ARE YOUR EMPLOYEES’ FINANCIAL PROBLEMS COSTING YOUR COMPANY MONEY? Did you know that employees with poor financial habits... • • • • •
Do not manage their personal finances to meet their everyday needs; Do not save enough for emergencies; Do not invest towards major life goals such as home ownership; Do not plan for a successful retirement; Are stressed out because of their financial woes?
Employees’ financial well-being is a major factor in the profitability of your company! Here’s why:
The lack of productivity, wasted time, higher costs, and other risk factors all lead to LOWER PROFITS! What can a company do to counteract the negative effects of financial distress of its employees? “Employers do not realize they can improve profits by helping employees improve personal financial behaviors” - E. Thomas Garman, Personal Finance Employee Education Foundation
6 Haining Road, Kingston 5, Jamaica (tel/fax) 876.908.0223 (st) 876.614.7445 (e) admin@financiallysmartonline.com www.financiallysmartonline.com
ACHIEVING FINANCIAL WELLNESS AT THE WORKPLACE CAN INCREASE PROFITS! This is the recommended process to reverse the negative effects of your employees’ financial distress:
Financially S.M.A.R.T. Services, Jamaica’s number one source for personal financial resources, can help you to enhance your employees’ financial well-being, increase staff morale, improve job productivity, and ultimately boost your bottom-line! We provide workplace financial solutions including: • Financial wellness assessments to determine the types of challenges that are impacting your workers’ productivity • Personal finance presentations and workshops designed to teach basic money management skills • Individual Money Coaching at employee’s request • Training of supervisors and human resource personnel to address the needs of financial unwell employees • Development of company procedures addressing financial wellness as part of a structured Employee Assistance Programme (EAP) Please email us at admin@financiallysmartonline.com for more details.
Cherryl Hanson Simpson Financial Consultant 6 Haining Road, Kingston 5, Jamaica (tel/fax) 876.908.0223 (st) 876.614.7445 (e) admin@financiallysmartonline.com www.financiallysmartonline.com