Helping clients achieve financial security Accounting Financial Planning Lending Legal Information Technology
Mulcahy & Co 300B Gillies St Nth, Ballarat, VIC, 3355 P 03 5330 7200 | E info@mulcahy.com.au
mulcahy.com.au
Founded in 1998 upon the simple principles of reliability, accessibility and being responsive to clients, Mulcahy & Co is a progressive business with five areas: • Accounting • Financial Planning • Lending • Legal • Information Technology From the outset our aim was to develop a business that could look after the financial and business needs of clients. We quickly understood how valuable time was to our clients and the importance of being able to deliver and implement solutions in a timely and efficient manner. During the first 15 years as the Accounting business expanded, Financial Planning, Lending and Legal were established. More recently Information Technology has been added. The need for businesses to embrace technology to achieve greater efficiency and productivity has never been more important. We are proud to be able to offer all of the services and solutions to achieve this aim. Jamie and Chris Mulcahy Directors
MULCAHY.COM.AU
Helping clients achieve financial security WE HAVE NEVER CONSIDERED OURSELVES TO BE A TYPICAL ACCOUNTING FIRM Whilst starting a business from scratch was a challenge, there was no history that prevented us from setting the business up to deliver what clients needed. We have been very fortunate during this time to have our earliest team members still with us and other team members have developed and progressed from graduates and trainees to where they are today. We complete all of the usual accounting and taxation requirements but our distinct advantage over traditional accounting firms is offering all clients a process and path to achieve financial security. Our role extends beyond lodging forms for clients on behalf of the ATO and other government agencies. We see our key role to help clients develop goals, plan and work together to achieve financial security. Mark Cunningham Director, Accounting
FINANCIAL PLANNING Initially set up under a financial planning dealer group licence, we realised very early on the importance of holding our financial planning licence direct with the Australian Securities & Investment Commission (ASIC).This means we can offer our clients the products they need rather than the products from one source, such as a bank. This was a major step forward for us (and our clients) with no other financial provider or investment company having ownership or control over our decision making. We specialise in all areas of financial solutions including direct share stockbroking, managed funds, superannuation including SMSF’s, pre-retirement and retirement planning, aged care and Centrelink planning, employer/ corporate superannuation plans, all areas of personal insurance including life, total and permanent disability, trauma and income protection. The key difference and advantage we have over traditional financial planning businesses is working along-side the other areas of Mulcahy & Co to make sure clients are receiving consistent advice relevant and practical to achieve financial security. Thayne Turley Director, Financial Planning
P 03 5330 7200 | info@mulcahy.com.au | 300B Gillies St Nth, Ballarat | 2
LENDING It was a natural fit to the business particularly at a time when banks were going through a transition period and many clients were frustrated by the poor service offered. Being able to provide clients with a complete range of lending products from over 30 different lenders gives clients the upper hand when structuring a finance package. Whether it’s a home loan, business finance, farm loan, investment/SMSF loan or equipment/vehicle finance, we can tailor a lending solution to suit your needs. Personalised service and a thorough understanding of client circumstances is critical to achieve the best outcome. Combined with flexible meeting times and the ability to work alongside other areas of Mulcahy & Co, we can deliver a greater outcome compared to traditional finance brokers. Neil McMahon Director, Lending
LEGAL
planning, succession planning; business agreements, taxation, stamp duty and land tax advice, employment law and contracts, large scale project and joint venture advice, and expert planning advice attributed to extensive experience in dealing with local authorities. We focus on relevant and practical solutions to assist you to achieve financial security. Brad Matthews Director/Principal Solicitor, Legal
INFORMATION TECHNOLOGY The information technology space for all clients has made significant advances in recent times. These days to remain competitive a key focus is greater efficiency. IT can play an important part in achieving this. Our aim is to provide clients with the options to embrace technology and gain a competitive advantage. We offer a number of business focused products and services in the following areas:
To us it always made sense to have the ability to provide legal advice alongside the other areas of Mulcahy & Co. It is an essential part of many client dealings and to be able to offer legal expertise and solutions direct is a great advantage to our clients.
• Cloud Accounting Solutions
Our legal services include, structuring business to ensure tax effectiveness, asset protection and risk management, farm and commercial property conveyancing, business acquisitions and sales, land development and subdivisions, residential conveyancing; adverse possession claims, commercial and farm leases, wills and estate
• Technical Consulting Services
• Cloud Data Storage • Networking & Communications • Back Office Systems • Front Office Systems • Application/Hosting Services • Maintenance & Support
Are you financially secure? At Mulcahy & Co we are in a unique position to provide the expert advice and solutions of accounting, financial planning, lending, legal and information technology all under the one roof. This makes a normally complicated process seamless to help you on your way to becoming financially secure.
WHAT DOES BEING FINANCIALLY SECURE MEAN? It means assessing your personal and business goals and developing a plan to achieve them. 1. Goals & objectives 2. Estate plan 3. Risk plan 4. Asset protection plan 5. Taxation plan 6. Debt plan 7. Retirement plan 8. Business plan 9. Superannuation plan 10. Investment plan FOLLOW OUR 10 STEPS TO SUCCESS TO ACHIEVE FINANCIAL SECURITY...Visit www.mulcahy.com.au for more information
Having the right I.T. structure in place is essential for all businesses big and small. This is a crucial component to achieving financial security. Darren Broadbent Director, Information Technology
mulcahy.com.au 03 5330 7200 | info@mulcahy.com.au | 300B Gillies St Nth, Ballarat | 3
Are you financially secure? Follow our 10 Steps to Success
visit...mulcahy.com.au
ACCOUNTING
LENDING
Business Planning & Advice, Farm Accounting Services, Goods & Services Tax, Taxation Planning, Succession Planning, Estate Planning, Superannuation & Personal Insurance, Self Managed Superannuation Funds
Residential Home Loans, Commercial & Rural Loans, Business Loans, SMSF Loans, Hire Purchase, Lease, Chattel Mortgage, Car Loans, Refinance
FINANCIAL PLANNING Superannuation & Personal Insurance, Margin Lending, Retirement Planning, Self Managed Superannuation Funds, Investments & Share Broking, Centrelink & Aged Care Planning, Estate Planning, Portfolio Management
MULCAHY.COM.AU
LEGAL Business Structures & Asset Protection, Commercial Property & Business Acquisitions & Sales, Land Development & Subdivision Expertise, Residential Conveyancing, Wills & Estate Planning, Business & Farm Succession Planning, Taxation, Stamp Duty & Land Tax, Large Scale Project Advice, Planning Law
INFORMATION TECHNOLOGY Specialising in the Supply, Design, Configuration & Maintenance of all of your Information Technology Requirements, Front & Back Office Systems, Application/ Hosting Services, Maintenance & Support, Technical Consulting Services, Cloud Services.
03 5330 7200 | info@mulcahy.com.au | 300B Gillies St Nth, Ballarat | 4