Home | Design August 2, 2014 by Charlotte home

mattamyhomes.com

• Designer Coordinated Color Schemes • Architect-Designed Elevations In Various Styles • A Stylish & Convenient Butler’s Pantry Attached To Kitchen (Per Plan)

• Beautiful Second Floor Balcony’s • Carriage Garage Doors With Coach Lights

• Gourmet Kitchens with Plenty Of Family Seating

• Relaxing Bath Oasis with Garden Tub & Shower

• Stone Accents (Per Plan)

• Spacious Second Floor Entertainment Areas

• Grand Master Bedrooms to Relax and Unwind In

• Welcoming Front Entries

• Sodded Front Yard

The Rose Model Home In Castlebrooke - MAME 2014 Gold Award Winner

• Open Family Rooms with Oversized Windows

The Rose Model Home In Castlebrooke Brings Home The Gold! MAME Gold Winner In The HBA Product Design Category.

Castlebrooke offers a stunning collection of Mattamy homes inspired by English Tudor architecture priced from the low $200’s. These newly designed elevations are a perfect compliment to the gracefully rolling-hills and private homesites of this distinctive master-planned community in Cabarrus County. Living in Castlebrooke means you’ll have easy access to I-85 and I-77 as well as excellent Cabarrus County schools, shopping, dining and entertainment. To ﬁnd out more about other Mattamy Homes communities where the Rose is available or other Mattamy award winning designs, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com. Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524

Crafting Style into Life.

IINDIAN NDIAN LAND NDIAN LAND, L AND, SC SC

Bonterra Builders is currently completing construction on the remaining homesites in Barber Rock located in Indian Land, SC, convenient to both Ballantyne and I-485. Barber Rock’s majestic oak canopy provides the perfect backdrop for our award winning brick home designs. Don’t miss your opportunity to live in this MAME Award Winning “Community of the Year”.

Sidewalks invite leisurely strolls through the neighborhood.

One and two story brick homes priced from $450s - $570s.

Amenities include pool, cabana and playground.

Bring this ad and present it to our community sales representative on your intial visit to Barber Rock (for contracts written between now and August 31, 2014) and enjoy an extra $2,500 in design center options.

Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 803-547-3447 | www.bonterrabuilders.com

L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center

Huntington model photo

eeed ed a h home ome n now? ow? A C Classica lassica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill

Newport model photo

T HE H UNTINGTON at C HEVAL $517,900 Ready 8/29/14 Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/73

Sales by Builder Developer Advisors, Inc.

Model Open Daily 11-6 and Sun 1-6 704-573-2800

ONLY 18 REMAINING LUXURIOUS 1 - 3 BEDROOM CONDOS PRICES STARTING FROM

$159,900

T HE N EWPORT II at C HEVAL $564,900 Ready 11/13/14 Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234

NEW ownership of French Broad Place means these richly appointed homes are now offered at incredible NEW prices. Don’t miss this opportunity to own a NEW LUXURY CONDO in Brevard, North Carolina. CALL TOLL FREE TODAY 855-257-2522 | 828-884-4050 www.FrenchBroadPlace.com

This is not an offering for sale in an y ju risdict ion where t he proj ect is not registered . Obta in the Proper ty Repor t required by Federal law an d read it before sign in g an yt hin g. No Federa l agen cy has ju dged the merit s or va lue, if an y, o f this proper ty. A ll pricing an d or incent ives are subject to cha nge. Cons ult with sales associat e for det ails.

6 New Communities Be First . Get More. Pre-Construction Pricing & All Closing Costs Paid* *Some restrictions apply.

Learn more at

The Charlotte . bserver Program

Rate

Points

Fees

Charlotte Metro Federal Credit Union

% Down

APR

877-865-2298

http://www.cmcu.org

Check rates daily at http://charlotte.interest.com

Program

Rate

Points

MeCklenBUrg Mortgage

Fees

% Down

APR

Program

877-493-5002

www.mecklenburgmortgage.com

Rate

Points

Best rate Mortgage

Fees

% Down

APR

877-300-1269

http://www.bestratemtg.com

30 yr fixed

Call for Rates

30 yr fixed

3.875

0.000

$750

20% 3.912 30 yr fixed

4.000

0.000

$75

20% 4.035

15 yr fixed

Call for Rates

15 yr fixed

2.875

0.000

$750

20% 2.940 15 yr fixed

3.000

0.000

$75

20% 3.042

3/1 ARM

2.875

1.000

$1000

5% 2.792 7/1 ARM

3.000

0.000

$750

20% 2.968 7/1 ARM

3.000

0.000

$75

20% 2.869

5/1 ARM

3.250

1.000

$1000

5% 2.956 10/1 ARM

3.500

0.000

$750

20% 3.526

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!

Free Prequalification Letters and Rate Quotes 7 days a week (E) 718 Central Avenue, Charlotte, NC 28204

(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203

lenderCity, a division oF BoUlevard Bank

866-597-7940

http://www.LenderCity.com

Myers Park Mortgage/CertUs Bank, n.a.

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

1190352 (B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217

877-270-4259/877-317-0788

http://www.myersparkmortgage.com

3.875

0.000

$300

5% 3.895 30 yr fixed

Call for Rates

3.22

20 yr fixed

3.625

0.000

$300

5% 3.646 15 yr fixed

Call for Rates

3.04

15 yr fixed

2.875

0.000

$300

5% 2.901 30 yr FHA

Call for Rates

2.86

5/1 ARM

2.500

0.000

$300

5% 2.719 5/1 ARM

Call for Rates

2.68

10 Year Fixed, 2.875%/0 points. Low closing costs.

5/1 jumbo ARM

Call for Rates

(A) 536 Trade Center Blvd., St. Louis, MO 63005

(B) 141 Providence Road, Charlotte, NC 28207

1-Year Adjustable Mortgage Trend

3.40

30 yr fixed

2.50

NMLS# 445276

14-May 21-May 28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul

9-Jul 16-Jul 23-Jul 30-Jul

Source: Bankrate.com 2014

Calculate Your Mortgage Payment

Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (7/31/14 - 8/6/14) Up: 18% Down: 0% Unchanged: 82%

Tip: ExpErTs say iT’s safE To buy a prEviously forEclosEdupon housE if TiTlE insurancE is availablE on iT.

Source: Bankrate.com 2014

30 yr fixed

15 yr fixed

5 yr ARM

This week

4.28

3.40

3.38

Last Week

4.28

3.41

3.37

Last Year

4.59

3.65

3.57

Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%

NMLS# 103395

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92

$764.14

$787.74

$811.70

$836.03

$860.72

$885.76

$911.14

$936.85

$215,000 $965.45

$175,000 $785.83

$810.45

$835.48

$860.89

$886.70

$912.88

$939.44

$966.36

$993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$185,000 $830.73

$856.76

$883.22

$910.09

$937.37

$965.05

$993.12

$1,021.58

$1,050.41

$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30

$195,000 $875.64

$903.08

$930.96

$959.28

$988.04

$1,017.21

$1,046.80

$1,076.80

$1,107.19

$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08

$205,000 $920.54

$949.39

$978.70

$1,008.48

$1,038.70

$1,069.38

$1,100.48

$1,132.02

$1,163.97

$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

Loan Amount 3.50%

3.75%

$995.70

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 7/30/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com

SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

13242 Claysparrow Road - $1,150,000

Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.

MLS#2172493

UND

RAC

T CON

4052 Arborway - $1,000,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

MLS#2216113

7507 Polyantha Rose Circle - $750,000 Lovely home in Rose Hill. First floor master, guest suite, office, 3-car garage, screened porch w/fireplace overlooks pool.

MLS#3014524

3627 Quail View Road - $575,000

SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.

MLS#2221655

2540 Ballencourt Lane - $675,000

Terrific SouthPark location. Brick beauty in popular Giverny, classic exterior, lovely interior, great condition!

MLS#3016995

9615 Deer Spring Lane - $375,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

MLS# 3022988

3115 Springs Farm Lane - $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

0001123170-07

MLS#3024679

414 W 9th St., Unit C - 4th Ward - $200,000 Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.

MLS#3020237

HAND IT OVER.

cindy.barnes@allentate.com â&#x20AC;˘ 704-367-7203

5001 Corrigan Court - $489,000

Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.

MLS#2222233

Exquisite Retreats Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243

LINVILLE | NORTH CAROLINA $1,050,000 USD premiersir.com/id/180803 Sothebyâ&#x20AC;&#x2122;s International Realty and the Sothebyâ&#x20AC;&#x2122;s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.

mattamyhomes.com

• Designer Coordinated Color Schemes • Architect-Designed Elevations In Various Styles • A Stylish & Convenient Butler’s Pantry Attached To Kitchen (Per Plan)

• Beautiful Second Floor Balcony’s • Carriage Garage Doors With Coach Lights

• Gourmet Kitchens with Plenty Of Family Seating

• Relaxing Bath Oasis with Garden Tub & Shower

• Stone Accents (Per Plan)

• Spacious Second Floor Entertainment Areas

• Grand Master Bedrooms to Relax and Unwind In

• Welcoming Front Entries

• Sodded Front Yard

The Rose Model Home In Castlebrooke - MAME 2014 Gold Award Winner

• Open Family Rooms with Oversized Windows

The Rose Model Home In Castlebrooke Brings Home The Gold! MAME Gold Winner In The HBA Product Design Category.

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524

Crafting Style into Life.

IINDIAN N NDIAN DIAN LAND LAND, L AND, SC SC

Sidewalks invite leisurely strolls through the neighborhood.

One and two story brick homes priced from $450s - $570s.

Amenities include pool, cabana and playground.

Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 803-547-3447 | www.bonterrabuilders.com

L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center

Huntington model photo

eed eed a home home now? now? A Classica Classica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill

Newport model photo

T HE H UNTINGTON at C HEVAL $517,900 Ready 8/29/14 Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/73

Sales by Builder Developer Advisors, Inc.

Model Open Daily 11-6 and Sun 1-6 704-573-2800

ONLY 18 REMAINING LUXURIOUS 1 - 3 BEDROOM CONDOS PRICES STARTING FROM

$159,900

T HE N EWPORT II at C HEVAL $564,900 Ready 11/13/14 Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234

This is not an offering for sale in an y ju risdict ion where t he proj ect is not re gistered . Obta in the Proper ty Re por t re quired by Fede ral law an d read it before sign in g an yt hin g. No Fede ra l ag en cy has ju dge d the merit s or va lue , if an y, o f this proper ty. A ll pricing an d or incent ives are subject to cha nge . Cons ult with sale s associat e for det ails.

6 New Communities Be First. Get More. Pre-Construction Pricing & All Closing Costs Paid* *Some restrictions apply.

Learn more at

The Charlotte . bserver Program

Rate

Points

Fees

Charlotte Metro Federal Credit Union

% Down

APR

877-865-2298

http://www.cmcu.org

Check rates daily at http://charlotte.interest.com

Program

Rate

Points

MeCklenBUrg Mortgage

Fees

% Down

APR

Program

877-493-5002

www.mecklenburgmortgage.com

Rate

Points

Best rate Mortgage

Fees

% Down

APR

877-300-1269

http://www.bestratemtg.com

30 yr fixed

Call for Rates

30 yr fixed

3.875

0.000

$750

20% 3.912 30 yr fixed

4.000

0.000

$75

20% 4.035

15 yr fixed

Call for Rates

15 yr fixed

2.875

0.000

$750

20% 2.940 15 yr fixed

3.000

0.000

$75

20% 3.042

3/1 ARM

2.875

1.000

$1000

5% 2.792 7/1 ARM

3.000

0.000

$750

20% 2.968 7/1 ARM

3.000

0.000

$75

20% 2.869

5/1 ARM

3.250

1.000

$1000

5% 2.956 10/1 ARM

3.500

0.000

$750

20% 3.526

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!

Free Prequalification Letters and Rate Quotes 7 days a week (E) 718 Central Avenue, Charlotte, NC 28204

(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203

lenderCity, a division oF BoUlevard Bank

866-597-7940

http://www.LenderCity.com

Myers Park Mortgage/CertUs Bank, n.a.

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

1190352 (B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217

877-270-4259/877-317-0788

http://www.myersparkmortgage.com

1-Year Adjustable Mortgage Trend

3.40

30 yr fixed

3.875

0.000

$300

5% 3.895 30 yr fixed

Call for Rates

3.22

20 yr fixed

3.625

0.000

$300

5% 3.646

15 yr fixed

Call for Rates

3.04

15 yr fixed

2.875

0.000

$300

5% 2.901

30 yr FHA

Call for Rates

2.86

5/1 ARM

2.500

0.000

$300

5% 2.719

5/1 ARM

Call for Rates

2.68

10 Year Fixed, 2.875%/0 points. Low closing costs.

5/1 jumbo ARM

Call for Rates

(A) 536 Trade Center Blvd., St. Louis, MO 63005

(B) 141 Providence Road, Charlotte, NC 28207

2.50

NMLS# 445276

14-May 21-May 28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul

9-Jul 16-Jul 23-Jul 30-Jul

Source: Bankrate.com 2014

Calculate Your Mortgage Payment

Mortgage Prediction                                

Tip: ExpErTs say iT’s safE To buy a prEviously forEclosEdupon housE if TiTlE insurancE is availablE on iT.

Source: Bankrate.com 2014

  

  

  

 







 







 







                        

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%

NMLS# 103395

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92

$764.14

$787.74

$811.70

$836.03

$860.72

$885.76

$911.14

$936.85

$215,000 $965.45

$175,000 $785.83

$810.45

$835.48

$860.89

$886.70

$912.88

$939.44

$966.36

$993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$185,000 $830.73

$856.76

$883.22

$910.09

$937.37

$965.05

$993.12

$1,021.58

$1,050.41

$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30

$195,000 $875.64

$903.08

$930.96

$959.28

$988.04

$1,017.21

$1,046.80

$1,076.80

$1,107.19

$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08

$205,000 $920.54

$949.39

$978.70

$1,008.48

$1,038.70

$1,069.38

$1,100.48

$1,132.02

$1,163.97

$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

Loan Amount 3.50%

3.75%

$995.70

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

13242 Claysparrow Road - $1,150,000

Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.

MLS#2172493

UND

4052 Arborway - $1,000,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

MLS#2216113

RAC

T CON

7507 Polyantha Rose Circle - $750,000 Lovely home in Rose Hill. First floor master, guest suite, office, 3-car garage, screened porch w/fireplace overlooks pool.

MLS#3014524

3627 Quail View Road - $575,000

SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.

MLS#2221655

2540 Ballencourt Lane - $675,000

Terrific SouthPark location. Brick beauty in popular Giverny, classic exterior, lovely interior, great condition!

MLS#3016995

9615 Deer Spring Lane - $375,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

MLS# 3022988

3115 Springs Farm Lane - $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

0001123170-07

MLS#3024679

414 W 9th St., Unit C - 4th Ward - $200,000 Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.

MLS#3020237

HAND IT OVER.

cindy.barnes@allentate.com â&#x20AC;˘ 704-367-7203

5001 Corrigan Court - $489,000

Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.

MLS#2222233

Exquisite Retreats Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243