College & Academic Guidance Handbook

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COLLEGE & ACADEMIC GUIDANCE HANDBOOK CLASS OF 2024 Your Guide to Success

HAFTR HIGH SCHOOL

COLLEGE & ACADEMIC GUIDANCE HANDBOOK CLASS OF 2024

ThisCollege&AcademicGuidanceHandbookwaspreparedby Mrs.JoanParmet,Mr.StevenHarris,Mrs.EmilyComack,andMs.JesBellsey incooperationwithMs.NaomiLippman,Principal, andDrJoshuaWyner,AssociatePrincipal

FOREWORD

AprimarypurposeoftheCollege&AcademicGuidanceOficeistoguideandassistourstudents andtheirparentsthroughthecollegeapplicationprocess. Wewillarrangemeetingswith individualstudents,parentsandcollegerepresentatives,atourschoolandatthecollegecampus Itisoursinceredesirethatthishandbookserveasaninvaluableresourceforstudentsandtheir parentsastheyprepareforcollege.

ForstudentsatHAFTRHighSchool,therearetwowordsassociatedwithCollege&Academic Guidance,namely,CHOICESandDECISIONS.

Thishandbookisanoverviewofthematerials,proceduresandinformationaboutcollege preparation,collegeentrancetestsandthemanyfactorsrelatedtoenteringcollege Planning involvesbothshort-termandlong-termgoals Itistoyouradvantagetoplanaheadandtohave anideaofyourcourseselectionforthesenioryearandevenwhattodooverthesummer. A varietyofsummeractivitiesgiveyoutheopportunitytotrynewsubjects,meetnewpeople,do research,exploretheartsorvolunteertodocommunityservice. Importantly,meaningful summeractivitiesgivetheopportunitytorequestlettersofrecommendation,arequisiteformost collegesandscholarships.

Muchoftheinformationonthefollowingpagesissubjecttochange,andwesuggestthatyou checkwithHAFTR'sCollege&AcademicGuidanceOficeforthemostcurrentinformation Asa inalnote,parentsandstudentsareurgedtoattendmeetingsspeciicallygearedtocollegeand careerdecisions.

CommunicationbetweentheCollege&AcademicGuidanceOficeandthefamiliesofprospective applicantsisessential. TheCollege&AcademicGuidanceOficecommunicateswithstudentsand theirfamiliesthroughemail.Weencourageallfamiliestoreadtheinformation. Deadlinesare extremelycritical.

JoanParmet,Director,CollegeGuidance

StevenHarris,AssociateDirector,CollegeGuidance

JesBellsey,CollegeGuidanceCounselor

EmilyComack,CollegeGuidanceCounselor

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GETTING INTO COLLEGE

ThegoalofCollege&AcademicGuidanceistoassistyouthroughoutthecollegeadmissions process. College&AcademicGuidancemakesrecommendationsbaseduponstudents’personal aspirationsandtalents,academicaverageandprogram,standardizedtestscores,Orthodox campuslife,areaofacademicinterest,extra-curricularactivities,geographicalpreferences,and personalinances Recommendationsmayincludetheselectionofaparticularschoolwithina collegeoruniversity.Collegeisamatchtobemade,notaprizetobewon.

Studentshavemanyresponsibilitiesduringthecollegeapplicationprocess. Theseinclude sendingSAT/ACTscorestocolleges,completingessaysandapplicationsONTIME,followingup onlettersofrecommendation,visitingcampusesandcheckingwithcollegestodetermineif applicationsarecomplete. Inaddition,whileCollege&AcademicGuidanceassistsinevery possibleway,itisthestudent’sresponsibilitytopreparehis/herownapplication. Parentsshould recognizetheirchild’sresponsibilityinthisarea

Admissiontocollegehasbecomeincreasinglycompetitive. Studentsshouldbroadentheir choiceswheneverpossible. College&AcademicGuidancewillcontinuetorecommendadditional schoolswherewefeelourstudentscanmaintainanOrthodoxlifestyle Forexample,HAFTR studentsnowapplytoTheUniversityofMichigan,RutgersUniversity,WashingtonUniversityof St.Louis,CarnegieMellonUniversity,UniversityofChicago,UniversityofWisconsinatMadison, IndianaUniversity,PaceUniversityandtheUniversityofPittsburgh,schoolstowhichtheyhad veryinfrequentlyappliedinthepast.

Thecollegeadmissionsprocessisnotascience;itisoftenunfair. Manycollegesrejectfarmore qualiiedstudentsthantheyaccept. Theymakeselectionsbasedupontheirmission.

Ourjobistohelpstudentshavearealisticchanceforsuccess Wewanttohelpyouindthe collegesthatwillsupportyourreligious,academic,socialandemotionalachievements,challenges andneeds. Tosucceedweneedyourunderstandingandcooperation. Inaddition,academic integrityisvitaltothecollegeadmissionsprocess. Westronglyencourageyoutowriteyourown essayandtobeaccurateandtruthfulonyouractivitieslistandresume

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TABLE OF CONTENTS PAGE FOREWARD 1 GETTINGINTOCOLLEGE 2 COLLEGEADMISSIONSSTANDARDIZEDTESTINGPROGRAMS
4 PREACT&PSAT/NMSQT 5 TestBlind/Flexible/OptionalDeinitions 5-6 RegisteringforACT/SAT 7 TestingAccommodationPolicies 8 SendingScorestoCollege 9 TYPESOFCOLLEGES 10 KEYWORDUSEDINCOLLEGECATALOGS 11-13 COLLEGEPLANNING 14 Naviance–CollegePlanningTool 15 CollegeandAcademicGuidanceGoogleClassroomLink 15 JuniorYear 15-16 SeniorYear 16 12th GradeCollegeAdmissionsTimeline 17 ApplicationProcedures 18 BuildingaResumeand/orActivitiesList 18 Resume(Sample) 19 ActivitySheet(Sample) 20 FactorstoConsiderinSelectingaCollege 21 CollegeInterviews 22 VisitingColleges 23 SuggestionsforEssayWriting 24-25 FinancialAid 26-30 USEFULRESOURCES 31 JOINTAPPLICATIONINFORMATION/ISRAELOPTION 32 COLLEGEAPPLICATIONS 32 COMMONAPPLICATION(Sample) 33-42 TRANSCRIPT(Sample) 43 OU-JLICCollegeCampusInformation 44 3
ChoosingBetweentheACTorSAT
COLLEGE ADMISSIONS STANDARDIZED TESTING PROGRAMS
THE SAT OR ACT
ACT WhyTakeIt CollegesuseSATscoresfor admissionsandmerit-based scholarships. CollegesuseACTscoresfor admissionsandmerit-based scholarships. TestStructure Reading Writing&Language Math English Math Reading ScienceReasoning Essay(optional) Length 3hours 2hours,55minutes
3hours,40minutes
Reading 5readingpassages 4readingpassages Science None 1sciencesectiontestingyour criticalthinkingskills(notyour
Math Covers: Arithmetic AlgebraI&II Geometry,Trigonometry,andData Analysis Covers: Arithmetic AlgebraI&II GeometryandTrigonometry CalculatorPolicy Somemathquestionsdon’tallow youtouseacalculator Youcanuseacalculatoronall mathquestions Essays DiscontinuedbyCollegeBoard Optional Theessaywilltesthow wellyouevaluateandanalyze complexissues HowIt’sScored Scoredonascaleof400-1600 Scoredonascaleof1-36 PLEASE NOTE THAT ALL STANDARDIZED TEST OPTIONS AND TEST DATES ARE SUBJECT TO CHANGE DUE TO COVID-19 REGULATIONS. Students must frequently check the College Board and test center websites for the most up-to-date information. 4
CHOOSING BETWEEN
GiventhatcollegesanduniversitieswillaccepteithertheSATorACT,itisveryimportantthatyou familiarizeyourselfwithbothexamssothatyoucanpickwhichtestisbestforyou. Westrongly recommendthatstudentstakeboththeSATandtheACTtodeterminethebestresult SAT
(withoutessay)
(withessay)
speciicscienceknowledge)

PRE-ACT

BytakingthePreACT,studentsareexposedtocontentandtestitemsthatsimulatetheACT testingexperience,leadingtogreaterfamiliarityoftheknowledgeandskillstestedbytheACT. Further,byreceivingfeedbackontheirPreACTperformance,studentsmayfocusonareasthat needmoreworkandmaybelikelytoengageinotherpreparationandlearningactivities. StudentstakethePreACTintheSpringoftheirsophomoreyear

PRELIMINARY SCHOLASTIC APTITUDE TEST (PSAT) NATIONAL MERIT SCHOLARSHIP QUALIFYING TEST (NMSQT)

ThePSATscoresareusedtoproducethelistofNationalMeritsemi-inalistsandcommended scholars. Thesemi-inalistsarethenpermittedtocompleteapplicationsforinalistsearlyinthe senioryear.

ThePSAT/NMSQTmeasuresskillsthatareimportantforsuccessincollege—verbalreasoning,

TheSelectionIndex(SI)scoreisusedindeterminingNationalMeriteligibility. TheSIchanges eachyear,dependingonthescoresofjuniortesttakersinNewYork ThePSAT/NMSQTisgiven inthefalloftheirjunioryear.

TEST BLIND / TEST FLEXIBLE / TEST OPTIONAL POLICIES

TEST BLIND/SCORE FREE

TestBlindorScoreFreecollegesdonotfactortestscoresintoadmissionsdecisionsevenif studentssubmitscores CUNYhas not yetannouncediftheywillcontinuetobeTestBlind/Score FreeforFall2023admissionscycle.

TEST FLEXIBLE

Ararevariationofthisis“testlexible.”Thismeansyoumaybeabletotakeatestotherthanthe SATorACT,suchasAPExams,tomeettheschool’srequirementsforadmission. Someschools mayalsorequireyoutosubmitagradedessay,withcommentsforreview,insteadofa standardizedtest

TEST OPTIONAL

Pleaseseebelowforthedifferentexamplesofwhattestoptionalmightmeanforacollege. The listoftest-optionalcollegesischangingallthetime,especiallyconsideringtemporarypolicy changesinresponsetothecoronavirus.Alwayscheckdirectlywiththecollegetoconirmtheir policy,eitherbygoingtoitswebsiteorcallingitsadmissionsofice.

mathproblem-solving,andwriting. TakingthePSAT/NMSQTenablesstudentsto: ● PracticeforSATProgramtests ● Getfeedbackaboutcriticalacademicskills ● Seekinformationaboutcolleges ● Qualifyforscholarshipcompetitions
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Example 1: Test-optional admissions policy for some

Atsomecolleges,ifyourGPAorclassrankmeetstheminimumrequirements,youcandecidenot tosubmitSATorACTscores.Someapplicants,likehomeschooledorinternationalstudents,are requiredtosubmitscores,regardlessofGPA.

Example 2: Test-optional admissions policy for all

Insomecases,thecollegeallowsstudentstodecideforthemselveswhethertosubmittestscores. Applicantsaretold,inessence,“ifyouthinkyourscoresareanaccuraterepresentationofyour ability,feelfreetosubmitthem Ifyoufeelthey’renot,don’t”

Example 3: Test optional for admissions, but required for enrollment or scholarships

Somecollegesthataretest-optionalforadmissionsrequireSATorACTscoresforotheruses, suchasacademiccounselingandplacement,orforinstitutionalresearch.Studentswhodon’t submittheirscoresaspartoftheirapplicationswillberequiredtodosobeforearrivingon campus.

Remember:Manyschoolsthatdon’trequirescoresforadmissionstillconsiderthemwhen awardingmeritscholarships.Whenindoubt,checkwiththeschool.

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REGISTERING FOR AND TAKING THE SAT

FortheClassof2024,HAFTRwillbeofferingtheSATinschoolonWednesday,March1,2023

Informationaboutregistrationandthecollectionofpaymentforthisexamwillbesharedatthe beginningof2023. Inaddition,wewilloffertheSATduringtheschooldayduringFall2023,the exactdatetobeannounced. Ifyouareapplyingforextendedtime,pleaseseetheseparate directionsforextendedtimetesting

HAFTR’s Test Center Code for the SAT is 33302

TheSATTestsaregivenseventimesduringtheschoolyearbetweenAugustandJune. Students who will be taking the SAT for the irst time MUST register online as a Saturday tester and then call the College Board to change to a Sunday tester. You must see your guidance counselor for a clergy letter that has to be submitted to the College Board as proof that you are unable to test on Saturdays. Yourguidancecounselorisalwaysavailabletoanswerany questionsregardingthetests,whentotakethem. ChecktheCollegeBoardwebsitefordetails. It is your responsibility to check your ticket when you print it or receive it by mail and make sure the date and test are correct. All students must bring a valid photo I.D.

REGISTERING FOR AND TAKING THE ACT

FortheClassof2024,HAFTRwillbeofferingtheACTinschoolonTuesday,March28,2023. Informationaboutregistrationandthecollectionofpaymentforthisexamwillbesharedatthe beginningof2023. Inaddition,wewilloffertheACTduringtheschooldayduringFall2023,the exactdatetobeannounced Ifyouareapplyingforextendedtime,pleaseseetheseparate directionsforextendedtimetesting.

HAFTR’s Test Center Code for the ACT is 234771

TheACTisgivensixtimesperyear Forothertestdates,nearbytestcentersareHANC(Test CenterCode225881),SKA(TestCenterCode234831),andLawrence(TestCentercode159041).

Registerforthetestonlineatwww.act.org. Studentsmustuploadanappropriatephotooryour registrationwillbecanceled Ifyouareapplyingforextendedtime,pleaseseetheseparate directionsforextendedtimetesting. Pleaseregisterwellinadvanceoftheregistrationdeadline ascapacityintheSundaytestcentersislimited. It is your responsibility to check your ticket to make sure the test date and center are correct. All students must bring a valid photo I.D.

Please make sure to print your admission ticket well in advance of the test date and verify that the correct testing site is listed. Do not ever wait until the Saturday evening before the exam; websites are often down or inaccessible on weekends.

ONCE AGAIN, PLEASE KNOW THAT ALL STANDARDIZED TEST OPTIONS AND TEST DATES ARE SUBJECT TO CHANGE DUE TO COVID-19 REGULATIONS.

Students must frequently check the College Board, ACT, and test center websites for the most up-to-date information.

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TESTING ACCOMMODATIONS POLICIES AND GUIDELINES

Highstakestestingforcollegeadmissionsisofconcerntoallstudents Pleasebemindfulthat theseexamsaretimedtests,whichputspressureonallstudentstosuccessfullynavigatethe examinatime-sensitivemanner. Asstudentsandtheirfamiliessometimesraisequestionsabout whetherornottheymayqualifyfortestingaccommodations(extendedtimeandother accommodations),wehavedevelopedsomeguidelinesforyoutoconsider

SomeSAT/ACTtutorsadvisestudentstoobtaintestingaccommodationstoimprovetheir performanceonthesehighstakestestswithoutafullunderstandingofthecriteriaforapproval ofsuchaccommodations Testanxietyisprevalent,anditisanunfortunateoutcomeof high-stakestesting. Anxiety,inandofitself,isnotajustiicationforreceivingtesting accommodations. Studentsmustmeetcertaincriteriathatareestablishedbythefederaland stategovernmentandassessedbytheLawrenceSchooldistrictinordertobegrantedtesting accommodationsthroughanIndividualizedEducationServicesProgram(IESP)or504 AccommodationsPlan.

HAFTR High School will not develop a 504 Plan for a student who is tested privately by a psychologist, unless the student displays consistently weak academic performance, which could include failing grades in multiple subjects and a low GPA. Requests for accommodations to College Board or ACT CANNOT be submitted without an IESP or 504 Plan. Thebiggestredlaginanapplicationfortestingaccommodationsisalatediagnosisbyan outsideprofessional. Wecautionyoutocarefullyconsidertheexpenseandunlikelyapproval fromoneofthetestingorganizationsbeforeyoucontractwithanoutsideprofessional

IfyouhaveanIndividualizedEducationServicesProgramora504Planalreadyinplaceinthe school,youmaybeeligiblefortestingaccommodations,includingextendedtime. Obtaining accommodationsonstandardizedexamssuchastheSATandACTisnotautomatic;your IESP/504PlanandyoureducationaltestingresultswillbereviewedbytheCollegeBoardorACT, whoarenotobligatedtograntyourrequest. Anapplicationconsistsofadiagnosis(ADHD, learningdisability,physicaldisability,etc…)byalicensedprofessional,psycho-educationalor neuropsychologicaltesting,aschoolplan,andarequestfortestingaccommodations Applicants mustdemonstratethat“theirdisabilitysubstantiallylimitstheirdailyfunctioningandtheirability totakethetest.” Documentationreviewfortestingaccommodationshasbecomemorestringent overthelastseveralyears.

Mr.StevenHarris,Ms.JesBellsey,Ms.EmilyComackandAssociatePrincipalDr.JoshWynercan assiststudentswithdisabilitiesinapplyingfortestingaccommodations. Studentswithaschool planwillautomaticallybesubmittedattheendoftenthgradefortestingaccommodationsforall CollegeBoardexams(PSAT,SAT,andAPexams) Thereareseparateapplicationsandprocedures fortheACT;pleaseseeyourCollege&AcademicGuidanceCounselorforadditionalinformation regardingtheACT.

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SENDING SCORES TO COLLEGES

Colleges are continuously updating their standardized testing score submission policies, especially considering temporary policy changes in response to the coronavirus. Always check directly with the college to conirm their policy, either by going to its website or calling its admissions ofice.

TheCollegeBoardhasapolicycalledScoreChoicewhichallowsyoutheoptionofdecidingwhich SATscoresbytestdateandbyindividualtestwillbesenttothecollege(s).Thescoresof individualsectionsfromdifferenttestdatescannotbeselectedindependentlyforsending.Scores fromtheentireSATtest(criticalreadingandmathematicssections)thatyouchoosewillbesent Thereisnoadditionalfeeforthispreference,andwestronglyurgeyoutoseekassistancefrom College&AcademicGuidanceifyouchoosetoparticipateinthisveryimportantchange.You shouldstillfeelcomfortablesendingallscores,sincemostcollegeswillconsideryourbestscore. Allscoreswillcontinuetoappearonyourscorereportsgiventoyouandyourcollege counselors.

Onceyouhavedecidedwhichcollege(s)youwillbeapplyingto,you must sendallofyourSAT scorestothecollege(s)directlyfromtheCollegeBoard Mostcollegeswill not acceptscores fromus. Thiscanbedoneontheformwhenyouareregisteringtotakethetestandon-lineas well. TheCollegeBoardwillallowyoutoreleaseyourscorestouptofourschools when you register atnoadditionalcharge. Releasingscores after youtakethetestcanbedoneaswellfor anadditionalchargeeitheron-lineorbycalling866-756-7346.

Rushing Scores:PleasecheckwiththeCollege&AcademicGuidanceOficebeforerushing scores. Itcostsmore,yourtestwillNOTbescoredanyfasterwiththisserviceandmostoften, collegespreferthatyoudoNOTrushscores.

Important Numbers and Information: RegistertotaketheSATexaminationsat:www.sat.org/registeror866-756-7346. HAFTR CEEB code:#331885

WhenyouregisterfortheACT,youcansendyourscoresdirectlytofourcollegesforfree(ifyou knowthecollegestowhichyouareapplying)ORyoucancheckyourscoresandthensendyour scorestocollegesforafee. ACTnowoffersaSuperscore,soyouonlyhavetopaythe Superscoreofeachsectiontoeachcollegetowhichyouwanttosendyourscores Formore information,pleasecheckwww.act.orgorcall(319)337-1313.

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TYPES OF COLLEGES

COLLEGE

Aninstitutionthatofferseducationalinstructionbeyondhighschoollevelinatwo-orfour-year program.

UNIVERSITY

Anacademicorganizationthatgrantsundergraduateandgraduatedegreesinavarietyofields andwhichsupportsatleasttwodegree-grantingprofessionalschoolsthatarenotexclusively technological(suchasmedicine,journalismoragriculture). Itiscomposedofanumberof "Schools"or"Colleges,"eachofwhichencompassesageneralieldofstudy

LIBERALARTSCOLLEGE

Four-yearinstitutionthatemphasizesaprogramofbroadundergraduateeducation. Pre-professionalandprofessionaltrainingmaybeavailablebutarenotstressed

COMMUNITYCOLLEGE

Two-yearinstitutionsofhigherlearningthatprovidebothcareertrainingandacademiccurricula, eitherfortransferorterminal Thetransferprogramisanacademicprogramdesignedtoleadto afour-yearcourseatanothercollegeoruniversity. Theterminalprogramiscompleteinitself. A studentwhocompletesitmaynotapplytoafour-yearcollegewithoutcompletingadditional courserequirements.

ENGINEERINGORTECHNOLOGICALCOLLEGE

Independentprofessionalschoolsthatprovidefour-yeartrainingprogramsintheieldsof engineeringandphysicalscience. TheyareoftenknownasInstitutesofTechnologyor PolytechnicInstitutes.

TECHNICALSCHOOL

Atwo-yearinstitutionthatoffersterminaloccupationalprogramstopreparestudentsfor immediateemploymentintechnicalields.

NURSINGSCHOOL

ANursingSchoolafiliatedwithahospitalofferstheR.N.uponcompletionoftraining.Atschools afiliatedwithatwo-yearcollegeprogram,anA.S.degreealongwiththeR.N.isgiven. Ata four-yearcollegetheRN andBS aregiven

BA/MD,BS/MD,BS/DO,DENTALPrograms

Somecollegesoffertheseprogramssothatastudentcanpursuebothdegrees. Veryfew collegeshavethisandtheprogramsareextremelycompetitive

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KEY WORDS USED IN COLLEGE CATALOGS

ADVANCEDPLACEMENTPROGRAM

AserviceoftheCollegeEntranceExaminationBoardthatprovidesschoolswithcourse descriptionsincollegesubjectsandAdvancedPlacementExamsinthosesubjects.

ASSOCIATEDEGREE

Atwo-yeardegreeofferedbyjuniorandcommunitycollegeswiththeopportunityincertain situationstotransfertoafour-yearcollege.

BACHELORDEGREE

Thedegreegivenforcompletingcertainundergraduatecollegeprogramsthatnormallytakefour years;alsocalledtheBaccalaureateDegree.

CANDIDATENOTIFICATIONDATE

Thedatebywhichaninstitutionwillannounceitsdecisiononastudent'sapplication.

CANDIDATEREPLYDATE

TheNationalDecisionDay,May1st,iswhenstudentsmustnotifythecollegesthathaveaccepted themastotheirplansforattendinginthefall.

CEEBNUMBER

HAFTRHighSchoolCEEBNumberis331885.

COALITIONAPPLICATION

AnalternativeapplicationtotheCommonApplicationusedtoapplytocollege.Currently,over 140collegesaccepttheCoalitionApplication.Foracompletelistofparticipatingschools,logon towwwcoalitionforcollegeaccessorg

COMMONAPPLICATION

Onetypeofapplicationusedtoapplytocollege.Currently,approximately700collegesacceptthe CommonApplication Foracompletelistofparticipatingschools,logontowwwcommonapporg

CUNY

AnacronymforTheCityUniversityofNewYork.SchoolsinthissystemincludeQueensCollege, HunterCollege,CityCollege,BaruchCollege,BrooklynCollege,MacaulayHonorsCollege,and manyothers.

GPA

GradePointAverageona100pointscale,unweighted HAFTRHighSchoolusestwoaveragesoneGeneralStudiesandoneJudaicStudies,eachbasedongrades9,10,and11

MATRICULATE

Toregisterorenrollinacollegeoruniversityasacandidateforadegree.

DEFERREDADMISSION

AnadmissionsdecisiongiventostudentswhohaveappliedEarlyActionorEarlyDecision, meaningthatthestudent’sapplicationwillbeputintotheregulardecisionapplicantpoolfor re-evaluation

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KEY WORDS USED IN COLLEGE CATALOGS – Page

DEFERREDENROLLMENT

Admittedstudentdelaysordefersenrollmentforoneyearoronesemesterwithaguaranteeof enrollmentatthetimehe/shechooses.Deferredenrollmentpaperworkmustbecompleted whenastudentchoosestotakeagapyearbetweenhighschoolandcollege.

EARLYDECISION/EARLYACTION

EarlyDecision:Applytoairstchoicecollegeearlyinthefallofthesenioryear.Theapplicationis binding;thestudentmustenterthatinstitutionifofferedadmission.Ifdeferredorrejected,the studentmaysubmitadditionalapplicationselsewhere

EarlyAction:Earlyilingbutnotbinding.Thestudentwillreceiveadecisionearlierthanthe regularapplicantpool.Studentscanileotherapplications,andthecandidatedecisionis reserveduntilMay1st SomeschoolshaveEarlyAction,SingleChoice

FINANCIALAIDFORMS-FAFSAandTAP

Theseformsareavailableonlineatwww.fafsa.gov. Theseareformsforfamiliesofstudent applicantstouseinsupplyinginformationabouttheirincome,assetsandotherinancial circumstancesforagencyuseinestimatinghowmuchmoneyafamilycontributestowarda student'scollegecosts. TheFinancialAidOficeofthecollegethenpreparesaFinancialAid packagebasedontheStudentEligibilityReport. Thispackagemayincludegrants,loansand work-study. Consulteachcollegetodeterminewhichformsareneeded.FAFSAisavailableto beginworkingonasofOctober1st ofthestudent’ssenioryearofhighschool

CSSFINANCIALAIDPROFILE

AformandserviceofferedbytheCollegeBoardandusedbysomecolleges,universitiesand privatescholarshipprogramstoawardtheirownprivateinancialaidfunds Studentspayafee toregisterfortheproileandsendreportstoinstitutionsandprogramsthatuseit.Checkwith thecollegestowhichyouplantoapplyandseeiftheCSSProileisrequired.

REGULARADMISSION

RegulardecisionapplicationstypicallyhavesubmissiondeadlinesbetweenJanuaryandFebruary 1st.Applicantsarereviewedatthesametime.DecisionnotiicationsaresentbetweenMarchand April.

ROLLINGADMISSIONS

Reviewofapplicationsforadmissiononairstcome,irstservedbasis Notiicationof acceptanceorrejectionisusuallyafewweeksafterallcredentialshavebeenreceivedbythe college.

SUNY

AnacronymfortheStateUniversityofNewYork SchoolsinthissystemincludeStateUniversities atBinghamton,Albany,Buffalo,StonyBrook,FashionInstituteofTechnology(FIT)andseveral others.

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KEY WORDS USED IN COLLEGE CATALOGS – Page

SUPPLEMENTALCOLLEGEAPPLICATIONMATERIAL

InadditiontocompletingeithertheCommonApplicationorCoalitionApplication,somecolleges mayrequireadditional/supplementalinformation.Theadditionalinformationwillvarybyschool andcanincludearequestforadditionalpersonal/familyinformation,anadditionalessay(s),or additionalshortanswerquestions Somestudentsmaywanttosubmittalentportfolios(art, music,etc.),whichwouldbeconsideredadditionalsupplementalmaterial.

TESTCENTERNUMBER

HAFTRHighSchoolSATTestCenterNumberis33302 HAFTRHighSchoolACTTestCenterNumberis234771.

WAITINGLIST

Alistofstudentsnotinitiallyacceptedtoaninstitutionthatmaybeacceptedatalaterdate

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COLLEGE PLANNING

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COLLEGE PLANNING TOOL: Naviance Student

WeareveryexcitedaboutaneffectivecollegeplanningtoolwehaveimplementedinCollege& AcademicGuidance.NavianceStudentisaweb-basedsystemforschoolstomanageallaspectsof thecollegeadmissionsprocess. Studentsandparentscanusethistooltosearchforand researchcolleges,trackapplications,buildresumes,andviewhistoricalinformationaboutwhere HAFTRstudentshavebeenofferedadmission Throughtheuseof scattergrams (graphs indicatingwherestudentswereacceptedandwithwhichgradesandstandardizedtestscores), studentscanplanrealisticcollegechoices. Inaddition,College&AcademicGuidancewillhave theabilitytoelectronicallysendstudents’transcriptsandlettersofrecommendation.

Studentsandtheirparentswillreceiveinformationabouthowtoaccessthecollegeplanningtool. Remember:allcollegeapplicationsmustbedoneonline. Navianceisakeytoolincollege planningforeveryonetouse.

COLLEGE PLANNING TOOL: Google Classroom Information:

CollegeandAcademicGuidanceGoogleClassroomLink JoinCode: ioz62oq

JUNIOR YEAR

WiththestartofschoolinSeptember,juniorsbeginthecollegeadmissionsprocess.Students registerforthePSAT/NMSQTbysubmittingpaymentfortheexam Inthefallsemester,a workshopforparentsandstudentsispresented. OncethePSATscoresarereceivedand mid-yeargradesrecorded,aparent-studentconferenceisscheduledinwhichwediscusscollege andcareerplansandwebeginaplanofaction. Thisearlyplanningwillpreventmistakesandwill beespeciallyhelpfulinchoosingthesenioryearcourseofstudy DuringMayofthejunioryear, wesuggeststudentsspeaktotheirteachersaboutlettersofrecommendation. Thisisamost importantaspectofthecollegeapplicationandcannotbeemphasizedtoostrongly. Vacationtimeshouldbesetasidetovisitcolleges Whenvisitingcolleges,sitinonclasses,ask questions,visittheHillelfacilityandacquaintyourselfwiththecollegecampus.

The following calendar highlights the 11th Grade College Planning Process: October PSAT/NMSQT December COLLEGEPLANNINGWORKSHOP February FAMILYCOLLEGEPLANNINGCONFERENCESBEGIN February12 ACT-NotgivenatHAFTR March1 SAT-InSchoolforHAFTRJuniorsOnly March12 SAT-NotgivenatHAFTR March28 ACT-InSchoolforHAFTRJuniorsOnly 15

JUNIOR YEAR - Page 2

ACT-NotgivenatHAFTR May7 SAT-NotgivenatHAFTR May1-12 ADVANCEDPLACEMENTTESTS June1 USHistoryRegents June4 SAT-NotgivenatHAFTR June11 ACT-NotgivenatHAFTR June14-22 NewYorkStateRegentsExams July16 ACT-NotgiveninNewYork

April16

Summerbeforesenioryear:Reviewapplications(commonapp.orgoronthecollege’swebsite), visitcolleges(eitherin-personorvirtual).EarlyDecisionapplicantsmustbegintheprocessat once!ApplicationsareavailableasofAugust1st .

Please note: The Common Application now allows students to create an account in their junior year. The answers you provide to any questions that appear in the six sections of the “Common App” tab (Proile, Family, Education, Testing, Activities, and Writing) will roll over into the senior year application. All students MUST complete the six sections of Common App in order to schedule their Junior Conference with their College & Academic Guidance Counselor.

SENIOR YEAR

Allapplicationscanbesubmittedonline.Collegesaremovingawayfromautomaticallysending viewbooksandcoursecatalogs;mostoftheseitemscanbeviewedoncollegewebsites.

Deadlinesare extremely important andyoushouldallowtendaysleadtimetoprocessyour application. EarlyDecisionandEarlyActionapplicationsareduetousbythebeginningof October. ByDecember1allRegularDecisionapplicationsmustbesubmittedtotheCollege& AcademicGuidanceOfice. AllmaterialmustbeprocessedthroughtheCollege&Academic GuidanceOficesothateverythingrelatedtotheapplicationgoestothecollegeinonemailing Thisisveryimportantbecauseitaddstotheeficiencyofourprocessing.

Teacherrecommendationsareextremelycritical Beforeaskingateachertowritea recommendation,discussyourrequestwithCollege&AcademicGuidance.Abragsheet,which canbefoundinCollege&AcademicGuidance,mustbeilledoutandsubmittedtotheteachers whowillbewritingyourlettersofrecommendation. Inaddition,oneofthecounselorswillwrite aletterofrecommendationforyou.

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12th Grade College Admissions Timeline
January/February ● Mid-yearreportsduetocollegesrequestinggrades
March/April ● Notiicationsoncollegeadmissiondecisionsbegin ● AttendAcceptedStudentsDayatthecollegestowhichyouhavebeenacceptedinorderto makeyourinaldecision May ● NationalDecisionDay-May1st:mustnotifythecollegeyouwillbeattending ● APTestsaregiven June ● HighSchoolGraduation ● Makesurealld+eferralpaperworkissubmittedifyouwillbestudyinginIsraelbefore attendingcollege 17
August/September ● Ifapplyingearly,pleasemakeanappointmentwithyourCollege&AcademicGuidance Counselor ● UpdateNavianceStudentaccount ● Requestlettersofrecommendationassoonaspossiblefromacademicteachers.Please provideallteachersyourequestlettersfromwithabragsheetwhichcanbefoundin CollegeGuidance Pleasemakesuretolettheteacher(s)knowyourearliestcollege submissiondeadline.
Begincollegeapplications
SATofferedinAugust
ACTofferedinSeptember
RegisterforOctoberorNovemberSAT/ACTifnecessary ● EarlyAction/EarlyDecisionapplicationsdueintheCollege&AcademicGuidanceOficeby theendofSeptember. October ● RegisterforDecemberSAT/ACTifnecessary
BeginilingFinancial-AidformsonOctober1
CUNYMacaulayHonorsapplicationsdueinCollege&AcademicGuidancebythemiddleof October November/December
RegularDecisionapplicationsdueinCollege&AcademicGuidancebyDecember1
Notiicationofadmissionsdecisionforearlyapplicants
YU/Sterninterviews
PleaseseeyourGuidanceCounselor ifyoureceivenotiicationfromacollegerequestingmid-yeargrades.

APPLICATION PROCEDURES:

● Createaneutralemailtouseforcollegeapplications;donotuseacutesyorinappropriate email.

● DonotsubmitanyapplicationsuntiltheyarecheckedbyCollege&AcademicGuidance.

● Updateyour“NavianceStudent”account–addthecollegestowhichyouwillbeapplying

● Givea“TeacherRecommendationForm/BragSheet”totwoteachersattheendofyour junioryear.YouwillalsoneedtosendarequestthroughNaviancesothattheteacherscan submittheirletters.

● Youareresponsiblefornotifyingcollegesofyourscores CollegeGuidancedoesnotsend themonbehalfofstudents..

● SubmitablueRecordReleaseFormavailableinCollege&AcademicGuidanceforeachof theschoolstowhichyouapply.

● Studentsmustcheckindividualcollegewebsitesforupdatesoncollegeadmissionsand standardizedtestingrequirements.

Ifyouhavereadthisinformationcarefully,youhavecompletedtheirststeponyourroadto college Goodluck,andremember,College&AcademicGuidanceisready,willing,andableto lendahand.

BUILDING A RESUME/ACTIVITIES LIST

When you list an activity on your resume, we expect that the list is accurate and truthful. The colleges assume that you are being truthful about your activities, and if they ind out that anything on your application is untrue or not your own work (essays, for example) there could be consequences. Please do not over-state any experiences, leadership, titles, or any other part of your resume. Maintaining academic integrity is essential in the college admissions process.

Everystudentneedstocomposearesumeoractivitieslist,whichincludes“inschool”activities (clubs,sports,studentgovernment,publications,…),“outofschool”activities(communityservice, volunteeractivities,sports,…),andemploymentexperience. Theactivitieslist/resumecanbe startedinthesummerpriortothesenioryear,sodon’twaituntilthelastminute.

Severalexamplesareincludedonthefollowingpages. Therearegenerallytwotypesof resumes/activitylists: atraditionalresume,andalistorchartofyourvariousactivities. The activitylistshouldbegroupedbycategory(allclubs,allvolunteeractivitiesandsoon),andthe mostrelevanttoyourpotentialmajororinterestsshouldbeatthetopofthelist Forexample,if youaregoingtopursueamedicaldegree,thenscientiicresearchorascience-relatedclubor activityshouldtopthelist. Naviance hasaresumetoolthatstudentscanuse.

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Anne Shapiro

1234AnywhereStreet

Cedarhurst,NY11516

Education

Volunteer Service

Extracurricular Activities

HebrewAcademyoftheFiveTowns&RockawayHigh School-Cedarhurst,NY Sept2018-Present

IShineMentor Grades9,10,11,12

Workwithchildrenwhosefamilymembershavea seriousillness.Assistthemwithhomeworkand socializewiththem

“Tattler”SectionEditor/Writer Grades10,11,12

Writeandeditarticlesforstudentnewspaper

CollegeBowlCaptain Grades9,10,11,12

Captainofacompetitiveacademicteamwherewe engagedwithotherschoolsinacademictrivia

Chair/DelegateforModelCongress Grades9,10,11,12

Chairedcommitteeswhereweresearchedand presentedbillsonavarietyofissues.

InternforAssemblyman Grades10,11

Volunteerinthelocalpolitician’sofice.Assistwith administrativetasksandlobbyforvoters

PoliticalDiscussionsClub Grades10,11

Head/leaderforpoliticaldiscussionsclub.Weresearch anddiscusscurrentpoliticalissues.

Awards/Certiicates

SpanishHonorSociety Grades10,11

Principals’HonorRoll Grade9

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EXTRACURRICULAR ACTIVITIES

HAFTRTheater 9,10,11,12 Actor AssistantDirector

StudentGovernment 11,12 President ModelCongress 11,12 Delegate

FoodCollectionandDistribution fortheNeedy 9,10,11,12 Volunteer MathTeam 9,10,11,12 Competitor Tutor 10,11,12 Volunteer JVBasketballTeam 10 Center WORK EXPERIENCES

Sample Activity
Sheet AdamShapiro
ACTIVITY GRADES PARTICIPATED POSITIONS HELD
OF WORK EMPLOYER DATES HRS. PER WEEK
TYPE
CabanaBoy PlazaBeachClub Summer2019 50 CampCounselor/Karate Instructor CampLavi Summer2020,2021 40
NationalHonorSocietyMember
20
HONORS AND AWARDS Principals’HonorRoll
APScholarwithHonors SpanishNationalHonorSociety MVPBasketball CommunityServiceHonorSociety

FACTORS TO CONSIDER IN SELECTING A COLLEGE

Therearemanysubjectiveandobjectivefactorstoconsiderinchoosingacollegeoruniversity:

Competitiveness of the College

Studentsareencouragedtoapplytoamixtureofsafety,target,andreachschools. Safeschools arecollegestowhichyouhaveanexcellentchanceofbeingaccepted,targetschoolsareschools inwhichyourqualiicationsmeetthestatedrequirementsoftheschool,andreachschoolsare morecompetitive,andalittleoutofyourleague,butwhichyouhaveadesiretoattend.

Location

Inwhatpartofthecountrywouldyouliketolive? Wouldyouliketoattendcollegeinabigcity,a suburborsmalltown,oraruralarea? Howclosewouldyouliketobetoyourhome?

Size

Collegescomeinmanysizes. Thereareprosandconsofattendingasmallvs.alargeschool. The sizeofthecollegemayaffectcourseselection,opportunitiesforinteractionwithprofessorsand students,andthediversityofcampusactivities.

Areas of Study/Programs Offered

Doesthecollegeyou’reconsideringofferyourpotentialmajor? Ifyou’relookingforavery speciicmajor(linguistics,physicaltherapy,education,business,engineering,…),checkthelistof majorsoffered.

Cost

State(SUNY)andcity(CUNY)universitiesofferagreatvalueforthemoney. Privatecolleges,of course,offermanyadvantages,butcanalsobeveryexpensive. Considertheentireinancial packagewhenmakingadecision

Facilities

Whenevaluatingpotentialcolleges,explorethecollege’sfacilities,includingstateoftheart technology,athleticfacilities,library,dorms,food,classsize,clubs,andservices/activitiesoffered innearbycitiesandtowns.

Atmosphere/Jewish Life

Willyoufeelcomfortableonthecampusofthecollegesyouarereviewing? WhatistheJewish lifelike?

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COLLEGE INTERVIEWS

MakeanappointmentbycallingtheCollegeAdmissionsOfice Checktodetermineifyour targetedcollegerequiresinterviews. CallbyAugustpriortosenioryear.Somecollegeswill contactyouforinterviews.

Helpful Hints:

❖ Beprompt,neat,wellprepared ❖ Readthecatalogpriortoyourinterview ❖ Bereadywithyourscores,gradesandinformationaboutHAFTR ❖ Beyourself,notsomeoneyouarenot relax ❖ Writeathankyounoteaftertheinterview ❖ Checkthewebsiteforeachcollege ❖ Nogumchewingorcandywheninterviewing

Examples of Interview Questions:

1.

Whatthreeadjectivesbestdescribeyou? 2. Whatsetsyouapartfromotherapplicants? 3 Whathaveyouenjoyedmostabouthighschool? 4. Whatwereyouproudestofinhighschool? 5. Whatdoyoudowell? 6. Whathasbeenamajorstruggleinyourlife? 7. Whatstrengthswouldyoumostliketodevelop? 8 Whatdoyoudoforfunandrelaxation? 9. Howdoyourespondtoacademicpressure? 10.Whatareyourshort-termandlong-termgoals? 11.Describeyourfamily,yourcommunity. 12Whatissuesconcernyou? 13.Whatbookshavehadanimpactonyou? 14.Howdoyouspendyoursummers? 15.Whatexperienceshaveyouhadwithpeopledifferentfromyou? 16Whatdoyouseeyourselfdoingintenyears? 17.Whydoyouwanttoattendthiscollege? 18.Whatdoyouthinkyoucouldaddtoourcampus/classroom? 19.Whatthreeactivitiesdoyouwanttoparticipateinwhileincollege?

20Whatarethreeacademicinterestsyoumightwanttopursue? 21.Tellussomethingaboutyourselfthatisn’tinyourapplication. 22.Areyouawareofanyrecenteventsthathavebeentakingplaceoncampus? 23. Whydidyouchoosethisessaytopicandwhywasitimportanttoyou?

24Ifyouhadtogivealastlecture,whatwoulditbeon?

Questions for You to Ask at an Interview:

Askaboutthestudentbody,sociallife,campusfacilities…housing,dining,foodplans,classsizein lecturehalls,Jewishlifeoncampusandtheadjoiningcommunity,andspecialinterestareasby department

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VISITING COLLEGES

Planyourvisits,eitherin-personorvirtual,duringourspringbreakorthesummerbeforeyour senioryear.Arrangetoobservedailycollegelifeviacampustoursorbystayingovernightwith someoneyouknowbasedonthecollege’sCOVID-19regulations.

PLANNINGYOURVISIT

❖ EmailorcalltheAdmissionsoficeinadvancetoscheduleyourvisit.

❖ Talktostudents readthecollegenewspaper,campusbulletinboardsandarrangeto visitclasses.

❖ SpeakwithformerHAFTRstudentswhoareenrolledinthecollege. Wecanhelpyou withthisinformation

CHECKLISTFORCAMPUSVISIT

❖ Typicalclasssizeforfreshmen,upperclassmen

❖ Housing,diningfacilities,koshermealplan

❖ Counselingfacilitiesforpersonalassistance,careerplans,academicadjustmentand courseselection

❖ HowactiveistheHillel?

IsthereanOrthodoxsynagoguenearthecampus?

Ifyouareinterestedinplayingasport,doesthecollegecompeteattheintramuralor intercollegiatelevel?

Aretheculturalopportunitiesforconcerts,lectures,etc. availableoncampusorinthe community?

Aretherevolunteeropportunitiesinthecommunity?

Academicfacilities(courses,equipment,reputationofprofessors)

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SUGGESTIONS FOR ESSAY WRITING

Writinganessayforcollegeadmissionisachallengeinitself Whereyouaregivenatopic,itis advisabletouseanin-depthapproach;donotskimthesurface.

Hints:

● Thereadermustlearnaboutyou!

● Bespeciic,anecdotal.

● Demonstratepersonalqualities,risktaking,initiative,self-discipline,andmotivation.

● Answerthequestion.

● Don’tbeshy

● Focus–pickonemomentorincidentoranaspectofanexperience.

o Somethingthereadercouldn’tknowaboutyoufromothermaterials.

● Yourvoice.

● Show,don’ttell

● Writeintheirstperson.

● Maketheirstsentenceandintroductionagrabber.

o Admissions people read thousands – get their attention

● Writenumerousdrafts

o Haveothersreadit. Askthemtorespondtothefollowing:

❖ WhatamItryingtosay?

❖ HowdoIcomeacrossasaperson?

❖ Wherewereyouconfused?

❖ WheredoIneedmoredetail?

❖ Whatpartsdidyoulikebest?

● Havesomeonewhodoesn’tknowyouwellreadit.Askhimorhertodescribethe personwhowrotetheessay. Doesthereadergetanaccuratepictureofyouasa person?

● Trytodiscussatopicyouarepassionateabout.

Usejournalism'sWHO,WHAT,WHEN,WHERE,WHYandHOW.

Thereisno"correct"waytorespondtoageneralizedstatement. Letyourimaginationcarryyou through!

“OfalltheessaysIhaveread,roughly70%donothingforthestudent;20%helpthestudent becausetheydoanoutstandingjobbringingthetwo-dimensionalapplicationtolife;and5%kill theapplicant’schancesduetopoorwritingandinappropriatetopics”

- AdamMax,EmoryUniversity

“ItstillamazesmethatduringthefouryearsIreadessaysforDartmouth,over80%ofthoseI readwerejustplainbad.”

- MichelleHernandez,DartmouthCollege

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Some Don’ts

SUGGESTIONS FOR ESSAY WRITING – Page

Don’thaveanotherpersonwritetheessayforyou.

Small Essays/Supplemental Essays

● Most Meaningful Activity (CommonApplication) o Exactlywhatitmeans

whatyoufoundmostmeaningful.

● What Career Interest Do You Have/Interest In A Major? o Neversayundecidedor“Idon’tknow.” o DescribewhereyouareatNOW

Notsureofexactlywhatcareerorevenmajor,butIknowIhaveaninterest in . Explainsomethingaboutthatinterest. Asaresult,Iam interestedinpursuingcoursesin because

● Why Do You Want To Study At This University?

o TalkinDETAILS.

o Discusstwoorthreespeciicaspectsofthatcollege’sprogramsorenvironment thathavedrawnyoutoit.

o Reviewitswebsiteandtheircollegecatalogandotherinformationavailableinthe College&AcademicGuidanceOfice.Visitingthecollegecampuswillalsoprovide additionaldetailstobringtoyoursupplementalessay

o Thereisnosuchthingas‘optional.’

2
Don’trehashwhattheyalreadyknowfromyourtranscriptandactivitiessheet. ▪
Don’twriteaboutanyissuesthatyoucannotpersonalizeinsomeform. ▪ Don’tuseathesaurus ▪
Don’tthinkthatonedraftisenough. ▪
▪ Notnecessarilyyourbestoneoroneyouthinkimpressesthemost–just
▪ Givedetails
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FINANCIAL AID

Attendingcollegethesedaysisaburdenforalmosteveryfamily,soyouarenotaloneifyouare alreadypanickedaboutthecost. Pleasebeawarethatmanycollegesareverygenerouswith theirneed-basedinancialaid,andthelikelihoodofyouhavingtopaythefullcostofcollegeif yourfamilyhasinancialneedisveryslim Pleasefullyresearchandunderstandhowinancial aidworks. YouarenowabletoapplyforinancialaidstartingonOctober1st usingthe prior-prioryearinaltaxreturns. Younolongerneedtoestimateyourtaxinformation.

Cost of Attendance

Thecostofattendingcollege,asyouprobablyknow,surpassesthemerepriceofitstuition.The componentsthatmakeupacollege’stotalcostinclude:

● Tuition

● Fees and Other Institutional Expenses includeanycollegechargesaboveandbeyond generaltuition.Acollegemightchargea“registrationfee”or“activityfees.”

● Room and Board atasingleinstitutioncanvarytremendouslydependinguponwhether astudentlivesincampushousingoroff-campus,andwhatkindofmealplanhe/she chooses.

● Health Insurance costsvarydependingonyourhealthandtheprogramoptionthatyou choose.

● Books and Supplies costsvarydependinguponwhatkindsofclassesastudenttakesand whetherhe/shepurchasesneworusedbooks.

● Transportation costsincludefaresfortravelbyairplane,busortrain,aswellascar expenses,includingthecostofinsurance,parkingpermits,gasmoney,andtolls.

● Personal Expenses and Entertainment arehighlyvariabledependingonyourhabits andinterests

● Miscellaneous Costs associatedwithcollegeincludespeciallaborstudiofeesforscience orartstudents,registrarfees(requiredfordroppingandaddingcourses,changingtoa differentgradingoption,etc.),participatingfeesforclubsportsandotheractivities,and fraternitymembershipfees.

Methodologies Used to Calculate Need-Based Financial Aid

Aschoolcanawardinancialaidonthebasisofacademicorothermerit,inancialneed,orsome combinationofboth. Merit-basedaidisgrantedbyinstitutionstostudentswhomitdeems especiallyworthyofreceivingfundingtoattendtheircolleges:merit-basedaidisoftengivento studentswhofallintheupperrangeoftheapplicantpoolintermsofgrades,scores,andthe extra-curricularproile. Whenaidisbasedfullyorpartiallyuponinancialneed,theschool calculatesaidusingoneofmanymethodologies,whichfallintooneoftwocategories:theFederal Methodology(FM)ortheInstitutionalMethodology(IM).

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Mostpublicinstitutionsusethe Federal Methodology (FM),whichcalculatesneedbasedupon informationyousupplyontheFreeApplicationforFederalStudentAid(FAFSA). Mostprivate collegesusean Institutional Methodology (IM),whichisnotoneformulabutavarietyof non-federalformulas AnIMcalculatesneedbaseduponinformationyousupplyoneitherThe FinancialAidProile(Proile)createdbytheCollegeScholarshipServiceoronaninstitution’s owninancialaidform.

AschoolusesoneoftheFMorIMequationstodeterminehowmuchafamilycanaffordtopay forcollege,orthe“EstimatedFamilyContribution”(EFC). TheEFCistheamountthatastudent andhisorherfamilywillhavetosupplytopayforcollegecosts. IfonesubtractstheEFCfroma school’stotalcostofattendance(whichincludesnotonlytuitionbutalsoroomandboard,books, travelcosts,etc),theresultingigureiscalled “demonstratedneed,”ortheamountoffunding thatastudentrequiresfromothersourcesinordertoattendcollege.

Astudent’sEFCand“demonstratedneed”canbecalculatedinavarietyofways. BoththeFM andtheIMbasetheircalculationsonfamilyincomeandassetsfromthecalendaryearpriortoa student’sentryintocollege,whichiscalledthe“baseyear” TheFMandIMmethodologiesdiffer inhowtheytreatrealestateassets,thenumberofsiblingsincollegeatonetime,andavarietyof otherissues.

Pleaselearnmoreaboutthevariousneed-determinationmethodologiesfromthesources themselves:

ForFAFSA:www.fafsa.ed.gov

ForNYSTAP:https://wwwhescnygov/pay-for-college/apply-for-inancial-aid/nys-taphtml

ForCSSProile:https://cssproile.collegeboard.org/

The CSS Proile isanonlineapplicationfornonfederalstudentinancialaidthatisusedby nearly400colleges,universities,professionalschools,andscholarshipprogramstoawardmore than$9billioningrants. ChecktheCollegeBoard’swebsiteforalistofschoolsandinstitutions thatrequiretheCSSProileapplication.

How Demonstrated Need is Fulilled

Astudent’sdemonstratedneedcanbefulilledthroughgiftorself-helpfunding Gift funding includesgrantsandscholarships—anythingthatisessentially“freemoney”anddoesnotneedto bepaidbackinanyway. Self-help funding includesloansandearnedcontributionstocollege costsobtainedfromworking,oftenthroughthefederalWork-Studyprogram. Giftmoneyand self-helpcanbecombinedinanendlessvarietyofwaystomakeupastudent’sentireinancial aidpackage.

Financial Aid Deadlines to Be Aware of

TheCollegeDeadline:thisdeadlinevariesfromschooltoschool Manyoftheseduedatesare prioritydeadlinesmeaningyouneedtogetyourinancialaidforminbythatdatetobe consideredforthemostmoney.Manyofthesedeadlinescoincidewithapplicationdeadlines,so applyforcollegesandinancialaidatthesametime.

FINANCIAL AID – Page 2
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Types and Sources of Need-Based Financial Aid

GRANTS AND SCHOLARSHIPS: Do not have to be paid back.

● Federal Pell Grants makeupthelargestoftheFederalgiftprograms. PellGrantsrepresent thebasicbuildingblockofstudentinancialaid,thebottomlayertowhichallotheraidisthen added.

● Federal Student Educational Opportunity Grants (SEOGs),awardedinamountsof$100to $4,000peryear,areintendedtohelplow-incomestudentswithhighdemonstratedneedpay fortheireducationalopportunities

● State inancial aid programsprovidesupporttoresidentswhoattendpublicorprivate collegeswithintheirstatetohelpillinthegapsafterfederalfundshavebeendistributed.

● Collegiate institutional aid includesallmoniesgivenoutbycollegesfromtheirowncoffers.

● Private organizations awardneed-basedgrantstostudentswhoapplyforspecialawards

LOANS:

● The Family Education Loan Program andthe Federal Direct Student Loan Program runin parallel TheFamilyEducationLoansinclude:SubsidizedStaffordLoans,Unsubsidized StaffordLoans,andPLUSLoans Theseareallmadebycommerciallenderswhodesigntheir ownloanterms. FederalDirectStudentLoansinclude:DirectSubsidizedStaffordLoans, DirectUnsubsidizedStaffordLoans,andDirectPLUSLoans. TheFederalDirectloan programsaresimplyvariationsoftheusualloanprogramsthataredistributedthroughthe Treasuryviacolleges,requiringnomiddlementomanagetheloanprocess

● Stafford Loans areloansgrantedtothoseenrolledatleasthalf-time. Theyareavailabletoall familiesregardlessofneed. Studentswithdemonstratedneedreceivesubsidizedloans,in whichthegovernmentpaystheinterestwhilethestudentisstillinschool,forsixmonthsafter graduation,andduringdefermentperiods Studentswithnoneedreceiveunsubsidized StaffordLoans,inwhichtheymustpaytheinterestthataccrueswhiletheyareinschool. Staffordloansaregrantedbyprivatelenderssuchasbanks,creditunions,andinsurance companies. DirectStaffordloansaregrantedbythegovernment.

● Perkins Loans areawardedtothosewith“exceptionalneed,”asdeterminedbythecollege

● PLUS Loans arenotbasedoninancialneedandaregrantedtocredit-worthyparentsofany inancialbackgroundfromprivatelendersor,inthecaseofDirectPLUSLoans,fromtheU.S. Government.

● State loans canbesecuredinadditionto(orinplaceof)federalorcollege-basedloans

● College loan programs areoftenusedinplaceofgrantmoneyasaregularcomponentofaid packages.

● Toobtain loans from private lending institutions,youapplydirectlytothelending institutionafteryouhavereceivedyouraidpackageandknowhowmuchmoneyyouwill needinordertomakeupthedifferencebetweenwhattheschoolexpectsyoutopayand whatyoucanrealisticallyaffordtospend.

FINANCIAL AID – Page 3
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WORK STUDY:

Work Study isaprogramofferingfederalassistanceintheformofearnedwagestostudents withneed. Work-studycanincludebothonandoff-campusemployment,andthesalarymust equalatleastminimumwage.

Remember that all college students – regardless of whether or not they are eligible for inancial aid – can ind jobs on or off-campus.

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FINANCIAL AID – Page
29

IMPORTANT QUESTIONS TO ASK THE FINANCIAL AID OFFICER:

● Whatmethodologydoesyourschooluseindeterminingaidpackages? Doesyourschool relyontheinformationprovidedbyFAFSA,Proile,thestate’sevaluationform,oryour ownaidevaluationform(oracombinationofseveraloftheabove)?

● Ifyourcollegereliesuponitsowninstitutionalmethodology,whatspeciicadjustment doesitmaketothefederalformula?

● Whatspecialcircumstanceswillchangemyinancialaidpackage?

● Willyouassesstheinancialsituationofmynon-custodialparentwhendeterminingmy aidaswellasthatofmycustodialparent?

● Whatisyourminimumstudentcontribution?

● IfIhavemyownsavings,howmuchofitwillyouexpectmetopay?

● IfIearnsigniicantwagesduringcollege,howwillthatchangemyaidpackage?

● Doyouconsiderspecialmedicalexpenseswhendeterminingafamily’sneed?

● Doyoumeetthefullneedofeverystudent?Ifso,forallfouryearsofcollege?

● Whatpercentageoflastyear’sfreshmanclasspaidfulltuition?

● Whatpercentageoflastyear’sfreshmanclassreceivedfullneed?

● Whatpercentageoflastyear’sfreshmanclassreceivedgrantorscholarshipfunding(i.e. giftfundingratherthanself-help)fromthecollege?

● Howwillmyaidpackagechangeafterfreshmanyear? Isthecontinuationofmyaid packagedependentuponaminimumgradepointaverage?

● HowdoIgoaboutrenewingmyaidpackageeachyear?

● Whatifsomethingunfortunatehappenstochangemyfamily’sinancialsituation,thus increasingmyneedlateron?

● Canaidpackagesbeadjustedmid-yearinthecaseofemergencysituations?

● Isthereamaximumgrantthatyourinstitutionoffers?

● DoIhavetomeetaminimumneedlevelinordertoreceiveaid?

● Howdoesyourschooltreatoutsidescholarshipsorgrants? Doesanoutsidegrant replaceself-help(loanorwork-study)ortheschool’sowngrantmoney,leavingmeinno betterpositionthanwithoutit?

● Doesyourschoolacceptstudentsonanadmit/denybasis?

● IfIdon’tqualifyfororapplyforaidinmyfreshmanyear,canIapplylateron?When?

● Doyoupracticeneed-blindadmissions?

● WhatisthebestwaytoraiseanyconcernsImighthaveafterreceivingmyoffer?

● IfItakeasemesterabroadorasatransferstudentelsewhere,doIpaythatschool’s tuitionforthesemesterorthetuitionofmyhomeinstitution?Isyourschool’sinancial aidportableifIdecidetogoelsewhereforasemester?

FINANCIAL
5
AID – Page
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USEFUL RESOURCES

Therearemanyhelpfulresourcesavailabletomakethecollegeresearchandapplication processeasier. Takeadvantageofthem! Herearesomeofthebetterresourcesthatwe recommend:

Publications: Fiske,EdwardB.,FiskeGuidetoColleges2021.SourcebooksInc.,2021. Wolf,Karen.CliffsnotesRoadmaptoCollege.Wiley,2009.

GeneralCollegeSearch/ApplicationWebResources: CollegeBoard: www.collegeboard.org GoCollege: www.gocollege.com HillelOrganization: www.hillel.org Peterson’s: wwwpetersonscom PrincetonReview: www.review.com

ApplicationWebResources: TheCommonApplication: wwwcommonapporg TheCoalitionApplication: www.coalitionforcollegeaccess.org VirtualCampusTours: www.campustours.com

StandardizedTestWebResources: ACT: wwwactorg CollegeBoard: www.collegeboard.org

FinancialAidWebResources: FAFSA: wwwfafsaedgov NYSTAP: https://www.hesc.ny.gov/pay-for-college/apply-for-inancial-aid/nys-tap.html

CSSProile: www.cssproile.collegeboard.org Fastweb: wwwfastwebcom FinancialAid: www.inaid.com GoingMerry: www.goingmerry.com StudentAid: www.studentaid.ed.gov WiredScholar: wwwwiredscholarcom

CareerAssessment/PortfolioPlanning: www.mymajors.com wwwnycareerzoneorg wwwcareerkeyorg

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JOINT APPLICATION INFORMATION

COLLEGE/ISRAEL OPTION

Asourstudentsapproachtheirinalyearinhighschool,therearemanyquestionstobe answeredregardingcollegedecisions. Foremostinourthinkingisthedirectionthatayeshiva graduatetakesintermsofmaintainingtraditionalJewishvaluesandtheobservanceofthese values

Simultaneously,whileseekingcollegeinformation,youmayalsobeconsideringayearofstudyin Israel. Thiswillrequiretwosetsofapplications,lettersofrecommendation,healthreports, parentafidavitsandvariouslegaldocuments Withpreparation,thisprocesscanbedonewith ease. ThejointcollegeprogramsarerunbyYeshivaUniversityandTouroCollege. Transfer creditisavailablethroughtheseprogramssubjecttoindividualreview. Attendingayeshiva withoutcollegeafiliationrequirespersonalarrangementstoworkoutthecollegecreditifitis available

ManyoftheuniversitiesinIsraelhaveprogramswithacoordinatedHebrew-Englishcurriculum. TheseschoolsallhaveNewYorkoficesandourschoolisindirectcontactwiththeiradmissions representatives

Thecollegedecisionmakingprocessinilingjointapplicationspresentsseveralconsiderations. YeshivaUniversityandSternCollegehaveacompleteprogramwithtransfercreditspermitted. Thisisadecidedadvantagewhenplanningtocontinueone'scollegeeducationateitherofthese schools

TheHAFTRCollege&AcademicGuidanceOficeisincontactwithalltheseagenciesandthe experiencetodatehasbeenmostpositive.

COLLEGE APPLICATIONS

MostcollegesusetheCommonApp(commonapp.org)whichisauniversalapplicationformore than900membercolleges CommonAppallowsyoutocompleteoneapplicationforallofthe membercolleges,althoughsomecollegesdorequiresupplementalquestionsand/oressays. The collegesthatdonotuseCommonAppareCUNY,MIT,Rutgers,Touro,YeshivaUniversity,andsome oftheartschools. Ifyouareapplyingtooneofthesecolleges,youwillhavetousethecollege’s ownapplicationortheCoalitionApplication Checkeachofthecollegewebsitesinwhichyou plantoapplyformoreinformation.ThefollowingisasampleCommonApplication:

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TRANSCRIPT 43
SAMPLE

HELPING STUDENTS NAVIGATE THE COLLEGE ENVIRONMENT

TheOU’sJewishLearningInitiativeonCampus(OU-JLIC)inpartnershipwithHillelhelpsyoung menandwomenthriveandobservekeyaspectsofJewishlifeinsecularcampusenvironments acrosstheUnitedStates,CanadaandIsrael.Ongoinglearningandsocialopportunities,Shabbat andHolidaymealsarecorecomponentsofwhatOU-JLICdoesoncampus Beingtherefor studentswithpersonalandhalachicadviceastheygothroughtheircollegeyearsandplanfor tomorrowisameaningfulwayOU-JLICDirectorscreatelastingrelationshipswiththeirstudents.

OU-JLICDirectorsstrivetoenhancethelearningopportunitiesavailabletostudents,andalsoto bolsteraninfrastructureforOrthodoxlifetolourish Theyofferweeklyshiurimandclasses, bringguestspeakersandeventstocampus,andmakekeyOrthodoxnecessities,suchasKashrut, ChagimandShabbat,easiertoobserveandmoremeaningful.OurDirectorsalsostrivefora moreindividualizedtouch,gettingtoknowstudentspersonally. StudentsgracetheirShabbat tablesasregularguests,interactwiththemininformalsettings,suchasthecafeteria,andlearn withthemB’Chavruta.

OU-JLIC CAMPUSES

FormoreinformationabouttheindividualOU-JLICcampuses,pleaseclickthehyperlinkabove, reviewthePDFguidethatwasemailed,orgotooujlic.org.

● BAR-ILANUNIVERSITY ● BINGHAMTONUNIVERSITY ● BRANDEISUNIVERSITY ● BROOKLYNCOLLEGE ● CALIFORNIASTATEUNIVERSITYAT NORTHRIDGE ● COLUMBIAUNIVERSITY/BARNARD COLLEGE ● CORNELLUNIVERSITY ● GREATERATLANTA ● GREATERTORONTO ● IDC-HERZLIYA ● JOHNSHOPKINSUNIVERSITY ● MCMASTER ● NEWYORKUNIVERSITY ● OU-JLICJERUSALEM ●
OU-JLICTLV
PRINCETONUNIVERSITY
QUEENSCOLLEGE
RUTGERSUNIVERSITY
SANTAMONICACOLLEGE
THEDR.MORDECAID.KATZZ'L PROGRAMATTELAVIVUNIVERSITY
UCLA
UNIVERSITYOFCHICAGO
UNIVERSITYOFILLINOIS
UNIVERSITYOFMARYLAND
UNIVERSITYOFMASSACHUSETTS
UNIVERSITYOFPENNSYLVANIA
WESTERNUNIVERSITY
YALEUNIVERSITY
44

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