mattamyhomes.com
• Designer Coordinated Color Schemes
• Architect-Designed Elevations
• Large, Oversized Windows
• Welcoming Front Porches with Transom and/or Sidelights (Per Plan)
• Grand Foyers With Elegant Staircases (Per Plan)
• Carriage Garage Doors with Coach Lights
• Gourmet Kitchens with Plenty Of Storage (Per Plan)
• Tall 9' Ceiling Height And 8' Doors on Main Floor
• Oversized Windows Throughout Allow More Natural Light
• Stone Accents (Per Plan)
• Sodded Yard • Spacious Lofts and Wider Hallways (Per Plan)
Our Lily Model Home In Hubbard Falls Is Pure Gold! MAME Gold Winner In The HBA Product Design Category.
Mattamy’s Hubbard Falls community is a true award winner featuring homes from the $170’s. With craftsman inspired designs from Charlotte’s historic Dilworth neighborhood, you can rest assured no detail has been forgotten. From the minute you enter our Sales Center, you’ll be amazed at the selection of thoughtfully designed floor plans and architecturally detailed exterior styles. Living in Hubbard Falls means you’ll have easy access to I-85 and I-77 as well as University-area schools, shopping, dining and entertainment. To find out more about other Mattamy Homes communities where the Lily is available or other Mattamy award winning designs, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
Bailey’s Glen The Most Exciting Active Adult Resort Lifestyle Community in the Carolinas!
5,000
$
FREE OPTIONS
*
Choose from 17 ranch-style floor plans that range from 1,273 to 3,300 square feet.
n e I y! v o M ead R
Retirement lifestyle at it’s finest begins in Cornelius, North Carolina. Ideally located a short drive north of uptown Charlotte. • Lawn Maintenance Included • The “FlexiBUILDity” to make changes to our plans and customize your home just the way you want it! Come tour our furnished models or fabulous clubhouse and discover the secret to staying young!
704-896-7016 www.BaileysGlen.com Go to:
for more information, directions, and to tour our homes.
Classic Collection
The Morgan
Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the RIGHT. / 11909 Meetinghouse Drive / Cornelius, NC 28031
*Offer expires 8/31/2014.
6 New Communities Be First . Get More. Pre-Construction Pricing & All Closing Costs Paid* *Some restrictions apply.
Learn more at
ONLY 22 REMAINING LUXURIOUS 1 - 3 BEDROOM CONDOS PRICES STARTING FROM
$159,900
NEW ownership of French Broad Place means these richly appointed homes are now offered at incredible NEW prices. Don’t miss this opportunity to own a NEW LUXURY CONDO in Brevard, North Carolina. CALL TOLL FREE TODAY 855-257-2522 | 828-884-4050 www.FrenchBroadPlace.com
This is not an offering for sale in any jurisdiction where the project is not registered. Obtain the Proper ty Repor t required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this proper ty. All pricing and or incentives are subject to change. Consult with sales associate for details.
0001170504-01
10840 Bay Hill Club Drive
Prestigious Providence Country Club Colonial home, meticulously maintained. Dual Master Suites, Gourmet Kitchen, 2 FP, crown molding, .75 Acre Cul-de-sac lot with 3rd floor ready to be finished. $745,000 • Tresa Grossman Carolinas Metro Realty • 704-213-2020
The The finest finest handmade handmade Copper Copper lighting lighting fixtures fixtures in the market. 1170300-01
Built at Beaufort Lanterns
Mick Aderholt Coppersmith
Beaufort Lanterns
Handmade copper lighting fixtures beautifully crafted to last a lifetime. 3408 Corinth Church Rd., Monroe, NC 28112
(704) 221-1470
T HE B EST IN D ESIGN. A D ELIGHTFUL L OCATION. Modern and Fresh for Relaxed Luxury. 5 Miles from Matthews Town Center
T
h hee Meadows Meadows at at C Cheval heval ffor or a slower slower p pace ace w where here eeverything verything you need is close and everything else an uncongested 15-30 minute drive. Come see for yourself. Mint Hill address with South Charlotte convenience. Discover your bliss from the mid $400’s to mid $600’s. 13620 Castleford Dr, Mint Hill
Sales by Builder Developer Advisors, Inc.
Pasadena Model at Cheval - 2014 GOLD MAME Award Floorplan & Interior Design
ClassicaHomes.com/Cheval
Model Open Daily 11-6 and Sun 1-6 704-573-2800
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The Charlotte . bserver Program
B
Rate
R
M
Points
Fees
% Down
APR
Program
704-529-1233
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Check rates daily at http://charlotte.interest.com
RC
http://www.bestratemtg.com
Rate
,
FB U
R
Points
B
Fees
% Down
APR
Program
866-597-7940 M
http://www.LenderCity.com
Rate
PR MR
R
Points
0.000
$75
20% 3.912
30 yr fixed
3.875
0.000
$300
5% 3.895 30 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$75
20% 2.913
20 yr fixed
3.625
0.000
$300
5% 3.646 15 yr fixed
Call for Rates
7/1 ARM
3.000
0.000
$75
20% 2.869
15 yr fixed
2.875
0.000
$300
5% 2.901 30 yr FHA
Call for Rates
2.500
0.000
$300
5% 2.712 5/1 ARM
Call for Rates
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.
5/1 jumbo ARM
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
(B) 141 Providence Road, Charlotte, NC 28207
C
R
M
R
F
R
CR
U
877-865-2298
http://www.cmcu.org
(A) 536 Trade Center Blvd., St. Louis, MO 63005
M
C
BUR
M
877-493-5002
R
www.mecklenburgmortgage.com
Call for Rates
30 yr fixed
3.875
0.000
$750
20% 3.912
3.22
15 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$750
20% 2.940
3.04
3/1 ARM
2.875
1.000
$1000
5% 2.792
7/1 ARM
3.000
0.000
$750
20% 2.968
2.86
5/1 ARM
3.250
1.000
$1000
5% 2.956
10/1 ARM
3.500
0.000
$750
20% 3.526
2.68
Free Prequalification Letters and Rate Quotes 7 days a week (E) 718 Central Avenue, Charlotte, NC 28204
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
2.50
1190352
NMLS# 445276
7-May 14-May 21-May 28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul
9-Jul 16-Jul 23-Jul
Source: Bankrate.com 2014
Calculate Your Mortgage Payment
Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (7/24/14 - 7/30/14) Up: 14% Down: 29% Unchanged: 57%
Tip: Selling your home? hire a home inSpecTor To alerT you To any iSSueS So you can reSolve Them before borrowerS See your houSe.
Source: Bankrate.com 2014
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.28
3.41
3.37
Last Week
4.30
3.40
3.33
Last Year
4.54
3.61
3.54
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
Call for Rates
1-Year Adjustable Mortgage Trend
3.40
30 yr fixed
APR
http://www.myersparkmortgage.com
3.875
NMLS# 103395
% Down
877-270-4259/877-317-0788
30 yr fixed
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
Fees
/C R U B , . .
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92
$764.14
$787.74
$811.70
$836.03
$860.72
$885.76
$911.14
$936.85
$215,000 $965.45
$175,000 $785.83
$810.45
$835.48
$860.89
$886.70
$912.88
$939.44
$966.36
$993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$185,000 $830.73
$856.76
$883.22
$910.09
$937.37
$965.05
$993.12
$1,021.58
$1,050.41
$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30
$195,000 $875.64
$903.08
$930.96
$959.28
$988.04
$1,017.21
$1,046.80
$1,076.80
$1,107.19
$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08
$205,000 $920.54
$949.39
$978.70
$1,008.48
$1,038.70
$1,069.38
$1,100.48
$1,132.02
$1,163.97
$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
Loan Amount 3.50%
3.75%
$995.70
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 7/23/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
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linville | north Carolina $3,500,000 USD premiersir.com/id/185381 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.