2P
Saturday, October 4, 2014
Special Advertising Section • The Charlotte Observer
+
mattamyhomes.com
Choices!
Mattamy Homes has always provided a range of Architectural and Interior Design Choices to help you get the home you’ve always dreamed of. Right now, we are stepping up with even more choices than ever before. We want you to have a home that reflects your personality in every possible way.
For A Limited Time Only, Here’s A FREE Choice:
• FREE APPLIANCE PACKAGE & FREE BLINDS! • This choice includes a Washer, Dryer, Refrigerator and Blinds. You can have it with the purchase of a to-be-built or a Quick Delivery Home. This FREE Choice Package is worth $5,000.
CONTACT OUR ONLINE NEW HOME COUNSELOR LAURA O’BRYANT AT (980) 253-2792 OR INFO.CAROLINA MATTAMYHOMES.COM FOR OTHER WAYS TO BENEFIT FROM THIS PROMOTIONAL CHOICE! Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 9/12-10/31/14. Builder’s License #47524.
Live at the { A N D AT T H E P O O L , T H E T E N N I S C O U R T S , T H E PA R K , T H E P L AYG R O U N D A N D T H E WA L K I N G T R A I L S . }
Why not live a vacation all year long? With a brand new amenity center, Chapel Cove offers a wide variety of activities in a beautiful natural setting featuring extensive trails and a quiet cove. You can experience an active lifestyle as well as a relaxing one. It ’s the perfect balance.
LAKE WYLIE HOMES STARTING IN THE $300s NEW HOMESITES AVAILABLE
855-437-1467 | CHAPELCOVE.COM
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
F Featured eatured Properties… Properties…
4TH TH WA ARD RD
127 N. TRYON STREET - #606
Coveted Tryon Street Address
$415,000
FOR SALE! UPTOWN CONDO WITH STADIUM VIEW
333 West Trade Street, Unit 2005
$234,900
For Sale highrise condo with spectacular view of Knights Stadium!
521 N. GRAHAM ST #1C
Great deal in Uptown!
$207,000
Around TOWN
6913 SWEETFIELD DRIVE
NEW PRICE in Mcginnis Village
$220,000
OPEN HOUSE SUNDAY OCTOBER 12TH FROM 2 TO 4PM
1933 Brandon Circle Charlotte, NC 28211 This Myers park home offers Style and Elegance. Open floor plan with Stunning Chef ’s kitchen with Carrera marble and SS appliances. Home features 6 Bed 5.5 Bath master suite on main level. Covered veranda with outdoor fireplace that over looks the pool. Finished room over the 2 car carriage house is ideal for office or gym. SweetHomeCLT.com
$1,598,000
S I M P LY
the Best
IN DE SIGN.
Classica Fall Home Tour
M
October 4-5 & 11-12
Christenbury Glen, $512,900
agic happens when someone reaches into your heart, finds your dream home and
has it ready for your family to move in. Twenty homes have been professionally designed by Classica’s Interior Designer to wow your senses and inspire the way you live. Five are ready now and the others soon after. Tour them all this weekend, and also visit our five award-winning modelPasadena homes. When you simply in the– Best Design, your life Multi-Gen Model live at Cheval Tour of Today!
changes.
ClassicaHomes.com Model Open Daily 11-6 and Sun 1-6 704-573-2800
T O U R T O D AY , M O V E I N T O M O R R O W. CHRI STE N BU RY GLE N
Concord/North Charlotte • Tour 2 Ready Now, 1 by End of Nov & 1 Model Home
1
ME A DOWS AT C HE VA L
Mint Hill • Tour 1 Ready Now, 2 by End of Year, 1 Model
2
3
$512,900 • MOVE-IN READY
$674,900 • MOVE-IN READY
$517,900 • MOVE-IN READY
#77, 2449 Summers Glen Dr www.ClassicaHomes.com/77
#101, 2422 Summers Glen Dr www.ClassicaHomes.com/101
#216, 13605 Castleford Dr www.ClassicaHomes.com/216
4 Bed, 3 Bath, 3 Car, Cul-de-sac Study, 1st Fl Bed, Bonus Rm, Fr & Back Porch
5 Bed, 4 Bath, 3 Car, Finished Basement Home Office, 1st Fl Bed, Bonus & Rec Rm., Back Porch
4 Bed, 3.5 Bath, 3 Car, .72 Acres Study, Home Office, Bonus Rm, Fr & Back Porch Wooded Enclave, Cheval Parks & Trails, Easy Commute
Clubhouse, Pool, Tennis, Playground, Fitness Center, Trails
ROB BI N S PA RK
MO R E HO M ES R EA DY BY C HR I STM AS
Cornelius/Lake Norman • Tour 2 Ready Now, 2 by End of Year & 3 Model Homes
4
5
$478,900 • MOVE-IN READY
$548,900 • MOVE-IN READY
#352, 18011 John Robbins Ln www.ClassicaHomes.com/352
#339, 8931 Robbins Pond Rd www.ClassicaHomes.com/339
4 Bed, 3 Bath, 2 Car Study, 1st Fl Bed, Bonus Rm, Fr & Back Porch
4 Bed, 3 Bath, 2 Car Home Office, 1st Fl Bed, Bonus Rm, Back Porch
Rec Fields, Playground, Trails, Greenway, Tennis, Pool
ClassicaHomes.com Christenbury Glen & Hall
Tour 1 Model Home GPS: 9900 Christenbury Pkwy Concord, NC 28027 704-971-7184
Robbins Park
Tour 3 Model Homes GPS: 17500 W Catawba Ave Cornelius, NC 28031 704-892-0910
Cureton
2900 McPherson St Waxhaw, NC 28173 704-243-0032
The Meadows at Cheval Tour 1 Model Home 13620 Castleford Dr Mint Hill, NC 28227 704-573-2800
Blakeney Retreat
Blakeney Heath Rd Charlotte, NC 28277 704-243-0032
Model & Sales Hours: Mon 11-6, Tue 2-6, Wed-Sat 11-6, Sun 1-6. Tour Hours: Sat & Sun 1-6
• • • • • • • • • • • • • • •
S. Charlotte, Blakeney Retreat $598,900 S. Charlotte, Blakeney Retreat $613,900 S. Charlotte, Blakeney Retreat $658,900 S. Charlotte, Blakeney Retreat $688,900 S. Charlotte, Blakeney Retreat $739,900 SOLD Concord/N CLT, Christenbury Glen $567,900 Concord/N CLT, Christenbury Hall $774,900 Waxhaw, Cureton $579,900 Waxhaw, Cureton $628,900 Waxhaw, Cureton $638,900 Waxhaw, Cureton $749.900 Mint Hill, Meadows at Cheval $569,900 Mint Hill, Meadows at Cheval $574,900 Cornelius/LKN, Robbins Park $496,900 Cornelius/LKN, Robbins SOLD Park $499,900
Signature Homes C LASSICA
Just Add Your Family.
2013 Community of the Year. Designed for those who appreciate the finer things in life, but are @ CRISMARK looking for exceptional value, The Enclaves at Crismark in Indian Trail delivers both beautifully. True to Bonterra Builders’ goal of superb craftsmanship and attention to detail, this award winning community offers low Union County taxes, great schools and is located one mile from I-485. With floorplans ranging from 2400 sq ft to over 4200 sq ft, you’re sure to find the perfect home.
THE ENCLAVES
Wooded homesites accommodate varying styles - from ranch to spacious two story homes.
Comfort and style are crafted into every Bonterra home. From the mid $260s - $500s.
Amenities include pool, tennis courts and clubhouse.
7
Bring this ad and present it on your intial visit to Enclaves at Crismark (for contracts on inventory homes written before Nov. 15, 2014 to close no later than Dec. 31, 2014) and enjoy a Welcome Home Package – Stainless Steel refrigerator and faux wood blinds.
7
Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 704.628.9902 | www.bonterrabuilders.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
13242 Claysparrow Road – $1,100,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
MLS#3029258
MLS#2172493
ON RC E D UN
4052 Arborway – $1,000,000
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
TR
T AC
10700 Alexander Mill Drive – $575,000
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
MLS#3026185
MLS#2216113
CT TRA! N O S R C AY DE 5 D UN IN
3115 Springs Farm Lane – $525,000
6409 Wakehurst Road – $435,000
MLS#3024679
MLS#3032805
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
7926 Greenview Terrace Court - $390,000 Lifestyle & location at modern Greenview Terrace! Lovely, bright townhome w/pretty golf views. High-end finishes.
MLS# 3037659
9615 Deer Spring Lane - $350,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
1258104-04
MLS#3022988
414 W 9th St., Unit C - 4th Ward – $190,000
Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
Stylish Burning Tree townhome in gated community. Walk to shopping & restaurants.
OPEN HOUSE WEEKEND
All of Our Ready-To-Own Homes are Open! E XT E N D E D SATURDAY, OCTOBER 4th 10 am - 6 pm SUNDAY, OCTOBER 5th 1 pm - 6 pm
For one special weekend, in addition to our beautiful model homes, we’re opening the doors to all Ready-to-Own homes. Plus, enjoy refreshments in our model homes. It’s a weekend of Open Houses you won’t want to miss! standardpacifichomes.com
To be eligible for a commission, (1) agent/broker must be an active real estate licensee in the state where the home is located; (2) agent/broker must accompany and register buyer on buyer’s first visit to a Standard Pacific community or register buyer with online sales counselor prior to buyer’s first visit; (3) agent/broker and client must sign and return Standard Pacific’s form co-broker agreement before or at time buyer signs a Purchase Contract for the home and comply with all of the terms of such agreement; and (4) buyer must close on the home per terms of their Purchase Contract . Since seller reserves the right to modify or discontinue this program at any time without notice, please call the applicable sales center in advance to confirm that the program is still in place. Commission offer not valid for Purchase Contracts signed by buyer prior to publication of this advertisement. Commission varies per community and home site and cannot be used with any other special offers. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North and South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
LenderCity, a division of BouLevard Bank
% Down
APR
866-597-7940
http://www.LenderCity.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Best rate Mortgage
Points
Fees
% Down
APR
Program
Rate
Points
704-529-1233 CharLotte Metro federaL Credit union
http://www.bestratemtg.com
Fees
% Down
APR
877-865-2298
http://www.cmcu.org
30 yr fixed
3.875
0.000
$300
5% 3.890 30 yr fixed
3.875
0.000
$75
20% 3.902 30 yr fixed
Call for Rates
20 yr fixed
3.750
0.000
$300
5% 3.771 15 yr fixed
3.000
0.000
$75
20% 3.025 15 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$300
5% 2.901 7/1 ARM
3.000
0.000
$75
20% 2.869 3/1 ARM
3.000
1.000
$1000
5% 2.811
5/1 ARM
2.625
0.000
$300
5% 2.781
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
3.375
1.000
$1000
5% 3.007
10 Year Fixed, 2.875%/0 points. Low closing costs.
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
(A) 536 Trade Center Blvd., St. Louis, MO 63005
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
MeCkLenBurg Mortgage
877-493-5002
30 yr fixed
3.875
0.000
$750
20% 3.912
3.22
15 yr fixed
3.000
0.000
$175
20% 3.015
3.04
7/1 ARM
3.000
0.000
$750
20% 2.949
2.86
30 yr jumbo
4.125
0.000
$175
20% 4.131
2.68
Free Prequalification Letters and Rate Quotes 7 days a week (B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
1-Year Adjustable Mortgage Trend
3.40
www.mecklenburgmortgage.com
2.50
1190352
NMLS# 103395 (E) 718 Central Avenue, Charlotte, NC 28204 5/1 Adjustable Mortgage Trend 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000
16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug 27-Aug 3-Sep 10-Sep 17-Sep 24-Sep 1-Oct
Source: Bankrate.com 2014
Calculate Your Mortgage Payment
Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (10/2/14 - 10/8/14) Up: 8% Down: 50% Unchanged: 42%
Tip: The home loan applicaTion Triggers a crediT inquiry on your crediT reporT. crediT inquiries iniTiaTed by The consumer sTay on a crediT reporT for Two years, buT only impacT The crediT score in The firsT year.
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.27
3.44
3.29
Last Week
4.30
3.46
3.32
Last Year
4.41
3.47
3.40
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
14-May 18-Jun 23-Jul 27-Aug 1-Oct Source: Bankrate.com 2014
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 10/1/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Tell us your story at today’s Open Houses Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!
ROBIN KNOWS DIRT! LAkE wYLiE 394 Stone Cliff, Caroliina Coves w/waterviews and full unfin basement $564,000.
LAkE wYLiE 2020 Curry, Mill Creek Falls 4bR w/bonus $286,000.
OpEn HOuSE SAT 2-4
OpEn HOuSE SAT 2-4 13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $925,000
LAkE wYLiE wATERFROnT 3934 Sandy point Dr. Main Channel, amazing views, ranch w/guest cottage. $430,000
2319 FiRMin, Gastonia Ranch completely updated, new everything! $122,000
The Glynns at Carolina Crossing Lots on pond $39,000 and $34,000, interior lot $31,000 LAkE wYLiE 569 Morning Glory, Carolina Coves. Custom Craftsman on 1.18 acres. $500,000
OpEn HOuSE SAT 2-4
605 TROLLinGwOOD CT., vAnDER LAkES, York S.C. w/Clover Schools. brick ranch on 1 acre w/pool. $350,000
• LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 Willow Breeze. $55,000 each. • Fishing Creek Lake, Waterview lot Jackson Rd. $30,000 • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000 • Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5-44 acres starting $95,000 • Falls Rd, Rock Hill 127 acre 1207 CAnvASbACk DuCk, Southern Farm w/pastures and Clover Ranch on 1.6 acres w/huge pond $1,916,850 detached workshop. $300,000 1151 Lancashire Dr. indian Land Stunning 2 yr. young brick and stone just outside ballantyne on 1 acre. $540,000
OpEn HOuSE SAT 2-4
OpEn HOuSE SAT 2-4
1317954-01
ESTATES AT GLEnMOOR, YORk, SC new Construction Homes. $230,000-$270,000 put 3041 Glenmoor in your GpS.
5835 kREpS RD, Clover Equestrian Estate on 12 acres. 8 barns, 9 pastures, amazing! $450,000
Visit us on
2616 MEADOw RD. Clover equestrian estate on 29 acres w/ new 4 stall barn. $444,000
Robin-King-Realtor-Group
See property videos on
by address
1317272-01
Info@JARealtyGroup.com
Exquisite Interiors Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
PREMIERSOTHEBYSREALTY.COM
RUTHERFORDTON | NORTH CAROLINA $2,175,000 USD premiersir.com/id/3026071
Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.