Your Plan

You deserve coverage that fits your lifestyle, so we offer plans made for your needs.

Does staying in network or having lower monthly premiums give you peace of mind? You might prefer a health maintenance organization (HMO) plan: Do you travel often or like having freedom to see doctors in and out of network? You might prefer a point of service (POS) plan:

• Comfort of having an in-network primary care provider (PCP) to oversee all your care. • Must see doctors in our large provider network but can go out of network for emergency and urgent care. • Focus on strong doctor-patient relationships and familiarity with your provider network. • Comfort of having an in-network PCP to oversee all your care. • Flexibility to see out-of-network providers but may save money by staying in network. • Balance between security and freedom.

Find an overview of your plan options and benefits made for you in our 2022 Key Medicare Advantage Benefits guide .