ICM BOSS POLICY

Page 1

Agent Name: Phone #:

Banker’s Optimal System of SecurityTM

4-PILLARS WORKSHEET Debt Elimination

Wealth Building

Retirement Planning

(Disability Protection, Pay Off High Interest Loans, Pay Off Auto Loans)

Penalty-Free Access to Available Cash Value

You Select Your Retirement Date

Death Benefit: 100,000 $ $ – Year One

Available Funds**: $ 2,802 $ – Year One

Rule #1: Don’t lose principal value of an investment (Contractual Growth) Rule #2: Plan must create tax advantages (Tax Deferred Growth) Options: Start a business / Expand a current business / Purchase income producing real estate

Annual Contribution: $ 4,000

Death Benefit: $ 188,320

TM

Retirement Planning

Debt Elimination

Date: 08/05/09

Wealth Building

BOSS

Legacy Planning

Age: 44

Keith Fansher

Name:

Legacy Planning Asset Protection

Potential Annual 70 Tax Free Income – Age:

Cash Value Protected From Creditors in Most States

$ 11,027 Non-Guaranteed 70 Cash Value Age – Age: $ 183,788 Death Benefit – Age: 70

Use Cash Value to Pay Estate Taxes Death Benefit will pass to Living Spouse Tax Free

$ 341,214 Remaining Death Benefit – Age: 90

“The more you use your system, the better the results”

$ 50,000

$ – Year Ten

Non-Guaranteed Cash Value:

Annual Minimum: $ 1,199 $

1

44,252

2

$ – Year Ten

Total Lifetime Benefit: $

270,546

3

**Note: Non-guaranteed cash values have been used in your scenario. Your actual results may be more or less favorable. See Policy Illustration for more details.

4 4pws - 090721


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