ADVANTAGES OF MEDIUM TERM NOTE

Transparency: A medium-term note (MTN) note is always displayed transparently. Making clear the conditions of each one and what elements make it up, so that the investor always knows exactly what he is getting into.

Protection: There is always a limit or a barrier to protection for the investor. Some are stronger than others, depending on the type of structured note that the investor chooses.

Diversification: There is a huge variety of structured notes, which make it accurate for any type of investor, whether you are someone looking for high return with high risk as well as someone looking for something more conservative. It also allows you to invest in different scenarios, whether the market is rising or falling, you can earn both ways if you want

Accessibility: Before these were exclusive products for millionaire savings, now, it is more accessible to the average investor, with lower minimum amounts and greater flexibility in transactions.

Liquidity: You can get out whenever you want, before the expiration date if you like, but at the current market price. However, not all allow this, it depends a lot on the issuing entity. In the case of the example provided, Morgan Stanley does allow early exit at any time at the value of the day (such as the stock or a mutual fund).