CAWLM April 2016 by M3 Group Publications

FREE

NG INNI D-W ION R A AW ICAT PUBL

APRIL 2016

Catch the Travel Bug

TIPS FOR MAKING THE MOST OF YOUR VACATION

Homemade Graham Crackers TRY OUT THIS MONTH’S SWEET RECIPE

New Credit Card Technology

EVERYTHING YOU NEED TO KNOW ABOUT THE NEW CARD CHIPS

SOPHIA CHENG

LANSING’S CHIEF FINANCIAL OFFICER AND RESEARCH DIRECTOR OF MESSAGE MAKERS

Begin Living Life Today

At The Willows at East Lansing & Okemos,

we believe in living life with no boundaries or

limitations! Here, you’ll enjoy life to the fullest with

meals prepared based on your preferences, non-

stop activities, a variety of five-star amenities and

a dedicated staff that’s always ready with a friendly

smile and a helping hand. Come see just how good

life can be at The Willows – stop by or call to schedule a personal tour today.

The Willows at East Lansing 3500 Coolidge Road • East Lansing, MI 48823 517-203-4042 • willowsateastlansing.com The Willows at Okemos 4830 Central Park Drive • Okemos, MI 48864 517-349-3600 • willowsatokemos.com Follow us on your favorite social networks

HEALTH CAMPUS SERVICES: Assisted Living Short-Term Rehab Long-Term Care Skilled Nursing Memory Care* Outpatient Therapy Respite Care Adult Day Services *Available in East Lansing

APRIL 2016

ON THE COVER 10 Catch the Travel Bug 14 Sophia Cheng 22 New Credit Card Technology 26 Homemade Graham Crackers

IN THIS ISSUE 4

From the Publisher

16 DIY Quick Crafts

Good News

18 Entertainment Alley

Nonprofit Profile

20 Local Women

Business Profile

24 A Pet’s Tale

Careers for Consideration

28 Tri County Events

Healthy LifeStyle

30 My Community

12 Fashion and Beauty

On Our Cover: Sophia Cheng Exclusive photography by Erika Hodges

1410 7

Capital Area Women’s LifeStyle

April 2016

614 Seymour Avenue, Lansing, MI 48933 Phone: (517) 203-0123 • Fax: (517) 203-3334 Email: info@cawlm.com

CAWLM.COM

ISSUE IV • VOLUME IX

women’s ^

Publisher

TIFFANY DOWLING Sales Manager

JENNIFER HODGES Account Managers

MANNY GARCIA MEGAN FLEMING DEREK DRUMM

2-D

3-D

Media Specialist

JILL BAILEY Production Director

KELLY MAZURKIEWICZ Communications Director

AMI ICEMAN-HAUETER Art Director

MARK WARNER Graphic Designers

NIKKI NICOLAOU KERRY HIDLAY Publication Photographer

ERIKA HODGES Editor

ALICIA PILMORE Web Managers

KYLE DOWLING SKYLAR KOHAGEN Event Calendar Manager

JAIME HARDESTY Contributors

SHIREEN MOHYI CATHY BLATNIK DEIDRE DAVIS TAYLOR KELSAW MELISSA DOWRICK LISA KOST SARAH SPOHN ADVERTISING INFORMATION

Call (517)

Life is three dimensional. And so are you. HGB is the first hospital in mid-Michigan to offer 3-D mammography in its Breast Care Center. With a 40+ percent increase in accuracy over twodimensional mammography, this cutting-edge technology reflects our dedication to providing the best-in-class medical care you can expect from HGB. Schedule your 3-D mammogram appointment now. Call HGB’s Breast Care Center at 517-541-5805 to learn why our trusted relationships, strong capabilities and high-caliber physicians bring us together in health. hgbhealth.com

203-0123

Interested in hosting a distribution location? Give us a call at 517.203.0123 or email at info@cawlm.com.

group

3-D MAMMOGRAPHY NOW AVAILABLE!

No part of this magazine may be reproduced whole or in part without the express written consent of the publisher.

April 2016

CAWLM.COM

FROMTHEPUBLISHER

Put

E L P O PE First

We are all guilty. You know what I’m talking about. We are moving through life at a fast pace and trying to check off as many of our “to-dos” as possible. How many times does your active list of accomplishments actually reflect the things most important to you? It’s always a challenge to balance priorities.

Honestly, I need to do the gut check every now and then. I get wrapped up in work or other activities and neglect to maintain and nurture my important relationships. There are so people in our lives that we don’t make time for, yet we say that people and our relationships are what we value.

I’m going to encourage an activity – I know you don’t have time. Humor me.

1. Make a list of what’s most important to you. Don’t overthink it. Start with a small number like three or five, and work up from there. Although priorities will vary, they probably start with family, friends, personal time, spiritual growth, career success, fun, travel or home. 1. List the things you spend your time doing and thinking about. Be honest with yourself. Begin at the beginning of your day and really process these areas.

1. Compare and contrast these lists. If you’re anything like me, you may notice they are a little different. Now, figure out how you’re going to make some changes in your overall behavior to make a big difference in your life. For me, it’s an ongoing struggle. I try to incorporate as much time as possible for relationships. I schedule phone calls, texts and time with family and friends. If it is important to you, then you must make time for it. Remember, people in your life don’t know they are important to you if you don’t make time for them. Take the time every day this week to text someone important to you that you’ve been thinking about him or her. Call and use your word to explain how important that person is to you. Guess what? They will be happy to hear it. I promise. And you’re one step closer to aligning your priorities. Spring into a new routine this April,

Tiffany Dowling | Publisher

WIN FREE TICKETS

Daniel Hsu

A FAMILY OF 4 COULD WIN A FUN-FILLED EVENING WITH THE LANSING SYMPHONY ORCHESTRA! GO TO CAWLM.COM TO ENTER

Timothy Muffitt

WEDNESDAY, MAY 4, 2016, 8 PM MasterWorks 6: Tchaikovsky Symphony No. 4 Guest Pianist: Daniel Hsu, 2016 Gilmore Young Artist Mark Edwards Wilson: The Phoenix Beethoven: Piano Concerto No. 3 Tchaikovsky: Symphony No. 4

Tickets: 517.487.5001 | LansingSymphony.org 4

Capital Area Women’s LifeStyle

April 2016

GOODNEWS C

WE’D LIKE TO HEAR FROM YOU! Do you have a business or personal milestone announcement relevant to women of the Clinton, Eaton and Ingham counties? Please submit it to info@cawlm.com by the first of the month prior to the issue you wish it to be printed in. CAWLM reserves the right to edit all submissions for style, grammar and length. We look forward to sharing your good news!

LOCAL MERIDIAN TOWNSHIP BUSINESS EXPANDING AND MOVING Kellie Murphy, local owner and founder of Kellie’s Consignments, is pleased to announce the address of their brand new store location. Kellie’s Consignments’ new store will be located at 5000 Marsh Road in Okemos, Mich., directly behind Wheat Jewelers and will open in April 2016. Thanks to the more than 10,000 consigners and loyal customers, Kellie’s Consignments has outgrown its current location. In an effort to provide the finest and most unique shopping experience in the Lansing area, the new location

Kellie’s Consignments currently offers women’s and men’s clothing, furniture, home décor, jewelry, shoes, accessories and much more. Kellie’s offers only the finest new and consigned merchandise to its customers. Kellie’s new location will also be offering a Couture Store. This store will provide fine jewelry, handbags, shoes and accessories. Future plans with the new location will include adding children’s consignment, a wholesale diamond service and a thrift store.

will offer the space to provide many new services and features two levels for customers to shop and consign.

For more information visit kelliesconsignments.com

M3 GROUP RECOGNIZED AS 2015 OUTSTANDING SMALL BUSINESS BY THE LANSING REGIONAL CHAMBER OF COMMERCE M3 Group, a Lansing-based, full-service branding and publications agency, was honored by the Lansing Regional Chamber of Commerce as the 2015 Outstanding Small Business Award winner at the 104th Annual Dinner on Feb. 25, 2016. The Outstanding Small Business Award honors local small businesses that have excelled in areas including stability, innovation, a commitment to the community, perseverance and a commitment to diversity. “We are thrilled to have been recognized by the Chamber for all of our hard work and dedication to our

clients over the years,” said Tiffany Dowling, president and CEO of M3 Group. “To see the exceptional businesses that have won in the past shows how prestigious this award is to the community and we are grateful to be a part of that list.” Founded over 13 years ago by Dowling, M3 Group has worked across traditional and non-traditional platforms to deliver clients with creative solutions. The company provides integrated marketing strategies that keep their clients and their bottom line in mind. For more information, please visit m3group.biz.

MICHIGAN ASSOCIATION EXECUTIVE EARNS NATIONAL POLITICAL LEADERSHIP AWARD The head of the Michigan association of state associations, Cheryl Ronk, CAE, CMP, FASAE, was honored with the first ever ASAE Political Leadership Award in Washington D.C. on March 9. The longtime leader of Michigan Society of Association Executives (MSAE), Ronk is being recognized for leadership in association grassroots and advocacy. She received the award at the annual American Associations Day, hosted by the American Society of Association Executives (ASAE) at the Hyatt Regency on Capitol Hill. John H. Graham IV, president/CEO of Center for Association Leadership will present the award. Over a 25-year tenure as MSAE president, Ronk has represented the association sector on legislative initiatives at the state and federal level. She was the only nonprofit professional who participated in the redesign of the Michigan Nonprofit Corporation

Act. During her career, she has also mentored hundreds of executives to enhance their ability to successfully lead their organizations. Ronk is one of only two Michigan executives to receive the distinguished designation of ASAE Fellow, which is presented to innovative association leaders. “I am a strong believer that everyone should be included in our political structure, as voters and advocates for good public policy,” Ronk said. “It’s an honor to be a part of MSAE’s and ASAE’s grassroots network to educate decision makers on the value of associations.” MSAE is a not-for-profit membership organization that serves as the association for associations in Michigan. Its mission is to ensure a knowledgeable, professional and successful association community. April 2016

CAWLM.COM

NONPROFITPROFILE BY SARAH SPOHN

CHILDREN’S TRUST FUND OF MICHIGAN Created in 1982, the Children’s Trust Fund of Michigan is proud to provide a voice for children and their families, aiming to create safe, healthy environments. Executive Director, Michael Foley, spoke about this unique organization.

“He said, ‘we need protected money in this state to protect at-risk families.’ He started thinking about this in 1980, and we still stay true to that mission today. The money that comes to us enables us, in any given year, to distribute about $2 million throughout the state; and the purpose of those dollars is to do child abuse prevention work,” Foley said.

“We were created legislatively,” Foley said, “and we’re an interesting organization in that we’re not a traditional department, we are a public nonprofit organization. Most of the money that we have and raise to do our work Tricia Headley, CTF Fund Development is basically privately Manager, holds an Australian Shepherd puppy contributed to us.” at the Pam Posthumus Signiture Auction on May 13, 2015.

Though the Michigan chapter is part of a larger, nationwide effort, the idea for a Children’s Trust Fund has local roots. Foley told the story of a local man whose involvement and passion helped create the fund. “The vision for trust funds not only started here in Michigan, but it started right here in Lansing,” Foley said. “There was a pediatrician right down the street, at Sparrow Hospital, by the name of Dr. Ray Helfer.”

Through private funds, taxdeductible donations and the special Children’s Trust Fund license plate, Michiganders’ contributions make up about twothirds of the organization’s budget. The remaining one-third comes from federal funding.

April marks a very special month for the Children’s Trust Fund of Michigan, as it is Child Abuse Prevention Month. Each year, the nonprofit organizes Michigan’s Prevention Awareness Day rally on the state Capitol steps. This year’s rally will take place on April 19, beginning at 11 a.m. “The theme is, first of all, to acknowledge that too many kids in this state are abused and neglected,” Foley said. “But second of all, to celebrate all the great work that our network is doing throughout the state to prevent child abuse and neglect.”

Be sure to come check out our newly expanded clothing boutique! It’s the boutique everyone’s talking about. Located inside Kean’s. Below: Carson Cottage Day Tote –$130.00. Coordinating summer weight scarves –$35.00.

Patricia Headley, Fund Development Coordinator, said that 150-200 people usually attend the rally. Apart from the rally, Headley said the organization’s biggest event is the Pam Posthumus Signature Auction event. “It’s the only thing I can think of going on that is truly a bipartisan event; everybody cares about children and the wellbeing of children,” Headley said. “It’s an evening where everyone puts away their swords and plays nice together. It’s a wellattended and respected event.” Foley compares it to the iconic Mastercard ‘Priceless’ ads. “The live auction is worth $100,000; the sponsorships are worth $250,000; but the fact that we have an event where as many as 600 people come together under the same roof all having a good time in the name of the Children’s Trust Fund and what we do — literally is priceless to us,” Foley said. The Pam Posthumus Signature Auction event will be held May 18 at the Lansing Center. For more information, call 517-373-4320 or visit michigan.gov/ctf. Sarah Spohn received her degree in Journalism from Lansing Community College. She’s a concert junkie; living and breathing in both the local and national music scene. She is proud to call Lansing her home, finding a new reason every day to be smitten with the mitten.

Celebrate! with Bake N’ Cakes “Butter Makes it Better”

406 S. Jefferson St. Mason, Michigan 48854 | keansstore.com | 517.676.5144 M–F 10am–8pm Sat 10am–6pm Sun 12pm–5pm

SPECIAL OFFER: SPEND $40,TAKE $10 OFF! With coupon only. Not valid with any other offers or discounts. One coupon per person per day. See store for exclusions. Offer expires 5/30/2016. 6

Capital Area Women’s LifeStyle

April 2016

(517) 337-CAKE 3003 E. Kalamazoo bakencakes.com find us on facebook

BUSINESSPROFILE

or 12 years, Caroline Lorenz has been bringing the joy of painting to the Lansing area as the owner of Playing Picasso, an artistic studio that specializes in hand painting ceramics.

BY KYLE DOWLING

“I have a very strange background for my business,” said Lorenz. “My degree is in elementary education, and I’m a business analyst in the software industry.” Tons of white ceramics in different shapes and sizes are on display in the store. There’s something for everybody, and Playing Picasso wants to help each student make their own artistic statement. There’s no need to make an appointment beforehand; Playing Picasso is a drop-in studio and not class-based. Once the type of ceramic is chosen, Playing Picasso’s staff helps each student get started by explaining the many tools available for use. “When someone comes to Playing Picasso, we like to give them a short introduction to the painting tools,” said Lorenz. “We have a large selection of different stencils, sponges, stamps, polka dot makers, patterns or wording. We’ve been able to get some Spartan “S” and super hero logo stencils made as well.” It’s all up to the imagination and what each person wants to do. “And that’s why I love it,” said Lorenz. “Anybody of any age or any background can come in and make some fantastic art. It doesn’t matter if you’ve never painted before or you’ve been painting for years, anyone can create art.” When each project is finished, the work is covered in clear laminate. It’s then placed in one of the two kilns that are on site for about 30 to 34 hours in order to harden the laminate. There’s plenty of space for multiple pieces of work to be heated at the same time. There is space for at least 32 people to sit comfortably on the main floor of the store and there is a private room that fits about 20 people.

FINDING THE ARTIST IN EVERYBODY Playing Picasso also hosts private parties, such as children’s birthday’s or bachelorette parties. Lorenz and her staff also work with schools, helping classes create a special piece of art together. Lorenz donates her time, expertise and the firing fee, so that all the school has to do is buy the piece and decorate it. The kids design it and bring it back to Playing Picasso to be finished. Once the laminate is added to the artwork, it is brought back to the school and put into a school auction. The proceeds go to improving the school or some other schools use the proceeds to pay for a child’s tuition.

CHILDREN’S TRUST FUND OF MICHIGAN

Pam Posthumus Signature Auction Event

Wednesday, May 18, 2016 Lansing Center - Begins at 5 p.m. For more event details visit: 501auctions.com/CTFsignature

You can make a difference in the life of a child! 517-373-4320 | Michigan.gov/CTFSignature

“I think that everyone should donate to charity,” said Lorenz. “And this is where I can make the biggest impact in improving schools. Arts have taken a backseat to so many things in school, and it’s so much of a part of who we are as humans. It’s an expression of life ... Art should be in everybody’s life.” Visit playingpicasso.com to learn more. Kyle Dowling is an employee of M3 Group and is pursuing a writing degree at LCC. He enjoys fiction writing, video games and movies.

RE E H E E R T IRSSPACE TODAY A DV U RVE YO RESE

CONTACT OUR SALES TEAM AT 517.203.0123

SPICE UP YOUR FITNESS! Pole, burlesque, belly dance, suspension and cardio classes.

NEW STUDENTS receive 15% off any purchase.

517.802.8265

www.stilettosandsteelfitness.com

April 2016

CAWLM.COM

CAREERSFORCONSIDERATION BY SHIREEN MOHYI

TRACI RUIZ:

PROTECTING THE PEOPLE OF LANSING They say if you love what you do, you will never have to work a day in your life. Nearly 23 years into Lieutenant Traci Ruiz’s career at the Lansing Police Department, she can wholeheartedly say she loves her job.

undergraduate years at Michigan State University, she discovered a program that would help shape her career. Law Enforcement Exploring is a statewide career orientation program put on by different agencies that allow youth interested in careers in law enforcement or a related field in the criminal justice system to come into one of many agencies and experience it all first hand. At 21, Ruiz became an advisor for the program.

Ruiz has worked in various areas for the Lansing Police Department since 1996. She is currently Traci Ruiz handling internal needs and services within the department, as well as overseeing the Lansing detention facility and many other functions at their headquarters.

Ruiz credits her resources and guidance from Lansing Community College and Michigan State University for helping navigate her way into a career she cares so deeply about. She is a firm believer that by giving back to society can make a place a better environment to live, work, and play; a motto Ruiz and her colleagues live by in Lansing. She prides herself on giving back to the community she has called home her entire life.

“There is no set day in law enforcement which is what makes it fun and exciting at times,” said Ruiz. “You don’t ever know what to expect from day to day, so you never get bored.”

“The most rewarding part is to know there are so many people I can give back to, or help out, whether it’s a time of crisis or whether they wanted to make progress in the community,” said Ruiz. “I feel very blessed to work in a community that is so engaging in our department. I am very lucky.”

The Lansing native has had an interest in law enforcement since she was a child. During her

One aspect of her job she is most passionate about is the Lansing Police Department’s self-defense

department, of which she has trained both police recruits and community members. Because of her love and commitment to Lansing, she finds great satisfaction in helping people feel safe. Regardless of gender, disabilities or age of those she is helping, Ruiz enjoys producing a service to her community that can help everyone feel protected. To young women considering law enforcement, Ruiz wants it to make known this job is a full-time commitment, but you truly get out what you put into this field. She is genuinely happy with her years with the Lansing Police Department and wouldn’t have it any other way. “There are definitely highs and lows; when you have a family, you have to juggle midnight shifts for a long time and try to carry out being a mom and other parental duties that come with that,” said Ruiz. “The reward far exceeds any negative you could come up with, and that reward is making this a career as much as you want it to be one.” Shireen Mohyi is a senior graduating from Michigan State University this spring with a major in Social Media. She is the director of Michigan State’s only studentrun fashion, beauty and lifestyle magazine, VIM Magazine. Her favorite things are Instagram, celebrity gossip, and a great place to brunch.

PRESENTED BY

SALLY BABBITT

S AT A P R I L 1 6 8 P M

FEATURING GROUP JEANS ‘N CLASSICS G A V I N

517-507-3306 | WWW.SALLYBABBITTLAW.COM 6005 W SAINT JOSEPH HWY, SUITE 302, LANSING MI 48917 8

Capital Area Women’s LifeStyle

April 2016

WHARTON C E N T E R

H O P E ,

L E A D

V O C A L I S T

TICKETS 517.487.5001 L A N S I N G S Y M P H O N Y. O R G

HEALTHYLIFESTYLE

FINDING A LIFESTYLE THAT WORKS FOR YOU

D R A W R LIVE FO UNDERSTAND BACKWARDS BY CATRICE LANE

If you were able to read my article in the February issue of CALWM, you would have seen a list of ten goals that I set for myself to complete this year. These are ten simple, interesting ideas that may challenge me as a person. As an added motivation, I also committed to create a Facebook page solely dedicated to sharing the progress of my list with all of you. I am happy to report, mission accomplished! My page is officially up and running and is titled, “Drop in the Bucket List.” I have to take a quick moment to laugh about how silly and old fashioned I felt for not having a Facebook account in the first place. I will admit, the site is a source of major entertainment for so many people (sorry kids that your parents hijacked the site from underneath you). However, I cringe at the thought of becoming the person that checks their profile every five minutes, scouts for the latest updates in anticipation of viewing the number of “likes” received for certain posts, or tracks the

CHECK OUT “DROP IN THE BUCKET LIST” ON FACEBOOK

location of their Facebook friends by stalking their “check in” posts regularly. Hopefully I can learn how to manage my curiosity so that I don’t have to add Facebook to my other list, “Bad habits that I picked up for no good reason.” Seriously, I’m pathetic! I will say there are some impressive, witty and profound comments being posted every so often. I especially love it when people post a throwback memory. That trip down memory lane always makes me smile. It usually serves as the best “aha” moment, reminding me that life was simpler when I was a younger. Not because of a particular moment, but because I’ve just gained more perspective over time. For example, if I were still in my 20’s, and you were to ask me if I had a great childhood, I would have responded, “No. I had a lot of rough patches.” However, if you were to ask me now in my “not 20’s” (good luck getting me to share my real age), I would tell you that my childhood was a blast! My throwback moment for this month is the old school version of Facebook – my diary, or rather, my big mouth best friend. One of those sources was always able to expose my stupidity at any given

15th Annual Capital Area United Way Women’s Leadership Council Luncheon

moment. Nonetheless, I’m mildly curious about what I would do if I had the chance to go back to my diary and read through the pages. Knowing me, I would rip paper out until nothing was left except the front cover. When I think about it, that’s how I feel about my experiences from last year. While I’m pleased when I recall some of the shining highlights of my past, the not so shining ones have turned into eye rolling moments. Sometimes I wish I had the ability to rip some of those pages out and forget them entirely. Instead, I’ll resist and move forward with new comments until the next “aha” moment appears. So that brings us back to my current day Facebook page – my Drop in the Bucket List. Please “like” the page and continue to follow me on my journey to tackle my 2016 goals. Together, we can all attempt to live forward without regret, while looking backward to gain perspective. Catrice is fun, sassy but serious when necessary. A Project Manager by trade and a loving, devoted friend by choice. Finding the person(s), place(s) and thing(s) that are destined for her life has always been her number one passion.

Featured Presenters:

Hosted by:

Joan Bauer

Chair, Women’s Leadership Council Former State Representative

Wednesday, May 4, 2016 11:30 a.m. Registration Noon Lunch The Country Club of Lansing 2200 Moores River Drive, Lansing $25/person Table Sponsorships: $1,000

For reservations call: (517) This ad made possible with support of:

203.5014 group

Sarah Anthony

Deputy Director for Partnership and Advocacy Michigan College Access Network Vice Chairperson Ingham County Board of Commissioners

Yvonne Caamal Canul

Superintendent Lansing School District 2015 AASA Superintendent of the Year

April 2016

CAWLM.COM

LISA’S SON, DAN WILSON, POSES AT ALBERTA FALLS IN ROCKY MOUNTAIN NATIONAL PARK DURING THE FIRST SNOWFALL OF THE SEASON.

QUEENOFTHEROAD BY LISA ALLEN KOST

pril gives me the chills. The weather in Michigan is just cold enough to keep me from putting the patio furniture out, but warm enough to entice me to plant flowers. I blame it on the fever. And the birds busily singing and preparing for something I can’t yet see. If you listen to them long enough, you will understand what the world is trying to tell you: Something big is about to happen, and you are at the center of it. April is the perfect time to finish up travel plans for the summer and catch a new current. Why not try one of these family-friendly trips for a summer to remember:

AMERICAN CAN CAN

I GOT A FEVER

Let’s face it. Your kids will only put their cell phones down for so long, so driving gives them time to text friends while mixing in some high impact exciting adventures, like river rafting, mountain biking or even rock climbing. I highly recommend Rocky Mountain National Park with a side trip or overnight to the haunted Stanley Hotel in Estes Park, Colo.

offers a wide variety of shore excursions like a “bike and brew glacier view” in Juneau.

CATCH A WAVE

PARIS ON PENNIES

Fly to San Francisco, rent a van and head down the 101 to San Diego. Make sure to go whale watching in Monterey, hiking at Big Sur, surfing in Malibu and hit the big attractions in San Diego, like the zoo.

BAKED ALASKA

Cruise to Alaska in June to whale watch and enjoy the sun and breathtaking views. You can mix a water/sea vacation through Princess Cruises, which

Paris may seem like a stretch, but it can be surprisingly affordable for families. Attend a free concert in the summer like the Paris Jazz Festival in June, or plan your favorite picnic, complete with French baguettes, in the Luxembourg Gardens or along the banks of the Seine for the best people and poodle-watching. I once visited Paris without ever going up in the Eifel Tower. I do not recommend this — instead,

Another Look Hair Institute

Located within:

Image Day Spa 1020 East Saginaw Street, Lansing, MI

(517) 484-1014

www.anotherlookonline.com www.imagedayspa1.com 10

Capital Area Women’s LifeStyle

April 2016

save your money to make sure your kids put down their cell phones and see the entire city, all the way to Montmartre and beyond.

HAPPY TRAVELS! Lisa Allen Kost was bitten by the travel bug at an early age. Growing up an “Army Brat” she has lived abroad and is always eager to book her next trip — no matter the destination. When she is not traveling, Allen-Kost calls Okemos home and is a commercial realtor with CBRE|Martin. Her favorite travel companions are her husband, Jim and their children.

Spring 2016 Leadership Retreat empowherretreat.com Join Suzy Merchant and the MSU Eli Broad College of Business to inspire greatness at the Spring 2016 empowHER leadership retreat! This is a grassroots initiative that will reach young girls at the right time and give them the skill set to take on personal and professional challenges now and in the future. Girls should embrace their strengths and differences, and take positive steps forward, knowing that they matter and have the power to make a difference for themselves and their communities.

April 29 & 30, 2016 Friday 6 p.m.- 9 p.m. & Saturday 10 a.m.-2:30 p.m. Breslin Center at Michigan State University All girls grades 5th- 9th are welcome

SPONSORED BY:

group

Marty Gibbs (in memory of his wife Carole Sorenson) | Deanna and Bob Pyle Jon and Amy Rieske | Shelley Appelbaum (in memory of her mom Barbara J. Klopfenstein)

FASHIONANDBEAUTY

MIX AND MATCH

BY MELISSA DOWRICK | PHOTOS BY ERIK A HODGES

Don’t be afraid to step outside your comfort zone and try mixing different colors and patterns. A subtle pattern in the pant can be very slimming and the soft design in the top is enough to capture the eye in a flattering way. This outfit offers layers for the unknown temperatures yet is made with lightweight fabrics for comfort. It is a great transition into the warmer weather and the colors bring a fresh take to your wardrobe.

SPRING

INTO THE

SEASON

Navy blazer, $49.99; Top by Loft, $10.00; Pant, $12.00, Tote, $8.00; Sunglasses, $9.99; Beaded bracelet, $4.99; Bangled bracelet, $5.00

Have you ever thought about what your clothes are made of? Or what that might mean to you? Natural fibers are materials such as cotton, silk and wool. The fibers are free from herbicides and pesticides that some believe could potentially be harmful to the body, and we can all agree that they are quite comfortable and a great fabric to transition into as things start warming up! The women at Capital Area Women’s LifeStyle Magazine have once again partnered up with Kellie’s Consignments to bring a fresh look on some clothes that are considered to have natural fibers!

All available at Kellie’s Consignments.

jointheynow.com

HEALTHY KIDS DAY

IS HERE!

APRIL 30 12

Capital Area Women’s LifeStyle

April 2016

Stop by any YMCA branch* from 9:30am-12:00pm for activities and discounts on camp registration.

*Excludes downtown branch.

EARTHY TONES

DREAMING IN COLOR

Welcome spring with this earthy-vibe outfit. The soft, comfortable and breathable fabric is perfect for this time of year. Neutral tones also allow you to play with colors in your undershirt or accessories.

Spring is here and dressing the part can be difficult. Some days it is chilly and rainy, others warm and muggy. This bright and playful outfit will have you dressed for the season with layers to keep on or take off while adjusting to the weather coming your way. Cottons are a great option for this time of year, they are breathable and comfortable for the change in temperatures.

Athletic grey two-piece by Tommy Bahama, $35.99; Top, $6.00; Shoes by Nine West, $8.00; Purse by Fossil, $75.00; Scarf, $7.00; Sunglasses, $9.99; Necklace, $14.99

Patterned top by Tory Burch, $39.00; Leopard jacket, $45.00; Purse by Kate Spade, $149.99; Pants, $13.99; Shoes, $14.00; Necklace, $7.99; Earrings, $3.99; Belt by Michael Kors, $29.00; Sunglasses, $9.99

All available at Kellie’s Consignments.

30 ITEM NU E M H C N BRU SATURDAY SUNDAY 9AM-3PM

Downtown Free Parking 101 South Washington Square Across from Troppo w w w .T a v e r n a n d T a p . c o m

374-5555

1/2 OFF

BRUNCH ITEM WITH PURCHASE OF 1 BRUNCH ITEM EQUAL OR LESSER VALUE

Dine In Only. One Coupon per Table Please. Not Valid with other offers or discounts. Valid Saturday & Sunday 9am to Noon. Coupon expires 4-30-16

LIVE JAZZ EVE RY WE D N E S DAY! April 2016

CAWLM.COM

sophia

cheng

another mountain to climb BY A MI ICEM AN-HAUETER Tucked away in a charming building in Old Town, Sophia Cheng has found her place in Lansing as Chief Financial Officer and Research Director for Message Makers, but her story started on the other side of the globe, and her journey has helped her reach far beyond what she thought was possible. After earning her Ph.D. in Economics from the Eli Broad College of Business at Michigan State University in 2002, Cheng was determined to step away from the world of academia and implement the strategies she learned as a student in the real world. “I met [Terry Terry, founder and president of Message Makers] at a Buddhist Temple, when I graduated I wanted to know about the real economy, the real people and how what I had learned worked in the real world. Terry said, ‘Why don’t you come try it out.’ And as it turns out, it worked for me and it worked for Message Makers. I started formally working as the financial analyst when I was part-time and then the controller before becoming CFO,” Cheng said. But Cheng’s drive to learn about the world started long before she joined the Message Makers team. Cheng grew up in Taiwan where school came easy for her and opportunities were there for the taking, but she yearned for a challenge so she came to the U.S. to further pursue her education. “I think that I changed when I came here. In Taiwan, everything was right in front of me and it was easy. After I came here, I found a drive I didn’t have back home. When I transferred to Economics, I talked with my friends and they told me that with my background it would be difficult to understand and that I didn’t have enough training. But that’s what I wanted to do, so I did it,” said Cheng. “I wanted to learn more and it was ok for it to be a challenge because

I just pushed myself harder. It was tough for many years but I learned how to overcome frustration and it made me appreciate the things that I learned that much more.” Cheng’s educational mountain wasn’t the last one the fearless leader wanted to climb. After earning her degree and kick starting her career, Cheng set out on a much longer journey to gain her citizenship. In total, the process took Cheng 10 years to complete, but throughout the journey, she found a great appreciation for her new home. “After I came to Message Makers and was working full-time, there was still another mountain I wanted to climb. I’m an immigrant and I wanted to succeed here. I went to school and started my career here, so I wanted to become a citizen. It’s a long process to go from getting a green card to a work permit to becoming a citizen. As soon as I was eligible, I applied and I was finally granted my citizenship in 2013,” Cheng said. “Along the way, I recognized that it was harder as an immigrant to succeed. It’s not my home, but I put in a lot of time and effort into my work and to my community. I learned that you need to listen, you need to observe and you need to appreciate. I appreciate all of the help that I received. I work harder and that appreciation keeps me going. It’s important to me.” After accomplishing so much and reaching each goal she set for herself, Cheng found yet another mountain she wanted to climb to keep herself moving forward. She reentered the academic world to pursue her love for law and continues to work and take classes to reach her next goal.

made an enormous impact on Cheng as her sweet disposition and curiosity for life matches that of Cheng herself.

“I have to take good care of myself. I pay a lot of attention to both my mind and body because they impact each other. Meditation is really soothing to your mind and allows you to reflect on yourself and all the things that happen every day. Our teacher says you need to find your anchor so that no matter what you’re feeling, you can come back to that anchor and you will not go out and do something that is not who you are,” Cheng said. “I also do Tai Chi sword. It’s a slow and calming exercise, which is a it Un good thing in modern society rn ste where everything happens so fast.” e w

“I used to take care of our office cat Gracie; and when she passed away I thought I could give a cat a home. I adopted April from the Capital Area Human Society and it really started a different life for me. Taking care of her is a very positive thing; it’s a wonderful thing to be nurturing. Taking care of something that has life, whatever that is, gives life right back to you; it softens you. April doesn’t participate in anger or anything negative, she only adds joy and is always happy,” Cheng said.

With so many demanding and challenging goals, Cheng has found a way to find balance in her life by

Sta

“It’s very demanding but I find it fascinating. Law is ith part of the history of this he country so in a way I am rf am studying history too. Studying ily f g rom Ta iwan visitin law itself is very empowering.”

tes

making her health and fitness a priority. She finds time each day to take care of herself and works hard to find peace and calm in her life.

“After I got my citizenship, I wanted to look into something else. When I got out of MSU I was tired of school and I wanted to work, but there was always something I wanted to learn about, and that was the rule of law. It’s so unique and such a large part of this country; our founding fathers set those checks and balances in stone. This country was born in law and I was interested in learning more. I’m interested in fairness and justice. People would always say to me, ‘You are kind of argumentative’ and I like to ask questions, so it was a good fit. Cooley Law School provided me some scholarships and recognized my dedication. Last fall I became a part-time student and Terry (and Message Makers) continues to encourage me to do what I want to do and still works and helps the team,” Cheng said.

But Cheng doesn’t just take good care of herself, she’s dedicated to being a nurturing owner to her partner in crime, her curious cat April. April has

Cheng has carried that lesson forward as she plans to work in the future to give back what she has been given by working with immigrants as a voice to help them find their place in the U.S Cheng is dedicated to giving back and being appreciative every day for what she has experienced in her life here. “There is always a part of me that is an immigrant, but I am so appreciative of this chance,” Cheng said. “America is a breath of fresh air to me, there is so much freedom and so many opportunities for people to explore. I want to appreciate that every day for the people I have met, for what I have and what I am enjoying here.” April 2016

CAWLM.COM

DIYQUICKCRAFTS BY MELISSA DOWRICK

Rustic Industrial

Shelf STEP 1

Pick the measurements desired for the shelf and then buy the most beat up piece of wood you can find. There isn’t much like that at most hardware stores, so look for nice knots and lines in the wood. I came across a piece of pine with some natural wood knots and nice long lines. Personally, I would have liked a piece of wood about 2 inches thick, but for the sake of my sanity and travel to a specialty store, I settled for what I could find.

STEP 2

This is the fun part! Pick your weapon of choice. It can be anything laying around the house, for me I picked a large battery, a screwdriver and a wood piece whose purpose is unknown to me. Have a little fun! Hit it, knick 16

Capital Area Women’s LifeStyle

April 2016

fter being with my husband for seven years, I’ve FINALLY found a common ground for both of our décor tastes. I love glam/chic meets a rustic/industrial design, and well, he’s a guy, so there isn’t much of a thought process when it comes to design. It’s taken a ton of trial and error but I found that I could do “my style” meets outdoor “manly-man” style (whatever that means). So for this DIY, I wanted to make a quick and easy update in our family room by making my own barn wood inspired shelf. Sadly, there is not a reclaimed wood shop nearby, so I just went to the local hardware store for this simple update. Here is how I did it:

WHAT YOU’LL NEED • Wood board - wood and size of your choice • Plumbing: floor flange (2), steel nipple (2), iron cap (2). Size and finish of your choice • Antiquing wax • Stain • Weapon of choice (to beat the wood) • Rags

it, knack and knock it. Drop things on it and dent it up. I had a great time, but the dogs really didn’t enjoy this part. To make this look a little more roughed up, I rounded the edges with my sander to truly give it an aged and imperfect look.

STEP 3

This part is optional, but I would highly suggest this step if you want a nice aged impression. Take a soft cloth and rub the antiquing wax all over the board. Really get into the holes, scratches and dents that you just made. The wax will seep into the lines to give it gorgeous aged characteristics.

STEP 4

I chose to use a stain over the wax to help seal it in. I went with mini wax Special Walnut. I like

to use a cloth when I stain, but a brush will do the trick as well. I did one coat of the stain to get the color I wanted.

STEP 5

Depending on the look you want, you can use polyurethane to seal it or leave it bare wood. Keep in mind that if you want to seal it, you can purchase a polyurethane that has a non-glossy finish. Next, let everything dry and place the plumbing fixtures on the wall and you’re done! Melissa Dowrick is a MSU graduate, M3 Group event planner and dog mom of two. She loves fashion and fall is her favorite season. She embraces all the good things because life is TOO short to be unhappy!

Josephleading Marogil, MD Michiganâ&#x20AC;&#x2122;s and Kelsey, MD vein teamLaura welcomes Dr. Zoe Deol, M.D. to their new location.

Khanh Q. Nguyen, DO Corporate Medical Officer

Joseph Marogil, MD and Joseph Marogil, Laura Kelsey, MD MD Joseph Marogil, MD

Khanh Q. Nguyen, DO Corporate Medical Officer Khanh Q. Nguyen, DO Khanh Q. Nguyen, Corporate Medical DO Officer Corporate Medical Officer

and and Laura Kelsey, MD Laura Kelsey, MD

Zayed Meadows Director of Vascular Technicians

Zayed Meadows Director of Meadows Zayed Zayed Meadows Vascular Technicians Director of

! n e p O No3wWest St. Jo,seph,

Director of Vascular Technicians Vascular Technicians

This team This Thisteam team makes this problem go away. They make this makes problemgogoaway. away. makes thisthisproblem problem go away. Period. Period. Period Period. 201 Suite I 48917 ing, M Lans

512

No hospital. No stitches. No downtime. No hospital. No stitches. No downtime. No hospital. No stitches. No hospital. No stitches. No downtime.

No downtime

Center for Vein Restoration is nationally recognized as the leader in the Center for Vein Restoration is nationally recognized as the leader in the treatment ofVein veinRestoration disease and varicose Our physicians and clinicalinteams Center forveins. Vein Restoration isleader nationally Center for is nationally recognized as the the recognized as the leader in th treatment of vein disease and varicose veins. Our physicians and clinical teams are dedicated to relieving leg pain, treating the vascular cause of severe leg of vein disease varicose veins. Our treatment of vein diseasetreatment and varicose veins.treating Our physicians and clinical teams are dedicated to relieving leg pain, theand vascular cause of severe leg physicians and clinical team wounds, and eliminating unsightly veins. And with nearly all procedures covered wounds, and eliminatingleg unsightly veins. to And with nearly cause all pain, procedures covered are dedicated to relieving pain, treating the vascular of severe leg relieving the vascular cause of severe le by insurance, we are offer dedicated more treatment options thanleg most othertreating vein clinics. by insurance, we offer more treatment options than most other vein clinics. wounds, and eliminating wounds, unsightly veins. And with nearly all procedures covered and eliminating unsightly veins. And with nearly all procedures covere

by insurance, we offer more options than more most other vein clinics. by treatment insurance, we offer treatment options than most other vein clinic

Connecticut, Maryland, Michigan, New Jersey, New York, Pennsylvania, Virginia, Washington DC Connecticut, Maryland, Michigan, New Jersey, New York, Pennsylvania, Virginia, Washington DC

(800) FIX-LEGS / (800) 349-5347 / www.centerforvein.com (800) FIX-LEGS / (800) 349-5347 / www.centerforvein.com

Laura Kelsey, Connecticut, Maryland, Michigan, Jersey, Newand York, Pennsylvania, Virginia, WashingtonDr.DC Conveniently located inNew Grand Rapids Portage Medical Director Conveniently in Grand Rapids and Portage (800) FIX-LEGS / located (800) 349-5347 / www.centerforvein.com

Connecticut, Maryland, Michigan, New Jersey, New York, Pennsylvania, Virginia, W

(800) FIX-LEGS / (800) 349-5347 / www.centerforvein.com 349-5347 / www.centerforvein.com

/ (800) Conveniently located in(800) GrandFIX-LEGS Rapids and Portage

Conveniently located in Grand Rapids, Portage and and nowPortage Lansing. Conveniently located in Grand Rapids

ENTERTAINMENTALLEY BY TAYLOR KELSAW

ZERO IMPACT IS THE NEW GREEN assisted

Living with Heart

In the future, “Going Green” will not be an option, but a requirement. Most companies have already begun to get on board with the process of “making an impact.” Creating a healthier, cleaner, more sustainable future for our future generations must be a part of all businesses and the government will need to enforce this. Toms, Warby Parker and Patagonia are a few companies that are already on board. The goal of companies today and in the future will be to educate parents on using products in a green way for reuse and properly recycling. The future is “zero impact,” and “going green” will become an old-school term that introduced the concept of using zero impact consumer products. Products will be designed with sustainability in mind for a non-toxic future. The future of business takes on zero impact as a mission statement. The core users – the consumers – will be vital to the success of this mission. In Hollywood, some of today’s stars have already set up businesses and lifestyles that have begun to shape the “future of zero impact sustainability.”

Our residents, their families, and our staff have one thing in common we genuinely care about each other. We have heart.

Share life’s journey in a community that cares. 3145 West Mt. Hope Ave. Lansing, MI 48911 grandhavenlivingcenter.com 517.485.5966 We’re on Facebook

Jessica Alba and her husband Cash Warren are raising their daughters Honor and Haven in a green household. The actress co-founded an eco-friendly line of baby care, personal care and home good products, The Honest Company, which reached well over $1 billion in revenue last year. She and Cash also oversaw their home’s ecological renovations. “I would like to see a cleaner Earth for my children,” Alba has stated.

HERE ARE SOME TIPS TO START WORKING TOWARD A ZERO IMPACT FUTURE: • Turn your computers off at night. • Turn off lights in your home when they are not being used. • Stop rinsing dishes before you put them in the dishwasher.

Brad Pitt and Angelina Jolie do not hide their comfort and love of their family-building skills, and the couple is dedicated to building green communities. Following a visit to the Ninth Ward of New Orleans after Hurricane Katrina, Pitt founded Make It Right, an organization that builds sustainable housing and communities for those in need. Humanitarian hero Bono and his wife, Ali Hewson have long been at the forefront of the zero impact movement with their organic and ethical clothing line Edun. The celebrities donate the profits to promote sustainable communities in impoverished countries. Olivia Wilde and Jason Sudeikis co-founded an online marketplace of ethically sourced goods called Conscious Co., and have since partnered with major brands to bring more conscious products to the masses. The actress is also the ambassador for H&M’s Conscious Exclusive, a line of environmentally sustainable clothing.

A Leisure Living Managed Community www.leisure-living.com 18

Capital Area Women’s LifeStyle

April 2016

Taylor Kelsaw is a former Californian, presently living in Michigan with his family. He is an actor, radio personality and creator/television producer of The Evan Michael Show. He has worked in marketing, film and television production for more than 30 years on such shows as Jeopardy!, Wheel of Fortune, Live with Kelly and Michael, Access Hollywood, 24, The Matrix I, II, III and The Oprah Winfrey Show.

Susan Maples, DDS

Personalized Dentistry for A Lifetime of Health

HELP YOUR CHILDREN SLEEP SOUNDLY

ealthy babies shouldn’t snore. Loud snoring or noisy breathing during sleep is caused by some blockage of air trying to come through the back of the throat. In many cases, snoring signifies an inability for the lungs to breathe enough oxygen for healthy growth and development. Snoring or Sleep Disordered Breathing (SDB) may also be a sign of a more serious problem called Obstructive Sleep Apnea (OSA), where breathing is interrupted until the carbon dioxide levels alert the brain to wake up and gasp for a breath. SDB and OSA often cause behavioral disturbances from lack of quality sleep—such as hyperactivity, fidgeting, crankiness, inability to pay attention, headaches, daytime sleepiness and difficulty learning. Sadly, many kids who have been diagnosed with Attention Deficit Hyperactive Disorder (ADHD) instead may have

undiagnosed SDB or OSA. Scarier yet is that these conditions, if left untreated, can result in delayed growth and cardiovascular problems. Infant dental exams are recommended for children under the age of one to help prevent oral malformations and dental decay, but also to evaluate a baby’s airway. This is in keeping with the recommendations of the American Academy of Pediatrics — that all children be screened for snoring and SDB. Contributing factors to snoring may be obesity, allergies, asthma, acid reflux, an abnormality in the physical structure of the face and/or a neurological condition. The most common physical problem associated with SDB and OSA is large tonsils or adenoids. Abnormally large tonsils or adenoids can block the airway, and if they are causing obstruction should be removed.

According to the National Center for Health Statistics, more than 263,000 children in the U.S. have tonsillectomies each year and sleep apnea is the major reason. If your child snores, even when there are no respiratory infection or allergies, talk to your dentist or pediatrician about the possibility of SDB or OSA. A sleep test and any necessary treatment to improve breathing could significantly help.

Office of Dr. Susan Maples, 2101 North Aurelius Road, Suite 1 Holt, Michigan 48842 (517) 694-0353 | DrSusanMaples.com

On your baby’s ﬁrst visit, we will provide you with 25 points of interest, for example: ● ● ● ● ● ● ●

Breathing and airway assessment Preventing the transmissibility of cavity causing bugs Fluoride exposure and adequacy Proper nutrition for good oral health How to clean your baby’s gums and teeth Evaluation of growth and development Injury prevention and trauma

www.DrSusanMaples.com April 2016

CAWLM.COM

LOCALWOMEN

Sara Frank-Hepfer Vice President of Financial Technology

SARA’S SECRETS TO SUCCESS BY AMI ICEMAN-HAUETER | PHOTO BY ERIKA HODGES

With a lighthearted disposition and a killer sense of humor, Sara Frank-Hepfer turns the typical stereotype of a financial consultant on its head. Frank-Hepfer, CFP® and AAMS, is the Vice President at Financial Technology where she works to help her clients identify where they are now financially, where they want to be and how to get there. Her secret to success is treating

Capital Area Women’s LifeStyle

April 2016

every client with respect and adding a dash of humor. “Sometimes my clients come to me and truly don’t know how many options they have. I love being able to help them build a plan. It’s never too late to start and I try to meet every client exactly where they are today to get them to where they want to be,” Frank-Hepfer said. In addition to being dedicated to her career, her clients, her

husband and eight-year old son, Frank-Hepfer is also a huge community advocate. The driven professional is on the board of Fenner Nature Center, All Of Us Express Children’s Theater, as well as finding time to be involved in other activities and committees in the area. “I love being in the Lansing area. It is kind of like two degrees of separation. If you do good work and put good things.

LOCALWOMEN

Linda Sanchez-Gazella Community Outreach Specialist

PROVIDING EDUCATIONAL OPPORTUNITIES TO LANSING STUDENTS BY KYLE DOWLING | PHOTO BY ERIKA HODGES

Linda Sanchez-Gazella is the community outreach specialist for the Lansing School District. In this position, she works with Lansing Community College, Michigan State University and Davenport to bring beneficial programs such as workshops or family events into the Lansing school district. But she doesnâ&#x20AC;&#x2122;t only work with colleges. When the

Lansing State Journal came to her and wanted to start a Journalism program in the Lansing School District, Sanchez-Gazella made sure it was in line with what the school system wants to accomplish. She helped the Lansing State Journal start a journalism program at both Everett and Eastern High Schools. She also provides workshops on reading, internet safety,

affordable health care, FAFSA, as well as family fun events focused on literacy to Lansing schools. Her office provides resources for anyone involved with caring for students, from teachers and aides to parents and caregivers. When sheâ&#x20AC;&#x2122;s not working to improve schools, she spends her time with her husband or catching up with her grandchildren.

April 2016

CAWLM.COM

FINANCIALFACTS BY DEIDRE DAVIS

s d r a C p Chi eed to Know What You N

MV cards, or chip cards, are the newest product and forward step in debit and credit card security. While they have been commonly used in other countries for several years, they are just being introduced to the

American financial industry. You might have recently received a new card from your credit union or financial institution. If not, you are likely to receive one soon. With this transition, you might have a few questions:

How does the chip work? Do they really make my cards and accounts safer? How do I use a chip card in store and online? We are here to answer these questions and help you prepare for this change.

CAPITAL AREA HUMANE SOCIETY’S th

13 Annual Fur Ball SATURDAY, APRIL 16, 2016 6 p.m. at Eagle Eye Golf Course

GRADUATES MOVE OUT.

SO DO MEMORIES.

SAVE MEMORIES WITH

SYNERGY PHOTO BOOTHS! BOOK NOW FOR YOUR OPEN HOUSE

Sponsored by:

Featuring:

WWW.ADOPTLANSING.ORG • (517) 626-6060

WWW.SYNERGYPHOTOBOOTHS.COM | (517) 230-0416 | (844) 207-0844 22

Capital Area Women’s LifeStyle

April 2016

iamonds in the uff

How does the chip work? Your chip card is your regular card with a metallic, thumbnail-sized square on the face of the card. It functions much the same as your old card, at least on the surface. Below the surface, EMV chip technology stores your information

more securely than the traditional magnetic stripe as it supports dynamic authentication. Essentially, the chip generates a single-use code that cannot be duplicated, making it nearly impossible for your card information to be

copied during in-store purchases. Because data stored on magnetic strips does not provide this level of authentication, criminals are able to easily “skim” the information from cards using inexpensive card-reading devices.

Does chip technology really make my cards and accounts safer? Because chip technology supports dynamic authentication, they prevent more instances of fraud than cards with only magnetic strips, thus making cards and accounts more secure.

Unfortunately, chip technology is not able to prevent fraud completely. For example: when you buy something online, the chip on your card isn’t present and only the card

information is entered into the system. Even so, you will have added security benefits and peace of mind every time you use your chip card at a card reader.

How do I use a chip card in a store and online? Instead of swiping your card, you will place it into a special slot on the very same card reader if it is chip-enabled. The device will instruct you to leave your card in place while it authenticates the card. Once authorized, you can remove your card and sign for the purchase if prompted.

you provide the card number, expiration date, billing address and often the security code of the card. With every change, there is likely to be a transitional period during which you become accustomed to the new process. We hope these answers have provided clarity on EMV cards and their use but new questions might arise. If you

Using your chip card online will not change. Making online purchases will still require that

would like more information on chip cards and chip technology, please contact MSU Federal Credit Union or your financial institution. Deidre Davis is the Vice President of Marketing and Communications at MSU Federal Credit Union. MSUFCU’s headquarters are at 3777 West Road East Lansing, MI 48823. Contact Deidre at deidre.davis@msufcu.org or (517) 664-7877.

4800 Okemos Rd Okemos, MI 48864 517.574.4523 kelliesconsignments.com

HELP YOUR CHILD EXPLORE THE POSSIBILITIES OF MUSIC THROUGH

CMS SUMMER MUSIC CAMPS

ERIC ‘RICSTAR’ WINTER MUSIC THERAPY CAMP JUNE 13-18 ROCK CAMP JUNE 20-24

Kellie’s is moving soon…April 2016 5000 Marsh Road, Okemos MI Follow us on Facebook for updates on the move!

Kellie’s Coupon $5 off Total Bill of $30 or more.

MIDDLE SCHOOL BAND CAMP JULY 11-15

With coupon only. Not valid with any other offers or discounts. Excluding tax. Does not include gift certificates. One coupon per person, per day. 3/16

MUSICAL THEATRE CAMP JULY 11-22 BEGINNING STRINGS CAMP AUGUST 1-5

For more information visit www.cms.msu.edu or call (517) 355-7661

ENROLL TODAY! CMS is the outreach arm of the MSU College of Music

4930 S. HAGADORN RD. EAST LANSING, MI 48823 April 2016

CAWLM.COM

APET’STALE BY JILL BAILEY

HAPPY PUPPY, HAPPY FAMILY Every other month, our pet expert and Canine Coaches dog trainer, Jill Bailey, will answer your pet questions. Email her at jill@m3group.biz. For more information on Canine Coaches visit caninecoaches.com.

MY FAMILY AND I WANT TO GET A SECOND DOG. WHAT IS THE BEST WAY TO INTRODUCE THE NEW DOG TO OUR CURRENT DOG? There are a lot of factors when introducing a second dog to the family. Are you adopting the dog from a shelter? Is the dog a puppy or full grown, maybe even a senior? Is the new dog a large breed and your current canine a toy breed? All of these details matter; however, there are still some general rules to follow with new dog introductions. Let the dogs meet on neutral ground and have them both on a leash. Make sure the leashes are slack, especially if they decide to interact with one another; this is key because a tight leash may cause a dog to react aggressively when it otherwise wouldn’t have. The most important thing is to be observant and watch for stress signs. Dogs use body language to communicate with each other. There are signs to watch for when introducing the dogs – play bows, where the dog has their butt in the air and front legs are down; wagging tails, but be sure it isn’t a stiff tail, it should be loose and low, are a couple examples of positive signs. Seeing a dog with ears forward, a stiff body or a tight, closed mouth are all signals that the dogs should be separated, calmly calling the dogs away from each other. There are so many steps when introducing a new dog to the family. Not only do you have to take the canine brother or sister into consideration, but also a human brother or sister, a busy household, or a low key one, will a human be home most of the day, or will everyone be gone for eight to 10 hours a day? Please be sure to research and take all factors into consideration when looking to grow your canine family. Training and managing a dog’s environment are key elements to the successful introduction of another dog into the family.

MY DOG GETS EAR INFECTIONS ALL THE TIME. WHAT CAN I DO TO PREVENT THIS? Ear infections in dogs are very common, it is even more common in certain breeds of dogs such as basset hounds, beagles and cocker spaniels, just to name a few. These breeds tend to experience ear issues due to their big floppy ears. Basically, this makes it more difficult for a dog to shake and clear out the ears and it can make water that is present in the ear warm, causing the perfect recipe for bacteria or yeast to grow. Allergies are also a culprit. Try to be diligent about keeping your dog away from what he or she is allergic to whenever possible. There are many reasons for ear infections and many treatments you can explore. Take your dog to the veterinarian if you suspect an infection. Signs of an infection are bad odor, inflammation and redness. Discuss options with your veterinarian for future prevention of infections or to at least try and lessen the amount of infections, such as an ear drying solution that can be used for routine cleaning. Jill Bailey is the Media Specialist at M3 Group by day, by night she is helping train dogs for Canine Coaches! Having a life-long love of dogs, Jill decided to get her training certification in 2012. Visit caninecoaches. com for more information.

Capital Area Women’s LifeStyle

April 2016

“JASON ROBERT BROWN DELIVERS

ONE OF THE BEST BROADWAY SCORES IN A DECADE!” - NY DAILY NEWS

PHOTO BY MATTHEW MURPHY

M AY 1 9 -2 2

| MSU’s Wharton Center | TICKETS ON SALE NOW!

WHA RTONCENTER.COM E ast L ansing

1-800-WH A RTON EngagEmEnt wELcomEd by

Farm b urEau i nsurancE .

April 2016

CAWLM.COM

HOMEMADE GRAHAM CRACKERS FROM THE KITCHEN OF CATHY BLATNIK

INGREDIENTS • • • • •

2 cups white flour ½ cup whole-wheat flour ¾ teaspoon salt ½ teaspoon baking soda ½ teaspoon ground cinnamon

• 2 sticks (1 cup) unsalted butter, room temperature (cut into small cubes) • ¼ cup light brown sugar, packed • ¼ cup white sugar • ¼ cup honey

DIRECTIONS • In a large bowl, combine white flour, wheat flour, salt, baking soda and cinnamon. • Add butter and “cut” by using two knives or a pastry blender until it resembles coarse crumbs. • Add the light brown sugar, white sugar and honey. Using a large spoon or your hands, mix until the batter is smooth. • Cover with plastic wrap and refrigerate for at least one hour. • Preheat oven to 350 degrees. • Take an 11 x 17” jelly roll pan and cover with aluminum foil. Spray the foil with non-stick cooking spray and then press batter evenly into pan with the palms of your hands or fingertips. • Prick all of the batter with a fork and bake for 20 minutes, turning the pan around after 10 minutes. Remove from the oven and let cool completely before cutting into rectangles or squares.

enjoy!

Cathy Blatnik is originally from Maryland, but has been living in the Midwest for more than 13 years. She has been "retired" from the paid workforce since 1996 to raise her family, which includes her husband, adult stepson, an adult daughter in college and a son in middle school. She has been baking and cooking for as long as she can remember in "Cathy's Kitchen." She is very excited to be able to share her recipes with other home cooks!

Capital Area Women’s LifeStyle

April 2016

group

WORKING TO EDUCATE, INSPIRE, CHALLENGE AND CHARGE THE FIGHT AGAINST HUMAN TRAFFICKING 7:00 PM - 9:30PM | April 21, 2016 The Kellogg Hotel and Conference Center Fundraising Event for The House of Promise For more information, go to The House of Promise website: www.thehouseofpromise.com or call the MSU Women’s Resource Center 517-353-1635

MICHIGAN RANKS #2 IN THE NATION FOR HUMAN TRAFFICKING

TRICOUNTYEVENTS

EVENTS APRIL 2

Hooverville 1930’s Extravaganza, Lansing Hooverville is a 1930s-inspired event nestled in the aesthetic of the depression era. Attendees are encouraged to dress in 1930s fashion. The event starts at 8 p.m. and will take place at 227 South Washington Square. Enjoy good food, classic drinks and amazing entertainment. For more information and to purchase tickets, visit downtownlansing.org.

APRIL 9

Taste and Tour of Old Town, Old Town Old Town Commercial Association is hosting the 9th annual Taste and Tour of Old Town, a progressive food sampler and exclusive tour of lofts and commercial spaces. The sampler gives visitors a chance to taste a variety of Old Town’s eats and tour real estate in the area. Participants can begin checking in for the event at noon in the OTCA office, located at 1232 Turner St., Lansing, MI 48906 where you may purchase tickets or pick up previously purchased tickets. All attendees will receive a map highlighting the participating restaurants, lofts and commercial spaces, wristband to grant entrance, and food sample tickets. For more information, visit iloveoldtown.org.

APRIL 13

MSU Science Festival, East Lansing Enjoy a free festival for lifelong learners of all ages. Come for the learning, stay for the fun. This festival is designed to bring mid-Michigan communities together with MSU scientists in a shared exploration

We make your windows

of the science that touches our everyday lives. There is something for everyone, and lifelong learners of all ages can choose from more than 150 scheduled events, including demonstrations, exhibits, hands-on activities, lectures, panel discussions, performances, tours and open houses. Visit sciencefestival.msu.edu for more information.

APRIL 13

Night at the Museum, East Lansing Join scientists, staff and volunteers from 6 to 8 p.m. for a variety of activities at the MSU Museum. Space is limited for some tours and activities. Activity schedule and tour sign up information will be available at the museum the night of the event. For more information, visit msu.museum.edu.

APRIL 23

Taste of East Lansing, East Lansing Taste of East Lansing, hosted by the Community Relations Coalition, features food samples sold by local East Lansing restaurants and food vendors, live music, activities and more. This event will be held from 3 to 6 p.m. at Albert Avenue and M.A.C. Avenue. A portion of the event proceeds will benefit a selected charity. Visit cityofeastlansing.com for more information.

APRIL 24

MSUFCU Day at MSU Baseball, East Lansing Enjoy MSUFCU Day at McLane Stadium, as the MSU Baseball team takes on Indiana University. MSUFCU members who show proof of membership at the entrance will receive two free tickets to the game. Tickets available while supplies last. The game begins at 3 p.m., and the gates open at 2 p.m. Don’t forget to visit the MSUFCU table at the entrance to pick up a free gift before the game. For ticket information, visit msufcu.org.

Maple Syrup Festival, Vermontville Vermontville is home to Michigan’s famous Maple Syrup Festival. The festival starts Friday evening and continues through Sunday. Enjoy rides, a talent show, arts and crafts, flea market, two parades, a petting zoo, princess pageant and more. Visit vermontvillemaylesyrupfestival.org for more information.

ARTS MARCH 31 - APRIL 3 & 7 - 10

Wait Until Dark, Lansing This thriller written by Frederick Knott and directed by Rita Deibler is perfect for those who love suspense. This masterful play brings viewers into the world of a blind woman trapped in her apartment, trying to defend herself while being terrorized by a trio of thugs. You can purchase tickets and view theater times by visiting riverwalktheatre.com.

APRIL 13

Metropolitan Rising Stars Concert, Lansing For more than 125 years, the Metropolitan Opera has been the home of the greatest singers in the world and the launching pad for the opera stars. Some of today’s leading artists got their start through the Met’s development programs. These rising stars will perform popular arias, duets, and ensembles by opera’s greatest composers. The event begins at 6 p.m. at 1208 Turner Street. For more information, call (517) 3724636, or visit lansingarts.org.

SPARKLE! As the only Certified Divorce Financial Analyst (CDFA™) in Lansing*, I believe that freedom and independence are core values of successful women, regardless of marital status. Stephanie Milosavlevski, CFP®, CDFA™

Sparkling Windows specializes in cleaning windows, screens, mirrors, chandeliers, and skylights Woman owned enterprise

Financial Advisor 2139 Commons Parkway • Okemos, MI 48864 stephanie.j.milosavlevski@ampf.com ameripriseadvisors.com/stephanie.j.milosavlevski

Fully insured

Contact Michelle for a free estimate

Sparkling Windows Corp 517-646-0938 sparklingwindows4you@gmail.com

A women’s clothing boutique is now open in Lansing’s historic Old Town at 1209 Turner New Store Hours: Monday - Saturday 11 am - 6 pm Sunday 12 - 5 pm

iloveretailtherapy.com • 517.574.4427 28

APRIL 22 - 24

Capital Area Women’s LifeStyle

April 2016

Call me today at 517.253.8563 for a complimentary initial consultation. *Source: Institute for Divorce Financial Analysts (IDFA). The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations. Ameriprise Financial Services, Inc., Member FINRA and SIPC. ©2015 Ameriprise Financial, Inc., All rights reserved. 1277686ACMR0815

APRIL 22-24 & 29 - MAY 1

Thumbelina, East Lansing This play tells us the classic story of Thumbelina, a small young girl who yearns to travel to the Land of the Little People to be among people her own size. Tricked by a crafty cat, Thumbelina is traded to a family of toads, where she befriends many other animals that help her find what she always dreamed of. Visit riverwalktheater.com for more information and to purchase tickets.

APRIL 28, MAY 1 & 5 - 7

Water by the Spoonful, Lansing A soldier from Iraq struggles to find his place in the world. Finding peace in a chatroom for recovering addicts, this online community keeps each other alive. Families and communities expand across continents, as birth families splinter and online families collide. This 2012 Pulitzer Prize winner is a must-see show. Please visit peppermincreek.org for more information.

EXHIBITS

APRIL 17

Potter Park Zoo’s Party for the Planet, Lansing For the 46th Earth Day, why not celebrate with a party at the zoo? Party for the Planet is North America’s largest Earth Day celebration, with more that 120 zoos and aquariums across the country participating. Enrichment items will be given to the animals from 1 to 3 p.m. There will be a BIG Zoo Lesson for kids, where they will be able to

We provide gentle dental care with state-of-the-art technology in a friendly atmosphere! 1738 Hamilton Rd. Okemos, MI 48864

(517) 349-3266 Dr. Gianh Portnoy Dr. Bachtrac Tu

Early morning and evening appointments Same day emergency • New patients welcome Most insurances accepted • Preventative cleanings • Oral cancer screening • Limited periodontal gum therapy • Tooth-colored and silver fillings • Cosmetic dental services www.okemosdentists.com

• Crowns/bridges • Oral surgery • Dentures/partials • Dental implant reconstruction • Root canal treatment

• appointments@okemosdentists.com

get up close with a selection of different animals and learn about them from the zoo’s handlers. Feature conservation demonstrations will be offered throughout the zoo. For more information, visit potterparkzoo.org.

CLINICS APRIL 2

Sights, Flavors and Sounds of India, Okemos Learn about the traditions and cultures of India from presenter Anshu Vrma. Enjoy various foods and spices and bring home easy take home recipes. The event will be held from 2 to 4 p.m. at the Okemos library, located at 4321 Okemos Road. This event is limited to the first 40 adults to arrive. Visit CADL. org for more information.

APRIL 4-8

Spring Break Adventures, Lansing Children ages five and up will enjoy a great way to shake off their cabin fever at Fenner Nature Center from 8:30 a.m. to 4:30 p.m. The nature center is located at 2020 East Mt. Hope Avenue. Sign up for one or more of their hands-on, full-day camps in the great outdoors. Participants will need to bring their own lunch and snacks and the cost per day is $40 for non-members and $35 for members. Visit mynaturecenter.com for more details and to register.

APRIL 16

3D Print It: Keychains, Downtown Lansing Learn how to create a personalized keychain with Tinkercard, an online 3D design and printing tool. This event will take place at the Downtown

TRICOUNTYEVENTS Lansing Library, located at 401 South Capitol Ave. starting at 1 p.m. Come and see the Capital Area District Library’s new 3D printers in action, then pick up your keychain at a later date. Space is limited and registration is required. Call (517) 367-6367 to reserve a seat. Attendees must be ages eight to 15.

FUNDRAISERS APRIL 9

Healthy Hustle 5k, Lansing. Join Michigan State University’s Food and Nutrition Association, alumni, family and friends at 9 a.m. as the community runs, wheels, and walks through MSU’s gorgeous campus. Proceeds from the race will go to greater Lansing’s Meals On Wheels program, which delivers nourishing meals to those in need. The cost is $20 until April 6 and $25 from April 6-9. Contact Caitlyn Cummins at caitlyn@msu.edu for more information, or register online at runmichigan.com.

APRIL 16

Five-O 5K, Lansing. Spend the day at this family fun event. Bring the kids to check out all of the police cars, boats, motorcycles, SRT trucks and more. There will also be an SRT obstacle course for kids. An accurate 5K on paved roads and the bike path in Sharp Park will make your run enjoyable and fun. There will be time clocks at the mile splits, and live results texted to your phone. The race starts at 10 a.m. Email chuck@ runningfoundation.com or visit runmichigan.com for more information.

presents

High Heels & High Tea Come and enjoy an afternoon of High Tea for charity. Relax as you mingle, sip tea and champagne, eat finger sandwiches, and shop with friends. Proceeds will benefit the Junior League of Lansing's Mission and community projects.

TRULY TRANQUIL With a fresh new feeling and a welcoming atmosphere, Roehm’s is the perfect place to relax and unwind.

Sunday, April 24th 2:00 pm - 5:00 pm University Club 3435 Forest Road Tickets available online at www.jllansing.org Attire: Heels & Hats

(517) 485-9820 www.roehmsdayspa.com 2800 E Grand River Ave., Lansing Charter Township, MI 48912

April 2016

CAWLM.COM

MYCOMMUNITY

CHAMBER AWARD DINNER More than 800 people from the greater Lansing area gathered at the Kellogg Center on Feb. 25 for the Lansing Regional Chamber of Commerce Annual Dinner. The event honors outgoing chair and board members, as well as Chamber award recipients. The Chamber’s incoming Board Chair spoke, and awards for Community Service, Outstanding Small Business and Legacy awards were presented to the 2016 recipients. PHOTOS BY MARK WARNER

Meghan Martin & Rachel Elsinga

Thomas Kelleher, Melanie Squires & Susan Combs

Nancy Johnson, Katie Hamilton, Denise Kratzer, Barb Reamer & Barb Bialko

Jessica Ash & Frank Ash

Sandra Kowalk-Thompson, Teresa Kmetz & Kelli Ellsworth-Etchison

Kendall Luberto

Priscilla Walsh & Rozlin Opolka

Michaela Stock

Deb Cholewicki & April Clobes

MSUFCU ART EXHIBIT On Feb. 25, MSUFCU announced the winners of the ninth annual Student Art Exhibit at an awards ceremony held at the MSUFCU headquarters. Awards given included Juried Awards, the Social Media Award, People’s Choice and School Spirit. Students from 15 schools in the Lansing area participated this year. PHOTOS BY ERIKA HODGES

Yiduo Wen, Hannah Meyers & Deborah Cordill 30

Capital Area Women’s LifeStyle

April 2016

MYCOMMUNITY

ENTREPRENEURIAL AWARDS Greater Lansing Business Monthly honored Lansing area entrepreneurs at the 22nd Annual Entrepreneurial Awards on March 3. Tom Suprise of Arcadia Brewing Company was the main speaker for the night, and awards were given out in five categories. Award recipients of the night included: Gravity Works Design and Development, Kellie’s Consignments, Granger, Pat Gillespie and DTN Management. PHOTOS BY ERIKA HODGES

Chris McClure & Jeff Irwin

Carla McWherted, Jeff McWherted, Steve Jencks & Maribeth Jencks

Dave Campbell, Carie Schaeffer & Kathy Valentine

Christine Zarkovich, Michelle Rahl & Hanna VonAchen

Cori Wetter, Nash Kiebler, Chris Staggs & Jason Vawter

• • • • •

Colorful Annuals Sun or Shade Combinations Your Planters or Ours Design, Planting, Ongoing Care Four Seasons of Color

Let us bring more color to your life! 517.327.1059 | theplantprofessionals.com | 16886 Turner St. Lansing, MI 48906 April 2016

CAWLM.COM

PROFESSIONAL GUIDE

AMBER SPRAGUE-RICE, RN, NP

WHITNEY ANDERSON-HARRELL Anderson-Harrell is the Vice President of Sales and Financial Education at MSU Federal Credit Union. She oversees the Credit Union’s Member Relations and Financial Education departments, which include the new Financial Innovation and Education Center (FIEC) near MSU’s campus. Her responsibilities involve overseeing the strategic direction of each department to help educate members and those in the community on how to best manage their finances and improve their financial literacy. MSUFCU has an asset size of over $2.9 billion, 205,000 members worldwide, and more than 640 employees.

Amber received her dual bachelor’s degree from Ferris State University in Health Administration and Nursing before completing her RN. She then went on to complete her master’s degree in Nursing Science and became a certified nurse practitioner. Amber worked as a labor and delivery nurse until she joined Alliance in 2015. She especially enjoys working with, and educating young women about, pregnancy prevention, managing menstrual cycles and self-care. Amber is currently accepting new patients.

517-484-3000 | www.alliance-obgyn.com Main Campus South Campus 1560 Turf Lane 1100 South Cedar Street East Lansing, MI 48823 Mason, MI 48854

(517) 333-2424 or (800) MSU-4-YOU MSUFCU, 3777 West Rd East Lansing, MI 48823

ANN CHRAPKIEWICZ

KARL RODGERS

Ann Chrapkiewicz has been teaching Bikram Yoga professionally since 2004. Her academic background is in Literature (B.A., Duke University), Asian Studies (M.A.,U of M), and Medical Anthropology (M.A., MSU). She has taught over 4,000 students - including children, teens, pregnant women and seniors - and has over 5,000 hours of teaching experience. She is also working on a national level to support Bikram Yoga physiology research and education on lineagebased, therapeutic yoga systems. Contact Ann directly at: ann@bikramyogacapitalarea.com

Karl Rodgers has managed both Another Hair Look Institute and Image Day Spa for nine years. He is also an international spokesperson for Cyberhair, the most advanced custom hair system available for men, women and children. As someone who lost his hair at a young age, Karl has a real passion for helping those suffering from the same condition.

(517) 862-8926 1355 E Grand River Ave East Lansing, MI 48823

(517) 484-1014 1020 E Saginaw St Lansing, MI 48906

AMIEE WOODROW

MARIA CORBEIL

As the Program Director at Mystic Lake YMCA Camp, Amiee Woodrow supervises all aspects of Mystic Lake’s program offerings, including outdoor education, retreats, conferences and summer camps. In the spring and fall, Amiee works directly with schools and students from across the state to deliver outdoor environmental education lessons, which teach students to connect to the natural world around them. Throughout summer Amiee leads the staff in providing the highest quality overnight camping trips for children to facilitate a sense of achievement and belonging through new experiences in a safe and nurturing environment. As Mystic Lake celebrates 91 summers this year, Amiee’s happiest accomplishment is sharing the power of camp with more individuals each and every year.

Maria Corbeil is a professional automotive sales consultant at Shaheen Chevrolet. For the past 17 years she has been committed and dedicated to providing the ultimate automotive car buying experience. Gaining loyalty with repeat & referral customers, she is one of the top sales consultants among her peers. She has also been able to break language barriers in the Hispanic community with her fluency in Spanish. She is a mother of six children, one of which is autistic, and still finds the time and energy to help others. Throughout her career she has received recognition and awards for her hard work. If you are looking for your “car lady” she is the one to refer your family and friends to, as they will be taken care of by one of the best in the business.

(517) 827-9654 PO Box 100 Lake, MI 48632

(517) 272-6853 632 American Rd Lansing MI, 48911

Capital Area Women’s LifeStyle Magazine

@CAWLM

Capital Area Women’s LifeStyle

April 2016

2016 Sparrow Gala

Our gratitude to the many people who made the 2016 Sparrow Gala the biggest and best yet. Thanks to more than 770 attendees and countless other supporters, OB Services at Sparrow is stronger than ever.

A special thank you to our generous 2016 Sparrow Gala sponsors:

Inspire

Excite

Medawar Jewelers Frandor

Charm Agfa Healthcare ANDREWS HOOPER PAVLIK PLC Anesthesia and Pain Management Consultants Bergmann Associates Capital Urological Associates: Dr. & Mrs. Eric Stockall The Christman Company Client Financial Services Eagle Eye Crossings Emergency Medical Associates The Fertility Center Granger Construction Hobbs+Black Architects Kitch Drutchas Wagner Valitutti & Sherbrook Michigan Health & Hospital Association Michigan State University College of Human Medicine MSU CHM Department of Family Medicine MSU Department of Neurology & Ophthalmology MSU Federal Credit Union NBS Commercial Interiors PNC Sentinel Technologies In Memory of: Joseph L. Sheets, MD. Tri-Star Trust Bank Warner Norcross & Judd, LLP

Indulge

Unwind

Enchant

Media Adams Outdoor Advertising M3 Group Townsquare Media

Delight

College of Osteopathic Medicine

Please visit SparrowFoundation.org for details on other fun upcoming events to benefit the health of our community!

Auto Loans

.19%

as low as

APR

Time for a New Car? MSUFCU has rates as low as 2.19% APR1 and flexible terms to fit your budget. A lower interest rate can potentially save you hundreds of dollars. Whether you’re looking for your first car or your dream car, low rates, flexible terms, and no application fees will have you on the road in no time.

Save nearly $1,000! MSUFCU

Another Institution

2.19% APR

5.25% APR

$20,000 36 months

$574.51

monthly payment

$20,000 36 months

$601.67

monthly payment

(a savings of $977.52 over the life of your loan)2

Apply for your auto loan today! www.msufcu.org • 517-333-2222

Annual Percentage Rate (APR) as of March 1, 2016, and is stated for members with high credit scores. Actual rate may be higher and will be determined by member’s credit score. Rates subject to change. Visit www.msufcu.org for full details. 2 Payment illustrates the savings of an MSUFCU loan at 2.19% APR for 36 months compared to a $20,000 loan at another financial institution at a rate of 5.25% APR for 36 months. Federally insured by NCUA.