Sourcebook
PA/DE/NJ EDITION | WINTER 2018/2019
28
HOUSING
HOME CARE
RESOURCES
HELP FOR FAMILIES
The Complete SOURCE for EVERY Senior Living Option
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WINTER 2018/2019
RETIREMENT LIVING
ok cebo So1u99r0 -Fa2m0ili1es8& Professionals
28 Years of Serving S
, eniors
SOURCEBOOK
BEAUMONT AT BRYN MAWR DISCOVERING THE “DIFFERENCE” Cover Story, 22
PA/DE/NJ Edition 18-1600-01.indd 1
TEL HAI RETIREMENT COMMUNITY
DUNWOODY VILLAGE
PINE RUN
Discover the Benefits
Find Friends Here
Taking the Wheel
see page 36
see page 44
E E R
see page 89
www.retirementlivingsourcebook.com
F
11/15/18 11:35 AM
Building community for more than 60 years. ROSEMONT
PRESBYSINSPIREDLIFE.ORG
SPRING MILL
404 Cheswick Place Rosemont, PA 610-527-6500 ExploreRosemont.org
2002 Joshua Road Lafayette Hill, PA 610-260-1175 ExploreSpringMill.org
BROOMALL
RYDAL PARK
146 Marple Road Broomall, PA 610-356-0100 ExploreBroomall.org
1515 The Fairway Rydal, PA 215-376-6292 ExploreRydalPark.org
Now accepting reservations for Rydal Waters at Rydal Park, our new cottage property. Call 215-376-6292 to learn more.
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Your parent... our passion.
99 Barclay Street • Newtown, PA 18940
CH.Kendal.org 267-291-2300 Friends Services for the Aging
EQUAL HOUSING OPPORTUNITY
800-394-9990 | retirementlivingsourcebook.com
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We believe that our lives are made stronger through generosity, and the caregivers at Chandler Hall exemplify this spirit. Their continuing contributions of skill and talent to our common life and to the residents are hallmarks of a community defined by inclusivity, collaboration, compassion and trust. Persons needing memory support have the opportunity to flourish here.
If you’re looking for a place for your parent, please give us a call, we’re here because we care. 1 11/20/18 2:05 PM
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800-394-9990 | retirementlivingsourcebook.com
11/9/18 5:51 11/20/18 2:05 PM PM
I chose Sage. SAGELIFE disrupts the negative paradigms around aging; outdated mindsets that have been barriers to recognizing senior living as an aspirational move; as the wisest choice for successful aging. Community living is the best way to fully realize the potential of our senior years.
Living to the Power of You MALVERN, PA | LivingAtEchoLake.com 484-568-4777 | Retirement Living, Reinvented
OPENING JANUARY 2019
WALLINGFORD, PA | PlushMills.com 610-690-1630 | Independent & Supportive Living
PAOLI, PA | DaylesfordCrossing.com 610-640-4000 | Supportive Living & Memory Care
NORTH WALES, PA | KyffinGrove.com 267-460-8100 | Supportive Living & Memory Care
COMING FALL 2019: OVATION AT RIVERWALK.com | PLAINSBORO, NJ | 609-208-8085
800-394-9990 | retirementlivingsourcebook.com
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Sourcebook retIreMeNt LIvING
HOUSING HOME CARE RESOURCES HELP FOR FAMILIES
Delaware Valley — Pennsylvania, New Jersey, Delaware • Winter 2018/2019
52
104
159
RESOURCES
HOUSING
AGING IN PLACE
HELP FOR SENIORS
CHOOSE YOUR STYLE
OPTIONS FOR HOME
52 Elder Law 58 Moving /Downsizing 62 Aging Life Care
104 Life Plan Communities 117 Independent Living 130 Assisted Living/ Personal Care 145 Memory Care 148 Nursing & Rehab
159 Home Care 170 Adult Day Care
8.25x5.3125 BC Source Book ad_Layout 1 10/30/18 3:25 PM Page 1
Your Life.Your Plan. Your Community. Call us to schedule a Complimentary Lunch and Personalized Tour 215.752.2370
A Life Plan Community at Bucks County
3200 Bensalem Boulevard, Bensalem, PA 19020 215.752.2370 junipercommunities.com 4 18-1601-01.indd 4
800-394-9990 | retirementlivingsourcebook.com
11/20/18 2:05 PM
Exemplary. Caring. Supportive. Nationwide Healthcare Centers, renowned for our consistent delivery of exemplary short-term rehabilitation and long-term care, offer environments that are warm and welcoming. We believe it takes a village to care for the elderly, with each member of our team focused on the preservation of each resident’s quality of life.
Sterling Healthcare & Rehabilitation Center Media, PA 610-566-1400
Regency Healthcare & Rehabilitation Center Wilmington, DE 302-654-8400
Brookside Healthcare & Rehabilitation Center Abington, PA 215-884-6776
Laurel Square Healthcare & Rehabilitation Center Philadelphia, PA 215-224-9898
Regal Heights Healthcare & Rehabilitation Center Hockessin, DE 302-998-0181
Renaissance Healthcare & Rehabilitation Center Philadelphia, PA 215-727-4450
NationwideHealthcare.com 800-394-9990 | retirementlivingsourcebook.com
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tABLe oF CoNteNtS Get Started
22
Cover Story
How to Use Guide ....................................... 10
Spotlight on... Senior Housing ......................................... 101 Alzheimer’s Residences ............................ 147 Home Health Care .................................... 168
Find resources Frequently Dialed Numbers ......................... 70
Plan a Move Prepare to Move ......................................... 58 Help for making the move
Health and Wellness Women: Learn When You Might be Having a Heart Attack ............................................... 48 Symptoms are different for women The Cardiologist Will See You Soon.............. 49 New program offers next day appointments
Find Legal/Financial Solutions Elder Law Assistance .................................. 52 Obtain Legal Advice
Seek Help for Families Find Aging Life Care .................................... 62 Professional guidance for seniors Choose Memory Care................................ 145 A special care residence might be the right option
Age In Place Universal Design......................................... 50
Discovering the “Difference”
Designed for convenience, safety & economy
With checklist in hand, each prospective resident discovered a compelling “difference” about Beaumont at Bryn Mawr that matched their personal vision of retirement. Through a series of interviews, learn what ultimately convinced them to make the move. Pictured above: Evelyn and Gerry Isom (who met at Beaumont) in the kitchen of their newly renovated apartment.
Home Health Care .................................... 159 Getting help to stay at home Locate Resources ..................................... 163 Help is available in your neighborhood Adult Day Centers ..................................... 170 Unique option for family caregivers
ASSISTED LIVING & MEMORY CARE
Visit us online at LodgeLane.org.
302-757-8100 1221 Lodge Lane | Wilmington, DE 19809
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800-394-9990 | retirementlivingsourcebook.com
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tABLe oF CoNteNtS 44
36
Discover the Benefits of a Life Plan Community
Friends You Can Only Find Here
As a Life Plan Community, the value of a retirement community like Tel Hai lies in the priority access to the full range of residential accommodations, amenities and services to enhance and secure your retirement experience.
At Dunwoody Village, residents enjoy a welcoming atmosphere and a sense of camaraderie that fosters friendships.
89
Find more details about Retirement Communities at www.retirementlivingsourcebook.com
Taking the Wheel in retirement
Carole Ann Thomas had experienced many of life’s twists and turns when she rode into Pine Run in August 2015. Now she enjoys serving her new community on several committees and looks forward to a vibrant future.
Resident Centered. Family Focused. Senior Living Community Personal Care · Memory Care
• Spacious Studio Apartments • 24/7 Caregivers • Comprehensive Recreation & Wellness Programs • On-site Therapy with Good Shepherd
340 Farmers Lane • Sellersville, PA 18960 Next to Grandview Hospital www.hiddenmeadowsontheridge.com Call 215-257-6701 to schedule a tour & have lunch, on us! 800-394-9990 | retirementlivingsourcebook.com
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The Future Is So Bright …
A
t The Highlands, we’re ready for the next generation of seniors … and the future has never looked brighter. From exciting new residential living villas and the addition of a world-class memory care program, to an enhanced fitness and wellness center and new on-site specialty physician services, we’re setting new standards in retirement living to ensure our residents can – and do – thrive! Brighten your future! Join our Future Resident Club today and learn more about the exciting changes coming to The Highlands.
610.775.2300
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610.775.2300 • TheHighlands.org 2000 Cambridge Avenue, Wyomissing, PA800-394-9990 19610 | retirementlivingsourcebook.com 11/20/18 2:05 PM
A Great Place to Visit.
An Even Better Place to Retire. With its rolling farmland, active suburbs, and a lively downtown, you’ve discovered that Lancaster is a great place to visit. It’s a city bustling with shops, live theater, historical sites, and nationally recognized restaurants, creating many opportunities to learn, explore, and have fun. As great as Lancaster is to visit, it’s an even better place to retire. Citing criteria that include happiness of local residents, housing affordability, tax rates, and healthcare quality, U.S. News ranks Lancaster #2 on its Best Places to Retire list and #32 in Best Places to Live.
Ready to explore senior living here? Nestled on 210 acres just three miles from downtown Lancaster, we invite you to discover Willow Valley Communities, a premier 55+ community with a 30+ year tradition of amenity-rich excellence. As an A-rated Lifecare community, you get the financial security of knowing your fees won’t increase because you later need personal care, skilled nursing care, or memory support. Willow Valley Communities may be one of finest— and smartest —investments you can make for your retirement. And with 90+ floor plans, from cozy studios to 3,300 square foot townhomes, there is something for everyone. While you’re visiting Lancaster, contact us for your personalized tour.
877.959.0130 | Info@WillowValley.org | WillowValleyCommunities.org | Lancaster, PA 800-394-9990 | retirementlivingsourcebook.com
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How To Use PA/De/NJ edition | Winter 2018/2019
1 ESTABLISH NEEDS
2
EXAMINE Learn about the wide variety of senior living options.
Review the current living situation.
resources Options Page 52
Consider present and future healthcare needs and lifestyle preferences.
Home
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ge In P Care A guide Home y step
Use the resources section to find professionals who can help. See page 52.
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RESOURCES ELDER LAW
Elder Law Providers
Utilize your resources and ask the right questions fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death.
Age In Place Options Page 159
Find helpful articles and easy-to-use checklists in every section.
Assess financial means and corresponding options.
Most CCRCs require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the CCRC to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance
Housing Options Page 104
Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more expensive than those without refunds or those that are partially refundable or refundable on a declining basis. Excerpt from Consumer Guide to Understanding Financial Performance and Reporting: Enhancing People’s Lives in Continuing Care Retirement Communities.
A
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You Have options!
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Have you been told it is illegal to transfer assets within five years of going into a nursing home? False! You have options!
800-394-9990 | retirementlivingsourcebook.com
Have you been told by a government agency, hospital discharge planner or nursing home, if your spouse is in a nursing home you must spend down your resources before being eligible for any assistance? False! You have options! Has the nursing home told you don’t need an attorney? False! You have options! Get the facts. Call us to reserve your place at our next free seminar.
Elder Law Attorney
Michael G. Day
11/20/18 2:06 PM
Sourcebook retIreMeNt LIvING
HOUSING HOME CARE RESOURCES HELP FOR FAMILIES
the Complete SoUrCe for every Senior Living option
3
4
EXPLORE
resources Options Page 55
Housing Options Page 99
Age In Place Options Page 167
retirementlivingsourcebook.com offers a great way to geographically target your search
EVALUATE
Create a list of potential communities or professionals. Begin calling and emailing options to get more information. Schedule site visits and meetings with resources. Use the checklists in every section.
Location matters. The best community is often the one in YOUr neighborhood. Start your search close to home.
800-394-9990 | retirementlivingsourcebook.com
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Affordable Living To Live Life Well. Starting as low as
$1,374 Per Month We also offer Short Term Rehab to get you back on your feet again.
A Continuing Care Retirement Community
Christ’s Home offers one of the most affordable monthly fee programs of any retirement community in the region, Call TODAY at 215-956-1802 for a personalized tour. For more information visit: www.christshome.org 12 18-1601-01.indd 12
Senior Services 800-394-9990 | retirementlivingsourcebook.com
11/20/18 2:06 PM
Independent living you can depend on.
you
It’s an age when we’re living longer and looking to live life to the fullest.
o the fullest.
At Ashbridge Manor Senior Living you’ll have everything you need to help you do that... transportation, housekeeping,
nsportation, housekeeping, nutritious meals, engaging activities and entertainment... all right here! And with our indoor pool, fitness classes oor pool, fitness classes and s visiting physicians, an exercise room you can stay vital and strong. We also provide wellness services such as visiting physicians, an your independence. emergency call system and home care services that will allow you to continue enjoying your independence.
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Anniversary Anniersary
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Font: University Roman
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9 71 E a s t L a n c a s t E r av E . • D o w n i n g t o w n , Pa 19 3 3 5 ter County 610 . 2 69. 8 8 0 0 • w w w. a s h b r i D g E m a n o r . c o m C o n v e n i e n t L y L o C At e d n e A r r o u t e 3 0 B y p A S S i n H i S t o r i C C H e S t e r C o u n t y 800-394-9990 | retirementlivingsourcebook.com
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Like a painting, The Quadrangle lifestyle is rich with the dimension YOU give it
E
ach day at The Quadrangle is a masterpiece, and you, as a resident, are the artist. Every morning, you get to design your day, whether that includes relaxing in the garden with a novel, having drinks with a lively group of friends, walking a couple of miles on the treadmill.... Whatever you decide, we believe it’s important you have the freedom to choose. So we’ve cultivated an environment that offers many, many opportunities to explore your options. Come visit to see all that’s waiting for you.
610-642-3000 3300 Darby Road, Haverford, PA 19041 • www.thequadrangleccrc.com
Independent Living, Personal Care, Skilled Nursing, Rehabilitative Care, Memory Care 14
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800-394-9990 | retirementlivingsourcebook.com
800-394-9990 | retirementlivingsourcebook.com
11/20/18 2:06 PM
Experience the Difference
Riddle Village has stood the test of time. 25 years of caring for thousands of individuals who have called Riddle Village home or the place they love to work. 25 years of giving back to the surrounding community. 25 years of fiscal responsibility, resident satisfaction and stabilized occupancy. 25 years of doing what we do best ... Lifecare. That is why we can say without hesitation: RIDDLE VILLAGE KNOWS LIFECARE
RiddleVillage.org | (610) 891-3700 | 1048 West Baltimore Pike, Media, PA 19063 fit 800-394-9990 | retirementlivingsourcebook.com 18-1601-01.indd 15
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Taking the Wheel in Retirement Classic continuing care retirement living rolls into the next generation at Pine Run with the very real benefit of four decades of experience. Fringetree Court is situated for every best advantage. Interactions with neighbors and a new, active “Hub” under construction offer an enriching lifestyle. The sophistication of town in a park-like setting, stunning apartments, sunrooms, and an inside garage for those who want to tuck in their cars bring satisfying rewards. A member of Doylestown Health, Pine Run also offers independent living cottages, personal care suites, secure memory care, and a 5-star rehabilitation center. Good to know!
Call 800-992-8992.
Pine Run
Retirement Community | Lakeview The Garden | Health Center Member of Doylestown Health
777 Ferry Road, Doylestown, PA 18901 800.992.8992 • pinerun.org 16 18-1601-01.indd 16
800-394-9990 | retirementlivingsourcebook.com
11/20/18 2:06 PM
FAMILY VALUES Harrison Senior Living has been dedicated to senior care for more than 40 years, beginning with our very first resident — James P. Harrison Sr., the father of our company’s founder. Today, we continue to make life more rewarding for seniors, offering compassionate services, amenities and support as needed, at incredibly affordable prices. Come arrange a tour at one of our warm and welcoming communities, including two Maryland locations. Experience the Harrison family difference for yourself. We look forward to meeting you! HARRISON HOUSE OF CHESTER COUNTY, PA (610) 384-6310
East Fallowfield, PA Independent Living, Personal Care
HARRISON HOUSE OF CHRISTIANA, PA (610) 593-6901
Skilled Nursing, Rehabilitation, Memory Care, Respite Care HARRISON HOUSE OF GEORGETOWN, DE (302) 856-4574
Skilled Nursing, Rehabilitation, Memory Care, Respite Care www.HarrisonSeniorLiving.com
HARRISON SENIOR LIVING
Family operated for over 40 years PET FRIENDLY
800-394-9990 | retirementlivingsourcebook.com
retirementlivingsourcebook.com | 800-394-9990
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SHORT TERM REHABILITATION
THE BEST TO GET
PLACE
BETTER
610.746.1000 www.MORAVIAN.com 18 18-1601-01.indd 18
Wellness for Life...Care for Life 800-394-9990 | retirementlivingsourcebook.com
11/20/18 2:06 PM
AC T I V I T IE S PROGRAMMING
LIVE
THE EXCEPTIONAL F I V E STA R S E N I O R L I V I N G
OFFERING: • Independent Living • Award-Winning Memory Care
D E L AWAR E FO RWO O D M A NO R 1912 Marsh Road • Wilmington, DE 302-529-1600 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation FO U L K M A N OR N O RTH 1212 Foulk Road • Wilmington, DE 302-478-4296 Independent Living • Assisted Living Memory Care • Skilled Nursing On-site Rehabilitation FO U L K M AN O R S O U T H 407 Foulk Road • Wilmington, DE 302-655-6249 Assisted Living • Memory Care Intermediate Nursing Care M I L LC R O F T 255 Possum Park Road • Newark, DE 302-366-0160 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation SHIPLEY MANOR 2723 Shipley Road • Wilmington, DE 302-479-0111 Independent Living • Assisted Living Skilled Nursing • On-site Rehabilitation SOMERFORD HO USE 501 South Harmony Road • Newark, DE 302-266-9255 Assisted Living • On-site Rehabilitation SOMERFORD PLAC E 4175 Ogletown Road • Newark, DE 302-283-0540 Memory Care • On-site Rehabilitation Pet Friendly 800-394-9990 | retirementlivingsourcebook.com
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NEW JERSEY C H E R RY H I L L SENIOR LIVING 490 Cooper Landing Rd. • Cherry Hill, NJ 856-482-9300 Assisted Living • Memory Care On-site Rehabilitation PREMIER RESIDENCES OF TEANECK 655 Pomander Walk • Teaneck, NJ 201-836-3634 Independent Living • Assisted Living L E I S U R E PAR K 1400 Route 70 • Lakewood, NJ 732-370-0444 Independent Living • Assisted Living Memory Care • On-site Rehabilitation MT. ARLINGTON S E N I O R L I V IN G 2 Hillside Drive • Mt. Arlington, NJ 973-601-0988 Assisted Living • Memory Care On-site Rehabilitation VOORHEES SENIOR LIVING 501 Laurel Oak Road • Voorhees, NJ 856-566-2340 Assisted Living • On-site Rehabilitation WASHINGTO N TOWNSHIP SENIOR LIVING 600 Medical Center Drive • Sewell, NJ 856-582-8700 Assisted Living • On-site Rehabilitation
LIFE
• Assisted Living • Rehabilitation & Wellness
NEW YORK PREMIER RESIDENCES OF YONKERS 537 Riverdale Avenue • Yonkers, NY 914-423-2200 Independent Living • Assisted Living Memory Care PENNSYLVANIA CLARKS SUMMIT SENIOR LIVING 950 Morgan Highway • Clarks Summit, PA 570-586-8080 Personal Care • On-site Rehabilitation THE DEVON SENIOR LIVING 445 North Valley Forge Road • Devon, PA 610-263-2300 Personal Care • Memory Care On-site Rehabilitation EXTO N SENIOR LIVING 600 North Pottstown Pike • Exton, PA 610-594-0200 Personal Care • Memory Care On-site Rehabilitation GLEN MILL S SENIOR LIVING 242 Baltimore Pike • Glen Mills, PA 610-358-4900 Personal Care • On-site Rehabilitation NEWSEASONS AT NEW BRITAIN 800 Manor Drive • Chalfont, PA 215-997-8700 Personal Care • On-site Rehabilitation TIFFANY COURT AT KINGSTO N 700 Northampton Street • Kingston, PA 570-283-2336 Personal Care • Memory Care On-site Rehabilitation
www.FiveStarSeniorLiving.p ©2018 Five Star Senior Living
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Your Community, Your Home. At Greenfield, we’re all about the comforts of home. We have a vibrant social calendar and engaging activities to keep you on your toes, and a friendly, smiling staff to greet you everyday. When it comes to your care and your needs, Greenfield will go above and beyond. Our Signature Wellness model of care ensures only the best support for your intellectual, physical, and social well-being. Come visit us today and discover the difference of award-winning, dependable care that so many have come to love and trust.
Greenfield Senior Living of Perkiomen Valley
Independent Living | Personal Care | Memory Care | Short-term Stays | Hospice Care 300 Perkiomen Avenue | Schwenksville, PA 19473
(610) 287-1822
Greenfield Senior Living at Cross Keys
Assisted Living | Memory Care | Short-term Stays | Hospice Care 3152 Glassboro-Cross Keys Road | Glassboro, NJ 08028
(856) 307-2100
For more information, please visit our website 20
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Ready to create
your dream home?
Make new friends? Cook only when you want? Discover new passions? And say goodbye to one of these?
Embrace Retirement Your Way! SpiriTrust Lutheran® communities support a lifestyle filled with flexibility and choice. Personalize your home—from flooring, cabinetry, fixtures and more—using your Decorator Dollars. Discover new passions and friends through Spirit360TM. Relax and leave meal preparation to us when you choose not to cook with our optional dining plan. Finally say goodbye to honey-do lists and all the tools needed to maintain your home and property. Our six communities are close to everything you want, with both in-town settings and countryside locales. You’ll also secure a plan for your future with our in-home care and continuing care offerings. So come, embrace retirement your way!
• The Village at Gettysburg Gettysburg, PA | 717-334-4443
• The Village at Luther Ridge • The Village at Sprenkle Drive Chambersburg, PA | 717-261-1251 York, PA | 717-767-0579
• The Village at Kelly Drive York, PA | 717-854-5010
• The Village at Shrewsbury Shrewsbury, PA | 717-235-5737
• The Village at Utz Terrace Hanover, PA | 717-637-0633
Residential Living Cottages & Apartments • Assisted Living • Personal Care Memory Support Care • Long-Term Skilled Care • Short-Term Rehabilitation
888-404-3500 • www.SpiriTrustLutheran.org
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Pet Friendly
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Cover Story
Beaumont at Bryn Mawr, Discovering the “Difference”
F
inding the right retirement community can be a process. Usually prospective residents start with a checklist, visit a number of communities, and try to discover the essential, defining “difference” on which to base their decision. Gerry Isom found the “difference” in Beaumont at Bryn Mawr’s structure: a not-for-profit Life Plan Community that is cooperatively owned and governed by residents. Its own professional management team works on behalf of the owner-residents, not for an outside board or corporation. As a result, Gerry has a direct say in the way he lives and the support and care he receives. He can choose to serve on the Board of Directors or any number of committees that govern and inform life at Beaumont. Gerry made the move to Beaumont in 2017 after a successful career at the helm of several large insurance companies. “I’ve worked too hard throughout Gerry Isom above, and with his wife, my career to have someone Evelyn, in their living room, top. else make decisions about 22
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my retirement,” he said. “I wanted to be actively engaged in my retirement and involved in my community.” Of course, Beaumont had to check all the other boxes for Gerry. “Beaumont is a comfortably-sized Life Plan Community. Not huge, so it comes with excellent services and attention to every detail. It has a quiet elegance and superb amenities, like the many dining options. More people should know about Beaumont because I didn’t see another place quite like it.” Linda Madara, who moved to Beaumont in 2016, also found her “difference” in ownership, but in a more communal sense. “It changes the way residents feel about their homes and community. There is a tremendous sense of pride, very non-institutional. And since residents are all owners, there is an equality – no one is more or less important – that creates a feeling of genuine warmth and camaraderie.” She attributes the feeling of camaraderie to the manageable size of the community. “At Beaumont, residents and staff know one another by name. There are no plans for additional construction, so the community will not get larger and risk losing its character. The size of the community is measured in personal relationships and friendly faces, not in newly constructed apartment blocks.” Joan Bromley found her defining “difference” in the fact that she would own her home. At Beaumont there is no 800-394-9990 | retirementlivingsourcebook.com
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Cover Story
entrance fee. Instead, new residents purchase their apartment or villa to become a resident-owner in the community. In 2017, she and her husband traded in their family house and two acres for the 3900 square-foot villa at Beaumont. “We were tired of spending our precious time on maintenance and chores. Now we literally have the best of all worlds. We have all the benefits of homeownership and everything is taken care of for us – and I mean everything. “We found that the homes at Beaumont offered more value for the money than other communities did. We chose our villa because it overlooks the pond and the spectacular Beaumont Woods. We redesigned and remodeled it, creating a glass wall to Joan Bromley doing what she loves best; her villa overlooking the pond and woods in the background. watch the seasons change right in front of us, bird song and all.” She also feels that her home alone in feeling this way.” extends well beyond her four walls. “As an owner in Delores Steinberg found the community, I feel my home includes the grounds; her “difference” in the the centerpiece of the monthly fees and what it Beaumont community, the included. After doing the Victorian Mansion with its math, she and her husband amazing music room and moved to Beaumont in 2017. commons; the super-modern “Here the monthly fee covers fitness and pool facilities; virtually everything, and we don’t get charged extra for every the library, theater and so little thing. My life at Beaumont is the perfect balance of much more. And I’m not activity and tranquility. Everything is beautifully managed
Delores Steinberg (inset), and above residents dancing to the smooth sound of Beaumont’s own Wynlyn Jazz Ensemble. 800-394-9990 | retirementlivingsourcebook.com
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for us, and most of the services are included in our monthly fee.” She admits that at the top of her checklist was the dining program. “I love good food and eating well is a passion at Beaumont. There is nothing institutional about dining here – no set time, no buffet lines. Our executive chef offers three menus daily and we enjoy table-side service at one of nine dining rooms – from the Bistro, the casual Grill Room, to the elegant Mansion dining rooms.” Equally important to Delores is keeping her mind and spirit well-fed. Said Delores, “At Beaumont, there is something for everyone… music, performances, classes, great trips. Even our own speaker series…Beaumont makes it so easy to celebrate life.” She and her husband, Marvin, enjoy travelling and feel that Beaumont’s Continued on page 25 23 11/20/18 2:06 PM
Own Your Retirement! “ ‘Ownership’ changes the way residents feel about their home and community. We share a tremendous sense of pride. Not only is Beaumont not-for-profit, it is non-institutional. There’s an equality among residents that creates a feeling of genuine warmth and camaraderie.” – Linda, resident since 2017
You have worked too hard to let someone else make decisions about your retirement lifestyle. At Beaumont, residents own and govern the community. The professional management team works on behalf of residents rather than for an outside board or corporation. Residents have a direct say about the way they choose to live and the support and care they receive – for life. Beaumont is a nationally recognized Life Plan Community. Schedule your visit today by contacting Audrey Walsh at 610.526.7000 or www.BeaumontRetirement.com
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Cover Story
Beaumont at Bryn Mawr … Continued from page 23
location in the heart of the Main Line makes it the perfect base of operations. Said Marvin, “The Philadelphia metropolitan area is second to none when it comes to world-class concert halls, museums, sports venues, historical attractions, restaurants - even mountains and beaches. The nearby Amtrak station and the Philadelphia airport put any destination on the planet within easy reach.” The “difference” for Dr. David Balamuth was the health-care program. He and his wife, Margaret, made their move in 2017 because Beaumont offers a full continuum of quality care – from wellness, preventive care and rehab services, to personal and skilled nursing care – for life. “I wanted to make sure we were set for life and made all the decisions Casual dining in the intimite Bistro, with tableside service and fully-stocked bar. while we were still healthy and able – without having to disrupt our children’s David also recognized the role “ownership” plays in the busy lives with a sudden health event.” philosophy and delivery of care at Beaumont. “As an owner In particular, the financial equation related to health care in the community, I will never have my health-care decisions appealed to David. “Beaumont integrates a form of longforced on me, or be forced to move. Whether I choose to term care insurance into its health-care services, providing age in place or move into care, it will always be our choice.” us with the peace of mind we need, without putting the Margaret summed it up by saying, “Every resident at monthly fee out of reach.” Beaumont found their own “difference” and their own reason for moving here. All I can say is that you are never too young. Make the move while you can fully enjoy it.”
Dr. David Balamuth and a photo of the pool and exercise facilities - the key to longterm wellness. 800-394-9990 | retirementlivingsourcebook.com
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Wilmington, Delaware Phone: (302) 655-6135 Short-Term Rehab, Long-Term Care & Memory Care ParkviewNursingCare.com Newark, Delaware Phone: (302) 409-3200 Short-Term Rehab, Long-Term Care & Independent Living ChurchmanVillage.com
Lewes, Delaware Phone: (302) 645-4664 Short-Term Rehab, Long-Term Care & Memory Care HarborNursingCare.com
OUR FAMILY CARING FOR YOURS 800-394-9990 | retirementlivingsourcebook.com
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everything your loved one needs for care
plus everything they deserve Whether your loved one requires nursing, rehabilitation, dementia care or personal care living Harlee Manor provides the highest standards of care. Why We Are Different... • Exemplary rating by Medicare • Rehabilitation programs that restore independence • Therapeutic program for managing dementia • Personal Care Living, balancing independence and assistance For more information or to schedule a visit please call 610-544-2200 or visit www.harleemanor.com 28 18-1601-01.indd 28
800-394-9990 retirementlivingsourcebook.com 463 West Sproul road • Springfield, PA |19064 11/20/18 2:06 PM
The
Joy
of living among friends.
Someone to chat with, dine with, laugh with...life is livelier when shared with friends. EXCEPTIONAL CARE & COMFORT, UNPARALLELED VALUE Comfortable, sophisticated surroundings, attentive, customized care, affordable monthly rates...can you find everything you're looking for in one community? Yes!
Supportive Living & Connections Memory Care
Come for a tour! Say you saw us in the SourceBook.
267-460-8100 | KyffinGrove.com | 1419 Horsham Road, North Wales, PA
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www.chg.org PHILADELPHIA Immaculate Mary Center For Rehabilitation & Healthcare 2990 Holme Avenue Philadelphia, PA 19136 215-335-2100 IMrehab.org
St. John Neumann Center For Rehabilitation & Healthcare 10400 Roosevelt Boulevard Philadelphia, PA 19116 215-698-5600 STNrehab.org
St. John Neumann Center For Adult Day Care 10400 Roosevelt Boulevard Philadelphia, PA 19116 215-698-5655 STNrehab.org
St. Monica Center For Rehabilitation & Healthcare 2509 South 4th Street Philadelphia, PA 19148 215-271-1080 STMCrehab.org
CHESTER COUNTY St. Martha Center For Rehabilitation & Healthcare 470 Manor Avenue Downingtown, PA 19335 610-873-8490 STMrehab.org
DELAWARE COUNTY St. Francis Center For Rehabilitation & Healthcare 1412 Lansdowne Avenue Darby, PA 19023 484-493-7111 SFrehab.org
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St. Martha Villa For Independent & Retirement Living 490 Manor Avenue Downingtown, PA 19335 610-873-5300 STMrehab.org
MONTGOMERY COUNTY St. Mary Center For Rehabilitation & Healthcare 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900 SMMrehab.org
St. Mary Villa For Independent & Retirement Living 701 Lansdale Avenue Lansdale, PA 19446 215-368-0900 SMMrehab.org
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Understanding Senior Living A Glossary of Key Terms Like most industries, the senior living industry is ripe with acronyms and “insider” terms that can quickly become overwhelming. Sourcebook is filled with articles that will take the mystery out of the industry. This glossary is a compilation of key terms from all of our articles to help readers quickly find—and define— terms they may hear while calling providers or performing additional research.
Accreditation
Aging in Place
A seal of approval given by an independent organization to a community or service provider. Communities or providers must meet high standards set by the organization and submit to regular inspections and reviews.
The idea that seniors can choose to remain in their home living environments despite the physical and/or mental decline that may occur with aging.
Active Adult Communities
Health and human services specialists who act as a guide and advocate for families who are caring for older relatives or disabled adults. Also known as Geriatric Care Managers.
Communities designed for active adults who do not need healthcare services. Communities typically feature an array of amenities and are often adjacent to golf courses. Individuals must be 55 or older to move into these communities.
Activities of Daily Living (ADLs) Activities that are typically performed on a daily basis including eating, bathing, dressing, grooming, toileting, and medication management.
Aging Life Care Professionals
Aging Life Care Association (ALCA) Organization that represents Aging Life Care Professionals. Members must meet stringent education, experience and certification requirements.
Caregiver The primary person charged with caring for an older adult or individual with a disability. Caregivers can be a family member or a designated healthcare professional.
Certified Senior Housing Professionals (CSHPs) Real estate professionals who have completed extensive coursework on how best to assist older adults and their families in the home buying or selling process.
Alzheimer’s Disease Advance Directives Legal documents that express an individual’s wishes with regard to medical decisions. These can include living wills, powers of attorney and health care proxies. They provide direction to an appointed agent to speak on behalf of a person who is unable to speak for himself.
Administration on Aging (AoA) An agency of the United States Department of Health and Human Services. AoA promotes the well-being of older individuals by providing services and programs designed to help them live independently in their homes and communities.
Adult Day Care Facilities that offer socialization, activities and necessary supervision for seniors during the day. Assistance may also be available with the activities of daily living. 800-394-9990 | retirementlivingsourcebook.com
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A type of dementia that causes problems with memory, thinking and behavior. Symptoms usually develop slowly and get worse over time, becoming severe enough to interfere with daily tasks.
Area Agencies on Aging (AAAs) Organizations that serve senior populations in their local areas. AAAs receive federal funding under the Older Americans Act and most supplement that funding with additional state and local revenues. AAAs provide a broad range of services for seniors and their families. To find your AAA, visit n4a.org.
Assisted Living Communities Communities that offer residents housing and supportive services delivered by qualified staff members. Assistance with the activities of daily living (ADLs) is available. Amenities vary widely but all communities offer basic services, including meals, supervision and security. In Pennsylvania, Assisted Living is also known as Personal Care.
Companion Care A type of home care delivered by caregivers, or companions, who serve as surrogate family members. Assistance can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising.
Continuing Care Retirement Communities (CCRCs) Communities offering long-term contracts that guarantee lifelong shelter and access to specified health care services. Different levels of care are available to residents including independent living, assisted living and nursing care. See also Life Plan Communities. Continued on page 34 31 11/20/18 2:06 PM
Turns Out, Less Really is
More!
Experience the Upside of Downsizing. At Diakon Senior Living, you can enjoy an active, engaging lifestyle with abundant choices and amenities and services that make life easier. It’s a lifestyle designed to keep you healthy and well, all with more travel, friends, free time, money and freedom and much less yard work, cleaning, maintenance, bills and stuff! Without the big responsibilities and headaches, you have the time to focus on what’s really important to you. And, with the security of available health care, you’ll never have to worry about what happens if needs change! What are you waiting for?
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This is the Way to Discover a retirement lifestyle with less hassle and more living! Call today to schedule a personal visit at the location nearest you. Buffalo Valley Luther an Village | Lewisburg, PA | 570.415.1795 Cumberland Crossings | Carlisle, PA | 717.462.7448 Frey Village | Middletown, PA | 717.388.0198 Diakon Senior Living – Hagerstown | Hagerstown, MD | 240.513.2570 Luther Crest | Allentown, PA | 610.628.4041 The Luther an Home at Topton | Topton, PA | 610.816.6358 Manatawny Manor | Pottstown, PA | 610.482.4253 Ohesson | Lewistown, PA | 717.447.5092 Twining Village | Holland, PA | 215.600.1938
www.DiakonSeniorLiving.org Diakon does not discriminate in admissions, the provision of services, or referrals of clients on the basis of race, color, creed, religion, sex, national origin, sexual orientation, age, marital status, veteran status, disability or any other classes protected by law.
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Understanding Senior Living Continued from page 31
Home Health Care
of elder and special needs law.
Continuum of Care
Care provided in the home for individuals who are no longer able to perform the activities of daily living alone, but who do not need skilled medical services.
Nursing & Rehabilitation Centers (Skilled Nursing Care Centers)
Spectrum of care available at life plan communities (also known as continuing care retirement communities). This spectrum includes care options ranging from independent living to nursing and rehabilitation care. Residents can move up or down this continuum of care as needed.
Dementia Dementia is a general term for a decline in mental ability severe enough to interfere with daily life. Alzheimer’s is the most common type of dementia.
Care that is offered to patients with a terminal diagnosis. Hospice includes supportive services, pain and symptom management, social services, and emotional and spiritual support.
Facilities that provide care administered by professionals under the direction of a physician. Centers may serve as permanent residences for individuals who are too sick or frail to live at home. Short-term care is also available for those who are rehabilitating from surgery or an injury. Also known as Skilled Nursing Care Centers.
Independent Living Communities
Personal Care
Hospice Care
Residential communities for active older adults. Communities offer various amenities and activities. Home and exterior maintenance is included.
See Assisted Living.
Life Plan Communities
Elder Law Attorneys Individuals who specialize in areas of the law that are particularly relevant to seniors and their families. They may receive specialized training and certifications from professional organizations.
Entrance Fees The fees paid by residents when entering a retirement community. Entrance fees vary widely depending on the type of agreement selected.
Homebound Individuals who are restricted to their residence because of a permanent disability or disease.
Home Care Healthcare and supportive services offered by professionals in private homes. Home care can include companion care, home healthcare and skilled nursing care.
Properties offering a combination of living options for older adults, including independent living, assisted living and skilled nursing services. Different levels of care are generally all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. See also Continuing Care Retirement Communities (CCRCs).
Medicaid Federal program designed to provide health coverage for low-income people. States administer their Medicaid programs individually, resulting in variations in coverage across the country.
Medicare Federal health insurance program for people age 65 or older. Certain people younger than age 65 can qualify for Medicare, too, including those with disabilities and those who have permanent kidney failure.
Memory Care Specialized care delivered by communities that are equipped to handle patients with Alzheimer’s disease or dementia.
Rehabilitation Care that helps patients recover from an illness or injury. Generally offered at Nursing & Rehabilitation Centers.
Senior Move Managers Professionals who assist older adults and their families with the emotional and physical aspects of relocation.
Senior Real Estate Specialists Realtors who are specially trained to manage the sale of a home for consumers over the age of 50.
Skilled Nursing Care (In Home) A type of home care prescribed by a physician and administered by a registered nurse.
VA Benefits Benefits available for individuals who have served their country in the armed forces. Benefits are provided through the U.S. Department of Veterans Affairs.
National Academy of Elder Law Attorneys (NAELA) A national professional association. Members are attorneys who are experienced and trained in the legal problems of aging Americans and individuals of all ages with disabilities.
National Elder Law Foundation (NELF) A national organization certifying practitioners 34 18-1601-01.indd 34
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Spring Village at pocono 329 east Brown Street east Stroudsburg, pa 18301
570-426-4000
Spring Village at Pocono is an active Personal Care Community which also offers a Secured Memory Care neighborhood. We promise to provide care with love, respect, and dignity. We believe we are not only providing services for our residents but for our families as well. Understanding the need for safety, comfort and overall well-being of their family members gives the family comfort. Our community ensures that our resident's needs are met to the fullest with great attention to detail.
Woodbridge Place
1191 Rapps Dam Road, Phoenixville, PA 19460, www.woodbridgeplace.com • 610-933-7000 email for information dcr@woodbridgeplace.com
Welcome to Woodbridge Place, a community for Personal Care and Memory Care living options. Our two beautiful neighborhoods offer flexible age-in-place living options that afford residents comfort, convenience, and care in a lively and active neighborhood without the burden of home ownership. Nestled in the scenic countryside, our neighborhoods provide comfortable living, delicious restaurant-style dining, and wellness support provided by a team of medical professionals and our Serving Hearts caregivers. 800-394-9990 | retirementlivingsourcebook.com
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DISCOVER THE BENEFITS OF A LIFE PLAN COMMUNITY At the “Hill of Life,” we want you to not just live but thrive! Today’s seniors are self-directed planners who are looking for a future filled with possibilities and purpose. As a Life Plan Community, the value of a retirement community like Tel Hai lies in the priority access to the full range of residential accommodations, amenities and services to enhance and secure your retirement experience. It’s found at the intersection of planning and choice. Having a plan in place allows you to live the life you choose, on your terms, as you wish. Coupled with the security of a continuing care safety net, you have time to enjoy all the abundant programming, outstanding amenities and perks. Our serene country setting is the ideal backdrop to start an exciting new chapter in your journey of life. Whether it’s pursuing a new passion or discovering a new talent, the deep sense of community-connectedness at Tel Hai is the perfect complement to a life filled with independence, convenience, and choice. We know that planning for a move to a retirement community often takes considerable research and planning, but the benefits are plentiful. Accessing the resources you need and getting started is easy. Let us help you!
THE WORRY-FREE LIFESTYLE
Life at Tel Hai is rooted in our covenant to provide a vibrant, caring community that encourages a worry-free lifestyle. Residents truly embrace the Redefining Retirement™ concept and create a retirement experience that is all their own. Surrounded by friendly neighbors and exceptional team members, they have shed the stresses of home ownership and spend each day doing the things they enjoy, like serving others. Just like our residents, isn’t it time to give yourself the peace of mind that you’re in control of your future? Let’s fill that future with independence, convenience, and choice.
THE CONTINUUM OF CARE
If your care needs change, our commitment to maximize your independence and enhance your well-being does not. We’ll meet you where you are and help you along the way. Those services may include personal care, respite care, memory care, adult day services, health care, home care services, home health services or even inpatient & outpatient therapy services. Together, Tel Hai’s compassionate team of expert health care professionals provides all services onsite, within our community. That means familiar faces and places, eliminating unnecessary and difficult moves if your care needs change.
THE FEE FOR SERVICE ADVANTAGE
As a ‘Fee for Service’ contract community, residents pay a one-time entrance fee and monthly service fee to gain access to Tel Hai. The full complement of residential services and amenities are provided. If continuing care is required, the resident’s monthly fee will increase to reflect the market rate for the care received. In contrast to ‘Modified’ or ‘Life Care’ contracts, the ‘Fee for Service’ advantage means you only pay for the services if and when you need them. Let’s get started together, and you can start by requesting a brochure. It includes information on our vast array of continuum services, amenities, a variety of accommodations, refund options and pricing. Additionally, we can personalize your information packet with specific floorplans that may interest you. Visit us online at www.telhai.org or give us a ring at 610-273-9333 ext. 2144 and ask for Ginny. We send you the information you desire, schedule a visit, and share with you upcoming events, news and happenings to get you connected with the community.
1200 Tel Hai Circle | Honey Brook, PA 36610-273-9333 • info@telhai.org • www.telhai.org 18-1601-01.indd 36
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LIFE is a SONG. Play it like Bill Meehan.
T
el Hai resident Bill Meehan was a professional pianist who enriches the lives of persons daily by sharing his gift of song and music. Discover the joy of inspired
living as you explore and navigate a new chapter in your journey of life. Read more about Bill’s story at telhai.org/testimonial Call Ginny at (610) 273-9333 ext. 2144 to schedule an appointment! Tel Hai Retirement Community | 1200 Tel Hai Circle P.O. Box 190 | Honey Brook, PA 19344 | telhai.org
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THE PERFECT BALANCE OF
Fun, Well-Being & Support Discover a Life Well Lived at a Luthercare Community A life well lived means providing every resident in our care with the tools they need to explore, discover, define and celebrate their own personal potential, because at Luthercare, we believe Potential is Ageless – whatever your needs may be. Independent Living | Personal Care | Skilled Nursing Care | Memory Support | Rehabilitation
Discover Your Potential
www.luthercare.org
Luther Acres | 600 E. Main Street | Lititz | 717.205.2160 St. John’s Herr Estate | 200 Luther Lane | Columbia | 717.604.2022 Spang Crest | 945 Duke Street | Lebanon | 717.472.8379 Luthercare complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
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Find Luthercare on:
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Livable Neighborhoods Finding the best place to call home What makes a neighborhood livable? The answer depends largely on your wants, needs, personal preferences and stage of life. You may want ample green space. Or perhaps you value being close to public transportation. Maybe you prefer easy access to certain facilities or amenities: a pool, a hospital or a community center. There are neighborhoods that meet all these needs—and a whole host of others. With so many neighborhoods to choose from, how do you select the perfect one to meet your specific needs? Senior living communities provide one answer. They give older adults access to centralized amenities, but they are age restricted. If you are looking for a neighborhood that better fits your current lifestyle but isn’t age specific, there is an innovative new tool that can help you find the best community for you. Developed by AARP, the Livability Index (www.livabilityindex. aarp.org) is an easy-to-use online tool that scores neighborhoods and communities across the U.S. based on the services and amenities that have the largest impact on individual lifestyles. The livability index ranks communities in seven major categories: housing, neighborhood, transportation, environment, health, engagement and opportunity. Users can simply type in an address, ZIP Code or community to search the index and view overall livability scores. The index can also be customized, so users can adjust category importance. For instance, if you are most concerned about access to affordable housing, you can increase the importance of the housing metric. Or, if the most important factor to your family is health care options, you can adjust the tool to place more weight on the health metric. Finally, the tool allows users to compare up to three locations. This will help you gain perspective on how your current neighborhood or potential neighborhood compares with others. You can quickly see if there are other 800-394-9990 | retirementlivingsourcebook.com
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communities that may be a better fit for your family or loved one—whether they are in the next town or across the country. Policymakers can also use the Livability Index to improve their communities. By fully understanding their scores, decision makers at the local level can set priorities that will help make their communities more livable in the long run. They can easily and quickly see where their communities excel—and where they fall short. This will allow them to advocate for policies and practices that can dramatically improve the lives of residents. Ultimately, the Livability Index is a powerful tool that can help people of all ages find the best neighborhoods for them. Whether you are a local official, a member of a young family, or an active older adult, you can now identify the best neighborhoods in the regions that you are most interested in living. Armed with this information, you can then target your
The Livability Index helps quantify the elusive “good” neighborhood, giving consumers of all types the power to find exactly what they want, exactly where they want it. search for retirement communities, apartments, condos or homes in the neighborhoods that score highest in the areas that matter to you. The Livability Index makes honing your search for a home easy. The innovative tool helps quantify the elusive “good” neighborhood, giving consumers of all types the power to find exactly what they want, exactly where they want it. After all, what makes a neighborhood feel like home is a very personal decision. To learn more about AARP’s Livability Index, or to give it a try, visit livabilityindex.aarp.org.
A Livable Location These fictional examples demonstrate how the Livability Index can serve as an important tool for consumers. Getting Around a Problem Anne has found a neighborhood that seems perfect for her. It has access to plenty of amenities, an engaged population, and great health care. However, it scores low in the area of transportation because it is not near public transportation options. Anne decides to look for apartments in this area that offer complimentary shuttle services to public transportation. Using the Livability Index and her own research, Anne finds the perfect community. Seeking Engagement A former educator, Phil wants to live in a multigenerational community that offers plenty of opportunities for social and civic engagement. When searching the Livability Index, he places more weight on the engagement and opportunity metrics. While the community he finds may not rank high in every category, he knows that as long as these two needs are met, he will be satisfied in his new neighborhood. 39 11/20/18 2:06 PM
You Can Choose
Quality First
LeadingAge Quality First is the aging-services field’s national quality improvement initiative. Through Quality First, LeadingAge works in partnership with all stakeholders—aging-services providers and their employees and board members; government policymakers; and consumers and their families—to create quality of care and quality of life for older adults.
Location
Phone
Featured on Page
Beaumont at Bryn Mawr
Bryn Mawr
610-525-8300
24
Brittany Pointe Estates
Lansdale
215-855-3826
42
Chandler Hall
Newtown
267-291-2300
1
Newtown Sq.
610-359-4438
45
Fort Washington
215-542-8564
42
Granite Farms Estates
Media
610-361-8221
42
Gwynedd Estates
Ambler
215-628-9346
42
Kennett Square
800-814-8133
Media
610-627-2590
42
Blue Bell
215-661-1614
42
Communities PENNSYLVANIA
Dunwoody Village
Fort Washington Estates
Kendal~Crosslands Communities
Lima Estates
Normandy Farms Estates 40 18-1601-01.indd 40
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The following organizations have signed the LeadingAge Quality First Covenant and chosen to participate in this message. For a complete listing of providers nationwide, visit:
www.LeadingAge.org.
Location
Phone
Featured on Page
Media
610-891-3700
15
Southampton Estates
Southampton
215-364-3382
42
Spring House Estates
Lower Gwynedd
215-628-4429
42
Newtown Sq.
610-558-5000
83
Country House
Wilmington
302-654-5101
42
Cokesbury Village
Hockessin
302-235-6000
42
Seaford
302-629-4593
42
Moorestown
856-459-2000
42
Communities PENNSYLVANIA Riddle Village
White Horse Village
Delaware
Manor House
New Jersey The Evergreens
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We’re known for loving-kindness. But that’s not all you’ll love. What do you get with a not-for-profit that’s been in the retirement business for over 45 years? Big things like the peace of mind that comes from Acts Life-Care®, a plan that protects your nest-egg with predictable monthly fees. Smaller things, like the constant improvements we’re able to make to our communities every year, thanks to our financial stability. And the most critical thing, a long-tenured dedicated staff that serves our community in a spirit of loving-kindness.
SCHEDULE A VISIT OR FIND US ON THE WEB AT VisitActs.com/love
ALABAMA | DELAWARE | FLORIDA | GEORGIA | MARYLAND | NEW JERSEY | NORTH CAROLINA | PENNSYLVANIA | SOUTH CAROLINA
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time to Connect Retirement living provides genuine communities Loneliness is not an inevitable part of aging. Even in our increasingly fast-paced, all-digital world, seniors can make real-world connections and become part of a true community. At local retirement living communities, residents are making friends and building bonds. Many older adults complain that staying connected with family and friends—or making new connections—becomes more difficult as they age. Modern families are extremely mobile, and children and grandchildren often live at great distances from where they grew up. Many seniors lose spouses or other loved ones as they age. Job opportunities and other demands may force lifelong friends to move. In a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community. Retirement communities are often comparable to small villages or college campuses; they offer easy access to both friends and activities. At any of the Mid-Atlantic’s hundreds of retirement communities, residents will find likeminded peers living nearby who are eager to welcome new friends. Residents will also discover an array of activities available just steps from their door, allowing them to enjoy old hobbies and discover new interests. While there is undoubtedly a local community to fit every senior’s unique needs and interests, selecting from among the many great options can be a challenge. Consumers should first familiarize themselves with the available retirement living options— from life plan communities to nursing and rehabilitation centers. The wide range of retirement living options starts with life plan communities, also known as continuing care retirement communities (CCRCs). These communities generally feature care options ranging from independent living to long-term nursing care on one campus. Residents can transfer to 800-394-9990 | retirementlivingsourcebook.com
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In a world where neighbors are anonymous and friends are only friends online, retirement communities stand out for their genuine sense of community.
higher levels of care as needed and enjoy a wide array of amenities and activities. Most life plan communities have established requirements for new residents based on age, financial assets, income level and physical health. Life plan communities generally offer a range of contract options. For seniors who want to leave the burdens of home maintenance behind, independent living communities may be the ideal option. In addition to property upkeep, these communities also generally offer 24-hour security and activities to keep residents engaged. Costs and services vary widely at these communities, and consumers should carefully review what is covered in the monthly fees. Individuals who need assistance with the activities of daily living— including eating, dressing, walking, transferring and toileting—may want to consider an assisted living community. In addition to daily assistance, these communities also offer activity programs to fit the interests of every resident. The services and activities provided in assisted living communities help to promote the quality of life and independence of the residents. Some communities specialize in serving individuals with specific medical conditions, including dementia. Finally, whether for a short-term rehabilitation or a long-term medical stay, nursing and rehabilitation centers are a vital senior living option. These centers are equipped to help residents heal and/or maintain their best quality of life and often feature a full schedule of activities. At
nursing facilities, care is administered by medical professionals under the direction of a physician. Many of these facilities also offer sub-acute care, respite care and rehabilitation. Rehabilitation services can be particularly important for individuals who are recovering from surgery or an illness. After selecting the type of community that best fits their wants, needs and budget, retirees should start calling individual communities to request additional information. Most communities can provide detailed brochures and easy-to-understand financial information. Once they have narrowed their search down to a few communities, potential residents should plan on-site visits with friends or relatives. Only by visiting a community in person can individuals get a true feel for the lifestyle residents enjoy. In particular, potential residents should carefully review the physical environment of any facility—paying special attention to everything from cleanliness to curb appeal. Visitors should take time to observe the interactions between staff members and residents. Seniors should also speak directly with current residents, as well as staff members. Ultimately, the most important question any future resident can ask is whether or not they can envision this community as home. More information about all these options is included throughout SourceBook. To search for communities near you, please visit retirementlivingsourcebook.com. 43 11/20/18 2:06 PM
FeAtUre Story
Friends you Can only Find Here
O
n tours of Dunwoody Village, visitors often remark that it just “feels different” from other communities. That’s because our residents are warm and welcoming, and our employees are gracious and helpful. And it’s not just for show—the more time residents spend here, the more they come to see that friendliness, openness and inclusivity are an intrinsic part of the Dunwoody culture. That starts the moment people walk through the front door. Often, the first person they’ll encounter is Peggy Bodkin, who has worked at Dunwoody for 37 years, most recently at the reception desk. “Dunwoody Village is a wonderful, pleasant place to work. Everybody is kind and has a story to tell,” Peggy says. In fact, she feels so at home that she herself will be moving in over the coming year, as she downsizes from a 6-acre farm. Once prospective residents sign on, a 29-member Hospitality Committee greets them. “I was impressed with the work of the Hospitality Committee when I first arrived. It meant so much to me that I offered to join and ended up becoming committee chair,” says Anne Harrison. “I make an initial welcoming visit to new residents in their homes and then introduce newcomers at the resident meeting. Committee members reach out over the course of the first year to invite the new residents to dinner, and we have a lovely meal for all the newcomers at the end of the year,” Anne continues. “Never in my life have I enjoyed a volunteer job quite so much—the committee is great to work with, and I love that we are continuing this important tradition of making people feel at home.”
“There are no cliques here at all, which is extraordinary.” —Fran Northrup, Dunwoody Village Resident Some residents arrive already knowing friends or having connections in the Village, which fosters a sense of familiarity. Others find that Dunwoody offers a refreshing sense of change—with new friends who have an array of diverse backgrounds and experiences that make the daily social exchange richly rewarding. No matter how they come to Dunwoody, all residents quickly make friends. “Almost every evening we dine with different people,” says Diane Ladner, who moved into a Penrose Carriage Home last year. “Or we call up someone to come attend one of the excellent programs, such as recently when we had David Kim, the Philadelphia Orchestra’s Concert Master here, giving a concert. It’s a fascinating mix of people who have done very interesting things with their lives.” The convivial atmosphere is apparent to everyone who lives at Dunwoody, including resident Fran Northrup who visited 14 communities before choosing Dunwoody Village as her new home. “There are no cliques here at all, which is extraordinary,” she says. “Because of the camaraderie and support at Dunwoody, people in the art studio encouraged me to learn oil painting. That camaraderie and support makes Dunwoody Village a very rewarding place to be.”
At Dunwoody Village, the residents are warm and welcoming, and the employees are gracious and helpful—creating a convivial atmosphere that is immediately apparent.
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Decidedly Different LIFE. ®
There’s no need to adjust to life at Dunwoody Village—Dunwoody Village adjusts to you. Our continuing care community is all about innovation, options and flexibility, reflecting the wonderful diversity of our residents. Choose from an apartment, country house or carriage home, all of which can be customized. Enjoy an array of delicious dining options from sit-down to takeout, with meals for
A Continuing Care Retirement Community
every preference. Find your wellness bliss with a personal trainer or fitness classes. Try out woodworking or pickleball, join a gathering
Five-Star Rated Healthcare
of likeminded Francophiles or start your own club. Dunwoody is a place where something new and different is always welcome. Call us today and find out why you belong here already.
Limited number of newly renovated 1 Bedroom Apartments available. Join us for a tour and be our guest for lunch!
(610) 359-4400 | www.dunwoody.org Independent Living • Rehabilitation • Personal Care • Skilled Nursing • Memory Support • Home Care 800-394-9990 | retirementlivingsourcebook.com
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Pet Friendly
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The Keys to Healthy Living By Dr. Vivek Sinha We hear about “health” all the time. Television, radio, magazine articles, even friends and family have no shortage of tips and advice on how to get healthy. If one were to follow all that advice, then they would be hopping from one fad diet to another, cutting out carbs, sugar and gluten and running from gym to gym wearing nothing but the highest end sport shoes. So what is the safest, most effective way to improve your health? The answer varies by the person; for example, an 85-year-old man will have different needs than a 25-year-old woman. But there are some general points that are applicable across all patients. First, define what “health” means for you. Do you want to reduce or hopefully end your need for blood pressure medications? Do you want to be able to fit into smaller sized jeans? Do you want to keep up with your grandkids or run that 10K? Or do you simply want to feel better and hopefully live longer? After my patient has defined their goal, I usually spend some time obtaining objective data. Height and weight, blood pressure, heart rate, cholesterol level, sugar level and a detailed medical history are just a few of the data points that physicians use to risk stratify their patients. Occasionally, if a patient’s numbers are very abnormal, they may need intervention (medications, cardiac clearance, etc.) prior to starting exercise. Second, getting healthier takes a planned approach that involves at least one lifestyle change. I usually advise my patients to prepare for a lifestyle change like they are preparing to go into battle. Formulate a game plan, gather your resources and have a start date. Tell your friends, family and coworkers about your plan, so they can keep you honest and motivated. Ideally, find someone to join you — helping someone else is a fantastic way to help yourself. Thirdly, exercise is essential. People may say that if you simply change the 46 18-1601-01.indd 46
way you eat, you will lose weight. But not only will exercise jumpstart that weight loss, it also will help keep the weight off. I advise my patients to get a calendar, and each Sunday, circle the five days of the week when they will work out. They should also weigh themselves each morning and write that number on the corresponding date. One basic rule of exercise: do an activity that makes you sweat and do it for at least 20 to 30 minutes. Finally, health cannot be achieved without proper nutrition. We need the appropriate fuel to think clearly and function at peak level. One of the worst things that we can do is to skip breakfast. When people skip
breakfast, the body has to get its fuel from muscle and not from fat. Six small meals a day maximize your metabolism. I advise patients to eat a fruit or vegetable with every meal. Ultimately, getting healthier is a journey. This journey takes commitment, but you do not have to take it alone. Talk to your doctor. They will provide plenty of practical, personalized advice on getting healthier. By working with your primary care physician, you can reach your goal safely and effectively. Dr. Vivek Sinha is the chief medical officer at Belleview Medical Partners. 800-394-9990 | retirementlivingsourcebook.com
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“Highest Member Satisfaction in Pennsylvania” –J.D. Power When it comes to the quality of care you and your family deserve, second best just won’t do. And when you’re a member of UPMC Health Plan, it doesn’t have to. UPMC Health Plan provides access to the world-class doctors and hospitals of UPMC as well as thousands of community doctors and hospitals. Global medical services from Assist America, coverage for children until age 26 no matter where they live, and outstanding member service, all mean you get the best health care plan.
Here’s the plan for getting the best care. And the best customer service. Learn more at UPMCHealthPlan.com.
UPMC Health Plan received the highest score in Pennsylvania in the J.D. Power 2016-2018 U.S. Member Health Plan Satisfaction Studies of customers’ satisfaction with their commercial health plan. Visit jdpower.com. UPMC is one of only 20 hospitals nationwide to be listed on the U.S. News & World Report Best Hospitals Honor Roll, with national rankings in 14 specialties (August 8, 2017).
800-394-9990 | retirementlivingsourcebook.com
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ResouRces HealtH and Wellness
Women: Learn When You Might Be Having a Heart Attack By now, you probably know that women are just as much at risk for a heart attack as men. Doctors have been driving home that message for many years. But there’s another part of that message that is equally important— and you may not know: women may have different symptoms of a heart attack than men. “Although chest pain, tightness and pressure are the most common symptoms of a heart attack in both women and men, women may have atypical symptoms,” says Sonela Skenderi, DO, FACC, Medical Cardiologist with Mercy Cardiology at Nazareth Hospital. Those symptoms may include: • Pain or pressure in the back, neck, jaw or throat • Indigestion or heartburn • nausea or vomiting • Overwhelming, new fatigue • significant shortness of breath • lightheadedness or fainting Symptoms of a heart attack can come and go, and they can be subtle. And if you’ve already had one heart attack, the symptoms for another one might be different. No matter what, don’t ignore symptoms, and don’t blame them on something like acid reflux, the flu or normal aging—like
For women, the symptoms of a heart attack can come and go, and they can be subtle.
many women do. “It’s really important to recognize the symptoms of a heart attack and to seek medical attention right away,” Dr. skenderi says. “It could save your life.” Call 9-1-1 immediately if you think you’re having a heart attack. Don’t drive yourself to the hospital or ask a friend. Emergency medical responders can treat you on the
Are you at risk for heart disease? Here are some of the most common heart disease risk factors for women: • age and menopause. Women typically get heart disease 10 years after men do. Before menopause, estrogen provides some protection for women’s hearts.
way to the hospital. Treatments for opening clogged arteries—the main cause of heart attacks—work best if given within the first hour after a heart attack starts. About 3.2 million women in the U.S. have had a heart attack. Knowing the signs of heart attack could save your life—or the life of someone you love.
• High blood pressure. Two out of 3 women over 60 have high blood pressure. • Too many pounds. The more overweight you are, the higher your risk of heart disease. • diabetes. The disease seriously raises your risk for heart disease.
• Family history. Your risk is higher if your father or brother had heart disease before age 55. It also jumps if your mother or sister had it before 65.
• Smoking. People who smoke are up to four times more likely to have heart disease. The longer you smoke, the higher your risk.
• Lack of physical activity. Fewer than 1 in 5 American women get enough exercise.
• Stress. long-term stress raises your chances of heart disease. If you already have heart disease, stress increases your risk of heart attack.
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Health and Wellness Resources
The Cardiologist Will See You Soon New program promises appointments by the next business day Sometimes, sooner is better than later. At Mercy Cardiology at Nazareth Hospital, you can now call and be seen by a cardiologist the next business day—sometimes even the same day you call. It’s part of our next-day/same-day cardiology appointment program. You might need a prompt appointment if you recently went to the emergency department or saw your primary care doctor for a possible heart problem. If the recommendation is to see a cardiologist for further evaluation and possible testing, you shouldn’t wait weeks for an appointment. “You should be seen in short order,” says Martin J. O’Riordan, MD, Cardiovascular Service Line Director for Mercy Health System. “Our goal with this new program is to see you within 24 hours.”
If you are referred to a cardiologist for further evaluation and possible testing, you shouldn’t wait weeks for an appointment.
You need a cardiologist’s approval before having non-cardiac surgery, such as bariatric surgery or knee replacement surgery. An appointment with a cardiologist allows you to make sure your heart is up to the surgery and to have that surgery in a timely manner.
“The reason we established this program is to help ensure that our community has prompt access to care,” Dr. O’Riordan says. For a next-day cardiology appointments, call 215.332.3972.
The fastest way to my heart? Next-day appointment at Mercy Cardiology at Nazareth Hospital
Live better with Mercy 800-394-9990 | retirementlivingsourcebook.com
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1.866.629.2738
mercyhealth.org 49 11/21/18 9:55 AM
ResouRces HealtH and Wellness FeaTured deSIgn:
Railings with no gaps enhance safety.
Courtesy of Schaffer Construction
Stairways FeaTured deSIgn:
Kitchens can be designed to accommodate varying abilities.
The optimal home would have all living areas on one level with no stairs. However, most homes in the region feature living areas on multiple levels, which makes the stairway a critical element of design. Some solutions include: n
n
Adequate grip rails on both sides that extend beyond the landings
n
n
lighting on and around the stairway
n
Contrasting colors to provide visual cues Floor treads Chair lifts, platform lifts, elevators
Kitchens Well designed kitchens can accommodate the different heights and abilities of family members or visitors to the home. Some designs and products to consider include: n n n n
n n
n
Varying counter heights Elevated dishwasher Roll-out & pull-down shelves Swiveling cabinet doors with lazy Susan style shelving Rolling carts Dark and light colors for visual contrast Pull-out countertops below ovens
n n
n
n n n
n
Side-by-side refrigerator Knee space underneath cook tops and sinks Front control touchpad appliances Heat-proof surfaces Eliminating sharp corners Additional lighting including under-cabinet lighting Ergonomic utensils & products
“We’ve lived, laughed and loved in our home for more than 30 years. I never thought our own bathroom would become the source of such worry. As Bill got older, he had trouble lifting his legs over the sides of the tub, and I was afraid he would fall and hurt himself. that’s when I called P.J. Fitzpatrick Bath Solutions. Their tub to shower conversion along with their safety package, that places handrails and even a seat in the shower, took the worry out of our day. We’re not worried anymore about not being able to stay in the home where we raised our family. Thanks PJ!” — PJ Fitzpatrick Client 50 18-1602-01.indd 50
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Don’t Go Another Day With That Old, Ugly & Unsafe Bath! Give us One Day and we’ll give you a NEW bath! • Fits existing tub space • Financing available • Senior & Military discounts • Safety features available Get up to
500 OFF your Bath project $
Some restrictions apply. Must be mentioned at time of scheduling. Cannot be combined with other offers. Expires 03/31/19.
866-421-7530
WINDOWS • SIDING • ROOFING • DOORS • BATHS
Ask About Special Financing: NO Interest, NO Payment Options Available
www.trustpj.com P.J. Fitzpatrick is neither a lender nor a broker. All financing is provided by 3rd party lending institutions under the terms and conditions of each lender. All applications are subject to approval through credit, income and residency verification. All advertised finance terms, rates and payments are subject change without notice. Advertised terms are solely to be used as estimating tools, actual terms will be disclosed at time of approval. Not all applications will be approved for all programs. P.J. Fitzpatrick does not assist with counsel or negotiate financing other than submitting credit applications on behalf of our customers to the lender. Approved applications become customers of the lender and will make payments directly to lender. Lender has final say to approve or decline of an application based on fair lending guidelines.
Photo for illustration purposes only. Actual products may vary. NJ Lic. #13VH01142000 DE Lic. #2009603070 HIC PA #011323 MD Lic. #130457
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ResouRces elder laW
obtain Legal Advice Elder law attorneys cater to your legal needs Since living decisions are becoming increasingly complex, many people find themselves searching for someone who can cater to their specific legal needs. Making sure that you have the right professional for the job at hand is one of the most important tasks in getting any job done the right way. When it comes to your legal needs, there’s no difference. Finding the right attorney may take some research and time, but in the end, it’s always better to have done your due diligence. what is an elder Law attorney? An elder law attorney is an individual who specializes in areas of the law that are particularly relevant to senior citizens and their family members. These attorneys generally focus their practices in a few of the following areas: estate planning, long-term care planning, social security, public and private pensions, Medicare, Medicaid, Medigap insurance, long-term care insurance, age discrimination, durable powers of attorney, living wills, conservatorship and guardianship, or abuse. Elder law attorneys can offer an especially sensitive ear concerning the sometimes difficult decisions involved in one’s later years. While dispensing legal advice, they are also able to refer clients to other professional and/or non-legal
resources that are available to help meet their needs. do I need an elder Law attorney? Because of the expense of legal services, you want to be absolutely certain that your situation necessitates the assistance of a legal professional before hiring an attorney. Before consulting an attorney, you should consider the following questions: Is this a complex legal issue? Is it likely that you will have to go to court? Are there non-legal resources available to help you? Can you resolve this difficulty on your own or with the help of a family member? To pick the right attorney and save yourself time and money, you must know your needs. If you don’t truly understand your own situation, it can be difficult to explain it to someone else. know your own financial limitations and the financial benefits of engaging the services of a specific attorney. In other words, only buy what you need and what you can afford. If you only want a will that names your spouse as your sole beneficiary and there are no other needs, you probably don’t need an expensive package. Be a smart consumer. Who Pays For It? In most cases, you pay for the services of these attorneys. However, there are attorneys who will
occasionally take on pro-bono cases or will work on a contingency fee. local law schools are good places to check for assistance as many students will help low-income or disabled individuals to practice their skills. Information adapted from the National Academy of Elder Law Attorney’s and the National Elder Law Foundation’s websites. For more information, please visit their sites: www.naela.org or www.nelf.org.
Your Life. Your Business. Your Law Firm Elder Law - Including Long Term Care Planning, Protection of Seniors, Housing Issues, Veterans’ Assistance, Medicare & Medicaid Planning & Applications, Estates & Estate Planning, Guardianships, Special Needs Planning, Social Security Disability John A. Koury, Jr. Richard Linderman David S. Kaplan Henry T. Zale David A. Megay Gary L. Stein
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Kathleen M. Martin & Rebecca A. Hobbs
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**Kathleen M. Martin, CELA James C. Kovaleski Michael B. Murray, Jr. Joseph K. Koury *Rebecca A. Hobbs, CELA Melissa A. Iacobucci
**Certified Elder Law Attorney *Member National Academy of Elder Law Attorneys
41 E. High Street Pottstown, PA 19464
610-323-2800
and One Bridge Plaza 347 Bridge Street, Ste. 200 Phoenixville, PA 19460
610-917-9347
www.owmlaw.com 800-394-9990 | retirementlivingsourcebook.com
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elder laW ResouRces
understand estate Planning Elder law attorneys can help Estate planning means much more than preparing a last Will and Testament or tax planning for the disposition of your assets upon your death. Estate planning is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The goals of estate planning typically include making sure the greatest amount of the estate passes to intended beneficiaries, often including paying the least amount of taxes. Estate planning must also provide for administration and protection of assets during an individual’s lifetime and for decisionmaking in the event of a disabling illness. Any complete estate plan should contain: 1. a last Will and testament, 2. A durable health care power of attorney naming an agent (and an alternate agent) responsible for medical decision-making, 3. A living will or other advance directive giving instructions concerning the type of care one wishes to receive (or avoid) in the event of a terminal illness, and 4. a durable financial power of attorney naming an agent (and an alternate) responsible for asset and financial management if one is unable to do such things for oneself. Estate planning may also include the creation of trusts. Estate planning is an opportunity to
make wishes known and to determine what person(s) will be responsible for carrying out those directives. You are able to state your preferences concerning the type of care you receive, what types of medical care you do not wish to receive, and can authorize someone to act as your agent in carrying out those wishes. Should you fail to do such planning, there may be confusion as to what your wishes might have been and who you would have preferred to act as your decisionmaker. In fact, without such information, your wishes may never be known. If you do not leave a last Will and Testament, your assets will be distributed according to the laws of intestate succession in your state. There are laws in each state governing the rights of surviving spouses, heirs and next of kin in the absence of a last Will and testament. Probate Probate laws, practice and costs vary from state to state. a qualified elder law attorney will be able to advise you as to the probate laws, practices and costs in your state. what you need To know In preparing an estate plan, it is essential that all of your assets are considered. You should do a complete inventory of all that you own before contacting your estate planner.
Attorneys will ask clients for a great deal of information and will request original documents such as deeds, account statements and insurance policies. Your estate consists not only of your home, your car and your bank accounts. Your estate also includes the value of life insurance policies, investments that you may own (including those held in joint tenancy with other persons), your Iras and other retirement accounts, and any other assets over which you can exercise control. It is extremely helpful for you to have a centralized and secured record of all of your financial accounts; insurance policies; credit, debit or loan accounts; safe deposit box; and account Ids and passwords. You will need to make decisions about what to include in your estate plan. First, you should determine who will inherit your property upon your Continued on page 56
Jack J. Hetherington - Certified Elder Law Attorney Jack J. Hetherington Certified Elder Law Attorney Tel. 215-822-0115 Fax 215-822-0117 jjhelderlaw@comcast.net Certified in Elder Law by the National Elder Law Foundation since 1993. 800-394-9990 | retirementlivingsourcebook.com
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Resources Elder LAw
The Ethical Approach to Medicaid Planning By Linda M. Anderson, Esquire, CELA Is Medicaid Planning ethical? Like so many questions that arise in law, “it depends.” Medicaid planning is the process of qualifying an individual for Medicaid benefits to help pay for longterm care costs. This is only one part of an Elder Law Attorney’s practice. Many of my cases involve life transitions, such as a spouse or parent getting sick and moving to a nursing home. With these and all cases, my first question is always “who is my client?” This question is fundamental to my work because my recommendations are for the best interests of the client. Typically, the elder is my client, and my goal is to determine if my client is, in a word, safe, and receiving a level of care appropriate to their circumstances. This is not always easy to determine and may require a combination of tact, family diplomacy and uncomfortable directness. Care needs are then matched with the client’s finances. If a client cannot self-fund monthly care costs (which routinely run $10,000 a month or more in assisted living or skilled nursing facilities) then a combination of personal assets, Medicare, Medicaid, VA benefits, and long-term care insurance will need to be considered. Qualifying for these benefits requires the elder or their advisor to be prepared to handle a tangle of state and federal benefit programs, further complicated by uncertainty surrounding proposed changes to
program funding, regulations, and the structure of national healthcare and tax policies. Helping clients to navigate this complicated framework of laws is one of the primary jobs of the Elder Law Attorney. If benefit planning, including Medicaid planning, helps a client financially plan for safe and quality care in a legal way, then it is ethical. However, if I have not identified my client properly, and the benefit planning is used primarily to benefit a child or other non-client, the practice may be unethical. Medicaid is sometimes viewed as a last-resort safety net for the poorest of the poor, and there remains an underlying perception that incorporating Medicaid benefits into a long-term care plan for vulnerable families is gaming the system. But many middle-class families have worked hard and thought that they,
like their parents before them, had saved and invested enough to fund their care. They envision aging in place, only leaving their homes “feet first.” But illness or a decline in the ability to care for themselves can force them into the staggering reality of many thousands of dollars in monthly costs for nursing care. Attorneys need to be conversant in the full range of funding options available. It important to realize that including Medicaid funding in a long-term care plan does not necessarily require their client to become destitute and move to a nursing home. In cases with one spouse in a nursing home and one at home, a proper Medicaid plan is often the safety net that keeps the lights on. Medicaid planning has become a necessary part of navigating the Continuum of Care for many middleclass families.
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Elder LAw Resources
The Many Benefits of Adult Family Mediation By Sig Cohen Families facing disagreements on issues such as caring for aging parents, encouraging an older adult to stop driving, or equitably distributing trust proceeds are increasingly turning to adult family mediation to settle their differences. Having a neutral third party help a family resolve their disputes is more attractive than the delay, cost and distress of litigation. When family members forge a path forward together, there are no winners or losers. As a result, an elder can look forward to his or her family having less rancor and more mutual respect. Adult family mediation offers families the opportunity to air their concerns in a “safe space.” Sessions are confidential. The process is simple: An adult family mediator confers one-on-one with parties before they meet in a “plenary” session. When they convene, the mediator explains how the discussion will move forward. Then the mediator invites each party (or their attorney) to share their concerns and goals. When a mediator facilitates the discussion, it’s more likely that the parties will listen to the other side and speak without interruption. If an exchange becomes too heated, the mediator will suggest taking a break. Throughout the process, family members are challenged to:
(1) identify the issues dividing them, (2) come up with options to settle them, and (3) collaboratively carry out the terms of what they’ve agreed to. Mediators do not give legal advice. They recommend parties seek counsel from a qualified elder attorney. Nor are they therapists. Again, they suggest family members meet with a professional in that field. Mediation is future focused. While the process cannot repair the past, it provides an avenue to more peaceful, cooperative family relations in the future. Mediation also affords family members conflict resolution tools, so they can settle future disputes
without a neutral third party. Once they’ve successfully settled their case through mediation, families are more confident in their capacity to resolve future conflicts themselves. Adult family mediation brings out the best in people. When family members engage in mediation, their relationship usually moves from friction to traction and from deadlock to determination to put their issues behind them and create more resilient family bonds.
Sig Cohen is a Family and Elder Mediator (www.toughconversations.net)
Elder Law Providers ORGANIZATION
FEATURED
PHONE
WEB
Anderson Elder Law
54
610-566-4700
andersonelderlaw.com
Gummer Elder Law
57
215-396-1001 & 215-345-5858
gummerelderlaw.com
Jack J. Hetherington Certified Elder Law Attorney
53
215-822-0115
jjhelderlaw@comcast.net
O.W.M. Law
52
610-323-2800 & 610-917-9347
owmlaw.com
Legal Services/Elder Law
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Resources Elder LAw
Estate planning ... Continued from page 53
The Role of the Elder Law Attorney Elder Law attorneys who specialize
Elder Law attorneys who specialize in estate planning are trained and experienced with wills, trusts, powers of attorney, advance directives or living wills, and the intricacies of estate and inheritance taxes.
in estate planning are trained and experienced with wills, trusts, powers of attorney, advance directives or living wills, and the intricacies of estate and inheritance taxes. They may recommend accounting services, financial planners or insurance purchases, but they do not earn their fees by selling such products. As a result, you are more likely to get thorough and unbiased advice from a qualified Elder Law attorney. Many Elder Law attorneys have developed special expertise in estate and disability planning and have obtained the specialized knowledge and experience to provide clients with a complete plan for obtaining care, transferring assets and carrying out all of the client’s wishes. In addition, Elder Law attorneys are sensitive to the special needs of elderly clients and their families. Be certain the attorney you choose has such experience and training. Attorneys will ask clients for a great deal of information and will request
original documents such as deeds, account statements and insurance policies. It is the attorney’s role to assure that all of the elements of the estate plan are properly handled and reviewing names on titles, beneficiary designations and other similar information is part of thorough planning. All of the information provided to an attorney is, of course, confidential and may not be disclosed to others without your permission. The National Academy of Elder Law Attorneys (NAELA), founded in 1987, is a national association of Elder Law Attorneys devoted to the education and training of attorneys who can meet the needs of seniors and people with disabilities, and who advocate for the needs of such individuals. The content of this article was originally published in a NAELA brochure and is being reprinted with permission. For more information, please visit, www. NAELA.org. To Find an Attorney, visit www.NAELA.org/findlawyer.
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death. You must also be certain that your spouse or heirs are capable of managing financial affairs. If capacity or vulnerability is an issue, you may want to name a trustee to handle financial affairs for him or her. You have to designate an Executor or Personal Representative to administer your estate. An alternate Executor or Personal Representative should also be appointed. Special arrangements may be needed if there are particular family issues, such as a second marriage by either spouse. You will also need to list any specific gifts you want to make to family or nonfamily members and/or to charities. Once these decisions are made and your inventory is completed, your attorney will be able to advise you as to the best technique to use in planning your estate. You should consider your preferences concerning health care options and decide who will be your decision makers, and do the same with regard to your finances in the event of a disability. Finally, you should give thought to the difficult questions of what type of care you would want or not want in the event of terminal illness. If you have special desires concerning disposition of your remains, such as burial in a certain place or possible cremation, these should be brought up during your planning conference as well. These are complicated and personal issues. The advice of a qualified Elder Law attorney is essential to protect your financial health and welfare and to ensure that your health care wishes are known and carried out.
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Elder LAw Resources
Don’t Wait Until It’s Too Late to Execute a Power of Attorney By E. Garrett Gummer, III, Esquire (CELA), Gummer Elder Law A durable power of attorney is an extremely important estate planning tool, often more important than a will. If you become incapacitated due to dementia or some other reason, this crucial document allows a person you appoint (your “attorney-in-fact” or “agent”) to act in place of you (the “principal” ) for financial purposes. The agent under the power of attorney can quickly step in and take care of your affairs. But in order to execute a power of attorney and name an agent to stand in your shoes, you need to have capacity. Regrettably, many people delay completing this vital estate planning step until it’s too late and they no longer are legally capable of doing it. What happens then? Without a durable power of attorney, no one can represent you unless a court appoints a guardian. That court process takes time and costs money, and the judge may not choose the person you would prefer. In addition, under a guardianship, the guardian may have to seek court permission to take planning steps that he or she could have implemented immediately under a simple durable power of attorney. It is up to you who you appoint as your agent. Some persons who come to mind are your spouse, a child,
another relative, or a close friend. Remember the person you choose will have substantial power over your financial and legal affairs. Therefore, it is important that your agent be responsible and trustworthy. Because you need a third party to assess capacity and because you
need to be certain that the formal legal requirements are followed, it can be risky to prepare and execute legal documents on your own without representation. To execute a durable power of attorney before it’s too late, contact your elder law attorney.
Caring for seniors Feasterville - 215.396.1001 Feasterville - 215.396.1001 Caring for seniors the disabled for Doylestown - 215.345.5858 and the and disabled for Doylestown - 215.345.5858 over 25 years. over 25 years. www.GummerElderLaw.com
www.GummerElderLaw.com
Don’t Delay! Act Now to Protect Your Family’s Future.
Don’t Delay! Act Now to Protect Your Family’s Future.
n Powers of Attorney n Veteran Benefits Estate Administration Estate Administration Powers of Attorney n Nursing Home Assistance n Living Wills n Medicaid Living Wills Nursing Home Assistance n Wills and Trusts n Guardianships Guardianships Wills and Trusts n
Veteran Benefits Medicaid
Contact us today for a Free Elder Law Fact Kit and to schedule an appointment. Contact us today for a Free Elder Law Fact Kit and to schedule an7/9/15 appointment. GarretGummer_Quarter_PAFALL15.indd 1 4:13 PM
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ResouRces MOVInG/dOWnsIZInG
Prepare to Move Roll up your sleeves, or let a professional help The organizational and physical tasks of a move can often be overwhelming, but there are professionals and useful tips that can ease the transition for everyone involved. Seeking professional Help Senior move managers are professionals who specialize in assisting older adults and their families with the emotional and physical aspects of relocation. They often have backgrounds in gerontology, social work, health care, nursing and psychology. Because they focus exclusively on the move process, move managers have significant expertise in resources and approaches that save money, reduce stress and produce quality results to meet the client’s personalized needs. Moving on your Own Once you have made the decision as to where you are moving, you will have a much easier time figuring out what items to keep or get rid of. Having a floor plan and the important measurements will help in figuring out which large items you will be able to bring. Professional organizers say it is best to have at least six months for such a move, but whatever your timetable, you should get a calendar solely for planning your strategy. You might mark off “D-Day” (for decision made) and “M-Day” (for moving),
Philadelphia’s Senior Move Management Experts Member of the National Association of Senior Move Managers®
Having a floor plan and the important measurements will help in figuring out which large items you will be able to bring.
then mark (in pencil!) the day the necessary steps will be made. Decide on tentative dates for any sales you might have and make deadlines for other necessary tasks. Assign various responsibilities to family members. When estimating the time needed for big jobs, take a general tip from freelancers and independent contractors: figure out the time you think you will need, and then multiply it by at least two! Allow yourself enough time to ensure you have brought everything you want before the contents of your previous home are taken away. You do not want to regret having given away too much too soon, or to have important things lost in the shuffle.
Senior move managers are professionals who specialize in assisting older adults and their families with the emotional and physical aspects of relocation.
Some excerpts from this article used from Moving On: a Practical Guide to Downsizing the Family Home by Linda Hetzer and Janet Hulstrand (Stewart, Tabori & Chang).
Our Moving Services Include: Developing a timeline for your move Decluttering and rightsizing Creating a customized floor plan Careful, professional packing and unpacking Coordination and supervision of movers Complete organization of your new home
Mention this ad to receive $100 off our moving services!
Contact us at 610-783-3553 • website: www.TheOrganizingProfessionals.com • email: info@TheOrganizingProfessionals.com
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Moving/Downsizing Resources
making your move Follow our timetable to ensure your move is smooth Eight Weeks Before: n Contact movers and get bids from at least two companies. n Start using up frozen foods, canned foods and cleaning supplies. Six Weeks Before: n Make a list of everything you
want to bring that will fit in your new home. n Start packing things while clearly labeling each box. Start with items you won’t need for awhile. n If you live in an apartment, inform the management of your move and reserve the elevator. Four Weeks Before: n Obtain a change of address kit
from your local post office and start composing a list of address changes. n Contact utilities (water, garbage, telephone, cable, newspaper, utility company) and have them disconnect your services the morning after you move. Two Weeks Before: n Send out change of address forms. n Arrange for someone to clean your home after you have moved out. n Dispose of flammable liquids, paints and poisons.
One Week Before:
Moving Day:
n Pack items you wish to move
n Prior to the van’s arrival, have
yourself and label them. n Have hauler take excess
garbage. n If you are giving items to charity,
have them pick up your items. One Day Before the Move: n Pack personal items you will
need the night you move in. n If living in a house, block off area
of street in front of your house for the moving van. n Clean out the refrigerator and freezer. Leave what you want the movers to pack.
cars out of the garage and driveway. n Have money or check ready for the movers. n Remove valuable items from drawers. n Plan your furniture placement in your new home. n Check that all appliances are off. n Lock all the doors and windows. n Leave keys inside for the new owner or agent. n Relax and rest.
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425 Ave. 425 Westminster 425Westminster Westminster Ave. Ave. Hanover, PA 17331 Hanover, PA 17331 Hanover, PA 17331 (717) • TDD 633-4620 (717)637-4166 637-4166 • TDD (717) 633-4620 (717) 637-4166 •(717) TDD (717) 633-4620 800-394-9990 | retirementlivingsourcebook.com
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Resources Moving/Downsizing
Choosing a Moving or Real Estate Professional Use this checklist to interview professionals: Senior Move Managers®
senior clients?
■ How long have you been providing Senior Move Management services?
■ How involved are you in preparing the home for sale?
■ Have you participated in any formal training programs?
■ Can you provide referrals to other professionals to complete any necessary home updates?
■ Are you fully insured for liability and workers’ compensation?
■ How involved are you in the moving process?
■ How do you charge?
■ Can you provide referrals to other professionals to help with the moving process?
■ Will you provide fee information in writing to the client or responsible party prior to providing services?
■ What distinguishes you from traditional real estate agents?
■ Will you provide a written contract?
■ Can you provide proof of association membership?
■ Can you provide references? ■ Are you a member of the National Association of Senior Move Managers® (NASMM)?
■ Can you provide proof of licensure?
■ Can you provide references? ■ What is your fee structure?
Senior Real Estate Specialists® ■ How long have you been a Senior Real Estate Specialist®? ■ What type of specialized training did you receive?
Sources: nasmm.org, seniorsrealestate.com, and seniorsrealestateinstitute.com
■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped senior clients? ■ How involved are you in preparing the home for sale? ■ Can you provide referrals to other professionals to complete any necessary home updates? ■ How involved are you in the moving process? ■ Can you provide referrals to other professionals to help with the moving process? ■ What distinguishes you from traditional real estate agents? ■ Can you provide proof of licensure? ■ Can you provide proof of association membership? ■ Can you provide references? ■ What is your fee structure? Certified Senior Housing Professionals ■ How long have you been a Certified Senior Housing Professional? ■ What type of specialized training did you receive? ■ How much experience do you have working with older adults and their families? ■ Can you provide examples of how you have helped 60 18-1602-01.indd 60
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Moving/Downsizing Resources
Fair Housing Act of 1968 Celebrating 50 years of equality in housing By Laura Blenman, Realtor® During the history of our country, some persons have placed restrictions on property based on race, color, religion, sex, handicap, familial status, or national origin. Generally, these restrictions are void and unenforceable, with limited exceptions for particular types of religious housing and housing for older persons. The enactment of the federal Fair Housing Act came only after a long and difficult journey. Since the 1966 open housing marches in Chicago, Dr. Martin Luther King’s name had been closely associated with the fair housing legislation. From 19661967, Congress regularly considered the fair housing bill, but failed to gather a strong enough majority for its passage. On April 11, 1968,
President Lyndon B. Johnson signed the Civil Rights Act of 1968—seven days after the assassination of Dr. Martin Luther King Jr. Title VIII of the Act is also known as the Fair Housing Act of 1968. The 1968 Act expanded on previous Acts and was meant as a follow-up to the Civil Rights Act of 1964. It prohibited discrimination concerning the sale, rental and financing of housing based on race, religion, national origin, sex, handicap and family status. The law has been expanded to include marital status, age, sexual orientation, and gender identity. The Fair Housing Act covers all housing related transactions, including rentals, sales, mortgage lending, homeowner’s insurance,
Choose a REALTOR
who Understands
the Needs of Seniors
Laura Blenman SRES, MRP, CIPS Berkshire Hathaway HomeServices Fox & Roach, Realtors
advertising, zoning & land use, and appraisals. The Department of Housing and Urban Development (HUD) is charged with enforcement of the Act. It issues regulations and institutes investigations into discriminatory housing practices. Article 10 of the NATIONAL ASSOCIATION OF REALTORS® Code of Ethics requires that “REALTOR® shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, or national origin, or sexual orientation….”
& their Families
The challenges that individuals and families face when selling the family home, downsizing or moving to a retirement community can be overwhelming. Trust a REALTOR who has made the commitment to understand the options available for seniors and the special needs associated with making a move. The designations Seniors Real Estate Specialist (SRES) or Senior Housing Specialist (SHS) have been granted to REALTORS who have received specific training and coursework to help them better meet the needs of seniors.
Chester, Delaware, Philadelphia, New Castle & Kent Counties
For more information please contact: Office 302-477-5500 • Cell 610-733-1508
Real Estate Services ORGANIZATION
FEATURED
PHONE
WEB
Laura Blenman, SRES, MRP, CIPS - Berkshire Hathaway HomeServices Fox & Roach, Realtors
61
302-477-5500
laurablenman@gmail.com
Senior Supportive Services, Inc.
2
855-940-9290
seniorsupportservices.com
Real Estate Services
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Resources Aging Life Care
Understand Aging Life Care™ Aging Life Care / geriatric care management is a holistic, clientcentered approach to caring for older adults or others facing ongoing health challenges. What is an Aging Life Care Professional? An Aging Life Care Professional, also known as a geriatric care manager, is a health and human services specialist who acts as a guide and advocate for families who are caring for older relatives or disabled adults. The Aging Life Care Professional is educated and experienced in any of several fields related to aging life care / care management, including, but not limited to gerontology, nursing, social work, psychology or occupational therapy. The Aging Life Care Professional assists clients in attaining their maximum functional potential.
ARE YOU BECOMING A PARENT TO YOUR PARENTS
?
WE CAN HELP!
The individual’s independence is encouraged, while safety and security concerns are also addressed. Aging Life Care Professionals have extensive knowledge about the costs, quality and availability of resources in their communities. Aging Life Care Professionals are members of the Aging Life Care Association™ (ALCA) and differ from Patient Advocates, Senior Advisors, Senior Navigators and Elder Advocates. ALCA members must meet the stringent education, experience and certification requirements of the organization, and all members are required to adhere to a strict code of ethics and standards of practice. What Services do Aging Life Care Professionals Provide? Aging Life Care Professionals™ provide guidance to help families ensure quality care and an optimal life for those they love through:
• • • • •
Assessment and monitoring Planning and problem-solving Education and advocacy Family caregiver coaching Long-distance caregiving
Aging Life Care Professionals are engaged to assist in a variety of areas, such as: • Housing – helping families evaluate and select the appropriate level of housing or residential options. • Home care services – determining the types of services that are right for a client and assisting the family to engage and monitor those services. • Medical management – attending doctor appointments, facilitating communication between doctor, client and family, and if appropriate, monitoring client’s adherence to medical orders and instructions. • Communication – keeping family members and professionals informed as to the well-being and changing
• Evaluation, Assessment, Referral for Services • Guidance Choosing Appropriate Living Arrangement: Home, Retirement, Assisted Living and Nursing Home • Crisis Intervention • Counseling • Medicaid and Other Entitlements • NEW Bill Paying for Seniors
Age Wise Family Services GERIATRIC CARE MANAGEMENT 1250 Glenburnie Lane • Dresher, PA 19025
We’ve been in business for over 30 years.
(215) 659-2111 www.agewisefamilyservices.com Susan Weiss-Cedillos, MA, CMC
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Aging Life Care Resources needs of the client. • Social activities – providing opportunities for the client to engage in social, recreational or cultural activities that enrich quality of life. • Legal – referring to or consulting with an elder law attorney; providing expert opinions for courts in determining level of care. • Financial – may include reviewing or overseeing bill paying or consulting with accountant or client’s Power of Attorney. • Entitlements – providing information on Federal and state entitlements; connecting families to local programs. • Safety and security – monitoring the client at home; recommending technologies to add to security or safety; observing changes and potential risks of exploitation or abuse. • Long-distance care – coordinating the care of a loved one for families that live at a distance, including crisis management. Local, cost-effective resources are identified and engaged as needed. A care plan tailored for each
individual’s circumstances is prepared after a comprehensive assessment. How Do You Know That You Need an Aging Life Care Professional? You may need an Aging Life Care Professional if: • The person you are caring for has limited or no family support. • Your family has just become involved with helping the individual and needs direction about available services. • The person you are caring for has multiple medical or psychological issues. • The person you are caring for is unable to live safely in his/her current environment. • Your family is either “burned out” or confused about care solutions. • Your family has limited time and/ or expertise in dealing with your loved ones’ chronic care needs. • Your family is at odds regarding care decisions. • The person you are caring for is not pleased with current care providers and requires advocacy. • The person you are caring for is
confused about his/her own financial and/or legal situation. • Your family needs education and/ or direction in dealing with behaviors associated with dementia. • You live at a distance from your loved one. Information provided by the Aging Life Care Association™. Learn more at aginglifecare.org.
Choosing an Aging Life Care Professional Use these questions to interview professionals: ■ What are the primary services provided by your agency/business?
■ Can you provide me with references?
■ How many Aging Life Care Professionals are in your agency/business?
■ Are there any alternative courses of action?
■ Is there a fee for the initial consultation and, if so, how much? ■ What are your professional credentials? ■ Are you licensed in your profession? ■ How long have you been providing aging life care or care management services?
■ What resources will it take to handle this situation? ■ What are the advantages and disadvantages of each alternative? ■ Who will be working with you? ■ How many professionals may be involved? ■ What about off-hours and backup? ■ How are fees computed?
■ Are you available for emergencies?
■ How are travel time and mileage handled?
■ Does your company also provide home care services?
■ How are services terminated?
■ How do you communicate information?
■ Are there additional out-of-pocket fees?
■ What are your fees? (These should be provided to the consumer/responsible party in writing prior to services starting.)
■ Will the Aging Life Care Professional receive permission prior to bringing other professionals into the case?
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■ How often do you bill?
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Resources Aging Life Care
Fall Prevention Strategies to Help Secure Safe Homes By Mimi Lewis, Jewish Family and Children’s Service (JFCS) Older Adult Social Worker and Community Engagement Coordinator There is abundant evidence that the health outcomes for older adults following a fall are bleak. As a result, older adults often suffer from anxiety about falling, which, ironically, increases their risk for a serious fall. They tend to restrict their movement out of fear. This, in turn, raises the risk of a serious fall as older adults become more anxious and less active, causing their muscles to atrophy and their mobility and coordination to decrease. Tentative movement, also a consequence of this anxiety, makes for missteps as well. The good news is that there are numerous ways to address this issue. There are a variety of providers available to help with support and strategies, including JFCS. JFCS is on the forefront of offering holistic support and strategies to help our seniors stay safe and steady on their feet. To prevent falls, seniors and their families should: • Conduct a professional home assessment to ensure that the living space is safe and equipped for an older adult, for example, install shower bars and railings. • Consult with an Occupational Therapist and/or Physical Therapist to assess movement and develop safe practices for climbing and descending
stairs, rising from a chair, getting out of bed, etc. • Reduce anxiety through therapy and other techniques. This has an overall physical, mental and emotional benefit. • Stay connected to the community. • Boost self-confidence through activity and productivity.
• Utilize assistive devices as needed. With these services, older adults can conquer their anxieties and reduce the risk of serious injury. Even more important, they can remain active and engaged in order to optimize their quality of life.
Aging Life Care ORGANIZATION
FEATURED
PHONE
WEB
Age Wise Family Services
62
215-659-2111
agewisefamilyservices.com
Complete Care Strategies
65
610-265-4300
completecarestrategies.com
2
855-940-9290
seniorsupportservices.com
CARE MANAGEMENT
Senior Supportive Services, Inc.
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Aging Life Care Resources
STANDARDS OF PRACTICE AND CODE OF ETHICS The Aging Life Care Association (ALCA) developed the standards of practice and code of ethics to guide Aging Life Care Professionals in their daily professional and business practices. Additional information, as well as the full code, is available on ALCA’s website: aginglifecare.org.
THE CODE OF ETHICS PROVIDES: THE CODE: ETHICAL PRINCIPLES AND STANDARDS OF PRACTICE SUPPORTING THESE PRINCIPLES
Accountability to our Clients ALCA members recognize diversity in our society and embrace a multi-cultural approach to support the worth, dignity, potential and uniqueness of each client. The Code of Ethics acknowledges the vulnerable population we serve and makes explicit the highest standards of practice. Accountability to the Public The Code of Ethics sets a national standard for the professional practice of Aging Life Care™. It defines for the public the ethical responsibilities expected of ALCA’s members and the organization’s role in maintaining the highest standards of practice and promotion of ethical behavior. Education of Aging Life Care Professionals ALCA recognizes the diversity of the experience and education of its members and the needs of members for guidance in both their professional and business roles, and thus the Code of Ethics was developed to guide members in each of these roles.
Loyalty and Responsibility An Aging Life Care Professional is trustworthy and dependable in all aspects of both professional and business relationships. Promoting Benefit and Avoiding Harm An Aging Life Care Professional promotes clients’ interests, values, and welfare in order to maximize benefits and avoid harm. Respect for Clients’ Rights and Dignity An Aging Life Care Professional treats clients with respect, as complete individuals with their own history, narrative, and unique cultural identity.
A Framework for Analyzing & Resolving Ethical Dilemmas The Code of Ethics offers a framework for ethical decision-making when conflicts arise in either the practice or the business of Aging Life Care. Assistance in Reviewing Complaints In ALCA’s Peer Review Process, the Code of Ethics and Standards of Practice serve as the basis for assessing and resolving ethical or business practice complaints against members in their practice of Aging Life Care.
Integrity An Aging Life Care Professional is honest, diligent, and accountable in the provision of service. An Aging Life Care Professional always acts in a manner that is consistent with the professional values stated in this Code.
Justice An Aging Life Care Professional behaves in a just and fair way in all professional and business relationships. An Aging Life Care Professional does not promote or sanction any form of discrimination such as discrimination based on race, ethnicity, gender, religion, sexual orientation, national origin, disability, or socioeconomic status.
Your Solution for Peace of Mind “The help you have given us can only be described as priceless. If I have any regret, it is in not having made the connection earlier.” –W.D.R. JR., CLIENT’S SON
Our highly qualified and trained professionals will help you navigate the medical maze when caring for loved ones. GERIATRIC CARE MANAGEMENT SPECIAL NEEDS HOME CARE SERVICES • ADVOCACY
Innovative Care Management. Patient Advocacy. Home Care.
A Division of Elder Connections
1.888.433.0040 completecarestrategies.com 800-394-9990 | retirementlivingsourcebook.com
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Resources Aging Life Care
The expertise of Aging Life Care Managers can be summarized into 8 knowledge areas. They include: Health and Disability - Aging Life Care Managers attend doctor appointments and facilitate communication. These professionals help determine types of services – including home health and hospice – that are right for a client and assist in engaging and monitoring those services. Financial - Services may include reviewing or overseeing bill paying or consulting with a client’s accountant or Power of Attorney. Housing - Aging Life Care Managers help families and clients evaluate and select the appropriate level of housing or residential options. Families - Aging Life Care Managers help families adjust, cope and problemsolve issues surrounding long-distance and in-home caregiving. Local Resources - Aging Life Care Managers know the local resources in their communities like the back of their hands and know how services are accessed. Advocacy - Aging Life Care Managers are strong and effective advocates for clients and their families, promoting the client’s wishes with health care and other providers, ensuring that client’s needs are being adequately addressed. Legal - Aging Life Care Managers refer to legal experts, like elder law attorneys, estate planners, and Powers of Attorney. Crisis Intervention - Aging Life Care Managers offer crisis intervention when it is needed. For families that live at a distance, this can be a much-needed 24/7 emergency contact. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org.
Dine and Discover Your Future All of the activities are run by residents, and that’s one of the joys of Meadowood. — Catherine Wildt, resident
Be our guest for lunch, and learn why residents like Catherine decided to call Meadowood home. • Explore life in our welcoming community • Enjoy a delicious lunch • Tour beautiful residences Luncheons are held once or twice a month, at 11 a.m. Please call 610.584.3998 or visit DiscoverMeadowood.net for details, dates and to RSVP for our next luncheon.
It all begins with you.
Come see our new cool-water lap pool! 66 18-1602-01.indd 66
3205 Skippack Pike Worcester, PA 19490 • 610.584.3998 meadowood.net
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Aging Life Care Resources
Living Well While Caring for Aging Parents Easy Steps for Maintaining Balance as a Caregiver By Linda Fodrini-Johnson, MA, MFT, CMC, Aging Life Care Association™ Member and Fellow of the Leadership Academy As adult children caring for our parents, we may not be able to reverse the inevitable end-of-life issues our parents are facing, but we can prepare ourselves with information ahead of time so there are fewer surprises. Tackle the challenges that come with caregiving and create a more balanced life by following these easy steps. 1. Establish Connection Through Honest Conversation The goal here is to gather information about your parents regarding the present and the future. The first conversation about these important issues may be uncomfortable; it may take a few conversations before your parents are willing to give up a little control and plan with you for their future. Your goal is to get your
parents’ answers to all the “what if” questions now, so you can all reduce any confusion and indecision during an actual crisis. • Planning the Conversation - Make a list of your concerns. Base them on your own observations and those of others who are close to your parents’ situation. Prioritize the list with what you see as the most important issues at the top. • Starting the Conversation The approach you take with your parents is key to having a successful conversation. Think through your points very carefully and write them down to help you keep on track and grounded. The goal is to engage your parents in a meaningful conversation about what supports they might accept now and what they might consider in the future.
• Goals by Necessity - As mentioned above, it might take a few conversations before your parents are ready to be co-planners with you. The following are the most important issues to cover in that first, or a subsequent, conversation: • Insurance information, • Medical information, • Legal information, • Financial information, • Day-to-day issues, • Emergency call information, • Social information, and • Cognitive information. 2. Assemble Your Team A family member who tries to fly on their own as a family caregiver can bring on some unintended dangers to their own health and the health Continued on page 68
The Sweetest Moments
happen naturally.
Visit Peter Becker Community today and see the real value in Embracing life’s treasured moments. www.PeterBeckerCommunity.com 215-256-9501 | Harleysville, PA 19438 800-394-9990 | retirementlivingsourcebook.com
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Resources Aging Life Care
Living Well ...
Continued from page 67 of their parents by not knowing the right approaches to take or resources to use. You need a “home team” approach to reduce the likelihood that you will suffer from “burn out,” lose wages, sacrifice your career or your marriage, or miss out on activities that you hold dear and that keep your own engine revved. A team can help you maintain balance in your life and can include: • Family and sometimes friends, • Skilled caregivers, • An Elder Law Attorney, and • An Aging Life Care™ professional. If your parents have a low income, you can look for services through nonprofit and government agencies including: • Catholic Social Services; • Jewish Family Services; • Lutheran Family Services; • Your Local Area Agency on Aging – www.eldercarelocator.gov will lead you to an office near your parents; and • Community organizations and services for low-income residents. 3. Protect Your Health Without a sound body, successful family caregiving can be seriously derailed. The stress from caring for older parents can challenge every aspect of your life – work, parenting, exercising, partner relationships and more. Here are some simple guidelines for caring for you: • Have annual physical examinations; • Stick to, or adopt, a healthy diet; • Sleep well; and • Get moving. 4. Maintain Positive Mental Health Everyone on the team who is helping and caring for your parents needs to have a good sense of self and be open to working well with each other. You all possess different gifts and skills, so sorting out who can/will do certain things helps everyone. But even cooperation doesn’t shield us from many of the feelings that arise when caring for others. Even if we see ourselves as mentally healthy, and our lives as well balanced, we need a way to express our emotions to maintain 68 18-1602-01.indd 68
a positive existence. It’s normal to experience times when we feel a little sad, confused, angry, depressed, or disappointed in ourselves or in others. Here are some helpful skills to cultivate: • All of your emotions are valid. Acknowledging how you feel is the first step toward overcoming negative feelings or accepting occasional negative feelings as part of the caregiving process. • Learn to accept those negative or difficult feelings as normal and temporary. • If the burden of sadness is overwhelming for you, it might be time to see an Aging Life Professional or a Licensed Mental Health professional. • It can be easy to get swallowed up in the pain of loss and become isolated. Life is both joy and loss, not just one or the other. Reach out to friends and skilled professionals to help you “right your ship” and sustain you through the journey. • Those caregivers who ask for help are better able to balance caregiving, family, career and self-care than those who do not. • Support groups provide an extra layer of support as a place to listen to others in a similar situation. 5. Use Mindfulness to Create and Sustain Balance Mindfulness activities are those exercises that help you get your mind to a place of relaxation, temporarily disconnected from the thoughts of everyday living. The exercises are purposeful and done with the intention of renewing your mind and body. Some of the exercises take just a few moments, while others might last an hour or more. Some different ways to practice “Mindfulness” include: • Meditation; • Prayer; • Yoga; • Nature walks; • Guided meditation (you can purchase or download CDs and DVDs online); • Relaxation Exercises; • Some forms of massage can be accompanied by “mindfulness” exercises; • Using a simple “mantra” – something you say internally as you
take a sip of any fluid, such as, “peace is filling my mind and body;” and • Breathing exercises. 6. Maintain Your Gains Hopefully you have reached some significant milestones: 1) You have had meaningful conversations with your parents and created an equitable plan with them, 2) you have assembled your care team and set your plan in writing, and 3) you have learned the tools you’ll need to keep yourself healthy and your life in balance. Your newest task is to maintain all your gains. Like any new habit or program we start in our lives, it’s easy to slip up and fall back into old habits if we don’t make a conscious effort to stay on course. A crisis can happen with your parents at any time. It might be a medical incident; an environmental issue, such as a blizzard, hurricane or earthquake; or a financial stumbling block. Avoid the escalation of problems and stress by maintaining control and being ready to act in any emergency. Periodic check-in visits with an Aging Life Care Professional are very helpful to keep things stable. If your parent suffers with extreme memory loss or disorientation, remember that dementia is a bit of a moving target; you need professional oversight to make sure that you are addressing small issues as they come up, instead of waiting for a crisis. An Aging Life Care Professional will look for signs that might topple your progress, and address them before they become a more serious threat. Linda Fodrini-Johnson, MA, MFT, CMC, is the Founder and President of Eldercare Services in Walnut Creek, CA. She is also a partner of the VillagePlan. Linda is a Fellow of the Leadership Academy and past-president of the Aging Life Care Association. Linda has over 30 years experience working as a Care Manager. You can reach her at linda@EldercareAnswers.com, or connect with her via social media: Facebook, Twitter, and LinkedIn. Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org. 800-394-9990 | retirementlivingsourcebook.com
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Aging Life Care Resources R e a l - L if e S to r y
G
ary and Susan, both retired educators, moved from Doylestown, PA to Cornwall Manor Retirement Community in Lebanon County in 2013. “After being involved with both family and friends who waited too long and then were too overwhelmed to make plans and decisions, we knew we wanted to make a different choice and move right after we retired. We investigated a number of options, but Cornwall Manor stood out as the best. Once we decided on Cornwall Manor, we were anxious to move in and that proved to be one of our best decisions. The sense of freedom in living here is so refreshing. Our home is perfect for us and the people, both residents and staff, are consistently
Gary & Susan Bitner in their Woods Home at Cornwall Manor
wonderful. There are many different programs, activities and volunteer opportunities from which to choose. We can be as active (or inactive) as we want. Our children are happy for us.
We were committed to the move, but living at Cornwall Manor has far exceeded our expectations.” The Bitners moved so they could enjoy the opportunities available to them at Cornwall Manor (Gary is a runner and enjoys the wooded trails, and Susan volunteers for a variety of activities.) Cornwall Manor has a variety of lifestyle options on our beautiful 200 acre campus – from new homes at The Woods and new Carriage House apartments to single and duplex homes and apartments on the Buckingham Campus. And if health care is ever needed, there is a Visiting Physicians Office, home health care, outpatient therapy, personal care and a skilled nursing center for short-term rehab and long term needs. Cornwall Manor residents have priority access to our 5-star rated Health Center.
Discover the New Nature of Senior Living
Central PA’s active senior community situated on 190 beautiful wooded acres gA variety of lifestyle options, including new apartments & homes gAffordable Living - and we'll help pay your moving expenses!
g5-Star rated Health Center and voted “Best Retirement Community” and “Best Personal Care”
gAmenities - dining, transportation, activities/trips, pastoral care, fitness area, pool, spa, walking trails & more gIn mission with The Eastern Pennsylvania Conference of The United Methodist Church
Contact Us Today!
1 Boyd Street, Cornwall / 800-222-2476 / www.cornwallmanor.org Located five miles from PA Turnpike exit 266
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Resources Frequently Dialed Numbers
Frequently Dialed Numbers There are many senior-serving agencies in the area — all you have to do is call Adult Protective Services Branch of Social Services that investigates complaints of abuse, neglect, exploitation or self-neglect of persons 60+ . Pennsylvania Bucks County ������������������������1-800-243-3767 Chester County ��������������������� 1-800-564-7000 Delaware County ��������������������� 610-490-1300 Montgomery County ���������������1-800-734-2020 Philadelphia County ������������������215-765-9033 New Jersey Burlington County �����������609-261-1000 x4797 Camden County ������������������������856-225-8178 Gloucester County ������������������� 856-582-9200 Mercer County ������������������������� 609-989-4346 Delaware Kent County ����������������������������� 302-424-7310 New Castle County ����������������1-800-223-9074 Sussex County ������������������������� 302-424-7310 Agency on Aging
New Jersey
Help Lines
Burlington County �������������������� 609-518-3900
Call for statewide general information and referrals to a wide array of services and programs.
Agencies that implement the Older Americans Act on the local level, plan and coordinate a full range of services for persons 60+, and provide information about services.
Gloucester County ������������������� 856-256-2881
Pennsylvania
���������������������������������������������� 856-384-3700
Bucks County ���������������������������267-880-5700
Mercer County ������������������������� 609-292-0620
Chester County ����������������������1-800-692-1100
Delaware
Camden County ����������������������� 856-858-3220
Delaware ������������������������������267-880-5700 New Jersey ������������������������ 1-877-222-3737 Pennsylvania ����������������������� 215-568-3750
Delaware County ��������������������� 610-490-1300
Kent County ����������������������������� 302-424-7310
Montgomery County ������������������610-278-3601
New Castle County ������������������ 302-651-3440
Home Delivered Meals
Philadelphia County ����������������� 215-765-9040
Sussex County �������������������������302-856-7761
Delivery of nutritious meals to homebound individuals and persons unable to prepare food for themselves.
Philadelphia ���������������������������� 215-686-8450 New Jersey
Health Department Clinics
Burlington County �������������������� 609-265-5069
Provide medical and specialty care for incomeeligible individuals.
Camden County ����������������������� 856-858-3220 Gloucester County ������������������� 856-582-9200
Pennsylvania
Pennsylvania Bucks County ���������������������������267-880-5700 Chester County ������������������������ 610-430-8500 Delaware County ������������������ 1-800-416-4504
Mercer County ������������������������� 609-989-6662
Bucks County �������������������������� 215-345-3318
Delaware
Chester County ������������������������ 610-344-6225
Montgomery County ������������������610-278-3601
Kent County ����������������������������� 302-424-7310
Delaware County ����������������������610-447-3250
Philadelphia County ����������������� 215-765-9040
New Castle County ����������������1-800-223-9074
Montgomery County ������������������ 610-278-5117
Philadelphia ���������������������������� 215-765-9040
Sussex County ������������������������� 302-424-7310
Philadelphia County ����������������� 215-765-9040
New Jersey
Philadelphia ���������������������������� 215-765-9040
Burlington County ��������������������� 609-702-7053
Employment Services
New Jersey
Camden County ����������������������� 856-374-6600
Employment counseling, skills training and job placement assistance for persons 55+.
Burlington County �������������������� 609-265-5548
Gloucester County ������������������� 856-582-9200
Camden County ����������������������� 856-374-6600
Mercer County ������������������������� 609-989-6661
Pennsylvania
Gloucester County ������������������� 856-582-9200
Delaware
Bucks County ���������������215-348-0510, x1238
Delaware
Kent County �����������������������������302-734-1200
Chester County ����������������������1-800-692-1100
Kent County ����������������������������� 302-424-7310
New Castle County �������������������302-421-3733
Delaware County ��������������������� 610-490-1300
New Castle County ������������������ 302-651-3440
Sussex County ������������������������ 302-856-5187
Montgomery County ������������������610-275-1960
Sussex County �������������������������973-579-0370
Philadelphia County ����������������� 215-765-9040 Philadelphia ���������������������������� 215-686-8450
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Frequently Dialed Numbers Resources Information & Referrals
Philadelphia County ����������������� 215-686-8450
Delaware
Provision of information about programs and services to help meet client needs and assistance in accessing services.
Philadelphia ���������������������������� 215-686-8450
Kent County ����������������������������� 302-424-7310
New Jersey
New Castle County ����������������1-800-223-9074
Burlington County �������������������� 609-265-5069
Sussex County ������������������������� 302-424-7310
Pennsylvania Bucks County ���������������������������267-880-5700 Chester County ������������������������ 610-344-6350 Delaware County ��������������������� 610-490-1220 Montgomery County ������������������610-278-3601 Philadelphia County ����������������� 215-765-9040 Philadelphia ���������������������������� 215-686-8450 New Jersey
Camden County ����������������������� 856-858-3220 Gloucester County ������������������� 856-582-9200
Mental Health Center(s)
Mercer County ������������������������� 609-292-0620 Kent County ����������������������������� 302-424-7310
Source of assistance and counseling for individuals with behavioral and emotional problems.
New Castle County ������������������ 302-651-3440
Pennsylvania
Sussex County �������������������������302-856-7761
Bucks County ���������������������������215-442-0760
Delaware
Chester County ������������������������ 610-344-6265
Burlington County �������������������� 609-265-5069 Camden County ����������������������� 856-858-3200
Legal Services & Referrals
Delaware
Assistance with a wide range of legal concerns, including problems with public benefits, bill payment, consumer matters, and preparation of legal documents.
Kent County ����������������������������� 302-424-7310
Pennsylvania
New Castle County ������������������ 302-651-3440
Bucks County �������������������������� 610-478-6550
Sussex County �������������������������978-579-0370
Chester County ������������������������ 610-344-6350
Gloucester County ������������������� 856-582-9200 Mercer County ������������������������� 609-989-6661
Delaware County ��������������������� 610-490-1220 Insurance Counseling
Montgomery County ������������������ 610-278-5117
Information about health insurance options and assistance with medical insurance forms.
Philadelphia County ����������������� 215-765-9040 Philadelphia ���������������������������� 215-765-9040
Pennsylvania
New Jersey
Bucks County ���������������������������267-880-5700
Burlington County �������������������� 609-265-5548
Chester County ����������������������1-800-692-1100
Camden County ����������������������� 856-374-6600
Delaware County ��������������������� 610-490-1330
Gloucester County ������������������� 856-582-9200
Montgomery County ������������������610-278-3601
Mercer County ������������������������� 609-292-0620
Delaware County ���������������������� 610-713-2365 Montgomery County ������������������610-277-4600 Philadelphia County ������������������215-473-7033 New Jersey Burlington County ��������������������� 609-267-1377 Camden County ������������������������856-482-8747 Gloucester County ������������������� 856-845-9100 Mercer County ������������������������� 609-396-4357 Delaware Kent County ����������������������������� 302-739-4170 New Castle County �������������������302-577-6490 Sussex County ������������������������ 302-856-5490
Continued on page 72
THE COMMUNITY AT ROCKHILL
Plant in Our Community Gardens
•
Participate in Volunteer Opportunities
•
Exercise on State-of-the-art Equipment
• •
Swim in Our Heated Pool Fish in Our Catch and Release Pond
IT CAN BE
ACTIVE
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ENGAGED
CAREFREE
To learn more or to schedule a tour call (215) 257-2751 or email info@communityatrockhill.org
71 11/21/18 9:55 AM
ResouRces freQuently dIaled nuMBers
Frequently Dialed
Gloucester County ................... 856-582-9200 Mercer County ......................... 609-989-4320
Continued from page 71
deLaware
Senior centers/congregate Meals
Kent County ............................. 302-424-7310
Sites that provide education, information, recreation, health screenings, lunches and snacks, and special events for persons 60+.
New Castle County.................1-800-372-2022 Sussex County.......................... 302-424-7310
pennSyLvanIa
Telephone reassurance/Friendly visiting
Bucks County ...........................267-880-5700
Provides counseling, advice and referrals to individuals who need companionship.
Chester County ........................ 610-344-6350 Delaware County...................... 610-490-1300
pennSyLvanIa
Montgomery County ..................610-278-3601
Bucks County ...........................215-547-1889
Philadelphia County ................. 215-765-9040
Chester County ........................ 610-344-6350
Philadelphia............................. 215-686-8450
Delaware County...................... 610-353-6642
new JerSey
Montgomery County ..................610-278-3601
Burlington County .................... 609-265-5069
Philadelphia County ................. 215-765-9040
Camden County ....................... 856-858-3220
Philadelphia............................. 215-686-8450
Gloucester County ................... 856-232-4646
new JerSey
Mercer County ......................... 609-989-6662 deLaware Kent County ............................. 302-424-7310 New Castle County.................1-800-223-9074 Sussex County.......................... 302-424-7310
Burlington County .................... 856-234-5484 pennSyLvanIa Bucks County ...........................215-781-3300 Chester County ........................ 610-466-1000 Delaware County.......................610-447-5500
Social Services/Medicaid/ Food Stamps/ general relief
Montgomery County ..................610-270-3500
Local agency where low-income individuals may apply for a range of public benefits including Medicaid, Food Stamps and General Relief.
new JerSey
Philadelphia County ................. 215-560-2900
Camden County ........................ 877-222-3737 Gloucester County ................... 856-232-4646 Mercer County ......................... 609-883-2880 deLaware Kent County ............................. 302-424-7310 New Castle County.................... 302-761-9100 Sussex County.......................... 302-424-7310
Burlington County .....................609-261-1000 Camden County ....................... 856-225-8800
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Frequently Dialed Numbers Resources Transportation Services Public and private transit and paratransit to enable individuals to get where they need to go. Pennsylvania Bucks County �������������������������� 215-794-5554 Chester County �������������������������610-431-6015 Delaware County ��������������������� 610-490-3960 Montgomery County ������������������215-542-7433 Philadelphia County ������������������215-580-7145 Philadelphia ���������������������������� 215-686-8450 New Jersey Burlington County ����������������� 1-800-836-0580 Camden County �����������������������856-456-3344 Gloucester County ��������������������856-401-7645 Mercer County ������������������������� 609-530-1972 Delaware Kent County ��������������������������1-800-652-3278 New Castle County ����������������1-800-652-3278 Sussex County ����������������������1-800-652-3278 Volunteering Opportunities for service in the community. Pennsylvania Bucks County �������������������������� 215-348-0510 Chester County �������������������������610-344-7028 Delaware County ��������������������� 610-490-1300 Montgomery County ����������������� 610-834-1040 Philadelphia County ����������������� 215-765-9040
New Jersey
Eldercare Locator
Burlington County ����������609-894-9311 x1492 Camden County ����������������������� 856-663-9356
Nation-wide service offering information and referrals.
Gloucester County ������������������� 856-415-9084
�������������������������������������������� 1-800-677-1116
Mercer County ������������������������� 609-921-8893 Delaware
Children of Aging Parents (CAPS)
Kent County ������������������� 302-734-1200 x 129
Helps caregivers learn more about practical resources through support groups and newsletters.
New Castle County ������������������ 302-255-9882 Sussex County ������������������������ 302-856-5815
Philadelphia ���������������������������� 215-686-8450
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Affordable Options for Quality Care
Call to Schedule Your Tour
215-822-0688
The Willows of Living Branches 2343 Bethlehem Pike, Hatfield, PA 19440 800-394-9990 | retirementlivingsourcebook.com
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Resources
Resources to Meet Every Need No matter your age or what stage of life you find yourself in, there is never any reason to face life’s changes and challenges alone. Enlist the help of a professional and get the help you need. Some of the more prominent categories of professionals are detailed below. Aging in Place Solutions Need to update your home to meet your changing needs? Want some help running errands? Have medical needs that require special equipment? There are individuals and businesses available to meet all your needs and allow you to remain safely in your home. Successfully aging in place frequently requires additional assistance from professionals to ensure that all daily needs are met and the home environment remains safe. Assistive Technology In today’s connected world, we are all accustomed to turning to technology for solutions. Help managing the challenges that come with aging or disability is no different. There are many technologies that can help you with all types of needs—from staying in contact with family to hearing better. Technology professionals can help clients find specific technologies that can improve their living environments and their lifestyles. Downsizing/Moving Solutions Moving is one of life’s most monumental tasks. Add in the fact
that many seniors have been in their homes for two, three, or more decades, and moving becomes even more daunting. Whether you need to declutter and downsize in preparation for a move to a retirement community, or just have your home deep cleaned to provide a safer living environment, there are professionals available to help. When it comes time to sell the family home, there are also professionals available to prepare the home and ensure that you get top market value. Medical Solutions Sometimes medical needs require the help of a specialist or a business that caters to specific conditions or
illnesses. Professionals can help you with a wide range of needs—from vision services to hospice care to mental health care and everything in between. Planning Solutions Planning ahead for financial and legal needs is important at every stage of life, but never more so than during retirement. Financial and legal needs frequently become more complex with age. You may need help with tasks ranging from paying bills and managing paperwork to estate planning and managing Medicaid. Professionals are available who specialize in each of these areas and can make meeting your financial and legal needs easy.
“Beautiful Private and Companion Suites” “Legacy Gardens is the Bed & Breakfast of Personal Care Homes”
we are always available for tours
Call or visit us today to see why Legacy Gardens of Bristol is a great place to call home. 2022 Bath Road • Bristol, PA 19007 • 215-781-8700 • www.legacygardens.org 74 18-1602-01.indd 74
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Resources
Understanding Medicare Know the Options and the Coverage Medicare provides important benefits for most Americans who are age 65 and older. When enrolling in Medicare, changing plans or determining benefit coverage, consumers need to fully understand the many different types of Medicare plans. The process of selecting the best plan begins with learning more about all the options. Medicare’s Alphabet Soup Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. Medicare is composed of several different parts that cover specific services. Medicare Part A, or Hospital Insurance, covers inpatient hospital stays, care in a skilled nursing facility, hospice care and some home health care. Medicare Part B, or Medical Insurance, covers certain doctors’ services, outpatient care, medical supplies and preventive services. Medicare Advantage Plans, also known as Medicare Part C, are health plans offered by private companies that contract with Medicare to provide subscribers with all their Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service
Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. Most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Medicare Part D, or prescription drug coverage, adds coverage for medications to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Additional Options Beyond the Medicare plans outlined above, there are also additional options available to individuals who meet specific criteria. Medicaid is a joint federal and state program that helps with medical costs for some people with limited income and resources. Medicaid programs vary from state to state, but most health care costs are covered if an individual qualifies for both Medicare and Medicaid. Secondary Insurance may also be used to pay medical costs. For instance, an individual or their spouse may still be working and therefore be eligible for employee health insurance. Additionally, some retirees
qualify for group health insurance, or retiree coverage, from a former employer or union or a spouse’s former employer or union. If a beneficiary has Medicare and other health insurance or coverage, different rules apply to determine when and how much each “payer” will cover. Medicare may be the primary, or first, payer or a secondary payer depending on the specific plans and circumstances. Getting Coverage: Original Medicare or Medicare Advantage Plan Medicare coverage is generally obtained in one of two ways—through Original Medicare (Part A and Part B) or through a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare Prescription Drug Coverage (Part D) or Medicare Supplement Insurance (Medigap). Original Medicare includes both Part A (Hospital Insurance) and Part B (Medical Insurance). Enrollees have their choice of doctors, hospitals and other providers that accept Medicare. Beneficiaries pay a premium for Part B coverage, which, in 2018 was $134.00 each month. They will also generally pay deductibles and coinsurance amounts. Many enrollees opt to purchase a Medigap Policy to cover some of these costs. If an individual is already receiving Continued on page 80
Resident Centered. Family Focused. Senior Living Community Personal Care · Memory Care
• Spacious Studio Apartments • 24/7 Caregivers • Comprehensive Recreation & Wellness Programs • On-site Therapy with Good Shepherd
340 Farmers Lane • Sellersville, PA 18960 Next to Grandview Hospital www.hiddenmeadowsontheridge.com Call 215-257-6701 to schedule a tour & have lunch, on us! 800-394-9990 | retirementlivingsourcebook.com
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Volunteering is the Best Medicine for Active seniors By Susan Love, CEO, Lions Gate Continuing Care Retirement Community A mitzvah is not just a meritorious or charitable act. It is a commandment of Jewish law. As a tight-knit community, we are
Susan Love
The
commanded to care for one another, whether as friends or in charity. And that can be summed up in one word — VOlunteerIsM! Active seniors who make the time to volunteer not only perform a mitzvah, but also reap the benefits of volunteering themselves. Volunteering helps reduce stress, combat depression, provide a sense of purpose, connect like-minded people, and teach new skills. Giving to others also helps recharge your mental and physical health. let’s start with the basics — volunteering is nOt a job. It should be a fun and easy way to explore your interests and passions. Doing volunteer work you find meaningful and interesting can be a relaxing, energizing escape from your day-
Volunteering helps reduce stress, combat depression, provide a sense of purpose, connect like-minded people, and teach new skills. to-day routine. Volunteering also provides you with renewed creativity, motivation, and vision that can carry over into your personal life. Volunteering doesn’t have to involve a long-term commitment or take a huge amount of time out of your day. Giving in even simple ways can help others, while it improves your own
Future Is Here. As South Jersey’s premier retirement living community, Lions Gate is on the forefront of innovation in senior living. With our recent renovation project andexciting changes underway, Lions Gate will inspire a wellness-focused lifestylefor residents today – and tomorrow!
LIONS GATE Lifestyle. Care. Community. Tradition.
Inspiring Wellness!
1110 Laurel Oak Road Voorhees, NJ 08043 /LionsGateNJ
Schedule lunch and a tour to see what’s new at Lions Gate.
(856) 679-2362 | www.lionsgateccrc.org INDEPENDENT LIVING | ASSISTED LIVING | MEMORY CARE SKILLED NURSING | REHABILITATION
Lions Gate has been made possible, in part, through the generosity of the Raymond and Gertrude R. Saltzman Foundation.
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Resources health and happiness. Research shows that just 2-3 hours per week, or about 100 hours per year, can confer the most results to both you and your chosen cause. The important thing is to volunteer only the amount of time that feels comfortable to you. Here are four ways to make sure a volunteer position is a good fit: • Ask questions. Make sure the experience is right for your skills, your goals, and the time you want to invest. • Keep expectations reasonable. Start small so you don’t overcommit yourself. It’s easier to add to your hours rather than have to cut back. • Don’t be afraid to make a change. You shouldn’t feel compelled to stick with a volunteer role you dislike. Talk to the organization about changing your focus, or look for a different organization that’s a better fit for you. • Enjoy yourself. If you’re not
enjoying your experience, ask yourself why. Is it the tasks you’re performing? The people you’re working with? Or are you uncomfortable simply because the situation is new and unfamiliar? Pinpointing what’s bothering you can help you decide how to proceed. Whatever volunteer opportunity you choose to pursue, it is so important to give of yourself. Every act of kindness grows the spirit and strengthens the soul. At Lions Gate, volunteering is an important part of the lives of many of our residents. Just as our devoted and caring staff go the extra mile for every one of our residents, our residents pay that giving spirit forward by volunteering out in the community. It’s just one of the many ways that Lions Gate sets itself apart from other senior communities. Lions Gate’s focus on the eight Dimensions of Wellness — physical, intellectual, social, emotional,
Volunteering is a fun and easy way to explore your interests and passions.
spiritual, vocational, environmental, and financial — means that we are happy to support our residents in any volunteer effort they pursue. Thank you to everyone who heeds the call to volunteer. The world is a better place because of you!
Serving Seniors for OVER 100 Years FULL-SERVICE SENIOR LIVING • • • • • • • •
The Atrium at Navesink Harbor, Red Bank, NJ Crestwood Manor, Whiting, NJ Meadow Lakes, East Windsor, NJ Monroe Village, Monroe Twp., NJ The Moorings at Lewes, Lewes, DE The Oaks at Denville, Denville, NJ Stonebridge at Montgomery, Skillman, NJ Winchester Gardens, Maplewood, NJ
AFFORDABLE HOUSING Communities for income-qualified seniors throughout New Jersey.
Learn more about what sets us apart 1-800-222-0609 | springpointsl.org ®
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Why should these Retirement Communities be on your short list? Nationally, only 15 percent of all Continuing Care Retirement Communities have earned the "seal of approval" from the non-profit CARF Continuing
Care Accreditation Commission. The CARF is the nation's only system for accrediting continuing care retirement communities.
We are proud that our communities: n n n n
voluntarily meet the HIGHE ST STANDARDS of excellence submit to regular inspections and reviews
care about our residents' well-being and our staffs' training
maintain financial accountability and competent administration
We invite you to call or visit us to see what makes us different! PENNSYLVANIA BEAUMONT AT BRYN MAWR
601 North Ithan Avenue Bryn Mawr, PA 19010 610-525-8300 www.beaumontretirement.com See ad page 24
BETHANY VILLAGE
325 Wesley Drive Mechanicsburg, PA 17055 717-766-0279 www.bethanyvillage.org See ad page 113
BRITTANY POINTE ESTATES
1001 Valley Forge Road Lansdale, PA 19446 215-855-3826 www.ACTSbrittanypointe.org See ad page 42 78 18-1602-01.indd 78
FORT WASHINGTON ESTATES
735 Susquehanna Road Fort Washington, PA 19034 215-542-8564 www.ACTSfortwashington.org See ad page 42
GWYNEDD ESTATES
301 Norristown Road Ambler, PA 19002 610-361-8221 www.ACTSgwynedd.org See ad page 42
GRANITE FARMS ESTATES 1343 West Baltimore Pike Media, PA 19063 215-628-9346 www.ACTSgranitefarms.org See ad page 42
LANDIS HOMES
1001 East Oregon Road Lititz, PA 17543 717-381-3550 www.landishomes.org
KENDAL~CROSSLANDS COMMUNITIES PO Box 100 Kennett Square, PA 19348 800-814-8133 www.kcc.kendal.org
LIMA ESTATES
411 North Middletown Road Media, PA 19063 610-627-2590 www.ACTSlima.org See ad page 42
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Because they are accredited! NORMANDY FARMS ESTATES
9000 Twin Silo Drive Blue Bell, PA 19422 215-661-1614 www.ACTSnormandyfarms.org See ad page 42
SOUTHAMPTON ESTATES
MEADOW LAKES
300 Meadow Lakes East Windsor, NJ 08520 800-564-5705 www.meadowlakesonline.org See ad page 77
STONEBRIDGE AT MONTGOMERY
238 Street Road Southampton, PA 18966 215-364-3382 www.ACTSsouthampton.org See ad page 42
100 Hollinshead Spring Road Skillman, NJ 08558 800-218-3456 www.stonebridgeatmontgomery.org See ad page 77
SPRING HOUSE ESTATES
THE ATRIUM AT NAVESINK HARBOR
728 Norristown Road Lower Gwynedd, PA 19002 215-628-4429 www.ACTSspringhouse.org See ad page 42
WHITE HORSE VILLAGE 535 Gradyville Road Newton Square, PA 19073 610-558-5000 www.whitehorsevillage.org See ad page 83
NEW JERSEY CRESTWOOD MANOR
50 Lacey Road Whiting, NJ 08759 866-662-7359 www.crestwoodmanoronline.org See ad page 77
MONROE VILLAGE
One David Brainerd Drive Monroe Twp., NJ 08831 866-859-2276 www.monroevillageonline.org See ad page 77 800-394-9990 | retirementlivingsourcebook.com
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40 Riverside Avenue Red Bank, NJ 07701 800-842-2480 www.atriumatnavesink.org See ad page 77
WINCHESTER GARDENS 333 Elmwood Avenue Maplewood, NJ 07040 888-816-8527 www.winchestergardens.com See ad page 77
DELAWARE COKESBURY VILLAGE
726 Loveville Road Hockessin, DE 19707 302-235-6100 www.ACTScokesburyvillage.org See ad page 42
MANOR HOUSE
1001 Middleford Road Seaford, DE 19973 302-628-5604 www.ACTSmanorhouse.org See ad page 42
For more information or a nationwide list of accredited communities contact: CARF Continuing Care Accreditation Commission www.carf.org
COUNTRY HOUSE
4830 Kennett Pike Wilmington, DE 19807 302-426-8112 www.ACTScountryhouse.org See ad page 42 79 11/21/18 9:55 AM
Resources
Medicare ‌
timely fashion will help avoid any late enrollment penalties. Visit the Social Security website for more information about enrollment: www.ssa.gov/ medicare/apply. A Medicare Advantage Plan (Part C) also includes both Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. However, the coverage is provided by private insurance companies approved by Medicare, not by
Continued from page 75 Social Security benefits or benefits from the Railroad Retirement Board, they will generally automatically begin receiving Parts A and B the first day of the month they turn 65. If an individual is not already receiving retirement benefits, they should sign up for Medicare three months before reaching age 65. Signing up in a
Medicare directly. Advantage Plans function much like the HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization) plans that are offered by most employerbased health care groups. Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if the beneficiary is enrolled in a Medicare Advantage Plan. In all
Non-profit, Quality Progressive Senior Living
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From Active Independent Retirement Living to Personal & Memory Care‌we fit your style, location & affordability with options in Bucks, Montgomery & Philadelphia Counties!
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Resources types of Medicare Advantage Plans, enrollees are always covered for emergency and urgently needed care. These plans typically require enrollees to use plan doctors, hospitals and other providers to avoid paying more or all of the costs for care. Enrollees pay the Part B premium, which was $134.00 per month in 2018, and a monthly premium for the Advantage plan. Enrollees may also pay copayments or coinsurance for covered services. Coverage and costs vary by plan. Medicare Advantage Plans usually include prescription drug coverage (Part D) through the plan. Plans may also offer extra coverage, like vision, hearing, dental and/or health and wellness programs. Getting Additional Coverage: Prescription Coverage and Medigap Medicare Prescription Drug Plans (Part D) are run by private companies approved by Medicare. Enrollees who would like to receive this additional coverage must select and enroll in
a plan. There is a monthly premium for these plans. For those who have enrolled in a Medicare Advantage Plan, prescription drug coverage is often already included. Supplemental coverage is available to help pay some of the healthcare costs that Original Medicare doesn’t cover, including copayments, coinsurance and deductibles. These Medigap Policies are offered by private companies. When beneficiaries have a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then, the Medigap policy pays its share. Individuals interested in purchasing a Medigap policy should buy one during their 6-month Medigap open enrollment period, which gives them the opportunity to buy any Medigap policy sold in their state, regardless of health problems. This period automatically starts the month that individuals are 65 and enrolled in Medicare Part B (Medical Insurance). After this enrollment period, some
beneficiaries may not be able to buy a Medigap policy. If they are able to buy one, it may cost more. Individuals enrolled in a Medicare Advantage Plan, cannot use Medigap Insurance to pay for plan costs like copayments, deductibles and premiums. In fact, it is illegal for anyone to sell Advantage Plan customers a Medigap policy unless they are switching back to Original Medicare. Review Coverage Enrollees don’t need to sign up for Medicare each year. However, each year all beneficiaries have a chance to review their coverage and change plans. Free, personalized health insurance counseling is available through local State Health Insurance Assistance Programs (SHIP). For more information or assistance, visit shiptacenter.org. Information adapted from Medicare’s Website, www.medicare.gov. Additional information is available online.
Senior Living in Beautiful Chester County Independent Living Personal Care Studios, 1 and 2 BR Apartments Memory Support Community Wellness Program Convenient Location
490 Manor Ave. Downingtown, PA 19335
Next to St. Joseph Catholic Church No Entrance Fees
Located less than ½ mile south of Route 30 Bypass on Route 322
610-873-5300 www.STMrehab.org 800-394-9990 | retirementlivingsourcebook.com
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THE MOST POWERFUL SENIOR LIVING MARKETING COMBINATION!
Celebrating more than 25 years, Sourcebook has established itself as the most comprehensive and referred to resource on Senior Living Options and Services in our region. Reaching three powerful decision making groups!
Readers are:
• 54% Older Adults • 32% Families • 14% Professionals To request your FREE copies or for more information on how you can be included in our next issue or on our award-winning website, please contact:
Lisa Harkins, Account Manager PA/NJ/DE Edition 215-953-1448
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White Horse Village, a Full Service Retirement Community Providing Personalized Lifestyles for a Quarter-Century Experience a warm and welcoming lifecare community on 96 acres of rolling countryside in Pennsylvania’s Delaware County, adjacent to a state park. White Horse Village attracts those who want to design their own retirement lifestyle. The on-site healthcare center assures that residents are provided with any necessary care, should the need arise. Residential living choices are varied in size and design, all with picturesque views. We strive to stimulate the mind, preserve well-being and nourish the spirit!
WE OFFER THE FOLLOWING ENTRANCE PLANS: 80% Refundable, Standard–Declining Balance and the Modified Health Plan for those with Long Term Care Insurance. We also offer a flexible meal plan and all fees include long-term nursing care or personal care in private suites in the newly expanded Healthcare Center.
610-558-5000 535 Gradyville Road • Newtown Square, PA 19073
www.whitehorsevillage.org
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Resources Health and Wellness
Pumped Up New guidelines mean we should all pay more attention to our blood pressure By Sonela Skenderi, DO, FACC Mercy Cardiology at Nazareth Hospital Recently, the American Heart Association redefined its guidelines for measuring and diagnosing cardiovascular disease, increasing the number of Americans with hypertension (high blood pressure) by 27 million. Cardiovascular disease is the number one cause of death in the country, and hypertension is one of the biggest risk factors for cardiovascular disease. To get ahead of cardiovascular disease, you should start blood pressure screenings around age 20 and follow up every two years. The new guidelines represent a national push to better detect, measure and treat cardiovascular disease early, when treatment is most effective. Since hypertension has no visible symptoms, many cases go unnoticed and untreated until complications, such as stroke or heart attack, occurs. To raise awareness for early intervention, the new guidelines lower the threshold for diagnosing hypertension. Previously, hypertension was defined as a reading of 140 over 90 and “elevated” blood pressure was 130 over 80. Now, hypertension begins at 130 over 80 and elevated blood pressure begins around 120 over 80. The new guidelines account for health risks and complications that occur in the early stages of the disease and place increased importance on monitoring and early detection. While the advanced stages of hypertension often require more advanced treatment — such as medication — preventive, nonpharmaceutical treatments are often your best bet to improve your cardiovascular health early on. With some simple lifestyle changes, you can significantly decrease your chances of developing hypertension. 84 18-1603-01.indd 84
Eat better. If you really commit, healthy eating can improve your systolic blood pressure by as much as 11 “points” within one month or so. Establish a diet rich in fruits, vegetables and whole grains. Eat foods (not supplements) high in potassium, such as bananas, avocados, sweet potatoes and yogurt. Avoid foods with large amounts of saturated fats or sodium, and avoid excessive alcohol use. Exercise regularly. Thirty minutes of exercise, five days per week, can improve your blood pressure by four “points.” Test your blood pressure at home. You can use a digital home monitor or visit your local pharmacy to track your blood pressure between doctor visits. Measure your blood pressure with a validated instrument, using a well-positioned cuff while you are in a relaxed state. Avoid exercise or alcohol 30 minutes prior, and take readings in the morning and evening.
This can give your physician a more accurate reading and better insight into diagnosis and treatment. While the new guidelines create a uniform process for taking accurate blood pressure readings, patients themselves can sometimes create unreliable measurements. Patients with “white coat syndrome” feel nervous during a checkup and, as a result, experience elevated blood pressure when measured in a physician’s office. On the other hand, some patients with “masked hypertension” have normal readings in the office but spike in other times or settings. Both instances can lead to inaccurate diagnoses, so home monitoring can be very helpful. Regular monitoring and healthy lifestyle changes can be the keys to managing your blood pressure and treating hypertension early, before medication becomes necessary. Talk to your physician to schedule a blood pressure screening.
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Gorgeous NEW G OPENIN Y R JANUA 9 201
Inside and Out
Retirement Living...reinvented. At the leading edge of the ‘aging well’ movement, Echo Lake’s 25-acre campus includes a 4,500 sq. ft. fitness and wellness center, innovative dining, and lifestyle programming that dares you to explore. And wait until you see the views!
LivingAtEchoLake.com 800-394-9990 | retirementlivingsourcebook.com 18-1603-01.indd 85
Rooftop Pub, Sports Simulation Lounge, Pickleball & Bocce Courts, Maker Spaces & Club Rooms, Community Garden Plots, Walking Trails, Concierge, Flexible Dining, Housekeeping, and much more! Age-restricted, Amenity Rich, Independent Rental Apartments Supportive Living & Connections Memory Care (Opening Spring 2019)
| 484-568-4777 | 900 Atwater Drive, Malvern, PA 19355
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HousING
Logging-on and Branching out Positive effects of internet usage for seniors By Lori Thomas, Associate Editor It’s a mess of text and colors, a swirl of perplexing pixels. A woman—sixty-six and white-headed, slim fingers constantly adjusting ever-sliding spectacles—peers at her computer screen, baffled. She doesn’t know how she arrived on this irrelevant page. The URl is unfamiliar; the content is without meaning; and the slow load-time leaves her stranded in a digital wasteland, with only that frustrating spinning beach ball for company. She hates that beach ball—almost as much as hates the computer— and it’s all too easy to walk away, abandoning the page for real-world tangibility. The Internet is a wondrous thing. For many seniors, however, it often proves a challenge, demanding an understanding of links, clicks, and engines that they simply lack. This frustration has led to a slow acceptance among men and women who view technology with considerable skepticism.
By accessing search engines, seniors can connect to both news and individuals—sharing their thoughts with others, staying abreast of developing information, and maintaining a link to the world.
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For many seniors, navigating the Internet can be challenging, demanding an understanding of links, clicks, and engines that they simply lack.
The value of connectivity, however, can’t be denied—and introducing seniors to the online world affords them greater control over their daily lives. Examining the Technology Trend Since its conception in 1962— which the Internet Society explains, occurred when MIT’s J.C.R. licklider developed a memo directory system allowing individuals to exchange information through a single packetswitch network—the Internet has promised communication. Through it, users can quickly share ideas, queries, and opinions. For seniors, however, this conversation is often stilted. According to the United States Census Bureau, Internet access and usage is distinctly less common among those 65 and older.
Total Households: 27,201 Total Households With Desktop Computer: 62% Total Households With Portable Computer: 31% Total Households With Some Internet Access: 58% Total Households With High-Speed Internet Access: 56% These numbers are stark contrasts to other demographics—with 77 percent of youth boasting Internet access and 81 percent of Millennials. There is a distinct lag in technology among seniors, and the reasons for this prove plentiful. Understanding Digital Difficulties Introducing technology into their every day life is no simple task for seniors. A series of complications plague their every attempt. According to a study by the Pew Research 800-394-9990 | retirementlivingsourcebook.com
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HOUSING Organization, those 65 and older express several key doubts about the Internet. Physical Challenges Pew Research reports two out of every five seniors suffers from a physical handicap (including chronic pain or disease). These individuals are 20 percent less likely to use the Internet than those in good health, and they’re also 18 percent less likely to have broadband access. Debilitating issues—such as failing eyesight, arthritis, or muscle degeneration—directly impact their abilities to seek out computers. Apathy Pew Research notes that 35 percent of seniors believe that the Internet offers little to no value. They are unsure of the accuracy of the information it offers. A lack of access, they claim, has no negative effect on their daily lives. This leads them to avoid logging on to engines, news portals, and other social hubs. Learning Difficulties Pew Research discovered that a staggering 77 percent of seniors feel unprepared to adopt new technology (such as desktop computers, smartphones, or tablets). Of these individuals, 56 percent also admit to an inability to utilize online sites actively —including Facebook or Twitter—without guidance. This creates a surge of uncertainty, with those living alone unable to understand the Internet fully. These issues shape the influence of technology—with physical limitations, general disinterest, and negative attitudes keeping older adults away from the Internet. This is a mistake, and it’s one that must be corrected immediately. Creating Opportunities: Recognizing the Benefits of Internet Usage for Seniors Millennials have long since been inoculated into the digital age. These individuals—known collectively as Gen Yers—have aged with technology, adapting to its every incarnation. 800-394-9990 | retirementlivingsourcebook.com
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Many seniors feel unprepared to adopt new technologies, including desktop computers, tablets and smartphones.
They’ve transitioned from landlines to smartphones, desktop computers to tablets. They understand the online world. Seniors, comparatively, don’t. They’re limited by scarcer Internet interactions and a lack of general access, making it difficult to adapt to changing platforms. The necessity of this adaptation, however, is impossible to deny— with regular online usage promoting several key advantages for those over the age of 65. Connectivity The sad reality many seniors face is a need for home-based care. According to a study from the National Center of Biotechnology Information, approximately 10 percent of the total population is housebound—whether from physical disabilities (such as diabetes, stroke, or cardiovascular disease) or mental disabilities (such as dementia, depression, and paranoid disorders). These individuals are confined to their beds, and the outside world is often beyond their reach. The Internet provides a way to
rediscover it. By accessing search engines, seniors can connect to both news and individuals—sharing their thoughts with others, staying abreast of developing information, and maintaining a link to the world. Through the simple push of a button, they can explore the endless miles beyond their homes. Cognitive Improvement The clichés claim that wisdom follows age. Too often, however, seniors find their mental functions interrupted. A study from the Alzheimer’s Association noted that 10 percent to 25 percent of the total population suffers from some form of impairment. These impairments render individuals unable to perform their routines and interfere with their well being. The Internet serves as a way to combat this growing concern. According to a study from Psychology Today, the use of computers sharply enhances neural activity, with screens stimulating the brain’s synapses and increasing overall prefrontal engagements. The study notes Continued on page 88 87 11/21/18 9:58 AM
HOUSING
Logging-On … Continued from page 87
that the Internet sparks increased responses, with individuals navigating multiple resources (such as text, images, and videos). This creates a more dynamic learning experience and helps to maintain the mind’s logic abilities. Through this, cognitive impairment can be countered more effectively. Financial Independence Retirement is meant to provide seniors with a much-deserved rest, allowing them to reap the rewards of their efforts and enjoy financial stability. This stability eludes many men and women, however, with rising costs of living and unsteady Social Security policies leaving futures unsettled. It’s no surprise, therefore, that many individuals seek further employment after their retirements. According to a study from Aging Work, 54 percent of seniors say they’ll maintain some position (with 81 percent citing part-time goals and 19 percent citing full-time goals). The need for supplemental income drives the majority. The Internet can now provide that income. By establishing a home-based business— such as an eCommerce store that offers handmade goods or even a blogging platform that generates ad revenue—seniors can regain their financial independence. A recent survey by U.S. News reveals that 13 percent of men and women intend to launch their own company. The spirit of entrepreneurialism thrives online. Improved Well-Being Poor health is an unfortunate truth of aging. Seniors experience a diverse and devastating series of symptoms, with Everyday Health noting the increased effects of disease: Arthritis: impacts 49.7% of the total senior population. Cardiac Complications: impacts 37% of men and 26% of women. Cancer: impacts 28% of men and 88 18-1603-01.indd 88
Seniors can quickly find information online that can allow them to be more proactive about their health, giving them the knowledge to become their own advocates.
21% of women. Respiratory Disease: impacts 10% of men and 13% of women. Diabetes: impacts 24% of men and 18% of women. Alzheimer’s Disease: impacts 11% of the total senior population. These conditions—along with osteoporosis, influenza, depression, and obesity— directly affect each senior’s well being, contributing to weak immune systems and potentially deadly consequences. The Internet offers a way to lessen those consequences. By connecting seniors to fast information (including medical journals, emerging studies, news articles, and even Medicaid support), it provides a way for them to become more proactive about their health. It allows them to fully access critical medical data and better understand their available options. This may include: • Finding medical specialists. • Ordering prescriptions. • Ordering medical equipment. • Contacting their physicians (telecommuting office visits are available for those who are bedridden). • Verifying healthcare policies. • Purchasing additional insurance.
• and more. The Internet enables seniors to take control of their bodies and directly address their medical needs. This ensures improved well being. Virtual reality directly affects actual reality, and those effects can be quite positive. She shuffles back to her computer, flexing her fingers in anticipation and drawing her mouth in a determined line. No screen will best her. She can fix this problem— and she does, eventually retracing her digital steps and locating the information she needs. The Internet offers her vital answers (it simply demands a bit of patience to find them). That blasted beach ball is no match for her. Seniors can greatly benefit from technology. The online world can deliver improved connectivity, enhanced cognitive functions, new income channels, and increased medical knowledge and support. Introduce seniors to the computer, offer them the assistance they need, and ensure that every day is filled with communication. Doing so will promote a better quality of life for all. Article published with permission from SeniorAdvice. For more information, please visit www.senioradvice.com. 800-394-9990 | retirementlivingsourcebook.com
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FeAtuRe stoRY
taking the Wheel in Retirement
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ed convertibles are conventionally seen as a us her cottage, and seeing how it was all beautifully symbol of freedom—and maybe even success in finished really helped settle everything. Now my daughter is retirement. However, the senior years are often as thrilled as I am.” more complicated than simply downshifting. The Getting involved in life on campus helped Carole Ann lives of Pine Run Villagers have not always been carefree. navigate the transition to a retirement community with a In fact, all of life’s twists and turns are reasons Villagers positive attitude. She is in charge of several committees find inner strength and strength in their new neighbors. vital to the energized lifestyle at Pine Run, such as the Just ask Carole Ann Buildings & Grounds and Thomas who rode into Pine library Committees. Run in August 2015. “I “The nominating had lost two husbands; the team sought her out,” I’ve hit it off with many neighbors at first died in 1987 after 26 noted Mary Terpening, wonderful years of marriage. President of the Villager Pine Run who like to share good feelings My second husband, Ray, Board. “Carole’s bubbly despite the challenges we all face. We can died in 2007 after suffering personality invigorates complications from Agent the Villager Board, and accomplish a lot with a positive attitude.” Orange exposure, having 2018 has certainly been served two tours in Vietnam. active with planning for — Carole Ann Thomas, Ray was brave; he was and construction of the awarded a Purple Heart in the new community center (the Villager of Pine Run Marines, and he later became ‘Hub’). Carole Ann is very a Highway Patrolman. He was organized, and she takes also a big romantic,” she the lead collaborating with said. other talented Villagers.” “What I first fell in love with at Pine Run was having both “I like to hear the concerns my neighbors bring to our front and back doors – providing my cottage with lots of meetings as much as I like to think about the amenities we fresh air, sunlight, and the feeling of a real neighborhood. will relish in our new Hub. I hope to be one of the first to Plus, I could bring my dog Pugsley, who loves people as swim in the heated pool, and I can’t wait to share a freshly much as I do,” Carole Ann recalled. baked pizza with friends in the new Cafe,” expressed “But my new cottage had yet to be built, and without Carole Ann. “I’ve hit it off with many neighbors at Pine Run seeing a model my daughter couldn’t agree with my plan,” who like to share good feelings despite the challenges we Carole Ann explained. “Thankfully, a neighbor kindly showed all face. We can accomplish a lot with a positive attitude.”
Carole Ann Thomas had experienced many of life’s twists and turns when she rode into Pine Run in August 2015. Now she enjoys serving her new community on several committees and looks forward to a vibrant future.
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Neighbors Ann Corkadel and Carole Ann Thomas framed a beautiful friendship chatting up baking, gardening, and other shared pursuits in the village.
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Protect Your Knees While our knees may be among the most vulnerable joints to osteoarthritis, that doesn’t mean we can’t prevent damage that leads to the highly common and debilitating condition, according to orthopaedic surgeon Kevin D. Plancher, MD, founder of Plancher Orthopaedics & Sports Medicine. “Arthritis isn’t always preventable, and more than half of us will have signs of osteoarthritis by the time we’re 50,” Dr. Plancher explains. “But it’s not inevitable, and we can proactively try to avoid arthritis in our knees by taking several key steps to protect and preserve the joint. Because who doesn’t want to stay fully mobile?” Arthritis is the leading cause of disability among U.S. adults. About 31 million Americans cope with pain, stiffness and swelling from osteoarthritis, the “wear and tear” type of arthritis that’s the most prevalent form of the disease, according to the Arthritis Foundation. The knee is one of the top sites of osteoarthritis, which results when the cartilage or “cushion” covering the ends of bones in the joint wear away, triggering the bone-on-bone grinding as the joint loses its lubrication. Risk factors for developing osteoarthritis Knees naturally bear the brunt of much of what happens to our body while we move about every day – including the normal turning and twisting motion that can strain joints as well as the impact of any extra weight we may carry around (whether on our bodies or in our arms). Age is a major risk factor for developing osteoarthritis, Dr. Plancher notes, as most people who get it are over 50. Also at play is a person’s genetic predisposition to the condition, which can run in families. “Another risk factor is diabetes,” he adds. “High blood sugar levels raise the odds of osteoarthritis by promoting molecules that make cartilage stiffer and more prone to stress. Certain types of athletes, 90 18-1603-01.indd 90
unsurprisingly, are more prone to the condition because of the constant pounding their sport may cause to knee joints, as well as any injuries.” Tips for protecting your knees While you can’t completely eliminate the chances of developing knee osteoarthritis, Dr. Plancher offers these pointers to help protect your knee joints. 1) Control your weight. Whittling away any extra pounds or staying at a normal weight may be the best way to keep osteoarthritis away, he says. “Much research has shown that obese adults are far more likely to develop arthritis,” he adds. “Being overweight is terrible for weightbearing joints such as the knees and losing even some excess weight significantly lowers your chances of developing osteoarthritis. Try cutting portion size at meals.” 2) Exercise regularly. Not only does exercise ward off weight gain (see above), but regular physical activity is one of the top ways to keep joints healthy, helping them stay limber and strengthening muscles surrounding the knee, Dr. Plancher explains. Stretching before and after workouts only enhances these effects. Try cycling or swimming. 3) Avoid knee injuries. Obviously, nobody tries to get injured. But knee injuries make it many times more likely that the joint will develop arthritis later, he says. “Wear protective gear and be mindful of
your movements when doing unusual activities or while playing your chosen sport,” he advises. Osteoarthritis occurs in about half of those who experience a traumatic joint injury, according to the Arthritis Foundation. 4) Eat to beat arthritis. Good nutrition is important in preventing a multitude of undesirable health problems, including heart disease and cancer. But certain nutrients have been linked to lower risks of osteoarthritis as well. They include omega-3 fatty acids, which cut inflammation throughout the body, and vitamin D, which preliminary research associates with lower knee pain. Be sure to consult with your physician. 5) Get injuries treated promptly. Research has demonstrated that those who injured a knee while younger were three times more likely to develop osteoarthritis in that knee, and those odds grow with injuries sustained as older adults, Dr. Plancher notes. “You may be tempted to put off seeing a doctor if the pain or dysfunction is low-grade but procrastinating on proper treatment only makes those odds worse because you haven’t corrected the problem,” he says. Kevin Plancher, MD, MPH, is a boardcertified orthopaedic surgeon. He founded Plancher Orthopaedics & Sports Medicine and serves as clinical professor of orthopaedics at the Albert Einstein College of Medicine in New York. 800-394-9990 | retirementlivingsourcebook.com
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A Family commitment
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ntering a Harrison Senior living facility brings an I worked together as a team. We visited the facilities immediate feeling of warmth and comfort. The together. Mrs. Harrison personally supervised the nursing staff, many of whom have been with the company care and internal operations, while I concentrated on the for decades, greet each resident and family physical plant.” He goes on to state that care needs to be member by name. Down the hall, brightly lit foyers are filled the emphasis. “You want a pleasant environment, but you with residents gathering for a jazz concert, while other want excellent nursing care. You need to ensure that there residents sit down to enjoy a meal in a restaurant-style is good food, cleanliness, and activities.” dining room. It is this quality “I always feel at home of care and attention to detail when I’m there, and the that serves as a reflection clients I’ve placed have of the standards set by all been happy with their I always feel at home when I’m there, and founders Mrs. Katherine transition to their new life”, Harrison and Dr. James notes Felicia D. Benson, the clients I’ve placed have all been happy Harrison, over 40 years ago. BS, CSA, Certified Senior with their transition to their new life.” In 1967, the Harrisons Advisor, about Harrison purchased a 17-acre farm in House of Chester County. Christiana, Pennsylvania. At To create a warm, — Felicia D. Benson, BS, CSA, the time, Dr. Harrison was nurturing environment, Certified Senior Advisor, working as a superintendent Harrison Senior living about Harrison House of Chester County of schools while Mrs. has excelled at providing Harrison was employed as amenities that make guests a nurse. The purchase was feel they are in the comfort meant to be an investment, of their own home and but in the back of both of their minds they knew that this surrounded by friends. Happy hours on Fridays provide would be an excellent location for a skilled nursing facility. residents an opportunity to socialize, while live music, field Within five short years, they decided that there would be trips, speakers, and movies enhance their day-to-day lives. nothing better than going into business together and on Harrison Saunders, a grandson of Dr. Harrison, and July 1, 1972, Harrison House Christiana, PA opened its President and CEO of Harrison Senior living, is honored doors with 16 available beds. to continue the Harrison legacy. “We take great pride Those 16 beds quickly filled and the Harrisons brought in instilling our own tightknit family values into each back the architect to expand the facility to 53 beds. When community, making sure we understand the individual those beds filled, they immediately expanded the property needs of each of our current and prospective residents.” to 139 beds, which is the capacity of the home today. Mrs. Harrison had attended elementary and high school in Snow Hill, Maryland and graduated with her degree in nursing from Peninsula General Hospital School of Nursing, in Salisbury, Maryland. So when she saw the success of the nursing facility in Christiana, she wanted to expand the business to Snow Hill, Maryland. The land was purchased, and in 1977, Harrison House Snow Hill opened. Harrison House Snow Hill quickly gained a reputation for providing the highest level of care possible. It was because of this reputation that the former Mayor of Georgetown, Delaware and the general contractor of the Snow Hill facility approached the Harrisons and requested that they open a facility in their community. Over the next five years the company opened locations in Georgetown, Delaware; Chester County, PA; and acquired the John B. Parsons Home, an assisted living facility in Salisbury, Maryland. All together, the facilities house 495 beds. With three generations’ involvement, Dr. Harrison still Dr. James Harrison (right) and his wife opened the first Harrison reports to the corporate office every day. He attributes House in 1972. Today, Harrison Saunders (left), grandson of the success of the business to his family’s dedication Dr. Harrison and Chief Executive Officer, remains commited to to providing excellent care. He says, “Mrs. Harrison and providing excellent care. 800-394-9990 | retirementlivingsourcebook.com
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Prevent Falls
Accidents can be serious for seniors According to the Centers for Disease Control (CDC), one in three adults age 65 and older falls every year. While the severity of these falls and the resulting injuries can vary, falls are always a serious occurrence for older adults. Common injuries from falls include hip fractures and head traumas. For many seniors, falls can lead to extended hospital stays or even life threatening injuries. Even if a fall does not result in an injury, it will likely leave the senior feeling scared and may lead to a gradual limiting of activities. Fear, combined with an increasingly sedentary lifestyle, will only increase the risk of a fall in the future. National and local community and non-profit organizations are working with seniors and their families to help decrease the risk of falls and lessen the impact of falls after they occur. These organizations provide information and services that may help improve the quality of life of seniors. Avoiding Falls One of the simplest ways that older adults can reduce their risk of falling is by exercising. Exercising helps improve balance and maintain leg strength. leg muscles naturally weaken with age; weight-bearing exercises that focus on improving leg strength can help mitigate the risk of falling. For many seniors, living an increasingly sedentary lifestyle is one of the biggest contributing factors to falling. The CDC highly recommends exercise programs and classes, such as Tai Chi, to help improve and maintain balance. Of course, seniors should consult with their doctors before beginning any exercise routine. Medication interactions are another major risk factor for falls. Seniors should check with their doctor or pharmacist periodically to ensure that their medications are not causing 92 18-1603-01.indd 92
For many seniors, falls can lead to extended hospital stays or even life-threatening injuries. unwanted interactions or dangerous side effects. Many prescription and over-the-counter medicines can cause drowsiness or dizziness, which might increase the risk of falling. Seniors should also make sure to have their vision checked by an eye doctor at least once a year. Eyeglass prescriptions should be reviewed annually and updated as needed to maintain the best possible vision. Finally, one of the most important things older adults can do to minimize their risk of falling is to evaluate the safety of their home environment. Whether they enlist the help of a professional for a comprehensive home safety evaluation or just make some minor changes, seniors should be aware of the dangers in their own home. One quick and easy safety improvement all adults can make is to reduce the clutter in their home, focusing particularly on items that may be tripping hazards. Additionally, homeowners can consider adding grab bars and railings and enhancing lighting options.
MAKING A SAFER HOME FOR SENIORS NON-SKID RUGS Remove throw rugs, use rubber backing or apply double-faced adhesive carpet tape to the backs of all area rugs and runners to prevent slipping.
REvIEW MEDICATIONS The medications you take—and even the foods you eat—can affect your balance. Check with your doctor or pharmacist annually to review your medications and diet plan.
HANDRAILS Install handrails on both sides of all stairways—making sure they extend the full length of the stairway. Also make sure you have lights at the top and bottom of the stairs.
BATHROOM SAFETy Install grab bars in your bathtub or shower stall and near a toilet. Never use towel racks for balance—they can easily come loose, causing a fall.
ExERCISE DAILy Using your muscles helps maintain balance, strength, and flexibility. Try Tai Chi, walking, water aerobics, or dancing.
FOOTWEAR It’s best to wear thin, non-slip soled shoes, not thick-soled jogging shoes.
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Marci’s Medicare Answers dear Marci, i am new to Medicare. i have been receiving treatment for depression and anxiety for several years, and have gotten treatment in both inpatient and outpatient settings. Will these services be covered under Medicare? How much will they cost? —Beau (Baton Rouge, LA) Dear Beau, Medicare covers medically necessary mental health care— services and programs that are intended to help diagnose and treat mental health conditions. If you have Original Medicare, Part A covers inpatient mental health services that you receive in either a psychiatric hospital (a hospital that only treats mental health patients) or a general hospital. Your provider should determine which hospital setting you need. If you receive care in a psychiatric hospital, Medicare covers up to 190 days of inpatient care in your lifetime. If you have used your lifetime days but need additional mental health care, Medicare may cover your additional inpatient care at a general hospital. Be aware that you will have the same out-of-pocket costs with Original Medicare, whether you receive care in a general or psychiatric hospital: • The Part A deductible: Before Medicare covers the cost of inpatient care, you have to meet the deductible for the benefit period. In 2018, the deductible is $1,340. 94 18-1603-01.indd 94
• Days 1-60: After you meet the deductible, Medicare pays in full for the first 60 days of your care. • Days 61-90: Medicare pays part of the cost, and you are responsible for a daily coinsurance. In 2018, the coinsurance is $335. • lifetime reserve days: For up to 60 lifetime reserve days, Medicare pays part of the cost, and you are responsible for a daily coinsurance. The coinsurance in 2018 is $670. Medicare Part B covers outpatient mental health care, including the following services: • Individual and group therapy • Substance abuse treatment • Tests to make sure you are getting the right care • Occupational therapy • Activity therapies such as art, dance, or music therapy • Training and education (such as training on how to inject a needed medication or education about your condition) • Family counseling to help with your treatment • laboratory tests • Prescription drugs that you cannot administer yourself, such as injections that a doctor must give you. • An annual depression screening that you receive in a primary care setting. Speak to your doctor or primary care provider for more information. • The depression screening is considered a preventive service, and Medicare covers depression screenings at 100 percent of the Medicare-approved amount.
accept Medicare’s approved amount as full payment for a service), you will pay a 20 percent coinsurance after you meet your Part B deductible. Medicare Part B also covers partial hospitalization for mental health treatment for people who meet coverage requirements. Partial hospitalization programs provide care that is more intensive than other forms of mental health care, but less intensive than inpatient care. If you have a Medicare Advantage Plan, your plan must cover the same inpatient and outpatient mental health services as Original Medicare, but they may impose different rules, restrictions, and costs. If you need information about a plan’s costs and coverage rules, or if you are experiencing problems, contact your Medicare Advantage Plan. —Marci
dear Marci, Last november, during Fall open enrollment, i switched into a new Medicare Advantage Plan. i have since realized that i do not want to be a part of this plan. can i change my Medicare coverage? —Faisal (Madison, Wi) Dear Faisal,
Original Medicare covers these outpatient mental health services (with the exception of the annual depression screening) at 80 percent of the Medicare-approved amount. This means that as long as you receive services from a provider who accepts assignment (meaning they
Depending on the kind of change you want to make to your Medicare coverage, you may be able to make a change now. Before you make any changes, make sure you know how changing your health and drug coverage will affect you. In particular, 800-394-9990 | retirementlivingsourcebook.com
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HousING make sure that with the new coverage you choose, you will be able to see your usual doctors and continue to have your medications covered. If you want to disenroll from your Medicare Advantage Plan and use Original Medicare and a standalone Part D plan, you can make that change during the Medicare Advantage Disenrollment Period (MADP). The MADP runs from January 1 to February 14 of each year. During this time, you can switch from a Medicare Advantage Plan to Original Medicare and a Part D drug plan. This is the only kind of change you can make during the MADP. You cannot enroll in another Medicare Advantage Plan or make any changes to Original Medicare coverage. Changes made during the MADP are effective the first of the following month, so any changes you make before the end of January will be effective February 1, while any changes you make between February 1 and February 14 will be effective March 1.
once every month. You may also have an SEP if you move, if your Medicare Advantage Plan stops contracting with many of its providers, or if you want to enroll in a plan that has a 5-star rating, among other reasons. If you initially joined your plan because you were misled in some way, you could be entitled to a special enrollment period to change coverage. If you think you experienced misleading marketing, or if you were enrolled in your plan without your consent, you should report this to 1-800-MEDICARE or your local Senior Medicare Patrol (SMP). To contact your local SMP, visit www.smpresource.org or call 877-8082468. A representative can help you understand what happened and report any violations to the correct authorities. They can also help you contact your SHIP, who will be able to assist you with changing your Medicare coverage. —Marci
dear Marci,
Note: If you disenroll from your Medicare Advantage Plan, federal law does not usually give you the right to buy a Medigap plan. The laws in your state might give you more rights. Medigap plans are supplemental polices that help pay for Original Medicare deductibles and coinsurances. You should check with your State Health Insurance Assistance Program to find out if and when you can enroll in a Medigap plan in your state. To find your SHIP, you can go to www.shiptacenter.org or call 877-839-2675.
Dear Emmanuel,
If you want to make other kinds of changes, or if you miss the MADP, you might be able to change your coverage if you meet the requirements for a Special Enrollment Period. There are several reasons that you might qualify for a Special Enrollment Period to disenroll from your Medicare Advantage Plan and enroll in different coverage. For example, people who have Medicaid or the Medicare Savings Program have the option to join, disenroll from, or switch Medicare Advantage Plans or Part D drug plans
The Annual Notice of Change (ANOC) is an important notice sent each year to people who have a Medicare Advantage (MA) Plan or a Medicare Part D Prescription Drug Plan. Plans send these notices to their members every year to notify them of cost and benefit changes that will take effect starting January 1 of the following year. If you currently have a Medicare Advantage Plan or a Part D Prescription Drug Plan, you should receive this notice by September 30 every year. If you haven’t received it by then, you
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Last year i received an Annual notice of change from my Medicare Advantage Plan. Will i get one this year? What should i do with it? —emmanuel (Springfield, Mo)
should contact your plan to ask for it. The Annual Notice of Change is typically mailed along with the plan’s yearly Evidence of Coverage (EOC) Notice. A plan’s EOC provides a more comprehensive explanation of its costs and coverage in the following year. Remember that plans can make changes every year to costs and benefits, from changing copays to changing which providers and pharmacies are in-network or outof-network. In reviewing the Annual Notice of Change, make sure that the providers, services, and drugs that you need are still available and covered under your Medicare Advantage or Part D plan. Also, make sure you know and understand how much you will pay out of pocket for your health care services. If there are changes to your costs and benefits that could raise your costs or get in the way of getting the health care you need, you may want to think about making changes to your Medicare coverage during Fall Open Enrollment. Fall Open Enrollment runs from October 15 to December 7 every year. If you make changes to your Medicare coverage during Fall Open Enrollment this year, they will go into effect on January 1, 2019. Even if you review these notices and decide that there won’t be any major changes to your Medicare coverage in 2019, it still might be helpful to look at other Medicare options and compare them to your current plan. Another plan in your area might offer health and/ or drug coverage at a better price than what you currently pay. To learn more about different Medicare coverage options, call 1-800-MEDICARE or use the online Plan Finder tool at www.medicare.gov/find-a-plan. —Marci Marci’s Medicare Answers is a service of the Medicare Rights Center, the nation’s largest independent source of information and assistance for people with Medicare. For more information, visit medicarerights.org. 95 11/21/18 9:58 AM
HOUSING Active Adult
Stay Surrounded With Activity Active adult communities keep residents moving For those unfamiliar with available living options, the image of the “senior community” may need a serious makeover. Many individuals still think of retirement communities as dreary “facilities” with an institutional feel. This could not be further from the truth today. Active Adult communities, also known as leisure communities, are populated with adults who have come to live there by choice. In fact, individuals often choose to move into an active adult community as soon as they hit the requisite age – usually around 55. The amenity filled communities are often adjacent to golf courses or other recreational facilities. Not Just Active, but Pro-Active Active Adult community residents say they are making the move because they want to enjoy a hassle-free lifestyle, not because of deteriorating health. Simply put, it is their choice. Most active adult communities are not equipped to provide increased care or health-related services. However, several active adult residences are part of a larger Continuing Care Retirement Community, where residents can count on extended care if they develop health problems. This continuum of care allows active adults to make the most of the present while planning for the future. Gaining Independence Active adult communities often have a full range of entertainment options, and most of the costs are included in the living fees. They are ideal for retirees, but are not limited to those who have stopped working. Many residents continue to put in hours at work, while others fully explore longlost hobbies or new interests. Homes in these communities are constructed of low-maintenance 96 18-1603-01.indd 96
Active Adult communities seek to meet the needs of Baby Boomers by providing environments in which individuals can enjoy the many amenities of a community lifestyle.
building materials and feature virtually maintenance-free yards. This way, residents can spend more time filling their schedules with favorite hobbies and group activities, rather than tending to home-related tasks. Tennis courts, swimming pools, hiking trails, biking and jogging paths, and fitness centers are among the many features generally available within the community. Instead of navigating traffic when going to the gym or beauty shop, residents can often walk a few blocks to an on-site facility. There is also something to be said for having an elegant dining room in the community, although cooking in one’s private residence is still an option. What to Look For You can start by requesting an information packet from every active adult community you are considering. Make sure to read it carefully, and keep them all organized in a folder or
file cabinet. Once you have narrowed down your options by perusing the brochures, schedule a visit to each community. While you are there, take thorough notes and make a list of pros and cons for each one. Ask if you can dine with residents, talk with staff and read the residents’ handbook during your visit. When you meet with the management or resident relations director, make sure to assess the management’s philosophy and its relationship with residents. And never underestimate the power of the good old-fashioned hunch. If you attended college or had to consider employment in a new area, remember the criteria you used in making that decision. This is no different. Prioritize your own needs and feelings and give yourself plenty of time to make a decision. This is your new home and a place you will come to enjoy for decades. 800-394-9990 | retirementlivingsourcebook.com
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Independent living you can depend on.
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It’s an age when we’re living longer and looking to live life to the fullest.
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At Ashbridge Manor Senior Living you’ll have everything you need to help you do that... transportation, housekeeping,
nsportation, housekeeping, nutritious meals, engaging activities and entertainment... all right here! And with our indoor pool, fitness classes oor pool, fitness classes and s visiting physicians, an exercise room you can stay vital and strong. We also provide wellness services such as visiting physicians, an your independence. emergency call system and home care services that will allow you to continue enjoying your independence.
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HOUSING Active Adult
Choosing an Active Adult Community Use this checklist to review options: Physical Environment
Fees and Costs
■ Is the community clean and well maintained?
■ What services are included in the monthly fee?
■ Is ample parking available for residents and visitors?
■ What services are available for an additional fee? What are the fees?
■ Are exterior maintenance, snow removal and landscaping included in the monthly fees?
■ How often do resident rate increases occur?
■ Are there multiple floor plans available?
■ Are there multiple contract options?
■ Can residents decorate their cottages, condos or apartments according to their personal tastes?
■ Do some contract options offer entrance fee refunds?
■ Is the community pet friendly?
Location
■ Does the community have safety features, such as handrails and grab bars?
■ Is the community conveniently located for friends and family to visit?
■ Do individual residences include safety features, such as emergency alert and fire suppression systems?
■ Is the community in a safe neighborhood?
Resident and Staff Interaction
■ Is the community near preferred medical providers?
■ Is the community well staffed overnight? ■ How does the community handle residents who need additional care and support? ■ Do staff members undergo screenings and background checks prior to employment?
■ Are there shopping, dining and entertainment options near the community?
Overall Impression ■ Does the community look and feel like a place you could call home? ■ Talk with residents and their family members.
■ Are housekeeping and laundry provided?
■ What do they like about the community?
■ Are transportation services available?
■ Can they recommend it?
■ Did they consider other options when searching for a community?
■ Why did they choose this community?
Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)
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ACTIVE ADUlT HousING
Active Adult Communities
oRGANIzAtIoN
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PHoNe
WeB
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HOUSING
Boomers Retiring at a Quick Rate Most ready to retire, already collecting social security The first set of Baby Boomers, those born in 1946, continue to be myth-busters, according to the study, Healthy, Retiring Rapidly and Collecting Social Security: The MetLife Report on the Oldest Boomers. The data, from the company’s MetLife Mature Market Institute, says the earliest Boomers aren’t necessarily “working ‘till they drop,” as was predicted. More than half (52%) of the 1946 Boomers are now fully retired. Of those, 38 percent say, “I’m ready,” while 17 percent cite health reasons and 10 percent attribute a job loss. Twenty-one percent remain employed full-time and 14 percent are working part-time. The figures from the MetLife Mature Market Institute 2013 study represent a big jump since 2007 and 2008 when just 19 percent of the oldest Boomers were retired and a significant leap from the 45 percent retired in 2011. The Institute has studied the oldest boomer cohort on numerous occasions, most recently in 2012 with Transitioning into Retirement: The MetLife Study of Baby Boomers at 65 and The Early Boomers: How America’s Baby Boomers Will Transform Aging, Work & Retirement. The 2013 study follows the group as they’ve moved from age 62 to 67, their finances, housing status, family lives and their views on generational issues were tracked. For instance, though the majority of retirees say they have less income than when they were working, lower income does not always equal a lower standard of living, as only 20 percent felt theirs had declined. “As oldest Boomers dive into retirement, even though some have been forced to do so earlier than expected, they seem to be ‘Feelin’ Groovy,’ as this group would have said during their formative years,” said Sandra Timmermann, Ed.D., director of the MetLife Mature Market Institute. “They are poised to remain 100 18-1603-01.indd 100
active and engaged. As their nests empty, they seem to be largely feeling healthy and positive. On the negative side, a good half of this group may not have achieved their retirement savings goals and are not confident about paying for the next phase of their lives.” Among further findings: • 86 percent are collecting Social Security benefits; 43 percent began collecting earlier than they had planned. • Only 14 percent of the oldest Boomers are working part-time or seasonally; 4 percent are selfemployed. • Long-term care rose to the top of the list of retirement concerns; 31 percent reported concern about providing for themselves or their spouses. • Despite the fact that they are worried about long-term care, just under a quarter owns private longterm care insurance. • 82 percent want to age in place and do not plan any future moves. • Eight percent are “upside down” on their mortgage, owing more than the value of their home. • The average number of grandchildren is 4.8. • 79 percent of the oldest Boomers have neither of their parents living, but more than one in 10 are providing regular care for a parent or older relative; for many, the level of care has increased. • Oldest Boomers continue to believe they will see themselves as “old” at the age of 78.5. • 16 percent of the oldest Boomers see themselves as being sharpest mentally in their 60s, but the largest group (30%) believes they were sharpest in their 40s. • More than 40 percent of the oldest Boomers are optimistic about the future. Nearly a quarter of those are optimistic about their
health, and two in 10 feel good about their personal finances. • More than half of the oldest Boomers feel their generation is leaving a positive legacy for future generations. Values and morals and good work ethic were the top two items cited. Methodology The nationally representative survey for Healthy, Retiring Rapidly and Collecting Social Security: The MetLife Report on the Oldest Boomers was conducted by GfK Custom Research North America on behalf of the MetLife Mature Market Institute between November 6, 2012 and December 23, 2012. A total of 1,003 respondents, including 447 people from the 2011 study, were surveyed by phone —respondents were all born in 1946. Data were weighted by demographics to reflect the total Boomer population. The MetLife Mature Market Institute® was Metropolitan Life Insurance Company’s (MetLife) center of expertise in aging, longevity and the generations and was a recognized thought leader by business, the media, opinion leaders and the public. The Institute’s groundbreaking research, insights, strategic partnerships and consumer education expand the knowledge and choices for those in, approaching or working with the mature market. MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. 800-394-9990 | retirementlivingsourcebook.com
11/21/18 9:59 AM
Spotlight Housing Options
on Senior Housing Arden Courts Memory Care Community (see ad page 146) King of Prussia, PA: 610-337-1214 • Warminster Township, PA: 215-957-5182 Yardley, PA: 215-321-6166 Arden Courts, designed by HCR ManorCare, is a memory care community created especially to meet the unique needs of individuals living with Alzheimer’s disease or a related memory impairment. Every detail - from the layout and activities to the specially trained staff and individualized attention - is designed to make life simpler, safer and more fulfilling for our residents. We provide an environment that preserves the warmth, the caring, the comforts and routines of home. 100% dedicated to Alzheimer’s and dementia care.
Chandler Hall (see ad page 1) 99 Barclay St. • Newtown, PA 18940 • 215-497-0904 • www.ch.kendal.org Chandler Hall is a non-profit community run in the Quaker Tradition. We believe that every person served by Chandler Hall has the right to independence, free choices regarding health care and a living situation which fosters productivity and individuality. To that end, we are committed to providing a full continuum of health care for the older adult which is positive and creative. Our programs include Personal Care, Nursing Care, A Hospice Pavilion, Adult Day Program, Home Health Care, Memory Care and more.
Dunwoody Village (see ad page 82) 3500 West Chester Pike, Newtown Square, PA 19073 • 610-359-4400 • www.dunwoody.org Dunwoody Village is an accredited, not-for-profit, Continuing Care Retirement Community. The community has 252 apartments and country houses clustered on a beautiful 83-acre tract of fields, woods, lawns, and gardens in the center of Newtown Square, PA. There are 81 private personal care residences and 81 private skilled nursing rooms on the campus. Amenities include fully enclosed and heated walkways, two dining rooms, casual dining and “take out”, lounges, auditorium, fitness center, swimming pool, Jacuzzi, arts and crafts room, wood shop, library, game room, gift shop, bank, hair salon, weekly housekeeping and flat linen service, transportation and door-to-door mail delivery. The community has a prime location near shopping and public transportation.
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HousING oPtIoNs SPOTlIGHT
on Senior Housing Springpoint Senior Living (see ad page 77) 4814 Outlook Drive, Suite 201, Wall Township, NJ 07753 • www.springpointsl.org We’re New Jersey’s most trusted provider of senior housing and care, with a not-for-profit mission that’s at the heart of everything we do. Our 23 communities throughout the state — including full-service senior living and affordable housing for income-qualified seniors — offer choices to meet diverse financial needs as well as lifestyle and care preferences. Through our Springpoint Foundation, our residents enjoy world-class arts and cultural presentations, timely news and information and other lifeenhancing benefits.
White Horse village (see ad page 88) 535 Gradyville Road, Newton Square, PA 19073 • 610-558-5000 • www.whitehorsevillage.org A non profit, CCAC accredited, continuing care retirement community for adults 62 and older located on 96 acres of woodlands and meadows adjacent to Ridley Creek State Park in Edgmont, PA. Reminiscent of New England, the beautiful country setting of this community draws many adults who wish to retire in a rural suburban environment. Amenities and services include 24 hour Security, weekly housekeeping, activities and cultural programs, evening entertainment, transportation, bank, beauty shop, wood shop, art studio, computer center, fitness, putting green, heated pool and Jacuzzi, library, Gift and Thrift shop, a flexible meal plan, and much more. There is a Health Care Center on site providing temporary and long term skilled care as well as personal care and included in the fees.
THE COST OF AGING
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Credit: MPH@GW, the online master of public health degree offered through the Milken Institute School of Public Health at the George Washington University
5
In 1900, Americans aged 65 years or older accounted for about 4 percent of the total U.S. population; by 2050, experts expect that this number will increase to more than 20 percent. The expansion prompts plenty of hard questions. What are some common financial burdens faced by aging individuals, their families and caregivers? And what are some steps our health care system can take to alleviate those burdens? MPH@GW, the online MPH RISING OUT-OF-POCKET COSTS offered through the Milken Institute School of Public Health at the George Income levels for aging Americans are increasing, Washington University, created The but not as quickly as their medical bills. By 2040: Cost of Aging in America, an extensive infographic previewed here, to explore some of these issues. More information is Median annual out-of-pocket costs for Americans age 65 will nearly double: available at http://publichealthonline.gwu. edu/cost-of-aging/.
$2,600
$6,200
2010
2040
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HousING oPtIoNs lIFE PlAN COMMUNITIES
Life Plan communities Offering diverse lifestyle options life Plan Communities are properties offering a combination of living options for older adults. These communities offer an active lifestyle for residents, as well as a wide array of amenities and services. life Plan Communities were formerly known as Continuing Care Retirement Communities (CCRCs). Following a two-year research and review process, a task force led by leadingAge and Mather lifeWays, identified a new name for CCRCs that would resonate with the boomer target audience. The new name better reflects the communities and their residents—individuals who are active, engaged and focused on the future. living options available at life Plan Communities may include independent living, assisted living and skilled nursing services. These different levels of care are all offered on a single campus. Residents have the option to have all their current or future healthcare needs met without ever leaving campus. life Plan Communities afford residents endless opportunities to remain active and involved. These communities generally appeal to young, healthy older adults. Amenities vary widely but often include swimming pools, fitness centers, gardening areas, and golf courses or putting greens. Additionally, residents have access to hundreds of clubs and activities—from art classes to
yoga classes and from drama clubs to walking groups. Residents are also very involved in the operation and management of life Plan Communities through resident boards or councils. Finally, life Plan Communities are generally integrated into the larger community. With active residents, these communities can focus on giving back and acting as a socially responsible neighbor. life Plan Communities give older adults the freedom and security to live active, healthy lives. They are the perfect option for individuals who want to plan ahead for future care needs, while focusing on enjoying every day.
Living options available at Life Plan communities may include independent living, assisted living and skilled nursing services. these different levels of care are all offered on a single campus.
Source: lifeplancommunity.org
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Inspiring a more enjoyable, longer life just takes a little spin. Sporting championship tables and a specially designed cushioned floor, Shannondell takes its “ping pong” seriously. Fortunately, residents also take the opportunity to share a fun activity with good friends just as seriously. Rediscovering that a childhood sport can still bring a smile to their face – yet another way Shannondell residents are living more inspired.
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Living to Inspire®
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HousING oPtIoNs lIFE PlAN COMMUNITIES
Life Plan Resident Rights A model Bill of Rights The National Continuing Care Residents’ Association (NaCCRA) developed a model bill of rights that applies to all residents of life Plan Communities (formerly known as continuing care retirement communities). Model Bill of Rights The residents of a life Plan Community have the right to: 1. Expect full, prompt and complete fulfillment by the management of those services delineated in their contracts. 2. Establish, organize, fund, develop by-laws for, and operate a resident association. 3. Freely assemble, with or without the participation of management and staff. 4. Select and appoint, in accordance with the resident association’s own by-laws, at least three members of the corporate governing board. 5. Be kept informed by the administration, on an ongoing basis, about all significant issues of management, which directly affect residents’ well-being or their financial investment. 6. Full disclosure of the finances of the corporation, presented at least on an annual basis. 7. A plain English list of those services guaranteed by the contract, as well as a list of those services offered by the community but not guaranteed in the contract. 8. Visit the assisted living and skilled nursing facilities, as well as all the amenities associated with independent living, before signing a contract. 9. Be informed in advance of, and to comment on, changes in the delivery of services, including changes in staffing levels. 10. Be informed, at least a month in advance of implementation, about any changes in fees. 106 18-1603-01.indd 106
the residents of a Life Plan community have the right to participate directly in the governance of the residents’ association through communication, discussion, and decision-making in open meetings. 11. Participate directly in the governance of the residents’ association through communication, discussion, and decision-making in open meetings. 12. Raise issues concerning their own well-being, their quality of life, and the sufficiency of their involvement in community life and governance, and to advocate openly for issues of concern to them. 13. Start up and operate informal activities of any kind, so long as they
do not impact negatively on the lives of others, violate the law, interfere with other activities in community space and facilities, or require resident association funds. 14. Organize and seek resident association recognition of a new committee or other resident activity needing community facilities or resident association funds. 15. All the benefits of living in the community, including all the services and amenities on offer, and all regulations applying to community life, provided and enforced impartially and without prejudice, regardless of a resident’s age, gender, race, economic status, professional background or sexual orientation. 16. Select, based on availability and the resident’s financial qualifications, an independent living apartment of the resident’s choice and to appoint and furnish it to the resident’s taste. 17. Participate as fully and meaningfully as possible. When the need to move to an assisted living facility or skilled nursing unit comes under discussion, family members designated by the resident have the right to be kept informed of the resident’s condition and care plan. Source: www.naccra.com
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life plan communities Housing Options
Understand Entrance Fees Knowing the options when paying for life plan communities Most Life Plan Communities require payment of a one-time fee, usually called the entrance fee, before moving to the community. The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen (with larger units requiring a larger fee) and agreement type. The entrance fee allows the community to offer lower monthly fees and provide for the future needs of residents. State regulations can impact the terms of the entrance fee and in some states, refunds are called rebates. Entrance fees are typically structured in one of three ways: Declining scale refunds, also known as amortizing entrance fees, specify a period of time in which the entrance fee will be refundable to the resident on a declining basis. For example, if an entrance fee under this
arrangement declines at the rate of 1 percent each month, after 6 months 94 percent of the entrance fee is refundable. Partially refundable entrance fees guarantee a specific percentage of the refund that will be returned within a certain period of time regardless of the term of residency. For example, 50 percent of the entrance fee may be refundable upon termination of the contract or to the estate upon the resident’s death. Full refunds offer just that, a full refund of the entrance fee. A fixed charge may be deducted before the refund is made, and the agreement generally states how long the refund is valid and under what conditions a refund is due. Entrance fees that offer full refunds are typically more expensive than those without refunds or those that are partially refundable
The entrance fee amount often depends on the level of care at the time of entry, type of housing chosen and agreement type.
or refundable on a declining basis. Excerpt from Consumer Guide to Understanding Financial Performance and Reporting: Enhancing People’s Lives in Continuing Care Retirement Communities.
Your Retirement Lifestyle. Your Way! At Lutheran Community at Telford, your choice is our reality. Beautifully appointed residential accommodations include apartments, cottages, and duplexes. We are here to meet your expectations. • Independent Living • Healthcare • Memory Support • Personal Care Suites and Studios • Center for Community Life, which includes indoor pool
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267-203-1402 • www.lctelford.org A Continuing Care Retirement Community 12 Lutheran Home Drive Telford, PA 18969 800-394-9990 | retirementlivingsourcebook.com
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HousING oPtIoNs lIFE PlAN COMMUNITIES
A Guide to choosing the Right contract By Kelly Hagler You want to move to a senior living community, but that’s just the first of many decisions you’ll need to make. No matter which community you move to, you’ll have to sign a contract that stipulates the services you’ll receive and what you’ll pay—now and down the road. This guide can help you navigate the different contracts you may encounter as you embark on your search for a new home. Continuing care retirement communities (CCRCs), also known as life plan communities, offer multiple levels of care all on one campus. This setting is generally attractive to seniors who like to plan ahead. CCRCs are most useful for seniors who can come in at the independent living level and move through higher levels of care as needed over time. “The CCRC is a promise of future care, inclusive of the various levels,” says Marc Herrera, vice president of skilled nursing administration and risk management at be.group, an operator of Southern California retirement communities. “All other types of senior living are month-to- month arrangements.” Most CCRCs are nonprofit organizations with business models surrounding a mission of senior care and service, says Daniel S. Ogus, executive vice president and chief
operating officer at be.group. All levels of care in a CCRC are usually provided by the same management. CCRC contracts are more complex than other types of senior living agreements because they offer more services. There are three common types of CCRC agreements that typically secure long-term living accommodations, services and health care for residents. 1. Type A (Life Care Agreements) According to the Commission on Accreditation of Rehabilitation Facilities, Type A contracts include overall housing, residential services (amenities) and unlimited healthrelated services. Type A contracts provide a sense of stability, as future costs are much more predictable regardless of any changes in needed services or care. Residents pay a much larger entrance fee compared to other contract types, but the monthly fee is flat through all levels of care. 2. Type B (Modified Agreements) As with Type A, Type B contracts include housing and residential services. Unlike Type A, Type B does not cover all future health care needs but does offer discounted or waived rates for those services. While Type B contracts have a lower entrance fee than Type A, should an increase in care become necessary, it
would be the resident’s responsibility to cover costs. 3. Type C (Fee-For-Service Agreements) like both A and B, Type C contracts cover housing, residential services and health care. “Basically, it’s pay as you go,” says Herrera. Residents pay a smaller entrance fee in the beginning. Then, if you don’t need to use higher levels of care, there is no additional cost to you beyond your monthly service fee for using amenities like transportation or activities. While Type C contracts will save you on up-front costs, the resident risks the potential for large costs down the road if there is a sudden need for care. Steps before you sign Regardless of the environment you choose, moving to a senior living community is a big decision that requires a lot of thought and even more research. Here are some important steps to take before signing a contract. 1. Consult a financial adviser. Joining a senior living community is a serious investment. Spend time with your trusted financial adviser. “Your biggest pitfall is not understanding how health care, especially Medicare, works in our country,” says Ogus.
one place. hundreds of resources.
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life plan communities Housing Options
“How much money do you have and how much will you need? Understand what benefits you’re getting from Medicare as well as your retirement packages.” 2. Research the organization and management. The financial stability of the community as well as the continuity of management are two essential factors to vet thoroughly. Is the management able to make improvements regularly? Will you be working with the same staff regularly, or is there a high turnover rate? 3. Understand which services are covered. Asking about guaranteed services will alleviate many of those “what if ” questions: What if you get dementia? What if you become debilitated? Ask management specific questions about what’s covered in your contract beyond care services. Understand how they charge for specialized programming and activities. 4. Find out how refunds work. Signing a CCRC contract is a big decision—so what if you change your mind? 5. Ask about a benevolence program. Many nonprofit CCRCs offer benevolence programs if a resident exhausts his or her financial resources. “Say someone has lived in the community for 15–20 years and now she cannot afford to pay at that higher level—this program subsidizes her as she continues to live at the same level,” says Herrera.
The financial stability of the community and the continuity of management are two essential factors to vet thoroughly.
6. Make sure your voice will be heard in the future. Some communities have their own associations, and residents have the right to be represented on boards. “It’s collaborative management,” says Herrera. “Many communities are managed with a lot of advice from residents.” 7. Determine what role your family will play. “We can’t share information with children if the resident doesn’t give us permission to do so,” says Ogus. “If a resident has a condition change, we
Independent Living Assisted Lifestyle Services Short-term Rehabilitation Skilled Nursing Care Memory Care Unit
hope he or she will allow us to share with one of their adult children.” Make sure your family understands the financial commitment and how your contract works. 8. Explore, visit, ask questions, repeat. “We want [potential residents] to make the right decision,” says Ogus. “We want them to choose us, but we’d rather them not choose us if it’s not the right decision for them. An unhappy resident can spoil it for the rest of the community. It should be a lifestyle decision, not a sentence.”
Adding Life to Years
Call us today 814-793-3728 877-849-9291
437 Givler Drive, Martinsburg, PA www.homewoodmartinsburg.com 800-394-9990 | retirementlivingsourcebook.com
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Housing Options life plan communities
Choosing a Life Plan Community Use this checklist to review options: Physical Environment
Dining Services
■ Is the community clean and well maintained?
■ Does the dining room look and smell inviting?
■ Is ample parking available for residents and visitors?
■ Are the dining room tables, chairs and linens in good condition?
■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Levels of Care ■ What levels of care does the community offer?
■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Location
■ Independent living?
■ Assisted living?
■ Is the community conveniently located for friends and family to visit?
■ Skilled nursing care?
■ Is the community in a safe neighborhood?
■ Short-term rehabilitation?
■ Memory care?
■ Are there shopping, dining and entertainment options near the community?
■ Do residents have access to in-home care should it be needed?
■ Is the community near preferred medical providers?
Resident and Staff Interaction
■ Does the community look and feel like a place you could call home?
■ Is the community well staffed overnight?
Overall Impression
■ How does the community handle residents who need additional care and support?
■ Talk with residents and their family members.
■ What do they like about the community?
■ Do staff members undergo screenings and background checks prior to employment?
■ Can they recommend it?
■ Did they consider other options when searching for a community?
■ Why did they choose this community?
■ Are housekeeping and laundry provided? ■ Are transportation services available? ■ Do caregivers interact with residents in positive ways? ■ What is the staff-to-resident ratio for each level of care? Fees and Costs
Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)
■ What services are included in the monthly fee? ■ What services are available for an additional fee? What are the fees? ■ How often do resident rate increases occur? ■ Are there multiple contract options? ■ Do some contract options offer entrance fee refunds?
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Nursing
Monthly Cost Starting From
Entry Fees Starting From
800-576-1453
Warminster
1,476
44
88
1,819
117,000
■ ■
Pets Allowed
City
Assisted/ Personal Care
CARF ACCREDITATION Swimming Pool
PHONE
Independent
Life Plan Communities
FEATURED on Page
life plan communities HOUSING
BUCKS COUNTY Ann’s Choice Chandler Hall Health Services
1
267-291-2300
Newtown
10
112
53
1,149
195,000
■ ■
Christ’s Home Senior Services
12
215-956-2270
Warminster
114
35
24
972
95,000
■ ■ ■
Community at Rockhill
71
215-257-2751
Sellersville
206
53
90
1,170
51,000
■ ■
610-808-9453
Plymouth Mtg.
215-752-2370
Bensalem
279
60
17
1,875
71,100
■ ■
107 267-203-1402
Telford
245
96
75
971
52,000
■ ■
Manor at York Town, The
610-808-9456
Jamison
64
Pennswood Village
610-808-9463
Newtown
312
Phoebe Richland
610-686-6628
Richlandtown
Pickering Manor
610-808-9472
Newton
34
Friends Life Care Partners Juniper Village at Bucks County Lutheran Community at Telford
4
2,260 37
■ ■
50
2,766
95,500
■ ■ ■
22
47
2,295
165,000
■ ■
80
Pine Run Community
16
800-992-8992
Doylestown
300
107
127
1,843
10,000
Southampton Estates
42
888-368-3582
Southampton
296
36
120
2,403
128,900
■ ■ ■
Twining Village
32, 33
215-600-1938
Holland
204
117
74
1,691
86,000
■ ■ ■
610-808-9453
Doylestown
218
60
60
Bellingham Retirement
610-808-9472
West Chester
208
66
64
Devon Manor
610-808-9456
Devon
60
60
60
Friends Life Care Partners
610-808-9463
Plymouth Mtg.
Jenner's Pond Retirement Community
610-808-9470
West Grove
278
60
38
Back Cover 800-814-8133
Kennett Sq.
515
113
113
3,129
87,400
■ ■ ■
610-482-4253
Pottstown
3
58
133
2,650
32,000
■
610-808-9472
Downingtown
94
55
1,025
12,440
■ ■
Wesley Enhanced Living Doylestown
■ ■
CHESTER COUNTY
Kendal~Crosslands Communities Manatawny Manor
32, 33
Simpson Meadows
2,975
3,000
■
■ ■
St. Martha Villa for Ind. & Ret. living
81
610-873-5300
Downingtown
60
60
80
1,358
2,457
Tel Hai Retirement Community
37
610-273-9333
Honey Brook
441
86
128
1,061
86,000
■ ■
Ware Presbyterian Village
610-808-9453
Oxford
179
52
137
1,400
90,000
■ ■ ■
Wellington at Hershey's Mill
610-808-9456
West Chester
193
64
40
3,550
610-808-9463
Bryn Mawr
8
8
610-359-4400
Newtown Sq.
268
81
81
2,975
89,000
■ ■
610-808-9470
Plymouth Mtg.
■ ■
DELAWARE COUNTY Bryn Mawr Terrace Convalescent Home Dunwoody Village
45
Friends Life Care Partners
170 30,000
2,500
■
Granite Farms Estates
42
888-368-2731
Media
240
40
82
2,446
145,900
■ ■ ■
Lima Estates
42
888-368-2981
Media
260
36
60
2,403
131,900
■ ■ ■
610-459-1090
Glen Mills
1,196
66
66
1,964
149,000
■ ■ ■
610-642-3000
Haverford
349
115
78
3,115
81,000
■ ■
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Assisted/ Personal Care
610-891-3700
Media
361
49
Bryn Mawr
130
79
610-808-9453
Media
163
30
60
610-558-5000
Newtown Sq.
338
68
59
3,070
105,000
■ ■ ■
Brethren Village
610-808-9472
Lancaster
400
78
175
498
10,000
■ ■ ■
Calvary Homes
717-393-0711
Lancaster
219
42
45
832
36,700
■
Garden Spot Village
610-808-9453
New Holland
542
86
73
920
79,000
■ ■
Homestead Village
610-808-9456
Lancaster
165
111
53
934
48,800
■ ■ ■
Landis Homes
717-569-3271
Lititz
450
742
44,000
■ ■ ■
717-892-5039
Lititz
347
70
106
894
52,500
■ ■
Moravian Manor
610-808-9463
Lititz
89
61
127
850
112,000
■
Pleasant View Retirement Comm.
610-808-9472
Manheim
152
96
133
986
89,900
■ ■
St. Anne's Retirement Community
610-808-9470
Columbia
68
53
121
805
3,000
717-478-7313
Columbia
126
40
106
924
44,500
The Long Community at Highland
610-808-9472
Lancaster
108
32
Warwick Woodlands
610-808-9453
Lititz
126
61
800-770-5445
Lancaster
woodcrest villa
717-390-4103
lancaster
459
Zerbe Retirement Community
610-808-9456
Narvon
86
2,444
101,136
2,499
59,500
Pets Allowed
Independent
24
Entry Fees Starting From
City
Monthly Cost Starting From
PHONE
Nursing
FEATURED on Page
Life Plan Communities
CARF ACCREDITATION Swimming Pool
HOUSING life plan communities
DELAWARE COUNTY (continued) Riddle Village Retirement Community
Rosemont - Presby’s Inspired Life Comm. insidE front 610-908-4118 Wesley Enhanced Living Main Line White Horse Village
83
■ ■ ■
■ ■ ■
LANCASTER COUNTY
Luther Acres
St. John's Herr Estate
Willow Valley Communities
38
38
9
1,531 220
■ ■ ■ ■
1,700
■
127
■
285
1,687
94,000
■ ■ ■
150
188
1,369
61,400
■ ■
58
26
87
798
200,000
■
■
MONTGOMERY COUNTY Beaumont at Bryn Mawr
24
610-525-8300
Bryn Mawr
8
8
120
2,859
3,200
■ ■ ■
Brittany Pointe Estates
42
877-620-6524
Lansdale
279
37
92
2,534
206,900
■ ■ ■
Dock Woods
26
215-368-4438
Lansdale
265
73
72
1,050
96,000
■ ■
610-808-9463
Lansdale
125
60
72
1,280
45,000
■
877-830-4686
Ft. Washington
95
18
40
2,403
102,900
Foulkeways at Gwynedd
215-643-2200
Gwynedd
250
82
52
3,020
92,000
■ ■
Frederick Living
610-808-9453
Frederick
107
80
61
1,713
58,000
■
Friends Life Care Partners
610-808-9472
Plymouth Mtg.
888-368-2919
Ambler
159
20
2,403
117,900
610-808-9453
Huntington
Elm Terrace Gardens Fort Washington Estates
Gwynedd Estates
42
42
HCR/ManorCare - Huntington Valley
■
■
■
■ ■
Meadowood Senior Living
66
610-584-1000
Worcester
293
56
59
1,503
112,000
■ ■
Normandy Farms Estates
42
888-368-3431
Blue Bell
355
58
73
2,446
140,900
■ ■ ■
Peter Becker Community
67
215-256-9501
Harleysville
284
47
72
1,555
50,000
■ ■
610-808-9456
Wyncote
25
37
58
Phoebe Wyncote
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■
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Nursing
Monthly Cost Starting From
Entry Fees Starting From
54
114
2,810
57,000
■ ■
1,016 104
190
1,461
95,000
■ ■
111
71
1,139
84,000
■
289
52
96
2,403
120,900
Wyndmoor
20
32
77
2,000
215-368-0900
Lansdale
2
90
120
2,355
37,000
■
610-645-8764
Gladwyne
220
49
49
3,698
242,000
■ ■ ■
Cathedral Village
215-487-1300
Philadelphia
279
50
133
1,670
15,000
■ ■ ■
Friends Life Care Partners
610-808-9470
Plymouth Mtg.
Wesley Enhanced Living at Stapeley
610-808-9456
Philadelphia
43
70
120
■
Wesley Enhanced Living Pennypack Park
610-808-9463
Philadelphia
75
25
120
■
Mechanicsburg
391
100
69
1,554
133,300
■ ■ ■
Lewisburg
90
40
102
825
94,000
■
New Oxford
506
123
270
766
78,400
■ ■
PHONE
City
insidE 215-376-6292 front
Rydal
Shannondell at Valley Forge
105 610-728-5200
Audubon
Souderton Mennonite Homes
26
215-723-9881
Souderton
200
Spring House Estates
42
888-368-3817
Lwr. Gwynedd
610-808-9470
Pets Allowed
Assisted/ Personal Care
305
FEATURED on Page
Independent
Life Plan Communities
CARF ACCREDITATION Swimming Pool
life plan communities HOUSING
MONTGOMERY COUNTY (continued) Rydal Park A Presby’s Inspired Life Comm.
Springfield Senior Living St. Mary Ctr. for Rehab. & Healthcare
30
Waverly Heights
■
■ ■
PHILADELPHIA
OTHER PENNSYLVANIA Bethany Village
113 717-766-0279
Buffalo Valley Lutheran Village
32, 33
Cross Keys Village Brethren Home Comm.
119 888-624-8242
866-723-1909
Cornwall Manor
69
800-222-2476
Cornwall
317
30
96
1,650
62,000
■ ■
Cumberland Crossings
32, 33 32, 33
717-462-7448
Carlisle
111
45
56
1,638
151,000
■ ■
717-388-0198
Middletown
51
35
136
723
30,000
■
610-808-9456
Newville
128
63
79
1,075
65,000
■ ■ ■
610-775-2300
Wyomissing
283
66
80
2,500
107,900
■ ■
Frey Village Green Ridge Village Highlands at Wyomissing, The
8
Homewood at Martinsburg
109 814-793-3728
Martinsburg
131
64
144
897
110,300
■ ■
Homewood at Plum Creek
59, 148 717-637-4166
Hanover
305
90
120
1,978
72,000
■ ■
610-808-9463
Bethlehem
157
33
60
2,298
64,260
■ ■ ■
610-628-4041
Allentown
277
29
60
1,613
73,000
■
Kirkland Village Luther Crest
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32, 33
113 11/21/18 9:59 AM
Independent
Assisted/ Personal Care
32, 33
610-816-6358
Topton
104
80
Menno Haven
717-262-2373
Chambersburg
518
169
Messiah Village
610-808-9470
Mechanicsburg
275
170
184
610-746-1000
Nazareth
129
86
61
610-808-9472
Bethlehem
250
60
118
32, 717--447-5092 33
Lewistown
33
Phoebe Allentown
610-686-6362
Allentown
Phoebe Berks
484-205-9489
Wernersville
Presbyterian Village at Hollidaysburg
610-808-9463
Hollidaysburg
30
43
Quincy Village
610-808-9470
Quincy
181
717-227-3000
Shrewsbury
St. Andrew's Village
610-808-9472
St. Anne's Retirement Community StoneRidge Retirement Living
194
925
67,000
■
1,010
72,000
■ ■
Pets Allowed
Entry Fees Starting From
City
Monthly Cost Starting From
PHONE
Nursing
FEATURED on Page
Life Plan Communities
CARF ACCREDITATION Swimming Pool
HOUSING life plan communities
OTHER PENNSYLVANIA (continued) Lutheran Home at Topton, The
Moravian Hall Square
18
Moravian Village of Bethlehem Ohesson
Shrewsbury Lutheran Ret. Village
21
134
■ ■ ■ 149,000
■
■ ■
539
70,000
49
2,107
64,300
■
51
1,664
63,100
■ ■
67
952
72,000
■
32
135
785
72,500
81
68
100
581
96,900
Indiana
30
22
131
2,134
43,890
610-808-9453
Columbia
68
53
121
805
3,000
■ ■ ■
610-808-9456
Myerstown
143
30
60
1,662
51,200
■ ■
0
■
■
■
■ ■
■
■
Village at Kelly Drive, The
21
717-848-2585
York
60
80
Village at Luther Ridge, The
21
717-264-5700
Chambersburg
86
33
Village at Gettysburg, The
21
717-334-6204
Gettysburg
78
17
100
■
Village at Sprenkle Drive, The
21
717-764-9994
York
140
0
104
■
Village at Utz Terrace, The
21
717-637-0633
Hanover
112
46
40
■
Westminster Village - Allentown
610-808-9463
Allentown
67
20
111
2,263
68,355
■
■
Westminster Woods at Huntingdon
610-808-9470
Huntingdon
84
34
64
1,212
138,000
■
■
Woodland Retirement Community
610-808-9472
Orbisonia
5
0
125
1,089
■
■
76
856-679-2200
Voorhees
164
70
110
2,825
179,500
■ ■
77
888-816-8527
Maplewood
202
115
3,000
279,000
■ ■ ■
Inside 800-500-5433 Back
w. caldwell
276
48
56
■ ■
new jersey - Camden county Lions Gate
new jersey - essex county Winchester Gardens Crane's Mill
■ ■
new jersey - mercer county Meadow Lakes
77
800-564-5705
East Windsor
260
44
60
1,750
64,365
■ ■ ■
77
800-842-2480
Red Bank
140
0
43
2,500
95,000
■
Bristol Glen
609-503-9942
Newton
88
85
60
2,600
127,000
■
Cedar Crest
609-310-3819
Pompton Plains
1,478
64
113
1,974
87,000
■ ■
866-662-7359
Whiting
329
32
64
2,364
43,240
■ ■ ■
610-808-9463
Woodstown
75
86
60
1,821
67,000
■
OTHER NEW JERSEY Atrium at Navesink Harbor, The
Crestwood Manor Friends Village at Woodstown
114 18-1603-01.indd 114
77
■
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Monthly Cost Starting From
Entry Fees Starting From
60
1,546
58,170
Leisure Park
19
732-370-0444
Lakewood
Monroe Village
77
866-859-2276
Monroe Twp.
Spring Village at Galloway
609-503-9942
Galloway
Seabrook
609-310-3819
Tinton Falls
1,057
96
City
Pets Allowed
Nursing
28
PHONE
CARF ACCREDITATION Swimming Pool
Assisted/ Personal Care
286
FEATURED on Page
Life Plan Communities
Independent
life plan communities HOUSING
OTHER NEW JERSEY (continued)
78
■ ■ ■
2,970
3,000
86
2,030
87,000
■ ■
3,433
137,865
■ ■ ■
■
Stonebridge at Montgomery
77
800-218-3456
Skillman
211
60
40
The Evergreens
42
856-459-2000
Moorestown
188
66
34
The Oaks at Denville
77
973-586-6000
Denville
285
34
84
1,700
161,000
■ ■
Cokesbury Village
42
888-368-3920
Hockessin
235
49
45
2,892
158,900
■ ■ ■
Country House
42
888-368-3952
Wilmington
131
36
46
3,312
146,900
■
■
Forwood Manor
19
302-529-1600
Wilmington
141
37
72
3,000
2,800
■
■
Foulk Manor North
19
302-478-4296
Wilmington
67
43
44
Manor House
42
888-368-3972
Seaford
118
62
60
2,012
102,900
Millcroft
19
302-366-0160
Newark
62
26
110
3,258
3,258
■
Shipley Manor
19
302-479-0111
Wilmington
62
15
82
3,220
3,220
■
the moorings at lewes
77
302-644-7994
lewes
131
45
40
2,684
215,000
302-230-2728
Dover
119
59
60
1,660
69,000
■ ■ ■
STATE OF DELAWARE
Westminster Village - Dover
2,300 ■ ■ ■
■ ■ ■
■
STATE OF Maryland Diakon Senior Living – Hagerstown
32, 33
240-513-2570
Hagerstown
69
110
80
600
78,000
Heron Point
42
888-368-3995
Chestertown
191
35
38
2,269
144,900
■ ■ ■ ■ ■
18-0822-07
Don’t walk the road alone. There are professionals listed in the Resources section who can help you.
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115 11/21/18 9:59 AM
HousING
THE IMPACT OF CHRONIC CONDITIONS ic
Ac u
te
Ch
n ro
Chronic conditions like diabetes are expected to become as or more prevalent than acute health care problems — and many chronic conditions are preventable.
Credit: MPH@GW, the online master of public health degree offered through the Milken Institute School of Public Health at the George Washington University
Find more details on Independent living Communities & Services: retirementlivingsourcebook.com
116 18-1603-01.indd 116
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INDEPENDENT lIVING HousING
Independent Living communities Providing security with no home maintenance Independent living communities are residential communities for active older adults who want an enjoyable lifestyle free of the worries of home maintenance. They are similar to any apartment, condominium or singlefamily development, except that they provide special services, including security. Most independent living communities are fully secured with staff members greeting and screening
all visitors around the clock. As many individuals at this stage in their lives are looking to pursue new hobbies and interests, the activities and amenities available at a community are a major factor for potential residents. Most independent living communities provide a full range of activities such as shopping trips, outings to cultural events, organized gatherings and an array of clubs.
Many independent living communities provide a range of activities that promote social contact among residents.
Some communities also have tennis courts, swimming pools and other amenities. Independent living communities typically offer a variety of meal plans. Residents also have the option of preparing their own meals. Most independent living communities do not offer health care services. However, some communities are affiliated with health care facilities that can provide such care when it is needed. Residents also have the option of purchasing home health care services from outside providers. Most independent living communities are rental communities, but some are condominiums or singlefamily communities in which residents purchase their units or homes. Costs and services vary widely. In some communities, a monthly fee covers many services, while in others a fee-for-service system is used. A few communities offer subsidies based on strictly defined need. To learn more, contact your local Area Agency on Aging. Consumers should carefully research the independent living community options in their target areas or neighborhoods. After requesting and reviewing information from communities, prospective residents should plan on-site visits to each community they are considering. 800-394-9990 | retirementlivingsourcebook.com
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HousING oPtIoNs INDEPENDENT lIVING
considering Independent Living Questions for consumers The questions below will help seniors and their families determine if an Independent living community may be the right choice for them. • Do you feel isolated in your home? • Do you fi nd it diffi cult to get around your neighborhood? • Do you lack relationships with your neighbors? • Do you have diffi culty driving? • Do you wish that someone else would drive you to your errands and appointments? • Do you have a hard time getting out of the house? • Do you frequently go for weeks without seeing friends? • Do you wish you had more of a social life? • Do you miss participating in favorite activities?
• Do you fi nd it diffi cult to run errands alone? • Do you have a diffi cult time keeping up with home maintenance? • Do you fi nd it challenging to clean your home? • Do you feel unsafe in your home or your neighborhood? • Do you fi nd it hard to climb the stairs into or inside your home? If you answered “yes” to most of the above questions, you may want to consider Independent living. However, you will also want to consider your current and future health care needs before making a final decision. For instance, if you have a chronic health condition, you may want to consider an Assisted living community, or a community that offers both Independent living and higher levels of care on the same campus.
For many seniors, independent Living offers the perfect lifestyle.
For many seniors, Independent living offers the perfect lifestyle— one with no home maintenance or transportation worries and with plenty of social and recreational opportunities. With a wide array of communities available locally, you are certain to find a community that offers you both the independence you desire and the security you need.
REDEFINE RETIREMENT!
THE THE
Marlton NJ
118 18-1603-01.indd 118
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INDEPENDENT lIVING HousING oPtIoNs
Access Benefits for Veterans Help is available for service members Individuals who have served their country in the armed forces are eligible for a wide array of benefits through the U.S. Department of Veterans Affairs (VA). These benefits include health care services ranging from routine screenings and checkups to long-term care. Additional benefits are also available for aging Veterans. Qualification and Enrollment Any individual who served in the active military, naval or air service and was discharged under any condition other than dishonorable may qualify for VA health care benefits. Members of the Reserves or National Guard who were called to active duty, other than for training, and completed the full duty requirement may also be eligible for health care.
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only by enrolling in the VA health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. Veterans who enlisted after September 7, 1980, must have served 24 continuous months or the full period for which they were called.
However, there are exceptions to the minimum duty requirements, including early discharge for disability and other special circumstances. All Veterans are encouraged to enroll with the VA to determine their eligibility for benefits. Only by enrolling in the VA health care system can Veterans guarantee that comprehensive services will be available when and where they are needed. The VA’s enrollment system is based on priority groups. Congress determines the VA’s funding annually, which impacts the number of Veterans who can be enrolled in the health care program. The VA classifies Veterans into priority groups to ensure that limited funds are provided to higher priority Veterans first. Priority groups Continued on page 120
119 11/21/18 9:59 AM
Housing Options Independent Living
Access Benefits … Continued from page 119
range from 1-8, with 1 being the highest priority. Group 1 includes Veterans who are more than 50 percent disabled, while Group 8 is made up of individuals who are not rated as disabled and who have incomes above the VA national threshold. Individuals in lower priority groups often have to pay copays for care and services. Once a Veteran’s eligibility is verified, they will be assigned a priority group. If an individual is eligible for more than one priority group, the VA will place them in the highest group for which they are eligible.
• Require the help of another person for everyday personal care needs (such as bathing, dressing, or toileting); or • Be bedridden; or • Live in a nursing home and be physically or mentally incapacitated; or • Have poor eyesight (5/200 corrected visual acuity or less in both eyes). The VA also offers a Housebound Allowance to certain eligible Veterans who are restricted to their residence because of a permanent disability. This additional monthly monetary benefit can be used to help pay for needed care services provided in the Veteran’s home.
To apply for either the Aid and Attendance or Housebound benefits, Veterans must send a written statement, including a report from their doctor documenting the need for services, to their Veterans Benefits Administration regional office. Additional information is available at www.va.gov/healthbenefits and www. myhealth.va.gov or by calling the VA toll-free at 1-877-222-VETS (8387). Information adapted from http:// www.va.gov/geriatrics/ and from Health Care Benefits Overview 2012, a publication of the VA available at http://www.va.gov/healthbenefits/ resources/epublications.asp.
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18-0822-02
Long-Term Care Benefits In addition to preventative, health maintenance and emergency care, VA benefits may also provide for longterm care in some instances. Longterm care benefits include assistance that is provided for an extended period of time to help Veterans with everyday tasks and/or provide support for managing an ongoing illness. Long-term care, as defined by the VA, may be provided in a person’s home, a community site, residential setting, or nursing home. Eligibility for services covered by the VA are determined based on a Veteran’s need for ongoing treatment, service availability in their area, financial eligibility, priority group status and insurance coverage. Long-term care services may also be covered though Medicare, Medicaid, insurance or private funds. In some instances, Veterans may be able to use the Aid and Attendance Allowance to cover needed longterm care. The Aid and Attendance Allowance is an additional monthly monetary benefit provided by the VA for certain Veterans who receive a pension. To be eligible, Veterans must:
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11/21/18 9:59 AM
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This is a first-of-its-kind guide produced by Guide to Retirement Living SourceBook in partnership with the Aging Life Care Association Mid-Atlantic Chapter. The Resource Directory lists EVERY Aging Life Care Manager (Geriatric Care Manager) in the Mid-Atlantic (Delaware, Maryland, Virginia, West Virginia, Pennsylvania and the District of Columbia), along with dozens of resources and exclusive editorial content to help seniors, families and providers.
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for an sts to Caring Six Hidden Co Aging Parent Chapter Mid-Atlantic
rewards of gloom. The all doom and loved one isn’t costs. Academy for an aging en the Leadership Caregiving so are the hidd iation™ Member and Fellow of but , s for real are Assoc ts opportunitie Life Care caregiving seriously impac at work , CMC – Aging
blue shine MSW, LICSW t. It’s hard to g early, by Jullie Gray, advancemen constantly leavin roug for daily when you are care aide about siblings Costs to Carin texting a home Six Hidden your nt iating with what. tines or negot an Aging Pare across the country en responsible for Adult childr ation. Like about who is gener ich sandw belong to the feel squished net vanishes cheese, they safety the cial caand i estimated 2. Finan salam ies of their by Met Life responsibilit A 2011 study hours to between the g their kids. reduced work almost care and raisin ce their that men who lost reers, elder for parents caregivers sacrifi $38,000 security to provide care Often, family and financial wages and earnede benefits. $127,000 in own well-being grow old gracefully. lifetim ity ts Secur ther, men less in Social help their paren isn’t easing anytime d working altoge stoppe non, pena The situation r, they If wages $284,000 in Research Cente pubgave up about Security benefits over soon. The Pew informs the that tank Social ten thousion, and partisan fact , estimates that fare even their lifetime. lic about trends now turning 65 every the other hand, risk for are i” will Women, on sand people are more at “silver tsunam and led ially so-cal At worse financ day. This decades. efforts. Womthe next three an Aging result of their or poverty as a continue for back at work the Center on need to cut Met Life en typically the same time, etown University realtogether. The reduce stop working Society at Georg age 65 and older are n who ers ted that wome in study estima ports that boom se at a 2.3% rate while than $121, 000 increa hours lose more 0 less in expected to ers available patience, their e wages and earn $64,00 of family memb at less than time, er of lifelot a numb their ds lifetim the over will increase work. It deman Those who start with ity benefits to care for Social Secur to care for them on families now and in re and persistence. out for help g the workforce even time. Leavin tations reach 1%. The pressu ularly women, is impocketbook realistic expec partic fare much better a parent hits woman’s shortThey . ping the future, and plan ahead and downs than those a man’s. A whop , pension loved one harder than mense. ups wages for an aging through the of caring for 00 includes her lifeCaregiving rewards of hidden costs fall of $324,0 ty benefits over considered who don’t. The and gloom. The er should be the hidden and social securi isn’t all doom real but so are a family memb carefully. time. caregiving are planned for en see and costs. er s? side, adult childr ne Hidden Cost world gets small The Six On the plus someo e laser-fo3. to the becom are back” en What “giving As adult childr of frail parents, it their role as monetary, but 1. Dead-end career of a parneeds care payoff is not the The peron l. taking support of for a cused specia The demands that their social when tunity to care and increase tant figure stands to reason it is an oppor t productivity ally, this is ent can impac been an impor ver. Losing fo- network shrinks. Ironic son who has raised them for the caregi It may be all off to run absenteeism matter most. – a mom who in time in their life them down. and taking time ts, manage friendships do to get home waved who never let cus at work al appointmen a daughter can alone or a dad micro ing through medic the mean quick to a ss and er se Mom addre togeth Finding purpo all the work schedules and out of the to throw love makes home care appear this labor of able crises that and effort. hard inevit worth the time caregiver is family a But being
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Care 4 Aging Life
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Housing Options Independent Living
Choosing Independent Living Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Is ample parking available for residents and visitors? ■ Are exterior maintenance, snow removal and landscaping included in the monthly fees? ■ Are there multiple floor plans available? ■ Can residents decorate their cottages, condos or apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars?
■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs ■ Are activities scheduled throughout the day and evening? ■ Are fitness classes offered? ■ Are there dedicated spaces for resident clubs and informal gatherings?
■ Do individual residences include safety features, such as emergency alert and fire suppression systems?
■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?
Resident and Staff Interaction
■ Are there outdoor spaces available for walking, gardening and recreation?
■ Is the community well staffed overnight?
■ Are volunteer programs available?
■ How does the community handle residents who need additional care and support?
■ Do the residents appear engaged and energetic?
■ Do staff members undergo screenings and background checks prior to employment?
Location
■ Are housekeeping and laundry provided?
■ Is the community in a safe neighborhood?
■ Are transportation services available?
■ Is there public transportation nearby?
■ Do caregivers interact with residents in positive ways?
■ Are there shopping, dining and entertainment options near the community?
■ What is the staff-to-resident ratio?
■ Is the community near preferred medical providers?
Fees and Costs
Overall Impression
■ What services are included in the monthly fee?
■ Does the community look and feel like a place you could call home?
■ What services are available for an additional fee? What are the fees?
■ Talk with residents and their family members.
■ How often do resident rate increases occur?
■ What do they like about the community?
■ Are subsidies available? How do residents qualify for subsidies? Is there a waiting list?
■ Can they recommend it?
■ Did they consider other options when searching for a community?
■ Why did they choose this community?
Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals? ■ Can residents select their own meal times, or are there designated meal times?
Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)
■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus?
122 18-1603-01.indd 122
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11/21/18 9:59 AM
800-576-1453
Warminster
1,476
1,819
Center Square Towers
610-808-9453
Doylestown
352
Meals / Dining Services
Monthly Cost Starting From
Ann’s Choice
Pets Allowed
City
Featured on Page
PHONE
Independent
Independent Living
Subsidies
Independent Living Housing Options
■
■
■
■
PENNSYLVANIA - BUCKS COUNTY
Chandler Hall Health Services
1
267-291-2300
Newtown
34
1,950
■
■
Christ’s Home Senior Services
12
215-956-1802
Warminster
114
972
■
■
Community at Rockhill
71
215-257-2751
Sellersville
206
1,170
■
■
Franklin Park Apartments
610-808-9456
Doylestown
125
865
Galilee Village
610-808-9463
Levittown
120
■
■
■
■
■
Gloria Dei Plaza
80
215-968-7606
Newtown
111
Juniper Village at Bucks County
4
215-752-2370
Bensalem
272
1,875
■
■
lutheran community at telford
107
267-203-1402
telford
245
971
■
■
Manor at York Town, The
610-808-9472
Jamison
64
2,260
■
■
Morrisville Presbyterian Apartments
610-808-9453
Morrisville
99
New Hope Manor
610-808-9456
New Hope
100
625
Pennswood Village
610-808-9463
Newtown
312
2,766
Phoebe Richland
610-686-6628
Richlandtown
Pickering Manor
610-808-9472
Newton
34
1,271
■
■
1,843
■
■
■
■
■
■
■
■
■
■
■ ■
■ ■
Pine Run Community
16
800-992-8992
Doylestown
300
Southampton Estates
42
215-364-0500
Southampton
306
32, 33
215-600-1938
Holland
204
610-808-9456
Doylestown
218
610-269-8800
Downingtown
123
2,275
■
■
Bellingham Retirement
610-808-9472
West Chester
208
2,975
■
■
Colonial Woods
610-808-9456
Glenmoore
6
2,070
■
■
Coniston & Cartmel
610-808-9463
Kennett Square
74
2,271
Devon Manor
610-808-9470
Devon
60
2,554
610-888-7135
malvern
610-808-9472
Phoenixville
70
520
610-444-2577
Kennett Square
6
610-808-9453
Paoli
610-384-6310
E. Fallowfield
Heatherwood Retirement Community
610-808-9470
Jenner’s Pond Retirement Community
Twining Village Wesley Enhanced Living Doylestown
1,691
PENNSYLVANIA - CHESTER COUNTY Ashbridge Manor
Echo Lake
13, 97
85
French Creek Friends Home in Kennett
134
Genesis HealthCare- Highgate at Paoli Pointe Harrison House Chester County
Kendal~Crosslands Communities Parkesedge Elderly Apartments 800-394-9990 | retirementlivingsourcebook.com
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Back Cover
■
■ ■ ■
■
2,480
■
■
3,300
■
■
40
1,600
■
■
Honey Brook
42
3,980
■
■
610-808-9456
West Grove
278
■
■
800-814-8133
Kennett Square
589
3,129
610-808-9463
Parkesburg
45
25
■
■ ■
■
■
123 11/21/18 9:59 AM
City
Monthly Cost Starting From
Pets Allowed
Meals / Dining Services
610-808-9470
Downingtown
94
1,025
■
■
■
■ ■
Subsidies
PHONE
Independent
Independent Living
Featured on Page
HOUSING Independent Living
PENNSYLVANIA - CHESTER COUNTY (continued) Simpson Meadows St. Martha Villa for IndEpendent & Retirement Living
81
610-873-5300
Downingtown
60
2,083
Tel Hai Retirement Community
37
610-273-9333
Honey Brook
441
1,061
■
■
Trinity House Apts.
610-808-9472
Berwyn
132
1,983
■
■
Ware Presbyterian Village
610-808-9453
Oxford
179
1,400
■
■
■
Wellington hall
610-808-9456
West Chester
193
3,550
■
■
Center Square Towers
610-808-9463
Doylestown
352
■
■
Darby Town Houses
610-808-9470
Sharon Hill
172
562
610-359-4400
Newtown Sq
268
2,975
■
■
Genesis HealthCare-Residences at Chestnut Ridge
610-808-9472
Chester
68
605
■
■
■
Grace Court
610-808-9453
Yeadon
100
■
■
■
610-358-3440
Media
290
■
■
Maris Grove
610-459-1090
Glen Mills
1,196
■
■
■
Mercy Court - Elderly Housing
610-808-9456
Yeadon
100
■
■
■
Palmerhouse
610-808-9463
Chester
123
■
■
3
610-690-1630
Wallingford
109
3,950
■
■
Quadrangle, The
14
610-642-3000
Haverford
349
3,115
■
■
Riddle Village Retirement Community
15
610-891-3700
Media
361
2,444
■
■
Inside front
610-908-4118
Bryn Mawr
130
2,499
■
■
Springton Lake Village
610-808-9470
Media
40
2,858
■
■
The Residence at Glen Riddle
610-808-9472
Media
84
■
■
Wesley Enhanced Living Main Line
610-808-9463
Media
163
■
■
610-558-5000
Newtown Sq.
338
3,070
■
■
Brethren Village
610-808-9453
Lancaster
400
498
■
■
Calvary Homes
717-393-0711
Lancaster
219
832
■
■
Homestead Village Enhanced Senior Living
610-808-9456
Lancaster
277
854
■
■
Lancashire Terrace Retirement Village
610-808-9463
Lancaster
104
■
■
Landis Homes
717-569-3271
Lititz
450
742
■
■
717-892-5039
Lititz
347
894
■
■
Moravian Manor
610-808-9470
Lititz
89
850
■
■
Pleasant View Retirement Community
610-808-9453
Manheim
152
1,006
■
■
717-478-7313
Columbia
126
924
■
■
610-808-9472
Lancaster
108
1,700
■
■
PENNSYLVANIA - DELAWARE COUNTY
Dunwoody Village
Granite Farms Estates
Plush Mills
Rosemont - Presby’s Inspired Life Comm.
White Horse Village
45
42
83
1,964
■
PENNSYLVANIA - LANCASTER COUNTY
Luther Acres
St. John’s Herr Estate The Long Community at Highland
124 18-1603-01.indd 124
38
38
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11/21/18 9:59 AM
Independent Living HOUSING Monthly Cost Starting From
Pets Allowed
Meals / Dining Services
800-770-5445
Lancaster
1531
1,687
■
■
woodcrest villa
717-390-4103
lancaster
459
1,369
■
■
Zerbe Retirement Community
610-808-9453
Narvon
58
798
■
Advanced Living at Derstine Run
215-362-0227
Hatfield
60
139
■
■
Advanced Living at Schwenckfeld Manor Advanced Living at Schwenckfeld Terrace
215-362-0227
Lansdale
223
55
■
■
215-362-0227
Lansdale
63
181
■
■
Arbour Square of Harleysville
610-808-9463
Harleysville
276
1,990
Ardmore House
610-808-9456
Ardmore
63
610-525-8300
Bryn Mawr
200
4,782
■
■
610-808-9463
East Norriton
95
3,300
■
■
■
■
■
■
■
■
■
■
Subsidies
City
Featured on Page
PHONE
Independent
Independent Living
PENNSYLVANIA - LANCASTER COUNTY (continued) Willow Valley Communities
9
PENNSYLVANIA - MONTGOMERY COUNTY
Beaumont at Bryn Mawr
24
Brightview East Norriton
■ ■
■
■
Brittany Pointe Estates
42
215-855-4109
Lansdale
279
Dock Woods
26
215-368-4438
Lansdale
265
980
610-808-9470
Lansdale
125
1,280
215-542-8787
Fort Washington
94
Foulkeways at Gwynedd
215-643-2200
Gwynedd
250
3,020
■
■
Frederick Living
610-808-9470
Frederick
107
1,713
■
■
Elm Terrace Gardens Fort Washington Estates
42
■
Gloria Dei Farms
80
267-625-6429
Hatboro
146
1,335
■
Gloria Dei Manor & Manor Court
80
267-625-6429
Huntingdon Vly.
110
672
■
Gloria Dei Towers
80
215-947-6944
Huntingdon Vly.
175
■
■
610-808-9470
Royersford
85
■
■
Golden Age Manor Greenfield Senior Living of Perkiomen Valley
20
610-287-1822
Schwenksville
20
Gwynedd Estates
42
215-628-8840
Ambler
153
Highland Manor Apartments
610-808-9472
Schwenksville
85
Jefferson East Apartments
610-808-9453
Norristown
Marshall Lee Towers
610-808-9456
1,355
440
■
■
■
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200
■
■
Conshohocken
80
■
■
610-584-1000
Worcester
293
1,503
610-808-9463
Hatboro
138
412
215-699-8721
Blue Bell
337
610-808-9470
Royersford
15
1,350
215-256-9501
Harleysville
284
1,555
Pleasant Grove Apartments
610-808-9472
Hatfield
40
Phoebe Wyncote
610-808-9453
Wyncote
25
215-376-6292
Rydal
305
610-808-9456
Wynnewood
15
Meadowood Senior Living
66
Moreland Towers Apts . Normandy Farms Estates
42
Parkhouse Providence Pointe Peter Becker Community
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67
Inside front
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Audubon
891
1,155
610-808-9463
Pottstown
100
Meals / Dining Services
Monthly Cost Starting From
610-728-5200
Pets Allowed
City
Subsidies
PHONE
Independent
Independent Living
Featured on Page
HOUSING Independent Living
■
■
PENNSYLVANIA - MONTGOMERY COUNTY (continued) Shannondell at Valley Forge
105
Sidney Pollock House
■
■
Souderton Mennonite Homes
26
215-723-9881
Souderton
200
Spring House Estates
42
215-628-8110
Gwynedd Township
296
Inside front
610-260-1175
Lafayette Hill
58
2,738
30
215-368-0900
Lansdale
2
2,168
Valley Manor Apartments
610-808-9470
Harleysville
40
Waverly Heights
610-645-8764
Gladwyne
220
Wesley Enhanced Living Upper Moreland
610-808-9472
Hatboro
150
801 Residence /APWH
610-808-9472
Philadelphia
299
Angela Court
610-808-9453
Philadelphia
67
Ascension Manor
610-808-9456
Philadelphia
140
B’rith Sholom House
610-808-9463
Philadelphia
357
715
Cathedral Village
215-487-1300
Philadelphia
279
1,670
■
Gloria Dei Estates
267-625-6429
Philadelphia
211
926
■
Guild House
610-808-9453
Philadelphia
90
Hayes Manor Retirement Residence
610-808-9456
Philadelphia
9
Kearsley Retirement Community
610-808-9463
Philadelphia
87
■
Olde Kensington Pavilion
610-808-9470
Philadelphia
103
■
Riverside Presbyterian Tower
610-808-9453
Philadelphia
130
■
Sacred Heart Manor
610-808-9456
Philadelphia
72
Sartain Apartments
610-808-9463
Philadelphia
35
St. John Neumann Place
610-808-9470
Philadelphia
75
St. Mary’s Convent
610-808-9472
Philadelphia
Washington Square West
610-808-9453
Wesley Enhanced Living at Stapeley Wesley Enhanced Living Pennypack Park
Spring Mill A Presby’s Inspired Life Comm. St. Mary Villa for Independent and Retirement Living
1,070
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■ 3,698
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PENNSYLVANIA - PHILADELPHIA
425
■
■
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■
■
■ ■ ■
■ 1,000
■ ■
■
■
3,000
■ ■
■
33
■
■
Philadelphia
132
■
610-808-9463
Philadelphia
43
■
■
610-808-9470
Philadelphia
75
■
■
610-808-9456
Lebanon
445
■
■
113
717-766-0279
Mechanicsburg
391
1,501
■
■
32, 33
866-723-1909
Lewisburg
90
825
■
■
Chandler Estate, Inc., The
610-808-9463
Pen Argyl
39
1,000
■
■
Country Meadows of Allentown
610-808-9470
Allentown
72
1,616
■
■
Country Meadows of Wyomissing
610-808-9472
Wyomissing
35
1,400
■
■
578
OTHER PENNSYLVANIA Alden Place at Cornwall Bethany Village Buffalo Valley Lutheran Village
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Independent Living HOUSING
PHONE
City
Independent
Monthly Cost Starting From
Pets Allowed
Meals / Dining Services
119
888-624-8242
New Oxford
506
766
■
■
Cumberland Crossings
32, 33
717-462-7448
Carlisle
111
1,600
■
■
Frey Village
32, 33
717-388-0198
Middletown
51
723
■
■
Gettysburg Lutheran Retirement Village
610-808-9453
Gettysburg
78
■
■
Green Ridge Village
610-808-9456
Newville
128
■
■
Highland Point Retirement Community
610-808-9463
Wilkes Barre
100
■
■
8
610-775-2300
Wyomissing
283
2,500
■
■
Homewood at Martinsburg
109
814-793-3728
Martinsburg
131
897
■
■
Homewood at Plum Creek
59, 148
717-637-4166
Hanover
305
1,978
■
■
Homewood at Spring House Estates
610-808-9470
Everett
100
■
■
Kirkland Village
610-808-9472
Bethlehem
157
2,298
■
■
Subsidies
Featured on Page
Independent Living
OTHER PENNSYLVANIA (continued) Cross Keys Village - The Brethren Home Comm.
Highlands at Wyomissing, The
■
1,075
Luther Crest
32, 33
610-628-4041
Allentown
277
1,613
■
■
Lutheran Home at Topton, The
32, 33
610-816-6358
Topton
104
925
■
■
717-262-2373
Chambersburg
518
1,010
■
■
610-746-1000
Nazareth
129
■
■
610-808-9453
Bethlehem
250
■
■
717-447-5092
Lewistown
33
■
■
Park View at Bethlehem
610-808-9456
Bethlehem
115
Park View at Manchester Heights
610-808-9463
York
64
560
Park View at Tyler Run
610-808-9470
York
80
591
Phoebe Allentown
610-686-6362
Allentown
■
■
Phoebe Berks
484-205-9489
Wernersville
■
■
Presbyterian Village at Hollidaysburg
610-808-9453
Hollidaysburg
30
■
■
Rolling Meadows at Rentzel Farm
610-808-9456
Manchester
242
St. Andrew’s Village
610-808-9463
Indiana
47
2,209
■
■
St Ann’s Retirement
610-808-9470
Lancaster
68
805
■
■
StoneRidge Retirement Living
610-808-9472
Myerstown
143
2,553
■
■
Woodland Retirement Community
610-808-9453
Orbisonia
5
1,089
■
■
Tower at Falling Spring
610-808-9463
Chambersburg
104
Menno Haven Moravian Hall Square
18
Moravian Village of Bethlehem Ohesson
32, 33
539
952
■
■
■
■ ■
■
■
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■
Village at Gettysburg, The
21
717-334-6204
Gettysburg
78
■
■
Village at Kelly Drive, The
21
717-848-2585
York
60
■
■
Village at Luther Ridge, The
21
717-264-5700
Chambersburg
86
■
■
Village at Shrewsbury, The
21
717-227-3000
Shrewsbury
81
■
■
Village at Sprenkle Drive, The
21
717-764-9994
York
140
■
■
Village at Utz Terrace, The
21
717-637-0633
Hanover
112
■
■
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651
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127 11/21/18 9:59 AM
HOUSING Independent Living Meals / Dining Services
2,263
■
■
64
1,212
■
■
Camp Hill
95
1,880
■
■
609-310-3819
Marlton
91
3,635
■
■
Golden Terrace Apartments
609-503-9942
Browns Mills
40
360
Lutheran Home at Moorestown
609-310-3819
Moorestown
30
3,000
Masonic Home of New Jersey
609-503-9942
Burlington
178
3,955
610-808-9470
Boyertown
111
2,225
Washington Square Apartments
610-808-9472
Chambersburg
32
524
Westminster Village - Allentown
610-808-9453
Allentown
67
Westminster Woods of Huntingdon
610-808-9456
Huntingdon
Woods at Cedar Run
610-808-9463
Brightview Greentree
Featured on Page
Walnut Woods of Boyertown
Subsidies
■
City
Monthly Cost Starting From
■
PHONE
Independent
Pets Allowed
Independent Living
OTHER PENNSYLVANIA (continued)
New Jersey - BURLINGTON COUNTY
The Evergreens
42
856-459-2000
Moorestown
188
The Weston Club
118
856-988-7575
Marlton
240
609-310-3819
Collingswood
856-679-2200
■
■ ■
■ ■
■
■
1,900
■
■
80
2,920
■
■
Voorhees
164
2,825
■
■
609-310-3819
Cherry Hill
100
2,500
888-816-8527
Maplewood
202
3,000
■
Cardinal Village
609-503-9942
Sewell
104
2,990
■
■
Woodbury Mews Senior Living
609-310-3819
Woodbury
128
1,800
■
■
800-564-5705
East Windsor
268
1,750
■
■
609-503-9942
Princeton
294
1,526
■
■
800-842-2480
Red Bank
140
2,500
■
■
Bella Terra
609-310-3819
Jackson
124
2,525
■
■
Cedar Crest
609-503-9942
Pompton Plains
1,478
1,974
■
■
329
2,364
■
■
New Jersey - CAMDEN COUNTY Collingswood Manor Lions Gate
76
St. Mary’s Villa for Independent and Retirement Living
■
New Jersey - Essex County Winchester Gardens
77
New Jersey - GLOUCESTER COUNTY
New Jersey -MERCER COUNTY Meadow Lakes
77
Princeton Windrows
■
OTHER NEW JERSEY Atrium at Navesink Harbor, The
77
Crestwood Manor
77
866-662-7359
Whiting
Leisure Park
19
732-370-0444
Lakewood
Monroe Village
77
866-859-2276
Monroe Twp.
286
1,546
■
■
609-310-3819
Tinton Falls
1,057
2,030
■
■
3,137
■
■
Seabrook Stonebridge at Montgomery
77
800-218-3456
Skillman
the oaks at denville
77
973-586-6000
denville
285
1,700
■
■
19
914-709-1234
Yonkers
199
3,890
■
■
STATE OF NEW YORK Five Star Premier Residences of Yonkers
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CITY
INDEPENDENT
MONTHlY COST STARTING FROM
27
302-409-3232
NEWARK
43
2,400
B’NAI B’RITH HOUSING
302-230-2728
ClAYMONT
208
CHElTEN APARTMENTS
302-230-2729
NEW CASTlE
120
MEAlS / DINING SERVICES
PHONE
■
■
■
■
■
■
■
■
SUBSIDIES
FEATURED ON PAGE
Independent Living
PETS AllOWED
INDEPENDENT lIVING HousING
STATE OF DELAWARE ATRIUM AT CHURCHMAN vILLAGE, THE
COKESBURy vILLAGE
42
302-235-6000
HOCKESSIN
234
■
■
COUNTRy HOUSE
42
302-654-5101
WIlMINGTON
136
■
■
FORWOOD MANOR
19
302-529-1600
WIlMINGTON
141
2,600
■
■
FOULK MANOR NORTH
19
302-478-4296
WIlMINGTON
67
2,300
■
■
GENESIS HEAlTHCARE - CHURCHMAN VIllAGE
302-230-2728
NEWARK
56
2,927
■
■
GOlDEN MEADOWS
302-230-2729
DElMAR
32
INGlESIDE RETIREMENT APARTMENTS
302-230-2728
WIlMINGTON
208
1,385
■
■
■
lUTHER TOWERS I & II
302-230-2729
WIlMINGTON
293
495
■
■
■
lORElTON ASSISTED lIVING COMMUNITIES, THE
302-230-2728
WIlMINGTON
82
3,377
■
■
302-366-0160
NEWARK
62
3,258
■
■
302-230-2729
SElBYVIllE
25
302-479-0111
WIlMINGTON
62
3,220
■
■
302-230-2728
GREENVIllE
162
2,338
■
■
302-644-7994
lEWES
131
2,684
■
■
302-230-2729
DOVER
119
1,660
■
■
■
32, 33
240-513-2570
HAGERSTOWN
69
600
■
42
410-778-7300
CHESTERTOWN
189
■
■
MILLCROFT
19
SHADY GROVE II SHIPLEy MANOR
19
STONEGATES RETIREMENT COMMUNITY THE MOORINGS AT LEWES
77
WESTMINSTER VIllAGE - DOVER
■
■
STATE OF MARyLAND DIAKON SENIOR LIvING – HAGERSTOWN HERON POINT
one place. hundreds of resources. www.retirementlivingsourcebook.com 800-394-9990 | retirementlivingsourcebook.com
18-1603-01.indd 129
129 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care
Assisted Living/Personal Care Offering needed assistance and rewarding activities Assisted living/personal care communities offer a vital option for older adults who need some assistance with daily living. While the specific amenities will vary, all assisted living communities offer basic services, including meals, supervision and security, and help with personal care needs. For many seniors, the help available at an assisted living facility can allow them to continue to live their best life. In most states, assisted living communities are registered, licensed or certified by an appropriate department or agency of the state that has a process for issuance of initial licenses and for renewing existing licenses. This process provides basic protections for consumers. Residents of assisted living communities are generally seniors who need some assistance with basic activities, frequently called the activities of daily living (or ADLs). Some communities may accept residents with Alzheimer’s disease and other forms of dementia. In fact, some communities may specialize in serving individuals with specific medical conditions, including dementia. A few communities serve individuals of any age with developmental disabilities. When reviewing assisted living communities, consumers should ask about any specializations the
community may have. The services and activities provided in assisted living communities help to promote the quality of life and independence of the residents. One key offering is 24-hour supervision of the residents and the property. Resident safety and security is a priority at all assisted living communities. All communities also offer three meals a day in a group dining room. However, dining options can vary dramatically in terms of the meals available and the costs associated with meal plans. Finally, all assisted living communities offer personal care services, also known as help with the ADLs. These services include assistance with bathing, dressing and toileting. Other services and activities available at some assisted living communities include: • Medication management, or assistance with self-administration of medicine • Coordination of services by outside health care providers • Assistance with arranging medical, health, and dental care services • Social services • Transportation services • Outdoor areas for walking or gardening • Supervision and assistance for persons with Alzheimer’s or other
dementias and disabilities • Recreational and spiritual activities • Exercise and wellness programs • Laundry and linen service • Housekeeping and maintenance • Individualized services While assisted living communities do provide a high level of care, it is important to consider what is not provided at these communities before selecting one. Assisted living communities are a bridge between living at home and living in a nursing home. Assisted living communities do not typically provide the level of continuous skilled nursing care found in nursing homes and hospitals. For instance, if a prospective resident needs constant care, a nursing home may be a more viable option. There is no set standard for assisted living accommodations. Therefore, options can vary greatly from one assisted living community to the next. For instance, some communities offer private rooms featuring kitchenettes and private bathrooms, while others offer shared units or shared bathrooms. Consumers must consider the prospective resident’s personal needs, financial means and personal preferences before selecting a community. Assisted living communities are constructed and equipped to comply Continued on page 132
Penn Home
A non-profit personal care retirement residence since 1848
- 3 Meals Daily - 24 Hour Personal Care - Entertainment and Social Events - Housekeeping and Laundry Services - Located minutes away from Center City Philadelphia
215-739-2522
www.pennhome.org
1401 East Susquehanna Avenue Philadelphia Pennsylvania 19125
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Assisted Living/Personal Care HOUSING
Be a Balanced Caregiver By Jody Gastfriend, LICSW Caring for a parent, grandparent, spouse or loved one has its challenges and rewards. It can be gratifying as well as frustrating, with no clear roadmap on how to proceed. More than 65 million people in the United States care for a parent or disabled adult, and of those caregivers, more than a third still have minor children living at home. Middle-aged adults may find themselves sandwiched between limit testing teenagers, pushing for more independence, and aging parents, who want to hold onto the independence they still have. Is there a way for caregivers, whether you are a daughter, son, spouse or partner, to juggle it all without feeling depleted and guilt-ridden? The answer is yes, but it takes time, patience, forethought and compassion – for yourself as well as everyone else. Sometimes, the best thing a caregiver can do is to take a step back, breathe deeply and evaluate their routine. Consider how caregiving rituals can be handled more effectively, without abandoning career, family and other aspects of life. Here are a few things to consider: 1. Have conversations early and often. Unless your loved ones are completely incapacitated, you must include them in discussions about their care and accommodations. Approach decision-making from a place of love and respect. Many caregivers get frustrated by their parent or grandparent’s resistance to help. But that resistance may be a need to exert some control, especially at a time when things feel out of control. If you can help them understand why you feel they need a home health aide, a certain medical specialist, a safety-related home renovation or even a new domicile, you often get better participation in making the change. Rarely are plans made in just one conversation. It may be a series of conversations, lasting months or even years. Be patient and 800-394-9990 | retirementlivingsourcebook.com
18-1603-01.indd 131
recognize that your loved one has the right to make decisions, even if you think they are bad ones. 2. Talk about money. Nobody likes to talk about money, but it simply must be done. When it comes to eldercare, finances determine options. Do your parents or grandparents have longterm care insurance? Do they have savings to liquidate or assets they’re willing to sell? (The family home may be non-negotiable, but what about the car your senior relatives no longer drive?) What kind of care and services can they afford? Keep in mind that home care costs around $20/hour and Medicare doesn’t pay for long-term care in a nursing home—which averages over $80,000 a year. If you’ve been operating on the assumption that long-term decisions can be made “when the time comes,” you may be in for a harsh dose of reality. There’s no point in spinning your wheels, going over choices that just aren’t viable for your family. 3. Don’t try to do it all. In many cases, a nearby family member, perhaps you, will take on caretaking duties, thinking you can or should be able to handle it all. Plus, Mom really trusts and relies on you and wouldn’t feel comfortable with a stranger in the home. Things may go along fine for a while, but as the picture turns more complicated, you may quickly become overwhelmed and ineffective. Go ahead and step up if you’re the one who lives closest or has the most time or financial wherewithal to deal with an initial crisis. But then, assess the situation and quickly marshal your resources. Call a family meeting—via Skype, if need be—and find out what other family members are willing and able to do. 4. Manage medications and therapies. Develop a simple system to track medication, prescribed exercises, nutritional supplements and other health related needs.
There are websites that allow for information-sharing among family caregivers, which can be great. But a simple calendar or spreadsheet along with pre-filled pill boxes can also work. Make sure the system is user-friendly for all who will rely on it. Leave a spot for notes to indicate when medications must be refilled or supplies replenished. Keep in mind that most paid caregivers, unless they are nurses, are not allowed to administer medication—in other words, hand out pills. But caregivers can remind people to take their medication, and this is often all that is needed. 5. Explore community resources. Finding a handicap-accessible transportation service to take your mom to the hairdresser or to visit friends can go a long way toward maintaining her mental and emotional well-being. If Mom can’t leave the house, look into religious organizations, senior centers and local areas on aging that offer home supports or social calls. If your senior feels isolated and needs more company, sometimes variety can spice up life. Many colleges and schools of social work have volunteer programs for students interested in aging studies. 131 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care
Assisted Living … Continued from page 130
with a host of local, state and federal regulations. They are operated, staffed and maintained in a manner appropriate to the needs and desires
of the residents served. While all communities will meet mandated requirements for safe operation, some communities will far exceed those requirements, providing extra security features. In particular, communities that provide care for residents with
Alzheimer’s or other dementias and disabilities generally feature special designs to assure resident safety and autonomy. Source: www.ahcancal.org
10 Tips for Choosing an Assisted Living/Personal Care Facility 1. Make an accurate and honest assessment of your physical, financial, mental and lifestyle needs. 2. Visit as many facilities as you can to get a sense of the choices in your area. 3. Narrow down your selection to the top two or three choices and return to those facilities and ask lots of questions. 4. Ask to review a copy of the Resident Agreement (facility contract). 5. Ask to review the licensing or certification inspection report. 6. Call the Long Term Care Ombudsman program and ask if there are complaints about the facilities you are interested in. Contact the ElderCare Locator at 1-800-677-1116 or www.eldercare.gov to find your local ombudsman who serves as an advocate for assisted living/personal care and nursing home residents. 7. Make an unannounced visit to the facilities you are interested in. Talk with the residents and their family members about the facility. 8. Ask what conditions or circumstances may result in the need to relocate or move to another facility. 9. Ask what the baseline fee is and what services are included in that fee. Ask what additional charges apply for services/ products. 10. Choose the facility that comes closest to your needs. From The Consumer Consortium on Assisted Living (CCAL), a national consumer education and advocacy organization. Visit www.ccal.org for more information.
WHAT DOES
COMMUNITY MEAN TO YOU?
COMMUNITY IS DEFINED AS “PEOPLE WITH COMMON INTERESTS LIVING TOGETHER.”
We believe those common interests include security, comfort and socialization with peers. Visit our community and see how much you have in common with our residents. call today for your personal tour! 814-634-0567 www.rarl-bgf.org
132 18-1603-01.indd 132
1137 Shirley’s Hollow Road • Meyersdale, PA 15552
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Assisted Living/Personal Care HOUSING
Choosing Assisted Living/Personal Care Use this checklist to review options: Physical Environment ■ Is the community clean and well maintained? ■ Are there multiple floor plans available? ■ Can residents decorate their apartments according to their personal tastes? ■ Is the community pet friendly? ■ Does the community have safety features, such as handrails and grab bars? ■ Do individual residences include safety features, such as emergency alert and fire suppression systems? Resident and Staff Interaction
■ Can residents select their own meal times, or are there designated meal times? ■ Are three daily meals, snacks and beverages included in the monthly rate? ■ Does the resident committee work with the dining staff to develop menus? ■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs
■ What is the staff-to-resident ratio?
■ Are activities scheduled throughout the day and evening?
■ Is the community well staffed overnight?
■ Are fitness classes offered?
■ How does the community handle residents who need additional care and support?
■ Are there dedicated spaces for resident clubs and informal gatherings?
■ Do residents have access to in-home care should it be needed?
■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?
■ Do staff members undergo screenings and background checks prior to employment? ■ Is the staff screened and evaluated for their ability to work with older adults in the assisted living setting? ■ Does the community have its most recent survey results posted or displayed for families to review? ■ Are staff trained and retrained at regular intervals? ■ Are housekeeping and laundry provided? ■ Are transportation services available?
■ Are there outdoor spaces available for walking, gardening and recreation? ■ Are volunteer programs available? ■ Do the residents appear engaged? Location ■ Is the community conveniently located for friends and family to visit? ■ Is the community in a safe neighborhood?
■ Do caregivers interact with residents in positive ways?
■ Are there shopping, dining and entertainment options near the community?
■ Do residents appear tidy and well cared for?
■ Is the community near preferred medical providers?
Fees and Costs
Overall Impression
■ What services are included in the monthly fee?
■ Does the community look and feel like a place you could call home?
■ What services are available for an additional fee? What are the fees?
■ Talk with residents and their family members.
■ How often do resident rate increases occur?
■ What do they like about the community?
■ How much notice do residents receive prior to a rate increase?
■ Can they recommend it?
■ Did they consider other options when searching for a community?
■ Why did they choose this community?
Dining Services ■ Does the dining room look and smell inviting? ■ Are the dining room tables, chairs and linens in good condition? ■ Are residents allowed to invite guests for meals?
800-394-9990 | retirementlivingsourcebook.com
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Source: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA)
133 11/21/18 9:59 AM
Monthly Cost Starting From
800-680-9057
Warminster
44
4,714
■
6,295
■
Memory Care
City
Subsidies
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
Featured on Page
HOUSING Assisted Living/Personal Care
Pennsylvania - BUCKS COUNTY Ann’s Choice Arden Courts of Warminster
146
215-957-5182
Hatboro
60
Arden Courts of Yardley
146
215-321-6166
Yardley
52
Bridges at Warwick, The
610-808-9453
Jamison
107
5,110
■
Chalfont Care Group
610-808-9456
Chalfont
58
1,500
■
■
Chandler Hall Health Services
1
267-291-2300
Newtown
112
4,350
■
Christ’s Home Senior Services
12
215-956-2270
Warminster
136
4,684
■
610-808-9463
Dublin
24
4,000
■
Clare Bridge Cottage of Dublin Community at Rockhill
71
215-257-2751
Sellersville
53
5,200
Garden at Pine Run Health Center, The
16
215-340-5268
Doylestown
36
4,045
■
7, 75
215-257-6701
Sellersville
108
3,500
■
74
215-781-8700
Bristol
26
2,850
107
267-203-1179
telford
86
5,308
610-808-9470
Chalfont
40
1,500
215-997-8700
Chalfont
93
3,485
Phoebe Richland
610-686-6628
Richlandtowne
80
4,860
■
Pickering Manor
610-808-9453
Newton
22
4,546
■
215-489-7117
Doylestown
107
4,045
■
Quakerstown Community Home
610-808-9456
Quakertown
27
1,100
Richboro Rehab & Nursing Center
610-808-9463
Richboro
16
1,650
215-364-2550
Southampton
36
6,330
Spring Village at Floral Vale Secured Memory Care
610-808-9453
Yardley
50
The Birches at Newton
610-808-9470
Newton
91
4,195
215-822-0688
Hatfield
64
4,710
Hidden Meadows on the Ridge Legacy Gardens of Bristol lutheran community at telford Main Street Residence NewSeasons at New Britain
Pine Run Lakeview
Southampton Estates
The Willows of Living Branches
19
16
42
26
Please confirm all information with communities.
Where
friends become family.
Call (610) 444-2577 for more information or to schedule a personal tour. Friends Home in Kennett | 147 West State Street Kennett Square, PA 19348 Phone: (610) 444-8785 | Fax: (610) 444-2856 www.friendshomeinkennett.org
134 18-1603-01.indd 134
■ ■
■
■
■ ■ ■
Highlighting denotes paid advertising
Supportive Senior Living Our guiding philosophy is to practice supportive care, giving residents the assistance they need while honoring their independence.
Independent Living Personal Care • Skilled Nursing Residents have the comfort of knowing that they can receive personal care without having to move. Care is brought to them. Quality of life, combined with a comfortable setting, makes Friends Home unique. However it is the residents who fill the community with their vitality and spirit that make this a very special place, indeed.
Call (610) 444-2577 for mo or to schedule a pers 800-394-9990 | retirementlivingsourcebook.com 11/21/18 9:59 AM
Assisted Living/Personal Care HOUSING
City
Personal Care Assisted Units
Monthly Cost Starting From
32, 33
215-600-1938
Holland
117
4,500
■
Victoria Manor of Chalfont
610-808-9472
Chalfont
100
1,050
■
Wesley Enhanced Living Doylestown
610-808-9453
Doylestown
60
Woodbourne Place
610-808-9456
Levittown
48
1,985
Wynwood of Northampton Manor
610-808-9463
Richboro
99
3,636
■
Bellingham Retirement
610-808-9472
West Chester
66
3,800
■
Brandywine Living at Longwood
610-808-9453
Kennett Square
69
4,500
■
Colonial Woods
610-808-9470
Glenmoore
31
1,890
610-640-4000
paoli
78
5,100
610-808-9472
Devon
60
3,034
Memory Care
PHONE
Subsidies
Featured on Page
Assisted Living/Personal Care
Pennsylvania - BUCKS COUNTY (continued) Twining Village
Pennsylvania - Chester COUNTY
Daylesford crossing
3
Devon Manor Echo Lake
85
610-888-7135
malvern
Exton Senior Living
19
610-594-0200
Exton
92
3,975
Friends Home in Kennett
134
610-444-2577
Kennett Square
43
3,200
610-808-9453
Paoli
80
3,450
610-384-6310
E. Fallowfield
80
3,100
Heatherwood Retirement Community
610-808-9472
Honey Brook
40
5,020
Heritage Acres Personal Care Home
610-808-9456
Phoenixville
24
1,200
Jenner’s Pond Retirement Community
610-808-9463
West Grove
60
Genesis HealthCare- Highgate at Paoli Pointe Harrison House Chester County
17, 135
■ ■
■
■
■ ■
Kendal~Crosslands Communities
Back Cover
800-814-8133
Kennett Square
113
6,205
Manatawny Manor
32, 33
610-482-4253
Pottstown
58
2,759
■
610-808-9470
Downingtown
55
4,712
■
610-873-5300
Downingtown
60
3,979
■
610-808-9472
West Chester
79
2,800
■
610-273-9333
Honey Brook
86
4,830
■
Simpson Meadows St. Martha Villa for Independent & Retirement Living
81
Sunrise of Westtown Tel Hai Retirement Community Please confirm all information with communities.
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Highlighting denotes paid advertising
135 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care Personal Care Assisted Units
19
610-263-2300
Devon
84
■
The Hickman Friends Senior Community
484-760-6300
West Chester
114
■
wellington court
610-808-9456
west chester
64
5,485
610-933-7000
Phoenixville
90
3,695
■
610-808-9463
Haverford
92
4,800
■
610-359-4400
Newtown Sq.
81
7,500
■
Elwyn, Inc.
610-808-9470
Media
Genesis HealthCare-Residences at Chestnut Ridge
610-808-9472
Chester
100
2,100
■
Memory Care
City
Subsidies
PHONE
Monthly Cost Starting From
Featured on Page
Assisted Living/Personal Care
Pennsylvania - Chester COUNTY (continued) The Devon Senior Living
Woodbridge Place Senior Living
35
Pennsylvania - DELAWARE COUNTY Brandywine Living at Haverford Estates Dunwoody Village
45
Glen Mills Senior Living
19
610-358-4900
Glen Mills
92
2,800
Granite Farms Estates
42
610-358-0510
Media
40
6,450
Harlee Manor/Springfield Senior Commons
28
610-544-2200
Springfield
84
3,500
610-808-9453
Secane
22
2,000
610-565-8717
Media
36
6,450
Nova Gardens
610-808-9456
Lansdowne
45
1,500
Maris Grove
800-402-5760
Glen Mills
66
4,914
3
610-690-1630
Wallingford
48
5,950
Quadrangle, The
14
610-642-3000
Haverford
115
4,000
■
Riddle Village Retirement Community
15
610-891-3700
Media
49
6,340
■
Inside Front
610-908-4118
Bryn Mawr
79
4,370
28
610-938-4100
Springfield
52
3,100
The Residence at Glen Riddle
610-808-9470
Media
116
4,140
Ware Presbyterian Village
610-808-9453
Oxford
52
5,730
Wesley Enhanced Living Main Line
610-808-9453
Media
30
610-558-5000
Newtown Sq.
68
6,300
■
Brethren Village
610-808-9472
Lancaster
100
3,330
■
Calvary Homes
717-393-0711
Lancaster
42
3,814
■
Landis Homes
717-569-3271
Lititz
97
6,360
■
717-892-5039
Lititz
70
5,520
■
Mennonite home
717-390-4103
lancaster
150
4,800
■
Moravian Manor
610-808-9453
Lititz
61
4,000
■
Pleasant View Retirement Community
610-808-9472
Manheim
96
4,830
■
St. Anne’s Retirement Community
610-808-9456
Columbia
53
3,690
717-478-7313
Columbia
40
5,100
Haskins House Lima Estates
Plush Mills
Rosemont - A Presby’s Inspired Life Community Springfield Senior Commons at Harlee Manor
White Horse Village
42
83
■
■ ■ ■
■ ■
Pennsylvania - LANCASTER COUNTY
Luther Acres
St. John’s Herr Estate Please confirm all information with communities.
136 18-1603-01.indd 136
38
38
Highlighting denotes paid advertising 800-394-9990 | retirementlivingsourcebook.com
11/21/18 9:59 AM
Assisted Living/Personal Care HOUSING
Lancaster
32
4,260
800-770-5445
Lancaster
220
4,950
610-808-9470
Narvon
26
5,000
610-337-1214
King of Prussia
54
267-571-2699
Huntingdon Vly.
72
6,350
610-525-8300
Bryn Mawr
15
7,595
Brandywine Living at Dresher Estates
610-808-9472
Dresher
103
5,700
■
Brandywine Living at Senior Suites
610-808-9453
East Norriton
119
3,900
■
Brandywine Living at Upper Providence
610-808-9456
Phoenixville
96
3,810
■
Brightview East Norriton
610-808-9463
East Norriton
76
4,220
■
215-855-9700
Lansdale
37
6,450
Clare Bridge of Montgomery
610-808-9470
North Wales
48
Columbia Cottage
610-808-9472
Collegeville
41
2,700
215-368-4438
Lansdale
73
4,680
Elm Terrace Gardens
610-808-9453
Lansdale
60
4,740
Frederick Living
610-808-9470
Frederick
80
4,000
215-542-8110
Ft. Washington
18
6,210
610-808-9456
Pottstown
70
2,430
■
Memory Care
Monthly Cost Starting From
610-808-9463
Subsidies
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
Pennsylvania - LANCASTER COUNTY (continued) The Long Community at Highland Willow Valley Communities
9
Zerbe Retirement Community
■
Pennsylvania - MONTGOMERY COUNTY Arden Courts of King of Prussia
146
Artis Senior Living of Huntingdon Valley Beaumont at Bryn Mawr
24
Brittany Pointe Estates
42
Dock Woods
26
Fort Washington Estates
42
Genesis HealthCare-Sanatoga Court
■ ■
■
■ ■
■
■ ■
Gloria Dei Personal & Memory Care at the Park Greenfield Senior Living of Perkiomen Valley
80
215-659-3900
Hatboro
99
6,150
■
20
610-287-1822
Schwenksville
100
3,365
■
Gwynedd Estates
42
215-628-8845
Ambler
20
6,330
Kyffin Grove
29
267-460-8100
North Wales
76
3,495
Meadowood Senior Living
66
610-584-1000
Worcester
56
Meadows at Shannondell, The
610-808-9470
Audubon
104
4,500
Montgomery County Assisted Living Services
610-808-9472
Norristown
84
1,200
215-699-8727
Blue Bell
58
6,330
Normandy Farms Estates
42
Please confirm all information with communities.
■ ■ ■ ■
■
■
Highlighting denotes paid advertising
18-0822-03
Don’t walk the road alone. There are professionals listed in the Resources section who can help you.
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18-1603-01.indd 137
137 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care
Hatfield
38
2,000
215-256-9501
Harleysville
47
6,120
610-808-9456
Wyncote
37
Inside Front
215-376-6292
Rydal
54
6,630
■
26
215-723-9881
Souderton
111
4,110
■
Inside Front
610-260-1175
Lafayette Hill
52
5,216
■
Spring House Estates
42
215-628-3545
Lower Gwynedd
52
6,330
St. Mary Villa for Independent and Retirement Living
30
215-368-0900
Lansdale
90
2,355
■
The Birches at Arbour Square
610-808-9453
Harleysville
69
3,825
■
The Chelsea at Jenkintown
610-808-9463
Jenkintown
64
2,220
■
The Landing at Willow Grove
610-808-9453
Willow Grove
115
2,995
■
610-728-5200
Audubon
104
Waverly Heights
610-645-8726
Gladwyne
49
Wesley Enhanced Living Upper Moreland
610-808-9453
Hatboro
33
Willow Crest Manor
610-808-9472
Willow Grove
65
Wyncote Place Memory Care
610-808-9463
Wyncote
46
Wynwood of Montgomery
610-808-9453
North Wales
72
3,110
Adelphia Personal Care Home
610-808-9456
Philadelphia
44
550
Cathedral Village
215-487-1300
Philadelphia
50
5,225
Disston Manor Personal Care Home
610-808-9470
Philadelphia
34
915
Hayes Manor Retirement Residence
610-808-9472
Philadelphia
56
1,000
Harmony Place
215-708-2200
Philadelphia
73
3,300
Kearsley Retirement Community
610-808-9453
Philadelphia
60
1,800
215-673-5555
Philadelphia
42
2,200
Memory Care
Monthly Cost Starting From
610-808-9453
Subsidies
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
Pennsylvania - MONTGOMERY COUNTY (continued) Paradise Manor Peter Becker Community
67
Phoebe Wyncote Rydal Park A Presby’s Inspired Life Comm. Souderton Mennonite Homes Spring Mill A Presby’s Inspired Life Comm.
The Meadows at Shannondell
105
■ ■
■
■
■ 10,350
■
1,350
■
■ ■ ■
Pennsylvania - PHILADELPHIA
Oakwood Residence
139
Please confirm all information with communities.
■
■
■
■
■
Highlighting denotes paid advertising
Penn Home
A non-profit personal care retirement residence since 1848
- 3 Meals Daily - 24 Hour Personal Care - Entertainment and Social Events - Housekeeping and Laundry Services - Located minutes away from Center City Philadelphia
215-739-2522
www.pennhome.org
1401 East Susquehanna Avenue Philadelphia Pennsylvania 19125
138 18-1603-01.indd 138
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11/21/18 9:59 AM
Assisted Living/Personal Care HOUSING
PHONE
City
Personal Care Assisted Units
Monthly Cost Starting From
130, 138
215-739-2522
Philadelphia
36
1,800
Riverview Home
610-808-9463
Philadelphia
210
2,250
The Philadelphia Protestant Home
215-826-3312
Philadelphia
178
3,540
Sacred Heart Manor
610-808-9470
Philadelphia
96
3,000
Wesley Enhanced Living Burholme
610-808-9472
Philadelphia
50
Wesley Enhanced Living Pennypack Park
610-808-9453
Philadelphia
25
Wesley Enhanced Living at Stapeley
610-808-9456
Philadelphia
70
■
■
Subsidies
Memory Care
Featured on Page
Assisted Living/Personal Care
Pennsylvania - PHILADELPHIA (continued) Penn Home
■
OTHER PENNSYLVANIA Arden Courts of Allentown
146
610-366-9010
Allentown
56
Bethany Village
113
717-766-0279
Mechanicsburg
100
6,390
■
Brookdale Allentown
610-808-9472
Allentown
76
1,875
■
Brookdale Bloomsburg
610-808-9453
Bloomsburg
45
1,826
■
Brookdale Creekview
610-808-9456
Mechanicsburg
103
1,725
■
Brookdale Grayson View
610-808-9463
Selinsgrove
73
Brookdale Harrisburg
610-808-9470
Harrisburg
55
Brookdale Latrobe
610-808-9472
Latrobe
82
32, 33
866-723-1909
Lewisburg
90
19
570-586-8080
Clarks Summit
116
Columbia Cottage
610-808-9453
Wyomissing
41
2,220
Country Meadows of Allentown
610-808-9456
Allentown
190
2,179
■
Country Meadows of Wyomissing
610-808-9463
Wyomissing
215
1,780
■
119
888-624-8242
New Oxford
123
5,270
■
Cumberland Crossing
32, 33
717-462-7448
Carlisle
45
3,862
■
Frey Village
32, 33
717-388-0198
Middletown
35
4,167
610-808-9470
Reading
56
4,020
Buffalo Valley Lutheran Village Clarks Summit Senior Living
Cross Keys Village - The Brethren Home Community
Genesis HealthCare- Berkshire Commons Please confirm all information with communities.
Ad approval to be obtained by: ✔ Local Rep.
■ 1,800
■ ■
3,690 ■
■ ■
Highlighting denotes paid advertising
SD Production Manger
ALL-INCLUSIVE RATES • NO ADDITIONAL FEES Email: ssheppard@oakwoodhc.com
O
OAKWOOD R E S I D E N C E
Website:
www.oakwoodresidence.com
Camera Ready ✔ New Ad The Area’s Most Affordable P/U P/U w/chgs Choice for1/6Senior Care pg 1/4 pgPersonal Full pg ✔ 1/2 pg Activ & Entertain
Care Mgmt
Call 215-673-5555 for information and brochure Community Res Health at Home www.oakwoodresidence.com Health Svcs ✔ Housing
Med/Well/Fitness Profess Svcs Conveniently located at Red Lion Rd. and Roosevelt Blvd. in Northeast Philadelphia 800-394-9990 | retirementlivingsourcebook.com
18-1603-01.indd 139
Section Assisted/Personal Section
139 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care Monthly Cost Starting From
Subsidies
Genesis Healthcare -Lehigh Commons
610-808-9472
Macungie
80
4,167
■
Genesis HealthCare-Maple Shade Meadows
610-808-9453
Nesquehoning
90
1,950
Genesis HealthCare- Mifflin Court
610-808-9456
Shillington
67
2,970
Genesis HealthCare -Riverview Ridge
610-808-9463
Wilkes Barre
67
1,650
Genesis HealthCare -Rose View Court
610-808-9470
Williamsport
60
2,250
Genesis HealthCare -Willow Brook Assisted Living, The
610-808-9472
Clarks Summit
62
2,500
Green Ridge Village
610-808-9453
Newville
79
4,500
8
610-775-2300
Wyomissing
66
5,170
Homewood at Martinsburg
109
814-793-3728
Martinsburg
64
5,040
■
Homewood at Plum Creek
59, 148
717-637-4166
Hanover
90
5,880
■
610-808-9456
Bethlehem
33
5,520
Memory Care
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
OTHER PENNSYLVANIA (continued)
Highlands at Wyomissing, The
Kirkland Village
■
Luther Crest
32, 33
484-838-5999
Allentown
29
4,350
Lutheran Home at Topton, The
32, 33
610-255-7470
Topton
80
3,658
■
Magnolias of Chambersburg
610-808-9463
Chambersburg
52
2,000
■
Menno Haven
717-262-2373
Chambersburg
158
3,690
Mifflin Center
610-808-9470
Shillington
54
2,970
610-746-1000
Nazareth
86
4,000
Moravian Village of Bethlehem
610-808-9472
Bethlehem
60
Newhaven Court at Linwood
610-808-9453
Greensburg
98
1,500
Phoebe Allentown
610-686-6362
Allentown
49
4,050
Phoebe Berks
484-205-9489
Wernersville
51
4,830
Presbyterian Village at Hollidaysburg
610-808-9470
Hollidaysburg
43
3,960
Quincy Village
610-808-9472
Quincy
32
3,090
■
814-634-0567
Meyersdale
28
2,550
■
610-808-9453
Lebanon
18
3,772
■
570-426-4000
E. Stroudsburg
47
2,600
■
St. Andrew’s Village
610-808-9456
Indiana
22
3,690
StoneRidge Retirement Living
610-808-9463
Myerstown
30
5,100
Moravian Hall Square
Rest Assured Residential Living
18
132
Spang Crest Spring Village at Pocono
35
Tiffany Court Senior Living
19
570-283-2336
Kingston
110
Village at Gettysburg, The
21
717-334-6204
Gettysburg
17
Village at Kelly Drive, The
21
717-848-2585
York
84
Village at Luther Ridge, The
21
717-264-5700
Chambersburg
48
Village at Shrewsbury, The
21
717-227-3000
Shrewsbury
68
Village at Utz Terrace, The
21
717-637-0633
Hanover
46
Please confirm all information with communities.
140 18-1603-01.indd 140
■
■ ■
■
■
■
Highlighting denotes paid advertising 800-394-9990 | retirementlivingsourcebook.com
11/21/18 9:59 AM
Assisted Living/Personal Care HOUSING
610-808-9470
Palmerton
72
1,400
Westminster Village - Allentown
610-808-9472
Allentown
20
2,603
■
Westminster Woods
610-808-9453
Huntingdon
34
3,813
■
Woods at Cedar Run, The
610-808-9456
Cumberland
40
2,500
■
Woodland Terrace at the Oaks
609-503-9942
Allentown
86
2,750
■
Wyndemeir on Lake Myton
610-808-9463
Fairfield
8
2,500
■
Artis Senior Living of Evesham
609-310-3819
Evesham
68
7,150
■
Brandywine Living at Moorestown Estates
609-503-9942
Moorestown
114
4,860
■
Brightview Greentree
609-310-3819
Marlton
57
5,200
■
Brightview Mount Laurel
609-503-9942
Mount Laurel
100
4,900
■
Clare Bridge of Westampton
609-310-3819
Westampton
50
3,000
■
856-235-1214
moorestown
56
Masonic Home of New Jersey
609-503-9942
Burlington
75
5,170
Riverview Estates
609-310-3819
Riverton
75
3,030
Sterling House of Florence
609-503-9942
Florence
46
2,750
Wiley Christian Retirement Community
609-310-3819
Marlton
53
2,625
856-459-2000
Moorestown
66
609-503-9942
Allendale
55
4,555
■
856-667-6543
Cherry Hill
54
6,250
■
Brandywine Living at Haddonfield
609-310-3819
Haddonfield
48
4,080
■
Brandywine Living at Voorhees
609-503-9942
Voorhees
94
3,960
■
Brendenwood
609-310-3819
Voorhees
144
2,995
Brookdale Marlton Crossing
609-503-9942
Cherry Hill
87
Brookdale Echelon Lake
609-310-3819
Voorhees
110
2,400
Brookdale Voorhees
609-503-9942
Voorhees
77
3,315
Cherry Hill Convalescent Ctr.
609-310-3819
Cherry Hill
30
2,280
856-482-9300
Cherry Hill
100
2,800
609-503-9942
Collingswood
116
3,606
856-679-2200
Voorhees
70
6,730
609-503-9942
Cherry Hill
50
2,650
19
856-566-2340
Voorhees
93
3,000
146
973-736-3100
West Orange
55
6,652
Memory Care
Monthly Cost Starting From
Village at Palmerton Assisted Living, The
Subsidies
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
OTHER PENNSYLVANIA (continued)
New Jersey - BURLINGTON COUNTY
lutheran crossings at moorestown
The Evergreens
Inside Back
42
■ ■
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New Jersey - CAMDEN COUNTY Allendale Community for Mature Living Arden Courts of Cherry Hill
Cherry Hill Senior Living
146
19
Collingswood Manor Lions Gate
76
Silver Care Ctr. Voorhees Senior Living
■ ■
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141 11/21/18 9:59 AM
HOUSING Assisted Living/Personal Care
West Orange
106
3,250
800-500-5433
West Caldwell
48
Cypress Gardens
609-503-9942
West Orange
115
The Solana Roseland
609-310-3819
Roseland
85
888-816-8527
Maplewood
115
Brightview Woodbury Lake
609-503-9942
Woodbury
86
4,400
Cardinal Village
609-310-3819
Sewell
98
4,400
856-307-2100
Glassboro
59
3,025
HCR ManorCare
609-503-9942
West Deptford
21
2,850
Sterling House of Deptford
609-310-3819
Deptford
52
2,200
Pitman Manor
609-503-9942
Pitman
164
1,911
Terraces at Parke Place
856-256-1776
Sewell
72
4,000
856-582-8700
Sewell
100
609-310-3819
Woodbury
98
3,500
■
Brandywine Living at Pennington
609-503-9942
Pennington
95
4,470
■
Brandywine Living at Princeton
609-310-3819
Princeton
112
4,890
■
Clare Bridge of Hamilton
609-503-9942
Hamilton
50
3,000
■
800-564-5705
East Windsor
44
5,643
■
Morris Hall Meadows - St. Mary’s Assisted Living
609-503-9942
Lawrenceville
56
4,000
■
Rose Hill
609-371-7007
Robbinsville
72
3,300
■
Memory Care
Monthly Cost Starting From
609-310-3819
Subsidies
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
New Jersey - ESSEX COUNTY (continued) Brookdale West Orange Crane’s Mill Retirement Community
Winchester Gardens
Inside Back
77
■
3,900
■
■
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New Jersey - GLOUCESTER COUNTY
Greenfield Senior Living at Cross Keys
Washington Township Senior Living
20
19
Woodbury Mews Senior Living
■ ■ ■
■ ■
■ ■
New Jersey - MERCER COUNTY
Meadow Lakes
77
OTHER NEW JERSEY Arden Courts of Wayne
146
973-942-5600
Wayne
54
6
■
Arden Courts of Whippany
146
973-581-1800
Whippany
63
6
■
Bey Lea Village
609-310-3819
Toms River
60
3,658
■
Bella Terra
609-503-9942
Jackson
91
Brandywine Living at Brandall Estates
609-310-3819
Linwood
79
4,290
Brandywine Living at Governor’s Crossing
609-503-9942
Englishtown
69
4,350
Brandywine Living at Howell
609-310-3819
Howell
120
3,270
Brandywine Living at Mahwah
609-503-9942
Mahwah
94
3,870
Brandywine Living at Middlebrook Crossing
609-310-3819
Bridgewater
113
4,830
Brandywine Living at Mountain Ridge
609-503-9942
Watchung
96
4,590
■
Brandywine Living at Reflections
609-310-3819
Brick
46
6,120
■
Brandywine Living at The Gables
609-503-9942
Brick
78
4,350
Please confirm all information with communities.
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Assisted Living/Personal Care HOUSING
609-310-3819
Shrewsbury
107
5,070
Brandywine Living at Toms River
609-503-9942
Toms River
110
4,200
■
Brandywine Living at Wall
609-310-3819
Wall
86
5,100
■
Brandywine Living at Reflections of Colts Neck
609-503-9942
Colts Neck
52
4,530
■
■
Brookdale Cape May
609-310-3819
Cape May
85
2,300
■
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Brookdale Emerson
609-503-9942
Emerson
96
3,800
Brookdale Hillsborough
609-310-3819
Hillsborough
Brookdale Wayne
609-503-9942
Wayne
95
2,550
Brookdale Paramus
609-310-3819
Paramus
Brookdale Stafford
609-503-9942
Manahawakin
77
2,965
■
Cedar Crest
609-310-3819
Pompton Plains
64
4,836
■
Francis Asbury Manor
609-503-9942
Ocean Grove
125
2,900
■
Friends Village at Woodstown
609-310-3819
Woodstown
86
2,277
■
Memory Care
Monthly Cost Starting From
Brandywine Living at The Sycamore
Subsidies
City
Featured on Page
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
OTHER NEW JERSEY (continued)
■
■
■ ■
Leisure Park
19
732-370-0444
Lakewood
0
Monroe Village
77
866-859-2276
Monroe Twp.
28
6,337
Mount Arlington Senior Living
19
973-601-0988
Mt.Arlington
112
3,345
■
Seabrook
609-503-9942
Tinton Falls
96
5,565
■
Spring Village at Galloway
609-310-3819
Galloway
78
2,970
■
Spring Vilage at Galloway Memory Care
609-503-9942
Galloway
52
4,470
■
Stonebridge at montgomery
77
800-218-3456
skillman
60
3,433
■
The oaks at denville
77
973-586-6000
denville
34
1,700
■
609-310-3819
Ocean City
189
3,662
■
973-867-1500
florham park
48
Woodview Estates
609-625-4878
Mays Landing
70
3,300
Wynwood Florham Park
609-310-3819
Florham Park
68
3,500
■
Wynwood Forsgate
609-503-9942
Monroe Twp.
75
3,560
■
914-709-1234
Yonkers
111
5,150
■
Brandywine Living at Huntington Terrace
631-531-0000
Melville
171
5,160
■
Brandywine Living at The Savoy
718-423-7900
Little Neck
134
4,555
■
302-762-7800
Wilmington
56
Brandywine Living at Fenwick Island
302-230-2728
Selbyville
96
3,480
Brandywine Living at Seaside Pointe
302-230-2729
Rehoboth Bch.
116
4,380
Brookdale Dover
302-230-2728
Dover
51
2,190
The Shores of Wesley Manor The villa at florham park
Inside Back
■ ■
■
STATE OF New York Five Star Premier Residences of Yonkers
19
STATE OF DELAWARE Arden Courts of Wilmington
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146
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■ ■
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143 11/21/18 9:59 AM
Monthly Cost Starting From
302-230-2729
Newark
100
3,500
Memory Care
City
Subsidies
PHONE
Personal Care Assisted Units
Assisted Living/Personal Care
Featured on Page
HOUSING Assisted Living/Personal Care
STATE OF DELAWARE (continued) Brookdale White Chapel
■
Cokesbury Village
42
302-235-6017
Hockessin
48
5,395
■
■
Country House
42
302-426-8012
Wilmington
36
6,599
■
■
302-230-2728
Dover
71
4,953
Dover Place
■
Forwood Manor
19
302-529-1600
Wilmington
37
5,000
Foulk Manor North
19
302-478-4296
Wilmington
43
4,260
■
Foulk Manor South
19
302-655-6249
Wilmington
51
3,300
■
Gilpin Hall
302-230-2729
Wilmington
18
3,600
Heritage at Dover
302-230-2728
Dover
71
2,741
■
302-757-8100
Wilmington
51
4,950
■
Lorelton Assisted Living Communities, The
302-230-2729
Wilmington
82
3,461
■
Luther Towers I & II
302-230-2728
Wilmington
116
3,600
■
Lodge Lane Assisted Living
6, 144
Manor House
42
302-404-0510
Seaford
53
Millcroft
19
302-366-0160
Newark
26
5,512
302-230-2729
Milford
71
5,001
Milford Place
■
Shipley Manor
19
302-479-0111
Wilmington
15
5,340
Somerford House & Somerford Place
19
302-283-0540
Newark
72
2,075
■
the moorings at lewes
77
302-644-7994
lewes
45
2,684
■
Village at Green Valley Assisted Living
302-230-2729
Millsboro
20
1,350
Westminster Village - Dover
302-230-2728
Dover
59
4,530
Windsor Place Assisted Living
302-230-2729
Hockessin
54
3,800
32, 33
240-513-2570
Hagerstown
110
4,000
42
410-778-7300
Chestertown
33
17, 135
410-742-1432
Salisbury
49
■
■
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STATE OF Maryland Diakon Senior Living – Hagerstown Heron Point John B. Parsons Assisted Living Please confirm all information with communities.
ASSISTED LIVING & MEMORY CARE
3,000
■
Highlighting denotes paid advertising
Visit us online at LodgeLane.org.
302-757-8100 1221 Lodge Lane | Wilmington, DE 19809
LIFE LIVED WITH ELEGANCE. 144 18-1603-01.indd 144
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Memory Care Specialized Care
Memory Care Knowing when it is time As Alzheimer’s disease or dementia progresses, there often comes a time when the patient will need more care than can be provided at home. For instance, Alzheimer’s patients frequently need 24-hour supervision to ensure their safety. Individuals with late-stage Alzheimer’s or dementia may even need intensive care around the clock. While it may be difficult for family caregivers to turn to a residential care facility to care for their loved one, it is often the best choice for both the patient and the caregiver. The questions below may be helpful when determining if a move to residential care is a good option: • Is the person with dementia becoming unsafe in their current home? • Is the health of the person with
dementia or my health as a caregiver at risk? • Are the person’s care needs beyond my physical abilities? • Am I becoming a stressed, irritable and impatient caregiver? • Am I neglecting work responsibilities, my family and myself? • Would the structure and social interaction at a care facility benefit the person with dementia? Even if a family has planned for a move, making the transition to a residential care facility can be a stressful experience. Caregivers may feel guilty and wonder if they are doing the right thing. These feelings are common. Try to remain focused on the fact that this decision is ultimately about making sure the patient receives the best possible care.
Source: Information adapted from Alzheimer’s Association (www.alz.org).
Know the Symptoms of Alzheimer’s The Alzheimer’s Association provides the common signs Memory loss that disrupts daily life is not a typical part of aging. It may be a symptom of Alzheimer’s, a fatal brain disease that causes a slow decline in memory, thinking and reasoning skills. Every individual may experience one or more of these signs in different degrees. If you notice any of them, it is recommended you see a doctor. 1. Memory loss that disrupts daily life One of the most common signs of Alzheimer’s is memory loss, especially forgetting recently learned information. Others include forgetting important dates or events; asking for the same information over and over; and relying on memory aides (e.g., reminder notes or electronic devices) or family members for things they used to handle on their own. What’s typical? Sometimes 800-394-9990 | retirementlivingsourcebook.com
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forgetting names or appointments, but remembering them later. 2. Challenges in planning or solving problems Some people may experience changes in their ability to develop and follow a plan or work with numbers. They may have trouble following a familiar recipe or keeping track of monthly bills. They may have difficulty concentrating and take much longer to do things than they did before. What’s typical? Making occasional errors when balancing a checkbook. 3. Difficulty completing familiar tasks at home, at work or at leisure People with Alzheimer’s often find it hard to complete daily tasks. Sometimes, people may have trouble driving to a familiar location, managing a budget at work or
remembering the rules of a favorite game. What’s typical? Occasionally needing help to use the settings on a microwave or to record a television show. 4. Confusion with time or place People with Alzheimer’s can lose track of dates, seasons and the passage of time. They may have trouble understanding something if it is not happening immediately. Sometimes they may forget where they are or how they got there. What’s typical? Getting confused about the day of the week but figuring it out later. Information from the Alzheimer’s Association website. Visit www.alz.org or call 1.800.272.3900 for information, referrals and support. 145 11/21/18 9:59 AM
Innovators in Memory Care Arden Courts’ mission for 20 years has been to provide a home-like, safe and supportive setting that nurtures the individuality of those living with memory impairments and provides their families peace-of-mind. Arden Courts: • 100% dedicated to memory care • The first national company to use the Namaste Care Program • Through experience and research, our umbrella of programming has been carefully developed to maximize our resident’s capabilities and independence • Part of the HCR ManorCare family and continuum of care which includes skilled nursing, rehabilitation, home health, IV therapy and hospice care • For the past seven years the number one reason Arden Courts were chosen by families was based on their good reputation* * 2008-2014 survey data (“excellent” and “good” responses) from annual My InnerView customer satisfaction results.
For additional information or to schedule a tour, call the location nearest you.
Experience makes a difference. King of Prussia 620 West Valley Forge Road King of Prussia, PA 19406 610.337.1214 Warminster 779 West County Line Road Hatboro, PA 19050 215.957.5182 146 18-1603-01.indd 146
Yardley 493 Stony Hill Road Yardley, PA 19067 215.321.6166
arden-courts.com 800-394-9990 | retirementlivingsourcebook.com
11/21/18 9:59 AM
Memory Care Specialized Care
on Memory Care Residences Arden Courts Memory Care Community (See p. 146) King of Prussia, PA: 610-337-1214 • Warminster Township, PA: 215-957-5182 Yardley, PA: 215-321-6166 Arden Courts, designed by HCR ManorCare, is a memory care community created especially to meet the unique needs of individuals living with Alzheimer’s disease or a related memory impairment. Every detail - from the layout and activities to the specially trained staff and individualized attention - is designed to make life simpler, safer and more fulfilling for our residents. We provide an environment that preserves the warmth, the caring, the comforts and routines of home. 100% dedicated to Alzheimer’s and dementia care.
Chandler Hall Health Services (See p. 1) 99 Barclay St. • Newtown, PA 18940 • 267-291-2300 • www.ch.kendal.org Chandler Hall believes in integration and community. To that end, we do not separate our residents who have dementia and memory loss from our general population. We provide an individualized program that suits the unique needs of each person we serve. Respect for individuals includes providing a setting free of restraints-allowing as much independence as possible while creating a safe environment.
Dunwoody Village (See p. 82) Secure Units With Special Programs for Personal Care and Skilled Nursing 3500 West Chester Pike • Newtown Square, PA 19073 • (610) 359-4400 Dunwoody Village has both Personal Care and Skilled Nursing secure areas for residents with special needs. Residents live in a caring and stimulating environment that fosters their independence, dignity, and privacy in a home-like setting. Services and amenities include private rooms with private baths, family-style dining, wandering areas both inside and out and 24-hour nursing care. Dunwoody provides a continuum of care from Residential Living to Personal Care thru Skilled Nursing Rehabilitation. Family support programs are also provided. 5 star rated healthcare.
18-0822-03
Don’t walk the road alone. There are professionals listed in the Resources section who can help you.
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147 11/21/18 9:59 AM
HousING NURSING & REHABIlITATION
Nursing care Specialized care for individuals who need daily assistance While some individuals are able to continue running their households with little assistance, there are those who may have debilitating physical or emotional conditions that require care beyond what family or professional home care aides can provide. It is best to start researching nursing facilities before an emergency arises to avoid making a less than ideal choice. What is Nursing Care? At a nursing home, care is administered by professionals under the direction of a physician. Many facilities also offer sub-acute, respite, rehabilitation and other short-term care. Rehabilitation services can be especially helpful for individuals who are recovering from surgery, an illness or any other life-changing event. Who is Nursing Care for? These homes serve as permanent residences for individuals who are too sick or frail to live at home, or as temporary facilities during a recovery period. Some enter a nursing home for a short-term stay after a surgery or illness, while others enter on a more permanent basis. Who Pays for Nursing Care? Medicare, Medicaid, private insurance and personal assets are all used under various circumstances to pay for services in a nursing care facility. If a facility is not certified
by Medicare and Medicaid, the care will have to be paid for entirely with personal funds. In general, Medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. Some long-term care insurance pays for nursing home care; insurance payments are usually a fixed amount for a specified number of qualified days. The basic daily rate is the standard charge the nursing home bills to all residents, which covers the fundamental services every resident receives, including rent for the room, housekeeping, meals and general nursing care. It is important to understand all the services and amenities that are not included in the basic daily rate. What to Look for in Nursing Care Before choosing a home, contact the long-Term Care Ombudsman Program of your Area Agency on Aging. Ombudsman programs promote the highest quality of life and care for residents of nursing facilities and can help families and staff with inquiries and complaints. Visit your prospects at different times of day. Talk with residents. Be persistent about getting your questions answered.
in general, Medicare pays for skilled nursing care following hospitalization for the same illness or condition at 100 percent of the cost for days 1 – 20. Entering & Adjusting to Nursing Care Although some people enter a nursing home temporarily for a shortterm stay, it is still a sad day for most. Reassurance from family and friends that love and contact will be maintained can ease the transition. The following steps may help lessen the trauma of this change: ■ Talk about the admission in advance and describe the home in detail. ■ Visit the home with the prospective resident beforehand and get to know the administration. ■ Involve the prospective resident as much as possible in the decisionmaking process. ■ Decide together what items to bring to the nursing home. ■ Be available the entire day of admission to help settle the resident and provide support.
Retirement Living its Best Retirement Living at itsatBest ••
Retirement Living itsBest Best Retirement Living at its Best Retirement Living atatits Nursing Care: Memory Care,Care, Medicare/ • Skilled Nursing Care: Memory Medicare/ • Skilled Nursing Care: Memory Care, Medicare/ Accepting Accepting• Skilled Medicaid Approved, Short-Term Rehab Medicaid Approved, Short-Term Rehab Medicaid Approved, Short-Term Rehab ApplicAtions ApplicAtions • Personal Care: Well-designed Suites, Private Room • Personal Care: Well-designed Suites, Private Room • Personal Care: Well-designed Suites, Private Room
aa tradition tradition of caring caring for for over 80 80 years years aa tradition tradition ofof caring caring for for over over 80 80 years years a tradition of of caring for overover 85 years
Accommodations, Memory CareCareCare Accommodations, Memory Accommodations, Memory • Active, Independent Living: Modern, Spacious Villas,Villas, • Active, Independent Living: Modern, Spacious Villas, • Active, Independent Living: Modern, Spacious Cozy, Inviting Cottages, Attractive Luxury Apartments Cozy, Inviting Cottages, Attractive Luxury Apartments Cozy, Inviting Cottages, Attractive Luxury Apartments
425 Ave. 425 Westminster 425Westminster Westminster Ave. Ave. Hanover, PA 17331 Hanover, PA 17331 Hanover, PA 17331 (717) • TDD 633-4620 (717)637-4166 637-4166 • TDD (717) 633-4620 (717) 637-4166 •(717) TDD (717) 633-4620 148 18-1603-01.indd 148
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11/21/18 9:59 AM
Nursing & Rehabilitation HOUSING
Choosing a Nursing & Rehab Center Use this checklist to review options: Physical Environment ■ Are public areas and resident rooms clean and comfortable? ■ Is ample parking available for visitors? ■ Are private rooms available? ■ Does the community have a pet? ■ Does the community have safety features, such as handrails and grab bars? ■ Are the exits clearly marked?
■ What services are available for an additional fee? What are the fees? ■ How often do rate increases occur? Dining Services ■ Does the dining room look and smell inviting? ■ Are there enough staff members available to assist residents during meals? ■ Are the dining room tables, chairs and linens in good condition?
■ Do individual residences include safety features, such as emergency alert and fire suppression systems?
■ Are residents allowed to invite guests for meals?
Certification and Licensure
■ Are three daily meals, snacks and beverages included in the monthly rate?
■ What levels of care does the community offer?
■ Skilled nursing care?
■ Short-term rehabilitation?
■ Memory care?
■ Is the facility Medicare certified? ■ Is the facility Medicaid certified? ■ Are the home and its current administrator licensed? Resident and Staff Interaction ■ How many Registered Nurses (RNs) and Certified Nursing Assistants (CNAs) are on staff?
■ Can residents select their own meal times, or are there designated meal times?
■ Can the community accommodate special dietary needs? ■ Is there a dietician or nutritionist involved in meal planning? Activities and Programs ■ Are activities scheduled throughout the day and evening? ■ Are fitness classes offered? ■ Are there dedicated spaces for resident clubs and informal gatherings?
■ What type of education and training do staff members have?
■ Does the community offer regular outings to local restaurants, theaters, museums and other destinations?
■ Do all staff members undergo screenings and background checks prior to employment?
■ Are there outdoor spaces available for walking, gardening and recreation?
■ How does the community handle residents who need additional care and support?
■ Do the residents appear engaged?
■ Is there a care plan developed for every resident? ■ Are care plans reviewed and updated by providers and family members? ■ Is the interaction between residents and staff members warm and respectful? ■ Do staff members respond to residents’ requests for assistance promptly? ■ What is the staff-to-resident ratio for each level of care? ■ What is the staff-to-resident ratio at night and on weekends? Fees and Costs ■ What services are included in the daily rate?
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Location ■ Is the community conveniently located for friends and family to visit? ■ Are there shopping, dining and entertainment options near the community? ■ Is the community near preferred medical providers? Overall Impression ■ Does the community look and feel like a place you could call home? Sources: www.whereyoulivematters.org, a senior living resource powered by the American Seniors Housing Association (ASHA) and www.medicare.gov, Medicare’s Nursing Home Checklist. 149 11/21/18 9:59 AM
HOUSING Nursing & Rehabilitation
Address
City
Medicare
Medicaid
Daily Rates Starting At
Briarleaf Nursing & Convalescent Home
215-348-2983
252 Belmont Ave.
Doylestown
178
■
■
145
Buckingham Valley Rehab. & Nursing Ctr.
215-598-7181
820 Durham Rd
Newtown
130
■
■
210
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
Pennsylvania - BUCKS COUNTY
Chandler Hall Health Services
1
267-291-2300
99 Barclay St
Newtown
53
■
■
386
Christ’s Home Senior Services
12
215-956-2270
1 Shepherd’s Way
Warminster
24
■
■
303
Community at Rockhill
71
215-257-2751
3250 State Rd.
Sellersville
90
■
■
366
Genesis HealthCare - Crestview Ctr.
215-968-4650
262 Tollgate Rd.
Langhorne
180
■
■
158
Genesis HealthCare - Quakertown Ctr.
215-536-9300
1020 S. St.
Quakertown
138
■
■
377
Golden LivingCenter - Doylestown
215-345-1452
432 Maple Ave.
Doylestown
102
■
■
Langhorne Gardens Rehab. & Nursing
215-757-7667
350 Manor Ave.
Langhorne
120
■
■
296
Lifequest Nursing Ctr.
215-536-0770
2450 John Fries Hwy.
Quakertown
140
■
■
215
215-723-9819
12 lutheran home dr.
telford
75
■
■
400
ManorCare - Yardley
215-321-3921
1480 Oxford Valley Rd.
Yardley
140
■
■
Neshaminy Manor Home
215-345-3205
1660 Easton Rd.
Warrington
360
■
■
225
Phoebe Richland
610-686-6628
108 S. Main St.
Richlandtown
Pickering Manor
215-968-3878
226 N. Lincoln Ave.
Newton
47
■
■
380
215-340-5256
777 Ferry Rd.
Doylestown
127
■
Richboro Rehab & Nursing Center
215-357-2032
253 Twining Ford Rd.
Richboro
82
■
■
180
Silver Lake Nursing & Rehab. Center
215-785-3201
905 Tower Rd.
Bristol
174
■
■
330
Lutheran community at telford
Pine Run Health Ctr.
107
16
300
Southampton Estates
42
215-364-2550
238 Street Rd.
Southampton
120
■
299
Twining Village
32, 33
215-600-1938
280 Middle Holland Rd.
Holland
74
■
317
267-895-1100
200 Veterans Lane
Doylestown
60
■
Bellingham Retirement
610-436-6663
1615 E. Boot Rd.
West Chester
64
■
Chatham Acres Nursing Home
610-869-2456
315 E. London Grove Rd.
Chatham
121
Coatesville Veterans Admin. Medical Ctr.
610-383-0265
1400 Black Horse Hill Rd.
Coatesville
240
Coventry Manor Nursing Home
610-469-6228
3031 Chestnut Hill Rd.
Pottstown
41
■
Devon Manor
610-688-8080
235 Lancaster Ave.
Devon
60
■
610-444-2577
147 W. State Street
Kennett Sq.
20
Genesis HealthCare -Brandywine Hall Ctr.
610-696-3120
800 West Miner St
West Chester
180
■
■
242
Golden Living Community
610-935-9120
833 A S. Main St.
Phoenixville
138
■
■
200
610-384-6310
41 Newport Ave.
E. Fallowfield
139
■
■
260
610-273-2915
3120 Horseshoe Pike
Honey Brook
110
■
■
288
Back Cover 800-814-8133
1660 East Street Rd.
Kennett Sq.
113
Wesley Enhanced Living Doylestown
■
Pennsylvania - CHESTER COUNTY
Friends Home in Kennett
Harrison House of Christiana Hickory House Nursing & Rehab Kendal~Crosslands Communities
134
17, 135
130
■
225
345
800-216-1920
1109 East Baltimore Pike
Kennett Sq.
49
■
Main Line Nursing & Rehabilitation Ctr.
610-296-4170
283 E Lancaster Ave
Malvern
184
■
18-1603-01.indd 150
■
312
Kendal at Longwood
150
350
322 ■
160
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Nursing & Rehabilitation HOUSING
Address
City
Medicare
Medicaid
Daily Rates Starting At
610-482-4253
30 Old Schuylkill Rd.
Pottstown
133
■
■
293
Pembrooke Health & Rehab. Ctr
610-692-3636
1130 West Chester Pike
West Chester
180
■
■
205
Pocopson Home
610-793-1212
1695 Lenape Rd.
West Chester
275
■
■
285
PowerBack Rehabilitation-Phoenixville
484-920-6200
3000 Balfour Circle
Phoenixville
22
■
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
Pennsylvania - CHESTER COUNTY (continued) Manatawny Manor
32, 33
St. Martha Center for Rehab. & Healthcare
81
610-873-8490
470 Manor Ave.
Downingtown
120
■
■
341
Tel Hai Retirement Community
37
610-273-9333
1200 Tel Hai Circle
Honey Brook
128
■
■
376
Ware Presbyterian Village
610-998-2400
7 E. Locust St.
Oxford
137
■
■
363
wellington terrace
484-653-1600
1361 boot road
west chester
40
■
Inside 610-356-0100 Front
146 Marple Rd
Broomall
146
■
■
334
Broomall Rehab & Nursing Center
610-356-0800
50 N. Malin Rd.
Broomall
298
■
■
142
Bryn Mawr Terrace Convalescent Home
610-525-8300
773 East Haverford Rd.
Bryn Mawr
170
■
Conner Williams Nursing Home
610-521-1331
105 Morton Ave.
Ridley Park
52
610-359-4400
3500 W. Chester Pike
Newtown Sq.
81
■
Fair Acres Geriatric Ctr.
610-891-5739
340 N. Middletown Rd.
Lima
908
■
■
Genesis HealthCare -Belvedere Ctr.
610-872-5373
2507 Chestnut St
Chester
150
■
■
223
Genesis HealthCare -Brinton Manor
610-358-6005
549 Baltimore Pike
Glen Mills
92
■
■
170
Genesis HealthCare -Sanatoga Center
610-323-1800
225 Evergreen Rd.
Pottstown
130
■
■
276
Genesis HealthCare- Wayne Ctr
610-688-3635
30 West Ave.
Wayne
117
■
■
212
Golden Living Center Rosemont
610-525-1500
35 Rosemont Ave.
Rosemont
76
■
■
382
Pennsylvania - DELAWARE COUNTY Broomall A Presby’s Inspired Life Comm.
Dunwoody Village
45
160 ■
125 390
Granite Farms Estates
42
610-358-0510
1343 West Baltimore Pike
Media
82
■
300
Harlee Manor/Springfield Senior Commons
28
610-544-2200
463 W. Sproul Rd.
Springfield
100
■
288
Haverford Nursing & Rehabilitation Ctr.
610-449-8600
2050 Old West Chester Pike
Havertown
110
■
■
165
HCR/ManorCare at Yeadon
610-626-7700
14 Lincoln Ave.
Yeadon
198
■
■
221
610-565-8717
411 N. Middletown Rd.
Media
60
■
Little Flower Manor
610-534-6000
1201 Springfield Rd.
Darby
127
■
■
255
Naamans Creek County Manor
610-558-7840
1194 Naamans Creek Rd
Boothwyn
90
■
■
257
Phoebe Wyncote
215-461-2102
208 Fernbrook Ave
Wyncote
58
■
■
263
Prospect Park Health & Rehabilitation
610-586-6262
815 Chester Pike
Prospect Park
180
■
■
235
Lima Estates
42
300
Quadrangle, The
14
610-642-3000
3300 Darby Rd.
Haverford
78
■
291
Riddle Village Retirement Community
15
610-891-3700
1048 W. Baltimore Pike
Media
86
■
333
St. Francis Ctr. for Rehab. & Healthcare
30
610-461-6510
1412 Lansdowne Ave.
Darby
273
■
■
289
5
610-566-1400
318 South Orange St.
Media
164
■
■
230
Wallingford Nursing & Rehab. Ctr.
610-565-3232
115 S. Providence Rd.
Wallingford
207
■
■
Wesley Enhanced Living Main Line
610-353-7660
100 Halcyon Drive
Media
60
■
■
Sterling HealthCare & Rehab. Ctr.
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HOUSING Nursing & Rehabilitation
Medicare
610-558-5000
535 Gradyville Rd
Newtown Sq.
59
■
Brethren Village
717-569-2657
3001 Lititz Pike
Lancaster
69
■
■
192
Calvary Homes
717-393-0711
502 Elizabeth Dr.
Lancaster
45
■
■
322
Daily Rates Starting At
City
Medicaid
Address
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
Pennsylvania - DELAWARE COUNTY (continued) White Horse Village
88
425
Pennsylvania - LANCASTER COUNTY
Harrison House of Christiana
17, 135
610-593-6901
41 Newport Ave
Christiana
139
■
■
260
Homestead Village Enhanced Senior Living
717-397-4831
1800 Marietta Ave.
Lancaster
60
■
■
284
Lancashire Hall Retirement Village
717-569-3211
6 Terrace Dr.
Lancaster
240
■
■
Landis Homes
717-569-3271
1001 East Oregon Rd.
Lititz
103
■
■
421
717-892-5039
600 East Main Street
Lititz
106
■
■
336
Mennonite home
717-390-4103
1520 harrisburg pike
Lancaster
188
■
■
382
Moravian Manor
717-626-0214
300 West Lemon St.
Lititz
127
■
■
300
Pleasant View Retirement Community
717-665-2445
544 N Penryn Rd.
Manheim
133
■
■
370
St. Anne’s Retirement Community
717-285-5443
3952 Columbia Ave.
Columbia
121
■
■
219
800-770-5445
675 Willow Valley Sq.
Lancaster
238
■
717-445-8741
2499 Zerbe Road
Narvon
87
■
610-525-8300
601 N Ithan Ave
Bryn Mawr
120
■
215-855-9765
25 West 5th St.
Lansdale
126
■
■
152
42
215-855-9700
1001 Valley Forge Rd.
Lansdale
92
■
■
330
5
215-884-6776
2630 Woodland Rd.
Abington
120
■
■
250
Chestnut Hill Lodge Health & Rehab.
215-836-2100
8833 Stenton Ave
Wyndmoor
196
■
■
182
Coventry Manor Nursing Home
610-469-6228
3031 Chestnut Hill Rd.
Pottstown
41
■
■
225
215-368-4438
275 Dock Drive
Lansdale
72
■
■
345
Dresher Hill Health & Rehabilitation
215-643-0600
1390 Camp Hill Rd
Ft. Washington
118
■
■
189
Edgehill Nursing & Rehabililtation Ctr.
215-886-1043
146 Edgehill Rd.
Glenside
60
■
■
180
Elkins Crest Health & Rehabilitation
215-379-2700
265 E Township Line Rd.
Elkins Park
150
■
■
225
Elm Terrace Gardens
215-361-5600
660 N Broad St
Lansdale
72
■
■
260
215-542-8110
735 Susquehanna Rd.
Ft. Washington
40
■
Frederick Living
610-754-7878
2849 Big Rd.
Frederick
61
■
■
287
Genesis HealthCare- Fairview Care Ctr.
215-233-0920
850 Papermill Rd
Glenside
129
■
■
270
Genesis HealthCare -Garden Spring Ctr.
215-659-3060
1113 N Easton Rd
Willow Grove
173
■
■
325
Genesis HealthCare -Harston Hall
215-836-3200
350 Haws Ln
Flourtown
120
■
■
268
Genesis HealthCare- Hillcrest Ctr.
215-884-9990
1245 Church Rd.
Wyncote
180
■
■
246
Genesis HealthCare- Hopkins Ctr
215-576-8000
8100 Washington Ln.
Wyncote
107
■
■
255
Genesis HealthCare- Pennsburg Manor Ctr.
215-679-8076
530 Macoby St.
Pennsburg
120
■
■
268
Luther Acres
Willow Valley Communities
38
9
Zerbe Retirement Community
302 ■
307
Pennsylvania - MONTGOMERY COUNTY Beaumont at Bryn Mawr
15
Beverly Health Care Brittany Pointe Estates Brookside HealthCare & Rehab. Ctr.
Dock Woods
Fort Washington Estates
152 18-1603-01.indd 152
26
42
313
320
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11/21/18 9:59 AM
Nursing & Rehabilitation HOUSING
City
Medicare
Medicaid
Gwynedd Square Nursing Ctr.
215-699-5000
773 Sumneytown Pike
Lansdale
181
■
■
HCR/Manor Care - Montgomeryville
215-368-4350
640 Bethlehem Pike
Montgomeryville
170
■
■
247
HCR/ManorCare - Huntington Valley
215-938-7171
3430 Huntingdon Pike
Huntingdon Valley 130
■
■
293
HCR/ManorCare - King of Prussia
610-337-1775
620 West Valley Forge Rd.
King of Prussia
150
■
■
300
HCR/ManorCare -Pottstown
610-323-1837
724 N. Charlotte St.
Pottstown
163
■
■
281
Ivy Hill Rehabilitation & Nursing Ctr.
215-233-5605
1401 Ivy Hill Rd
Wyndmoor
151
■
■
174
Luther Woods Convalescent Ctr.
215-675-5005
313 County Line Rd.
Hatboro
140
■
■
235
Meadow Spring Ctr.
610-279-7300
845 Germantown Pike
Plymouth Mtg.
151
■
■
175
Daily Rates Starting At
Address
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
Pennsylvania - MONTGOMERY COUNTY (continued)
Meadowood Senior Living
66
610-584-1000
3205 Skippack Pike
Worcester
59
■
Normandy Farms Estates
42
215-699-8727
9000 Twin Silo Dr.
Blue Bell
73
■
610-948-8800
1600 Black Rock Rd.
Royersford
470
■
■
230
215-256-9501
800 Maple Ave.
Harleysville
72
■
■
403
Phoebe Wyncote
215-461-2101
208 Fernbrook Ave.
Wyncote
58
■
■
270
PowerBack Rehabilitation-Norristown
610-239-7100
1700 Pine Street
Norristown
99
■
PowerBack Rehabilitation-Willow Grove
215-830-0400
3485 Davisville Rd N.
Willow Grove
109
■
610-728-5200
10000 Shannondell Dr.
Audubon
190
■
1515 The Fairway
Rydal
114
■
■
459
Parkhouse Providence Pointe Peter Becker Community
Rehab at Shannondell Rydal Park A Presby’s Insipred Life Comm.
67
105
Inside 215-376-6292 Front
299
Saunders House
610-658-5100
100 E. Lancaster Ave.
Wynnewood
180
■
■
339
Silver Stream Ctr. - Genesis HealthCare
215-646-1500
905 Penllyn Pike
Spring House
119
■
■
226
■
345
Souderton Mennonite Homes
26
215-723-9881
207 West Summit Street
Souderton
71
■
Spring House Estates
42
215-628-3545
728 Norristown Rd.
Lower Gwynedd
96
■
215-836-4179
110 W. Wissahickon Ave.
Flourtown
106
■
■
215-368-0900
701 Lansdale Avenue
Lansdale
120
■
■
330
Suburban Woods Health & Rehab. Ctr.
610-278-2700
2751 DeKalb Pike
Norristown
120
■
■
200
Towne Manor East Nursing & Rehab.
610-277-0380
2004 Old Arch Rd.
Norristown
120
■
■
180
Towne Manor West Nursing & Rehab.
610-275-6410
205 E. Johnson Hwy.
Norristown
119
■
■
180
waverly heights
610-645-8738
1400 waverly road
gladwyne
49
■
Angela Jane Pavillion
215-708-1200
8410 Roosevelt Blvd.
Philadelphia
49
■
Care Pavilion of Walnut Park
215-476-6264
6212 Walnut St.
Philadelphia
396
■
■
190
Cathedral Village
215-487-1300
600 East Cathedral Rd.
Philadelphia
133
■
■
404
Centennial Village
215-477-1170
4400 W. Girard Ave.
Philadelphia
180
■
■
154
Cheltenham Nursing & Rehab. Ctr.
215-927-7300
600 W Cheltenham Ave.
Philadelphia
255
■
■
190
Cheltenham York Road
215-424-4090
7107 Old York Rd.
Philadelphia
240
■
■
190
Cliveden Convalescent Ctr.
215-844-6400
6400 Green St.
Philadelphia
180
■
■
190
St. Joseph Villa St. Mary Center for Rehab. & Healthcare
30
300
411
Pennsylvania - PHILADELPHIA
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HOUSING Nursing & Rehabilitation
Address
City
Medicare
Medicaid
Daily Rates Starting At
Genesis HealthCare- Chapel Manor
800-699-1520
1104 Welsh Rd.
Philadelphia
240
■
■
260
GenesisHealthCare- Fairview Care Ctr.
800-699-1520
184 Bethlehem Pike
Philadelphia
180
■
■
225
Genesis HealthCare- Pennypack Ctr.
215-725-2525
8015 Lawndale St
Philadelphia
54
■
■
200
Genesis HealthCare- Somerton CTr.
215-673-5700
650 Edison Ave.
Philadelphia
241
■
■
148
Germantown Home
215-848-3306
6950 Germantown Ave.
Philadelphia
180
■
■
190
Glendale Uptown Nursing Home
215-722-2300
7800 Bustleton Ave.
Philadelphia
240
■
■
195
Golden LivingCenter-Stenton Hall
215-242-2727
7310 Stenton Ave
Philadelphia
94
■
■
183
215-335-2100
2990 Holme Avenue
Philadelphia
296
■
■
310
Inglis House
215-878-5600
2600 Belmont Ave
Philadelphia
297
■
■
Kearsley Retirement Community
215-877-1565
2100 N 49th St
Philadelphia
84
■
■
180
215-224-9898
1020 Oak Lane Avenue
Philadelphia
87
■
■
240
Maplewood Manor
215-844-8806
125 W. Schoolhouse Ln.
Philadelphia
180
■
■
190
Park Pleasant Health Care Facility
215-727-4450
4712 Chester Ave
Philadelphia
123
■
■
195
Penn Center for Rehabilitation Ctr
215-386-2942
3609 Chestnut St.
Philadelphia
124
■
■
145
Philadelphia Nursing Home
215-685-0800
Girard & Corinthian Ave.
Philadelphia
451
■
■
PowerBack Rehabilitation - CTR. City
215-546-5960
1526 Lombard St.
Philadelphia
150
■
■
200
215-727-4450
4712 Chester Ave.
Philadelphia
123
■
■
255
Rivers Edge
215-632-5700
9501 State Rd
Philadelphia
120
■
■
250
Sacred Heart Manor
215-438-5268
6445 Germantown Ave.
Philadelphia
171
■
■
200
St. Ignatius Nursing Home
215-349-8800
4401 Haverford Ave.
Philadelphia
176
■
■
180
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
Pennsylvania - PHILADELPHIA (continued)
Immaculate Mary Center
Laurel Square Healthcare & Rehab CTr.
Renaissance Healthcare & Rehab CTR.
30
5
5
St. John Neumann Center
30
215-698-5600
10400 Roosevelt Blvd.
Philadelphia
226
■
■
250
St. Monica CTR. for Rehab. & Healthcare
30
215-271-1080
2509 South 4th St.
Philadelphia
180
■
■
340
Tucker House
215-235-1600
1001 Wallace St.
Philadelphia
180
■
■
190
Wesley Enhanced Living at Stapeley
215-844-0700
6300 Greene St.
Philadelphia
120
■
■
Wesley Enhanced Living Pennypack Park
215-624-5800
8401 Roosevelt Blvd
Philadelphia
120
■
■
Willowcrest
215-456-8613
5501 Old York Rd.
Philadelphia
120
■
■
717-766-0279
325 Wesley Dr.
Mechanicsburg
69
■
■
367
570-874-0696
500 W Laurel St
Frackville
129
■
■
184
866-723-1909
189 E. Tressler Blvd.
Lewisburg
102
■
■
305
610-865-5580
4035 Green Pond Rd.
Bethlehem
70
■
■
178
OTHER PENNSYLVANIA Bethany Village
113
Broad Mountain Nursing & Rehab. Buffalo Valley Lutheran Village
32, 33
Country Meadows of Bethlehem Cross Keys Village
119
888-624-8242
2990 Carlisle Pike
New Oxford
270
■
■
359
Cumberland Crossings
32, 33 32, 33
717-462-7448
1 Longsdorf Way
Carlisle
58
■
■
276
717-388-0198
1020 N. Union Street
Middletown
136
■
■
300
610-779-3993
5501 Perkiomen Ave
Reading
130
■
■
236
Frey Village Genesis HealthCare - Berkshire Center
154 18-1603-01.indd 154
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Nursing & Rehabilitation HOUSING
Address
City
Medicare
Medicaid
Daily Rates Starting At
Genesis Healthcare Network - Mifflin Ctr.
610-777-7841
500 E Philadelphia Ave
Shillington
136
■
■
212
Genesis HealthCare - Schuylkill Ctr.
570-622-9666 1000 Schuylkill Manor Rd.
Pottsville
190
■
■
263
Green Ridge Village
800-969-4450
210 Big Spring Rd
Newville
79
■
■
370
8
610-775-2300
2000 Cambridge Ave.
Wyomissing
80
■
Homewood at Martinsburg
109
814-793-3728
437 Givler Dr.
Martinsburg
144
■
■
312
Homewood at Plum Creek
59, 148
717-637-4166
425 Westminster Ave.
Hanover
120
■
■
356
Julia Pound Health Care Center
724-464-1600
1155 Indian Springs Rd.
Indiana
131
■
■
211
Kingston Commons Nursing & Rehab.
570-288-5496
615 Wyoming Ave.
Kingston
151
■
■
160
Kirkland Village
610-691-4500
One Kirkland Village Cir.
Bethlehem
60
■
Kutztown Manor
610-683-6220
120 Trexler Ave.
Kutztown
140
■
■
202
610-628-4041
800 Hausman Rd
Allentown
60
■
■
318
610-816-6358
One South Home Ave.
Topton
194
■
■
309
717-262-2373
2075 Scotland Ave.
Chambersburg
178
■
■
332
610-746-1000
175 W. North St.
Nazareth
61
■
■
Moravian Village of Bethlehem
610-625-4885
634 E. Broad St.
Bethlehem
118
■
Mountain City Health & Rehab. Ctr.
570-454-8888
1000 W. 27th St.
Hazleton
299
■
■
133
717-447-5092
276 Green Ave.
Lewistown
134
■
■
232
Phoebe Allentown
610-686-6362
1925 W. Turner St.
Allentown
Phoebe Berks
484-205-9489
1 Reading Dr
Wernersville
Presbyterian Village at Hollidaysburg
866-499-5042
220 Newry St.
Hollidaysburg
67
■
■
278
Quincy Village
717-749-2308
6596 Orphanage Rd.
Waynesboro
135
■
■
288
Ridgeview Healthcare & Rehab CTR.
570-462-1921
200 Pennsylvania Ave.
Shenandoah
717-454-2018
945 Duke Street
Lebanon
105
■
■
361
Spruce Manor Nursing & Rehab.
610-374-5175
Spruce St & S 4th Ave
West Reading
200
■
■
179
St. Andrew’s Village
724-464-1600
1155 Indian Springs Rd.
Indiana
131
■
■
226
Stonebridge Nursing & Rehab.
717-834-4111
102 Chandra Dr
Duncannon
60
■
■
StoneRidge Retirement Living
717-866-3200
440 E. Lincoln Ave.
Myerstown
60
■
■
Tremont Nursing & Rehab.
570-695-3141
44 Donaldson Rd.
Tremont
180
■
■
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
OTHER PENNSYLVANIA (continued)
Highlands at Wyomissing, The
Luther Crest Lutheran Home at Topton, The
32, 33 32, 33
Menno Haven Moravian Hall Square
Ohesson
Spang Crest
18
32, 33
38
380
364
309
Village at Gettysburg, The
21
717-334-6204
1075 Old Harrisburg Rd.
Gettysburg
100
■
■
Village at Shrewsbury, The
21
717-227-3000
800 Bollinger Drive
Shrewsbury
100
■
■
Village at Sprenkle Drive, The
21
717-764-9944
1802 Folkner Circle
York
104
■
■
Village at Utz Terrace, The
21
717-637-0633
2100 Utz Terrace
Hanover
40
■
■
Westminster Village - Allentown
610-782-8300
803 N. Wahneta St.
Allentown
111
■
■
312
Westminster Woods
814-644-2065
360 Westminster Dr.
Huntingdon
64
■
■
270
Woodland Retirement Community
814-447-0364
18889 Croghan Pike
Orbisonia
125
■
■
244
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HOUSING Nursing & Rehabilitation
Medicare
Brandywine Senior Living
856-778-0600
1205 North Church St.
Moorestown
37
■
Genesis HealthCare - Burlington Woods
609-387-3620
115 Sunset Rd.
Burlington
240
■
■
275
Genesis HealthCare- Cinnaminson Ctr.
856-829-9000
1700 Wynwood Dr.
Cinnaminson
114
■
■
186
Genesis HealthCare- Marcella Ctr.
609-387-9300
2305 Rancocas Dr
Burlington
150
■
■
182
Inova Health & Rehabilitation Centr.
856-235-7100
3706 Church Rd.
MT. Laurel
280
■
■
186
Inside 856-235-1214 Back
255 East Main St.
Moorestown
201
■
■
385
Daily Rates Starting At
City
Medicaid
Address
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
New Jersey - BURLINGTON County
Lutheran Crossings at Moorestown
300
Masonic Home of New Jersey
609-239-3900
902 Jacksonville Rd.
Burlington
264
■
■
345
Medford Convalescent & Nursing Ctr.
856-983-8500
185 Tuckerton Rd.
Medford
180
■
■
198
PowerBack Rehabilitation-Moorestown
856-234-4749
212 Marter Ave.
Moorestown
124
Riverview Estates
856-829-2274
303 Bank Ave.
Riverton
50
■
■
177
Virtua Health & Rehab. Ctr at Mt. Holly
888-847-8823
62 Richmond Ave
Lumberton
180
■
■
225
Wiley Christian Retirement Comm.
856-983-0411
99 East Main St.
Marlton
61
■
■
231
856-459-2000
309 Bridgeboro Rd.
Moorestown
34
■
Camden County Health Services Ctr.
856-374-6430
20 N. Woodbury Turnersville
Blackwood
291
■
■
220
Cherry Hill Convalescent Ctr.
856-663-9009
1399 Chapel Ave. - West
Cherry Hill
120
■
■
190
Collingswood Manor
856-854-4331
460 Haddon Ave.
Collingswood
60
■
■
377
Genesis HealthCare -Cooper River West
856-665-8844
5101 N Park Dr.
Pennsauken
180
■
■
Genesis HealthCare -Kresson View Ctr.
856-596-1113
2601 Evesham Rd.
Voorhees
190
■
■
193
Genesis HealthCare -Voorhees Ctr.
856-751-1600
3001 Evesham Rd.
Voorhees
190
■
■
287
Jewish Geriatric Home
856-667-3100
3025 West Chapel Ave.
Cherry Hill
173
■
■
175
Lakewood of Voorhees
856-346-1200
1302 Laurel Oak Rd.
Voorhees
240
■
■
251
856-679-2200
1110 Laurel Oak Rd.
Voorhees
110
■
■
430
PowerBack Rehabilitation - Voorhees
856-809-3500
113 South Route 73
Voorhees
124
St. Mary’s CTr. for Rehab. & Healthcare
856-424-9521
210 St. Mary’s Dr.
Cherry Hill
215
■
■
195
Silver Care Ctr.
856-795-3131
1417 Brace Rd.
Cherry Hill
214
■
■
250
South Jersey Health Care
856-342-7600
2 Cooper Plaza
Camden
120
■
■
300
Virtua Health & RehaB. Ctr. at Berlin
888-847-8823
100 Long-a-Coming Ln.
Berlin
128
■
■
HCR ManorCare
856-848-9551
550 Jessup Rd.
W. Deptford
156
■
■
Meadow View Nursing & Res. Care Ctr.
856-875-0100
1328 S. Black Horse Pike
Williamstown
170
■
■
Pitman Manor
856-589-7800
535 North Oak Ave.
Pitman
72
■
■
346
Arcadia Nursing & Rehabilitation Ctr.
609-586-1114
1501 Highway 33
Trenton
128
■
■
168
Forestal Skilled Nursing & Rehab. Ctr.
609-987-1221
5000 Windrow Dr.
Princeton
180
■
■
180
609-586-7500
2240 Whitehorse Mercerville Rd.
Mercerville
114
The Evergreens
42
New Jersey - CAMDEN COUNTY
Lions Gate
76
New Jersey - GLOUCESTER COUNTY 225
New Jersey - MERCER COUNTY
Genesis HealthCare- Mercerville Ctr.
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Nursing & Rehabilitation HOUSING
City
Medicare
Medicaid
Hamilton Continuing Care Center
609-588-0091
1059 Edinburg Rd.
Hamilton
180
■
■
Lawrenceville Nursing & Rehab. Ctr.
609-896-1494
112 Franklin Corner Rd.
Lawrenceville
100
■
■
177
800-564-5705
300 Meadow Lakes
East Windsor
60
■
■
428
Millhouse, The
609-394-3400
325 Jersey St.
Trenton
200
■
■
225
Morris Hall - St. Joseph’s Skilled Nursing
609-895-1937
1 Bishops Dr
Lawrenceville
120
■
■
Morris Hall Meadows
609-896-0006
Morris Circle Drive
Lawrenceville
60
■
■
415
Princeton Nursing Home
609-924-9000
35 Quarry St.
Princeton
117
■
■
145
Water’s Edge Healthcare & Rehab. CTR.
609-393-8622
512 Union St.
Trenton
230
■
■
260
Absecon Manor
609-646-5400
1020 Pitney Road
Absecon
162
■
■
250
Arbor Glen
908-595-6500
100 Monroe Street
Bridgewater
50
■
■
800-842-2480
40 Riverside Ave.
Red Bank
43
■
■
282
Bristol Glen
973-300-5788
200 Bristol Glen Dr.
Newton
60
■
■
398
CareOne at Evesham
856-396-0005
874 Route 70 East
Marlton
144
■
■
Cedar Crest
973-831-3755
4 Cedar Crest Dr.
Pompton Plains
113
■
Claremont Center
732-295-9300
1515 Hulse Road
Point Pleasant
118
■
Inside 800-500-5433 Back
459 Passaic Ave.
W. Caldwell
56
■
Daily Rates Starting At
Address
Featured on Page
PHONE
Nursing Beds
Nursing & Rehabilitation
New Jersey - MERCER COUNTY (continued)
Meadow Lakes
77
OTHER NEW JERSEY
Atrium at Navesink Harbor, The
Crane’s Mill
77
443 ■
395
Crestwood Manor
866-662-7359
50 Lacey Road
Manchester Twp.
64
■
■
355
Friends Village at Woodstown
856-769-1500
One Friends Dr
Woodstown
60
■
■
369
Laurelton Village Health & Rehab. Ctr.
732-458-6600
475 Jack Martin Blvd.
Brick
170
■
■
207
Linwood Care Ctr.
609-927-6131
New Road & Central Ave.
Linwood
174
■
■
206
255 e. main st.
moorestown
201
■
■
385
866-859-2276
117 N. Half Acre Rd.
Monroe Twp.
60
■
■
366
Neptune Health & Rehabilitation
732-774-3550
101 Walnut St
Neptune
105
■
■
268
Seabrook
732-643-2060
3002 Essex Rd.
Tinton Falls
86
■
800-218-3456 100 Hollinshead Spring Rd.
Skillman
40
■
■
140
732-431-5200
689 West Main Street
Freehold
123
973-586-6000
19 pocono rd.
denville
84
■
■
427
609-399-8505
2201 Bay Ave.
Ocean City
60
■
■
381
Inside 973-867-1500 Back
190 Park ave.
florham park
53
■
■
430
844-718-8879
3 David Brainerd Dr.
Monroe Twp.
120
■
■
403
732-849-4400
3000 Hilltop Rd.
Whiting
120
■
■
196
Arbors at New Castle Subacute & Rehab.
302-328-2580
32 Buena Vista Dr.
New Castle
120
■
■
243
Atlantic Shores Rehab. & Health CTR.
302-934-7300
231 S Washington St.
Millsboro
181
■
■
227
lutheran crossings at moorestown Monroe Village
Stonebridge at Montgomery
Inside 856-235-1214 Back
77
77
The Manor Health and Rehab. Center The oaks at denville
77
The Shores of Wesley Manor The villa at florham park Village Point Rehab. & Healthcare Whiting Health & Rehab. CTR. - Brandywine
77
382
STATE OF DELAWARE
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PHONE
Address
City
Nursing Beds
Medicare
Medicaid
Daily Rates Starting At
Nursing & Rehabilitation
Featured on Page
HOUSING Nursing & Rehabilitation
302-998-0101
505 Greenbank Rd.
Wilmington
169
■
■
245
Newark
101
■
■
278
STATE OF DELAWARE (continued) Brandywine Nursing & Rehab. Ctr. Churchman Village
27
302-998-6900 4949 Ogletown Stanton Rd.
Cokesbury Village
42
302-235-6017
726 Loveville Rd.
Hockessin
45
■
309
Country House
42
302-426-8012
4830 Kennett Pike
Wilmington
48
■
309
302-846-3077
102 E Delaware Ave.
Delmar
109
■
■
215
■
■
194
■
190
Delmar Nursing & Rehab. CTR. Forwood Manor
19
302-529-1600
1912 Marsh Rd
Wilmington
72
Foulk Manor North
19
302-478-4296
1212 Foulk Rd.
Wilmington
44
Foulk Manor South
19
302-655-6249
407 Foulk Rd.
Wilmington
31
Genesis HealthCare - Brackenville CTR.
800-205-9342
100 St Claire Dr
Hockessin
104
■
■
277
Genesis HealthCare - Hillside Center
800-205-9342
810 S Broom St
Wilmington
106
■
■
307
Genesis HealthCare -Lofland Park CTR.
800-205-9342
715 King Street
Seaford
110
■
■
328
Genesis HealthCare - Milford Center
800-205-9342
700 Marvel Rd
Milford
136
■
■
318
Genesis HealthCare - Seaford Center
800-205-9342 1100 Norman-Eskridge Hwy.
Seaford
124
■
■
354
Genesis HealthCare - Silver Lake
800-205-9342
1080 Silver Lake Blvd.
Dover
120
■
■
359
Gilpin Hall
302-654-4486
1101 Gilpin Ave.
Wilmington
96
■
■
244
Green Valley Pavilion
302-653-5085
3034 South Dupont Blvd.
Smyrna
151
■
■
197
Green Valley Terrace and Village
302-934-7300
231 South Washington St
Millsboro
171
■
■
195 340
147
Harbor Healthcare & Rehabilitation
27
302-645-4664
301 Ocean View Blvd.
Lewes
160
■
■
Harrison House of Georgetown
17, 135
302-856-4574
110 West North St.
Sussex
139
■
■
HCR Manor Care Health Services
302-239-8583
5651 Limestone RD
Wilmington
167
■
■
207
HCR/ManorCare Health Services
302-764-0181
700 Foulk Rd.
Wilmington
138
■
■
141
HCR/ManorCare Health Services
302-239-8583
5651 Limestone Rd
Wilmington
167
■
■
179
Manor House
42
302-404-0510
1001 Middleford Rd.
Seaford
60
■
■
Millcroft
19
302-366-0160
255 Possum Park Rd.
Newark
110
■
■
237
Parkview Nursing & Rehab Center
27
302-655-6135
2801 W. 6th St.
Wilmington
150
■
■
350
Regal Heights Healthcare & Rehab. SVC.
5
302-998-0181
6525 Lancaster Pike
Hockessin
172
■
■
280
Regency Healthcare & Rehab Center
5
302-654-8400
801 N Broom St.
Wilmington
100
■
■
280
Shipley Manor
19
302-479-0111
2723 Shipley Rd.
Wilmington
82
■
■
238
302-764-7000
704 River Rd.
Wilmington
90
■
■
170
302-644-7994
17028 cadbury cir.
lewes
40
■
■
238
302-744-3515
1175 McKee Rd.
Dover
60
■
■
320
410-641-4400
9715 Healthway Dr.
Berlin
146
■
■
211
240-203-6324
19800 Tranquility Circle
Hagerstown
80
■
■
269
410-632-3755
430 W. Market St.
Snow Hill
67
■
■
245
The Milton & Hattie Kutz Home, Inc. the moorings at lewes
77
Westminster Village - Dover
STATE OF Maryland Berlin Nursing & Rehabilitation Ctr. Diakon Senior Living – Hagerstown Harrison House of Snow Hill
158 18-1603-01.indd 158
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11/21/18 9:59 AM
Home Care Aging in Place
Home Care Receive assistance while enjoying the comforts of home Home care can include a wide variety of healthcare and supportive services—from professional nursing and home health aide services to physical, occupational, respiratory and speech therapies. An advancing industry, home healthcare is essentially skilled nursing care and certain other forms of healthcare that you get in your home for the treatment of an illness or injury. It is an important option to consider regardless of one’s age or health conditions. Options in Home Care An incredibly diverse field, home care includes companion care, home healthcare or skilled nursing. COMPANION CARE is provided by caregivers or companions, who serve as surrogate family members, performing many of the tasks that
family members would typically complete. Assistance from companion caregivers can include meal preparation, medication reminders, laundry, light housekeeping, shopping, transportation and assistance with exercising. The overall goals of companion care providers are to ensure that the home environment remains safe and that the individual has a companion to spend time with when family is not available. HOME HEALTHCARE is for those who are no longer able to perform all of the functions of daily living by themselves but who do not require skilled medical services. A home health aide can help with activities of daily living (ADLs), which include bathing, dressing, transferring, eating and toileting. Additional services generally include meal preparation, mobility exercises, housekeeping,
laundry, medication reminders and transportation. SKILLED NURSING CARE is prescribed by a physician and is administered by a registered nurse. The services provided by skilled nurses include: administering injections, administering medications, wound care, IV monitoring, blood tests, catheter care, respiratory therapy, physical therapy, feeding tube administration and more. Finding a Provider After determining the type and amount of services needed along with payment options, consumers should begin interviewing potential providers. This is a highly important decision, since finding a qualified, reliable and compassionate individual is essential to the health and happiness of patients and their families.
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Aging in Place Home Care
Pay for Home Care Understanding costs can help with decision making As the decision to remain at home is becoming an increasingly popular option, it is important to understand the costs of care and your payment options while researching different home healthcare companies. Costs for companion care are covered primarily by private payments. Home healthcare must also be paid for with private funds, unless it is prescribed by a physician and provided by a Medicare-certified agency. Longterm care insurance policies may cover companion care and home health care. If you qualify for Medicaid, a government program for low-income individuals, it may subsidize some of your home care needs. Since laws vary from state to state, you will need to contact your local Area Agency on Aging for more information concerning government benefits. Some skilled nursing care will be
paid for by Medicare as long as it is determined to be “intermittent skilled care,” which includes occupational, respiratory, speech and physical therapy. To be covered, care must be ordered by a doctor. Individuals who meet income requirements may be eligible to receive skilled nursing services through Medicaid. Major medical health insurance will also
cover a limited number of skilled home visits. Costs for these services vary greatly depending upon coverage by Medicare, Medicaid and private insurance. Contact your local Office on Aging or State Department of Health to find out if there are funds from social services block grants available to cover home care costs.
Medicare and Home Care Know the coverage options When it comes to understanding Medicare coverage, many individuals can find themselves confused by a complex web of information. This especially applies to those who want to know if they are eligible for Medicare coverage when entering a nursing home or receiving home health care. Below is some helpful information on whether you can use your home health care benefits if you have Medicare and what services and products it will cover. First, you can use your home health care benefits if all of the following applies to your situation. Your doctor must prescribe that you need medical care at home and create a care plan. The care you need has to be intermittent and in the form of skilled nursing care, physical therapy, 160 18-1604-01.indd 160
occupational therapy or speech therapy. The home health agency must be Medicare-certified and you must be homebound, or unable to leave the home unassisted. Once you have established those requirements, it is important to understand what Medicare will actually cover, which includes the following: • Home health aide services on a part-time or intermittent basis, as long as there is a skilled need • Medical social services • Certain medical supplies • Durable medical equipment (wheelchair, walker, bedside commode, etc.) Given the services and products that Medicare does cover, it is also valuable to take note of what is not
covered. Care that is required 24 hours a day will not be covered. Other services not covered include personal care provided by home health aides such as bathing and dressing, along with homemaker services like cleaning and laundry. Also not included are home-delivered meals. If you require care that goes beyond intermittent visits for a limited amount of time, or if your needs are not covered by Medicare, an important option to consider is private duty home care. For more information on Medicare coverage, visit medicare.gov.
Information Provided by Family & Nursing Care/Legacy Home Care and adapted from medicare.gov. 800-394-9990 | retirementlivingsourcebook.com
11/20/18 4:20 PM
Home Care Aging in Place
Planning for Care at Home by Phyllis Mensh Brostoff, CISW, CMC, Aging Life Care Association™ Member, Fellow of the Leadership Academy If you took a poll of older adults and asked each person if they wanted to remain in their own home until the end of their life, most people would say, “of course.” That is a wonderful goal, which often takes a lot of sound planning to be successful. Anything can get in the way—accidents, illness, lack of energy, declining physical abilities—of achieving your desired independence. It is hard to give up even a little autonomy, but asking for assistance can help keep you where you want to be—in your own home. What if You Become Homebound? If you are recovering from an acute illness, you may be eligible for home health services that are paid for by the Medicare program. An Aging Life Care Manager™ can help you access licensed home health services by facilitating a conversation with your
physician about your need for skilled nursing services, physical therapy, occupational therapy, and/or speech therapy in your home. This is an important conversation to have with your doctor and discharge planner if you are in the hospital or a nursing facility and need to decide on and plan for services in your home once you are discharged. However, Medicare will only pay for these services if you are “homebound.” Homebound is defined as only leaving your home for “medical treatment or short, infrequent absences for non-medical reasons, like attending religious services.” You may also receive help from a home health aide under the supervision of a professional nurse or therapist. A physical or occupational therapist can evaluate your home and recommend equipment (such as
grab bars in the bathroom) that will improve your safety. Accessing services These services must be obtained from a state licensed home health agency certified to provide Medicarereimbursed services. They may be freestanding agencies, or they may be part of a large, hospital-based organization. Licensed home health services are usually time-limited, ending when you have met the goals of treatment and the need for the skilled care has ended. If you have enrolled in a Medicare Advantage program, you may also have access to additional services such as home visits after a hospitalization.
Continued on page 164
C O M PA S S I O N AT E , Q UA L I T Y C A R E
Home Care Social Companions Personal Care House Cleaning RN Care Management A nonprofit organization serving the community for more than 35 years.
Call Today 610-647-9840 • SurreyServices.org 800-394-9990 | retirementlivingsourcebook.com
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Springpoint at Home offers home care services designed to enhance health, well-being and quality of life. Customized care plans address your specific needs. Our compassionate employees are professionally licensed or certified and have extensive experience working with older adults. To assure high standards of conduct, employees are insured, bonded and carefully screened. Springpoint at Home is part of Springpoint Senior Living, a nationally recognized leader and trusted provider of senior housing and care. Springpoint has been successfully caring for seniors for over 100 years.
The help and care you need, in the comfort of your home. 844-724-1777 | springpointathome.org 2650 Route 130, Suite D, Cranbury, NJ 08512 Springpoint at Home is fully accredited by The Joint Commission and is part of the Springpoint Senior Living organization
162 18-1604-01.indd 162
800-394-9990 | retirementlivingsourcebook.com
11/20/18 4:20 PM
Home Care Aging in Place
Locate Resources Help is available in your neighborhood and across the country Government agencies are an invaluable resource and can serve as clearinghouses for much needed information and provide a vital connection to programs and services. The Older Americans Act (OAA) of 1965 created the Administration on Aging (AoA), an agency of the U.S. Department of Health and Human Services, and a national network of agencies that promote and protect the health and wellbeing of older adults. Amendments to the OAA provided grants to Area Agencies on Aging (AAAs), giving them the resources to identify local needs and plan and fund local programs. The Department of Health & Human Services describes this comprehensive network as the National Aging Network. The key components of this network, which
serves seven million Americans age 60 and over as well as 325,000 caregivers, are the Administration on Aging, the State Units of Aging, and the Area Agencies on Aging. Administration on Aging (AoA) As the leader of the Network, AoA works primarily to increase awareness amongst government agencies, organizations and the general public in regards to the needs of the older American population. In addition to recommending policy and developing regulations, AoA is also responsible for providing grants to worthwhile projects. The AoA can be reached at www.aoa.gov or 202-619-0724.
public, the AoA developed the Eldercare Locator in 1991, connecting Americans and their caregivers with information about local services. The program puts individuals in touch with local AAAs and other community-based organizations. To contact the Eldercare Locator, call 1-800- 677-1116 or visit www.eldercare.gov. State Units on Aging The State Units on Aging (SUA) serve as the state arm of the AoA. SUAs coordinate services in their states by working with a variety of state agencies and other public and private organizations. State Units also award grants to AAAs to help create community specific programs.
Eldercare Locator In an effort to provide nationwide information assistance to the general
Services provided by Area Agencies on Aging (AAAs) • Adult Day Care is available for individuals who need daytime supervision. • Case Management Services are conducted by professionals who can assess needs and arrange for services to encourage continued independence. • Elder Abuse Prevention Programs provide investigative services and intervention in cases of abuse. • Financial Assistance and benefit counseling is conducted by professionals. • Home Health Services provide needed care in the home environment. 800-394-9990 | retirementlivingsourcebook.com
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• Home Repair Programs help older adults complete needed repairs to avoid major problems. • Home Modification Programs provide renovations to make the home safer and more secure for individuals who choose to age in place. • Legal Assistance is available for individuals aged 60 and older with legal problems involving government benefits, tenant rights and consumer issues. • Nutrition Services Programs provide home delivered meals to homebound individuals and congregate meals in specified
locations in the community. • Respite Care provides caregivers with a much needed break from the constant care and supervision of their elderly loved one. • Senior Centers offer educational, recreational and social activities for older adults. • Transportation Programs can provide door-to-door transit for individuals who do not have private transportation and/or cannot use public transportation. To find services near you, visit n4a.org. 163 11/20/18 4:20 PM
Aging in Place Home Care
Home Care Patient Rights Federal law requires that all individuals receiving home care services be informed of their rights as a patient. Following is a model patient bill of rights the National Association for Home Care (NAHC) has developed, based on the patient rights currently enforced by law. Home care patients have the right to: • Be fully informed of all rights and responsibilities by the home care agency; • Choose care providers;
• Be admitted for service only if the agency has the ability to provide safe, professional care at the level of intensity needed;
• Appropriate and professional care in accordance with physician orders;
• Receive reasonable continuity of care;
• Receive a timely response from the agency to requests for service;
• Receive information necessary to give informed consent prior to the start of any treatment or procedure;
• Be advised of any change in the plan of care, before the change is made; • Refuse treatment within the confines of the law and to be informed of the consequences of this action; • Be informed of his or her rights under state law to formulate advanced directives.
For more information on patient rights, visit http://www.nahc.org/consumer/rights.html.
Planning for Care at Home … Continued from page 161 Other Home Care Services Many other care services are provided in the home but are not licensed or paid for by Medicare. An Aging Life Care Manager can help you understand what they can offer, access reputable services, and monitor them on an on-going basis. Non-Medical Aides, Companions and Homemakers There are many types of paid care giving services available—often called non-medical aides, companions and homemakers—who many people hire privately. If you do, you or your family should check at least two work-related references, develop a specific set of tasks and expectations for the caregiver, arrange to pay all appropriate taxes, and have the required insurance coverage. Caregiver services can also be arranged through an agency. While this may cost more per hour than 164 18-1604-01.indd 164
hiring an aide yourself, hiring an agency assures you of coverage when the aide is sick, on vacation or quits. The agency also carries liability insurance and is responsible for all employment taxes and employee bonding. An Aging Life Care Manager can help you find a reputable agency and get important questions answered, such as: do they check
police and driver license records; do they provide supervision; how do they handle cancellations; and how long have they been in business? Thank you to the Aging Life Care Association™ for permission to share this information. You may learn more about Aging Life Care™ at aginglifecare.org 800-394-9990 | retirementlivingsourcebook.com
11/20/18 4:20 PM
Home Care Aging in Place
Choosing Home Care Use these questions to interview providers: ■ How long has this provider been serving the community?
■ What are the financial procedures of this provider?
■ Does this provider supply literature explaining its services, eligibility requirements, fees and funding sources? Many providers furnish patients with a detailed “Bill of Rights” that outlines the rights and responsibilities of the providers, patients and caregivers. ■ How does this provider select and train its employees? ■ Does it protect its workers with written personnel policies, benefits packages and malpractice insurance? ■ Are nurses or therapists required to evaluate the patient’s home care needs? If so, what does this entail? ■ Do they consult the patient’s physicians and family members? ■ Does this provider include the patient and his or her family members in developing the plan of care? ■ Are patients involved in making care plan changes? ■ Is the patient’s course of treatment documented, detailing the specific tasks to be carried out by each professional caregiver? Does this provider take time to educate family members on the care being administered to the patient? ■ Does this provider assign supervisors to oversee the quality of care patients are receiving in their homes? If so, how often do these individuals make visits? ■ Who can the patient and his or her family members call with questions or complaints? ■ How does the agency follow up on and resolve problems?
■ Does the provider furnish written statements explaining all of the costs and payment plan options associated with home care? ■ What procedures does this provider have in place to handle emergencies? Are its caregivers available 24 hours a day, seven days a week? ■ How does this provider ensure patient confidentiality? ■ If the hired caregiver becomes ill or otherwise unavailable, what alternate arrangements can be made? ■ Are social security, federal and state taxes, and unemployment insurance paid so the family is not legally responsible? ■ Is there verification that the paid caregivers can legally work in the U.S.? ■ If the hired caregiver is injured, who is responsible? Remember that many homeowners’ insurance policies exclude such injuries via “domestic employee exclusions.” ■ Are criminal history background checks, state abuse registry checks, and prior work reference checks completed? ■ Is there bonding and insurance in place that would cover any injury to the client, damage, or theft? When an agency says they are “bonded,” family members should be sure that this covers injury or damages. ■ Is it possible to estimate the ongoing cost of care? Source: Information adapated from the National Association for Home Care & Hospice (NAHC). For more information, visit www.nahc.org.
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“I found the perfect match for extra help at home.” – Mary Lou A., Client Mary Lou A. with Peggy Peck, her BAYADA Home Health Aide
Call 888-4-BAYADA | www.bayada.com
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Physical Therapy Companionship Transportation Skilled Nursing Independence Comfort Safety Meals
Your Health. Your
.Your Happiness.
Providing Superior Support, Peace of Mind, and an Improved Quality of Life for our Clients. Dunwoody at Home is a proud subsidiary of Dunwoody Village. We are committed to providing superior and professional care to meet the individual needs of you and your family. Services include but are not limited to:** • Assistance with Activities of Daily Living • One-on-One Care During Hospital Stays • Wellness Management • Shopping / Social Engagements • Medication Reminders • Companionship
• Housekeeping • Meal Preparation • Skilled Nursing • Physical Therapy • Occupational Therapy • Speech Therapy
Now Offering Skilled Home Health Services Dunwoody at Home Phone: 610-359-4503 or 610-359-4543 Email: kboland@dunwoody.org www.dunwoody.org
** Ask us about our reduced rate for 24 hour care.
“Thank you so very much for all the work put into our mother’s care. Your staff are saints.” — The G. Family 166 18-1604-01.indd 166
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Don’t walk the road alone. There are professionals listed in the Resources section who can help you.
DON’T MISS
OUR NEXT SPRING/SUMMER 2019 ISSUE! Space Deadline: February 21st Art Deadline: March 7th Distribution: April to July For more info, please call Lisa Harkins 215-953-1448 : Lisa.Gerace-Harkins@washpost.com 800-394-9990 | retirementlivingsourcebook.com
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On Home Care Dunwoody at Home (See p. 166) 610-359-4503 or 610-359-4543 • Email: kboland@dunwoody.org • www.dunwoody.org As a proud subsidiary of Dunwoody Village, Dunwoody at Home has been providing in-home care since 1996. We offer both non-medical and skilled home health services allowing seniors to remain independent at home. Some non-medical services include personal care, medication reminders, one-on-one companionship during hospital stays and transportation. We also provide respite care to families to help alleviate stress from the day to day responsibilities of caring for loved ones. All caregivers are carefully screened and closely supervised by a registered nurse for your peace of mind. We also offer skilled home health services including occupational, Physical and Speech Therapies and Skilled Nursing. These in-home skilled services benefit seniors who are recovering after an acute injury, illness or change in condition. Whether it is a temporary or long-term solution, Dunwoody at Home can help enhance your health and happiness right in the comfort of your own home. Call today for a complimentary in home consultation.
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Home Care Aging in Place
Assistive Technology Can Help The world of technology is exploding with options that could allow seniors and baby boomers to live in their homes longer. So why aren’t they all taking advantage of available technologies? The simple answer is because most of the people who would benefit from these technologies are unaware that they exist. We are all familiar with the “I’ve fallen and I can’t get up” commercial advertising wearable pendants that can be pressed when a person needs help. But there is so much more available today. There are currently devices available that can visually and audibly alert individuals when it is time to take their medication. Given the fact that approximately 40 percent of nursing home admissions are the result of individuals being unable to take
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medication without supervision, these devices can help more seniors remain at home. Sold in varying shapes and sizes, holding large to small pills, medication management devices can beep, flash, and text patients and caregivers when it is time to take a medication or text when a medication is missed. They can be purchased with monthly services to allow distant caregivers the ability to manage medications. Devices range from $299.00 to $999.00. Tracking devices are also available that allow people to be found quickly if they wander. These tracking devices can be worn as watches, placed in a shoe as an insert, worn on a belt or worn around the neck as a pendant. According to the Montgomery County Police – Project Lifesaver, it is imperative that an individual is found quickly, because for each moment lost, the search grid expands to a size that makes it almost impossible for individuals to be found. With that in mind, when choosing a tracking device, it is important to know how soon the device will notify caregivers the person is wandering. Very few of the devices currently on the market can give an exact location. Newer models also include two-way voice communication. The assistive technology market also includes devices that can monitor health, sleep patterns and movement in the house. House sensors can monitor water leakage, movement in the bathroom, movement in and out of a bed or a chair, as well as the opening and closing of cabinets or doors. Finally, there are sensors that can turn off appliances if there has been no movement in a certain amount of time. Using the power of new technologies, caregivers can provide independent, safe living environments for their parents or other loved ones and still have peace of mind. By working with loved ones and professionals, seniors can easily create secure environments where they can age in place.
Popular Technologies for Seniors Medication Management These devices and services can prompt seniors to take their pills and keep them from getting their prescriptions mixed up. Tracking Devices Worn as watches, on a belt, as a pendent or as a shoe insert, these devices allow people to be found faster if they wander. Sensor Monitoring A wide variety of sensors are available to enhance safety and security, ranging from sensors that detect falls or a lack of motion to sensors that can turn off appliances or alert caregivers to a water leak. 169 11/20/18 4:20 PM
Aging in Place Adult Day Care
Find Daytime Supervision Centers provide socialization and peace of mind for caregivers Adult Day Centers are an important option for family caregivers, as they offer socialization, activities, and necessary supervision for those who are socially isolated or need care and assistance. Caregivers can feel confident that their loved one is safe and well cared for while they are at work or performing other necessary tasks. Centers offer a variety of programs and amenities, including exercise programs and a diverse schedule of engaging activities. Assistance with the activities of daily living, including eating, walking, toileting and medication management may also be available. Additionally, many centers offer physical, speech and occupational therapies to their participants. All licensed centers provide nutritious meals and snacks on a daily basis. Choosing a Provider Information on local Adult Day Centers may be available through senior centers, family physicians or the local Area Agency on Aging. After locating nearby providers, call them to request flyers, brochures, calendars and application information. While reviewing this information, pay careful attention to how many years the provider has been in business and their licensures and certifications. Be sure to understand the staff credentials, staff to participant ratio, and the medical conditions the facility and its staff are equipped to handle. Inquire about the availability of transportation to and from the program if it is necessary. The types of activities offered and the menu variety should be considered as well. Specific costs and any financial assistance that is available should be clearly outlined in the information packet. Reviewing printed materials and asking questions over the phone can help narrow the choices, but 170 18-1604-01.indd 170
the final decision of which Adult Day Center to use must be made in person. During the visit, carefully observe the general atmosphere of the building and the program. The layout of the building and the rooms should ensure easy accessibility for persons in wheelchairs or using walkers. The entire facility should be clean and pleasant. Furniture should be sturdy and comfortable, with choices available for lounging and participating in activities. Beyond the general setup of the facility, focus on the interaction between the staff members and the participants. Do the participants appear happy and satisfied? Are volunteers available to offer assistance? The center should be a welcoming place, complete with staff members who are ready and able to help. Also, notice the participation level of the attendees. Are they actively involved? Inquire as
to whether participants are involved in planning activities and how staff members handle suggestions for new programs. During the visit, staff members should be able to provide clear and easy to understand information about the services and activities provided at the center. Be sure to obtain answers for any remaining questions about center procedures, staffing and costs. Checking references from individuals who are currently using this provider or have used them in the past is the final step. After choosing a provider, try them for at least three to five days. If there are problems making the adjustment, staff members may be able to offer advice to help make the transition smoother. Article adapted from the National Adult Day Services Association, Inc.’s website. For more information, visit www.nadsa.org. 800-394-9990 | retirementlivingsourcebook.com
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Adult Day CARE Aging in Place
adult day services providers delaware
PENNSYLVANIA – Continued
Active Day of Newark
302-533-3543
Manatawny Manor Adult Day Services - Pottstown
610-705-3749
Riverside Adult Day Program - Wilmington
302-765-4175
Menno Haven Adult Day Care - Chambersburg
800-222-6695
Mid County Senior Services - Newtown Square
610-353-6642
Montgomery Adult Day Living Center - Lansdale
215-855-7997
PENNSYLVANIA Active Day of Bristol
215-788-2408
Narberth Adult Day Care Center - Narberth
610-617-7850
Active Day of Broomall
610-325-1600
North Penn VNA Adult Day Services - Lansdale
215-855-8296
Active Day of Center City
267-773-8135
North Penn VNA Adult Day Services - Souderton
215-703-0523
Active Day of Chestnut Hill
215-242-4501
Northeast Adult Day Care - Philadelphia
215-671-0200
Active Day of Clifton Heights
610-626-4270
Riverview Adult Day Health Services - Royersford
610-792-2399
Active Day of Crozer
484-768-2110
SarahCare Adult Day Care Center - Jenkintown
215-663-8090
Active Day of Exton
610-363-8044
Spang Crest Manor
717-274-1495
Active Day of Horsham
215-443-5300
St. John Neumann Center – Philadelphia
215-698-5655
Active Day of Kennett Square
610-388-1166
St. Joseph’s Adult Day Services - Reading
610-378-2267
Active Day of Overbrook Park
215-877-0202
Tel Hai Adult Day Care - Honeybrook
610-273-4619
Active Day of Plains
570-823-5161
The Hickman - West Chester
610-696-1536
Active Day of the Northeast
215-676-7800
Westminster Village- Allentown
610-782-8351
Active Day of Warminster
215-343-6250
Adult Day Services at Cross Keys Village - New Oxford
717-624-5955
New Jersey
Adult Day Services at Landis Homes- Lititz
717-581-3939
Active Day of Brick
732-899-1331
Adult Day Services Souderton Center - Souderton
215-703-0523
Active Day of Bridgeton
856-451-7227
Chandler Hall Health Services - Newtown
215-860-4000
Active Day of Camden
856-246-3350
Community at Rockhill – Sellersville
215-257-0968
Active Day of Carneys Point
856-878-6035
Cross Keys Village Adult Day Services
717-624-5500
Active Day at Casa Manito
201-223-6800
Delta Community Supports - Levittown
215-943-9230
Active Day of Cape May County
609-465-8840
Elderwatch Plus - Philadelphia
215-877-0202
Active Day of Delran
856-461-1700
Evergreen Adult Day Program - Wyndmoor
215-233-6309
Active Day of Galloway
609-652-3600
Homelink, Inc. - Philadelphia
286-951-4321
Active Day of Hamilton
609-883-0200
Kit’s Corner - Frederick
610-754-7878
Active Day of Laurel Springs
856-784-4000
LifePath, Inc. - Sellersville
215-257-8687
Active Day of Marlton
856-988-3250
Lifespan Adult Day Care Services - Pennsburg
215-679-2659
Active Day of North Bergen
201-869-4443
Lifespan Adult Day Care Services - Quakertown
215-536-6016
Active Day of Vineland
856-691-3756
Main Line Adult Day Center - Bryn Mawr
610-527-4220
Active Day of Washington Township
856-227-1377
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Aging in PlACe ADULT DAY CARe
Choosing an Adult Day Center Use this checklist to review options: use the following questions to guide your visits to adult day centers. Be sure to get all your questions answered and do not hesitate to ask follow-up questions if anything seems unclear.
■ Are fees charged hourly, daily or monthly? What will the total fee be for services?
■ How many years has the center been in operation?
■ Is financial assistance available?
■ Is the center licensed, certified or accredited? ■ What are the days and hours of operation? ■ If needed, is assistance provided with eating, toileting and dispensing medication? ■ What types of activities are provided? ■ Do participants help plan activities? ■ Are meals or snacks provided? ■ Can special dietary needs be accommodated? ■ Do participants have individual service plans? How often are they updated? ■ What is the staff to participant ratio? ■ What type of training do staff members receive?
■ How are payments accepted? ■ Is a deposit required? ■ Are special care options available for participants with certain conditions, such as memory loss? ■ Are transportation services available? What is the additional fee? ■ Is physical or occupational therapy available on site? Is there an additional fee? ■ Is the facility easily accessible? ■ Is the facility clean and pleasant? ■ Do staff members and participants seem to interact frequently? ■ Are staff members welcoming and engaging? ■ Do participants appear happy and engaged? Source www.nadsa.org.
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Request Information! We understand that it can be challenging to identify the resources you need to make choices. Simply complete the following to receive information from the communities or service providers that meet your search criteria. Please feel free to use this form as a starting point and fill out as much or as little as you please; the only required field is a valid email address. Please email your questions or request to Elizabeth.Rivera@washpost.com You can also access this form at RetirementLivingSourcebook.com.
Tear-out entire page • Fill out below Retirement Living SourceBook, The Washington Post, 1301 K Street, NW, Washington, D.C. 20071 I am making choices for
Aging In Place
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Please email your questions or request to Elizabeth.Rivera@washpost.com – Or fill out Form at www.RetirementLivingSourcebook.com Your contact information: We only require a valid email address. The rest of the information is optional.
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Aging in PlACe ADULT DAY CARe
Help from an ombudsman Advocates can solve long-term care issues The word “ombudsman” is a Swedish term for a person who acts as a third party in resolving problems. A Long-Term Care ombudsman can assist consumers who are choosing long-term care providers (nursing facilities, assisted living facilities, retirement communities, adult day care programs and home care agencies) by offering information on an individual provider’s services, history of complaints and their licensure status. ombudsmen are advocates who work to improve the quality of life for seniors and other individuals receiving long-term care services. In addition to providing the information necessary to make an informed decision about a long-term care provider, an ombudsman can also investigate and help resolve complaints against specific long-term care providers.
Utilizing volunteers, an ombudsman can arrange for weekly visits to a longterm care facility. The overall goal of an ombudsman is to educate the community at large about long-term care issues while simultaneously helping to train the staff of long-term care providers. An ombudsman can inform consumers of their rights and long-term care providers of their responsibilities. What Can an Ombudsman Do? An ombudsman can formally address complaints and concerns. The ombudsman strives to empower the resident first and then intervene as needed. They can assist through counseling, formal complaint investigation and negotiation. The counseling received from an ombudsman is strictly confidential and can help individuals become an
advocate for themselves or a loved one. An ombudsman will listen to complaints and then offer information and referrals via the telephone, email or at an inperson visit to a long-term care facility. If the concern requires a formal investigation, the ombudsman will act as an advocate on behalf of the long-term care recipient during this investigation. He/she will gather facts and relevant information to determine whether the complaint is valid. Then the ombudsman will work with the long-term care recipient or their representative and the provider to determine the appropriate course to resolve the problem. This article was adapted from www.fairfaxcounty.gov/ltcombudsman, which explains the Northern Virginia Long-Term Care Ombudsman Program in detail.
THE MOST POWERFUL SENIOR LIVING MARKETING COMBINATION! Celebrating more than 25 years, Sourcebook has established itself as the most comprehensive and referred to resource on Senior Living Options and Services in our region. Reaching three powerful decision making groups! Readers are:
• 54% Older Adults • 32% Families • 14% Professionals To request your FREE copies or for more information on how you can be included in our next issue or on our award-winning website, please contact:
Lisa Harkins, Account Manager - PA/NJ/DE Edition 215-953-1448 Lisa.Gerace-Harkins@washpost.com retirementlivingsourcebook.com 174 18-1604-01.indd 174
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HoSPICe SPeCiAliZeD CARe
Hospice Care Improving the quality of life remaining A patient and family may turn to hospice care when the goals of patient care have switched from curing to comforting. Hospice involves a special system of supportive services, including pain and symptom management, social services, and emotional and spiritual support. Any individual of any age with a diagnosis of a terminal disease may turn to hospice.
hospice residential settings. What Services are Provided? Hospice team members focus primarily on managing the patient’s pain and symptoms with medication, medical supplies and equipment. other services, such as speech and physical therapy, are available if necessary. If managing the symptoms within the home becomes impossible, hospice providers can offer short-term inpatient care. While family members learn how to properly care for the patient, information and support is also available to help everyone deal with the emotional, psychosocial and spiritual aspects of dying. Surviving loved ones will receive bereavement care and counseling from the hospice professionals.
How Do I Receive Hospice Care? medicare, medicaid or private insurance generally require a prognosis of six months or less for services to be covered. Hospice is unique in that care and support are provided to the entire family, not just the patient. A team of skilled professionals and volunteers work to serve the special needs of everyone involved. Choice is at the center of the hospice approach — a person faced with a life-limiting illness is encouraged to remain in control of his or her life. As care is usually provided in one’s home, many hospice patients live out their lives in the comfort of familiar daily routines, surrounded by their treasured possessions along with family and friends. However, hospice services may also be provided in long-term care facilities or in-patient
How Do I Pay for Hospice? most services are fully or partially covered by medicare, medicaid, private insurers or prepaid health plans. Financial assistance is available. The National Hospice and Palliative Care organization notes that, “eighty percent of people who use hospice care are over the age of 65, and are thus entitled to the services offered by the medicare Hospice Benefit. This benefit
Hospice is unique in that care and support are provided to the entire family, not just the patient. covers virtually all aspects of hospice care with little out-of-pocket expense.” To receive the medicare Hospice Benefit, patients must be eligible for medicare Part A, have a terminal disease or condition with a less than six months prognosis, and sign a document certifying that they are choosing hospice care instead of routine medicare benefits. Patients may only receive covered benefits from a medicare-approved hospice program. In addition to medicare’s coverage, hospice services are also generally covered by medicaid or private insurers. Adapted from Caring Connection’s and the American Cancer Society’s websites. For more information, see www.caringinfo.org or the information on hospice care at www.cancer.org.
MYTHS AND FACTS ABOUT HOSPICE Myth: Hospice is where you go when there is “nothing else to be done.” Reality: Hospice is the “something more” that can be done for the patient and the family when the illness cannot be cured. It is a concept based on comfort-oriented care. Referral into hospice is a movement into another mode of therapy, which may be more appropriate for terminal care. Myth: Hospice care is more expensive. Reality: Studies have shown hospice care to be no more costly. Frequently, it is less expensive than conventional care during the last six months of life. Less high-cost technology is used and family, friends and volunteers provide 90 percent of the day-to-day patient care at home. Additionally, patients eligible for Medicare or Medicaid will pay few out-of-pocket expenses related to their hospice care. Most private insurers also cover some or most hospice related expenses. Information from the Hospice Foundation of America. To learn more, visit www.hospicefoundation.org 800-394-9990 | retirementlivingsourcebook.com
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Founder’s Note
Aging with Purpose There was a time—not so long ago—that “aging in place” meant doing nothing. Too many seniors ignored their increasing needs or their home’s deferred maintenance, stubbornly refusing to seek help or consider a change. They carried on until disaster struck. A fall. An illness. A leaky roof or a fallen tree. It was only in these emergency situations that an adult child or other family member would step in, and the senior would be left with few—if any—choices. Thankfully, that no longer has to be the case. Now, “aging in place” can mean a variety of things. It may mean modifying the current home to better fit a senior’s needs as they age. It may mean moving in with an adult child or other family member. It may mean hiring an in-home caregiver to provide assistance with the activities of daily living—or just to provide companionship. The home care industry has grown immensely to meet the needs of seniors who choose to age in place. For some seniors, aging in place actually means aging
in another place. They may choose to find a retirement living option before a crisis strikes. These healthy seniors have so many choices, from life plan communities to independent living options. For seniors who already need a little help, there are also a wide variety of assisted living and nursing and rehabilitation options. The choice is theirs. Our cover story this issue features multiple residents who all chose the same community for a variety of different reasons. With checklists in hand, each prospective resident discovered a compelling “difference” about Beaumont at Bryn Mawr that matched their personal vision of retirement. Through a series of interviews, readers will learn what ultimately convinced each of them to make the move (see page 22). With so many options, every family has the opportunity to make a plan and create their own version of “aging in place.” Sourcebook is filled with listings, checklists and articles to help seniors and their families review retirement living options and make appropriate choices. Aging is inevitable. Planning ahead can make it enjoyable. Today’s seniors are no longer just aging in place; they are aging with purpose. Steve Gurney Founder of Retirement Living Sourcebook
Steve Gurney
Lisa Harkins
General Manager
Account Manager
E-mail: Steve.Gurney@washpost.com
E-mail: Lisa.Gerace-Harkins@washpost.com
Maryland ■ Delaware Valley Metro Washington DC
Christy Brudin
Elizabeth Rivera
Corporate Address:
Contributing Editor
Account Manager, Operations
Aaron Pinchback
C. Patrick Lowry
Production Coordinator
Artist
Mid-Atlantic Regional Editions:
The Washington Post 1301 K Street, NW Washington, D.C. 20071
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Website: www.retirementlivingsourcebook.com Contact Us: 1-800-394-9990
Copyright © 2018 by WP Company, LLC. Phone 1-800-394-9990. The contents of this publication may not be copied or reproduced in any manner without express written permission of the publisher. Every effort has been made to assure the accuracy of all information published in the Guide to Retirement Living Sourcebook. WP Company, LLC assumes no liability for damages arising from errors or omissions. For information about advertising, circulation, or editorial content, call toll-free: 1-800-394-9990. All property advertisements in the Guide to Retirement Living Sourcebook are subject to the federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preference, limitation, or discrimination. State and local laws forbid discrimination based on factors in addition to those protected under federal law. The Guide to Retirement Living Sourcebook will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.
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Getting older is not the same for everybody.
We want different things. We age in different ways. That’s why Lutheran Social Ministries of New Jersey offers three distinct senior living options in three different parts of New Jersey. See which one is right for you.
Crane’s Mill is northern New Jersey’s premier, 60+ continuing care retirement community. Here residents enjoy an active, luxurious lifestyle today plus the added security of quality care tomorrow.
West Caldwell, NJ | 973.276.6700 For those who require some assistance with everyday activities, The Villa offers assisted living, memory care, rehabilitation, and skilled nursing that embodies a unique spirit. Its beautiful campus with inviting common areas all combine to create a bright, cheerful living experience.
Florham Park, NJ | 973.867.1500 Located in the historic district of Moorestown, Lutheran Crossings offers a continuum of quality care and residential hospitality to seniors and those in need of assisted living, rehabilitation, memory care, and skilled nursing services.
Moorestown, NJ | 856.235.1214
Your need is our mission. lsmnj.org/seniors 800-394-9990 | retirementlivingsourcebook.com
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—you’ll wish you had moved here sooner!
EQUAL HOUSING OPPORTUNITY
At Kendal-Crosslands Communities, we believe retirement should be a dynamic time of life where you can fulfill your dreams. Once you experience our life-enriching programs and services, coupled with a full-continuum of care in our Life Plan Community, you’ll have peace of mind and like many of our current residents, wonder why you waited so long!
Contact us to learn more about the engaging, resident-directed lifesyle— don’t wait, call today!
800-814-8133 | KCC.Kendal.org
Enjoy a fulfilling retirement with life-enriching programs and services!
Not-for-Profit Life Plan Communities Serving Older Adults in the Quaker Tradition
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800-394-9990 | retirementlivingsourcebook.com
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