The Complete Guide to Equine Insurance Quote Comparison Many horse owners will not engage in an equine insurance quote comparison in the flawed logic that it is unnecessary and unwarranted in their cases. Their reasons include the number of horses (i.e., just one or two), the use for the horses (i.e., part-business, part-recreation), and the age of the horses (i.e., less likely to be in an accident or to be ill). But this is not so! The importance of engaging the services of a reliable and reputable insurance company for equine coverage is not a trivial matter even for owners whose horses are used for recreational purposes only. The risks for accidents, illnesses, and losses caused by theft and straying are just too high without the benefits of insurance coverage. Such importance is highlighted among owners - you, for example - whose backyard hobby has turned into a backyard business. Here are the things that you must know about making your own equine insurance quote comparison and, hence, choosing the best insurance company for equine coverage.
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When to Get Insurance Ask yourself these questions; if you answered "yes" to any of these questions, then start getting quotes for your equine insurance quote comparison. ďƒź Are equine activities including boarding, training, and riding lessons sources of income for you or for a third party on your property or premises? ďƒź Are you exposed to risks exceeding your current liability coverage from activities associated with your horse-related business? Let the best insurance company for equine coverage - Petplan New Zealand, of course - take care of your business insurance requirements where your primary assets are concerned. Your failure to come up with a decision after making an equine insurance quote comparison will increase your risks for losses and liabilities. If your horse hobby has turned into a business, then you have more reasons to work closely with the best insurance company for equine coverage as part of your effective business strategy.
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How to Get Insurance When making the equine insurance quote comparison, be sure to compare on an apples-to-apples basis as much as possible. While equine insurance plans will be different in terms of deductibles, premiums, and coverage, there are certain aspects that allows for an apples-to-apples comparison. Look at the following aspects when making your equine insurance quote comparison. You can then determine whether the deductibles and premiums are worth the payments in relation to the coverage provided. ďƒź Mortality and theft - Think of it as life insurance for your equines. You will be reimbursed up to the limits of the policy, less the deductible, if and when your horse is stolen or dies. ďƒź Loss of use - You will be reimbursed by the insurance company for equine plans in the event that your horse can no longer be used for its intended purpose, as stated on the policy.
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ďƒź Veterinary fees - You will also be reimbursed for the vet costs incurred albeit within the annual stated limit per year. ďƒź Disposal - The insurance company for equine coverage takes care of the costs associated with the disposal of a dead horse after its death. Talk to the insurance companies when making your equine insurance quote comparison for clarifications about the inclusions and exclusions, premiums and deductibles, and reimbursement claims. The more informed you are, the better your decision will be.
Petplan Head Office Address: Level 1, 152 Fanshawe St, Auckland Central, New Zealand PO Box 794, Shortland Street, Auckland 1140 Phone: +64 800 255 426 Email: info@petplan.net.nz Website: http://www.petplan.net.nz
For more information about Petplan visit www.petplan.net.nz or get social with us online.