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Additional Coverages
by HORAN Wealth
Accidental Coverage
What’s the Benefit: Accident coverage can help to offset expenses incurred if you or a covered family member seek treatment for covered injuries due to an accident.
How Does it Work:
Your provider will file claims covered by your medical plan for you, but with this type of plan you will submit the claim yourself! Once you have submitted a claim that is deemed covered by the plan, a check will be mailed to your home.
Benefit Tip: Receive a preventive exam and submit the claim to receive the wellness benefit of $XX!
Critical Illness Coverage
What’s the Benefit:
Critical Illness coverage can help to offset expenses incurred if you or a covered family member are diagnosed with a covered illness.
How Does it Work:
Your provider will file claims covered by your medical plan for you, but with this type of plan you will submit the claim yourself! Once you have submitted a claim that is deemed covered by the plan, a check will be mailed to your home.
Benefit Tip: Receive a preventive exam and submit the claim to receive the wellness benefit of $XX!
Hospitality Indemnity Coverage
What’s the Benefit: Hospital indemnity coverage can help offset expenses incurred if you or a covered family member are admitted and need to stay at the hospital.
How Does it Work:
Your provider will file claims covered by your medical plan for you, but with this type of plan you will submit the claim yourself! Once you have submitted a claim that is deemed covered by the plan, a check will be mailed to your home.
**Rates vary based on plan type.