How to Compare Dog Insurance Quotes In Australia, an estimated 3 million households have one or more dogs as pets. It then comes as no surprise that pet owners regularly - or at least, annually - compare dog insurance quotes. When you compare dog insurance quotes, be sure to make comparisons on two aspects, namely, the amounts required for coverage and the applicable coverage for the policy. Think of it this way: You will choose the best pet insurance company for dog insurance that meets your budget for the premiums yet addresses your requirements for the veterinary coverage - indeed, a challenging balance to achieve but one that will pay off.
For more information about Petplan visit www.petplan.com.au or get social with us online.
1 PAYMENTS REQUIRED Pet insurance usually has the following components:
Deductible, the amount paid by the policyholder/pet owner before the insurance coverage applies
Premiums, the monthly or yearly payments to keep the insurance policy active
Co-payment percentage, a percentage of the veterinary bill above the deductible amount that the policyholder pays for
Maximum limit, the highest dollar amount that the insurance company for dog insurance will pay
For more information about Petplan visit www.petplan.com.au or get social with us online.
Understandably, the deductible, premiums, and maximum limit are the most common areas when you compare dog insurance quotes. You want to pay the lowest payments for the highest benefits! But choosing the lowest deductibles and premiums is usually not the best option because cheap means inferior, a fact of life applicable when you compare dog insurance quotes. Your better course of action then is to choose the most affordable payments required for the desired coverage to kick in.
To enjoy more affordable deductibles and premiums while still enjoying good coverage, keep these tips in mind:
Check that the insurance company for dog insurance policy has a wide network of affiliated veterinarians
Buy the insurance policy while your pet is in good health instead of waiting when it is ill or injured
Get the insurance quotes in writing and ask relevant questions about the coverage and maximum limits given the deductibles and premiums
Always remember that dog insurance is an excellent investment in the health, safety and welfare of your pet so be willing to part with your dollars but be sure do so with a reliable insurer like Petplan.
For more information about Petplan visit www.petplan.com.au or get social with us online.
2 COVERAGE APPLICABLE You must consider the quantity of money with the quality of coverage provided for it. Most insurance companies for dog insurance provides for two main types of coverage, namely:
(Note: The importance of asking which of these two types each insurance company for dog insurance provides is important when you compare quotes. Think of the apple-apple comparison lest you end up with an apple-orange one.)
1. Accident-only pet insurance obviously excludes coverage for illnesses but covers unexpected accidents. When you compare dog insurance quotes for accident-only coverage, be sure to consider factors including the maximum annual benefit, co-share covered, waiting period, accidents covered, and emergency boarding.
For more information about Petplan visit www.petplan.com.au or get social with us online.
2. Accident and illness pet insurance is considered the more comprehensive type. Pay special attention to the illness exclusions before making your choice particularly when these include illnesses that your dog's breed is more likely to develop over time. Ask questions, too, about the maximum annual benefit, the percentage covered, the excess required, the illnesses and accidents covered, the restrictions on re-occurring conditions, and maximum age. When you compare dog insurance quotes between Petplan and other providers, you will soon realise that Petplan provides the best coverage at the most reasonable prices.
Petplan Australasia Pty Ltd Address: 1-3 Smolic Court, Tullamarine, Melbourne, Victoria, 3043, Australia Phone no.: +61 1300 738 225 Email id: info@petplan.com.au Website: http://www.petplan.com.au/
For more information about Petplan visit www.petplan.com.au or get social with us online.