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This year’s Hot 10
11:FS Foundry
London: “Fit for the Future” Digital Banking Services
Apiax
Zurich: Compliance at the Click of a Button Apiax enables financial institutions to map existing regulatory requirements and quickly adjust changing licensing regimes for different legal entities.
Created by challenger consultancy 11:FS, Foundry is a complete banking architecture that offers a modular, ledger-first set of components to deliver secure, digitally-native propositions quickly and In March 2019, to scale. Apiax opened in London and hired Using cloud-based RegTech expert, Alan technology and a Blanchard. Apiax was modular approach, named early stage Foundy allows startup of the year customers to deploy an at the Swiss FinTech entire banking stack, Awards 2019. or select services, depending on their Nicolas Blanchard, strategy. Philip Schoch, Ralf Huber, Leda Glyptis, CEO Thomas Suter 11fs.com
Apiax.com
Aryze
Copenhagen: Digital Cash ARYZE want to solve the UN’s Sustainable Development Goal Number 10 by lowering the global average cost of sending money abroad from 7.% to 3%. Backed by 283 investors from 15 different countries in a private token sale, ARYZE bridges the gap between conventional money and digital currencies by creating a true digital representation of cash.
There is always room to celebrate more stand-out innovators. Meet our 2019 Hot Ten - early contenders for The FinTech50 2020.
Bankifi
Manchester/Amsterdam: API fuelled Micro Services for Banks Bankifi’s data-driven distributed banking model allows financial service providers to manage, consume, distribute and monetise data through a suite of API driven micro services. BankiFi offers its solutions as a managed service that can run either in a private or public cloud. This set of consumable services has been designed so as to store as little data as possible outside the bank environment.
Gardenia Technologies
Luxembourg: Working Capital Finance Gardenia provides cloud based, end-toend software solutions that deliver innovative, pragmatic and practical Working Capital Analytics and Liquidity solutions to enterprises of all sizes and scale. The winner of this year’s NadiFin Accelerator Program in Luxembourg, selected by their cohort peers, Gardenia’s actionable analytics help a company improve their working capital position without the need for additional liquidity capital.
Jack Nikogosian, Morten Nielsen, Carl Jenster
Mark Hartley / Conny Dorrestijn
Rupert Schneider
Aryze.io
Bankifi.com
Gardeniatech.com
