Can You Fix Your Credit Report?
At any time of year is a great time for you to check your credit report. And in the event that your credit report needs correcting, you can do the required processright away. On this particular post, we present important recommendations on ways to fix your own credit: Order your report. Start simply by ordering a copy of the annual credit report from each of the three major credit bureaus (Equifax, TransUnion, Experian). Consumers must be aware that these agencies keep track of credit reports independent from one another. Each agency also usesits own system to be able to calculate credit scores. This is the reason why you may discover an error in a single report that isn't seen in another. Examine your report. It is not uncommon for errors to take place in credit reports. There are different reasons why incorrect credit reporting takes place. Sometimes, creditors may report incorrect information for the reporting agencies and in some cases,the agency alone might commit mistake in record keeping. Sometimes another person’s file may get mixed up together with your credit history. Moreover, if you were a victim associated with identity theft, others can open new accounts or perhaps incur unauthorized charges in your name. By examining the report, you can right away know about problems so that you can ask them to correct immediately. Read More: Can You Fix Your Credit Report?