NORTH by Colorado Media Group || OCT/NOV 2023 || BOYD WILLIAMS 2.0

BOYD BOYD WILLIAMS WILLIAMS

Photo by Don Jones, Studio 9 Photography

PUBLISHER’S NOTE

As of September 23rd, summer 2023 has officially ended. We’ll have a few warm spells between now and Halloween, but generally, October 31 marks the end of any hope for 80-degree days. Even so, autumn is a blessing. Enjoy the color changes, the cooler temps, and the festive occasions to come. October is Arts & Humanities Month, and this is a great opportunity to explore all the possibilities Colorado Springs has to offer. If you can’t squeeze it all in to one month, plan to make 2024 the year to create 12 new memories by trying one new thing each month. Unleash your inner Jackson Pollack, Annie Leibovitz, or Michael Crawford, for that matter. Laugh at yourself — it’s liberating! These endeavors will produce lifelong memories and enrich your appreciation for those who bring us the fine arts in all forms.

• January – Drawing: Start with simple sketches or doodles. No experience required.

• February – Poetry: Try your hand at a haiku. A sonnet. Maybe a limerick?

• March – Photography: Portraits. Landscapes. Gritty urban abstracts…go for it.

• April – Cooking: Ever tried haggis? Ok, maybe not. But surely you can muster up the courage to try a new cultural dish? Spaghetti?

• May – Musical Instrument: Strum that guitar in the back of your closet!

• June – Art History: Yes, the Olympic Museum counts!

• July – Theater, Concerts: Ever been to Ent Center or Millabo? Boot Barn Hall! World Arena!

• August – Creative Writing: A simple journal, a short story, or a novel. Seems almost a rite of passage now to write a book; start yours.

• September – Dance: Create a date night to remember with your favorite person.

• October – Cinema: Reacquaint yourself with an off-beat classic or a tragic film noir.

• November – Book Club: From the Bible to modern literature: nothing bonds folks like a great book.

• December – Crafts: Inevitable, if kids are in the house — and a great experience, especially for holiday knick knacks and decorations.

Few things actively engage a family like celebrating and observing the arts together. It is time well spent; I promise.

Founder & Executive Publisher

Dirk R. Hobbs dhobbs@coloradomediagroup.com

Vice President Partnerships

John Lerohl jlerohl@coloradomediagroup.com

Managing Editor

Lee Harper

Senior Graphic Designer

Geraldine Villanueva

Website Managers

Sterling McMannis, Angelina Pecoraro

Director of Photography

Don Jones, Studio 9 Photography

Senior Writers

Pam Bales, Jeanne Davant

Staff Writers

Ally Gallagher, Olivia Bond, Keri Kahn, Emilie Hagopian

October/November 2023

Writers & Contributers

Marquesa Hobbs, Amy Newland, Dirk Hobbs, Michelle Bobart, AdriAnn Bossie, Tom Stewart, Brent Thompson, Carriann Johnson, Joseph Ramos, M.D., J.D., Meghan McGuire, CFP, Charmas Lee, Jason Watson, CPA, Heather Wagner, Suzanne Tulien, Terri Hayes, Joel Rauser PT, Julie White, Susan Edmondson, Michael Pinkerton, Travis Bockenstedt and T. H. Williams, PhD, CFP

NORTH Partners

KKTV 11 NEWS, Salem Media, Visit COS, United States Air Force Academy Athletics, Colorado Springs Sports Corporation, Tri-Lakes Chamber of Commerce, Colorado Springs Airport, YMCA of the Pikes Peak Region

Dirk R. Hobbs Founder, Executive Publisher, Colorado Media Group NORTH & So Colorado Business Forum & Digest/TrueNORTH & Business Digest Weekly Radio

BUSINESS, WEALTH & FINANCE

De-Dollarization: Should We be Concerned?

BY T.H. WILLIAMS, PhD, CFP®, VIRTUENT Wealth Management Group

The debate over the U.S. dollar’s reign as the world’s reserve currency continues to make headlines. Recent developments, especially the U.S. sanctions against Russia after its invasion of Ukraine, have catalyzed the de-dollarization trend. This movement seeks to decrease the U.S. dollar’s role in international trade. However, despite these shifts, it’s hard to contest the formidable presence of the U.S. dollar. Here’s why the concerns surrounding de-dollarization might be overstated.

WHY THE U.S. DOLLAR REIGNS SUPREME

Store of Value: A crucial function of any currency is its role as a store of value. In 2022, the dollar made up 58% of global foreign reserves, surpassing the euro (21%) and the yuan (3%). The U.S. sanctions against Russia post-Ukraine invasion haven’t caused a significant shift in these reserves (Source: IMF, COFER).

Medium of Exchange: Recent data shows the dollar is the primary medium for trade, with 96% of trade in the Americas, 74% in the Asia-

Pacific, and 79% elsewhere using it. Europe remains an exception, favoring the euro at 66% (Source: IMF Direction of Trade). The U.S. dollar also prevails in international banking with 60% of foreign currency claims being dollar-denominated (Source: BIS locational banking statistics).

Unit of Measure: The U.S. dollar is the principal currency for foreign currency debt, where the percentage of foreign currency debt denominated in U.S. dollars has remained around 70% since 2010, in comparison to the euro’s share at 21% (Source: Refinitiv). And notably, the lion's share of global oil trade is denominated in U.S. dollars, also strengthening its demand.

Reliability & Stability: Stability is a cornerstone of any reserve currency. The dollar’s robustness stems from the U.S.’s commitment to property rights, rule of law, and a strong economic foundation. Events like the 2008-2009 financial crisis and the COVID-19 pandemic underscored the Federal Reserve’s proactive approach by offering swap lines to foreign countries, solidifying its reputation as a stabilizing force in global finance (Source: Federal Reserve Bank of New York).

POSSIBLE ALTERNATIVES: A CLOSER LOOK

The U.S. dollar as a share of global central bank reserves has dropped from 72% in 2002 to 58% in 2022 (Source: Goldman Sachs Asset Management). Nonetheless, this trend does not come at the cost of a sudden rise in dominance by another global currency backed by ally or enemy state. To illustrate this, it makes sense to ask, “What could replace the dollar?”

The Euro: The euro’s 20+ year track record offers some potential. However, it faces internal challenges due to EU member state disagreements. Furthermore, past financial crises have diminished its global prominence. Nevertheless, increased European integration could boost its global role.

The Yuan: China poses a modest challenge to the U.S. dollar due to its expanding global ties and as the world’s largest exporter. Despite its size, China’s bond market is approximately $20 trillion where the U.S. bond market is approximately $51 trillion (Source: GSAM). More importantly, China’s population is in decline, Chinese markets are less open and transparent, their housing market faces structural and significant challenges, and youth unemployment exceeds 21% (source: CNBC). Finally, trust and confidence in the Chinese government and institutions is relatively low, making the Chinese yuan unattractive for international investors.

The BRIC: Led by the U.S., the world’s crushing sanctions against Russia, albeit necessary, had the knock-on effect of sending a message to adversaries that they must immediately become less reliant on the dollar. Brazil and Malaysia, Russia, India, and China (BRIC), among others, seek to set up trade channels using currencies other than the dollar. While this would reduce the dollar position among those countries, it is a stretch to argue that this will facilitate adoption of those currencies or a new “BRIC” currency.

We look forward to getting to know you. Please visit www.virtuentwmg.com or call us at 844-925-0888

Digital Assets (aka “Crypto”): A shifting payments landscape due to the rapid growth of digital currencies could reduce reliance on the U.S. dollar. A Bank of International Settlements survey found that 93% of the world’s central banks are working on a Central Bank Digital Currency (CBDC). But the digital asset ecosystem is still young and faces an uphill regulatory environment. That said, it is also possible that technological progress may solidify the dominant role of the dollar, where 99% of stablecoin market capitalization is linked to the U.S. dollar (source: CoinMarketCap.com).

FINAL THOUGHTS

Despite shifts in the global economic landscape, the U.S. dollar’s stronghold seems secure. Research by Bertaut, von Beschwitz, and Curcuru (2023) reveals that the dollar’s international usage has remained stable over two decades, overshadowing its nearest competitor, the euro. While international usage of the Chinese yuan has increased over the past 20 years, it has only reached an index level of about 3 versus the dollar at 70.

A modest weakening dollar should not be feared — rather, there are benefits. For the dollar to maintain its reserve status, the U.S. must maintain persistent trade deficits, putting strain on the economy. A softening of the dollar increases the competitiveness of U.S. exports and fosters tourism.

While persistent fears of the dollar losing its hegemony circulate, they are largely overblown. It remains unlikely that any currency will dethrone the dollar in the foreseeable future. Given its historical track record, robust economic infrastructure, and the intricate web of global financial systems intertwined with it, the U.S. dollar is poised to remain the world’s preeminent reserve currency.

T.H. Williams, PhD, CFP®, VIRTUENT Wealth Management Group

Victory for Our Vets

Guiding Veterans Toward Post-Service Triumphs

BY EMILIE HAGOPIAN, Staff Writer

“There’s no higher calling than helping those who have sacrificed,” says Col. (Ret.) Robert McLaughlin.

You can tell from his handshake that McLaughlin is a proud veteran; but, from his words, you sense a mission. The executive director of the Mt. Carmel Veterans Service Center carries out an important assignment and the former Army garrison commander takes this assignment personally. The mission: to provide holistic support for veterans and their families.

Piloted by McLaughlin and Jay Cimino, Mt. Carmel is a nonprofit veterans organization based in Colorado Springs. They collaborate with community partners to provide veterans with health, wellness, and transition services. The service center functions as a hub where veterans and military families can access a network of assistance, ensuring they are not left to navigate life after service in isolation. From suicide and homelessness prevention to career guidance and entrepreneurial support, Mt. Carmel is committed to helping veterans thrive after returning home from service.

With McLaughlin and Cimino at the helm, Mt. Carmel has proven to be an unstoppable force; having

served over 114,193 veterans and their families. Thousands of veterans have received employment resources, transition support, business mentorships, and mental health services. Best of all, their momentum shows no signs of slowing, and they have no shortage of support.

“We accomplish our goals through partnerships and community outreach. More than just a way of operating, this is our philosophy,” says McLaughlin. “We have over 300 local partners who help us support the military community with everything from monetary assistance to program sponsorship.”

Those community partners include Colorado Christian University, USAF Academy, Red Cross, and the UCCS Trauma Center. Reducing homelessness, preventing suicides, increasing selfsufficiency — Mt. Carmel is proudly networking with community leaders to empower Colorado’s veterans.

“Everyone here is in the arena every day,” McLaughlin proclaims, after reciting Theodore Roosevelt’s “Man in the Arena” speech. “We’re making sure that our veterans get the chance to fulfill their dreams and help their families. Because we can’t afford to let someone, who served and sacrificed, suffer.”

— Col.

(Ret.)

Robert McLaughlin, Executive Director

We’re making sure that our veterans get the chance to fulfill their dreams and help their families.”

“

HARVEST LANDSCAPES PAINT PROFITS FOR COLORADO

by Sara Plott, Fadooger.com for First National Bank Colorado

Our Colorado landscapes are as diverse as seashells along a coastline. Here we skip the shells and surround ourselves with landscapes of mountains, hills, plains, rugged valleys, lakes, rivers, sand, and soil.

The word “landscape” is borrowed from artists. Landschap is Dutch for “paintings of the countryside ” I think if the Dutch were to paint autumnal Colorado, their palette of oils might be too heavy to hold!

Whites and browns for the sleek mountain tops, golden oranges for the aspens, purple wildflowers, and grayish browns for the clouds of harvest field-dust. Autumn means crop harvest or calf weaning for the 34,000 farms and ranches in Colorado, working over 31 million acres. Colorado farmers and ranchers fill tables across the world exporting nearly $2 billion of resources, adding $40 billion annually to the Colorado economy. (That’s billion with a “b” as in “boatload” or “bountiful bushels and bovine.”)

��� ������n Ann�a��� Farms and Ranches

People often think of waving fields of grain when you mention “harvest” or maybe even pumpkins…or pumpkin spice. But 66% of our state’s annual agricultural cash receipts are in livestock, not crops. There are 2.7 million head of cattle in Colorado. The tenth largest in the nation.

OTERO COUNTY

To get our arms around that huge number let’s focus in on one southeastern Colorado county--Otero County. Otero County is home to six towns, Otero College, world famous Rocky Ford melons (grown there since 1887), First National Bank Colorado-La Junta, Rocky Ford, and Fowler, and lots of farms and ranches--family farms and ranches.

In fact, 94% of all Otero County farms are family farms.

The 2017 Census of Agriculture reported 18,200 folks living in Otero County along with 75,253 head of cattle. Meaning cattle outnumber people 4 to 1. Out of 64 Colorado counties, Otero County is the 8th most profitable county in the state for livestock, poultry, and products. First National Bank Colorado knows the folks that make that happen.

FIRSTHAND

Bryan Simmons, Sr. Vice President, and Chief Credit Officer, for First National Bank Colorado-Las Animas, knows livestock operations firsthand--a work-gloved-hand. Simmons grew up on 2,500-acre ranch in Otero County where he recalls his dad always saying, “Where are your gloves?”

because there was always work to be done.

Simmons’ wife, Janet, grew up on a ranch just south of him where the Jackson family homesteaded in the early 1900s. Janet and Bryan’s children are fifth generation customers with First National Bank Colorado-Las Animas and between her folks, his folks, and their current ranch they have about 800 head of cattle on 65,000 acres.

Autumn for the Simmons means weaning and marketing calves. Some years it’s dry and dirty work, which isn’t the best for weaning, while other years it’s a muddy mess in the rugged canyons in the south country.

So, Bryan is quick to agree that his dad was right about those gloves!

Photo Credit: WIL WOLLERT

SOUTHEAST COLORADO AUTUMN

Just to the east of First National Bank Colorado-Las Animas, on the border of Bent and Prowers Counties, is Tell and Wil Wollert’s family farm. Tell and Wil are the sons of Kelley and Sheila Wollert and customers of the bank. Kelley is a third-generation farmer making Tell and Wil the fourth generation in this line of Wollerts farming some of the same ground their grandfather and great-uncle farmed.

The Wollert family counts themselves lucky to call the Arkansas Valley home and takes great pride as stewards of the land. “As farmers we understand that the dirt beneath our feet and the water we are privileged to use is our way of taking care of our families and this beautiful earth God allows us to be on,” shares Wil Wollert.

Their farm is irrigated farm land, traditional flood irrigation from ditches, and gated pipe with water from the Fort Lyon Canal and Lower Arkansas Water Management.

The Wollerts use some of the newest genetics in alfalfa seed along with legacy seed from their grandfather. They also grow corn, wheat, oats, milo, and Sudangrass. Their percentage of crops-to-acres is higher than 100%. With technology and efficient water practices they double crop acres by getting a crop off early and planting another on the same acres.

Having a great relationship with a bank that understands agriculture might be the most crucial relationship to have in this day and age. Farming is extremely capital intense and prices are often controlled by weather and outside markets.

"Jaxon has been an amazing loan officer and friend to us,” says Wil Wollert.

The bank is quick to point out they are honored to work with great folks and their roots are deep in Colorado soil. They’re proud to be an ag lender in colorful Colorado.

So why is Colorado so critical (and colorful) for America’s harvest?

Some say it’s the headwaters--fresh and pure. Others point to the altitude with brighter ultraviolet (UV) light intensity for growth and ripening. Some applaud the sunshine or the wide-range temperature-warm days, cool nights. And even the cold winters which mean fewer pests.

Ask First National Bank

Colorado and they’ll tell you,

No landscape is complete without them.

“It’s the people.”

Photo Credit: WIL WOLLERT

Attention CEOs:

Workplace Culture is Your Biggest Asset

BY TERRI HAYES, President & CEO of Tri-Lakes EDC & Chamber

Leaders know that culture matters. But with so many problems to solve and goals to reach, it’s hard to make workplace culture a priority. In bestselling author Mark Miller’s recent book “Culture Rules,” he surveyed more than 6,000 individuals from 10 countries. Although 67% of global leaders agreed that culture is their most powerful tool, workplace culture failed to show up in a top 10 list of priorities.  Unfortunately, this disconnect has far-reaching consequences. Culture affects everything from

reputation to hiring to employee retention. In a Glassdoor survey, 56% of employees said workplace culture was even more important than salary. Elevating your company culture doesn’t have to be daunting, according to Miller. His book outlines a simple strategic framework to create a thriving high-performance culture. Here are three rules to help you define the culture you want, integrate your message into the workplace, and find success by listening, learning, and adjusting.

Get Clear

Humans want to feel connected to something bigger than themselves. That’s why Miller’s first rule is ASPIRE . Most leaders have already identified their organization’s aspirations — the difference here is communication. Miller advises leaders to translate their vision, mission, purpose, and core beliefs for employees. When aspirations remain unsaid, confusion reigns instead of culture. Maintaining values and articulating your vision not only outlines boundaries and expectations, it also creates a sense of shared purpose.

Repeat Often

It’s not enough to announce your organization’s expectations. Instead, Miller says you have to AMPLIFY them, which is the second rule in his strategic framework. Leaders can amplify their vision, mission, and core values in many ways, and Miller suggests using a variety of methods. The world is loud and distracting, and to build a better culture, employees need reminders.

One technique Miller recommends involves looking at the last 30 days of your calendar and finding activities you personally engaged in that match your aspiration. Then, the goal is to strategize how you can

The Bottom Line

use these same activities in the future to amplify your aspiration. This process can be far reaching, affecting everything from hiring descriptions to onboarding of new employees to recognizing team members who embody the mission and core values of your organization.

Listen & Learn

Enhancing workplace culture is not a one and done proposition. The last rule Miller wants leaders to understand is ADAPT. In other words, clarifying your vision and values is important, but how do they actually land with the people who work for you? Miller advises leaders to prioritize listening so that you understand if your aspiration is on target or if it needs an adjustment. Systems which help identify problems that affect workplace satisfaction are important in order for leaders to monitor the health of the culture they’ve worked so hard to build. Listening sessions and surveys are great ways to take the pulse of your organization. HR Morning has crafted 45 sample questions to help employers build their own customized survey to measure workplace engagement and satisfaction: www.hrmorning.com .

Taking the time to reflect on the three rules of Miller’s framework — ASPIRE , AMPLIFY, and ADAPT — will help you develop and maintain a healthy workplace culture. The long-term benefits for organizations are huge — when people are more connected to the idea or mission, they are more invested in it. Leaders must carve out space for the hopes and dreams of their team members, to create a culture that allows all members of the organization to thrive.

The Tri-Lakes Chamber of Commerce & EDC is a private nonprofit organization that aims to support the growth and development of local businesses and our regional economy. We strive to create content that not only educates but also fosters a sense of connection and collaboration among our readers.

Do You Know Colorado Springs Utilities?

In 2024, Colorado Springs Utilities will celebrate a “Century of Service.” We believe service is more than providing safe, reliable, and competitively priced utilities to our customers. As a communityowned utility, we care about our community. After all, we live here too.

Did you know we demonstrate care for our community through support of low-income families in need of utility assistance?

For over 25 years, Project COPE has provided utility assistance to local families experiencing financial difficulties. Colorado Springs Utilities matches all donations to Project COPE — up to $500,000 annually! This year we anticipate providing over $1 million of utility assistance to neighbors in need of support.

Did you know each year we partner with the Energy Resource Center, a local nonprofit agency, to help low-income customers make energy and water efficiency improvements to make their homes safe and reduce utility bills? Efficiency kits are provided to qualifying community members — plus, we offer a number of rebates and incentives for all customers.

Did you know Colorado Springs Utilities supports a variety of local nonprofits who assist our seniors, environment, and community? In 2022, Colorado Springs Utilities employees volunteered for 77 projects — generously donating 2,983 hours of their time. Volunteer projects included donation drives, Creek Week Cleanup, food sorting, meal serving, and much more.

Did you know Colorado Springs Utilities is committed to the safety of our community through communications to our customers and through student and adult education programs. We offer Raptor Protection Programs to teach about powerline safety and our environmental stewardship efforts around utility services. Look for us at community events and check out our website for numerous additional offerings such as community presentations, facility tours, and stakeholder presentations.  Did you know you can learn more about Colorado Springs Utilities by visiting www.csu.org.

Pay from where you play.

It is now easier to manage your account anytime, anywhere:

• Report and track outages

• Monitor your energy and water use

• Pay your bill

• Start or stop service

SCAN TO DOWNLOAD THE APP TODAY!

NEW!

Convert a 529 Plan to a Roth IRA

BY JASON WATSON, CPA

Apologies upfront since this is not the sexiest of tax topics, but for those parents who either overfunded a 529 college savings account or the funds were never needed, listen up.

There is a provision in the new SECURE 2.0 Act allowing beneficiaries to convert a 529 to a Roth IRA, starting in 2024. As a reminder, 529 plan funds are used for education expenses which include tuition, fees, textbooks, supplies, and equipment required for enrollment, special needs services, and, in some cases, room and board costs. Here are five rules to the consider:

1The destination Roth IRA can only be the beneficiary’s — not the account holder of the 529 plan. So, the student/child will typically own the Roth IRA, not Mom and Dad. But this does allow some new flexibility as the parents help their children transition to adulthood.

The 529 plan must be open for 15 years. Yikes, that is a back-breaker for sure.

None of the contributions made in the previous five years can be converted to a Roth IRA. It is not that these funds are ineligible forever, you just need to wait.

You can only convert the Roth IRA limit, which is currently $6,500 per year for the 2023 tax year. Yes, this might increase a bit in 2024 as the Treasury takes inventory of recent inflation.

The lifetime maximum that you can transfer is $35,000. So, it will take you six years to convert the max.

There are some matters to be resolved by the IRS. Like, what if you change beneficiaries? And does the $35,000 count for all plans under one account holder (the parents usually) or per beneficiary (the child). Another issue that is unclear is the ability to withdraw the funds from the Roth IRA. Currently, you can always take out your Roth contributions without penalty; put $6,500 in on Monday, take out $6,500 on Tuesday for whatever reason. Will this $35,000 (which likely includes earnings in the 529 plan) now be considered 100% contributions, and therefore you could transfer $35,000 and take it all out for your child to purchase a house? Perhaps.

Keep in mind that the IRS allows you to withdraw 529 funds without penalty should your student receive a scholarship. Note that there might still be a tax consequence from the earnings, but you escape the penalty.

And 529s received another recent makeover… the ability to use up to $10,000 per year for K-12 tuition. A word of caution on the K-12 benefit — some states do not conform to this federal rule and might impose a tax and penalty.

HERE ARE SOME THINGS TO CONSIDER WHEN USING A 529 PLAN:

Investment choices can be lousy, and rates of return can be extremely muted, compared to similar risk investments. A taxable brokerage account might still outperform a 529 plan, even with the tax implications.

Not all the expenses you think are covered are qualified education expenses. Room and board is a huge part of the college expense but there are rules, and if you mess up, you’ll trigger penalties and taxes.

There is not a federal tax deduction. Many states, however, allow for a tax deduction for the 529 plan contributions, but there are limits here too — usually you must be a resident of the state program that you use, and the deduction is limited. So, if you relocate to another state, you might need to open a new 529 plan to take advantage of the state tax deduction.

Jason Watson, CPA, is a partner at WCG, Inc., a progressive boutique tax and accounting firm located in northern Colorado Springs.

Better Protection Under our Roof

BY AMY NEWLAND

At the Amy Newland Agency, we offer an array of products for your insurance needs. While American Family Insurance is our preferred company for home and auto, we work closely with other carriers to provide all your protection under one roof, our roof. Whether it is providing peace of mind for your vacation with trip insurance, cybersecurity protection for your business, or crafting a special event policy for your wedding, we are here to help! There are many benefits to having all your insurance with one agency, including:

Convenience

It is much easier to manage your insurance needs when you deal with only one agency. This can save you time and hassle, especially when you need to review your portfolio.

Cost savings

Many insurance companies offer discounts for bundling multiple policies together. This can save you a significant amount of money on insurance premiums.

Personalized service

When you work with our agency, we can get to know your individual needs on a personal level and help you find the right coverage for you. We can also advocate on your behalf if you need to file a claim.

Better understanding of your coverage

It is easier to get a complete picture of your coverage to help you avoid gaps in coverage and make sure that you are appropriately protected.

Peace of Mind

Amy Newland, Amy Newland Agency, LLC

If you are interested in a review of your insurance portfolio, give our office a call! We can compare quotes and help you find the best coverage for your needs. 719-686-4216

You can rest assured that you are protected in the event of a covered loss.

St. Mary’s High School and the Diocesan schools of Colorado Springs are dedicated to enriching the lives of children so that they may become faithful, healthy, well-rounded individuals who are productive members of society. To fully achieve this goal St. Mary’s High School and the Diocesan schools of Colorado Springs have formed a strategic alliance with one another as the Catholic Schools of Colorado Springs.

Catholic Schools of Colorado Springs!

We’re Fueled

alliance of

BY PAM BALES, Senior Writer

Photos by DON JONES, STUDIO 9 PHOTOGRAPHY

Through the YMCA Service Decades of C

aring, honesty, respect and responsibility are the four pillars of the YMCA and the leader of the Pikes Peak YMCA (PPYMCA) has embraced those same ideals his entire life. Boyd Williams, its president and CEO, worked with the national organization for more than 28 years, before beginning work with the local Y 12 years ago.

Williams’ father passed away when he was only 16 years old. “It was a tough time and I knew I was not ready for college once I graduated from high school,” he explains. “My dad had been in the Air Force, so I entered the military first and it gave me the discipline I needed to achieve my goals, both personally and professionally.”

Born in Salt Lake City, Williams spent most of his formative years in Wisconsin. He spent three years in the Army and earned a bachelor’s degree in sports management from Kennesaw State University in Georgia. But it was his first encounter with the YMCA that still sticks with him today.

“The Y is one of the biggest first-time employers in the United States,” says Williams. “I am no exception — I was excited to be a summer YMCA camp counselor in my home state when I was in high school.”

Williams recalls he worked with a “big stinker” at the camp, who happened to be a police chief’s son. “He was a ten-year-old know-it-all, but I just decided to love on the kid instead of yell at him,” laughs Williams. “I didn’t know what had happened to him, until I got a thank you card years later from him. That is what the Y is all about, on so many different levels.”

The PPYMCA is the oldest and largest locally based nonprofit in the region, dating back to 1878. President Theodore Roosevelt actually laid the first brick for the downtown building in 1901. Founded in England, the Y has a presence in more than 140 countries around the world. It is much more than a gym and summer camp organization according to Williams.

Boyd Williams has been involved with the YMCA, at multiple levels, for more than 30 years.

Photo by Don Jones, Studio 9 Photography.

“While we are a Christian-based organization — we are not made up of all Christians,” notes Williams. “We continue to evolve and serve a diversified client base.”

Williams points out the many programs the Y offers above and beyond the “gym.” PPYMCA serves more than 90,000 people through HOAs, metro school districts, Silver Sneakers, and corporate business programs. During COVID-19, the group served more than 135,000 individuals.

“We are truly about serving seniors, offering teen leadership programs, and being the largest childcare provider in the region,” emphasizes Williams. “I believe the Y is one of the long-standing organizations in our country that has helped to shape our culture, in so many positive ways. And we are always looking to partner with other organizations to continue to achieve our goals.”

“With 150 full-time staff, and a summer staff of 1200 part-time and full-time it’s not getting any easier

to run a nonprofit,” Williams notes about what keeps him up at night. “While we are asset rich — that means we must maintain all those assets. We also need to find good employees, keep them, and create an environment where they have a voice.”

PPYMCA presently partners with more than 200 different entities to provide programming, such as corporations, school districts, churches, HOAs, and municipalities — including Colorado Springs, Manitou Springs, and Fountain. It also offers programs at 13 facilities across the Pikes Peak region, along with Shady Brook Summer Camp in Deckers, Colo.

You might be surprised to know that the PPYMCA CEO, who eats clean and regularly works out in his own facilities, sneaks occasionally.

“Ok, every once in a while, I have to grab a burrito supreme from Taco Bell,” Williams admits. “The other thing most of my staff doesn’t even know is about my stint as a reggae club owner (and singer). I tried to grow

The Y has fitness classes for a wide range of interests and age groups.

Photo by Don Jones, Studio 9 Photography.

The YMCA’s History & Future

Industrialized London was a dangerous place, especially for young men who migrated to the city from rural areas to find jobs. Twenty-two-year-old George Williams was troubled by what he saw. He joined 11 friends to organize the first Young Men’s Christian Association (YMCA), a refuge to escape the hazards of life on the streets…and the YMCA was born.

Inspired by the stories of the Y in England, Thomas Valentine Sullivan, a retired Boston sea captain, led the formation of the first U.S. YMCA at the Old South Church in Boston, Mass.

— Boyd Williams

out dreadlocks — which turned into a very unattractive mullet!”

Williams’ gregarious attitude and passion for the YMCA and his community are evident. “The programs we provide help lessen the burden on our city and county governments,” he says. “We are excited to be part of the renaissance in our thriving downtown. We are dedicated to serving as many community members as possible through our new facilities in Fountain and on the east side of Colorado Springs.”

For more information about locations, programs, and services of the Pikes Peak YMCA, visit www.ppymca.org.

YMCA house began in Chicago to give young men moving from rural areas safe and affordable lodging in the city. Chicago’s Farwell Hall, the first known YMCA dormitory, was completed in 1867, hosting through the years journalists Andy Rooney and Dan Rather, civil rights leaders Malcolm X and Dr. Martin Luther King Jr., novelist Jack Kerouac, and U.S. Ambassador Andrew Young.

The first Railroad YMCA was organized in Cleveland, as a partnership between the YMCA and railroad companies, to provide wholesome overnight lodging and meeting space for railroad workers.

Dr. Luther Gulick, Y director in Springfield, Mass., gave teacher James Naismith two weeks to come up with an indoor winter game to challenge a class of Y directors. Naismith hung peach baskets on the walls and taught them a new game — basketball.

2023 offers a powerful association of people of all ages and all walks of life, joined together by a shared passion to strengthen the foundation of the community. As one of the nation’s leading nonprofits, the YMCA focuses on three crucial areas: youth development, healthy living, and social responsibility. Y programs include beforeand after-school care, day camps, overnight camps, swim, sports and play, health and fitness, small group trainings, active adult programs, and more, in 10,000 neighborhoods across the nation.

We are dedicated to serving as many community members as possible through our new facilities in Fountain and on the east side of Colorado Springs.

Thunderbird Divers Have Champion Coach

Divers Have Coach

BY OLIVIA BOND, Staff Writer

“Diving was the last thing that I ever wanted to do; I wanted to play football,” Jimmy Adams says. He was “recruited” into diving by being cut from all other high school sports. The diving team was left as his only option. Adams remembers being told, “Hey, you’re going down to the pool. Deal with it.” And while Adams boasts the title of Colorado State High School Diving Champion of 1989, he is now head coach of Thunderbird Diving — with 30 years of coaching experience.

Thunderbird Diving calls the U.S. Air Force Academy’s natatorium facility home. The facility features a separate diving well and a 10-meter platform. There is also a dryland room with a dry board, bars, and a trampoline with belts so coaches can safely guide a diver through new flips and dives.

Despite the excellent quality of their facilities and expert coaches, Thunderbird Diving is not only for the serious athlete Coach Adams wants the community to know that all experience levels and backgrounds are welcome. “In my program, we have something for everyone,” Adams says. “If you want to come out and try it, I have a class for you.”

One of Thunderbird’s divers is Avery Turner, a senior at Liberty High School. An extremely bright and motivated student, Avery has been diving for six years. She spends her time balancing school, diving for her high school team and the Thunderbird Diving Club, and working as a lifeguard at the USAFA natatorium.

When asked what she has learned most from her six years of diving, she answers, “...that I needed to trust myself and trust the people who are teaching me. That I can do more than I think I can.” Trusting herself is not the only thing Avery credits to her diving experience.

She believes one of the most valuable things her coaches have taught her is how to enjoy herself and have fun.

Coach Adams sums up what he hopes his divers take away from their time at Thunderbird. “It’s just respect. Have some fun, do some good things,” he says. “It’s more than just athletics; it’s kind of making everyone a better human being.”

More information is available at www.thunderbirddiving.com.

A Thunderbird diver for six years, Avery Turner is a senior at Liberty High School.

Submitted photo.

Nathan's Time The Power of Respite

BY JULIE WHITE, TRE

When Nathan Thompson was just six hours old, he was rushed into surgery to repair the connection between his esophagus and trachea, a condition known as a tracheoesophageal fistula. Mom, Sharon, had endured a cesarean section and hadn’t seen her newborn son; hospital staff took polaroid pictures of him in the operating room and showed them to her.

Two weeks in the NICU followed, along with developmental delays, seizures at three years old, autism, cerebral palsy, and countless therapy appointments and doctor visits.

Sharon says, “we kept pouring into him.” Nathan had a speech delay but, “once he started [talking] well, there’s no stopping him now!”

Today, Nathan is a talkative, creative 35-year-old with a vivid imagination who loves science fiction and space. He is a regular attendee at Gathering Time, a program geared towards young adults ages 18-35 with intellectual and developmental disabilities.

Hosted by The Resource Exchange (TRE), a local nonprofit that coordinates care and case management for the disability community, Gathering Time hosts participants for a few hours of fun activities with peers while parents and caregivers go on a date, run errands, or simply rest.

Sharon said, “Nathan wasn’t too sure about attending at first. Two hours later, when we picked him up, he was

excited, his face was glowing, and he said, ‘Can I come again?!’”

Sharon joined the TRE Board of Directors in July and is the mayor of Fountain. TRE is adding another location in that area for its Break Time program due to increased demand, and now needs more volunteers. Break Time provides respite for parents of young children with disabilities — research shows that these breaks can decrease stress levels and strengthen family bonds.

Sharon adds, “... respite care can be expensive, unreliable, and difficult to find. Having a program offered at minimal cost to families is important, and having a meal included is a bonus. An event that my son looks forward to going to every month is priceless.”

Photo by Patrick Samora.

Nathan Thompson enjoys Gathering Time, a respite program through TRE.

Air Force

Col. Karol Bobko

was a member of the Academy’s first graduating class in 1959 and was the first Academy Graduate to serve as a NASA Astronaut. He formally transferred to NASA in 1969 and is the only astronaut to have flown on the maiden voyages of two space shuttles: the Challenger, as pilot, in April 1983 and the Atlantis, as commander, in October 1985. He also served as commander on Space Shuttle Discovery in April 1985.

Following graduation from the Academy, and earning a navigator rating, Colonel Bobko trained as a pilot and completed assignments with two fighter squadrons before selection as an Air Force test pilot, eventually training as an astronaut. His first role as an astronaut was with the Air Force Manned Orbiter Laboratory Program which was cancelled in 1966. His NASA role spanned the Apollo, Skylab, Apollo-Soyuz, and space shuttle programs. He retired from NASA and the Air Force in 1988. In retirement he continued efforts in the final frontier in corporate, government and consultant roles.

Colonel Bobko, age 85, died August 17 in Half Moon Bay, California. He is survived by his wife, Dianne

(Welsh); his son, Paul; his daughter, Michelle; and his brother, Peter.

The life of retired Air Force Colonel Karol Bobko was recently honored at the United States Air Force Academy Cemetery.

Left: Col. Karol Bobko in 1979.

Bottom: Space Shuttle Challenger assembled for launch along with the ET and two SRBs - atop a crawler-transporter en route to the launch pad.

Jack of All Trades, Master of Many

BY ALLY GALLAGHER, Staff Writer

Her great-great uncle was the first musician to perform at Red Rocks Amphitheater so it could be said that music is in her blood.

“I come from a long line of musicians,” LeAnna DeAngelo says.

For generations, DeAngelo’s family has filled concert halls with beautiful sounds, performed on the nation’s most coveted stages, and earned standing ovations from audiences. Her great-great uncle Pietro Satriano and his father moved to America from Italy, where they were cornet virtuosos. Her aunt was one of the first female stage directors for the Lyric Opera of Kansas City.

And so, for DeAngelo, it only made sense to create. And create she has. DeAngelo is a book author, a playwright, an opera singer (in six languages), and a painter. She sang in a choir at Carnegie Hall and she was a script consultant at the international Film School in Cologne, Germany. DeAngelo hosts opera concerts in her secluded Monument home, singing alongside Juilliard-trained pianist Cindy Saunders.

And that barely scratches the surface of who DeAngelo is.

While she inherited music and creativity from her family, DeAngelo finds herself immersed in a world of science, too. She is a licensed psychologist, and owner of a consulting firm; she also works as a consultative examiner for the state of Colorado. As an author, DeAngelo penned “Germs on Our Mind: The Psychology of Contagion,” a book later mentioned as a nominee for an Ig Nobel Prize — a spoof on the Nobel Prize — awarded for pioneering research that gets the public interested in science.

“I like both [art and science],” says DeAngelo. “If I were exclusively a psychologist, which is scientific of course, I’d feel like there are other parts of me that need to be expressed.”

With so many hobbies and interests, DeAngelo seems to be a jack of all trades, but is a master of many, too. Finding success in many fields has brought her the joy to continue chasing more.

“Happiness to me has been achieving ... and stepping outside the box, and living outside the box,” says DeAngelo. “I try really hard, and keep at it. I think more than anything I was just blessed with persistence….I don’t give up.”

Originally from Kansas City, Missouri, DeAngelo moved to Monument in 2003 to be inspired. Surrounded by tall pines and hummingbirds that flutter through the trees, DeAngelo has found home in the solace north of Colorado Springs. But like the nature around her, DeAngelo bustles with activity, refusing to wait for what’s next.

“I think most people sit around and wait to be inspired, and I think, don’t wait to be inspired,” DeAngelo says. “I think the inspiration comes from trying and it comes from doing the work. It comes from getting involved,” she continues.

“So, I live outside of the box a lot, and I sit around and daydream about, ‘What could I stir up next?’”

"Inspiration comes from trying and it comes from doing the work. It comes from getting involved."

Finding success in many fields has encouraged LeAnna DeAngelo to continue chasing more.

— LeAnna DeAngelo

Photo by Don Jones, Studio 9 Photography.

Fun Facts

about Emily Briggs

It’s All in the Genes

BY HEATHER WAGNER, National Charity League

Balancing hard work while maintaining strong relationships has been pivotal for Emily Briggs. The Lewis Palmer High School senior says, “I am most proud of my academic achievements and successfully balancing school, clubs, sports, and my friends.” Emily’s dedication to relationships comes honestly; she says her mom, Sandi, is one of her greatest influences in life. “She works hard at home and at her job but always makes time for me and my brother. Seeing someone that can juggle it all inspires me,” says Emily.

As a 100- and 300-meter hurdler for Lewis Palmer, no hurdle is too high for Emily. She believes strongly that you should shoot for the stars, and strives to dream and set big goals. Despite that ambition, she stays firmly grounded and is devoted to being part of a team, allowing her to support her teammates in their events. Pivotal to Emily’s high school success has been learning to be organized, taking good notes, and developing relationships with teachers. These traits afford her time to hang out with friends and do other varied activities like the Plant Club and Dungeons and Dragons Club.

In addition to all her high school commitments, Emily has dedicated time each month since eighth grade to volunteer with National Charity League, Colorado Springs, with her mom. Her favorite philanthropy is Friends of Cheyenne Cañon, and she loves volunteering at the Helen Hunt Visitor Center so she can interact with patrons and share information about geology, trails, and the cañon. Another favorite charity is the Humane Society and baking biscuits for the dogs.

It’s no surprise that Emily has big plans after high school. All her interests and experiences to this point have her leaning toward studies in genetics, genetic engineering, or microbiology. She wants to continue to travel and learn about other places and cultures, and share that knowledge with the people around her. Not only is her future bright, but she will empower those around her to shine and succeed too.

The Colorado Springs Chapter of National Charity League is made up of mothers and daughters in grades 7-12, who are committed to community service, leadership development, and cultural experiences. Visit www.nationialcharityleague.org/chapter/ coloradosprings for membership information.

Top: Emily Briggs

Right: Emily and her mother, Sandi (left)

Emily has been SCUBA diving since she was 10 years old and is now certified as an Advanced SCUBA diver.

Her favorite fish is the Frogfish.

She loves night dives where she can search for octopus.

Submitted photos.

COS EXPERT:

The Pet-Friendly Home

BY CARRIANN JOHNSON, Interior Designer, TV Personality

I’ve been an animal lover my whole life. In fact, before I became an interior designer, I wanted to be a vet — there’s just something a fur baby adds to a home. When I was growing up, it was common that the family dog was outside, in its own doghouse or enclosure. Dogs weren’t seen as “part of the family,” like they are today. Pets provide us love that is so unconditional, without judgment or grudge.

In all my years of designing beautiful spaces, I have had to create many pet-friendly homes. Even your pet needs a place to rest, relax, or retreat to. So let’s talk about items that make your pet comfortable and how to

1. Built-in Food & Water Storage Station

These can be installed at the end of a kitchen island or the lower portion of a kitchen cabinet. Remove the doors and finish it off with a countertop material for a completed look.

incorporate them into your home.

Dogs are den animals, and territorial by nature, so make sure you provide them a space with a comfortable bed. Cats also like spaces they can curl up in and hide away. If you’re someone who likes your pet on your furniture and bed, consider covering your furniture with stylish blankets that you can easily wash or change out.

I had a client who reupholstered all of their family room furniture with a fabric that was super durable for pets. Nowadays, it’s easy to find furniture that has a pet crate built in or, you can hire a handyman to build you one. Here are some other creative ideas:

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2. Laundry Room Crate

3. Window seat

Cut out an area of drywall below your window seat and add a pet bed and/or a bin for their toys. This creates a nice “den” for your pet and maximizes that unused space!

4. End table

The right piece is key here. Look for an end table that has an open lower cubby area. Purchase a cushion that fits the space and your pet can sleep right next to you.

5. Basket Bed

Mount a basket (that coordinates with the style of your space) on its side to a wall. Add a cushion or blanket and your feline has the perfect sleeping perch.

Stylish pet items are everywhere — they’re quite easy to find online too. Do an internet search for “stylish home pet ideas” and you’re sure to find more than enough to get you started! Plus, it just might give you peace of mind that your fur baby is well cared for, without compromising your home’s style!

Consider utilizing a portion of a lower cabinet as a sleeping area for your pet. Remove the door or replace it with a metal gate and you have a built-in pet crate. www.CarriannJohnson.com

3.

4.

5.

Photo Courtesy of All About Home Design

The Flying Horse Realty Report

COLORADO

EL PASO COUNTY

Let’s Get Started. Recently, the median sale price for the typical starter home reached an all-time high of $243,000. The income needed to purchase a typical starter home has increased 13% from 2022 (to $64,500), causing many buyers to be locked out of homeownership (Insider)

Guppies & Yuppies. Many Gen Z and millennial would-be homebuyers are “giving up,” despite sometimes still making decent money. “Guppie (a wordplay on “Yuppie”) refers to a young person with a well-paying job who no longer can afford to buy a home (Market Watch)

Refreshing Report. The home project bringing the highest return is a kitchen refresh, with a 377% ROI; if a homeowner spends $15,000 to update their kitchen, they can expect to sell for an additional $56,550 to $71,550 in profit. A bathroom refresh has a 256% ROI (MReport)

Urge to Surge. New home sales are surging, home prices are rising and prospective buyers are engaging in bidding wars again. The U.S. housing market shows signs of a rebound, which will raise shelter costs and complicate the Federal Reserve’s fight against inflation (Barrons)

The “Dough” is Still Rising. The latest rise in home prices mirrors the strong growth that’s been noted by CaseShiller, CoreLogic, Zillow and the Federal Housing Finance Agency. These gains are a far cry from the housing crash that many media pundits had forecasted. (Black Knight)

Why Are Fewer People Refinancing?

91.8% of U.S. homeowners with a mortgage have an interest rate below 6%. In fact, 82.4% of mortgagees have a sub-5% rate, 62% have a sub-4% rate and 23.5% have a sub 3%-rate (Bowtie Economist)

A Quick Look “Up North.” In the Denver Metro Area, there were 21,534 homes sold during the first half of 2023, compared with 28,027 in the first half of 2022 (and 30,433 in the first half of 2021), resulting in $4.8 billion less in transactions year over year (DMAR) Where Are The Homes? The Denver market as a whole still has a lack of inventory, and while demand is slowing, it is still in a seller’s market for many of the price points, with the exception being under $299,999 and $1.5 million to $2 million+. (DMAR)

Taking a Breather. Also reflecting the slowdown of the past market frenzy, average days on market for all property types sits at around 26 in the Denver area, up 73% from a year ago, while statewide the 37 average days on market reflects a 42.3% increase from a year earlier (CAR)

Rocky Mountain High, Colorado ranks fourth for states with the highest average down payments for first-time buyers (based on median home price on Zillow and average down payment of 13%). Affordability in our market continues to be an issue (Moneywise) When Last We Checked. Also statewide (when compared to a year ago), new listings were down 23.7%, sold listings down 20.8%, median sales price down 1.1%, days on market up 60.9% (but still relatively low), and months supply was up just over 21.1% (CAR) Bonus Stat. Though wanting to live in a state with such natural beauty doesn’t require genius-level thinking, Colorado attracts some pretty smart folks. Our state ranks 8th in the nation for the percentage of residents who hold a graduate or professional-level degree (Wallethub)

To Infinity, and beyond! “Our City is proud to be the permanent home of the U.S. Space Command. It is clear this final decision is in the best interest of our national security and is the most responsible use of taxpayer dollars” (C.S. Mayor Yemi Mobolade)

We’re In Demand. Out near the Colorado Springs Airport, plans for one of the biggest business parks in Colorado are finally gathering speed, with millions of square feet already built and meaningful negotiations underway for hundreds of thousands more (C.S. Business Journal)

Quick Update. There are 29,160 rentals in the Springs, with 2 beds making up the highest share of the market (at 40%). Units with 5 or more beds hold the lowest percentage (3%), amounting to 2,309 units. Rents are highest in zip code 80924 and lowest in zip code 80909 (Point2)

Another Quick Update. YTD, average sales prices in El Paso County are down 2.4 %, percent of list price received down 3% (still at 99.5%), days on market increased from 12 days to 36 days (still a seller’s market), and months supply of inventory increased from 2 to 2.1 months (CAR)

A More Normal Market? The Colorado Springs Metropolitan Statistical Area (MSA) forecast examines trends and potential changes over the coming months and years, For our area, it indicates a gradual increase in housing values (up to around 4.9%) by June of 2024 (Norada)

Who Are These New People? From across the nation, Miami homebuyers searched to move to the Springs more than from any other metro, followed by Los Angeles and Washington. For outmigration, Denver was the most popular destination, followed by Ft. Collins and Tampa (Redfin)

FIND YOUR Y FOR A PLACE AND A PURPOSE

As one of the most established nonprofits in this community, the YMCA is a place where you not only better yourself and your family but the entire community. When you join the Y, you become part of an organization dedicated to strengthening your community through youth development, healthy living, and social responsibility for all. Membership means more at the YMCA. Join today and help move our community forward.

JOIN ONLINE TODAY!

Designs for Life… Architectural, Interiors, Staging

Imagine the Possibilities

Live in the home that you’ve always dreamed of – on a homesite that feels like heaven. We’re with you every step of the way…and seeing the design for your custom dream home come to life is easier than you think.

Start the Process

Flying Horse Realty, through our af liation with LGA Studios, offers easy and affordable custom home design sessions…beginning with an introductory meeting where your initial thoughts and ideas are sketched while you watch and adjust. And the outcome – a tool for both dreaming and planning, as the resulting rough layout assists in determining projected square footage needs and cost ranges.

Add the Heart

Our clients also have access to expert input on interiors, nishes, furnishings, and accessories…and our in-house client staging service helps obtain the best price possible on your existing residence.

Deck Design, Part One: Second-Story Decks & Stairs

BY TOM STEWART

Colorado’s extreme weather conditions are hard on a home’s exterior. When the time comes to replace that prematurely expiring deck, review the deck’s design and the critical component of stair placement. First ask yourself if you really need the stairs. If you use them to access the yard with any frequency, or have pets that do, then stairs are a no-brainer. But many of our clients have selected to remove the stairs. Why? They are the least attractive component of a deck and removing them can reduce the budget by up to 33%. The steps also can provide access for unwanted animals and even people.

If you choose to keep your stairs, then consider placing them near the exterior door of your house for several reasons. First, it’s advantageous to exit the house and get to the stairs quickly without having to walk around furniture and decor. Plus an exterior light located by your door, required by code, may be close enough to illuminate some of the steps.

Second, stairs are rather unsightly no matter how they are built, so placing them on the side of the deck, instead of the front, makes them less noticeable — especially important if your deck is in a highly visible area.

Third, building stairs on the side of a deck will keep your views intact from the lower level of the house. We’ve seen so many decks over the years with stairs coming off

the front of the deck, completely blocking views from the basement. Those views should always be a primary consideration, especially in Colorado.

Stair width is another component that is rarely considered, but important. Code stipulates stairs must be a minimum of three feet in width — four feet is advisable, especially on a second-story deck. It is so much easier to carry things up a flight of steps when you have a little more width.

A riser is the vertical part of the stair that closes off the back of each step. Installing risers enhances the appearance without breaking the budget. The downside is snow removal — you can’t sweep snow through the back of the step with a closed riser.

A great feature for safety and

aesthetics are low-voltage lights. They can be installed in the risers or under the treads and are very affordable.

If a new deck is on your radar in 2024, now is a great time to start the process by calling Stewart Exteriors. Fall and winter are the better deck-building seasons: the weather typically cooperates, schedules are more flexible, prices are better, and you’ll beat the spring rush.

Grass!365 Denver Partners with Make-A-Wish Colorado to make Gracie's Wish Come True

Gracie’s Wish Come True

Grass!365 and Make-A-Wish – the global organization that creates life-changing wishes for children with critical illnesses partnered to transform a little girl named Gracie's backyard.

Grass!365 Partners with Make-A-Wish Colorado

rass!365 and Make-A-Wish — the global organization that creates life-changing wishes for children with critical illnesses — partnered to transform the backyard of a little girl named Gracie.

G"We know wishes bring hope and renewed joy to children battling critical illnesses," said Leslie Motter, president and CEO of Make-A-Wish America. "Our partnerships are the driving force behind every wish granted."

What makes our turf different?

Zach and Sara, owners of Grass!365 Denver, jumped at the opportunity. “Being able to provide the highest quality artificial grass and turf installation to Gracie and her family warmed our hearts.”

What makes our turf different?

“We know wishes bring hope and renewed joy to children battling critical illnesses,” says Leslie Motter, president and CEO of Make-A-Wish America. “Our partnerships are the driving force behind every wish granted.”

Grass!365 synthetic sod features revolutionary SealTuft backing for superior strength, along with open drain channels that shed water faster — 1400 inches per hour. This differs from the old urethane technology in which tufts are hole punched to drain at a significantly lower rate, making it difficult to clean.

Grass!365 synthetic sod features revolutionary SealTuft backing, which features sealed tufts for superior strength along with offering open drain channels that shed water faster, draining at 1400 inches per hour. This differs from the urethane, 40+ year-old technology in which tufts aren't sealed together and are hole punched to drain, resulting in harder to clean and a significantly lower drainage rate.

Why does this matter? Increased drainage means better likelihood of the turf releasing moisture, specifically urine, thereby releasing that urine order.

Why does this matter?

Zach and Sara VanHilsen, owners of Grass!365 Denver, jumped at the opportunity. “Being able to provide the highest quality artificial grass and turf installation to Gracie and her family warmed our hearts,” the owners say.

1. Increased drainage means a greatly increased likelihood of turf not holding onto moisture and specifically urine and retaining that urine order.

Also, unlike every other turf on the market, the SealTuft backing makes our turf a fully one-step recyclable product. Thus, after its lifetime of about 20 years, it goes right back to being turf again. To us this is a huge breakthrough and the primary reason we only install our turf.

2. Unlike every other turf on the market our backing makes our turf a fully 1-step recyclable product. Thus, after its lifetime (20 yrs) it goes right back to being turf again. To us this is a huge breakthrough and the primary reason we only install our turf. Shouldn’t we all do everything we can to look after our environment and mother nature?

Shouldn’t we all do everything we can to look after our environment and mother nature?

What is Your Generational Real Estate Strategy?

BY MICHELLE BOBART, Guaranteed Rate

Managing generational real estate involves careful planning to ensure that assets are effectively preserved, passed down, or utilized for the benefit of both current and future generations. Assembling a team of trusted professionals can help you navigate legal and financial complexities to ensure your real estate assets are managed and distributed optimally.

Your Generational Real Estate Strategy Team

Certified Public Accountant

An individual who offers services related to accounting and taxes, but doesn’t advise on your overall financial picture.

Certified Financial Planner

An individual who specializes in helping clients achieve their financial goals and build wealth. A certified CFP has a fiduciary duty to keep your best interest in mind.

Real Estate Attorney

An individual who prepared and reviews documents relating to purchase agreements, mortgages, titles and transfers.

Home Mortgage Expert

An individual who assesses financial information to advise on mortgage products, interest rates and fees in relation to real estate financing.

Real Estate Agent

An individual who provides guidance on the purchase and sale of real estate. They may provide research and administrative services before, during and after a real estate sale.

Insurance Agent

An individual who negotiates affordable and accurate coverage to keep your real estate and other interests protected during unexpected events.

Here are some of the strategies you and your team will want to consider when establishing your short- and long-term real estate investment goals:

ESTATE PLANNING: Create a comprehensive plan that outlines how you want your real estate assets to be distributed among your heirs. This often involves wills, trusts, or other legal documents that specify your wishes and will provide guidance for a smooth transfer of property.

GIFTING: Consider gifting real estate to your heirs during your lifetime. This can provide you with the opportunity to potentially reduce estate taxes. However, gifting should be done carefully, to consider tax implications and the long-term financial stability of all parties.

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TRUSTS: Establishing trusts can help you retain control over your real estate assets while designating how they will be managed and distributed to heirs. Trusts can provide added protection and flexibility in managing generational real estate. Remember to take into account how trusts will affect your ability to access equity in

your real estate assets should you need to refinance in the future.

RENTAL INCOME: If you have properties that are suitable for renting, you might consider generating income this way. This income can help cover property expenses and provide you with additional funds during retirement.

FINANCIAL CONSIDERATIONS:

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PROPERTY MANAGEMENT AND MAINTENANCE: If you have multiple properties in different locations, hiring a property management company can ease the burden of maintenance and tenant engagement. Regular property maintenance will also help preserve property values and reduce challenges for your heirs.

EQUITY RELEASE: Depending on your financial needs, you may also want to explore options such as a reverse mortgage (HECM) or a home equity line of credit to access the equity in your properties while continuing to live in them.

There is no one-size-fits-all approach to managing your generational real estate strategy. Finding the right professionals who specialize in estate planning, tax and real estate will help you align your individual circumstances, the preferences of your family members, and your overall goals. As part of your financial advisory team, I can help you create a successful path to build and maintain your real estate wealth for future generations.

Assess your financial situation and determine how your real estate holdings fit into your overall retirement plan. You should consider current and future property taxes, maintenance costs, and any potential rental income when making decisions.

LONG-TERM GOALS: Consider your own goals, and those of your heirs. Do they want to continue owning and managing the properties, or would everyone prefer to sell?

Understanding everyone’s intentions can help shape your decisions.

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TAX IMPLICATIONS: Take time to understand the tax implications of various strategies, including gifting, selling, or holding onto properties. Tax laws can significantly impact the financial outcomes of your decisions and vary by state.

is a certified mortgage advisor with Guaranteed Rate and is licensed in all 50 states.

You can reach her at 312-953-7365 For more information visit nmlsconsumeraccess.org

“In my 25+ years in the mortgage industry, I’ve partnered with over 3,500 clients and real estate agents to create customized mortgage solutions to fit each individualized portfolio in every economic situation.”

Michelle Bobart

Real Estate Market Update

BY MARQUESA HOBBS, Realtor, CNE & MRP

As we move into the fourth quarter of 2023, the Pikes Peak area is enjoying economic vitality and growth, along with a few challenges. Our city is regularly in the media as one of the best places in the country to live, work, and play, and many are choosing to relocate here.

Some recent accolades our city has received include:

• 9th best place to live according to US News & World Report

• New York Times: One of top 52 Places to Go in the United States Forbes: There’s never been a better time to visit COS

• Ranked 7th as Top Emerging Destinations in the World

The Home Buying Process is Adjusting

• The market is returning to better balance, with interest rates vacillating around 6 or 7%

• Some buyers are definitely waiting due to changes in affordability and inventory

Suggestions for Home Buyers

With fewer buyers in the market, decisions don’t need to be made as quickly. We are seeing fewer appraisal gaps, offers above list, or waived contingencies. So this can be a great time to shop for a new home. New construction is a great option as many builders are offering incentives and there are some wonderful spec homes available for a quick close.

Also, many lenders are offering creative loan programs to help with financing, such as: rate buydowns,

• Inventory is low, so it’s considered to be a seller’s market now

• Colorado Springs is under-built, something that happened over decades, and now it requires working hard to solve the issues it has created buyers.

• Much of the stress of the frenzied market is gone and decisions don’t need to be made as quickly.

The Colorado Springs housing market has outperformed expectations this year:

• Inventory is low, yet homes are still selling. In Aug 2023, there were 2,420 homes for sale, compared to Aug 2022 with 2,639.

• The list price to sold price changed only slightly, from 99.7% to 99.4%.

• Days on the market is 29; in 2022 it was 17, and it is down from the February high of 54.

• Average sales price was up 8.9% from July to $553,000; August 2022 was $530,000.

• Total sales to date are 8,395, through the end of August, and we have three months to go!

• In 2021, the average appreciation was 18%; in 2022 it was 5.5%, and the average now is 5.9%.

• Average days on market are up slightly to 29, from 23 in June, and 27 in July. It is way down from the end of 2022, when we peaked at an average of 69 days on the market.

several kinds of ARMS, different BRIDGE loans, HELOC products, down payment assistance loans, and first-time home buyer programs. Home prices are expected to keep rising. Remember, when interest rates eventually go down, more buyers will re-engage their home search which leads to more competition which leads to a competitive offer process like we saw with lower interest rates.

Watch for more exciting updates and programs revealed in the fourth quarter as our city evolves to the next level.

Marquesa Hobbs, Realtor® & MRP, CNE. Top 1.5% of Realtors® in the area. Peak Producer 2019 - Present. Host of American Dream TV, Colorado Springs.

TIPS:

A PERFECT DAY

at GARDEN OF THE GODS RESORT & CLUB

BREAKFAST AT GRAND VIEW

Start your perfect day with a delicious breakfast at the

1. Stay hydrated!

2. Stay on the trails

3. Look out for wildlife!

Scan

REHYDRATE WITH IV THERAPY

4

Rehydrate after hiking with Strata Med. Enjoy full body restoration, improve energy, and deeply hydrate your body with fluids supplemented with electrolytes and rejuvenating vitamins. All on site.

*All appointments are based upon availability. Call 719.428.2202 to schedule

GET A THERAPEUTIC MASSAGE

After your replenishing IV, work out any sore muscles from hiking & experience relaxation, stress management, and the therapeutic benefits of a massage. Add on a variety of aromatic elements, singing bowls and more.

*All appointments are based upon availability. Call 719.520. 4988 to schedule

Finish the day with Happy Hour! Runs daily from 2:30-5:00! Try the cocktail of the month or choose from a variety of mixed drinks, wine, beer and light bites! All with the majestic views of Garden of the Gods Park.

MARQUESA HOBBS

Realtor® CNE & MRP

One of Colorado Springs’ most sought-after professional residential Realtors, Marquesa has helped hundreds of clients achieve their real estate goals. Recognized in the top 1.5% of Realtors in the area with over $23M in closed transactions in 2022, she has earned the respect of clients and colleagues alike.

As a 24 year resident of COS, she believes this is the best place to live, work, and play in the country.

She is also passionate about supporting her community through volunteer work and advocacy, small business growth and development, and spending time with her family.

4th Straight Year

What Does Fall Mean for You?

BY ADRIANN BOSSIE, Senior Insurance Solutions

Can you believe it is fall already? While you may be thinking about pumpkin spice, Halloween, and the cool fall weather, I am thinking about Medicare Annual Enrollment Season.

I spent a good portion of my summer doing insurance carrier recertifying modules and tests, required every year to give me the best tools and knowledge to help you. So now that I am well versed on the carriers in our market and the plans they offer, what does that mean for you? If you remember my article from the last issue, I talked about enrollment periods and how they work. We are entering one of those important periods now!

Every year, from Oct. 1 - Dec. 31, the Annual Enrollment Period is the one time that everyone who is eligible for Medicare benefits can sign up for a plan or make changes to their current plan. So what does it look like?

Here are a few examples:

Jane turned 65 earlier this year and signed up for a Medicare Advantage plan through company X. She has seen TV commercials and talked to some friends and thinks she might like to switch to another company offering what she feels are benefits better suited to her needs. She schedules an appointment with her agent, and together they go over the plan changes for next year and her options, if she makes a change. She decides she would like to switch to another company. Her agent completes the application, and she will have new coverage beginning January 1.

Bob is 67 and chose to go with original Medicare with a Medicare Supplement and a standalone drug plan, when he originally went on Medicare. He would now like to try a Medicare Advantage plan because he is interested in the additional benefits that original Medicare does not offer. He meets with his agent and they choose a plan they both think will meet all of his healthcare and medication needs. His plan will begin January 1 as well.

Sue is 70 and in very good health. When she originally made her Medicare choice, she selected a Medicare Advantage Plan, but now she wants to travel and would like to switch to original Medicare, with a Medicare Supplement and a stand-alone drug plan. Although she is outside of the guaranteed issue period she had when she turned 65 and will need to answer health-related questions to determine her premium, she feels confident there won’t be an issue. Her agent agrees and she makes the change, and they add the required drug plan. Both take effect January 1.

These are typical examples of what people can do during this time of year. Annual Enrollment is especially important as this is the only time significant changes can be made. You should always consult with your agent about your current coverage and any changes you want to make. And if you don’t have an agent, I would love to assist you with your individual needs, or answer any questions you have.

10 Tips for

Navigating Healthcare Enrollment

BY TRAVIS BOCKENSTEDT, Contributing Writer

Open enrollment for most healthcare plans is coming soon. This is the time when individuals can make changes to their health insurance plans, or sign up for a new one, and it is a crucial time for many. Making informed choices ensures that you and your family get the most appropriate healthcare coverage at an affordable cost. As the season approaches, here are some tips to help guide your decisions:

Know the Dates: The Medicare Open Enrollment Period, which occurs each year from Oct. 15 to Dec. 7, gives seniors 65 and over the opportunity to enroll in, or make changes to, a coverage plan. For everyone else, open enrollment for healthcare coverage for the next plan year starts on Nov. 1st until Dec. 15th.

Assess Your Needs: Consider the health needs of everyone covered by the plan. Have any existing medical conditions? Plan to start a family? Expect a major surgery soon? Your answers to these questions can influence which plan best suits you.

Consider Direct Primary Care (DPC): DPCs offer affordable monthly memberships that cover 90% of a person’s everyday medical needs. Members who enroll with a DPC practice can save hundreds, if not thousands, of dollars in out-of-pocket medical expenses by going cash-pay. This option pairs well with a high-deductible health plan for catastrophic coverage.

Choose The Right Broker: Many brokers are driven by incentives that pad their pocket and do not have the best interest of the member in mind. Choose a broker who offers a wide range of coverage to meet your needs, including direct primary care.

1 2 3 4 5

Review Your Current Plan: Before making any changes, understand your current coverage. Have there been times in the past year when you felt your coverage was lacking or when you were surprised by out-of-pocket costs?

Compare Plan Options: Go beyond the monthly premium. Look at deductibles, out-ofpocket maximums, co-pays, labwork, medications, and the network of doctors and hospitals included. If you regularly visit specialists or take prescription medications, ensure these are covered under the plans you consider.

Utilize Tools and Resources: Many platforms, including the Health Insurance Marketplace, offer online tools to compare plans. Use these tools to simulate different health scenarios and see the associated costs. It can provide clarity on potential future expenses.

Understand the Types of Plans: Know the difference between HMOs, PPOs, POS plans, and HSAs. Each has its benefits and restrictions. For instance, HMOs generally have lower premiums but require referrals for specialists, while PPOs might have higher premiums but offer more flexibility in choosing healthcare providers.

Check for Subsidies: Depending on your income, you might qualify for subsidies or tax credits to reduce the cost of your insurance. Check eligibility requirements and apply if you qualify.

6 7 8 9 10

Keep an Eye on Prescription Drug Coverage: If you or a family member takes prescription medications regularly, ensure that these are covered under the plan. Look at the drug formulary, tiers of coverage, and any associated costs.

Open enrollment is the perfect opportunity to reassess your health needs and align them with the best insurance plan available. Learn about new options to augment your healthcare plan, such as a DPC. Invest time in understanding the nuances of each option to save money and ensure peace of mind throughout the year. As you navigate this period, prioritize your well-being and that of your loved ones — and don’t hesitate to seek guidance when needed.

For more information about DPCs in the Colorado Springs area including Pinnacle Advanced Primary Care, visit pinnacleapc.com

How much

sleep does your teenager need?

BY JOEL RAUSER, PT

As a father of two teens, I would say my children need eight hours of sleep. The reality is that teens need more sleep than adults. Current medical recommendations for teenage sleep are 8 to 10 hours — with 9 to 10 hours per night being the advised average. In America, almost 8 out of 10 high schoolers are not getting enough sleep during the week — usually less than eight hours per night!

Teens need 9 to 10 hours of sleep per night!

What’s at stake? Our teens are sleep deprived! These are some of the risks of too little sleep as a teen.

The risk of injury doubles with reduced sleep in the teenage athlete. Jump height is noticeably decreased and muscle recovery is reduced. Sleep deprivation in teens is often misdiagnosed as ADD/ADHD. Mental disorders, anxiety, and depression, and suicide risks all increase significantly in our teenagers when they sleep less than eight hours a night. In fact, the risks increase for every hour lost!

What is one thing that you can do to start improving your teen’s sleep habits? Set a bedtime! Focus on a set bedtime and then create a sleep opportunity of 9 to 10 hours. Everything else, every other change, should support this one habit. Try to change too many things and you and your teen will fail, creating only frustration.

But my teen won’t go to bed! Have you ever been woken up late at night by a noise in the kitchen? You check your phone and it’s midnight. Your teen is making a sandwich! Sound familiar?

In childhood, our circadian rhythm kickstarts an early release of melatonin creating an early-to-bed, early-to-rise sleep cycle. As we move into adolescence our circadian rhythm shifts to a “night owl,” delaying

9-10 hrs

the release of melatonin much later than our parents. The bedtime of a teen will be later than most of their parents, and that is ok.

During the school year, our teens are required to get up too early while their biology is keeping them up late at night. This is worse for bussed teenagers. To put this in perspective, if you had to get up three hours earlier than your current wake-up time, and then be ready to perform at work, how do you think you would feel? Oh, and did we mention, no caffeine! This is what we are asking our teens to do, every school week!

Include your teen in the conversation of creating a set bedtime. Once you have agreed upon a time, protect this habit throughout the week as well as the weekend. Remember, this is a journey. Give you and your teen grace as you try to navigate better sleep habits.

For a great resource, check out Generation Sleepless by Heather Turgeon and Julie Wright. Five tips to help you succeed: https:// cornerstonept.co/corconnect/news/betterteen-sleep-one-habit-to-focus-on-and-5-tipsto-increase-success-1694024343007.html

Advised amount of sleep per night teens need.

Guarding Children from Online Predators — An Ongoing Mission

BY DIRK R. HOBBS, Publisher

With school-aged children making persistent requests for mobile devices beginning as early as age 10, parenting prudence dictates we help them know and understand the world that awaits them on the other side of the screen. There’s abundant evidence of the dangers of excessive screen time, regardless of their activity online. Multiply that exponentially with regard to the countless ways bad actors of any age can engage in cyberbullying and extortion.

It’s like a maddening game of whack-a-mole — just when we think we have a bead on how to keep our children’s innocence intact a little longer, nefarious players find new ways to lure unexpecting users into their web of deceit. This vicious cycle requires parents

to keep current on the latest trends and tricks of the enemy — some of which can adversely impact a child’s life forever.

The problem isn’t “over there;” it’s right inside your home, here, in El Paso County. If your child has access to a phone, tablet, or internet connection for more than a year, chances are they have encountered some sort of “social episode” as a result of being online. Something as simple as discovering they weren’t invited to a party — to something most parents can’t even fathom confronting their child.

Sextortion is a form of online extortion, or blackmail, in which an individual or a group of people use explicit or sexually suggestive materials to coerce or manipulate someone into performing certain actions. The materials

could be nude photos or videos and the manipulation usually involves explicit content, or providing money, gifts, or other forms of compensation.

Deep Fakes and Artificial Intelligence are making real threats more and more difficult to differentiate. But an adult posing as your child’s peer is just as dangerous. Hence, it’s a good idea to help your child understand the ramifications of what they place online under the auspices of “staying relevant” and “keeping up with friends.” The wrong image or information can create a nightmarish situation for them if it lands in the wrong hands.

Having regular conversations with your eye-rolling teen could mean the difference between enduring some uncomfortable topics for a moment and trying to unravel life-altering ramifications. The following might help to understand the typical sequence of events in a sextortion case.

Sextortion is a serious cybercrime and can have severe emotional, psychological, and legal consequences for victims. It is also illegal in most jurisdictions, and perpetrators can face criminal charges for their actions, including extortion, harassment, and distribution of explicit content without consent.

What to do?

Individuals should be cautious when sharing personal information or images online, be wary of suspicious or manipulative individuals, and report any instances of sextortion to law enforcement authorities. Additionally, it’s essential to maintain open communication with trusted friends and family and seek professional help if victimized in order to address the emotional and psychological impact.

Sequence of events in a sextortion case

1. Initial Contact

The perpetrator may contact the victim through social media, email, or another online platform, and engage in a seemingly normal conversation.

2. Build Trust

The perpetrator may work to gain the victim’s trust over time, creating a false or deceptive online persona. This can involve sharing personal information or engaging in conversations of a personal nature.

3. Share Explicit Content

Once trust is established, the perpetrator may request or persuade the victim to share explicit photos or videos. This content is often shared willingly by the victim, believing they are in a private and consensual exchange.

4. Blackmail

After obtaining explicit material, the perpetrator reveals their true intentions and threatens to share the material publicly, or with the victim’s friends and family, unless certain demands are met. These demands can include sending more explicit content, providing money, or engaging in other actions as dictated by the perpetrator.

5. Victim Compliance

Fearing the consequences of exposure or social embarrassment, victims may comply with the demands to prevent the release of explicit material. Have you experienced a crime or need help with online bullying or a potential predator?

Call

ANKLE ANATOMY The Basics of

BY the Foot and Ankle Specialists at Colorado Springs Orthopaedic Group

Basic anatomy for any joint structure within the body includes bones, joints, muscles, tendons, and ligaments. Here, we will discuss ankle anatomy structures specifically.

TERMS TO KNOW

• LATERA - Outside

• POSTERIOR - Backside

• ANTERIOR - Frontside

• MEDIAL - Inside

• DISTAL - Situated away from the center of the body

• PROXIMAL - Situated closer to the center of the body than distal

ANATOMY OF A JOINT STRUCTURE

A joint is a part of a body where two or more bones meet. The ends of these bones are covered by cartilage. To define, cartilage is a connective tissue structure that helps provide shock absorbing properties when performing activities. In addition to cartilage, there is synovial fluid within each joint space to promote smooth movement of the joint. There are also important connective tissues called tendons and ligaments. A tendon is a tissue that connects muscle to bone. Similarly, ligaments connect bone to bone.

ANKLE ANATOMY

The ankle joint is formed where the bones of the lower leg, the tibia and fibula, meet the talus. The portion of the fibula, located at the ankle level, is referred to as the lateral malleolus while the portion of the tibia at the ankle level is referred to as the medial malleolus. These two ankle bones are commonly fractured in injuries. Just below the ankle joint is the Subtalar Joint, which is located between the talus and the calcaneus. The calcaneus is commonly known as the heel bone.

These different joint junctions allow movement of the ankle in four different directions: Plantarflexion, Dorsiflexion, Inversion, Eversion. Let’s demonstrate these directions:

2 3 4

Now, bring your toes towards your head. This is the Dorsiflexion position. From here, if you move your toes inwards you will be in the Inverted position.

Alternatively, if you move your toes outwards, you will be in the Everted position. 1

If you point your foot, your ankle is in the Plantarflexed position.

In many cases, normal wear and tear from aging can predispose the ankle joint to arthritis. However, wearing appropriate footwear for your activities and performing ankle strengthening and stretching exercises can delay the onset of arthritis.

MUSCULAR & TENDON ANATOMY OF THE ANKLE

The posterior side of the lower leg houses the calf muscles — the gastrocnemius and the soleus. These muscles attach to the Achilles tendon, the largest tendon in the body. This tendon is exposed to large amounts of force in activities such as running or jumping, which makes it more prone to injury if not adequately trained for these types of movement.

The tibialis posterior muscle also lives in the posterior side of the lower leg. The tendon associated with this muscle crosses over the middle portion of the ankle and is called the posterior tibialis tendon. Those with flat feet may be at risk for additional strain on this tendon, which if not addressed, can lead to tendonitis.

The lateral compartment of the lower leg contains two muscles, the peroneal brevis and the peroneal longus muscles. Subsequently, the tendons of these muscles travel on the outside of the ankle and can also be subject to strain from overuse. Other important structures over the lateral ankle include three lateral ligaments:

1 2 3

Posterior Talofibular Ligaments (PTFL)

Anterior Talofibular Ligament (ATFL)

Calcaneofibular Ligament (CFL)

These structures are vital for stability of the ankle. Injury to these ligaments, as commonly seen with ankle sprains, can lead to long-term instability if not treated properly.

The intricacies of ankle anatomy mean various injuries or conditions can become quite complex. For more information on conditions of the ankle and treatment options available, learn more at www.csog.net/areas-ofexpertise/foot-ankle

Tune in to the next issue of NORTH when we dive into the anatomy of the foot!

Song Can Hold Us Up During Times of Grief and Loss

Melanie DeMore is a three-time Grammy-nominated singer/composer, choral conductor, music director, and vocal activist. In October she will bring her soulful voice and dynamic personality to Colorado Springs to demonstrate how music has the power to hold and heal.

Music has a unique ability to inspire healing and DeMore knows just how to deliver. “A song can hold you up when there seems to be no ground beneath you,” says DeMore.

Her energy is invigorating — she goes about as deeply as a singer and musician can, touching people in ways so heartfelt that they remain transformed by the experience.

Voices of Grief Support and Education Center presents “A Community Gathering of Song and Healing,” on October 9, and invites the community to sing together — playfully transforming grief with compassion, art, music, drumming, and dance.

The event is open to all, including those who are actively grieving and anyone else. “-people are searching for compassion and community, especially after the pandemic,” says Executive Director Kathy Sparnins. “We see so many people struggling to cope with different forms of loss, and music gives us an outlet to bring our pain from the inside to the outside, connecting us to one another. Music opens our hearts to a deeper sense of joy.”

Two Special Days with Melanie DeMore

A COMMUNITY CELEBRATION OF SONG AND HEALING

6:30 - 8:30 pm / Tickets: $15

Open to all. Doors open at 5:00 pm with art therapy exhibits on display.

October 9

ENT CENTER FOR THE ARTS

A DAY FOR PROFESSIONAL CARE PROVIDERS

9:30 am - noon / Tickets: $35

This special event will again feature the dynamic performer and teacher, Melanie DeMore, as she works with professionals, to explore how the arts, music, and dance inform work with depression, grief, Alzheimer’s, and behavioral health. DeMore will share the stage with a Healing Arts Panel, including Judith Piazza, music therapist; Kat Tudor, artist, teacher, healer; Jane Rigler, flute and interdisciplinary arts; Rachel Weiskittle, UCCS professor and art therapist; and Natalie Johnson, director of the Manitou Arts Theater. Art exhibits will be open from 8:30 am - 1:00 pm, in the lobby.

October 10

ENT CENTER FOR THE ARTS

Presenting sponsors for A Community Gathering of Song and Healing include: UCCS Health Circle Aging Center, UCCS Gerontology Center, UCCS Lyda Hill Institute for Human Resilience, Smokebrush Foundation for the Arts, The Springs Funeral Services, and Pikes Peak Hospice and Palliative Care.

Melanie DeMore is featured in two performances at Ent Center for the Arts in October.

Telling the Story of an Injured Person

BY JOSEPH RAMOS, MD, JD

When someone suffers an injury caused by another party, treatment is often required to help get them back to the health status they enjoyed prior to the traumatic incident. Depending on the severity of the injury, the amount and type of treatment can consist of many providers, all working hard to help the patient’s healing.

When a person receives treatment, the providers’ treatment records become the “story” that is written about their case. These stories are critical to insurance companies who evaluate claims made by injured parties so they can understand the care they are paying for, and to be able to accurately determine the value of a claim.

Healthcare providers of all types are taught how to properly document patient care, but it is challenging when the patient themselves either understates or overstates the pain and dysfunction they feel. Patients will understate pain and dysfunction when they don’t want to “make waves” for anyone, or they think telling their providers how they actually feel will make them sound like complainers. When patients overstate their pain, it’s often to make sure the insurance companies know they are really injured. They don’t want to get short-changed when it comes to paying for their medical care, especially when the injuries they have are through no fault of their own.

Both understating and overstating how one feels or functions following a traumatic injury devalues their case, from the insurance company’s perspective. Understating makes the insurance company believe the injuries are minor and don’t require much care. Overstating makes these companies believe the patient is “making it up” or magnifying their symptoms for

financial reasons. Either way, it’s the patient who suffers at the end of the day because the medical bills and any settlement amounts will be challenged by insurance companies when they believe someone to be overstating or understating their pain levels.

The way for the patient to have the best story written about them is to be honest about the pain they feel and the dysfunction they have. This means they need to communicate openly and honestly with their providers. When the patient journals their pain and dysfunction at home and work, it’s easier to make sure they are providing the most accurate information possible.

At Ramos Law, our attorneys take the story written by the providers and we tell that story to the insurance companies, judges, and juries so they have the best information possible to give an accurate settlement to the injured patient. If you have a story that needs to be told, Ramos Law can help. Call 719-309-3000 and we’ll listen to what you’ve gone through, and we’ll talk with the insurance companies on your behalf to get you the best outcome possible.

Joseph Ramos, MD, JD, Ramos Law

THIS LISTING IS MERELY TO GIVE READERS A PLACE TO BEGIN EXPLORING THE REGION’S STEADILY EXPANDING ARTS COMMUNITY. SEVERAL OF THE ORGANIZATIONS NAMED BELOW OFFER MULTIPLE FUNCTIONS, FOR EXAMPLE: BEING BOTH A GALLERY AND A SCHOOL.

ART COUNCILS, COLLECTIVES, STUDIOS & LEADERSHIP ORGANIZATIONS

1 Colorado Film Commission (State)

2 Colorado Springs Community Cultural Collective (CSCCC)

3 Colorado Springs Conservatory

4 Concrete Couch

5 Cottonwood Center for the Arts

6 Cultural Office of the Pikes Peak Region (COPPeR)

7 Downtown Ventures/Downtown Partnership

8 Independent Film Society of Colorado (IFSOC)

9 Creative Alliance Manitou Springs (CRANE)

10 Pikes Peak Artists Collective

11 Pikes Peak Arts Council

12 Professional Photographers Guild of Colorado Springs

13 Rocky Mountain Women’s Film

14 Smokebrush Foundation for the Arts

PROMINENT MODERN & FINE ART GALLERIES & CO-OPS

1 Anita Marie Fine Art

2 Bill Stone Studio

3 Broadmoor Galleries

4 Commonwheel Artists Co-Op

5 Colorado Springs Fine Arts Center at Colorado College

6 Cottonwood Center for the Arts

7 Darpino Studio Gallery

8 Don Jones Studios/Studio 9 Photography

9 Gallery 113

10 Gallery G44

11 Galleries Extraordinaire Fine Art & Asian Antiques

12 Green Horse Gallery

The above is not intended to be an exhaustive list of every venue, gallery, artist, or center in the Pikes Peak Region, but a partial listing of the region’s arts scene. It does not include or specifically call out a number of artistic genres, including: dance, digital arts, music, photography, media arts, film, architecture, tattoo, and production studios.

14 Penrose Heritage Museum

15 Peterson Air & Space Museum

16 Play Street Museum Colorado Springs

17 Pro Rodeo Hall of Fame & Museum of the American Cowboy

18 Pikes Peak Historical Street Railway Foundation

19 Rock Ledge Ranch Historical Site

20 Rocky Mountain Motorcycle Museum

21 Space Foundation Headquarters & Discovery Center

22 Taylor Museum

23 U.S. Olympic & Paralympic Museum

24 Western Museum of Mining & Industry

25 World Figure Skating Museum

3D ART LOCATIONS, STUDIOS & GALLERIES

1 Black Forest Wood Designs

2 Bowen Pottery

3 Carbon Studio LLC

4 D Orr Metal Sculpture

5 Don Webster Sculpture Gallery

6 Little Colorado & Camino Real

7 Rhonda Lee Pottery

8 Starr Kempf’s Kinetic Sculptures

9 Timco Art Pottery

If you’re interested in learning more, visit Peak Radar’s Gallery Guide, the Theatre Guide, and the Classes & Workshops Directory at www.peakradar.com

Connecting the Community through the Arts

WORK OF THE COLORADO SPRINGS FINE ARTS

CENTER AT COLORADO COLLEGE

BY KERI KAHN, Staff Writer

Any long-time resident of Colorado Springs has witnessed the explosion of the region’s arts and cultural scene over the past decade. Laying the groundwork for this bustling and passionate community — for more than a century — is the Colorado Springs Fine Arts Center (FAC). For the center’s new executive director, Nicole Herden, the arts are all about building community.

“I think art has the magical capability of igniting our imagination and allowing us to engage in fascinating conversations and deepen our curiosity. At the end of the day, that is what connects us all as humans. Art is very powerful,” Herden says.

combined forces with Colorado College back in 2016 to create a forward-looking arts and cultural treasure. With 15 galleries of permanent collections and changing exhibitions, a robust calendar of live theater performances, programming and social events for adults and children, and the Bemis School of Art — there are plenty of opportunities for people of all ages and walks of life to access the arts with the FAC.

igniting our imagination & allowing us to engage in fascinating conversations & deepen

Herden took the helm at the FAC last month after leading the Museum of Nebraska Art through a growth period. She says it’s certainly more common for cities to have separate art museums and theaters. The fact that Colorado Springs lays claim to one of only a handful of multidiscipline arts institutions in the nation means visitors can investigate the world through the museum and the performance space and art school as well.

The institution is a rarity which grew out of the Broadmoor Art Academy, established in 1919, and

curiosity.

The First Friday art parties are an excellent possibility for those seeking community engagement. Patrons enjoy music, a cash bar, and artist talks in the venue’s historical and elegant atmosphere on the first Friday of each month. Through the end of the year, those dates are Oct. 6, Nov. 3, and Dec. 1.

“Having this fun opportunity to bring in your friends

of

our

At the end of the day,

magical capability that is what connects us all as humans. Art is very powerful.

I think art has the “ ”

— Nicole Herden

or your family and enjoy an evening of fun is important because those visitors have a really memorable experience of being in our space and we hope they will continue to come enjoy the space,” Herden says. “And we might eventually pull them into the arts in some capacity.”

Another great option for families to engage in the arts together before we ring in the New Year is through the FAC’s theater performances. The 2023-2024 season lineup is available online, with ticketing options available at a discount to members.

“We have a really phenomenal season lined up,” says Herden. “Some of the fun ones for kids would include Balloonacy and Elf the Musical. Who doesn’t want to go see either of those?”

Museum patrons can ignite their love for learning through traveling exhibitions, such as Contested Terrains where visitors can explore how human engagement has shaped America’s landscapes (runs through midDecember). The major international exhibitions which come through the downtown Colorado Springs landmark compliment the center’s permanent and renowned Southwest collection, which celebrates the vibrant cultures of the Americas.

For those whose engagement with the arts is better suited to hands-on experiences, the Bemis School of Art is a year-round mecca for harnessing one’s creative power. Classes are offered for ages six and up and range from pinhole photography to beginner wheel-throwing;

from calligraphy to oil painting basics. Summer art camps are a hit for families with young children, and there is a summer theater school for budding thespians and set designers.

Community members ought to keep an eye on the Colorado Springs Fine Arts Center and consistently check their website for new and exciting opportunities. Herden is a passionate arts advocate, with a vision to create even greater access to the arts for Coloradans from all walks of life.

“I’m really excited to build on our history and successful community engagement but imagine what that future looks like in creating a greater, more powerful impact for the community at large,” she says.

Art images: www.coloradocollege. emuseum.com

COPPeR : Arts are a Powerful Force for

Growth

BY JEANNE DAVANT, Senior Writer

As the Pikes Peak region celebrates October as National Arts and Humanities Month, there is a growing understanding that a thriving arts community isn’t just a cultural asset for residents. It’s a compelling economic development factor as well, says Angela Seals, executive director of the Cultural Office of the Pikes Peak Region (COPPeR).

“We know, nationally, that the arts are a powerful workforce attraction and retention force — that when companies are evaluating whether to come to a community, and when employees are making choices about where they want to live and work, the cultural vitality, the entertainment, and the creative offerings of the community are a big thing that they look at,” Seals says, “because that’s where they get long-term health, nourishment and quality of life.”

That is one reason why Seals, who took over leadership of COPPeR in December 2022 after the departure of former Executive Director Andy Vick, says building and strengthening the region’s creative

economy is a key priority for the organization. COPPeR is the local nonprofit agency that strives to elevate the creative sector in El Paso and Teller counties.

Seals served as COPPeR’s deputy director for nine years, beginning in 2013, and left briefly in 2022 to start Relevant Project Studio — a strategy, funding, and project management consulting firm for creatives.

Now back at COPPeR by invitation of the organization’s board, Seals is focusing on four strategic arenas:

Advocating for the creative sector

Promoting the Pikes Peak region as a cultural destination and creative hub

Convening the sector so it can grow stronger

Strengthening the Cultural Office itself over the next five years

These priorities are informed by the data, communitywide input, and goals from Arts Vision 2030, a

10-year cultural plan stewarded by COPPeR and the Bee Vradenburg Foundation. Research for that plan showed that nonprofit arts and culture organizations support 5,070 jobs in the Pikes Peak region (according to the 2017 Arts & Economic Prosperity Study 5) and generate $153.3 million in annual economic activity — including $51.2 million in direct expenditures on goods and services and $102.1

1. 2. 3. 4.

Angela Seals, Executive Director, COPPeR

million in event-related spending by audiences (beyond ticket prices).

“It’s a very exciting document,” Seals says, but when Arts Vision 2030 was released in October 2021, the full impact of the pandemic on the creative community was not known. COPPeR is compiling updated data to reveal the current shape and contribution of the community and will be releasing that information in late fall, she says. Arts Vision 2030 expresses eight declarations, or goals, for the arts and creative community, including a commitment “to developing diversified funding and resource strategies to fortify and embolden our creative lives.”

“The creative landscape is something that everyone engages with, and it deserves investment,” Seals says. “There is a direct correlation between how much support the creative sector receives from its community, and how well it does. But our community doesn’t invest in it as much as some other

communities do.”

For example, the Scientific and Cultural Facilities District, a sevencounty funding mechanism in the Denver metro area, collects a one-cent tax on every $10 in sales. According to the district’s website, that tax provides more than $60 million a year to nearly 300 organizations.

This funding tool is unique and serves as a model for communities across the country, Seals says. Manitou Springs passed a similar levy, the Manitou Arts, Culture and Heritage tax in 2019.

“When you’re in a community like that, you can really feel it,” she says. “Their cultural organizations have challenges, of course, but they’re really thriving. If we want that, this doesn’t mean that we have to have the exact same mechanism — our community is very unique in its approach to solving solutions without taxation — but we’ve got to support it. We have to show up and buy tickets. We have to choose to buy local art from a local gallery instead of from Bed Bath and Beyond.”

It’s an exciting time for the Pikes

Peak region’s creative community, Seals says.

“We’re in a fast-growing moment. People are coming here from other arts markets, and they have exciting ideas and expectations and hopes for arts and entertainment that are adding new thoughts to the conversation,” she says. At the same time, many creatives, both nonprofits and family and small businesses, are feeling the pinch of challenges including the rising costs of creative spaces and housing.

“There’s a long history here of art making and of the arts being part of the identity of Colorado Springs,” Seals says. “We have a setting that has always inspired photography, painting, poetry, and music. That is really powerful, and it’s something we shouldn’t take for granted.”

We have a setting that has always inspired photography, painting, poetry, and music. That is really powerful, and it’s something we shouldn’t take for granted.

”

— Angela Seals

Author and poet Katharine Lee Bates penned the first draft of “America the Beautiful” in 1893 after trekking up Pikes Peak, while she was a visiting teacher from Wellesley.

BY JEANNE DAVANT, Senior Writer

From Cripple Creek to Monument, the arts calendar in the Pikes Peak region is overflowing with more than 300 events during October. That’s when the Cultural Office of the Pikes Peak Region (COPPeR) presents its annual ArtsOctober, a month-long celebration of the region’s robust arts scene, in conjunction with National Arts and Humanities Month.

“We started an annual Arts Month celebration in 2014,” and this fall will be our 10th annual campaign,” says COPPeR Executive Director Angela Seals. “It has grown to be one of the largest celebrations of National Arts and Humanities Month across the country, because we’ve chosen to use that tent pole to get really loud, get really visible, invite people to come experience the arts, and emphasize the value that the arts bring to the Pikes Peak region.”

COPPeR is urging residents and visitors to experience at least one new arts or cultural event during the month, says Karole Campbell, marketing director for ArtsOctober.

This year’s theme is “Open your world with arts,” Campbell says.

Each week, the celebration spotlights a different sector of the arts community — in chronological

Arts Take Center Stage

order: visual and culinary arts; theater and film; poetry, prose, and comedy; and music and dance. Among the highlights of the month is an all-day celebration on Oct. 10, which features 10 pop-up performances in iconic locations throughout the region.

“Events and performances will showcase the diversity, eclecticism and resilience of our local arts community and will be accessible to all residents and regions of our community,” Campbell says.

To further engage the community, COPPeR has partnered with local merchants John & John’s Ice Cream, Sasquatch Cookies, and Local Relic

Artisan Ales to develop ArtsOctoberthemed, limited edition treats. A portion of the proceeds from sales of these goodies will go to COPPeR to help support Arts Month.

Another special promotion is the “Open Your Mind with Arts Sweepstakes,” which will reward winners with arts and creative experience certificates. Event listings, promotions, and details can be found at artsoctober.com.

BY SUSAN EDMONDSON, President & CEO Downtown Partnership

Artists, Artisans, & Makers call Downtown Home

With the 2023 openings of several artisancentered shops, Downtown continues to add creative businesses to the city’s only state-certified Creative District. Downtown artists and makers thrive among the largest concentration of independent restaurants in Southern Colorado, cutting-edge bars and coffee shops, and other unique local retailers.

Among those opened in just the past few months are A Little Alchemy, Hunt + Gather Specialty Foods and Artisan Market, Jstar Jewelry Designs, KAE Design Co., and Provision Bread and Bakery.

Jessica Rausch, owner of Jstar, has been involved Downtown for years, including selling her wares at Terra Verde and Cottonwood Center for the Arts. When she decided to open her own storefront, she knew Downtown was where she wanted to be. “There’s an existing concentration of galleries, artists, and performance spaces.

It’s like moving into a built-in arts community,” she says.

The Colony Studio and True North Gallery join established spaces such as G44 Gallery, Gallery 113, Kreuser Gallery, and more than a dozen others, to regularly host art openings and artist talks during the monthly First Friday art walk. Guests weave through the streets and businesses Downtown as they hop from gallery to gallery, enjoying fresh offerings from local and regional artists.

As part of October Arts Month, Downtown features MADE, Saturday, Oct. 21, to shine a spotlight on the creatives, artisans, and makers of Downtown’s creative district.

Visitors can explore the vibrant gallery, culinary, and retail boutique scene unique to the Pikes Peak region. Anita Marie Fine Art, Brooklyn’s on Boulder, Eclectic Co., Painting with a Twist, and many more invite locals to meet the people behind the hand-crafted goods and flavors. Visitors can bring home local creations, connect with artists, and

check out creative workshops — like a cooking demonstration with Le Creuset cookware.

“Customers love engaging with the chef, and they learn how easy it is to be creative with their own cooking,” says Sam Eppley, owner of Sparrow Hawk Cookware. “Downtown is the center of locally owned shops, services, and restaurants. It’s the perfect venue for the customers to learn, interact, and be entertained by knowledgeable staff and business owners.”

Whether it’s for Arts Month, holiday shopping, or looking for that inspired, one-of-a-kind gift, find yourself Downtown, immersed in the offerings of talented creatives. Visit DowntownCS.com to stay in-theknow on everything happening in the heart of the city — and subscribe to the enewsletter!

October fun!

Ahavah Farm

7545 Log Rd. Peyton by appointment

719-233-7827

ahavahfarm.com

Backyard Markets at Black Forest

6845 Shoup Rd. Colo Springs

Saturdays until October 28

9 am - 1 pm

thebackyardmarkets.com

Miners’ Pumpkin Patch

Museum of Mining and Industry

225 North Gate, Colo Springs

Every Saturday in October

9 am - 4 pm

719-488-0880

minerspumpkinpatch.com

Family Fall Crawl by Colorado Springs Pioneer Museum

Evergreen Cemetery, 1005 Hancock Expy

Saturday, October 21

2 pm - 3:30 pm or 3:30 pm - 5 pm

give.cspm.org/event/familyfall-crawl-2023/e509388

Backyard Markets at the Well

315 E. Pikes Peak Ave.

Colorado Springs

Until October 18

Wednesdays 3 pm - 7 pm

thebackyardmarkets.com

Fall activities in southern Colorado range from fall festivals to haunted houses to farmers markets. Pumpkins, corn mazes, ghost stories and more await you this autumn. Below is just a snapshot of some local offerings.

Visit www.PeakRadar.com

Harvest Festival

Rock Ledge Ranch Historic Site

3105 Gateway Rd., Colo Springs

Saturday, October 7

10 am - 5 pm

719-578-6777

rockledgeranch.com

Autumn Harvest Festival

Kinship Landing

415 S. Nevada, Colo Springs

Sunday, October 8

11 am - 1 pm, kids under 12 free

719-203-9309

kinshiplanding.com/events/ kinship-events

Fall Fun Fest

First & Main Town Center

3650 New Center Point, Colo Springs

Saturday, October 14

10 am - 3 pm

Facebook: First & Main Town Center

Ghost Stories of Old Manitou

Walking Tour

517 Manitou Ave.

Fridays and Saturdays in October

Every 15 minutes, starting at 6 pm

Under age 11, free

719-685-1454

eventbrite.com

Boo at the Zoo

Cheyenne Mountain Zoo

4250 Cheyenne Mountain Zoo Rd.

October 20, 21, 22, 27, 28, 29, 31

4 pm - 8:30 pm

cmzoo.org/boo

Monument Hill Farmers’ Market

66 Jefferson, Monument

Saturdays until October 14

8 am - 2 pm

619-592-9420

Crites Produce

135 Hwy 50 East, Avondale

Daily until November 1

8 am - 6 pm

719-568-2313

Facebook: Crites Produce

Mauro Farms & Bakery

936 36th Lane, Pueblo

Daily until December 9 am - 6 pm

719-948-3379

www.maurofarms.com

Disanti Farms

29114 South Rd., Pueblo

Daily until October 31

8 am - 6 pm

719-948-2526

Facebook: DiSanti Farms

Milberger Farms

28570 E. Hwy 50, Pueblo

Daily 7 am - 3 pm

Events listed on website

719-948-3305

milbergerfarms.com

Musso Farm

35779 Hillside Rd., Pueblo

Through October

8 am - 6 pm

719-406-9996

mussofarmschileroom.com

Three Sisters Farm and Dairy

2043 53rd Lane, Boone

Events listed on website

719-240-4996

threesistersfarmanddairy.com

The Fear Complex Haunted House

2220 E. Bijou St.

Fridays and Saturdays through November 4

Recommended: ages 12 and up thefearcomplex.org

Hellscream Haunted House

3021 N. Hancock Ave., Suite A Check website for dates

Recommended: ages 15 and up hellscreamhaunt.com

Aftermath Haunted House

575 Ash St., Cañon City

Saturdays through October 28

ccec.colorado.gov/aftermath

Harvest Days Corn Maze and Pumpkin Patch

33111 E Hwy. 50, Pueblo

719-671-7350

Facebook: Harvest Days

Sources: 2023 Colorado Farm Fresh Directory, Colorado Department of Agriculture and www.PeakRadar.com

The City Dog & The Prairie Dog

An interactive family musical with Creede Repertory Theatre

The RiP Comedy Improv Whimsical sketches with unscripted laughs

An Evening of Music & Magic

The Cory McDaniel Duo partners with ace magician Byron Grey

Playing For Ukraine

Music, Circus, and Song in support of frontline charity Ukraine Power MilliBoo at The Millibo

Not too scary magic and treats for ghosts and ghouls of all ages

The Belle of Amherst

The poetry and life of Emily Dickinson with the incomparable Jessica Roblee

BobThe Extremely

Large Pigeon

World-class puppetry for the whole family with Paul Mesner

Modbo Ho Ho

Adult laughs in a musical satire of all things Holiday

Santa's Elves

Annual Talent Show

Big laughs for all ages with Songs, Circus, and Silliness

Yule Be Naughty...

One More Time

Our evening Cabaret hugs the Holidays with Song, Circus, and Comedy

The Big Bubble Circus

Jim Jackson and friends celebrate New Year's Eve with Bubbles for all ages

collective

Have you heard about our workforce programs?

SCAN HERE TO DONATE TODAY!

What if you could try a career as a restaurant chef before committing? What if you got paid to train on a real set with industry professionals? What if you trained with some of Colorado Springs’ top chefs and production companies? Look no further than the Community Cultural Collective’s Creative Workforce Academy.

CULINARY AND HOSPITALITY CAPSTONE PROGRAM

The Culinary and Hospitality program incorporates advanced food preparation skills and the ability to build a menu for fine dining, along with training in business and resource management, finance, and ordering supplies — all resources needed to build a successful career. The first-of-its-kind Advanced Hospitality and Culinary Apprenticeship program offers participants the chance to be creative with the menu through its apprenticeship model to prepare students by allowing them to delve into the fastpaced world of restaurants while building skills and making decisions on their own. The eight-week program leaves them ready for a career in the industry.

CREATIVE TECHNOLOGY MEDIA ARTS AND THEATER TECH PRODUCTION

Lights, Camera, Action. But a lot more goes on behind the scenes of every production. This program is designed to teach people who want to learn the art and science behind the magic of media arts. During this 2,000-hour program, students get paid to learn about a variety of media arts programs — digital video, multimedia production, lighting, costume design, human resource management, marketing, finance, music, graphic arts. Industry professionals do the training and students work in the lab and on community-led projects for real-world experience while getting paid for their work and creating a portfolio for future jobs and schooling.

EARLY CHILDHOOD ENRICHMENT TRAINING

The Simple Gift Series, a nationally televised children’s television program and a 29-book series, is moving its curriculum to help early childhood educators bring music and literacy to their classrooms in creative ways. The successful program offers skills to preschool teachers through workshops and coaching that combine music, movement, and early reading skills. The program emphasizing taking risks, fun, building teams and being creative while teaching. The SG Scholars program provides professional development that meets Colorado’s Pre-Kindergarten and Kindergarten literacy standards. Teachers can immediately take lessons learned and put them to use in the classroom. The program partners include the Joint Initiatives for Youth and Children and is also used by local preschool and childcare employers as a stackable credit for increased pay and employee retention.

Learn more or apply today at the communityculturalcollective.org

THANK YOU TO OUR PARTNERS!

Interested in supporting our workforce programs?

OPEN world BREAK YOUR

with the arts

OCTOBER IS ARTS MONTH

Arts and Culture are taking over this October, as Arts Month in the Pikes Peak region celebrates its 10th year. Discover endless local opportunities and vibrant creative experiences that will surprise, move, and inspire you—not just in October, but all year round.

There’s more than you think at ArtsOctober.com

Better College Solutions

Beth is the author of Never Pay Retail for College. She is a mom on a mission, protecting parents during their most emotionally and financially vulnerable phase of life. Beth is all about helping other moms and dads create better futures — for the students heading off to college and the parents they leave behind.

Most parents don’t view college as something that is bought — like a car or a house — but Beth can show families how and why they should approach the college purchase exactly like they buy a house.

Starting with what the family can afford, shopping in the right college zip codes, and finding the most cash flow efficient financing options available, Beth combines her financial expertise with those of academic consultants, and career and majors consultants to deliver an integrated, student-centric solution for families.

Beth’s new book, Buy College Better (April 2023), details her formula for successfully “buying” college and saving tens of thousands of dollars on the overall cost of college.

Beth’s college FICO™ score philosophy has helped parents maintain their current lifestyle and stay on track for retirement while sending their kids to schools that provide an outstanding education.

Beth is the founder of the Center for College Solutions, Senior Financial Specialist for Strategies for College, and a wealth advisor for Carson Wealth.

Success Leaves Clues: Part Three of Developing a High-Performance Leadership Success Formula

BY CHARMAS B. LEE, Performance Coach, Author, Speaker 1.

This is the third and final article in the series designed to help you develop your own high performance leadership success formula.

In a May 1993 speech to the cadets at The Citadel, former President Ronald Reagan summed up the idea of the fundamental nature of character and what it takes to make good decisions as a leader. The modified excerpt from the speech [below] sets the stage for the final component of the high-performance leadership success formula — character.

“The character that takes command in moments of crucial choices has already been determined when life seemed easy, and crises seemed far away. Choices that, piece by piece and bit by bit, developed habits of discipline or of laziness, habits of courage or of cowardice, habits of self-sacrifice or of self-indulgence, habits of duty and honor and integrity — or dishonor and shame.”

Here’s a recap of the previous components in past issues of NORTH:

Advanced Personal Communication

The first component in developing the highperformance leadership success formula is communication. To improve human productivity and achieve unparalleled levels of success requires an exchange in listening. Whether it’s the customer looking for a product or the employee seeking a promotion, it’s about getting them where they want to go. A leader’s path to personal success and happiness lies in helping others arrive at their destination.

10 Human Drives

We learned that the force multiplier in creating advanced personal communication requires an understanding of human behavior and the 10 human drives. Each drive, when met, provides an inflection point to the psyche and solicits a positive visceral response. More information about the 10 human drives can be found in Brendon Burchard’s book titled, The Charge

2.

Perpetual Optimism

Perpetual optimism is a leadership quality that will inspire others to achieve beyond their true potential. Great leaders set the tempo and ensure these three conditions are present in order to stoke the fires of optimism. They make optimism an organizational priority, and people become more optimistic if three conditions exist:

1.

2.

3.

High Performance Leadership

1. Communication +

2. Optimism +

3.

They feel they have the power and authority to take action.

They are informed and involved. They are committed to a compelling direction and inspiring vision.

And the final component of the high-performance leadership success formula:

Character

Several years ago I read a book by the late Dr. Stephen R. Covey, titled Primary Greatness. He did a fantastic job describing the attributes of primary greatness and how they are synonymous with character. Dr. Covey stated, “Leadership is affirming people’s worth and potential so clearly that they are inspired to see it in themselves.” In other words, primary greatness is the kind of success that comes from the contribution we make to other’s lives. This statement struck me at a visceral level. I truly began to understand that it is the quality and characteristics of the leader that inspire others to reach their true potential.

Wishing you the best of everything, my name is Charmas Lee, and I build champions.

3. Character

About Charmas B. Lee

Charmas is the co-owner of Believe and Perform like Champions, a business that specializes in creating winning organizations, cultures, and mindsets. Charmas Lee is has been challenging individuals to transform their lives through his dynamic brand of facilitated introspection, motivation, and personal development. Charmas has co-authored and published 7 books, written various technical articles for the national publication of USA Track and Field and has twice been a TEDx speaker. Charmas Lee is a high-performance coach, professional speaker, author, and sports and fitness professional.

Charmas B. Lee

Remodeling Fever! PREVENT

BY MICHAEL PINKERTON, DreamMaker Bath & Kitchen

Whether you’re a first-time remodeler or have experience with a remodel gone awry, an upcoming construction process may cause feelings of anxiety and nervousness. After investing a substantial amount of money and time to design your dream space, the reality of the actual construction phase may be daunting. However, fret not. Here are some useful tips to help ensure you emerge from the remodeling process confident in your decision to remodel.

PREPARE FOR INCONVENIENCE

Remodeling your home can be disruptive, particularly during a kitchen renovation. You will inevitably have to endure some inconvenience, but there are ways to mitigate the impact. With a little ingenuity and some shortcuts, you can still whip up meals while your kitchen is being transformed. One option is to set up a temporary cooking area in your basement using camping equipment. Another idea is to do more grilling outside. Alternatively, you could make use of your RV’s kitchen by parking it in your driveway. By being prepared, you can minimize the disruption to your daily routine during a remodeling project.

DESIGNATE A SAFE HAVEN

To make the remodeling process smoother, it is essential to have a tranquil and secure haven within your abode. Allocate a room that is secluded and peaceful, where you can unwind and withdraw from the pandemonium and disarray that renovation can bring. This space will be solely dedicated to you for respite and relaxation, while other areas undergo the transformation into your dream space.

GUARD AGAINST DUST

In the midst of a remodeling project, dust has an unpleasant habit of infiltrating every nook and cranny, even making its way onto dishware stored in kitchen cabinets. To prevent this pesky substance from wreaking havoc, consider implementing a few helpful strategies: First, close off any doorways or staircases that may allow dust to drift; second, ensure that your central air or heating system is turned off while workers are sanding, and have plenty of spare filters on hand to replace them frequently; third, establish a designated delivery entrance to prevent unnecessary dust buildup; fourth, lay out temporary floor coverings and doormats as necessary; and last, remove or protect any items that are susceptible to dust damage by securely covering them with plastic drop cloths.

COMMUNICATION, COMMUNICATION, COMMUNICATION

Over my three decades of remodeling experience, I have discovered that effective communication is essential to achieving successful results. By maintaining consistent and open lines of communication between you and your remodeling team, you can gain a better understanding of the project, exchange valuable ideas,

and ensure a positive experience for all involved. To facilitate this process, consider the following steps:

Determine who should be the primary point of contact for daily decisions or after-hours emergencies. This may be the lead carpenter for your job, while your spouse may be the remodeler’s contact.

Establish a backup for each contact person to ensure seamless communication in the event of an absence.

Set a designated area in your home where the team can leave messages for each other. A securely anchored notebook can be an excellent choice, as it reduces the likelihood of misplaced notes.

Don’t hesitate to speak up if you have any uncertainties about the project; it’s important to communicate your concerns with your designated contact person.

And finally, at DreamMaker, one of our codes of values is to have fun in the process!

Michael Pinkerton www.dreammaker-remodel.com

EXCEPTIONAL SENIOR LIVING for exceptional seniors

We’re a service-minded community – that’s why over 65% of our residents have a military background, whether in service, as a spouse or with immediate family currently on active duty. And as the only gated senior living community in the area, you know that we’re safe, secure and dedicated to your well-being.

With breathtaking mountain views and a convenient location in beautiful Colorado Springs near the Air Force Academy, the experienced staff at Liberty Heights has been providing exceptional care to service members and their families for over 30 years.

Discover senior living at its finest by joining us for one of our upcoming events

Please RSVP to Brent at 719-481-5009

Festive Holiday Art Class October 19th 2023 2:00pm

Wines Around The World Wine Tasting November 15th 2023 2:00pm

Frank Sinatra Christmas Show December 14th 2023 3:00pm

To schedule your personalized tour call Brent at 719-481-5008

Understanding Skilled Nursing

BY BRENT THOMPSON, Director of Sales and Marketing

The language regarding senior living can oftentimes be confusing. As the director of sales and marketing, I have the responsibility to help residents and their families understand the terminology and assist with the appropriate placement of you or your loved one. One area often misunderstood is skilled nursing. This is a specialized area of senior care that focuses on short-term rehab stays for residents who require rehabilitation services after surgery or acute medical situations, such as fractures, cardiac events, arthroplasty, and more. Liberty Heights is staffed with nurses 24 hours, to provide care as well as onsite rehabilitation services. Residents’ Medicare funds and often a secondary insurance are used to pay for their stay while receiving rehabilitation services. When a physician determines a resident is ready to be discharged from the hospital, a skilled nursing community will get the referral and begin the process to admit. It is important for you to understand that you have a choice in where you go to complete your rehab services. The hospital may have suggestions, but, as the resident, you can choose what is best for you. If surgery is on the horizon followed by a short rehab stay, I encourage you to tour your preferred skilled nursing community so you can see where you will be going and you will know what to expect.

The other aspect of Liberty Heights Skilled Nursing Community is the long-term care option. This area of our community serves residents with the maximum amount of care that one could ever need. In long-term care, residents and their families are actively involved in their care planning and meet often with the medical staff, building a specialized care plan that is unique to each individual. Liberty Heights Skilled Nursing Community provides a boutique style community, featuring private

I was referred to Liberty Heights Skilled Nursing; management was available and everyone had great personalities that made the admission and discharge process smooth. The therapists were respectful and answered all my questions, targeting my goal of getting back home independently. The place was clean and I recommend it.

and semi-private options for our residents, with ensuite bathrooms and a luxurious spa room. While living at Liberty Heights, residents have access to fun and engaging programming to keep them active, restaurantstyle dining services, community outings, and concierge services to schedule medical appointments. Liberty Heights’s five-star overall Medicare rating means you or your loved one will receive the best care from our highly trained and compassionate staff.

Aflac

Air Force Athletics

Amy Newland/American Family

Beth Walker

Boot Barn/Notes Live BROADMOOR

Catholic Schools of Colorado Springs

Classic Homes

Colorado Springs Airport

Colorado Springs Hispanic Chamber

Colorado Springs Orthopaedic Group

Colorado Springs Utilities

Community Cultural Collective

COPPeR

Club at Flying Horse

DreamMakers

Ent Center for Performing Arts

First National Bank Colorado

Flying Horse Realty

Fo4rNORTH/Pause II

Force Broadband

Forest Lakes

Garden of the Gods Resort/Strata

Grass365!

Guaranteed Rate

KKTV 11 News

Liberty Heights

Marquesa Hobbs/Platinum Group

Millabo Art Theatre

New Altitude

Nutri-Shops

Pinnacle Direct Primary Care

Ramos Law

Ross Studios

Safe Passage

Salvation Army

Senior Insurance Solutions

Shops at Briargate

Southern Colorado Women’s Chamber of Commerce

Stewart Remodeling

TING Internet

Virtuent Wealth Management Group

WCG, Inc

YMCA of the Pikes

THE BROADMOOR An American Masterpiece

THE BROADMOOR FALL GETAWAY

As summer’s embrace gives way to the golden allure of fall, there’s no better time to escape the ordinary and immerse yourself in the extraordinary beauty of the season at The Broadmoor. This autumn, avoid the tra c to the high country and seize the opportunity to bask in the timeless elegance of The Broadmoor and, with rates starting at $299 for select dates in October and November, immerse yourself in the season’s captivating colors.

Rates are based on space availability for October and November 2023. Rates do not include applicable taxes and fees. Not applicable to groups. Valid for new bookings only.