Focusv1i47 by Focus Omaha

VOLUME 1 ISSUE 47 | NOVEMBER 15 - NOVEMBER 21 | 2017

YOUR FREE ARTS, ENTERTAINMENT, PERSONAL FINANCE, MUSIC & CLASSIFIEDS NEWSWEEKLY

LOCAL

LIVE

Superchucks

Save the Hero

EVENTS

HEALTH

Family, Music & More!

Breakthrough at UNMC Photos Courtesy of Rich Harmer For USA Curling

TABLE OF CONTENTS

VOLUME 1 ISSUE 47

MBER 21 | 2017 | NOVEMBER 15 - NOVE & CLASSIFIEDS NEWSWEEKLY FINANCE, MUSIC

TAINMENT, PERSONAL YOUR FREE ARTS, ENTER

LOCAL

Superchucks

EVENTS

Family, Music & More!

FOCUS ON THIS WEEK! LIVE Save the Hero

HEALTH

C Breakthrough at UNM For USA Curling Photos Courtesy of Rich

THE ARTS

LIVE

Save The Hero – Hard Rock for Everyone By Eddie Torrez

FAMILY

Harmer

EVENTS

FINANCE

Herek Financial will be sharing financial information relating to the markets, investments, financial news and other information with regard to finance. By Mike Herek

10 ON TEN 29

HAPPY HOUR

CLASSIFIEDS

13 THIS WEEKS FEATURE 16 EARTHWEEK

To advertise email focusonclassifieds@gmail.com or call today.

Diary of a Changing World By Steve Newman

18 SPORTS Creighton, UNO and Nebraska Hoops By Andy Roberts & Focus Omaha

20 HEALTH Autism Research Breakthrough at UNMC By Focus Staff

21 GETTING OUT 22

LOCAL

Superchucks – All Stars in the Making By Andy Roberts

Focus is your FREE Arts, Entertainment, Personal Finance, Music & Classifieds Newsweekly. We’ve brought all of these elements together for the first time, all in one weekly format. Our goal is to provide you, the customer, with the best possible publication to suit all of your needs. Focus 7914 W Dodge Rd. # 413 Omaha, NE 68114 (402) 208-6545 focusomaha@gmail.com www.focusomaha.com

website: http://draplin.com/

Wednesday, November 15 Spring Awakening Theatre and Pre-show Talk, 6:45p UNO Weber Fine Arts Building 6505 University Drive South, Omaha, Nebraska 68182 Kickoff the winter season with a visit to the theater! -----------------------------------------------Thursday, November 16 African American Police & Fire Fighters Exhibit Great Plains Black History Museum 2221 N 24 St (Jewell Building), Omaha, Nebraska 68110 See images and artifacts when Exhibit Space is open to the public on Thursdays, Fridays, Saturdays from 1p-5p, or by appointment call 402-932-7077. Exhibit will be available to see through December 30th. ------------------------------------------------

Don’t miss out on some awesome Draplin Swag! -----------------------------------------------Thursday, November 16 The Art of Cheri Ginsburg Journeys, Places to Remember Regency Court Omaha 120 Regency Pkwy, Omaha, 68114 Cheri Ginsburg: “JOURNEYS... PLACES TO REMEMBER”. World class Thursday, November 16 artist based in Omaha NE. Supremely Aaron Draplin accomplished with the challenging Pretty Much Everything medium of pure pigment soft pastel, A Book Talk and Tour Ginsburg takes her inspiration from The Waiting Room, 7p nature, breathtaking landscapes, ar6212 Maple St, Omaha, 68104 chitecture and faces she has encounDoors Open at 6p | Talk Starts at 7p tered along the way to create a unique Aaron Draplin is a graphic designer, author, and founder of Draplin Design visual experience through her use of light and color. Ginsburg’s work has Co. His clients include Nike, Burton been displayed in galleries and private Snowboards, Sub Pop Records, Escollections regionally and on the East quire, Red Wing, Field Notes, Target, Ford Motor Company, and the Obama Coast, Italy, Costa Rica, Santa Fe, New Administration. His book, Pretty Much Mexico, as well as the Italian-American Museum in New York City, and the Everything, is a mid-career survey of his work including case studies and ad- exclusive El Dorado Hotel in Santa Fe, vice which was released in May 2016. New Mexico. You can even learn a thing or two from Cheri will be on hand to demonstrate Mr. Draplin through his Skillshare her fine technique using pure pigment courses on logo design. soft pastels from 10a to 4p, on Learn more about Aaron Draplin on his Thursday, November 16th.

Artist’s Reception from 4p to 7p. Cheri’s work will be the featured display through December 16th. -----------------------------------------------Saturday, November 18 A Charlie Brown Christmas Live On Stage, 1p and 4p Orpheum Theater, 409 S. 16th Street, Omaha, Nebraska 68102 Everyone’s favorite holiday classic comes to life in the all-new touring production A Charlie Brown Christmas Live on Stage! Join Charlie Brown, Snoopy, Lucy, Linus and the whole Peanuts gang as they put on their own Christmas play and ultimately discover the true meaning of the season. A Charlie Brown Christmas Live on Stage is a present the whole family can enjoy! -----------------------------------------------Through November 12 Stupid F@#%ing Bird Omaha Community Playhouse 6915 Cass St, Omaha, 68132 Howard Drew Theatre By Aaron Posner | A sort-of adaptation from The Seagull by Anton Chekhov This “sort-of adaptation” of The Seagull by Anton Chekhov tells a story in which an aspiring young director

1019 Howard St. Omaha, NE 68102 402-342-1737

Custom Jewelry  Pearls  Local Artists  Loose Gemstones  Watch Batteries  Jewelry Repair www.goldsmithsilversmith.com 4 Focus | November 15 - November 21 | Volume 1 Issue 47

battles against the art created by his mother’s generation. A young actress competes with an aging Hollywood star for the affections of a renowned novelist and everyone discovers just how complicated life, art and success can be. This irreverent, modern and very funny remix of a classic play will incite you to consider how art, love and revolution fuel your own pursuit of happiness. Disclaimer: Contains adult language and sexuality. -----------------------------------------------Through November 17 Fall Chrysanthemum Show Lauritzen Gardens Experience a fascinating fabrication of flowers at the garden’s annual fall chrysanthemum show. Bold mums combine with vibrant colors, rich fabrics, diverse textures and other exotic design elements- representative of the storied Japanese culture. -----------------------------------------------Through December 16 2017 Union Fellows Exhibition The Union for Contemporary Art 2423 North 24th Street, Omaha This multidisciplinary exhibition is the culmination of the 2017 Fellows’ 11-month residency, featuring partic-

ipatory community-based textiles by “Quilterpreneur” Celeste Butler, fashion design by Samone Davis, intersections of text and visual art by Slowed Soul (Noah Sterba + Jeff Sedrel), recorded and live musical performance by Edem Kegey, and light-based installation by Jamie Danielle Hardy. The exhibition runs through December 16. Admission to The Union’s Wanda D. Ewing Gallery is free and open to the public 11AM to 6PM Tuesday through Saturday at 2423 North 24th Street. -----------------------------------------------If you would like to see your event, email focusomaha@gmail.com ------------------------------------------------

5813 n 6oth st 402.572.8984

Focus | November 15 - November 21 | Volume 1 Issue 47 5

grab and pull apart the ends of a virtual RNA molecule. When you let go, the molecule folds back up into its natural shape. Try dissolving a virtual salt crysFOR MORE INFO: The Capitol District http://capitoldis- tal by using your body’s movement to generate heat. Molecules are too small trictomaha.com/. to see, but not too small to smell! Are The NRG Energy Ice Rink http://capiyou up for the challenge? Explore the toldistrictomaha.com/ice-rink/ shapes and structures of things in our Holiday Lights Festival http://www. world–at the nanoscale! holidaylightsfestival.org/ice-rink/. ----------------------------------------------- ----------------------------------------------Through April 15, 2018 Through January 7, 2018 nesses and organizations and Tangier Thursday, November 16 Forever Forest Zoom Into Nano Shrine units and clubs at the Tangier Eat. Drink. Give! Nebraska Humane Omaha Children’s Museum The Durham Museum Shrine Center. ENTER TO WIN A Society Benefit 4p - 7p 500 S 20th St, Omaha, NE 68102 801 S 10th St, Omaha, NE 68108 TREE! Raffle tickets are available for Thunderhead Brewing Taproom purchase -- you can win the entire tree Advances in nanotechnology are likely Exploring the realities of forests 13304 W Center Rd, Omaha, 68144 through play, families will learn about to change the way we design and fabAND the prizes associated with that Join Omaha’s Elite as they give back! ALL donations will benefit the Nebras- tree (each tree with prizes is valued at ricate almost everything –from faster sustainability, selective harvesting, transportation needs, and the evcomputers, to stain repellent clothes, a minimum of $500). ka Humane Society! ery-day products we use that are made to new medicines to treat diseases, from trees. The exhibit includes a tree and technologies that are beyond our The display period is Sunday, Nov. 19 Awesome raffle prizes, along with food from SPIN! Neapolitan Pizza and through Saturday, Nov. 25. Admission imagination. Zoom Into Nano presents top climber, a realistic mini replica of a Union Pacific engine, a kid-sized home a variety of large-scale, immersive is $2 per person, age 13 and above. featured drinks from Thunderhead (No charge for children under 12 when experiences in the world of nanotech- under construction for children to help Brewing Taproom. build, and so much more! nology. Zoom into tiny structures and $10 Admission (covers food and a drink) accompanied by an adult.) Admission for Members if Free, Under devices to see the amazing beauty of ----------------------------------------------34 months- Free, Adults & Kids-$12 natural and manmade objects at very Hours of operation: Saturday, November 18 and SEniors- $11 high magnification. Immerse yourself Sunday, Nov. 19 -- Noon to 6 p.m. Justin “Hop-a-Long” Anderson in models of atoms and molecules that ----------------------------------------------Monday, Nov. 20 -- 9 a.m. to 5 p.m. Fundraiser, 2p - 10p are enlarged to 100 million times their If you would like to see your event Tuesday, Nov. 21 -- 9 a.m. to 5 p.m. Millard American Legion Post 374 13913 S Plz, Omaha, Nebraska 68137 Wednesday, Nov. 22 -- 9 a.m. to 5 p.m. actual size. Check out the full body in- listed, email focusomaha@gmail.com teractive, where you use your hands to ----------------------------------------------Thursday, Nov. 23 -- CLOSED Food, raffle prizes, silent auction, and raffling off customized Glock model 17 Friday, Nov. 24 -- 9 a.m. to 9 p.m. ----------------------------------------------- Saturday, Nov. 25 -- 9 a.m. to 9 p.m. Saturday, November 18 Refreshments will be available for St. James/Seton Catholic School purchase. Santa Claus will also be SOAR Dinner 5:30p available during selected days and Creighton Preparatory School times. 7400 Western Ave. Omaha, 68114 We are excited to invite all of you INTERESTED IN SPONSORING A to attend the SOAR Dinner! This is TREE? Contact the Tangier Shrine a great opportunity to partner with Center at 402-392-0404. the school and support a great cause. ----------------------------------------------Funds raised will allow us to meet Tuesday, November 21 ongoing needs thoughout the school year; for example, providing for tuition NRG Energy Ice Rink Grand Opening The Capitol District, 6p - 10p assistance and upgrading our ancient 9th to 12th * Capitol to Dodge, cafeteria tables. Also, join us as we Omaha, Nebraska 68102 honor Abbott Raphael Walsh for his Help us celebrate the grand opening service to our school. of the NRG Energy Ice Rink in The Capitol District, part of the dazzling Please see the SOAR Dinner website downtown Holiday Lights Festival. for more information on purchasing tickets, donating directly to our school ADMISSION: $8.00 (plus tax) and (ANY amount makes a difference), and to read about all the fun the night includes skate rental. will offer! Contact Tiffany Howard in A portion of proceeds will be donated the school office for more info! www. to the Food Bank for the Heartland as soardinner.com ----------------------------------------------- part of the Shine the Light on Hunger campaign. Conagra Brands Foundation Sunday, November 19 will match ice rink admission up to Feztival of Trees $100,000 for the campaign. Bring your Tangier Shrine non-perishable food items to the rink 2823 S 84th St, Omaha, 68124 to help families in need. Look for the View trees decorated by local busiShine the Light on Hunger collection bins!

6 Focus | November 15 - November 21 | Volume 1 Issue 47

two of Santa’s back-up reindeer, to Council Bluffs! You can visit Chloe and Sparkle from 6 to 8 p.m. on November Wednesday, November 15 16 at the museum. Then come inside Creative Exploration: Craft Night to warm up with some reindeer St. Paul’s Episcopal Church games before venturing out to see the 22 Dillman Dr, Council Bluffs, 51503 Dinner at 6 November craft to follow. beautiful lights in Bayliss Park, Santa at Free event open to the public! Kids all Bayliss Park Hall, or sampling the fare at the visiting food trucks! ages ----------------------------------------------- ----------------------------------------------Sunday, November 19 Thursday, November 16 The Nutcracker, 2p - 4p Bayliss Holiday Lighting Festival, 6p Arts Center @ IWCC Bayliss Park, 599 1st Ave, Council 2700 College Rd, Council Bluffs 51503 Bluffs, Iowa 51503 Join us for this special preWinterfest will officially kick off with Thanksgiving performance of Ballet the lighting of Bayliss Park. Join the Nebraska’s ‘The Nutcracker’ to usher Mayor and Santa at 6pm and help in the holidays! Always fresh, lively, count down from ten and watch the park get lit up with holiday cheer. Then and thoroughly entertaining, ‘The Nutcracker’ returns with the visual head on over to Santa’s Workshop splendor and charming story that to tell Santa what you want for Christmas, get your face painted, some make it a family favorite. Set to one of composer Piotr Tchaikovsky’s most balloons, hot chocolate and cookies. famous works, it transports audiences Santa will be around until 8pm. ----------------------------------------------- to the enchanting Land of Snow and the opulent Kingdom of Sweets, Thursday, November 16 featuring a uniquely breathtaking Project Reindeer Waltz of the Flowers scene. ‘The Union Pacific Museum Nutcracker’ includes a cast of 130 200 Pearl St, Council Bluffs, 51503 professional and student dancers, and Join us as we celebrate the annual features lavish sets and more than 250 Holiday lighting ceremony in Bayliss Park by welcoming Chloe and Sparkle, beautiful costumes.

FAMILY EVENTS

Black Top Road Cellar19 Wine & Deli, 6:30p ----------------------------------------------THURSDAY, NOVEMBER 16 Lemon Frseh Day Alaskan Brewing Co. Smoked Porter Ameristar, 7p Tapping Happy Hour ----------------------------------------------Barley’s Bar, 4p ----------------------------------------------- Circle of Fifths Heather Ryan’s Pott County Pub Crawl Kikkers, 9p ----------------------------------------------Barley’s Bar, 6p ----------------------------------------------- Miss VA And Rival Productions Present Flo Friday Trans-Siberian Orchestra Oface Bar, 9p Mid-America Center, 7:30p ----------------------------------------------SATURDAY, NOVEMBER 18 Myndz Eye Ent., Curvy Girl Ent., & Lemon Frseh Day LaGheMusic “PARTY NIGHT” Ameristar, 7p Cube Ultra Lounge, 9p ----------------------------------------------Suite Saturday: A Grown & Sexy Affair FRIDAY, NOVEMBER 17 Harrah’s, 10p Turkey Bowling ----------------------------------------------Council Bluffs 100 Block, 6P -----------------------------------------------

EVENTS

Focus | November 15 - November 21 | Volume 1 Issue 47 7

WEDNESDAY NOVEMBER 15 Jim Suhler & Monkey Beat Bourbon Saloon, 6p ----------------------------------------------Yelp Un-Meat Eats Festival II Slowdown, 6p ----------------------------------------------Bozak & Morrissey Ozone Lounge, 6:30p ----------------------------------------------Schann’s Humorous Jazz Hotel RL, 7p ----------------------------------------------Powerman 5000 with MurderHouse, Sherry Drive & Fluk Amuck Lookout Lounge, 7p ----------------------------------------------Ray’s Piano Party Mr. Toad’s, 7p ----------------------------------------------Mr. E & the Stringless Kite The B. Bar, 7p ----------------------------------------------James McMurtry with Max Gomez The Waiting Room, 7p ----------------------------------------------Carolyn Harrell and Michael Adams The Omaha Lounge, 7:30p ----------------------------------------------You Had To Be There with Ryan De La Garza Reverb Lounge, 8p ----------------------------------------------New Humans Jambo Cat, 7:30p ----------------------------------------------1% Productions presents New Found Glory with The Ataris Sokol Auditorium, 7:30p ----------------------------------------------Karaoke with DJ Shadow Forte Music Hall, 9p ----------------------------------------------N8 M Sic Harney Street, 9p ----------------------------------------------The Razors, Bethlehem Steel, and Sean Pratt O’Leaver’s Pub, 9p

THURSDAY NOVEMBER 16 Chubby Carr and the Bayou Swamp Band, Chrome Lounge, 6p ----------------------------------------------Finest Hour Ozone Lounge, 6:30p ----------------------------------------------Skretta Inc. Vino Mas, 6:30p ----------------------------------------------Local Artists “Unplugged” Forte Music Hall, 7p ----------------------------------------------Generator Series: Roomful of Teeth Kaneko, 7p ----------------------------------------------Trans-Siberian Orchestra Mid-America Center, 7p ----------------------------------------------Win Lander Millard Roadhouse, 7p ----------------------------------------------Hallow Point, My Last Reuest, Flourishing Illusions Wired Pub, 7p ----------------------------------------------Chris Milam 402 Arts Collective, 7:30p ----------------------------------------------Jack Broadbent Holland Center, 7:30p ----------------------------------------------Tyi Hakee, Michael Adams & Ed Archibald, The Omaha Lounge, 7:30p ----------------------------------------------the WORD- a jazz infused poetry open mic The Omaha Rockets Kanteen, 7:30p ----------------------------------------------DJ Wild Wes Kozee Lounge, 8p ----------------------------------------------68 Lookout Lounge, 8p ----------------------------------------------Johnny Boyd’s “Cocktails with the Crooner”, Reverb Lounge, 8p ----------------------------------------------And The Kids, Noah’s Ark Was A Spaceship, David Nance Slowdown, 8p -----------------------------------------------

8 Focus | November 15 - November 21 | Volume 1 Issue 47

2017 Chasing The Lightning The Barley Street, 8p ----------------------------------------------Flow Tribe The Side Room at Ralston Arena, 8p ----------------------------------------------Chris Shelton Dubliner Pub, 9:30p

FRIDAY NOVEMBER 17 Bill Sammon Growler USA, 5p ----------------------------------------------Stan Galli & Stuff American Legion Post #1 ----------------------------------------------Red Delicious Bogies West, 7p -----------------------------------------------

1 Year Anniversary Party with Casey Muessigmann with Jenny Tolman Bourbon Saloon, 7p ----------------------------------------------L.O.D. Dart Tournament Stoli’s Lounge, 7p ----------------------------------------------Orgone The Waiting Room, 7p ----------------------------------------------Valley of Shadows, Altura, Reptile Dentist, and Pando Potential Meter Dr. Jack’s Drinkery, 8p ----------------------------------------------Monty Neysmith with The Bishops Lookout Lounge, 8p ----------------------------------------------Drew Jude and the Cooltones On the Q St Bar , 8p -----------------------------------------------

Cheap Prizes (Game Show) The Backline, 8p ----------------------------------------------Of Tree, Scott Severin and Clay Barley Street, 9p ----------------------------------------------3 and Out Chrome Lounge, 9p ----------------------------------------------Down 2 Here Firebarn Papillion, 9p ----------------------------------------------Silas Creek Forte Music Hall, 9p ----------------------------------------------Domestic Blend EP Release Harney Street Tavern, 9p ----------------------------------------------Rough Cut Ozone Lounge, 9p ----------------------------------------------Son Little with Jade Bird Reverb Lounge, 9p ----------------------------------------------5th Annual Wu-Tang Party with DJ Shor-T and DJ Skyscraper Slowdown, 9p ----------------------------------------------Interrogated The Backline, 9p ----------------------------------------------Earthbound and Down with Jens Lehman and Mr. E & The Stringless Kite, The Down Under, 9p ----------------------------------------------Joystick Chrome Lounge, 9:30p ----------------------------------------------Damien McCarthy Dubliner Pub, 9:30p ----------------------------------------------Groove Puppet Two Fine Irishmen, 9:30p ----------------------------------------------Fire Heads, Rusty Lord and Wrong Pets O’Leaver’s Pub, 10p ----------------------------------------------The Arena (Improv) The Backline, 9p ----------------------------------------------Chris Shelton The Warehouse, 9:30p

SATURDAY NOVEMBER 18 Funk Fest 2017 Farnam House Brewing, 12p ----------------------------------------------Chris Shelton Firebarn Papillion, 5p ----------------------------------------------River City Throw Down Sokol Auditorium, 5p

Pre-Party Banda MS Ralston Arena, 6p ----------------------------------------------Dress Us In Guns Sokol Auditorium, 6p ----------------------------------------------US Olympic Curling Trials Baxter Arena, 6:30p ----------------------------------------------Chris Stapleton: All-American Road Show Tour, CenturyLink Center, 7p ----------------------------------------------Narcotic Wasteland with Primal Water, Exit Sanity and Xenophonic Dr. Jack’s Drinkery, 7p ----------------------------------------------NotUTwo Therapy Bar, 7p ----------------------------------------------George Walker Trio Cocktails, 7p ----------------------------------------------Pineapple Karaoke American Legion Post 1, 7:30p ----------------------------------------------Swampboy Blues Band Grant St. Bar, 8 ----------------------------------------------88improv The Backline, 8p ----------------------------------------------Last Podcast on the Left The Waiting Room, 8p ----------------------------------------------Joel Ortiz, Ed Archibald, and Terry Parker, The Omaha Lounge, 8:30p ----------------------------------------------Hold For Swank and The Hooligans Barley Street, 9p ----------------------------------------------Three and Out Chrome Lounge, 9p ----------------------------------------------Chris Shelton Copa Cabana, 9p ----------------------------------------------Sidecar 69 Forte Music Hall, 9p ----------------------------------------------Charlie Burton & Or What?! Growler USA, 9p ----------------------------------------------The Personics Ozone Lounge, 9p ----------------------------------------------Centerpiece Reverb Lounge, 9p ----------------------------------------------Lizzo and Doja Cat Slowdown, 9p ----------------------------------------------Ryan Menchaca & The Invisible Horses with Bach Mai + Charlie Alley The B. Bar,9p -----------------------------------------------

Focus | November 15 - November 21 | Volume 1 Issue 47 9

Wednesday November 15

New Found Glory James McMurtry SOKOL AUDITORIUM WAITING ROOM

Saturday November 18

J. Crum REVERB LOUNGE

Saturday November 18

Thursday November 16

Flow Tribe with Trans-Siberian Orchestra High Up MAC THE SIDE ROOM

Monday November 20

Dirty Heads Grieves SOKOL AUDITORIUM WAITING ROOM

10 Focus | November 15 - November 21 | Volume 1 Issue 47

Monday November 20

PJ Masks RALSTON ARENA

Friday November 17

Orgone SOKOL AUDITORIUM

Tuesday November 21

Wax Tailor SLOWDOWN

Pickle Grass The Down Under, 9p ----------------------------------------------Damien McCarthy Dubliner Pub, 9:30p ----------------------------------------------Bucka Ruse Two Fine Irishmen, 9:30p ----------------------------------------------Far Gone and Out O’Leaver’s Pub, 10p ----------------------------------------------Late Night at The Backline The Backline, 10p ----------------------------------------------AllSortsOfGood with Mr. E and The Stringless Kite The Blackstone Meatball, 10p ----------------------------------------------Broadway - Musical Birthday The Omaha Mining Company, 10p

SUNDAY NOVEMBER 19 Tchaikovsky’s Nutcracker Suite Joslyn Art Museum, 2p ----------------------------------------------Jumpin’ Kate Soaring Wings Vineyard, 2p ----------------------------------------------The River City Pineapple Company American Legion Post 1, 3p ----------------------------------------------Jazz with Luigi Inc. Mr. Toad, 9p ----------------------------------------------Poker Night Therapy Bar & Grill, 8p

TUESDAY NOVEMBER 21 Spontaneous Combustion Ozone Lounge, 6:30p ----------------------------------------------Upon A Burning Body with Slaughter To Prevail, Prison, Hours of Decay Waiting Room, 6:30p ----------------------------------------------Tuesday Night Poker Kozee Lounge, 7p ----------------------------------------------Franks & Deans Lookout Lounge, 7p ----------------------------------------------America’s Pub Trivia Scriptown Brewing Company, 7p ----------------------------------------------Wax Trailor with Dirty Art Club Slowdown, 7p ----------------------------------------------Open Mic & Jam Therapy Bar & Grill, 7p ----------------------------------------------Turbo Tuesdays featuring DJ Vic Nasty Bar 415, 9p ----------------------------------------------Karaoke with DJ Farley Forte Music Hall, 9p ----------------------------------------------Karaoke with DynamicAir DJs Stoli’s Lounge, 9p

MONDAY NOVEMBER 20 Open Acoustic Jam Forte Music Hall, 6p ----------------------------------------------PJ Masks Live Ralston Arena, 6p ----------------------------------------------Gooch & His Big Las Vegas Big Band Ozone Lounge, 6:30p ----------------------------------------------The Deslondes Reverb Lounge, 7p ----------------------------------------------Malina Brothers Concert Sokol Auditorium, 7p ----------------------------------------------Michelle Eva’s Jam Night The Omaha Lounge, 7:30p

tickets available at www.ralstonarena.com Focus | November 15 - November 21 | Volume 1 Issue 47 11

12 Focus | November 15 - November 21 | Volume 1 Issue 47

Curling –Team Christensen is Part of the Ancient Game’s History

By Howard Schwartz and Focus Staff Just as we have basketball, football, or wrestling families, apparently there are curling families.

Team Christensen (l-r): Cory Christensen, Sarah Anderson, Taylor Anderson, and Jenna Martin Team Christensen is one such team. The four ladies from Minnesota and Wisconsin are one of three women’s team in the 2018 Olympic Curling Trials which are underway in Omaha through Saturday.

Curling is one of the world’s oldest team sports, dating back to 16th Century Scotland. The earliest known curling stones came from the Sterling and Perth regions and date back to 1511.

All four members grew up in families that played the game, said Cory Christensen. Curling involves sending a stone down an icy plane toward a target with points awarded to the team whose stone is closest to the center.

Scottish immigrants brought the game with them to North America, first to Canada around 1759, and then to the United States around 1832. By 1855, curling clubs flourished in New York City, Detroit, Milwaukee and Portage, Wis.

The game is played in ends, similar to baseball’s innings, with ten ends to a game. While it may seem to the uninitiated like an odd sport, there is far more to it than just throwing “the stone” and sweeping it down the “the sheet,” or ice.

There are about 21,000 curlers and 170 clubs in the U.S., however Canada boasts the most curlers with nearly 1.2 million of the world’s estimated 1.5 million curlers.

Sheet dimensions can vary, but they’re usually about 150 feet long by about 15 feet wide. The sheet is covered with droplets of water that, when frozen, cause the stones to “curl,” or to not travel in a straight path. The water droplets are known as “pebble.” Why are brooms involved? Well, sweeping is a critical part of curling because it’s what changes the path of the stone after it’s thrown on the ice. Sweeping warms up the ice and reduces friction, causing the stone to curl less and move straighter. In the early days of the sport, curling often was played outdoors on the lochs, so snow and debris needed to be cleared from the path of the moving rocks. Instead of brooms, bunches of

Focus | November 15 - November 21 | Volume 1 Issue 47 13

sticks were often used. It later became clear that sweeping also affected the movement of the stone as well.

Winterfest

Feb. 3, 2018 Saint Paul Winter Carnival St. Paul, Minnesota

Watching curling one is tempted may be tempted to think of it as not terribly athletic, but Sarah Anderson assured Focus they do train.

The U.S. Olympic Committee rolled out the red carpet for the Team USA WinterFest event presented by Hershey’s at Stinson Park on Saturday. There were more than a dozen athletes who graciously made themselves available for meet and greets. Lots of free treats were handed out, including Hershey’s Gold Bars, which by the way are amazing. Several attractions were offered for visitors, including a skeleton virtual reality experience powered by Samsung.

Feb. 10, 2018 Opening Weekend of the 2018 Games Park City, Utah

By Focus Staff

“We train on and off the ice,” she said. “Spend a lot of time in the gym.” They also go through some serious psychological training. While curling is a sport for the ages, it also is a sport for all ages. The Team Christensen members range in age from 22 to 24 years old, and some have been playing since they were eight, according to team member Jenna Martin.

Cory Christensen Photo Courtesy of Rich Harmer

Sarah Anderson said part of the sport’s appeal is that a person can play curling at many levels, matching people of various genders, ages and abilities. “It’s a sport you can play all your life,” said team member Taylor Anderson. For those of you planning to attend a game, make sure you set aside some time. The ladies of Team Christensen said a normal game of ten ends can last two to two and a half hours.

While the event fell far short of the 80,000 people that attended their first event held in Times Square and aired by NBC’s Today Show, largely due to the weather and the Husker football game, there was still plenty of fun to be had by all who did attend. The best part is that it was free to the public. The 13-stop festival will be crisscrossing the country leading up to the PyeongChang Olympics which will include an event in Seoul, South Korea. DATES LOCATION/IN CONJUNCTION WITH... CITY Nov. 1, 2017 100 Days Out New York, New York Nov. 11, 2017 U.S. Olympic Team Trials - Curling Omaha, Nebraska Nov. 18, 2017 Klyde Warren Park Dallas, Texas Dec. 2, 2017 Washington Park Cincinnati, Ohio Dec. 30-31, 2017 Downtown Nashville - New Year’s Eve Nashville, Tennessee

Photos Courtesy of Rich Harmer For USA Curling

Jan. 6, 2018 U.S. Figure Skating Championships San Jose, California Jan. 13, 2018 Après Ski Activities Squaw Valley, California Jan. 20, 2018 Walmart Flagship Store Bentonville, Arkansas

14 Focus | November 15 - November 21 | Volume 1 Issue 47

Feb. 19, 2018 Military Appreciation Celebration Seoul, South Korea Feb. 20, 2018 The Hershey Company Headquarters Hershey, Pennsylvania Feb. 24, 2018 Closing Weekend of the 2018 Games Lake Placid, New York

Focus | November 15 - November 21 | Volume 1 Issue 47 15

Diary of a Changing World

4.7 4.1 Philippe

By Steve Newman

Saola

5.2

Selma

6.3 +45° Derby, W. Australia

meeting for a UN climate change conference in Bonn, Germany.

first hen eggs with no discernible carbon footprint.

than being shipped long distances.

Mexican Blasts

Kipster uses 1,097 solar panels to power its facility, with enough electricity left over to sell back to the grid. The farm also uses waste food as feed to help eliminate its carbon footprint.

Smog Emergency

A series of eruptions of Popocatépetl volcano, Parts of North America experienced peri- located to the southeast of ods of unprecedented warmth in January Mexico City, caused ash to and February. Temperature anomaly fall on two nearby towns. graphic for February 11, 2017: Climate Reanalyzer / University of Maine The country’s disaster agency said it

A Warmer World

The official United Nations weather agency predicts that 2017 will be among the top three hottest years on average worldwide, and will be the warmest year ever that was not influenced by the El Niño ocean warming in the Pacific. The World Meteorological Organisation says 2017 has been marked by heavier-than-normal rainfall in areas that include western China, southern South America and the contiguous United States. The warmer global climate also brought lower-than-average coverage of the Arctic’s polar sea ice pack. The prediction and analysis were released as world leaders began

measured three explosive eruptions within 24 hours. Popocatépetl has erupted numerous times since it roared back to life in 1994.

While not technically a free-range facility, the birds are allowed to roam in a covered courtyard, and their eggs are sold in containers made of potato starch rather than cardboard. The birds are eventually slaughtered and sold at local markets rather

-57°

Vostok, Antarctica

Toxic smog blanketed much of Pakistan and India, triggering a health emergency and reducing visibility so much that the number of traffic accidents soared. Illegal agricultural burning, construction dust and carbon emissions created a vast cloud of smog that was two to four times the level considered hazardous.

Earthquakes

One person was killed and scores of buildings were wrecked by an undersea temblor in Indonesia’s Maluku province. • Earth movements were also felt in Guam, northern Japan’s Hokkaido Island, northwestern Pakistan, Bosnia and Herzegovina, islands from Trinidad to Grenada, southern Guatemala and southeastern Missouri.

Carbon-Neutral

A Dutch company says it is producing the industry’s

16 Focus | November 15 - November 21 | Volume 1 Issue 47

These Dutch hens at Kipster farm are free to roam around a large solar-powered facility when they are not laying their “carbon-neutral” eggs. Photo: Kipster

The Indian capital of New Delhi was especially hard-hit, with schools forced to close and residents warned to wear masks outdoors. India’s pollution control board said a lack of wind trapped emissions near the ground across the region.

Tropical Cyclones

At least 106 people were killed by downpours and floods triggered by Typhoon Damrey along Vietnam’s central coast. • Tropical Storm Rina formed in the Atlantic.

Ozone Hole

The hole in Earth’s protective stratospheric ozone layer above Antarctica was the smallest since 1988 at the time of year it typically reaches its greatest expanse. The hole reached its peak on Sept. 11, covering about 19.7 million square km before beginning its annual retreat. The average peak since 1991 has been about 26 million square km. Researchers say the limited size was mainly due to abnormally unstable and warmer air swirling high above Antarctica in the southern polar vortex.

The ozone hole was at its largest on Sept. 11. Image: NASA / Ozone Hole Watch

Focus | November 15 - November 21 | Volume 1 Issue 47 17

Creighton, UNO and Nebraska Hoops By Andy Roberts & Focus Staff Creighton Bluejays

Facing the task of replacing several key members of their rotation, the Creighton Bluejays basketball team started the 2017-2018 campaign on a roll, averaging 100 points in a pair of blowout wins over Yale and Alcorn State. While not as easy as the final scores may sound, CU showed their up-tempo attack and “Let It Fly” philosophy have not changed. Senior Marcus Foster scored 23 points in each game on 77 percent shooting and the team appeared to have solved the point guard problem that plagued it the second half of last season. Now things get interesting at the Jays (2-0) were to play at 19th ranked Northwestern on Wednesday night before a trip to Kansas City and the Hall of Fame Classic. There they will play UCLA on Monday and either Wisconsin or Baylor the following day.

Omaha Mavericks

The Mavericks are working their way up the ladder as a relatively new member of Division 1, and with the Olympic Curling Trials taking over Baxter Arena, they are spending much of the early season on the road. That meant UNO (0-2) played at Montana State on Friday where they fell 89-80 in overtime and at the

Big 12’s Oklahoma on Sunday. That was a 108-89 loss, but Zach Jackson dropped in a career best and gamehigh 24. The road trip goes on for a while, with a visit to New Mexico on the slate Tuesday, a trip to Louisville on Friday, and a Monday visit to TCU.

Nebraska Cornhuskers

With all of the focus on the Husker football team’s poor play, some may have forgotten that Nebraska men’s basketball has started and head coach Tim Miles may just be up to something. Namely, building a longer, bigger squad that for the first time in recent Husker hoops history and one that seems to have the ability to, hold your breath . . . shoot and play half-court offense. The Huskers won a close one in their opener against a much better squad than the name would suggest in Eastern Illinois 72-68. Eastern Illinois is a sleeper to win the Ohio Valley Conference with four returning starters, but the Huskers were aided in no small fashion by the six blocks from Isaiah Roby, the most by a Husker since Wes Wilkerson did it against Creighton on December 11, 2005, and a career-high 11 rebounds grabbed by Jordy Tshimanga. On to Monday’s game against the Mean Green of North Texas and their first year coach Grant McCasland. North Texas is another team that won their first game in surprising fashion. Granted, they played Division III Eureka, but they beat the tar out of them 122-65 at home. Fortunately, the Huskers made the Mean Green look like the green ooze, as they allowed the Huskers to go on the attack and jump out to a huge 25-2 lead in the first 8:08 of the contest. You know you have things under control when you have nine players that score in the first half and they

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also played the guy for the first time that probably has the longest name in basketball in 6’ 5” guard Thorir Thorbjarnarson. Nebraska’s 52-pont first half scoring barrage was the most since NU scored 53 vs. Southern Louisiana in 2015.

Monday kicked off a stretch of four games in nine days for the Huskers, who travel to St. John’s on Thursday to take part in the Gavitt Tipoff Games. Photo: Huskers.com

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Autism Research Breakthrough at UNMC

Kim’s findings were published in a recent online issue of Nature Neuroscience. “This is an exciting development because we have identified the pathological mechanism for a certain type of autism and intellectual disability,” Kim said in a release from UNMC. Recent studies have shown the disorder occurs when a first-time A University of Nebraska Medical Center researcher and his team at the mutation causes only one copy of the human AT-rich interactive domain 1B Munroe-Meyer Institute (MMI) have (ARID1B) gene to remain functional. made a breakthrough in finding the mechanism and a possible therapeutic It had been unknown how it led fix for autism and intellectual disability. to abnormal cognitive and social behaviors. The team was led by Dr. WooAutism spectrum disorder (ASD) Yang Kim, associate professor, impairs the ability of individuals to developmental neuroscience, and included researchers from UNMC and communicate and interact with others. Roughly 75 percent of individuals with Creighton University. They looked ASD also have intellectual disability. into a deeper exploration of a genetic mutation that reduces the function of That is characterized by significant limitations in cognitive functions and certain neurons in the brain. adaptive behaviors. No drugs or genetic treatments are available to prevent ASD or intellectual disability. Treatment options focus on behavioral management plus educational and physical therapies. The research team created and analyzed a genetically modified mouse and found that a mutated Arid1b gene impairs GABA neurons, the “downer” neurotransmitter which leads to an imbalance of communication in the brain.

By Andy Roberts

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GABA blocks impulses between nerve cells in the brain. Low levels of GABA may be linked to anxiety or mood disorders, epilepsy and chronic pain. It counters glutamate (the upper neurotransmitter), as the two mediate brain activation in a Ying and Yang manner. GABA supplements are used by some people as a treatment for anxiety. “In normal behavior, the brain is balanced between excitation and inhibition,” Kim said. “But when the inhibition is decreased, the balance is broken and the brain becomes more excited causing abnormal behavior. “We showed that cognitive and social deficits induced by an Arid1b mutation in mice are reversed by

pharmacological treatment with a GABA receptor modulating drug. And, now we have a designer mouse that can be used for future studies.” The next steps for Kim and his team are to further refine the specific mechanism for autism and intellectual disability, then to identify which of the many GABA neurons are specifically involved. Kim’s research was supported by a $1.7 million grant from the National Institute of Neurological Disorders and Stroke and a $400,000 Institutional Development Award (IDeA) from the National Institute of General Medical Sciences of the National Institutes of Health.

What the public must know when calling 9-1-1 from a cell phone

where you are located when you use a wireless device to call 9-1-1. - The Emergency Communications Center does not always automatically receive the location of the caller, or the correct location, from the wireless providers (telephone companies). Operators at the Emergency Communications Center will always ask the caller to verify their actual location. - Emergency Communications Center It has come to the attention of officials operators will always ask your location at the Douglas County Emergency first. This is the most important piece Communications Center that many of information we can obtain. In the callers don’t realize the challenges event that you become disconnected, presented to operators when dialing we know where to send help. 9-1-1 from a wireless device. - Try to verify your actual location before calling 9-1-1 (if at all possible). “We feel it’s extremely important Even close intersections help. that the public understand these - If wireless 9-1-1 callers are limitations to avoid delays,” said David disconnected to the Emergency Sleeter, Douglas County’s Emergency Communications Center, we may not Communications Director. “We need be able to obtain your location. the public to help us locate them in - Do not repeatedly call 9-1-1 and order to speed up the process.” hang up before an operator answers, this will only delay the call being Douglas County Emergency answered. Staying on the line is Communications received 46,364 9-1- important and will produce the fastest 1 calls in October 2017, with 30,914 of answer time. those 9-1-1 calls coming from wireless - 9-1-1 callers can expect to be devices (phones not connected by asked questions to determine the wirelines). needs of the caller (who, what, where, when, why, how, etc.) Public safety While newer technology is necessary, responders need this information to updates in Nebraska are still a few prepare their response (manpower, years away, Sleeter said. Even so, new equipment, response plans, etc.). technology may only slightly improve Even if you have called 9-1-1 before, location accuracy. operators are required to ask you basic response questions each time you call “The Federal Communications to ensure accuracy. Commission is also requiring - If at all possible, call from a landline additional accuracy on outside phone to communicate emergencies stationary wireless 9-1-1 calls in the because landline 9-1-1 calls next few years,” Sleeter said. “But enhance location determination and even then there will still be the same connectivity. wireless connectivity problems such as - If you accidentally dial 9-1-1, please a wireless device’s inability to connect stay on the line until an operator with a cell tower when that device is answers. Otherwise, our policy is to mobile and/or inside of a building.” try to locate you and send help. - If you are unable to communicate effectively, What you should know about calling or at all, on the wireless 9-1-1 call, try 9-1-1: texting to 9-1-1. - Do not assume that we know

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including Sheryl Crow and Alanis Morrissette. Superchucks has played with some national touring acts and did minitour to Colorado Springs and Laramie, Wyoming. They’ve also opened for Shotgun Shogun at the Barley Street Tavern among numerous other Omaha venues. Superchucks are open to playing almost any venue and is flexible on working with a variety of musical Photo credit: Nick Marino lineups. and built their friendship on that in the “I love it when we get into a kind of time since that 2009 meeting. multi-genre show,” hanagrace said. “We’ve played with metal bands and “I’ve always been interested in music. punk bands. I sang in choir when I was a kid, took piano lessons and then I taught myself “I love the variety. I don’t feel like we’re guitar and bass.” into just one genre.” Bradley plays lead guitar, bass, and One of the songs the band currently Inspiration surfaced in a moment of sings, with hanagrace on rhythm guitar is working on has a reggae flavor, she need, and thus Superchucks were and vocals while also handling the pointed out. born. song writing. “To me it’s fun to be able to play with The band, that formed just more than a Completing the Superchucks lineup all different kinds of bands and artists.” year ago, had a gig. are Rich Stripling on keys and vocals with Kayla Slaight on drums. She called: “Songwriting” a major But it didn’t have a name. strength of the band. “Most of the Wendy Bradley, singer, bass player and As for the unique spelling of her name, songs we do are original.” “My first boyfriend actually coined lead guitarist, noticed everyone was wearing Chucks. That is, Chuck Taylor that term,” hanagrace said. That is due to similar first names and a similar Converse All-Stars, the once uncool middle name for one of his family shoe that has found a new life in the members. Age of Adidas. “It kind of stuck.” The band has seen several lineup changes since that time, but the core of She described the band’s sound as hanagrace and Bradley has remained. acoustic singer-songwriter folk music, with definite rock influences. “Wendy and I actually met in church,” hanagrace recalled. They also found “A lot of our influence comes from 90s they had secular musical interests singer-songwriters,” hanagrace stated,

Superchucks– All Stars in the Making By Andy Roberts

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Musicianship is another plus, as Bradley, hanagrace emphasized, can pick up any instrument and play it. That was made obvious recently when the band’s former bass player suddenly left for other pursuits. “She’s never played bass before, but now she does,” hanagrace stated. Superchucks is working on building its recorded repertoire. It started with hanagrace making an acoustic recording of herself on guitar. The band now is working at Rainbow Studios with Nils Erickson and other players. “We’re putting together an album right now,” hanagrace said. That happened after she was heard busking in downtown Omaha. One of those who heard here told her he wanted to get the band in the studio. At first she didn’t believe it, but the plan is for the album to be out before summer. She emphasized that music is going to be a serious pursuit for her and she plans to work toward doing it full time. “I actually just quit my job. I’m going back to school,” hanagrace said. “I can’t stop playing music.” To do that she will need to continue to

For more on Superchucks: Facebook: Facebook.com/superchuckstheband Also check out hanagrace’s EP on Bandcamp: https://hanagracemusic.

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produce new material, acknowledging her songs do not always come from a happy place. “Intense negative emotions,” she said when asked about the sources of her material. “That comes from any number of situations.” In other words, the normal artistic sources. So far, hanagrace has done all the writing, but Bradley has books of poetry that they hope to put to music. Superchucks appear to be a band on the move, and hanagrace said much of her momentum has come from Omaha’s open mic nights. She particularly likes Aly Peeler’s event on Wednesdays at the Down Under Lounge. She stresses, this is a band to watch. “You better come out because we’re going to have a lot of fun,” hanagrace said. ”You don’t want to miss out.”

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Save the Hero– Hard Rock for Everyone

“The name didn’t really fit what we were going for,” DiBaise said. People still ask, “Who’s the hero?” It could be anyone struggling with a challenge, he said. “Sometimes even heroes need saving.” The DiBaise brothers were not yet 10 These apples didn’t tumble far from years old when they started playing the musical tree. music together. They are now 26, with family friend McClain just 24. Twin brothers Alex and Matt DiBaise are the sons of Sam DiBaise and Cold Steel started as a five-piece band, Shannon Jones, local musical staples in but things have evolved as happens their own right. with groups, and: “We just decided it was easier to be a three-piece and Drummer Gage McClain is the cousin we’re probably tighter than we’ve ever of drummer Jason McClain. been,” DiBaise said. Together the three are Save the Hero, While some bands have problems with an Omaha-based rock band that is sibling rivalries, Oasis comes to mind, starting to make waves beyond the but that’s not the case with Save the city’s borders. Hero. Alex DiBaise plays bass and handles “I’ve never known anything different lead vocals, often harmonizing with but I couldn’t ask for anyone better his guitar-playing brother. McClain to share the stage with,” Alex DiBaise basically sticks to drums, which can be said of his guitarist brother. “Definitely a handful in a trio. shreds better than I do.” The band released its self-titled He described Save the Hero as debut album in the summer of 2014. energetic hard rock. A single from that effort, “Changes,” was picked up by many radio stations “Very radio friendly, but has a lot of across the Midwest (including The attack to it as well,” DiBaise added. Blaze in Lincoln) as well as TouchTunes Jukeboxes around the world. While still young, Save the Hero has shared the stage with some major Early last year they recorded an EP arena rock acts. Heart and Styx and released the single “Life of Crime” probably are the biggest bands with in July 2016. whom they’ve performed. Alex DiBaise recently talked to Focus “It was definitely mind-blowing,” about the band, its history, and its DiBaise stated. “It’s one of those things plans. that was kind of . . . surreal.” The band started playing as Cold Steel Styx was an especially good years ago. experience, he recalled, and the

By Eddie Torrez

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Midwestern band was “really polite.” The show came at Baxter Arena, but Save the Hero is more likely to be around at The Waiting Room or Slowdown in Omaha. Years of rehearsing and performing have become a major strength for the band, DiBaise said. “The fact that we have been working together so long, we are very solid together. It’s so natural at this point,” he emphasized. “We really don’t even need to communicate. It’s just there.” There also is some songwriting depth with Save the Hero. McClain writes as many lyrics as anyone, DiBaise said. “We all have a hand in writing music.” The creative process sometimes, but not always, starts with a riff. “Sometimes it starts with lyrics and we work from that,” he said. Other times parts of songs are scrapped and then put together. On occasion one member will bring an idea and that will spark creativity from the others.

“The more you write the more you have to work with,” DiBaise stated. While Save the Hero is not a full-time job at the moment: “We’d like to get to that point.” For now they are trying to spread their name, get around the Midwest more, and then travel the country. Promoting Save the Hero as a hard rock band may lead some people to look elsewhere for the musical participation, but DiBaise said, fans of music from rap to country have complimented the band. “So even if you’re not a rock fan, you might like Save the Hero. “It never hurts to give us a shot . . . It appeals to people who like all kinds of different genres.” You will have that chance on December 9 when Save the Hero is booked for a show at Slowdown. For more on Save the Hero: http://www.facebook.com/ savetheheromusic

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Focus | November 15 - November 21 | Volume 1 Issue 47 25

Life Insurance Riders that Pay for LongTerm Care Life insurance has many uses, including income replacement, business continuation, and estate preservation. Long-term care insurance provides financial protection against the potentially high cost of long-term care. If you find yourself in need of both types of insurance, a life insurance policy that combines a death benefit with a long-term care benefit may appeal to you.

time you buy the policy. The appeal of this combination policy lies in the fact that either you’ll use the policy to pay for long-term care expenses or your beneficiaries will receive the insurance proceeds at your death. In either case, someone will benefit from the premiums you pay. Long-term care riders The long-term care benefit is added to the life insurance policy by either an accelerated benefits rider or an extension of benefits rider.

Accelerated benefits rider --An accelerated benefits rider makes it possible for you to access your death benefit to pay for expenses related to long-term care. The death benefit is reduced by the amount you use for long-term care expenses, plus a service charge. If you need long-term Here’s how it works care for a lengthy period of time, Some life insurance issuers offer life the death benefit will eventually be insurance with a long-term care rider depleted. This same rider also can available for an additional charge. If you buy this type of policy, you can pay be used if you have a terminal illness the premium in a single lump sum or by that may require payment of large making periodic payments. In any case, medical bills. Because accelerating the death benefit can have unfavorable the policy provides you with a death tax consequences, you may want to benefit that you can also use to pay consult your tax professional before for long-term care related expenses, exercising this option. should you incur them. The amount of death benefit and long-term care allowance is based on your age, gender, and health at the

Example: You pay a single premium of $50,000 for a universal life insurance policy with a long-term care accelerated benefits rider. The policy immediately

26 Focus | November 15 - November 21 | Volume 1 Issue 47

provides approximately $87,000 in long-term care benefits or $87,000 as a death benefit. If you incur long-term care expenses, the accelerated benefits rider allows you to access a portion, such as 3% ($2,610), of the death benefit amount ($87,000) each month to reimburse you for some or all of your long-term care expenses. Long-term care payments are available until the total death benefit amount ($87,000) is exhausted (about 33.3 months). Whatever you don’t use for long-term care will be left to your heirs as a death benefit. (The hypothetical example is for illustration purposes only and does not reflect actual insurance products or performance. Guarantees are subject to the claims-paying ability of the issuer.)

are extended for an additional 24 to 36 months beyond the initial number of months (33.3) available. Other provisions Typically, qualifying for payments under a long-term care rider is similar to the requirements for most standalone long-term care policies. You must be unable to perform some of the activities of daily living (bathing, dressing, eating, getting in or out of a bed or chair, toilet use, or maintaining continence) or suffer from a severe cognitive impairment.

An elimination period may also apply: you pay for the initial cost of longterm care out-of-pocket for a specific number of days (usually 30 to 90) before you can apply for payments Extension of benefits rider --An extension under the policy. As with all life of benefits rider increases your long-term and long-term care insurance, the care coverage beyond your death benefit. insurance company will require you to answer some health-related questions This rider differs from company to and submit to a physical examination company as to its specific application. before issuing a combination policy to Depending on the issuer, the extension you. of benefits rider either increases Is a combination policy right for you? the total amount available for longDeciding whether a combination policy term care (the death benefit remains is right for you depends on a number the same) or extends the number of of factors. Do you need life insurance months over which long-term care and long-term care insurance? How benefits can be paid. In either case, much life and long-term care insurance long-term care payments will reduce will you need? How long will you need the available death benefit of the it? Will the long-term care part of a policy. However, some companies combination policy provide sufficient still pay a minimum death benefit coverage? even if the total of all long-term care payments exceeds the policy’s death A long-term care rider may not provide benefit amount. as many features as a stand-alone Continuing from the previous example, long-term care policy. For example, the combination policy may not cover if the policy’s extension of benefits assisted living or home health aides. rider increases the long-term care It also may not provide an inflation benefit (the death benefit--$87,000-adjustment, an important feature remains the same) to three times the death benefit ($261,000), the monthly considering the rising cost of longterm care. The tax benefits offered by amount available for long-term care a qualified long-term care policy may increases to $7,830. On the other hand, if the extension of benefits rider not apply to the long-term care portion extends the length of time the monthly of combination policies, which could result in taxation of long-term care long-term care benefit is available, benefits received from the policy. then the monthly payments ($2,610)

What if your life insurance needs change as you get older and you find that you no longer want life insurance protection? It’s not uncommon for people to drop their life insurance in their later years if there’s no compelling need for it, but if you surrender the combination policy, you’re also forfeiting the long-term care benefit it provides, usually at a time when you are most likely to need it. And keep in mind that as you use your long-term care benefits, you’re depleting the death benefit--a death benefit you presumably wanted to pass on to your heirs or perhaps use to pay for estate taxes. Finally, compare costs of combination policies to other forms of life insurance, such as term insurance, and stand-alone long-term care policies. Depending on your age and health, the cost for the combination life policy may actually be higher than the total premiums paid for separate life insurance and long-term care policies, especially if your life insurance need is temporary (such as income replacement during your working

years) rather than permanent. Example of Combination Permanent Life/LTC Policy Features

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Focus | November 15 - November 21 | Volume 1 Issue 47 27

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BARRETT’S BARLEYCORN 4322 Leavenworth St. M-F 4P-6P $2.25 Domestic Bottles $3.00 Well Drinks BUSHWOOD LOUNGE 711 N 14th St. $1 Off Everything 3p-7p REverse Happy Hour Monday-Thursday 8p-2a CADDYSHACK 2076 N 117th Ave & 7007 S 181st St M-F 2P-6P $1 Off Beer, Wine & Wells TUES- HAPPY HOUR All Day DANNY’S BAR & GRILL 2007 N 72nd St. M-F 3P - 6P $3.00 16 oz. Tall Boys & 1/2 Price Appetizers Daily Lunch & Dinner Specials CHARLESTON’S 13851 FNB Pkwy & 7540 Dodge St. M-F 3P-6P 1/2 price apps, $5 Wine and Margs, $1 off all drinks JAIPUR BREWING CO. 10922 Elm St., Omaha, NE 68144 THURS, FRI, SAT 4P - 6P $3.45 16oz Hand Crafted Beers, Jalapeno Ale, Wheat, IPA, Raspberry Wheat. $5.95 House Wines by the Glass. $23 Bottle House Wines. $4.95 House Liquors. $5.95 Cocktails. Happy Hour Appetizers and Breads from $1.25 – $4.75 JAZZ, A LOUISIANA KITCHEN 1421 Farnam St $2.99 - $10.99 select appetizers $1.50 domestic drinks; $2 well drinks; $3.75 rum drinks, margaritas JERRY’S BAR 6301 Military Ave Happy Hour Prices ALL Day! JERZES 501 Olson Dr, Papillion, NE 68046 Daily Specials!

JULIO’S 123rd & Center M-F 3P – 6P & FRI & SAT AFTER 9M $1 off all Tap Beer, $3 House Margaritas, $5 Pitchers of Bud Light & Miller Light

PARLIAMENT OLD MARKET 1212 Harney St. MANIC MONDAYS with D.J. Travis $2 draws, $3.50 wells, $4.50 calls THURSDAY-LADIES NIGHT $2 Domestic Drafts, $4 Calls & $5 Specialty Drinks

KOZEE LOUNGE 5813 N 60th St. Daily Drink Specials!

PARLIAMENT WEST 16939 Wright Plz TIGER TOM’S EVERYDAY 3P - 7P 1/2 Price Martini’s, $2 Domestic Pints, 7103 Military Ave M-F 5P-7P $1 Off Other Drinks $12 Domestic Buckets PERRY’S PLACE UNDERWOOD BAR 9652 Mockingbird Dr. 4918 Underwood Ave Monday – Friday 4P – 7P M-F 4:30-6P $2.50 Domestic Pints, $6.50 Pitchers $2.75 Domestic Bottles & $3.50 Wells $2 Bud and Bud Light

LEAVENWORTH BAR 4556 Leavenworth St. M-F 12P-7P LOOKOUT LOUNGE 320 S 72nd St. EVERY DAY 4-7, MIDNIGHT - 2 AM $2 PBR, $2.50 Domestic Bottles , $3 Wells, $3 Fireball MARYLEBONE TAVERN 3710 Leavenworth St. M-F 4:30-6:30P MEATLOAF MONDAY- 6-9P 50¢ Wings WEDNESDAY & FRIDAY Prime Rib Special THURSDAY-New York Strip, Fajita, and Taco Night NOSH WINE LOUNGE 1006 Dodge St. Everyday 4P- 6P Reverse HH 10P -12A $3 domestic beers and wells, $2 off Glasses of Wine, $4 House Wine MALONEY’S IRISH PUB 1830 N 72nd St. M-F 3P-7P $1.00 off any beer O’CONNORS IRISH PUB 1217 Howard St. M-TH- 4P-6P & FRI 2P-7P $1.00 off all Draft, Premium, and Domestic Wells PADDY’S McGOWN’S PUB & GRILL 4503 Center St. Happy Hour Specials from 3-6pm

THERAPY BAR & GRILL 5059 S 108th St Monday-Friday 3-6pm $.50 cents off Bottles, Drafts, & Wells THE SOCIABLE INN 4917 S 136TH ST M-F 2P-7P $2.50 Pints, $2.50 Domestic Bottles

PITCH PIZZERIA 5021 Underwood Ave./ 17808 Burke M-F 3P-6P $5 off any appetizer $5 off any pizza PLANK SEAFOOD & PROVISIONS 1205 Howard St. Monday-Saturday 3-6:30 pm & Sunday Noon-8 pm OMAHA TAP HOUSE 1401 Farnam St. & 579 N 155th Plz M-F 3P - 6P & ALL DAY SUNDAY $1 Off All TapBeers $4 Svedka, $4 Windsor, $4 Sauza Silver, $4 Cruzan Rum RAILCAR MODERN AMERICAN KITCHEN 1814 N 144th St. M-F 3:30-6:30P $4 Well Drinks $3 Off Signature Cocktails SCRIPTOWN 3922 Farnam M-F 4P - 6P $1 Off Beers & $1 Off Well Drinks SMITTY’S GARAGE 3309 Oak View Drive EVERYDAY 3p-6p $2 Domestic Longnecks

Focus | November 15 - November 21 | Volume 1 Issue 47 29

SATURDAY, NOVEMBER 18 | 6P FALL FIREARMS AND MILIITARIA LIVE AUCTION 2017 FRIDAY, NOVEMBER 17 | 9a 7811 Military Rd., Omaha, Ne MILTS MINI STORAGE FALL 2017 http://www.auctionsolutionsinc.com/ UNPAID UNITS AUCTION -----------------------------------------------Join Us Friday, November 17 for a SUNDAY, NOVEMBER 19 – 11am one-day delinquent storage auction JANE’S HEALTH MARKET in BENSON banzai blitz... 6103 Maple Street Omaha, NE 68104 Each Unit Sells All-one-money Jane’s Health Market No Reserve Five Locations Listed for Fall 2017: 1) 2715 Chandler Rd West [Milt’s #3] – Live Liquidation Auction Seven [7*] Delinquent Units 2) 1506 Chandler Rd West [Milt’s #1] – Grocery Store, Restaurant, Supermarket, Health Store Inventory, Four [4*] Delinquent Units Fixtures, Furniture, Equipment – 3) 3320 S 60th Street [Milt’s #12] – Full Scale Wall to Wall Liquidation – Six [6*] Delinquent Units No Reserve, Everything Sells 4) 10607 Bedford Ave. [Milt’s #8] – Fifteen [15*] Delinquent Units Regardless of Price ----Live Auction w/ Online Bidding Via 5) 3349 Keystone Drive [Milt’s #2] – Fifteen [15*] Delinquent Units Proxibid, 10% Buyers Premium ------------------------------------------------ More information online at http:// www.theauctionmill.com/

AUCTIONS

30 Focus | November 15 - November 21 | Volume 1 Issue 47

EMPLOYMENT

Focus | November 15 - November 21 | Volume 1 Issue 47 31