FoxFacts Newsletter

May 2023

Saturday, August 5

Have you registered yet? Now through June 1, you can register for just $30! You can secure your spot for a day filled with fun, friends, live music, free food, and other refreshments at www.biketothebeat.com.

Checking

Many of our members have taken advantage of our new checking account. Check out what some of them have to say about the benefits of this checking account:

5.00% Annual Percentage Yeild* earned on the first $5,000

“I’ve never had a checking account that pays me, and now I get to enjoy seeing that dividend payment each month. It’s like a little gi . Who doesn’t love free money?”

- Lynn H

“I use the ATM a lot, and now I’m getting those fees refunded each month.” - Thad B

“I’m so thankful I can use my credit card to reach the transaction requirement. Not only does it help me earn the higher rate, but it also helps me earn more points on my card. It’s a win-win with every transaction.” - Lindsay S

May also kicks off our new Pedal It Forward bike collection. From May 30 through June 12, Pedal It Forward will feature two locations for you to donate your gently used bikes for families in need throughout our communities. We’ll have PODS storage units for donations at the following locations:

2201 E Enterprise Ave., Appleton

2170 S. Ashland Ave., Green Bay

If you have any questions about Pedal It Forward, please contact Luke Freitag at lfreitag@foxcu.org or 920-993-3921.

Grow your uChoose bonus points this spring

How does 6,000 bonus uChoose Rewards points sound? If you’re a Fox credit card holder, that’s exactly what you’ll get when you spend $2,000 with your card through May 31, 2023! This awesome bonus is in addition to the standard 2,000 points, for a grand total of 8,000 points!*

*Promotional period April 1st to May 31, 2023. To earn the 6,000 bonus points, you must make $2,000 or more in eligible net purchases with your Fox Communities Credit Union (“Fox”) credit card during the promotional period. Rewards are earned on eligible net purchases that post and settle during the promotional period. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: pending transactions, cash advances, balance transfers, wire transfers, lost, stolen, canceled or fraudulent purchases or fees of any kind, including finance charges, late fees, returned check fees, and ATM, cash advance fees, or fees of any kind. Bonus points will be credited to your account the 10th day of the following month; provided promotional criteria is met. Your account must be open and not in default in order for the points to post to your rewards balance. Limit of one promotional offer per account. Fox reserves the right to end or modify this offer at any time without notice. For additional information contact a Fox team member!

“I think it is awesome that I can get paid up to two days before my coworkers that don’t have this checking.” - Cathy H

Get your Rewards Checking account at foxcu.org/rewardschecking

*APY=Annual Percentage Yield is accurate as of 2/9/2023. To earn disclosed 5.00% APY, you must meet monthly qualifications and have a balance up to $5,000; the balance portion above $5,000 earns 0.50% APY. The dividend rate and APYs may change at any time. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification requirements are met. Monthly Qualification Cycle requirements are: (1) $500 or more direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met earnings reduce to 0.01% APY on account balance, and domestic debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking per tax-reported owner. Membership required.

Federally Insured by NCUA.

People Helping People

We recently had a member come in for a loan due to some unexpected financial difficulties. But instead of just saddling this member with debt, we did some digging into what was causing their difficulties and discovered that they didn’t need a loan. We found what amounted to a big misunderstanding with their tax bill – they made a mistake on a form and ended up being taxed for something they shouldn’t have been – which meant there was a more efficient way to resolve the situation without paying interest on a personal loan. What is scary is that if the member went someplace that didn’t care as much as we do here at Fox, they could have ended up with a very difficult debt situation. So, please always remember, we’re here to help and we’ve got your back, no matter what you’re going through. We’ve got a team of over 450 here to help!

Rick Dennis Financial Wellness Manager

920-993-3940 rdennis@foxcu.org

Instant issue debit and credit cards now available at all branches

We’re happy to announce that instant issue debit and credit cards are now available at all of our branches. So, if you’re ready for a Fox debit or credit card, if you’ve lost yours, or if yours has been stolen, you can get one instantly at the branch nearest you.

Federally Insured by NCUA.

Fix the roof? Pay off an unexpected expense? Finally buy that boat? Whatever you’ve got planned this summer, an unsecured It’s About Time Homeowners’ loan has the funding you need, with up to $40,000 available within a day of applying. Get your summer started at foxcu.org/abouttimeloan.

Loan is subject to credit approval, income verification and proof of primary owner-occupied home ownership. Rates, terms, and conditions are subject to change at any time without notice and may vary based on creditworthiness and loan term. Applicants typically receive approved funds within the same or one business day. Membership required. Also available to non-homeowners, but rates and available loan amounts may vary. See a Fox team member for details.

A free service for our members

Did you know that you can get free accidental death and dismemberment insurance simply for being a Fox member? All you need to do is claim it. Learn more at foxcu.org/insurance

Save the date: Swing for Fox Sake

The annual Swing for Fox Sake, a charity golf outing supporting the Fox Cares Foundation and its mission of fighting hunger, ending homelessness, and providing access to the arts, takes place on Monday, July 24 at the Fox Valley Golf Club in Kaukauna. Secure your spot at foxcares.org

It’s time to check your gut – when a phone call, email, text, or even piece of snail mail is giving you that funny feeling in your gut, listen to it! Scammers are good – REAL GOOD! They hope you want to comply and be nice and just hand over your information. Anytime someone is asking for your personal information, stop and think and trust your gut. We see scams and fraud to our members on a daily basis and don’t want you to become a victim either. Stay up to date on how to product yourself at foxcu.org/preventing-fraud

Is retirement on the horizon for you? Maybe you’re already retired? Then our free May BALANCE webinar is right up your alley. Join “Financially Savvy Seniors” to learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.

The webinar dates are:

- May 9 | 12:30 - 1:30pm

- May 18 | 7:30 - 8:30pm

Register and learn more at foxcu.org/calendar. We also offer a WHBY radio show on this same topic, May 8 from 11:00am to Noon.

The presentation is brought to you by BALANCE Financial Fitness and

Attention business owners: we’ve got your back!

It’s an exciting time for our Fox business members, as we’re proud to announce the rollout of our new treasury management services. Treasury management is a suite of cutting-edge solutions which allows businesses to manage their cash and process their payments more efficiently resulting in streamlined business operations. We can now help our business members make life happen like never before. If you’re a business owner or know one who’s not a Fox member, get in touch with Adam today.