Returning Home After a Disaster

The first task for you to complete upon returning home following a disaster is to document the damages. • Take photographs of your property damages. You may be asked to provide this information for insurance. • Survey your property for down power lines, gas leaks and structural damage. If your residence is severely damaged and you are concerned about safe entry, contact the local building inspector to evaluate your residence. • Be watchful for snakes, insects, and stray animals that may have been displaced by the disaster • Check for utility services (power and water) • Ensure that the water supply is safe. After flooding, the water supplies may become contaminated. Check with your provider to ensure the water supply is safe for consumption and use. • Ensure that your sewer and septic systems are working properly • Sort your contents for repair or discard • Maintain records of the expenses related to cleanup and repairs. You may be asked to provide those records to insurance or financial assistance organizations. • If your residence has damage due to flooding, dry the areas as soon as safely possible. You must remove moisture to prevent mold and mildew. • Resources in the community may be available to assist. Baldwin County has an active Volunteer Organizations Active in Disasters (VOAD), American Red Cross, United Way, Ecumenical Ministries, Food Pantries, Catholic Social Services and other agencies that can provide assistance to disaster victims.

PROTECT YOUR PROPERTY

Standard homeowners insurance does NOT cover flooding. It is important to have protection against flooding that may result from hurricanes, tropical events, heavy rainfall, and drainage issues. The National Flood Insurance (NFIP) was created to help provide property owners means to protect them financially. The NFIP offers flood insurance to renters, business owners, and homeowners if the community participates in the program. The community adopts and enforces ordinances that meet or exceed the FEMA requirements to reduce flood risk. Find out more at http://www. floodsmart.gov.