How does Freedom work?
About Us At Freedom Property Investors, we are not a property company. We are a community of investors accessing the hidden market of positive cash-flow properties located in high growth locations across Australia. Led by Scott Kuru and Lianna Pan, two of Australia’s most successful property investors, we aim to provide our members with investment properties that outperform market averages for both capital growth and rental yield. When you become a member you gain access to our team of over 150 experts around the country all working toward a common goal of helping you create financial freedom through property. Becoming a member comes with its plethora of benefits, some of which are outlined in this brochure.
“We’ve dedicated our lives to helping others achieve freedom through safe and responsible property investing.”
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Scott Kuru Founder & CEO
Lianna Pan
Founder & Director of Research
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About Us
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Obsessive Research
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Group Buying Power
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Guaranteed Cashflow with Rental Guarantees
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Strategic Financial Planning
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A Proven Track Record
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The Team
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Joining Our Family
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Ecstatic Members
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Hotspots Within Hotspots We Personally Invest in Our Recommendations
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Our 60 Day Money Back Guarantee
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What Our Members Are Saying...
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Obsessive Research There’s a saying that ‘knowledge is power’. We’ve proven it over and over again. Our track record of uncovering high growth, high yielding properties is the envy of investment advisors across the country. Each year we spend in excess of half a million dollars in research and well over $50k per annum in data subscription services alone. One of our Founders, Lianna Pan, is one of only 3000 qualified actuaries in the country and has been researching deep into the property market for over 15 years. The team have formulated a top down algorithm running all 15,000 suburbs in the country through a strict 13-point selection criteria. Once we have identified an area of investment potential, we then apply a further breakdown on six major macroeconomic influences. The final step we take is performing due diligence on any developers that we would consider working with. Our research department invest hundreds of hours each month buried in the latest economic data and following the latest news from federal, state and local governments so that we are the first to find out about new development opportunities. More still, we can be found driving and walking around new areas just to get a feel for what a suburb is like on the ground. This is how we have an edge over everyone else when it comes to what’s happening in the market and this is achieved through our sheer organisational size. Not only can we identify the top handful of suburbs to invest in, we narrow this right down to the very streets which will perform the best.
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Once we have identified an area of investment potential, we then apply a further breakdown on six major macroeconomic influences.
The six key indicators are:
Future Housing Supply (vs underlying demand)
Population Growth and Demographics
Rental Yields
Infrastructure Investment
Affordability
Employment and The Economy
Access to Exclusively Negotiated Deals Another reason for our members’ success is the way in which we negotiate deals. Typically, investors buy their properties ‘retail’. Retail properties are the ones you find on sites like realestate.com.au or domain.com.au. However, we have found a far more superior way that often results in even greater benefits to our members. We start by identifying not just the region, not just the suburb, but the exact street and type of property we want to invest in. Then we talk to reputable developers in that area who are seeking finance, and in exchange for significant value additions (among other incentives such as upgrades to the finishes) we offer them a large number of pre-sales through our members. It’s important you’re aware that we only take on group negotiated deals like this when the project is being built, as well as the developer, meets Lianna’s strict 13 point selection criteria. We’re always being approached by developers wanting us to help pre-sell their properties, and in most cases we refuse. We won’t settle for anything less than the best possible deal which speeds up the wealth creation process for our members.
Therefore we look for high-quality developments at an attractive price where the developers are preparing to get bank finance and we negotiate hard to secure properties under market value and/or with property inclusions/upgrades which will secure a higher rental return.
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Guaranteed Cashflow with Rental Guarantees It used to be that many investors fell into the trap of negative gearing and negative cashflow. In addition, many investors pick the wrong properties in the wrong locations and go weeks with no rental income. We have solved this problem forever using the power of our research. You see, when you have qualified data scientists on your team that can identify the areas with the strongest rental demand, lowest supply and tightest vacancy rates, you are almost guaranteed to get that rent every week and also get tenants to overpay for the best properties. Now, because these areas are sought-after and because we can give property managers hundreds of new members every year, we have negotiated for these property managers to take on all your rental risk. This means, if they don’t get you a tenant, the property management office covers your rent, guaranteed. It’s that simple.
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This means, if they don’t get you a tenant, the property management office covers your rent, guaranteed. It’s that simple.
Strategic Financial Planning
A Proven Track Record
The way you set your finances up is critical. Most investors manage to get 2 or 3 properties before the banks refuse to lend them any more money.
Lianna and Scott have a combined track record of successful property investment which spans over 30 years, proving time and time a gain that our system works.
This is why our first step together is in creating a strategic financial plan.
To date, Lianna has purchased 27 properties and Scott has just recently purchased his 17th investment property.
This means an in depth analysis of your current financial situation. We look for financial ‘time-bombs’ to fix up and we decide on the type of properties you should invest in first so that you can continue to borrow again and again. And finally, we search for the types of loan products which will help keep you investing down the road.
They are both financially independent, meaning they only work because they love what they do. Their property portfolios provide more than enough income for them to choose to retire, however it is in helping others to accomplish the same, that drives them and their team each and every day. Their enviable results and track record speaks for itself, and sets the blueprint for our members to learn from and adapt to their own circumstances. 7
The Team
Behind every great investor is a great team. Lianna and Scott both work on uncovering new investment hotspots and negotiating deals. We also have a team of property investment strategists working on all the details for our members which means you don’t get ‘one-size-fitsall’ advice. We have the ability to drill down into your goals to determine the best investment path for you. Our team of the sharpest mortgage brokers are far more than simply loan-hunters. They are finance strategists. That’s because when you purchase your first investment property, our expert strategists are already planning your fifth. Many brokers are good at getting an investor their first and second loans, however because of the mistakes they make at the start they mess up your chances of going any further. Our strategists on the other hand set up every loan so that you have the best chance of continuing to grow your portfolio long term. We also have access to the best insurance brokers who make sure you’re fully protected along the way. Furthermore, you’ll have access to experienced conveyancers who make sure your purchase goes smoothly, as well as the best tax accountants in the industry who understand property investing backto-front, and who can get you every single possible dollar you’re entitled to back from the government.
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Most accountants can’t do this because they don’t understand the finer details. Therefore if you’re looking for a strategic investment, we have you covered. Plus we have secured strategic partners who can guide you with setting up selfmanaged superannuation funds (SMSFs) with asset protection should you wish to explore this option.
Our team of property investment strategists under the leadership of Scott and Lianna work on all the details of your personal situation which means you don’t get one-sizefits-all advice.
Joining Our Family
Sometimes life throws us a curveball. People lose jobs, get sick, have all sorts of personal and family dramas. That’s why it pays to have a family of investors at the ready to lend advice. This means, if ever life throws something nasty at you, get in touch with us immediately before you make any financial decisions. Oftentimes there is a better option for you which you may not be aware of. Our membership fee is a once-off payment. Once you are a member, you will continue to be a member for life. There is nothing more to pay for our services next year or ever.
Ecstatic Members
You’ll find our members and members from all walks of life. Different ages, genders, careers, incomes, states and with differing goals; but they all have one thing in common - they all love us because of the results that they’re getting. We’re sure you’ve read or watched at least some reviews that our members have left us. This is what drives us and makes what we do so worthwhile.
We’re obsessed with changing lives.
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Hotspots Within Hotspots Every time we search for new investment opportunities, we follow a strict methodology and property selection criteria. Our methodology ensures we only pick suburbs which have very high demand and very low supply. These suburbs will continue to be popular for years and decades to come. It also makes sure we select the best opportunities within that suburb. Most suburbs have hotspots within them, and our methodology allows us to pinpoint these ‘hotspots within hotspots’ allowing for the greatest possible growth in the shortest possible time.
The 13 Point Selection Criteria:
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Positive Demographics
Strong Rental Yield
Proximity to Infrastructure
Limited New Home Supply
New Property
Exclusively Negotiated Benefits
Modern Design and Quality Finishes
We start by identifying not just the region, not just the suburb, but the exact street and type of property we want to invest in.
Population Growth
Low Vacancy Rate
Boutique or Multi Staged Development
Quality Development Team and Builder
Property Management
Value For Money
We Personally Invest in Our Recommendations We don’t just recommend investments, Lianna and Scott as well as the rest of the team are also often investing in the same developments that we put forward, so you can rest assured of our commitment in finding you the best and most suitable investment options. Obviously the more we have grown, the harder it is for us to invest every single time. However, we certainly aren’t the type of people to recommend one thing and do another. One of our 12 core values is Integrity which is plastered across our devices and offices as our team pride themselves on behaving the same way privately as we do publicly.
Since Freedom Property Investors began, neither Lianna nor Scott have ever invested in anything which we didn’t also recommend to our members.
Most investment advisors never personally invest in their recommendations. In fact, if you’re talking to someone else you should check their track record for investing in their own recommendations. Since Freedom Property Investors began, neither Lianna nor Scott have ever invested in anything which we didn’t also recommend to our members. We back ourselves and our recommendations, and our track record speaks for itself.
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Our 60 Day Money Back Guarantee You might still have some questions about becoming a member. Therefore, to give you even greater confidence in joining, you have 60 full days to use all our services, get all our advice, get your strategy down on paper, work out your finances, fact check all our research, explore our property options and if you are not completely satisfied you can easily request a full refund of your membership. If we can’t serve and assist you right now, we are happy to provide a refund and then when you are ready to invest again in the future, we’ll be here to help guide you.
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If we can’t serve and assist you right now, we are happy to provide a refund and then when you are ready to invest again in the future, we’ll be here to help guide you.
What Our Members Are Saying...
Freedom Property Investors simplify investing while helping you every step of the way toward achieving your freedom through property. Our dedicated research team utilise a data-driven approach to selecting the best locations across the country, which enables our members to navigate the property market and find excellent investment opportunities.
Our members are ecstatic, and you will be too...
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