Simplete Drug Coverage

Many Medicare options don’t include prescription drug coverage (also known as Part D). It must be purchased and managed separately. Also, if you forget to enroll in Part D, you may receive a late penalty.

With Simplete, Part D (prescription coverage) is included automatically. Plus, there are no pharmacy deductibles, and drug costs are kept low, thanks to our network of pharmacy partners. Less cost. Less hassle. Understanding Drug Tiers Covered drugs are categorized by tiers. The main difference between tiers is your out-of-pocket cost. The most commonly used drugs are considered “Tier 1” and will be more affordable. The Simplete drug tiers are as follows:

Tier 1 - Preferred Generic

Tier 2 - Generic

Tier 3 - Preferred Brand

Tier 4 - Non-Preferred Drug Tier 5 - Specialty Tier

The cost of a drug will depend on the tier it falls into and the pharmacy you use. Refer to the Summary of Benefits for more information about specific Simplete plan benefits and cost information.

Prescriptions for Less

Paying for a separate prescription plan? That was the old way. Now there’s a new way. Simplete includes prescription coverage – and for less, thanks to our pharmacy partnerships.