Retirement Living Sourcebook PA / DE / NJ edition | Winter 2022-23

CARE IS ALL WE DO

What’s

Home is Here

Home may very well be where the heart is, but it’s also where the amenities, friends, and activities are, according to several residents of Cornwall Manor, a continuing care retirement community (CCRC) in central Pennsylvania. While some residents of Cornwall Manor hail from Pennsylvania, Delaware, and New Jersey, many are from much farther away. Residents choose Cornwall Manor for the friendly atmosphere and the true sense of community. Meet a few of the residents who found their way home.

Decidedly Different

FEATURE

Strengthen Community Connections

From fitness programs to volunteer opportunities, Dunwoody Village provides a multitude of options to keep residents engaged. That is just one of the many reasons that visitors and residents maintain that Dunwoody Village “feels different.” FEATURE

Pennsylvania Captioned Telephone Relay Service provides a service that makes communicating by telephone easy, accessible and reliable.

Housing Options

The senior living industry includes housing options that are perfect for every person and every situation. Start here to find the right option.

Delivering Wellness and Comfort with Dignity and Compassion

Nationwide Healthcare Centers are renown for delivering exceptional short-term rehabilitation and long-term care in positive and supporting environments.

We are guided by the belief that it takes a village to care for the elderly, with each member of our team focused on the preservation of each resident’s quality of life.

Nationwide Healthcare Services has facilities in Pennsylvania and Delaware

Brookside

Healthcare & Rehabilitation Center

Abington, PA • 215-884-6776 brooksidehealthcare.com

Sterling

Healthcare & Rehabilitation Center

Media, PA • 610-566-1400

sterlinghcr.com

Laurel Square

Healthcare & Rehabilitation Center

Philadelphia, PA • 215-224-9898 laurelsquarehealthcare.com

Regal Heights

Healthcare & Rehabilitation Center Hockessin, DE • 302-998-0181 regalheightshealthcare.com

Renaissance

Healthcare & Rehabilitation Center

Philadelphia, PA • 215-727- 4450 renaissancehcr.com

Regency

Healthcare & Rehabilitation Center Wilmington, DE • 302-654-8400 regencyhcr.com

Polaris Healthcare & Rehabilitation Center at the Milford Wellness Village Milford, DE • 302-503-7650 polarishealthcarerehab.com NationwideHealthcare.com

Active Adult Listings

Find local communities

Spotlight on Senior Housing

Descriptions of premier communities

60

64

68 Providing a range of lifestyle options

Introduction to Life Plan Communities

Understanding Entrance Fees

71 Details on payment options

Life Plan Community Checklist

A guide to finding a provider

74

Life Plan Community Listings

75-78 Find local communities

Introduction to Independent Living

79 Enjoy activities and no home maintenance

Independent Living Community Checklist

80 A guide to finding a provider

Independent Living Listings

82-87 Find local communities

Introduction to Assisted Living/Personal Care

88 Providing assistance with daily living and rewarding activities

Assisted Living /Personal Care Checklist

89 A guide to finding a provider

Assisted Living /Personal Care Listings 90-98 Find local communities

Introduction to Nursing & Rehabilitation 103 Specialized care for health or recovery

Ombudsman Program 103 Advocates can help residents and families

Nursing and Rehabilitation Center Checklist

104 A guide to finding a provider

Nursing Listings

105-112 Find local communities

SPECIALIZED CARE SECTION

Find care to meet specific needs

Know the Symptoms of Alzheimer’s

100 Understanding the disease

Spotlight on Memory Care

102 Descriptions of premier communities

AGING IN PLACE

SECTION Get assistance to remain at home

Introduction to Home Care 113 Understand the wide range of options for care at home

Planning for Care at Home 114 Selecting appropriate options

Medicare and Home Care 116 Assess needs and access services

Home Care Listings 117 Find local providers

Introduction to Adult Day Care 118 Offering a safe and stimulating environment

Adult Day Care Checklist

A guide to finding a provider

Adult Day Care Listings

Find local providers

Welcome Home

Home to me is a smiling face, a warm embrace, or a cozy corner. Home may be a highrise in the heart of downtown or a cottage in the woods. Whatever home is to you, it is a place where we all belong.

At Sourcebook, we are proud to help older adults find their forever homes. Whether they are moving across the country or just across the street, we can help older adults and families find the perfect place to live the retirement lifestyle of their dreams.

Some older adults are looking for amenities and activities galore. We know all about that. Others want the promise of continuing care as they age. We have that too. Families often are searching for a safe and comfortable place for mom or dad to receive the care they need. We can help.

From active adult communities to nursing and rehabilitation centers, we can help older adults and their families find the community that works for them. No matter what your retirement might look like, you can find home in the pages of Sourcebook.

In addition to listings for thousands of senior living communities in the mid-Atlantic, we also provide helpful articles, interesting profiles, and practical checklists to make your search simple. Our goal at Sourcebook is to give consumers the information they need to fully understand and navigate the senior living industry. There are lots of choices, and we feel confident that there is a community that is your perfect home.

In this issue’s cover story, “Home is Here,” we explore the concept of home and follow several residents as they find their way to Cornwall Manor, a continuing care retirement community in central Pennsylvania (see page 14).

The residents of Cornwall Manor hail from all over Pennsylvania, the mid-Atlantic, and the United States, but they share a common bond. They sought a place to belong in retirement. A place to grow and connect. A place to make friends and create memories. They found all that at Cornwall Manor—and they are thrilled to call it home.

All of us at Sourcebook want exactly that

for our readers: we want you to find home. Regardless of whether you are searching for yourself, a loved one, or a client, we hope that you find a home that makes retirement dreams a reality in the pages of this guidebook. The information we’ve provided will make your search easier. Use our research to ask questions and be an informed consumer.

And, remember, if you need help, we’re always here. Call us at 1-800-394-9990 or visit us online at retirementlivingsourcebook.com. Our interactive website features a searchable database to make your hunt for home even easier.

Turn the page to start learning about retirement living options and looking for your ideal home. We’re sure you’ll be welcomed home!

Whether they are moving across the country or just across the street, Sourcebook can help older adults and families find the perfect place to live the retirement lifestyle of their dreams.

What’s your Life Lived Forward?

Willow Valley Communities o ers residents almost limitless opportunities to pursue their passions. Professional dog show competitor and resident Bets Keen trains her two golden retriever therapy dogs regularly and keeps them healthy and happy.

Miles of rolling trails satisfy Pride’s urge to cruise, while the community’s social dog parks indulge Ribbon’s love for playtime and connect Bets with like-minded friends. “There’s so much for the three of us to explore and learn together,” she said. “We are all living life forward!”

Find your Life Lived Forward. Explore Willow Valley Communities today.

Find Your Decision-Making Style

Whether you plan out every minute or always wait until the last minute, there is still time to create a positive aging experience. Find your decision-making style and get ready to take the next—or the first—step.

Planners

Also known as “advance planners,” these older adults research alternatives and plan for retirement while they are still healthy. While everyone approaches decision making differently, planners tend to perform exhaustive research with a clear

Many people put off retirement planning because they are overwhelmed by the magnitude of the decisions or because they simply do not want to deal with the realities of aging.

Procrastinators fall into two distinct categories:

• Reluctant Consenters – These procrastinators are pushed by loved ones to make a change. Often, a loved one notices a decline in the person’s physical or mental health or ability to function independently.

•

Wake-up Call Decision Makers

–

These individuals often abruptly change their living arrangements or quickly plan for their retirement following a near crisis. These events frequently do not lead to serious injuries, but they serve as the wake-up call that is necessary to push procrastinators to action. Often, this event is a fall.

Scramblers

goal in mind—whether that is aging in place or moving to a retirement community.

Many planners eventually become second—or third— generation retirement community residents. They saw first-hand what a good experience their parents or other loved ones had at a retirement community, and they work to ensure that they can enjoy the same experience.

Procrastinators

They are “not ready yet.” From their perspective, retirement is years—maybe even decades—away.

Scramblers are procrastinators without intervention. Scramblers have never thought about senior living and never discussed a plan with their loved ones. Then, one day, everything changes.

After a serious injury or illness, scramblers are forced to plan during a crisis. Oftentimes, these older adults and their loved ones must make difficult and expensive choices under extreme duress.

It is not uncommon for the children of a scrambler to become planners. They have seen what happens when you wait, and they want to avoid becoming a burden on their own children.

It’s Your TIME to invest in yourself

We’re about living life to its fullest. A future filled with freedom, inspiration, impact and endless potential.

Tel Hai is more than just a place to live… it’s a country community set in a backdrop of warm, inviting spaces with wonderful neighbors. It’s knowing you’re in a beautiful home, in a community you can afford.

You’ll have the financial freedom to do the things you’ve always wanted to do and go the places you’ve always wanted to go.

Choose a Life Plan Community that offers a worry-free lifestyle plus the assurance of priority access to continuing care services if or when you need it.

It’s time to get started today! To schedule a visit, contact Marketing at (484) 796-4262 or online at telhai.org/visit

HomeisHere

By Christy Brudin

Home is a special space. It’s more than four walls and a roof. It is a feeling.

Whether home is defined by the people you are with or the natural surroundings out your window, that old cliché about home being where the heart is rings true.

Home may very well be where the heart is, but it’s also where the amenities, friends, and activities are, according to several residents of Cornwall Manor, a continuing care retirement community (CCRC) in central Pennsylvania.

Cornwall Manor is located on an 190-acre campus ripe with history and surrounded by natural beauty. Formerly the home of the Coleman family who owned and operated the Cornwall Iron Furnace, a large iron ore furnace dating back to the 1700s, the campus features a mix of historic buildings that have been preserved and enhanced, as well as modern buildings and amenities to accommodate the lifestyle of its residents. The commu nity is home to active residents who enjoy a wide array of activities on campus and in the larger community. A variety of housing and floor plan options are available, and residents can transition from independent living to personal care and nursing care, as needed.

While some residents of Cornwall Manor hail from Pennsylvania, Delaware, and New Jersey, many are from much farther away. Whether they are coming from a sprawling retirement community in Florida or a small town in the mid-West, residents choose Cornwall Manor for the friendly atmosphere and the true sense of community. Here are how a few of the residents found their way home.

Florida No More

Linda and Bruce Chadbourne have moved many times. When it came time for retirement, they decided to settle in Florida, but the shine of the sunshine state soon wore off. The Chadbournes found themselves searching

the mid-Atlantic for a forever home near their children. A native of Boston, Linda moved every two years throughout her childhood as the family followed her father’s jobs. She was living in central New York when she met Bruce. The two became high school sweet hearts and were later married. The moving continued when Bruce joined the Navy. The couple finally settled in New Hampshire and raised two children.

As Bruce prepared for retirement, the couple started investigating where they would live. They found a large active adult community in Florida and built their dream home in 2012.

After a few years on Florida’s nature coast, the Chadbourne’s were missing their family. Because of the distance, their family wasn’t visiting as often as they would have liked, and traveling was difficult and incon venient. With their kids settled in Pennsylvania and New Hampshire, they started looking at retirement communi ties that would put them closer.

“We looked at a lot of places, but our daughter had a piano student who had a family member living at Cornwall Manor and loved it. We thought it was worth a visit,” recalled Linda.

Bruce continued, “When we came to Cornwall Manor for the first time, we stopped at the café and ordered a coffee. The lady who prepared our coffee told us she had been working here for 35 years and loved it. We knew then that this was a special place.”

The Chadbournes were also happy to find a continuing care retirement community. “As you age, there are going to be health issues, and we liked the fact that we would already have assisted living or nursing care in place if we needed them down the road,” said Linda. “The fact that everything is taken care of at a continuing care retirement community is huge. There is no burden to our kids. That just seems like an enormous weight off their shoulders.”

After moving to Cornwall Manor in 2018, the Chadbournes quickly settled in and loved their new

After initially retiring in Florida, Linda and Bruce Chadbourne decided to return to central Pennsylvania to be closer to family.

home on The Woods campus. However, when the COVID pandemic shut down the world, they realized once again how lucky they were to have a strong community.

“This community was absolutely wonderful during COVID. I have never felt so taken care of in my whole life,” Linda remembered. “The staff went above and beyond to keep us safe and to make us feel cared for and important. I can’t imagine what that experience would have been like if we had still been on our own.”

Now that COVID restrictions have lifted, the Chadbournes are once again enjoying all that Cornwall Manor has to offer. A former piano teacher, Linda plays for church services on campus. She also plays pool, teaches a class on making greeting cards, and enjoys long walks on campus.

“It can actually be hard to take a long walk around campus because you get stopped by neighbors to

talk so often,” she said. “A 20-minute walk can take an hour. What an incredible blessing that is to have such a friendly community!”

Bruce, who is also a bivocational minister, volunteers in hospice, visits residents in the on-campus health center, and teaches a bible study. “I am so glad that we didn’t wait until we were too old to enjoy all the wonder ful things that Cornwall Manor offers, and that we have the opportunity to give back,” he said.

From the Mid-West to Central Pennsylvania

After taking care of her ailing mother, Jo and Henry Kim knew they wanted to do things differently.

“My mom got so sick, and she was isolated in Nebraska on a huge farm. It was so hard getting her to a lawyer and

Cornwall Manor

“

The fact that everything is taken care of at a continuing care retirement community is huge. There is no burden to our kids. That just seems like an enormous weight off their shoulders.”

Linda Chadbourne, resident, Cornwall Manor

getting her affairs in order,” Jo said. “The whole process was difficult and sad. That really made an impression on me. I knew I didn’t want to do that to our boys.”

Henry agreed. “We knew we wanted to move to a CCRC because you already have the facilities available for the next level of care if you need it. You don’t have to search for it, and neither do your children.”

When it came time to pick a retirement community, the Kims, who have moved around quite a bit, were open to several areas. However, it was also their children who drew them from the mid-West back to the East Coast.

The Kims began looking at communities in the mid-Atlantic, and they were immediately drawn to Cornwall Manor. Even before they visited the community in person, they knew that the lifestyle would appeal to them.

“When we got to the campus tour at Cornwall Manor, we were already interested, but I actually questioned if the people we spoke with were planted because every one was so happy,” Jo recalled. “We quickly learned that the people here really are that happy and welcoming.”

After the moving truck with all their belongings broke down on the way from Nebraska, the Kims were amazed by the generosity of their neighbors. The

community quickly pulled together air mattresses, folding tables, and kitchen essentials, so that the Kims could “camp” in their home while waiting for the much-delayed truck to arrive.

Despite the hiccups of moving, the Kims settled in nicely. An avid singer, Henry is involved in several choral groups and a band. Jo, who prides herself on her green

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g5-Star rated Health Center and voted “Best Retirement Community” and “Best Personal Care”

gAmenities - dining, transportation, activities/trips, pastoral care, fitness area, pool, spa, walking trails & more

gAmenities - dining, transportation, activities/trips, pastoral care, fitness area, pool, spa, walking trails & more

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Central PA’s active senior community situated on 190 beautiful wooded acres 1 Boyd Street, Cornwall

Cornwall Manor

With a full social schedule and a long list of activities, Jane Fan is busier than ever.

thumb, volunteers in the community’s garden and at Cornwall Manor’s “Trailside” organic farm. She is also a member of the greenhouse and gardens committee.

After only four months in residence at Cornwall Manor, Jo and Henry Kim are sure they made the right decision—and they feel right at home.

Trading a Busy City for a Busy Social Life

“Since retiring, having nothing to do has never been my problem. I have too much to do and not enough time, and I love it,” said Jane Fan.

Originally born in Shanghai, China, Jane spent sixteen years in Taiwan for her education before moving to the United States in 1962 to attend graduate school. After graduating with a Master’s degree in chemistry, Jane married her college sweetheart. The newlyweds moved to Ann Arbor, Michigan.

Jane went on to work for a pharmaceutical company, and her husband, Bill Fan, studied for his Ph.D. at the University of Michigan. The couple had two boys.

Bill worked at the Ford Motor Co. for seven years. He was one of the inventors of the air bag. In 1974, he got a job at the Department of Transportation in Washington, D.C. The family moved to Northern Virginia. Jane worked in the Patent Office as a primary patent examiner for twenty eight years.

Although her husband passed away in 2005, Jane continued to live in their large house in Fairfax, Va. She was very active in two local Chinese churches. Her mother also lived with her. “After my mother passed away, I wanted to move. The house was too big, and I wanted something smaller,” Jane said.

Jane concentrated her search in central Pennsylvania to be near her eldest son, an endocrinologist at Hershey Medical School. After receiving literature from dozens of communities, Jane picked Cornwall Manor because of its on-site church and the fact that it doesn’t have a meal plan requirement.

“This community is so friendly,” Jane said. “I have never been in a place that was more filled with love and compassion. It is far better than I ever expected.”

Jane has been a resident at Cornwall Manor for three years now, and she has become involved in quite a few activities.

“I do a small fraction of the activities they offer here, and that fills my schedule,” Jane said. “I play ping pong, do aerobics, participate in bible study, and work on crafts.” Jane specializes in silk flower arrangements, which are sold as part of the Cornwall Manor Society’s fundraising efforts for benevolence and programming in the higher levels of care.

Moving from the heart of the D.C. Metropolitan region to rural Pennsylvania was certainly an adjustment, but it was an easy one for Jane. While the location is far more remote, she has everything she needs at Cornwall Manor and in the surrounding community—all without the one thing she doesn’t miss: traffic.

“My sons were worried about me when I moved because everything was new for me,” Jane recalled. “But I am so happy, and I integrated so quickly into the friend ly community at Cornwall Manor. I am so thankful every day, and I know I am very blessed.”

The residents of Cornwall Manor hail from all over Pennsylvania, the mid-Atlantic, and the United States, but they share a common bond. They sought a place to belong in retirement. A place to grow and connect. A place to make friends and create memories. They found all that at Cornwall Manor. They found their way home.

Jo and Henry Kim quickly discovered how friendly and welcoming Cornwall Manor can be when their neighbors pitched in to help them get settled despite a moving delay.

Cornwall Manor

Understanding Solo Aging

Solo aging is simply aging on your own. For most people, this means aging without a spouse, adult children, or other close relatives. Whether they are widowed, divorced, estranged, or never had a spouse or children, many solo agers find themselves in their 70s, 80s, and beyond without any immediate family members.

Long misunderstood and misrepresented, solo aging is emerging as a desirable and increasingly popular way to age. Even for individuals who didn’t necessarily choose solo aging, it can be a positive phase of life with the right attitude and some advance planning.

Who is Solo Aging for?

Anyone and everyone who is over age 65 and living independently. Solo agers are making decisions on their own as they age. It is important to remember that solo aging is not just for individuals who have always been single. For instance, an older adult may become a solo ager when their spouse predeceases them. Even individuals with kids may become solo agers if their children live far away or if they are unable to be involved in aging decisions or caregiving.

Joy Loverde is a senior living expert and industry veteran, as well as the author of The Complete Eldercare Planner and Who Will Take Care of Me When I’m Old? She joined a recent Positive Aging Sourcebook Digital Discussion on solo aging. In the last decade, Joy’s focus has shifted from helping individuals care for their elderly loved ones to helping them plan for their own future.

When should you start planning for solo aging?

Yesterday. Or today. Or as soon as possible. Planning for solo aging is much easier and far less stressful if it is done BEFORE a crisis.

Especially if you realize that your circumstances will mean that you will become a solo ager, it is important to start as early as

possible to plan for the future. This includes planning for your financial, emotional, and physical well being.

Solo agers need to consider how they want to live and receive care (if necessary) as they get older. They should also give serious thought to whether they want to “age in place” or move to a senior living community of some type. Aging in place means that you will be living in your current neighborhood or live in another community that is not age restricted. There are also a wide variety of senior living communities—ranging from communities where residents are fully independent but enjoy amenities to properties that provide varying levels of care for residents as needed.

How do you maintain and build connections and friendships as you age?

Joy explained that there are community organizations, events and clubs in every town and city— many designed specifically for older adults.

With no shortage of places to meet people, you have to focus on not just meeting volumes of people, but on being a good friend and forming long-term, deep commitments. Friendships take time and perseverance, and there must be a balance of give and take. As a start, Joy recommends seeking out county and city groups for older adults run through Area Agencies on Aging. She also suggests a quick google search of “free activities” and your city or town’s name.

What do you need to be a successful solo ager?

While the specific answer varies widely according to personal desires, the short answer is quite simple: a clear, actionable plan. Solo Aging has many facets including:

• Location – Decide where you will age. Do you plan to age in place in your current private residence or move to a different location or senior living community?

• Accessibility – If you are aging in place, does your current residence need updates or modifications to accommodate your needs as you age?

• Finances – Do you have the financial means to see your plan through? Have you calculated your projected expenses?

• Legal – Both financial and medical planning may require the assistance of a legal professional. You should at the very least have a power of attorney appointed to oversee your decisions and estate if you can longer do it.

• Medical – Do you have any longterm health conditions you need to plan for? Do you have a strong family history of a certain condition? Have you appointed someone (friend, family, or attorney) as a medical power of attorney?

• Emotional – Do you have a social safety net? What can you do to create one? Do you have relationships with your neighbors or friends close by?

For more information on solo aging, download the digital discussion at retirementlivingsourcebook.com . You can also find Joy Loverde’s books at www.elderindustry.com .

Long misunderstood and misrepresented, solo aging is emerging as a desirable and increasingly popular way to age.

Located in a residential neighborhood in the West Chester Borough, our beautiful Preston residence is open and has a number of apartments available. Preston provides residential living, personal care and memory care programs in neighborhoods unlike accommodations you have seen in any other community. Barclay Friends offers various levels of care so as one’s needs change, care can continue to be provided in the same community. It’s a home-like setting, where residents, staff and family can share meaningful connections.

To learn more, give us a call at 800-989-8531 or visit us online BF.Kendal.org.

700 N. Franklin Street West Chester, PA 19380

BF.Kendal.org

Medicare Basics

Understand the program

Medicare is complicated. It is also a vital component of the U.S. healthcare system that every citizen should understand. Enrolling in Medicare is a major milestone that for many individuals means better healthcare and lower costs. Before picking a Medicare option, consumers should familiarize themselves with some key facts.

WHAT IS MEDICARE?

Medicare is a federal program that offers health insurance to American citizens and legal residents over the age of 65 and those with qualifying disabilities.

Medicare has four parts: A, B, C, and D.

Part A – Covers hospital stays, limited skilled nursing and rehabilitation care, limited home health care, and hospice care. There is no cost for this coverage for most Americans over the age of 65. Parts A and B are sometimes known as Original Medicare.

Part B – Covers doctor visits, surgeries, labs, tests, emergency room care, urgent care, medical equipment, and a variety of other services not covered under Part A. Consumers pay premiums and co-pays and must meet deductibles before Medicare pays. Premiums are based on income and change annually.

Part C – Frequently called Medicare Advantage Plans , these provide an alternative for those who want more coverage than what Part A and Part B offer. Medicare Advantage plans are operated by private insurance companies and provide benefits that meet or exceed those found in Original Medicare, as well as additional benefits for dental, vision, hearing and other health needs. Plans usually include Part D coverage as well. Care is delivered by an approved network of providers.

Part D – Prescription drug coverage administered by Medicare. It gives beneficiaries the opportunity to purchase retail prescriptions at an affordable, discounted rate. Provided as a stand-alone plan or as part of a Medicare Advantage plan.

Medicare Supplement Plan - Also known as Medigap, these plans are offered by private insurance companies to fill the gaps that Original Medicare doesn’t cover. They cover deductibles, copayments and other services not covered by Parts A and B.

SIGN UP OR SET BACK?

If you ARE NOT receiving Social Security or Railroad Retirement benefits when you turn 65, you will have to sign up for Medicare during your Intial Enrollment Plan (IEP). Your IEP begins 3 months before your 65th birthday month and ends 3 months after your 65th birthday. YOU WILL NOT RECEIVE A REMINDER FROM THE GOVERNMENT TO SIGN UP. Sign up at ssa.gov.

If you ARE receiving social security benefits prior to age 64 and nine months, you’re automatically enrolled in Medicare A and B. Coverage will begin on the first day of your birth month, and your card will be sent automatically.

MEDICARE TO DO LIST

Learn the basics. Research costs. Use online resources: www.medicare.gov

Medicare and You Handbook 2023 — available at www.medicare.gov www.ssa.gov — to confirm your eligibility

Get FREE counseling and assistance to find the right plan: VA Insurance Counseling and Assistance Program (Virginia only): www.vda.virginia. gov/vicap.htm

State Health Insurance Assistance Programs (all states): www.shiptacenter.org

Medicare Portal (select states) — Staffed by licensed insurance agents who can provide assistance and complete enrollment: www.medicareportal.org

Learn what your Medicare enrollment options are if you are working past 65 and choose to maintain your employer or union-provided health plan.

Set a reminder to apply for Medicare under your Initial Enrollment Period (IEP) , which begins 3 months prior to your 65th birthday and lasts until three months after your birthday. This can help you avoid penalties.

DON’T BE LATE

If you do not enroll in Medicare Parts A, B and D when you are eligible, being late can result in financial penalties that could last the rest of your life. For instance, if you do not enroll in Part B during your IEP or another Special Enrollment Period, the federal government will charge you a 10 percent penalty for every 12 months you delay.

Delaying enrollment will also delay coverage and potentially expose consumers to large healthcare bills.

At SpiriTrust Lutheran®’s six Life Plan Communities, with both in-town settings and countryside locales, you can find continued growth opportunities with Spirit360TM, a lifestyle filled with flexibility and choice, a variety of sought-after services, and no maintenance. You’ll also secure a plan for any future care needs. Come discover a place where “planning” and “living” merge and allow for living life to the fullest!

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• The Village at Sprenkle Drive York, PA | 717-767-0579

• The Village at Utz Terrace Hanover, PA | 717-646-2420

Medicare Basics

Continued from page 20

ENROLLING OR CHANGING PLANS

If you wish to enroll after your IEP has expired and you are not eligible for a Special Enrollment Period (triggered when you leave a job or have another life-changing event), you can enroll during the general enrollment period from January 1 – March 31 each year. Coverage will begin on July 1 of the same year.

Medicare recipients can change their existing plans during the open enrollment period, which runs from October 15 – December 7 every year.

TO WAIT OR NOT?

Are you working beyond age 65? Should you switch to Medicare or maintain employer-based health insurance coverage?

If your company has less than 20 employees, you must enroll in Medicare. The government will consider Medicare the primary payer of your health insurance claims after you turn 65.

If you work for a company that has more than 20 employees, you can delay enrollment into Medicare and not face any penalties. When you retire or decide to disengage from your employer-sponsored healthcare, you can apply for Medicare.

CALCULATING COSTS

Medicare is not free. You must pay premiums for Parts B and D, or for a Medicare Advantage program. Your

Medicare is not a one-time decision.

It is a good idea to review your plans regularly.

costs for Parts B and D will be higher if your income exceeds certain limits

UNDERSTAND

THE LIMITS OF MEDICARE

Medicare will cover care provided by medical professionals; however, it will not cover the activities of daily living. Therefore, Medicare will not cover care delivered in an assisted living community or by home health caregivers.

Home health care will only be covered if it is skilled nursing or physical therapy and only on a limited basis. Help with chores, meals, bathing, dressing and transportation is not covered by Medicare. Some Medicare Advantage plans include coverage for home care, including assistance with the activities of daily living.

Original Medicare also does not provide benefits for dental, vision or hearing.

REVIEW YOUR PLAN

Medicare is not a one-time decision. It is a good idea to review your plans regularly.

If switching to a Medicare Advantage plan, be sure that your doctor or preferred provider is in network with the plan.

Decidedly Different

Residents at Dunwoody Village create custom lifestyles

Visitors to Dunwoody Village frequently remark that it just “feels different” from other communities, and it doesn’t take long to understand why. The genuine friendliness, openness and inclusiv ity that are an intrinsic part of the Dunwoody culture are readily appar ent from the moment people walk through the front door.

But Dunwoody Village doesn’t simply offer a friendly, inviting atmosphere. It offers a wide variety of activities and events that enable residents to create the lifestyle that most appeals to them, all within a continuing care retirement commu nity that provides a sense of security for whatever the future holds.

Fitness programs. Residents enjoy classes like Tai Chi, Pilates and water aerobics, but also have plenty of opportunities to frame their own

fitness routine. Leading a hike around Dunwoody’s 83 acres, swimming laps in the indoor pool, or arranging a game of pickleball are just some of the many forms of physical activity available to Dunwoody residents.

Lifelong learning. Through book discussion groups or a lecture series, residents can explore new interests. Residents often serve as both teacher and student: a trip to the Philadelphia Museum of Art is led by a resident who has served as a docent for many years; another resident teaches crochet, not only to fellow residents, but also in Philadelphia’s Main Line communities. The floral committee welcomes new members anxious to learn new design skills.

Volunteer opportunities. With thirty committees within the Dunwoody Village Residents’ Association, there are plenty of ways for residents to use their gifts and talents throughout Dunwoody and beyond. Many residents continue to volunteer with community organi

zations. Others publish monthly newsletters, oversee the woodshop, or welcome new residents as part of the hospitality team.

Socialization. Some residents arrive already knowing friends or having connections in the Village, which fosters a sense of familiarity. Others find that Dunwoody offers a refreshing sense of change – with new friends who have an array of diverse backgrounds and experiences that make the daily social exchange richly rewarding. By chatting with a neighbor over iced tea on the patio or joining a book club, residents can easily find their niche.

Peace of mind. Dunwoody Village’s continuum of care and longstanding reputation for quality healthcare offers assurance that, no matter what the future holds, a resident’s needs will be met. Dunwoody’s care center includes short-term rehab, personal care, memory care, and skilled nursing.

A strong sense of community. A plethora of programs and activities. A five-star rated care center. All these things are what makes Dunwoody Village a Decidedly Different® choice.

From fitness programs to volunteer opportunities, Dunwoody Village provides a multitude of options to keep residents engaged.

Whenever prospective residents tour our continuing care retirement community, the first thing they notice is the uncommonly friendly atmosphere at Dunwoody Village, the way that sta and residents alike greet them with smiles and genuine curiosity. The second thing they notice is that our 83 landscaped acres were designed to accommodate every lifestyle from fitness fanatics, to art lovers, to card sharks, to singing groups. Making new friends in a new neighborhood is easy when you can bond over shared interests and bring your furry friends along, too. No matter who you are, you’ll be welcomed at Dunwoody. Contact us today to find out more.

Inclusive Senior Living

The generation that fought for the rights of people of color and lesbian, gay, bi-sexual, transgender, and queer (LGBTQ) individuals is aging. While the world has undoubtedly become more inclusive since their youth, there is still work to be done.

To serve all older adults, senior living communities and service providers need to be cognizant of and dedicated to promoting diversity and inclusion. Increasingly, senior living providers are acknowledging the diversity of their staff and clients. These forward thinking providers are working to make sure that everyone is comfortable and respected. Our seniors and senior living providers—all of them—deserve no less.

Positive Aging Sourcebook is dedicated to helping senior living providers promote diversity and inclusion. We have held numerous digital discussions on equity, inclusion and diversity in senior living to advance acceptance and expand understanding. View past conversations or join future discussions at retirementlivingsourcebook.com/ digital-discussions.

LGBTQ Seniors

Many of the LGBTQ seniors who are seeking senior living services today are the same individuals who struggled to come out to friends, families, and employers for decades because of fear of discrimination. Now, as they face

retirement living decisions, they are again fearful that their lifestyle will lead to discrimination or the outright refusal of services.

Unlike other seniors, LGBTQ older adults are less likely to have children to help them in their later years. They may also be estranged from their families. This demographic is far more likely to rely solely on a partner or close friend for their care as they age.

In 2010, a groundbreaking documentary film addressed the dilemmas of LGBTQ seniors. Gen Silent profiles six LGBTQ seniors in the Boston area. Many of them are struggling with the decision to hide their sexuality to survive the long-term health care system.

Unfortunately, the seniors profiled in Gen Silent are not isolated examples. A 2018 analysis by University of Washington professor Karen Fredriksen-Goldsen concluded that unique prevention and intervention strategies needed to be developed to address the needs of queer seniors. The study noted that the number of LGBTQ seniors is expected to double to more than four million by 2030.

During a recent Positive Aging digital discussion, Jennifer Marie Brown, the community relations manager at Seabury Resources for Aging, explained the historical context that drives distrust among LGBTQ seniors. “During McCarthyism, people lost their jobs, people were hounded out of a lot

of federal government positions here in the DMV, because they were gay and lesbians. And it made them even more closeted, more guarded, more suspect of being out or public about who they were,” she said.

Brown continued, “As we provide services for 80-year-olds, 85-yearolds, they are very leery of the consequences of being out in a retirement community or with home health care providers. They lived a life in which it was not okay to be queer in the workplace, was not okay to be queer in a house of worship, was not okay to be queer in the PTA, was not okay to be queer anywhere.”

Brown encouraged local senior care providers to seek out training and enrichment opportunities to better serve LGBTQ seniors. Some communities, including Seabury and Iona, have custom programs to serve this population. Additionally, SAGECare is an independent organization that provides training and consultation on LGBTQ aging issues to service providers.

Racism in Senior Living

When thinking of senior living challenges, most people focus on eliminating ageism. However, racism is a significant issue in senior living—just as it is throughout our society. Equity, inclusion and diversity are important topics that senior living providers must confront directly.

Many forward-thinking senior living providers are acknowledging the diversity of their staff and clients and working to make sure everyone is cared for and respected.

It has been an eventful time here at Riddle Village, and our residents are now enjoying the newly enhanced courtyard, which features an expansive putting green and a new tranquil butterfly garden.

We recently celebrated the grand opening of our Thoroughbred Lounge. The new Thoroughbred features a bar, lounge area and restaurant that overlooks our courtyard. With this addition, our residents now enjoy three restaurant options to dine in every night!

It is a great time to become part of the Riddle Village community and enjoy the excitement that is happening.

If you have been thinking about making a move, please reach out to learn more. We would love the opportunity to discuss your options and show you what is new at our community!

There are so many great changes happening at Riddle Village and we would love for you to be a part of it!

Inclusive Senior Living

Historically, people of color have underutilized senior living services. Many senior living communities have completely homogenous populations— often all white. For senior living service providers, systemic racism and its corresponding economic disparities may prevent people of color from accessing services. There are also cultural barriers to access. Even for hospice services, which are primarily covered by Medicare and Medicaid, a recent study of utilization by race revealed that 83 percent of hospice patients in the United States are Caucasians, while African Americans represent only 8 percent, followed by Hispanics at 6.4 percent, Asians at 2 percent and Native Americans at .05 percent. People of color do not use senior living services like they could— or should.

Hiring Practices

Beyond utilization, one of the biggest challenges facing senior living providers seeking to promote diversity and inclusion is diversity in hiring. In senior living communities and home care agencies, frontline caregivers are disproportionately people of color, while clients are disproportionately white. Companies that are not already doing so need to actively recruit and promote people of color. Frontline caregivers should be made aware of opportunities and paths for promotion. They should be encouraged to recruit other people like them to work in the organization. They should also see themselves reflected in the management.

To improve hiring practices, senior living providers can turn to local colleges. “You’ve all heard of Howard University. You’ve all heard of Morgan State. You’ve all heard of UMBC. So if you’re not doing active recruiting in those locations, then you’re not looking hard enough,” explained Cordell Martin, community relations coordinator at Tribute at Melford, an assisted living and memory care community in Bowie, Md, during a

digital discussion. “I’m talking about bringing in talented people. I’m not talking about bringing in someone just so you can say you’ve fulfilled a quota, because that’s often how it’s presented.”

Discrimination by Clients

During Positive Aging’s digital discussion, many of the panel members and the participants highlighted discrimination by clients, especially in the home care sector. Many caregivers, particularly those who are from foreign countries, face discrimination from clients.

Caregivers may be mistreated or misjudged simply based on racist ideas. Home care workers and owners alike reported clients asking for caregivers who “didn’t have accents”

the caregiver, instead of their race or ethnicity.

Industry Actions

To truly change the make-up of senior living, diversity and inclusion must become a way of life for companies. Dr. Jeffrey Ash the associate dean for diversity and inclusion at the University of Maryland School of Nursing explained that the single best way to encourage diversity in hiring practices and inclusion in employee experiences is to attach them to metrics. Dr. Ash encourages companies to add questions about diversity and discrimination to their employee and client reviews and to track the responses.

To help the health care industry as a whole better address these issues, HomeCare.com established a coalition called Nurses Against Racism. The mission of the group is to unite healthcare providers to make meaningful change towards racial equity in the nursing industry. For more information or to get involved, visit NursesAgainstRacism.com.

or who “looked like them.”

Sambal Johnson, a caregiver with HomeCare.com, relayed her personal experience. “I’ve been discriminated against because of my name. They assume that there will be a language barrier or that I don’t know what I’m doing. But once you get in and you understand them and explain yourself to them, the majority of the people are understanding and it works out.”

Companies have to support and defend their workers—to the point of removing them from uncomfortable or unsafe situations. Todd Walrath, the CEO of HomeCare.com, spoke of how he supports his frontline workers by ensuring that they know they can always refuse a client if they feel they are in danger or being discriminated against. With clients, Walrath tries to keep the focus on the qualifications of

Capital Caring Health, a nonprofit provider of advanced illness, home and hospice care services throughout the Washington metropolitan area, recently established The Center for Equity, Inclusion, and Diversity to serve more minority elders who need hospice care, as well as those who need traditional medical care to remain independent in their homes.

Finally, Broadmead, a senior living community near Baltimore, is engaging in a coordinated effort to recruit a more diverse resident population.

Led by Jennifer Jimenez Maraña, the community’s director of diversity and inclusion, the effort focuses on promoting social justice by ensuring that the population of residents is as diverse as the caregivers.

While none of these efforts can eliminate systemic racism or homophobia in the senior living sector, they are small and important steps in the right direction. They can also serve as a model for larger efforts to ensure that senior living services truly serve all seniors and that the industry presents real opportunities for care professionals. If we advance a system that serves all, we will all be better served.

To serve all older adults, senior living communities and service providers need to be cognizant of and dedicated to promoting diversity and inclusion.

Guided by Quaker principles for over 40 years, Pennswood Village is a welcoming and vibrant 65+ Continuing Care Retirement Community where residents have lifelong opportunities to learn, thrive and grow.

There is no better way to see what Pennswood Village is all about than to experience it firsthand.

Visit Pennswood and tour our modern apartments, featuring open floor plans & exceptional amenities, on a bucolic 82 Acre Newtown, PA campus within beautiful Bucks County, PA.

Bucks County, Pennsylvania

www.chg.org

PHILADELPHIA

Immaculate Mary Center

For Rehabilitation & Healthcare 2990 Holme Avenue Philadelphia, PA 19136 215-335-2100 IMrehab.org

St. Martha Center

For Rehabilitation & Healthcare 470 Manor Avenue Downingtown, PA 19335 610-873-8490

STMrehab.org

St. Mary Center

CHESTER COUNTY

DELAWARE COUNTY

St. Francis Center

For Rehabilitation & Healthcare 1412 Lansdowne Avenue Darby, PA 19023 484-493-7111 SFrehab.org

St. Martha Villa

For Independent & Retirement Living 490 Manor Avenue Downingtown, PA 19335 610-873-5300 STMrehab.org

MONTGOMERY COUNTY

For Rehabilitation & Healthcare 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900

SMMrehab.org

St. Mary Villa

For Independent & Retirement Living 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900

SMMrehab.org

Financial Planning for Senior Healthcare

Evaluate Needs and Calculate Options

Few things are guaranteed in the game of life. Healthcare costs just might be one of them. At some point, most people will face ongoing and potentially large healthcare costs. The odds increase dramatically with age. Now is the time to prepare for healthcare costs as you age. Follow this simple path for planning.

Lifestyle

• Do you have a plan to get to the store and doctor appointments when you stop driving?

• Have you considered having services come to your home when you stop driving?

• Do you know how your health conditions will progress with age?

• Have you thought about staying in your home versus moving elsewhere as you age?

Lifestyle

• Do you know the senior services support organizations in your community?

• Do you have a support system in place if you are caring for a loved one with Alzheimer’s Disease or another form of dementia?

Cash Flow

• Do you have social security and if so, do you know your monthly income?

• Do you have a pension and if so, do you know your benefit income?

• Do you understand social security and pension survivor benefits?

• Do you know the direct and indirect costs of your health insurance?

• Are you saving to cover for emergency healthcare costs?

• Do you understand what Medicare will and will not pay for?

• Do you understand the three qualification areas to apply for Medicaid financial assistance?

• Do you know how your monthly income will change if one spouse dies?

Taxes

• Do you know the kinds of expenses that could be considered deductible when faced with a chronic illness?

• Have you consulted with your tax preparer to optimize deductions relating to increased healthcare costs for this year?

• Do you know how the SECURE Act affects your retirement?

Financial Institutions

• Do you work with a financial professional?

• Do you know when to change your investment strategy (cash, CDs, bonds, stocks, etc.) based on an increase in healthcare costs?

• Have you considered if it still makes sense to have accounts at multiple financial institutions versus simplifying or consolidating?

• Can family members access and understand your accounts to help when needed?

Long Term Care Insurance (LTCI) Contracts

• Do you understand what your LTCI policy will and will not pay for?

• Do you know if your policy has a maximum payout?

• Do you know your options if asked to pay a higher premium?

• Do you know the criteria for submitting a claim?

• Are you aware of the actual cost of care compared to your LTCI reimbursement amount?

Planning Where to Live

• Do you plan to stay in the same area, move closer to family, or move to warmer weather?

• If you want to age in place in your home, have you had your home assessed by a healthcare professional for livability?

• If you are planning to work with an agency to provide help in the home, have you researched the hourly/daily fee?

• If you are considering moving to a retirement community, do you have an idea of the services offered and pricing models?

• Are you or your loved one in need of 24-hour care?

• Are you familiar with all of the senior housing options?

Finish

If the answer is YES to all of these questions, welcome to a financially feasible retirement. If the answer is no to some of these questions, then start planning now.

lifecareaffordability.com/md

A Dream in Motion

In the early 1980s, George Ragoopath came to the United States from Trinidad to pursue the American Dream and explore opportunities that he would not, otherwise, have been afforded. Being a young man in his early twenties, he sought education and wanted to build upon his passion for martial arts. Getting to the United States was the first step, but realizing his big dreams was going to require dedication, patience, and a sustainable path.

After passing a high-profile exam that would have enabled him to work as a corrections officer, he was told the position required a college degree. So, George began driving for a cab company in the wellknown Philadelphia area referred to as the Main Line. Five years later, in 1999, George was driving for the company known today as Main Line Transit Services, a TransNet Partner organization.

“I wasn’t convinced that this was what I wanted to do,” said George. “My martial arts dreams were still all I could see.”

Through the years, George had developed an affinity for Pat Croce, former president of the NBA’s

Philadelphia 76ers. He admired Croce not only for his leadership style, but also for the positivity he brought to those around him. He was also a skilled martial artist like George.

“I ran into Pat one day and worked up the nerve to approach him,” said George. “He didn’t hesitate to engage in conversation and, after sharing my story and my uncertainty with my career choice, he responded by telling me to give 110 percent every day no matter what you are doing – give it a chance.”

George did just that. In 2006, George was able to purchase his first home and, subsequently, assisted with the purchase of a home for his mother.

Twenty-three years later, George is still cruising the Main Line helping seniors, persons with disabilities, and low-income families access essential services within the community. Numerous colleagues have inspired George along the way, and his current

George Ragoopath came to the United States to pursue the American Dream. His dream changed through the years, but his positive outlook never wavered.

supervisor encourages George to speak candidly and offer suggestions.

While he has come to appreciate his work, what truly keeps George behind the wheel are the riders. “I enjoy being around positive people,” said George, “and many of our riders show up happy and friendly in spite of having an array of reasons not to be.”

From regular dialysis to painful physical therapy, to managing family members with disabilities, George repeatedly encounters individuals who rise above their challenges to greet him with a smile and pleasant conversation.

George follows suit. “I simply follow the golden rule – treating individuals the way I would want to be treated. It’s not hard,” said George.

And George’s riders appreciate him. He remembers details about his riders, wishing someone a Happy Birthday or noticing when a rider has elected to

leave her walker at home.

“Just a passing mention of the simplest observation may make that person’s day,” said George. For instance, the parent of an intellectually disabled rider was concerned that she wouldn’t be at home by the time her son was dropped off, but she felt comfortable knowing that George would never leave her child unsupervised. George says those are the things that have made this job so worthwhile.

Where George is today may not match the vision of a 20-year-old dreamer, but he has embraced his opportunities, provided for himself and his family, and brought so much positivity to those he transports. He has, in fact, built his American Dream.

TransNet is always looking for new drivers and aides. To apply, visit: suburbantransit.org/apply

If you’re 60 or over and a resident of Montgomery County, PA, TransNet can get you where you’re going. Our Senior Shared Ride program is an affordable option that allows seniors to maintain their independence and stay connected to their community. Our riders use TransNet for everything from medical appointments to grocery shopping, family visits and even just a trip to the park. For more information, visit our website or call 215-542-RIDE (7433).

suburbantransit.org

“

I enjoy being around positive people, and many of our riders show up happy and friendly in spite of having an array of reasons not to be.”

—

George Ragoopath

Driver, TransNet/Main Line Transit, community transportation service

Understand Aging Life Care™

Acting as guides and advocates for families

Aging Life Care / geriatric care management is a holistic, clientcentered approach to caring for older adults or others facing ongoing health challenges.

What is an Aging Life Care Professional?

An Aging Life Care Professional™, also known as a geriatric care manager, is a health and human services specialist who acts as a guide and advocate for families who are caring for older relatives or disabled adults. The Aging Life Care Professional is educated and experienced in any of several fields related to aging life care / care management, including, but not limited to gerontology, nursing, social work, psychology or occupational therapy.

The Aging Life Care Professional assists clients in attaining their

maximum functional potential. The individual’s independence is encouraged, while safety and security concerns are also addressed. Aging Life Care Professionals have extensive knowledge about the costs, quality and availability of resources in their communities.

Aging Life Care Professionals are members of the Aging Life Care Association™ (ALCA) and differ from Patient Advocates, Senior Advisors, Senior Navigators and Elder Advocates. ALCA members must meet the stringent education, experience and certification requirements of the organization, and all members are required to adhere to a strict code of ethics and standards of practice.

What Services do Aging Life Care Professionals Provide?

Aging Life Care Professionals provide guidance to help families ensure quality care and an optimal life for those they love through:

• Assessment and monitoring

• Planning and problem-solving

• Education and advocacy

• Family caregiver coaching

• Long-distance caregiving

AGING LIFE CARE

AGING LIFE CARE

AGING LIFE CARE MANAGERS

FEATURED PHONE WEBSITE

Age Wise Family Services 38 215-659-2111

agewisefamilyservices.com

Complete Care Strategies 40 610-265-4300 completecarestrategies.com

The Option Group 39 215-896-6756 • 717-287-9900 610-885-8899 • 302-858-6449 theoptiongroup.net

Aging Life Care Professionals are engaged to assist in a variety of areas, such as:

• Housing – helping families evaluate and select the appropriate level of housing or residential options.

• Home care services – determining the types of services that are right for a client and assisting the family to engage and monitor those services.

• Medical management – attending doctor appointments; facilitating communication between doctor, client and family; and if appropriate, monitoring client’s adherence to medical orders and instructions.

• Communication – keeping family members and professionals informed as to the well-being and changing needs of the client.

• Social activities – providing opportunities for the client to engage in social, recreational or cultural activities that enrich quality of life.

• Legal – referring to or consulting with an elder law attorney; providing expert opinions for courts in determining level of care.

• Financial – may include reviewing or overseeing bill paying or consulting with an accountant or client’s Power of Attorney.

• Entitlements – providing information on Federal and state entitlements; connecting families to local programs.

• Safety and security – monitoring the client at home; recommending technologies to add to security or safety; observing changes and potential risks of exploitation or abuse.

• Long-distance care –coordinating the care of a loved one for families that live at a distance, including crisis management. Local, cost-effective resources are identified and engaged as needed. A care plan tailored for each individual’s circumstances is prepared after a comprehensive assessment.

How do you know that you need an Aging Life Care Professional?

You may need an Aging Life Care Professional if:

• The person you are caring for has limited or no family support.

• Your family has just become involved with helping the individual and needs direction about available services.

• The person you are caring for has multiple medical or psychological issues.

• The person you are caring for is unable to live safely in his/her current environment.

• Your family is either “burned out” or confused about care solutions.

• Your family has limited time and/or expertise in dealing with your loved ones’ chronic care needs.

• Your family is at odds regarding care decisions.

• The person you are caring for is confused about his/her own financial and/or legal situation.

• Your family needs education and/or direction in dealing with behaviors associated with dementia.

• You live at a distance from your loved one.

Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org

Life Care Management for Seniors & Adults with Disabilities

Older adults, or those with disabilities or chronic illness, all deserve exceptional care. We can help.

Whether helping in a crisis or being proactive, our team of Geriatric/Aging LifeCare Managers (GCM) quickly and professionally assess situations and guide you and your family to the best decisions. We care for individuals who need assistance due to aging, dementia, disability or serious illness.

Schedule a FREE Consultation: theoptiongroup.net Ellen

PA: 717-287-9900 • 610-885-8899 • 215-896-6756 DE: 302-858-6449

Mid-Atlantic Chapter

What is your area of expertise?

How long have you been working with senior clients?

What certifications or licenses do you have?

What are your professional credentials?

What special training have you received?

Can you provide examples of other clients you have worked with who had situations similar to mine?

Do you work with other professionals to provide referrals if needed?

Are you available for emergencies?

What are your fees? (These should be provided to the consumer/responsible party in writing prior to services starting.)

Can you provide me with references?

What resources will it take to handle this situation?

Are there any alternative courses of action?

What are the advantages and disadvantages of each alternative?

Who will be working with you?

How many professionals may be involved? What about off-hours and backup?

How are fees computed?

How are travel time and mileage handled?

How are services terminated? How often do you bill?

Are there additional out-of-pocket fees?

Mid-Atlantic Chapter

Aging Life Care Professionals®The Experts in Aging Well

We are so grateful to Positive Aging Sourcebook for continuing to be a champion for older adults by connecting them with the people and services they need to age well. For those of you who have not worked with an Aging Life Care Professional before, you are in for a treat! You will be hard pressed to find a group of health and human services professionals with more education, experience or knowledge in the field of aging than the members of The Aging Life Care Association. Though we have diverse backgrounds, we come together around adherence to a code of ethics and a commitment to the highest standards of practice in the field. As the President of the Mid-Atlantic Chapter, I am proud to serve this amazing group of expert care managers.

Over the last two years, I have watched my colleagues find new and innovative ways to continue to serve families despite the challenges the pandemic presented. I can say with confidence that as a profession, we are stronger and more prepared than ever to do this work. If you or your loved ones need advocacy, guidance, connections to resources and expert care coordination, we can help. Visit us at midatlanticalca.org. We look forward to working with you.

Heather Suri BSN RN CMC President

Aging Life Care™ Association Mid-Atlantic Chapter

Aging Life Care Association™ (ALCA) Membership Levels

ADVANCED PROFESSIONAL MEMBER

Advanced Professional Members must:

• Hold a Bachelor’s, Master’s or Ph.D. with at least one degree in a field related to Aging Life Care/ care management (i.e. counseling, gerontology, mental health, nursing, occupational therapy, physical therapy, psychology or social work);

• Be primarily engaged in a paid position in the direct practice, administration or supervision of clientcentered services to the elderly and their families;

• Have two years of post-degree supervised experience in a paid position in the field of Aging Life Care/care management within the last ten years; and

• Hold a current ALCA-approved certification.

Professionals can also qualify for the Advanced Membership level if they hold a Bachelor’s, Master’s or Ph.D. degree in a field unrelated to Aging Life Care/care

management. However, these members must meet all of the other criteria outlined above, and they must have three years of post-degree supervised experience in the field of Aging Life Care/care management within the last ten years.

The Advanced Professional level also includes members designated as Fellows of the Leadership Academy.

PROFESSIONAL MEMBER

Professional Members must:

• Hold an Associate’s, Bachelor’s, Master’s or Ph.D. degree with at least one degree held in a field related to Aging Life Care/care management (i.e. counseling, gerontology, mental health, nursing, occupational therapy, physical therapy, psychology or social work);

• Be primarily engaged in a paid position in the direct practice, administration or supervision of client-centered

Continued on page 43

Mid-Atlantic Chapter Mid-Atlantic Chapter

SENIOR CARE PROVIDERS FEATURED COMPANY PHONE WEBSITE LEVEL

DELAWARE

Susan Hammond Decisions 4 Life, LLC (302) 528-3789 decisions4life.com AVP

Lisa Kane Brandywine Elder Care Mgmt, LLC (888) 721-1975 BrandywineECM.com PRO

Faith Patterson 39 The Option Group (302) 858-6449 theoptiongroup.net PRO

Ellen Platt 39 The Option Group (302) 858-6449 theoptiongroup.net AVP

Suzanne Wiesenberg

PENNSYLVANIA

Catherine Abreu

Senior Care Management Partners, LLC (484) 459-1342 PRO

Navita Health Advocates, LLC (908) 528-3977 navitahealth.com PRO

Kelly Campbell Cardinal Lifecare Planning (724) 487-0519 cardinallifecare.com ASC

Kelly Castner GrayCare by Waverly Heights (610) 667-2838 graycaremanagement.com PRO

Rhiann Condon

A New Beginning Counseling Service, LLC (724) 504-1281 PRO

Aimee Lynn Curry SAGE Care Advisors (610) 212-3990 sagecareadvisors.com PRO

Bonney Dahlgren DosSantos Kith Elder Care (215) 391-0038 kithcare.com AVP Dana D’Amico 40 Complete Care Strategies (610) 389-8841 completecarestrategies.com PRO

Janice Duffin CareDirect (610) 649-2078 caredirect.net AVP

Elizabeth Dunleavy Kith Elder Care, LLC (215) 880-3541 kithcare.com AVP

Cynthia Ellis 40 Complete Care Strategies (610) 389-8841 completecarestrategies.com ASC

Laura Enslen Senior Management Services (717) 235-3008 smseldercare.com PRO

Helene Feldman Helene Feldman Inc./Elder Care Mgmt. (215) 483-1231 feldmancare.com AVP

Michael Gallagher Geriatric Care Manager (814) 490-2760 AVP

Kimberley Gately

Brandywine Elder Care Mgmt, LLC (888) 721-1975 BrandywineECM.com PRO

Lisa Grillo Catholic Social Services (610) 284-0497 PRO

Aimee Gustitis Good Caregiver, LLC (610) 724-8950 goodcaregiver.net PRO

Patricia Hanson IKOR of Western PA (412) 275-0345 ikorofwpa.com PRO

Beverly Bernstein Joie 40 Complete Care Strategies (610) 265-4300 completecarestrategies.com AVP

Sandra Katz Sandra Katz (610) 664-0565 sckphilly522@gmail.com PRO

Erin Kershaw

Brandywine Elder Care Management, LLC (888) 721-1975 BrandywineECM.com AVP

Virginia Kirk 40 Complete Care Strategies (610) 389-8841 completecarestrategies.com PRO

Deborah Klock

DLK Managed Care Solutions, Inc. (610) 631-5689 AVP

Kiralie Konde Generation Crossroads, LLC (267) 546-7551 generationcrossroads.com AVP

Louise Kostick

Senior Solutions (610) 258-0700 senior-solutions.com AVP

Gary Kozick Gary Kozick Elder Care Solutions, LLC (215) 510-8901 garykozick.com PRO

Joan Krechmer

Theresa Kuhar

Mary Catherine Lain

Points of Life Services LLC (717) 880-9420 jkkrechmer@gmail.com AVP

IKOR of Eastern Pennsylvania (267) 530-1709 ikorepa.com AVP

Brandywine Elder Care Mgmt, LLC (888) 721-1975 BrandywineECM.com AVP

C. Barbara LeMunyon Elder Care Advocacy Services, Inc. (215) 357-7200 ecasinc.org AVP

Wendy Liebling

Liebling Elder Care (610) 733-1473 AVP

Barbara Lyon BAL Eldercare Management, LLC (623) 824-9799 PRO

Dolores Tracey Magid 40 Complete Care Strategies (610) 265-4300 completecarestrategies.com AVP

Carole Mancini Newman Elder Law (215) 534-3612 newmanelderlaw.com PRO

Peggy McFarland Senior Management Services (800) 253-9236 smseldercare.com PRO

800-394-9990 | retirementlivingsourcebook.com

Mid-Atlantic Chapter

SENIOR CARE PROVIDERS FEATURED COMPANY PHONE WEBSITE LEVEL

PENNSYLVANIA

Marian Mullahy

Sandy Myers

Chestnut Hill Hospital, S.B.H.U. (610) 585-2709 chestnuthill.towerhealth.org AVP

Brandywine Elder Care Mgmt, LLC (888) 721-1975 BrandywineECM.com AVP

Kristy Neff Holistic Aging (412) 486-6677 holisticaging.com AVP

Michael Newell

LifeSpan Care Management LLC (800) 808-9844 LifeSpanCM.com AVP

Sonali (Soni) Pahade Aging Advisors (609) 815-5959 agingadvisors.com AVP

Jami Pazuchanics

Optimal Aging Advisors, LLC (724) 470-7517 optimalagingadvisors.com AVP

Ellen Platt 39 The Option Group (215) 896-6756 theoptiongroup.net AVP

Holly Reigh

A Ray of Care, LLC (814) 826-3926 arayofcare.com ASC

Heather Reilly GrayCare by Waverly Heights (610) 667-2838 graycaremanagement.com AVP

C. Denise Rissell Patient Care Advocates (610) 856-1050 patientcareadvocates.com AVP

Katherine Rosenblatt

Brandywine Elder Care Mgmt, LLC (888) 721-1975 brandywineecm.com PRO

Rebecca Roskey-Brunner 40 Complete Care Strategies (610) 265-4300 completecarestrategies.com AVP

Mindy Shaw (724) 787-0698 AVP

Jayma Sitton Whole Senior Care, LLC (267) 997-8866 wholeseniorcare.com AVP

Cynthia Smith A New Beginning Counseling Service, LLC (724) 504-1281 AVP

Janelle Solomon Elevation Home Care Agency (267) 281-7755 elevationhca.com PRO

Deborah Soltis Soltis Senior Care Connections (814) 355-9434 soltisseniorcare.com AVP

Tammy Steier Avail Care Managers, LLC (717) 552-1883 availcare.com PRO

Debbie Thomas SAGE Care Advisors (610) 331-0036 sagecareadvisors.com PRO

Susan Weiss-Cedillos 38 AgeWise Family Services (215) 659-2111 agewisefamilyservices.com AVP

Kadie Whalen 40 Complete Care Strategies (610) 389-8841 completecarestrategies.com PRO

Marian Worthington

Worthington Home Care Agency, LLC (610) 489-4663 worthingtonhomecare.com AVP

ALCA Membership Levels

Continued from page 41

services to the elderly and their families; and

• Have two years of post-degree supervised experience in a paid position in the field of Aging Life Care/care management within the last ten years.

Members may also qualify if they hold an Associate’s Nursing degree or Diploma in Nursing and meet all of the other criteria outlined above.

Practitioners can also qualify for the Professional Membership level if they hold a Bachelor’s, Master’s or Ph.D. degree in a field unrelated to Aging Life Care/care management. However, these members must meet all of the other criteria outlined above, and they must have

three years of post-degree supervised experience in the field of Aging Life Care/care management within the last ten years.

ASSOCIATE MEMBER

Associate Members must:

• Hold an Associate’s, Bachelor’s, Master’s or Ph.D. degree;

• Be primarily engaged in a paid position in the direct practice, administration or supervision of clientcentered services to the elderly and their families.

Members may also qualify if they hold an Associate’s Nursing degree or Diploma in Nursing and meet all of the other criteria outlined above. Practitioners can also qualify if they hold an LPN, PTA or OTA license and meet all of the other criteria outlined above.

Strengthen Community Connections

Captioned Telephone Service can help

For people who have difficulty hearing, the simple act of using a telephone is often a challenging and frustrating experience. Whether it’s conducting business, speaking to doctors, making appointments, or keeping in touch with family and friends, the ability to communicate via telephone affects almost every aspect of a person’s day-to-day life. That’s why Pennsylvania Captioned Telephone Relay Service provides a service that makes communicating by telephone easy, accessible and reliable.

What is Captioned Telephone Relay Service (CTRS)?

Captioned Telephone (CapTel®) is designed for individuals who have difficulty hearing over the phone. CTRS allows users to listen while reading captions of what’s said to them on the display screen of a CapTel phone. Captions are generated in near real-time, making it easy for the user to follow the conversation.

What equipment is required to use CTRS?

A CapTel phone and phone line are required to use the service. Certain models also require a high-speed internet connection.

Who

should use a CapTel phone?

CapTel is especially ideal for adults with age-related hearing loss, allowing you to maintain independence and stay connected with family, friends and businesses by phone.

How do individuals obtain a CapTel

phone?

CapTel phones are available at no cost through the Pennsylvania

*Equipment charges may apply.

TechOWL Free Special Phone Program for those who qualify medically and financially. For more information, please call 800-204-7428 (Voice) or visit www. techowlpa.org/tddp.

If a Pennsylvania resident does not qualify through the TechOWL Free Special Phone Program, they may purchase a CapTel phone. To order, please call 1-800-233-9130 (Voice/ TTY) or visit www.weitbrecht.com/ captel-pennsylvania.html.

Can captioned telephone be used on a mobile device?

Yes! You can access captions of phone calls using a smartphone or tablet. Hamilton® Mobile CapTel® is now available for download on iOS and

Android™ devices through the Apple App Store or Google Play! This brand new, fully featured mobile app delivers the same, trusted captioned telephone experience as a CapTel phone—while on the go! For more information on how to download the app and register for a Hamilton CapTel account, visit www.HamiltonCapTel.com.

How do I get more information?

For more information about CapTel, or to request a free CapTel demonstration, please visit the Pennsylvania CTRS website at www. pactrs.com or contact Pennsylvania Relay’s outreach coordinator, Amy Strawser at amy.strawser@ hamiltonrelay.com.

FEDERAL LAW PROHIBITS ANYONE BUT REGISTERED USERS WITH HEARING LOSS FROM USING INTERNET PROTOCOL (IP) CAPTIONED TELEPHONES WITH THE CAPTIONS TURNED ON. IP Captioned Telephone Service may use a live operator. The operator generates captions of what the other party to the call says. These captions are then sent to your phone. There is a cost for each minute of captions generated, paid from a federally administered fund. To learn more, visit fcc.gov. Third-party charges may apply: the Hamilton CapTel phone requires telephone service and high-speed Internet access. Wi-Fi capable. Voice and data plans may be required when using Hamilton CapTel on a smartphone or tablet. Hamilton CapTel may be used to make 911 calls but may not function the same as traditional 911 services. For more information about the benefits and limitations of Hamilton CapTel and Emergency 911 calling, visit HamiltonCapTel.com/911. Thirdparty trademarks mentioned are the property of their respective owners. CapTel is a registered trademark of Ultratec, Inc. Hamilton is a registered trademark of Nedelco, Inc. d/b/a/ Hamilton Telecommunications.

The ability to communicate via telephone affects almost every aspect of a person’s day-to-day life.

FIND CONFIDENCE

on Every Phone Call

Discover the gift of clarity on every telephone conversation. With the assistance of Pennsylvania Captioned Telephone Relay Service (CTRS), older adults who have difficulty hearing can enjoy phone calls without missing a single word that’s spoken.

Captions appear on the bright, easy-to-read display screen of the Captioned Telephone (CapTel®) — making every call easier to follow and understand.

See How CapTel Can Make a Difference

Contact our customer service team, at parelay@hamiltonrelay.com or visit pactrs.com to learn more!

Pennsylvania

is a

CapTel is a registered trademark of Ultratec, Inc.

FEDERAL LAW PROHIBITS ANYONE BUT REGISTERED USERS WITH HEARING LOSS FROM USING INTERNET PROTOCOL (IP) CAPTIONED TELEPHONES WITH THE CAPTIONS TURNED ON. IP Captioned Telephone Service may use a live operator. The operator generates captions of what the other party to the call says. These captions are then sent to your phone. There is a cost for each minute of captions generated, paid from a federally administered fund.

CTRS

program of the Pennsylvania Public Utility Commission. Pennsylvania CTRS Service is powered through Hamilton Relay.

FEATURED DESIGN:

Kitchens can be designed to accommodate varying abilities.

FEATURED DESIGN:

Railings with no gaps enhance safety.

STAIRWAYS

The optimal home would have all living areas on one level with no stairs. However, most homes in the region feature living areas on multiple levels, which makes the stairway a critical element of design. Some solutions include:

Adequate grip rails on both sides that extend beyond the landings

Lighting on and around the stairway

KITCHENS

Contrasting colors to provide visual cues

Floor treads

Chair lifts, platform lifts, elevators

Well designed kitchens can accommodate the different heights and abilities of family members or visitors to the home. Some designs and products to consider include:

Varying counter heights

Elevated dishwasher

Roll-out & pull-down shelves

Swiveling cabinet doors with lazy Susan style shelving

Rolling carts

Dark and light colors for visual contrast

Pull-out countertops below ovens

Side-by-side refrigerator

Knee space underneath cook tops and sinks

Front control touchpad appliances

Heat-proof surfaces

Eliminating sharp corners

Additional lighting including under-cabinet lighting

Ergonomic utensils & products

“We’ve lived, laughed and loved in our home for more than 30 years. I never thought our own bathroom would become the source of such worry. As Bill got older, he had trouble lifting his legs over the sides of the tub, and I was afraid he would fall and hurt himself. That’s when I called P.J. Fitzpatrick Bath Solutions. Their tub to shower conversion along with their safety package, that places handrails and even a seat in the shower, took the worry out of our day. We’re not worried anymore about not being able to stay in the home where we raised our family. Thanks PJ!”

— PJ Fitzpatrick Client

Courtesy of Schaffer Construction

Elder Law

What is elder or special needs law?

Legal issues that affect people as they age and people with special needs are growing in number. Our laws and regulations are becoming more complex, and each state has different laws. Actions taken with regard to a single matter may have unintended legal outcomes.

It is important for attorneys working with seniors, people with special needs, and their families to have a broad understanding of the laws that may have an impact on a given situation to avoid future problems. Elder and Special Needs Law encompasses many different fields of law. Some of these include:

• Preservation/transfer of assets seeking to avoid spousal impoverishment when one spouse enters a nursing home

• Medicaid

• Medicare claims and appeals

• Social Security and disability claims and appeals

• Supplemental and long-term health insurance issues

• Tax planning

• Disability planning, including use of durable powers of attorney, living trusts, “living wills” for financial management and health care decisions, and other means of delegating management and decision-making to another in case of incompetency or incapacity

• Access to health care in a managed care environment

• Conservatorships and guardianships

• Estate planning, including planning for the management of one’s estate during life and its disposition on death through the use of trusts, wills and other planning documents

• Probate and administration of estates

• Administration and management of trusts

• Long-term care placements in nursing homes and life-care communities

• Nursing home issues, including questions of patients’ rights and nursing home quality

• Elder abuse and fraud recovery cases

• Housing issues, including discrimination and home equity conversions

• Age discrimination in employment

• Retirement, including public and private retirement benefits, survivor benefits and pension benefits

• Health law

• Mental health law.

Source: www.naela.org

How long has the attorney been in practice?

Does his or her practice emphasize a particular area of law?

How long has he or she been in this field?

What percentage of his or her practice is devoted to Elder or Special Needs Law?

Is there a fee for the first consultation, and if so how much is it?

Is there a flat fee for this service?

What is the estimate of the cost to resolve my problem and how long will it take?

Do you bill weekly, monthly, or upon completion of work?

Will there be any out-of-pocket expenses (charges for copies, postage, messenger fees, court fees, deposition fees and other such costs)?

Source: National Academy of Elder Law Attorneys

Will the Nursing Home Take My House?

By Rebecca A. Hobbs , Esquire, CELA

According to Genworth’s cost of care survey, in 2021, the median cost of nursing home care in a semi-private room in Pennsylvania was $10,403 monthly ($124,836 annually) . The staggering cost of nursing home care can be financially devasting. When faced with the fear of the skyrocketing cost of long-term care, many worry that they will lose their house to pay for their nursing home care.

Nursing home care is generally paid for in three different ways: (1) with the individual’s own money; (2) with a long-term care insurance policy; or (3) by qualifying for Medicaid. It is a common misconception that you must sell your house to qualify for Medicaid or that the nursing home will take your house. Although you generally do not need to sell your house to qualify for Medicaid, and the nursing home will not literally take your house, the fear of losing your house to the cost of long-term care is warranted if you do not plan ahead.

Your house is not a countable resource when determining Medicaid eligibility if certain exceptions apply. One of those exceptions is if the Medicaid applicant is married and their spouse is residing in the house. When there is a spouse residing in the home, the value of the home will not be counted as an available resource for Medicaid. However, if the house is sold or if the spouse moves from the house, the protection is lost.

There is a lot of misinformation on

how to protect your house. Gifting your house to your children is not the best idea. Medicaid has a five year “lookback” period. This means that any gift or transfer for less than fair market value that was made during the lookback will create a period of ineligibility known as the “penalty period.”

There are circumstances where you can transfer your real estate without incurring a penalty. Some of the exemptions include when you have a disabled child or a child under a certain age. There is also an exemption when there is a child taking care of the parent in their home.

Other complications with

outright-gifts include adverse tax consequences, specifically capital gains taxes due. In addition, the house is subject to your children’s life circumstances such as: divorce, lawsuits, debts, creditors, gambling, substance abuse, disability, financial mismanagement, spending habits, and distribution to the child’s spouse or others upon the child’s death.

It is important to work with an elder law attorney when applying for Medicaid to make sure you are taking advantage of all the available tools to protect your assets.

https://www.genworth.com/aging-and-you/ finances/cost-of-care.html

Understanding Advance Directives

Protecting patient rights

An advance directive is a legal document that details medical and healthcare decisions that should be made on behalf of a patient if they are no longer able to make decisions. The document has two distinct parts.

The first part, sometimes called a living will, ensures that patients receive only the life-prolonging treatments they select. Life-prolonging treatments are efforts that will not cure a terminal condition but will prolong dying. They include hydration (giving water) and nutrition (giving food) by tube, machines that breathe for you, and other kinds of medical and surgical treatment.

Advance directives also allow patients to name an agent to act as their decision maker if they become incapacitated. This second part of an advance directive is often called a medical power of attorney or a durable power of attorney for health care. The person named to make decisions is a “health care agent.”

What happens if I cannot give my consent for treatment?

That is where an advance directive comes in. Adults can sign an advance directive to make their choices about medical treatments known in advance. If you become incapacitated, doctors or other caregivers can use this document to deliver only the medical treatments you want. Advance directives also give patients the option to appoint an agent to make decisions for them if needed.

What happens if I cannot make decisions and I have no advance directive?

Generally, if you don’t have an advance directive—and later you can’t speak for yourself—usually your next of kin will make health care decisions for you. Even if you want your next of kin to make decisions for you, an advance directive can make things easier for your loved ones by helping to prevent misunderstandings or arguments about your care.

How do I select a health care agent?

A health care agent can be named in an advance directive. This person has the authority to see that doctors and other health care providers give you only the type of care you want. Before naming an agent, be sure to talk with the person and confirm they are willing to accept this responsibility.

Do I need a lawyer to help me make an

advance directive?

While you may want to consult an attorney, you do not need one to prepare either type of advance directive.

To make your advance directive valid, it must be signed by you in the presence of two witnesses, who will also sign. If you name a health care agent, make sure that person is not a witness.

You should give a copy of your advance directive to your doctor, who will keep it in your medical file, and to others you trust to have it available when needed.

How do I get advance directive forms?

Typically, your advance directive does not have to be on any particular form. Example forms are highlighted below, but many more are available. Consumers should select one that meets their needs and reflects their values.

• National Hospice and Palliative Care Organization (NHPCO) www.nhpco.org

• Aging with Dignity www.agingwithdignity.org

The second part of an advance directive is often called a medical power of attorney or a durable power of attorney for health care.

Continuum of Care 101

By Anderson Elder Law

Whether you are preparing for the future for yourself or a loved one, the Aging Continuum of Care is a foundational concept that can help you evaluate the situation and options.

Defining the Continuum of Care

The Continuum of Care is a generalized spectrum of the range of services a person may need as they age. It increases in intensity and assistance as needs progress. The Continuum of Care considers an individual’s current abilities, physical limitations, health concerns, available public benefits, cost of care and more. The path moves from independent living through home-care services, assisted living, and long-term care facilities, including many steps along the way.

When a loved one is on this path, a family is often faced with a tangled web of decision-making regarding care and finances. The painful reality is although medical advances enable people to live longer and fuller lives, the emotional and financial costs of finding optimal care can leave a family feeling lost.

Options on the Continuum of Care

The Continuum of Care can help to determine the living situation best suited to each individual’s unique needs and desires. Depending on the individual’s financial resources, healthcare needs, ability to accomplish

the instrumental activities of daily living (IADLs), and eligibility for public or social resources, different living situations may provide the most advantageous situation.

While there are many individualized living options, these generally include: independent living with or without home-based care, personal care homes, assisted living facilities, memory care centers, and skilled nursing care facilities. Some facilities are continuing care retirement communities (CCRCs) that offer multiple levels of care in the same community, allowing an individual to enter at a certain point on the Continuum of Care and increase the amount of care in the future as

necessary, all while staying in the same community. Continuing care retirement communities are also known as life plan communities.

Help with the Continuum of Care

Some elder law attorneys, including Anderson Elder Law, are members of the Life Care Planning Law Firm Association, a national association that works with health care providers, facilities, and geriatric care managers to provide integrated legal advice along the Continuum of Care. Its expertise includes choosing providers, understanding Medicaid, Medicare, Veterans Aid and Attendance benefits, and guiding a client through the various levels of care.

A qualified elder law attorney and their team can provide assistance with:

• Finding resources to pay for nursing home care.

• Paying for home health care.

• Obtaining Medicare, Medicaid and Veterans Aid and Attendance benefits.

• Protecting a family’s home and other assets.

The work of a certified elder law attorney helps families navigate these and other problems they may encounter as they advance through the continuum of care. Elder Law attorneys can also demonstrate how a family can advocate for itself; ensure the best ongoing care for a loved one; and protect the family home, funds and assets.

Housing Options

Accommodating a variety of needs, tastes and budgets

The senior living industry can seem overwhelming, but the important thing to keep in mind is that there is a housing option perfect for every person and every situation. Start here to find it.

What housing options are available and how can they help me?

Active Adult communities offer high-end amenities and loads of activities for older adults who are eager to find like-minded peers. Many adults move to these communities as soon as they are age qualified and enjoy an active lifestyle.

Life plan communities are also known as continuing care retirement communities. These communities generally feature care options ranging from independent living to longterm nursing care on one campus. Residents can transfer to higher levels of care as needed.

For older adults who want to leave the burdens of home maintenance behind, independent living communities may be the ideal option. In addition to property upkeep, these communities also generally offer 24hour security and activities to keep residents engaged. Most independent living communities are rental properties, although some do offer the option for residents to purchase units.

Individuals who need assistance with the activities of daily living may want to consider an assisted living community. In addition to daily assistance, these communities also offer activity programs to fit the interests of every resident.

Assisted living communities are an important option for older adults who need some level of help on a daily basis. All of these communities offer standard services including daily meals; supervision; security; and help with the activities of daily living, or ADLs. ADLs can include assistance with bathing, dressing and toileting. Some communities also offer help with medication management; transportation services;

Active Adult Communities ......................................................................................... page 60

Life Plan Communities

...................................................................................... pages 68-78

Independent Living Communities pages 79-87

Assisted Living/Personal Care Communities pages 88-99

Nursing and Rehabilitation Centers..................................................... pages 103-112

and coordination of medical, health and dental treatments.

Finally, whether for a short-term rehabilitation or a long-term medical stay, nursing and rehabilitation centers are a vital senior living option. Nursing and rehabilitation centers serve as permanent residences for individuals who are too sick or frail to live at home. They are also ideal for short-term stays for individuals who are recovering after a surgery or an illness.

How should I find a housing option?

Use our research. Sourcebook features detailed articles, checklists,

featured listings and comprehensive tables in each of our specific housing sections. Use these resources to begin your search for a community that is right for you and your family.

After selecting the type of community that best fits your wants, needs and budget, you should start calling individual properties to request additional information. Most communities can provide detailed brochures, helpful websites and easyto-understand financial information.

Finding the right community will lead to a happier and healthier life, as well as added peace of mind for family caregivers.

Considering Retirement Living

Is the lifestyle right for you?

The questions below will help seniors and their families determine if a retirement living community may be the right choice for them.

• Do you feel isolated in your home?

• Do you find it difficult to get around your neighborhood?

• Do you lack relationships with your neighbors?

• Do you have difficulty driving?

• Do you wish that someone else would drive you to your errands and appointments?

• Do you have a hard time getting out of the house?

• Do you frequently go for weeks without seeing friends?

• Do you wish you had more of a social life?

• Do you miss participating in favorite activities?

• Do you find it difficult to run errands alone?

• Do you have a difficult time keeping up with home maintenance?

• Do you find it challenging to clean your home?

• Do you feel unsafe in your home or your neighborhood?

• Do you find it hard to climb the stairs into or inside your home?

If you answered “yes” to most of

the above questions, you may want to consider retirement living. However, you will also want to consider your current and future health care needs before making a final decision on the type of retirement community you should select. For instance, if you have a chronic health condition, you may want to consider an Assisted Living community, or a community that offers both Independent Living and higher levels of care on the same campus.

For many seniors, Retirement Living offers the perfect lifestyle— one with no home maintenance or transportation worries and with plenty of social and recreational opportunities. With a wide array of communities available locally, you are certain to find a community that offers you both the independence you desire and the security you need.

When life becomes a little harder to manager on your own, DePaul Healthcare Assisted Living communities offer all the comforts of home. Family owned and operated for over 20 years, we carry on a unique tradition of neighbors helping neighbors. We truly value our residents and take pleasure in helping with all things, big and small, to help you live your life to the fullest.

Visit us at www.depaulhealth.com

Intergenerational Programs

A drive to create. A desire to learn. A yearning to be understood. There is more that unites young people and older adults than divides them.

By focusing on the commonalities between older adults and children and encouraging more exposure and understanding, intergenerational programs can build connections and help participants learn and grow at every age.

Generations United and LeadingAge teamed up with the Retirement Research Foundation to complete Intergenerational Programming in Senior Housing: From Promise to Practice, a report detailing findings from a year-long study on intergenerational programs in senior housing.

The report explains that “[i]ntergenerational practice involves bringing people together in purposeful, mutually beneficial activities that promote

greater understanding and respect between generations and contribute to building more cohesive communities.”

Intergenerational programs tend to focus on shared interests and common goals. The programs typically leverage the resources that the young and the old can offer each other. Programs are designed so that both the older adults and the children or young adults stand to gain knowledge and connections.

Intergenerational programs help to

reduce social isolation and increase self-esteem and wellbeing. They also help individuals better understand and appreciate people who are not the same age as them. Ultimately, the programs help to foster good will and build strong communities.

According to the study, many retirement communities are incorporating intergenerational activities into their programs—and they are seeing positive results for both residents and youth. Retirement community efforts tend to focus on specific intergenerational activities to engage residents and young people, such as art or technology classes or events. The benefit of these short-term events is that they do not require a major commitment from either staff or participants. However, utilizing single events can make it harder for young people and older residents to form

Maplewood

relationships. While the interaction may be positive, it is not the same as building long-term relationships.

Some of the most promising programs identified by the study included tutoring and mentoring efforts. These programs allow retirement community residents to support young people by providing guidance and professional development opportunities.

Mentoring programs have been particularly effective for helping youth in foster care, special education students, and English as a Second Language students. Older adults can help young people improve their language and literacy skills or run after school homework clubs for youth.

While the report identified several significant challenges to implementing intergenerational programming, the benefits have the potential to far outweigh the challenges. Well-run intergenerational programs can help both older adults and young people feel more connected to their communities and more confident in their own worth and abilities.

Positive Aging vs. Ageism

Our society is aging. The United States is in the midst of a significant demographic shift. Unfortunately, the occurrence of ageism is growing just as rapidly as the older adult population. According to the World Health Organization, “Ageism is the stereotyping and discrimination against individuals or groups on the basis of their age.”

Understanding Ageism

Ageism is based on the belief that “old” equals “less”—less active, less important, less engaged, less everything.

Accordingly, using a senior center, moving to a senior living community, or working with a service for older adults would mean admitting that you are “old” or “less.” This toxic belief system prevents many people from seeking out options that could enhance their lives.

In fact, senior living communities and services offer added convenience and an enhanced sense of purpose. They offer more—not less.

Addressing Ageism

It is time to address ageism head on. This is a form of discrimination, and it is not acceptable.

If we accept aging as a natural— and welcome—part of the lifespan, then we can celebrate all the positive aspects of growing older. We won’t look as elders as “others” but as ourselves. After all, we all strive to be older one day. Older adults should serve as an inspiration for what and who we want to become.

One of the simplest methods for addressing ageism is to not allow it or perpetuate it. Don’t make agerelated comments on appearances or behaviors. Don’t ever assume that anyone is “too old” for anything.

There is no specific way that older adults should look, act or behave.

Positive Aging Sourcebook is committed to engaging our community in a dialogue that will help reduce the stigmas and stereotypes associated with aging and celebrate the values and accomplishments

Recognizing Ageism

Ageism hides in plain sight. It is often disguised as harmless comments, or it may even be phrased as a compliment. However, comments and behaviors that are based on stereotypes of older people or that perpetuate discrimination because of age are ageist.

Some examples:

“She looks good for HER AGE.”

“My Dad is 85 and STILL exercises daily.”

“She dresses TOO YOUNG.”

“He is TOO OLD for this job.”

“I’m not old like OTHER people my age.”

“We don’t want to be a restaurant for OLD FOLKS.”

“I don’t NEED HELP. I’m not old.”

“I’ll never MOVE to a senior living community. I’m not old.”

“People YOUR AGE shouldn’t _________________ ”

of everyone. We hosted a series of digital discussions loosely based on Ageism thought-leader Ashton Applewhite’s Consciousness Raising Exercise, which can be found at thischairrocks.com. Several hundred senior-serving professionals joined these discussions to chat about challenges and brainstorm solutions (see sidebar).

Sourcebook is also dedicated to minimizing the impacts of ageism through intergenerational programs and activities. The more we can create settings where all ages are engaging together the more we can

minimize age-related stigmas. This is especially true in settings that might traditionally be viewed as senior living. We support the efforts of senior living services and communities to encourage interaction amongst children, young people and adults of all ages. Increased exposure will help everyone see people as unique individuals instead of as an “old person” or a “young person.”

We are all on the same journey. We’re just at different mile markers. Ultimately, ageism is a form of discrimination that we all need to move past.

Financial Planning

Tips for planning for the future

Talking about money is often the third rail of family relationships. Touching on the subject can be extremely dangerous.

For too many families, fear and mistrust leads to silence—and that silence can be far more risky than the dreaded money conversation. Families who do not discuss an older relative’s financial situation and lifestyle preferences may be left with fewer choices when a crisis strikes.

By using some simple approaches, adult children or other loved ones can make these conversations easier and more productive.

Tip #1 – Schedule the conversation. Don’t initiate an impromptu conversation about finances. Schedule the conversation and make sure that all the key players are in the room and ready to address the issues.

If you need to, use technology to allow participants to be virtually present. Make sure the timing is good for your parent or other loved one and that they know they will be asked to discuss their financial situation and

their vision for the future.

For the initial meeting, simply focus on opening a dialogue and emphasizing that all parties want to make sure that the older adult’s wishes are clear.

Tip #2 – Focus on wants/needs initially. For many families, money has been a taboo topic for decades. Instead of asking about retirement savings, accounts and liabilities at the outset, focus first on what your parent or loved one envisions for the future.

Ask about how they plan to spend their later years. Ask if they have thought about the “what ifs.” What if they are injured? What if one or both of them develops a long-term illness? What if they need additional care? Emphasize that you are asking these questions because you love them and want to make sure you can honor their wishes as they age.

Tip #3 – Use real world examples. Everyone knows someone whose parent died with no will, leaving behind chaos and family drama. Likewise, most adult children know someone who is making difficult care decisions for a parent who didn’t plan ahead. Tell your parents these stories. Point

out that you love them too much to avoid this difficult conversation. Use whatever tools you can to get them to open up and start talking.

Tip #4 – Plan to continue talking. After the initial meeting, plan a follow up that will delve more specifically into finances and future options. Do some research based on what you have learned about your loved one’s wishes. If they want to remain in their long-time home, offer them some information about what home care may cost and what repairs or

modifications the home may need. If they are thinking of moving to a retirement community, help them start the research process.

As far as financial planning, look into local planners who can help or schedule a meeting with an existing financial planner. Ask if you can be present, so you are more aware of the realities of their situation.

This process may take several meetings, but be patient and remain focused on the end goal—avoiding a family crisis and caring for your loved ones.

Moving and Downsizing

Professional help can make moving easy

Moving can be a daunting task—no matter what your age—but it can be even more overwhelming for older adults who may be leaving a home they have lived in for decades. Luckily, the enormous growth in the senior population has led to the development of a wide variety of professional moving and real estate services designed specifically to help older adults and their families.

Senior Move Managers®, Senior Real Estate Specialists®, and Certified Senior Housing Professionals are just a few of the professionals who are specially trained to help seniors with all the challenges of moving and downsizing.

Senior Move Managers assist older adults and their families with the emotional and physical aspects of relocation. They can also help families who wish to declutter or reorganize a home to better age in place. These professionals provide a multi-faceted approach to the move process, from space planning in the beginning to post-move support and advocacy. By addressing all aspects of the moving process, Senior Move Managers minimize the chaos and stress of moving.

From initial planning to downsizing to the physical aspects of moving,

Getting Started

Senior Move Managers create a comprehensive plan that includes selling or disposing of unwanted items and setting up the new residence. Many Senior Move Managers are also movers. Others work closely with a reputable local moving company to complete that aspect of the job.

Senior Real Estate Specialists are Realtors who are specially trained to manage the sale of a home for consumers over the age of 50. They bring targeted knowledge, senior experience and marketing savvy to each sale. These specialists have extensive knowledge about everything from reverse mortgages and the importance of universal design to the uses of pensions, 401k accounts and IRAs in real estate transactions.

Finally, Certified Senior Housing Professionals (CSHPs) are real estate professionals who have completed

extensive coursework on how best to assist older adults and their families in the home buying or selling process. CSHPs understand that late-in-life moves can be more complicated and require greater physical and emotional energy than traditional moves. They are trained to help older adults navigate the complexities of moving by addressing their fears, concerns, needs and goals.

The first step in every move process should be to evaluate the current living situation and needs. Then consumers can contact the many local professionals to inquire about services and costs.

Most professionals offer a diverse menu of services, ranging from full service moves to help with particular aspects of moving, buying or selling.

While the moving process may never be fun, there is no longer any reason for it to be difficult. Older adults and their loved ones can now let specially trained professionals handle all the details of selling, buying and moving—from cleaning out the cluttered basement to finding the perfect new place for every piece of treasured furniture. With professional help, every move can be a smooth one.

Sources: nasmm.org, seniorsrealestate.com, and seniorsrealestateinstitute.com

Tip #4: Start Small. Focus on sorting through a single room or even a single drawer.

Tip #1 : Be Patient. The process of downsizing takes time. Give yourself time.

Tip #2: Address Pictures. Pictures pose a problem for many older adults. There are so many pictures collected over a lifetime. First eliminate all doubles. Next, you should throw out pictures that contain people who you can’t name. Finally, get rid of generic landscape pictures.

Tip #3: Shred. After pictures, paperwork is the item that causes the most challenges for older adults. Matt recommends spending 20 minutes a night shredding old mail and bills.

Tip #5: Give it away. Use Freecycle, Facebook groups, charities, and other options to unload unwanted stuff. Often, the amount of money you would earn selling items is negligible. There is a much larger value to giving something to someone who will actually use it. This is especially true for old furniture and clothes.

Tip #6: Share and receive stories, not stuff. Older adults often struggle when their children or grandchildren don’t want all their furniture and household items. Instead of simply refusing an item, ask about the story behind it.

For those unfamiliar with available living options, the image of the “senior community” may need a serious makeover. Many individuals still think of retirement communities as dreary “facilities” with an institutional feel. This could not be further from the truth today.

Active Adult communities, also known as leisure communities, are populated with adults who have come to live there by choice. In fact, individuals often choose to move into an active adult community as soon as they hit the requisite age –usually around 55. The amenity filled communities are often adjacent to golf courses or other recreational facilities.

Not Just Active, but Pro-Active

Active Adult community residents say they are making the move because they want to enjoy a hassle-free lifestyle, not because of deteriorating health. Simply put, it is their choice.

Most active adult communities are not equipped to provide increased care or health-related services. However, several active adult residences are part of a larger Continuing Care Retirement Community, where residents can count on extended care if they develop health problems. This continuum of care allows active adults to make the most of the present while planning for the future.

Gaining Independence

Active adult communities often have a full range of entertainment options, and most of the costs are included in the living fees. They are ideal for retirees, but are not limited to those who have stopped working. Many residents continue to put in hours at work, while others fully explore longlost hobbies or new interests.

Homes in these communities are constructed of low-maintenance building materials and feature virtually maintenance-free yards. This way, residents can spend more time filling their schedules with favorite hobbies and group activities, rather than tending to home-related tasks. Tennis courts, swimming pools, hiking trails, biking and jogging paths, and fitness centers are among the many features generally available within the community.

Instead of navigating traffic when going to the gym or beauty shop, residents can often walk a few blocks

to an on-site facility. There is also something to be said for having an elegant dining room in the community, although cooking in one’s private residence is still an option.

What to Look For

You can start by requesting an information packet from every active adult community you are considering. Make sure to read it carefully, and keep them all organized in a folder or file cabinet.

Once you have narrowed down your options by perusing the brochures, schedule a visit to each community. While you are there, take thorough notes and make a list of pros and cons for each one. Ask if you can dine with residents, talk with staff and read the residents’ handbook during your visit.

When you meet with the management or resident relations director, make sure to assess the management’s philosophy and its relationship with residents. And never underestimate the power of the good old-fashioned hunch. If you attended college or had to consider employment in a new area, remember the criteria you used in making that decision. This is no different. Prioritize your own needs and feelings and give yourself plenty of time to make a decision. This is your new home and a place you will come to enjoy for decades.

LIFE PLAN COMMUNITIES

• The Atrium at Navesink Harbor, Red Bank, NJ

• Crestwood Manor, Whiting, NJ

• Meadow Lakes, East Windsor, NJ

• Monroe Village, Monroe Twp., NJ

• The Moorings at Lewes, Lewes, DE

• The Oaks at Denville, Denville, NJ

• Stonebridge at Montgomery, Skillman, NJ

• Winchester Gardens, Maplewood, NJ

SKILLED NURSING/ REHABILITATION

• Village Point Rehabilitation and Healthcare, Monroe Twp., NJ

ASSI STED LIVING & ME MOR Y CARE

• Springpoint Living at Manalapan, Manalapan, NJ

AFFORDABLE HOUSING

Understanding Senior Living

A glossary of key terms

Like most industries, the senior living industry is ripe with acronyms and “insider” terms that can quickly become overwhelming. Sourcebook is filled with articles that will take the mystery out of the industry. This glossary is a compilation of key terms from all of our articles to help readers quickly find—and define—terms they may hear while calling providers or performing additional research.

Accreditation

A seal of approval given by an independent organization to a community or service provider. Communities or providers must meet high standards set by the organization and submit to regular inspections and reviews.

Adult Day Care

Facilities that offer socialization, activities and necessary supervision for seniors during the day. Assistance may also be available with the activities of daily living.

Aging in Place

The idea that seniors can choose to remain in their home living environments despite the physical and/or mental decline that may occur with aging.

Aging Life Care Professionals

Active Adult Communities

Communities designed for active adults who do not need healthcare services. Communities typically feature an array of amenities and are often adjacent to golf courses. Individuals must be 55 or older to move into these communities.

Activities of Daily Living (ADLs)

Activities that are typically performed on a daily basis including eating, bathing, dressing, grooming, toileting, and medication management.

Advance Directives

Legal documents that express an individual’s wishes with regard to medical decisions. These can include living wills, powers of attorney and health care proxies. They provide direction to an appointed agent to speak on behalf of a person who is unable to speak for himself.

Administration on Aging (AoA)

An agency of the United States Department of Health and Human Services. AoA promotes the well-being of older individuals by providing services and programs designed to help them live independently in their homes and communities.

Health and human services specialists who act as a guide and advocate for families who are caring for older relatives or disabled adults. Also known as Geriatric Care Managers.

Aging Life Care Association (ALCA)

Organization that represents Aging Life Care Professionals. Members must meet stringent education, experience and certification requirements.

Alzheimer’s Disease

A type of dementia that causes problems with memory, thinking and behavior. Symptoms usually develop slowly and get worse over time, becoming severe enough to interfere with daily tasks.

Area Agencies on Aging (AAAs)

Organizations that serve senior populations in their local areas. AAAs receive federal funding under the Older Americans Act and most supplement that funding with additional state and local revenues. AAAs provide a broad range of services for seniors and their families. To find your AAA, visit n4a.org.

Assisted Living/Personal Care Communities

Communities that offer residents housing and supportive services delivered by

qualified staff members. Assistance with the activities of daily living (ADLs) is available. Amenities vary widely but all communities offer basic services, including meals, supervision and security. In Pennsylvania, Assisted Living is also known as Personal Care.

Caregiver

The primary person charged with caring for an older adult or individual with a disability. Caregivers can be a family member or a designated healthcare professional.

Certified Senior Housing Professionals (CSHPs)

Real estate professionals who have completed extensive coursework on how best to assist older adults and their families in the home buying or selling process.

Companion Care

A type of home care delivered by caregivers, or companions, who serve as surrogate family members. Assistance can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising.

Continuing Care Retirement Communities (CCRCs)

Communities offering long-term contracts that guarantee lifelong shelter and access to specified health care services. Different levels of care are available to residents including

Spotlight

on Senior Housing

Arden Courts ProMedica Memory Care

King of Prussia, PA: 610-337-1214 • Warminster Township, PA: 215-957-5182 • Yardley, PA: 215-321-6166 • Wilmington, DE: 302-762-7800 • Cherry Hill, NJ: 856-667-6543

Arden Courts is a community which is 100% dedicated to dementia care. Arden Courts is a part of ProMedica, a not-for-profit, missionbased healthcare organization. Our over 25 years of experience has been used to develop our programs, environment and other facets of Arden Courts to meet the very specific needs of our residents. The synergy between our purposely-built design and philosophy of care are the foundations behind what makes Arden Courts special. Arden Courts has the expertise and experience to simplify and enhance your loved one’s life and help you find the peace-of-mind you deserve.

Dunwoody Village

3500 West Chester Pike, Newtown Square, PA 19073 • 610-359-4400 www.dunwoody.org

Dunwoody Village is a not-for-profit continuing care retirement community located on 83 picturesque acres in Newtown Square, PA. In April, 2022, the opening of the first phase of expansion and renovation of the community building offered brand new dining venues, auditorium, fitness center, library, arts and crafts studio, woodshop and salon. Phase II, slated to be completed in the fall of 2022, will add a pub-style dining venue and additional meeting spaces for residents. Other amenities and services include fully enclosed and heated walkways, swimming pool, Jacuzzi, gift shop, weekly housekeeping and flat linen service, transportation and door-to-door mail delivery. Its five-star quality rated healthcare includes 81 private personal care residences and 81 private skilled nursing rooms on the campus, giving residents peace of mind as a top-notch continuing care retirement community for nearly five decades.

Tel Hai Retirement Community

1200 Tel Hai Circle, Honey Brook, PA 19344 • 484-796-4262 www.telhai.org

Founded in 1956, Tel Hai Retirement Community is a non-profit, 501(c)3 Life Plan Community (formerly a continuing care retirement community) located in the rolling countryside of Chester County in Honey Brook Township. Tel Hai offers the full-continuum of aging services including residential living, personal care, memory support, health care, short-term rehab, home care services and outpatient therapy services. Tel Hai is motivated by Christ’s love for all, and our covenant is to provide a vibrant caring community that enhances the lives of those served, including more than 900 residents and 400 team members.

800-394-9990 | retirementlivingsourcebook.com

on Senior Housing Spotlight

White Horse Village

535 Gradyville Road, Newtown Square, PA 19073 • 610-558-5000 www.whitehorsevillage.org

Situated on a 96-acre campus, White Horse Village is an active, nonprofit senior community offering a full range of healthcare services. First-class amenities include a fitness center, pool/spa, dining venues, tavern, bocce, art studio, woodshop, community garden, hiking trails, entertainment, and more! Our exceptional programs, delicious food, and spacious residences cater to a variety of lifestyles.

Waverly Heights

www.waverlyheightsltd.org • (610) 645-8600 1400 Waverly Road, Gladwyne, PA 19035 Waverly Heights is a not-for-profit Life Plan Retirement Community located in the heart of Philadelphia’s Main Line. Beyond the beautiful gardens and lawns, Waverly Heights offers unparalleled service to residents in an atmosphere of classic style and elegance. The comfort, security, health, well-being, and personal enrichment of our residents is of the highest priority and we are proud of the atmosphere we’ve created to help seniors enjoy and embrace life at Waverly!

Springpoint Senior Living

4814 Outlook Drive, Suite 201, Wall Township, NJ 07753 www.springpointsl.org

Springpoint is one of the Mid-Atlantic’s largest nonprofit senior living providers. Since 1916, we’ve engaged seniors through unique housing, health care and wellness programs. Our Springpoint family includes eight Life Plan Communities and 19 affordable housing communities in New Jersey and Delaware. We also offer homecare and care management services through Springpoint at Home. Our Springpoint Choice membership program is for independent adults 55+ who wish to remain in their home and have the assurance of care when needed.

Understanding Senior Living

independent living, assisted living and nursing care. See also Life Plan Communities.

Continuum of Care

Spectrum of care available at life plan communities (also known as continuing care retirement communities). This spectrum includes care options ranging from independent living to nursing and rehabilitation care. Residents can move up or down this continuum of care as needed.

Dementia

Dementia is a general term for a decline in mental ability severe enough to interfere with daily life. Alzheimer’s is the most common type of dementia.

activities of daily living alone, but who do not need skilled medical services.

Hospice Care

Care that is offered to patients with a terminal diagnosis. Hospice includes supportive services, pain and symptom management, social services, and emotional and spiritual support.

Independent Living Communities

Residential communities for active older adults. Communities offer various amenities and activities. Home and exterior maintenance is included.

Life Plan Communities

Properties offering a combination of living options for older adults, including independent living, assisted living and skilled nursing services. Different levels of care are generally all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. See also Continuing Care Retirement Communities (CCRCs).

Medicaid

Elder Law Attorneys

Individuals who specialize in areas of the law that are particularly relevant to seniors and their families. They may receive specialized training and certifications from professional organizations.

Entrance Fees

The fees paid by residents when entering a retirement community. Entrance fees vary widely depending on the type of agreement selected.

Homebound

Individuals who are restricted to their residence because of a permanent disability or disease.

Home Care

Healthcare and supportive services offered by professionals in private homes. Home care can include companion care, home healthcare and skilled nursing care.

Home Health Care Care provided in the home for individuals who are no longer able to perform the

Federal program designed to provide health coverage for low-income people. States administer their Medicaid programs individually, resulting in variations in coverage across the country.

Medicare

Federal health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure.

Memory Care

Specialized care delivered by communities that are equipped to handle patients with Alzheimer’s disease or dementia.

National Academy of Elder Law Attorneys (NAELA)

A national professional association. Members are attorneys who are experienced and trained in the legal problems of aging Americans and individuals of all ages with disabilities.

National Elder Law Found. (NELF)

A national organization certifying practitioners of elder and special needs law.

Nursing & Rehabilitation Centers (Skilled Nursing Care Centers) Facilities that provide care administered by professionals under the direction of a physician. Centers may serve as permanent residences for individuals who are too sick or frail to live at home. Short-term care is also available for those who are rehabilitating from surgery or an injury. Also known as Skilled Nursing Care Centers.

Personal Care

See Assisted Living.

Rehabilitation

Care that helps patients recover from an illness or injury. Generally offered at Nursing & Rehabilitation Centers.

Senior Move Managers

Professionals who assist older adults and their families with the emotional and physical aspects of relocation.

Senior Real Estate Specialists

Realtors who are specially trained to manage the sale of a home for consumers over the age of 50.

Skilled

Nursing Care (In Home)

A type of home care prescribed by a physician and administered by a registered nurse.

VA Benefits

Benefits available for individuals who have served their country in the armed forces. Benefits are provided through the U.S. Department of Veterans Affairs.

With almost 100 resident garden plots in the Shannondell Gardens, camaraderie grows easily. And when harvest time comes, our gardeners enjoy sharing the bounties of their efforts with neighbors and staff. All proof that cultivating good things, including friendships, can truly be a walk in the garden.

Life Plan Communities

Offering diverse lifestyle options

Life Plan Communities are properties offering a combination of living options for older adults. These communities offer an active lifestyle for residents, as well as a wide array of amenities and services.

Life Plan Communities were formerly known as Continuing Care Retirement Communities (CCRCs). Following a two-year research and review process, a task force led by LeadingAge and Mather LifeWays, identified a new name for CCRCs that would resonate with the boomer target audience. The new name better reflects the communities and their residents— individuals who are active, engaged and focused on the future.

Living options available at Life Plan Communities may include independent living, assisted living and skilled nursing services. These different levels of care are all offered

on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus.

Life Plan Communities afford residents endless opportunities to remain active and involved. These communities generally appeal to young, healthy older adults. Amenities vary widely but often include swimming pools, fitness centers, gardening areas, and golf courses or putting greens.

Understanding Contracts

By Kelly Hagler

You want to move to a senior living community, but that’s just the first of many decisions you’ll need to make. No matter which community you move to, you’ll have to sign a contract that stipulates the services you’ll receive and what you’ll pay—now and down the road.

This guide can help you navigate the different contracts you may encounter as you embark on your search for a new home. Life plan communities, also known as continuing care retirement communities (CCRCs), offer multiple levels of care all on one campus. This setting is generally attractive to seniors who like to plan ahead. Life Plan Communities are most useful for seniors who can come in at the independent living level and move through higher levels of care as needed over time.

1. Type A (Life Care Agreements).

According to the Commission on Accreditation of Rehabilitation Facilities, Type A contracts include overall housing, residential services (amenities) and unlimited healthrelated services. Type A contracts provide a sense of stability, as future costs are much more predictable regardless of any changes in needed services or care. Residents pay a much larger entrance fee compared to other contract types, but the monthly fee is flat through all levels of care.

2. Type B (Modified Agreements).

As with Type A, Type B contracts include housing and residential services. Unlike Type A, Type B does not cover all future health care needs but does offer discounted or waived rates for those services.

While Type B contracts have a

Additionally, residents have access to hundreds of clubs and activities—from art classes to yoga classes and from drama clubs to walking groups. Residents are also very involved in the operation and management of Life Plan Communities through resident boards or councils.

Finally, Life Plan Communities are generally integrated into the larger community. With active residents, these communities can focus on giving back and acting as a socially responsible neighbor.

Life Plan Communities give older adults the freedom and security to live active, healthy lives. They are the perfect option for individuals who want to plan ahead for future care needs, while focusing on enjoying every day.

Source: lifeplancommunity.org

lower entrance fee than Type A, should an increase in care become necessary, it would be the resident’s responsibility to cover costs.

3. Type C (Fee-For-Service Agreements). Like both A and B, Type C contracts cover housing, residential services and health care. “Basically, it’s pay as you go,” says Mark Herrera, vice president of skilled nursing administration and risk management at be.group. Residents pay a smaller entrance fee in the beginning. Then, if you don’t need to use higher levels of care, there is no additional cost to you beyond your monthly service fee for using amenities like transportation or activities. While Type C contracts will save you on up-front costs, the resident risks the potential for large costs down the road if there is a sudden need for care.

Building Stronger Communities

Life plan community residents seek transparency and engagement

Life plan community residents want to be informed and involved in their communities. While this can make decision making more complicated for community administrators and boards, involving residents often leads to a better experience for both residents and staff. In fact, increased resident engagement is associated with improved relationships with management and greater overall satisfaction, according to a national survey from Mather LifeWays Institute on Aging.

The survey concluded that to increase resident engagement and satisfaction communities should focus on greater transparency and increased application of resident input.

Providing Greater Transparency

Life plan community residents crave information. They have made a major investment, and they want to be involved in how their communities are managed. Life plan communities can increase transparency by focusing on building trust with residents and expanding efforts to share information.

One key approach that has proven successful is to diversify communication efforts, using both written and oral mediums to reach the maximum amount of residents. The survey found that regular “town hall” meetings are a good way to ensure that residents are informed. Open to all residents, these meetings typically include presentations by community executives on operational information. They also feature time for residents to

Key Advantages of Greater Transparency

Survey respondents reported that more transparency resulted in:

91% - a greater sense of trust in management 88% - enhanced relationship between management and residents 83% increased resident satisfaction

interact directly with management and ask questions, encouraging open lines of communication.

The survey also showed the importance of resident groups to increasing transparency. Resident groups can be involved in management decisions, serving on committees and advisory boards.

There are many advantages of greater transparency, according to survey respondents. They include a greater sense of trust in management (91%), an enhanced relationship between management and residents (88%), and increased resident satisfaction (83%).

While there are many benefits to enhanced transparency, life plan community management also reported some disadvantages that need to be addressed. These included requests for information that cannot be fulfilled and increased levels of complaints.

Incorporating Resident Input

In addition to providing more information, the other key to

increasing and maintaining resident satisfaction is incorporating resident input. Residents want to be informed, and they also want to be listened to.

Survey respondents suggested many different methods for successfully incorporating resident input including developing a sense of trust with residents, utilizing resident councils and committees, and providing structured processes for resident engagement.

Survey respondents also recommended different approaches to addressing the disadvantages of involving residents in operational decisions. To address potential conflicts of interest, the respondents recommended establishing “guardrails,” or clear boundaries on the extent of resident input allowed. They also suggested presenting a small number of solutions for resident discussion. Despite potential drawbacks, more than 70 percent of respondents reported that resident representation on the board positively affects operations.

By keeping residents informed and using their input, life plan communities can keep residents engaged—and make their communities even more engaging.

For complete survey results, visit matherlifewaysinstituteonaging.com .

Life plan communities can increase transparency by focusing on building trust with residents and expanding efforts to share information.

Understand Entrance Fees

Knowing the options when paying for life plan communities

Most life plan communities require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the life plan community to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways:

DECLINING SCALE REFUNDS , also known as amortizing entrance fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this

arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable.

PARTIALLY REFUNDABLE entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death.

FULL REFUNDS offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds

The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen and agreement type.

are typically more expensive than those without refunds or those that are partially refundable or refundable on a declining basis.

Medford Leas offers a wide variety of homes and options to choose from, including; Studio & Garden Apartments, 1, 2 or 3 Bedroom single level & multi-level Townhomes with open floor plans & modern amenities. Options for finished basements, sun rooms, studies/ dens are also available. All with health care choices and access to our beautiful campuses, community centers, and activities.

More at www.medfordleas.org.

PENNSYLVANIA

Waverly

645-8600

19035

17543

For more information or a nationwide list of accredited communities contact: CARF Continuing Care Accreditation Commission www.carf.org

Guided by Quaker principles for over 40 years, Pennswood Village is a welcoming and vibrant 65+ Continuing Care Retirement Community where residents have lifelong opportunities to learn, thrive and grow.

There is no better way to see what Pennswood Village is all about than to experience it firsthand.

Visit Pennswood and tour our modern apartments, featuring open floor plans & exceptional amenities, on a bucolic 82 Acre Newtown, PA campus within beautiful Bucks County, PA.

Bucks County, Pennsylvania

Choosing a Life Plan Community

Use this checklist to review options:

PHYSICAL ENVIRONMENT

Is the community clean and well maintained? Is ample parking available for residents and visitors?

Are exterior maintenance, snow removal and landscaping included in the monthly fees? Are there multiple floor plans available? Can residents decorate their cottages, condos or apartments according to their personal tastes? Is the community pet friendly?

LEVELS OF CARE

What levels of care does the community offer?

Independent living?

Assisted living?

Skilled nursing care? Short-term rehabilitation?

Memory care?

Do residents have access to in-home care should it be needed?

RESIDENT AND STAFF INTERACTION

Is the community well staffed overnight?

How does the community handle residents who need additional care and support?

Do staff members undergo screenings and background checks prior to employment? Are housekeeping and laundry provided? Are transportation services available? Do caregivers interact with residents in positive ways?

What is the staff-to-resident ratio for each level of care?

FEES AND COSTS

What services are included in the monthly fee? What services are available for an additional fee? What are the fees?

How often do resident rate increases occur? Are there multiple contract options? Do some contract options offer entrance fee refunds?

DINING SERVICES

Does the dining room look and smell inviting? Are the dining room tables, chairs and linens in good condition?

Are residents allowed to invite guests for meals? Can residents select their own meal times, or are there designated meal times?

Are three daily meals, snacks and beverages included in the monthly rate?

Does the resident committee work with the dining staff to develop menus?

Can the community accommodate special dietary needs?

Is there a dietician or nutritionist involved in meal planning?

LOCATION

Is the community conveniently located for friends and family to visit?

Is the community in a safe neighborhood? Are there shopping, dining and entertainment options near the community?

Is the community near preferred medical providers?

OVERALL IMPRESSION

Does the community look and feel like a place you could call home?

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

LIFE PLAN

COMMUNITIES

BUCKS COUNTY

FEATURED ON PAGE PHONE CITY INDEPENDENT ASSISTED LIVING/ PERSONAL CARE NURSING MONTHLY COST Starting From ENTRY FEES Starting From CCAC/CARF ACCREDITATIONS SWIMMING POOL PETS ALLOWED

Ann’s Choice 800-576-1453 Warminster 1,476 44 88 1,819 117,000 l l

Chandler Hall Health Services 267-291-2300 Newtown 10 112 53 1,149 195,000 l l

Christ’s Home Senior Services 215-956-2270 Warminster 114 35 24 972 95,000 l l l

Community at Rockhill 69 215-257-2751 Sellersville 203 53 90 1,301 55,500 l l

Holland Village 215-322-6100 Holland 204 117 74 1,691 86,000 l l l

Friends Life Care Partners 215-628-8964 Plymouth Mtg.

Juniper Village at Bucks County 215-929-5716 Bensalem 279 60 17 1,875 71,100 l l

Lutheran Community at Telford 69 267-203-1402 Telford 247 86 75 1,158 48,300 l l

Manor at York Town, The 610-808-9456 Jamison 64 2,260 l l

Pennswood Village 29 866-845-3123 Newtown 302 43 53 3,110 98,500 l l l Phoebe Richland 610-686-6628 Richlandtown 80

Pickering Manor 215-968-3878 Newtown 34 15 47 2,400 165,000 l

Pine Run Community 31 800-992-8992 Doylestown 300 107 90 1,230 37,000 l l

Southampton Estates 55 888-368-3582 Southampton 292 36 120 2,867 135,900 l l l

Wesley Enhanced Living Doylestown 267-895-1100 Doylestown 208 60 60 1,768 91,500 l l

CHESTER COUNTY

Barclay Friends 19 610-696-5211

West Chester 5 55 96 2,342 50,000 l Devon Manor 610-688-8080 Devon 60 60 60

Friends Life Care Partners 215- 628-8964 Plymouth Mtg.

Jenner's Pond Retirement Community 610-869-6801 West Grove 278 60 38 l l

Kendal~Crosslands Communities BACK COVER 800-814-8133 Kennett Sq. 497 113 113 3,506 89,000 l l l

Manatawny Manor 610-705-4191 Pottstown 3 58 133 2,650 32,000 l

Simpson Meadows 610-269-8400 Downingtown 94 55 1,025 12,440 l

St. Martha Villa for Ind. & Ret. Living 58 610-873-5300 Downingtown 60 60 80 1,358 2,457 l

Tel Hai Retirement Community 13 610-273-9333 Honey Brook 443 81 110 1,265 98,640 l l Ware Presbyterian Village 610.998.2400 Oxford 185 52 137 1,510 90,310 l l l

Watermark at Bellingham 610-436-6663 West Chester 208 51 64 2,400 l Wellington at Hershey's Mill 888-492-9583 West Chester 193 64 40 3,550 l l

LIFE PLAN

COMMUNITIES

DELAWARE COUNTY

FEATURED ON PAGE PHONE CITY INDEPENDENT ASSISTED LIVING/ PERSONAL CARE NURSING MONTHLY COST Starting From ENTRY FEES Starting From CCAC/CARF ACCREDITATIONS SWIMMING POOL PETS ALLOWED

Bryn Mawr Terrace Convalescent Home 610-525-8300 Bryn Mawr 8 8 170 30,000 2,500 l

DELAWARE COUNTY (continued)

Dunwoody Village 25 610-359-4400 Newtown Sq. 266 81 81 3,374 91,400 l l

Friends Life Care Partners 215-628-8964 Plymouth Mtg.

Granite Farms Estates 55 888-368-2731 Media 241 44 82 2,918 149,900 l l l

Lima Estates 55 888-368-2981 Media 244 36 60 2,867 137,900 l l l

Maris Grove 610-459-1090 Glen Mills 1,196 66 66 1,964 149,000 l l l

Quadrangle, The 610-642-3000 Haverford 349 115 78 3,115 81,000 l l

Riddle Village Retirement Community 27 610-891-3700 Media 358 49 86 2,686 106,000 l l

The Mansion at Rosemont 610-922-6056 Bryn Mawr 124 74 2,804 70,246 l l

Wesley Enhanced Living Main Line 610-222-6234 Media 163 30 60 1,648 75,000 l l

White Horse Village INSIDE BACK 610-558-5000 Newtown Sq. 335 48 59 3,255 118,000 l l

LANCASTER COUNTY

Brethren Village 717-569-2657 Lancaster 400 78 175 498 10,000 l l l

Calvary Homes 717-393-0711

Lancaster 219 42 45 832 36,700 l

Garden Spot Village 717-355-6000 New Holland 542 86 73 920 79,000 l l

Homestead Village 717-397-4831 Lancaster 165 111 53 934 48,800 l l l

Landis Homes 7 717-569-3271 Lititz 509 97 103 928 53,000 l l l

Luther Acres 717-626-8376 Lititz 358 70 106 1,176 60,775 l l

Moravian Manor Communities 717-626-0214 Lititz 315 55 103 1,269 132,000 l

Pleasant View Communities 717-665-2445 Manheim 188 96 114 1,227 159,400 l l

St. Anne's Retirement Community 717-285-5443 Columbia 68 53 121 805 3,000 l l l

St. John's Herr Estate 717-449-5988 Columbia 126 40 1,107 51,514 l

The Long Community at Highland 717-381-4900 Lancaster 108 32 1,700 l

Willow Valley Communities 9 800-770-5445

Lancaster 1,547 197 278 2,080 99,600 l l

Woodcrest Villa 717-390-4100 Lancaster 531 125 188 1,466 63,200 l l

Zerbe Retirement Community 717- 445-4551 Narvon 58 26 87 828 200,000 l l

Peter Becker Community

Worcester 293 54 59 2,366 208,000 l l

Blue Bell 348 58 73 2,918 180,900 l l l

215-256-9501 Harleysville 295 55 72 1,673 52,000 l l

800-394-9990 | retirementlivingsourcebook.com

LIFE PLAN

COMMUNITIES

MONTGOMERY COUNTY (continued)

FEATURED ON PAGE PHONE CITY INDEPENDENT ASSISTED LIVING/ PERSONAL CARE NURSING MONTHLY COST Starting From ENTRY FEES Starting From CCAC/CARF ACCREDITATIONS SWIMMING POOL PETS ALLOWED

Phoebe Wyncote 215-461-2102 Wyncote 25 37 58 l

Rydal Park 215-376-6292 Jenkintown 297 54 114 3,549 82,000 l l

Rydal Waters at Rydal Park 215-376-6292 Jenkintown 75 54 114 4,208 473,000 l l

Shannondell at Valley Forge 67 610-728-5200 Audubon 1,016 174 120 1,471 95,000 l l

Souderton Mennonite Homes 23 215-723-9881 Souderton 200 111 71 1,139 84,000 l

Spring House Estates 55 888-368-3817 Lwr. Gwynedd 284 52 96 2,867 137,900 l l

Springfield Senior Living 215-233-6300 Wyndmoor 20 32 77 2,000 l

St. Mary Ctr. for Rehab. & Healthcare 30 215-368-0900 Lansdale 2 90 120 2,355 37,000 l

The Grove at Meadowood 610-584-1000 Worcester 52 54 59 3,486 359,000 l l

Waverly Heights 65 610-645-8764 Gladwyne 219 68 31 5,068 277,000 l l l

PHILADELPHIA

Cathedral Village 215-487-1300 Philadelphia 271 50 119 1,688 85,000 l l l

Friends Life Care Partners 215-628-8964 Plymouth Mtg.

Wesley Enhanced Living at Stapeley 215-844-0700 Philadelphia 43 74 120 2,536 30,000 l

Wesley Enhanced Living Pennypack Park 215-624-5800 Philadelphia 90 21 120 1,371 10,000 l

OTHER PENNSYLVANIA

Bethany Village 75 717-766-0279 Mechanicsburg 391 100 69 1,853 150,000 l l

Buffalo Valley Lutheran Village 570-523-4285 Lewisburg 90 40 102 825 94,000 l

Cross Keys Village - Brethren Home 888-624-8242 New Oxford 534 123 270 813 82,800 l l

Cornwall Manor 16 800-222-2476 Cornwall 340 36 96 1,812 62,000 l l

Cumberland Crossings 717-930-1303 Carlisle 111 45 56 1,638 151,000 l l

Frey Village 717-930-1259 Middletown 51 35 136 723 30,000 l

Green Ridge Village 717-776-8200 Newville 127 63 79 998 12,000 l l l

Highlands at Wyomissing, The 610-775-2300 Wyomissing 283 66 80 2,500 107,900 l l

Homewood at Martinsburg 74 814-793-3728 Martinsburg 131 76 129 2,297 65,350 l l

Homewood at Plum Creek 6, 104 717-637-4166 Hanover 302 92 120 2,269 180,900 l l

Homewood at Spring House Estates 814-623-0349 Everett 128 16 0 1,860 129,500 l l

Kirkland Village 610-691-4500 Bethlehem 229 33 48 2,863 88,700 l l l

Luther Crest 610-391-8227 Allentown 277 29 60 1,613 73,000 l

Lutheran Home at Topton, The 610-682-1413 Topton 104 80 194 925 67,000 l

Menno Haven 717-262-2373 Chambersburg 518 169 1,010 72,000 l l

Messiah Village 717-210-5706 Mechanicsburg 275 170 184 l l l

Moravian Hall Square 610-746-1000 Nazareth 129 86 61 149,000 l l

Moravian Village of Bethlehem 610-625-4885 Bethlehem 250 60 118 l

Ohesson 717-447-5092 Lewistown 33 134 539 70,000 l l

Phoebe Allentown 610-686-6362 Allentown 49 2,107 64,300 l

Phoebe Berks 484-205-9489 Wernersville 51 1,664 63,100 l l

Presbyterian Village at Hollidaysburg 814-693-4000 Hollidaysburg 72 43 67 952 54,000 l l

Quincy Village 717-749-2300 Quincy 229 80 132 1,052 78,000 l l

Shrewsbury Lutheran Ret. Village 21 717-227-3000 Shrewsbury 81 68 100 581 96,900 l

St. Andrew's Village 724.464.1600 Indiana 30 22 96 2,804 50,665 l l

LIFE PLAN

COMMUNITIES

OTHER PENNSYLVANIA (continued)

FEATURED ON PAGE PHONE CITY INDEPENDENT ASSISTED LIVING/ PERSONAL CARE NURSING MONTHLY COST Starting From ENTRY FEES Starting From CCAC/CARF ACCREDITATIONS SWIMMING POOL PETS ALLOWED

St. Anne's Retirement Community 717-285-5443 Columbia 68 53 121 805 3,000 l l l

StoneRidge Retirement Living 717.866.3200 Myerstown 143 30 60 1,662 51,200 l l

SpiriTrust Lutheran 21 Village at Gettysburg, The 21 717-334-4443 Gettysburg 78 17 60 735 73,300 l Village at Kelly Drive, The 21 717-854-5010 York 60 80 756 56,200 l Village at Luther Ridge, The 21 717-261-1251 Chambersburg 86 33 40 789 99,000 l Village at Shrewsbury, The 21 717-235-5737 Shrewsbury 81 68 100 796 124,200 l Village at Sprenkle Drive, The 21 717-767-0579 York 140 50 104 953 84,600 l Village at Utz Terrace, The 21 717-646-2420 Hanover 112 46 40 1024 167,300 l

Westminster Village - Allentown 610-782-8300 Allentown 68 68 111 2,263 68,355 l l

Westminster Woods at Huntingdon 814-644-2000 Huntingdon 78 34 64 1,498 90,000 l l

Windy Hill Village 814-342-8400 Philipsburg 19 18 120 992 0 l l

NEW JERSEY - BURLINGTON COUNTY

Medford Leas 71 866-670-1817 Medford 392 98 45 3.234 105,000 l l l

NEW JERSEY - ESSEX COUNTY

OTHER NEW JERSEY

Cedar

Evergreens, The 55 877-772-5605 Moorestown 180 66 34 3,841 164,900 l l l

Leisure Park 732-370-0444 Lakewood Spring Home at Galloway 609-503-9942 Galloway 78 2,970 3,000 l Seabrook 609-310-3819 Tinton Falls 1,057 96 86 2,030 87,000 l l

STATE OF DELAWARE

Cokesbury Village

STATE OF MARYLAND

800-394-9990 | retirementlivingsourcebook.com

Independent Living Communities

Providing security with no home maintenance

Independent living communities are residential communities for active older adults who want an enjoyable lifestyle free of the worries of home maintenance. They are similar to any apartment, condominium or singlefamily development, except that they provide special services, including security. Most independent living communities are fully secured with staff members greeting and screening all visitors around the clock.

As many individuals at this stage in their lives are looking to pursue new hobbies and interests, the activities and amenities available at a community are a major factor for potential residents. Most independent living communities provide a full range of activities such as shopping trips, outings to cultural events, organized gatherings and an array of clubs. Some communities also have tennis courts, swimming pools and other amenities.

Independent living communities typically offer a variety of meal plans. Residents also have the option of preparing their own meals. Most independent living communities do not offer health care services. However, some communities are affiliated with health care facilities that can provide such care when it is needed.

Residents also have the option of purchasing home health care services from outside providers.

Most independent living communities are rental communities, but some are condominiums or single-family communities in which residents purchase their units or homes. Costs and services vary widely. In some communities, a monthly fee covers many services, while in others a fee-for-service system is used. A few communities offer subsidies based on strictly defined need. To learn more, contact your local Area Agency on Aging.

Consumers should carefully research the independent living community options in their target areas or neighborhoods. After requesting and reviewing information from communities, prospective residents should plan on-site visits to each community they are considering.

Affordable Independent Living

What is available and how to qualify

According to LeadingAge, a person can rent an apartment either at the market rate or, if his or her income level qualifies, at a lower rate. These apartments are often designed with seniors in mind. For example, there may be railings in bathrooms or power outlets higher up on the wall. Many communities also offer a 24-hour emergency call service and some may also provide different kinds of services such as meals, transportation, social activities and other programs.

The U.S. Department of Housing and Urban Development (HUD) funds several rental assistance programs for seniors who qualify. These programs include public housing or low-income housing that is owned and operated by a local housing authority. To

apply for public housing or Section 8 certificates or vouchers, you must go to your housing authority. Each housing authority has a system for accepting applications. Their representatives can explain their system and how to find an available apartment.

HUD’s Section 202 program includes apartments where the government provides subsidies directly to owners of qualified properties developed with loans or grants from the federal government. The owners pass along the federal rental assistance subsidy to qualified residents to cover the gap between the resident payment, generally 30 percent of adjusted income, and rent costs.

To apply for housing in a

privately-owned affordable housing community, a person will have to visit the management office for each community. Contact your local HUD office to get a list of privately-owned communities near you.

Source: www.aahsa.org/article.aspx?id=3780

The U.S. Department of Housing and Urban Development funds several rental assistance programs for seniors who qualify.

Most

independent living communities provide a full range of activities.

Choosing Independent Living

Use this checklist to review options:

PHYSICAL ENVIRONMENT

Is the community clean and well maintained?

Is ample parking available for residents and visitors?

Are exterior maintenance, snow removal and landscaping included in the monthly fees?

Are there multiple floor plans available?

Can residents decorate their cottages, condos or apartments according to their personal tastes?

Is the community pet friendly?

Does the community have safety features, such as handrails and grab bars?

Do individual residences include safety features, such as emergency alert and fire suppression systems?

RESIDENT AND STAFF INTERACTION

Is the community well staffed overnight?

How does the community handle residents who need additional care and support?

Do staff members undergo screenings and background checks prior to employment?

Are housekeeping and laundry provided?

Are transportation services available?

Do caregivers interact with residents in positive ways?

What is the staff-to-resident ratio?

FEES AND COSTS

What services are included in the monthly fee?

What services are available for an additional fee? What are the fees?

How often do resident rate increases occur?

Are subsidies available? How do residents qualify for subsidies? Is there a waiting list?

DINING SERVICES

Does the dining room look and smell inviting?

Are the dining room tables, chairs and linens in good condition?

Are residents allowed to invite guests for meals?

Can residents select their own meal times, or are there designated meal times?

Are three daily meals, snacks and beverages included in the monthly rate?

Does the resident committee work with the dining staff to develop menus?

Can the community accommodate special dietary needs?

Is there a dietician or nutritionist involved in meal planning?

ACTIVITIES AND PROGRAMS

Are activities scheduled throughout the day and evening?

Are fitness classes offered?

Are there dedicated spaces for resident clubs and informal gatherings?

Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

Are there outdoor spaces available for walking, gardening and recreation? Are volunteer programs available?

Do the residents appear engaged and energetic?

LOCATION

Is there public transportation nearby?

Is the community in a safe neighborhood?

Are there shopping, dining and entertainment options near the community?

Is the community near preferred medical providers?

OVERALL IMPRESSION

Does the community look and feel like a place you could call home?

Talk with residents and their family members. What do they like about the community? Can they recommend it?

Did they consider other options when searching for a community?

Why did they choose this community?

INDEPENDENT LIVING

PENNSYLVANIA

- BUCKS COUNTY

FEATURED ON PAGE

PHONE

CITY INDEPENDENT MONTHLY COST Starting From SUBSIDIES

Ann’s Choice 800-576-1453 Warminster 1,476 1,819 l l

Center Square Towers 215-345-7550

Doylestown 352 l l

Chandler Hall Health Services 267-291-2300 Newtown 34 1,950 l l

Christ’s Home Senior Services 215-956-1802 Warminster 114 972 l l Community at Rockhill 69 215-257-2751 Sellersville 203 1,301 l l

Galilee Village 215-547-5581 Levittown 120 l l Gloria Dei Plaza 11 215-968-7606 Newtown 111 l l Holland Village 215-322-6100 Holland 204 1,691 l l Juniper Village at Bucks County 215-929-5716 Bensalem 272 1,875 l l

Lutheran Community at Telford 69 267-203-1402 Telford 247 1,158 l l Manor at York Town, The 877-265-5014 Jamison 64 2,260 l l Morrisville Presbyterian Apartments 215-295-8696 Morrisville 99 l l New Hope Manor 215-295-1443 New Hope 100 l

Pennswood Village 29 866-845-3123 Newtown 312 2,766 l l

Phoebe Richland 267-371-4500 Richlandtown l

Pickering Manor 215-968-3878 Newtown 34 1,300 l l

Pine Run Community 31 800-992-8992 Doylestown 300 1,230 l l

Southampton Estates 55 888-368-3582 Southampton 292 2,867 l l

Wesley Enhanced Living Doylestown 610-808-9456 Doylestown 213 1,768 l l

PENNSYLVANIA - CHESTER COUNTY

Ashbridge Manor 61 610-269-8800 Downingtown 123 2,275 l l

Barclay Friends 19 610-696-5211 West Chester 5 2,342 l l

Colonial Woods 610-942-4242 Glenmoore 6 2,070 l l l

Coniston & Cartmel 610-388-1441

Kennett Square 74 2,271 l

Devon Manor 610-688-8080 Devon 60 2,554 l

Echo Lake 3 484-568-4777 Malvern l l

French Creek 6109811015 Phoenixville 70 520 l

Friends Home in Kennett 610-444-2577 Kennett Square 6 2,060 l l

Genesis HealthCare- Highgate at Paoli Pointe 610-296-7100 Paoli 3,300 l l

Harrison House Chester County 610-384-6310 E. Fallowfield 40 1,600 l l

Heatherwood Retirement Community 610-273-9301 Honey Brook 42 3,980 l l

Jenner’s Pond Retirement Community 610-869-6801 West Grove 278 l l

Kendal-Crosslands Communities BACK COVER 800-814-8133 Kennett Square 571 3,506 l l

Parkesedge Elderly Apartments 610-857-9281 Parkesburg 45 25 l l l

Simpson Meadows 610-269-8400 Downingtown 94 1,025 l l

St. Martha Villa for Indep & Retirement Living 58 610-873-5300 Downingtown 60 2,083 l l

Tel Hai Retirement Community 13 610-273-9333 Honey Brook 443 1,265 l l l

Trinity House Apts. 610-296-3337 Berwyn 132 1,983 l l

Ware Presbyterian Village 610-998-2400 Oxford 185 1,510 l l l

Watermark at Bellingham 610-436-6663 West Chester 208 2,400 l l Wellington Hall 484)-466-8641 West Chester 193 3,550 l l

800-394-9990 | retirementlivingsourcebook.com

INDEPENDENT LIVING

PENNSYLVANIA - DELAWARE COUNTY

Center Square Towers

FEATURED ON PAGE

PHONE

215-345-7550

CITY INDEPENDENT MONTHLY COST Starting From

Doylestown 352 l l

Darby Town Houses 610-522-1131 Sharon Hill 172 562 l

Dunwoody Village 25 610-359-4400 Newtown Sq 266 3,374 l l

Grace Court 610-623-3083 Yeadon 100 l l l

Granite Farms Estates 55 888-368-2731 Media 241 2,918 l l

Lima Estates 55 888-368-2731 Media 244 2,867 l l

Maris Grove 610-459-1090 Glen Mills 1,196 1,964 l l l

Mercy Court - Elderly Housing 610-623-3083 Yeadon 100 l l l

Palmerhouse 610-874-6767 Chester 123 l l

Plush Mills 3 610-690-1630

Wallingford 97 4,195 l l

Quadrangle, The 610-642-3000 Haverford 349 3,115 l l

Riddle Village Retirement Community 27 610-891-3700 Media 258 2,686 l l

Springton Lake Village 610-356-7297 Media 40 2,858 l l

The Mansion at Rosemont 610-922-6056 Bryn Mawr 124 2,804 l l

The Residence at Glen Riddle 610-358-9933 Media 84 l l

Wesley Enhanced Living Main Line 877-824-3935 Media 163 1,648 l l

White Horse Village INSIDE BACK 610-558-5000 Newtown Sq. 335 3,255 l l

PENNSYLVANIA - LANCASTER COUNTY

Brethren Village 717-569-2657 Lancaster 400 498 l l

Calvary Homes 717-393-0711 Lancaster 219 832 l l

Homestead Village Enhanced Senior Living 717-397-4831 Lancaster 277 854 l l

Lancashire Terrace Retirement Village 717-569-3215 Lancaster 104 l l

Landis Homes 7 717-569-3271 Lititz 509 928 l l

Luther Acres 717-626-8376 Lititz 358 1,176 l l

Moravian Manor 717-626-0214 Lititz 89 850 l l

Pleasant View Communities 717-665-2445 Manheim 188 1,227 l l

St. John’s Herr Estate 717-449-5988 Columbia 126 1,107 l l

The Long Community at Highland 717-381-4900 Lancaster 108 1,700 l l

Willow Valley Communities 9 800-770-5445 Lancaster 1,547 2,080 l l

Woodcrest Villa 717-390-4100 Lancaster 531 1,466 l l

Zerbe Retirement Community 717-445-4551 Narvon 58 798 l

PENNSYLVANIA - MONTGOMERY COUNTY

Advanced Living at Derstine Run

215-362-0227 Hatfield 60 139 l l

Advanced Living at Schwenckfeld Manor 215-362-0227 Lansdale 223 55 l l

Advanced Living at Schwenckfeld Terrace 215-362-0227 Lansdale 63 181 l l

Arbour Square of Harleysville 215-583-8054 Harleysville 276 1,990 l l

Ardmore House 610-649-8761 Ardmore 63 l l

Beaumont at Bryn Mawr 610-526-7000 Bryn Mawr 200 5,360 l l

Brightview East Norriton 610-557-3357 East Norriton 95 3,300 l l

Brittany Pointe Estates 55 877-620-6524 Lansdale 279 2,894 l l

Dock Woods 23 215-368-4438 Lansdale 265 980 l l l

INDEPENDENT LIVING

PENNSYLVANIA - MONTGOMERY COUNTY (continued)

FEATURED ON PAGE PHONE CITY

INDEPENDENT MONTHLY COST Starting From SUBSIDIES

Elm Terrace Gardens 215-361-5600 Lansdale 125 1,280 l l

Fort Washington Estates 55 877-830-4686 Fort Washington 95 2,867 l l

Foulkeways at Gwynedd 1 215-283-7010 Gwynedd 258 3,540 l l

Frederick Living 610-754-7878 Frederick 107 1,713 l l

Gloria Dei Farms 11 267-625-6429 Hatboro 146 1,473 l l

Gloria Dei Manor 11 267-625-6429 Huntingdon Vly. 110 742 l

Gloria Dei Towers 11 215-947-6944 Huntingdon Vly. 175 l l

Golden Age Manor 610-948-4909 Royersford 85 l l

Greenfield Senior Living of Perkiomen Valley 610-287-1822 Schwenksville 20 1,355 l l

Gwynedd Estates 55 888-368-2919 Ambler 145 2,867 l l

Highland Manor Apartments 610- 563-2990 Schwenksville 85 440 l l

Jefferson Apartments 610- 539-4844 Norristown 200 l l l

Marshall Lee Towers 610-825-2485 Conshohocken 80 l l

Meadowood Senior Living 610-584-1000 Worcester 293 2,366 l l

Moreland Towers Apts . 215- 674-5058 Hatboro 138 412 l l

Normandy Farms Estates 55 888-368-3431 Blue Bell 348 2,918 l l

Parkhouse Providence Pointe 610- 948-8800 Royersford 15 1,350 l

Peter Becker Community 54 215-256-9501 Harleysville 295 1,673 l l

Pleasant Grove Apartments 215- 368-8891 Hatfield 40 l l

Phoebe Wyncote 215- 461-2102 Wyncote 25 l l

Rydal Park 215-376-6292 Jenkintown 297 3,549 l l

Rydal Waters at Rydal Park 215-376-6292 Jenkintown 75 4,208 l l

Saunders House 610- 658-5100 Wynnewood 15 l

Shannondell at Valley Forge 67 610-728-5200 Audubon 1,016 1,471 l l

Sidney Pollock House 610-326-6200 Pottstown 100 l l

Souderton Mennonite Homes 23 215-723-9881 Souderton 200 1,070 l l

Spring House Estates 55 888-368-3817 Gwynedd Township 284 2,867 l l

Spring Mill Pointe 610-260-1175 Lafayette Hill 49 3,165 l l

St. Mary Villa for Indep and Retirement Living 30 215-368-0900 Lansdale 2 2,168 l

The 501 3 215-461-4880 Ambler 3,995 l l

The Grove at Meadowood 610-584-1000 Worcester 52 3,486 l l

Valley Manor Apartments 215- 256-4303 Harleysville 40 l l

Waverly Heights 65 610-645-8764 Gladwyne 219 5,068 l l

Wesley Enhanced Living Upper Moreland 877- 824-3935 Hatboro 150 1,376 l l

PENNSYLVANIA - PHILADELPHIA

801 Residence /APWH 215-925-9090

Angela Court 215- 222-7000

Ascension Manor 215-922-1116

B’rith Sholom House 215- 877-3445

Cathedral Village 215-487-1300

Gloria Dei Estates 11 267-625-6429

Guild House 877-644-2965

Hayes Manor Retirement Residence 215-473-1552

Kearsley Retirement Community 215-877-1565

Philadelphia 299 l l

Philadelphia 67 425 l l l

Philadelphia 140 l

Philadelphia 357 715 l

Philadelphia 278 1,366 l l

Philadelphia 211 993 l

Philadelphia 90 l

Philadelphia 9 1,000 l

Philadelphia 87 l l l

800-394-9990 | retirementlivingsourcebook.com

INDEPENDENT LIVING

PENNSYLVANIA - PHILADELPHIA (continued)

FEATURED ON PAGE

PHONE CITY

INDEPENDENT MONTHLY COST Starting From SUBSIDIES

Olde Kensington Pavilion 215-763-5505 Philadelphia 103 l

Riverside Presbyterian Tower 215-563-6200 Philadelphia 130 l l

Sacred Heart Manor 215-438-5268 Philadelphia 72 3,000 l

Sartain Apartments 215-508-2210 Philadelphia 35 l l

St. John Neumann Place 215-463-1101 Philadelphia 75 578

St. Mary’s Convent 215-922-2469 Philadelphia 33 l l

Watermark at Logan Square 215-240-8915 Philadelphia 264 1,695 l l

Wesley Enhanced Living at Stapeley 215-844-0700 Philadelphia 43 2,536 l l

Wesley Enhanced Living Pennypack Park 877-824-3935 Philadelphia 90 1,371 l l

OTHER PENNSYLVANIA

Alden Place at Cornwall 717-272-8911 Lebanon 445 l l

Bethany Village 75 717-766-0279 Mechanicsburg 391 1,853 l l

Buffalo Valley Lutheran Village 570-523-4285 Lewisburg 90 825 l l

Chandler Estate, Inc., The 610-863-1569 Pen Argyl 39 1,000 l l

Country Meadows of Allentown 610-395-7160 Allentown 72 1,616 l l

Country Meadows of Wyomissing 610-374-3122 Wyomissing 35 1,400 l l

Cornwall Manor 16 717-273-2647 Cornwall 340 1,812 l l

Cross Keys Village - The Brethren Home Comm. 888-624-8242 New Oxford 534 813 l l

Cumberland Crossings 717-930-1303 Carlisle 111 1,600 l l Frey Village 717-930-1259 Middletown 51 723 l l l

Gettysburg Lutheran Retirement Village 717-334-6204 Gettysburg 78 l l

Green Ridge Village 717-776-8200 Newville 127 998 l l

Highland Point Retirement Community 717-381-4900 Wilkes Barre 100 l l Highlands at Wyomissing, The 610-775-2300 Wyomissing 283 2,500 l l Homewood at Martinsburg 74 814-793-3728 Martinsburg 131 2,464 l l

Homewood at Plum Creek 6, 104 717-637-4166 Hanover 302 2,269 l l

Homewood at Spring House Estates 814-623-0349 Everett 128 1,860 l l

Kirkland Village 610-691-4500 Bethlehem 271 1,688 l l

Luther Crest 610-391-8227 Allentown 277 1,613 l l

Lutheran Home at Topton, The 610-682-1413 Topton 104 925 l l Menno Haven 717-262-2373 Chambersburg 518 1,010 l l

Moravian Hall Square 610-746-1000 Nazareth 129 l l

Moravian Village of Bethlehem 610-625-4885 Bethlehem 250 l l

Ohesson 717-447-5092 Lewistown 33 539 l l

Park View at Bethlehem 610-625-4999 Bethlehem 115 l l

Park View at Manchester Heights 717-767-1184 York 64 560 l l

Park View at Tyler Run 717-854-6909 York 80 591 l

Phoebe Allentown 610-686-6362 Allentown l l

Phoebe Berks 484-205-9489 Wernersville l l

Presbyterian Village at Hollidaysburg 814-693-4000 Hollidaysburg 72 952 l l l

Quincy Village 717-749-2300 Quincy 229 1,052 l l

Rolling Meadows at Rentzel Farm 877-513-0385 Manchester 242 l

St. Andrew’s Village 724-464-1600 Indiana 30 2,804 l l

St Ann’s Retirement 717-285-5443 Lancaster 68 805 l l

INDEPENDENT LIVING

OTHER PENNSYLVANIA (continued)

FEATURED ON PAGE PHONE CITY INDEPENDENT MONTHLY COST Starting From

StoneRidge Retirement Living 717-866-3200 Myerstown 143 2,553 l l

Woodland Retirement Community 814-447-0300 Orbisonia 5 1,089 l l

Tower at Falling Spring 717-263-0119 Chambersburg 104 l l

SpiriTrust Lutheran Village at Gettysburg, The 21 717-334-6204 Gettysburg 78 735 l l Village at Kelly Drive, The 21 717-848-2585 York 67 756 l l Village at Luther Ridge, The 21 717-264-5700 Chambersburg 86 789 l l Village at Shrewsbury, The 21 717-227-3000 Shrewsbury 81 796 l l Village at Sprenkle Drive, The 21 717-764-9994 York 140 953 l l Village at Utz Terrace, The 21 717-646-2420 Hanover 112 1,024 l l l

Walnut Woods of Boyertown 610-569-0878 Boyertown 111 2,225 l l

Washington Square Apartments 717-414-5030 Chambersburg 32 524

Westminster Village - Allentown 610-782-8300 Allentown 68 3,180 l l

Westminster Woods of Huntingdon 814-644-2000 Huntingdon 78 1,498 l l

Windy Hill Village 814-342-8400 Philipsburg 19 992 l l l

Woods at Cedar Run 888-265-0613 Camp Hill 95 1,880 l l

NEW JERSEY - BURLINGTON COUNTY

Brightview Greentree 856-528-0818 Marlton 91 3,635 l l

Evergreens, The 55 877-772-5605 Moorestown 180 3,841 l l

Golden Terrace Apartments 609-735-7711 Browns Mills 40 360 l l

Masonic Home of New Jersey 609-239-3900 Burlington 178 3,955 l

Medford Leas 71 866-670-1817 Medford 392 2,825 l l

The Weston Club 12 & 81 856-988-7575 Marlton 240 2,090 l l

INDEPENDENT LIVING

STATE OF NEW YORK

Five Star Premier Residences of Yonkers 914-709-1234 Yonkers 199 3,890 l l

STATE OF DELAWARE

Atrium at Churchman Village, The 302-409-3232 Newark 43 2,400 l l

B’nai B’rith Housing 302-798-6846 Claymont 208 l l l

Chelten Apartments 302-322-6323 New Castle 120 l l l

Cokesbury Village 55 888-368-3920 Hockessin 230 3,945 l l

Country House 55 888-368-3952 Wilmington 121 4,381 l l

Forwood Manor 302-529-1600 Wilmington 141 2,600 l l

Foulk Manor North 302-478-4296 Wilmington 67 2,300 l l

Genesis HealthCare - Churchman Village 302-998-6900 Newark 56 2,927 l l

Golden Meadows 302-846-9655 Delmar 32 l

Ingleside Retirement Apartments 302-575-0250 Wilmington 208 1,385 l l l

Luther Towers I & II 302-654-4490 Wilmington 293 495 l l l

Lorelton Assisted Living Communities, The 302-573-3580 Wilmington 82 3,377 l l

Manor House 55 888-368-3972 Seaford 124 2,401 l l

Millcroft 302-366-0160 Newark 62 3,258 l l

Shady Grove II 302-436-9939 Selbyville 25 l

Shipley Manor 302-479-0111 Wilmington 62 3,220 l l

Stonegates Retirement Community 302-658-6200 Greenville 162 2,338 l l

Westminster Village - Dover 302-230-2729 Dover 118 1,315 l l l

STATE OF MARYLAND

Bayleigh

Heron Point of Chestertown

Homewood at Frederick 301-732-6153 Frederick

Homewood at Williamsport 877-849-9244 Williamsport

Assisted living/personal care communities—frequently known as Personal Care Communities in Pennsylvania—offer a vital option for older adults who need some assistance with daily living. While the specific amenities will vary, all assisted living/personal care communities offer basic services including meals, supervision, security and help with personal care needs. For many residents, the help available at an assisted living/personal care community can allow them to continue to live their best life.

In most states, assisted living/ personal care communities are registered, licensed or certified by an appropriate department or agency of the state that has a process for issuance of initial licenses and for renewing existing licenses. This process provides basic protections for consumers.

Residents of assisted living/ personal care communities are generally seniors who need some

assistance with basic activities, frequently called the activities of daily living (or ADLs). Some communities may accept residents with Alzheimer’s disease and other forms of dementia. In fact, some communities may specialize in serving individuals with specific medical conditions, including dementia. A few communities serve individuals of any age with developmental disabilities. When reviewing assisted living/personal care communities, consumers should ask about any specializations the community may have.

The services and activities provided in these communities help to promote the quality of life and independence of the residents. One key offering is 24-hour supervision of the residents and the property. Resident safety and security is a

on page 99

Choosing Assisted Living/Personal Care

Use this checklist to review options:

PHYSICAL ENVIRONMENT

Is the community clean and well maintained?

Are there multiple floor plans available?

Can residents decorate their apartments according to their personal tastes?

Is the community pet friendly?

Does the community have safety features, such as handrails and grab bars?

Do individual residences include safety features, such as emergency alert and fire suppression systems?

RESIDENT AND STAFF INTERACTION

What is the staff-to-resident ratio?

Is the community well staffed overnight?

How does the community handle residents who need additional care and support?

Do residents have access to in-home care should it be needed?

Do staff members undergo screenings and background checks prior to employment?

Is the staff screened and evaluated for their ability to work with older adults in the assisted living setting?

Does the community have its most recent survey results posted or displayed for families to review?

Are staff trained and retrained at regular intervals?

Are housekeeping and laundry provided?

Are transportation services available?

DINING SERVICES

Does the dining room look and smell inviting?

Are the dining room tables, chairs and linens in good condition?

Are residents allowed to invite guests for meals?

Can residents select their own meal times, or are there designated meal times?

Are three daily meals, snacks and beverages included in the monthly rate?

Does the resident committee work with the dining staff to develop menus?

Can the community accommodate special dietary needs?

Is there a dietician or nutritionist involved in meal planning?

FEES AND COSTS

What services are included in the monthly fee?

What services are available for an additional fee? What are the fees?

How

ACTIVITIES AND PROGRAMS

Are activities scheduled throughout the day and evening?

Are fitness classes offered?

Are there dedicated spaces for resident clubs and informal gatherings?

Are there outdoor spaces available for walking, gardening and recreation?

Are volunteer programs available? Do the residents appear engaged?

LOCATION

Is the community conveniently located for friends and family to visit?

Is the community in a safe neighborhood?

Are there shopping, dining and entertainment options near the community?

Is the community near preferred medical providers?

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

How often do resident rate increases occur?

much notice do residents receive prior to a rate increase?

ASSISTED LIVING/ PERSONAL CARE

PENNSYLVANIA - BUCKS COUNTY

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Ann’s Choice 800-680-9057 Warminster 44 4,714 l

Arden Courts ProMedica Memory Care 101 215-957-5182 Hatboro 60 6,295 l

Arden Courts ProMedica Memory Care 101 215-321-6166 Yardley 52 l Bridges at Warwick, The 215-269-7745 Jamison 107 5,110 l

Bristol House Memory Care 215-491-1501 Warrington 6,000 l

Chalfont Care Group 215-822-7888 Chalfont 58 1,500 l

Chandler Hall Health Services 267-291-2300 Newtown 112 4,350 l

Christ’s Home Senior Services 215-956-2270 Warminster 136 4,684 l

Clare Bridge Cottage of Dublin 215-249-1700 Dublin 24 4,000 l

Community at Rockhill 69 215-257-2751 Sellersville 53 5,368

Hidden Meadows on the Ridge 215-257-6701 Sellersville 108 3,500 l Holland Village 215-322-6100 Holland 117 4,500 l Legacy Gardens of Bristol 215-781-8700 Bristol 26 3,145

Lutheran Community at Telford 69 267-203-1179 Telford 86 6,222 l NewSeasons at New Britain 215-997-8700 Chalfont 93 3,485

Pathways at Warrington, The 11 215-593-2900 Warrington 82 l Phoebe Richland 610-686-6628 Richlandtowne 80 4,860 l

Pickering Manor 215-968-3878 Newtown 15 5,500 l

Pine Run - The Garden Memory Care 31 215-340-5267 Doylestown 36 6,600 l

Pine Run Lakeview 31 215-489-5848 Doylestown 106 5,400 l

Quakerstown Community Home 215-536-6025 Quakertown 27 1,100

Richboro Rehab & Nursing Center 215-357-2032 Richboro 16 1,650

Sinceri Senior Living at Floral Creek 215-497-3003 Yardley 36 6,995 l

Southampton Estates 55 215-364-2550 Southampton 36 8,160 l

The Birches at Newton 215-710-0557 Newton 91 4,195 l

The Willows of Living Branches 57 215-822-0688 Hatfield 64 4,710

Victoria Manor of Chalfont 215-822 -7888 Chalfont 100 1,050 l

Wesley Enhanced Living Doylestown 267-895-1100 Doylestown 60 4,173

Woodbourne Place 267-202-7641 Levittown 48 1,985

Wynwood of Northampton Manor 215-357-6565 Richboro 99 3,636 l

PENNSYLVANIA - CHESTER COUNTY

Barclay Friends 19 610-696-5211

Brandywine Living at Longwood 484-734-6200

West Chester 55 4,928 l

Kennett Square 69 4,500 l

Colonial Woods 610-942-4242 Glenmoore 31 1,890 l

Daylesford Crossing 3 610-640-4000 Paoli 78 4,995 l

Devon Manor 610-688-8080 Devon 60 3,034

The Devon Senior Living 610-263-2300 Devon 84 l

Echo Lake 3 484-568-4777 Malvern 4,995

Exton Senior Living 610-594-0200 Exton 92 3,975

ASSISTED LIVING/ PERSONAL CARE

PENNSYLVANIA - CHESTER COUNTY (continued)

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Friends Home in Kennett 610-444-2577 Kennett Square 43 3,485

Genesis HealthCare- Highgate at Paoli Pointe 610-296-7100 Paoli 80 3,450 l

Harrison House Chester County 610-384-6310 E. Fallowfield 80 3,100

Heatherwood Retirement Community 610-273-9301 Honey Brook 40 5,020

Jenner’s Pond Retirement Community 610-869-6801 West Grove 60 l

Kendal~Crosslands Communities BACK COVER 610-388-1444 Kennett Square 113 6,752

Manatawny Manor 610-705-4191 Pottstown 58 2,759 l

Simpson Meadows 610-269-8400 Downingtown 55 4,712 l

St. Martha Villa for Ind & Retirement Living 58 610-873-5300 Downingtown 60 3,979 l

Sunrise of Westtown 610-399-4464 West Chester 79 2,800 l

Tel Hai Retirement Community 13 610-273-9333 Honey Brook 85 5,812 l

The Hickman Friends Senior Community 484-760-6300 West Chester 114 l

Watermark at Bellingham 610-436-6663 West Chester 51 4,000 l

Wellington Court 888-492-9583 West Chester 64 5,485

Woodbridge Place Senior Living 64 610-933-7000 Phoenixville 90 3,695 l

PENNSYLVANIA - DELAWARE COUNTY

Brandywine Living at Haverford Estates 877-427-2639 Haverford 92 4,800 l Chestnut Ridge Wallingford 3 610-447-0710 Wallingford 94 3,090 l

Dunwoody Village 25 610-359-4400 Newtown Sq. 81 10,500 l Elwyn, Inc. 610-891-2000 Media

Glen Mills Senior Living 610-358-4900 Glen Mills 92 2,800

Granite Farms Estates 55 610-358-0510 Media 40 8,100

Haskins House 610-623-3624 Secane 22 2,000 l

Lima Estates 55 610-565-8717 Media 36 7,710

Nova Gardens 610-623-2233 Lansdowne 45 1,500 l Maris Grove 800-402-5760 Glen Mills 66 4,914

Plush Mills 3 610-690-1630 Wallingford 60 6,495

Quadrangle, The 610-642-3000 Haverford 115 4,000 l

The Mansion at Rosemont 610-922-6056 Bryn Mawr 74 5,049 l

Riddle Village Retirement Community 27 610-891-3700 Media 49 6,855 l

The Residence at Glen Riddle 610-358-9933 Media 116 4,140 l

Ware Presbyterian Village 610-998-2400 Oxford 52 6,150 l

Wesley Enhanced Living Main Line 877-824-3935 Media 30 5,627

White Horse Village INSIDE BACK 610-558-5000 Newtown Sq. 48 6,870 l

PENNSYLVANIA - LANCASTER COUNTY

Brethren Village 717-569-2657 Lancaster 100 3,330 l

Calvary Homes 717-393-0711 Lancaster 42 3,814 l

Landis Homes 7 717-569-3271 Lititz 97 7,665 l

Luther Acres 717-626-8376 Lititz 70 6,660 l

ASSISTED LIVING/ PERSONAL CARE

PENNSYLVANIA - LANCASTER COUNTY (continued)

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Mennonite Home 717-393-1301 Lancaster 125 5,190 l

Moravian Manor 717-626-0214 Lititz 61 4,000 l

Pleasant View Communities 717-665-2445 Manheim 96 5,460 l

St. Anne’s Retirement Community 717-285-5443 Columbia 53 3,690

St. John’s Herr Estate 717-449-5988 Columbia 40 6,090

The Long Community 717-381-4900 Lancaster 32 5,670 l

Willow Valley Communities 9 800-770-5445 Lancaster 197 5,160

Zerbe Retirement Community 717-445-4551 Narvon 26 5,000

PENNSYLVANIA - MONTGOMERY COUNTY

Arden Courts ProMedica Memory Care 101 610-337-1214 King of Prussia 54 l

Artis Senior Living of Huntingdon Valley 267-571-2699 Huntingdon Vly. 72 6,350 l

Beaumont at Bryn Mawr 610-526-7000 Bryn Mawr 15 8,091

Brandywine Living at Dresher Estates 877-427-2639 Dresher 103 5,700 l

Brandywine Living at Senior Suites 877-427-2639 East Norriton 119 3,900 l

Brandywine Living at Upper Providence 877-427-2639 Phoenixville 96 3,810 l

Brightview East Norriton 610-557-3357 East Norriton 76 4,220 l

Brittany Pointe Estates 12 215-855-9700 Lansdale 37 7,800 l

Clare Bridge of Montgomery 215-542-9670 North Wales 48 l

Columbia Cottage 610-409-8910 Collegeville 41 2,700

Dock Woods 23 215-368-4438 Lansdale 73 4,680 l Elm Terrace Gardens 215-361-5600 Lansdale 60 4,740

Frederick Living 610-754-7878 Frederick 80 4,000 l

Foulkeways at Gwynedd 1 215-283-7010 Gwynedd 99 7,440 l Fort Washington Estates 55 215-542-8110 Ft. Washington 18 7,410

Genesis HealthCare-Sanatoga Court 610-718-0900 Pottstown 70 2,430 l

Greenfield Senior Liv of Perkiomen Valley 610-287-1822 Schwenksville 100 3,365 l

Gwynedd Estates 55 215-628-8845 Ambler 20 7,530

Kyffin Grove 267-460-8100 North Wales 76 3,275 l

Meadowood Senior Living 610-584-1000 Worcester 54 6,802 l

Meadows at Shannondell, The 610-908-3800 Audubon 104 4,500 l

Montgomery County Assisted Living Services 610-278-5250 Norristown 84 1,200

Normandy Farms Estates 55 215-699-8727 Blue Bell 58 7,530 l

Paradise Manor 215-855-2697 Hatfield 38 2,000

Personal & Memory Care at The Park 11 215-659-3900

Hatboro 99 l

Peter Becker Community 54 215-256-9501 Harleysville 47 6,720 l

Phoebe Wyncote 215-461-2102 Wyncote 37 l

Rydal Park 215-376-6292 Jenkintown 54 7,380 l

Rydal Waters at Rydal Park 215-376-6292 Jenkintown 54 7,380 l

Souderton Mennonite Homes 23 215-723-9881 Souderton 111 4,110 l

800-394-9990 | retirementlivingsourcebook.com

ASSISTED LIVING/ PERSONAL CARE

PENNSYLVANIA - MONTGOMERY COUNTY (continued)

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Souderton Mennonite Homes 23 215-723-9881 Souderton 111 4,110 l

Spring Mill Pointe 610-260-1175 Lafayette Hill 58 5,992 l

Spring House Estates 55 215-628-3545 Lower Gwynedd 52 7,620 l

St. Mary Villa for Indep and Retirement Living 30 215-368-0900 Lansdale 90 2,355 l

The 501 3 215-461-4880 Ambler 3,995 l

The Birches at Arbour Square 215-660-4829 Harleysville 69 3,825 l

The Chelsea at Jenkintown 215-572-8300 Jenkintown 64 2,220 l

The Grove at Meadowood 610-584-1000 Worcester 54 6,802 l

The Landing at Willow Grove 215-830-0433 Willow Grove 115 2,995 l

The Meadows at Shannondell 67 610-728-5200 Audubon 174 l

Waverly Heights 65 610-645-8726 Gladwyne 68 11,682 l

Wesley Enhanced Living Upper Moreland 877-824-3935 Hatboro 33 5,749

Willow Crest Manor 215-784-9303 Willow Grove 65 1,350 l

Wyncote Place Memory Care 215-302-0234 Wyncote 46 l

Wynwood of Montgomery 215-542-9670 North Wales 72 3,110 l

PENNSYLVANIA - PHILADELPHIA

Adelphia Personal Care Home 215-476-9525 Philadelphia 44 550 l l

Cathedral Village 215-487-1300 Philadelphia 50 5,330

Disston Manor Personal Care Home 215-338-1193 Philadelphia 34 915 l l

Hayes Manor Retirement Residence 215-473-1552 Philadelphia 56 1,000

Harmony Place 215-708-2200 Philadelphia 73 3,300 l

Kearsley Retirement Community 215-877-1565 Philadelphia 60 1,800

Oakwood Residence 93 215-673-5555 Philadelphia 42 2,200

Penn Home 215-739-2522 Philadelphia 36 1,800

Riverview Home 215-335-8313 Philadelphia 210 2,250

Sacred Heart Manor 215-438-5268 Philadelphia 96 3,000

The Philadelphia Protestant Home 215-826-3312 Philadelphia 178 3,540 l

Watermark at Logan Square 215-240-8915 Philadelphia 77 3,495

ASSISTED LIVING/ PERSONAL CARE

PENNSYLVANIA - PHILADELPHIA

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Wesley Enhanced Living Burholme 877-824-3935 Philadelphia 50 3,680

Wesley Enhanced Living Pennypack Park 877-824-3935 Philadelphia 21 3,163

Wesley Enhanced Living at Stapeley 877-824-3935 Philadelphia 74 3,741 l

OTHER PENNSYLVANIA

Arden Courts ProMedica Memory Care 101 610-366-9010 Allentown 56 l

Bethany Village 75 717-766-0279 Mechanicsburg 100 7,800 l

Brookdale Allentown 844-332-0065 Allentown 76 1,875 l

Brookdale Bloomsburg 844-332-0065 Bloomsburg 45 1,826 l

Brookdale Creekview 844-332-0065 Mechanicsburg 103 1,725 l

Brookdale Grayson View 844-332-0065 Selinsgrove 73 l

Brookdale Harrisburg 844-332-0065 Harrisburg 55 1,800 l

Brookdale Latrobe 844-332-0065 Latrobe 82 l

Buffalo Valley Lutheran Village 570-523-4285 Lewisburg 90 3,690

Clarks Summit Senior Living 570-586-8080 Clarks Summit 116 l

Columbia Cottage 610-409-8910 Wyomissing 41 2,220

Country Meadows of Allentown 610-395-7160 Allentown 190 2,179 l

Country Meadows of Wyomissing 610-374-3122 Wyomissing 215 1,780 l

Cross Keys Village - The Brethren Home Comm. 888-624-8242 New Oxford 123 5,580 l

Cumberland Crossing 717-930-1303 Carlisle 45 3,862 l

Easton Home 610-250-5000 Easton 53 4,710 l l Frey Village 717-930-1259 Middletown 35 4,167 l

Genesis HealthCare- Berkshire Commons 610-779-3993 Reading 56 4,020 l

Genesis Healthcare -Lehigh Commons 610-779-3993 Macungie 80 4,167 l

Genesis HealthCare-Maple Shade Meadows 570-669-5500 Nesquehoning 90 1,950

Genesis HealthCare- Mifflin Court 610-796-1600 Shillington 67 2,970

Genesis HealthCare -Riverview Ridge 570-825-0538 Wilkes Barre 67 1,650

Genesis HealthCare -Rose View Court 570-323-4340 Williamsport 60 2,250

Willowbrook Place Senior Living Community 570-291-8387

Clarks Summit 62 2,500

Green Ridge Village 717-776-8200 Newville 63 4,500 l

Highlands at Wyomissing, The 610-775-2300 Wyomissing 66 5,170

Homewood at Martinsburg 74 814-793-3728 Martinsburg 76 5,262 l

Homewood at Plum Creek 6, 104 717-637-4166 Hanover 92 6,053 l

Homewood at Spring House Estates 814-623-0349 Everett 16 6,240

Kirkland Village 610-691-4500 Bethlehem 33 6,240

Luther Crest 610-391-8227 Allentown 29 4,350

Lutheran Home at Topton, The 610-682-1413 Topton 80 3,658 l

Magnolias of Chambersburg 717-264-6000 Chambersburg 52 2,000 l

Menno Haven 717-262-2373

Chambersburg 158 3,690

Mifflin Center 610-777-7841 Shillington 54 2,970

Moravian Hall Square 610-746-1000 Nazareth 86 4,000 l

ASSISTED LIVING/ PERSONAL CARE

OTHER PENNSYLVANIA (continued)

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Moravian Village of Bethlehem 610-625-4885 Bethlehem 60

Newhaven Court at Linwood 888-261-8178 Greensburg 98 1,500

Phoebe Allentown 610-686-6362 Allentown 49 4,050 l

Phoebe Berks 484-205-9489 Wernersville 51 4,830 l

Presbyterian Home at Williamsport 570-601-8350 Williamsport 26 3,780 l

Presbyterian Village at Hollidaysburg 814-693-4000 Hollidaysburg 43 3,960 l

Quincy Village 717-749-2300 Quincy 80 4,320 l

Rest Assured Residential Living 88 814-634-0567 Meyersdale 28 4,260 l

Spang Crest 717-274-1495 Lebanon 18 4.680 l

Spring Village at Pocono 570-426-4000 E. Stroudsburg 47 2,600 l St. Andrew’s Village 724-464-1600 Indiana 22 5,220 l l

StoneRidge Retirement Living 717-866-3200 Myerstown 30 5,100

Tiffany Court Senior Living 570-283-2336 Kingston 110 l SpiriTrust Lutheran Village at Gettysburg, The 21 717-334-6204 Gettysburg 17 5,201 Village at Kelly Drive, The 21 717-848-2585 York 60 2,950 Village at Luther Ridge, The 21 717-264-5700 Chambersburg 35 4,623 Village at Shrewsbury, The 21 717-227-3000 Shrewsbury 68 4,866 Village at Sprenkle Drive, The 21 717-764-9994 York 50 5,992 l Village at Utz Terrace, The 21 717-637-0633 Hanover 46 5,627 Village at Palmerton Assisted Living, The 610-824-7406 Palmerton 72 1,400

Westminster Village - Allentown 610-782-8300 Allentown 68 2,603 l Westminster Woods of Huntingdon 814-644-2000 Huntingdon 34 5,301 l

Windy Hill Village 814-342-8400 Philipsburg 18 5,040 l Woods at Cedar Run, The 888-265-0613 Cumberland 40 2,500 l Woodland Terrace at the Oaks 610-628-3833 Allentown 86 2,750 l Wyndemeir on Lake Myton 610-808-9463 Fairfield 8 2,500 l

NEW JERSEY - BURLINGTON COUNTY

Artis Senior Living of Evesham 856-843-4013 Evesham 68 7,150 l

Brandywine Living at Moorestown Estates 877-427-2639 Moorestown 114 4,860 l

Brightview Greentree 856-528-0818 Marlton 57 5,200 l

Brightview Mount Laurel 856-457-3822 Mount Laurel 100 4,900 l

Clare Bridge of Westampton 609-877-0555 Westampton 50 3,000 l

Cambridge Rehabilitation and Senior Living 856-235-1214 Moorestown 56 l

Medford Leas 71 866-670-1817 Medford 119

Riverview Estates 856-829-2274 Riverton 75 3,030

Sterling House of Florence 609-499-6662 Florence 46 2,750

Wiley Christian Retirement Community 856-983-0411 Marlton 53 2,625 l

The Evergreens 55 856-439-2000 Moorestown 66 l

ASSISTED LIVING/ PERSONAL CARE

NEW JERSEY - CAMDEN COUNTY

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Allendale Community for Mature Living 201-825-0660 Allendale 55 4,555 l

Arden Courts ProMedica Memory Care 101 856-667-6543

Cherry Hill 54 6,250 l

Brandywine Living at Haddonfield 856-429-5500 Haddonfield 48 4,080 l

Brandywine Living at Voorhees 856-424-0004 Voorhees 94 3,960 l

Brookdale Evesham 856-424-7773 Voorhees 144 2,995

Brookdale Marlton Crossing 844-332-0065 Cherry Hill 87 l

Brookdale Echelon Lake 844-332-0065 Voorhees 110 2,400 l l

Brookdale Voorhees 844-332-0065 Voorhees 77 3,315 l

Cherry Hill Convalescent Ctr. 856-486-0892 Cherry Hill 30 2,280 l

NEW JERSEY - CAMDEN COUNTY (continued)

Cherry Hill Senior Living 856-482-9300 Cherry Hill 100 2,800

Lions Gate 856-679-2200 Voorhees 70 6,730 l

Silver Healthcare Ctr. 856-795-3131 Cherry Hill 50 2,650

United Methodist Comm at Collingswood 856-854-4331 Collingswood 113 4,827 l

Voorhees Senior Living 856-566-2340 Voorhees 93 3,000 l l

NEW JERSEY - ESSEX COUNTY

Arden Courts ProMedica Memory Care 101 973-736-3100 West Orange 55 6,652 l

Brookdale West Orange 844-332-0065 West Orange 106 3,250

Crane’s Mill 34 800-500-5433 West Caldwell 70 l

Cypress Gardens 973-325-5700 West Orange 115

The Solana Roseland 973-618-1888 Roseland 85 3,900 l l

NEW JERSEY - GLOUCESTER COUNTY

Brightview Woodbury Lake 856-324-3447 Woodbury 86 4,400 l

Cardinal Village 856-270-6356 Sewell 98 4,400 l

HCR ManorCare 856-848-9551 West Deptford 21 2,850

Sterling House of Deptford 856-345-0446 Deptford 52 2,200

Traditions of Cross Keys 856-307-2100 Glassboro 59 3,025 l

Terraces at Parke Place 53 856-256-1776 Sewell 72 4,000 l l

United Methodist Communities at Pitman 856-589-7800 Pitman 157 2,721 l

Washington Township Senior Living 856-582-8700 Sewell 100 l

Woodbury Mews Senior Living 856-384-6600 Woodbury 98 3,500 l

NEW JERSEY - MERCER COUNTY

Brandywine Living at Pennington 877-427-2639

Pennington 95 4,470 l

Brandywine Living at Princeton 877-427-2639 Princeton 112 4,890 l

Clare Bridge of Hamilton 609-586-4000 Hamilton 50 3,000 l

Morris Hall Meadows - St. Mary’s Assist Liv 609-896-0006

Lawrenceville 56 4,000 l

Rose Hill 53 609-371-7007 Robbinsville 72 3,300 l

800-394-9990 | retirementlivingsourcebook.com

ASSISTED LIVING/ PERSONAL CARE

OTHER NEW JERSEY

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Arden Courts ProMedica Memory Care 101 973-942-5600 Wayne 54 6 l

Arden Courts ProMedica Memory Care 101 973-581-1800 Whippany 63 6 l

Bey Lea Village 732-557-4700 Toms River 60 3,658 l

Bella Terra 732-638-9376 Jackson 91 l

Brandywine Living at Brandall Estates 877-427-2639 Linwood 79 4,290 l l

Brandywine Living at Governor’s Crossing 877-427-2639 Englishtown 69 4,350 l

Brandywine Living at Howell 877-427-2639 Howell 120 3,270

Brandywine Living at Mahwah 877-427-2639 Mahwah 94 3,870 l

Brandywine Living at Middlebrook Crossing 877-427-2639 Bridgewater 113 4,830 l l

Brandywine Living at Mountain Ridge 877-427-2639 Watchung 96 4,590 l

Brandywine Living at Reflections 877-427-2639 Brick 46 6,120 l

Brandywine Living at The Gables 877-427-2639 Brick 78 4,350

Brandywine Living at The Sycamore 877-427-2639 Shrewsbury 107 5,070

Brandywine Living at Toms River 877-427-2639 Toms River 110 4,200 l

Brandywine Living at Wall 877-427-2639 Wall 86 5,100 l

Brandywine Living at Reflections 877-427-2639 Colts Neck 52 4,530 l l

Brookdale Cape May 844-332-0065 Cape May 85 2,300 l l

Brookdale Emerson 844-332-0065 Emerson 96 3,800 l

Brookdale Hillsborough 844-332-0065 Hillsborough

Brookdale Wayne 844-332-0065 Wayne 95 2,550 l l

Brookdale Paramus 844-332-0065 Paramus l

Brookdale Stafford 844-332-0065 Manahawakin 77 2,965 l

Cedar Crest 973-839-9377 Pompton Plains 64 4,836 l

Friends Village at Woodstown 856-769-1500 Woodstown 86 2,277 l

Leisure Park 732-370-0444 Lakewood 0

Mount Arlington Senior Living 973-601-0988 Mt. Arlington 112 3,345 l

Seabrook 732-918-9100 Tinton Falls 96 5,565 l

Spring Home at Galloway 609-404-1099 Galloway 66 3,700 l

Spring Home at Galloway Memory Care 609-404-1099 Galloway 44 6,300 l

United Methodist Communities at The Shores 609-399-8505 Ocean City 184 5,117 l

Woodview Estates 53 609-625-4878 Mays Landing 70 3,300 l l

Wynwood Florham Park 973-443-0444 Florham Park 68 3,500 l

Wynwood Forsgate 609-409-7525 Monroe Twp. 75 3,560 l

STATE OF DELAWARE

Arden Courts ProMedica Memory Care 101 302-762-7800

Wilmington 56 l

Brandywine Living at Fenwick Island 877-427-2639 Selbyville 96 3,480 l

Brandywine Living at Seaside Pointe 877-427-2639 Rehoboth Beach 116 4,380 l l

Brookdale Dover 844-332-0065 Dover 51 2,190 l

Brookdale White Chapel 844-332-0065 Newark 100 3,500 l

Cokesbury Village 55 302-235-6017 Hockessin 49 6,422 l

ASSISTED LIVING/ PERSONAL CARE

STATE OF

DELAWARE (continued)

FEATURED ON PAGE PHONE CITY

UNITS MONTHLY COST Starting From SUBSIDIES/WAIVER MEMORY CARE

Country House 55 302-426-8012 Wilmington 36 7,856 l

Dover Place 302-257-6094 Dover 71 4,953 l

Forwood Manor 302-529-1600 Wilmington 37 5,000

Foulk Manor North 302-478-4296 Wilmington 43 4,260 l

Foulk Manor South 302-655-6249 Wilmington 51 3,300 l

Gilpin Hall 302-654-4486 Wilmington 18 3,600

Heritage at Dover 302-735-8800 Dover 71 2,741 l

Lodge Lane Assisted Living 302-757-8100 Wilmington 51 4,950 l

Lorelton Assisted Living Communities, The 302-573-3580 Wilmington 82 3,461 l

Luther Towers I & II 302-230-2728 Wilmington 116 3,600 l

Manor House 55 302-404-0510 Seaford 56 6,106 l

Millcroft 302-366-0160 Newark 26 5,512

Milford Place 302-257-5873 Milford 71 5,001 l

Shipley Manor 302-479-0111 Wilmington 15 5,340

Somerford House & Somerford Place 302-283-0540 Newark 72 2,075 l

Village at Green Valley Assisted Living 302-934-7300 Millsboro 20 1,350

Westminster Village - Dover 302-744-3600 Dover 60 5,250 l l

Windsor Place Assisted Living 855-308-8110 Hockessin 54 3,800

STATE OF MARYLAND

Bayleigh Chase 55 410-822-8888 Easton 88 6,480

Brooke Grove Retirement Village 32 301-260-2320 Sandy Spring 108 9,300 l

Buckingham’s Choice 55 301-874-5630 Adamstown 45 7,950

Fairhaven 55 410-795-8801 Sykesville 35 7,620

Homewood at Frederick 301-644-5600 Frederick 56 3,900

Homewood at Williamsport 877-849-9244 Williamsport 50 4,530

Twin Oaks Assisted Living 301-223-7971 Williamsport 42 4,650

Williamsport Retirement Village 301-223-7971 Williamsport 32 4,650

Assisted Living/Personal Care

priority at all assisted living /personal care communities.

All communities also offer three meals a day in a group dining room. However, dining options can vary dramatically in terms of the meals available and the costs associated with meal plans.

Finally, all assisted living/personal care communities offer personal care services, also known as help with the ADLs. These services include assistance with bathing, dressing and toileting.

Other services and activities available at some assisted living/ personal care communities include:

• Medication management, or assistance with self-administration of medicine

• Coordination of services by outside health care providers

• Assistance with arranging

medical, health and dental care services

• Social services

• Transportation services

• Outdoor areas for walking or gardening

• Supervision and assistance for persons with Alzheimer’s or other dementias and disabilities

• Recreational and spiritual activities

• Exercise and wellness programs

• Laundry and linen service

• Housekeeping and maintenance

• Individualized services

While assisted living/personal care communities do provide a high level of care, it is important to consider what is not provided at these communities before selecting one. Assisted living/ personal care communities are a bridge

between living at home and living in a nursing home. Assisted living/ personal care communities do not typically provide the level of continuous skilled nursing care found in nursing homes and hospitals. For instance, if a prospective resident needs constant care, a nursing home may be a more viable option.

There is no set standard for assisted living accommodations. Therefore, options can vary greatly from one assisted living community to the next. For instance, some communities offer private rooms featuring kitchenettes and private bathrooms, while others offer shared units or shared bathrooms. Consumers must consider the prospective resident’s personal needs, financial means and personal preferences before selecting a community.

Source: www.ahcancal.org

10 Tips for Choosing Assisted Living/Personal Care

1. Make an accurate and honest assessment of your physical, financial, mental and lifestyle needs.

2. Visit as many facilities as you can to get a sense of the choices in your area.

3. Narrow down your selection to the top two or three choices and return to those facilities and ask lots of questions.

4. Ask to review a copy of the Resident Agreement (facility contract).

5. Ask to review the licensing or certification inspection report.

6. Call the Long Term Care Ombudsman program and ask if there are complaints about the facilities you are interested in. Contact the ElderCare Locator at 1-800-677-1116 or www.eldercare.gov to find your local ombudsman who serves as an advocate for assisted living/personal care and nursing home residents.

7. Make an unannounced visit to the facilities you are interested in. Talk with the residents and their family members about the facility.

8. Ask what conditions or circumstances may result in the need to relocate to another facility.

9. Ask what the baseline fee is and what services are included in that fee. Ask what additional charges apply for services/products.

10. Choose the facility that comes closest to your needs.

From The Consumer Consortium on Assisted Living (CCAL), a national consumer education and advocacy organization. Visit www.ccal.org for more information.

Don’t walk the road alone. See the professional resources who can help you. (p. 33)

Know the Symptoms of Alzheimer’s

The Alzheimer’s Association provides the common signs

Memory loss that disrupts daily life is not a typical part of aging. It may be a symptom of Alzheimer’s, a fatal brain disease that causes a slow decline in memory, thinking and reasoning skills. Every individual may experience one or more of these signs in different degrees. If you notice any of them, it is recommended you see a doctor.

1. Memory loss that disrupts daily life

One of the most common signs of Alzheimer’s is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; and relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own.

What’s typical? Sometimes

forgetting names or appointments, but remembering them later.

2. Challenges in planning or solving problems

Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before.

What’s typical? Making occasional errors when balancing a checkbook.

3. Difficulty completing familiar tasks at home, at work or at leisure

People with Alzheimer’s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing

Options for Memory Care

Considering a residential facility

For older adults with Alzheimer’s disease or another form of dementia, moving to a residential memory care facility may be the best option. These communities can offer varying levels of care, depending on the needs of the patient. They also offer valuable peace of mind for family members and caregivers, who may no longer be able to provide care at home.

Most retirement living communities offer options for individuals with memory care needs. Before selecting a community, potential residents and their families should carefully evaluate their current and future care needs. Consumers should also familiarize themselves with the wide variety of community options available. More information about housing options is available throughout the Sourcebook.

Life Plan Communities

These communities provide a full range of care options from independent living to nursing care. Residents with memory care needs would generally move in while they are still healthy and progress to higher levels of care.

a budget at work or remembering the rules of a favorite game.

What’s typical? Occasionally needing help to use the settings on a microwave or to record a television show.

4. Confusion with time or place

People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there.

What’s typical? Getting confused about the day of the week but figuring it out later.

Information from the Alzheimer’s Association website. Visit www.alz.org or call 1.800.272.3900 for information, referrals and support.

Assisted Living/Personal Care

Assisted living facilities offer additional support for residents, including assistance with the activities of daily living. Many assisted living facilities offer services specifically designed for people with dementia.

Skilled Nursing Facilities

These communities offer round-the-clock care for patients. Some nursing homes have specialized units and specially trained staff to accommodate the needs of patients with dementia.

Special Care Units

Special Care Units, or SCUs, are also called memory care units and are designed to meet the specific needs of individuals with Alzheimer’s and other dementias. These units are often located within other residential care options. Some of these units are locked or secured for the safety of residents. SCUs generally offer other specialized services, including highly trained staff and activities designed for individuals with varying stages of dementia.

Source: Information adapted from the Alzheimer’s Association (www.alz.org).

800-394-9990

CARE IS ALL WE DO

Dunwoody Village

3500 West Chester Pike • Newtown Square, PA 19073 (610) 359-4400

No one should have to sacrifice comfort for safety, and that’s why we strive to make Dunwoody Memory Care as homey as possible for those with a diagnosis of Alzheimers or related dementia. Residents live in “neighborhoods” of private residences, along with a common reception area, kitchen, dining area, library and gathering area, and even includes a secure outdoor area for residents to safely enjoy a warm spring breeze. Dunwoody Village’s five-star rated healthcare offers a continuum of care from Residential Living to Personal Care through Skilled Nursing and Rehabilitation, giving residents peace of mind as a top-notch continuing care retirement community for nearly five decades.

Arden Courts ProMedica Memory Care

King of Prussia, PA: 610-337-1214

• Warminster Township, PA: 215-957-5182 • Yardley, PA: 215-321-6166 • Wilmington, DE: 302-762-7800 • Cherry Hill, NJ: 856-667-6543

Arden Courts is a community which is 100% dedicated to dementia care. Arden Courts is a part of ProMedica, a not-for-profit, missionbased healthcare organization. Our over 25 years of experience has been used to develop our programs, environment and other facets of Arden Courts to meet the very specific needs of our residents. The synergy between our purposely-built design and philosophy of care are the foundations behind what makes Arden Courts special. Arden Courts has the expertise and experience to simplify and enhance your loved one’s life and help you find the peace-of-mind you deserve.

Nursing & Rehabilitation

Specialized care for individuals who need daily assistance

At a nursing care center, care is administered by professionals under the direction of a physician. Many facilities also offer sub-acute, respite, rehabilitation and other short-term care. Rehabilitation services can be especially helpful for individuals who are recovering from surgery, an illness or any other life-changing event.

Who is Nursing Care for?

These communities serve as permanent residences for individuals who are too sick or frail to live at home, or as temporary facilities during a recovery period. Some residents enter a nursing care center for a short-term stay after a surgery or illness, while others enter on a more permanent basis.

Who Pays for Nursing Care?

Medicare, Medicaid, private

insurance and personal assets are all used under various circumstances to pay for services in a nursing care facility. If a facility is not certified by Medicare and Medicaid, the care will have to be paid for entirely with personal funds.

In general, Medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. Some long-term care insurance pays for nursing care centers; insurance payments are usually a fixed amount for a specified number of qualified days.

The basic daily rate is the standard charge the nursing care center bills to all residents, which covers the fundamental services every resident receives, including rent for the room, housekeeping, meals and general nursing care. It is important to understand all the services and

Ombudsman Programs

Advocates can help residents and families

A long-term care ombudsman is an advocate who strives to improve the quality of life for individuals receiving long-term care services. Ombudsmen resolve complaints against long-term care providers through counseling, negotiations and investigations. They can also provide vital information about long-term care providers to help consumers make informed decisions.

Using trained volunteers, ombudsman programs make regular visits to long-term care facilities to interact with residents and staff. Finally, ombudsmen strive to educate the community about long-term care issues, train longterm care staff and consult with long-term care providers.

The ombudsman program is federally mandated and located in every state. Operated by the Administration on Aging, the

ombudsman program has 7,734 volunteers certified to handle complaints and 1,300 paid staff.

How can an ombudsman help me?

An Ombudsman can offer advice on housing and help with complaint counseling, negotiations, investigations and resolutions. Ombudsmen stand with residents of long-term care communities, ensuring that their voices are heard and their complaints and concerns are addressed.

For families who are searching for a nursing facility or an assisted living facility, Ombudsmen can provide vital information about facilities, services, complaint histories, inspection reports, and features to look for while searching for a community.

As a consumer of long-term care, Ombudsmen can help you voice any concerns you may have

amenities that are not included in the basic daily rate.

What to Look for in Nursing Care

Before choosing a community, contact the Long-Term Care Ombudsman Program of your Area Agency on Aging. Ombudsman programs promote the highest quality of life and care for residents of nursing facilities and can help families and staff with inquiries and complaints.

about current providers. They can also take you through the steps necessary to resolve any complaints. This generally starts with negotiation, during which the two parties sit down to discuss the concern and the Ombudsman serves as a facilitator. In many cases, both parties are able to agree to a solution.

If negotiation is not successful or appropriate, Ombudsmen can launch a formal complaint investigation aimed at achieving a resolution to support the resident. Ombudsmen will accept anonymous complaints. In cases where names will be used, residents and/or their families must sign a waiver of the right to confidentiality.

For more general information about the program or to find programs in your area, visit Ltcombudsman.org.

It is important to understand all the services and amenities that are not included in the basic daily rate.

Choosing a Nursing & Rehab Center

Use this checklist to review options:

PHYSICAL ENVIRONMENT

Are public areas and resident rooms clean and comfortable?

Is ample parking available for visitors? Are private rooms available? Does the community have a pet?

Does the community have safety features, such as handrails and grab bars?

Are the exits clearly marked?

RESIDENT AND STAFF INTERACTION

How many Registered Nurses (RNs) and Certified Nursing Assistants (CNAs) are on staff?

What type of education and training do staff members have?

Do all staff members undergo screenings and background checks prior to employment?

How does the community handle residents who need additional care and support?

Is there a care plan developed for every resident?

Are care plans reviewed and updated by providers and family members?

Is the interaction between residents and staff members warm and respectful?

What is the staff-to-resident ratio for each level of care?

Do staff members respond to residents’ requests for assistance promptly?

What is the staff-to-resident ratio at night and on weekends?

CERTIFICATION AND LICENSURE

What levels of care does the community offer?

Skilled nursing care?

Short-term rehabilitation? Memory care?

Is the facility Medicare and Medicaid certified? Are the home and its current administrator licensed?

FEES AND COSTS

What services are included in the daily rate? What services are available for an additional fee? What are the fees? How often do rate increases occur?

DINING SERVICES

Does the dining room look and smell inviting? Are there enough staff members available to assist residents during meals?

Are the dining room tables, chairs and linens in good condition?

Are residents allowed to invite guests for meals? Can residents select their own meal times, or are there designated meal times?

ACTIVITIES AND PROGRAMS

Are activities scheduled throughout the day and evening?

Are fitness classes offered? Are there dedicated spaces for resident clubs and informal gatherings?

LOCATION

Is the community conveniently located for friends and family to visit?

Is the community near preferred medical providers?

OVERALL IMPRESSION

Does the community look and feel like a place you could call home?

Sources: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA) and www.medicare.gov, Medicare’s Nursing Home Checklist

NURSING & REHABILITATION

PENNSYLVANIA - BUCKS COUNTY

Buckingham Valley Rehab. & Nursing Center

FEATURED ON PAGE PHONE ADDRESS CITY

215-598-7181 820 Durham Rd Newtown 130 l l 210

Chandler Hall Health Services 267-291-2300 99 Barclay St Newtown 53 l l 386

Christ’s Home Senior Services 215-956-2270 1 Shepherd’s Way Warminster 24 l l 303 Community at Rockhill 69 215-257-2751 3250 State Rd. Sellersville 90 l l 409

Crestview Center 215-968-4650 262 Tollgate Rd. Langhorne 180 l l 158

Harborview Rehab Center at Doylestown 215-345-1452 432 Maple Ave. Doylestown 102 l l Holland Center for Rehab and Nursing 215-322-6100 280 Middle Holland Rd. Holland 74 l 317

Langhorne Gardens Health & Rehabilitation 215-757-7667 350 Manor Ave. Langhorne 120 l l 296

Liberty Pointe Rehab & Healthcare Center 215-348-2983 252 Belmont Ave. Doylestown 178 l l 145

Lifequest Nursing Center 215-536-0770 2450 John Fries Hwy. Quakertown 140 l l 215

Lutheran Community at Telford 69 215-723-9819 12 Lutheran Home Cr. Telford 75 l l 447

Neshaminy Manor Home 215-345-3205 1660 Easton Rd. Warrington 360 l l 225

Phoebe Richland Healthcare Center 610-686-6628 108 S. Main St. Richlandtown 143

Promedica Skilled Nursing & Rehab - Oxford V 215-321-3921 1480 Oxford Valley Rd. Yardley 140 l l

Pickering Manor 215-968-3878 226 N. Lincoln Ave. Newtown 47 l l 390

Pine Run Health Center 31 215-340-5162 777 Ferry Rd. Doylestown 90 l 419

Quakertown Center 215-536-9300 1020 S. St. Quakertown 138 l l 377

Richboro Rehab & Nursing Center 215-357-2032 253 Twining Ford Rd. Richboro 82 l l 180

Silver Lake Nursing & Rehabilitation Center 215-785-3201 905 Tower Rd. Bristol 174 l l 330

Southampton Estates 55 215-364-2550 238 Street Rd. Southampton 120 l 383

Wesley Enhanced Living Doylestown 267-895-1100 200 Veterans Lane Doylestown 60 l l 385

PENNSYLVANIA - CHESTER COUNTY

Adventura at Pembrooke 610-692-3636 1130 West Chester Pike West Chester 180 l l 205

Barclay Friends 19 610-696-5211 700 N. Franklin St. West Chester 96 l l 426

Coatesville Veterans Admin. Medical Center 610-383-0265 1400 Black Horse Hill Rd. Coatesville 240

Devon Manor 610-688-8080 235 Lancaster Ave. Devon 60 l

Friends Home in Kennett/Linden Hall 610-444-2577 147 W. State Street Kennett Sq. 20 330

Green Meadows Nursing & Rehab Center 610-296-4170 283 E Lancaster Ave Malvern 184 l l 160

Hickory House Nursing & Rehab 610-273-2915 3120 Horseshoe Pike Honey Brook 110 l l 288

Kadima Rehab & Nursing at Pottstown 610-469-6228 3031 Chestnut Hill Rd. Pottstown 41 l l 225

Kendal~Crosslands Communities BACK COVER 800-814-8133 1660 East Street Rd. Kennett Sq. 113 l 435

Kendal at Longwood 800-216-1920 1109 East Baltimore Pike Kennett Sq. 49 l 322

Manatawny Center for Nursing & Rehab 610-705-4191 30 Old Schuylkill Rd. Pottstown 133 l l 293

Newport Meadows Nursing & Rehab 610-593-6901 41 Newport Ave. Christiana 139 l l 260

Phoenix Center for Nursing & Rehab 610-935-9120 833 S. Main St. Phoenixville 138 l l 200

Pocopson Home 610-793-1212 1695 Lenape Rd. West Chester 275 l l 285

PowerBack Rehabilitation - Phoenixville 484-920-6200 3000 Balfour Circle Phoenixville 22 l St. Martha Center for Rehab. & Healthcare 58 610-873-8490 470 Manor Ave. Downingtown 120 l l 341

Tel Hai Retirement Community 13 610-273-9333 1200 Tel Hai Circle Honey Brook 110 l l 472

Twin Pines Health Care Center 610-869-2456 315 E. London Grove Rd. Chatham 121 l 130

Ware Presbyterian Village 610-998-2400 7 E. Locust St. Oxford 137 l l 363

NURSING & REHABILITATION

PENNSYLVANIA - CHESTER COUNTY (continued)

FEATURED ON PAGE

PHONE ADDRESS CITY

Watermark at Bellingham 610-436-6663 1615 E. Boot Rd. West Chester 64 l 390

Wellington Terrace 484-653-1600 1361 Boot Road West Chester 40 l 382

West Chester Rehab & Healthcare Center 610-696-3120 800 West Miner St West Chester 180 l l 242

PENNSYLVANIA - DELAWARE COUNTY

Adventura at Prospect

610-586-6262 815 Chester Pike Prospect Park 180 l l 235

Belvedere Center 610-872-5373 2507 Chestnut St Chester 150 l l 223

Brinton Manor Nursing & Rehab. Center 610-358-6005 549 Baltimore Pike Glen Mills 92 l l 170

Broomall Presbyterian Village 610-356-0100 146 Marple Rd Broomall 146 l l 342

Bryn Mawr Village 610-525-8300 773 East Haverford Rd. Bryn Mawr 170 l 160

Conner Williams Nursing Home 610-521-1331 105 Morton Ave. Ridley Park 52 l 125

Dunwoody Village 25 610-359-4400 3500 W. Chester Pike Newtown Sq. 81 l 480

Fair Acres Geriatric Center 610-891-5739 340 N. Middletown Rd. Lima 908 l l

Golden Living Center Rosemont 610-525-1500 35 Rosemont Ave. Rosemont 76 l l

Granite Farms Estates 55 610-358-0510 1343 West Baltimore Pike Media 82 l 357

Lima Estates 55 610-565-8717 411 N. Middletown Rd. Media 60 l 357

Little Flower Manor 610-534-6000 1201 Springfield Rd. Darby 127 l l 255

Marple Gardens Rehab & Nursing Center 610-356-0800 50 N. Malin Rd. Broomall 298 l l 142

Naamans Creek County Manor 610-558-7840 1194 Naamans Creek Rd Boothwyn 90 l l 257

Phoebe Wyncote 215-461-2102 208 Fernbrook Ave Wyncote 58 l l 263

Promedica Nursing & Rehab Ctr - Wallingsford 610-565-3232 115 S. Providence Rd. Wallingford 207 l l

Quadrangle, The 610-642-3000 3300 Darby Rd. Haverford 78 l 291

Riddle Village Retirement Community 27 610-891-3700 1048 W. Baltimore Pike Media 86 l 355

Sanatoga Center 610-323-1800 225 Evergreen Rd. Pottstown 130 l l 276

St. Francis Center for Rehab. & Healthcare 30 610-461-6510 1412 Lansdowne Ave. Darby 273 l l 289

Sterling Healthcare & Rehab Center 5 610-566-1400 318 South Orange St. Media 164 l l 270

Wayne Center 610-688-3635 30 West Ave. Wayne 117 l l 212

Wesley Enhanced Living Main Line 610-353-7660 100 Halcyon Drive Media 60 l l 359

West Hills Rehabilitation & Nursing Center 610-449-8600 2050 Old West Chester Pike Havertown 110 l l 165

White Horse Village INSIDE BACK 610-558-5000 535 Gradyville Rd Newtown Sq. 59 l 452

Yeadon Rehab & Nursing Center 610-626-7700 14 Lincoln Ave. Yeadon 198 l l 221

PENNSYLVANIA - LANCASTER COUNTY

Brethren Village 717-569-2657 3001 Lititz Pike Lancaster 69 l l 192

Calvary Homes 717-393-0711 502 Elizabeth Dr. Lancaster 45 l l 322

Harrison House of Christiana 610-593-6901 41 Newport Ave Christiana 139 l l 260

Homestead Village Enhanced Senior Living 717-397-4831 1800 Marietta Ave. Lancaster 60 l l 284

Lancashire Hall Retirement Village 717-569-3211 6 Terrace Dr. Lancaster 240 l l

Landis Homes 7 717-569-3271 1001 East Oregon Rd. Lititz 103 l l

NURSING & REHABILITATION

PENNSYLVANIA - LANCASTER COUNTY (continued)

Luther Acres

FEATURED ON PAGE PHONE ADDRESS CITY

717-626-8376 600 East Main Street Lititz 106 l l 427

Mennonite Home 717-393-1301 1520 Harrisburg Pike Lancaster 188 l l 417

Moravian Manor 717-626-0214 300 West Lemon St. Lititz 127 l l 300

Pleasant View Communities 717-665-2445 544 N Penryn Rd. Manheim 114 l l 470 St. Anne’s Retirement Community 717-285-5443 3952 Columbia Ave. Columbia 121 l l 219

Willow Valley Communities 9 800-770-5445 675 Willow Valley Sq. Lancaster 278 l 395

Zerbe Retirement Community 717-445-8741 2499 Zerbe Road Narvon 87 l l 307

PENNSYLVANIA - MONTGOMERY COUNTY

Accela Rehab & Care Center 215-233-0920 850 Papermill Rd Glenside 129 l l 270

Aristacare at Meadow Springs 610-279-7300 845 Germantown Pike Plymouth Mtg. 151 l l 175 Beaumont at Bryn Mawr 610-526-7000 601 N Ithan Ave Bryn Mawr 44 l 446

Brittany Pointe Estates 55 215-855-9700 1001 Valley Forge Rd. Lansdale 92 l l 441

Brookside HealthCare & Rehab Center 5 215-884-6776 2630 Woodland Rd. Abington 120 l l 300

Complete Care at Harston Hall 215-836-3200 350 Haws Ln Flourtown 120 l l 268

Coventry Manor Nursing Home 610-469-6228 3031 Chestnut Hill Rd. Pottstown 41 l l 225

Dock Woods 23 215-368-4438 275 Dock Drive Lansdale 72 l l 345

Dresher Hill Health & Rehabilitation 215-643-0600 1390 Camp Hill Rd Ft. Washington 118 l l 189

Edgehill Nursing & Rehabililtation Center 215-886-1043 146 Edgehill Rd. Glenside 60 l l 180

Elkins Crest Health & Rehabilitation 215-379-2700 265 E Township Line Rd. Elkins Park 150 l l 225

Elm Terrace Gardens 215-361-5600 660 N Broad St Lansdale 72 l l 260

Embassy of Ivy Hill 215-233-5605 1401 Ivy Hill Rd Wyndmoor 151 l l 174

Fort Washington Estates 55 215-542-8110 735 Susquehanna Rd. Ft. Washington 40 l 455 Foulkeways at Gwynedd 1 215-283-7010 1120 Meetinghouse Road Gwynedd 45 415

Frederick Living - Cendarwood 610-754-7878 2849 Big Rd. Frederick 61 l l 287

Garden Spring Nursing & Rehab Center 215-659-3060 1113 N Easton Rd Willow Grove 173 l l 325

Gwynedd Healthcare & Rehab Center 215-699-5000 773 Sumneytown Pike Lansdale 181 l l Harborview Rehab & Care Center - Lansdale 215-855-9765 25 West 5th St. Lansdale 126 l l 152

Hillcrest Center 215-884-9990 1245 Church Rd. Wyncote 180 l l 246 Hopkins Center 215-576-8000 8100 Washington Ln. Wyncote 107 l l 255

Luther Woods Convalescent Center 215-675-5005 313 County Line Rd. Hatboro 140 l l 235

Meadowood Senior Living 610-584-1000 3205 Skippack Pike Worcester 59 l 409

Normandy Farms Estates 55 215-699-8727 9000 Twin Silo Dr. Blue Bell 73 l 356

Norristown Sq Nursing & Rehab Center 610-239-7100 1700 Pine Street Norristown 99 l

Parkhouse Providence Pointe 610-948-8800 1600 Black Rock Rd. Royersford 470 l l 230

Peter Becker Community 54 215-256-9501 800 Maple Ave. Harleysville 72 l l 440

Phoebe Wyncote 215-461-2101 208 Fernbrook Ave. Wyncote 58 l l 270

Pennsburg Manor 215-679-8076 530 Macoby St. Pennsburg 120 l l 268

Promedica Total Rehab - Willow Grove 215-830-0400 3485 Davisville Rd N. Willow Grove 109 l

Promedica Nursing & Rehab-Montgomeryville 215-368-4350 640 Bethlehem Pike Montgomeryville 170 l l 247

Promedica Nursing & Rehab - Huntington Vall 215-938-7171 3430 Huntingdon Pike Huntingdon Valley 130 l l 293

Promedica Nursing & Rehab - King of Prussia 610-337-1775 620 West Valley Forge Rd. King of Prussia 150 l l 300 Rehab at Shannondell 67 610-728-5200 10000 Shannondell Dr. Audubon 120 l

NURSING & REHABILITATION

PENNSYLVANIA

- MONTGOMERY COUNTY (continued)

FEATURED ON PAGE PHONE

ADDRESS CITY

Rydal Park 215-376-6292 1515 The Fairway Jenkintown 114 l l 504

Rydal Waters at Rydal Park 215-376-6292 1515 The Fairway Jenkintown 114 l l 504

Saunders House 610-658-5100 100 E. Lancaster Ave. Wynnewood 180 l l 339

Silver Stream Nursing & Rehab Center 215-646-1500 905 Penllyn Pike Spring House 119 l l 226

Souderton Mennonite Homes 23 215-723-9881 207 West Summit Street Souderton 71 l l 345

Spring House Estates 55 215-628-3545 728 Norristown Rd. Lower Gwynedd 96 l 359 St. Joseph Villa 215-836-4179 110 W. Wissahickon Ave. Flourtown 106 l l

St. Mary Center for Rehab & Healthcare 30 215-368-0900 701 Lansdale Avenue Lansdale 120 l l 330

Suburban Woods Health & Rehabilitation Ctr. 610-278-2700 2751 DeKalb Pike Norristown 120 l l 200

The Grove at Meadowood 610-584-1000 3205 Skippack Pike Worcester 59 l 409

Towne Manor East Nursing & Rehabilitation 610-277-0380 2004 Old Arch Rd. Norristown 120 l l 180

Towne Manor West Nursing & Rehabilitation 610-275-6410 205 E. Johnson Hwy. Norristown 119 l l 180

Waverly Heights 65 610-645-8738 1400 Waverly Road Gladwyne 31 l 465 Wyndmoor Hills Rehabilitation & Nursing Ctr 215-836-2100 8833 Stenton Ave Wyndmoor 196 l l 182

PENNSYLVANIA - PHILADELPHIA

Accela Rehab and Care Center at Somerton 215-673-5700 650 Edison Ave. Philadelphia 241 l l 148

Care Pavilion Nursing and Rehab Center 215-476-6264 6212 Walnut St. Philadelphia 396 l l 190

Caring Heart Rehab and Nursing Center 215-438-5268 6445 Germantown Ave. Philadelphia 171 l l 200 Cathedral Village 215-487-1300 600 East Cathedral Rd. Philadelphia 119 l l 419

Centennial Healthcare and Rehab Center 215-477-1170 4400 W. Girard Ave. Philadelphia 180 l l 154

Cheltenham Nursing & Rehabilitation Center 215-927-7300 600 W Cheltenham Ave. Philadelphia 255 l l 190

Cliveden Convalescent Center 215-844-6400 6400 Green St. Philadelphia 180 l l 190

Chapel Manor 215-676-9191 1104 Welsh Rd. Philadelphia 240 l l 260

Fairview Nursing & Rehab Center 215-247-5311 184 Bethlehem Pike Philadelphia 180 l l 225

Germantown Home 215-848-3306 6950 Germantown Ave. Philadelphia 180 l l 190

Glendale Uptown Nursing Home 215-722-2300 7800 Bustleton Ave. Philadelphia 240 l l 195

Immaculate Mary Center 30 215-335-2100 2990 Holme Avenue Philadelphia 296 l l 310

Inglis House 215-878-5600 2600 Belmont Ave Philadelphia 297 l l

Kearsley Retirement Community 215-877-1565 2100 N 49th St Philadelphia 84 l l 180

Laurel Square Healthcare & Rehab Center 5 215-224-9898 1020 Oak Lane Avenue Philadelphia 87 l l 275

Liberty Center for Rehab and Nursing 215-242-2727 7310 Stenton Ave Philadelphia 94 l l 183

Maplewood Nursing and Rehab Center 215-844-8806 125 W. Schoolhouse Ln. Philadelphia 180 l l 190

Park Pleasant Health Care Facility 215-727-4450 4712 Chester Ave Philadelphia 123 l l 195

Pennypack Nursing and Rehab Center 215-725-2525 8015 Lawndale St Philadelphia 54 l l 200

Philadelphia Nursing Home 215-685-0800 Girard & Corinthian Ave. Philadelphia 451 l l

The Pines at Philadelphia Rehab & Healthcare 215-708-1200 8410 Roosevelt Blvd. Philadelphia 49 l

Promedica Total Rehab - Philadelphia 215-546-5960 1526 Lombard St. Philadelphia 150 l l 200

Renaissance Healthcare & Rehab Center 5 215-727-4450 4712 Chester Ave. Philadelphia 123 l l 325

Rivers Edge Rehab and Healthcare Center 215-632-5700 9501 State Rd Philadelphia 120 l l 250

The Springs at The Watermark 215-240-8915 2 Franklin Town Blvd. Philadelphia 109 l l 503

St. Ignatius Nursing & Rehab Center 215-349-8800 4401 Haverford Ave. Philadelphia 176 l l 180

NURSING & REHABILITATION

PENNSYLVANIA - PHILADELPHIA (continued)

FEATURED ON PAGE PHONE

ADDRESS CITY

St. John Neumann Center 215-698-5600 10400 Roosevelt Blvd. Philadelphia 226 l l 250

St. Monica Center for Rehab. & Healthcare 215-271-1080 2509 South 4th St. Philadelphia 180 l l 340

Tucker House 215-235-1600 1001 Wallace St. Philadelphia 180 l l 190

University City Rehab & Healthcare Center 215-386-2942 3609 Chestnut St. Philadelphia 124 l l 145

Wesley Enhanced Living at Stapeley 215-844-0700 6300 Greene St. Philadelphia 120 l l 389

Wesley Enhanced Living Pennypack Park 215-624-5800 8401 Roosevelt Blvd Philadelphia 120 l l 365

Willowcrest 215-456-8613 5501 Old York Rd. Philadelphia 120 l l

York Nursing and Rehab Center 215-424-4090 7107 Old York Rd. Philadelphia 240 l l 190

OTHER PENNSYLVANIA

Bethany Village 75 717-766-0279 325 Wesley Dr. Mechanicsburg 69 l l 432

Broad Mountain Nursing & Rehabilitation 570-874-0696 500 W Laurel St Frackville 129 l l 184

Buffalo Valley Lutheran Village 570-523-4285 189 E. Tressler Blvd. Lewisburg 102 l l 305

Country Meadows of Bethlehem 610-865-5580 4035 Green Pond Rd. Bethlehem 70 l l 178

Cross Keys Village 888-624-8242 2990 Carlisle Pike New Oxford 270 l l 380

Cumberland Crossings 717-930-1303 1 Longsdorf Way Carlisle 58 l l 276

Frey Village 717-930-1259 1020 N. Union Street Middletown 136 l l 300

Genesis HealthCare - Berkshire Center 610-779-3993 5501 Perkiomen Ave Reading 130 l l 236

Genesis Healthcare Network - Mifflin Center 610-777-7841 500 E Philadelphia Ave Shillington 136 l l 212

Genesis HealthCare - Schuylkill Center 570-622-9666 1000 Schuylkill Manor Rd. Pottsville 190 l l 263

Green Ridge Village 800-969-4450 210 Big Spring Rd Newville 79 l l 416

Highlands at Wyomissing, The 610-775-2300 2000 Cambridge Ave. Wyomissing 80 l 380

Homewood at Martinsburg 74 814-793-3728 437 Givler Dr. Martinsburg 129 l l 355 Homewood at Plum Creek 6, 104 717-637-4166 425 Westminster Ave. Hanover 120 l l 405

Julia Pound Health Care Center 724-464-1600 1155 Indian Springs Rd. Indiana 96 l l 317

Kingston Commons Nursing & Rehabilitation 570-288-5496 615 Wyoming Ave. Kingston 151 l l 160

Kirkland Village 610-691-4500 One Kirkland Village Cir. Bethlehem 60 l 364

Kutztown Manor 610-683-6220 120 Trexler Ave. Kutztown 140 l l 202

Luther Crest 610-391-8227 800 Hausman Rd Allentown 60 l l 318

Lutheran Home at Topton, The 610-682-1413 One South Home Ave. Topton 194 l l 309

Menno Haven 717-262-2373 2075 Scotland Ave. Chambersburg 178 l l 332

Moravian Hall Square 610-746-1000 175 W. North St. Nazareth 61 l l

Moravian Village of Bethlehem 610-625-4885 634 E. Broad St. Bethlehem 118 l

Mountain City Health & Rehabilitation Center 570-454-8888 1000 W. 27th St. Hazleton 299 l l 133

Ohesson 717-447-5092 276 Green Ave. Lewistown 134 l l 232

Phoebe Allentown 610-686-6362 1925 W. Turner St. Allentown

Phoebe Berks 484-205-9489 1 Reading Dr Wernersville

Presbyterian Village at Hollidaysburg 866-499-5042 220 Newry St. Hollidaysburg 67 l l 278

Quincy Village 717-749-2308 6596 Orphanage Rd. Waynesboro 135 l l 288

Ridgeview Healthcare & Rehab Center 570-462-1921 200 Pennsylvania Ave. Shenandoah

Spang Crest 717-274-1495 945 Duke Street Lebanon 105 l l 445

Spruce Manor Nursing & Rehabilitation 610-374-5175 Spruce St & S 4th Ave West Reading 200 l l 179

NURSING & REHABILITATION

OTHER PENNSYLVANIA (continued)

Stonebridge Nursing & Rehabilitation

FEATURED ON PAGE PHONE

ADDRESS CITY

717-834-4111 102 Chandra Dr Duncannon 60 l l

StoneRidge Retirement Living 717-866-3200 440 E. Lincoln Ave. Myerstown 60 l l 309

Tremont Nursing & Rehabilitation 570-695-3141 44 Donaldson Rd. Tremont 180 l l SpriTrust Lutheran Village at Gettysburg, The 21 717-334-6204 1075 Old Harrisburg Rd. Gettysburg 60 l l 348 Village at Shrewsbury, The 21 717-227-6895 800 Bollinger Drive Shrewsbury 100 l l 358 Village at Sprenkle Drive, The 21 717-764-5404 1802 Folkner Circle York 104 l l 358 Village at Utz Terrace, The 21 717-637-0633 2100 Utz Terrace Hanover 40 l l 358 Village at Luther Ridge, The 21 717-267-0677 2735 Luther Dr. Chambersburg 40 l l 358

Westminster Village - Allentown 610-782-8300 803 N. Wahneta St. Allentown 111 l l 312

NEW JERSEY - BURLINGTON COUNTY

Westminster Woods 814-644-2065 360 Westminster Dr. Huntingdon 64 l l 270 Woodland Retirement Community 814-447-0364 18889 Croghan Pike Orbisonia 125 l l 244

Brandywine Senior Living 856-778-0600 1205 North Church St. Moorestown 37 l 300 Cambridge Rehabilitation and Senior Living 856-235-1214 255 East Main St. Moorestown 201 l l 385

The Evergreens 55 856-439-2000 309 Bridgeboro Rd. Moorestown 34 l

Genesis HealthCare - Burlington Woods 609-387-3620 115 Sunset Rd. Burlington 240 l l 275

Genesis HealthCare- Cinnaminson Center 856-829-9000 1700 Wynwood Dr. Cinnaminson 114 l l 186

Genesis HealthCare- Marcella Center 609-387-9300 2305 Rancocas Dr Burlington 150 l l 182

Medford Leas 71 866-670-1817 One Medford Leas Way Medford 24

Inova Health & Rehabilitation Center 856-235-7100 3706 Church Rd. Mt. Laurel 280 l l 186

Masonic Home of New Jersey 609-239-3900 902 Jacksonville Rd. Burlington 264 l l 345

Medford Convalescent & Nursing Center 856-983-8500 185 Tuckerton Rd. Medford 180 l l 198

PowerBack Rehabilitation-Moorestown 856-234-4749 212 Marter Ave. Moorestown 124

Riverview Estates 856-829-2274 303 Bank Ave. Riverton 50 l l 177

Virtua Health & Rehabilitation Ctr. at Mt. Holly 888-847-8823 62 Richmond Ave Lumberton 180 l l 225

Wiley Christian Retirement Community 856-983-0411 99 East Main St. Marlton 61 l l 231

NEW JERSEY - CAMDEN COUNTY

Camden County Health Services Center 856-374-6430 20 N. Woodbury Turnersville Blackwood 291 l l 220

Cherry Hill Convalescent Center 856-663-9009 1399 Chapel Ave. - West Cherry Hill 120 l l 190

Genesis HealthCare - Cooper River West 856-665-8844 5101 N Park Dr. Pennsauken 180 l l

Genesis HealthCare - Kresson View Center 856-596-1113 2601 Evesham Rd. Voorhees 190 l l 193

Genesis HealthCare - Voorhees Center 856-751-1600 3001 Evesham Rd. Voorhees 190 l l 287

Jewish Geriatric Home 856-667-3100 3025 West Chapel Ave. Cherry Hill 173 l l 175

Lakewood of Voorhees 856-346-1200 1302 Laurel Oak Rd. Voorhees 240 l l 251

Lions Gate 856-679-2200 1110 Laurel Oak Rd Voorhees 110 l l 430

PowerBack Rehabilitation - Voorhees 856-809-3500 113 South Route 73 Voorhees 124

St. Mary’s Center for Rehab. & Healthcare 856-424-9521 210 St. Mary’s Dr. Cherry Hill 215 l l 195

Silver Care Center 856-795-3131 1417 Brace Rd. Cherry Hill 214 l l 250

South Jersey Health Care 856-342-7600 2 Cooper Plaza Camden 120 l l 300

United Methodist Comm at Collingswood 856-854-4331 460 Haddon Ave. Collingswood 56 l l 465

Virtua Health & Rehabilitation Center at Berlin 888-847-8823 100 Long-a-Coming Ln. Berlin 128 l l

NURSING & REHABILITATION

NEW JERSEY - GLOUCESTER COUNTY

FEATURED ON PAGE PHONE ADDRESS

CITY

HCR ManorCare 856-848-9551 550 Jessup Rd. W. Deptford 156 l l 225

Meadow View Nursing & Res. Care Center 856-875-0100 1328 S. Black Horse Pike Williamstown 170 l l

United Methodist Communities at Pitman 856-589-7800 535 North Oak Ave. Pitman 72 l l 428

NEW JERSEY - MERCER COUNTY

Arcadia Nursing & Rehabilitation Center

609-586-1114 1501 Highway 33 Trenton 128 l l 168

Forestal Skilled Nursing & Rehab. Center 609-987-1221 5000 Windrow Dr. Princeton 180 l l 180

Genesis HealthCare - Mercerville Center 609-586-7500 2240 Whitehorse Mercerville Rd. Mercerville 114

Hamilton Continuing Care Center 609-588-0091 1059 Edinburg Rd. Hamilton 180 l l

Lawrenceville Nursing & Rehabilitation Center 609-896-1494 112 Franklin Corner Rd. Lawrenceville 100 l l 177 Millhouse, The 609-394-3400 325 Jersey St. Trenton 200 l l 225 Morris Hall - St. Joseph’s Skilled Nursing 609-895-1937 1 Bishops Dr Lawrenceville 120 l l

Morris Hall Meadows 609-896-0006 Morris Circle Drive Lawrenceville 60 l l 415

Princeton Nursing Home 609-924-9000 35 Quarry St. Princeton 117 l l 145

Water’s Edge Healthcare & Rehabilitation Ctr. 609-393-8622 512 Union St. Trenton 230 l l 260

OTHER NEW JERSEY

Absecon Manor 609-646-5400 1020 Pitney Road Absecon 162 l l 250

Arbor Glen 908-595-6500 100 Monroe Street Bridgewater 50 l l CareOne at Evesham 856-396-0005 874 Route 70 East Marlton 144 l l Cedar Crest 973-831-3755 4 Cedar Crest Dr. Pompton Plains 113 l 443

Claremont Center 732-295-9300 1515 Hulse Road Point Pleasant 118 l l 395

Crane’s Mill 34 800-500-5433 459 Passaic Ave. W. Caldwell 56 l

Friends Village at Woodstown 856-769-1500 One Friends Dr Woodstown 60 l l 369

Laurelton Village Health & Rehabilitation Ctr. 732-458-6600 475 Jack Martin Blvd. Brick 170 l l 207

Linwood Care Center 609-927-6131 New Road & Central Ave. Linwood 174 l l 206

Neptune Health & Rehabilitation 732-774-3550 101 Walnut St Neptune 105 l l 268 Seabrook 732-643-2060 3002 Essex Rd. Tinton Falls 86 l 382

The Manor Health and Rehabilitation Center 732-431-5200 689 West Main Street Freehold 123

United Methodist Communities at Bristol Glen 973-300-5788 200 Bristol Glen Dr. Newton 60 l l 398

United Methodist Communities at The Shores 609-399-8505 2201 Bay Ave. Ocean City 60 l l 416

Whiting Health & Rehab. Center - Brandywine 732-849-4400 3000 Hilltop Rd. Whiting 120 l l 196

STATE OF DELAWARE

Arbors at New Castle Subacute & Rehab. 302-328-2580 32 Buena Vista Dr. New Castle 120 l l 243

Atlantic Shores Rehabilitation & Health Center 302-934-7300 231 S Washington St. Millsboro 181 l l 227

Brandywine Nursing & Rehabilitation Center 302-998-0101 505 Greenbank Rd. Wilmington 169 l l 245

Churchman Village 302-998-6900 4949 Ogletown Stanton Rd. Newark 101 l l 278

Cokesbury Village 55 302-235-6017 726 Loveville Rd. Hockessin 45 l 367

Country House 55 302-426-8012 4830 Kennett Pike Wilmington 46 l 367

Delmar Nursing & Rehabilitation Center 302-846-3077 102 E Delaware Ave. Delmar 109 l l 215

Forwood Manor 302-529-1600 1912 Marsh Rd Wilmington 72 l l 194

NURSING & REHABILITATION

STATE OF DELAWARE (continued)

FEATURED ON PAGE PHONE ADDRESS

CITY

Foulk Manor North 302-478-4296 1212 Foulk Rd. Wilmington 44 l 190

Foulk Manor South 302-655-6249 407 Foulk Rd. Wilmington 31 147

Genesis HealthCare - Brackenville Center 800-205-9342 100 St Claire Dr Hockessin 104 l l 277

Genesis HealthCare - Hillside Center 800-205-9342 810 S Broom St Wilmington 106 l l 307

Genesis HealthCare - Lofland Park Center 800-205-9342 715 King Street Seaford 110 l l 328

Genesis HealthCare - Milford Center 800-205-9342 700 Marvel Rd Milford 136 l l 318

Genesis HealthCare - Seaford Center 800-205-9342 1100 Norman-Eskridge Hwy. Seaford 124 l l 354

Genesis HealthCare - Silver Lake 800-205-9342 1080 Silver Lake Blvd. Dover 120 l l 359

Gilpin Hall 302-654-4486 1101 Gilpin Ave. Wilmington 96 l l 244

Green Valley Pavilion 302-653-5085 3034 South Dupont Blvd. Smyrna 151 l l 197

Green Valley Terrace and Village 302-934-7300 231 South Washington St Millsboro 171 l l 195

Harbor Healthcare & Rehabilitation 302-645-4664 301 Ocean View Blvd. Lewes 160 l l 340

Harrison House of Georgetown 302-856-4574 110 West North St. Sussex 139 l l

HCR Manor Care Health Services 302-239-8583 5651 Limestone RD Wilmington 167 l l 207

HCR/ManorCare Health Services 302-764-0181 700 Foulk Rd. Wilmington 138 l l 141

HCR/ManorCare Health Services 302-239-8583 5651 Limestone Rd Wilmington 167 l l 179

Manor House 55 302-404-0510 1001 Middleford Rd. Seaford 60 l l 353

Millcroft 302-366-0160 255 Possum Park Rd. Newark 110 l l 237

Parkview Nursing & Rehab Center 302-655-6135 2801 W. 6th St. Wilmington 150 l l 350

Polaris Healthcare & Rehab. Center 5 302-503-7650 21 West Clarke Ave Milford 100 l l 425

Regal Heights Healthcare & Rehab. Center 5 302-998-0181 6525 Lancaster Pike Hockessin 172 l l 300

Regency Healthcare & Rehab Center 5 302-654-8400 801 N Broom St. Wilmington 100 l l 300

Shipley Manor 302-479-0111 2723 Shipley Rd. Wilmington 82 l l 238

The Milton & Hattie Kutz Home, Inc. 302-764-7000 704 River Rd. Wilmington 90 l l 170

Westminster Village - Dover 302-744-3515 1175 McKee Rd. Dover 60 l l 320

STATE OF MARYLAND

Bayleigh Chase 55 410-822-8888 501 Dutchmans Lane Easton 99 l l 320

Brooke Grove Retirement Village 32 301-260-2320 18100 Slade School Rd. Sandy Spring 190 l l 406

Buckingham’s Choice 55 301-874-5630 3200 Baker Circle Adamstown 42 l l 427

Fairhaven 55 410-795-8801 7200 Third Ave Sykesville 69 l l 420

Homewood at Frederick 301-644-5600 7407 Willow Rd. Frederick 120 l l 260

Homewood at Williamsport 877-849-9244 16505 Virginia Ave. Williamsport 82 l l 277

Williamsport Retirement Village 301-223-7971 154 N. Artizan St. Williamsport 121 l l 453

Home care can include a wide variety of healthcare and supportive services from professional nursing and home health aide services to physical, occupational, respiratory and speech therapies. An advancing industry, home healthcare is essentially skilled nursing care and certain other forms of healthcare that you get in your home for the treatment of an illness or injury. It is an important option to consider regardless of one’s age or health conditions.

Options in Home Care

An incredibly diverse field, home care includes companion care, home healthcare or skilled nursing care.

COMPANION CARE is provided by caregivers or companions, who serve as surrogate family members, performing many of the tasks that

family members would typically complete. Assistance from companion caregivers can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising. The overall goals of companion care providers are to ensure that the home environment remains safe and that the individual has a companion to spend time with when family is not available.

HOME HEALTHCARE is for those who are no longer able to perform all of the functions of daily living by themselves but who do not require skilled medical services. A home health aide can help with activities of daily living (ADLs), which include bathing, dressing, transferring, eating and toileting. Additional services generally include meal preparation, mobility exercises, housekeeping,

laundry, medication reminders and transportation.

SKILLED NURSING CARE is prescribed by a physician and is administered by a registered nurse. The services provided by skilled nurses include: administering injections, administering medications, wound care, IV monitoring, blood tests, catheter care, respiratory therapy, physical therapy, feeding tube administration and more.

Planning for Care at Home

by Phyllis Mensh Brostoff CISW, CMC, Aging Life Care Association™ Member, Fellow of the Leadership Academy

If you took a poll of older adults and asked each person if they wanted to remain in their own home until the end of their life, most people would say, “of course.” That is a wonderful goal, which often takes a lot of sound planning to be successful. Anything can get in the way—accidents, illness, lack of energy, declining physical abilities—of achieving your desired independence. It is hard to give up even a little autonomy, but asking for assistance can help keep you where you want to be—in your own home.

What if you become homebound?

If you are recovering from an acute illness, you may be eligible for home health services that are paid for by the Medicare program. An Aging Life Care Manager™ can help you access licensed home health services by facilitating a conversation with your physician about your need for skilled nursing services, physical therapy, occupational therapy, and/or speech therapy in your home. This is an important conversation to have with your doctor and discharge planner if you are in the hospital or a nursing facility and need to decide on and plan for services in your home once you are discharged.

However, Medicare will only pay for these services if you are “homebound.” Homebound is defined as only leaving your home for “medical treatment or short, infrequent absences for non-medical reasons, like attending religious services.”

You may also receive help from a home health aide under the supervision of a professional nurse or therapist. A physical or occupational therapist can evaluate your home and recommend equipment (such as grab bars in the bathroom) that will improve your safety.

Accessing services

These services must be obtained from a state licensed home health

agency certified to provide Medicarereimbursed services. They may be freestanding agencies, or they may be part of a large, hospital-based organization. Licensed home health services are usually time-limited, ending when you have met the goals of treatment and the need for the skilled care has ended.

If you have enrolled in a Medicare Advantage program, you may also have access to additional services such as home visits after a hospitalization.

Other home care services

Many other care services are provided in the home but are not licensed or paid for by Medicare. An Aging Life Care Manager can help you understand what they can offer, access reputable services, and monitor them on an on-going basis.

Non-medical aides, companions and homemakers

There are many types of paid care giving services available—often called non-medical aides, companions and homemakers—who many people hire privately. If you do, you or your family should check at least two work-related references, develop a specific set of tasks and expectations for the caregiver, arrange to pay all appropriate taxes, and have the required insurance coverage.

Caregiver services can also be arranged through an agency. While this may cost more per hour than hiring an aide yourself, hiring an agency assures you of coverage when the aide is sick, on vacation or quits. The agency also carries liability insurance and is responsible for all employment taxes and employee bonding. An Aging Life Care Manager can help you find a reputable agency and get important questions answered, such as: do they check police and driver license records; do they provide supervision; how do they handle cancellations; and how long have they been in business?

Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org.

An Aging Life Care Manager can help you find a reputable home care agency and get important questions answered.

Choosing Home Care

Use these questions to interview providers:

How long has this provider been serving the community?

How does this provider select and train its employees?

Does it protect its workers with written personnel policies, benefits packages and malpractice insurance?

Do they consult the patient’s physicians and family members?

How does the agency follow up on and resolve problems?

Does this provider include the patient and his or her family members in developing the plan of care?

Are nurses or therapists required to evaluate the patient’s home care needs? If so, what does this entail?

Are patients involved in making care plan changes?

Does this provider supply literature explaining its services, eligibility requirements, fees and funding sources? Many providers furnish patients with a detailed “Bill of Rights” that outlines the rights

and responsibilities of the providers, patients and caregivers.

Is the patient’s course of treatment documented, detailing the specific tasks to be carried out by each professional caregiver? Does this provider take time to educate family members on the care being administered to the patient?

Does this provider assign supervisors to oversee the quality of care patients are receiving in their homes? If so, how often do these individuals make visits?

Who can the patient and his or her family members call with questions or complaints?

What are the financial procedures of this provider?

Does the provider furnish written statements explaining all of the costs and payment plan options associated with home care?

What procedures does this provider have in place to handle emergencies? Are its caregivers available 24 hours a day, seven days a week?

Medicare and Home Care Know the coverage options

When it comes to understanding Medicare coverage, many individuals can find themselves confused by a complex web of information. This especially applies to those who want to know if they are eligible for Medicare coverage when entering a nursing home or receiving home health care. Below is some helpful information on whether you can use your home health care benefits if you have Medicare and what services and products it will cover.

First, you can use your home health care benefits if all of the following applies to your situation. Your doctor must prescribe that you need medical care at home and create a care plan. The care you need has to be intermittent and in the form of skilled nursing care, physical therapy, occupational therapy or speech therapy. The home health agency must be Medicare-certified and you must

be homebound, or unable to leave the home unassisted.

Once you have established those requirements, it is important to understand what Medicare will actually cover, which includes the following:

• Home health aide services on a part-time or intermittent basis, as long as there is a skilled need

• Medical social services

• Certain medical supplies

• Durable medical equipment (wheelchair, walker, bedside commode, etc.)

Given the services and products that Medicare does cover, it is also valuable to take note of what is not covered. Care that is required 24 hours a day will not be covered. Other services not covered include personal care provided by home health aides such as bathing and dressing, along with homemaker services like cleaning and

laundry. Also not included are homedelivered meals.

If you require care that goes beyond intermittent visits for a limited amount of time, or if your needs are not covered by Medicare, an important option to consider is private duty home care. For more information on Medicare coverage, visit medicare.gov.

Information Provided by Family & Nursing Care and adapted from medicare.gov.

Your doctor must prescribe that you need medical care at home and create a care plan.

PENNSYLVANIA

Acts Home Health 55 215-542-9517

BAYADA Home Health Care 800-4-BAYADA

BAYADA Home Health Care 800-305-3000 l l l l l l

Care Strategies

888-433-0040

Dunwoody at Home 610-359-4503 l

Landis at Home 7 717-509-5800 l

Life Force Eldercare Corp. 113 610-359-0260 l l

At Home 484-998-5334

Senior Solutions 610-435-6677 l

Waverly Care 65 610-645-8627 l l

BAYADA Home Health Care 800-4-BAYADA l l l l l l l l

BAYADA Home Health Care 800-305-3000 l l l l l l l l

Life Force Caregivers Inc. 113 302-514-9728 l l l l l

Life Force Senior Care Corp. 113 856-667-2922 l l l l l l l l l Springpoint at Home 115 844-724-1777 l l l l l l l

Assistive Technology Can Help

We are all familiar with the “I’ve fallen and I can’t get up” commercial advertising wearable pendants that can be pressed when a person needs help. But there is so much more available today.

There are currently devices available that can visually and audibly alert individuals when it is time to take their medication. Given the fact that approximately 40 percent of nursing home admissions are the result of individuals being unable to take medication without supervision, these devices can help more seniors remain at home. Sold in varying shapes and sizes, holding large to small pills, medication management devices can beep, flash, and text patients and caregivers when it is time to take a medication or text

when a medication is missed. They can be purchased with monthly services to allow distant caregivers the ability to manage medications. Devices range from $299.00 to $999.00.

Tracking devices are also available that allow people to be found quickly if they wander. These tracking devices can be worn as watches, placed in a shoe as an insert, worn on a belt or worn around the neck as a pendant. According to the Montgomery County Police – Project Lifesaver, it is imperative that an individual is found quickly, because for each moment lost, the search grid expands to a size that makes it almost impossible for individuals to be found. With that in mind, when choosing a tracking device, it is important to know how soon the

device will notify caregivers the person is wandering. Very few of the devices currently on the market can give an exact location. Newer models also include two-way voice communication.

The assistive technology market also includes devices that can monitor health, sleep patterns and movement in the house. House sensors can monitor water leakage, movement in the bathroom, movement in and out of a bed or a chair, as well as the opening and closing of cabinets or doors. Finally, there are sensors that can turn off appliances if there has been no movement in a certain amount of time.

Using the power of new technologies, caregivers can provide independent, safe living environments for their parents or other loved ones and still have peace of mind. By working with loved ones and professionals, seniors can create secure environments while aging in place.

Adult Day Care

Providing socialization and care

Adult Day Centers are an important option for family caregivers, as they offer socialization, activities, and necessary supervision to those who are socially isolated or need care and assistance.

Caregivers can feel confident that their loved one is safe and well cared for at an adult day center while they are at work or performing other necessary tasks. Centers offer a variety of programs and amenities, including exercise programs and a diverse schedule of engaging activities.

Assistance with the activities of daily living, including eating, walking, toileting and medication management may also be available. Additionally, many centers offer physical, speech and occupational therapies to their participants. All licensed centers provide nutritious meals and snacks on a daily basis.

Choosing a provider

After locating nearby providers,

call them to request flyers, brochures, calendars and application information. While reviewing this information, pay careful attention to how many years the provider has been in business and their licensures and certifications. Be sure to understand the staff credentials, staff-to-participant ratio, and the medical conditions the facility and its staff are equipped to

handle. Inquire about the availability of transportation to and from the program if it is necessary. The types of activities offered and the menu variety should be considered as well. Specific costs and any financial assistance that is available should be clearly outlined in the information packet.

Reviewing printed materials and asking questions over the phone can help narrow the choices, but the final decision of which adult day center to use must be made in person. During the visit, staff members should be able to provide clear and easy-tounderstand information about the services and activities provided at the center. Checking references from individuals who are currently using this provider or have used them in the past is the final step in the decisionmaking process.

Source www.nadsa.org

Choosing an Adult Day Center

Use this checklist to review options

Use the following questions to guide your visits to adult day centers. Be sure to get all your questions answered and do not hesitate to ask follow-up questions if anything seems unclear.

How many years has the center been in operation?

Is the center licensed, certified or accredited?

What are the days and hours of operation?

If needed, is assistance provided with eating, toileting and dispensing medication?

What types of activities are provided?

Do participants help plan activities?

Are meals or snacks provided?

Can special dietary needs be accommodated?

Do participants have individual service plans?

How often are they updated?

What is the staff-to-participant ratio?

What type of training do staff members receive?

Are fees charged hourly, daily or monthly? What will the total fee be for services?

How are payments accepted?

Is a deposit required?

Is financial assistance available?

Are special care options available for participants with certain conditions, such as memory loss? Are transportation services available? What is the additional fee?

Is physical or occupational therapy available on site? Is there an additional fee?

Is the facility easily accessible?

Is the facility clean and pleasant?

Do staff members and participants seem to interact frequently?

Are staff members welcoming and engaging? Do participants appear happy and engaged?

Source www.nadsa.org.

Caregivers can feel confident that their loved one is safe and well cared for at an adult day center while they are at work or performing other necessary tasks.

ADULT DAY CENTERS & SERVICES FEATURED ON

DELAWARE

Active Day of Newark 302-533-3543

Riverside AD Prog. - Wilmington 302-765-4175

PENNSYLVANIA

Active Day of Bristol

215-788-2408

Active Day of Broomall 610-325-1600

Active Day of Center City 267-773-8135

Active Day of Chestnut Hill 215-242-4501

Active Day of Clifton Heights 610-626-4270

Active Day of Crozer 484-768-2110

Active Day of Exton 610-363-8044

Active Day of Horsham 215-443-5300

Active Day of Kennett Square 610-388-1166

Active Day of Overbrook Park 215-877-0202

Active Day of Plains 570-823-5161

Active Day of the Northeast 215-676-7800

Active Day of Warminster 215-343-6250

Adult Day Srvs Souderton Ctr - Souderton 215-703-0523

Adult Day Service at Westminster Village 610-782-8390

Chandler Hall Health Services - Newtown 215-860-4000

Delta Community Supports - Levittown 215-943-9230

Elderwatch Plus - Philadelphia 215-877-0202

Evergreen Adult Day Program - Wyndmoor 215-233-6309

Homelink, Inc. - Philadelphia 286-951-4321

Kit’s Corner - Frederick 610-754-7878

Landis Adult Day Services 7 717-581-3939

LifePath, Inc. - Sellersville 215-257-8687

Lifespan Adult Day Care Srvs - Pennsburg 215-679-2659

Lifespan Adult Day Care Srvs - Quakertown 215-536-6016

Main Line Adult Day Center - Bryn Mawr 610-527-4220

Manatawny Manor Adult Day Srvs 610-705-3749

Menno Haven ADC - Chambersburg 800-222-6695

Mid County Senior Srvs - Newtown Square 610-353-6642

Montgomery Adult Day Living Ctr - Lansdale 215-855-7997

Narberth Adult Day Care Center - Narberth 610-617-7850

North Penn VNA Adult Day Srvs - Lansdale 215-855-8296

North Penn VNA Adult Day Srvs - Souderton 215-703-0523

Northeast Adult Day Care - Philadelphia 215-671-0200

Riverview Adult Day Health Svrs - Royersford 610-792-2399

SarahCare of Jenkintown 215-663-8090

SarahCare of Malvern 610-251-0801

Spang Crest Manor 717-274-1495

St. John Neumann Ctr – Phila. 215-698-5655

St. Joseph’s Adult Day Services - Reading 610-378-2267

The Hickman - West Chester 610-696-1536

NEW JERSEY

Active Day of Brick 732-899-1331

Active Day of Bridgeton 856-451-7227

Active Day of Camden 856-246-3350

Active Day of Carneys Point 856-878-6035

Active Day at Casa Manito 201-223-6800

Active Day of Cape May County 609-465-8840

Active Day of Delran 856-461-1700

Active Day of Galloway 609-652-3600

Active Day of Hamilton 609-883-0200

Active Day of Laurel Springs 856-784-4000

Active Day of Marlton 856-988-3250

Active Day of North Bergen 201-869-4443

Active Day of Vineland 856-691-3756

Active Day of Washington Township 856-227-1377

Featured Providers

PA / DE / NJ Edition - 2022/2023

ADVERTISER LISTING (A-Z)

FEATURED ON PAGE

ACTS Retirement-Life Communities 55

Age Wise Family Services 38

Aging Life Care Association 41

Anderson Elder Law 51

Arden Courts 64 , 101, 102

Ashbridge Manor 61

Barclay Friends 19

Bethany Village 75

Brooke Grove 32

Catholic Health Group 30

Complete Care Strategies 40

Cornwall Manor 16

Crane’s Mill in West Caldwell 34

Daylesford Crossing 3

Depaul Healthcare Communities 53

Dunwoody Village 25, 64, 102

Dock Woods 23

Echo Lake 3

Foulkeways at Gwynedd 27

Grace Inspired Ministries 69

Gloria Dei Corporation 11

Homewood at Martinsburg 74

Homewood at Plum Creek 6, 104

Journey Hospice 35

Kendal-Crosslands Communities Back Cover

Landis Homes 7

Life Force Eldercare Corp. 113

Living Branches 23

Lutheran Social Ministries of New Jersey 34

Medford Leas 71

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ADVERTISER LISTING (A-Z)

FEATURED ON PAGE

Nationwide Healthcare Services 5

O.W.M. Law 49

Oakwood Residence 93

The Option Group 39 Ovation at Riverwalk 3

Pennsylvania Relay 45

Pennswood Village 29

Peter Becker Community 54

Pine Run Community 31

PJ Fitzpatrick, Inc. 47

Rest Assured Residential Living Center 88 Riddle Village 27

Rose Hill 53

Sagelife 3

Senior Supportive Services, Inc 2

Shannondell at Valley Forge 67

Souderton Mennonite Homes 23 SpiriTrust Lutheran 21 Springpoint At Home 115 Springpoint Senior Living 62 , 65 St. Martha Villa c/o Catholic Health Care 58 Tel Hai Retirement Community 13

Terraces at Parke Place 53

The Willows of Living Branches 57

TransNet 37

Waverly Heights 65

Weston Club at Sagemore, The 12 & 81

White Horse Village Inside Back Cover Woodview Estates 53

Willow Valley Communities 9

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