How to pick insurance for your new puppy

Page 1

2013

PETPLAN

HOW TO PICK INSURANCE FOR YOUR NEW PUPPY

© 2013 Petplan.net.nz. All rights reserved.


How to pick insurance for your new puppy

When you get your new puppy home, there is so much to do, first you need to get them a bed, toilet train them, play with them and enjoy all those wonderful puppy memories. But when you busy having fun, don’t forget all the important things! When you get a new puppy you also need to get to the vet and make sure your puppy is up to date with all there vaccines and medications. You need to make sure that your puppy is healthy and if they have any lingering health concerns, that they are treated. And while you are there you also need to think about Pet Insurance for your new puppy – puppy insurance! What should you look out for when you want to you get pet insurance for your puppy? Have a look at our new check list for puppy insurance, to find out what you need to ensure that you’re puppy is protected with the best pet insurance or puppy insurance that you can find. 1. Ensure that you get papers from the breeder, or store when you purchase your puppy. This will ensure that your pet insurance provider knows where you purchased your dog and if it is a pedigree dog, the pet insurance policy will replicate that. 2. Make sure that you also keep the receipt from the purchase of your puppy. Some pet insurance policies, will included a pay out if your pet is formally missing or

© 2013 Petplan.net.nz. All rights reserved.


How to pick insurance for your new puppy

passes away. While this is a sad fact, the truth is that it does happen and sometimes using that pay out to get a new puppy is the only way to recover emotionally. Unfortunately in the pet insurance industry we see many things that are sad, but the joy for a family that have been through a lot – with their new puppy is perhaps one of the better things.

3. Pet Insurance policies are divided into three categories. While all have a value on the market, before you insurer your puppy with pet insurance, you need to know what the situation with all types is. Firstly there is accident only, which means that you can only claim for when you pet is involved in an accident, like a car accident. Then there is time limited, which means that your pet is covered for accident and illnesses during the policy period (generally 12 months) but then that injury or illness is placed in as an exclusion when the policy is renewed. The final, and best kind of pet insurance policy, is a covered for life policy, which means that as long as you renew the policy every year, and there is no gap between the policy renewals, your pet will be covered for anything that is not already placed as an exclusion. If you opt for a covered for life policy, and you activate it when your dog is only a puppy, you are very likely to have no exclusions. 4. Make sure that you keep your puppy up to date with their vaccination and checkups. After you have insurance in place with a good provider, you will be expected

Š 2013 Petplan.net.nz. All rights reserved.


How to pick insurance for your new puppy

to maintain their general health. Pet insurance is a two way street and you still expected to be a responsible pet owner.

Š 2013 Petplan.net.nz. All rights reserved.


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