2014 Family Wealth Management Conference

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Location Location Location Paul G Astengo, Senior Executive – Private Clients

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


Gibraltar Finance aims to promote Gibraltar as the EU domicile of choice for financial services; including funds,

insurance companies and private clients

Gibraltar Finance offers a well regulated, transparent and internationally-cooperative jurisdiction with access to financial markets including the right to access the EU single market in financial services

Our proposition is offered in a modern environment offering competitive personal and corporate tax, high quality infrastructure and a lifestyle that creates a compelling combination.

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


Gibraltar is a self-governing and self-financing parliamentary democracy within the European Union. A British Overseas Territory, Gibraltar is economically prosperous with a highly-diversified

economy including financial services, e-gaming, shipping and tourism. Given its status within the EU, Gibraltar-licensed banks, investment services firms, UCITS, insurance companies, reinsurance companies and insurance mediation firms benefit from access to the single European market and therefore a potential client base of over 500m people.

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


EU Treaties applicable to Gibraltar and transposition is up to date Exemptions from:

VAT Customs Union Common Agriculture Policy

WITHIN THE EUROPEAN UNION SINGLE MARKET

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Passporting of financial services is a European Union mechanism which allows for firms authorised to provide financial services in one jurisdiction to provide them in another without the need for authorisation in this second jurisdiction.

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


Only common law jurisdiction in continental Europe (courts, statutes and principles of equity based on

English law) Very well developed expertise (funds, trusts, company management and private banking) Own legislature Business understanding of civil law systems

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


The Financial Services Commission (FSC) is an independent regulatory authority

US FATCA / UK FATCA / E5 Pilot programme Tax evasion is a criminal offence FATF and IMF reviewed 27 TIEAs and Multilateral Convention on Mutual Administrative Assistance on Tax Matters since 1st March 2014 Financial services regulation in line with EU and UK standards WITHIN THE EUROPEAN UNION SINGLE MARKET

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The following areas of legislation have either been enacted, refreshed or are in course to be implemented during 2014: Foundations Private Trust Companies Anti Forced Heirship Customer Safeguard Accounts Purpose Trusts Perpetuity Period Companies Act Insolvency & Insolvency Regulations Limited Liability Partnerships

WITHIN THE EUROPEAN UNION SINGLE MARKET

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GDP growth touching 7.8% per annum Ranked in the top 20 in global terms of GDP growth and placed in the top 10 ranking of GDP per capita Gross public debt has been reduced to 27.5% and has been forecast to reduce further during the current financial year Net public debt stands at c.24% of GDP Budget surplus for financial year 2012/2013 is

forecast to be a record

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


Appropriate accommodation in Gibraltar for their

exclusive use Income tax capped at between GBP24,000 and GBP30,000 Revised regulations provide more flexibility on residence, permitted activities and for spouses of HNWIs

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


10% corporate tax 25% maximum effective tax rate for individuals No tax on investment income No capital gains tax No wealth tax No inheritance tax No estate duty No VAT

No exchange controls

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


Competitively priced Not an island - physically part of mainland Europe Regulation of professional trustees since 1989 Registration of Asset Protection Trusts possible Recognised jurisdiction for imported pension (QROPS) Onshore European jurisdiction with 10% corporate tax on profits accrued and derived in Gibraltar Sterling zone within the European Union single market

WITHIN THE EUROPEAN UNION SINGLE MARKET

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Reputation Regulation

Speed to market Quality

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Michael Ashton – insurance michael.ashton@financecentre.gov.gi

Philip Canessa – funds philip.canessa@financecentre.gov.gi Victor Galliano – multi disciplinary based in London victor.galliano@financecentre.gov.gi Paul Astengo – private clients paul.astengo@financecentre.gov.gi

WITHIN THE EUROPEAN UNION SINGLE MARKET

gibraltarfinance.gi


FURTHER INFORMATION Gibraltar Finance, Gibraltar

Responsible for the development of new business A centralised source of information and direction Tel: +(350) 200 50011 Gibraltar Finance @GibFinance facebook.com/GibraltarFinanceCentre youtube.com/GibraltarFinance

WITHIN THE EUROPEAN UNION SINGLE MARKET

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