A relocation mortgage process that doesn’t feel like a process
We know looking for a new home while transitioning to a new job can be overwhelming. That’s why we work so hard to make sure your transferees’ relocation process is as simple and painless as possible for both employee and employer. You can rest assured our mortgage experts will be there to help you every step of the way.
New home in a new town?
Get approved in one day*
Same Day Mortgage removes the uncertainty from buying a home. In a market that demands it, we give transferees the edge they need to make their dream home a reality – fast. With our Same Day Mortgage, your application can get approved in as little as one day, letting you close on your new home in as fast as 10 days**. When it’s time to close, you’ll have the power to make any table the closing table with our latest upgrade, FlashClose eClose***, which lets borrowers sign 100% digitally.
We make working with us easy
Our team specializes in the relocation business. We currently work with over a dozen relocation management companies and more than 500 corporate clients. If you are a corporate client seeking cost efficiencies, we can customize a program that can potentially save you money. Whether you relocate a few people or thousands each year, we’ve got you covered. We handle all policy requirements, including unique or multiple policies, cost containment, direct billing and subsidies.
The advantages we offer
• No upfront fees. We charge fees at closing to ensure the mortgage process runs smoothly.
• Nationwide access to a specialized corporate relocation team of loan officers with over 20 years of experience.
• Direct billing of closing costs to the employer. This helps prevent transferees from having to pay out of pocket for closing costs.
• Our exclusive Seller Services Program offers relocation-styled benefits to the buyers of the transferee’s home.
• The power to electronically sign closing documents anywhere in the world.***
About us
Here at Guaranteed Rate Affinity, we strive to offer you low, low mortgage rates. We promise to continue to bring you top service and game-changing technology while delivering a digital mortgage application that simplifies the homebuying experience.
* Guaranteed Rate Affinity’s Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Guaranteed Rate Affinity within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Guaranteed Rate Affinity cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Guaranteed Rate Affinity reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower’s interest rate will depend upon the specific characteristics of borrower’s loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit grarate. com/same-day-mortgage for terms and conditions.
** Eligible borrowers must qualify for a “Clear to Close Loan Commitment” (“CTC”). Guaranteed Rate Affinity cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Restrictions apply.
*** Not eligible for all loan types, or investors. Conventional loans only. Eligible for primary, 2nd home and investment properties. Title company restrictions may apply, not eligible for HFA programs. Knowledge-Base Authentication (KBA) required in order to enter the digital signing session. Applicant subject to credit and underwriting approval. Full eClose is not currently eligible in California, Connecticut, Delaware, Georgia, Maine, Massachusetts, Mississippi, New York, North Carolina, Rhode Island, South Carolina, Vermont, and West Virginia. Savings, if any, vary
