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Cold or Bold?

Well, that little rascal Punxsutawney Phil saw his shadow, which may or may not mean an extra 6 weeks of winter this year. Fun fact: the furry little meteorologist has only predicted accurately 40% of the time, which tracks with his human counterparts.

Either way, we have a choice – settle into the cold and gloom until spring fever hits – or go bold with big adventures, new experiences and warm melas with family and friends.

We LOVE bold here at HBG, so we’ve put together a Winter Edition filled with it! From our Winter Bucket List to Snowy Adventures you’ll be sure to work up an appetite for our special section, One Pot Meals for you to enjoy while binging on selections from our Must-Watch Streaming Guide!

Pre-Approval in 2023: What You Need To Know

Getting pre-approved is an important first step toward buying a home.

Happy reading,

James Polinori Geneva Financial CMO Editor Home By Geneva