The Fun Starts Here

“vehicle owners UNDER INSURE their cool rides due to the cost”

If your specialty vehicle gets damaged, could you get it fixed?

As I write this, Hurricane IAN is barreling towards the west coast of Florida at a good clip. Unfortunately it looks to be a monster storm!

First and foremost, from all of us here at the Gearhead Gazzette, we are praying for everyone in the storms path to be safe with minimal damage, if you get some.

This type of natural disaster can and does cause property damage. It’s not just the house and trees, but our specialty vehicles get hurt and damaged too.

Even if its not a natural disaster, sometimes our cool rides get damaged due to many different reasons.

While we take care of our vehicles very carefully, in every way, automobile insurance is one of the facets of caring for our rides that we can do.

Insurance is the one part of owning a “specialty” vehicle that is probably overlooked or is the least thought of piece of maintenance we do.

The other thing with automobile insurance, is vehicle owners UNDER INSURE their cool rides due to the cost. Yes, many of us are CHEAP when it come to insuring our prized ride, thinking and believing that we will never need it. Just like other costs today, if needed, the cost to repair your favorite ride or heaven forbid replace it has gone up DRASTICALLY. If you are under insured you will not be happy if you ever have to use the insurance.

If you think $25K or $50K worth of insurance is enough, you are wrong. Go to a specialty repair shop near you and talk to the owner and you will be shocked. Just because you built your cool vehicle and saved money by doing the work yourself, your labor/hours are worth a lot more than free. We should all do a yearly review of the amount of insurance we have on our vehicles. We should all bump up the coverage by at least the percentage of the cost of inflation, because it is a factor in any repairs.

I never thought I would have to make a claim and I have made 2 claims on two different vehicles I have owned. Thankfully I had the right coverage to repair my vehicles “Drive ’Em Don’t Hide ’Em”