CORE SERVICES CORNER

from December Network Newsletter Volume 15

by Berkshire Hathaway HomeServices Florida Network Realty

SUCCESS STORIES

CORE SERVICES NEWS

FNPM * PROSPERITY HOME MORTGAGE, LLC * GTS * REFERRAL Join the 2021 Join the 2021 Relocation Team! Relocation Team!

HAPPY HOLIDAY’S TO ALL! This can be a time of high stress and many competing priorities. What can PHM do to help to reduce that stress for you and your clients? How about waiving the origination charge. That’s right, completely waived as a present to you and your clients. That’s what we offer to all First Responders, Teachers, and any clients leveraging a VA loan (VA loans also get a FREE appraisal!). Give the gift of waived costs and free services to these clients this holiday season and your clients will thank you for it.

SELLER FINANCING Seller financing is just what it sounds like: instead of the buyer getting a loan from the bank, the person selling the house lends the buyer the money for the purchase. How it works is that the Buyer and Seller execute a Promissory Note providing an interest rate, repayment schedule, and consequences of default. The Buyer sends their monthly mortgage payments to the Seller, who gets to earn interest on the loan, perhaps at a higher rate than they could get elsewhere. A mortgage placing Seller’s lien on the property is also recorded in the public records where the property is located. Seller financing arrangements are often for a short term, such as five (5) years, with a balloon payment due at the end. The idea is that the buyer will be able to refinance before the balloon payment is due. In the event that the buyer fails to make the appropriate payments pursuant to the repayment schedule, the Seller would have to file a foreclosure lawsuit against the Buyer in order to recover the value of the Note.

The 2021 Relocation Team will service the needs of corporate The 2021 Relocation Team will service the needs of corporate transferees and referrals from other brokerages. The eligibility transferees and referrals from other brokerages. The eligibility requirements below must be met in 2020: requirements below must be met in 2020: “A” Team At least $6M and 15 sides of personal business “A” Team At least $6M and 15 sides of personal business “B” Team At least $4m and 12 sides of personal business “B” Team At least $4m and 12 sides of personal business OR 20 unitsOR 20 units OR 15 unitsOR 15 units

Each qualified and interested agent will interview with Linda Lindenmoyer, Each qualified and interested agent will interview with Linda Lindenmoyer, Relocation Director, to ensure appropriate expectations. Relocation Director, to ensure appropriate expectations.

Each qualified and interested agent will recertify by attending two training classes: a class for listings including tips for capturing premarketing listing opportunities, and a class regarding buyer expectations including tips for conducting a candidate tour. Each class will be approximately two hours. Each qualified and interested agent will recertify by attending two training classes: a class for listings including tips for capturing premarketing listing opportunities, and a class regarding buyer expectations including tips for A passing score is required for each class test. conducting a candidate tour. Each class will be approximately two hours. A passing score is required for each class test.

Contact Linda Lindenmoyer at 904-672-4350 or Linda.Lindenmoyer@floridanetworkrealty.com for any questions. Contact Linda Lindenmoyer at 904-672-4350 or Contact Linda Lindenmoyer at 904-672-4350 or ©2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Linda.Lindenmoyer@floridanetworkrealty.com for any questions. Linda.Lindenmoyer@FloridaNetworkRealty.com for any questions. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation. ©2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation. FAIR HOUSING ACT According to the Fair Housing Act, Florida landlords cannot ask potential renters questions about medical history, age, any disability, familial status, ancestry, national origin, marital status, sexual orientation, religion, color or race. Tenants cannot be discriminated against due to any of these reasons. Every real estate investor is forbidden from the following: •Refusing to rent a Florida rental property. •Setting different privileges, terms, and conditions for renting an income property. •Providing different housing facilities or services. •Falsely saying an investment property is unavailable for rental, sale or inspection. •Making any statement in an advertisement that implies preference based on disability, sex, religion, national origin or presence of children. •Intimidating, threatening or coercing anyone exercising their fair housing rights. In case the tenant has a mental or physical disability, you must: - Make reasonable adjustments to practices, policies, and rules if the renter requires them to live in the property. - Make necessary modifications to the rental home so the tenant can live comfortably.

NEW SOCIAL MEDIA IMAGES!

We have new COVID-19 social media images for you to share!

Don’t forget to check out our other 50+ COVID-19 images!

Click the link below to download the social media images:

https://bit.ly/39wlrnP

DECEMBER AUTOFLOW LINEUP

The Loop Postcard Arrived Early-December

12 Area locations. For more information, visit: thelooprestaurant.com

COMPLIMENTS OF Ashley Agent

REALTOR® 904-000-000

BUY ONE ENTREE GET ONE ENTREEFREE *with the purchase of two drinks

eCard

Happy Holidays! Arriving Mid-December

Regional Newsletter

Arriving Late-December

For more information about AutoFlow or to join, please contact: AutoFlow@FloridaNetworkRealty.com -10-

IN PREPARATION FOR A BUSY AND SUCCESSFUL 2021, NOW IS A GREAT TIME TO ORGANIZE YOUR AGENT EXCELERATOR CRM!

Organize your contacts in groups; keeping in mind that contacts can belong to multiple groups.

Examples: AutoFlow, Hot List, Warm List, Buyers, Sellers, Open House leads… Merge any duplicate contacts by selecting “Duplicate” which will bring up any contacts where the e-mail address is listed in more than one profile. Verify that you have added your 2020 closed buyers and sellers. You should have that information in Dotloop or ask your Admin to run a Real Easy report for you.

Keeping your home safe during the holidays • Outdoor holiday lights add to the season’s festivities. Use lights that are certif ied for outdoor use and in good condition. Outdoor holiday lights add to the season’s festivities. Use lights that are certif ied for outdoor use and in good condition. • Choose an artif icial tree that is labeled f ire resistant. If you are using a natural Christmas tree, cut two inches off the trunk and Choose an artif icial tree that is labeled f ire resistant. If you are using a natural Christmas tree, cut two inches off the trunk and mount the tree on a sturdy stand. Keep the tree well-supplied with water and away from candles or a f ireplace. • Poinsettias can spruce up your home during the holiday season, but these plants are toxic. Keep them away from children and Poinsettias can spruce up your home during the holiday season, but these plants are toxic. Keep them away from children and pets. • Turn off lighted decorations when you leave your home and when going to sleep. Turn off lighted decorations when you leave your home and when going to sleep. • Make sure all your smoke detectors are working. According to the National Fire Prevention Association, half of home f Make sure all your smoke detectors are working. According to the National Fire Prevention Association, half of home fires occur between the hours of 11 p.m. and 7 a.m. • When you leave your home, place your inside lights on timers to make your home appear occupied. When you leave your home, place your inside lights on timers to make your home appear occupied. • Follow the 3-10 ft. rule. Keep your shrubs trimmed to about three feet and tree heights to no more than 10 feet to prevent Follow the 3-10 ft. rule. Keep your shrubs trimmed to about three feet and tree heights to no more than 10 feet to prevent burglars from lurking around your home. • Make sure you always lock the front door. Be aware that criminals sometimes pose as couriers delivering gifts. Make sure you always lock the front door. Be aware that criminals sometimes pose as couriers delivering gifts. • When shopping at malls, park in a well-lit area. Be aware of your surroundings. Do not leave packages visible in your car. When shopping at malls, park in a well-lit area. Be aware of your surroundings. Do not leave packages visible in your car. • Many people are in a giving mood during the holidays and will donate money to charities. Do not become a victim of holiday Many people are in a giving mood during the holidays and will donate money to charities. Do not become a victim of holiday charity scams. Never give your personal information to strangers. • If you plan on traveling during the holidays, do not post your travel plans online. Stop your mail delivery or have a friend or If you plan on traveling during the holidays, do not post your travel plans online. Stop your mail delivery or have a friend or trusted neighbor pick up your mail daily and ask them to check on your house as well. • After the holidays, don’t advertise your gifts by leaving the boxes at the curb for garbage collection. Take the big boxes to the After the holidays, don’t advertise your gifts by leaving the boxes at the curb for garbage collection. Take the big boxes to the recycling center.