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Give & Take

Give & Take

St. George - Forsythe Funeral Home and M uments

109 West Naples St. • Wayland, NY 14572 (585) 728-2100

All lif e is a n e xp e r ime n t . Th e mo r e e xp e r ime n t s yo u ma ke t h e b e t t e r. - Ralph W aldo Emer son

Sympathy Sayings

You can address your card with “Dear” and sign off “With deepest sympathy ”

•Sending you positive thoughts through this difficult time. I want you to know how special your family is to us and we are here for you.

•At time like these it is best to lean on your faith and your friends. Whichever one is closer. Your __________ will be forever missed.

•Words can not express the heartache we feel for you and your family. We hope you allow the love around you to help ease your pain.

•The memories will last forever, but ___________ (deceased) spirit will sorely be missed. We are here for you whenever you want to reminisce about all the good times we shared together.

•Your amazing spirit continues to shine through this time of loss. Stay strong, love does conquer all.

•You are in our prayers. May your spirit focus on all the love around you during such a difficult time.

•Take it easy on yourself right now. Time is the only thing that will help your heart sing again.

James F. Ruscitto March 7, 2022 Wayland/Campbell: James F. Ruscitto, “Boogum” - 86 years of age, passed away unexpectedly Monday March 7, 2022 at Guthrie Hospital in Corning. Jim was born September 14, 1935 in Syracuse, the son of Francesco and Sarah ( Jayne) Ruscitto. Jim and his family moved to the Wayland area when he was very young. He attended St. Joseph’s School and graduated from Wayland Central School in 1954. While a junior in high school he enlisted in the 27th Recon Company of the NYS National Guard. In Jim’s senior year he joined the Wayland Hose Company and was active in the Fire Department until he moved to Corning in 1981. While in the re department Jim served as First Assistant Chief for 2 Chiefs and for a short time as Chief. In 1979 Jim was selected as Steuben County Fireman of the year for saving two teenagers from a house re. In 1955 Jim enlisted in the United States Air Force and served for 8 years. Upon his honorable discharge, Jim enlisted in the United States Army Reserves and retired from the reserves in 1995 with a total of 32 years of military service with a rank of Sergeant Major. Jim was a Wayland Police O cer for 14 years, 2 years as a town of Hornellsville Police O cer, and nally for the Painted Post Police Department, retiring in 1995. In 1970 Jim became a member of the Wayland American Legion Post 402, serving as Vice President of Membership, earning a certi cate from National American Legion Headquarters for improving membership over 100%. In addition to Jim’s many civic commitments, some of his hobbies throughout the years included hunting, shing, woodworking, and owning and operating a concrete statue store. Jim also loved his scratch o lottery tickets! Jim was predeceased by his parents, Francesco and Sarah Ruscitto; a son, James Jr.; a daughter, Tina; his siblings, Patricia Warren and Charles Ruscitto; a grandson, Benjamin Snyder, and a great-granddaughter, Madison Allen. He is survived by his wife, Kay (McKenna) Ruscitto of Campbell; his children, Cindy (Robert) Hammond of Bath, John Ruscitto of Springwater, Diane (Scott) Lodge of Summerville, SC, James III (Linda) Ruscitto of Wayland and Amy Ruscitto of Victor; his step-son, Rick Smith (Bryan Snyder) of Horseheads; 14 grandchildren; 15 great-grandchildren; 3 great-great-grandchildren; and his niece, Charlene Ryan of Avoca. Jim’s family and friends may call Saturday, March 12, 2022 from 11am2pm at St. George-Forsythe Funeral Home, 109 West Naples St., Wayland. Jim’s funeral service will be Saturday at 2pm at the funeral home. Committal prayers, military honors and interment will take place immediately following at St. Joseph’s Cemetery in Wayland. Contributions in memory of James F. Ruscitto may be made to the Wayland Fire Department, 14 East Naples St., Wayland, NY 14572 or to the Campbell Fire Department, 4795 Church St., Campbell, NY 14821.

For online condolences please visit www.stgeorgefuneralhome.com

Free weekly seminar providing help and encouragement after the death of a loved one.

Mondays, starting March 14, 5pm Springwater Church of the Nazarene 8498 Indian Valley Rd. (Rte. 15), Springwater For more info: 585-728-5961 or 585-669-2319

WHY BUY LIFE INSURANCE?

Facing one’s mortality and the prospect of leaving family members behind is not always easy. Death, fi nancial security and planning for the future are all diffi cult subjects, but planning ahead can make matters much easier in the long run. Life insurance needs frequently come up when making plans, and many people fi nd that purchasing a life insurance policy is a worthwhile investment. Life insurance holds an important place in overall fi nancial planning. One of the most apparent benefi ts of life insurance is that it will provide a considerable sum of cash upon the insured’s death, which can be put toward the cost of funeral arrangements, housing and dependent care. Beyond end-of-life bills and care, life insurance can offer other advantages, say the experts at Allstate Insurance Company. Life insurance can provide a family with a fi nancial safety net. When a benefi ciary is named, life insurance can serve as an inheritance for that person or people. Heirs may face estate taxes after a loved one dies, and life insurance benefi ts may help offset all or a portion of the costs. There may be benefi ts to life insurance while a person is living as well. The life insurance information site Term Life 2 Go says that, depending on the policy, life insurance can be borrowed against to pay off debt, buy a house or live off of dividends from the life insurance investment. This can provide a source of supplemental retirement income. Gateway Financial advisors say that many life insurance plans are extremely fl exible and can be modifi ed as needs change. Death benefi ts may be decreased if desired, and premiums can be skipped, reduced or increased. Business owners also can use life insurance policies to their advantage. Including life insurance with the list of other benefi ts offered to prospective employees can entice top-notch candidates. Sole proprietors may use life insurance as a business continuation plan so that insurance proceeds can keep the business in the black until it is sold or a replacement owner is found. Shopping for life insurance requires careful research and an understanding of the products available. Consumers should have a thorough understanding of term and whole life policies, what premiums will cost, what the death benefi t will pay, and if there are any living benefi ts. For example, living benefi ts may cover some costs for chronically or terminally ill people. Working with an experienced life insurance advisor can help people navigate the types of policies available to them.

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