2018 Fall Parade of Homes by hbasaginaw

FALL 2018

60 ANNIVERSARY th

EiEon! FR miss

OCTOBER 6, 7, 10, 13, 14 Saturdays & Sundays • 1pm – 5pm OFFICIAL SPONSOR

Wednesday • 5pm – 8pm

Your Perfect Place Homesites Available Ć&#x2019;or

Neighborhoods, Condos & Country Estates

989-692-0210 l www.Cobblestone.me l info@Cobblestone.me

Thank You TO THE FOLLOWING

HBA MEMBERS FOR YOUR SUPPORT AND TALENT IN OUR HOMES.

©© ABC Supply ©© Answer Heating & Cooling PAGE 15 ©© Anthony Gushow & Sons ©© AT Frank

©© DKR Plumbing & Heating, Inc.

©© Maday Construction

©© Drywall Service, Inc.

©© Mid Michigan Truss & Components, LLC

©© Duclos Insurance

©© Bedford Plumbing & Heating, LLC ©© Belden Brick & Supply

©© Eikenhout Inc. ©© Emily Rummel Agency ©© Fassezke Glass

©© Builders FirstSource PAGE 5

©© Ferguson

©© Carrabs Custom Painting

©© D&L Electric

©© Laurence Smith Windows & Doors PAGE 17

©© Drywallers Unlimited

©© beagle construction PAGE 11

©© Carter Lumber PAGE 33

©© Designers’ Touch Decorating Center PAGE 31

©© Frankenmuth Insurance ©© Graebner Excavating ©© Haas Building & Remodeling ©© Homeland Title

©© O’Connor’s Carpet One ©© RA Townsend ©© Saginaw Bay Underwriters ©© Schauman Construction PAGE 17 ©© Sherwin Williams ©© The Maytag Store ©© United Interior Insulation ©© Wimsatt Building Materials

HBA OF SAGINAW BUILDERS –

MEMBERS USING MEMBERS! 1

FALL 2018

FROM THE CHAIRMAN OF THE

60th Annual Parade of Homes The Home Builders Association of Saginaw would like to welcome you to the 2018 Fall Parade of Homes.

Steve Zietz

Zietz Builders, LLC

We are very excited to offer you the opportunity to tour 20 homes. The parade is the perfect opportunity for the public to tour many homes, talk with builders, ask questions, and to check out their work.

As the economy continues to improve, and interest rates remain low, now is the perfect time to do that remodel project you’ve been waiting to do, or make your dreams come true by starting that new home for your family with a builder from the Home Builders Association of Saginaw. We wish to thank our sponsor Horizon Bank for all their support to the Parade of Homes and the Home Builders Association of Saginaw. Looking forward to seeing you again at our Spring 2019 Parade of Homes; May 11, 12, 15, 18, 19. Sincerely,

Steve Zietz,

chair

Parade of Homes Committee

OFFICIAL SPONSOR

3165 Cabaret Trail South Saginaw, Michigan 48603-2246 PH 989.793.1120 FAX 989.793.0459 www.hbas.org • mrevette@hbas.org Executive Director: Michelle Revette Executive Assistant: Terese DiMercurio Program Design, Layout & Printing: Reimold Printing Corp. The information in this magazine is compiled in such a way as to insure maximum accuracy. The Home Builders Association of Saginaw and Reimold Printing Corporation cannot and do not guarantee correctness of all information furnished them, nor the complete absence of errors and omissions.

INDEX OF

Builders

beagle construction, llc................................................................44 Cobblestone Homes, LLC........................................... 16, 24, 38, 40 Geiersbach Construction................................................................ 4 Great Lakes Homes.................................................................34, 42 Greystone Homes................................................................... 18, 36 Heritage Builders & Sons, LLC...................................................... 10 Kerns Custom Homes................................................................... 12 Lifestyle Home Builders..................................................................6 Moeller Construction....................................................................26 Pistro Builders.........................................................................30, 32 Ratti Builders................................................................................ 43 Stephen Flora Builders................................................................... 8 Winterstein Builders.....................................................................28 Zietz Builders................................................................................ 14

INDEX OF

Advertisers

Adoptive Modification Solutions.................................................. 39 Answer Heating & Cooling, Inc.................................................... 15 Arizona Heating & Air Conditioning.............................................31 beagle construction, llc................................................................. 11 Bueker Development, Inc............................................................. 15 Builders FirstSource........................................................................ 5 Carter Lumber............................................................................... 33 Castle Rock Masonry.................................................................... 15 Cobblestone Homes............. Inside Front Cover, Inside Back Cover Covenant HealthCare.................................................................... 19 Designers’ Touch Decorating Center............................................31 Dobis Landscaping..........................................................................9 G.W. Heating & Air Conditioning.................................................29 Gasta Builders...............................................................................29 Great Lakes Gypsum & Supply...................................................... 11 Great Lakes Homes................................................................. 13, 20 Great Lakes Spray Foam............................................................... 41 Greystone Homes......................................................................... 27 Hastings Mutual Insurance Company.......................................... 37 Horizon Bank.................................................................. Back Cover Huntington Bank...........................................................................31 Isabella Bank................................................................................. 41 Kloha Construction....................................................................... 35 Laurence Smith/Marvin Windows & Doors..................................17 Northeastern Paint.........................................................................9 Pistro Builders............................................................................... 25 Ratti Builders................................................................................ 17 ReMax...........................................................................................29 Schauman Construction............................................................... 17 Westside Decorating......................................................................31 Wildfire Credit Union...................................................................... 7 Zietz Builders................................................................................ 15

FOR

SAGINAW

Parade of Homes

ONLY!

Geiersbach Construction 2379 Moonglow Ct • Saginaw, MI 48603 • Nova Ridge

1 2379 Moonglow Ct

MEET THE BUILDER

PREVIOUSLY FEATURED

Square Feet: 1,240 | Bedrooms: 3 | Bath: 2 | Style: Ranch

HOME FEATURES: ©© Energy Star rated

Walter & Seymour Geiersbach BUSINESS ESTABLISHED: 1977

Our father taught us that the only thing you have of any value in life is your name. Quality is what we are all about, and we have worked hard every day for the past 40 years to make sure the Geiersbach name means quality. We have built over 400 custom homes and residential condominium projects, developed gorgeous subdivisions, and designed and erected churches and commercial buildings all over the Great Lakes Bay Region. While other builders came, and went with the economy, Geiersbach Construction continued building American dreams year after year. We formed important relationships in our communities enabling us to work even more efficiently and affordably of our clients. We move through permits and paperwork quickly because we know who to deal with, and they know us. Working together for 40 years has its privileges. The most important achievement for us, however, is the smile on the faces of those whose dream home we built. We hope you will give us the opportunity to put that smile on your face.

©© Stand alone condo with barrier free design ©© Full basement with plumbing for future bathroom ©© White cabinets with granite countertops and tiled backsplash ©© Stainless steel appliances (range, dishwasher, refrigerator, microwave) ©© Two car finished, insulated garage ©© 144 square foot concrete patio with fully landscaped yard ©© Window blinds ©© Lawn maintenance and snow plowing (optional fee) ©© Great value in a quiet neighborhood, all for only $169,900

6230 Hackett Rd • Freeland, MI 48623 (989) 695-2692 geiersbachconstruction.com

"Build with the Best" "Build with the Best" “Build with with the Best” "Build the Best"

It’s not what youbuy, buy, it’s whowho you buy from! It's not what you it's you buy from! It's not what you buy, it's who you buy It's not what you buy, it's who you buy from! from!

Builders FirstSource-ProBuild is the leading supplier and manufacturer Builders FirstSource-ProBuild is the leading supplier and manufacturer of professional grade building materials and services to and homebuilders and Builders FirstSource-ProBuild is the leading supplier manufacturer of professional grade building materials and services to homebuilders and contractors. With national scale and local expertise our experienced of professional grade building materials and services to homebuilders and contractors. With national scale and local expertise our experienced professionals provide the very & solutions for all of your contractors. With national scalebest andmaterials local expertise our experienced professionals provide the very best materials & solutions for all of your building needs. From high quality lumber & engineered wood products, professionals provide the very best materials & solutions for all of your building needs. From high quality lumber & engineered wood products, roofing, siding & decking, windows, doors and full line of millwork and building needs. From high quality lumber & engineered wood products, roofing, siding & decking, windows, doors and full line of millwork and cabinets, we have what you need. doors and full line of millwork and roofing, siding & decking, windows, cabinets, we have what you need. cabinets, we have what you need. Builders FirstSource-ProBuild also recognizes the importance of offering Builders FirstSource-ProBuild also recognizes the importance of offering timely delivery service, and with ourrecognizes 13 locations Michigan, and full fleet Builders FirstSource-ProBuild also theinimportance of offering timely delivery service, andand with our 13 locations in Michigan, and full fleet Builders FirstSource is the leading supplier manufacturer of flat-beds, piggy backs, boom-trucks box vans, we can deliver. timely delivery service, and with our 13and locations in Michigan, and full fleet of professional grade building materials and services to of flat-beds, piggy backs, boom-trucks and box vans, we can deliver. We offer exceptional service to help meet our customer’s high standards homebuilders and contractors. With national scale and local of flat-beds, piggy backs, boom-trucks and box vans, we can deliver. We offer exceptional service tothehelp meet our customer’s high standards expertise our experienced professionals provide very & specifications, safely, and saving time and cost with a single source for We offer exceptional service to help meet our customer’s high standards & specifications, safely, time and cost with a single source for best materials & solutions for all of yourand buildingsaving needs. From materials and labor. & specifications, safely, and saving time and cost with a single source for high quality lumber & engineered materials and labor. wood products,roofing, siding & decking, windows, doors and full line of millwork and materials and labor.

FIRST SOURCE FOR QUALITY, VALUE, SERVICE

cabinets, we have what you need.

Fremont Alma Builders FirstSource also recognizes the importance of offering timely delivery service, and with our11850 13 locations in 3680 W. Monroe N. Maple Island Rd. Michigan, and full fleet of flat-beds, piggy backs, boom-trucks 989.463.4936 231.924.3250 and box vans, we can deliver. We offer exceptional service to help meet our customer’s high standardsGaylord & specifications, Alpena safely,M-362 and saving timeRoute and cost6with a single source for US 27 N 1054 Old 1441 West materials and labor. 989.356.2106 989.732.5136 Bad Axe 2060 Sand Beach Rd. 989.269.2060

Grawn 5700 US Hwy. 31 S. 231.943.7000

Cadillac 2201 North Mitchell 231.775.3453

Petoskey 1282 US 31 N. 231.347.8785

Caro 2061 W. Caro Rd. 989.673.3121

Portage 8400 Shaver Rd. 269.327.3909

Rudyard 11020 W. Kipling Dr. 906.478.6221 Saginaw 5340 Midland Rd. 989.695.5393 St. Helen 6045 E. West Branch Rd. 989.389.4935

Lifestyle Home Builders 109 Tuscany Circle • Saginaw, MI 48603 • Tuscany Villas

109 Tuscany Circle

MEET THE BUILDER

PREVIOUSLY FEATURED

Square Feet: 1,340 | Bedrooms: 2 | Bath: 2 | Style: Condo

HOME FEATURES: ©© Barrier free design. No steps entry, wider hallways & doors, ADA style fixtures and hardware. ©© Energy Star Certified construction provides for low cost utility bills.

Dennis Dittenber BUSINESS ESTABLISHED: 1978

Founded in 1978, Lifestyle Home Builders & Design has become one of the foremost builders in the area. At Lifestyle Home Builders & Design our goal has always been to provide the best living experience for our clients. Our concern for detail in architecture, function, budget and all phases of the home building process has been evident by the personal touch we give each and every client. It is this continuing vision that has led to the development of the company you see today.

©© Tuscany Villas’ new upscale floor plan with spacious carefree living in the heart of Saginaw Township. ©© This 1,340 square foot model is a spacious one story villa plan with European accents, luxury appointments and the ultimate in main floor living convenience. ©© It features 2 bedrooms and 2 full baths. Bright and open main floor gathering room has volume ceilings, fireplace and opens to a dining room and the custom super-efficient kitchen. Kitchen includes semi-custom cabinetry, stainless steel appliances and granite countertops. The master suite offers a large walk in closet, a private master bath with walk-in ADA shower, wood cabinetry and molded counter tops. Also included are a patio, main floor laundry and 2-car garage. Full basement, ready for your custom finish.

We pride ourselves on timeless designs crafted to last for many years to come. Not only should your new home look well-designed, but we believe that every aspect should offer seamless functionality for your family’s needs. Timeless Designs… Perfectly crafted to fit your lifestyle.

(989) 797-4740 www.lifestylehomebuilder.com

wildfireâ&#x20AC;Śfor mortgage

realizeyour dream Wildfire Credit Union is your home loan headquarters, offering a full range of mortgage loans with competitive rates. All loans are serviced by Wildfire â&#x20AC;&#x201C; with exceptional people you know and trust. Inquire now about our 10, 15, 20, and 30 year fixed rate mortgages along with 5, 7 and 10 year balloon product. Realize your dream of home ownership today!

D is tinc tively B et ter Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

Stephen Flora Homes 3820 Midnight Path • Saginaw, MI 48603

3820 Path 2379Midnight Moonglow Ct

MEET THE BUILDER Stephen Flora OVER 20 YEARS IN BUSINESS Aside from your family, we believe your home is the single most important investment in your life. When we build your home, your investment is taken very seriously. With your ideas, plans and desires combined with our experience, we are able to create a home that is truly a unique expression of you! Starting at age fourteen, Stephen Flora began working alongside his father, learning the art of finish carpentry. From that perspective, he gained an understanding of what it takes to achieve a quality finished product. His belief is that a hands-on approach from the builders is the only way to ensure quality throughout the construction process. A Stephen Flora Home is one that really stands out from the rest! Our combination of unique exteriors, well designed floor plans and bold interior finishes make our homes one-of-akind. We work closely with our sales associates to keep our homes on the cutting edge of design and function and ensure that a Stephen Flora Home is one that will maintain its value for years to come. When you decide to build with us, you are working with a company that prides itself on having satisfied customers. We achieve this by adhering to a life long commitment of Honesty, Quality, and Fairness throughout every stage of the construction process and most importantly, after the sale.

Square Feet: 1,725 | Bedrooms: 3 | Bath: 3 | Style: Ranch

HOME FEATURES: Ding! Ding! Ding! You’ve hit the home jackpot with this spacious ranch. This custom designed, 3 bedroom, 3 bath ranch is stockpiled with bells and whistles. Space is premium here, with an open floor plan and vaulted ceilings. Rustic hickory flooring anchors the kitchen and dining areas while generously defining these spaces. Upon entering the master suite, you’ll see a luxury-filled bath with a stunning walk-in shower highlighted by curved glass doors. Heated tile floors and dual sinks also compliment with high-end comfort. The open kitchen is great for entertaining, and ideal for the chef in your family. Granite countertops, tile backsplash, stainless steel appliances, and multiple prep stations crave home cooking and fresh ingredients! The walk-in pantry with pocket door allows ample space for all your goodies. The first floor laundry is spacious with a custom folding table and storage space for all things laundry. Custom lockers and bench seats in the mud entry are great additions to the home and set the standard for organization. Want more? Not a problem here! The expansive basement has been strategically divided into a spacious rec room, custom work out studio, home office, and hobby shop. It even features a custom built-in aquarium! And one more thing - this home has received an ENERGY STAR Certification for energy efficiency! This highly sought-after rating is achieved through the inclusion of a 95% efficient furnace and a customized ventilation system. These inclusions ensure that this home is as energy efficient as it is beautiful. Enjoy!

(989) 239-1274 stephenflorahomes.com

Donâ&#x20AC;&#x2122;t wait to shop! t our Check ou Y o BU websitve t ! OW ONLINE N

visit us online at northeasternpaint.com

SAGINAW

2883 McCarty Road 989.799.8190

BAY CITY 3950 North Euclid 989.686.8910

EXPERIENCE. QUALITY. SERVICE. 9

Heritage Builders & Sons, LLC 4461 Brookstone Dr • Saginaw, MI 48603 • Autumn Ridge

4461 Brookstone Dr

MEET THE BUILDER Square Feet: 4,000 | Bedrooms: 4 | Bath: 4.5 | Style: 2-Story

HOME FEATURES: ©© Working closely with our homeowners, we were able to build a truly one of a kind home that reflects their wants, personality, and needs. ©© Upon entering their home, the first thing you see is the impressive open stairway that has over 300 black iron spindles.

Michael & Charlene Ratajcak Michael Ratajczak, president of Heritage Builders & Sons, LLC began his building career over 30 years ago with a mix of residential and commercial properties. Today, Michael’s main focus is residential building, where he enjoys the challenge of designing and building unique homes. Michael’s business has evolved into a family affair, working closely with his wife Charlene. Michael and Charlene are hands-on builders, working closely with their employees and tradesmen to make sure everything is built to a high standard and exceptional quality. When building a custom home, Michael and his wife work closely with the homebuyers. They realize that their new home is something that they have worked hard to attain, so they listen closely to the family’s wants and needs, and then together with the homeowner, they design a home to meet their dreams and their budgets.

©© Our homeowner loves BLING! We incorporated this love into chandeliers, fans, and even carried it into the shower tile - this home truly sparkles! ©© A contemporary fireplace is highlighted with a tiled 19 foot wall. ©© The man cave represents our homeowner’s love for his alma mater - Michigan State University. From the green base and case, to the matching interior doors, to even Sparty. Go Green! ©© For the kids, the second floor belongs to them: a loft area where they can play their video games, and with mom’s input, their own laundry room. ©© Custom window treatments throughout this home, everything from motorized blinds that you can program to operate, to beautiful Roman shades, all made with custom fabrics. ©© Heritage Builds and Sons LLC welcomes you and looks forward to showing you one of our unique custom homes.

HERITAGE BUILDERS & SONS LLC (989) 737-7064 ratajczak@chartermi.net

Kerns Custom Homes, Inc. 4558 E Lakecress Dr • Saginaw, MI 48603 • Lawndale Farms

4558 E Lakecress Dr

MEET THE BUILDER Square Feet: 1,700 | Bedrooms: 3 | Bath: 2.5 | Style: Ranch

HOME FEATURES: ©© Open kitchen, breakfast nook, and great room with vaulted ceiling ©© Granite countertops in kitchen and baths ©© LVP and ceramic tile floors throughout ©© 5 panel painted doors with craftsman style wide trims

Kevin Kerns BUSINESS ESTABLISHED: 1985

When I first started in construction, houses were very simple to build and very repetitive in style. Today, there is none of that! Everything is custom, especially the kitchens. We start with your ideas and make them a reality. For over 32 years, we still have the same values; to build as consciously as we can, and to use the best materials and technology available to give you the quality home of your dreams. That’s why I’m on site almost every day - to make sure all questions get answered. We truly “Build for a Lifetime of Enjoyment.”

©© Walk-in closets in all bedrooms ©© Large laundry room ©© 9 foot high full basement ©© Mix of siding styles on exterior with stone accents ©© Extra side yard parking for trailer or RV

KERNS CUSTOM HOMES, INC

(989) 790-2624 kevin@kernscustomhomesinc.com kernscustomhomesinc.com

GREAT LAKES HOMES IS A PROUD SPONSOR OF CLASH FOR A CURE

Zietz Builders 3957 Preserve Dr • Saginaw, MI 48603 • Woods Preserve

DRIVE-BY ONLY 3957 Preserve Dr

MEET THE BUILDER

PREVIOUSLY FEATURED

Square Feet: 3,800 | Bedrooms: 4 | Bath: 6 | Style: 1.5 Story

HOME FEATURES: ©© This home may by drive by only, but it’s still a beautiful sight, worth a few minutes of your time! Going past, you’ll immediately notice how the wooded lot and craftsman style home complement each other perfectly

Steve Zietz Personal attention and professional results is what Zietz Builders has built their reputation on for more than 35 years. While trends and styles have changed over the years, one thing remains consistent and strong: Steve’s committment to quality, and making his customers’ dreams come true. He believes in building a solid foundation in everything he does, which is why he takes a personal approach to building. During the project, you’ll see Steve there at the home working, creating, and building. You can trust that he is building your home as he would if it were for his own son or daughter.

©© Custom trim work and finishes ©© The exterior of this home has many eye catching features with its collaboration of real stone, board and batton, and shake siding ©© Large wrap-around front porch and covered back porch make a perfect spot to relax, and gives the home an inviting look ©© Beautifully custom built kitchen cabinets and bathroom vanities are one of a kind works of art, all topped with impressive quartz stone ©© This home, with its four-season sunroom is a great place to relax and enjoy watching nature ©© We have the floors covered with rich looking hand-scraped hickory, lots of custom tile work, and a touch of softness in the bedrooms with carpet

See in-h om photos e i the Par n ade Craze A pp!

With Zietz Builders, ever single detail is addressed with the highest concern for quality. Steve believes you get what you pay for, and with a Zietz built home, you get the best of quality and time assurance that your investment will last for years to come. Every home built by Zietz Builders reflects the evolution of continuing education and new technology in today’s market. Choosing Zietz Builders is one of the best decisions you can make for yourself and your family.

Personal attention = Professional Results (989) 781-0080 steve@zietzbuilders.com zietzbuilders.com

THE GION ING E SERV S BAY R AKE 1976 L T A E GRE SINC

Celebrating Years g beautiful homes in the Saginaw8490 Bay region for Midland Road Freeland, MI 48623 twenty years, Bueker Development continues today of Building! WWW.ANSWERSOS.COM ergy efficient, superior value FACEBOOK.COM/ANSWERSOS homes to our customers. ur lovely communities Hemlock, just minutes from Twenty sixinyears of beautiful homes, today downtown as Saginaw Midland. then, weand strive to create comfortable,

989-695-9561

Freeland, MI 48623 FACEBOOK.COM/ANSWERSOS Freeland, MI 48623 WWW.ANSWERSOS.COM WWW.ANSWERSOS.COM FACEBOOK.COM/ANSWERSOS

EMERGENCY SERVICE

SERVICE

FACEBOOK.COM/ANSWERSOS

unique homes of superior value for our clients. Whether your land or ours, your Woodridge dream is realized. Visit our Subdivision lovely Woodridge and Ederer Woods Lots communities in Hemlock available • where the natural beauty of

Build to suit

Total Living Environments is just a phone call away!

hern Pintail Drive

edroom, 2 fullOffice bath ble, full basement, oded lot... Call for information.

r Woods

24 HOUR Contact us at Contact us at 989�695�9461 HOUR 2424HOUR Midland Road Contact us at EMERGENCY EMERGENCY 24 HOUR Contact 8490 us989�695�9461 at 989�695�9461EMERGENCY Freeland, MI 48623 24 HOUR Midland Road SERVICE SERVICE SERVICE8490 WWW.ANSWERSOS.COM EMERGENCY 8490 Midland Road

231.398.9474 Cell 231.233.5843

buekerdevelopment.com Several spacious parcels available

98-9474 • buekerdevelopment.com

Cobblestone Homes 6842 S Burning Bush • Saginaw, MI 48603

MEET THE BUILDER At Cobblestone Homes, we believe there’s no more honorable calling than to create the place where life’s most precious memories happen. We don’t just build homes. We construct the steps that your little girl walks down wearing her prom gown. We craft the floors where your baby learns to crawl. Inside the walls of a Cobblestone home, you’ll kiss your children goodnight, and hug family and friends arriving for holiday celebrations. Those moments are why we do what we do the way we do it. We build better homes so families can live life to the fullest. This principle is always at the forefront of our familyowned business. We feel good knowing that our families have made a solid financial, emotional, and social investment when they buy a Cobblestone home. That attitude has earned us accolades. Cobblestone is recognized regionally, statewide, and nationally for its commitment to quality and innovation.

PREVIOUSLY FEATURED

Square Feet: 2,232 | Bedrooms: 4 | Bath: 2.5 | Style: 2-Story

HOME FEATURES: ©© Charming Shake Style 2-story dressed in soft sage green with a crisp white trim and stone accents. ©© A spacious hardwood foyer invites you in as you stroll inside. Look to the right and find a flex room that would make a perfectly located office or den. ©© Large oversized windows bathe the home in natural light highlighting the rich stain of the fireplace. ©© Enjoy the open concept of the living, dining and kitchen area as you take in the unique warm grays of this inspiring kitchen. ©© The master suite is a winner with a separate sitting area and spacious master bath with double single vanities, a tiled shower and a closet for days. ©© No one will be disappointed in this home with 3-additional bedrooms each with walk-in closets and a large family bath.

5474 Garfield Rd • Ste 2 Saginaw, MI 48603 (989) 692-0210 info@cobblestone.me Cobblestone.me

Schauman Development Building or buying a new home is the single most important investment next to raising a family, and that’s why Schauman Development invests in these local communities. Developing, investing, creating and growing family friendly neighborhoods in local communities where you can be proud to live. When considering your next home — from our family to yours...consider a Schauman Development neighborhood

Saginaw Township • Lawndale Farms Freeland • North Meadows • Springwood • Quail Hollow • Sova Farms Hemlock • Woodland Place • Richland Farms Midland • Siebert Woods • Hawks Nest Bay City • Holly Springs • Brookside

- Custom Homes Remodeling & Additions Energy Star Homes

Over 39 years of experience building Quality Homes

(989) 642-2868 www.rattibuilders.com

Let Ratti Builders help make your dream home a reality

Wi n d o w A n d D o o r C e n t e r. C o m

Greystone Homes 19 Sawmill Creek • Saginaw, MI 48603 • Sawmill

8 19 Sawmill Creek

MEET THE BUILDER Square Feet: 3,060 | Bedrooms: 4 | Bath: 3.5 | Style: 2-Story

HOME FEATURES:

Kelly Wall BUSINESS ESTABLISHED: 2001 The owner of Greystone Homes, Kelly Wall, is an engineer with a passion for great home design, and works to incorporate the best in modern builidng science and energy efficiency into your home. At Greystone, we believe that there is a difference when superior design is employed, quality materials are used, and skilled craftsmen honor attention to detail. You can have the home you envision, and we can help make it affordable. We will guide you throughout the planning and construction process to make your new home fabulous and the process itself enjoyable. Greystone strives to give each customer not only the home of their dreams, but also an unparalelled building experience. ●● ●● ●● ●●

The The The The

difference difference difference difference

is is is is

in the design! in the details! in the experience! Greystone Homes!

Iconic craftsman style design and details. The beauty of the exterior and integrated landscaping will catch your attention. The beauty and details within won’t disappoint. This craftsman two story, 3,060 square foot home features 4 bedrooms, 3.5 baths, office, walk in pantry, a large Trex deck, and even a parlor. Oak floors, a stone fireplace with raised hearth, box newel post rail system, flat panel wainscoting, and a large kitchen island bring warmth and coziness to this open floor plan. The real stone veneer and cedar exterior will take you back to a time when homes were built with integrity and attention to detail. Other details not to be missed include paver walkway, copper roof detail, barrel vault front porch, interior transoms, quartz countertops with detailed kitchen backsplash and beautiful bathroom tile work. What you won’t see behind the design details (but we’ve made sure it’s there) is state-of-the-art forced heating and air conditioning, on-demand water heating, and super insulation to achieve an energy efficient home. You’ll also find Superior Wall’s basement system, high performance windows, and energy saving construction, complete with Greystone Homes quality and workmanship. We invite you to experience this fantastic new home.

6408 W. Wackerly St. Midland, MI 48642 (989) 835-6965 greystonehomesmi.com

Covenant Structural Heart Disease Program

Structural Heart Disease Program Services Research shows that an estimated two million people in the U.S. are currently living with structural heart disease. While most individuals can have surgery to help improve their heart condition, some patients may be considered intermediate or high-risk. As a result, they find themselves living in constant fear and exhaustion because they’ve been told that there is nothing else they can do. Now there’s new hope for these patients. With the first and most comprehensive Structural Heart Disease Program in the Great Lakes Bay Region, Covenant Center for the Heart is leading the way with new, emerging options in minimally-invasive treatments.

The Structural Heart Disease Program offers two minimally-invasive procedures for intermediate or high-risk heart patients Transcatheter Aortic Valve Replacement (TAVR) – Individuals with aortic stenosis need an aortic valve replacement. When the aortic valve is not fully open, patients suffer a decrease in blood flow from the heart to the body. While open heart surgery is the ideal treatment for aortic stenosis, a third of these patients do not qualify for the surgery. This minimally-invasive procedure repairs the narrowing valve by wedging a replacement valve in place, which expands and pushes the old valve out of the way. Participating TAVR Physicians: Firas Alani, MD; Parthiv Amin, MD; Peter Fattal, MD; Adebambo Kadri, MD; Safwan Kassas, MD; Daniel Meldrum, MD and Manoj Sharma, MD.

Watchman – To lower stroke risks, this device is permanently implanted to close the Left Atrial Appendage (LAA), the source for a large majority

of stroke-causing blood clots in people with non-valvular atrial fibrillation. The Watchman device helps prevent the migration of blood clots from the LAA, reducing the patient’s risk of stroke. Participating Watchman Physicians: Firas Alani, MD; Safwan Kassas, MD and Asim Yunus, MD.

In addition, our extraordinary heart team also provides other structural heart disease procedures Patent Foramen Ovale (PFO) procedure – This is a catheterbased closure of atrial and ventricular wall defects, commonly known as a “hole in the heart”. Atrial Septal Defect (ASD) procedure – A catheter is threaded through a blood vessel in the body up to the heart. Then, a closure device is threaded through the catheter and placed into the ASD, an abnormal hole in the wall separating the top two chambers of the heart. Our Structural Heart Disease Program consists of an extraordinary, multidisciplinary team of experts who work together to develop a customized treatment plan for every patient. This includes cardiologists, interventionalists, cardiac surgeons, anesthetists, nurses and technicians (cath and electrophysiology lab, ECHO and surgical). Our newly emerging minimally-invasive treatment options might be just right for you, giving you an improved quality of life you didn’t think possible. Contact Covenant Structural Heart Coordinator Deb Best, MSN, RN at 989.583.7171 to learn more about the Structural Heart Disease Program at Covenant Center for the Heart. ©2018 Covenant HealthCare. All rights reserved. Bus. Dev. (AQ/RF) Rev. 2/18

Where luxury meets affordability.

NOW BUILDING IN: Freeland Springwood North Meadows Sova Farms

Saginaw Township Lawndale Farms Pleasant View Estates

DAVE DENNIS, OWNER www.myglh.com

Bangor Township Liberty Square

Auburn Grey Hawk

Houghton Lake Elks Ridge

Ph. 989.573.2744 ddennis@48629@yahoo.com

5000 square-foot show room opening this summer 220 Nor th Main St. Freeland! 20

1. GEIERSBACH CONSTRUCTION

8. GREYSTONE HOMES

2. LIFESTYLE HOME BUILDERS

9. COBBLESTONE HOMES

2379 Moonglow Court Saginaw, MI 48603 NOVA RIDGE 109 Tuscany Circle Saginaw, MI 48603 TUSCANY VILLAS

19 Sawmill Creek Trail Saginaw, MI 48603 SAWMILL WEST 1 Millpond Trail Saginaw, MI 48603 SAWMILL WEST

3. STEPHEN FLORA BUILDERS

10. MOELLER CONSTRUCTION

4. HERITAGE BUILDERS & SONS

11. WINTERSTEIN BUILDERS

3820 Midnight Path Saginaw, MI 48603 4461 Brookstone Saginaw, MI 48603 AUTUMN RIDGE

5. KERNS CUSTOM HOMES 4558 Lakecress Dr Saginaw, MI 48603 LAWNDALE FARMS

6. ZIETZ BUILDERS

5800 Cotton Top Crest Freeland, MI 48623 QUAIL HOLLOW

12. PISTRO BUILDERS

10436 Laurel Woods Place Freeland, MI 48623 SPRING WOOD

13. PISTRO BUILDERS

3957 Preserve Dr Saginaw, MI 48603 WOODS PRESERVE

10425 Prairie View Court Freeland, MI 48623 NORTH MEADOWS

7. COBBLESTONE HOMES 6842 S. Burning Bush Saginaw, MI 48603 GATEHOUSE MANOR

PARADE OF HOMES

4511 N. Gleaner Rd Freeland, MI 48623

14. GREAT LAKES HOMES

10444 Prairie View Court Freeland, MI 48623 NORTH MEADOWS

Guidlines for the Public

©© There are no public restrooms. ©© Strollers are not allowed in homes. ©© Please hold children's hands while touring homes. ©© All homes are smoke-free environments.

©© Please remove shoes. No bare feet or nylons – please have socks on or use foot covers if provided. ©© Food and beverages are not allowed in homes. ©© No photographs.

15. GREYSTONE HOMES 2755 N. Lakeview Dr Sanford, MI 48657

16. COBBLESTONE HOMES 201 E. Lakeshore Dr Hope, MI 48628

17. COBBLESTONE HOMES 3644 Coyote Ridge Circle Midland, MI 48642 COYOTE RIDGE

18. GREAT LAKES HOMES 2011 Prairie Point Auburn, MI 48611

19. RATTI BUILDERS 411 Ireland Court Auburn, MI 48611

20. BEAGLE CONSTRUCTION 2513 Amelith Bay City, MI 48706 IRISH ACRES

LEGEND = NEW HOMES = REMODEL = CONDO = DRIVE-BY ONLY

RED SHAPES DENOTE PREVIOUSLY FEATURED HOMES

©© Do not park or trespass on adjacent property.

FOR YOUR Parade Convenience... Use the Parade CrazeÂ® App to make your route and view more information about each house!

WIXOM LAKE

17 15

MIDLAND

SANFORD LAKE AUBURN 18

BAY CITY FREELAND

13 14 12

11 10

2 6 4 9 7 3 1 8

SAGINAW

START HERE

2379 Moonglow SAGINAW

109 Tuscany Circle SAGINAW

Geiersbach Construction | Page 4

3820 Midnight Path SAGINAW

Lifestyle Home Builders | Page 6

D Y RIVE-BY L N O Y B - EONLY VIRD

4558 E Lakecress Dr SAGINAW

Zietz Builders | Page 14

1 Millpond Trail SAGINAW

Greystone Homes | Page 18

10436 Laurel Woods Pl FREELAND

Winterstein Builders, Inc. | Page 28

Pistro Builders | Page 30

 CARTER RD 

 WEBSTER RD 

14  WEBSTER RD 

19 Sawmill Creek SAGINAW

5800 Cotton Top Crest FREELAND

Moeller Builders| Page 26

Heritage Builders & Sons, LLC | Page 10

Cobblestone Homes | Page 16

4511 N Gleaner Rd FREELAND

Cobblestone Homes | Page 24

10425 Prairie View Ct FREELAND

4461 Brookstone Dr SAGINAW

6842 S Burning Bush SAGINAW

Pistro Builders | Page 32

Stephen Flora Homes | Page 8

3957 Preserve Dr SAGINAW

Kerns Custom Homes | Page 12

10444 Prairie View Ct FREELAND

Great Lakes Homes | Page 34

2775 N Lakeview SANFORD

Greystone Homes | Page 36

3644 Coyote Ridge Circle MIDLAND

2011 Prairie Point Dr AUBURN

Cobblestone Homes | Page 40

Great Lakes Homes | Page 42

201 E Lakeshore Dr HOPE

Cobblestone Homes| Page 38

411 Ireland AUBURN

Ratti Builders | Page 43

2513 Amelith Rd BAY CITY

beagle construction | Page 44

Cobblestone Homes 1 Millpond Trail • Saginaw, MI 48603 • Sawmill West

PREVIOUSLY FEATURED

Square Feet: 1,730 | Bedrooms: 3 | Bath: 2 | Style: Condo

HOME FEATURES: ©© Nestled up to the Sawmill Golf Course, this elegant brick and stone home offers a luxurious resort lifestyle ©© Let the charming view of the pond captivate you as you walk into this completely redesigned floorplan at Sawmill West ©© Hardwood floors, and 10 foot ceilings accentuate the light-filled open living space of this elegant home ©© Warmth radiates from the kitchen with its lightly glazed cabinetry, custom wood hood vent, leathered granite countertops, and crackled ceramic tile backsplash ©© Tucked in the great room, the custom fireplace surround flanked by a hand-crafted built in adds character to this stunning home ©© Be lured into the master suite complete with crown modling, tray ceiling, and a master bathroom suite featuring a tiled shower, separate water closet, quartz countertops, and a large walk-in closet ©© The full basement is perfect for extra storage, or designed for tremendous opportunity for additional space ©© Enjoy morning coffee or an afternoon nap after a great game of golf from the relaxing covered porch

5474 Garfield Rd • Ste 2 Saginaw, MI 48603 (989) 692-0210 info@cobblestone.me Cobblestone.me

Moeller Builders 4511 N Gleaner Rd • Freeland, MI 48623

10 4511 N Gleaner Rd

MEET THE BUILDER

PREVIOUSLY FEATURED

Square Feet: 1,200 | Bedrooms: 2 | Bath: 1.5 | Style: Ranch/Remodel

HOME FEATURES:

Brett, Nathan, and Les Moeller 25 YEARS IN BUSINESS!

Our goal is to understand our clients’ lifestyles, and build beautiful spaces that enhance their custom home build vision, beyond any and all challenges. No matter how many homes we build, the common factor is the client. We consider clients our priority and feel lucky to make so many new, long-term friendships through our work. Moeller Builders Inc. was started in 1992 by Les & Vickie Moeller, and is now being run by their two sons Brett and Nathan with the same beliefs that the company was founded on, making them a successful 2nd generation company. Moeller Builders Inc. is a member of the Midland, Saginaw, Northern Michigan, & Grand Traverse Home Builders Associations.

©© 9’ ceiling with 2”x 6” construction with Marvin Ultimate Window casement collection Tripane with Krypton Glass windows ©© Custom maple cabinets in kitchen from floor to ceiling, tile backsplash in Rhapsody handmade tiles with Jenn-Air built in appliances and Brazilian Granite countertops ©© Kohler plumbing fixtures throughout the home ©© Light fixtures are James R. Moder with Strauss quality crystals ©© Petitsin classic interior ornaments ©© Unico Variable Speed Mini-Duct central heating and air conditioning system with a Bryant 13 SEER Puron heat pump ©© Renewaire Energy Recovery Ventilator for fresh air to house ©© 90.6% Energy Star rated boiler for in-floor heat in home and garage ©© Quarter sawn red oak with reflective pad specially designed to go over radiant heat floor ©© Natural limestone floors in sun room, laundry, and bathrooms, master bath has natural stone tub surround, and shower, including Elevance waterfall handicap tub ©© Exterior siding is Exteris hand-split shakes ©© Roofing is lifetime warranty triple laminated Presidential shakes by CertainTeed ©© Garage floor in Eco-CorFlex Industrial Polymers by Garage Floor Coating of Michigan ©© Professional custom–designed water feature integrated into landscaping ©© Barn is 30’x40’ with 12’x30’ finished area

(989) 692-1034 MoellerBuildersInc.com nnmoeller@aol.com

Winterstein Builders, Inc. 5800 Cotton Top Crest • Freeland, MI 48623 • Quail Hollow

11 5800 Cotton Top Crest

MEET THE BUILDER Square Feet: 1,740 | Bedrooms: 3 | Bath: 2 | Style: Ranch

HOME FEATURES: ©© Open floor plan for entertaining ©© Split bedrooms for master privacy ©© First floor laundry area off back door ©© Nice sized front and rear porches ©© Walk-in tiled shower in master with garden tub ©© Full basement for additional space and/or storage

Randy & Becky Winterstein; Sons Josh & Nathan; Dog Indiana

BUSINESS ESTABLISHED: 1978

Our family business has evolved from our kids just hanging out at the jobsite to the place where they are actually doing the work. It is a blessing to have them working with us, and it is a privilege for Becky and I to partner with them to serve our customers. We started this business in 1978 at the age of 20. We have had some of the best customers possible, and look forward to handing the baton on to our boys. Josh and Nathan have learned so much over the past few years, and we are very excited to see where they take it from here. We want to thank our past and current customers for making these past 40 years great, and our future customers for believing in us.

(989) 793-1920 wintersteinbldrs@sbcglobal.net

Please call for a FREE ESTIMATE for a new furnace or air conditioner.

TIM DOLAN Sales Manager

NEW IMAGE

Joe Karpuk RealtorÂŽ

If you need to buy or sell, please call or text me. I will be happy to help. IndependantDealer Dealer Independent

w H EATING G & Air Conditioning Co., Inc. 1905 N. Michigan Ave., Saginaw

(989) 753-8476

989-928-5882 joekarpuk.com Proud Member Of 29

Pistro Builders 10436 Laurel Woods Pl • Freeland, MI 48623 • Spring Wood

12 10436 Laurel Woods Pl

MEET THE BUILDER Charlie Pistro BUSINESS ESTABLISHED: 2007

Founded in 2007, Pistro Builders has built its foundation on honesty, integrity, and personability. Owner, Charlie Pistro, is known as a smart, innovative, and thoughtful builder of quality Michigan new homes. With over 120 homes in the last 10 years, and many remodeling jobs, the company has held a tradition of crafting beautiful homes with functional floorplans, catering to the distinct needs of today’s homebuyers. From site selection to the sales of completed homes, Pistro Builders focuses on the creation of lasting residential, commercial, renovations, and restorations with distinctive character and elegant appeal. Pistro Builders takes pride in keeping things local. Frequenting local suppliers, using talented local subcontractors, and buying their work trucks - all locally! In addition to that, we understand the importance of location. We work with great developers in wonderful subdivisions, giving you plenty of residential homes and commercial building sites.

Square Feet: 1,984 | Bedrooms: 4 | Bath: 2.5 | Style: 2-Story

HOME FEATURES: ©© Large mud room with cubbies and large coat closet ©© Kitchen has white cabinets, granite countertops, and stainless steel appliances ©© Upstairs bathrooms have large vanities ©© Gray luxury vinyl plank flooring in kitchen, dining, laundry, and mud rooms ©© Large 24 x 24 two-car garage ©© Beautiful wainscotting in dining room ©© Energy Star certified home to keep your energy bills low

5932 Midland Rd Freeland, MI 48623 (989 737-7751 charles@homesbypistro.com

ACCA Energy Star Home Quality Assured Contractor

SALES SERVICE INSTALLATION COMMERCIAL • RESIDENTIAL NEW CONSTRUCTION

March 23 & 24

MARKET

GROW

CONNECT

SVSU Ryder Center HBAS.org for more

200+ vendors, cash & carry sales, prizes & more.

Your dream home is waiting.

Paint & Wallpaper Carpet & Flooring Window Treatments Commercial Re-Decorating

Sonia Severin

Decorating Consultant 5789 State Street • Saginaw, Michigan 48603 Phone 989.793.6182 • 800.393.7683 Fax 989.793.2584 sonia@westsidedecoratingcenter.com

BUILD

Home & Garden Show

Designers’ Touch Decorating Center, Inc. | 8362 Midland Rd Freeland, MI 48623 | 989.695.8090 | www.dtdecorating.com

SHOWCASE

Save the Date

781-1180

From ceiling to floor, walls to windows, you can find great examples of our interior decorating capabilities at www.dtdecorating.com. Special thank you to the builders and home owners who give us the opportunity to work with their homes!

Our Construction & Renovation Products Megan Kuch

Mortgage Loan Officer

NMLS# 707552 4815 State Street Saginaw, MI 48603 p - 989.776.7410 c - 989.780.0585 e - megan.m.kuch@huntington.com www.huntington.com/mortgage/kuch-megan

All loans are subject to application and credit approval, satisfactory appraisal and title insurance. Terms, conditions and loan programs are subject to change without notice. Other terms, conditions and restrictions may apply. The Huntington National Bank is an Equal Housing Lender and Member FDIC. ®, Huntington® and Huntington. Welcome ® are federally registered service marks of Huntington Bancshares Incorporated. ©2018 Huntington Bancshares Incorporated. NMLS ID #402436 (06/17)

Pistro Builders 10425 Prairie View Ct • Freeland, MI 48623 • North Meadows

 CARTER RD 

 WEBSTER RD 

10425 Prairie View Ct

MEET THE BUILDER Charlie Pistro BUSINESS ESTABLISHED: 2007

Square Feet: 2,387 | Bedrooms: 4 | Bath: 3.5 | Style: 1.5-Story

HOME FEATURES: ©© Beautiful wood stairway with metal spindles ©© Black windows inside and outside ©© Stone, gas fireplace ©© Large back porch to entertain ©© Cubbies and coat closet in mud room ©© Large pantry in beautiful kitchen with gray stained cabinets ©© Laundry room with folding counter and hanging rack ©© Beautiful coffered ceiling in den/dining room ©© Tiled shower in the elegant first floor master suite ©© Engery Star certified home to keep your energy bills low

5932 Midland Rd Freeland, MI 48623 (989 737-7751 charles@homesbypistro.com

7:30am - 12:00pm

Great Lakes Homes 10444 Prairie View Ct • Freeland, MI 48623 • North Meadows

 CARTER RD 

 WEBSTER RD 

10444 Prairie View Ct

MEET THE BUILDER David Dennis GREAT LAKES HOMES’ HISTORY After receiving a BS from Central Michigan University, David Dennis entered the construction business 20 years ago doing rehabilitation work and remodels. Over the past five years, he shifted his focus to working solely on building new homes. In his first year building from scratch, he built one home. The following year, two homes. This allowed him to go through the process making sure everything went right as he learned and gained experience. Since then, the volume of business has steadily increased to 16 homes in 2017, and 25 homes in 2018. Dave continues to love what he does and can’t wait to build the next house! A major contributor to his philosophy, Dave took his experience of having a new home built for himself to shape his building process and relationship with clients.

Square Feet: 3,160 | Bedrooms: 4 | Bath: 3 full, 2 half | Style: 2-Story

HOME FEATURES: ©© Spacious kitchen with double convection ovens, farmhouse sink, gas cooktop with pot filler ©© Large mudroom with built-in locker system ©© Walk-in pantry ©© 800 square foot finsihed basement with half bath ©© Huge master bath with walk-in shower and soaker tub ©© Large main bath with dual sinks ©© Second floor laundry ©© Beautiful gas fireplace with barn beam mantle ©© Covered back patio with second patio and gas fire table ©© Completely landscaped half acre lot with sprinkler system

OUR PHILOSOPHY AS A BUSINESS Dave says the business’ philosophy is not to cut corners just to save a couple of dollars. “It should never be hard to do the right thing,” says David. He also helps guide new homebuyers through the features they will need in a home. He says there are many things homebuyers won’t know until they have actually lived in their home. Dave says Great Lakes Homes tries to eliminate the surprises by doing things right the first time. For example, the company always puts in a 20 foot wide driveway so residents can park two cars side by side with enough room to get in and out of them comfortably. Other considerations include installing a main door in the garage where it can be used, and putting on a large back patio so that it will be able to accomodate lawn furniture.

9515 N River Rd Freeland, MI 48623 (989) 573-2744 myglh.com

Home Eagle Forest

•

Larger lots, some over 1 acre Outbuilding options available

Contact us today to reserve your lot! The most diversified group in the Great Lakes Bay Area. We’ll help you find the right fit for your family, whether it’s building your dream home, purchasing an existing home, renting a townhome, or remodeling your current home.

989.737.8023 theklohagroup.com

2825 Bay Rd. | Saginaw, MI 48603

989.692.0310 kloha.com

7202 Midland Rd. | Freeland, MI 48623

Greystone Homes 2775 N Lakeview • Sanford, MI 48657

2775 N Lakeview

MEET THE BUILDER Square Feet: 2,250 | Bedrooms: 4 | Bath: 4 | Style: 1-Story

HOME FEATURES:

The The The The

difference difference difference difference

is is is is

in the design! in the details! in the experience! Greystone Homes!

Every detail is there and it’s all custom! The old cottage with the collapsing foundation was removed to make way for this splendid new cottage of 2,250 square feet with a gorgeous view of Sanford Lake. Indoors and outdoors intermix with an expansive Trex deck with cable rail and rain capture system to keep the basement walkout area below dry. An outdoor spiral stair connects upper deck and lower patio where you can retreat back indoors to an additional 2,000 square feet of finished rec space. This home includes 4 bedrooms, 4 baths, theatre room, sauna, two fireplaces, and an art studio. Some of the details not to be overlooked include vaulted great room ceiling with repurposed barn beams, real stone veneers inside and out, oil finished hickory floors, knotty pine wainscoting (salvaged from the old cottage), open hickory tread staircase with handmade iron rail, office with custom murphy bed, leathered granite counters, Hardie cement siding with cedar porch columns/beams and fantastic landscaping. The artist owner collaborated with our interior designer to create a one of a kind masterpiece. What you won’t see behind the design details (but we’ve made sure it’s there) is state-of-the-art forced heating and air conditioning, on-demand water heating, and super insulation to achieve an energy efficient home. You’ll also find Superior Wall’s basement system, high performance windows, and energy saving construction, complete with Greystone Homes quality and workmanship. We invite you to experience this fantastic new home.

6408 W. Wackerly St. Midland, MI 48642 (989) 835-6965 greystonehomesmi.com

404 E. Woodlawn Ave. Hastings, MI 49058 800-442-8277

ATTENTION CONTRACTORS Discounts Available with Home Builders Association Membership!

HBA Membership Includes these Discounts 9 10% for selected contractors on a Commercial Package Policy 9 5% for Commercial Auto Policy

Other Available Credits and Discounts 9 Workplace safety credits â&#x20AC;&#x201C; up to 25% on Workersâ&#x20AC;&#x2122; Compensation 9 Multi-policy discounts 9 Discounts for favorable claim history

Contact your local Hastings Mutual independent agent today for more information about this great program! Associate Member Agents: Duclos Insurance Agency, Inc. | (800) 448-5355 Mid-Valley Agency, Inc. | (989) 781-3070 Preferred First Insurance | (989) 799-9082 37

Cobblestone Homes 201 E Lakeshore Drive • Hope, MI 48628

Square Feet: 2,400 | Bedrooms: 3 | Bath: 2.5 | Style: Ranch

HOME FEATURES:

©© Perched on a point at Wixom Lake, this 2,400 square foot home leaves you breathless with floor to ceiling windows opening up to endless views ©© The pretty red door isn’t the only thing that will catch your eye in this custom home that captures every detail perfectly ©© As you enter you’ll love the ease of style with warm hickory hardwood floors and the casual barn wood wall in the powder room ©© As you stroll inside you’ll be awestruck by the breathtaking views which might compete a little - and the incredible kitchen with gray stained maple cabinets and a tumbled stone backsplash anchored with a large center island designed with the thought of friends and family gathering around ©© The homeowners wanted to honor the natural beauty of their surroundings by keeping the finishes soft and earthy like the ledge stone fireplace surround ©© Every detail was carefully selected to make sure that the focus would always be on the incredible views, which is why we selected almost unnoticeable cable railings on the decks, where the owners can spend cool mornings sipping coffee and evenings enjoying the perfect sunset ©© Finishing off this home is the lower level continuing the unobstructed views of the lake and showing a family room with a custom bar area and a mirror backsplash ensuring that the view is always the first thing you see!

5474 Garfield Rd • Ste 2 Saginaw, MI 48603 (989) 692-0210 info@cobblestone.me Cobblestone.me

BARRIER-FREE

CONSTRUCTION From grab bars and ramps to remodeling projects, we aim to make your home fit for your lifetime. Our professionals work with you directly, and guide in making your home accessible, functional, and safe. We strive to set the bar for service and satisfaction as high as possible, and hope you’ll give us the chance to exceed your expectations.

REMODELING – RAMPS & RAMP RENTALS – STAIR & PLATFORM LIFTS – CEILING LIFTS ENTRYWAY MODIFICATION – WALK-IN TUBS – GRAB BARS & MORE!

(810) 670-3500

11395 N SAGINAW RD, CLIO, MI 48420

Cobblestone Homes 3644 Coyote Ridge Circle • Midland, MI 48642 • Coyote Ridge

Square Feet: 3,182 | Bedrooms: 4 | Bath: 4.5 | Style: 1.5 Story

HOME FEATURES: ©© Charming Craftsman nestled on over 3 acres on an unassuming cul-de-sac this home is a testament to perfection in design and craftsmanship ©© As you meander up the walkway to the gracious front porch and enter the foyer, you’ll see all the way through to the lovely covered porch ©© Take a breath and take in the lovely office right off the foyer with classic glass French doors ©© As you continue into the great room grounded by the traditional painted wood-clad fireplace accented with honed granite, gaze up to the vaulted 18 foot ceiling with a romantic catwalk adorned with a metal spindled railing ©© You won’t be able to tear yourself away from this Cobblestone dream kitchen designed by our own talented team. The beauty of true craftsmanship can be seen in Cobblestone’s own completely custom wood cabinetry. The painted timeless greige cabinets play beautifully off of the rich maple wood pewter stained island ©© Right off the pages of Traditional Home magazine, this master suite offers warmth and luxury from the tray ceiling, custom quartz topped island in the wonderful master closet to the luxurious master bath dressed in custom alder wood cabinets and beautiful quartz countertops. There’s not a more beautiful place to end the day ©© Upstairs you’ll find two adorable bedrooms with sweet window seats where little eyes will watch out the windows at night wishing on stars ©© If entertaining is what you had in mind, you’ll be torn to choose between the covered porch listening to the quiet sounds of nature to the finished lower level with a custom bar and billiards room

5474 Garfield Rd • Ste 2 Saginaw, MI 48603 (989) 692-0210 info@cobblestone.me Cobblestone.me

We offer low mortgage rates to build, buy, or refinance your home, with a variety of financing options to fit your familyâ&#x20AC;&#x2122;s needs. Our experienced lenders know the Mid-Michigan market and will guide you through every step of the process. Stop by your local office or apply online to get started.

anywhere

bank local. bank

isabellabank.com ď&#x20AC;¨800.651.9111 Member FDIC

isabellabankmi

Equal Housing Lender

Great Lakes Homes 2011 Prairie Point Dr • Auburn, MI 48611

18 2011 Prairie Point Dr

Square Feet: 1,840 | Bedrooms: 3 | Bath: 2.5 | Style: 2-Story

HOME FEATURES: ©© First floor master bedroom ©© Large master walk-in closet ©© 2-story foyer and great room ©© Whole home ventilation system ©© 8” plank hardwood flooring on first floor ©© Granite countertops with stainless steel farm sink ©© Large backyard with new trees ©© Completely landscaped

A major contributor to his philosophy, Dave took his experience of having a new home built for himself to shape his building process and relationship with clients. OUR PHILOSOPHY AS A BUSINESS Dave says the business’ philosophy is not to cut corners just to save a couple of dollars. “It should never be hard to do the right thing,” says David. He also helps guide new homebuyers through the features they will need in a home. He says there are many things homebuyers won’t know until they have actually lived in their home. Dave says Great Lakes Homes tries to eliminate the surprises by doing things right the first time. For example, the company always puts in a 20 foot wide driveway so residents can park two cars side by side with enough room to get in and out of them comfortably. Other considerations include installing a main door in the garage where it can be used, and putting on a large back patio so that it will be able to accomodate lawn furniture.

9515 N River Rd Freeland, MI 48623 (989) 573-2744 myglh.com

Ratti Builders 411 Ireland • Auburn, MI 48611

411 Ireland

MEET THE BUILDER Gary Ratti BUSINESS ESTABLISHED: 1981

The process of building a new home can be a daunting undertaking. Since 1981, Ratti Builders has been building Homes of the highest quality. The only builder offering a 5 year full warranty on his homes. We do not take short cuts or use substandard materials. You cannot build a quality home with inferior products or poorly trained carpenters. Over 800 homes designed and constructed in 37 years. Becoming the largest builder has never been our goal, becoming the finest area builder has always been our destination. Our quality team can assist you in design, land purchase, finance assistance, and complete support from contract to close. Your dream home starts with a call to Gary Ratti.

Square Feet: 1,770 | Bedrooms: 3 | Bath: 2 | Style: Ranch

HOME FEATURES: ©© 5 Star Plus Energy Rated ©© Covered rear porch and connected patio ©© Custom tile shower ©© Finished and insulated 3-car garage ©© North Star vinyl windows ©© Granite countertops throughout home ©© 11 foot ceilings in front entry and bedorooms ©© 10 foot ceilings in great room and kitchen ©© Tray ceiling in the master bedroom and great room ©© Walk-in pantry

4515 N Steel Rd Hemlock, MI 48626 (989) 642-2868 rattibuilders.com

beagle construction, llc 2513 Amelith Rd • Bay City, MI 48706 • Irish Acres

20 2513 Amelith Rd

MEET THE BUILDER Square Feet: 1,732 | Bedrooms: 3 | Bath: 2.5 | Style: Ranch

HOME FEATURES: ©© Energy Star rated home located in the quaint subdivision of Irish Acres ©© Open and inviting floor plan with large kitchen and great room

Scott Beagle, Tom Beagle & Gary Kowalski BUSINESS ESTABLISHED: 1975

Owned and operated by Tom Beagle, project manager Gary Kowalski, and construction manager Scott Beagle, beagle construction has been turning dreams into realities for over 40 years. With our in-house designer, drafting team, and interior designer, we can translate all the elements of your dream home to life! We’re competitive on price, and work hard to provide our clients with a smooth and enjoyable process. We’re also honored to say that we are an Energy Star Builder, putting more money in your pockets, while helping the environment. We are very proud of our homes and we feel they are exceptional in: Energy Efficiency, Originality, Quality, and Value. beagle construction has been a member of the Home Builders Association for over 20 years.

©© Porcelain wood plank tile floor throughout offers rustic beauty with low maintenance ©© The kitchen features a walk-in pantry with sliding barn door, Michigan made ©© Pioneer cabinetry, granite countertops, and 10 foot ceilings are featured in the great room, along with a custom stone fireplace ©© A Shiplap coat niche is nestled at the rear entrance of the home ©© The master suite offers large walk-in closet, and large walk-in tile shower ©© Full landscaped with sprinkler system ©© This home is for sale and ready for you to call it home!

9742 Gratiot Rd Saginaw, MI 48609 (989) 781-2668