FREE HOME ENERGY IMPROVEMENTS

Eligible Income guidelines are:

Family of 2: $44,760

Family of 3: $55,296

Family of 4: $65,820

Funded by: NYS Homes and Community Renewal

(Family Features) Here are three things you can do to help protect your mobile devices and your identity: Password protect your device. A recent study by Javelin Strategy and Research found that even though many smartphones are being used to handle sensitive financial information, only 33 percent of smartphone owners password-protect their devices. If your phone falls into the wrong hands, you could make it very easy for someone to access your personal information and steal your identity.

Review your social network privacy settings. It’s not just advertisers taking advantage of the personal information you include on your social network sites. As the use of social networking continues to increase, it’s expected that the use of malware will rise, too. Cybercriminals are always looking for ways to steal information and money. So you need to review your privacy settings frequently, be careful of what apps you install, and never “friend” someone you don’t know.

Consider getting extra protection. There are a growing number of tools available to help you monitor and protect your identity as well as restore your name and credit, should your identity get stolen. For example, Mobile Rhino is a specialty insurance program that not only insures your device, but also offers an Identity Monitoring Service that alerts you of any changes that could indicate someone else is using your information.

3. LITERATURE: Which novel contains the line, “Big Brother is watching you”?

4. HISTORY: Who was the second president of the United States?

5. WEATHER: What is a cloud shaped like a flying saucer called?

6. TELEVISION: Which TV comedy features a character named Opie Taylor?

7. MOVIES: What is the name of Argus Filch’s cat in the “Harry Potter” series?

8. MATH: What is the only even prime number?

9. MEDICAL: What is the common name for the ailment called dysphonia?

10. ANIMAL KINGDOM: How many stages are in a butterfly’s life cycle?

Answers

LAWN & LANDSCAPING

PROBLEMS THAT CAN LEAD TO LAWN DAMAGE

Lack of sunlight: All plants need the proper ratio of sunlight to grow. Too much sunlight and plant blades can scorch. Too little sunlight and grass may turn brown and die. Although there are shade-tolerant varieties of grass, homeowners also can explore alternative landscapes. Work in a garden bed or create a design that utilizes gravel or mulch. Avoid aggressively pruning back trees to give the lawn more sunlight in that area, as this may just damage the trees.

Huckleberry Paving

How To Build Your Home Bar

Establish

Home from rolling carts to built-in wet bars to a single tray of items. Space in a home will dictate the kind of bar homeowners can have. Rolling bar carts are popular and versatile, and they can be kept stationary or rolled in and out of a room as needed. If a bar cart is open, organization is key, as you don’t want it to look unkempt.

A full-blown wet bar will require more construction, including plumbing and electricity if you need outlets for plugging in appliances. Wet bars are ideal in dens, renovated garages and finished basements.