The Value of Giving and How to Give

FNU Scholarships Reduce Financial Burden

In these pages and other communications from Frontier, you often hear about the incredible generosity of our donors and the amazing accomplishments of our graduates. The reason that they are both included in the stories of Frontier is that, quite simply, neither story is complete without the other.

True, our graduates would still do great things in their careers, but removing the weight of a long-lasting financial burden is a freeing gift that enables them to soar to even greater heights. The majority of FNU students are working adults with families, making the cost of higher education and the subsequent loan payments a potential financial strain. Tragically, In some cases, our students might not even be able to complete their Frontier journey without this financial support.

Even though FNU’s low tuition rates compare favorably to other institutions and the university places a priority on affordability, most FNU students still accrue an average loan debt of $60,000. In 2020, 85% of all FNU students received federal student loans. FNU continually seeks to reduce this financial burden via donations, bequests, grants, and other funding sources. Additionally, FNU donors have helped establish more than 25 scholarships available for students based on varying criteria.

The amount of the financial burden with which students leave Frontier can be greatly reduced or even eliminated by the generosity of our donors. This is the reason why, in addition to sharing the inspiring stories of our graduates, we take time to recognize and thank all those who support our students on their journey. Our students rely on the support of their friends and family, Frontier faculty and staff, and, yes, the generosity of others. As we see time and time again, all of these individual stories intersect to tell one amazing tale.

If you are interested in donating to a scholarship fund or even establishing a scholarship, please go to https://frontier.

edu/give-to-fnu/.

Year

Donor Funded Scholarships

Federal Grants & Scholarships

Total Scholarships & Grants

Average Loan Debt of Graduates Percentage of Students Using Loans

2016 $82,650 $350,000 $432,650 $57,161 82%

2017 $189,925 $115,000 $304,925 $62,618 80%

2018 $122,225 $227,508 $349,733 $66,448 85%

2019 $386,310 $772,000 $1,158,310 $67,851 82%

2020 $530,930 $150,000 $680,930 $68,829 85%

Farewell and Thank You

Dear Frontier Community,

It is with a heavy heart that I write to inform you all that as of the end of January I will be leaving Frontier Nursing University for new adventures. It has been such a pleasure to get to know and build lasting relationships with all of you, donors, faculty, staff, board members, committee members, and alumni. You each bring so many gifts to the University and I am blessed to have worked with you. Thank you!

As Frontier moves forward with new leadership in Advancement, I know that you all will give them the same support and kindness shown to me because you understand that now more than ever the mission of Frontier Nursing University is essential to improving health outcomes across our nation. Meanwhile, I will hold in my heart the fondest of memories and warm wishes for Frontier and all of you!

With much love, respect, and thanks,

Planned Giving Overview

Future Gifts

Gifts That Pay You Back

Gifts That Help The University Now

TYPE OF GIFT DESCRIPTION ADVANTAGES

Bequest Include a gift in your will.

Retained Life Insurance Contribute your residence, vacation home, farm, etc. while retaining the right to occupy the poperty for life. • Current income tax deduction. • Potential estate savings

Life Insurance You can name FNU as a beneficiary of your life insurance policy.

Retirement Plan You can name FNU as a beneficiary of your retirement account

Charitable Gift Annuity In exchange for a gift of cash, stocks, or bonds, FNU will pay you and/or another a fixed income for life.

Charitable Remainder Trust

Outright You contribue assets to the trust and FNU manages the trust for your benefit. You receive income annually for life or a term of years.

Includes gifts of real estate, securities and closely held stock, a paid lifeinsurance policy, or other property of value. • Current income tax deduction.

• Charitable deduction for taxable estates • Allows you to make a gift at no immediate cost to you.

• Allows you to make a gift at little cost to you.

• Avoids double taxation of assets. • FNU receives the full amount of the plan assets.

• Current income tax deduction. • Portion of payments may be tax free. • Payments never change. • At death, remaining assets benefit the university.

• Current income tax deduction. • No capital gain recognition on gifts of appreciated assets. • Diversification of investments • At death, remaining assets benefit the university.

Personal Property

Bargain Sale Gifts such artworks, books, manuscripts, boats, or airplanes. • Current income tax deduction.

You can sell an asset such as real estate to FNU for less than its current fair market value. • Current income tax deduction.

Charitable Lead Trust A lead trust makes payments to FNU for a designated period of time. When the trust ends, the remaining assets are paid to you orother beneficiaries. • Potential gift tax savings on transfer of assets to family members. • FNU reserves income during the trust’s term.