Get The Best Home Loan Interest Rate by Ujjivan SFB Buying your home is a major event in most people's lives. It's an exciting time, but you also must be prepared for the tasks that come after closing and the process of getting this done can be overwhelming. Buying a house with an affordable home loan is one way of tackling these huge financial responsibilities. With affordable housing loans by Ujjivan SFB, we think of your comfort and convenience first and want to help you find the best solution for your needs. We understand your world and know how things work around, here you can find out home loan rates and home loan interest and the right options for getting perfect disbursal.
Home purchase and Home Construction Loans If you're looking to purchase a new house, with Ujjivan SFB, we make it possible for you to avail of the loan. The loan amount ranges from 2,00,000 to 75,00,000. We charge interest starting from 13.75% to 15.75%. The tenure range is from 36 months to 240 months and the processing fee is 3,350 + GST applicable. We also charge additional fees such as Credit Legal Administrative Documentation Upkeep of documents Maintenance of documents Payments and so on. These fees are 1% - 2% of the loan amount + GST applicable. Composite (Plot Purchase & Self Construction) Home Loan Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with an adequate loan amount to make your dream come true.
Our loans range from 2,00,000 to 50,00,000. We offer rates of interest starting from 13.75% to 15.75% p.a., reducing to 11.74% p.a. on repayment by the borrower if they choose it. Our loan tenure range is between 36 months and 240 months, depending on your requirements and creditworthiness. All this is available for you at an attractive interest rate of around 13-15%. We charge processing fees of 3,350 + GST applicable and an additional 1.5% - 2% per annum as CLADUM charges (Credit Legal & Admin Co) + GST applicable for our services and facilities.
Home Improvement Loan Need to renovate your home? With a Home Improvement Loan, you can get the renovation and repair of your beloved house done more easily. The loan amount will be a minimum of ₹2,00,000 and a maximum of ₹25,00,000. The rate of interest (ROI) is 15.75% p.a., reducing the tenure range from 36 months to 180 months. The processing fee is ₹3,350 + GST applicable for this loan. CLADUM charges (Credit, Legal, Administrative, Documentation, and Upkeep of Documents) are 2.0% of the loan amount plus GST applicable for this loan. Home Equity Loan (Non-Home Loan) We offer a variety of loans for different purposes. You can choose from a loan for debt consolidation, extended refinance for building constructed or purchased, mixed usage of the loan, and funding of mixed properties. The minimum loan amount is 2,00,000 and the maximum loan amount is 75,00,000. The rate of interest starts from 15.75% to 17.75% p.a., reducing as the tenure gets longer. The processing fee is 3,350 + GST applicable. CLADUM charges (Credit, Legal, Administrative, Documentation, and Maintenance) are 2% of the loan amount + GST applicable.
Commercial Purchase Loan (Non-Home Loan) We can help you refinance your commercial space, office outlet, or other real estate loans. We offer a range of loan amounts and interest rates to fit your needs. For example, we can help you finance a minimum of 5,00,000 for one month, up to a maximum of 30,00,000 for 84 months. Our processing fee is 3,350 + GST applicable. Our fees include Credit, Legal, Administrative, Documentation, and Upkeep of documents and Maintenance.