TGI Golf Finance

TGI Golf Finance is an exclusive and dedicated Partner finance facility offering services to all Partners.

Working in partnership with the team at Harewood Asset Finance, that includes former PGA Professional and TGI Golf Partner Andy Herridge, TGI Golf Finance offers Partners a whole host of products and services to assist in a variety of ways.

With Andy on the team, the guys at Harewood have a great insight into how the PGA Professional’s business works and the factors that may impact it.

As well as providing financial services to assist Partners with managing their businesses, cashflow or expansion opportunities, the team are also on hand to offer advice and answer any questions Partners may have about financial matters from tax to mortgages.

Within this brochure you will find out everything you need to know about TGI Golf Finance and the products on offer.

For more information contact the team on…

Email: assetfinance@tgigolf.com

Tel: 0333 996 2229

Business Finance

Running a Pro Shop in the 21st century can be an expensive venture, particularly if you want to keep up to date with the latest technologies and trends, such as indoor swing studios and ball flight technology.

Whether you’re looking at introducing a new dynamic into your coaching, bring in the latest and best equipment to help with your custom fitting or just looking to freshen things up with a revamp, TGI Golf Finance can assist.

We have seen many Partners benefit from spreading the cost of these investments over a number of months rather than taking the big hit at once.

How TGI Golf Finance can help you:

• Preferential borrowing rates

• Seasonal payment facilities – pay more when you’re busy, less when you’re quiet!

• Equipment funding – from Trackman / GC2 to a Crossover EPOS system

• Shop fitting – spread the cost of your shop’s new look

• Cashflow finance – release capital to invest in improving your business not just stocking the shop

• Development finance – looking to build a driving range or swing studio, maybe extend the shop or clubhouse?

• Borrow from as little as £1,000 to £1,000,000+

For more information on how TGI Golf Finance can assist your business contact the team today.

Customer Finance

From driving traffic to increasing conversations, offering a point of sale finance solution could help you to maintain a successful and profitable business.

Make purchasing those big ticket items more appealing to your customers by allowing them to spread the cost over a period of time.

A recent survey of retail finance customers showed that 61%* of customers chose to go ahead with the purchase because of the availability of an affordable credit option.

UK

Through TGI Golf Finance, Partners in the United Kingdom can offer their customers a retail finance facility product, which will help attract new customers, increase sales and profit.

This product will help you:

• Increase customer loyalty

• Accelerate purchasing decisions

• Stimulate recommendations and repeat business

• Close sales

• Increase average order value

• Drive footfall and traffic

• Allow you to compete with online and high street retailers

To start the application process to start offering your customers payment options contact the team at TGI Golf Finance today.

Vehicle Finance

Purchasing a new or used vehicle, whether for business or pleasure, can involve a huge financial outlay that will often involve having to fork out a large sum of money. We consistently beat dealerships interest rates and now even have the ability to buy your old car from you instead of trading it in.

With TGI Golf Finance, Partners have somewhere to find the financial support they need whether buying a vehicle outright or putting a down payment on a lease. New for 2023, we can offer partners an introducer fee for any friends, family and members that they introduce to us for vehicle finance, contact the TGI Golf Finance team for details.

To find out how TGI Golf Finance can help with vehicles contact the team today.

Pre Book Finance

Pre book finance has been developed exclusively for TGI Golf Finance, with our industry in mind. It reflects the seasonality issues we have to overcome and allows for flexible, affordable repayment options. This facility can be adapted to each businesses individual requirements with our assistance.

What is Pre Book Finance?

• Developed exclusively for TGI partners

• Flexible finance solutions created with spreading cost of Pre Book in mind

• Different facilities available for different Partner’s bespoke packages for each individual

• Aimed at helping improve cashflow throughout the year

• Use capital to invest in other areas of the business rather than stockpiling cash to pay for stock

Want to know more? Get in touch.

Mortgage Service

The biggest and most important purchase you will ever make is a home.

Whether you are looking to renew your mortgage or moving home, the team at TGI Golf Finance can help you with preferential rates and whole of the market access.

The team has over 20 years of experience in the mortgage and protection sector and also working with individuals whose career is in Professional Sport.

This service is also open to friends and family.

Golf Club Membership Fee Finance

Developed off the back of our retail finance offering, we are able to offer your golf club the opportunity to use our membership fee finance facility.

This facility can help the club to improve its cashflow and help members spread the cost of their annual fee. The golf club can choose to offer interest free or interest bearing finance products depending on what works best for the club. Also, unlike other membership finance providers we will not recall the money from the club should a member default or stop paying.

New for 2023 – we have now developed an interest bearing product where the golf club does not need to have FCA regulatory permissions.

• Attract new full membership members to the golf club

• Stimulate existing member referrals and recommendations

• Promote your club to a younger membership demographic who will be the future generation of your core membership

• Reduce the number of members who consider leaving your club for financial reasons

To find out more about how TGI Golf Finance can help your golf clubs membership please contact the TGI Golf Finance team.

We Can Help The Whole Club

TGI Golf Finance specialises in helping TGI Partners and their Golf Clubs to fund purchases and business investments. With great knowledge of both the golf and finance industry, we are in a unique position to help Partners finance purchases with a number of flexible products which includes seasonal payments.

Equipment that we typically finance includes:

• Ball Flight Tracking Technology

• EPOS systems

• Shop Refurbishments

• Driving Range / Swing Studio Builds

• Landscape machinery

• Tractors & attachments

• Mowers

• Cultivation equipment

• Aerators

How it works

• Contact us with your requirements

• Top dressers & sprayers

• Blowers

• Tractors & ATVs

• Golf buggies & utility vehicles

• Bunker rakes

• Irrigation

• Pressure washers & cleaning systems

• Gritting & snow equipment

• Clubhouse projects

• Agree a suitable finance product and repayment term (seasonal payments can be an option for certain assets)

• We put together the full proposals and liaise with the finance companies to get you the best possible facility

• We arrange for payment of the goods to the supplier or yourselves

• Goods get delivered as they would normally

Other Products

VAT and Tax Loans

A tax bill is rarely a welcome sight and more often than not seems to come at the most inconvenient time, with other outlays competing for your money.

However, TGI Golf Finance’s tax loan facility offers a quick and easy solution as you spread the cost of your tax bill while allowing you to use your funds for other business purchases and investments.

These tax funding facilities are quick and easy and funds can be transferred to your account in as little as 48 hours after approval.

Bridging Loans

Also known as Auction Finance, bridging loans are a great product when you need the funds quickly to purchase a property or to move onwards. Designed to meet the short term timescales that are demanded at auction houses, deals can be done and paid out in as little as 7 days if all the criteria is met and in place.

Bridging loans are relatively straight forward to set up and we can help with both commercial and residential requirements.

Merchant Cash Advance

This is becoming a wider used product in the retail and hospitality industries, where you take out a loan against your PDQ (credit card) terminal transactions.

A percentage of each card transaction goes towards paying the loan off. When you are naturally busy you pay more off, but when you are quieter you do not have to worry about remaking the loan repayment.

This is a great product for helping with cash flow.