Financial Advisor

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Total Financial Freedom 5 SIMPLE SHIFTS TO GROW YOUR WEALTH 3X FASTER AND RETIRE EARLY


WHO THIS IS FOR... ● This webinar is for anyone who depends on their regular income to pay for mortgage costs. ● Those who need a paycheck to support their family for living expenses. ● Anyone who wants to quickly increase your savings, networth, retire early and wealthy without strict budgeting, so they can still take vacations, treat their kids, and enjoy the quality time together as a family.


IN THE NEXT 45 MINUTES... ● How to generate tax-free pension for life, irrespective of your current Financial situation. ● Exactly where to put your hard-earned money, so you get maximum returns, with minimum risk, and build your wealth three times faster than traditional methods. ● How to keep more of what you make, so you can finally afford those important events, or the home makeover, without sacrificing your long-term financial security.


IN THE NEXT 45 MINUTES…. ● How to maximize tax refunds, and grow compounding so your finances are secure, no matter what happens in the markets, and you can feel proud to see your wealth growing every single year. ● Simple ways to leverage of debt to achieve total financial freedom, retire early (and wealthy), and do so without strict budgeting, so you can still take vacations, treat your kids, and enjoy the quality time together as a family. ● Also, how to grow your savings, without working more hours, taking extra jobs, or cutting back on things in life you love.


MY PROMISE TO YOU A STEP BY STEP STRATEGY TO GROW YOUR WEALTH 3X FASTER AND RETIRE EARLY


House Rules 1. Not “Get rich in so quick”. 2. No action, No result. 3. If you are not coachable, I can not help you. 4. Be willing to save or already saving minimum 5% of income for financial freedom. No seeds, no fruits. 5.

Neither my results nor my client's results are typical. The people you are about to hear are extraordinarily committed persons. They worked hard, they kicked ass, and they followed the formula to win the money game that I'm going to share with you. Your success or lack of it is up to you.


DOES THIS SOUND LIKE YOU? 1. Do you get stressed at times when your paycheck isn’t enough? 2. Despite earning well, do you barely have enough to get you through each month, and finances are a constant worry? 3. Are you concerned that if you get seriously sick or injured, no one else will be able to pay the family’s expenses? 4. Do you secretly know you are going to outlive your savings?


DOES THIS SOUND LIKE YOU? 5. Do you wonder how on earth you’re going to make 20 years or more of retirement income? 6. Do you fear you’ll never be able to retire, and will have to work your entire life to maintain your lifestyle? 7. Does it scare you the fact you’ve not saved enough to pay for your child's education and their future? 8. Are taxes your biggest enemy to your financial freedom?


DO YOU FEEL LIKE NO MATTER WHAT YOU DO, YOU ALWAYS STRUGGLE FOR MONEY?


THE REAL PROBLEM? YOU HAVEN'T MADE "THE SHIFTS"


ONCE YOU MAKE THEM ● You will have complete control over your finances, future and freedom of time and money. ● You’ll be on track to retire 5, 10, or even 15 years early, (and wealthy) so you can live your dream life. ● You will have total security of knowing your loved ones will be financially taken care in your absence.


ONCE YOU MAKE THEM ● Your next generations will enjoy massive wealth which the government cannot tax. ● Your family and friends will be amazed looking at your lifestyle. You will feel very happy seeing your savings grow every year. ● You’ll never again stress about unexpected bills, or pay cuts, or downturns in the economy, as you have total control of your wealth.


WHO I AM ● My name is Sunny Kochar, with over 30 years of heading solution driven businesses. With Project Management and Business Analyst CBAP certifications, topped with a commerce degree. My speciality is helping families achieve their financial dreams 3X faster.

● I am an independent licensed financial advisor in ON,BC and Alberta and a broker

● I am mentor of mentors for our Team Hexavision and trained my agents to leverage the 3-5-6 Rules to command premium solutions for our clients in the brokerage.


MY FAMILY


DISCOVERING THE 5 SHIFTS


DISCOVERING THE 5 SHIFTS There are 5 key shifts you must make to enjoy total financial freedom in your life and do what you really love. I’m going to walk you through all 5 of them on this session.


PAY YOURSELF FIRST


● Have a long term perspective (delayed gratification) of life and pay yourself first. ● You WORK Every Month, let that money work for you. Pay yourself at least 5%


We overestimate what we can do in short time and always underestimate what we can do in 5-10 years.


START WITH THE END IN MIND.


The Old Way? ● Work more hours to make more. ● My savings are growing at the bank. ● Taxes are holding me back to make more money. ● Once I get that promotion I will start saving for retirement. ● Building House Equity and RRSP are only ways for safe future.


The Old Way? ● The company pension, Canadian Pension Plan will take care of retirement. ● Invest in RRSP because you will pay less tax when you retire. 100% taxable on withdrawal. ● With this traditional model all but gone, a new retirement strategy focused on personal responsibility is needed.


New Way

PAY

KEEP

MULTIPLY

THE RIGHT AMOUNT OF TAXES

MORE OF WHAT YOU EARN

WEALTH USING TIME & COMPOUNDING

01

02

03


CASE STUDY #1 Mr & Mrs. Verma are busy management professionals at corporate ďŹ rms. They both make a 6 ďŹ gure income. When we met they believed that Employer provided retirement pension and building house equity was the only way to create wealth and retire well.


CASE STUDY #1 They realized the need to invest in multiple baskets to grow their wealth faster. I helped them not only to build more wealth but also have more cash ow every month and protect their monthly income .


USE THE SECRET FORMULA


THE SECRET FORMULA KNOW 5 PILLARS OF FINANCIAL HOME APPLY 3 RULES OF MONEY

6 ACTION STEPS TO LASTING FREEDOM


THE SECRET FORMULA


THE SECRET FORMULA

Family Home

RRSP

Non Registered

TFSA

UL/WL

Provides shelter, no income

100% Taxable when comes out

50% Tax-free on withdrawal

100% Tax free on withdrawal

Long term growth

1

2

3

4

5


THE SECRET FORMULA

Know Your Cash Flow

Keep Emgerency Funds

Manage Debt to your advantage

Have Proper Protection Of What's Important

Build Wealth

Preserve Estate For Next Generation

STEP

STEP

STEP

STEP

STEP

STEP

1

2

3

4

5

6

The Six Steps to Financial Independence


CASE STUDY #2 Dr Simran has worked in the education sector for almost 30 years and about to retire in 2030. She thought her investment portfolio wasn’t giving decent returns at the bank. She was worried she might outlive her retirement savings.


CASE STUDY #2 I helped Dr Simran to get tax free private pension income for life. Now Dr Simran is happy with a diverse portfolio, better rate of returns, complete peace of mind at present and in future.


So, now at this point, we know that you must pay yourself first, start with the end in mind, and use the secret weapon to financial freedom. Now, let’s look at how to leverage our time and compounding without losing our minds.


LEVERAGE YOUR TIME AND COMPOUNDING


Time, leverage it today. â—? Invest in Safe,Secure,High Return,Tax Free Protection and Retirement Income for life, while building wealth for next generations. â—? Time is more valuable than money, leverage it to compound growth.


CASE STUDY #3 Sangeeta is a working professional and a mother to a 6 year old boy. She was saving for her child education in traditional RESP alone.


CASE STUDY #3 Sangeeta now used other invest options more suitable than RESP to secure many milestones for her child apart from education. I helped her create not onely money for each milestones but generational wealth for her son.


INVEST IN MENTORING


INVEST IN MENTORING EVERYONE should have a mentor. Mentoring brings two things: NEW IDEAS, and ACCOUNTABILITY. There are new ideas in your head right now that would not have been there if you didn’t make time for this webinar.


INVEST IN MENTORING Invest in yourself by choosing an expert advisor who represents you and not the company they work for. (Conict of interest). Invest in mentoring. Don’t do it alone. Find the BEST mentor out there, and spend what it takes to work with them.


HOW IT WORKS? To change outcome, change mindset and action!

Are you happy with the current progress you are making towards your Financial Goals? If you’re not happy, you need a new MINDSET, a new PLAN, and ACCOUNTABILITY. You need a MENTOR.


TODAY I PROMISED... ● How to generate tax-free pension for life, irrespective of your current Financial situation. ● Exactly where to put your hard-earned money, so you get maximum returns, with minimum risk, and build your wealth three times faster than traditional methods. ● How to keep more of what you make, so you can finally afford those important events, or the home makeover, without sacrificing your long-term financial security.


TODAY I PROMISED... ● How to maximize tax refunds, and grow compounding so your finances are secure, no matter what happens in the markets, and you can feel proud to see your wealth growing every single year. ● Simple ways to leverage of debt to achieve total financial freedom, retire early (and wealthy), and do so without strict budgeting, so you can still take vacations, treat your kids, and enjoy the quality time together as a family. ● Also, how to grow your wealth, without working more hours, taking extra jobs, or cutting back on things in life you love.


WHAT YOU NEED TO WIN 1. Pay Yourself First 2. Start With The End In Mind 3. Use the Secret Weapon (My solution)

4. Leverage Your Time and compounding 5. Invest in Mentoring These 5 shifts alone are enough to propel you to 3X your Financial Future.


NOW YOU HAVE A CHOICE...


HOW I CAN HELP My team and I have set aside some time in the next 48 hours to speak to you personally about how you can apply these ideas in your life starting today. Whatever your biggest challenges are, we’ve seen it and we know how to overcome it.


HOW I CAN HELP On this session we will work with you to craft a step by step game plan to 3X your ďŹ nancial freedom for life and tax free pension for you. The cost? Absolutely FREE.


WHO THIS IS FOR ● You must have deep desire to change your current Financial Situation. ● You MUST be persistent and committed for your goals. ● You must hold yourself to the highest standards of integrity. ● If that’s you, book a session now!


WHY WE’RE DOING THIS... ● I am doing this because I love giving back what I have learned. ● I know that many like you need my help to transform your financial future. ● If so, we can discuss and decide if it's a good fit for both of us. If not, that’s fine too.


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