VOLUME 1 ISSUE 29 | JULY 12 - JULY 18 | 2017
YOUR FREE ARTS, ENTERTAINMENT, PERSONAL FINANCE, MUSIC & CLASSIFIEDS NEWSWEEKLY
LIVE & LOCAL
EARTHWEEK
Clarence Tilton
A Diary of the Planet
REAL ESTATE ABC’s of Buying a Home
EVENTS This Week’s Top Ten
TABLE OF CONTENTS
VOLUME 1 ISSUE 29
2017 | JULY 12 - JULY 18 |CLASSIFIEDS NEWSWEEKLY FINANCE, MUSIC &
TAINMENT, PERSONAL YOUR FREE ARTS, ENTER
FOCUS ON THIS WEEK! EARTHWEEK
LIVE & LOCAL
A Diary of the Planet
REAL ESTATE
This Week’s Top Ten
Clarence Tilton
ABC’s of Buying a Home
EVENTS
4
THE ARTS
6
FAMILY
8
EVENTS
10 ON TEN
26
REAL ESTATE
29
HAPPY HOUR
30
CLASSIFIEDS
Coldwell Banker will be sharing real estate information on a bi-weekly basis relating to the buying and selling of your home.
To advertise email focusonclassifieds@gmail.com or call today.
13 THIS WEEKS FEATURE 18 HEALTH
Focus on Health Sponsored by Jane’s Health Market
20 EARTHWEEK
A Diary of the Planet By Steve Newman
22 LIVE & LOCAL
Clarence Tilton – Homegrown Alt-Country on the Move By Andy Roberts
24 FINANCE
Herek Financial will be sharing financial information relating to the markets, investments, financial news and other information with regard to finance. By Mike Herek
Focus is your FREE Arts, Entertainment, Personal Finance, Music & Classifieds Newsweekly. We’ve brought all of these elements together for the first time, all in one weekly format. Our goal is to provide you, the customer, with the best possible publication to suit all of your needs. Focus 7914 W Dodge Rd. # 413 Omaha, NE 68114 (402) 208-6545 focusomaha@gmail.com www.focusomaha.com
A 1,500 sq. ft. interactive space where visitors young and old will find fun, fresh ways to experience the visual Jam Packed Gallery arts. Nine hands-on activity stations, Star Deli Gallery Through July 29 all with connections to art that you ----------------------------------------------- might encounter in Joslyn’s galleries, John Buck Cultural Imagery: will pique your curiosity and stimulate Sculptures and Wood Block Prints creativity! Go, explore, imagine, and Exhibit through Saturday, July 29 play in an artful way.
EXHIBITS
The summer exhibition “KINETIC” by Kaneko will present the works of a number of international, national and regional artists that explores the art and science of movements and the perception of motion. A part of this exhibition will be a major retrospective of world renown artist John Buck’s wood block prints and wood and bronze sculptures, many of which are large and are kinetic. Gallery 72, concurrently and in conjunction with Kaneko will host a significant show of additional selections of fine art wood block prints and sculptures by John Buck. Gallery 72’s relationship with Buck began with the time he spent at the Kansas City Art Institute as a classmate with the owner’s brother Robert Rogers and continues with working with Bud Shark’s Ink., the publisher of Buck’s prints and Zolla/Lieberman Gallery, a dealer of Buck’s sculptures. All works at Gallery 72 will be available for purchase. ----------------------------------------------Where We Land – Opening Reception The Union for Contemporary Art | 6p The Union’s summer exhibition opens with a reception on Friday, June 16 from 6 pm to 9 pm. All three artists will be present to introduce themselves, their work, and inspirations. Light refreshments will be served.
ART WORKS is in the Memorial building, lower level east; open - and is free! - during all public hours. ----------------------------------------------David Brooks: Continuous Service Altered Daily: June 1-Aug. 26 at Bemis Center for Contemporary Arts, 724 S. 12th St. Brooks presents every single part of a used 1976 John Deere 3300 combine harvester laid out in varying degrees of disassembly. Admission: free. Moreinformation online at www.bemiscenter.org ----------------------------------------------Bijoux Parisiens: French Jewelry from the Petit Palais, Paris: June 4-Sept. 10 at Joslyn Art Museum, 2200 Dodge St. This exhibition portrays the intersection of French fashion, art, and history while touching on social and political concerns. Nearly 70 works of jewelry and more than 100 original paintings, fashion prints, and photographs will be on display.. More information online at joslyn.org ----------------------------------------------Disney’s Beauty and the Beast: through June 25 at Omaha Community Playhouse, 6915 Cass St. The classic tale of Belle and the Beast is back with spectacular sets and costumes. Times vary. Tickets: $42 adults, $25 students Thursday-Sunday; $32 adults, $20 students Wednesday. More information online at ticketomaha.com
Where We Land runs through Aug.12, Gallery Hours: Tuesday – Saturday, 11 a to 6 p, FREE. ----------------------------------------------ART WORKS: A Place for Curiosity Joslyn Museum, 2200 Dodge St, Omaha, Nebraska 68102
4 Focus | July 12 - July 18 | Volume 1 Issue 29
UNO Art Gallery 6001 Dodge St., Omaha, 68182 ---------------------------------------------Anderson Enterprises White Crane Gallery 15418 W Center Rd, Omaha, 68144 1032 Howard St, Omaha, 68102 ------------------------------------------------------------------------------------------Anderson O’Brien Fine Art Old Market Zombie Art & Glass Gallery 1108 Jackson St., Omaha, 68102 6001 Maple St., Omaha, 68104 ---------------------------------------------Artist Cooperative Gallery MUSEUMS 405 S 11th St, Omaha, 68102 ---------------------------------------------Durham Museum Bemis Center for Contemporary Arts 801 S 10th St., Omaha, 68108 724 S 12th St., Omaha, 68102 ------------------------------------------------------------------------------------------Great Plains Black History Museum Blue Pomegranate Gallery 7400 Dodge St., Omaha 68114 17305 Davenport St, Omaha, 68118 ------------------------------------------------------------------------------------------Joslyn Art Museum Cooper Brown Art 2200 Dodge St., Omaha, 68102 2215 Harney St., Omaha, 68102 ------------------------------------------------------------------------------------------Omaha Children’s Museum Dundee Gallery 500 S 20th St., Omaha, 68102 4916 Underwood Ave, Omaha, 68132 ------------------------------------------------------------------------------------------Strategic Air Command & Aerospace Gallery 72 Museum, 28210 W Park Hwy, 68003 1806 Vinton St., Omaha, 68108 ------------------------------------------------------------------------------------------Gallery 1516 PERFORMING ARTS 1516 Leavenworth St., Omaha, 68102 ---------------------------------------------Holland Performing Arts Center Garden of the Zodiac 13th & Douglas St., Omaha, NE 68102 1046 Howard St., Omaha, 68102 ------------------------------------------------------------------------------------------Omaha Community Playhouse Hot Shops 6915 Cass St., Omaha, NE 68132 1301 Nicholas St, Omaha, 68102 --Billy McGuigan’s Rock Twist, July12-23 --------------------------------------------------------------------------------------------Hugo Art Galleries Orpheum Theater 2718 Pacific St., Omaha, 68105 409 S Sixteenth St., Omaha, NE 68102 -----------------------------------------------B - The Underwater Bubble Show, Joslyn Art Museum October 7 2200 Dodge St., Omaha, 68102 --Finding Neverland, October 10-15 ---------------------------------------------Lewis Art Gallery 8600 Cass St., Omaha, 68114 ---------------------------------------------MANGELSEN Images of Nature 1115 Harney St., Omaha, 68102 ---------------------------------------------Modern Arts Midtown 3615 Dodge St., Omaha, 68131 Old Market Artists Gallery 1034 Howard St., Omaha, 68102 ---------------------------------------------Passageway Gallery 417 S 11th St, Omaha, 68102 ---------------------------------------------Petshop Gallery 2725 N 62nd St., Omaha, 68104 ---------------------------------------------The Little Gallery & Underground Film Forum 5901 Maple St., 68104 ---------------------------------------------The Union for Contemporary Art 2417 Burdette St., Omaha, 68111 ----------------------------------------------
GALLERIES
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Printing support provided by Elman & Co. ----------------------------------------------Sunday, July 16 Falconwood Park Drive-In Movie: Mean Girls Hy-Vee Friday Fireworks Turner Park Opens For Seating At 5p Fridays are a blast at Werner Park with Falconwood Park, 7p Gates at 7, Movies at dusk Pre-show Starts At 6:30p Hy-Vee Friday Fireworks! Stay after Music Starts At 7:30p the game to witness the skies ignite Tickets are per vehicle: Free and Open to the Public with a post-game fireworks spectac$7 for one person (single occupancy), ular. $14 for two (double occupancy), or Warm nights. Cool grooves. $20 for 3 or more people (3+). Get ready to wrap yourself in another More information online at http:// season of Jazz on the Green at www.omahastormchasers.com Midtown Crossing presented by ----------------------------------------------- NO OUTSIDE ALCOHOL. Load up the crew but please leave your Omaha Performing Arts. Friday, July 15 & Saturday, July 16 coolers at home. We will have a food You determine the pace – laid back or Railroad Days truck and concession stand with hot lively. We’ll supply the place – Turner Lauritzen Gardens | 9a - 5 p food, popcorn, snacks, drinks, and a Park: beautiful, centrally-located, Presented by Union Pacific Railroad fully stocked bar for the adults! perfect for a jazz lovin’ crowd. ----------------------------------------------- For complete event details, visit: www. July 14 omaharailroaddays.com Rockbrook Village Friday Night Concerts feauring Explore this region’s rich railroad Lou Deluca & The Delta 88’s heritage at Railroad Days 2017! This Rockbrook Village | 7p festival includes admission into five of Local musicians entertain families the area’s best attractions for families, every Friday night throughout the including: Lauritzen Gardens, The summer. Depending on the night, you’ll Durham Museum, the Union Pacific hear rock, jazz, pop, blues, latin… you Railroad Museum, the RailsWest name it! Bring a lawn chair and enjoy Railroad Museum, and the Historic a delightful evening with the whole General Dodge House. family. A $15 family pass included admission This event is co-sponsored by the to and transportation between all five Rockbrook Village® Merchants’ locations. A family pass includes two Association, the Omaha Musicians adults and their dependent children. Union and the Music Performance A $5 pass is also available for one Trust Fund, who help fund in whole additional adult with the purchase of or in part, the instrumental music for a family pass. Participating venues are these performances, as arranged by open from 9 a.m. to 5 p.m. during the Local 70-568, American Federation of festival. Musicians. More information online at https:// In addition to their regular exhibits rockbrookvillage.com/event/friand offerings, attractions will offer acday-night-concert-series tivities and educational opportunities ----------------------------------------------- in support of this year’s theme, Let’s Friday, July 14 Celebrate Working on the Railroad! Daddy Daughter Princess Night Omaha Storm Chasers vs Nashville Railroad Days is made possible thanks Sounds to the generous support of Union Werner Park | 7:05p Pacific Railroad. Transportation is Daddy Daughter Princess Night provided by the Iowa West Foundapresented by ParentSavvy.com returns tion. Media support provided by KETV. Thursday, July 13 Jazz on the Green | 6:30p Presented by Omaha Performing Arts featuring Hector Rosado y Su Orquesta Hache
in 2017 with a special ticket package that includes a pre-game on-field parade and on-field access for the post-game fireworks extravaganza.
6 Focus | July 12 - July 18 | Volume 1 Issue 29
Drive-in passes can tune into 101.3 to hear the audio or listen through the PA system. Contact Falconwood by email at falconwoodpark@gmail.com or by phone at 402.210.4747 for reservations. More information online at http:// www.falconwoodpark.com/drive_in ----------------------------------------------Friday, July 14 | 6:30p Sounds of Summer Concert featuring The Innocence Shadow Lake Towne Center 72nd Street & Hwy 370, Papillion Grab a blanket or a chair and join us every Friday from 6:30-8:30pm all summer long in the Amphiteatre sponsored by Nebraska Medicine Bellevue for an exciting concert line-up
sponsored by 961 Kiss Online. For the full Sounds of Summer Concert series line-up please visit www.shadowlakeshopping.com. ----------------------------------------------Monday, July 17 | 5p Free Outdoor Movie Series In Turner Park Presented By University Of Nebraska At Omaha 3110 Farnam St, Omaha, NE 68131 July 17: Student Choice Week July 24: Casablanca (PG) July 31: Finding Dory (PG) Turner Park opens for seating at 5 pm. Movie begins at sunset. Grab your blanket, enjoy some popcorn, sit back, relax and have fun all summer long! ----------------------------------------------Majestic Cinema Kid’s Dream Summer Film Series Join us Sundays, Mondays and Wednesdays at 10AM, through August 16 to view your favorite family flicks for just $3.00! Grab the family and head to your nearest participating Marcus Theatres location! Check online for complete movie schedule! http://www.marcustheatres.com/ marcus-specials/family-friendly-films/kids-dream-summer-film-
series-2015-powered-by-americanfamily-insurance ----------------------------------------------Dinosaur Safari Exhibit: Omaha Children’s Museum, 500 S. 20th St., Omaha Families can explore natural history through hands-on activities with authentic fossils and live reptiles, as well as life-like animatronic dinosaurs. Admission: $12 adults and children (3+), $11 seniors (60+), free for members and children age 2 and under. More information online at www.ocm.org ----------------------------------------------Kids Bowl Free ALL Summer Long Monday thru Friday 12p - 6p West Lanes Bowling, 151 N 72nd Street, Omaha ----------------------------------------------If you would like to see your event listed, email getintofocus@gmail.com -----------------------------------------------
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Avaricious The Cottonwood Cove, 7p ----------------------------------------------Job Fair Nebraska Rockbrook Friday Night Concert Comfort Inn & Suites Central, 1p Series featuring Lou Deluca & The ----------------------------------------------Delta 88’s Pam & the Pearls Rockbrook Village, 7p Ozone Lounge, 6:30p --------------------------------------------------------------------------------------------Skretta Inc. Altura, Then I Fly, Dummy Head Soaring Wings Vineyard, 7p Torpedo ----------------------------------------------Dr. Jack’s Drinkery, 7:30p Tyler Edwards w/ Timothy Metcalf ----------------------------------------------Sozo Coffeehouse, 7p Iration w/ CJ Mills ----------------------------------------------Slowdown, 8p eNVy Acoustic ----------------------------------------------The Stave, 7p DJ LayC ----------------------------------------------Bar 415, 9p Daddy Princess NIght/Omaha ----------------------------------------------Stormchasers vs Nashville Sounds Sunny Sweeney Werner Park, 7:05p Buck’s Bar & Grill, 9p --------------------------------------------------------------------------------------------Silence Is Madness Mixer Jared William Lookout Lounge, 8p Harney Street Tavern, 9p --------------------------------------------------------------------------------------------Chris Jones Esmé Patterson with The Hottman Therapy Bar & Grill, 8p Sisters ----------------------------------------------Reverb Lounge, 9p The Fuss, Altura, Nicholas Mueller as ----------------------------------------------FRIDAY JULY 14 Idieha, Barley Street, 9p Music Crush Wednesdays ----------------------------------------------The Waiting Room, 10p Playing With Fire Mercury Girl Turner Park at Midtown Crossing, 4:30 Chrome Lounge, 9p ----------------------------------------------- ----------------------------------------------THURSDAY JULY 13 Alyssa Siebken Superchucks, Rev, Eighth Day Broken Growler USA, 5p Dr. Jack’s Drinkery, 9p ----------------------------------------------- ----------------------------------------------Hector Rosado y Su Orquesta Hache Block Party with Funk Trek, Sarah Brandt Turner Park at Midtown Crossing, 5p AllSortsOfGood, Almost Music DJ’s, Growler USA, 9p ----------------------------------------------- Tyrone Storm plus more ----------------------------------------------Polly O’Keary and the Rhythm Method The Blackstone Meatball, 5p DJ LayC Chrome Lounge, 6p ----------------------------------------------- Hounds Lounge, 9p ----------------------------------------------- Bridge Beats featuring Secret Weapon ----------------------------------------------Wither, Decay Bob Kerrey Pedestrian Bridge, 6p Joystick Lookout Lounge, 6p ----------------------------------------------- Ozone Lounge, 9p ----------------------------------------------- Sounds Of The Summer with The ----------------------------------------------The Mighty Jailbreakers Innocence David Nance & Noah Sterba Ozone Lounge, 6:30p Shadow Lake Towne Center, 6:30p Reverb Lounge, 9p ----------------------------------------------- ----------------------------------------------- ----------------------------------------------Beatle Party and Wine Mark Misfeldt The North Fork, Dylan Guthrie & The Vino Mas, 6:30p Sullivan’s Steakhouse, 6:30p Good Time Guys, The Down Under, 9p ----------------------------------------------- ----------------------------------------------- ----------------------------------------------Bike NIght with Beer-B- with Lemon Fresh Day Clarence Tilton, Excellency & Sack of Dr. Jack’s Drinkery, 7p Lucky Bucket Brewing Company, 7p Lions, The Waiting Room, 9p ----------------------------------------------- ----------------------------------------------- -----------------------------------------------
WEDNESDAY JULY 12
Omaha’s Def Slam Poetry The Omaha Rockets Kanteen, 7p ----------------------------------------------Conor Oberst The Waiting Room, 7:30p ----------------------------------------------Michelle Branch Slowdown, 8p ----------------------------------------------DJ LayC 13th Street Brickhouse, 9p ----------------------------------------------Domestic Blend Harney Street Tavern, 9p ----------------------------------------------Big Thief plus guests O’Leaver’s, 9p ----------------------------------------------Open Jam Night The Down Under Lounge, 9p ----------------------------------------------Chris Shelton Dubliner Pub, 9:30p ----------------------------------------------Jarrod Turner Rose & Crown Pub, 9:30p
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Christopher The Conquered Harney Street Tavern, 9p ----------------------------------------------Interrogated + The Arena The Backline, 10p ----------------------------------------------Josh Watson, Mim Aparo, Joshua Medlock, Michelle Eve Becker and Glenn Antonucci O’Leaver’s Pub, 10p ----------------------------------------------A Wasted Effort T. Henry’s, 10p
SATURDAY JULY 15 Railroad Days Lauritzen Gardens, 9a ----------------------------------------------Pick-a-Pooch Adoption Event Ralston Arena, 11a ----------------------------------------------The Color Run CenturyLink Center, 12p ----------------------------------------------Block Party Blowout! Interlude Lounge, 3p ----------------------------------------------Playing With Fire Concert Series Turner Park at Midtown Crossing, 3p ----------------------------------------------Omaha Girls Rock Showcase Slowdown, 5p ----------------------------------------------Grand Poobah, Daisy Distraction, Chyna White, Madison Growler Dr. Jack’s Drinkery, 6p ----------------------------------------------Magnum Pro Presents Over The Top Sokol Auditorium, 6p ----------------------------------------------Vibes Summer Concert Series Feat. Soul Dawg, Village Pointe, 6:30p ----------------------------------------------Cover Me Badd Cottonwood Cove, 7p ----------------------------------------------Sidewalk Chalk Love’s Jazz & Art Center, 7p ----------------------------------------------Sunsets Live Music Series featuring El Dubb, Breaker’s Bay Bar, 7p -----------------------------------------------
John Worsham Vino Mas, 7p ----------------------------------------------Omaha Stormchasers Vs Nashville Sounds Werner Park, 7:05p ----------------------------------------------Brew at the Zoo Omaha’s Henry Doorly Zoo & Aquarium, 8p ----------------------------------------------88improv The Backline, 8p ----------------------------------------------DeathWish DeathDogs EP Release Lookout Lounge, 8p ----------------------------------------------Hi-Fi Hangover Two Fine Irishmen, 8p ----------------------------------------------MonkeyFunk Growler USA, 9p ----------------------------------------------Rhythm Collective Harney Street Tavern, 9p ----------------------------------------------Froth, Sam Martin Milk Run, 9p ----------------------------------------------The Six Ozone Lounge, 9p ----------------------------------------------Parker Millsap Reverb Lounge, 9p ----------------------------------------------Salsa Night Rhythmz Lounge, 9p ----------------------------------------------Monkey Knife Fight Shamrock’s Pub & Grill, 9p ----------------------------------------------DJ Pink Bunny The Cove, 9p ----------------------------------------------Gallivant Chrome Lounge, 9:30p ----------------------------------------------Dicey Riley Dubliner Pub, 9:30p ----------------------------------------------The Algorhythms Burrito Envy & Tequila Bar, 10p ----------------------------------------------Badd Combination T. Henry’s Pub, 10p
All That Glitters Popup Party Hank & Ax A Salon, 2p ----------------------------------------------Pril and Johnny Soaring Wings Vineyard, 2p ----------------------------------------------Swampboy Blues Band The Dog House Saloon, 4p ----------------------------------------------Bazile Mills Reverb Lounge, 5p ----------------------------------------------One Night Only: I Called HIm Morgan Film Streams, 7p ----------------------------------------------Bermuda w/ Armed For Apocalypse & Filth Lookout Lounge, 7p ----------------------------------------------AJR w/ ROZES, Jena Rose Slowdown, 8p ----------------------------------------------Jazz with Luigi Inc. Mr. Toad, 9p ----------------------------------------------Coast 2 Coast Live Artist Showcase Rhythmz Lounge, 9p
SUNDAY JULY 16
Ladies’ Fix-a-Flat Clinic Bike Rack, 6p ----------------------------------------------Mushroomhead Bourbon Saloon, 6p ----------------------------------------------Tempo of Twilight with Pet Rock Lauritzen Gardens, 6p -----------------------------------------------
Railroad Days Lauritzen Gardens, 9a ----------------------------------------------Lindy In The Park Stinson Park in Aksarben Village, 1p -----------------------------------------------
MONDAY JULY 17 Monday Night Movies featuring Student Choice Week (UNO will host online voting.) Turner Park, 5p ----------------------------------------------LeGrand & Company Hotel RL, 7p ----------------------------------------------Short Leash, Forced Impact Lookout Lounge, 7p ----------------------------------------------No Thanks, Unknown Relatives Brother’s Lounge, 9p ----------------------------------------------Robo Dojo, Fernidad the Bull & Hailey Krueger The Down Under Lounge, 9p ----------------------------------------------Those Far Out Arrows, Eileen and the In-Betweens The Sydney, 9p
TUESDAY JULY 18
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1
Wednesday July 12
Iration SLOWDOWN
6
Saturday/Sunday July 15 & 16
Railroad Days
LAURITZEN GARDENS
2
Thursday July 13
Michelle Branch SLOWDOWN
7
Saturday July 15
Pick-a-Pooch RALSTON ARENA
10 Focus | July 12 - July 18 | Volume 1 Issue 29
3
Friday/Saturday July 14 & 15
4
8
Saturday July 15
9
5
Friday Friday July 14 July 14 Bridge Beats Playing With Fire featuring Secret Weapon Christopher TURNER PARK AT BOB KERREY The Conquered MIDTOWN CROSSING PEDESTRIAN BRIDGE HARNEY STREET TAVERN
The Color Run
Saturday July 15
Parker Millsap
CENTURYLINK CENTER REVERB LOUNGE
10
Sunday July 16
AJR SLOWDOWN
Singles Mix & Mingle Crave Restaurant, 6p ----------------------------------------------Music, OTOC, and Abbey Vol. 2 Urban Abbey, 6:45p ----------------------------------------------Science Cafe & Pub Quiz Slowdown, 7p ----------------------------------------------Benson Songwriter Exchange | “Slow Burn” Reverb Lounge, 7:30p ----------------------------------------------SomeKind of Nightmare, Light Speed Highway, Tiananmen Squares, Absinthe Rose Folk Dr. Jack’s Drinkery, 8p
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12 Focus | July 12 - July 18 | Volume 1 Issue 29
The Monsters that might be inside you! By Focus Omaha Whenever I think about parasites, it’s impossible for my mind not to invoke images of worms in my eyeballs or to think about stories of 5-foot tapeworms exiting my bowels. I think it has a lot to do with the popular show, “Monsters Inside Me.”
There are easy ways to find out and some pretty simple solutions! There are a couple of different stool samples that you can provide your doctor for diagnosis, with the most thorough being a (CST), or Comprehensive Stool Test. Below are some remedies that have been said to help remove them. Renew Life PARA Smart 15-Day Program Carried at both Jane’s Health Foods and No Name Nutrition
CloveIs also known to kill parasites and other invading organisms along with many other health benefits. There are many other great ingredients in this product, making it seem as a firm go-to for parasite sufferers. Michaels’s Paraherbs Found at No Name Nutrition, this product also contains black walnut with clove and papaya seed.
This product contains the key ingredients:
Todd at No Name Nutrition suggests that if you’re going to need to rid Black Walnut Hullyourself of these little buggers, you Which is said to have first been used by may want to start with a colon cleanse. But, a person can have parasites and not the Native Americans as a laxative and He says, “Trying to clean anything else even realize the little critters are inside to expel parasites from the intestines. without first cleaning the colon is like of them. Below are some ways to find The key component in black walnut hulls trying to carry garbage out of a locked out, causes, and solutions to get rid of is juglone which is highly toxic to many door.” them if you have a beast within you! insect herbivores and is even used by many organic gardeners for pest control. For cleansing, Todd suggests Ways you can get infected by parasites Russell’s Super Cleanse to be followed include: It’s said to be effective against pinworm, by Russell’s Super Bowel Pocket -Contaminated food like undercooked tapeworm, ringworm, and other meat. parasites. On the 18th of July, Jane’s Health Food -Contaminated fruits and vegetables Store will be having a free workshop -Pets Side effects are uncommon, although sponsored by Prairie Star Botanicals -Contaminated water, by drinking it or you shouldn’t use it if you are pregnant. from 6-7pm on mid-summer cleansing swimming in contaminated lakes, ponds, and parasites of the small intestine. Part etc. of the Prairie Star cleanse kit will also Wormwood Herbbe useful as a small intestine parasite You can even get them through the soles Yes, wormwood. Its only use is not cleanse. Prairie Star Botanicals is a of your feet by walking outdoors in bare just for absinthe, but it’s also used as locally owned herbal provider from feet. flavoring in vermouth and bitters. Blair, Nebraska. The symptoms of parasitic invasion are a lot like many other maladies, making them easily mistaken or misdiagnosed. Symptoms can include: • Gas or Bloating (who doesn’t have this sometimes) • Fatigue (I better get checked because I’m in a perpetual state of fatigue) • Diarrhea (On those days that you weren’t out the night before) • Rash or itching around the rectum or private areas. (If you’re experiencing this, you better get checked for more than parasites) • Stomach pain or tenderness (not good) Okay. So, don’t panic yet!
In the parasitic world it’s said to create Here is a list and the definitions of an unfriendly environment in which it some of the more notorious parasites: is unpleasant for those little beasties to thrive. It’s also being studied as a natural way to eliminate parasites in certain types of livestock. (You didn’t learn that in FFA) Quassia BarkIn addition to being used to flavor foods, beverages, and lozenges, some studies have suggested that a double application can be effective against lice. It’s also used to treat anorexia, indigestion, constipation, and of courseto rid the intestine of worms. In large amounts, there are some known side effects, so don’t go guzzling down Quassia bark extract.
roundworm can infect people as well as a variety of other animals, including dogs. Human infections are rare, but can be severe if the parasites invade the eye (ocular larva migrans), organs (visceral larva migrans) or the brain (neural larva migrans).
Toxoplasma gondii in mouse ascitic fluid. Smear. Credit: DPDx
An estimated 807-1,221 million people in the world are infected with Ascaris lumbricoides (sometimes called just “Ascaris”). Ascaris, hookworm, and whipworm are known as soiltransmitted helminths (parasitic worms). Together, they account for a major burden of disease worldwide. Ascariasis is now uncommon in the United States. Ascaris lives in the intestine and Ascaris eggs are passed in the feces of infected persons. If the infected person defecates outside (near bushes, in a garden, or field) or if the feces of an infected person are used as fertilizer, eggs are deposited on soil. They can then mature into a form that is infective. Ascariasis is caused by ingesting eggs. This can happen when hands or fingers that have contaminated dirt on them are put in the mouth or by consuming vegetables or fruits that have not been carefully cooked, washed or peeled.
People infected with Ascaris often show no symptoms. If symptoms do occur they can be light and include abdominal discomfort. Heavy infections can cause intestinal blockage and impair growth in children. Other Left: Embryonated B. procyonis egg, showing the symptoms such developing larva inside. Raccoons are hosts for as cough the roundworms that can cause Baylisascaris are infection. Credit: DPDx, U.S. Fish & Wildlife Service
Baylisascaris infection is caused by a roundworm found in raccoons. This
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due to migration of the worms through the body. Ascariasis is treatable with medication prescribed by your health care provider.
People become infected when the zoonotic hookworm larvae penetrate unprotected skin, especially when walking barefoot or sitting on contaminated soil or sand. This can result in a disease called cutaneous larva migrans (CLM), when the larvae migrate through the skin and cause inflammation.
Toxoplasma gondii in mouse ascitic fluid. Smear. Credit: DPDx
Toxoplasmosis is considered to be a leading cause of death attributed to foodborne illness in the United States. More than 30 million men, women, and children in the U.S. carry the Toxoplasma parasite, but very few have symptoms because the immune system usually keeps the parasite from causing illness. However, women newly infected with Toxoplasma during pregnancy and anyone with a compromised immune system should be aware that toxoplasmosis can have severe consequences.
Extreme magnification of the anterior end of an adult of Ancylostoma caninum, a dog parasite that has been found to produce a rare human infection known as eosinophilic enteritis. Credit: DPDx
Dipylidium is tapeworm of cats and dogs. People become infected when they accidentally swallow a flea infected with tapeworm larvae; most reported cases involve children. Dipylidium infection is easily treated in humans and animals.
Toxoplasmosis is considered one of the Neglected Parasitic Infections, a group of five parasitic diseases that have been targeted by CDC for public health action. Extreme magnification of the anterior end of an adult of Ancylostoma caninum, a dog parasite that has been found to produce a rare human infection known as eosinophilic enteritis. Credit: DPDx
Fertilized eggs of A. lumbricoides in unstained wet mounts of stool. Adult female A. lumbricoides. Credit: DPDx, Orange County Public Health Laboratory, Santa Ana, CA.
Zoonotic hookworms are hookworms that live in animals but can be transmitted to humans. Dogs and cats can become infected with several hookworm species, including Ancylostoma brazilense, A. caninum, A. ceylanicum, and Uncinaria stenocephala. The eggs of these parasites are shed in the feces of infected animals and can end up in the environment, contaminating the ground where the animal defecated.
Cryptosporidium is a microscopic parasite that causes the diarrheal disease cryptosporidiosis. Both the parasite and the disease are commonly known as “Crypto.� There are many species of Cryptosporidium that infect animals, some of which also infect humans. The parasite is protected by an outer shell that allows it to survive outside the body for long periods of time and makes it very tolerant to chlorine disinfection. While this parasite can be spread in several different ways, water (drinking water and recreational water) is the most common way to spread the parasite. Cryptosporidium is a leading cause of waterborne disease among humans in the United States. Giardia is a microscopic
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Focus | July 12 - July 18 | Volume 1 Issue 29 15
parasite that causes the diarrheal illness known as giardiasis. Giardia (also known as Giardia intestinalis, Giardia lamblia, or Giardia duodenalis) is found on surfaces or in soil, food, or water that has been contaminated with feces (poop) from infected humans or animals. Giardia is protected by an outer shell that allows it to survive outside the body for long periods of time and makes it tolerant to chlorine disinfection. While the parasite can be spread in different ways, water (drinking water and recreational water) is the most common mode of transmission.
Filariform hookworm larva in a wet mount. Credit: DPDx An estimated 576-740 million people in the world are infected with hookworm. Hookworm was once widespread in the United States, particularly in the southeastern region, but improvements in living conditions have greatly reduced hookworm infections. Hookworm, Ascaris, and whipworm are known as soil-transmitted helminths (parasitic worms). Together, they account for a major burden of disease worldwide. Hookworms live in the small intestine. Hookworm eggs are passed in the feces of an infected person. If the infected person defecates outside (near bushes, in a garden, or field) of if the feces of an infected person are used as fertilizer, eggs are deposited on soil. They can then mature and hatch, releasing larvae (immature worms). The larvae mature into a form that can penetrate the skin of humans. Hookworm infection is mainly acquired by walking barefoot on contaminated soil. One kind of hookworm can also be transmitted through the ingestion of larvae. Most people infected with hookworms have no symptoms. Some have gastrointestinal symptoms, especially persons who are infected for the
first time. The most serious effects of hookworm infection are blood loss leading to anemia, in addition to protein loss. Hookworm infections are treatable with medication prescribed by your health care provider. Cysticercosis is a parasitic tissue infection caused by larval cysts of the tapeworm Taenia solium. These larval cysts infect brain, muscle, or other tissue, and are a major cause of adult onset seizures in most low-income countries. A person gets cysticercosis by swallowing eggs found in the feces of a person who has an intestinal tapeworm. People living in the same household with someone who has a tapeworm have a much higher risk of getting cysticercosis than people who don’t. People do not get cysticercosis by eating undercooked pork. Eating undercooked pork can result in intestinal tapeworm if the pork contains larval cysts. Pigs become infected by eating tapeworm eggs in the feces of a human infected with a tapeworm. Both the tapeworm infection, also known as taeniasis, and cysticercosis occur globally. The highest rates of infection are found in areas of Latin America, Asia, and Africa that have poor sanitation and free-ranging pigs that have access to human feces. Although uncommon, cysticercosis can occur in people who have never traveled outside of the United States. For example, a person infected with a tapeworm who does not wash his or her hands might accidentally contaminate food with tapeworm eggs while preparing it for others. In the United States, cysticercosis is considered one of the Neglected Parasitic Infections (NPIs), a group of five parasitic diseases that have been targeted by CDC for public health action. So there you have it. Hopefully this is a helpful guide to get you through any possible parasitic invasion. Until next week, “Stay Healthy Omaha!� Focus does not make any claims to be medical professionals. This is intended for entertainment purposes only. As with all illnesses, if you expect that you are ill, contact a physician immediately.
16 Focus | July 12 - July 18 | Volume 1 Issue 29
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402-933-0191 Focus | July 12 - July 18 | Volume 1 Issue 29 17
Keep Your Cool in Hot Weather
By Focus Omaha Learn about heat-related illness and how to stay cool and safe in hot weather. Now is the time to prepare for the high temperatures that kill hundreds of people every year. Extreme heat caused 7,415 heat-related deaths in the United States from 1999 through 2010. Heat-related deaths and illness are preventable, yet many people die from extreme heat each year. Take measures to stay cool, remain hydrated, and keep informed. Getting too hot can make you sick. You can become ill from the heat if your body can’t compensate for it and properly cool you off.The main things affecting your body’s ability to cool itself during extremely hot weather are:
Personal factors Age, obesity, fever, dehydration, heart disease, mental illness, poor circulation, sunburn, and prescription drug and alcohol use can play a role in whether a person can cool off enough in very hot weather. Those who are at highest risk include people 65 and older, children younger than two, and people with chronic diseases or mental illness. Closely monitor people who depend on you for their care and ask these questions: . Are they drinking enough water? . Do they have access to air conditioning? . Do they need help keeping cool? People at greatest risk for heatrelated illness can take the following protective actions to prevent illness or death:
. Stay in air-conditioned buildings as much as possible. Contact your local health department or locate an air-conditioned shelter in your area. High humidity Air-conditioning is the number one protective factor against heat-related When the humidity is high, sweat illness and death. If a home is not won’t evaporate as quickly, which air-conditioned, people can reduce keeps your body from releasing heat as their risk for heat-related illness by fast as it may need to. spending time in public facilities that are air-conditioned and using air conditioning in vehicles. . Do not rely on a fan as your primary cooling device during an extreme heat event. . Drink more water than usual and don’t wait until you’re thirsty to drink. . Check on a friend or neighbor and have someone do the same for you. People age 65 and older are at high risk for heat-related illnesses.
. Don’t use the stove or oven to cook— it will make you and your house hotter.
Even young and healthy people can get . Learn more about how to protect sick from the heat if they participate young athletes from heat-related in strenuous physical activities during illness by taking a CDC course. hot weather: Drink plenty of fluids to prevent heat. Limit outdoor activity, especially related illnesses. midday when the sun is hottest. Everyone should take these steps to . Wear and reapply sunscreen as prevent heat-related illnesses, injuries, indicated on the package. and deaths during hot weather: . Pace activity. Start activities slow and pick up the pace gradually.
. Stay in an air-conditioned indoor location as much as possible.
. Drink more water than usual and don’t wait until you’re thirsty to drink more. Muscle cramping may be an early sign of heat-related illness.
. Drink plenty of fluids even if you don’t feel thirsty.
. Schedule outdoor activities carefully. . Wear loose, lightweight, light- . Wear loose, lightweight, light-colored colored clothing and sunscreen. . Pace yourself. clothing. If you play a sport that practices during . Take cool showers or baths to cool hot weather protect yourself and look down. out for your teammates: . Check on a friend or neighbor and . Schedule workouts and practices have someone do the same for you. earlier or later in the day when the . Never leave children or pets in cars. temperature is cooler. . Monitor a teammate’s condition, and have someone do the same for you.
. Check the local news for health and safety updates.
. Seek medical care immediately if you or a teammate has symptoms of heatrelated illness.
Until next week, “Stay Healthy Omaha!” Courtesy of CDC
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Focus | July 12 - July 18 | Volume 1 Issue 29 19
A Diary of the Planet By Steve Newman
4.8
3.1
4.3 5.1
+129° Ahwaz, Iran
6.0
Nanmadol
6.5
4.4 heat triggered deadly wildfires in Spain and Portugal, and brought France its hottest June night ever. World Weather Attribution, an international coalition of scientists, ran The Last Resort weather simulations with and without factoring in manmade climate change. Mexican officials They found that heat waves in southern announced that they will Europe are now 10 times more likely enlist mine-hunting dolphins trained by because of human-related global the U.S. Navy to help save the last few warming. “Hot months are no longer remaining vaquita marina porpoises still rare in our current climate. Today, we living in the northern Gulf of California. can expect the kind of extreme heat Only about 30 of the world’s smallest that we saw in June roughly every 10 to porpoises are believed to have survived 30 years, depending on the country,” the gill nets illegally used to catch said researcher Robert Vautard. prized totoaba fish. The totoaba’s swim bladder can fetch $20,000 per kilogram Brief Ebola in China for use in a soup believed to increase fertility. The Navy dolphins will The Democratic join boats and aircraft to track down the Republic of the Congo vaquitas and herd them for relocation declared its limited twoto a large pen. Conservationists then month outbreak of Ebola over after 42 plan to breed them and increase their days without any new cases. population, but such a technique has yet Only eight people are believed to have to be proven effective. contracted the hemorrhagic disease since it emerged in May, with four A Hotter Europe fatalities. Immediate door-to-door intervention in the country’s remote Heat waves that have northeastern forests is credited with scorched many parts keeping the disease from spreading. of Western Europe and The latest outbreak came a year after Britain this summer have Ebola spread across a wide stretch of been made more intense West Africa, infecting about 28,600 by climate change, scientists say. The people while killing more than 11,300. The near-extinct vaquita averages only 4.5 feet in length. It is the only member of the porpoise family to live in warm water. Photo: Tom Jefferson/NOAA Fisheries
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Ill Winds New research confirms that airborne dust can affect the health of people and ecosystems by transporting attached bacteria hundreds of miles across the landscape during windstorms. Yinon Rudich and colleagues at Israel’s Weizmann Institute of Science found that some of those bacteria could even carry genes for antibiotic resistance. The researchers found that during a dust storm, the concentration of bacteria and number of bacteria species in the air rises sharply, meaning people walking outdoors during these storms are at a higher risk of infection.
Dust storms, such as this one in Arizona, can carry pathogens that can infect humans hundreds of miles from the source. Photo: Robert Weyers/Marquette University
Typhoon Southern Japan was buffeted by tropical storm-force Typhoon Nanmadol, which knocked out power and caused local flooding. Three people were injured in storm-related accidents.
Java Eruption Dozens of people were injured while fleeing a volcano that suddenly erupted on the Indonesian island of Java. Lava and ash spewed without warning from Sileri Crater. The subsequent crash of a helicopter arriving to evacuate people killed eight.
People scrambled to flee an eruption of Java’s Sileri Crater. Photo: Fuad Hasim
Earthquakes One person was killed in the central Philippines when a magnitude 6.5 temblor collapsed buildings on Leyte Island. • Earth movements were also felt in eastern Scotland, western Switzerland, eastern Nepal, New Zealand’s South Island, coastal Ecuador and western Montana.
Focus | July 12 - July 18 | Volume 1 Issue 29 21
Clarence Tilton– Homegrown Alt- Country on the Move
Into that mix they stir a little blues guitar picking, some lyrics and themes grounded in the Midwest, and support from some other veteran players. In By Andy Roberts addition to the Weber brothers, who play electric guitar and pedal steel There’s something about alt-country and Americana music that just sounds plus harmony vocals, Clarence Tilton natural – a sound that has been around includes Craig Meier on bass, Paul and rises to the surface, needing to be Novak on acoustic guitar, and Jarron Wayne Storm on drums. heard. That is the sound that Clarence Tilton, As the band says, their recordings are: “Only a hint at what five guys, a an Omaha-based alt-country band, whiskey bottle, and common purpose brings to the stage. Classic country can achieve.” music, Neil Young, and The Band are among the musical seeds from which The list of bands in which they’ve this band grew. polished their craft is a long one. That includes, but is not limited to Sixty “We try to emulate The Band,” said Watt Saloon, Pendrakes, and The Get. Chris Weber, who, with his brother Corey, founded Clarence Tilton.
Photography credit to Andrew Lachance
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“We’ve all just been in bands for the last 20 years around town,” Corey Weber said. Some are in different bands now, and other combinations have existed. They have been playing since the late 1990s. Novak has been playing “well before that” in the Minneapolis area. It was around 1999 when the Webers started running into Meier and the others quickly followed. “The longer you stick around these guys stick out as guys you want to play with,” Corey Weber said. “You know you’re on to something good if they like it . . . you trust their opinion, you trust their taste.” They also really have a good time playing together. College brought the Webers to Omaha from Wisner, Nebraska, but all the members have roots in the Midwest. The name came from the brothers’ family tree. Their great grandfather was Clarence, and his son, their grandfather, was known as “Tilly” for Clarence Tilton Weber. “Our grandfather’s name,” Corey Weber said to simplify things. While Clarence Tilton is a little more than two years old, they are not new to the Omaha music scene. “We’ve been around for a long time,” Chris Weber said. “It’s never been easy.” While he acknowledges the scene is
vibrant, as the band and its fans age, there is a need to find new followers. In short, it is a lot of work. Corey agreed: “It seems kind of tough,” he said of playing in the Americana vein in Omaha. “We’ve got some great fans that come out all the time to see us.” “The people that really dig that sort of thing don’t go out that much,” he said. “The whole point is to be able to go out, take a Friday or Saturday night, and go out and play somewhere.” Chris Weber said. “We’ve been fortunate to be able to do that.” Their material is almost all original, with the occasional Neil Young tune thrown into the mix. He suggested those are songs that just fit into their mold, and all the band members are fans of Young. Other touch points for Clarence Tilton, in addition to The Band, include The Drive-by Truckers and Wilco. Their sound combines some of that alt-country influence with classic country. “Ideas come from just sitting around playing guitar,” Chris said. “Then you build it into something. “We’re guitar players first . . . We’ll just stumble upon (something) as we’re blindly playing.” Mostly, for some reason, it seems to happen in the morning “You’re that close to dreaming,” he suggested.
Photography credit to Andrew Lachance Americana and Alt-country are a couple musical labels that leave a lot of room within their definitions. Magazines and radio formats devoted to the genre seem to allow for almost anything with roots in the United States to fall under that umbrella. However, the brothers Weber seem comfortable with the label. “We’re kind of rockers playing country-tinged music.” Corey Weber said. “We love the classic country of the fifties-sixties and we love the Stones.” Clarence Tilton gets a musical boost from the band members being able to challenge each other. “We’re all involved in the process . . . we’re all actively involved,” Chris said. “We’re all creating. We all have buy-in to the product.” He said, with a laugh, the band’s strengths are: “We’re old and tired and we play some mean guitars . . . and we all write songs. “We’re all super excited to be playing together.”
Clarence Tilton has recently played at the Barley Street Tavern and performed at the Hear Nebraska series of shows in Grand Island. Not long ago there was a gig at Reverb. While Omaha-based, the band doesn’t mind hitting the road to play for a new audience. “We definitely like getting in the van and driving out,” Chris said. Their studio work is also moving along as the band is sitting on “a bunch” of music – just trying to find the time to release it. They have plants to split an LP with The Monday Mourners and are working on their own full-length release. “We’ll see how that works,” Chris said of the dual effort. Two years into this band, Chris Weber said they have the basic goal of continuing to make music and record. “We’d love to build a regional fan base,” he said. “That would be ideal.” Clarence Tilton headlines at The Waiting Room on Friday, July 14, and opens for Cracker on Aug. 4 at Slowdown. For more info on Clarence Tilton: http://www.clarencetilton.com/ On Facebook: https://www.facebook. com/clarencetiltonnebraska/
Focus | July 12 - July 18 | Volume 1 Issue 29 23
5 Keys for Retirement Investing
than you expect, and inflation is likely to continue increasing prices over that time. Consider increasing your 401(k) contribution each year by at least enough to overcome the effects of inflation, at least until you hit your plan’s contribution limits.
despite its frequent and sometimes massive fluctuations.
Think long-term for goals that are many years away and invest accordingly. The longer you stay with a diversified portfolio of investments, the more likely you are to be able Second, you need to consider investing to ride out market downturns and By Mike Herek at least a portion of your retirement improve your opportunities for gain. plan in investments that can help keep Making decisions about your inflation from silently eating away at Consider your risk tolerance retirement account can seem the purchasing power of your savings. Another key factor in your retirement overwhelming, especially if you feel Cash alternatives such as money investing decisions is your risk unsure about your knowledge of market accounts may be relatively tolerance--basically, how well you investments. However, the following can handle a possible investment basic rules can help you make smarter safe, but they are the most likely to lose purchasing power to inflation over loss. There are two aspects to risk choices regardless of whether you tolerance. The first is your financial have some investing experience or are time. Even if you consider yourself a conservative investor, remember ability to survive a loss. If you expect just getting started. that stocks historically have provided to need your money soon--for higher long-term total returns than example, if you plan to begin using Don’t lose ground to inflation cash alternatives or bonds, even your retirement savings in the next It’s easy to see how inflation affects though they also involve greater risk of year or so--those needs reduce your gas prices, electric bills, and the cost volatility and potential loss. ability to withstand even a small loss. of food; over time, your money buys Past performance is no guarantee of However, if you’re investing for the less and less. But what inflation does future results. long term, don’t expect to need the to your investments isn’t always money immediately, or have other as obvious. Let’s say your money is Invest based on your time horizon assets to rely on in an emergency, your earning 4% and inflation is running Your time horizon is investment-speak risk tolerance may be higher. between 3% and 4% (its historical average). That means your investments for the amount of time you have left are earning only 1% at best. And that’s until you plan to use the money you’re The second aspect of risk tolerance is your emotional ability to withstand the not counting any other costs; even in a investing. Why is your time horizon important? Because it can affect how possibility of loss. If you’re invested tax-deferred retirement account such as a 401(k), you’ll eventually owe taxes well your portfolio can handle the ups in a way that doesn’t let you sleep at night, you may need to consider on that money. Unless your retirement and downs of the financial markets. Someone who was planning to retire reducing the amount of risk in your portfolio at least keeps pace with in 2008 and was heavily invested portfolio. Many people think they’re inflation, you could actually be losing in the stock market faced different comfortable with risk, only to find money without even realizing it. challenges from the financial crisis out when the market takes a turn for What does that mean for your than someone who was investing for a the worse that they’re actually a lot retirement strategy? First, you’ll retirement that was many years away, less risk-tolerant than they thought. probably need to contribute more because the person nearing retirement Often that means they wind up selling to your retirement plan than you had fewer years left to let their in a panic when prices are lowest. Try think. What seems like a healthy sum portfolio recover from the downturn. to be honest about how you might now will seem smaller and smaller If you have a long time horizon, react to a market downturn, and plan over time; at a 3% annual inflation you may be able to invest a greater accordingly. rate, something that costs $100 percentage of your money in today would cost $181 in 20 years. something that could experience Remember that there are many That means you’ll probably need a more dramatic price changes but that ways to manage risk. For example, bigger retirement nest egg than you might also have greater potential understanding the potential risks and anticipated. And don’t forget that for long-term growth. Though past rewards of each of your investments people are living much longer now than they used to. You might need your performance doesn’t guarantee future and its role in your portfolio may results, the long-term direction of the help you gauge your emotional risk retirement savings to last a lot longer stock market has historically been up tolerance more accurately. Also,
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having money deducted from your paycheck and put into your retirement plan helps spread your risk over time. By investing regularly, you reduce the chance of investing a large sum just before the market takes a downturn. Integrate retirement with your other financial goals Make sure you have an emergency fund; it can help you avoid needing to tap your retirement savings before you had planned to. Generally, if you withdraw money from a traditional retirement plan before you turn 59½, you’ll owe not only the amount of federal and state income tax on that money, but also a 10% federal penalty (and possibly a state penalty as well). There are exceptions to the penalty for premature distributions from a 401(k) (for example, having a qualifying disability or withdrawing money after leaving your employer after you turn 55). However, having a separate emergency fund can help you avoid an early distribution and allow your retirement money to stay invested. If you have outstanding debt, you’ll need to weigh the benefits of saving for retirement versus paying off that debt as soon as possible. If the interest rate you’re paying is high, you might benefit from paying off at least part of your debt first. If you’re contemplating borrowing from or making a withdrawal from your workplace savings account, make sure you investigate using other financing options first, such as loans from banks, credit unions, friends, or family. If your employer matches your contributions, don’t forget to factor into your calculations the loss of that matching money if you choose to focus on paying off debt. You’ll be giving up what is essentially free money if you don’t at least contribute enough to get the employer match. Don’t put all your eggs in one basket Diversifying your retirement savings across many different types of
investments can help you manage the ups and downs of your portfolio. Different types of investments may face different types of risk. For example, when most people think of risk, they think of market risk--the possibility that an investment will lose value because of a general decline in financial markets. However, there are many other types of risk. Bonds face default or credit risk (the risk that a bond issuer will not be able to pay the interest owed on its bonds, or repay the principal borrowed). Bonds also face interest rate risk, because bond prices generally fall when interest rates rise. International investors may face currency risk if exchange rates between U.S. and foreign currencies affect the value of a foreign investment. Political risk is created by legislative actions (or the lack of them).
types of investments--for example, stocks, bonds, and cash alternatives. Spreading your portfolio over several different types of investments can help you manage the types and level of risk you face. Participating in your retirement plan is probably more important than any individual investing decision you’ll make. Keep it simple, stick with it, and time can be a strong ally. Inflation means that you’ll probably need to contribute more to your retirement plan than you think. What seems like a healthy amount now is likely to feel smaller and smaller over time.
Registered Representative of and Securities products offered through Capital Synergy Partners, Member FINRA/SIPC. These are only a few of the various 4400 MacArthur Blvd #850, types of risk. However, one investment Newport Beach, CA 92660 may respond to the same set of (888) 277-1974 circumstances very differently than Herek Financial and Capital Synergy another, and thus involve different Partners are Unaffiliated Entities risks. Putting your money into many different securities, as a mutual fund does, is one way to spread your risk. Another is to invest in several different
Focus | July 12 - July 18 | Volume 1 Issue 29 25
The ABC’s of Buying a Home
a home. D: Debt to Income Ratio Used by lenders and is calculated by determining an individual’s total debt compared to total income.
The ownership of a property held joint by two or more individuals to whom ownership passes upon the death of one of the parties.
K: Knob and Tube A rudimentary system of electrical E: Equity wiring, used up to the 1950s and In real estate terms, equity is the consists of tubes held in place by By Melina Gillies difference between the total value of a porcelain knobs. A home containing property and the amount left owed on knob and tube may have difficulty The summer real estate market is the mortgage. securing home insurance and is a about to hit its seasonal high. If you consideration for potential buyers to will be buying a home this summer, F: Fixture have replaced. whether for the first-time or not, it’s Something movable that is physically helpful to identify a few real estate attached to a home, such as a light L: Liens and Encumbrances basics that every buyer should know. fixture or wall shelf. Unless specifically A lien is a form of security which With the spring real estate market excluded from a contract, a fixture can be held for the payment of debt. about to hit its seasonal high, buyers is deemed to remain with the house Encumbrances are other restrictions and sellers will be flocking onto the on the property including setbacks, scene. If you will be buying a home this upon sale. and right-of-ways that can complicate spring, whether for the first-time or G: Government Loan the sale process. not, it’s helpful to identify a few real A government run program that M: Mortgage estate basics that every buyer should provides purchasing assistance for A loan to cover the purchase of a know. first-time and other qualified buyers home, usually amortized over several to assist in entering the real estate decades. A: Appraisal market. A statement that indicates the official N: Non-Load Bearing Wall value of a property. H: Home Inspection When considering a home for One of the most important aspects of renovation, a non-load bearing wall is B: Bridge Loan the home buying or selling process, a one that doesn’t support the structure A short-term interim loan that is made home inspection is a visual accounting of a home, thus can be removed. to a buyer to purchase a new home of a home’s current condition, which is before they have sold their current completed before the sale of a home is O: Offer home and can use the equity towards finalized. The legal contract to purchase or sell the new purchase. a home. I: Insurance C: Closing Costs A must-have item for purchasers, the P: Property Tax Costs paid over and above the selling cost of home insurance and required A mandatory fee paid yearly to a local price of a property — this includes government body for basic services legal and administrative fees to finalize coverage should be obtained by all buyers prior to purchasing a home. such as garbage and street lighting. a home purchase and can typically run several thousand dollars when buying J: Joint Tenancy R: Real Estate Agent A highly skilled real estate professional who assists buyers and sellers during the sale process.
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exist on a property. U: Utilities Fees paid for services such as water, sewer, electricity, and gas, which are part of a home’s annual operating costs. V: Vendor The seller of a home. W: Walk-Through A private, agent-guided tour of a property for sale. Y: Yard The physical space surrounding a house that requires upkeep and maintenance. Z: Zoning The regulation that determines the use of buildings and other areas, such as residential, commercial, or agricultural.
5 Articles You Should Read Before Buying A Home By Victoria Keichinger
S: Survey A map showing the official boundaries of a property.
Buying a home is likely the largest investment one makes in a lifetime, so it’s important to be informed about the whole process before signing on the dotted line. These 5 articles share advice on everything from working with a real estate agent to choosing the right home. You’ll also read about some of the most common mistakes and how to avoid them. Homeownership may be only a few reads away!
T: Title Search An administrative search to ensure that no liens or other encumbrances
1. 3 Things to Consider Before You Buy a Home A common dilemma that home buyers
are often faced with is deciding between two or three properties. While finding more than one home that best suits your needs and lifestyle is an advantage, choosing which one you’ll ultimately purchase may be a bit perplexing. This must-read article offers insightful advice to help you sort through your options and make the best choice. 2. Tips for Home Buyers: Working with a Real Estate Agent A vital component to buying a home will be cultivating a successful working relationship with your real estate agent. You and your agent will both have unique ideas and expectations
Terri Pruitt to help you reach your dream of home ownership. The tips in this article will help you foster a productive partnership with your real estate agent.
3. Looking Past Sale Price When Buying a Home For many potential buyers, the cost of a home is the primary financial focus when beginning to search. While finding a home that fits within your budget is crucial, there are other financial factors to take into consideration beyond the listing price. The following article provides sound budget-related advice for home buyers. 4. Most Common Mistakes Home Buyers Make Searching for a Home Online Looking for the most efficient way to search for a home online? Coldwell Banker has an app for that! In addition
to providing mobile and tablet apps that simplify the search process, the following tips will also help you avoid making common and easily overlooked mistakes when searching for a home online. 5. Pros and Cons of New Construction Homes and Older Homes The first question that often comes to mind for most people thinking of purchasing a home is whether to build a new house or to buy an older home. Both options present unique advantages and disadvantages. The following article offers valuable pros and cons to consider before making a decision.
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BARRETT’S BARLEYCORN 4322 Leavenworth St. M-F 4P-6P $2.25 Domestic Bottles $3.00 Well Drinks BUSHWOOD LOUNGE 711 N 14th St. $1 Off Everything 3p-7p REverse Happy Hour Monday-Thursday 8p-2a CADDYSHACK 2076 N 117th Ave & 7007 S 181st St M-F 2P-6P $1 Off Beer, Wine & Wells TUES- HAPPY HOUR All Day DANNY’S BAR & GRILL 2007 N 72nd St. M-F 3P - 6P $3.00 16 oz. Tall Boys & 1/2 Price Appetizers Daily Lunch & Dinner Specials
LOOKOUT LOUNGE 320 S 72nd St. EVERY DAY 4-7, MIDNIGHT - 2 AM $2 PBR, $2.50 Domestic Bottles , $3 Wells, $3 Fireball
PITCH PIZZERIA 5021 Underwood Ave. 17808 Burke St. M-F 3P-6P $5 off any appetizer $5 off any pizza
MARLEYBONE TAVERN 3710 Leavenworth St. M-F 4:30-6:30P MEATLOAF MONDAY- 6-9P 50¢ Wings WEDNESDAY & FRIDAY Prime Rib Special THURSDAY-New York Strip, Fajita, and Taco Night
OMAHA TAP HOUSE 1401 Farnam St. & 579 N 155th Plz M-F 3P - 6P & ALL DAY SUNDAY $1 Off All TapBeers $4 Svedka, $4 Windsor, $4 Sauza Silver, $4 Cruzan Rum
NOSH WINE LOUNGE 1006 Dodge St. Everyday 4P- 6P Reverse HH 10p -12a $3 domestic beers and wells, $2 off Glasses of Wine, $4 House Wine
RAILCAR MODERN AMERICAN KITCHEN 1814 N 144th St. M-F 3:30-6:30P $4 Well Drinks, $3 Off Signature Cocktails
CHARLESTON’S 13851 FNB Pkwy & 7540 Dodge St. M-F 3P-6P 1/2 price apps, $5 Wine and Margs, $1 off all drinks JAZZ, A LOUISIANA KITCHEN 1421 Farnam St $2.99 - $10.99 select appetizers $1.50 domestic drinks; $2 well drinks; $3.75 rum drinks, margaritas
O’CONNORS IRISH PUB 1217 Howard St. M-TH- 4P-6P & FRI 2P-7P $1.00 off all Draft, Premium, and Domestic Wells
JERRY’S BAR 6301 Military Ave Happy Hour Prices ALL Day!
PERRY’S PLACE 9652 Mockingbird Dr. Monday – Friday 4P – 7P $2.50 Domestic Pints, $6.50 Pitchers $2.75 Domestic Bottles & $3.50 Wells
SHARK CLUB 2808 S 72ND ST. M-F 4P - 7P 1/2 off appetizers $2 well drinks; $1.75 domestic bottled beers
PARLIAMENT OLD MARKET 1212 Harney St. MANIC MONDAYS with D.J. Travis $2 draws, $3.50 wells, $4.50 calls THURSDAY-LADIES NIGHT $2 Domestic Drafts, $4 Calls & $5 Specialty Drinks
THE SOCIABLE INN 4917 S 136TH ST M-F 2P-7P $2.50 Pints, $7.00 Pitchers, $2.50 Domestic Bottles,$2.50 Busch Lt Tall Boys & $3.25 Wells
LEAVENWORTH BAR 4556 Leavenworth St. M-F 12P-7P $2.25 Domestic Draft Beers $2.25 Well Drinks
PARLIAMENT WEST 16939 Wright Plz EVERYDAY 3P - 7P 1/2 Price Martini’s, $2 Domestic Pints, $1 Off Other Drinks
THERAPY BAR & GRILL 5059 S 108th St Monday-Friday 3-6pm $.50 cents off Bottles, Drafts, & Wells TIGER TOM’S 7103 Military Ave M-F 5P-7P $12 Domestic Buckets UNDERWOOD BAR 4918 Underwood Ave M-F 4:30-6P $2 Bud and Bud Light
RUSTY NAIL PUB 14210 Pierce Plz TIL 7PM MON - SAT & ALL DAY SUN $1.00 off all Alcholic Drinks
OMAHA TAP HOUSE 1830 N 72nd St. M-F 3-6P & ALL DAY SUNDAY All Tap Beers $1.00 Off, $4.00 Glasses of Wine, $4.00 Captain Morgan $4.00 Windsor, $4.00 Smirnoff
JULIO’S 123rd & Center M-F 3P – 6P & FRI & SAT AFTER 9M $1 off all Tap Beer, $3 House Margaritas, $5 Pitchers of Bud Light & Miller Light
SMITTY’S GARAGE 3309 Oak View Drive EVERYDAY 3P-6P $2 Domestic Longnecks
SAINTS PUB MIDTOWN & ROANOKE M-F 2P-6P REVERSE: 10P to Close (drinks only) AND ALL Day Sunday SCRIPTOWN 3922 Farnam M-F 4P - 6P $1 Off Beers & $1 Off Well Drinks
THE HOMY INN 1510 N Saddle Creek Rd. M-F 4P-7P 50¢ off Wells, $1.00 off all pitchers and Domestic Bottles
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AUCTIONS Friday, July 14 | 9a Omaha Public Schools Surplus Annual Auction OPS holds an annual auction during the summer to sell surplus items. Items to be sold include: vans, industrial equipment, keyboards, nutrition appliances and more. 4031 N. 30th. Street, Omaha, NE 68111 Saturday, July 15 | 10:30a Trailers, Honda Gold Wing, Construction Equipment, Lawn & Garden Equipment, Landscaping, Plumbing & Electrical Equipment, Power Tools, Hand Tools, Heaters, Shop Equipment, Material Handling, Carpentry Equipment and More Online Bidding Via Proxibid Available 6205 N 89th ircle, Omaha, NE 68134 http://WWW.THEAUCTIONMILL.COM Sunday, July 16 | 10a Estate Auction Tractors, vehicles, tools and more! More information at https://www. auctionbill.com/nebraska-auctions/estateauction-s-410088.html 11501 Fairview Road, Springfield Nebraska
EMPLOYMENT
MECHANIC TECHNICIAN Powertrain Professionals is looking for a talented and passionate individual to take on the role as Mechanic Technician. Powertrain Professionals is a small shop specializing in transmission repair and drivetrain. As a Mechanic Technician you will be responsible for... - Removing and installing transmissions and drivetrains - Using power and hand tools to repair and replace worn parts including brake pads, wheel bearings, sensors, and CV axels - Identifying problems using computerized diagnostic equipment Please call 402.731.5075 and ask for Jeff if interested in learning more about this opportunity. LINE COOKS, DISHWASHERS Addy’s Sports Bar and Grill’s new location in Elkhorn (1515 South 204th, 68022) is hiring line cooks and dishwashers. Paying top dollar. Experience preferred but will train the right person. Come be part of a fun and welcoming environment in one of the busiest sports bars in the city. Stop in to fill out an application any day of the week between 1pm and 4 pm for on the spot interviews and immediate hiring. Any questions call 402-991-2337 and ask for a manager. COCKTAIL WAITRESS/BARTENDER E’Z Place is looking for a Cocktail Waitress/ Bartender to work Saturday’s 2:30 pm-close. Appearance is a must, along with an outgoing personality...need to be personable and have great communication!
WAITRESS/SERVER Looking to add another waitress, Busy neighborhood Bar and Grill, family owned. Must have experience serving food and cocktails, busy shifts and special events. Also able to get extra shifts as fill in bartender. Dependable transportation a must. Keno certified a plus. Keystone Tavern & Grill 7821 Military Ave Omaha
No experience necessary! This is a great neighborhood bar and grill Lyft matches drivers with passengers who CASHIER/CLOTHING SORTER with a wonderful clientel! request rides through the Lyft smartphone Apply in person Monday through Friday app. Signing up to be a Lyft driver is the 9am to 5pm only Please apply in person Monday-Wednesday perfect opportunity for you to set your anytime after 3:30 pm! If you have own schedule and be your own boss while Thrift America Omaha questions or would like to set up another earning extra money. 1901 N. 73 St., 73rd and Blondo time to apply you may call or text Apply to drive today and start offsetting the Work Tuesdays 430pm to 815pm, Renee’ 402-657-9419 costs of your car, covering this month’s bills, Thursdays, Fridays, Saturdays 9am to 5pm... or funding your dreams! Sundays 10am to 5pm E’Z Place Why Drive With Lyft? Must be able to lift 20lbs and you will 15761 West Dodge Road • Keep Your Tips be on your feet all day in a fast paced Omaha, NE 68118 • Express Pay environment. (Southwest corner of 156th/Dodge, turn by • Get Paid Weekly the BP Gas Station) • Flexible Schedule
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VEHICLES
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