Retirement Living Sourcebook MD Winter 2018

Page 1

Sourcebook

MARYLAND EDITION | WINTER 2018/2019

WINTER 2018/2019

RETIREMENT LIVING

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Cover Story, 14 SOURCEBOOK State of Maryland Edition 18-1439-01.indd 1

www.retirementlivingsourcebook.com

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10/22/18 1:02 PM


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ofofliving livingamong amongfriends. friends.

Someone to to chat with, dine with, laugh with Someone chat with, dine with, laugh with – Life is livelier when shared with friends. – Life is livelier when shared with friends. Meet thethe neighbors of Lighthouse. CallCall for for a tour and Meet neighbors of Lighthouse. a tour and talktalk to us how youyou want to live. to about us about how want to live.

Assisted Living | Specialized Memory CareCare Assisted Living | Specialized Memory

LighthouseSeniorLiving.com LighthouseSeniorLiving.com

18-1439-01.indd 2

GivG eiv ue s us a ca c all a an ll dand COC MO EM E RFOR FO LUNLC UN HCH

Hopkins Creek Hopkins Creek

Ellicott City Ellicott City

410-918-0400 410-918-0400

410-465-2288 410-465-2288

1813 Old Ave.,Ave., Middle RiverRiver 1813 Eastern Old Eastern Middle

31003100 North Ridge Rd., Ellicott City City North Ridge Rd., Ellicott

10/22/18 1:02 PM


Proudly Serving Maryland

Families for 20 Years and Counting For Independent Living, Assisted Living, Enhanced Care, or Dementia Care, Brightview seniors and their families find what they need for a better, more fulfilling quality of life – at a great value. See how we bring it all together for you.

ANNE ARUNDEL COUNTY

CARROLL COUNTY

Annapolis – 443.808.1232 Severna Park – 410.544.1605 South River – 410.956.7310

Westminster Ridge – 410.871.2225

BALTIMORE COUNTY Catonsville – 410.788.5001 Mays Chapel Ridge – 410.628.2100 Perry Hall – 410.529.1903 Rolling Hills – 410.744.7101 Towson – 410.296.3320 White Marsh – 410.668.1588

HARFORD COUNTY Avondell – 410.638.8100 Bel Air – 410.893.2202

Brightview. Bright

Life!

www.BrightviewSeniorLiving.com 800-394-9990 | retirementlivingsourcebook.com

18-1440-01.indd 1

1 10/22/18 10:08 AM


What’s Inside state of Maryland - winter 2018/2019

Featured Articles Inside this issue are objective articles, real-life stories and helpful resources.

14

COVer STOrY

A Genuine Kinship Chad tracey and Josh Markland founded 2nd Family after their family struggled to find quality in-home care for their grandmother. their company was built on the “grandma guarantee,” a promise that every client will be treated like family by their caregivers. the help Barbara hare receives from a 2nd Family caregiver allows her to remain active and independent.

Find the

How to use Section on Pages 4-5 2 18-1440-01.indd 2

800-394-9990 | retirementlivingsourcebook.com

10/22/18 10:08 AM


Sourcebook retireMeNt LiviNg

HOUSING HOME CARE RESOURCES HELP FOR FAMILIES

the Complete sourCe for every senior Living option

18 23 27 30

18

33

105

RESOURCES

HOUSING

AGING IN PLACE

HeLP FOr SeNIOrS

CHOOSe YOur STYLe

OPTIONS FOr HOMe

Moving /downsizing elder Law Aging Life Care Specialized Services • Assisted Living/ retirement Living Search Services

33 48 61 79 95 101

Life Plan Communities Independent Living Assisted Living Nursing & rehab Specialty - Memory Care Specialty - Hospice

105 Home Care 123 Adult day Care

• Comprehensive downsizing & estate Liquidation • educational Programs in Gerontology • Village Movement Communities

More on the Web! For information on 5,000 communities, 100s of great articles and unique resources, visit us at: www.retirementlivingsourcebook.com

800-394-9990 | retirementlivingsourcebook.com

18-1440-01.indd 3

3 10/22/18 10:08 AM


How To Use state of Maryland - summer/Fall 2018

1 ESTABLISH NEEDS

2

EXAMINE Learn about the wide variety of senior living options.

Review the current living situation.

Resources Options Page 18

Consider present and future healthcare needs and lifestyle preferences.

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Do s e patie should specific om theft? - Bond o Is th tailing the sional caregiv mily member ? mbersC ed - In s. l to al mily me mage e fa ofes tient (410) fa ed, de sured day fo m the Nationalr Major Credit Ca 22 educat the pa or da each pr ury27 rds Ac fror your C). Fo inj400 out by r take time to nistered to rs to overAnna cepte AHOpt mi iso d (4adapated polis ions! • spice (N provide re being ad sign superv receiving in Ho11 mation 10)re44 & or 8w Inf ca re : e as e w Ca g. 00 tiremen ar w.opt urce on th is provider Home Baltim tients individu nahc.or tlivinSo ionsco (410) 89 www.or gsou tion for these e care pa es th 3-99 n, visit rp.com bo .co Associarce o Do e quality of how often do ormaoktio m | 80 mBel Ai 14 see th mes? 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Elder Law Providers

Utilize your resources and ask the right questions fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death.

Age In Place Options Page 105

Find helpful articles and easy-to-use checklists in every section.

Assess financial means and corresponding options.

Most CCRCs require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the CCRC to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance

Housing Options Page 33

Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more expensive than those without refunds or those that are partially refundable or refundable on a declining basis. Excerpt from Consumer Guide to Understanding Financial Performance and Reporting: Enhancing People’s Lives in Continuing Care Retirement Communities.

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4-9990

800-39

You Have options!

4

Have you been told it is illegal to transfer assets within five years of going into a nursing home? False! You have options!

Has the nursing home told you don’t need an attorney? False! You have options!

18-1440-01.indd 4

800-394-9990 | retirementlivingsourcebook.com

Have you been told by a government agency, hospital discharge planner or nursing home, if your spouse is in a nursing home you must spend down your resources before being eligible for any assistance? False! You have options! Get the facts. Call us to reserve your place at our next free seminar.

Elder Law Attorney

Michael G. Day

10/22/18 10:08 AM


Sourcebook retireMeNt LiviNg

HOUSING HOME CARE RESOURCES HELP FOR FAMILIES

the Complete sourCe for every senior Living option

3

The Best Kept Secret in Elder Care

410-439-9353

SERVANTS4SENIORS.COM

ABSOLUTE COMPANION CARE

INTEGRACE BUCKINGHAM’S CHOICE

20 301-874-5630

ADAMSTOWN

216

45

42

2,595 142.000 n n

n

108

ACCESSIBLE HOME HEALTH CARE

COMPREHENSIVE DOWNSIZING AND ESTATE LIQUIDATION TRUSTED ESTATE PARTNERS

443-328-3900

HOMEWOOD AT FREDERICK TRUSTEDESTATEPARTNERS.COM

We provide complete downsizing and estate liquidation services. Our mission is to deliver personalized solutions to simplify transitions and help eliminate the stress associated with downsizing and estate liquidation. Our unbiased solutions and unrivaled support ensure the best outcome for every client every time. . . And that’s why we are Trusted Estate Partners!

28 301-644-5600

410-516-7428

1

ABSOLUTECOMPANION.COM

410-218-9506

VISITINGANGELS.COM

Resources Options Page 20

443-390-2590

BEL AIR

180

24

12

2,964 232,622 n

n

7

410-696-6700 ELLICOTT CITY 241

20

12

2,958 196,976

n

32

n

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MEDICARE

MEDICAID

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LIVE IN CARE COMPANION/ HOMEMAKER CARE SKILLED CARE

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410-357-9640

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410-838-4304

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301-421-0200

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AT HOME SUPPORT AND STAFFING, INC.

301-421-9700

n

AVILA HOME CARE

443-846-0511

n

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n

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BRIGHTSTAR

BrightStar is committed to providing a higher standard of care. All employees are fully screened, trained and bonded. Our CNAs can help with: bathing, meals and light housekeeping. An RN opens every case and trains and supervises the staff. We are accepted by all Long Term Care Insurance Companies. CNAs, LPNs and RNs. n

800-394-9990 | retirementlivingsourcebook.com

Housing Options Page 43

n

Accessible Home Health Care provides compassionate and quality in home care services to help families keep their loved ones living independently in their own homes. We offer customized care plans to fit your family’s needs and our certified caregivers are professional, experienced, and fully trained to assist your loved ones. We proudly provide 24/7 care.

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The Lutheran Village at MILLER’S GRANT is a faith-based non-profit continuing care retirement community in Ellicott City, Maryland with easy access to Baltimore, Washington, Annapolis and other cultural centers. Distinctive living choices, resortlike amenities, emphasis on wellness, and the welcoming atmosphere provide a sophisticated retirement experience. Assisted living, rehabilitation and skilled nursing is available.

131

retirementlivingsourcebook.com | 800-394-9990

n

HOWARD COUNTY LUTHERAN VILLAGE AT MILLER’S GRANT

410-357-9640

VISITING ANGELS - PIKESVILLE

122 1,500

AT HOME CARE, INC.

ERRAND SERVICES, CARE ABSOLUTE COMPANION CARE

56

Join Harford County’s first Continuing Care Retirement Community, where you can be the first to select your choice of apartment location and finishes while enjoying first class amenities, multiple dining options and luxurious walking trails, all nestled on 47-acres of plush Maryland countryside. Opening in 2020. Visit carsinsrun.org for more information.

ODYSSEY.JHU.EDU

Built upon a solid tradition of excellence, Johns Hopkins University offers a non-credit Certificate on Aging, designed for those who work with aging adults and their families. Whether you are looking to advance your career with additional credentials, considering a profession working with seniors, or are a family caregiver, this program has something for you.

165

HARFORD COUNTY CARSINS RUN AT EVA MAR

EDUCATIONAL PROGRAMS IN GERONTOLOGY JOHNS HOPKINS ODYSSEY CERTIFICATE ON AGING

FREDERICK

Visiting Frederick, Maryland this summer? Take time for a tour of Homewood at Frederick, the most sought-after continuing care retirement community in the region. Residents enjoy wonderful activities, travel, outstanding services, and beautifully modern amenities in a maintenancefree setting. Call 301-732-6153 for availability and learn about our next phase of homes. Visit our website: www.homewoodfrederick.com.

AMY PRESLEY, ANDY SPAGNOLO, SUE GIBSON

n

Absolute Companion Care provides expert elder care by motivated and mentored caregivers. The same faces, the same care…repeatedly. From engaging companionship, your meals prepared and served, to personal care and pampering – we do it all. This is care you should EXPECT.

Integrace Buckingham’s Choice is a picturesque, destination Life Plan Community located in Adamstown, Maryland. Just outside of Frederick, Buckingham’s Choice boasts sweeping mountain views and beautifully designed interior and exterior spaces. Buckingham’s Choice offers independent living, assisted living, skilled nursing, and short term rehabilitation for the greater community.

“Servants 4 Seniors” is a One Stop Shop Resource Network, offering a wealth of coordinated resources to help secure quality care. We quickly and effectively navigate the healthcare maze to devise a plan of action. We help Veteran patients obtain their benefits, work with hospitals and rehabs to implement discharge planning, connecting them to community resources to reduce re-admissions.

443-609-3640

A family-owned business, 2nd Family began as a result of our own experience in searching for in-home care for our own loved one – our grandmother. We specialize in Alzheimer’s and Dementia care, and also provide additional services such as, companionship, transportation, hygiene, housekeeping, medication reminders, and personal care.

Integrace Fairhaven is a vibrant and active Life Plan Community in Sykesville, Maryland. Fairhaven offers independent living, assisted living, skilled nursing, and short term rehabilitation for the greater community.

FREDERICK COUNTY SERVANTS 4 SENIORS

2ND FAMILY HOME HEALTH SERVICES, LLC

HARFORD

n

CARROLL

1,500 61,000 n n

BALTIMORE CITY

70

BALTIMORE

305 35

SENIORCARELIFESTYLES.COM

Maryland’s Premier Senior Advocacy, Care Planning and Senior Living Placement Service. A one stop resource that navigates families through options and costs from in-home care to finding the perfect senior living community; Independent, Assisted, Dementia/Alzheimer’s Care, temporary Respite. Provides resources to assist families with moving, real estate, legal documents, determining eligibility for VA benefits, Medicaid.

PHONE

ANNE ARUNDEL

PETS ALLOWED

SYKESVILLE

Home Care – Central Maryland FEATURED ON PAGE

CCAC/CARF ACCREDITATION SWIMMING POOL

CITY

ENTRY FEES STARTING FROM

MONTHLY COST STARTING FROM

20 410-795-8801

NURSING

INTEGRACE FAIRHAVEN 410-977-3718

ASSISTED

ASSISTED LIVING/RETIREMENT LIVING SEARCH SERVICES SENIOR CARE LIFESTYLES, LLC

PHONE

INDEPENDENT

Life Plan Communities

EVALUATE

HOME CARE AGING IN PLACE

HOUSING LIFE PLAN COMMUNITIES

FEATURED ON PAGE

SPECIALIZED SERVICES RESOURCES

Specialized Services

Servants 4 Seniors

4

EXPLORE

BRIGHTSTAR OF BALTIMORE CITY/COUNTY BRIGHTSTAR - HOWARD COUNTY

443-275-2796

n

n

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n

410-910-9425

BRIGHTSTAR CARE

410-697-3527

n

CAPITAL CITY NURSES

410-344-0057

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retirementlivingsourcebook.com | 800-394-9990

Age In Place Options Page 113

Retirementlivingsourcebook.com offers a great way to geographically target your search

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Create a list of potential communities or professionals. Begin calling and emailing options to get more information. Schedule site visits and meetings with resources. Use the checklists in every section. ASSISTED LIVING HOUSING

Choosing Assisted Living

DINING SERVICES • Does the dining room look and smell inviting? • Are the dining room tables, chairs and linens in good condition? • Are residents allowed to invite guests for meals?

OVERALL IMPRESSION • Does the community look and feel like a place you could call home? • Talk with residents and their family members. • What do they like about the community? • Can they recommend it? • Did they consider other options when searching for a community? • Why did they choose this community? Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

5 SPECIALTY

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FEES AND COSTS • What services are included in the monthly fee? • What services are available for an additional fee? What are the fees? • How often do resident rate increases occur? • How much notice do residents receive prior to a rate increase?

LOCATION • Is the community conveniently located for friends and family to visit? • Is the community in a safe neighborhood? • Are there shopping, dining and entertainment options near the community? • Is the community near preferred medical providers?

NURSING

800-394-9990 | retirementlivingsourcebook.com

• Do staff members undergo screenings and background checks prior to employment? • Is the staff screened and evaluated for their ability to work with older adults in the assisted living setting? • Does the community have its most recent survey results posted or displayed for families to review? • Are staff trained and retrained at regular intervals? • Are housekeeping and laundry provided? • Are transportation services available? • Do caregivers interact with residents in positive ways? • Do residents appear tidy and well cared for?

ACTIVITIES AND PROGRAMS • Are activities scheduled throughout the day and evening? • Are fitness classes offered? • Are there dedicated spaces for resident clubs and informal gatherings? • Does the community offer regular outings to local restaurants, theaters, museums and other destinations? • Are there outdoor spaces available for walking, gardening and recreation? • Are volunteer programs available? • Do the residents appear engaged?

ASSISTED

Location matters. The best community is often the one in YOUR neighborhood. Start your search close to home.

RESIDENT AND STAFF INTERACTION • What is the staff-to-resident ratio? • Is the community well staffed overnight? • How does the community handle residents who need additional care and support? • Do residents have access to in-home care should it be needed?

• Can residents select their own meal times, or are there designated meal times? • Are three daily meals, snacks and beverages included in the monthly rate? • Does the resident committee work with the dining staff to develop menus? • Can the community accommodate special dietary needs? • Is there a dietician or nutritionist involved in meal planning?

INDEPENDENT

PHYSICAL ENVIRONMENT • Is the community clean and well maintained? • Are there multiple floor plans available? • Can residents decorate their apartments according to their personal tastes? • Is the community pet friendly? • Does the community have safety features, such as handrails and grab bars? • Do individual residences include safety features, such as emergency alert and fire suppression systems?

LIFE PLAN

Use this checklist to review options

10/22/18 10:08 AM


BOLDLY INSPIRING NEW GROWTH OPPORTUNITIES

At Miller’s Grant and Carroll Lutheran, it’s not the same old game.

Sure, you can still play Bingo with us. However, at our communities wellness is so much more. It’s about being your best and having the best time. That’s why you’ll find programs and experts you can turn to, with only one goal in mind: to further your well-being, on your terms—in a way that’s designed just for you.

300 St. Luke Circle Westminster, MD 21158

CLVillage.org

This “person-centered” approach keeps you on a successful path to health and happiness! FlourishTM, our unique, branded wellness program is designed to help you feel your best—in mind, body and spirit. Discover better wellness, call us today to learn more! • Miller’s Grant 410-465-2005 • Carroll Lutheran 410-848.8922 6 18-1440-01.indd 6

9000 Fathers Legacy Ellicott City, MD 21042

MillersGrant.org

800-394-9990 | retirementlivingsourcebook.com

10/22/18 10:08 AM


Founder’s Note

Aging with Purpose There was time—not so long ago—that “aging in place” meant doing nothing. Too many seniors ignored their increasing needs or their home’s deferred maintenance, stubbornly refusing to seek help or consider a change. They carried on until disaster struck. A fall. An illness. A leaky roof or a fallen tree. It was only in these emergency situations that an adult child or other family member would step in, and the senior would be left with few—if any—choices. Thankfully, that no longer has to be the case. Now, “aging in place” can mean a variety of things. It may mean modifying the current home to better fit a senior’s needs as they age. It may mean moving in with an adult child or other family member. It may mean hiring an in-home caregiver to provide assistance with the activities of daily living—or just to provide companionship. The home care industry has grown immensely to meet the needs of seniors who choose to age in place. For some seniors, aging in place actually means aging

in another place. They may choose to find a retirement living option before a crisis strikes. These healthy seniors have so many choices, from life plan communities to independent living options. For seniors who already need a little help, there are also a wide variety of assisted living and nursing and rehabilitation options. The choice is theirs. Our cover story this issue features a family who chose a unique combination of aging in place options. Barbara and Bill Hare moved in with their daughter. The family has also enlisted the help of 2nd Family Home Care and Support Services for more than six years now. The company has ensured that every caregiver is qualified to become a part of the family (see page 14). With so many options, every family has the opportunity to make a plan and create their own version of “aging in place.” Sourcebook is filled with listings, checklists and articles to help seniors and their families review retirement living options and make appropriate choices. Aging is inevitable. Planning ahead can make it enjoyable. Today’s seniors are no longer just aging in place; they are aging with purpose. Steve Gurney Founder of Retirement Living Sourcebook

Steve Gurney

Barbara Snyder

General Manager

Account Manager

Mid-Atlantic Regional Editions: Maryland ■ Delaware Valley Metro Washington, DC

Corporate Address:

The Washington Post 1301 K Street, NW Washington, D.C. 20071

Maryland Office:

Baltimore, MD ■ 410-581-6873 E-mail: Barbara.Snyder@washpost.com

Christy Brudin

C. Patrick Lowry

Elizabeth Rivera

Contributing Editor

Artist

Account Manager, Operations

Websites: www.retirementlivingsourcebook.com www.ProAging.com

Contact Us: 1-800-394-9990

Copyright © 2018 by WP Company, LLC. Phone 1-800-394-9990. The contents of this publication may not be copied or reproduced in any manner without express written permission of the publisher. Every effort has been made to assure the accuracy of all information published in the Guide to Retirement Living Sourcebook. WP Company, LLC assumes no liability for damages arising from errors or omissions. For information about advertising, circulation, or editorial content, call toll-free: 1-800-394-9990. All property advertisements in the Guide to Retirement Living Sourcebook are subject to the federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation, or discrimination. State and local laws forbid discrimination based on factors in addition to those protected under federal law. The Guide to Retirement Living Sourcebook will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.

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7 10/22/18 10:08 AM


WE DESIGNED OUR PLANS

AROUND YOURS.

H AW T H O R N 1

After more than four years of planning and designing, we’re finally ready to share our floor plans for the future. Construction is now underway on the Grand Expansion of Roland Park Place, and retirement living in Baltimore will never be the same.

Balcony

Master Bedroom

11'-8" x 16'-6"

11'-2" x 9'-8"

Living/Dining Room 13'-10" x 21'-4.5"

2nd Bedroom

Our eight stories of brand new residences include numerous configurations and sizes, so you’re certain to find one that fits your life. But with 58 new residences from which to choose, demand is high and time is short. So, when you’re ready to explore the future of Metropolitan Senior Living, we’re ready to show you the way. Call today to schedule a private preview: 443.338.6213

READY FOR MOVE-IN FALL 2020

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11'-3" x 14'-4"

Entry

443.338.6213 RolandParkPlace.org

Pending final approval from the Maryland Department of Aging. 800-394-9990 | retirementlivingsourcebook.com 10/22/18 10:08 AM


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We Turn Addresses

into homes

MOST COMMUNITIES ARE 62 AND BETTER ANNE ARUNDEL COUNTY

BALTIMORE COUNTY (CONT.)

The Greens at Hammonds Lane: 410-636-1141 Park View at Furnace Branch: 410-761-4150 Park View at Severna Park: 410-544-3411

Park View at Rosedale: 410-866-1886 Park View at Taylor: 410-663-0363

BALTIMORE CITY

Park View at Towson: 410-828-7185 Park View at Woodlawn: 410-281-1120

Ednor Apartments I: 410-243-0180 Ednor Apartments II: 410-243-4301 The Greens at Irvington Mews: 410-644-4487 Park Heights Place: 410-578-3445 Park View at Ashland Terrace: 410-276-6440 Park View at Coldspring: 410-542-4400

EASTERN SHORE

BALTIMORE COUNTY

HOWARD COUNTY

Cove Point Apartments I: 410-288-2344 Cove Point Apartments II: 410-288-1660 Evergreen Senior Apartments: 410-780-4888 The Greens at English Counsul: 410-789-3000 The Greens at Liberty Road: 410-655-1100 The Greens at Logan Field: 410-288-2000 The Greens at Rolling Road: 410-744-9988 Park View at Catonsville: 410-719-9464 Park View at Dundalk: 410-288-5483 Park View at Fullerton: 410-663-0665 Park View at Miramar Landing: 410-391-8375 Park View at Randallstown: 410-655-5673

Park View at Colonial Landing: 410-796-4399 Park View at Columbia: 410-381-1118 Park View at Ellicott City: 410-203-9501 Park View at Ellicott City II: 410-203-2096 Park View at Emerson: 301-483-3322 Park View at Snowden River: 410-290-0384

Park View at Easton: 410-770-3070

HARFORD COUNTY Park View at Bel Air: 410-893-0064 Park View at Box Hill: 410-515-6115

PRINCE GEORGE’S COUNTY Park View at Bladensburg: 301-699-9785 • 55 & Better

Park View at Laurel: 301-490-1526 Park View at Laurel II: 301-490-9730

Call the community nearest you to inquire about eligibility requirements and to arrange a personal tour.

www.rhomecommunities.com MOST COMMUNITIES ARE PET-FRIENDLY 10 18-1440-01.indd 10

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DISCOVER DISCOVER DISCOVERAAALIFE LIFE LIFEOF OF OFCURIOSITY, CURIOSITY, CURIOSITY, ABUNDANCE, ABUNDANCE, ABUNDANCE,INTELLIGENCE, INTELLIGENCE, INTELLIGENCE,AND AND ANDHEALTH HEALTH

Tucked Tucked Tuckedalong along alongthe the thewooded wooded woodedshores shores shoresofofofGingerville Gingerville GingervilleCreek, Creek, Creek,Ginger Ginger GingerCove Cove Coveisisisthe the theAnnapolis Annapolis Annapolisarea’s area’s area’spremier premier premier life-care life-care life-careretirement retirement retirementcommunity community communityoffering offering offeringunlimited unlimited unlimitedways ways waystototospend spend spendtoday today todaywith with withpeace peace peaceofof ofmind mind mindabout about tomorrow. tomorrow. tomorrow.With With Withso sosomuch much muchto totochoose choose choosefrom, from, from,where where wheredo do doyou you youstart? start? start?AAAgame game gameofof ofcroquet, croquet, croquet,artart artlectures, lectures, lectures, classes classes classesin ininthe the thestate-of-the-art state-of-the-art state-of-the-artWellness Wellness WellnessCenter, Center, Center,evening evening eveningdrinks drinks drinksatatatthe the theBugeye Bugeye BugeyeBar? Bar? Bar?How How Howabout about abouta a quick quick quicktrip trip tripto totothe the theAnnapolis Annapolis AnnapolisHistoric Historic HistoricDistrict, District, District,specialty specialty specialtyshops, shops, shops,and and andhighly highly highlyacclaimed acclaimed acclaimedrestaurants? restaurants? restaurants? When When Whenyou you youdiscover discover discoverGinger Ginger GingerCove, Cove, Cove,you’ve you’ve you’vefound found foundthe the theplace place placeyou you youwere were werelooking looking lookingfor for forallall allalong. along. along. Visit Visit Visitgingercove.com gingercove.com gingercove.comto totosee see seewhat what whatour our ourresidents residents residentshave have havetototosay say sayabout about aboutlife life lifehere here herefirsthand firsthand firsthandand and andcall call Joan Joan JoanWilliams Williams Williamsatatat410-224-8141 410-224-8141 410-224-8141tototoschedule schedule scheduleyour your yourno-obligation no-obligation no-obligationtour tour tourofof ofour our ourcommunity. community. community.

4000 4000 4000 River River River Crescent Crescent Crescent Drive Drive Drive ••Annapolis, •Annapolis, Annapolis, MD MD MD • •gingercove.com •gingercove.com gingercove.com

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LIVE

THE EXCEPTIONAL LIFE

FI VE STAR S E NI OR LIVIN G OFFERI N G: • Independent Living • Assisted Living • Award-Winning Memory Care • Rehabilitation & Wellness

AC T I V I T IE S PROGRAMMING

SOMERFORD HOUSE & PLACE – HAGERSTOWN HEARTFIELDS AT FREDERICK

HEARTLANDS AT ELLICOTT CITY SOMERFORD PLACE – COLUMBIA

SOMERFORD HOUSE & PLACE – FREDERICK PREMIER RESIDENCES OF CHEVY CHASE

LAND MARYASPENWOOD

HEARTLANDS AT SEVERNA PARK

SENIOR LIVING

HEARTFIELDS AT BOWIE

HEARTFIELDS AT EASTON SOMERFORD PLACE – ANNAPOLIS

OFFERING COMMUNITIES IN ANNAPOLIS • BOWIE • CHEVY CHASE • COLUMBIA • EASTON • ELLICOTT CITY FREDERICK • HAGERSTOWN • SEVERNA PARK • SILVER SPRING

www.fivestarseniorliving.com/Communities/MD

Pet Friendly 800-394-9990 | retirementlivingsourcebook.com

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www.FiveStarSeniorLiving.com ©2018 Five Star Senior Living

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Cover Story

A Genuine Kinship By Christy Brudin

Cheryl Walker helps Barbara with daily activities and also assists her with many craft projects.

Y

ou do not have to be kin to form a genuine kinship. Such is certainly the case for in-home caregivers. Although they are paid to work in a family’s home, the nature of their work means that they quickly come to be seen as members of the family. At least the good ones do. Cheryl Walker began working with the Hare family as a caregiver for 2nd Family Home Care and Support Services a little over a year ago. She is now a proud member of the family. 2nd Family has been providing support to the Hare family for more than six years now, and they have ensured that every caregiver is qualified to become a part of the family. A family owned and operated homecare provider, 2nd Family was established after two cousins witnessed firsthand the sometimes-subpar care their grandmother received while living with Alzheimer’s for nearly twelve years. Chad Tracey and Josh Markland were determined to do things differently—to hire only caregivers who actually care. 2nd Family was built on the “Grandma Guarantee,” a promise that every client will be treated like family by

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their caregivers. Quite simply, if 2nd Family would not feel comfortable with a caregiver caring for their own grandma, they don’t hire that person. In addition to hiring only the best caregivers, 2nd Family also employs Registered Nurses to act as care coordinators and advocates for each family. Finally, they use only Certified Nursing Assistants and Geriatric Nursing Assistants as caregivers. They also provide training opportunities for their employees to learn more about specific conditions, including Alzheimer’s and Parkinson’s diseases. A native of Philadelphia, Barbara attended West Chester University and did Doctoral work at the University of Pennsylvania. She became a third grade teacher, serving in the classroom for more than 24 years. She has also volunteered as a Children’s Church and Camp Fire leader for decades and still does part-time children’s church work. Barbara and Bill married young and had three children: two sons and a daughter. Bill graduated from Drexel University and then served in the military and was stationed in Korea. After his service, he worked as a 800-394-9990 | retirementlivingsourcebook.com

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Cover story

The 2nd Family team ensures that every client receives quality, compassionate care—and is always treated like family. (Pictured from left to right: Josh Markland, Director of Nursing Kelli Prettyman, Cheryl Walker, and Chad Tracey).

couldn’t get him up. It was just all getting to be too much,” banker and senior trust officer for eighteen years. The she said. That’s when Bill and Barbara moved to their couple shared many hobbies and interests, including boating and camping. daughter Susan Brown’s house. In 1975, the Hares decided The Hare family turned to capitalize on their passion to 2nd Family after trying for camping by constructing a several in-home care commercial campground near providers and being 2nd Family really hires extremely Ocean City, New Jersey. The disappointed. “That was six campground is still owned years ago, and we haven’t competent people. They are just so and operated by the family. had a bad day in all these engaged. They come in and want to be a “We had camped with years,” said Barbara. Because of the care that our three kids across the part of our lives. They are not just doing he received from 2nd Family, country,” Barbara recalled. their shift and leaving.” Bill was able to remain “We went as far west as in his daughter’s home, Yellowstone, as far north living with his wife, until as Canada, as far south as — Susan Brown, whose parents have he passed away. “We had Florida and New Orleans, and both received care from 2nd Family such a wonderful marriage,” as far east as the Atlantic Barbara said of her Ocean. So we decided to husband. “We were blessed build our own campground.” to be able to have him here with us.” Bill built much of the campground himself. “He was so Susan was also pleased with the care her father capable and clever,” Barbara said. “I think that is why I was received. “As my dad’s care needs increased, it got to the in denial about his Alzheimer’s for so long.” point where we couldn’t do it physically,” she recalled. “The Finally, as Bill’s condition worsened, Barbara realized they needed help. “He couldn’t drive anymore, and he fell and I Continued on page 17 800-394-9990 | retirementlivingsourcebook.com

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(443) 609 - 3640

www.2ndFa mily.com 16

Franchise Opportunities Available 2ndFamilyFranchise.com

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Cover Story

Josh Markland and Chad Tracey (seen here left to right) founded 2nd Family after their family struggled to find quality in-home care for their grandmother. Their company was built on the “Grandma Guarantee,” a promise that every client will be treated like family by their caregivers.

A Genuine Kinship … Continued from page 15

caregivers got him up every day though.” While the family has used several different caregivers throughout the last six years, Susan noted that they have all integrated seamlessly into the family. “2nd Family really hires extremely competent people. They are just so engaged. They come in and want to be a part of our lives. They are not just doing their shift and leaving,” she said. After Bill passed away, the Hare family again retained the services of 2nd Family to help Barbara, who has rheumatoid arthritis. That is when Cheryl joined the family. “I am just impressed that 2nd Family always seems to be able to find the cream of the crop. Their caregivers are just amazing,” Barbara said. “They’re so good with every member of the family, including all the dogs.” Cheryl helps Barbara with daily activities and also assists her with many craft projects. The former elementary school teacher is still passionate about teaching and loves crafts. “Cheryl has learned some new crafting skills, and I love teaching people, so it really works out,” said Barbara. Cheryl added, “I’ve learned so much here with Mrs. Hare, and I look forward to coming here. I really do feel like I’ve been adopted into this great family.” Cheryl and Barbara are proof of what 2nd Family’s founders always knew: you don’t have to be related to relate to each other. And sometimes the strongest relationships are between people who are not relatives at all. 800-394-9990 | retirementlivingsourcebook.com

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Join our Family through Franchising When 2nd Family’s founders, Chad Tracey and Josh Markland, developed their unique “Grandma Guarantee,” they did so with their own grandmother in mind. The “Grandma Guarantee” promises that every client will be treated like family. Now, Chad and Josh are working to extend the guarantee to cover more grandmothers—and other loved ones. 2nd Family is currently offering franchise opportunities to new owner/operators who want to provide families the high level of care 2nd Family is delivering in Maryland. Through franchising, 2nd Family seeks to implement their unique brand and high-quality standards and processes throughout a larger territory in a shorter period of time. This will allow the company to quickly serve more seniors who need help. 2nd Family is seeking interested franchisees in MD, DC, VA, DE and PA. This area is one of the biggest markets in the country for senior home care. The company will offer hands-on assistance to franchisees.

For more information, visit 2ndfamilyfranchise.com 17 10/22/18 10:08 AM


Resources Moving/Downsizing

Moving and Downsizing Professional help can make moving easy Moving can be a daunting task— no matter what your age—but it can be even more overwhelming for older adults who may be leaving a home they have lived in for decades. Luckily, the enormous growth in the senior population has led to the development of a wide variety of professional moving and real estate services designed specifically to help older adults and their families. Senior Move Managers®, Senior Real Estate Specialists®, and Certified Senior Housing Professionals are just a few of the professionals who are specially trained to help seniors with all the challenges of moving and downsizing. Senior Move Managers assist older adults and their families with the emotional and physical aspects of relocation. They can also help families who wish to declutter or reorganize a

home to better age in place. These professionals provide a multi-faceted approach to the move process, from space planning in the beginning to post-move support and advocacy. By addressing all aspects of the moving process, Senior Move Managers minimize the chaos and stress of moving. From initial planning to downsizing to the physical aspects of moving, Senior Move Managers create a comprehensive plan that includes selling or disposing of unwanted items and setting up the new residence. Many Senior Move Managers are also movers. Others work closely with a reputable local moving company to complete that aspect of the job. Senior Real Estate Specialists are Realtors who are specially trained to manage the sale of a home for consumers over the age of 50. They

bring targeted knowledge, senior experience and marketing savvy to each sale. These specialists have extensive knowledge about everything from reverse mortgages and the importance of universal design to the uses of pensions, 401k accounts and IRAs in real estate transactions. Finally, Certified Senior Housing Professionals (CSHPs) are real estate professionals who have completed extensive coursework on how best to assist older adults and their families in the home buying or selling process. CSHPs understand that late-in-life moves can be more complicated and require greater physical and emotional energy than traditional moves. They are trained to help older adults navigate the complexities of moving by addressing their fears, concerns, needs and goals. Continued on page 19

We Can Take Care of ALL Your Moving Needs

As is A Family Business for Over 75 Years.

MOVING • • • • • • •

A Family Business for Over 75 Years! We Can Ship Anything Anywhere in the World Large On-Site Storage Area Disposal of Unwanted Items Coordination and Delivery of Donations Floor Plan Design • Distribution of Estate Items Can Handle Fast Turnarounds

MENTION 10% OFF IFTHEYOUSOURCEBOOK

For a Free Consultation, Contact Jeff • 18 18-1438-01.indd 18

PACKING UNPACKING

410-675-2664 • 800-673-8488 • Jeff@Felcoinc.com 800-394-9990 | retirementlivingsourcebook.com

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Moving/Downsizing Resources

Choosing a Moving or Real Estate Professional Use this checklist to interview professionals: Senior Move Managers® ■ How long have you been providing Senior Move Management services? ■ Have you participated in any formal training programs? ■ Are you fully insured for liability and workers’ compensation? ■ How do you charge? ■ Will you provide fee information in writing to the client or responsible party prior to providing services? ■ Will you provide a written contract? ■ Can you provide references? ■ Are you a member of the National Association of Senior Move Managers® (NASMM)? Senior Real Estate Specialists® ■ How long have you been a Senior Real Estate Specialist®? ■ What type of specialized training did you receive? ■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped senior clients? ■ How involved are you in preparing the home for sale? ■ Can you provide referrals to other professionals to complete any necessary home updates? ■ How involved are you in the moving process? ■ Can you provide referrals to other professionals to help with the moving process? ■ What distinguishes you from traditional real estate agents? ■ Can you provide proof of licensure? ■ Can you provide proof of association membership? ■ Can you provide references? ■ What is your fee structure?

Moving and Downsizing … Continued from page 18

The first step in every move process should be to evaluate the current living situation and needs. Then consumers can contact the many local professionals to inquire about services and costs. Most professionals offer a diverse menu of services, ranging from full service 800-394-9990 | retirementlivingsourcebook.com

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Certified Senior Housing Professionals ■ How long have you been a Certified Senior Housing Professional? ■ What type of specialized training did you receive? ■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped senior clients? ■ How involved are you in preparing the home for sale? ■ Can you provide referrals to other professionals to complete any necessary home updates? ■ How involved are you in the moving process? ■ Can you provide referrals to other professionals to help with the moving process? ■ What distinguishes you from traditional real estate agents? ■ Can you provide proof of licensure? ■ Can you provide proof of association membership? ■ Can you provide references? ■ What is your fee structure? Sources: nasmm.org, seniorsrealestate.com, and seniorsrealestateinstitute.com

moves to help with particular aspects of moving, buying or selling. Use the checklist on this page to interview professionals and carefully document their answers. Using this information, it will be simple to choose the right professional for the job. While the moving process may never be fun, there is no longer any reason for it to be difficult. Older adults and their loved ones can now let specially

trained professionals handle all the details of selling, buying and moving— from cleaning out the cluttered basement to finding the perfect new place for every piece of treasured furniture. With professional help, every move can be a smooth one. Sources: nasmm.org, seniorsrealestate.com, and seniorsrealestateinstitute.com. 19 10/18/18 3:31 PM


ResouRces Moving/Downsizing

Moving/Downsizing

oRgAnizATion

FEATURED

PHonE

wEB

410-828-7700

ABiLiTiEsnETwoRk.oRg

Move ManagerS ABiLiTiEs nETwoRk

We help make your move into retirement living as smooth as possible by assisting with floor-planning, downsizing, packing, coordinating of movers & other vendors, unpacking & re-settling your new home. We are the wedding coordinators of moving! Please call 410-828-7700, ext. 1271 to schedule your free in-home consultation or to learn more!! FELCo PACking & Moving A Family Business for Over 75 Years!

Packing & Moving

LET’s MovE

18

410-675-2664

FELCoBoX.CoM

We Can Take Care Of ALL Your Moving Needs. MENTION SourceBook For 10% DISCOUNT! We Move, Pack & Unpack; Ship Anywhere in the World; Offer On Site Storage; Dispose of Unwanted Items and Coordinate and Deliver Donations; Floor Plan Design; Distribution of Estate Items. Can Handle Fast Turnarounds. Contact Jeff or email Jeff@Felcoinc.com. 301-498-8899

LETsMovELLC.CoM

Let’s Move focuses on helping people on the move and living fully in the space they reside. Our comprehensive approach reduces the stress of a move and/or organization project and includes services such as: • Full Service Move Management and Transition Services • Downsizing • Floor Plan Design • Home Organization • Item Distribution • Packing, Unpacking and Settling In Services sEnioR TRAnsiTions, inC.

410-515-1199

sEnioRTRAnsiTionsinC.CoM

Before you call a mover, call us! Owned by a registered nurse, we offer the physical and emotional support you need to make lifestyle transitions, including packing with care, unpacking & setup, coordinating the move, disposal of unneeded/unwanted items & much more! Owner is co-founder of the National Association of Senior Move Managers, and has an A+ Accreditation. Serving seniors for 15 years!

DON’T MISS

OUR NEXT SPRING 2019 ISSUE! Space Deadline: January 31 Art Deadline: February 14 For more info, please contact: Barbara.Snyder@washpost.com 20 18-1438-01.indd 20

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Elder Law Resources

Understand Estate Planning Elder law attorneys can help Estate planning means much more than preparing a Last Will and Testament or tax planning for the disposition of your assets upon your death. Estate planning is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The goals of estate planning typically include making sure the greatest amount of the estate passes to intended beneficiaries, often including paying the least amount of taxes. Estate planning must also provide for administration and protection of assets during an individual’s lifetime and for decisionmaking in the event of a disabling illness. Any complete estate plan should contain: 1. A Last Will and Testament, 2. A durable health care power of attorney naming an agent (and an alternate agent) responsible for medical decision-making, 3. A living will or other advance directive giving instructions concerning the type of care one wishes to receive (or avoid) in the event of a terminal illness, and 4. A durable financial power of attorney naming an agent (and an alternate) responsible for asset and financial management if one is unable to do such things for oneself. Estate planning may also include the creation of trusts. Estate planning is an opportunity to make wishes known and to determine what person(s) will be responsible for carrying out those directives. You are able to state your preferences concerning the type of care you receive, what types of medical care you do not wish to receive and can authorize someone to act as your agent in carrying out those wishes. Should you fail to do such planning, then there may be confusion as to what your wishes might have been and who you would have preferred to act as your decision-maker. In fact, without such information, your wishes 800-394-9990 | retirementlivingsourcebook.com

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may never be known. If you do not leave a Last Will and Testament, your assets will be distributed according to the laws of intestate succession in your state. There are laws in each state governing the rights of surviving spouses, heirs and next of kin in the absence of a Last Will and Testament. Probate Probate laws, practice and costs vary from state to state. A qualified Elder Law attorney will be able to advise you as to the probate laws, practices and costs in your state. What You Need To Know In preparing an estate plan, it is essential that all of your assets are considered. You should do a complete inventory of all that you own before contacting your estate planner. Your estate consists not only of your home, your car and your bank accounts. Your estate also includes the value of life insurance policies, investments that you may own (including those held in joint tenancy with other persons), your IRAs and other retirement accounts, and any other assets over which you can exercise control. It is extremely helpful for you to have a centralized and secured record of all of your financial accounts; insurance policies; credit, debit or loan accounts; safe deposit box; and account IDs and passwords. You will need to make decisions about what to include in your estate plan. First, you should determine who will inherit your property upon your death. You must also be certain that your spouse or heirs are capable of managing financial affairs. If capacity or vulnerability is an issue, you may want to name a trustee to handle financial affairs for him or her. You have to designate an Executor or Personal Representative to administer your estate. An alternate Executor or Personal Representative should also be appointed. Special arrangements

may be needed if there are particular family issues, such as a second marriage by either spouse. You will also need to list any specific gifts you want to make to family or non-family members and/or to charities. Once these decisions are made and your inventory is completed, your attorney will be able to advise you as to the best technique to use in planning your estate. You should consider your preferences concerning health care options and decide who will be your decision makers, and do the same with regard to your finances in the event of a disability. Finally, you should give thought to the difficult questions of what type of care you would want or not want in the event of terminal illness. If you have special desires concerning disposition of your remains, such as burial in a certain place or possible cremation, these should be brought up during your planning conference as well. These are complicated and personal issues. The advice of a qualified Elder Law attorney is essential to protect your financial health and welfare and to ensure that your health care wishes are known and carried out. The Role of the Elder Law Attorney Elder Law attorneys who specialize in estate planning are trained and experienced with wills, trusts, powers of attorney, advance directives or living wills, and the intricacies of estate and inheritance taxes. They may recommend accounting services, financial planners or insurance purchases, but they do not earn their fees by selling such products. As a result, you are more likely to get thorough and unbiased advice from a qualified Elder Law attorney. Many Elder Law attorneys have developed special expertise in estate and disability planning and have obtained the specialized knowledge and experience to provide clients with Continued on page 24 21 10/18/18 3:31 PM


You Have options!

Have you been told it is illegal to transfer assets within five years of going into a nursing home? False! You have options! Have you been told by a government agency, hospital discharge planner or nursing home, if your spouse is in a nursing home you must spend down your resources before being eligible for any assistance? False! You have options! Has the nursing home told you don’t need an attorney? False! You have options! Get the facts. Call us to reserve your place at our next free seminar.

Elder Law Attorney

Michael G. Day

Medicaid • asset Protection

MeMber of: NatioNal acadeMy of elder law attorNeys; elder law sectioN of the MarylaNd state bar associatioN

301.739.6820

301.228.2960

301.724.4713

410.848.9501

301.334.0700

Hagerstown

Frederick

cuMberland

carroll county

Garrett county

10715 downsville Pike, hagerstown, Md 21740 • 30 west Patrick street, frederick, Md 21701 81 baltimore street, cumberland, Md 21502-3019

T H e

L a w

O f f i C e s

O f

MicHael G. day & associates, P.c.

&

––––––––––––––––––––––––––––––––––––––––––––––––––––––––

Experts in Elder Law, Estate and Special Needs Planning

Medical Assistance Eligibility Planning and Asset Protection Disability Planning / Special Needs Trusts / Veterans Benefits Healthcare Directives / Living Wills Trusts / Estate Planning and Administration Wills / Powers of Attorney / Guardianship 410.337.8900 | www.frankelderlaw.com | 1.888.338.0400 Towson | Columbia | Easton 22 18-1438-01.indd 22

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Elder Law Resources

Elder Law What is elder or special needs law? Legal issues that affect people as they age and people with special needs are growing in number. Our laws and regulations are becoming more complex, and each state has different laws. Actions taken with regard to a single matter may have unintended legal outcomes. It is important for attorneys working with seniors, people with special needs, and their families to have a broad understanding of the laws that may have an impact on a given situation to avoid future problems. Elder and Special Needs Law encompasses many different fields of law. Some of these include: • Preservation/transfer of assets seeking to avoid spousal impoverishment when one spouse enters a nursing home • Medicaid • Medicare claims and appeals

• Social Security and disability claims and appeals • Supplemental and long-term health insurance issues • Tax planning • Disability planning, including use of durable powers of attorney, living trusts, “living wills” for financial management and health care decisions, and other means of delegating management and decision-making to another in case of incompetency or incapacity • Access to health care in a managed care environment • Conservatorships and guardianships • Estate planning, including planning for the management of one’s estate during life and its disposition on death through the use of trusts, wills and other planning documents • Probate and administration of

estates • Administration and management of trusts • Long-term care placements in nursing homes and life-care communities • Nursing home issues, including questions of patients’ rights and nursing home quality • Elder abuse and fraud recovery cases • Housing issues, including discrimination and home equity conversions • Age discrimination in employment • Retirement, including public and private retirement benefits, survivor benefits and pension benefits • Health law • Mental health law Source: www.naela.org

WEALTH PRESERVATION || EXPECT MORE

PK LAW

• Medicaid Planning • Use of Annuities • Management of Assets • Powers of Attorney • Special Needs Trusts • Medical Decision Making • Advance Directives for Healthcare • Estate & Tax Planning • Guardianships • Asset Protection

Find out what else you can expect from PK Law: pklaw.com/expectmore B A LT I M O R E / T O W S O N 800-394-9990 | retirementlivingsourcebook.com

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|

®

Authorized by Drake Zaharris, Managing Director

PK Law’s experienced Estate Planning & Elder Law Attorneys help individuals and families establish their estate planning goals and provide effective ways to preserve assets for both them and those they love. How do they do it? They listen. Expect More.

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BEL AIR

|

COLUMBIA

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Resources Elder Law

Find an Elder Law Provider Use our step-by-step guide: Step 1 – Know Your Needs

■ Who will handle the case?

■ Organize and outline all the information pertinent to your situation.

■ Has that attorney handled matters of this kind in the past?

■ If you are calling on behalf of a loved one, make sure that you have as many specific details as possible.

■ If a trial may be involved, does the attorney do trial work? If not, who does the trial work? If so, how many trials has he or she handled?

Step 2 – Call Attorneys

■ Is that attorney a member of the local bar association, a health advocacy committee, or trust and estates committee?

■ Use our list to call some attorneys. ■ It is not unusual to speak only to an assistant during an initial call. Here are some questions to ask this person: ■ How long has the attorney been in practice? ■ Does his or her practice emphasize a particular area of law? ■ How long has he or she been in this field? ■ What percentage of his or her practice is devoted to Elder or Special Needs Law? ■ Is there a fee for the first consultation, and if so how much is it? ■ Given the nature of your problem, what information should you bring with you to the initial consultation? Step 3 – Initial Consultation ■ When you have found a prospective attorney, make an appointment to see him or her. After you have explained your situation, ask: ■ What will it take to resolve it? ■ Are there any alternate courses of action? ■ What are the advantages and disadvantages of each possibility? ■ How many attorneys are in the office?

Estate Planning … Continued from page 21

a complete plan for obtaining care, transferring assets and carrying out all of the client’s wishes. In addition, Elder Law attorneys are sensitive to the special needs of elderly clients and their families. Be certain to assure yourself that the attorney you choose has such experience and training. Attorneys will ask clients for a great deal of information and will request 24 18-1438-01.indd 24

■ What is the estimate of the cost to resolve your problem and how long will it take? Step 4 – Discussing Fees ■ There are many different ways of charging fees and each attorney will choose to work differently. Be aware of how your attorney charges. Ask: ■ Do you bill weekly, monthly, or upon completion of work? ■ Do you charge by the hour? Are there different hourly rates for work performed by attorneys, paralegals and secretaries? ■ Is there a flat fee for this service? ■ Will there be any out-of-pocket expenses (charges for copies, postage, messenger fees, court fees, deposition fees and other such costs)? ■ Do you require a retainer? Step 5 – Make It A Good Experience ■ Once you decide to hire an attorney, ask that your arrangement be put in writing. A positive and open relationship between an attorney and a client benefits everyone. The key is communication. Source: National Academy of Elder Law Attorneys

original documents such as deeds, account statements and insurance policies. It is the attorney’s role to assure that all of the elements of the estate plan are properly handled and reviewing names on titles, beneficiary designations and other similar information is part of thorough planning. All of the information provided to an attorney is, of course, confidential and may not be disclosed to others without your permission.

The National Academy of Elder Law Attorneys (NAELA), founded in 1987, is a national association of Elder Law Attorneys devoted to the education and training of attorneys who can meet the needs of seniors and people with disabilities, and who advocate for the needs of such individuals. The content of this article was originally published in a NAELA brochure and is being reprinted with permission. For more information, please visit, www.NAELA.org. To Find an Attorney, visit www.NAELA.org/findlawyer. 800-394-9990 | retirementlivingsourcebook.com

10/18/18 3:31 PM


ELDER LAw ResouRces

Elder Law Providers

oRgAnizATion FRAnk, FRAnk, AnD sCHERR, LLC

FEATURED

PHonE

wEB

22

410-337-8900

FRAnkELDERLAw.CoM

Frank, Frank & Scherr assists clients in evaluating options available for long term support and services including home care, assisted living, nursing homes and retirement communities. Their attorneys help families qualify for Medicaid, Veterans Benefits and state programs that help with asset protection. They are experts in planning for people with disabilities of all ages. LAw oFFiCE oF CATHERinE sTAvELY

410-268-9246

CATHERinE@sTAvELYLAw.CoM

• Medicaid and Eldercare Issues • Guardianships, Wills, Trusts • Powers of Attorney • Medical Directives • Probate and Trust Administration Maryland Chapter President, National Academy of Elder Law Attorneys, Past Chair, Elder Law and Disability Rights Section of the Maryland State Bar Association. Serving Anne Arundel’s Seniors since 1997. 124 South Street, Suite 1, Annapolis, Maryland 21401 LAw oFFiCEs oF MiCHAEL g. DAY

22

301-739-6820

inFo@MikEDAYLAw.CoM

The Law Offices of Michael G. Day and Associates emphasizes Asset Protection, Medicaid, contemporary retirement issues, and Medicare benefits. Family Asset Protection strategies as well as assisting older parents or relatives to protect their family finances. Helping loved ones deal with the Medical Assistance system and getting help from the high cost of nursing care. LAw oFFiCEs oF noMiki BoULoUBAssis wEiTzEL & AssoC.

The Law Offices of NOMIKI BOULOUBASSIS WEITZEL ASSOCIATES, LLC

&

PEssin kATz LAw, P.A.

410-663-9400

ELDERLAwMARYLAnD.nET

We provide Asset Preservation Planning, preparation of Durable Powers of Attorney, Trusts, Wills, Medical Assistance Planning and Guardianships, Estate Planning, Review of Nursing Home, Assisted living, and Life Care Plan Community contracts. Members of the National Academy of Elder Law Attorneys. Offices in Baltimore County (410-663-9400)and Harford County (410-638-7779). 23

410-938-8800

PkLAw.CoM

Don’t walk the road alone. Find the home you have been searching for in the Housing section. 800-394-9990 | retirementlivingsourcebook.com

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18-0821-05

A lifetime of savings can be wiped out in a matter of months without proper pre-crisis planning. PK Law attorneys are leaders in elder law and have assisted thousands of families with their elder care planning to ensure that their loved ones are properly cared for and their assets preserved to the fullest extent allowed.

25 10/18/18 3:31 PM


Resources Elder Law

The Many Benefits of Adult Family Mediation By Sig Cohen Families facing disagreements on issues such as caring for aging parents, encouraging an older adult to stop driving, or equitably distributing trust proceeds are increasingly turning to adult family mediation to settle their differences. Having a neutral third party help a family resolve their disputes is more attractive than the delay, cost and distress of litigation. When family members forge a path forward together, there are no winners or losers. As a result, an elder can look forward to his or her family having less rancor and more mutual respect. Adult family mediation offers families the opportunity to air their concerns in a “safe space.” Sessions are confidential. The process is simple: An adult family mediator confers one-on-one with parties before they meet in a “plenary” session. When they convene, the mediator

26 18-1438-01.indd 26

explains how the discussion will move forward. Then the mediator invites each party (or their attorney) to share their concerns and goals. When a mediator facilitates the discussion, it’s more likely that the parties will listen to the other side and speak without interruption. If an exchange becomes too heated, the mediator will suggest taking a break. Throughout the process, family members are challenged to: (1) identify the issues dividing them, (2) come up with options to settle them, and (3) collaboratively carry out the terms of what they’ve agreed to. Mediators do not give legal advice. They recommend parties seek counsel from a qualified elder attorney. Nor are they therapists. Again, they suggest family members meet with a professional in that field. Mediation is future focused. While the process cannot repair the past, it

provides an avenue to more peaceful, cooperative family relations in the future. Mediation also affords family members conflict resolution tools, so they can settle future disputes without a neutral third party. Once they’ve successfully settled their case through mediation, families are more confident in their capacity to resolve future conflicts themselves. Adult family mediation brings out the best in people. When family members engage in mediation, their relationship usually moves from friction to traction and from deadlock to determination to put their issues behind them and create more resilient family bonds.

Sig Cohen is a Family and Elder Mediator (www.toughconversations.net)

800-394-9990 | retirementlivingsourcebook.com

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Aging LiFE CARE ResouRces

understand Aging Life care™ Acting as guides and advocates for families Aging Life Care / geriatric care management is a holistic, clientcentered approach to caring for older adults or others facing ongoing health challenges. What is an aging life care professional? An Aging Life Care Professional™, also known as a geriatric care manager, is a health and human services specialist who acts as a guide and advocate for families who are caring for older relatives or disabled adults. The Aging Life Care Professional is educated and experienced in any of several fields related to aging life care / care management, including, but not limited to gerontology, nursing, social work, psychology or occupational therapy. The Aging Life Care Professional assists clients in attaining their maximum functional potential. The individual’s independence is encouraged, while safety and security concerns are also addressed. Aging Life Care Professionals have extensive knowledge about the costs, quality and availability of resources in their communities. Aging Life Care Professionals are members of the Aging Life Care Association™ (ALCA) and differ from Patient Advocates, senior Advisors, senior navigators and Elder Advocates. ALCA members must meet the stringent education, experience and certification requirements of the organization, and all members are required to adhere to a strict code of ethics and standards of practice. What Services do aging life care professionals provide? Aging Life Care Professionals provide guidance to help families ensure quality care and an optimal life for those they love through: • Assessment and monitoring • Planning and problem-solving • Education and advocacy 800-394-9990 | retirementlivingsourcebook.com

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• Family caregiver coaching • Long-distance caregiving Aging Life Care Professionals are engaged to assist in a variety of areas, such as: • Housing – helping families evaluate and select the appropriate level of housing or residential options. • Home care services – determining the types of services that are right for a client and assisting the family to engage and monitor those services. • Medical management – attending doctor appointments, facilitating communication between doctor, client and family, and if appropriate, monitoring client’s adherence to medical orders and instructions. • Communication – keeping family members and professionals informed as to the well-being and changing needs of the client. • Social activities – providing opportunities for the client to engage in social, recreational or cultural activities that enrich quality of life. • Legal – referring to or consulting with an elder law attorney; providing expert opinions for courts in determining level of care. • Financial – may include reviewing or overseeing bill paying or consulting with accountant or client’s Power of Attorney. • Entitlements – providing information on Federal and state entitlements; connecting families to local programs. • Safety and security – monitoring the client at home; recommending technologies to add to security or safety; observing changes and potential risks of exploitation or abuse. • Long-distance care – coordinating the care of a loved one for families that live at a distance, including crisis management. Local, costeffective resources are identified and engaged as needed. A care plan tailored for each

Aging Life Care Professionals have extensive knowledge about the costs, quality and availability of resources in their communities. individual’s circumstances is prepared after a comprehensive assessment. How do you know that you need an aging life care professional? You may need an Aging Life Care Professional if: • The person you are caring for has limited or no family support. • Your family has just become involved with helping the individual and needs direction about available services. • The person you are caring for has multiple medical or psychological issues. • The person you are caring for is unable to live safely in his/her current environment. • Your family is either “burned out” or confused about care solutions. • Your family has limited time and/or expertise in dealing with your loved ones’ chronic care needs. • Your family is at odds regarding care decisions. • The person you are caring for is not pleased with current care providers and requires advocacy. • The person you are caring for is confused about his/her own financial and/or legal situation. • Your family needs education and/or direction in dealing with behaviors associated with dementia. • You live at a distance from your loved one. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org. 27 10/18/18 3:31 PM


Resources Aging Life Care

Choosing an Aging Life Care Professional Use these questions to interview professionals: ■ What are the primary services provided by your agency/business?

■ Can you provide me with references?

■ How many Aging Life Care Professionals are in your agency/business?

■ Are there any alternative courses of action?

■ Is there a fee for the initial consultation and, if so, how much? ■ What are your professional credentials? ■ Are you licensed in your profession? ■ How long have you been providing aging life care or care management services?

■ What resources will it take to handle this situation? ■ What are the advantages and disadvantages of each alternative? ■ Who will be working with you? ■ How many professionals may be involved? ■ What about off-hours and backup? ■ How are fees computed?

■ Are you available for emergencies?

■ How are travel time and mileage handled?

■ Does your company also provide home care services?

■ How are services terminated?

■ How do you communicate information?

■ Are there additional out-of-pocket fees?

■ What are your fees? (These should be provided to the consumer/responsible party in writing prior to services starting.)

■ Will the Aging Life Care Professional receive permission prior to bringing other professionals into the case?

■ How often do you bill?

STANDARDS OF PRACTICE AND CODE OF ETHICS The Aging Life Care Association (ALCA) developed the standards of practice and code of ethics to guide Aging Life Care Professionals in their daily professional and business practices. Additional information, as well as the full code, is available on ALCA’s website: aginglifecare.org.

THE CODE OF ETHICS PROVIDES: Accountability to our Clients ALCA members recognize diversity in our society and embrace a multi-cultural approach to support the worth, dignity, potential and uniqueness of each client. The Code of Ethics acknowledges the vulnerable population we serve and makes explicit the highest standards of practice. Accountability to the Public The Code of Ethics sets a national standard for the professional practice of Aging Life Care™. It defines for the public the ethical responsibilities expected of ALCA’s members and the organization’s role in maintaining the highest standards of practice and promotion of ethical behavior. Education of Aging Life Care Professionals ALCA recognizes the diversity of the experience and education of its members and the needs of members for guidance in both their professional and business roles, and thus the Code of Ethics was developed to guide members in each of these roles. A Framework for Analyzing & Resolving Ethical Dilemmas The Code of Ethics offers a framework for ethical decisionmaking when conflicts arise in either the practice or the business of Aging Life Care. Assistance in Reviewing Complaints In ALCA’s Peer Review Process, the Code of Ethics and Standards of Practice serve as the basis for assessing and resolving ethical or business practice complaints against members in their practice of Aging Life Care.

28 18-1438-01.indd 28

THE CODE: ETHICAL PRINCIPLES AND STANDARDS OF PRACTICE SUPPORTING THESE PRINCIPLES Integrity An Aging Life Care Professional is honest, diligent, and accountable in the provision of service. An Aging Life Care Professional always acts in a manner that is consistent with the professional values stated in this Code. Loyalty and Responsibility An Aging Life Care Professional is trustworthy and dependable in all aspects of both professional and business relationships. Promoting Benefit and Avoiding Harm An Aging Life Care Professional promotes clients’ interests, values, and welfare in order to maximize benefits and avoid harm. Respect for Clients’ Rights and Dignity An Aging Life Care Professional treats clients with respect, as complete individuals with their own history, narrative, and unique cultural identity. Justice An Aging Life Care Professional behaves in a just and fair way in all professional and business relationships. An Aging Life Care Professional does not promote or sanction any form of discrimination such as discrimination based on race, ethnicity, gender, religion, sexual orientation, national origin, disability, or socioeconomic status. 800-394-9990 | retirementlivingsourcebook.com

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Aging Life Care Resources

Aging Life Care

ORGANIZATION

FEATURED

PHONE

WEB

Alliance in Aging

410-507-0915

ALLIANCEINAGING.COM

Elder Care Management, Jewish Community Services

410-466-9200

jcsbalt.org/care-management

Ferretto Eldercare Consulting, Inc.

410-661-6720

ferrettoeldercare.com

Rosner Healthcare Navigation — Jill Rosner, RN, BSN, CCM

410-591-6378

RosnerHealthcareNavigation.com

At Rosner Healthcare Navigation there’s always a Nurse in the house. Individualized Care Management is provided by a Registered Nurse and Geriatric Social Worker. We offer Crisis Care Management, Comprehensive assessments to establish a personalized plan and level of care needs, in home safety assessments and navigation through the challenges of decision making and caregiving. Senior Solutions, LLC

443-845-0025

snewhouse@seniorsolutions-baltimore.com

The Option Group, LLC — Ellen S. Platt, MEd, CRC, CCM

410-667-0266

theoptiongroup.net

Certified Geriatric/Aging LifeCare Managers & nurses work to assess, create, coordinate & implement care plans, provide crisis intervention and advocacy, and empower families to achieve safety, independence and function. Sensitivity to nuances of each individual and situation allows for the best possible care scenario in home with supports, or a variety of facilities and care settings.

The expertise of Aging Life Care Managers can be summarized into 8 knowledge areas. They include: Health and Disability - Aging Life Care Managers attend doctor appointments and facilitate communication. These professionals help determine types of services – including home health and hospice – that are right for a client and assist in engaging and monitoring those services. Financial - Services may include reviewing or overseeing bill paying or consulting with a client’s accountant or Power of Attorney. Housing - Aging Life Care Managers help families and clients evaluate and select the appropriate level of housing or residential options. Families - Aging Life Care Managers help families adjust, cope and problemsolve issues surrounding long-distance and in-home caregiving. Local Resources - Aging Life Care Managers know the local resources in their communities like the back of their hands and know how services are accessed. Advocacy - Aging Life Care Managers are strong and effective advocates for clients and their families, promoting the client’s wishes with health care and other providers, ensuring that client’s needs are being adequately addressed. Legal - Aging Life Care Managers refer to legal experts, like elder law attorneys, estate planners, and Powers of Attorney. Crisis Intervention - Aging Life Care Managers offer crisis intervention when it is needed. For families that live at a distance, this can be a much-needed 24/7 emergency contact. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org. 800-394-9990 | retirementlivingsourcebook.com

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Resources Specialized Services

Choose Specialized Services Find a professional to help No matter what stage of life you find yourself in or what your age, there is never any reason to face life’s changes and challenges alone. Enlist the help of a senior-serving professional and get the help you need. Alternatives to Paying for Long-Term Care Services Long-term care insurance can help cover the costs of care, but it can be difficult to qualify for the insurance as you age. There are companies available that offer long-term care insurance with NO pre-existing health restrictions. Assisted Living Search Services There are so many options for assisted living and retirement living that it can be overwhelming to find the right option for a family member. Turn to a professional who knows the field and can help you find the perfect home.

Educational Programs All professionals who work with senior clients and their families need specialized training to ensure that they have the most up-to-date information and education.

Village Movement Communities Many older adults want to remain in their own homes, but home related chores can become more than they can handle. Village Movement communities are made up of like-minded neighbors who band together to ensure that they can all continue to live full and connected lives in their own homes.

The Certificate on Aging at Johns Hopkins University

The Johns Hopkins Certificate on Aging is designed to meet the needs of those who serve aging adults and their families, offering a well-rounded curriculum suited for financial planners, nurses, lawyers, social workers, clergy, care-givers, volunteers, work/life planners, and others.

The Certificate on Aging: » Affordable » Exceptional faculty » Flexible, evening classes

» Part-time » No tests or grades » No admission requirements

Continuing education units available for social workers and professional counselors and therapists.

For more information: advanced.jhu.edu/certificate-on-aging 410.516.7428 30 18-1438-01.indd 30

800-394-9990 | retirementlivingsourcebook.com

10/18/18 3:31 PM


sPECiALizED sERviCEs ResouRces

Choose Specialized Services Use this list to interview professionals: ■ what is your area of expertise?

■ Can you provide me with references?

■ How long have you been working with senior clients?

■ what resources will it take to handle this situation?

■ what certifications or licenses do you have? ■ what are your professional credentials?

■ what are the advantages and disadvantages of each alternative?

■ what special training have you received?

■ who will be working with you?

■ Can you provide examples of other clients you have worked with who had situations similar to mine?

■ How many professionals may be involved? what about off-hours and backup?

■ Do you work with other professionals to provide referrals if needed?

■ How are fees computed?

■ Are you available for emergencies?

■ How are services terminated?

■ what are your fees? (These should be provided to the consumer/responsible party in writing prior to services starting.)

■ Are there any alternative courses of action?

■ How are travel time and mileage handled? ■ How often do you bill? ■ Are there additional out-of-pocket fees?

Time to connect Retirement Living Provides genuine Communities Loneliness is not an inevitable part of aging. Even in our increasingly fast-paced, all-digital world, seniors can make real-world connections and become part of a true community. At local retirement living communities, residents are making friends and building bonds. Many older adults complain that staying connected with family and friends—or making new connections—becomes more difficult as they age. Modern families are extremely mobile, and children and grandchildren often live at great distances from where they grew up. Many seniors lose spouses or other loved ones as they age. Job opportunities and other demands may force lifelong friends to move. in a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community. Retirement communities are often comparable to small villages or college campuses; they offer easy access to both friends and activities. 800-394-9990 | retirementlivingsourcebook.com

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In a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community.

At any of the Mid-Atlantic’s hundreds of retirement communities, residents will find likeminded peers living nearby who are eager to welcome new friends. Residents will also discover an array of activities available just steps from their door, allowing them to enjoy old hobbies and discover new interests. while there is undoubtedly a local community to fit every senior’s unique needs and interests, selecting from among the many great options can be a challenge. Consumers should first familiarize themselves with the available retirement living options— from life plan communities to nursing

and rehabilitation centers. The wide range of retirement living options starts with life plan communities, also known as continuing care retirement communities (CCRCs). These communities generally feature care options ranging from independent living to long-term nursing care on one campus. Residents can transfer to higher levels of care as needed and enjoy a wide array of amenities and activities. Most life plan communities have established requirements for new residents based on age, Continued on page 32 31 10/18/18 3:31 PM


Resources Specialized Services

Specialized Services

ORGANIZATION

FEATURED

PHONE

WEB

410-439-9353

servants4seniors.com

Assisted Living/Retirement Living Search Services ServantS 4 Seniors

The Best Kept Secret in Elder Care

“Servants 4 Seniors” is a One Stop Shop Resource Network, offering a wealth of coordinated resources to help secure quality care. We quickly and effectively navigate the healthcare maze to devise a plan of action. We help Veteran patients obtain their benefits, work with hospitals and rehabs to implement discharge planning, connecting them to community resources to reduce re-admissions.

Educational Programs in Gerontology Johns Hopkins Odyssey Certificate on Aging

30

410-516-7428

odyssey.jhu.edu

Built upon a solid tradition of excellence, Johns Hopkins University offers a noncredit Certificate on Aging, designed for those who work with aging adults and their families. Whether you are looking to advance your career with additional credentials, considering a profession working with seniors, or are a family caregiver, this program has something for you. Village Movement Communities Village at Home

Time to Connect … Continued from page 31

financial assets, income level and physical health. Life plan communities generally offer a range of contract options. For seniors who want to leave the burdens of home maintenance behind, independent living communities may be the ideal option. In addition to property upkeep, these communities also generally offer 24-hour security and activities to keep residents engaged. Costs and services vary widely at these communities, and consumers should carefully review what is covered in the monthly fees. Individuals who need assistance with the activities of daily living— including eating, dressing, walking, transferring and toileting—may want to consider an assisted living community. In addition to daily assistance, these communities also offer activity programs to fit the interests of every resident. The services and activities provided in assisted living communities help 32 18-1438-01.indd 32

410-235-3171

to promote the quality of life and independence of the residents. Some communities specialize in serving individuals with specific medical conditions, including dementia. Finally, whether for a short-term rehabilitation or a long-term medical stay, nursing and rehabilitation centers are a vital senior living option. These centers are equipped to help residents heal and/or maintain their best quality of life and often feature a full schedule of activities. At nursing facilities, care is administered by medical professionals under the direction of a physician. Many of these facilities also offer sub-acute care, respite care and rehabilitation. Rehabilitation services can be particularly important for individuals who are recovering from surgery or an illness. After selecting the type of community that best fits their wants, needs and budget, retirees should start calling individual communities to request additional information. Most communities can provide detailed brochures and easy-to-understand

info@villageathome.org

financial information. Once they have narrowed their search down to a few communities, potential residents should plan on-site visits with friends or relatives. Only by visiting a community in person can individuals get a true feel for the lifestyle residents enjoy. In particular, potential residents should carefully review the physical environment of any facility—paying special attention to everything from cleanliness to curb appeal. Visitors should take time to observe the interactions between staff members and residents. Seniors should also speak directly with current residents, as well as staff members. Ultimately, the most important question any future resident can ask is whether or not they can envision this community as home. More information about all these options is including throughout SourceBook. To search for communities near you, please visit retirementlivingsourcebook.com. 800-394-9990 | retirementlivingsourcebook.com

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life plan communities HOUSING

Life Plan Communities Offering diverse lifestyle options Life Plan Communities are properties offering a combination of living options for older adults. These communities offer an active lifestyle for residents, as well as a wide array of amenities and services. Life Plan Communities were formerly known as Continuing Care Retirement Communities (CCRCs). Following a two-year research and review process, a task force led by LeadingAge and Mather LifeWays, identified a new name for CCRCs that would resonate with the boomer target audience. The new name better reflects the communities and their residents—individuals who are active, engaged and focused on the future. Living options available at Life Plan Communities may include independent living, assisted living

P

and skilled nursing services. These different levels of care are all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. Life Plan Communities afford residents endless opportunities to remain active and involved. These communities generally appeal to young, healthy older adults. Amenities vary widely but often include swimming pools, fitness centers, gardening areas, and golf courses or putting greens. Additionally, residents have access to hundreds of clubs and activities—from art classes to yoga classes and from drama clubs to walking groups. Residents are also very involved in the operation and management of Life Plan

I C K E R S G I L L

R

E T I R E M E N T

Communities through resident boards or councils. Finally, Life Plan Communities are generally integrated into the larger community. With active residents, these communities can focus on giving back and acting as a socially responsible neighbor. Life Plan Communities give older adults the freedom and security to live active, healthy lives. They are the perfect option for individuals who want to plan ahead for future care needs, while focusing on enjoying every day.

Source: lifeplancommunity.org

C

O M M U N I T Y

Value. Independence. Confidence. Common threads in the fabric of retirement freedom d one had For more than two centuries, Pickersgill Retirement Community has ha vision—providing value, independence and confidence for seniors. ze imate size ntim Our desirable West Towson location, 16-acre setting and small, in n yet promote a peaceful campus atmosphere with personalized attention, quick and easy access to a host of opportunities and services in the region. f e or turnover of fee entr e fe We are the area’s only rental community with a full continuum off care and no entrance ue. ue alue naryy val extraordinary ws us to deliver ext assets, and a not-for-profit mission thatt allows ng,, ng s issted living s, ass n plus, living, independent living endent liv independent With indepe ckersggilll re,, Piick re care itee ca it spit sp resp r rehab, skilled nursing and re hort-term sh ents. den ce for all resid ence en promotes thee highest levvel off independen pr

Call us at 888-418-7168, or visit www.PickersgillRetirement.org to arrange a personal tour. 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 33

Value. Independence. Confidence.

615 Chestnut Avenue Towson, MD 21204

GT L GTR

33 10/19/18 5:38 PM


Ready to create

your dream home?

Make new friends? Cook only when you want? Discover new passions? And say goodbye to one of these?

Embrace Retirement Your Way! SpiriTrust Lutheran® communities support a lifestyle filled with flexibility and choice. Personalize your home—from flooring, cabinetry, fixtures and more—using your Decorator Dollars. Discover new passions and friends through Spirit360TM. Relax and leave meal preparation to us when you choose not to cook with our optional dining plan. Finally say goodbye to honey-do lists and all the tools needed to maintain your home and property. Our six communities are close to everything you want, with both in-town settings and countryside locales. You’ll also secure a plan for your future with our in-home care and continuing care offerings. So come, embrace retirement your way!

• The Village at Gettysburg Gettysburg, PA | 717-334-4443

• The Village at Luther Ridge • The Village at Sprenkle Drive Chambersburg, PA | 717-261-1251 York, PA | 717-767-0579

• The Village at Kelly Drive York, PA | 717-854-5010

• The Village at Shrewsbury Shrewsbury, PA | 717-235-5737

• The Village at Utz Terrace Hanover, PA | 717-637-0633

Residential Living Cottages & Apartments • Assisted Living • Personal Care Memory Support Care • Long-Term Skilled Care • Short-Term Rehabilitation 34 18-1441-01.indd 34

888-404-3500 • www.SpiriTrustLutheran.org

Pet Friendly

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


life plan communities HOUSING

Life Plan Resident Rights A model Bill of Rights The National Continuing Care Residents’ Association (NaCCRA) developed a model bill of rights that applies to all residents of Life Plan Communities (formerly known as continuing care retirement communities). NaCCRA is made up of senior citizens who live in Life Plan Communities throughout the United States. In keeping with their goal to make sure that Life Plan Communities are as good as they can be, for current residents as well as future residents, NaCCRA developed a model bill of rights that can be adopted by Life Plan Communities throughout the country. Several states have already enacted a legislative Bill of Rights for Life Plan Community residents.

800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 35

Model Bill of Rights The residents of a Life Plan Community have the right to: 1. Expect full, prompt and complete fulfillment by the management of those services delineated in their contracts. 2. Establish, organize, fund, develop by-laws for, and operate a resident association. 3. Freely assemble, with or without the participation of management and staff. 4. Select and appoint, in accordance with the resident association’s own by-laws, at least three members of the corporate governing board. 5. Be kept informed by the administration, on an ongoing basis, about all significant issues of management, which directly affect residents’ well-being or their financial

investment. 6. Full disclosure of the finances of the corporation, presented at least on an annual basis. 7. A plain English list of those services guaranteed by the contract, as well as a list of those services offered by the community but not guaranteed in the contract 8. Visit the assisted living and skilled nursing facilities, as well as all the amenities associated with independent living, before signing a contract. 9. Be informed in advance of, and to comment on, changes in the delivery of services, including changes in staffing levels. 10. Be informed, at least a month in advance of implementation, about any changes in fees. Continued on page 37

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Home sweet

dream home.

Call now to schedule your tour Bayleigh Chase | Easton | 410-763-7167 Buckingham’s Choice | Adamstown | 301-644-1605 Fairhaven | Sykesville | 410-795-8801

36

A Not-for-profit Community

GRL Source book_winter_full pg md and dc.indd 1 18-1441-01.indd 36

DISCOVER how good it feels to come home. At Integrace senior living communities, every maintenance-free residence comes standard with a host of luxury amenities, finishes and upgrades— giving you the magazine-worthy home you’ve been dreaming of. Outside your door, you’ll find a community bustling with friendly neighbors, countless experiences, and a complete system of support should you need us. Love where you live: find your dream home now at Integrace.org. 800-394-9990 | retirementlivingsourcebook.com

10/5/2018 9:30:53 AMPM 10/19/18 5:38


life plan communities HOUSING

Resident Rights …

and amenities on offer, and all regulations applying to community life, provided and enforced impartially and without prejudice, regardless of a resident’s age, gender, race, economic status, professional background, sexual orientation, past or present advocacy of issues and policies applying to community life and governance, past or present activism in the polity outside of the retirement community, or past or present service on boards or committees. 16. select, based on availability and the resident’s financial qualifications, an independent living apartment of the resident’s choice and to appoint and furnish it to the resident’s taste, within the provisions of the lifecare contract and fire and safety regulations. 17. participate as fully and meaningfully as possible. When the need to move to an assisted living facility or skilled nursing unit comes under discussion, family members designated by the resident have the right to be kept informed of the

Continued from page 35

11. participate directly in the governance of the residents association through communication, discussion, and decision-making in open meetings. 12. Raise issues concerning their own well-being, their quality of life, and the sufficiency of their involvement in community life and governance, and to advocate openly for issues of concern to them. 13. start up and operate informal activities of any kind, so long as they do not impact negatively on the lives of others, violate the law, interfere with other activities in community space and facilities, or require resident association funds. 14. organize and seek resident association recognition of a new committee or other resident activity needing community facilities or resident association funds. 15. all the benefits of living in the community, including all the services

naccRA developed a model bill of rights that can be adopted by Life Plan communities throughout the country.

resident’s condition and care plan. Residents or their designated medical proxies have the right to refuse medications and treatments. Source: www.naccra.com

Some thingsnever neverchange. change. Some things Being a parent has always involved planning: from birthday parties to after-school activities to summer vacations. Why stop now? With Mercy Ridge, you can continue to stay in control – choosing how and where to live, no matter what your future health needs may be. You can plan to continue enjoying every day of your life with the comfort and convenience of maintenance-free living… and without the burden to your children and family. Enjoy the unparalleled retirement lifestyle at Mercy Ridge.

Call (410) 561-0200 to schedule a visit.

2525 Pot Spring Rd. | Timonium, MD 21093 MercyRidge.com Mercy Ridge is committed to providing equal housing opportunities for all races, religions, ethnic groups and disabilities. The “LEED” Certification Mark is a registered trademark owned by the U.S. Green Building Council® and is used with permission. A joint venture of Mercy Health Services and The Roman Catholic Archdiocese of Baltimore.

800-394-9990 | retirementlivingsourcebook.com

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Why Should Why Should These Retirement These Retirement Communities be on Communities be on Your Short List? Your Short List? Because they are accredited. Because they are accredited. Nationally, only 15 percent of all Life Plan Communities have earned the

Nationally, only 15 percent of all Lifet CARF Plan Communities haveAccreditation earned the "seal of approval" from the non-profi Continuing Care "seal of approval" the non-profi Continuing Care Commission. The from CARF-CCAC is thet CARF nation's only system forAccreditation accrediting Commission. The CARF-CCAC is the nation's only system for accrediting continuing care retirement communities. continuing care retirement communities.

Carroll Lutheran Village Carroll Lutheran Village 300 St. Luke Circle, Westminster, MD 21158 3001-877-848-0095 St. Luke Circle, •Westminster, MD 21158 www.CLVillage.org 1-877-848-0095 • page www.CLVillage.org see ad 38 see ad page 38

We are proud that our communities: We are proud that our communities:

• Voluntarily meet the HIGHEST STANDARDS of excellence • Voluntarily meet the HIGHEST STANDARDS of excellence • Submit to regular inspections and reviews • Submit to regular inspections and reviews • Care about our residents' well-being and our staffs' training • Care about our residents' well-being and our staffs' training • Maintain financial accountability and competent administration • Maintain financial accountability and competent administration

We invite you to call or visit us to see what We invite you to call or visit us to see what makes us different! makes us different! For more information or a nationwide list of accredited CARFinformation Continuing or Care Accreditation Commission For more a nationwide list of accredited CARF Continuing Care Accreditation Commission

38 18-1441-01.indd 38

communities contact: • www.carf.org communities contact: • www.carf.org

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10/19/18 5:38 PM


life plan communities HOUSING

A Guide to Choosing the Right Contract By Kelly Hagler You want to move to a senior living community, but that’s just the first of many decisions you’ll need to make. No matter which community you move to, you’ll have to sign a contract that stipulates the services you’ll receive and what you’ll pay—now and down the road. This guide can help you navigate the different contracts you may encounter as you embark on your search for a new home. Continuing care retirement communities (CCRCs), also known as life plan communities, offer multiple levels of care all on one campus. This setting is generally attractive to seniors who like to plan ahead. CCRCs are most useful for seniors who can come in at the independent living level and move through higher levels of care as needed over time. “The CCRC is a promise of future care, inclusive of the various levels,” says Marc Herrera, vice president of skilled nursing administration and risk

management at be.group, an operator of Southern California retirement communities. “All other types of senior living are month-to-month arrangements.” Most CCRCs are nonprofit organizations with business models surrounding a mission of senior care and service, says Daniel S. Ogus, executive vice president and chief operating officer at be.group. All levels of care in a CCRC are usually provided by the same management. CCRC contracts are more complex than other types of senior living agreements because they offer more services. There are three common types of CCRC agreements that typically secure long-term living accommodations, services and health care for residents. 1. Type A (Life Care Agreements) According to the Commission on Accreditation of Rehabilitation Facilities, Type A contracts include

overall housing, residential services (amenities) and unlimited healthrelated services. Type A contracts provide a sense of stability, as future costs are much more predictable regardless of any changes in needed services or care. Residents pay a much larger entrance fee compared to other contract types, but the monthly fee is flat through all levels of care. 2. Type B (Modified Agreements) As with Type A, Type B contracts include housing and residential services. Unlike Type A, Type B does not cover all future health care needs but does offer discounted or waived rates for those services. While Type B contracts have a lower entrance fee than Type A, should an increase in care become necessary, it would be the resident’s responsibility to cover costs. Continued on page 46

MORE THAN JUST NEIGHBORS.

Friends.

Come home to a community where friends start the day at their own pace.

START ENJOYING YOUR RETIREMENT NOW, AT NORTH OAKS.

725 Mount Wilson Lane I Pikesville, MD 21208 www.NorthOaksLCS.com facebook.com/northoakslcs

CALL 1-443-379-4846 TODAY.

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simply

DIFFERENT

This community hums with warmhearted camaraderie and a zest for living shared by residents and staff alike—in independent living, assisted living, memory support, rehabilitative care and nursing care. because what surrounds you really matters.

Independent living assisted living rehabilitation long-term care memory support

18100 Slade School Road, Sandy Spring, MD 20860 301-260-2320 • www.bgf.org

Strong history, Vibrant communities, Satisfying retirement All this awaits you at a Homewood community. We combine the best of our 80 plus years of experience and tradition with all the ease of modern retirement living. Come and see what your future holds at Homewood.

Call Today 301-582-1626 Communities in Williamsport & Frederick, MD; Everett, Hanover & Martinsburg, PA

www.homewood.com 40 18-1441-01.indd 40

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life plan communities HOUSING

Choosing a Life Plan Community Use this checklist to review options: Physical Environment

Dining Services

■ Is the community clean and well maintained?

■ Does the dining room look and smell inviting?

■ Is ample parking available for residents and visitors?

■ Are the dining room tables, chairs and linens in good condition?

■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Levels of Care ■ What levels of care does the community offer? ■ Independent living?

■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Location

■ Assisted living?

■ Is the community conveniently located for friends and family to visit?

■ Skilled nursing care?

■ Is the community in a safe neighborhood?

■ Short-term rehabilitation?

■ Are there shopping, dining and entertainment options near the community?

■ Memory care? ■ Do residents have access to in-home care should it be needed?

■ Is the community near preferred medical providers?

Resident and Staff Interaction

■ Does the community look and feel like a place you could call home?

■ Is the community well staffed overnight?

Overall Impression

■ How does the community handle residents who need additional care and support?

■ Talk with residents and their family members.

■ What do they like about the community?

■ Do staff members undergo screenings and background checks prior to employment?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

■ Are housekeeping and laundry provided? ■ Are transportation services available? ■ Do caregivers interact with residents in positive ways? ■ What is the staff-to-resident ratio for each level of care? Fees and Costs - Pages 43-47

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

■ What services are included in the monthly fee? ■ What services are available for an additional fee? What are the fees? ■ How often do resident rate increases occur? ■ Are there multiple contract options? ■ Do some contract options offer entrance fee refunds?

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HOUSING life plan communities

Understand Entrance Fees Knowing the options when paying for life plan communities Most life plan communities require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the life plan community to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For

example, if an entrance fee under this arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death. Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more

The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen and agreement type.

expensive than those without refunds or those that are partially refundable or refundable on a declining basis.

Learn all about senior living at Charlestown and Oak Crest. Request your FREE brochure from the premier retirement communities in Baltimore County. Get the facts about our vibrant lifestyle, stylish apartment homes, expert health care, and so much more!

12694169

There’s no risk in learning more. Call 1-866-938-0075.

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Nursing

Monthly Cost Starting From

Annapolis

147

45

45

2,987

410-224-8141

Annapolis

234

36

55

3,643

Pets Allowed

Assisted

410-454-9914

CCAC/CARF ACCREDITATION Swimming Pool

City

Entry Fees Starting From

PHONE

Independent

Life Plan Communities

FEATURED on Page

life plan communities HOUSING

ANNE ARUNDEL COUNTY BayWoods of Annapolis Ginger Cove

11

■ ■ 259,000

■ ■

Ginger Cove is an accredited life-care retirement community that provides residents with an independent lifestyle that meets their unique needs, while granting them the freedom to pursue their personal interests. +Residents enjoy a private, spacious one or two-bedroom apartment, resort-style amenities, and an on-site professional health center, with a sound financial plan. BALTIMORE City Roland Park Place

8

443-338-6213

Baltimore

156

29

60

3,809

210,500

■ ■ ■

Superb accommodations. Delightful neighbors. Attentive service. Superlative care. And the city at your doorstep. Welcome to Metropolitan Senior Living at Roland Park Place. BALTIMORE COUNTY Augsburg Village

410-622-3817

Baltimore

135

58

131

1,549

52,500

Blakehurst Senior Living Community

410-622-3818

Towson

277

24

44

2,667

234,000

■ ■

Broadmead

443-578-8008

Hunt Valley

249

28

59

2,062

85,894

■ ■

866-938-0075

Catonsville

1483 125

98,000

■ ■ ■

Edenwald

410-246-2924

Towson

281

56

71

2,770

77,500

Glen Meadows

410-246-2926

Glen Arm

196

36

31

1,621

30,000

Maryland Masonic Homes

410-454-9914

Cockeysville

31

110

88

1,350

44,375

410-561-0200

Timonium

408

47

440

2,549

245,000

Charlestown

Mercy Ridge

42

37

206

■ ■

Continuing care retirement community located in beautiful Timonium, Maryland, with a variety of floor plan options and a wide range of first class services and amenities, including indoor pool, multiple dining venues, fully-equipped fitness center and more. Assisted living and memory care offered on-site, with skilled nursing and rehab at Stella Maris next door. North Oaks Senior Living Community

39

443-379-4846

PIKESVILLE

175

12

38

3,398

149,900

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

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18-0822-01

North Oaks understands the power of connecting. For over 25 years, North Oaks has helped residents stay connected. As the only LifeCare® senior living community in the historic Pikesville area, North Oaks brings everything you need together in one place, for an active, engaging and healthy lifestyle that gives you security and peace of mind.

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1,687

86,000

Pets Allowed

200

CCAC/CARF ACCREDITATION Swimming Pool

Parkville

Entry Fees Starting From

866-938-0075

Monthly Cost Starting From

42

Nursing

City

Assisted

PHONE

Independent

Life Plan Communities

FEATURED on Page

HOUSING life plan communities

BALTIMORE COUNTY (continued) Oak Crest

1517 133

■ ■ ■

See why so many people like you are choosing Oak Crest in Baltimore County. Discover the benefits of living maintenance-free on a campus filled with fabulous amenities. With just one predictable monthly payment and a full continuum of care on-site, Oak Crest offers vibrant independent living today and peace of mind for the future. Pickersgill Retirement Community

33

888-418-7168

Towson

87

138

35

1,899

Situated in a lovely neighborhood in West Towson, Pickersgill offers Independent Living, Independent Living Plus, Assisted Living, Skilled Nursing Care and Rehabilitation Services. Seniors enjoy abundant amenities, events, clubs and activities, with access to care when it’s needed. Our exceptional lifestyle of wellness helps achieve a balance of mind, body and spirit. Call today! CALVERT COUNTy Asbury Solomons Island

410-454-9914

Solomons

300

24

42

1,253

92,000

■ ■ ■

410-848-0090

Westminster

398

50

103

1,236

60,159

■ ■ ■

CARROLl COUNTY Carroll Lutheran Village

6

Carroll Lutheran Village is a faith-based non-profit continuing care retirement community in Westminster, Maryland within easy reach of Baltimore, Washington, Annapolis and other cultural centers. The wide variety of living choices, resortlike amenities, emphasis on wellness, and the welcoming atmosphere provide an exceptional retirement experience. Assisted living, rehabilitation and skilled nursing services are available. integrace Fairhaven

36

410-795-8801

Sykesville

305

35

68

1,555

63,135

■ ■ ■

Integrace Fairhaven is a vibrant and active Life Plan Community in Sykesville, Maryland. Fairhaven offers independent living, assisted living, skilled nursing, and short term rehabilitation for the greater community. FREDERICK COUNTY Integrace Buckingham’s Choice

36

301-874-5630

Adamstown

216

45

42

2,330

144,000

■ ■ ■

Integrace Buckingham’s Choice is a picturesque, destination Life Plan Community located in Adamstown, Maryland. Just outside of Frederick, Buckingham’s Choice boasts sweeping mountain views and beautifully designed interior and exterior spaces. Buckingham’s Choice offers independent living, assisted living, skilled nursing, and short term rehabilitation for the greater community.

Find more details on Independent Living Communities & Services: retirementlivingsourcebook.com 44 18-1441-01.indd 44

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nuRsing

montHlY cost staRting fRom

301-732-6153

fReDeRicK

326

56

120

1,900

pets alloWeD

assisteD

40

ccac/caRf accReDitation sWimming pool

citY

entRY fees staRting fRom

pHone

inDepenDent

Life Plan Communities

featuReD on page

life plan communities HOUSING

fREdERiCK CounTy (continued) HomeWooD at fReDeRicK

■ ■

Visiting Frederick, Maryland this summer? Take time for a tour of Homewood at Frederick, the most sought-after continuing care retirement community in the region. Residents enjoy wonderful activities, travel, outstanding services, and beautifully modern amenities in a maintenance-free setting. Call 301-732-6153 for availability and learn about our next phase of homes. Visit our website: www.homewoodfrederick.com. hARfoRd CounTy caRsins Run at eVa maR

443-903-2510

Bel aiR

180

36

12

2,964

232,622

410-696-6700

ellicott citY

241

20

12

3,047

202,885

■ ■

howARd CounTy lutHeRan Village at milleR’s gRant

6

The Lutheran Village at MILLER’S GRANT is a faith-based non-profit continuing care retirement community in Ellicott City, Maryland with easy access to Baltimore, Washington, Annapolis and other cultural centers. Distinctive living choices, resortlike amenities, emphasis on wellness, and the welcoming atmosphere provide a sophisticated retirement experience. Assisted living, rehabilitation and skilled nursing is available. ResiDences at Vantage point (aKa Vantage House)

410-622-3817

columBia

222

26

44

2,439

110,210

410-622-3818

cHesteRtoWn

192

45

38

2,343

158,900

■ ■ ■

108

190

2,428

237,095

KEnT CounTy HeRon point of cHesteRtoWn

MonTgoMERy CounTy-oRdER ThE dC METRo EdiTion: RETiREMEnTLivingsouRCEBooK.CoM BRooKe gRoVe RetiRement Village

40

301-260-2320

sanDY spRing

40

A community that hums with camaraderie and a zest for living, on a beautiful 220acre campus. Come see why Brooke Grove is one of the most sought-after continuing care retirement communities in Maryland. Independent living, assisted living, memory support, nursing care—and rehabilitative care in a new, state-of-the-art center. Because what surrounds you really matters. TALBoT CounTy integRace BaYleigH cHase

36

410-822-8888

easton

115

88

99

1,765

61,000

Integrace Bayleigh Chase has been a pillar in the Easton community for over 35 years. Easton’s only Life Plan Community, Bayleigh Chase offers gorgeous independent living homes as well as assisted living, skilled nursing and short term rehabilitation. Additionally, Bayleigh Chase offers a suite of residential and community services for memory support. wAshingTon CounTy 410-622-3817

HageRstoWn

69

110

80

600

7,800

■ ■

faHRneY - KeeDY Home anD Village

410-246-2924

BoonsBoRo

63

32

97

310

59,000

877-849-9244

WilliamspoRt

184

51

80

627

35,700

■ ■

hoMEwood AT wiLLiAMsPoRT

40

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18-0822-01

DiaKon senioR liVing HageRstoWn

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HOUSING life plan communities

The Right Contract … Continued from page 39

3. Type C (Fee-For-Service Agreements) Like both A and B, Type C contracts cover housing, residential services and health care. “Basically, it’s pay as you go,” says Herrera. Residents pay a smaller entrance fee in the beginning. Then, if you don’t need to use higher levels of care, there is no additional cost to you beyond your monthly service fee for using amenities like transportation or activities. While Type C contracts will save you on up-front costs, the resident risks the potential for large costs down the road if there is a sudden need for care. Steps before you sign Regardless of the environment you choose, moving to a senior living community is a big decision that requires a lot of thought and even more research. Here are some important steps to take before signing a contract. 1. Consult a financial adviser. Joining a senior living community is a serious investment. Spend time with your trusted financial adviser. “Your biggest pitfall is not understanding how health care, especially Medicare, works in our country,” says Ogus. “How much money do you have and how much will you need? Understand what benefits you’re getting from Medicare as well as your retirement packages.” 2. Research the organization and management. The financial stability of the community as well as the continuity of management are two essential factors to vet thoroughly. Is the management able to make improvements regularly? Will you be working with the same

The financial stability of the community and the continuity of management are two essential factors to vet thoroughly.

staff regularly, or is there a high turnover rate? 3. Understand services covered. Asking about guaranteed services will alleviate many of those “what if ” questions: What if you get dementia? What if you become debilitated? Ask management specific questions about what’s covered in your contract beyond care services. Understand how they charge for specialized programming and activities. 4. Find out how refunds work. Signing a CCRC contract is a big decision—so what if you change your mind? 5. Ask about a benevolence program. Many nonprofit CCRCs offer benevolence programs if a resident exhausts his or her financial resources. “Say someone has lived in the community for 15–20 years and now she cannot afford to pay at that higher level—this program subsidizes her as she continues to live at the same level,” says Herrera. 6. Make sure your voice will be heard in the future.

Some communities have their own associations, and residents have the right to be represented on boards. “It’s collaborative management,” says Herrera. “Many communities are managed with a lot of advice from residents.” 7. Determine what role your family will play. “We can’t share information with children if the resident doesn’t give us permission to do so,” says Ogus. “If a resident has a condition change, we hope he or she will allow us to share with one of their adult children.” Make sure your family understands the financial commitment and how your contract works. 8. Explore, visit, ask questions, repeat. “We want [potential residents] to make the right decision,” says Ogus. “We want them to choose us, but we’d rather them not choose us if it’s not the right decision for them. An unhappy resident can spoil it for the rest of the community. It should be a lifestyle decision, not a sentence.”

18-0822-03

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

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pHone

citY

inDepenDent

assisteD

nuRsing

montHlY cost staRting fRom

entRY fees staRting fRom

35

888-624-8242

neW oxfoRD

506

123

270

766

78,400

pets alloWeD

featuReD on page

Life Plan Communities

ccac/caRf accReDitation sWimming pool

life plan communities HOUSING

PEnnsyLvAniA cRoss KeYs Village

■ ■

In an area rich in retirement communities, there is one that stands out from the crowd. Cross Keys Village is one of the largest independent nonprofit retirement villages in the country and offers the solid range of services you would expect from a top-of-the-line village in Lancaster or Philadelphia… but at Adams County rates. hoMEwood AT MARTinsBuRg

40

814-793-3728

maRtinsBuRg

132

63

144

775

107,100

■ ■

hoMEwood AT PLuM CREEK

40

717-637-4166

HanoVeR

298

102

120

751

69,900

■ ■

717-263-8545

cHamBeRsBuRg

436

169

212

1,010

72,000

■ ■ ■

MEnno hAvEn spiRitRust lutHeRan

34

With 6 conveniently located communities in south central Pennsylvania, you’ll find one close to your ideal retirement whether that be near family, hobbies or close to what you already know. Come discover a beautiful home, a great lifestyle and secure a plan for your future with all levels of living offered at an amazing value. Village at gettYsBuRg, tHe

34

717-334-4443

gettYsBuRg

78

17

Village at KellY DRiVe, tHe

34

717-854-5010

YoRK

60

Village at lutHeR RiDge, tHe

34

717-261-1251

cHamBeRsBuRg

Village at sHReWsBuRY, tHe

34

717-235-5737

Village at spRenKle DRiVe, tHe

34

Village at utz teRRace, tHe

34

100

735

73,300

80

756

56,200

86

33

789

99,000

sHReWsBuRY

81

68

100

796

124,200

717-267-0579

YoRK

140

50

104

953

84,600

717-767-0579

HanoVeR

112

46

40

1024

167,300

The only complete listing of every Aging Life Care Manager in the mid-Atlantic Chapter Mid-Atlantic

Order Your FREE Copy! This is a first-of-its-kind guide produced by Retirement Living SourceBook in partnership with the Aging Life Care Association Mid-Atlantic Chapter. The Resource Directory lists EVERY Aging Life Care Manager (Geriatric Care Manager) in the Mid-Atlantic (Delaware, Maryland, Virginia, West Virginia, Pennsylvania and the District of Columbia), along with dozens of resources and exclusive editorial content to help seniors, families and providers.

Chapter Mid-Atlantic

ts to Six Hidden Cos Aging Parent

g fullrisk for experiencin are at highest and anxiety. blown depression Away a Phone Call and necHelp Is Just help is possible Marshaling meet with families should starting essary. Ideally, before plan ahead an expert to path. An assessand down the caregiving available resourceschalment of needs, to address action plan assume creating an family members lenges can help situation. never too control of the is missed, it’s But if this step takes a foothold, should be late. When exhaustion with an expert a consultation business. of the first order for help? the options offer a hoWhat are managers Aging Life Care™ can forge a positive and listic perspective some families, meetFor Aging Life path forward. times with an get things ing one or two is enough to Care™ manager track. If desired, they on almoving back day to day tasks, Illness strikes time off to recharge also coordinate stay on 5. sons to focus Failing to take a deep stress reac- can bills so the lights daughters and ties homework lowing adult meal, pay the triggers and the responsibili to suffer. and refocus kids get their health begins on their careers own children. Skillful friendships and help her she reasons, tion. Physical their their annual take done. For now, seat. Forget about the professionals caregivers neglect ignore their of parenting back solvers, these each Many just as and simply must take a them to problem inevitable crises cabin frequented screening exams family summer girls’ weekend away or problems allowing Care- charge of those needs. To find one go own medical exThe Family easily as routine year, the annual common caregiver research for an far too long. A chronic condi- to aginglifecare.org and to fester for that time warns a short ski trip. cancer, dijust isn’t enough giver Alliance out in your area. heart disease, frain is, “there twice pert include reaching tions including occur at nearly Other options the Alzheimer’s Astake a break.” at abetes and arthritis to non-caregivers. a social worker Center or your local to compared at are also the rate a Senior 4. Stress overloadeffect. The more time show that caregivers as much sociation, on Aging. It’s a domino spend putting the Studies risk for premature death; g Area Agency higher over 30 if they are experiencin family caregivers the more their resilJullie Gray has first, as 63% higher About the author: healthcare and aging. that most needs of others in It doesn’t help “caregiver strain.” years of experience at Aging Wisdom in Seience slips away. role with little prepatheir how stumble into well-being suffers over- She is a Principal the President of the Nasupport about or Emotional is and 6. can set in attle, WA. Jullie ration, knowledge complex issues. This Care Managers Melancholy of the under normal tional Academy of Certified Care to manage all g family mem- whelm even those who, the Aging Life well-meanin sunny attitude. and the Past President of and can set up Many quickly circumstances, project a on LinkedIn comher failures. are Follow like anger bers to feel feel drained, Sadness, loneliness, and email her at jgray@a now Association. frustration, experiences @JullieGray, or burned experience Wisdom has these Twitter feelings everyone or completely .com. Aging to like on the mon a problem when agingwisdom guilty, helpless – we invite you then. But it’s Pines, a researcher persist relentlessly presence on Facebook “a state and out. Ayala with defines it at negative feelings to find page. individuals Tending to someone subject of burnout, information and suffering our committed day after day. aginglifor a parent For additional where highly We’re not talking about professional, visit most paheavy care needs tests even the an aging life care lose their spirit.” here—burnout occurs from dementia perceive they ecare.org. mean Those who just a little stress no longer feels meanjourney tient person. when caregiving the emotional overload on their caregiving of are all alone Chapter 5 ingful because • Mid-Atlantic exhaustion! Care Association Aging Life and numbing

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47 10/19/18 5:38 PM


HOUSING inDepenDent liVing

Independent Living Communities providing security with no home maintenance independent living communities are residential communities for active older adults who want an enjoyable lifestyle free of the worries of home maintenance. they are similar to any apartment, condominium or singlefamily development, except that they provide special services, including security. most independent living communities are fully secured with staff members greeting and screening all visitors around the clock. as many individuals at this stage in their lives are looking to pursue new hobbies and interests, the activities and amenities available at a community are a major factor for potential residents. most independent living communities provide a full range of activities such as shopping trips, outings to cultural events, organized gatherings and an array of clubs.

some communities also have tennis courts, swimming pools and other amenities. independent living communities typically offer a variety of meal plans. Residents also have the option of preparing their own meals. most independent living communities do not offer health care services. However, some communities are affiliated with health care facilities that can provide such care when it is needed. Residents also have the option of purchasing home health care services from outside providers. most independent living communities are rental communities, but some are condominiums or singlefamily communities in which residents purchase their units or homes. costs and services vary widely. in some communities, a monthly fee covers

Most independent living communities provide a full range of activities. many services, while in others a fee-for-service system is used. a few communities offer subsidies based on strictly defined need. to learn more, contact your local area agency on aging. consumers should carefully research the independent living community options in their target areas or neighborhoods. after requesting and reviewing information from communities, prospective residents should plan on-site visits to each community they are considering.

Join the hottest club in town! We invite you to come and get your personal tour of our NEW clubhouse! As a resident of the Eastern Shore’s only 62+ independent living cooperative, you can enjoy all the benefits of home ownership without the care for maintenance or upkeep. Ownership opportunities are available. Now is the perfect time to take a walk on our beautiful waterfront campus and enjoy our vibrant, active community. Don’t you think it’s time for you to join the hottest club in town? Call Rachel Smith at 410-820-8732 and find out how you can start living Your Life, Your Way!

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Independent Living HOUSING

Choosing Independent Living Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Is ample parking available for residents and visitors? ■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars?

■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs ■ Are activities scheduled throughout the day and evening? ■ Are fitness classes offered? ■ Are there dedicated spaces for resident clubs and informal gatherings?

■ Do individual residences include safety features, such as emergency alert and fire suppression systems?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

Resident and Staff Interaction

■ Are there outdoor spaces available for walking, gardening and recreation?

■ Is the community well staffed overnight?

■ Are volunteer programs available?

■ How does the community handle residents who need additional care and support?

■ Do the residents appear engaged and energetic?

■ Do staff members undergo screenings and background checks prior to employment?

Location

■ Are housekeeping and laundry provided?

■ Is the community in a safe neighborhood?

■ Are transportation services available?

■ Is there public transportation nearby?

■ Do caregivers interact with residents in positive ways?

■ Are there shopping, dining and entertainment options near the community?

■ What is the staff-to-resident ratio?

■ Is the community near preferred medical providers?

Fees and Costs

Overall Impression

■ What services are included in the monthly fee?

■ Does the community look and feel like a place you could call home?

■ What services are available for an additional fee? What are the fees?

■ Talk with residents and their family members.

■ How often do resident rate increases occur?

■ What do they like about the community?

■ Are subsidies available? How do residents qualify for subsidies? Is there a waiting list?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times?

Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus?

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49 10/19/18 5:38 PM


Subsidies

Pets Allowed

Meals / Dining Services

City

Cumberland Manor

410-622-3817

Cumberland

101

Frostburg Village of Allegany County

410-622-3818

Frostburg

110

667-600-3160

Glen Burnie

72

Bay Forest Senior Apartments

410-246-2924

Annapolis

120

865

BayWoods of Annapolis

410-246-2926

Annapolis

147

2,987

Featured on Page

PHONE

Independent

Independent Living

Monthly Cost Starting From

HOUSING Independent Living

ALLEGANY COUNTY

ANNE ARUNDEL COUNTY Arundel Woods - Catholic Charities

Inside Back

Brightview Annapolis

1

443-808-1232

Annapolis

88

4,455

Brightview Severna Park

1

410-544-1605

Severna Park

71

4,145

Burwood Gardens

410-622-3817

Glen Burnie

200

Claiborne Place

410-622-3818

Annapolis

175

College Parkway Place

410-246-2924

Annapolis

170

Friendship Station - Catholic Charities

Inside Back

667-600-3370

Odenton

88

Friendship Village - Catholic Charities

Inside Back

667-600-3380

Odenton

63

Gardens of Annapolis

410-622-3817

Annapolis

106

2,595

Glen Forest Senior Apartments

410-246-2926

Glen Burnie

100

865

McKinsey Park

410-454-9914

Severna Park

89

Park View at Furnace Branch

10

410-761-4150

Glen Burnie

101

Park View Severna Park

10

410-544-3411

Severna Park

103

Pinewood Village

410-622-3817

Glen Burnie

200

Pinewood Village East

410-622-3818

Glen Burnie

90

Stoney Hill

410-246-2924

Odenton

54

Sunrise of Severna Park

410-695-4931

Severna Park

137

3,090

410-636-1141

Brooklyn Park

90

438

Thomas Pumphrey House

410-246-2924

Glen Burnie

15

Victoria Park at Edgewater

410-246-2926

Edgewater

102

Abundant Life Towers I

410-454-9914

Baltimore

99

Abundant Life Towers II

410-622-3817

Baltimore

60

Ahepa Senior Apartments

410-622-3818

Baltimore

57

Apostolic Towers

410-246-2924

Baltimore

149

410-246-2926

Baltimore

67

667-600-3300

Baltimore

200

Belvedere Green

410-454-9914

Baltimore

94

Bowleys Garden Villa

410-622-3817

Baltimore

78

667-600-2684

Violetville

109

The Greens at Hammonds Lane

10

■ ■

409

BALTIMORE CITY

Arlington Estates Basilica Place - Catholic Charities

DePaul House - Catholic Charities

50 18-1441-01.indd 50

Inside Back

Inside Back

362

535

■ ■

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10/19/18 5:38 PM


Meals / Dining Services

Pets Allowed

Monthly Cost Starting From

City

PHONE

Ednor II Apartments

10

410-243-4301

Baltimore

85

Ednor Apartments

10

410-243-0180

Baltimore

110

410-246-2926

Baltimore

34

667-600-2395

Overlea

69

410-454-9914

Baltimore

41

410-644-4487

Baltimore

100

Harry and Jeanette Weinberg Place

410-622-3817

Baltimore

231

Harry and Jeanette Weinberg Woods

410-622-3818

Baltimore

72

Harvey Johnson Towers

410-246-2924

Baltimore

120

Highlandtown Plaza Co-op

410-246-2926

Baltimore

74

515

Heritage Run at Stadium Place

410-454-9914

Baltimore

34

1,700

John Manley House

410-622-3817

Baltimore

30

Johnson Square Apartments

410-622-3818

Baltimore

218

Kirkwood House Apartments

410-246-2924

Baltimore

260

860

Linden Park Apartments in Bolton Hill

410-246-2926

Baltimore

286

877

Messiah Hall

410-454-9914

Baltimore

O’Donnell Square Senior Housing

410-622-3817

Baltimore

17

600 376

Subsidies

Featured on Page

Independent Living

Independent

Independent Living HOUSING

BALTIMORE CITY (continued)

Epiphany House Everall Gardens - Catholic Charities

Inside Back

Gallagher Mansion Greens at Irvington Mews, The

10

Oliver Plaza Apartments

■ ■ ■ 385

■ ■

410-622-3818

Baltimore

45

Our Lady of Fatima I - Catholic Charities

Inside Back

667-600-3301

Baltimore

54

Our Lady of Fatima II - Catholic Charities

Inside Back

667-600-3301

Baltimore

51

Park Heights Place

10

410-578-3445

Baltimore

84

Park View at Ashland Terrace

10

410-276-6440

Baltimore

74

Park View at Coldspring

10

410-542-4400

Baltimore

99

Penn-North Plaza

410-246-2926

Baltimore

65

Polish National Alliance Senior Housing

410-454-9914

Baltimore

20

361

443-338-6213

Baltimore

156

3,809

Roland Park Place

8

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 51

18-0822-02

Superb accommodations. Delightful neighbors. Attentive service. Superlative care. And the city at your doorstep. Welcome to Metropolitan Senior Living at Roland Park Place.

51 10/19/18 5:38 PM


410-664-4006

Mt. Washington

99

3,750

Meals / Dining Services

Monthly Cost Starting From

12

Pets Allowed

City

Subsidies

PHONE

Independent

Independent Living

Featured on Page

HOUSING Independent Living

BALTIMORE CITY (Continued) Springwell Senior Living Community

The Homestead, Springwell’s brand new Independent Living Community, is now open. Located in Mt. Washington, The Homestead offers incomparable hospitality with amenities such as an outdoor dining area, pub and fitness center, and floorplans ranging from one-bedroom, one-bath to two-bedroom, two-bath corner units with patios and balconies. Call to schedule a visit. St. Elizabeth Senior Housing

410-622-3818

Baltimore

20

667-600-2685

Violetville

90

St. Mary’s Roland View Towers

410-246-2924

Baltimore

359

521

Terrace Garden Co-op

410-246-2926

Baltimore

88

360

Venable Apartments II

410-454-9914

Baltimore

74

Walker Mews Apartments

410-622-3817

Baltimore

166

Wayland Village Senior Apartments

410-622-3818

Baltimore

89

Weinberg Courts at Stadium Place

410-246-2924

Baltimore

71

Westminster House Apartments

410-246-2926

Baltimore

282

Wyndholme Village

410-454-9914

Baltimore

108

410-622-3817

Towson

70

720

410-513-9250

Owings Mills

186

2,495

Augsburg Village

410-246-2924

Baltimore

135

1,549

Blakehurst Senior Living Community

410-246-2926

Towson

277

2,667

St. Joachim House - Catholic Charities

Inside Back

550 ■

■ ■ ■

545

■ ■

■ 530

■ ■

BALTIMORE COUNTY Aigburth Vale Senior Community Atrium Village A Senior Lifestyle Community

60

Brightview Mays Chapel Ridge

1

410-628-2100

Timonium

86

3,905

Brightview Perry Hall

1

410-529-1903

Nottingham

146

3,860

Brightview Rolling Hills

1

443-840-9154

Catonsville

74

3,385

Brightwood Retirement Community

410-246-2924

Lutherville

80

3,795

Broadmead

443-578-8008

Hunt Valley

249

2,062

Inside Back

667-600-3155

Lansdowne

49

Charlestown

42

866-938-0075

Catonsville

1483

Cove Point Apartments

10

410-288-2344

Dundalk

148

Edenwald

410-454-9914

Towson

281

Essex Co-op.

410-622-3817

Essex

219

410-780-4888

Essex

81

Fairspring Senior Apartments

410-246-2924

Baltimore

100

600

Glen Meadows

410-246-2926

Glen Arm

196

1,621

Golden Ring Co-op

410-454-9914

Baltimore

154

607

410-789-3000

Baltimore

90

395

Coursey Station - Catholic Charities

Evergreen Senior Apartments

Greens at English Consul, The

52 18-1441-01.indd 52

10

10

■ ■

2,680

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10/19/18 5:38 PM


Meals / Dining Services

Pets Allowed

Monthly Cost Starting From

City

PHONE

Greens at Liberty Road, The

10

410-655-1100

Randallstown

105

Greens at Logan Field, The

10

410-288-2000

Dundalk

102

395

Greens at Rolling Road, The

10

410-744-9988

Catonsville

83

306

Harry and Jeanette Weinberg Gardens

410-622-3817

Baltimore

84

Harry and Jeanette Weinberg House

410-622-3818

Baltimore

116

410-246-2924

Baltimore

87

667-600-3150

Woodlawn

74

410-246-2926

Baltimore

164

667-600-3670

Lansdowne

64

Maryland Masonic Homes

410-454-9914

Cockeysville

31

1,350

Meadows of Reisterstown I & !!, The

410-622-3817

Reisterstown

156

837

■ ■

Subsidies

Featured on Page

Independent Living

Independent

Independent Living HOUSING

BALTIMORE COUNTY (Continued)

Harry and Jeanette Weinberg Terrace, The Holy Korean Martyrs - Catholic Charities

Inside Back

Hopkins Village Apartments Kessler Park - Catholic Charities

Inside Back

915

■ ■

Mercy Ridge

37

410-561-0200

Timonium

408

2,549

North Oaks Senior Living Community

39

443-379-4846

Pikesville

175

3,398

Oak Crest

42

866-938-0075

Parkville

1520

410-622-3818

Randallstown

50

Old Court Estates

■ ■

Owings Mills New Town Catholic Charities

Inside Back

667-600-3180

Owings Mills

68

Park View at Catonsville

10

410-719-9464

Catonsville

101

Park View at Dundalk

10

410-288-5483

Dundalk

101

Park view at Fullerton

10

410-663-0665

Baltimore

90

Park View at Miramar Landing

10

410-391-8375

Baltimore

100

Park View at Randallstown

10

410-655-5673

Randallstown

103

Park View at Rosedale

10

410-866-1886

Rosedale

109

Park View at Taylor

10

410-663-0363

Baltimore

100

Park View at Towson

10

410-828-7185

Towson

112

How you live is as important as where you live. Park View at Towson is the perfect community for those who are 65 and better seeking a convenient location close to shopping, entertainment and Baltimore attractions with worry-free 24-hour maintenance and controlled access. Park View is more than just a location — it’s a lifestyle. Park View at Woodlawn

10

410-281-1120

gwynn oak

101

Pickersgill Retirement Community

33

888-418-7168

Towson

87

Randallstown Pavillion Co-op

410-246-2924

Randallstown

76

Randallstown Villa Co-op

410-246-2926

Baltimore

76

River Point

410-454-9914

Essex

120

667-600-2180

Reisterstown

68

Reister’s Clearing - Catholic Charities 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 53

Inside Back

■ 1,899 ■

■ ■

53 10/19/18 5:38 PM


HOUSING Independent Living

Subsidies

Pets Allowed

Meals / Dining Services

Reister’s View - Catholic Charities

Inside Back

667-600-2190

Reisterstown

72

St. Charles House - Catholic Charities

Inside Back

667-600-3185

Pikesville

24

St. Luke’s Place - Catholic Charities

Inside Back

667-600-3661

Edgemere

125

St. Marks Apartments - Catholic Charities

Inside Back

667-600-3675

Catonsville

20

410-622-3817

Timonium

200

City

Monthly Cost Starting From

PHONE

Independent

Featured on Page

Independent Living

BALTIMORE COUNTY (Continued)

St Elizabeth’s Hall Tabco Towers Apartments

■ 945

410-622-3818

Towson

200

Trinity House - Catholic Charities

Inside Back

667-600-3733

Towson

82

Village Crossroads I - Catholic Charities

Inside Back

667-600-2360

Baltimore

94

Village Crossroads II - Catholic Charities

Inside Back

667-600-2370

Nottingham

86

Village Oaks Associates

410-246-2924

Baltimore

180

807

Walker Co-op

410-246-2926

Baltimore

88

382

Warren Place

410-246-9914

Cockeysville

121

733

Asbury Solomons Island

410-622-3817

Solomons

300

1,253

Chapline House

410-622-3818

Prince Frederick

90

Sea Side Apartments

410-246-2924

North Beach

29

Heritage Community at the Wesleyan Ret.

410-246-2926

Denton

30

Laurel Grove Acres Apartments

410-454-9914

Federalsburg

37

CALVERT COUNTY ■

■ 975

CAROLINE COUNTY ■

CARROLL COUNTY Brightview Westminster Ridge

1

410-871-2225

Westminster

100

3,800

Carroll Lutheran Village

6

410-848-0090

Westminster

398

1,236

36

1,555

Fairhaven

410-795-8800

Sykesville

305

Manchester Manor Retirement Community

410-622-3818

Manchester

46

Residences at the Hampstead School, The

410-246-2924

Hampstead

84

Ridge Residences, Inc.

410-246-2926

Westminster

80

Ridgely House

410-454-9914

Hampstead

48

Shriner Court Apartments

410-622-3817

Union Bridge

20

Timber Ridge Apartments

410-622-3818

Westminster

100

Westminster Overlook

410-246-2924

Westminster

99

Fairgreen Senior Community

410-246-2926

Perryville

92

630

Fairview Senior Apartments

410-454-9914

Rising Sun

75

650

North Street Senior Residences

410-622-3817

Elkton

53

434

Victoria Park at North East

410-622-3818

North East

50

759

■ 465

500

■ ■

■ ■

CECIL COUNTY

54 18-1441-01.indd 54

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10/19/18 5:38 PM


Pets Allowed

Meals / Dining Services

Subsidies

City

La Plata Manor

410-246-2924

La Plata

100

Victory Lakeside Apartments

410-246-2926

Waldorf

54

840

Southwinds Active Adult Rental Community

410-454-9914

White Plains

200

825

Victory Brookside

410-622-3817

Waldorf

56

427

Victoria Park Apartments

410-622-3818

Waldorf

108

Victoria Park Jaycees

410-246-2924

Waldorf

60

410-246-2926

Brunswick

51

301-874-5630

Adamstown

216

2,330

Country Meadows of Frederick

410-454-9914

Frederick

56

2,376

Creekside at Taskers Chance

410-622-3817

Frederick

120

823

Edenton Retirement Community

410-622-3818

Frederick

72

2,050

301-732-6153

Frederick

326

1,900

Spring Ridge Seniors Apartments

410-246-2924

Frederick

144

835

Taney Village Apartments

410-246-2926

Frederick

130

25

Victoria Park at Walkersville

410-454-9914

Walkersville

80

Weinberg House

410-622-3817

Frederick

23

582

Garrettland Inc.-Management Co.

410-622-3818

Oakland

220

395

Goodwill Mennonite Home, Inc.

410-246-2924

Grantsville

30

Inside Back

667-600-5842

Grantsville

Aberdeen Court - Catholic Charities

Inside Back

667-600-2175

Abingdon Gardens - Catholic Charities

Inside Back

1

Featured on Page

PHONE

Independent

Independent Living

Monthly Cost Starting From

Independent Living HOUSING

CHARLES COUNTY

FREDERICK COUNTY Brunswick House Buckingham’s Choice

Homewood at FREDERICK

36

40

GARRETT COUNTY ■

18

Aberdeen

75

667-600-2170

Abingdon

76

410-638-8100

Bel Air

155

4,135

Fairbrooke Senior Apartments

410-454-9914

Aberdeen

122

625

Friendship Village

410-622-3817

Abingdon

31

Harford Senior Housing

410-622-3818

Bel Air

153

Starner Hill Apartments Catholic Charities

HARFORD COUNTY

Brightview Avondell

Park View at Bel Air

10

410-893-0064

Bel Air

101

Park View at Box Hill

10

410-515-6115

Abingdon

100

River Run

410-246-2924

Joppatowne

56

St. John’s Towers

410-246-2926

Havre de Grace

57

Alta at Regency Crest

410-454-9914

Ellicott City

150

Evergreens at Columbia Town Center

410-622-3817

Columbia

156

Harmony Hall

410-622-3818

Columbia

251

425

■ 546

HOWARD COUNTY

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1,800

55 10/19/18 5:38 PM


410-461-9494

Ellicott City

158

3,074

Meals / Dining Services

Monthly Cost Starting From

13

Pets Allowed

City

Subsidies

PHONE

Independent

Independent Living

Featured on Page

HOUSING Independent Living

HOWARD COUNTY (Continued) Heartlands Senior Living Village

FiveStar Independent Living communities provide carefree, maintenance-free lifestyles for active seniors. You notice the Five Star Difference on a personal level. We’re here to serve your every need, just as a hotel concierge does. Not only do more options come standard; for an affordable fee, we can provide just about any service you require. Hickory Ridge Place

410-246-2924

Columbia

108

Longwood Apartments

410-246-2926

Columbia

Morningside Park

410-454-9914

Jessup

Owen Brown Place

410-622-3817

Columbia

188

Park View at Colonial Landing

10

410-796-4399

Elkridge

100

Park View at Columbia

10

410-381-1118

Columbia

104

Park View at Ellicott City

10

410-203-9501

Ellicott City

81

Park View at Ellicott City II

10

410-203-2096

Ellicott City

91

Park View at Emerson

10

301-483-3322

Laurel

80

Park View at Snowden River

10

410-290-0384

Columbia

100

Selborne House of Dorsey Hall

410-622-3818

Ellicott City

120

Shalom Square

410-246-2924

Columbia

Shangri-La Senior Living

443-574-2040

Ellicott City

45

2,500

877-461-8933

Ellicott City

241

3,047

Vantage House

410-246-2926

Columbia

222

2,439

Waverly Gardens Apartments

410-454-9914

Woodstock

102

685

410-622-3817

Chestertown

192

1,993

The Lutheran Village at MILLERS GRANT

6

553

■ ■

KENT COUNTY Heron Point of Chestertown

Montgomery County: for Complete listings, Order The DC METRO Edition: www.retirementlivingsourcebook.com Aspenwood Senior Living Community

13

B’nai B’rith Homecrest House Brooke Grove Retirement Village

40

301-598-6424

Silver Spring

80

3,600

301-598-4000

Silver Spring

235

329

301-260-2320

Sandy Spring

40

2,500

Prince George’s County: for Complete listings, Order the DC Metro Edition: www.Retirementlivingsourcebook.com Park view at laurel i & ii

10

301-490-1526

laurel

153

Park View at Laurel was designed for vibrant adults ages 65 and better. Each apartment is designed around the needs of seniors. You’ll benefit from an exciting philosophy of service designed for your comfort and enjoyment. Our goal is your complete satisfaction as Park View is more than just a location — it’s a lifestyle. Park View at Bladensburg

56 18-1441-01.indd 56

10

301-699-9785

Bladensburg

102

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


Independent Living HOUSING

City

Monthly Cost Starting From

Subsidies

Pets Allowed

Meals / Dining Services

Cedar Lane Apartments /St Mary’s Home

410-622-3818

Leonardtown

160

911

Lexington Park Adult Community

410-246-2924

Lexington Park

110

1,018

New Towne Village

410-246-2926

Leonardtown

35

Taylor Farm Assisted Living Inc

410-454-9914

Bushwood

6

Victory Woods

410-622-3817

Lexington Park

76

Wildewood Retirement Village

410-622-3818

California

314

450

410-822-8888

Easton

115

1,765

410-246-2924

Easton

241

425

410-820-8732

Easton

151

Featured on Page

PHONE

Independent

Independent Living

ST. MARY’S COUNTY

■ ■

1,995

■ ■

TALBOT COUNTY INTEGRACE Bayleigh Chase

36

Jensen’s Hyde Park Londonderry on The Tred Avon

48

An intimate residential cooperative community for adults ages 62+, Londonderry offers a variety of housing options from convenient apartments to spacious cottages among 29 acres, including 1500 feet of waterfront shoreline. Surrounded by nature, residents enjoy strolling the grounds and observing wildlife, watching the sun set on the river, or dining on the porch with friends. Park View at Easton

10

410-770-3070

Easton

80

410-246-2926

Easton

93

279

Diakon senior living at hagerstown

410-246-2924

Hagerstown

69

600

Fahrney - Keedy Home and Village

410-454-9914

Boonsboro

63

310

Francis Murphy Apartments

410-622-3817

Hagerstown

120

877-849-9244

Williamsport

184

Maplegrove Estate

410-622-3818

Smithsburg

69

Reeders

410-246-2926

Boonsboro

16

Calloway-Hickory

410-454-9914

Salisbury

28

Lakeview Apartments

410-622-3817

Salisbury

37

Mallard Landing

410-622-3818

Salisbury

150

SummersGate Active Lifestyle Community

410-246-2924

Salisbury

216

Sunny Meadows

410-246-2926

Hebron

32

The Village at Harbor Pointe

410-454-9914

Salisbury

12

Victoria Park at Sassafras Meadows

410-622-3817

Salisbury

80

Gull Creek Retirement Community

410-622-3818

Berlin

61

Hartley Hall Nursing & Rehab

410-246-2924

Pocomoke City

20

Newtowne Elderly Apartments

410-246-2926

Pocomoke City

58

St. Mark’s Ministry to Aged, Inc.

WASHINGTON COUNTY

Homewood at Williamsport

40

■ 947

■ ■

■ 609

WICOMICO COUNTY

1,090

■ ■ 1,040

WORCESTER COUNTY

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1,800

57 10/19/18 5:38 PM


City

Monthly Cost Starting From

Pets Allowed

Meals / Dining Services

410-454-9914

Ocean Pines

52

1,360

Subsidies

PHONE

Independent

Independent Living

Featured on Page

HOUSING Independent Living

WORCESTER COUNTY (Continued) The Woodlands of Ocean Pines

PENNSYLVANIA Cross Keys Village The Brethren Home Comm.

35

888-624-8242

New Oxford

506

766

Homewood at Martinsburg

40

814-793-3728

Martinsburg

132

775

Homewood at plum creek

40

717-637-4166

Hanover

298

751

Homewood at Spring House Estates

40

814-623-0349

Everett

100

717-263-8545

Chambersburg

436

Menno Haven SpiriTrust Lutheran

1,010

34

With 6 conveniently located communities in south central Pennsylvania, you’ll find one close to your ideal retirement whether that be near family, hobbies or close to what you already know. Come discover a beautiful home, a great lifestyle and secure a plan for your future with all levels of living offered at an amazing value. • Village at Gettysburg, The

34

717-334-4443

Gettysburg

78

735

• Village at Kelly Drive, The

34

717-854-5010

York

60

756

• Village at Luther Ridge, The

34

717-261-1251

Chambersburg

86

789

• Village at Shrewsbury, The

34

717-235-5737

Shrewsbury

81

796

• Village at Sprenkle Drive, The

34

717-767-0579

York

140

953

• Village at Utz Terrace, The

34

717-637-0633

Hanover

112

1024

Congregate Meals and Housing Services available in Maryland In Maryland, some apartments participate in the “Congregate Meals” program or the “Congregate Housing Services Program.” Congregate Meals Congregate meals are offered in more than 250 meal sites including senior centers, religious facilities, housing facilities or other community sites throughout Maryland. Many meal program locations are within stateof-the-art facilities and offer a variety of engaging activities such as health promotion and exercise centers. Meal sites offer an opportunity to meet new friends and participate in other social or health-related programs, including nutrition education, physical 58 18-1441-01.indd 58

activity and health screening. Congregate Housing Services Program The mission of the Congregate Housing Services Program is to provide support services and state subsidies to eligible residents of low and moderate income senior housing who, due to advanced age or chronic health conditions, need daily help with activities such as meal preparation, housekeeping and personal services. The cost of the Congregate Housing Services Program varies by site. Individual program participants contribute to the cost based on a sliding scale. State subsidies are available for eligible residents of participating sites who require financial assistance. To qualify for a

subsidy, an individual’s income may not exceed 60 percent of the State median income, and assets may not exceed $27,375 for an individual or $35,587 for a couple. To view a list of congregate housing sites in Maryland or to receive additional information on local housing programs, contact your local Senior Information and Assistance Program or visit aging.maryland.gov. 800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


inDepenDent liVing HOUSING

Access Benefits for Veterans Help is available for service members individuals who have served their country in the armed forces are eligible for a wide array of benefits through the u.s. Department of Veterans affairs (Va). these benefits include health care services ranging from routine screenings and checkups to long-term care. additional benefits are also available for aging Veterans.

incomes above the Va national threshold. individuals in lower priority groups often have to pay copays for care and services. once a Veteran’s eligibility is verified, they will be assigned a priority group. if an individual is eligible for more than one priority group, the Va will place them in the highest group for which they are eligible.

Qualification and Enrollment any individual who served in the active military, naval or air service and was discharged under any condition other than dishonorable may qualify for Va health care benefits. members of the Reserves or national guard who were called to active duty, other than for training, and completed the full duty requirement may also be eligible for health care. Veterans who enlisted after september 7, 1980, must have served 24 continuous months or the full period for which they were called. However, there are exceptions to the minimum duty requirements, including early discharge for disability and other special circumstances. all Veterans are encouraged to enroll with the Va to determine their eligibility for benefits. only by enrolling in the Va health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. the Va’s enrollment system is based on priority groups. congress determines the Va’s funding annually, which impacts the number of Veterans who can be enrolled in the health care program. the Va classifies Veterans into priority groups to ensure that limited funds are provided to higher priority Veterans first. priority groups range from 1-8, with 1 being the highest priority. group 1 includes Veterans who are more than 50 percent disabled, while group 8 is made up of individuals who are not rated as disabled and who have

Long-Term Care Benefits in addition to preventative, health maintenance and emergency care, Va benefits may also provide for longterm care in some instances. longterm care benefits include assistance that is provided for an extended period of time to help Veterans

800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 59

only by enrolling in the VA health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. with everyday tasks and/or provide support for managing an ongoing illness. long-term care, as defined by the Va, may be provided in a person’s home, a community site, residential setting, or nursing home. eligibility for services covered by the Va are determined based on a Veteran’s need for ongoing treatment, service availability in their area, financial eligibility, priority group status and insurance coverage. long-term care services may also be covered though medicare, medicaid, insurance or private funds. in some instances, Veterans may

be able to use the aid and attendance allowance to cover needed longterm care. the aid and attendance allowance is an additional monthly monetary benefit provided by the Va for certain Veterans who receive a pension. to be eligible, Veterans must: • Require the help of another person for everyday personal care needs (such as bathing, dressing, or toileting); or • Be bedridden; or • live in a nursing home and be physically or mentally incapacitated; or • Have poor eyesight (5/200 corrected visual acuity or less in both eyes). the Va also offers a Housebound allowance to certain eligible Veterans who are restricted to their residence because of a permanent disability. this additional monthly monetary benefit can be used to help pay for needed care services provided in the Veteran’s home. to apply for either the aid and attendance or Housebound benefits, Veterans must send a written statement, including a report from their doctor documenting the need for services, to their Veterans Benefits administration regional office. additional information is available at www.va.gov/healthbenefits and www. myhealth.va.gov or by calling the Va toll-free at 1-877-222-Vets (8387). Information adapted from http:// www.va.gov/geriatrics/ and from Health Care Benefits Overview 2012, a publication of the VA available at http://www.va.gov/healthbenefits/ resources/epublications.asp. 59 10/19/18 5:38 PM


You pick the location. We’ll provide the care.

Stay close to family and friends with your choice of exceptional senior communities dedicated to your needs.

Fine dining | Daily activities | Convenient transportation

Schedule your visit. 410-904-7563

ATRIUM VILLAGE

INDEPENDENT LIVING | ASSISTED LIVING | MEMORY CARE 4730 ATRIUM COURT | OWINGS MILLS, MD 21117

410-846-2099 MORNINGSIDE HOUSE OF ELLICOTT CITY

ASSISTED LIVING | MEMORY CARE 5330 DORSEY HALL DRIVE | ELLICOTT CITY, MD 21042

410-657-2969

MORNINGSIDE HOUSE OF SATYR HILL

ASSISTED LIVING | MEMORY CARE 8800 OLD HARFORD ROAD | PARKVILLE, MD 21234

410-846-2103

MORNINGSIDE HOUSE OF FRIENDSHIP

ASSISTED LIVING | MEMORY CARE 7548 OLD TELEGRAPH ROAD | HANOVER, MD 21076

301-830-5779

MORNINGSIDE HOUSE OF ST. CHARLES

ASSISTED LIVING | MEMORY CARE 70 VILLAGE STREET | WALDORF, MD 20602

WWW.SENIORLIFESTYLE.COM

60 18-1441-01.indd 60

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10/19/18 5:38 PM


Assisted Living HOUSING

Assisted Living Offering needed assistance and rewarding activities Assisted living communities offer a vital option for older adults who need some assistance with daily living. While the specific amenities will vary, all assisted living communities offer basic services, including meals, supervision and security, and help with personal care needs. For many seniors, the help available at an assisted living facility can allow them to continue to live their best life. In most states, assisted living communities are registered, licensed or certified by an appropriate department or agency of the state that has a process for issuance of initial licenses and for renewing existing licenses. This process provides basic protections for consumers. Residents of assisted living communities are generally seniors who need some assistance with basic activities, frequently called the

activities of daily living (or ADLs). Some communities may accept residents with Alzheimer’s disease and other forms of dementia. In fact, some communities may specialize in serving individuals with specific medical conditions, including dementia. A few communities serve individuals of any age with developmental disabilities. When reviewing assisted living communities, consumers should ask about any specializations the community may have. The services and activities provided in assisted living communities help to promote the quality of life and independence of the residents. One key offering is 24-hour supervision of the residents and the property. Resident safety and security is a priority at all assisted living communities. All communities also offer three meals a day in a group dining room. However, dining options can vary dramatically in

terms of the meals available and the costs associated with meal plans. Finally, all assisted living communities offer personal care services, also known as help with the ADLs. These services include assistance with bathing, dressing and toileting. Other services and activities available at some assisted living communities include: • Medication management, or assistance with self-administration of medicine • Coordination of services by outside health care providers • Assistance with arranging medical, health, and dental care services • Social services • Transportation services • Outdoor areas for walking or gardening • Supervision and assistance for persons with Alzheimer’s or other Continued on page 77

Sagepoint Gardens Assisted Living Providing Support for Seniors Who Need A Helping Hand with Activities of Daily Living To Maintain Independence and Enjoy A Fulfilling Lifestyle

All-inclusive rates Home cooked meals Excellent reputation Their safety gives you peace of mind. You want what is best for them. So do we. How can we help your family? 301-934-1900 • SagepointCare.org 10200 La Plata Rd., La Plata, MD 20646 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 61

61 10/19/18 5:38 PM


HOUSING Assisted Living

Focusing on Individuals Understand person-centered living The non-profit national advocacy organization previously known as the Consumer Consortium on Assisted Living (CCAL) is now known as CCALAdvancing Person-Centered Living. They helped coin the term “personcentered living” that is now commonly heard in the assisted living and personal care field. While the term may be familiar to professionals, it may still be confusing to consumers who are just beginning to investigate assisted living/personal care options. So what is person-centered living? CCAL coined the term personcentered living (PCL) as a reminder that as people grow older or have disabilities they should not experience a loss of humanity or choice regardless of where they live. PCL means living as one chooses to. PCL is based on humanistic beliefs

that every individual has a unique background, human experience, and the right to determine how to live his/ her own life. PCL is also relationshipbased and focused on supporting the individual’s emotional, social, physical and spiritual well being (e.g., belonging, experiencing a continuation of self-worth, purpose, meaning, enjoyment, comfort and opportunities for growth). CCAL upholds the PCL principle, “Nothing About Me Without Me.” This simple phrase means that every elder and individual with a disability is provided choice, privacy, dignity, respect, independence and autonomy. Elders and individuals with disabilities have the right to determine their needs; decide how best to have those needs met; and give feedback about the quality and

nature of the care, services and supports they receive. If support is needed, services are centered on their personal preferences and values that honor their selfhood. A person-centered culture is nurturing, empowering and respectful, and it optimizes the well being of not only the elder or individual with a disability but also the family and larger caregiving and/or services and support network. Ultimately, person-centered living means being kind, respectful and sensitive to those being served and honoring their right to make their own choices, regardless of the setting.

Information adapted from ccal.org. Visit the website for additional details.

Jacob’s Well ASSISTED LIVING “Home OurHeart Heart “HomeIsIsWhere Where Our Is” Is”

All the Comforts of Home Where You Are Always One of the Family

All the Comforts of Home Where You Are Always One of 410-989-0363 • 522 Thomas Run Road • Bel Air • jacobswellalf.com the Family

• Specializing in Hospice and Advanced Levels of Care • Scenic Country Setting • Extensive Activities Program • Weekly Outings • Private & Semi-private Rooms • 24-Hour Personal Care • Medication Management • Caring for Levels 1, 2 & 3

• Specializing in Hospice and Advanced Levels of Care • Scenic Country Setting • Extensive Activities Program • Weekly Outings • Private & Semi-private Rooms • 24-Hour Personal Care • Medication Management • Caring for Levels 1, 2 & 3

410-989-0363 • 522 Thomas Run Road • Bel Air • jacobswellalf.com 62 18-1441-01.indd 62

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


Assisted Living HOUSING

Choosing Assisted Living Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Are there multiple floor plans available? ■ Can residents decorate their apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Resident and Staff Interaction

■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs

■ What is the staff-to-resident ratio?

■ Are activities scheduled throughout the day and evening?

■ Is the community well staffed overnight?

■ Are fitness classes offered?

■ How does the community handle residents who need additional care and support?

■ Are there dedicated spaces for resident clubs and informal gatherings?

■ Do residents have access to in-home care should it be needed?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

■ Do staff members undergo screenings and background checks prior to employment? ■ Is the staff screened and evaluated for their ability to work with older adults in the assisted living setting? ■ Does the community have its most recent survey results posted or displayed for families to review? ■ Are staff trained and retrained at regular intervals? ■ Are housekeeping and laundry provided? ■ Are transportation services available?

■ Are there outdoor spaces available for walking, gardening and recreation? ■ Are volunteer programs available? ■ Do the residents appear engaged? Location ■ Is the community conveniently located for friends and family to visit? ■ Is the community in a safe neighborhood?

■ Do caregivers interact with residents in positive ways?

■ Are there shopping, dining and entertainment options near the community?

■ Do residents appear tidy and well cared for?

■ Is the community near preferred medical providers?

Fees and Costs

Overall Impression

■ What services are included in the monthly fee?

■ Does the community look and feel like a place you could call home?

■ What services are available for an additional fee? What are the fees?

■ Talk with residents and their family members.

■ How often do resident rate increases occur?

■ What do they like about the community?

■ How much notice do residents receive prior to a rate increase?

■ Can they recommend it?

■ Did they consider other options when searching for a community?

■ Why did they choose this community?

Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals?

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Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)

63 10/19/18 5:38 PM


HOUSING Assisted Living

City

Assisted Units

Monthly Cost Starting From

86

410-622-3817

Cumberland

16

2,500

410-622-3818

Frostburg

35

2,000

Annapolitan Assisted Living

410-246-2924

Annapolis

88

3,000

Arbor Terrace Waugh Chapel

410-941-3119

Gambrills

84

5,000

Memory Care

PHONE

Subsidies

Featured on Page

Assisted Living

ALLEGANY COUNTY Commons at cumberland Frostburg Village of Allegany County

ANNE ARUNDEL COUNTY

Arbor Terrace Waugh Chapel looks at senior living differently. That’s because we believe no matter where you are in life, you deserve to pursue your passions, and live every day to its fullest. Come experience the new signature of Senior Living. We listen. We respond. We Care. Assisted Living Management Locust Lodge Assisted Living Well Compassionate Care, LLC

410-653-3480

Pasadena

15

2,800

410-246-2926

Millersville

32

4,885

Atria at Manresa

410-622-3818

Annapolis

77

4,200

Autumn Meadows

410-454-9914

Gambrills

41

2,500

Baywoods Health Care Center

410-454-9914

Annapolis

45

4,800

■ ■

Brightview Annapolis

1

443-808-1232

Annapolis

77

6,600

Brightview Severna Park

1

410-544-1605

Severna Park

73

5,350

Brightview South River

1

410-956-7310

South River

90

5,980

Country Home Assisted Living

410-622-3817

Harwood

15

2,600

Cranberry Cottages (6 locations)

410-622-3818

Pasadena

8

2,550

Fernbrook Manor

410-246-2924

Odenton

14

2,000

HeartHomes at Bay Ridge I & II

443-871-3168

Annapolis

16

4,450

HeartHomes at Pasadena

443-871-3168

Pasadena

16

4,150

HeartHomes at Piney Orchard

443-871-3168

Odenton

16

4,150

410-729-1600

Severna Park

68

5,250

Household of Angels - Crofton

410-622-3817

Crofton

15

2,500

Household of Angels - Severna Park

410-622-3818

Severna Park

16

3,000

Inspirations Memory Care Linthicum I

410-622-3817

Linthicum

16

5,000

Inspirations Memory Care Linthicum II

410-622-3818

Linthicum

16

5,000

Jones Acres

410-246-2924

Arnold

14

1,800

Kris-Leigh Assisted Living at Davidsonville

410-246-2926

Davidsonville

Kris-Leigh Assisted Living at Gambrills

410-454-9914

Kris-Leigh Catered Living at Cypress Cove

Heartlands at Severna Park

13

■ ■

■ ■

20

Gambrills

32

410-622-3817

Severna Park

63

410-513-9337

Hanover

98

3,081

Oak Lodge Senior Home Assisted Living

410-246-2924

Pasadena

29

2,800

Pear Tree House

410-246-2926

Pasadena

15

3,900

Morningside House of Friendship

64 18-1441-01.indd 64

60

■ ■

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Assisted Living HOUSING

Gambrills

55

3,800

410-224-7300

Annapolis

63

6,080

Spring Arbor of Severna Park

410-622-3817

Severna Park

73

3,000

Sunrise of Annapolis

410-376-7871

Annapolis

72

4,200

Sunrise of Severna Park

410-695-4931

Severna Park

137

3,090

Sunshine House II for Alzheimer’s & Related Dementias

410-246-2924

Annapolis

5

4,500

410-246-2926

Baltimore

667-600-2660

Baltimore

60

2,450

Memory Care

Monthly Cost Starting From

410-454-9914

Subsidies

City

Featured on Page

PHONE

Assisted Units

Assisted Living

ANNE ARUNDEL COUNTY (Continued) Regency Park Assisted Living Residence Somerford Place for Alzheimer’s & Related Dementias

13, 96

BALTIMORE CITY Abundant Life Towers I Caritas House Assisted Living Catholic Charities

INSIDE BACK

Caritas House Assisted Living provides care and assistance for adults 62 and older who require help in performing daily activities and can no longer live independently. Catholic Charities Senior Services offers a range of options including, information and referral, Senior apartment communities with supportive services, Adult day services, Assisted living, Nursing care and rehabilitation. Chimes Senior Living Services Curtis Hall

410-454-9914

Baltimore

33

Cresthaven Assisted Living

410-622-3817

Baltimore

8

Esther’s Place - At the Park

410-622-3818

Baltimore

Esther’s Place - Montebello

410-246-2924

Baltimore

Esther’s Place - Pinewood

410-246-2926

Esther’s Place - Strathmore

2,200

2,850

12

2,850

Baltimore

16

2,850

410-454-9914

Baltimore

41

2,850

Harry & Jeanette Weinberg Park, The

410-622-3817

Baltimore

36

2,250

Kingdom House, The

410-622-3818

Baltimore

7

Lamplight Inn of Baltimore

410-225-9337

Baltimore

120

1,775

Millinnium House

410-246-2926

Baltimore

3

1,500

Phoenix Rising Assisted Living Rosemont Ave

410-454-9914

Baltimore

15

2,000

443-338-6213

Baltimore

29

5,738

Rosemarie Manor (Ashburton)

410-622-3818

Baltimore

16

1,650

Rosemarie Manor (Hanlon Park)

410-246-2924

Baltimore

12

1,650

Serenity Manor at Bottom Hill

410-246-2926

Baltimore

26

1,500

410-664-4006

Mt. Washington

95

3,950

Roland Park Place

Springwell Senior Living Community

8

12

■ ■

Located in historic Mt. Washington, Springwell’s Assisted Living residences are all private suites which include an emergency call system, large bathrooms designed for comfort and safety, living rooms, country kitchens, individual climate control and more. We offer personalized care plans, licensed caregivers 24/7, and a unique Partners in Care program bringing top specialists on site. Sterling Hospitality Kosher Assisted Living 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 65

410-454-9914

Baltimore

14

3,000

65 10/19/18 5:38 PM


HOUSING Assisted Living Monthly Cost Starting From

Stump’s Home, Inc. Assisted Living

410-622-3817

Baltimore

5

1,800

Symphony Manor Premier Assisted Living and Memory

410-622-3817

Baltimore

69

5,290

Tender Expressions, LLC

410-622-3818

Baltimore

5

1,200

410-246-2924

Parkville

10

2,450

Subsidies

Memory Care

City

Featured on Page

PHONE

Assisted Units

Assisted Living

BALTIMORE CITY (Continued)

BALTIMORE COUNTY A Caring Place - Oakleigh House Arden Courts

Pull Out

Arden Courts® provides specialized memory care in a safe and nurturing environment. We recognize every individual’s physical, mental and social needs and provide a secure environment that fosters independence for as long as possible. Every Arden Courts features an open floor plan designed to encourage interaction and independence. Our staff receives extensive, ongoing training and education. • Arden Courts of Pikesville Memory Care Community • Arden Courts of Towson Memory Care Community

Pull Out

410-415-5600

Pikesville

56

Pull Out

410-847-9400

Towson

60

Assisted Living at Victorian Inn

410-454-9914

Parkville

16

Assisted Living Management

410-653-3480

2,500

Our gracious homes provide affordable care plans that are customized to the needs of each individual, from helping with their daily activities of living to medication management. Our mission is to provide the best quality of life while maintaining the right level of independence. Our homes include emergency call buttons and key-pads to prevent elopement. • Assisted Living Management Hampton Meadows • Assisted Living Management Life Spring • Assisted Living Management Rolling Meadows • Assisted Living Management Woodholme Springs Atrium Village A Senior Lifestyle Community

410-653-3480

Towson

15

2,800

410-653-3480

Catonsville

15

2,800

410-653-3480

Catonsville

15

2,800

410-653-3480

Pikesville

15

2,800

410-513-9250

Owings Mills

59

3,295

Augsburg Village

410-622-3818

Baltimore

58

3,520

Beechwood Assisted Living , LLC

410-719-2273

Catonsville

15

3,350

60

At Beechwood Assisted Living, your loved one will enjoy the companionship of other senior guests as well as assistance with home cooked meals, laundry, housekeeping, medication administration, activities and personal hygiene. We are a wonderful alternative to a nursing home, offering a traditional home-like environment. Located in a quiet residential setting of historical Catonsville in Baltimore County. BestCare Assisted Living, LLC

410-246-2924

Reisterstown

15

3,000

Bon Vie, Inc

410-246-2926

Randallstown

38

1,950

Brightview Catonsville

1

410-788-5001

Catonsville

88

4,605

Brightview Mays Chapel Ridge

1

410-628-2100

Timonium

77

6,200

Brightview Perry Hall

1

410-529-1903

Nottingham

65

5,875

66 18-1441-01.indd 66

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Assisted Living HOUSING Assisted Units

Monthly Cost Starting From

Brightview Rolling Hills

1

443-840-9154

Catonsville

69

5,610

Brightview Towson

1

410-296-3320

Baltimore

90

5,755

Brightview White Marsh

1

410-668-1588

Baltimore

98

3,495

City

Memory Care

PHONE

Subsidies

Featured on Page

Assisted Living

BALTIMORE COUNTY (Continued)

Conveniently located with easy access to the beltway, Brightview White Marsh features the best in Assisted Living and innovative Dementia Care. The warm, friendly community is situated on top of a beautifully landscaped property. But you’re not here to look around – you’re here to be active while receiving the exceptional care you deserve. Brookdale Pikesville

410-246-2924

pikesville

114

2,670

Brookdale Towson

410-454-9914

Baltimore

89

3,500

Caring Corners

410-622-3817

Randallstown

15

1,800

Cassies Corner

410-622-3818

Woodlawn

6

Charlestown

42

866-938-0075

Catonsville

125

Chestnut Green the Health Ctr. at Blakehurst

4,885

410-246-2924

Towson

24

College Manor, Inc.

410-246-2926

Lutherville

99

4,200

Edenwald

410-454-9914

Towson

56

5,175

Elesy Manor, Inc.

410-622-3817

Baltimore

12

Glen Meadows

410-622-3818

Glen Arm

36

5,715

Glynn Taff Assisted Living

410-246-2924

Catonsville

45

2,700

Greenfield Senior Living at Cockeysville

410-246-2926

Cockeysville

30

3,000

Helping Hands in Maryland

410-454-9914

Randallstown

5

1,800

Inspirations Memory Care Lutherville I

410-622-3818

Lutherville

16

5,000

Inspirations Memory Care Lutherville II

410-246-2924

Lutherville

16

5,000

Joyous Living

410-622-3817

White Marsh

15

Lighthouse Assisted Living & Memory Care Inside Front - Hopkins Creek

410-918-0400

Essex

97

3,200

■ ■ ■

■ ■

■ ■

From our highly credentialed and caring medical staff to our kind and skilled supportive care team, Lighthouse associates have one priority: you. We believe that by doing our jobs well, we can help you live well. Lighthouse Senior Living is the premier option, offering supportive living in a vibrant and welcoming community. Loving Living

410-622-3818

Baltimore

8

1,400

Ma Maison I

410-246-2924

Nottingham

11

2,500

Ma Maison II

410-246-2924

Nottingham

9

2,500

Ma Maison III

410-246-2924

Nottingham

15

2,500

MHS Assisted Living Homes

410-246-2926

Owings Mills

6

2,800

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Monthly Cost Starting From

Back cover

410-296-8900

Towson

60

3,600

Memory Care

City

Subsidies

PHONE

Assisted Units

Assisted Living

Featured on Page

HOUSING Assisted Living

BALTIMORE COUNTY (Continued) Maples of Towson, The

Living life on your own terms shouldn’t stop when you need supportive care. The Maples provides exceptional assisted living care in a sophisticated environment right in the heart of Towson. Stop in at the big yellow house on the hill. We’ll show you how easy the next step can be. Mary Downey’s Assisted Living

410-454-9914

Catonsville

6

4,000

Maryland Masonic Homes

410-622-3817

Cockeysville

110

3,720

Mayfield House Assisted Living

410-622-3818

Catonsville

9

1,700

410-846-2098

Parkville

115

3,775

Morningside House of Satyr Hill

60

Morningside House of Satyr Hill offers you a comfortable, social, and homelike environment. Stay connected to the community you love with local shopping, restaurants and doctors nearby. We offer a peace of mind with offered programs of Assisted Living, Alzheimer’s & Dementia Care, and Short-Term Respite Care. Call today for your personal tour! New Age Living

410-246-2924

Randallstown

7

2,100

New Life Healthy Living Assisted Living

410-246-2926

Windsor Mill

78

3,500

866-938-0075

Parkville

133

4,615

Paradise assisted Living of Catonsville

410-744-8433

Catonsville

45

2,200

Peregrine senior living at Tudor Heights

410-622-3818

Baltimore

68

5,000

888-418-7168

Towson

138

2,745

410-454-9914

Owings Mills

5

2,500

410-622-3817

Pikesville

11

1,550

410-486-5500

Pikesville

91

3,400

Oak Crest

42

Pickersgill Retirement Community

33

Pleasant Hills Assisted Living Rolling Manor I and II pull out

Springhouse Assisted Living

Springhouse is a warm, home-like assisted living community that encourages residents to maintain their independence, privacy and safety. Residents enjoy living in a caring environment that celebrates their unique desires and preferences. From a variety of outings to on-site scheduled activities, Springhouse offers the options, but our residents make the choices.

St. Stephens Green at Mercy Ridge Sunrise of Pikesville

37

410-246-2924

Pikesville

5

1,600

410-561-0200

Timonium

47

5,946

410-376-7858

Pikesville

79

3,000

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 68 18-1441-01.indd 68

18-0822-02

St. Joseph Assisted Living

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


Monthly Cost Starting From

410-531-1384

Baltimore

64

3,750

Memory Care

City

Subsidies

PHONE

Assisted Units

Assisted Living

Featured on Page

Assisted Living HOUSING

BALTIMORE COUNTY (Continued) The cottages of perry hall

At The Cottages of Perry Hall, residents enjoy an active, engaging lifestyle that promotes wellness and independence. It’s our goal to keep our residents linked to resources and opportunities that will fulfill their wants and needs. Residents have opportunities to participate in a variety of life enriching activities designed to stimulate the mind, body and soul. Wellington Oaks Manor

410-454-9914

Reisterstown

15

2,400

Woodholme Gardens Assisted Living and Memory Care

410-580-1400

Pikesville

80

3,250

Woodlands Assisted Living, The

410-622-3817

Baltimore

70

2,900

Worthington Assisted Living at Reisterstown

410-622-3818

Reisterstown

15

2,100

Asbury Solomons Island

410-246-2924

Solomons

24

3,720

Caribbean Breeze Assisted Living

410-246-2926

Huntingtown

15

3,550

Hermitage at St. John’s Creek, The

410-454-9914

Solomons

38

5,070

Homestead Manor at the Wesleyan Ret. Comm.

410-622-3817

Denton

85

Gables at Caroline

410-622-3818

Denton

16

3,500

Taylor Melfa House

410-246-2924

Denton

12

2,300

4,420

CALVERT COUNTY

CAROLINE COUNTY ■

CARROLL COUNTY Brightview Westminster Ridge

1

410-668-1588

Westminster

68

Carroll Lutheran Village

6

877-848-0095

Westminster

50

Carroll Senior Living

410-246-2924

Westminster

54

3,800

Compassionate Care Home

410-454-9914

Westminster

16

3,290

Constant Care at Winfield

410-622-3817

Sykesville

15

2,500

410-795-8808

Sykesville

60

Country Acres Assisted Living

410-622-3818

Westminster

16

3,600

Cozy Care

410-246-2924

Union Bridge

4

2,750

Divine Intervention at Shepherd’s Glen

410-246-2926

Taneytown

12

2,500

410-795-8800

Sykesville

35

Family Care Assisted Living

410-454-9914

Marriottsville

15

2,000

Golden Crest - Albert Rill

410-239-1224 ext. 5

Hampstead

16

2,600

Golden Crest - Evergreen

410-239-1224 ext. 4

Hampstead

16

2,800

Golden Crest - Nelson Road

410-239-1224 ext. 3

Westminster

16

4,200

Golden Crest - Nelson Road II

410-239-1224 ext. 2

Westminster

16

4,200

Golden Crest - St. Paul Road

410-239-1224 ext. 6

Hampstead

16

4,200

410-622-3818

Taneytown

11

2,000

Copper Ridge, Exclusively for Alzheimer’s/Dementia

Fairhaven

Howard’s House 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 69

95

36

■ ■

■ ■

69 10/19/18 5:38 PM


410-246-2924

WestminsteR

16

looK aBout manoR inc.

410-246-2926

WestminsteR

14

2,700

loRien mt. aiRY

410-454-9914

mt. aiRY

93

3,750

suBsiDies

inspiRations memoRY caRe of WestminsteR

montHlY cost staRting fRom

citY

featuReD on page

pHone

assisteD units

Assisted Living

memoRY caRe

HOUSING assisteD liVing

CARRoLL CounTy (continued) ■ ■

loRien taneYtoWn

410-622-3817

taneYtoWn

52

4,300

mistY RiDge assisteD liVing at tHe meaDoWs

410-622-3818

elDeRsBuRg

15

3,250

noRtH pines assisteD liVing

410-246-2924

mancHesteR

16

2,200

noVa spRings assisteD liVing

443-243-8463

finKsBuRg

16

4,000

■ ■

Nova Springs is an updated, beautiful Farmhouse offering residents nostalgia with comfort. Each room is private with an en suite bathroom. Couples are welcome here so that Mom and Dad do not have to live apart when one needs extra care. In addition, Nova Springs welcomes those families in need of respite care. sun ValleY

Our program is all-inclusive to provide you with one convenient monthly fee. This includes home-cooked meals, medication management, stimulating activities, individualized service plans, nurse assessments, 24-hour staffing, and much more! As a Level 3 provider of care, our goal is to allow our residents to age in place, even as health and care needs change. • sun Valley assisteD liVing

410-635-8040

WestminsteR

23

4,100

• sun Valley at riDge OVerlOOK

410-795-6003

WestminsteR

16

5,200

• sun Valley at the hOMesteaD

410-795-6001

sYKesVille

16

4,000

• sun Valley at the MeaDOws

410-635-2103

WestminsteR

20

4,200

• sun Valley at the wOODs

410-635-3335

WestminsteR

15

2,600

tRansitions HealtHcaRe - oaKlanD manoR assisteD liVing

410-246-2926

sYKesVille

60

2,554

aBBeY manoR assisteD liVing

410-454-9914

elKton

32

4,368

caRaWaY manoR

410-622-3817

elKton

16

2,700

caRaWaY manoR ii

410-622-3818

elKton

16

3,000

HeRon’s cReeK assisteD liVing

410-246-2924

noRtH east

11

2,500

singeRlY manoR assisteD liVing

410-246-2926

elKton

16

2,200

sunnY acRes

410-454-9914

noRtH east

15

1,300

assisteD liVing at HaWKins gate, llc

410-622-3817

la plata

5

3,300

BeRtHa’s place

410-622-3818

poRt toBacco

8

ceDaR tRee assisteD liVing

410-246-2924

WalDoRf

9

2,000

fenWicK lanDing senioR caRe communitY

410-246-2926

WalDoRf

29

3,300

CECiL CounTy ■

ChARLEs CounTy

70 18-1441-01.indd 70

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Assisted Living HOUSING

410-454-9914

Waldorf

5

3,000

First in Quality Care, Inc.

410-622-3817

Waldorf

5

2,800

Home of Serengeti Dreams

410-622-3818

Waldorf

6

2,500

301-755-0312

Waldorf

85

2,800

Memory Care

Monthly Cost Starting From

Finding Independence for Individuals

Subsidies

City

Featured on Page

PHONE

Assisted Units

Assisted Living

Charles County (Continued)

Morningside House of St. Charles

60

Morningside House of St. Charles in Waldorf, MD has the most experience in memory care and assisted living. Offering a variety of living options including Companion suites, Studios and One bedroom apartments along with a wide variety of a programming and services. Come see our new renovations and meet our fabulous staff and residents today. Praise Housing Network Sagepoint Gardens Assisted Living

61, 84

410-246-2926

Waldorf

5

2,500

301-934-0222

La Plata

32

4,800

Our rates are all-inclusive with no hidden fees. We provide support for seniors who need a helping hand with activities of daily living to maintain independence and enjoy a fulfilling lifestyle. Our excellent reputation is unsurpassed. Call for a tour today. Someplace Special

410-454-9914

Waldorf

6

2,300

Starcare Partners

410-622-3817

Waldorf

5

2,200

The Charleston Assisted Living & Memory Care Waldorf Healthcare Center Genesis HealthCare

410-622-3818

Waldorf

174

3,000

866-745-2273

Waldorf

34

2,200

410-246-2924

E. New Market

4

1,700

410-246-2926

Frederick

2.9

301-874-5630

Adamstown

45

Country Meadows of Frederick

410-454-9914

Frederick

139

3,400

Cozy Care

410-622-3817

Union Bridge

5

2,750

Devotion Assisted Living

410-622-3818

Walkersville

5

3,000

Edenton Retirement Community

410-246-2924

Frederick

72

5,000

Golden Years Assisted Living and Respite Care

410-246-2926

Mount Airy

8

2,500

301-663-8800

Frederick

36

5,019

78

DORCHESTER COUNTY Home Is Where The Heart Is

FREDERICK COUNTY Bethany Living II Buckingham’s Choice

HeartFields at Frederick

36

13

Give us a call or stop in and visit with us to learn for yourself why we were voted Best of the Best Assisted Living Community 2017 and a Best of Frederick Senior Living Community in 2018. When only the best will do… HeartFields Assisted Living at Frederick, a Five Star Senior Living community. Homewood at Frederick 800-394-9990 | retirementlivingsourcebook.com

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40

301-644-5600

Frederick

56

3,900

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City

Monthly Cost Starting From

Subsidies

Montevue Assisted Living

410-454-9914

Frederick

75

4,740

Orchard Terrace at Edenton

410-622-3817

Frederick

27

4,500

Our Family Assisted Living Inc.

410-622-3818

Mount Airy

15

1,800

Record Street Home

410-246-2924

Frederick

24

Featured on Page

PHONE

Assisted Units

Assisted Living

Memory Care

HOUSING Assisted Living

FREDERICK COUNTY (Continued)

Somerford Assisted Living and Memory Care

13, 96

301-668-3930

Frederick

46

2,988

Somerford House

13, 96

301-668-3900

Frederick

46

3,952

Sunrise of Frederick

410-246-2926

Frederick

60

4,100

Sunset Ridge Assisted Living

410-454-9914

Frederick

5

1,800

Tranquillity at Fredericktowne

410-622-3817

Frederick

73

3,720

Warm Heart Family Assisted Living, Inc.

410-622-3818

Frederick

5

3,000

Cherry Hill Assisted Living

410-246-2924

Accident

24

2,080

Goodwill Mennonite Home, Inc.

410-246-2926

Grantsville

28

2,280

410-454-9914

Bel Air

16

5,000

■ ■ ■ ■

GARRETT COUNTY

HARFORD COUNTY Bel Air Assisted Living Brightview Avondell

1

410-638-8100

Bel Air

25

6,740

Brightview Bel Air

1

410-893-2202

Bel Air

85

4,195

From the moment you step inside you can sense the upbeat atmosphere of Brightview Bel Air. Whether you’re looking for potential-filled Assisted Living or innovative Dementia Care, our residents find everything they need for a better, more fulfilling quality of life in close proximity to all the amenities they need including Upper Chesapeake Medical Center. Country View Assisted Living

410-246-2924

Darlington

8

2,500

Forest Hill Heights

410-622-3818

Forest Hill

92

5,590

Four Seasons Assisted Living

410-246-2926

Bel Air

15

3,000

Greenfield Senior Living at Bel Air

410-454-9914

Bel Air

50

3,100

■ ■ ■

■ ■

Hart Heritage Estates

Hart Heritage communities are locally and privately owned for 28 years, offering independent and assisted living, memory care, long-term care, hospice and respite stays. Our licensed, trained staff meet all state requirements and our buildings are secure with video surveillance 24/7. Our patient ratio is 7:1 with diverse activities for all residents. Enjoy large private rooms and outside courtyards for family visits. • Hart Heritage Estates of Forest Hill

410-638-6087

Forest Hill

55

5,400

• Hart Heritage Estates of Street

410-836-1295

Street

39

5,400

House of Jubilee

410-622-3817

Fallston

5

3,600

Hummingbird Manor Assisted Living

410-622-3818

Aberdeen

15

3,200

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Monthly Cost Starting From

62

410-989-0363

Bel Air

51

2,783

Memory Care

City

Subsidies

PHONE

Assisted Units

Assisted Living

Featured on Page

Assisted Living HOUSING

HARFORD COUNTY (Continued) Jacob’s Well Assisted Living

Nestled in a quiet country setting, Jacob’s Well offers a caring and highly trained staff, dedicated to meeting your loved one’s needs while allowing one to age in place. Advanced needs are accommodated for our wheelchair and bed bound residents, and hospice care is available in peaceful, quiet rooms. Handicapped equipped vans travel to cultural, dining and shopping venues. Liv-N-Well Assisted Living Facility

410-246-2924

Aberdeen

16

1,200

Lorien Bel Air

410-246-2926

Bel Air

56

4,600

Madonna Heritage

410-454-9914

Jarrettsville

15

4,000

Nana’s Place Assisted Living Home

410-622-3817

Aberdeen

4

2,500

Aastoria I & II (2 homes 5 beds each)

410-246-2924

Fulton

10

Aathome Family Place

410-246-2926

Columbia

8

1,450

Abundant Life I, II & III

410-454-9914

Ellicott City

17

1,550

Agape I

410-622-3817

Columbia

8

Always Caring

410-622-3818

Columbia

8

Angels Alert I, II & III

410-246-2924

columbia

18

Angel’s Touch Assisted Living

410-442-9800

W. Friendship

15

■ ■

Howard COUNTY ■

3,000

We have been changing the way people think about assisted living for more than 20 years. From independent living to assisted living, Alzheimer’s and memory care, we deliver quality care from dedicated caregivers. Live life to the fullest with a variety of activities and outings. Safety and comfort balanced with the special touches of home. Arbor Terrace Fulton

301-265-3388

Fulton

86

4,395

At Arbor Terrace Fulton, we look at senior living differently. That’s because we believe no matter where you are in life, you deserve to pursue your passions, maintain meaningful relationships, and live every day to its fullest. We don’t believe in labels. Instead, we believe in giving seniors the best services, no matter what you need. www.arborfulton.com Ashleigh’s Place

410-454-9914

Columbia

5

Autumn Hill

410-622-3817

Fulton

16

Babero Assisted Living, LLC

410-622-3818

Ellicott City

8

1,900

Brighton Gardens of Columbia

410-246-2926

Columbia

88

3,900

Bryant Woods Inn

410-454-9914

Columbia

8

2,995

Caring Heart Homes

410-622-3817

Columbia

8

Chestnut Hill Manor

410-622-3818

Ellicott City

8

Country Gardens Assisted Living

301-854-0006

Highland

15

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■ ■

■ ■

2,700

2,850

73 10/19/18 5:38 PM


HOUSING Assisted Living

410-454-9914

Dayton

23

Emmanuel Care

410-622-3817

Ellicott City

Evergreen Assisted Living

410-622-3818

Family Transitions East

2,400

8

Jessup

5

410-246-2924

Columbia

5

Friendship Place

410-246-2926

Columbia

5

Garden of Grace

410-454-9914

Ellicott City

5

Glen Hill

410-622-3817

Dayton

16

Gwen’s Place

410-622-3818

Columbia

8

Harmony Hall

410-246-2924

Columbia

236

3,200

Harvest Manor III

410-246-2926

Jessup

8

1,550

410-461-9494

Ellicott City

70

5,016

Hillcrest, Hill Meadow, Hillside, & Hilltop House

410-454-9914

Clarksville

36

Ivy Manor Chestnut

410-622-3817

Ellicott City

Ivy Manor Normandy I

410-622-3818

Ivy Manor Normandy II

Featured on Page

Memory Care

Elternhaus

Subsidies

City

Monthly Cost Starting From

PHONE

Assisted Units

Assisted Living

Howard COUNTY (Continued)

■ ■

1,400

8

2,700

Ellicott City

8

2,800

410-246-2924

Ellicott City

8

2,600

Ivy Senior Home

410-246-2926

Ellicott City

8

2,250

Lighthouse Assisted Living & Memory Care Inside Front - Ellicott City

410-465-2288

Ellicott City

77

3,000

Heartlands Senior Living Village

13

From our highly credentialed and caring medical staff to our kind and skilled supportive care team, Lighthouse associates have one priority: you. We believe that by doing our jobs well, we can help you live well. Lighthouse Senior Living is the premier option, offering supportive living in a vibrant and welcoming community. Lorien Encore at Turf Valley

410-246-2926

Ellicott City

97

Maple Hill

410-454-9914

Laurel

5

Maranatha House

410-622-3817

Columbia

8

McKetes Senior Home

410-622-3818

Columbia

Montclaire Manor

410-246-2924

4,050

■ ■

2,007

15

1,300

Fulton

8

1,800

410-513-9321

Ellicott City

110

3,565

My Home

410-246-2926

Columbia

6

New Life Assisted Living

410-454-9914

Elkridge

5

Oasys Eldercare, Inc.

410-622-3817

Columbia

4

Odilla’s House

410-622-3818

Jessup

5

Pearl Manor Assisted Living

410-246-2924

Columbia

5

Pearls of Wisdom Eldercare

410-246-2926

Columbia

Pine Hill

410-454-9914

Laurel

Morningside House of Ellicott City

74 18-1441-01.indd 74

60

■ ■ ■

3,250

9

2,000

8

1,500

1,950

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Assisted Living HOUSING

City

Monthly Cost Starting From

Subsidies

Memory Care

Que’s Supreme Care I, II & III

410-622-3817

Columbia

15

1,450

Ramble Inn

410-622-3818

Dayton

8

1,200

Sah-Rang-Bong Care I & II

410-246-2924

Columbia

10

San Jose Homes

410-246-2926

Columbia

8

Sand Cherry Manor

410-454-9914

Laurel

8

3,900

Shangri-La Senior Living of Ellicott City

443-574-2040

Ellicott City

60

2,500

Featured on Page

PHONE

Assisted Units

Assisted Living

Howard COUNTY (Continued)

■ ■

At Shangri-La, we aim to deliver the highest level of care to residents by promoting choice, independence, and dignity. We work hard to continually exceed residents’ expectations by providing exceptional service and an outstanding quality of life. Care Specialists and staff are compassionate, friendly, and committed to providing your loved ones with the best service available. Schedule a tour today at www. shangrilaseniorliving.com! Somerford Place for Alzheimer’s & Related Dementias

410-313-9744

Columbia

64

Spring Home II

410-622-3817

Jessup

5

Sunrise of Columbia

410-622-3818

Columbia

79

877-763-6876

Ellicott City

20

Total Assisted Living Home

410-246-2924

Fulton

8

2,000

Where We Live

410-246-2926

Jessup

5

2,120

Winter Growth

410-454-9914

Columbia

16

3,700

Yolanda’s Home

410-622-3817

Clarksville

5

2,000

Chestertown Nursing & Rehabilitation Ctr.

410-622-3818

Chestertown

19

1,800

Whispering Pines Assisted Living, LLC

410-246-2924

Rock Hall

8

4,800

The Lutheran Village at MILLER’S GRANT

13, 96

6

6,235

■ ■

4,200

■ ■

KENT COUNTY ■ ■

Montgomery County-For complete listing, order DC Metro edition: www.retirementlivingsourcebook.com B’nai B’rith Homecrest House Brooke Grove Retirement Village

40

410-622-3818

Silver Spring

42

301-260-2320

Sandy Spring

108

531

■ ■

Prince George’s COUNTY- For complete listing, order DC Metro edition: www.retirementlivingsourcebook.com Collington, A Kendal Affiliate

800-728-7060

Mitchellville

65

6,515

866-745-2273

Riverdale

15

3,410

410-246-2926

Chester

15

410-454-9914

Crisfield

28

3,230

Cedar Lane Apartments /St Mary’s Home

410-622-3817

Leonardtown

49

2,680

Charlotte Hall Veteran Home

301-884-8171

Charlotte Hall

168

Praise Housing Network

410-622-3818

Mechanicsville

5

2,500

Spring Village at Wildewood

410-246-2924

California

48

4,000

Crescent Cities Center Genesis HealthCare

78

QUEEN ANNE’S COUNTY Arcadia Assisted Living

somerset COUNTY Chesapeake Cove Assisted Living

ST. MARY’S COUNTY

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75 10/19/18 5:38 PM


HOUSING Assisted Living

Bushwood

24

4,900

410-822-8888

Easton

88

Chesapeake Caregivers, Inc

410-454-9914

Trappe

13

2,700

Candle Light Cove Assisted Living & Memory Care

410-622-3817

Easton

32

2,999

410-820-4400

Easton

58

6,080

Rayland Acres, Inc.

410-622-3818

Trappe

13

2,600

The Dixon House

410-246-2924

Easton

18

3,400

Broadmore Assisted Living

410-246-2926

Hagerstown

75

1,950

Brookdale Hagerstown

410-246-2924

Hagerstown

97

2,695

Charlotte’s Home II

410-454-9914

Maugansville

15

2,023

Fahrney - Keedy Home and Village

410-622-3817

Boonsboro

32

5,110

Golden Retrieve Assisted Living

410-622-3818

Hagerstown

5

5,250

Greenfield Senior Living at Hagerstown

410-246-2924

Hagerstown

56

2,100

877-849-9244

Williamsport

51

4,530

410-246-2926

Hagerstown

40

3,480

Memory Care

Monthly Cost Starting From

410-246-2926

Subsidies

City

Featured on Page

PHONE

Assisted Units

Assisted Living

ST. MARY’S COUNTY (Continued) Taylor Farm Assisted Living Inc

TALBOT COUNTY integrace Bayleigh Chase

36

Heartfields at Easton

13

■ ■

WASHINGTON COUNTY

Homewood at Williamsport

40

Ravenwood Lutheran Village

■ ■

Somerford House

13, 96

301-791-9221

Hagerstown

55

4,317

Somerford Place for Alzheimer’s & Related Dementias

13, 96

301-791-9221

Hagerstown

49

4,317

410-454-9914

Hagerstown

70

3,510

301-223-7971

Williamsport

32

4,785

Atria at Salisbury

410-622-3817

Salisbury

77

2,194

John B Parsons Assisted Living

410-622-3818

Salisbury

68

2,800

Lakeside Assisted Living at Mallard Landing

410-246-2924

Salisbury

85

2,550

The Village at Harbor Pointe

410-246-2926

Salisbury

40

3,000

Tranquil Meadows

410-454-9914

Salisbury

5

1,800

Catered Living of Ocean Pines

410-622-3817

Ocean Pines

32

3,720

Gull Creek Retirement Community

410-622-3818

Berlin

28

2,380

Lee’s Almost Home, Inc.

410-246-2924

Ocean City

8

1,950

Village at Robinwood, The Williamsport Retirement Village

79

WICOMICO COUNTY

WICOMICO COUNTY (Continued)

WORCESTER COUNTY

76 18-1441-01.indd 76

18-0822-02

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


PHONE

Assisted Units

Monthly Cost Starting From

Cross Keys Village The Brethren Home Community

35

888-624-8242

New Oxford

123

5,270

Homewood at Martinsburg

40

814-793-3728

Martinsburg

65

Homewood at Plum creek

40

717-637-4166

Hanover

104

4,623

Menno Haven

717-262-2373

Chambersburg

169

3,690

Rest Assured Assisted Living

814-634-0567

Meyersdale

28

2,550

City

Memory Care

Featured on Page

Assisted Living

Subsidies

Assisted Living HOUSING

PENNSYLVANIA

Village at Gettysburg, The

34

717-334-4443

Gettysburg

17

Village at Kelly Drive, The

34

717-854-5010

York

84

Village at Luther Ridge, The

34

717-261-1251

Chambersburg

48

Village at Shrewsbury, The

34

717-235-5737

Shrewsbury

68

Village at Sprenkle Drive, The

34

717-767-0579

York

50

Village at Utz Terrace, The

34

717-637-0633

Hanover

20

■ ■ ■

Pay for Assisted Living/Personal Care Know your options when paying for care When considering potential assisted living communities, it is important to research your payment options. Although Medicare does not cover the costs of assisted living, there are a variety of payment sources available. The National Center for Assisted Living reports that “certain services are paid under Supplementary Security Income and Social Services Block Grant programs.” Individuals who meet income qualifications may also be eligible for assistance through their state Medicaid program. Some

communities also offer internal financial assistance programs. State and local governments may offer subsidies for rent to those who are income-eligible. Contact the local Area Agency on Aging for more information on subsidies and other payment assistance programs. Long-term care insurance policies provide another financing option for assisted living. Most of these policies will cover the costs of assisted living. Some of the costs of assisted living are also reimbursable through individual health insurance policies.

While there are other payment options available, the vast majority of assisted living/personal care costs are covered through private payments by residents and families. Individuals should investigate all available payment sources and obtain specific information on standard rates and fees for additional services before choosing an assisted living community. Financial and insurance experts can provide more detailed information about all the available payment sources.

Assisted Living ...

before selecting one. Assisted living communities are a bridge between living at home and living in a nursing home. Assisted living communities do not typically provide the level of continuous skilled nursing care found in nursing homes and hospitals. For instance, if a prospective resident needs constant care, a nursing home may be a more viable option. There is no set standard for assisted living accommodations. Therefore, options can vary greatly

from one assisted living community to the next. For instance, some communities offer private rooms featuring kitchenettes and private bathrooms, while others offer shared units or shared bathrooms. Consumers must consider the prospective resident’s personal needs, financial means and personal preferences before selecting a community.

Continued from page 61

dementias and disabilities • Recreational and spiritual activities • Exercise and wellness programs • Laundry and linen service • Housekeeping and maintenance • Individualized services While assisted living communities do provide a high level of care, it is important to consider what is not provided at these communities 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 77

Source: www.ahcancal.org 77 10/19/18 5:38 PM


Her vitality is important to me. 866-745-2273 | genesishcc.com As the nation’s largest provider of specialists in living and rehabilitation, it’s our focus to make sure every day is one of dignity and vitality. From fresh, modern spaces to health specialists for every need, life can be lived as it should - to the fullest, free of guilt, knowing you’re doing all you can.

Vitality for Living ShortStay | LongTerm | Senior Living | Independent Living | PowerBack Rehabilitation Annapolis | Baltimore | Bowie | Brooklyn Park | Cambridge | Centreville | Clinton | Dundalk | Easton | Gambrills | Frederick | Lanham | La Plata | Lutherville | Riverdale | Randallstown | Rockville | Salisbury | Severna Park | Silver Spring | Takoma Park | Towson | Waldorf | Walkersville

EQUAL HOUSING OPPORTUNITY

EEO/AA

78 18-1441-01.indd 78

800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


nuRsing & ReHaBilitation HOUSING

Nursing & Rehabilitation specialized care for individuals who need daily assistance at a nursing home, care is administered by professionals under the direction of a physician. many facilities also offer sub-acute, respite, rehabilitation and other short-term care. Rehabilitation services can be especially helpful for individuals who are recovering from surgery, an illness or any other life-changing event. who is nursing Care for? these homes serve as permanent residences for individuals who are too sick or frail to live at home, or as temporary facilities during a recovery period. some enter a nursing home for a short-term stay after a surgery or illness, while others enter on a more permanent basis. who Pays for nursing Care? medicare, medicaid, private insurance and personal assets are

all used under various circumstances to pay for services in a nursing care facility. if a facility is not certified by medicare and medicaid, the care will have to be paid for entirely with personal funds. in general, medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. some long-term care insurance pays for nursing home care; insurance payments are usually a fixed amount for a specified number of qualified days. the basic daily rate is the standard charge the nursing home bills to all residents, which covers the fundamental services every resident receives, including rent for the room, housekeeping, meals and general nursing care. it is important to understand all the services and

A Great place to spend

YOUR RECOVERY 98% of of Rehab RehabFamilies Familieswould would 98% recommend WRV WRVto toaafriend! friend! recommend At West View View Rehabilitation RehabilitationCenter, Center,we’re we’reproud proudtotooffer offer rehabilitative services rehabilitative serviceswith withproven provensuccess, success,helpful helpfulamenities amenities such as a concierge, concierge,and andexcellent excellentcare carefrom fromthoughtful thoughtful staff members. members. We We strive striveto tomake makeyour yourstay stayproductive productiveand and pleasant, so you can regain your independence. so you can regain your independence. Call CallOUR OURADMISSIONS ADMISSIONS DEPARTMENT AA tour! DEPARTMENTTODAY TODAYFOR FOR tour! 301-223-7971 98% of Rehab Families would 301-223-7971 MD 1-800-735-2258 MDRelay Relay recommend WRV to a1-800-735-2258 friend! www.wrv-bgf.org www.wrv-bgf.org

At West View Rehabilitation Center, we’re proud to offer 800-394-9990 | retirementlivingsourcebook.com

18-1441-01.indd 79

Rehabilitation services can be especially helpful for individuals who are recovering from surgery, an illness or any other life-changing event. amenities that are not included in the basic daily rate. what to Look for in nursing Care Before choosing a home, contact the long-term care ombudsman program of your area agency on aging. ombudsman programs promote the highest quality of life and care for residents of nursing facilities and can help families and staff with inquiries and complaints.

98% of Rehab Families would recommend WRV to a friend! At West View Rehabilitation Center, we’re proud to offer rehabilitative services with proven success, helpful amenities such as a concierge, and excellent care from thoughtful staff members. We strive to make your stay productive and pleasant, so you can regain your independence. 79 10/19/18 5:38 PM


HOUSING Nursing & Rehabilitation

Paying for Nursing Home Care Nursing home care can be expensive. There are many ways you can pay for nursing home care. For example, you can use your own money, you may be able to get help from your state, or you may use longterm care insurance. Most people who enter nursing homes begin by paying for their care out-of-pocket. As you use your resources (like bank accounts and stocks) over a period of time, you may eventually become eligible for Medicaid. Will Medicare pay for nursing home care? Medicare generally doesn’t cover longterm care stays in a nursing home. Even if it doesn’t cover nursing home care, you’ll need health coverage for hospital care, doctor services, and medical supplies while you’re in the nursing home. Part A covers skilled care provided in a skilled nursing facility (SNF) under certain conditions for a limited time. Skilled care is nursing and therapy care that can only be safely and effectively performed by, or under the supervision of, professionals or technical personnel. It’s health care given when you need skilled nursing or skilled therapies to treat, manage, and observe your condition, and evaluate your care. Medicare covers certain daily skilled care services on a short-term basis (up to 100 days in a benefit period). For more information on Medicare’s coverage of SNF care, visit Medicare. gov or call 1-800-MEDICARE (1-800633-4227). Personal resources You can use your personal money and savings to pay for nursing home care. Some insurance companies let you use your life insurance policy to pay for long-term care. Ask your insurance agent how this works. Important: Be sure to get help before using either of these options. There are important issues you need to understand. 80 18-1441-01.indd 80

Help from your state (Medicaid) Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Most health care costs are covered if you qualify for both Medicare and Medicaid. Most, but not all, nursing homes accept Medicaid payment. Even if you pay out-of-pocket or with long-term care insurance, you eventually may “spend down” your assets while you’re at the nursing home, so it’s good to know whether the home will accept Medicaid. Check with the nursing home to see if they accept people with Medicaid. Medicaid programs vary state to state. Most often, eligibility is based on your income and personal resources. Many states have higher Medicaid income limits for nursing home residents. You may be eligible

for Medicaid coverage in a nursing home even if you haven’t qualified for other Medicaid services in the past. Sometimes you won’t be eligible for Medicaid until you’ve spent some of your personal resources on health care. Generally, even if you’re eligible for Medicaid, all of your income (except for a monthly personal needs allowance and amounts considered necessary to support your spouse and family living in the community) will go to pay your nursing home expenses and Medicaid will cover the rest. To get more information on Medicaid eligibility in your state, call your local Medicaid office. Information excerpted from a Centers for Medicare & Medicaid Services publication. More information is available online at medicare.gov. 800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


Nursing & Rehabilitation HOUSING

Dispelling Nursing Care Myths Get the facts Skilled Nursing and Rehabilitation centers have advanced dramatically in terms of clinical practices and the overall approach to providing for the needs and wants of residents. Yet, many misperceptions about “nursing homes” persist. Separating fact from fiction will help you stay open to all of your care options. Some common myths and the corresponding facts are detailed below. Myth: Nursing and post-acute care centers are like hospitals. Fact: While Skilled Nursing and post-acute care centers do offer in-depth medical care, they are very different from hospitals. Today’s centers offer home-like comforts and a less-structured atmosphere. Skilled Nursing Care centers are residentand community-focused, with ample

opportunities for physical and social stimulation. Myth: Skilled Nursing Care center patients never leave or go out on trips. Fact: Skilled Nursing Care centers care for a variety of patients, each with different needs. Some will stay only for a month recovering from an injury or illness; other patients, like those with serious medical conditions, might require a lengthier stay of a year or more. Additionally, many residents are able to leave the center for an outing or to visit loved ones or friends. Myth: Skilled Nursing Care center patients seem confused. Fact: As people age, many slow down physically, get tired more easily, or are not able to express themselves

as well as they once did. These tendencies are normal and expected. Some residents do suffer from Alzheimer’s disease or other forms of dementia. By providing professional, compassionate care, Skilled Nursing Care centers often help a person stabilize and become their old self again. Myth: Residents cannot make their own decisions. Fact: It is a resident’s legal right to make choices regarding activities, daily routines, health care and other aspects of life. Resident councils provide residents a say in care. These self-governing bodies of residents voice concerns to staff. Residents are also encouraged to prepare advance directives to specify and safeguard Continued on page 83

Join Us! Keswick’s Wise & Well Center for Healthy Living is

NOW OPEN!

Membership Features and Benefits Members-only access to 14,000 square feet of spaces nurturing growth and infinite potential with a mile marker check to ensure you’re on course: • Active/fitness • Classroom and group learning • Visual arts

• Culinary arts • Gardening

Membership Costs: $60 yearly fee

Interested? Contact us at: CommunityHealth@ChooseKeswick.org or call us at 410.662.4363

Located across from the Rotunda on the Keswick Campus 700 W 40th St. Baltimore, MD 21211 800-394-9990 | retirementlivingsourcebook.com

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Getting you Comprehensive Amputee Management Pr

faster and stronger. At FutureCare our goal is to get you back home as soon as possible after an accident or surgery. VitalStrong was developed to provide state-of-the-art clinical and rehabilitation services with our four specialty programs: WalkStrong - Orthopedic Rehabilitation HeartStrong - Cardiac Rehabilitation BreatheStrong - Pulmonary Rehabilitation CAMPStrong - Comprehensive Amputee Management Program Our team of experts, including licensed physical and occupational therapists and speech language pathologists, provide therapy services seven days per week at all of our 15 locations throughout Maryland.

To learn more visit FutureCare.com “VitalStrong is my new home team for rehabilitation!� - Rick Dempsey 82 18-1441-01.indd 82

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10/19/18 5:38 PM


nuRsing & ReHaBilitation HOUSING

Myths About Nursing ... Continued from page 81

care preferences in the event they are unable to express their wishes. Myth: Skilled nursing care centers are unreasonably expensive. fact: long term and post-hospital care costs vary, depending upon the level of care provided and where the center is located. overall, skilled nursing care centers represent the lowest cost setting for 24-hour professional skilled nursing and rehabilitative care for both short and long term stays. Myth: Skilled nursing care centers do not provide quality care. fact: skilled nursing care centers are operated by trained professionals who are committed to quality care. shortly after admission, staff will hold a care plan meeting with residents and their loved ones to guide future care decisions. Residents and loved ones can bring up any concerns with staff members or contact a long-term

Many misperceptions about “nursing homes” persist. Separating fact from fiction will help you stay open to all of your care options.

care ombudsman. Myth: Medicare or health insurance will pay for a long stay. fact: many people mistakenly assume that medicare or health insurance will cover long-term care costs. medicare does not provide a comprehensive long-term care component. if certain conditions are met, medicare offers limited coverage for medicare beneficiaries who require skilled nursing care. for days 1–20, medicare will pay 100 percent of covered services; for days 21–100, you or your loved one will

YOU DON’T ALWAYS GO STRAIGHT HOME AFTER YOUR HOSPITAL STAY.

need to pay a daily copayment. the daily copayment can change each year. to receive coverage, you or your loved one must have been admitted to a hospital for at least a three-night stay just prior to receiving care from a medicare-certified skilled nursing care center.

Source: careconversations.org, an initiative led by the American Health Care Association, the National Center for Assisted Living and America’s Skilled Nursing Caregivers.

Instead of going home, a hospital discharge planner could ask you which rehabilitation facility you want to go to. You need a plan so you can stay in control. With the newest equipment available and aggressive therapy plans tailored just for you, PowerBack Rehabilitation offers a full range of physical rehabilitation specialties in a fresh, modern setting. Private rooms and restaurant-style dining top it off to help keep your spirits up and on task. It’s all designed to get you home sooner and to get your Power Back!

Call PowerBack Rehabilitation 1-888-982-2000. PowerBackRehabilitation.com

BE HOME SOONER! | LUTHERVILLE, MD By Genesis HealthCare EQUAL HOUSING OPPORTUNITY

EEO/AA

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See Why Generations of Southern Maryland Families Have Trusted Us for Senior Care Solutions.

For more than 40 30 years, our community-focused, nonprofit organization has been providing

families with welcome solutions for every stage of senior care. When you need the right

services, comfortable living environments, sage advice and excellent care, Sagepoint can help. No one else in the region can offer all these solutions: Home Care Assistance with daily living provided in the comfort of your own home. Adult Day Services Daytime professional care and medical services in a positive environment. Rehabilitation Superior short-term care and therapies to help you recover and get back to life. Assisted Living Helping hands and a warm community to help you live each day to the fullest. Long-Term Care Skilled nursing and clinical excellence, in a comfortable, caring environment. Memory Care State-of-the-art living and caring supervision for those with dementia.

Senior care can be complicated. One name makes it easy.

How can we help you and your family? 301-934-1900 • SagepointCare.org 10200 La Plata Rd. • La Plata, MD 20646

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Nursing & Rehabilitation HOUSING

Choosing a Nursing & Rehab Center Use this checklist to review options: Physical Environment ■ Are public areas and resident rooms clean and comfortable? ■ Is ample parking available for visitors? ■ Are private rooms available? ■ Does the community have a pet? ■ Does the community have safety features, such as handrails and grab bars? ■ Are the exits clearly marked?

■ What services are available for an additional fee? What are the fees? ■ How often do rate increases occur? Dining Services ■ Does the dining room look and smell inviting? ■ Are there enough staff members available to assist residents during meals? ■ Are the dining room tables, chairs and linens in good condition?

■ Do individual residences include safety features, such as emergency alert and fire suppression systems?

■ Are residents allowed to invite guests for meals?

Certification and Licensure

■ Are three daily meals, snacks and beverages included in the monthly rate?

■ What levels of care does the community offer?

■ Skilled nursing care?

■ Short-term rehabilitation?

■ Memory care?

■ Is the facility Medicare certified? ■ Is the facility Medicaid certified? ■ Are the home and its current administrator licensed? Resident and Staff Interaction ■ How many Registered Nurses (RNs) and Certified Nursing Assistants (CNAs) are on staff?

■ Can residents select their own meal times, or are there designated meal times?

■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs ■ Are activities scheduled throughout the day and evening? ■ Are fitness classes offered? ■ Are there dedicated spaces for resident clubs and informal gatherings?

■ What type of education and training do staff members have?

■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?

■ Do all staff members undergo screenings and background checks prior to employment?

■ Are there outdoor spaces available for walking, gardening and recreation?

■ How does the community handle residents who need additional care and support?

■ Do the residents appear engaged?

■ Is there a care plan developed for every resident? ■ Are care plans reviewed and updated by providers and family members? ■ Is the interaction between residents and staff members warm and respectful? ■ Do staff members respond to residents’ requests for assistance promptly? ■ What is the staff-to-resident ratio for each level of care? ■ What is the staff-to-resident ratio at night and on weekends? Fees and Costs ■ What services are included in the daily rate?

800-394-9990 | retirementlivingsourcebook.com

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Location ■ Is the community conveniently located for friends and family to visit? ■ Are there shopping, dining and entertainment options near the community? ■ Is the community near preferred medical providers? Overall Impression ■ Does the community look and feel like a place you could call home? Sources: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA) and www.medicare.gov, Medicare’s Nursing Home Checklist. 85 10/19/18 5:38 PM


Growing Our Passion for Care Since 1984 The CommuniCare Family of Companies has been committed to providing excellence for more than three decades. As one of the nation’s largest providers of post acute care including: skilled nursing rehabilitation centers, long-term care centers, assisted living communities, independent rehabilitation centers and long-term acute care hospitals (LTACHs); we understand the honor and responsibility we have for the well-being of those we are privileged to care for as well as those we are privileged to have on our team.

Please visit us online or call for more details. 800.989.7337 • communicarehealth.com

Advance 360 / Advance Rehabilitation Unit Skilled Nursing Centers

Maryland Anchorage Healthcare Center 105 Times Square Salisbury, MD 21801 T: (410) 749-2474 Bel Pre Health & Rehab Center 2601 Bel Pre Rd Silver Spring, MD 20906 T: (301) 598-6000

Forestville Healthcare Center 7420 Marlboro Pike Forestville, MD 20747 T: (301) 736-0240 Fort Washington Health Center 12021 Livingston Rd Ft. Washington, MD 20744 T: (301) 292-0300

Blue Point Healthcare Center 2525 West Belvedere Baltimore, MD 21215 T: (410) 367-9100

Hagerstown Healthcare Center 750 Dual Highway Hagerstown, MD 21740 T: (301) 797-4020

BridgePark Healthcare Center 4017 Liberty Heights Ave Baltimore, MD 21207 T: (410) 542-5306

Holly Hill Healthcare Center 531 Stevenson Ln Towson, MD 21286 T: (410) 823-5310

Clinton Healthcare Center 9211 Stuart Ln Clinton, MD 20735 T: (301) 868-3600

Kensington Healthcare Center 3000 McComas Ave Kensington, MD 20895 T: (301) 933-0060

Commons at Cumberland 506 White Ave Cumberland, MD 21502 T: (301) 722-5535

Laurelwood Healthcare Center 100 Laurel Dr Elkton, MD 21921 T: (410) 398-8800

Cumberland Healthcare Center 512 Winifred Rd Cumberland, MD 21502 T: (301) 724-6066

Marley Neck Health & Rehab Center 7575 E. Howard Rd Glen Burnie, MD 21060 T: (410) 768-8200

Ellicott City Healthcare Center 3000 N. Ridge Rd Ellicott City, MD 21043 T: (410) 461-7577

Northwest Healthcare Center 4601 Pall Mall Rd Baltimore, MD 21215 T: (410) 664-5551

Fayette Health & Rehab Center 1217 W. Fayette St Baltimore, MD 21223 T: (410) 727-3947

South River Healthcare Center 144 Washington Rd Edgewater, MD 21037 T: (410) 956-5000

86 18-1441-01.indd 86

Westminster Healthcare Center 1234 Washington Rd Westminster, MD 21157 T: (410) 848-0700

Virginia attlefield Park Healthcare Center B 250 Flank Rd Petersburg, VA 23805 T: (804) 861-2223 Cedars Healthcare Center 1242 Cedars Crt Charlottesville, VA 22903 T: (434) 296-5611 Petersburg Healthcare Center 287 South Blvd Petersburg, VA 23805 T: (804) 733-1190 Sleepy Hollow Healthcare Center 6700 Columbia Pike Annandale, VA 22003 T: (703) 256-7000

West Virginia Willow Tree Healthcare Center 1263 South George St Charles Town, WV 25414 T: (304) 725-6575 Worthington Healthcare Center 2675 36th St Parkersburg, WV 26104 T: (304) 485-7447

800.989.7337 • communicarehealth.com • 800-394-9990 | retirementlivingsourcebook.com

10/19/18 5:38 PM


Nursing & Rehabilitation HOUSING

Address

City

Medicare

Medicaid

Daily Rates Starting At

301-777-5941

730 Furnace St.

Cumberland

153

114

301-724-6066

512 Winfred Rd.

Cumberland

134

236

Devlin Manor Health Care Center

301-724-1400

10301 Christie Rd.

Cumberland

124

225

Frostburg Village Nursing Care

301-689-2425

1 Kaylor Cir.

Frostburg

122

140

Lions Center for Rehabilitation

301-722-6272

901 Seton Dr.

Cumberland

101

220

Moran Manor Health Care Center

301-359-3000

25701 Shady Ln., SW

Westernport

120

225

Baywoods Health Care Center

410-268-9222

7101 Bayfront Dr.

Annapolis

45

Crofton Care & Rehabilitation Ctr.

410-721-1000

2131 Davidsonville Rd.

Crofton

180

247

Fairfield Nursing & Rehabilitation Ctr.

410-923-6820

1454 Fairfield Loop Rd.

Crownsville

96

210

305 College Pkwy.

Arnold

152

343

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

ALLEGANY County Allegany Nursing & Rehabilitation cumberland healthcare center

86

ANNE ARUNDEL COUNTY

FutureCare - Chesapeake

82

410-647-0015

Genesis Healthcare

78

866-745-2273

380

At Genesis Healthcare, we offer a wide range of specialty services. Our Transitional Unit offers a rapid recovery option for patients requiring post-acute rehab and medical services due to acute illness, surgery or injury. Offers enhanced clinical services, with higher clinical staffing, all in a designated unit. • Hammonds Lane - Genesis

78

866-745-2273

613 Hammonds Ln.

Brooklyn Park

117

305

• Severna Park Center - Genesis

78

866-745-2273

310 Genesis Way

Severna Park

138

395

• Spa Creek Center - Genesis

78

866-745-2273

35 Milkshake Ln.

Annapolis

130

435

• Waugh Chapel Center - Genesis

78

866-745-2273

1221 Waugh Chapel Rd.

Gambrills

110

410

Glen Burnie Health & Rehabilitation.

410-766-3460

7355 Furnace Branch Rd.

Glen Burnie

200

141

Heritage Harbour Health

410-897-1300

2700 South Haven Rd.

Annapolis

154

209

410-768-8200

7575 E. Howard Rd.

Glen Burnie

95

240

NMS Healthcare of Annapolis

410-267-8653

900 Van Buren St.

Annapolis

96

195

North Arundel Health & Rehabilitation

410-761-1222

313 Hospital Dr.

Glen Burnie

111

220

410-956-5000

144 Washington Rd.

Edgewater

107

274

autumn lake at alice manor

410-889-9700

2095 Rock Rose Ave.

Baltimore

105

200

Brinton Woods Health & Rehab Ctr.

410-664-9535

3939 Penhurst Ave.

Baltimore

82

270

Brinton Woods Post Accute Care

410-325-4000

5009 Frankford Ave.

Baltimore

225

255

Marley Neck Health & Rehabilitation

South River Healthcare Center

86

86

BALTIMORE CITY

86

410-367-9100

2525 W. Belvedere Ave.

Baltimore

135

220

Caton Manor Nursing - Genesis

78

800-205-9342

3330 W. Wilkens Ave.

Baltimore

140

266

Fayette Health and Rehab Center

86

410-727-3947

1217 W. Fayette St.

Baltimore

156

310

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

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Blue Point Healthcare Center

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Daily Rates Starting At

410-766-1995

City

Medicaid

82

Address

Medicare

PHONE

Nursing Beds

Nursing & Rehabilitation

Featured on Page

HOUSING Nursing & Rehabilitation

BALTIMORE CITY (Continued) FutureCare

FutureCare’s Rehabilitation and Skilled Nursing Program offers state-of-the-art, comprehensive clinical care and rehab services at 14 facilities throughout Maryland. Our clinical care model is unique, featuring the FutureCare Plus nurse practitioner program, which staffs licensed and certified geriatric nurse practitioners, with oversight by our Medical Directors and attending physicians. • FutureCare - Canton Harbor

82

410-342-6644

1300 S. Ellwood Ave.

Baltimore

160

332

• FutureCare - Charles Village

82

410-889-8500

2327 N. Charles St.

Baltimore

109

322

• FutureCare - Cold Spring

82

410-254-3300

4700 Harford Rd.

Baltimore

137

300

• FutureCare - Good Samaritan

82

410-532-5600

1601 E. Belvedere Ave.

Baltimore

147

340

• FutureCare - Homewood

82

410-554-6300

2700 N. Charles St.

Baltimore

136

327

• FutureCare - Irvington

82

410-947-3052

22 S. Athol Ave.

Baltimore

190

330

• FutureCare - Lochearn

82

410-358-3410

4800 Seton Dr.

Baltimore

200

318

• FutureCare - Sandtown - Winchester

82

410-669-2750

1000 N. Gilmor St.

Baltimore

150

330

PULL OUT

410-662-8606

4669 Falls Rd.

Baltimore

120

186

HCR/ManorCare - Roland Park

HCR ManorCare’s mission is to meet the needs of individuals who are discharged from the hospital and require additional nursing and rehabilitation care. We pursue this goal daily at more than 500 ManorCare Health Services and Heartland Health Care Centers skilled nursing and rehabilitation centers, Arden Courts Memory Care Communities, Heartland Home Health Care and Hospice care agencies. Homewood Ctr. - Genesis

78

866-745-2273

6000 Bellona Ave.

Baltimore

112

235

Keswick Multi - Care Center

81

410-235-8860

700 W. 40th St.

Baltimore

242

291

410-601-2400

2434 W. Belvedere Ave.

Baltimore

292

245

866-745-2273

115 E. Melrose Ave.

Baltimore

134

252

Maryland Baptist Aged Home

410-624-3964

2801 Rayner Ave.

Baltimore

33

75

Maryland Masonic Homes

410-527-1111

300 International Cir.

Cockeysville

88

410-664-5551

4601 Pall Mall Rd.

Baltimore

91

179

410-426-1424

6116 Belair Rd.

Baltimore

150

172

410-243-5700

830 W. 40th St.

Baltimore

60

443-414-6218

1010 East 33rd St.

Baltimore

49

3320 Benson Ave.

Baltimore

162

410-646-2100

10 N. Rock Glen Rd.

Baltimore

120

217

410-486-4573

6811 Campfield Rd.

Baltimore

131

272

410-542-5306

4017 Liberty Heights Ave.

Baltimore

94

282

410-486-8771

7 Sudbrook Ln.

Pikesville

140

Levindale Hebrew Geriatric Center Long Green Ctr. - Genesis HealthCare

Northwest Healthcare Center

78

86

Overlea Health & Rehabilitation Ctr. Roland Park Place

8

The Green House Residences at Stadium The Neighborhoods at St. Elizabeth

Inside 667-600-2600 Back

Westgate Hills

207

398

BALTIMORE COUNTY Augsburg Village BridgePark Healthcare Center brinton woods pikesville

88 18-1441-01.indd 88

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Nursing & Rehabilitation HOUSING

Address

City

Medicare

Medicaid

Daily Rates Starting At

443-578-8035

13801 York Road

Hunt Valley

59

866-938-0075

709 Maiden Choice Ln.

Catonsville

206

375

Chapel Hill Nursing & Rehabilitation

443-576-1560

4511 Robosson Rd.

Randallstown

63

Chestnut Green the Health Ctr.

410-494-6141

1055 West Joppa Rd.

Towson

44

Forest Haven Nursing & Rehab

410-747-7425

701 Edmondson Ave.

Catonsville

167

254

Frederick Villa Nursing Ctr.

410-788-3300

711 Academy Rd.

Baltimore

125

235

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

BALTIMORE COUNTY (Continued) Broadmead Health Center Charlestown

40

FutureCare

82

FutureCare’s Rehabilitation and Skilled Nursing Program offers state-of-the-art, comprehensive clinical care and rehab services at 14 facilities throughout Maryland. Our clinical care model is unique, featuring the FutureCare Plus nurse practitioner program, which staffs licensed and certified geriatric nurse practitioners, with oversight by our Medical Directors and attending physicians. • FutureCare - Cherrywood

82

410-833-3801

12020 Reisterstown Rd.

Reisterstown

170

348

• FutureCare - Courtland

82

410-521-3600

6920 Scotts Level Rd.

Pikeville

151

300

• FutureCare - Northpoint

82

410-282-0100

1046 North Point Rd.

Baltimore

155

310

• FutureCare - Old Court

82

410-922-3200

5412 Old Court Rd.

Randallstown

144

355

Genesis Healthcare

78

866-745-2273

At Genesis Healthcare, we offer a wide range of specialty services. Our Transitional Unit offers a rapid recovery option for patients requiring post-acute rehab and medical services due to acute illness, surgery or injury. Offers enhanced clinical services, with higher clinical staffing, all in a designated unit. 78

866-745-2273

16 Fusting Ave.

Catonsville

144

233

• Cromwell Ctr. - Genesis

78

866-745-2273

8710 Emge Rd.

Baltimore

132

285

• Franklin Woods - Genesis

78

866-745-2273

9200 Franklin Square Dr.

Baltimore

117

241

• Heritage Ctr. - Genesis

78

866-745-2273

7232 German Hill Rd.

Dundalk

174

265

• Loch Raven Ctr. - Genesis

78

866-745-2273

8720 Emge Rd.

Baltimore

113

312

• Multi-Medical Ctr. - Genesis

78

866-745-2273

7700 York Rd.

Towson

110

281

• Patapsco Valley Center - Genesis

78

866-745-2273

9109 Liberty Rd.

Randallstown

172

245

• Perring Parkway Ctr. - Genesis

78

866-745-2273

1801 Wentworth Rd.

Baltimore

110

313

410-319-5022

11630 Glen Arm Rd.

Glen Arm

31

342

Glen Meadows

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

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• Catonsville Commons - Genesis

89 10/19/18 5:38 PM


Daily Rates Starting At

City

Medicaid

Address

Medicare

PHONE

Nursing Beds

Nursing & Rehabilitation

Featured on Page

HOUSING Nursing & Rehabilitation

BALTIMORE COUNTY (Continued) HCR/ManorCare

PULL OUT

HCR ManorCare’s mission is to meet the needs of individuals who are discharged from the hospital and require additional nursing and rehabilitation care. We pursue this goal daily at more than 500 ManorCare Health Services and Heartland Health Care Centers skilled nursing and rehabilitation centers, Arden Courts Memory Care Communities, Heartland Home Health Care and Hospice care agencies. • HCR/ManorCare - Dulaney

PULL OUT

410-828-6500

111 West Rd.

Towson

139

168

• HCR/ManorCare - Rossville

PULL OUT

410-574-4950

6600 Ridge Rd.

Baltimore

182

140

• HCR/ManorCare - Ruxton

PULL OUT

410-821-9600

7001 N. Charles St.

Towson

179

157

• HCR/ManorCare - Towson

PULL OUT

410-828-9494

509 East Joppa Rd.

Towson

126

185

• HCR /ManorCare - Woodbridge Valley

PULL OUT

410-402-1200

1525 N. Rolling Rd.

Catonsville

120

220

86

410-823-5310

531 Stevenson Lane

Towson

75

295

King David Nursing & Rehab

410-486-1500

4204 Old Milford Mill Rd.

Pikesville

119

Lorien Mays Chapel

410-252-0880

12230 Roundwood Rd.

Timonium

93

Maryland Masonic Homes

410-527-1111

300 International Cir.

Cockeysville

88

Mid-Atlantic of Chapel Hill Nursing

410-922-2443

4511 Robosson Rd.

Randallstown

63

210

866-938-0075

8832 Walther Blvd.

Parkville

200

388

410-687-1383

1300 Windlass Dr.

Baltimore

130

233

Holly Hill Healthcare Center

Oak Crest

40

Oakwood Care Center

350 207

Pickersgill Retirement Community

33

888-418-7168

615 Chestnut Ave.

Towson

35

223

Powerback Rehab. - Genesis

78, 83

866-745-2273

515 Brightfield Rd.

Lutherville

100

347

At Genesis Healethcare, we offer a wide range of specialty services. PowerBack Rehabilitation is 100% ShortStay. Aggressive, highly personalized - designed to get patients home sooner. Ridgeway Manor Nursing Home

410-747-5250

5743 Edmondson Ave.

Catonsville

61

200

Riverview Care Ctr.

410-574-1400

One Eastern Blvd.

Baltimore

238

150

St. Joseph’s Nursing Home

410-747-0026

1222 Tugwell Dr.

Catonsville

44

224

Stella Maris, Inc.

410-252-4500

2300 Dulaney Valley Rd.

Timonium

440

260

Stella Maris has been Baltimore’s choice for more than 60 years. Stella Maris is a leader in medical care, compassion, trust and respect. Stella Maris’ well-recognized services include: senior living facilities, home care, long term care, transitional care services, dementia care, hospice care and a senior day center. Summit Park Health & Rehabilitation

410-747-3287

1502 Frederick Rd.

Catonsville

143

138

Westgate Hills

410-646-2100

10 N. Rock Glen Rd.

Baltimore

120

217

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Nursing & Rehabilitation HOUSING

Address

City

Medicare

Medicaid

Daily Rates Starting At

Asbury Solomons Island

410-394-3029

11100 Asbury Cir.

Solomons

42

245

Calvert County Nursing Ctr.

410-535-2300

85 Hospital Rd.

Prince Frederick

149

246

Calvert Memorial Hospital

410-535-8141

100 Hospital Rd.

Prince Frederick

18

175

Solomon’s Nursing Ctr.

410-326-0077

13325 Dowell Rd.

Solomons

87

140

Brinton Woods Health & Rehabilitation

410-479-4400

420 Colonial Drive

Denton

100

Caroline Nursing and Rehab Center

410-479-2130

520 Kerr Ave.

Denton

87

218

410-795 2737

1442 Buckhorn Rd.

Sykesville

61

290 341

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

CALVERT COUNTY

CAROLINE COUNTY

CARROLL COUNTY Brinton Woods Health & Rehabilitation Carroll Lutheran Village

6

877-848-0095

300 St Luke Cir

Westminster

103

Copper Ridge Alzheimer’s/Dementia

95

410-795-8808

710 Obrecht Rd.

Sykesville

66

Fairhaven

36

410-795-8800

7200 Third Ave.

Sykesville

68

Long View Nursing Home

410-239-7139

3332 Main Street, Box 390

Manchester

109

265

Lorien Mt. Airy

301-829-6050

713 Midway Ave.

Mt. Airy

62

327

Lorien Taneytown

888-306-5009

100 Antrim Blvd.

Taneytown

63

308

Pleasant View Nursing Home

301-829-0800

4101 Old Tiol Pike

Mount Airy

104

130

Transitions Healthcare Sykesville

410-795-1100

7309 2nd Ave.

Sykesville

118

200

410-848-0700

1234 Washington Rd.

Westminster

158

215

Calvert Manor Healthcare Ctr.

410-658-6555

1881 Telegraph Rd.

Rising Sun

144

240

Elkton Transitional Care Center

410-398-6474

One Price Drive

Elkton

86

410-398-8800

100 Laurel Dr.

Elkton

133

215

La Plata Ctr. - Genesis HealthCare

78

866-745-2273

1 Magnolia Dr.

La Plata

147

311

Sagepoint Senior Living Services

61, 84

301-934-1900

10200 La Plata Rd.

la plata

165

270

Waldorf Healthcare Ctr. - Genesis

78

866-745-2273

4140 Old Washington Hwy.

Waldorf

115

279

78

800-205-9342

525 Glenburn Ave.

Cambridge

98

315

410-228-9191

520 Glenburn Ave.

Cambridge

160

114

294

Westminster healthcare center

86

CECIL COUNTY

Laurelwood healthcare Center

CHARLES COUNTY

DORCESTER COUNTY Chesapeake Woods Ctr. - Genesis Mallard Bay Care Ctr.

FREDERICK COUNTY Ballenger Creek Ctr. - Genesis

78

866-745-2273

347 Ballenger Center Dr.

Frederick

130

Buckingham’s Choice

36

301-874-5630

3200 Baker Cir.

Adamstown

42

Citizens Care & Rehabilitation Ctr.

301-600-1550

1900 Rosemont Ave.

Frederick

170

190

frederick Health & rehab

301-695-6618

30 North Place

Frederick

120

228

Glade Valley Ctr. - Genesis HealthCare

78

866-745-2273

56 West Frederick St.

Walkersville

124

306

Homewood at frederick

40

301-644-5600

7407 Willow Rd.

Frederick

122

260

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HOUSING Nursing & Rehabilitation

Address

City

Medicare

Medicaid

Daily Rates Starting At

Northampton Manor HealthCare Ctr.

301-662-8700

200 East 16th St.

Frederick

196

210

Pleasant View Nursing Home

301-829-0800

4101 Old Tiol Pike

Mount Airy

104

130

St. Catherine’s Nursing Ctr.

301-447-7007

331 South Seton Ave.

Emmitsburg

106

240

The Vindobona

301-371-7160

Braddock Heights

61

210

144

Featured on Page

PHONE

Nursing Beds

Nursing & Rehabilitation

FREDERICK COUNTY (Continued)

GARRETT COUNTY Goodwill Mennonite Home, Inc.

301-895-5194

891 Dorsey Hotel Rd.

Grantsville

89

Oakland Nursing & Rehabilitation

301-334-2319

706 East Alder St.

Oakland

100

Bel Air Health & Rehabilitation Ctr.

410-879-1120

410 East MacPhail Rd.

Bel Air

155

Citizens Care & Rehabilitation Ctr.

410-939-5500

415 S. Market St.

Havre de Grace

182

Forest Hill Health & Rehabilitation Ctr.

410-838-0101

109 Forest Valley Dr.

Forest Hill

156

292

Lorien Bel Air

410-803-1400

1909 Emmorton Rd.

Bel Air

69

337

Lorien Havre de Grace

888-667-9360

1501 Blenheim Farm Ln.

Havre de Grace

78

282

Lorien Riverside

410-575-6400

1123 Belcamp Garth

Belcamp

129

290

410-461-7577

3000 N. Ridge Rd.

Ellicott City

182

282

Lorien Columbia

410-531-5300

6334 Cedar Ln.

Columbia

209

268

Lorien Elkridge

410-579-2626

7615 Washington Blvd.

Elkridge

64

310

Lorien Encore at Turf Valley

410-461-7070

11150 Resort Rd.

Ellicott City

63

485

autumn lake healthcare at chestertown

410-778-1900

415 Morgnec Rd.

Chestertown

92

325

um shore Nursing & Rehab.

410-778-4550

200 Morgnec Rd.

Chestertown

98

196

HARFORD COUNTY 232

HOWARD COUNTY Ellicott City Healthcare Center

86

KENT COUNTY

MONTGOMERY COUNTY- For Complete Listing, Order DC metro Edition: www.retirementlivingsourcebook.com Brooke Grove Retirement Village

40

301-260-2320

18100 Slade School Rd.

Sandy Spring

190

374

Bel Pre Health & Rehabilitation Ctr.

86

301-598-6000

2601 Bel Pre Rd.

Silver Spring

90

189

Fairland Ctr. - Genesis

78

866-745-2273

2101 Fairland Rd.

Silver Spring

82

281

kensington healthcare center

86

866-745-2273

3000 McComas Ave.

Kensington

140

Layhill Ctr. - Genesis

78

866-745-2273

3227 Bel Pre Rd.

Silver Spring

191

347

Sligo Creek Ctr. - Genesis

78

866-745-2273

7525 Carroll Ave.

Takoma Park

102

351

305

PRINCE GEORGE’S COUNTY- For Complete Listing, Order DC metro Edition: www.retirementlivingsourcebook.com 78

866-745-2273

7520 Surrats Rd.

Clinton

180

Clinton Healthcare Center

86

301-868-3600

9211 Stuart Lane

Clinton

267

Crescent Cities Ctr. - Genesis

78

866-745-2273

4409 East West Hwy.

Riverdale

140

323

Doctors Community Rehab. & Patient

78

301-552-2000

6710 Mallery Dr.

Lanham

130

343

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 92 18-1441-01.indd 92

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Bradford Oaks - Genesis HealthCare

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Address

City

Medicare

Medicaid

82

240-487-4400

1051 Brightseat Road

Landover

150

Daily Rates Starting At

PHONE

Nursing Beds

Nursing & Rehabilitation

Featured on Page

Nursing & Rehabilitation HOUSING

PRINCE GEORGE’S COUNTY (Continued) FutureCare - Capital Region

FutureCare Capital Region is a brand new 150 bed Rehabilitation & Wellness Center located off Arena Drive in Landover. Capital Region is a FutureCare Center of Excellence for orthopedic rehab, featuring WalkStrong, our state-of-the-art program to get you home Faster and Stronger! Capital Region will also offer in-house dialysis, and ventilator care and weaning. FutureCare - Pineview

82

301-856-2930

9106 Pineview Rd.

Clinton

192

318

Forestville Healthcare Center

86

301-736-0240

7420 Marlboro Pike

Forestville

152

243

Fort Washington Health Center

86

301-292-0300

12021 Livingston Rd.

Ft. Washington

150

183

Larkin Chase - Genesis HealthCare

78

866-745-2273

15005 Health Center Dr.

Bowie

120

322

78

866-745-2273

Centreville

118

350

QUEEN ANNE’S COUNTY Corsica Hills Center - Genesis

SOMERSET COUNTY Alice B. Tawes Nursing & Rehabilitation

410-968-1200

201 Hall Hwy.

Crisfield

76

207

Aurora Senior Living of Manokin

410-651-0011

11974 Edgehill Terrace

Princess Anne

131

195

Charlotte Hall Veterans Home

301-884-8171

29449 Charlotte Hall Rd.

Charlotte Hall

286

171

Chesapeake Sea Shores

301-863-7244

21412 Great Mills Rd.

Lexington Park

110

132

St. Mary’s Nursing & Rehabilitation

301-475-8000

Leonardtown

160

233

Taylor Farm Assisted Living Inc.

301-769-3702

21748 Oscar Hayden Rd.

Bushwood

24

ST. MARY’S COUNTY

163

TALBOT COUNTY Bayleigh Chase

36

410-822-8888

501 Dutchmans Ln.

Easton

99

The Pines - Genesis HealthCare

78

866-745-2273

610 Dutchmans Ln.

Easton

195

330

Coffman Nursing Home, Inc.

301-733-2914

1304 Pennsylvania Ave.

Hagerstown

59

216

Fahrney - Keedy Home and Village

301-671-5038

8507 Mapleville Rd.

Boonsboro

97

305

WASHINGTON COUNTY

Hagerstown healthcare center

86

301-797-4020

750 Dual Hwy.

Hagerstown

140

Homewood at Williamsport

40

877-849-9244

16505 Virginia Ave.

Williamsport

80

277

Julia Manor Health Care Ctr.

301-665-8700

333 Mill St.

Hagerstown

131

275

NMS Healthcare of Hagerstown

301-733-8700

14014 Marsh Pike

Hagerstown

186

195

Ravenwood Lutheran Village

240-420-4137

1183 Luther Dr.

Hagerstown

88

202

Reeders

301-432-5457

141 S. Main St.

Boonsboro

148

187

Village at Robinwood, The

240-420-4119

19800 Tranquility Circle

Hagerstown

88

180

Washington County Hospital - Ext Care

301-790-8271

251 E. Antietam St.

Hagerstown

47

290

Western Maryland Hospital Ctr.

301-791-4400

827 Linden Ave.

Hagerstown

63

191

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pHone

aDDRess

citY

nuRsing BeDs

meDicaRe

meDicaiD

DailY Rates staRting at

Nursing & Rehabilitation

featuReD on page

HOUSING nuRsing & ReHaBilitation

79

301-223-7971

154 n. aRtizan st.

WilliamspoRt

121

243

wAshingTon CounTy (continued) WilliamspoRt RetiRement Village

Renowned for our exemplary care and service, Williamsport Retirement Village is home to one of the most extensive rehabilitation programs in the area offering an environment and programming that encourage privacy, independence and choice. Williamsport Retirement Village also offers beautiful assisted living homes on the campus, and skilled nursing care. wiCoMiCo CounTy ancHoRage HealtHcaRe centeR

86

410-749-2474

105 times sq.

salisBuRY

126

165

410-543-4000

351 DeeR’s HeaD Hospital RD.

salisBuRY

68

361

866-745-2273

200 ciVic aVe.

salisBuRY

325

280

410-742-8896

900 BootH st.

salisBuRY

102

200

BeRlin nuRsing & ReHaBilitation ctR.

410-641-4400

9715 HealtHWaY DR.

BeRlin

146

211

HaRRison House of snoW Hill

410-632-3755

430 W. maRKet st.

snoW Hill

69

225

HaRtleY Hall nuRsing Home, inc.

410-957-2252

1006 maRKet st.

pocomoKe

73

198

DeeR’s HeaD Hospital ctR. salisBuRY ReHaB & nuRsing ctR. - genesis

78

Wicomico nuRsing Home

woRCEsTER CounTy

PEnnsyLvAniA CRoss KEys viLLAgE

35

888-624-8242

2990 caRlisle piKe

neW oxfoRD

270

359

hoMEwood AT fREdERiCK

40

717-637-4166

425 WestminsteR aVe.

HanoVeR

120

311

hoMEwood AT MARTinsBuRg

40

814-793-3728

437 giVleR DRiVe

maRtinsBuRg

129

717-262-2373

2011 scotlanD aVe.

cHamBeRsBuRg

212

MEnno hAvEn Village at gettYsBuRg, tHe

34

717-334-4443

1075 olD HaRRisBuRg RD.

gettYsBuRg

100

Village at sHReWsBuRY, tHe

34

717-235-5737

800 BollingeR DRiVe

sHReWsBuRY

100

Village at spRenKle DRiVe, tHe

34

717-767-0579

1802 folKneR ciRcle

YoRK

104

Village at utz teRRace, tHe

34

717-637-0633

2100 utz teRRace

HanoVeR

40

332

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Memory Care Specialized Care

Memory Care Knowing when it is time As Alzheimer’s disease or dementia progresses, there often comes a time when the patient will need more care than can be provided at home. For instance, Alzheimer’s patients frequently need 24-hour supervision to ensure their safety. Individuals with late-stage Alzheimer’s or dementia may even need intensive care around the clock. While it may be difficult for family caregivers to turn to a residential care facility to care for their loved one, it is often the best choice for both the patient and the caregiver. The questions below may be helpful when determining if a move to residential care is a good option: • Is the person with dementia becoming unsafe in their current home? • Is the health of the person with

dementia or my health as a caregiver at risk? • Are the person’s care needs beyond my physical abilities? • Am I becoming a stressed, irritable and impatient caregiver? • Am I neglecting work responsibilities, my family and myself? • Would the structure and social interaction at a care facility benefit the person with dementia? Even if a family has planned for a move, making the transition to a residential care facility can be a stressful experience. Caregivers may feel guilty and wonder if they are doing the right thing. These feelings are common. Try to remain focused on the fact that this decision is ultimately about making sure the patient receives the best possible care.

Source: Information adapted from Alzheimer’s Association (www.alz.org).

for neurocognitive support Much more than memory and dementia care, Copper Ridge provides an integrated solution for many types of neurocognitive disorders: • Residential living • Short-term rehabilitation • Proxmire Neurocognitive Clinic • Short stay neurocognitive evaluation • The Peabody Club, a day & night program • The Bistro, a supportive dining experience

CALL OR VISIT COPPERRIDGE.ORG TO SCHEDULE YOUR VISIT TODAY

710 Obrecht Road | Sykesville | 410-795-8808 800-394-9990 | retirementlivingsourcebook.com

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A Not-for-profit Community

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Specialized Care Memory Care

Know the Symptoms of Alzheimer’s The Alzheimer’s Association provides the common signs Memory loss that disrupts daily life is not a typical part of aging. It may be a symptom of Alzheimer’s, a fatal brain disease that causes a slow decline in memory, thinking and reasoning skills. Every individual may experience one or more of these signs in different degrees. If you notice any of them, it is recommended you see a doctor. 1. Memory loss that disrupts daily life One of the most common signs of Alzheimer’s is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; and relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. What’s typical? Sometimes

COGNITIVE

forgetting names or appointments, but remembering them later. 2. Challenges in planning or solving problems Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. What’s typical? Making occasional errors when balancing a checkbook. 3. Difficulty completing familiar tasks at home, at work or at leisure People with Alzheimer’s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work or

remembering the rules of a favorite game. What’s typical? Occasionally needing help to use the settings on a microwave or to record a television show. 4. Confusion with time or place People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there. What’s typical? Getting confused about the day of the week but figuring it out later. Information from the Alzheimer’s Association website. Visit www.alz.org or call 1.800.272.3900 for information, referrals and support.

MEMORY CARE REIMAGINED

RELATE MOTIVATE APPRECIATE GROUP

MOTOR

SENSORIAL

PURPOSE

SOMERFORD PLACE 2717 Riva Road • Annapolis, MD • 410-224-7300 Alzheimer’s/Memory Care • On-site Rehab • Outpatient Rehab SOMERFORD PLACE 8220 Snowden River Pkwy • Columbia, MD • 410-313-9744 Alzheimer’s/Memory Care • On-site Rehab • Outpatient Rehab SOMERFORD HOUSE AND SOMERFORD PLACE 2100 Whittier Drive • Frederick, MD • 301-668-3930 Assisted Living • Alzheimer’s/Memory Care • On-site Rehab Outpatient Rehab SOMERFORD HOUSE AND SOMERFORD PLACE 10116 Sharpsburg Pike • Hagerstown, MD • 301-791-9221 Assisted Living • Alzheimer’s/Memory Care • On-site Rehab Outpatient Rehab www.FiveStarSeniorLiving.com ©2018 Five Star Senior Living

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M E M O R Y

C A R E

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Memory Care Specialized Care

Choosing a Memory Care Facility A Consumer Checklist: When choosing a memory care facility, there are a number of factors to consider, including the staff, the facility, the programs and the type of treatment residents receive. Use this checklist to review facilities. Step 1 – Call Facilities and Ask Questions ■ Are families encouraged to participate in care planning? ■ Do staff members communicate openly with families? ■ Are families informed of changes in the resident’s condition or care needs?

■ Are the resident rooms clean and spacious? ■ Are residents allowed to bring personal items with them, such as photos and bedding? ■ Is the food appetizing? ■ Is the dining area a pleasant environment? ■ Can family and friends join residents for mealtime? ■ Can the facility accommodate special dietary needs? ■ Does staff provide assistance with feeding if necessary?

■ Is personal care and assistance provided?

Step 3 – Ask More Questions and Decide

■ Is medical care provided?

■ Are family and friends able to participate in resident care?

■ Is care personalized to meet specific resident needs, abilities and interests? ■ Is the staff specifically trained in dementia care? ■ Is there a physician and/or nurse practitioner on the premises and a registered nurse on site at all times? ■ What is the ratio of residents to staff? ■ Is staff equipped to handle challenging behaviors? ■ Are planned activities scheduled, and do they actually take place? ■ Are activities designed to meet specific needs, interests and abilities of residents? ■ Are activities available on the weekends or in the evenings? ■ Is transportation available for medical appointments or personal shopping?

■ Do the visiting hours work for the family? ■ What is the discharge policy? Ask about any situation or condition that would lead a resident to be discharged, including behavior changes and financial circumstances. ■ Is staff available to escort residents to the Emergency Room, if needed? ■ Is end-of-life/hospice care available on site, if needed? Source: Information adapted from the Alzheimer’s Association (www.alz.org). For additional assistance with care decision making, contact the Alzheimer’s Association 24/7 Helpline at 800.272.3900 or visit www.alz.org.

■ Is physical, occupational, speech and recreational therapy available? Step 2 – Visit Facilities and Observe ■ Do residents appear comfortable, relaxed and involved in activities? ■ Are residents well groomed, clean and dressed appropriately? ■ What is the rate of falls for residents? ■ Is the facility free of unpleasant odors? ■ Is there indoor space available for residents to move around freely? ■ Are both the indoor and outdoor areas safe, secure and monitored? ■ Is there a designated family visiting area?

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Memory Care

Arden Courts Memory Care

Featured on Page

Specialized Care Memory Care

PHONE

City

PULL OUT

Web

arden-courts.com

Specialized memory care matters, and Arden Courts® is here to provide this unique care in a safe and nurturing environment. From the professional staff that interacts and engages your loved one to the carefully researched and thoughtfully designed communities, Arden Courts recognizes every individual’s physical, mental and social needs and provides an environment that fosters optimal independence for as long as possible. Memory Care is all we Do. • Arden Courts of Pikesville

PULL OUT

410-415-5600

Pikesville

arden-courts.com

• Arden Courts of Towson

PULL OUT

410-847-9400

Towson

arden-courts.com

37

410-561-0200

Timonium

MercyRidge.com

Dublin Court at Mercy Ridge

A loving environment with the feel of home. That’s what you experience when you enter Dublin Court at Mercy Ridge. Trained staff who are not only there 24/7, but also “in the moment” with each resident, sharing their life while maintaining their dignity. It’s all about connecting with the resident and we do that well. Integrace Copper Ridge

95

410-795-8808

Sykesville

copperridge.org

Integrace Copper Ridge is the regional leader in dementia support. Newly renovated and designed exclusively for dementia support, Copper Ridge boasts a suite of residential living options, short term rehabilitation, a full service outpatient memory clinic, the region’s only day and night program and a dementia-friendly bistro. Genesis HealthCare Network

78

866-745-2273

Genesishcc.com

• Catonsville Commons

78

866-745-2273

Catonsville

Genesishcc.com

• Chesapeake Woods Center

78

866-745-2273

Cambridge

Genesishcc.com

• Corsica Hills Center

78

866-745-2273

Centreville

Genesishcc.com

• Cromwell Center

78

866-745-2273

Baltimore

Genesishcc.com

• Patapsco Valley Center

78

866-745-2273

Randallstown

Genesishcc.com

• Salisbury Rehabilitation & Nursing

78

866-745-2273

Salisbury

Genesishcc.com

• Severna Park Center

78

866-745-2273

Severna Park

Genesishcc.com

• The Pines

78

866-745-2273

Easton

Genesishcc.com

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 98 18-1441-01.indd 98

18-0822-01

Each member of our dedicated care team has specialized education and training in the care of individuals with dementia. Our consistent staffing model promotes relationships between staff and residents which provides consistency that is so important to persons with dementia.

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Memory Care

fiVe staR senioR liVing

featuReD on page

memoRY caRe SPECIALIzED CARE

pHone

citY

13, 96

WeB

fiVestaRsenioRliVing.com

FiveStar memory care services, including our award-winning Bridge to Rediscovery™ program, can help everyone in your family enjoy a better quality of life. Based on the same Montessori methodology used in school systems, the BTR program is personalized for each resident, leveraging their strengths in building a foundation of learning and success. • heartfielDs at bOwie • heartfielDs at eastOn • heartfielDs at freDericK • sOMerfOrD hOuse & sOMerfOrD place • sOMerfOrD hOuse & sOMerfOrD place • sOMerfOrD place • sOMerfOrD place

13, 96 13, 96 13, 96 13, 96 13, 96 13, 96 13, 96

301-805-8422

BoWie

fiVestaRsenioRliVing.com

410-820-4400

easton

fiVestaRsenioRliVing.com

301-663-8801

fReDeRicK

fiVestaRsenioRliVing.com

301-668-3930

fReDeRicK

fiVestaRsenioRliVing.com

301-791-9221

HageRstoWn

fiVestaRsenioRliVing.com

410-224-7300

annapolis

fiVestaRsenioRliVing.com

410-313-9744

columBia

fiVestaRsenioRliVing.com

Options for Memory Care considering a Residential facility for older adults with alzheimer’s disease or another form of dementia, moving to a residential memory care facility may be the best option. these communities can offer varying levels of care, depending on the needs of the patient. they also offer valuable peace of mind for family members and caregivers, who may no longer be able to provide care at home. most retirement living communities offer options for individuals with memory care needs. Before selecting a community, potential residents and their families should carefully evaluate their current and future care needs. consumers should also familiarize themselves with the wide variety of community options available. more information about housing options is available throughout the Sourcebook. Life Plan Communities these communities provide a full range of care options from independent living to nursing care. Residents with memory care needs 800-394-9990 | retirementlivingsourcebook.com

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would generally move in while they are still healthy and progress to higher levels of care. Assisted Living assisted living facilities offer additional support for residents, including assistance with the activities of daily living. many assisted living facilities offer services specifically designed for people with dementia. skilled nursing facilities these communities offer roundthe-clock care for patients. some nursing homes have specialized units and specially trained staff to accommodate the needs of patients with dementia. special Care units special care units, or scus, are also called memory care units and are designed to meet the specific needs of individuals with alzheimer’s and other dementias. these units are

Most retirement living communities offer options for individuals with memory care needs.

often located within other residential care options. some of these units are locked or secured for the safety of residents. scus generally offer other specialized services, including highly trained staff and activities designed for individuals with varying stages of dementia. Source: Information adapted from the Alzheimer’s Association (www.alz.org). 99 10/19/18 5:38 PM


When Margaret didn’t want to miss her granddaughter’s talent show,

(we understood.

So we attended the talent show for her, recording the entire performance so that, from the comfort of her own bed, she could watch her granddaughter shine. Personal touches like this are why more families have turned to Carroll Hospice for 30 years. Our certified team goes above and beyond—exceeding state and national benchmarks in quality hospice care—to create an experience that’s uniquely personal to your loved one’s story. 292 Stoner Avenue Westminster, MD 21157

Visit CarrollHospice.org/Stories or call 410-871-8000 to discover all the ways we can help you celebrate your family’s life together.

Home hospice | Inpatient hospice | Bereavement support | Serving Carroll, Baltimore & Frederick counties A non-profit affiliate of Carroll Hospital, a LifeBridge Health center

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Hospice Specialized Care

Hospice Care Improving the quality of life remaining A patient and family may turn to hospice care when the goals of patient care have switched from curing to comforting. Hospice involves a special system of supportive services, including pain and symptom management, social services, and emotional and spiritual support. Any individual of any age with a diagnosis of a terminal disease may turn to hospice. How Does One Receive Hospice Care? Medicare, Medicaid or private insurance generally require a prognosis of six months or less for services to be covered. In addition to traditional medical hospices, there is a non-medical hospice program in Montgomery County that offers support for patients with a year’s prognosis or less who may choose to continue their curative treatments. Hospice is unique in that care and support are provided to the entire family, not just the patient. A team of skilled professionals and volunteers work to serve the special needs of everyone involved. Choice is at the center of the hospice approach — a person faced with a life-limiting illness is encouraged to remain in control of his or her life. As care is usually provided in one’s

home, many hospice patients live out their lives in the comfort of familiar daily routines, surrounded by their treasured possessions along with family and friends. However, hospice services may also be provided in long-term care facilities or in-patient hospice residential settings. What Services are Provided? Hospice team members focus primarily on managing the patient’s pain and symptoms with medication, medical supplies and equipment. Other services, such as speech and physical therapy, are available if necessary. If managing the symptoms within the home becomes impossible, hospice providers can offer short-term inpatient care. While family members learn how to properly care for the patient, information and support is also available to help everyone deal with the emotional, psychosocial and spiritual aspects of dying. Surviving loved ones will receive bereavement care and counseling from the hospice professionals. How Do I Pay for Hospice? Most services are fully or partially covered by Medicare, Medicaid, private insurers or prepaid health plans. The non-medical services

available in Montgomery County are free and delivered by a staff of trained volunteers. For traditional hospice services, financial assistance is available. The National Hospice and Palliative Care Organization notes that, “Eighty percent of people who use hospice care are over the age of 65, and are thus entitled to the services offered by the Medicare Hospice Benefit. This benefit covers virtually all aspects of hospice care with little out-of-pocket expense.” To receive the Medicare Hospice Benefit, patients must be eligible for Medicare Part A, have a terminal disease or condition with a less than six months prognosis, and sign a document certifying that they are choosing hospice care instead of routine Medicare benefits. Patients may only receive covered benefits from a Medicare-approved hospice program. In addition to Medicare’s coverage, hospice services are also generally covered by Medicaid or private insurers. Adapted from Caring Connection’s and the American Cancer Society’s websites. For more information, see www.caringinfo.org or the information on hospice care at www.cancer.org.

Myths and Facts About Hospice Myth: Hospice is where you go when there is “nothing else to be done.” Reality: Hospice is the “something more” that can be done for the patient and the family when the illness cannot be cured. It is a concept based on comfort-oriented care. Referral into hospice is a movement into another mode of therapy, which may be more appropriate for terminal care. Myth: Families should be isolated from a dying patient. Reality: Hospice staff believe that when family members (including children) experience the dying process in a caring environment, it helps counteract the fear of their own mortality and the mortality of their loved one. Information from the Hospice Foundation of America. To learn more, visit www.hospicefoundation.org 800-394-9990 | retirementlivingsourcebook.com

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Specialized Care Hospice

Hospice Care Use this checklist to review options: Many individuals and families could benefit from hospice care but are unaware of how to access hospice services. Some are afraid to discuss it, some wait for a physician to suggest it, and some don’t know that they can initiate hospice care on their own, as long as eligibility standards are met.

■ Are there any services, medications or equipment that the hospice DOES NOT provide?

If hospice seems like the right choice at this time, here is how to proceed:

■ How long will visits last?

DETERMINING NEED

■ When the hospice orders medication, where can it be picked up, or is it delivered by the hospice?

■ Does the patient want hospice care? Did they express their wishes before they got sick? ■ What does the patient’s healthcare provider think about moving them to hospice care? ■ Is the patient still responding to treatments? ■ Have treatments become physically or emotionally difficult or intolerable? ■ Does the patient have end-stage Alzheimer’s disease? ELIGIBILITY ■ Does the physician agree that hospice care would be beneficial?

■ What kind of out of pocket expenses should the family anticipate? ■ How often will a hospice team member visit the patient? ■ What will happen during these visits?

■ Do members of the team providing care have additional training and certifications for their hospice and palliative care skills? ■ What is expected of the family caregiver? ■ Will the hospice provide training to family caregivers? ■ Can the hospice provide respite care to give family caregivers a break? ■ How is respite care arranged? ■ Is volunteer assistance available through the hospice? ■ What help do hospice volunteers provide?

■ Can a medical provider recommend a hospice provider?

■ How do families receive volunteer help?

ASSESSMENT

■ If the patient or family is unhappy with any aspect of care the hospice is providing, who can they contact at the hospice?

■ Call potential providers and request assessments. ■ Are assessments provided at no cost and with no obligations?

■ What kind of bereavement support is offered by the hospice?

■ Can a clinician come to the home or to the hospital or facility to evaluate the patient? CHOOSE A PROVIDER ■ Ask lots of questions while interviewing providers. Some options are below. ■ How quickly can care begin? ■ How quickly will a care plan be developed? ■ When can the family expect pain or symptoms to be managed? ■ What is the typical response time after normal business hours, or on weekends and holidays? ■ What is the typical response time if medications are no longer keeping pain under control? ■ How does the hospice handle patients whose care needs can no longer be met at home? ■ What happens if the patient needs inpatient care? 102 18-1441-01.indd 102

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Hospice Care

Carroll Hospice

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Hospice Specialized Care

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For more than 30 years, families have turned to Carroll Hospice for home and inpatient hospice and bereavement support. That’s because our certified team goes above and beyond—exceeding state and national benchmarks in quality hospice care—to create an experience that’s uniquely personal to your loved one’s story. Serving Carroll, Baltimore & Frederick counties. Heartland Hospice

pull out

410-719-8670

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Heartland Hospice care enables patients to maintain cherished activities in comfort, provide support to family members in caring for their loved ones and offers spiritual and emotional support. Our care focuses on providing proactive therapies, as well as experienced pain and symptom management. For more information about Heartland Hospice, go to: www.heartlandhospice.com. Hospice of the Chesapeake

100

410-987-2003

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Hospice of the Chesapeake provides physical, emotional and spiritual support services to individuals living with and affected by advanced illness. Using a teamoriented approach involving physicians, nurses, social workers, home health aides, chaplains and counselors, we’re committed to providing the best possible care for all wherever they call home and regardless of ability to pay. Stella Maris, Inc.

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stellamarisinc.com

Stella Maris has been Baltimore’s choice for more than 60 years. Stella Maris is a leader in medical care, compassion, trust and respect. Stella Maris’ well-recognized services include: senior living facilities, home care, long term care, transitional care services, dementia care, hospice care and a senior day center.

18-0822-06

Don’t walk the road alone. There are professionals listed in the Resources section who can help you.

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HOMe CAre Aging in PlACe

Home Care receive assistance at home Home care can include a wide variety of healthcare and supportive services from professional nursing and home health aide services to physical, occupational, respiratory and speech therapies. An advancing industry, home healthcare is essentially skilled nursing care and certain other forms of healthcare that you get in your home for the treatment of an illness or injury. It is an important option to consider regardless of one’s age or health conditions. options in Home Care An incredibly diverse field, home care includes companion care, home healthcare, or skilled nursing care. COMPAniOn CARe is provided by caregivers or companions, who serve as surrogate family members, performing many of the tasks that

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family members would typically complete. Assistance from companion caregivers can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising. The overall goals of companion care providers are to ensure that the home environment remains safe and that the individual has a companion to spend time with when family is not available.

mobility exercises, housekeeping, laundry, medication reminders and transportation.

HOMe HeAlTHCARe is for those who are no longer able to perform all of the functions of daily living by themselves but who do not require skilled medical services. A home health aide can help with activities of daily living (ADLs), which include bathing, dressing, transferring, eating and toileting. Additional services generally include meal preparation,

SKilleD nURSing CARe is prescribed by a physician and is administered by a registered nurse. The services provided by skilled nurses include: administering injections, administering medications, wound care, Iv monitoring, blood tests, catheter care, respiratory therapy, physical therapy, feeding tube administration and more.

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HOMECALL CAN HELP PATIENTS IMPROVE QUALITY OF LIFE, HEALTH, AND INDEPENDENCE IN THE COMFORT OF HOME. Everyone knows there’s no place like home. That’s especially true when you’re recovering form illness or injury. HomeCall provides high-quality home health services in the comfort of home to our patients across Maryland. Our home health services include: • Skilled nursing • Physical, occupational, and speech therapy • Home health aide and medical social worker services • Continence Care Therapy program that helps with urinary or bowel incontinence • Active Life Balance Care program that assists with balance and mobility • Medscope, a mobile personal emergency response system We accept most insurances and are 100% covered by Medicare. Talk with your doctor about home health services today, or call one of our offices for more information. Hagerstown ALLEGANY GARRETT

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Home Care Aging in Place

Pay For Home Care Understanding Costs Can Help With Decision Making As the decision to remain at home is becoming an increasingly popular option, it is important to understand the costs of care and your payment options while researching different home healthcare companies. Costs for companion care are covered primarily by private payments. Home healthcare must also be paid for with private funds, unless it is prescribed by a physician and provided by a Medicare-certified agency. Longterm care insurance policies may cover companion care and home health care. If you qualify for Medicaid, a government program for low-income individuals, it may subsidize some of your home care needs. Since laws vary from state to state, you will need to contact your local Area Agency on Aging for more information concerning government benefits. Skilled nursing care will be paid

for by Medicare as long as it is determined to be “intermittent skilled care,” which includes occupational, respiratory, speech and physical therapy. To be covered, care must be ordered by a doctor. Individuals who meet income requirements may be eligible to receive skilled nursing services through Medicaid. Major medical health insurance will also

cover a limited number of skilled home visits. Costs for these services vary greatly depending upon coverage by Medicare, Medicaid and private insurance. Contact your local Office on Aging or State Department of Health to find out if there are funds from social services block grants available to cover home care costs.

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Home Care Patient Rights Federal law requires that all individuals receiving home care services be informed of their rights as a patient. Following is a model patient bill of rights the National Association for Home Care (NAHC) has developed, based on the patient rights currently enforced by law. Home care patients have the right to: Be fully informed of all rights and responsibilities by the home care agency;

Be admitted for service only if the agency has the ability to provide safe, professional care at the level of intensity needed;

Choose care providers; Appropriate and professional care in accordance with physician orders;

Receive a timely response from the agency to requests for service;

Be informed of his or her rights under state law to formulate advanced directives.

Receive reasonable continuity of care;

● ●

Refuse treatment within the confines of the law and to be informed of the consequences of this action;

Receive information necessary to give informed consent prior to the start of any treatment or procedure;

Be advised of any change in the plan of care, before the change is made;

For more information on patient rights, visit http://www.nahc.org/ consumer/rights.html.

Helping people heal in the comfort of home MedStar Visiting Nurse Association’s team of experts provides in-home healthcare services for people who were recently discharged from the hospital and for those who are disabled or living with a chronic condition. Skilled Nursing Services • Medication and symptom management • Self-care education • IV therapy • Wound, ostomy, and continence care • Activities of daily living support • After-hours care and support Rehabilitation Services • Physical therapy • Occupational Therapy • Speech and language pathology

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Specialty Programs • Fall prevention • Mental health • Medical social work • Wound care • Remote patient monitoring (telemonitoring)

Visit MedStarVNA.org or call 800-862-2166 for more information.

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Home Care Aging in Place

Planning For Care At Home by Phyllis Mensh Brostoff, CISW, CMC, Aging Life Care Association™ Member, Fellow of the Leadership Academy nursing services, physical therapy, occupational therapy, and/or speech therapy in your home. This is an important conversation to have with your doctor and discharge planner if you are in the hospital or a nursing facility and need to decide on and plan for services in your home once you are discharged. However, Medicare will only pay for these services if you are “homebound.” Homebound is defined as only leaving your home for “medical treatment or short, infrequent absences for non-medical reasons, like attending religious services.” You may also receive help from a home health aide under the supervision of a professional nurse or therapist. A physical or occupational therapist can evaluate your home and recommend equipment (such as grab bars in the bathroom) that will improve your safety.

If you took a poll of older adults and asked each person if they wanted to remain in their own home until the end of their life, most people would say, “of course.” That is a wonderful goal, which often takes a lot of sound planning to be successful. Anything can get in the way—accidents, illness, lack of energy, declining physical abilities—of achieving your desired independence. It is hard to give up even a little autonomy, but asking for assistance can help keep you where you want to be—in your own home. What if You Become Homebound? If you are recovering from an acute illness, you may be eligible for home health services that are paid for by the Medicare program. An Aging Life Care Manager™ can help you access licensed home health services by facilitating a conversation with your physician about your need for skilled

Accessing services These services must be obtained from a state licensed home health agency certified to provide Medicarereimbursed services. They may be freestanding agencies, or they may be part of a large, hospital-based organization. Licensed home health services are usually time-limited, ending when you have met the goals of treatment and the need for the skilled care has ended. If you have enrolled in a Medicare Advantage program, you may also have access to additional services such as home visits after a hospitalization. Other Home Care Services Many other care services are provided in the home but are not licensed or paid for by Medicare. An Aging Life Care Manager can help Continued on page 122

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Home Care Aging in Place

Choosing Home Care Use these questions to interview providers: Before hiring a home care provider, you will want to learn more about their services, reputation and track record. The questions below will help you have productive conversations with providers and their professional references. ■ How long has this provider been serving the community? ■ Does this provider supply literature explaining its services, eligibility requirements, fees and funding sources? Many providers furnish patients with a detailed “Bill of Rights” that outlines the rights and responsibilities of the providers, patients and caregivers. ■ How does this provider select and train its employees? ■ Does it protect its workers with written personnel policies, benefits packages and malpractice insurance? ■ Are nurses or therapists required to evaluate the patient’s home care needs? If so, what does this entail? ■ Do they consult the patient’s physicians and family members? ■ Does this provider include the patient and his or her family members in developing the plan of care?

Many providers furnish patients with a detailed “Bill of Rights” that outlines the rights and responsibilities of the providers, patients and caregivers.

■ How does this provider ensure patient confidentiality? ■ If the hired caregiver becomes ill or otherwise unavailable, what alternate arrangements can be made? ■ Are social security, federal and state taxes, and unemployment insurance paid so the family is not legally responsible? ■ Is there verification that the paid caregivers can legally work in the U.S.? ■ If the hired caregiver is injured, who is responsible? Remember that many homeowners’ insurance policies exclude such injuries via “domestic employee exclusions.”

■ Are patients involved in making care plan changes?

■ Are criminal history background checks, state abuse registry checks, and prior work reference checks completed?

■ Is the patient’s course of treatment documented, detailing the specific tasks to be carried out by each professional caregiver? Does this provider take time to educate family members on the care being administered to the patient?

■ Is there bonding and insurance in place that would cover any injury to the client, damage, or theft? When an agency says they are “bonded,” family members should be sure that this covers injury or damages.

■ Does this provider assign supervisors to oversee the quality of care patients are receiving in their homes? If so, how often do these individuals make visits? ■ Who can the patient and his or her family members call with questions or complaints?

Source: Information adapated from the National Association for Home Care & Hospice (NAHC). For more information, visit www.nahc.org.

■ How does the agency follow up on and resolve problems? ■ What are the financial procedures of this provider? ■ Does the provider furnish written statements explaining all of the costs and payment plan options associated with home care? ■ What procedures does this provider have in place to handle emergencies? Are its caregivers available 24 hours a day, seven days a week?

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Aging in Place Home Care

Home Care Regional Map Our Home Care tables are organized by region.

Home Care Providers in Maryland Central Maryland - Pages 113-117 Western - Page 119 Eastern - Page 120 Southern - Page 121 DC Metro - Page 122

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A family-owned business, 2nd Family began as a result of our own experience in searching for in-home care for our own loved one – our grandmother. We specialize in Alzheimer’s and Dementia care, and also provide additional services such as, companionship, transportation, hygiene, housekeeping, medication reminders, and personal care. ABSOLUTe COMPANION CAre

Absolute Companion Care

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Since 2006, Absolute Companion Care has been providing expert elder care with staffing consistency and dependability. We specialize in matching our clients with RN supervised caregivers to fit your specific needs and your personality. Our allencompassing approach guarantees all your needs will be met with respect. This is care you should EXPECT!

ACCeSSIBLe HOMe HeALTH CAre

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Accessible Home Health Care provides compassionate and quality in home care services to help families keep their loved ones living independently in their own homes. We offer customized care plans to fit your family’s needs and our certified caregivers are professional, experienced, and fully trained to assist your loved ones. We proudly provide 24/7 care. AT HOMe CAre, INC.

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BrIgHTSTAr

112

BrightStar is committed to providing a higher standard of care. All employees are fully screened, trained and bonded. Our CNAs can help with: bathing, meals and light housekeeping. An RN opens every case and trains and supervises the staff. We are accepted by all Long Term Care Insurance Companies. CNAs, LPNs and RNs. • BrigHtstar oF Baltimore City/CouNty

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Live In Care

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Certified Home Nursing Solutions (CHNS) is a family-owned business licensed for Personal and Skilled care. We also provide Homemaker Services, including transportation. Personal Care services include bathing, dressing, walking, mealpreparation and Medication administration. Serving Baltimore City, Baltimore, Cecil & Harford Counties and surrounding areas. Chesapeake Home Care

118

410-321-4267

Chesapeake Home Care is committed to providing the highest level of care with integrity and compassion. Our RN case manager over sees every case and trains and supervises our staff. Our employees are fully screened, trained and bonded. Our CNA’s can assist with Personal Care, meals, light housekeeping and transportation. RNs, LPNs, CNAs ComForcare Home care Services

410-922-6262

The ComForCare Difference: ComForCare's committment to quality care begins with our compassionate, proactive approach to care. We identify clients' and families unique needs, create a patient-centered care plan, coordinate with physicians/ providers, and implement quality assurance processes. We have a rigorous caregiver 10-step hiring process, nurse oversight and ongoing training/development. ComForCare is available and reachable 24/7. Elizabeth Cooney Care Network

410-323-1700

Elizabeth Cooney Care Network, now celebrating over 60 years of Caregiving Excellence, has a long & respected history as a home care provider for supportive care to chronic & complex acute care in the home, assisted living, nursing home and CCRC. We provide emergency services 24/7 with a strong emphasis on client satisfaction and outcomes. Call 410-323-1700 Ella Stewart Care

410-925-7355

Family & Nursing Care

Since 1968. Family & Nursing Care, the leading provider of home care referral services in Howard County, Anne Arundel County, and the DC Metro area, has helped older adults maintain independence and quality of life as they age. From private homes to senior living communities, we are there for you. • Family & Nursing Care

410-695-8500

• Family & Nursing Care

410-695-8200

Genesis SelectCare

410-832-7761, Opt. 3

■ ■ ■

Genesis SelectCare is a licensed Private Duty Agency. With our in home services, we give you Peace of Mind in knowing that your loved one is being well cared for. We will work with you to develop an individualized care plan that’s right for your loved one. Free initial assessment and 20% discount week one. http://selectcare.genesishcc.com 114 18-1442-01.indd 114

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MeDICAID

MeDICAre

PerSONAL CAre

SkILLeD CAre

COMPANION/ HOMeMAker CAre

LIve IN CAre

CArrOLL

HOWArD

BALTIMOre

410-486-5330

HArFOrD

BALTIMOre CITY

HOMeCeNTrIS PerSONAL CAre

PHONe

ANNe ArUNDeL

FeATUreD ON PAge

Home Care – Central Maryland

CeCIL

Home Care – CeNtral marylaNd Aging in PlACe

One of Maryland’s oldest and largest providers where compassionate caregivers deliver excellent service. We develop personalized care plans that focus on services to empower our clients to feel secure. This enables them to make the decision to stay home, where they want to be. Services range from hands-on personal care to companionship and homemaking. HOMe WITH YOU SeNIOr CAre HOMeCALL

410-654-3300

106

We are 100% covered by Medicare A. You have a choice in your home health provider. We understand you want to partner with a skilled medical team that will treat you or your loved one with compassion, respect and dignity. At HomeCall, our specially trained professionals are committed to delivering compassionate highquality care to every patient, every time. • HomeCall aNNaPolis

106

888-573-9150

• HomeCall Baltimore

106

866-202-9848

• HomeCall WestmiNster

106

800-218-4493

MB HOMeCAre ServICeS, LLC

■ ■

■ ■

410-440-8968

MB HomeCare is a privately-owned company since 2004 trusted by all senior professionals. We provide the highest quality care in your home or facility to keep you or your loved one independent. Care Plans are tailored for specific needs and FREE consulation & safety assessments are provided by our professional and compassionate staff. MeDSTAr HeALTH vISITINg NUrSe ASSN.

108

800-862-2166

MedStar Visiting Nurse Association provides skilled nursing, physical, occupational and speech therapies in the comfort of our patients’ homes. We help people who are homebound, disabled, injured, or chronically ill, to recover, regain their independence, and live safely in their own homes. Our clinical experts visit patients across the Maryland, D.C. and Northern Virginia region. NUrSe BANk OF MArYLAND

410-486-3350

Nurse Bank of Maryland has served Central Maryland for over 40 years. We provide compassionate personalized home healthcare services. Our mission is to provide professional care, comfort and respect the dignity of our clients. We are motivated by our own personal experiences and profound respect for our elderly community and their need for well-being and independence. 443-882-3040

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

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OPTIONS FOr SeNIOr AMerICA

MeDICAID

MeDICAre

PerSONAL CAre

SkILLeD CAre

COMPANION/ HOMeMAker CAre

LIve IN CAre

HOWArD

HArFOrD

CeCIL

CArrOLL

BALTIMOre

PHONe

BALTIMOre CITY

FeATUreD ON PAge

Home Care – Central Maryland

ANNe ArUNDeL

Aging in PlACe Home Care – CeNtral marylaNd

105

• • • • •

Quality and affordable in-home care since 1989 Specializes in 24-hour care by providing live-in and hourly services Licensed, bonded & insured CNAs can assist in personal care including bathing, dressing, ambulating Recipient of the 2018 Best of Home Care national award given to 1% of senior providers in North America

• oPtioNs For seNior ameriCa - Baltimore

105

410-448-1100

• oPtioNs For seNior ameriCa - aNNaPolis

105

410-224-2700

• oPtioNs For seNior ameriCa - Belair

105

410-893-9914

P-B HeALTH

410-235-1060

■ ■ ■

Since 1994, we’ve provided in-home medical and personal care services with a focus on compassion and quality. We proudly received a 4.5 Star Rating from Medicare. Our Personal Care Services are patient – centered and one of the most affordable in the area. www.p-bhealth.com PrIvATe HOMe CAre, LLC

109

410-486-6565

Professional, established, family-owned and operated company, providing in-home care assistance with activities of daily living to seniors and disabled adults. We are licensed, bonded and insured in Maryland. We demand compassion, experience, reliability, and professionalism from our caregivers and staff. For a personal approach & customer care driven services CALL US AT 410-486-6565! regeNT HeALTHCAre

410-872-0310

rIgHT AT HOMe

107

Whether it’s extra help around the house, recovering from a hospital stay, or just checking in throughout the week, RightCare is the answer. Our services are built around specific needs. From a couple of hours up to 24-hours a day, we’ll keep you safe and thriving at home. The Right Care, Right at Home. 107

443-371-7145

• rigHt at Home

107

410-846-0141

• rigHt at Home

107

443-835-4413

• rigHt at Home oF CeNtral marylaNd

107

410-871-9804

• rigHt at Home oF CeNtral marylaNd

107

410-461-2055

■ ■ ■

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MeDICAID

MeDICAre

PerSONAL CAre

COMPANION/ HOMeMAker CAre

SkILLeD CAre

LIve IN CAre

HOWArD

HArFOrD

CeCIL

CArrOLL

410-453-6172

BALTIMOre

SeNIOr HeLPerS

PHONe

BALTIMOre CITY

FeATUreD ON PAge

Home Care – Central Maryland

ANNe ArUNDeL

Home Care – CeNtral marylaNd Aging in PlACe

Whether you need companion care or personal care, Senior Helpers’ provides assistance 24/7 or just a few hours a day, our offices are here to help. Our service options are flexible and customizable according to your specific situation, and your personalized senior care plan can be a combination of any of our service offerings. SPeCIALTY CAre ServICeS

800-880-2184

STeLLA MArIS HOMe HeALTH & HOSPICe

410-252-4500

vISITINg ANgeLS

104

■ ■

800-365-4189

We know it isn’t easy to invite someone into your client’s home to provide homecare. Your clients will interview the caregivers we introduce to them. Visiting Angels is the Healthcare Professional’s choice in Maryland. Each agency does background checks and all of our caregivers are employees of Visiting Angels. All cases are RN supervised. • VisitiNg aNgels - aBiNgdoN

104

443-484-2181

• VisitiNg aNgels - aNNaPolis

104

410-505-5141

• VisitiNg aNgels - Baltimore east

104

410-882-8201

• VisitiNg aNgels - ColumBia

104

410-730-4115

• VisitiNg aNgels - edgeWater

104

410-956-7771

• VisitiNg aNgels - eldersBurg

104

410-549-8002

• VisitiNg aNgels - PiKesVille

104

410-218-9506

• VisitiNg aNgels - toWsoN

104

410-337-7838

WeCAre PrIvATe DUTY ServICeS, INC.

110

410-602-3993

■ ■ ■

■ ■

WeCare Private Duty Services provides its clients with the highest quality in-home care to improve their quality of life and allows them to remain in their homes. We strive to be the preferred provider of in-home and private duty care needs by setting a standard that meets and exceeds the expectations of our clients.

The only complete listing of every aging life care manager in the Mid-Atlantic. Order your FREE copy by visiting www.caremanagerdirectory.com, or call 1-800-394-9990. 800-394-9990 | retirementlivingsourcebook.com

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Aging in Place Home Care

Assistive Technology Can Help The world of technology is exploding with options that could allow seniors and baby boomers to live in their homes longer. So why aren’t they all taking advantage of available technologies? The simple answer is because most of the people who would benefit from these technologies are unaware that they exist. We are all familiar with the “I’ve fallen and I can’t get up” commercial advertising wearable pendants that can be pressed when a person needs help. But there is so much more available today. There are currently devices available that can visually and audibly alert individuals when it is time to take their medication. Given the fact that approximately 40 percent of nursing home admissions are the result of individuals being unable to take medication without supervision, these devices can help more seniors remain at home. Sold in varying shapes and sizes, holding large to small pills,

medication management devices can beep, flash, and text patients and caregivers when it is time to take a medication or text when a medication is missed. They can be purchased with monthly services to allow distant caregivers the ability to manage medications. Devices range from $299.00 to $999.00. Tracking devices are also available that allow people to be found quickly if they wander. These tracking devices can be worn as watches, placed in a shoe as an insert, worn on a belt or worn around the neck as a pendant. According to the Montgomery County Police – Project Lifesaver, it is imperative that an individual is found quickly, because for each moment lost, the search grid expands to a size that makes it almost impossible for individuals to be found. With that in mind, when choosing a tracking device, it is important to know how soon the device will notify caregivers the person is wandering. Very few of

the devices currently on the market can give an exact location. Newer models also include two-way voice communication. The assistive technology market also includes devices that can monitor health, sleep patterns and movement in the house. House sensors can monitor water leakage, movement in the bathroom, movement in and out of a bed or a chair, as well as the opening and closing of cabinets or doors. Finally, there are sensors that can turn off appliances if there has been no movement in a certain amount of time. Using the power of new technologies, caregivers can provide independent, safe living environments for their parents or other loved ones and still have peace of mind. By working with loved ones and professionals, seniors can easily create secure environments where they can age in place.

Committed to Excellence in Home Care

Y

ou want the highest level of care from a home care company and individuals you can trust. Chesapeake Home Care makes that decision easy for you. With 15 years of experience and clinical leadership that promotes quality and compassion, it is our goal to improve the physical, emotional and spiritual wellness of our clients.

• • • • • • •

Free RN Consultation Owned & Managed by nurses Full range of services available: hourly or live in RNs, Home Health Aides, Case Management available Nursing Care, Companionship, Personal Care, Home Support Alzheimer’s/Dementia Care Parkinson’s Care • Hospice Care • Transportation

Certified by The Joint Commission

410-321-4267 www.CHC24-7.com Licensed as a Residential Service Agency by the Maryland Department of Health and Mental Hygiene, Office of Health Care Quality. RSA license number: R2983

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Elizabeth Cooney Care Network

410-832-7761, Opt. 3

■ ■

HomeCall Frederick

106

800-695-7820

HomeCall Washington County

106

800-877-8738

Options for Senior America

105

301-624-5630

Options for Senior America

105

301-624-5630

Right at Home

107

■ ■

■ ■ ■

Medicaid

Personal Care

Skilled Care

Washington

GarRett

410-321-4267 410-323-1700

Genesis SelectCare

Frederick

Companion/ Homemaker Care

Chesapeake Home Care

443-609-3640

Live In Care

2nd Family

PHONE

Allegany

Featured on Page

Home Care – Western Maryland

Medicare

Home Care – Western Maryland Aging in Place

■ ■

Whether it’s extra help around the house, recovering from a hospital stay, or just checking in throughout the week, RightCare is the answer. Our services are built around specific needs. From a couple of hours up to 24-hours a day, we’ll keep you safe and thriving at home. The Right Care, Right at Home. • Right at Home of Western Maryland

107

866-696-1122

• right at home of central md

107

301-696-1122

800-880-2184

301-418-6172

Specialty Care Services Visiting Angels of Frederick

104

We know it isn’t easy to invite someone into your client’s home to provide homecare. Your clients will interview the caregivers we introduce to them. Visiting Angels is the Healthcare Professional’s choice in Maryland. Each agency does background checks and all of our caregivers are employees of Visiting Angels. All cases are RN supervised.

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BrIgHTSTAr

MeDICAID

MeDICAre

PerSONAL CAre

SkILLeD CAre

COMPANION/ HOMeMAker CAre

LIve IN CAre

WOrCeSTer

WICOMICO

TALBOT

SOMerSeT

keNT

DOrCHeSTer

PHONe

CArOLINe

FeATUreD ON PAge

Home Care – Eastern Shore

QUeeN ANNe’S

Aging in PlACe Home Care – easterN sHore

112

BrightStar is committed to providing a higher standard of care. All employees are fully screened, trained and bonded. Our CNAs can help with: bathing, meals and light housekeeping. An RN opens every case and trains and supervises the staff. We are accepted by all Long Term Care Insurance Companies. CNAs, LPNs and RNs. • BrigHtstar - eastoN

112

410-820-4200

• BrigHtstar - salisBury

112

410-200-9330

CAPITAL CITY NUrSeS CHesaPeake Home Care

COASTAL HOMe CAre

410-321-4267

■ ■

410-344-0057 118

■ ■

410-572-5606

■ ■

■ ■

Coastal Home Care has earned its excellent reputation over the last 10 years by providing the best one on one caregivers to help you or your loved one age safely and comfortably in their own home. Call us today to speak with one of our experienced staff about arranging care today. eLIzABeTH COONeY CAre NeTWOrk HOMeCALL

410-323-1700

106

We are 100% covered by Medicare A. You have a choice in your home health provider. We understand you want to partner with a skilled medical team that will treat you or your loved one with compassion, respect and dignity. At HomeCall, our specially trained professionals are committed to delivering compassionate highquality care to every patient, every time. • HomeCall eastoN

106

800-603-4076

• HomeCall salisBury

106

410-219-3496

OPTIONS FOr SeNIOr AMerICA

105

410-224-2700

■ ■ ■

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Chesapeake Home Care

118

Elizabeth Cooney Care Network

Skilled Care

Personal Care

410-321-4267

410-323-1700

Homecall Waldorf

106

800-689-1508

Options for Senior America

105

301-392-1387

61, 84

410-257-1900

Sagepoint Home Care

■ ■

Medicaid

Companion/ Homemaker Care

410-344-0057

Live In Care

Charles

PHONE

St. Mary’s

Capital City Nurses

Calvert

Featured on Page

Home Care – Southern Maryland

Medicare

Home Care – Southern Maryland Aging in Place

■ ■

Medicare and Home Care Know the coverage options When it comes to understanding Medicare coverage, many individuals can find themselves confused by a complex web of information. This especially applies to those who want to know if they are eligible for Medicare coverage when entering a nursing home or receiving home health care. Below is some helpful information on whether you can use your home health care benefits if you have Medicare and what services and products it will cover. First, you can use your home health care benefits if all of the following applies to your situation. Your doctor must prescribe that you need medical care at home and create a care plan. The care you need has to be intermittent and in the form of skilled nursing care, physical therapy, occupational therapy or speech therapy. The home health agency must be Medicare-certified and you must be homebound, or unable to leave the home unassisted. Once you have established those requirements, it is important to understand what Medicare will actually cover, which includes the following: • Home health aide services on a part-time or intermittent basis, as long as there is a skilled need • Medical social services • Certain medical supplies 800-394-9990 | retirementlivingsourcebook.com

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It is important for older adults and their families to fully understand which home health care benefits will be covered by Medicare and which will require private payments.

• Durable medical equipment (wheelchair, walker, bedside commode, etc.) Given the services and products that Medicare does cover, it is also valuable to take note of what is not covered. Care that is required 24 hours a day will not be covered. Other services not covered include personal care provided by home health aides such as bathing and dressing, along with homemaker services like cleaning and laundry. Also not

included are home-delivered meals. If you require care that goes beyond intermittent visits for a limited amount of time, or if your needs are not covered by Medicare, an important option to consider is private duty home care. For more information on Medicare coverage, visit medicare.gov. Information Provided by Family & Nursing Care/Legacy Home Care and adapted from medicare.gov. 121 10/23/18 10:37 AM


Medicaid

Companion/ Homemaker Care

Medicare

Live In Care

443-609-3640

Personal Care

Prince George’s

2nd Family Home Health Services, LLC

PHONE

Montgomery

Featured on Page

Home Care – DC Metro

Skilled Care

Aging in Place Home Care – DC Metro

A family-owned business, 2nd Family began as a result of our own experience in searching for in-home care for our own loved one – our grandmother. We specialize in Alzheimer’s and Dementia care, and also provide additional services such as, companionship, transportation, hygiene, housekeeping, medication reminders, and personal care. At Home Care, Inc.

301-421-0200

At Home Support and Staffing, Inc.

301-421-9700

Brightstar Care

112

Capital City Nurses Chesapeake Home Care

118

Elizabeth Cooney Care Network Genesis SelectCare

410-697-3527

410-321-4267

410-323-1700

410-832-7761, Opt. 3

410-987-2003

MedStar Health Visiting Nurse Assn.

108

800-862-2166

Options for Senior America

105

■ ■

301-562-3100

410-486-5330

410-486-6565

410-872-0310 107

100

Right at Home

Hospice of the Chesapeake

Regent Healthcare

888-817-5525

109

106

Private Home Care, LLC.

301-986-9129

HomeCall Montgomery

homecentris Personal Care

301-255-0066

Whether it’s extra help around the house, recovering from a hospital stay, or just checking in throughout the week, RightCare is the answer. Our services are built around specific needs. From a couple of hours up to 24-hours a day, we’ll keep you safe and thriving at home. The Right Care, Right at Home. Specialty Care Services

Planning For Care At Home … Continued from page 109

you understand what they can offer, access reputable services, and monitor them on an on-going basis. Non-Medical Aides, Companions and Homemakers There are many types of paid care giving services available—often called non-medical aides, companions and homemakers—who many people hire privately. If you do, you or your 122 18-1442-01.indd 122

800-880-2184

family should check at least two work-related references, develop a specific set of tasks and expectations for the caregiver, arrange to pay all appropriate taxes, and have the required insurance coverage. Caregiver services can also be arranged through an agency. While this may cost more per hour than hiring an aide yourself, hiring an agency assures you of coverage when the aide is sick, on vacation or quits. The agency also carries liability insurance and is responsible for all

employment taxes and employee bonding. An Aging Life Care Manager can help you find a reputable agency and get important questions answered, such as: do they check police and driver license records; do they provide supervision; how do they handle cancellations; and how long have they been in business? Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org 800-394-9990 | retirementlivingsourcebook.com

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ADULT DAY CeNTerS & ServICeS Aging in PlACe

Adult Day Care Providing socialization and care Adult Day Centers are an important option for family caregivers, as they offer socialization, activities, and necessary supervision to those who are socially isolated or need care and assistance. Caregivers can feel confident that their loved one is safe and well cared for while they are at work or performing other necessary tasks. Centers offer a variety of programs and amenities, including exercise programs and a diverse schedule of engaging activities. Assistance with the activities of daily living, including eating, walking, toileting and medication management may also be available. Additionally, many centers offer physical, speech and occupational therapies to their participants. All licensed centers provide nutritious meals and snacks on a daily basis. Choosing a Provider Information on local Adult Day Centers may be available through senior centers, family physicians or the local Area Agency on Aging. After locating nearby providers, call them to request flyers, brochures, calendars and application information. While reviewing this information, pay careful attention to how many years the provider has been in business and their licensures and certifications. Be sure to understand the staff credentials, staff to participant ratio, and the medical conditions the facility and its staff are equipped to handle. Inquire about the availability of transportation to and from the program if it is necessary. The types of activities offered and the menu variety should be considered as well. Specific costs and any financial assistance that is available should be clearly outlined in the information packet. reviewing printed materials and asking questions over the phone can help narrow the choices, but the final decision of which Adult 800-394-9990 | retirementlivingsourcebook.com

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Adult Day Care Centers offer engaging activities for older adults who are socially isolated or need care and assistance.

Day Center to use must be made in person. During the visit, carefully observe the general atmosphere on the building and the program. The layout of the building and the rooms should ensure easy accessibility for persons in wheelchairs or using walkers. The entire facility should be clean and pleasant. Furniture should be sturdy and comfortable, with choices available for lounging and participating in activities. Beyond the general setup of the facility, focus on the interaction between the staff members and the participants. Do the participants appear happy and satisfied? Are volunteers available to offer assistance? The center should be a welcoming place, complete with staff members who are ready and able to help. Also, notice the participation level of the attendees. Are they actively involved? Inquire as to whether participants are involved in planning activities and how staff members handle suggestions for new programs. During the visit, staff members should be able to provide clear and easy-to-understand information about the services and activities provided at the center. Be sure to obtain answers

Caregivers can feel conďŹ dent that their loved one is safe and well cared for at an Adult day Center while they are at work or performing other necessary tasks. for any remaining questions about center procedures, staffing and costs. Checking references from individuals who are currently using this provider or have used them in the past is the final step. After choosing a provider, try them for at least three to five days. If there are problems making the adjustment, staff members may be able to offer advice to help make the transition smoother. Source www.nadsa.org. 123 10/23/18 10:37 AM


Aging in Place Adult Day Centers & Services

Choosing an Adult Day Center Use this checklist to review options: Use the following questions to guide your visits to adult day centers. Be sure to get all your questions answered and do not hesitate to ask follow-up questions if anything seems unclear.

■ Are fees charged hourly, daily or monthly? What will the total fee be for services?

■ How many years has the center been in operation?

■ Is financial assistance available?

■ Is the center licensed, certified or accredited? ■ What are the days and hours of operation? ■ If needed, is assistance provided with eating, toileting and dispensing medication? ■ What types of activities are provided? ■ Do participants help plan activities? ■ Are meals or snacks provided? ■ Can special dietary needs be accommodated? ■ Do participants have individual service plans? How often are they updated? ■ What is the staff to participant ratio? ■ What type of training do staff members receive?

■ How are payments accepted? ■ Is a deposit required? ■ Are special care options available for participants with certain conditions, such as memory loss? ■ Are transportation services available? What is the additional fee? ■ Is physical or occupational therapy available on site? Is there an additional fee? ■ Is the facility easily accessible? ■ Is the facility clean and pleasant? ■ Do staff members and participants seem to interact frequently? ■ Are staff members welcoming and engaging? ■ Do participants appear happy and engaged? Source www.nadsa.org.

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Adult Day Centers & Services

Featured on Page

Adult Day Centers & Services Aging in Place

PHONE

CITY

Cumberland Covenant House

301-722-6681

cumberland

Evergreen Adult Day Services

301-777-2650

cumberland

George’s Creek ADC

301-463-4085

lonaconing

UCP - Cumberland Center

301-729-4275

Willow Creek Adult Center

301-777-8422

cumberland

Active Day of Pasadena

410-255-2879

pasadena

Active Day of Annapolis

410-573-9100

annapolis

Foundations Medical Adult Day Care

410-789-7772

linthicum

woods adult day care center

410-987-0360

millersville

a caring hand medical adult day center

410-789-9850

brooklyn park

Adult Day Care of Overlea

410-444-5800

baltimore

Beth Jacob Adult Day Care Center

410-466-7717

Church/Harbor Hospital

410-350-8260

Eleanor E. Hooper ADCC

410-396-8067

Golden Dove Senior Medical Day Center

410-462-3802

Golden Pond Adult Day Program

443-850-1586

Grace Outreach Adult Day Care Center

410-466-8702

Hopkins Elder Plus (PACE)

410-550-7044

Juel’s Adult Day Care

410-367-8802

Maryland ALLEGANY COUNTY

ANNE ARUNDEL COUNTY

BALTIMORE CITY

Keswick Adult Day Center

81

410-662-4218

baltimore

baltimore

baltimore

Keswick’s Adult Day Services is perfect for older adults who wish to remain living in the community yet need care and support during the day. We offer transportation, socialization, nutritious meals and medical care at an all-inclusive, affordable price. Keswick provides personalized care with meaningful activities tailored to each individual’s interests and level of function. Levindale Adult Med. Day Care

410-601-2360

baltimore

Maryland Avenue Adult Day Care Center

410-528-8730

baltimore

Phoenix Adult Medical Day Center

443-278-9290

baltimore

Providence Adult Day Care Ctr.

410-523-1500

baltimore

Ravens Med. Adult Day Care

410-225-7888

baltimore

St. Ann Adult Day Care

667-600-2680

baltimore

The League For People With Disabilities

410-323-0500

baltimore

Today’s Care and Family AMDC - Hamilton

410-319-9009

baltimore

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Adult Day Centers & Services

Featured on Page

Aging in Place Adult Day Centers & Services

PHONE

CITY

Today’s Care and Family AMDC - Harford

410-319-9161

baltimore

Walbrook Adult Day Services

410-462-5040

baltimore

Active Day of Arbutus

410-242-8900

arbutus

Active Day of Baltimore

410-242-0379

baltimore

Active Day of Parkville

410-663-9501

parkville

Active Day of Randallstown

410-922-8600

randallstown

Active Day of Timonium

410-560-6717

timonium

Alice Manor Adult Day Care

410-298-7255

baltimore

Chimes Med. Day Hab. Ctr.

410-521-1555

baltimore

Easter Seals Adult Day Services

410-277-0940

baltimore

Friends and Family Adult Day Care

410-277-0070

windsor mill

Friendship Adult Medical Day Center

410-866-3700

baltimore

Gallagher Services Med Day Care

410-252-4005

timonium

Heritage at Babcock Prys.

410-825-5575

baltimore

Interval’s Day Center

410-944-4415

baltimore

Maximum Day Services

410-581-9150

owings mills

Maryland (Continued) BALTIMORE CITY (Continued)

BALTIMORE COUNTY

Pikesville Adult Day Ctr.

410-653-3933

pikesville

Rainbow Adult Day Center of Owings Mills

410-517-1828

baltimore

Renaissance Adult Medical Day Center

410-580-9301

pikesville

ReVisions Medical Day Care

410-747-4492

Catonsville

Stella Maris Senior Day Center

410-252-4500

timonium

Stoneleigh Adult Day Services

410-296-8356

baltimore

Superior Adult Day Services, LLC.

410-496-6220

randallstown

UCP - Essextowne Center

410-574-7696

Essex

UCP - Sulphur Spring Center

410-574-9010

baltimore

Adult Day Care of Calvert Co.

410-535-0133

prince frederick

Friendly Health Services

410-535-6542

huntingtown

410-479-8065

denton

410-735-5433

eldersburg

410-552-3207

sykesville

410-840-0406

west minster

CALVERT COUNTY

CAROLINE COUNTY Caroline County Medical ADCC CARROLL COUNTY life adult medical day care The Peabody Club at Copper Ridge West End Place ADCC

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Adult Day Centers & Services

Featured on Page

Adult Day Centers & Services Aging in Place

PHONE

CITY

Active Day of Harford County

410-273-2060

belcamp

Nazarene Family Care Center

410-658-6000

colora

Union Hospital MADC

410-392-0539

elkton

301-638-4100

waldorf

301-934-6753

la plata

delmarva daybreak

410-221-1900

hurlock

North Dorchester AMDC

410-943-1106

hurlock

Pleasant Day Medical Adult Day Care

410-228-0190

cambridge

Daybreak Adult Day Services

301-696-0808

frederick

HDC - Frederick County MDC

301-791-5421

frederick

UCP - Frederick Center

301-663-8700

frederick

301-334-0585

oakland

Active Day of Harford County

410-273-2060

abingdon

Family & Children’s Services Adult Day Care

410-838-3222

bel air

Evergreens Adult Day Center

240-456-0635

gaithersburg

Long Life Adult Medical Day Center

443-276-3088

columbia

St. Stephen’s Adult Day Care

410-540-9188

elkridge

Winter Growth, Inc.

410-964-9616

columbia

410-778-5581

chestertown

Kent Island Adult Day Medical Services

410-604-3731

stevensville

Centreville Adult Day Medical Services

410-758-3533

centreville

ST. MARY’S COUNTY St. Mary’s County Medical Adult Day Services

301-373-6515

hollywood

410-651-4924

westover

410-822-4122

Easton

Maryland (Continued) CECIL COUNTY

CHARLES COUNTY Fenwick Landing Sagepoint Senior Living Services

61, 84

DORCHESTER COUNTY

FREDERICK COUNTY

GARRETT COUNTY Mountain Glade AMDCC HARFORD COUNTY

HOWARD COUNTY

KENT COUNTY Kent County MADC QUEEN ANNE’S COUNTY

SOMERSET COUNTY Westover Adult Day Services

Chesapeake Center ADC

Don’t walk the road alone. There are professionals listed in the Resources section who can help you. 800-394-9990 | retirementlivingsourcebook.com

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Adult Day Centers & Services

FeATUreD ON PAge

Aging in PlACe ADULT DAY CeNTerS & ServICeS

PHONe

CITY

DIAkON ADULT DAY ServICeS AT rAveNWOOD

301-791-1030

HAgerSTOWN

eASTer SeALS ADULT DAY ServICeS

301-745-3828

HAgerSTOWN

FLOrIDA AveNUe MDC

301-714-1003

HAgerSTOWN

HOMeWOOD ADULT DAY CAre

301-582-4893

WILLIAMSPOrT

keMP HOrN MeDICAL DAY CAre CeNTer

301-824-5142

SMITHSBUrg

UCP - HAgerSTOWN CeNTer

301-790-1493

HAgerSTOWN

WASHINgTON CO. HDC - ADC

301-791-5421

HAgerSTOWN

DOve POINTe, INC.

410-341-4472

SALISBUrY

LAkevIeW ADULT DAY ServICeS

410-749-1142

SALISBUrY

SHADY PINeS ADULT DAY ServICeS

443-523-0050

SALISBUrY

ArBOr AT OCeAN PINeS

410-208-3999

BerLIN

HArTLeY HALL ADULT MeDICAL DAY CAre

410-957-2252

POCOMOke CITY

WOrCeSTer ADULT DAY MeDICAL ServICeS

410-632-0111

SNOW HILL

717-624-5500

NeW OxFOrD

marYland (Continued) WasHington CountY

WiComiCo CountY

WorCester CountY

PennsYlVania adams CountY Cross keYs Village adult daY serViCes

35

DON’T MISS OUR NEXT SPRING 2019 ISSUE!

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Compassion Compassion Excellence Excellence Dignity Dignity

Answers for the Aging 667-600-2100 or toll-free 1-888-50ASKUS (Md. only)

Offers telephone-based information and referral service for older adults and caregivers. Tax C

red aparTmeniT T available s

Catholic Charities Senior Communities 667-600-2280

Operates 24 supportive apartment communities throughout the Baltimore area that are home to more than 1,800 older adults.

St. Ann Adult Day Services 667-600-2680

Provides seniors with activities, socialization and medical supervision so that older adults can continue to live at home.

IMMEDIA OPENINGTE S

Caritas House Assisted Living 667-600-2660

Provides care and assistance for elders 62 and older who require help in performing daily activities and can no longer live independently.

The Neighborhoods at St. Elizabeth Rehabilitation and Nursing Center 667-600-2600

Offers a comprehensive array of individualized rehabilitation and nursing services, including short-term rehabilitation, skilled nursing care and memory care.

www.cc-md.org/seniors

Inspired by the Gospel mandates to love, serve and teach, Catholic Charities provides care and services to improve the lives of Marylanders in need. Catholic Charities welcomes people regardless of faith and is an Equal Housing Opportunity provider.

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The Maples keeps you connected to the community you love and the friends and family you cherish, while building new friendships at a place you’ll be proud to call home. Living life on your own terms shouldn’t stop when you need supportive care. We’re there to provide a hand with the daily activities that can get in the way of enjoying each day. Stop in at the big yellow house on the hill. We’ll show you how easy the next step can be.

Call us: 410-296-8900 It makes good sense to have a plan.

A little research now means you’ll be prepared when you‘re ready to make a move. Come for a tour! A place on our Priority List gives you peace of mind.

Assisted Living | TheMaples-Towson.com | 7925 York Road, Towson, MD 21204

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