they’re very understanding of that. They help us work with our schedule so we can take care of our child. I’m blessed. It’s like a family in the clinic. And I’m thankful. Without this job, I don’t think we’ll be able to have what we have now or help our family, and most importantly for me, assist other people through our work here in the clinic. -FCM

ONE-ON-ONE ANNIE CHUA

BEING A PROFESSIONAL FREIGHT FORWARDER “Being great in what you love to do gives you the power to live happy every single day.”

Photo: Eric Cordero

hat do you do as a professional freight forwarder?

A Professional Freight Forwarder acts as an intermediary between the exporter, importer, supplier and buyer in moving goods around the world using various transportation services such as air, marine, highway or rail. The task is working with an importer and exporter or the people securing the freight to ensure that every aspect of freight costs, including transportation, port charges, insurance, handling, documentation and other legal fees are being accounted for so that there are no surprises for both parties. In the case of International export, another task as a PFF is to ensure proper documentation are being presented to the broker or Customs Authority at the destination of the goods. PFF offers advice, paperwork, and all of the guidance necessary to get goods from one door to the other. Cargo transport rates are always changing, often on a daily basis, and especially when dealing with ocean transport. Using a freight forwarder means that you’re getting real-time rates, rather than carriers who lock you into a set contract. When clients want to go with the cheapest route, the freight forwarder can make that happen. If their needs change and they

suddenly want the quickest route, a freight forwarding company can make that happen too. A company saves time, money, and frustration by using a single vendor. Rather than contacting a trucking company, an air carrier, and an ocean carrier, freight forwarders ensure that your goods will never miss a transfer time and are cared for from pick-up to drop-off. Also only dealing with one price, rather than going straight to several sources.

What education did you have to take to get the designation? To get the designation, it requires an experience to handle multi-modal mode of transportation and must have at least 5 years experiences in Canadian operations. I successfully completed the security background check according to the standards set in the Transport Canada Air Security program for the Authorized Cargo Representative (currently set as … Criminal Record Name-Check, 5-year Employment verification, 5-year residence verification, 3 character reference check). On top of this, one must have completed the CIFFA Certificate and Advanced Certificate Programs in International Freight Forwarding. CIFFA stands for Canadian International Freight Forwarder Association.

1. The CIFFA Certificate: Compromises two

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courses, International Transportation and Trade, and Essentials of Freight Forwarding. Both courses must be completed within three calendar years to receive the CIFFA certificate.

2. The CIFFA Advanced Certificate program

introduces students to more sophisticated disciplines and complexity of freight forwarding and the global supply chain. To get awarded the CIFFA Advanced Certificate, students must hold the CIFFA Certificate and complete both Specialized Freight Services and Supply Chain Management and Marketing programs within three calendar years. To maintain the PFF designation, a participation on the following is also required: (1) CIFFA AGM, FIATA World Congress, or other industryrelated conference; (2) CIFFA Working Group (e.g. Air Cargo Security, PFF, etc.); (3) Groups / committees (E.g. Transport Canada, Canadian Border Services Agency, etc.); (4) Trade shows (e.g. IE Canada, CITA, TIACA, etc); (5)Continuous training (e.g. Dangerous Goods, Local Chamber of Commerce / Board of Trade semnars, etc); (6) Community service / charitable events (e.g. Hart and Stroke Foundation, Canadian Cancer Society, Muscular Dystrphy Canada, Multiple Sclerosis Society of Canada, etc.); (7) Industryrelated speaking engagements (e.g. in-house training, local Chamber of Commerce / Board of Trade, etc.)

What's the importance of freight forwarding in the economy? Freight is an integral part of the global supply chain. Likewise an important part of transportation sector. Moving goods inbound and outbound whether domestically or internationally help boost the economy. Being able to ship goods from one country to another in an efficient manner is a profession that every company needs in order to succeed. According to Transport Canada 2015 report, in regards to moving freight. "The volume of freight traffic in the Canadian Transportation system reflected soft global and national growth. Despite the soft global activities experienced in 2015 (estimated 3.1% GDP growth), growth should be sustained in the next decade, increasing demand for transportation. According to International Transport Forum, world freight volume will grow by a factor of 4.3% in 2050."

What do you enjoy the most about your profession? I enjoy having to use my initiative, facing new challenges in every shipment, working with great people at work and in the industry and the company I work with, Cole International, believed in their employees and think about my future growth and professional progress. For 25 years of experience, I have gained a lot of knowledge in this profession. Every day I deal with customers requiring different approach (using a single route or using multiple carriers) whether exporting and importing, I learn new way at approaching them.

What are the skills you must develop to be a successful freight forwarder? Hands on experience is one of the key ingredients to be a successful freight forwarder and the willingness to accept change due to the fact the world of international cargo movement has been changing overtime. A continuous education, reading news update in transportation and always thinking outside the box is a must to be productive and knowing how to resolve every issue will give a much more confident freight forwarder.

Who motivates you each day? I always felt that it's so important, both personally and at work, to give positive customer experience. Ensuring that clients will get the best customer service I could provide. I believe that getting their goods from point A to point B without any issues will move forward to a long term client base. If a work is done right at the beginning and client is satisfied, that motivates me to do more.

And your message to FilCans who want to become professionals! Being great in what you love to do gives you the power to live happy every single day. Once you have figured out that power, you will become hyper efficient, fully aligned, and highly productive because you know that you are doing is what you are meant to be doing. The key is to identify the areas where you are more proficient and then seek out opportunities that leverage your abilities. To add fullness to your abilities, analyze opportunities, conduct research, formulate decisions, make connections and set aside time for yourself and your family.

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2017 is the Year of the Filipino Kitchen By Zacariel Ardena

s a young cook, I never really thought of working towards having a Filipino restaurant of my own. Growing up, I was a fussy eater, refusing to eat what my mom cooked and wanting to eat nothing but French fries and pizza. Sinigang? No thanks. Nilaga? I’ll pass. Dinuguan? Oh geez, forget it. In chef school, I recall my non-Filipino classmates asking me if we could try Filipino food and present it for our “Cuisines of the World” group project. I flatly declined, saying that they wouldn’t like it. As I continued my culinary education and refined my palate, I rediscovered my roots and realized how very wrong I was about our food and now truly love and embrace it. Now I love nothing more than hanging with my family and feasting on crispy pata and pancit canton with an ice cold beer! Over the years, the foods of our neighbouring countries have become staple fixtures in many cities; you won’t have a hard time finding a restaurant serving Vietnamese or Thai food. Many people in the western world can easily identify pho or pad Thai without hesitation. Filipino cuisine has always played second fiddle to its Southeast Asian neighbours: until now. As the Fil-Can community continues to grow and Filipino food slowly begins to gain ground; many well-known Filipino chains are making their way to Canada, such as Jollibee, Max’s Chicken and Seafood City Supermarket. There’s no doubt that we are slowly making our mark.

And so, we try to move forward with our food while still remembering where we come from, using the same ingredients we recognized growing up (whether we ate it or not). New restaurants continue to serve up traditional fare like halo-halo, sinangag, kare-kare and adobo; while pushing the envelope with innovative dishes like sisig fries, ube polvoron pies and bistek burritos. I myself threw a few experimental Filipino food popups in Toronto and they turned out to be great successes! I was unsure of the outcome and was very pleasantly surprised. And as our food continues to evolve, the world is “Filipino food is finding its way taking notice. The media is into the spotlight. Because that definitely taking notice, as the National Post, Eater is what Filipino food is: simple, magazine, Forbes, National humble and comforting.” Geographic and Food Network and have looked to Filipino food as being the cool thing to eat right now. We’re finally getting the recognition we deserve!

Often hearing that Filipino cuisine is comparatively inferior to other Asian foods and seen as a foreign food that’s “a little too foreign”, many new Filipino chefs have taken it upon themselves to revolutionize the Filipino food scene. Many Filipino food establishments owned by our parents strictly catered to the Filipino community (not by intention, mind you), more often than not making the experience of coming in and trying the food a little on the intimidating side for non-Filipinos. Again, hardly intentional, but it happens.

Many Fil-Can cooks and chefs (especially the second generation) have a strong desire to try and share our food and culture to our non-Filipino friends and neighbours by making it more appealing to Western appetites but still respecting our traditions and culture. Like our parents, we still remain humble and hospitable folk and we continue to try and show that through our food. As the food world slowly shifts from high-brow bourgeoisie to more traditional, simpler dishes, Filipino food is finding its way into the spotlight. Because that is what Filipino food is: simple, humble and comforting.

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So what does that mean for us Fil-Cans? It means that we need to step up and show everyone what we’re made of! Don’t be afraid take people out and try our food. Show it off on Instagram, Facebook and Twitter. Continue to push Filipino food into the mainstream. Maybe one day we’ll be up there with those other cuisines, like Mexican, Italian, Japanese and Chinese. Let’s show the world we’re more than just lumpia, lechon and “those gross eggs you see on Fear Factor”!

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Masters of our Destiny

s a species, we are powerful. Short of time travel or teleportation, everything that we have fantasized has come or will come to fruition. It can be debated that we are where we are today as a result of creativity, ingenuity and intelligence. I certainly wouldn’t debate against this. It’s definitely true. However, I do believe that there is another resounding quality of man that has catapulted us to where we are in history: perseverance and mental toughness.

Without launching into any sort of history lesson, I can tell you that, as a people, man has constantly and repeatedly faced trial and tribulation and we have never succumbed or faltered as a result. Whether it’s a global tragedy or a single man’s shortcomings, we have and will continue to face hardships and setbacks. Time and time again we have stared adversity in the face, treated them as temporary setbacks and have come back stronger than ever. This quality of man makes us ultimately and unlimitedly powerful. We always bounce back. We don’t make excuses. We always get back up if we fall. Unfortunately, a quality of a species doesn’t necessarily trickle down to or define all of its individuals.

Your Thoughts vs. Your Reality – You Are Your Biggest Enemy I believe that (each individual) man is unlimitedly powerful. Rather, I believe that we all have the potential to be powerful. I believe that the source of our abilities is not in our bodies but, rather, in our minds. I’m sure you’ve heard the adage: “if you can see it, you can be it.” If this is true, then the opposite must be as well: “If you can’t see it, then you certainly can’t be it.”

Warning: I’m Going to Rant This rant applies to those who fall victim to the latter. The source of man’s strength can also be the pit of his demise. That is, if he allows it. Some people are so weak. No, I’m not referring to physical strength. I’m referring to mental strength. Some people are victims of their own minds. Some people are victims

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By Vu Nguyen

of their circumstances. Some people are victims. Plain and simple. It’s never their fault. Their misery is always a result of someone else’s actions. This mindset is very inhibiting. However, it is very easy. If it’s not your fault, then there’s nothing you can do about it. So you won’t.

People of this mindset wake up every morning trapped in a metaphoric jail that is their mind. How many times have you heard someone say “I can’t” or “it’s too hard” before they give a task a fair shot? A very wise man, Confucius, once said: “he who says he can and he who says he can’t are both usually right.” So true. So why do people limit themselves? I’ll never understand. Here is a short list of “I can’ts” and “it’s too hards” that I’ve heard recently: • • • • • •

I can’t resist [insert junk food]. I can’t make time to read. It’s too hard to meal prep. It’s too hard to eat healthy. I can’t wake up in the morning. I can’t make time for exercise.

You’re right. You can’t. It’s too hard.

And the Excuses… Append any of the above with the word ‘because [insert reason]’ and you’ve got yourself an excuse. Making excuses is just that easy. Too many of us make excuses as to why we can’t or shouldn’t do something. If you fall victim to this mindset, you need to turn that mindset around and find reasons we can or should be doing these things. •

I can’t resist that donut because it looks so tasty – I should resist that donut because I’ve been working out so hard lately and that would set me back on my goals.

•

I can’t make time for exercise because work has been too busy – I should make time to go to the gym because I always feel great after going and it helps relieve stress.

At the end of the day, it’s all in your mind. It begins and ends with that internal dialogue.

Keep it to Yourself If you insist on crippling yourself and living an unmotivated life, please keep it to yourself. Don’t drag others down in an attempt to make yourself feel better. Don’t crush or squash their efforts just because they believe in themselves. Don’t do it because you can’t match their spirit. That’s ignorant and childish. Your negative opinions need to be locked away or kept to yourself. Bringing others down to your level shouldn’t make you feel better about yourself. If it does, you’ve got a serious problem… If you happen to be on the other side of the equation and you have people in your life who are constantly nagging and dragging you down, you have to remind yourself that what ‘they’ say or think really does not matter. Pay it no mind. If their negativity starts to weigh on you too much, there comes a time when you have to make the tough decision to cut the dead weight.

Take Ownership – Be Accountable Stop blaming others. If you continue to do so, your circumstances will never get better. Sure. It may give you temporary relief or pleasure to convince yourself that someone else is to blame for your unhappiness or misery. Believe me. It’ll come full circle. That relief or pleasure will eventually fade when you realize, days, weeks, months, or years down the road that your circumstances are still the same and that you have no one to blame. No one but you! End rant I know this sounds overwhelmingly negative but it doesn’t have to be. The opposite holds true as well. In my life, I blame myself if I fall short and credit myself if I reign and conquer. Why wouldn’t I? I have all of the tools and resources required to dictate whether I fail or succeed. It’s all a matter of developing the mind’s strength to wield these tools into the battlefield that is life.

them as temporary setbacks, push on and keep trying. I implore you to choose the latter because with continued effort, eventually you’ll get there. Don’t allow your past to dictate who you are. Allow your present to dictate who you want to be. My favorite speaker, Les Brown, once said: “When life knocks you down, try and land on your back. Because, if you can look up, you can get up.” There aren’t many circumstances in life that are dire enough to keep you down for the 10-count. Persevere. Get back up and fight. Ask anyone you know who you deem to be “successful” and they’re sure to tell you that they’ve faced their fair share of roadblocks. They’re also sure to tell you that they’ve learned to hurdle them and they’ve learned to pick themselves up should they trip and fall.

Do It Stop b****ing. Stop whining. No one wants to hear it. You are a victim of yourself and no one else. Stop making excuses and get yourself out of the “I can’t” mentality. If necessary, tattoo a road map on your body because you are responsible for your own prison break. ________________________________ Vu Nguyen is the owner and founder of the Calgary-based health and fitness company VN Vigor. To know more about Vu and VN Vigor, visit www.vnvigor.com.

Down for the Count? In life, you will stumble, you will fall. It’s just fact. No, I’m not referring to clumsily tripping over your shoelaces. I’m referring to hitting one of life’s many inevitable roadblocks. How you perceive and react to these roadblocks and obstacles ultimately dictates who you are as an individual. You can choose to treat them as failures, give up and never try again or you can choose you to treat | FCM | filcanmagazine.com | Vol. 2 Issue 3 | 2017 |

A Youth’s Perspective: New Year’s Gala and Awards Night for Outstanding Pinoys 2016

Ms. Connie De Jesus Kriaski, one of the heads behind the success of the event, believes that the first month of the year is the “time to reflect on what happened for 2016 and how we can make 2017 a better year”. With this, she organized an event to recognize the Outstanding Pinoys of 2016, so that it will influence our community to do their best for 2017. The Filipino-Canadian community has a number of people who excel in their own fields. I believe that we all have the same opportunity to become the next Outstanding Pinoy. There are no age limits or class status in becoming a better version of you. Always imagine yourself in a situation where you are reaching higher, and you have a ladder in front of you. Well, you already have the ladder in front of you. All you need to do is to step up and make an effort to excel in what you are doing. Pinoy Times chose a masquerade themed event for the 8th year of their annual gala (and 5th year of their annual awards night). The beautiful and mysterious masks worn by the guests may hide their faces, but it cannot hide the remarkable achievements of the individuals in the Filipino-Canadian community. It was truly amusing to see how many successful and influential Filipinos we have in Canada. I believe that age is not a factor in being a successful person. You can be 17 years old with outstanding achievements or 65-year-old active member of a senior citizen group. There are no limits to become a successful person; it all depends on how you define the word success.

At the event, each awardee has a unique personality and personal beliefs that made them who they are. There winners were:

Community Service for Volunteerism: Nene Jules Casuncad Community Service: Marloun Manuel Ambassador of Goodwill: Limuel Hayag Vilela Media: Teofy Buluran Youth: Cathia Geralde Senior: Elvie Abella Valeroso Business: Ricky Asuncion of Mama Nita’s Binalot

Pho to

he New Year’s Gala and Awards Night for Outstanding Pinoys is an annual event hosted by one of the most respected local newspaper, Pinoy Times. The event aims to award individuals who showcase exceptional attributes and services to the community.

s: E ric C o

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By Nicole San Gabriel

Youth: Cath

ia Geralde

Congratulations to these amazing individuals! Being able to attend this event made me proud that I am a Filipino-Canadian. Hearing all the ups and downs of the stories of these outstanding individuals made me realize how great our community is. We are truly shaped by our experiences in life. As a youth, our thoughts and beliefs are easily influenced by the people around us. These inspirational people motivated me to strive better and work harder.The youth community is blessed and grateful to be surrounded by the kind of people who are willing to share positive insights and be excellent examples. With their help, our generation can become very successful. With God’s grace and mercy plus the effort of the individual, I believe that any person can be who they want to be.

teerism: for Volun e ic rv e S ity Commun asuncad sC le Ju e n Ne

On behalf of the whole FilCan youth community, we want to send our deepest gratitude to all who give their 100% effort to become an inspiration to others. You are the true hero! I will always be proud to say that I am a product of the society that values faith, growth, and success! #ProudToBeFilCan

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Nicole San Gabriel

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Elvie A enior:

Media: Teof

y Buluran

Business: Ricky Asuncion of Mama Nitaâ&#x20AC;&#x2122;s Binalot

Ambassador of Goodwill: Limuel Hayag Vi lela

rloun Manuel

Community Service: Ma

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FIVE TIPS TO BURN OFF THE HOLIDAY CALORIES By Wilmar Teves

he common theme around the Holiday Season are the countless dinners with family and the “meet ups” with friends that turn into endless nights of snacks, drinks and parties. On top of that, the mindset that any fitness goal can wait for the next year! January comes knocking at your front door and you feel heavier, feel a bit more tired, more stressed and now this becomes your new reality! Here comes the good news, you CAN do something about it! If the thought has passed through your mind to make a change, you’ve checked out your local gym and even scrolled through the various media streams of the next fitness trends, it’s time for you to go from contemplating and into action. Envisioning your fitness goal without action is merely a dream and actions with no purpose will get you nowhere! Combine vision with action and you can change your world. Now let’s take those endless calories consumed over the holidays and come up with an action plan to overcome them. Here are five tips to burn off the Holiday Calories: 1. Learn your Opponent A common misconception is we often consider calories as our enemy when it comes to fitness goals. However, calories are

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important to understand. A calorie is a unit that measures energy and energy is gained by the consumption of food and beverages. It’s not always about eating less calories to lose weight because your body burns and needs energy throughout the day. The key is managing “it”. Consider learning more about macronutrients and micronutrients to further your understanding of calorie intake. 2. Recognize what you already do – 10,000 steps Health benefits come from at least 150 minutes of moderateintensity aerobic exercises per week which is the minimum recommended amount of time for North American adults. One of the most common objections I hear to getting started is the “I have no time” excuse. Well, how do we human beings naturally get around? Walking! Walking at a moderate pace can burn over 100 calories in an hour and we do it every day. Rather than devoting a block of one hour to just walking, consider using a step counter or a FitBit to manage your steps. A great milestone to achieve is 10,000 steps per day which you’ll burn approximately 500 calories!

Resistance Training

Resistance training doesn’t mean resistance to exercise! It means we need to exercise our muscles to receive the many benefits it offers. Resistance training builds muscle and tone, slows down our aging process, helps strengthen bone density and decreases the risk of injury and helps with recovery. A 30 minute resistance training session can burn off as much, if not more, calories than 60 minutes of moderate-intensity aerobic exercise! It’s important to understand that there is a lot of science behind resistance training, so I highly recommend consulting a fitness professional to help you with your form, technique and programming for your individual fitness goals! 4.

Training Heart Rate Zones

Now this tip is moving from milk, to a piece of steak. While performing some exercises is better than doing none, it’s important to understand that the effort that you put in doesn’t always produce the results you are looking for. This is where training heart rate zones, come into play. How hard your heart works determines how many calories you are looking to burn. While it becomes very technical and normally requires long explanations, the information on it is very easy to find online. Most cardio machines have the ability to read heart rates and techniques like the Borg Relative Perceived Exertion (RPE) scale can be used to monitor how you feel when not using a device to check your heart rate. I would also highly recommend using electronic devices like a MyZone belt or a heart rate monitor to help you! 5.

Finding a buddy

Last, but not the least and probably the best security for long term fitness success is finding an accountability partner. This can be a significant other, a friend, a personal trainer and even a community. Whatever the case may be, have a support system to lean onto in times of struggle and to also celebrate with in times of triumph. Having an accountability partner to share your success stories only increases your likelihood of getting the job done against the holiday calories we need to burn off! To wrap it up, the worst thing you can do is sell yourself short when it comes to your fitness goals. Dream what you WANT because it is a God-given right to do so. But to make your dreams come true, focus on what you NEED to do because it is up to you to follow through with it. Surely, the Holiday Season was amazing and memories were made, however the fun has just begun! Let’s work towards our fitness goals so that when the Holiday Season comes right back around the corner, we can kick it even harder! ______________________ Article written by: Wilmar Teves Assistant General Manager Goodlife Fitness

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TAXES MATTER – TAX DEDUCTIONS By Saqib Khan

es. It’s that time of the year, which many may not like. You guessed it right “Tax Season.” Tax Season is one of the busiest seasons for accountants; whereas at the same time it’s also busy for people filing taxes either personal or business. Tax is a very vast subject and holds many areas of interest for everyone living in Canada. For the purpose of this article, I will touch base on some key deductions that one can take advantage of while filling taxes. According to a survey done by UFile online and Ufile for windows published in Vancouver Sun; 41% of Canadians do like filling taxes. Respondents from BC like filing their tax returns the most (43%) and respondents from Quebec dislike filing their tax returns at an astonishing rate (55%). There are several deductions that you can claim on your tax returns for the year 2016. Some of the key deductions are as follows:

Annual union, professional, or like dues: You can claim the annual dues for membership in a trade union or a professional association required under provincial or territorial law. You can also claim, liability insurance premiums or professional mem-

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bership dues required to keep a professional status recognized by law. If these dues are paid by your employer then it will appear on your T4 slip. Annual membership dues do not include initiation fees, licenses, special assessments, or charges for anything other than the organization's ordinary operating costs. You cannot claim charges for pension plans as membership dues, even if your receipts show them as dues.

Child Care Expenses: Child care expenses are expenses that you paid to have someone look after an eligible child so that you can earn income from employment, business or attend school. In order to claim child care expenses the child must have lived with you when the expenses were incurred for the expense to qualify. Some of the expenses that you can claim for child care expenses are payments made to caregivers providing child care services; day nursery schools and daycare centres; educational institutions, for the part of the fees that relate to child care services; day camps and day sports schools where the primary goal of the camp is to care for children (an institution offering a sports study program is not a sports school); or boarding schools, overnight sports schools, or camps where lodging is involved.

Moving Expenses: Given the current situation of the Canadian economy; many people may have moved for employment or education during 2016. To be eligible for moving expenses one must be at least forty kilometers closer to his or her new work or school. This criterion usually applies when a person leaves one city or town and moves to another for employment or educational purposes. Some of the basic moving expenses that you can claim on your tax returns are transportation or storage costs, travel expenses including vehicle expenses, meals and accommodation. Some examples of ineligible moving expenses are any loss from the sale of your current home, travel expense for house or job hunting trips before you move.

Tuition, education, and textbook amounts: The tuition, education, and textbook amounts allow you to reduce any income tax you may owe. Your educational institution will provide you with a slip that has the total eligible tuition fees paid as well as the months you were enrolled either part-time or full-time. You cannot claim the tuition amount on your tax certificate if any of the following applies to you: •

The fees were paid or reimbursed by your employer, or an employer of one of your parents, where the amount is not included in your or your parent's income;

•

The fees were paid by a federal, provincial, or the territorial job training program, where the amount is not included in your income;

•

The fees were paid (or eligible to be paid) under a federal program to help athletes, where the payment or reimbursement has not been included in your income.

(insurance, gas, vehicle maintenance, parking), lodging, supplies, licenses and work space in the home expenses. Currently, many Canadians prefer to file their taxes online and it’s very important to keep all receipts and documentations handy in case Canada Revenue Agency (CRA) asks for any substantiation. Some unusual things Canadians have claimed on their tax returns:

Self Employed Deductions: Self-employed is an individual that works for himself or herself instead of working for an employer that pays a salary or a wage. A self-employed individual earns income through conducting profitable operations of a trade or business that they operate directly. Self-employed is one the vast category under taxation; however, the focus here is on individuals who earn their income through sales commission and transportation such as Truck Drivers, Uber Drivers, Cab Drivers or Delivery Drivers working as independent contractors for big carriers. In order to be eligible for an employee that earns commission; it must state in the contract that you pay for your own expenses, required to work away from your employer’s place of business and you were paid in a lump sum payment for certain period without deducting any taxes. Some examples of deductions that you can claim in your tax returns are accounting and legal fee, advertising and promotion, motor vehicle expenses

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An interest charge of 24 cents (from CRA) Dance shows Female napkins Guard Dogs Marriage License Tax Software

Retrieved from: http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/ rtrn/cmpltng/ddctns/llddctns-eng.html http://vancouversun.com/news/staff-blogs/do-youlike-doing-your-income-taxes-survey-finds-41-of-canadians-say-yes-13-file-online

Disclaimer: The content in this article is provided for general information purposes only and does not constitute legal or other professional advice or opinion of any kind, shape or form. The Tax situation is different for every individual and or business, therefore if you need to get an advice on taxes, please contact your accountant or financial planner.

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In the Community:

TFCC – The Filipino Champions of Canada,

Started the year with their first CAFÉ TALKS!

AFÉ TALKS is designed to encourage resource speakers and guests to connect through presentations and roundtable discussions. “Everyone has a seat at the table,” said TFCC founder Mr. Jerry Caingcoy.

The first CAFÉ TALKS centered on relationships. “It is the core of what we do. Everything revolves around relationships,” says Jerry. The event was held at CLC – Champion Life Centre (www.clccalgary.com), and was hosted by Mr. Abel Pagaling, TFCC Communications Director, and CEO of FCM – Filipino Canadian Magazine.

About TFCC Cafe Talks: TFCC Cafe Talks is aimed at providing an avenue to empower, enrich, engage and educate the FilCan community on relevant and timely topics that truly matter. It is designed to offer a respectful, safe and welcoming environment for every Filipino-Canadian to share ideas, knowledge, and skills to uplift one another. It is also an opportunity to discuss challenging and difficult conversations that affect us individually and as a community. TFCC believes that everyone has a story to tell, a voice in the room, and a seat at the table.

The talks featured six outstanding speakers and mentors:

The event was sponsored by:

Nathan Taylor Global News TV Producer and Journalist

PCFC – Philippine Culinary Federation of Canada (www. philippineculinaryfederation.ca)

Abe Brown President, Certified Coaches Federation / Momentum Coaching

FCM – Filipino Canadian Magazine (www.filcanmagazine)

Robyn Manzano MA, Registered Psychologist Owner, Refresh Counselling Services

MODTECH Global (www.modtechglobal.com)

CLC – Champion Life Center of Calgary (www.clccalgary.com)

ROC’s Grill (www.facebook.com/rocsgrillyyc) Robertson College (www.robertsoncollege.com)

Maria Fe and Rene Asprer Servant Leaders at Light of Jesus Community

PUSTURA (www.lovepustura.com)

Pastor Jesse Carnecer Lead Couple, Champion Life Center

To see the photos of the event, visit FCM’s Facebook page – www. facebook.com/filcanmagazine/.

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FCM Distributors:

EMAIL: ADVERTISE@FILCANMAGAZINE.COM

F I L I P I N O

C A N A D I A N

M A G A Z I N E

FCM proudly supports The Filipino Champions of Canada (www.thefilipinochampionsofcanada. com), The Filipino Champions Talk, and the Philippine Culinary Federation of Canada.

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