N O RTH CARO LI NA M O U NTAIN
LIQUIDATION SALE! 5 Acres with Rushing Mountain Stream only
$29,900
BUILT Mountain Cabin with River Access only
$99,900
*
First Come, First Served – Buy NOW for Pennies on the Dollar! Similar Properties Are Being Sold for as Much as $800,000!
CONVENIENT TO BOONE, BLOWING ROCK & BANNER ELK Elevations over 5,000 feet • 100 mile views next to the best skiing in NC! • New amenities include: Private ATV/Motorcycle Trails, Miles of Hiking and Horseback Riding, World Class Trout Fishing, Scenic Overlooks, Onsite Camping Sites and RV Park, and numerous Outdoor Pavilions • 100% Completed Infrastructure and Amenities • Free and Clear Title • EXCELLENT FINANCING AVAILABLE!
Call NOW to Reserve Your Private Showing! 877- 820 -5644 x01190 *Includes price of cabin. Price does not include the land. Select properties only. Photos may vary from offer.
mattamyhomes.com
Helping Teachers Help Students.
At Mattamy Homes we believe in education. We believe knowledge is a very important tool for young, developing minds. And we would like to make sure kids in our communities have the things they need to learn and grow.
That’s why we are using our Sales Centers from now until September 2, 2014, as donation centers to collect specific school items that will help children thrive in school. We are participating in the Classroom Central Free Store Program that serves teachers throughout the year by providing them school supplies to offer over 100,000 students in over 200 schools and 6 school districts. Please support this important program by bringing your donations to our Sales Centers. You can change the life of a child by providing the tools to learn. To find out more about our communities, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Mattamy Sales Centers Where You Can Donate Today: • Stone Accents
• Sodded Front Yard
(Per Plan)
S HELLY
S W
WOODS
CASTLEBROOKE
BELMONT Filler Paper & Rulers
CHARLOTTE Erasers & Markers
Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012
Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278
CHARLOTTE Pens & Glue Sticks
Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269
CONCORD One Subject Notebooks & Highlighters Sales Center: 3329 Helmsley Court Concord, NC, 28027
INDIAN LAND One Subject Notebooks & Pens Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707
Parkside at
HUNTERSVILLE Composition Books Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078
HUNTERSVILLE Colored Pencils & Filler Paper Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078
MOORESVILLE Pencils & Pencil Sharpeners Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117
MOUNT HOLLY Crayons & Pocket Folders
Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662
Charlotte Builder Of The Year Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
Live at the { A N D AT T H E P O O L , T H E T E N N I S C O U R T S , T H E PA R K , T H E P L AYG R O U N D A N D T H E WA L K I N G T R A I L S . }
Why not live a vacation all year long? With a brand new amenity center, Chapel Cove offers a wide variety of activities in a beautiful natural setting featuring extensive trails and a quiet cove. You can experience an active lifestyle as well as a relaxing one. It ’s the perfect balance.
LAKE WYLIE HOMES STARTING IN THE $300s NEW HOMESITES AVAILABLE
855-437-1467 | CHAPELCOVE.COM
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
T HE B EST IN D ESIGN. A D ELIGHTFUL L OCATION. Modern and Fresh for Relaxed Luxury. 5 Miles from Matthews Town Center
T
he he Meadows Meadows at at Cheval Cheval for for a slower slower pace pace where where everything everything you need is close and everything else an uncongested 15-30 minute drive. Come see for yourself. Mint Hill address with South Charlotte convenience. Discover your bliss from the mid $400’s to mid $600’s. 13620 Castleford Dr, Mint Hill
Sales by Builder Developer Advisors, Inc.
Pasadena Model at Cheval - 2014 GOLD MAME Award Floorplan & Interior Design
ClassicaHomes.com/Cheval
Model Open Daily 11-6 and Sun 1-6 704-573-2800
E n j oy l e s s ta x i n g lu x u ry. Nestled on the shores of Lake Wylie, Heron Cove offers a distinctive lake lifestyle. Bonterra Builders will feature its Manor Home Collection in their newest community. These award winning designs showcase superb craftsmanship and attention to detail. Large wooded homesites, from 1/2 to 1 acre, add to the appeal along with walking trails. Located only minutes from Charlotte, Lake Wylie Heron Cove offers exceptional schools and low SC taxes.
At Heron Cove, nature beckons you to relax and enjoy life at the lake.
Comfort and style are crafted into every Bonterra home. Priced from the mid $400s.
7
Amenities include pool, cabana, children’s park, boat and canoe storage.
Bring this ad and present it to our community sales representative on your intial visit to Heron Cove (for contracts written between now and September 15, 2014) and enjoy an extra $2,500 in design center options.
7
Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 803-631-5445 | www.bonterrabuilders.com
mattamyhomes.com
Great Homes, GREAT MORTGAGE RATE...Right Now! 2.75%* (2.983%) APR
If you have been looking for a new home, it really pays to look at a Mattamy Home right now. For a limited time we have a select number of Quick Delivery Homes with an introductory mortgage rate of only 2.75%*/2.983% APR through Mattamy Home Funding.
For A Limited Time Only!
Contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Charlotte Builder Of The Year *Special 2.75%/2.983% APR – Conforming 5 year Fixed to 1 Year Adjustable Rate Mortgage. 5% first year adjustment cap, 2% annual cap, 5% life cap based on LIBOR Index with 2.25% margin offer valid for qualified owner-occupied borrowers utilizing Mattamy Home Funding (NMLS #64022) (“Rate Promotion”) on new home contracts written between August 7th and August 10th on eligible Charlotte Division inventory homes that can close within 60 days only. Mattamy Home Funding, LLC is licensed in NC: L-153843 SC: MLS-64022. Not available in all communities and not all buyers will qualify. Rate lock term available for 60 days after borrower completes loan application with Mattamy Home Funding. APR based on 80% LTV financing for sales price of $450,000 and loan amount of $360,000. Credit Score/LTV adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. All loans are subject to underwriting and loan qualification of the lender. No other discounts, incentives, offers, coupons, etc. will apply, except as expressly agreed to in the Purchase Agreement. All eligibility decisions by Seller are final. Offer void where prohibited or otherwise restricted by law. All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Builder’s License #47524.
Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
Featured Properties of ... Lake Wylie and Steele Creek
Coming next week, Featured Properties of... SouthPark
Featured Properties of ... Lake Wylie and Steele Creek
Featured Properties of ... Lake Wylie and Steele Creek
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LenderCity, a division of BouLevard Bank
% Down
APR
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% Down
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Rate
Points
CharLotte Metro federaL Credit union
Fees
% Down
APR
877-865-2298
http://www.cmcu.org
30 yr fixed
3.875
0.000
$300
5% 3.895
30 yr fixed
Call for Rates
30 yr fixed
Call for Rates
20 yr fixed
3.625
0.000
$300
5% 3.646
15 yr fixed
Call for Rates
15 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$300
5% 2.901
30 yr FHA
Call for Rates
3/1 ARM
2.875
1.000
$1000
5% 2.800
5/1 ARM
2.500
0.000
$300
5% 2.732
5/1 ARM
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5/1 ARM
3.375
1.000
$1000
5% 3.007
10 Year Fixed, 2.875%/0 points. Low closing costs.
5/1 jumbo ARM
Call for Rates
(A) 536 Trade Center Blvd., St. Louis, MO 63005
(B) 141 Providence Road, Charlotte, NC 28207
MeCkLenBurg Mortgage
877-493-5002
www.mecklenburgmortgage.com
Best rate Mortgage
NMLS# 445276
(E) 718 Central Avenue, Charlotte, NC 28204
704-529-1233
http://www.bestratemtg.com
30 yr fixed
3.875
0.000
$750
20% 3.912 30 yr fixed
3.875
0.000
$75
20% 3.925
3.22
15 yr fixed
3.000
0.000
$175
20% 3.015 15 yr fixed
3.000
0.000
$75
20% 3.042
3.04
7/1 ARM
2.875
0.000
$750
20% 2.973 7/1 ARM
3.000
0.000
$75
20% 2.869
2.86
10/1 ARM
3.500
0.000
$750
20% 3.526
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!
2.68
Free Prequalification Letters and Rate Quotes 7 days a week
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
2.50
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
1190352
1-Year Adjustable Mortgage Trend
3.40
NMLS# 103395
21-May28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul
Calculate Your Mortgage Payment
Mortgage Prediction
Tip: Looking To refi, buT don’T have a Ton of cash? consider a no-cLosing-cosTs refi. You’LL paY cLosing cosTs over Time insTead of aLL aT once.
Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (8/7/14 - 8/13/14) Up: 9% Down: 18% Unchanged: 73%
Source: Bankrate.com 2014
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.29
3.40
3.34
Last Week
4.28
3.40
3.38
Last Year
4.56
3.62
3.53
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
9-Jul 16-Jul 23-Jul 30-Jul 6-Aug
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92
$764.14
$787.74
$811.70
$836.03
$860.72
$885.76
$911.14
$936.85
$215,000 $965.45
$175,000 $785.83
$810.45
$835.48
$860.89
$886.70
$912.88
$939.44
$966.36
$993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$185,000 $830.73
$856.76
$883.22
$910.09
$937.37
$965.05
$993.12
$1,021.58
$1,050.41
$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30
$195,000 $875.64
$903.08
$930.96
$959.28
$988.04
$1,017.21
$1,046.80
$1,076.80
$1,107.19
$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08
$205,000 $920.54
$949.39
$978.70
$1,008.48
$1,038.70
$1,069.38
$1,100.48
$1,132.02
$1,163.97
$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
Loan Amount 3.50%
3.75%
$995.70
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 8/6/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
ONLY 15 REMAINING LUXURIOUS 1 - 3 BEDROOM CONDOS PRICES STARTING FROM
$159,900
NEW ownership of French Broad Place means these richly appointed homes are now offered at incredible NEW prices. Don’t miss this opportunity to own a NEW LUXURY CONDO in Brevard, North Carolina. CALL TOLL FREE TODAY 855-257-2522 | 828-884-4050 www.FrenchBroadPlace.com
This is not an offering for sale in any jurisdiction where the project is not registered. Obtain the Proper ty Repor t required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this proper ty. All pricing and or incentives are subject to change. Consult with sales associate for details.
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
13242 Claysparrow Road - $1,150,000
4052 Arborway - $1,000,000
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
2540 Ballencourt Lane - $675,000
10700 Alexander Mill Drive - $575,000
MLS#3016995
MLS#3026185
MLS#2172493
Terrific SouthPark location. Brick beauty in popular Giverny, classic exterior, lovely interior, great condition!
3627 Quail View Road - $535,000
SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.
MLS#2221655
MLS#2216113
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
3115 Springs Farm Lane - $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
5001 Corrigan Court - $489,000
Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.
MLS#2222233
9615 Deer Spring Lane - $375,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
0001199380-01
MLS# 3022988
414 W 9th St., Unit C - 4th Ward - $200,000 Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
MLS#3024679
Exquisite Interiors Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
CHARLOTTE | NORTH CAROLINA $2,995,000 USD premiersir.com/id/2218157 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.