BUYERS CHECK LIST

Meet Your Realtor

Complete a Buyer Intake & Wish-list. Schedule a consultation with Carol. Review Buyer Brokerage Agreement. Receive access to your FMLS portal. Know Realtor’s duties to you.

Financial Preparations

Accurately assess any debt. Calculate your affordable monthly payments. Speak with financial advisor per Carol’s Recommendation. Gather financial, work and tax documents. Understand equity and debt ratio. Apply for pre-approval letter.

Finding A New Home

Investigate neighborhoods of interest. Narrow down area and must-haves. Review realistic commute times. Create a shortlist.

Ask Carol to conduct interactive video tours of homes.

Have Carol provide recent sales data. Decide on a property.

NEGOTIATION & OFFERS

Conference with Carol. Select contract terms and time limit for offers. Discuss purchase price & Any escalation clauses. Select your ideal target date for closing.

Create competitive contract terms-discuss waiving contingencies.

Sign the offer.

Liaise closely with Carol.

Wait patiently for an acceptance or be prepared to promptly counter offer.

Under Contract

Deposit earnest money promptly.

Secure home loan promptly complete loan requirements.

Obtain home insurance quote.

Send confirmation of insurance to lender.

Arrange home inspection.

Negotiate any repairs or contingencies. Your lender will arrange an appraisal.

Finalize contract.

Certify Funds for Closing

Before Closing

Transfer funds for closing 1-2 days before closing and confirm attorneys receipt of money.

Confirm that all contingencies are settled. Schedule your final walk-through with Carol.

Arrange the transfer or set up of utilities. Change address through USPS. Set moving date and book movers.

Closing Day

Bring 2 forms of Id WITH PHOTO. Social Security Number(s)

Sign documentation at closing or remotely. Collect your keys.

So, you’re 8 weeks out!Close, but not too close. It’s important for you to start planning ahead for every aspect of your move. The good news?We’ve got you covered. We’re not going to lie, there’s a lot to do to prepare. Yet, you’ll be thankful you started early and had this epic moving checklist to ensure you stay on top of your to-do list.

Create a “moving” file or folder on Google Drive to store quotes,receipts, and records related to your move. For example, how much is Dan the mover quoting you? Was that price for 10 or 15 boxes? You’re not going to be able to remember all of the details. So throw them in a document for easy reference.

Read over documents from your movers before signing Anything. Don’t let contracts intimidate you by learning about the documents you’ll be receiving ahead of time. We can’t emphasize enough how important this is.

Plan how to move fragile or unusual items, such as guns, Pianos, fine art, pool tables or safes. The list goes on and on. The movers you hire may not be qualified to move some larger (Or more expensive) items, so you may need to hire a specialty Mover to do the job. Make sure you’re aware of exactly what The movers you hired will and will not move.

Confirm that your moving company is licensed and insured by Verifying their Department of Transportation number (also Referred to as a DOT number).