How to File for Disability Claims Filing for disability claims may differ from one state or country to another but no matter how complicated this insurance claim is there is an easy step by step process to apply for disability insurance without having to stress out in the process. First of all, review your insurance policy, if there are some items that you need to ask, you may contact your insurance agent or a medical attorney to help you out. You may also get your disability insurance claim form from your insurance representative or you may be redirected to the insurance company website to download a printable form online. Carefully decide what date you want your insurance claim to begin; this will determine your weekly benefit amount. You must also take time completing all the items on the Claim Statement of Employee; review everything before signing it. Most claims are returned or are not processed at all when there are corrections, omissions and other discrepancies; any errors on your part will also delay payment of your claims so be very careful before you sign and submit. There is a portion that your doctor has to complete; the Doctors Certificate part may only be completed and signed by a physician, doctor, chiropractor, dentist, podiatrist, psychologist, nurse practitioner, optometrist and other individuals who can certify to your disability like an accredited religious practitioner, medical officer, state or local health officer or a medical officer accredited in your local area. If you are having difficulty in completing your disability insurance claim form, there are instructions for completing the form online. You can check your disability insurance company’s official site where you can surely find step by step instructions in filling the form and gathering information. If your disability permits you from completing the disability claim form, you may have an authorized agent to fill your form on your behalf. An agent may also fill the claim form in behalf of a physically incapacitated client, a mentally incapacitated client or a deceased claimant. An authorized agent may need additional forms and requirements to prove his clients condition as well as his identity as a representative. There are more special conditions that claimants may need to learn about before he could file for a claim for disability so if you are thinking of making a claim soon, you better start learning all about the requirements and rules about filing so you can get your claims faster.
http://youtu.be/LsmVqA1hD50