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E X PE R IENC E ON E OF T H E HIGH E S T C OM M U N I T IE S IN H IGH C OU N T RY. N E W E S TAT E SIZ E D PROPE R T IE S AVA I L A BL E FOR A L IMI T E D T IM E .
PL AY
E X PL OR E
EN T ERTA IN
There is a re a son th is lu xur y mount a in top commun it y is c a l led Eagle’s Nest With community parks, miles of professionally built trails and beautiful mountaintop homes, it is understandable why Eagles Nest at Banner Elk sets the standard by which all other gated communities are compared. You will have an opportunity to make this relaxing high country lifestyle your own.
8 0% Sold Out
Final Exclusive Mountain Properties NOW AVAILABLE from the low 100’s
FISH
CERTIFIED COMMUNITY
RELAX
North Carolina’s ONLY Land Report Community
R E SERV E YOU R PR I VAT E TOU R 87 7. 8 2 0 .56 4 4 x 0119 0 L E A R N MOR E w w w.e aglesnestba nnerelk.com
Redeem this ad for
$5,000 OFF
on your purchase
Complimentary accommodations available in our Tipi Village (call for availability)
mattamyhomes.com
• Designer Coordinated Color Schemes • Architect-Designed Elevations In Various Styles • A Stylish & Convenient Butler’s Pantry Attached To Kitchen (Per Plan)
• Beautiful Second Floor Balcony’s • Carriage Garage Doors With Coach Lights
• Gourmet Kitchens with Plenty Of Family Seating
• Relaxing Bath Oasis with Garden Tub & Shower
• Stone Accents (Per Plan)
• Spacious Second Floor Entertainment Areas
• Grand Master Bedrooms to Relax and Unwind In
• Welcoming Front Entries
• Sodded Front Yard
The Rose Model Home In Castlebrooke - MAME 2014 Gold Award Winner
• Open Family Rooms with Oversized Windows
The Rose Model Home In Castlebrooke Brings Home The Gold! MAME Gold Winner In The HBA Product Design Category.
Castlebrooke offers a stunning collection of Mattamy homes inspired by English Tudor architecture priced from the low $200’s. These newly designed elevations are a perfect compliment to the gracefully rolling-hills and private homesites of this distinctive master-planned community in Cabarrus County. Living in Castlebrooke means you’ll have easy access to I-85 and I-77 as well as excellent Cabarrus County schools, shopping, dining and entertainment. To find out more about other Mattamy Homes communities where the Rose is available or other Mattamy award winning designs, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com. Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
I NSPIRED BY THE F INEST YAC HTS, M ULTI - G EN S UITE. Mother-in-law/Grandmother Suite (Sweet!) See the Model at The Meadows at Cheval
F
inally, inally, a simple simple multi-genermulti-generational ational solution! solution! Now Now your your famfamily has the space and wow you desire while providing the right space and privacy for another family member. Tour our MultiGen Model and see for yourself. Homes from the mid $400s to mid $600s 13620 Castleford Dr, Mint Hill
Sales by Builder Developer Advisors, Inc.
Pasadena Multi-Gen Model at Cheval – Tour Today!
ClassicaHomes.com/Gen
Model Open Daily 11-6 and Sun 1-6 704-573-2800
Live at the { A N D AT T H E P O O L , T H E T E N N I S C O U R T S , T H E PA R K , T H E P L AYG R O U N D A N D T H E WA L K I N G T R A I L S . }
Why not live a vacation all year long? With a brand new amenity center, Chapel Cove offers a wide variety of activities in a beautiful natural setting featuring extensive trails and a quiet cove. You can experience an active lifestyle as well as a relaxing one. It ’s the perfect balance.
LAKE WYLIE HOMES STARTING IN THE $300s NEW HOMESITES AVAILABLE
855-437-1467 | CHAPELCOVE.COM
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
See property videos on
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M -4P
Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!
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ROBIN KNOWS DIRT!
4015 TIOGA POINT LN, Lake Wylie Brick Beauty w/large updated living spaces, gourmet kitchen, exceptional outdoor living spaces w/lovely pool, deck and patio. $429,000
13424 SAGE THRASHER LOT Discover The Sanctuary, Charlotte’s premier waterfront community of large lots to protect your privacy. 9.54 acres w/pier site and natural beach. $1,000,000 Because you’re worth it
2020 CURRY LN in Lake Wylie’s Mill Creek Falls. Meticulously Maintained 4BR w/bonus area. Lots of hardwoods, tile floors, granite, screened porch. $286,000
• 127AC Falls Rd, Rock Hill. Stunning farmland, pastures, hardwoods, pond $1,916,850 • The Glynns at Carolina Crossing 2Ac on pond $40,000 1AC on pond $35,000 • Whispering Pines @Flowe Creek between York and Lake Wylie: 5AC $100,000 9AC $175,000 13AC $169,000 16AC $133,000 • 5975 Morning Star, Cooks Cove, Lake Wylie
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394 STONE CLIFF CAROLINA COVES. Elegant Lake Wylie Living in this 4BR brick/stone beauty w/luxurious upgrades, full unfin basement plus seasonal water views. $564,000
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1207 CANVASBACK DUCK FLYING EAGLE ESTATES CLOVER. Beautiful Ranch on 1.64 acres, all hardwood and tile floors! Screened porch and 750 sq. ft. HSF detached workshop. $310,000
1213982-02
D 4PM OO 6 2RH T 9/ O A B S IGH SE NEHOU N E OP
1120 TOM JOYE Six King Custom Homes will build this one for you! Great 3BR Ranch plan w/granite counters on 1 ac lot just outside Downtown Clover. $210,000. Another 4BR, 3 car garage available. $225,000
THE ESTATES AT GLENMOOR in Historic York. Several spec homes under construction on 1+Acre lots, hardwood floors, granite and tile. 3040 Glenmoor $240,000, 3088 Glenmoor $230,000, 3225 Sage $235,000.
Visit us on Robin-King-Realtor-Group See Open House Dates @RobinKingRealtor.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
13242 Claysparrow Road – $1,150,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
MLS#3029258
4052 Arborway – $1,000,000
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
MLS#2172493
10700 Alexander Mill Drive – $575,000
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
MLS#3026185
MLS#2216113
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
MLS#3024679
6409 Wakehurst Road – $435,000 Stylish Burning Tree townhome in gated community. Walk to shopping & restaurants.
MLS#3032805
9615 Deer Spring Lane - $360,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
1258104-01
MLS#3022988
414 W 9th St., Unit C - 4th Ward – $190,000
Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
7922 Greenview Terrace Court – $475,000
Lifestyle, location, livability – all at Greenview Terrace! Lovely townhome w/golf course view. Like-new w/high end finishes.
MLS#3031587
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% Down
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5/1 Adjustable Mortgage Trend 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125
18-Jun 25-Jun 2-Jul
3.000
9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug 27-Aug 3-Sep
Source: Bankrate.com 2014
Tip: Changing jobs is a good way To derail a morTgage before Closing, as well as swiTChing from a salaried posiTion To one based on Commissions.
Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (9/4/14 - 9/10/14) Up: 46% Down: 8% Unchanged: 46%
Source: Bankrate.com 2014
4.00%
4.25%
4.50%
4.75%
5.00%
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.24
3.37
3.25
Last Week
4.23
3.38
3.32
Last Year
4.72
3.74
3.65
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor 3.75%
3-Sep
Calculate Your Mortgage Payment
Mortgage Prediction
Loan Amount 3.50%
16-Apr 21-May 25-Jun 30-Jul Source: Bankrate.com 2014
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 9/3/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Featured Properties…
Around Town OPEN HOUSE! .72 ACRES, S. CHARLOTTE CONVENIENCE
The Meadows at Cheval, Mint Hill 4 BD, 3.5 BA, 3 Car, 2 Covered Porches. 5 Miles to Matthews Town Center. 2 Mi to I-485, 15 Mi to Uptown. Open Living w/ Top End Finishes & Hardwoods. Sales by Builder Development Advisory, Inc www.ClassicaHomes.com/216
$517,900 Classica Homes 704-573-2800
OPEN HOUSE! CORNELIUS ACROSS FROM LAKE NORMAN
Robbins Park, Cornelius 4 BD, 3 BA, 2 Covered Porches. Great park location in Robbins Park, Greenways, Trails, Pool, Tennis, 8' Kitchen Island, Modern Finishings, Hardwoods all First Floor Living Areas www.classicahomes.com/352
$478,900 Classica Homes 704-892-0910
Walk to Providence Day School!
$315,000
Four bedrooms, new hardwoods on main. Sunken den w/beams, bookcases and fireplace. Large brick patio. Sherrie Andrews Helen Adams Realty 704-724-8893 www.SherrieAndrews.com
1024 REDCOAT DRIVE – STONEHAVEN
$275,000
Immaculate, spacious ranch. Extra large master bedroom, hardwood floors and updated kitchen Sherrie Andrews Helen Adams Realty 704-724-8893 www.SherrieAndrews.com
238 SLOANE SQUARE WAY
OPEN HOUSE! CABARRUS COUNTRY SCHOOLS
Christenbury Glen, Concord 4 BD, 3 BA, 3 Car, 2 Covered Porches, Cul-de-Sac Site. Christenbury 3 Million Dollar Amenity Center. 1st Floor Bedroom and 1st Floor Study, Master Retreat with 2 Walk-Ins & Spa Bath www.classicahomes.com/77
649 KING EDWARD ROAD – STONEHAVEN
$512,900 Classica Homes 704-971-7184
Charlotte, NC 28211
$300,000
Beautiful unit with open floor plan, updated kitchen, large master suite, and tandem 2 car garage. Sara Yorke www.hmproperties.com 704-698-7046
Featured Properties‌
Cotswold
A TREASURE IN COTSWOLD!
201 Wrenwood Lane
Priced to Sell Must see property for an Individual Buyer or Custom Builder BIG rooms, BIG land in BIG Cotswold!
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$849,999
Susan Porter 704-607-9999 Laura Sammons 704-975-4465
101 Heathwood Rd.
Modern Oasis
$689,000
Luxurious, unique Cotswold home. Custom features, 4,000+ sq ft to entertain. 5Br & 4+ Car gar. Nancy Braun http://Showcaserealty.net 704-997-3794
OPEN HOUSE SUNDAY 12-2
3721 Sedgewood Circle
English style cottage has open floor plan w/ master suite on main. Gourmet kitchen w/granite, SS appliances, custom cabinetry. All BRs w/ private baths. Carriage house has guest suite. Private covered veranda.
$1,199,000 MLS # - 2218107
Linwood Bolles 704-905-5732
Linwood.Bolles@allentate.com
CharlotteTarHeel.com
Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
SHERRILLS FORD | NORTH CAROLINA $2,200,000 USD premiersir.com/id/3025133 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.
STAY
E X PE R IENC E ON E OF T H E HIGH E S T C OM M U N I T IE S IN H IGH C OU N T RY. N E W E S TAT E SIZ E D PROPE R T IE S AVA I L A BL E FOR A L IMI T E D T IM E .
PL AY
E X PL OR E
EN T ERTA IN
There is a re a son th is lu xur y mount a in top commun it y is c a l led With community parks, miles of professionally built trails and beautiful mountaintop homes, it is understandable why Eagles Nest at Banner Elk sets the standard by which all other gated communities are compared. You will have an opportunity to make this relaxing high country lifestyle your own.
8 0% Sold Out
Final Exclusive Mountain Properties NOW AVAILABLE from the low 100’s
FISH
CERTIFIED COMMUNITY
RELAX
North Carolina’s ONLY Land Report Community
R E SERV E YOU R PR I VAT E TOU R 87 7. 8 2 0 .56 4 4 x 0119 0 L E A R N MOR E w w w.e aglesnestba nnerelk.com
Redeem this ad for
$5,000 OFF
on your purchase
Complimentary accommodations available in our Tipi Village (call for availability)
mattamyhomes.com
• Designer Coordinated Color Schemes • Architect-Designed Elevations In Various Styles • A Stylish & Convenient Butler’s Pantry Attached To Kitchen (Per Plan)
• Beautiful Second Floor Balcony’s • Carriage Garage Doors With Coach Lights
• Gourmet Kitchens with Plenty Of Family Seating
• Relaxing Bath Oasis with Garden Tub & Shower
• Stone Accents (Per Plan)
• Spacious Second Floor Entertainment Areas
• Grand Master Bedrooms to Relax and Unwind In
• Welcoming Front Entries
• Sodded Front Yard
The Rose Model Home In Castlebrooke - MAME 2014 Gold Award Winner
• Open Family Rooms with Oversized Windows
The Rose Model Home In Castlebrooke Brings Home The Gold! MAME Gold Winner In The HBA Product Design Category.
Castlebrooke offers a stunning collection of Mattamy homes inspired by English Tudor architecture priced from the low $200’s. These newly designed elevations are a perfect compliment to the gracefully rolling-hills and private homesites of this distinctive master-planned community in Cabarrus County. Living in Castlebrooke means you’ll have easy access to I-85 and I-77 as well as excellent Cabarrus County schools, shopping, dining and entertainment. To find out more about other Mattamy Homes communities where the Rose is available or other Mattamy award winning designs, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com. Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
I NSPIRED BY THE F INEST YAC HTS, M ULTI - G EN S UITE. Mother-in-law/Grandmother Suite (Sweet!) See the Model at The Meadows at Cheval
F
inally, inally, a simple simple multi-genermulti-generational ational solution! solution! Now Now your your famfamily has the space and wow you desire while providing the right space and privacy for another family member. Tour our MultiGen Model and see for yourself. Homes from the mid $400s to mid $600s 13620 Castleford Dr, Mint Hill
Sales by Builder Developer Advisors, Inc.
Pasadena Multi-Gen Model at Cheval – Tour Today!
ClassicaHomes.com/Gen
Model Open Daily 11-6 and Sun 1-6 704-573-2800
Live at the { A N D AT T H E P O O L , T H E T E N N I S C O U R T S , T H E PA R K , T H E P L AYG R O U N D A N D T H E WA L K I N G T R A I L S . }
Why not live a vacation all year long? With a brand new amenity center, Chapel Cove offers a wide variety of activities in a beautiful natural setting featuring extensive trails and a quiet cove. You can experience an active lifestyle as well as a relaxing one. It ’s the perfect balance.
LAKE WYLIE HOMES STARTING IN THE $300s NEW HOMESITES AVAILABLE
855-437-1467 | CHAPELCOVE.COM
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
See property videos on
by address
M -4P
Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!
/6 2
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E
US
HO
T9 SA
ROBIN KNOWS DIRT!
4015 TIOGA POINT LN, Lake Wylie Brick Beauty w/large updated living spaces, gourmet kitchen, exceptional outdoor living spaces w/lovely pool, deck and patio. $429,000
13424 SAGE THRASHER LOT Discover The Sanctuary, Charlotte’s premier waterfront community of large lots to protect your privacy. 9.54 acres w/pier site and natural beach. $1,000,000 Because you’re worth it
2020 CURRY LN in Lake Wylie’s Mill Creek Falls. Meticulously Maintained 4BR w/bonus area. Lots of hardwoods, tile floors, granite, screened porch. $286,000
• 127AC Falls Rd, Rock Hill. Stunning farmland, pastures, hardwoods, pond $1,916,850 • The Glynns at Carolina Crossing 2Ac on pond $40,000 1AC on pond $35,000 • Whispering Pines @Flowe Creek between York and Lake Wylie: 5AC $100,000 9AC $175,000 13AC $169,000 16AC $133,000 • 5975 Morning Star, Cooks Cove, Lake Wylie
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394 STONE CLIFF CAROLINA COVES. Elegant Lake Wylie Living in this 4BR brick/stone beauty w/luxurious upgrades, full unfin basement plus seasonal water views. $564,000
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1207 CANVASBACK DUCK FLYING EAGLE ESTATES CLOVER. Beautiful Ranch on 1.64 acres, all hardwood and tile floors! Screened porch and 750 sq. ft. HSF detached workshop. $310,000
1213982-02
D 4PM OO 6 2RH T 9/ O A B S IGH SE NEHOU N E OP
1120 TOM JOYE Six King Custom Homes will build this one for you! Great 3BR Ranch plan w/granite counters on 1 ac lot just outside Downtown Clover. $210,000. Another 4BR, 3 car garage available. $225,000
THE ESTATES AT GLENMOOR in Historic York. Several spec homes under construction on 1+Acre lots, hardwood floors, granite and tile. 3040 Glenmoor $240,000, 3088 Glenmoor $230,000, 3225 Sage $235,000.
Visit us on Robin-King-Realtor-Group See Open House Dates @RobinKingRealtor.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
13242 Claysparrow Road – $1,150,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
MLS#3029258
4052 Arborway – $1,000,000
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
MLS#2172493
10700 Alexander Mill Drive – $575,000
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
MLS#3026185
MLS#2216113
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
MLS#3024679
6409 Wakehurst Road – $435,000 Stylish Burning Tree townhome in gated community. Walk to shopping & restaurants.
MLS#3032805
9615 Deer Spring Lane - $360,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
1258104-01
MLS#3022988
414 W 9th St., Unit C - 4th Ward – $190,000
Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
7922 Greenview Terrace Court – $475,000
Lifestyle, location, livability – all at Greenview Terrace! Lovely townhome w/golf course view. Like-new w/high end finishes.
MLS#3031587
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
LenderCity, a division of BouLevard Bank
% Down
APR
866-597-7940
http://www.LenderCity.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Best rate Mortgage
Points
Fees
% Down
APR
Program
Rate
Points
704-529-1233
CharLotte Metro federaL Credit union
http://www.bestratemtg.com
Fees
% Down
APR
877-865-2298
http://www.cmcu.org
30 yr fixed
3.875
0.000
$300
5% 3.895 30 yr fixed
3.875
0.000
$75
20% 3.925
30 yr fixed
Call for Rates
20 yr fixed
3.625
0.000
$300
5% 3.646 15 yr fixed
3.000
0.000
$75
20% 3.042
15 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$300
5% 2.901 7/1 ARM
3.000
0.000
$75
20% 2.869
3/1 ARM
2.875
1.000
$1000
5% 2.800
5/1 ARM
2.500
0.000
$300
5% 2.732
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!
5/1 ARM
3.375
1.000
$1000
5% 3.007
10 Year Fixed, 2.875%/0 points. Low closing costs.
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
(A) 536 Trade Center Blvd., St. Louis, MO 63005
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
MeCkLenBurg Mortgage
877-493-5002
www.mecklenburgmortgage.com
3.875
0.000
$175
20% 3.885
3.22
15 yr fixed
3.000
0.000
$175
20% 3.015
3.04
7/1 ARM
2.875
0.000
$750
20% 2.973
2.86
30 yr jumbo
4.125
0.000
$725
20% 4.139
2.68
Free Prequalification Letters and Rate Quotes 7 days a week (B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
1190352
2.50
(E) 718 Central Avenue, Charlotte, NC 28204
1-Year Adjustable Mortgage Trend
3.40
30 yr fixed
NMLS# 103395
5/1 Adjustable Mortgage Trend 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125
18-Jun 25-Jun 2-Jul
3.000
9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug 27-Aug 3-Sep
Source: Bankrate.com 2014
Tip: Changing jobs is a good way To derail a morTgage before Closing, as well as swiTChing from a salaried posiTion To one based on Commissions.
Source: Bankrate.com 2014
4.00%
4.25%
4.50%
4.75%
5.00%
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor 3.75%
3-Sep
Calculate Your Mortgage Payment
Mortgage Prediction
Loan Amount 3.50%
16-Apr 21-May 25-Jun 30-Jul Source: Bankrate.com 2014
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 9/3/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Around Town OPEN HOUSE! .72 ACRES, S. CHARLOTTE CONVENIENCE
The Meadows at Cheval, Mint Hill 4 BD, 3.5 BA, 3 Car, 2 Covered Porches. 5 Miles to Matthews Town Center. 2 Mi to I-485, 15 Mi to Uptown. Open Living w/ Top End Finishes & Hardwoods. Sales by Builder Development Advisory, Inc www.ClassicaHomes.com/216
$517,900 Classica Homes 704-573-2800
OPEN HOUSE! CORNELIUS ACROSS FROM LAKE NORMAN
Robbins Park, Cornelius 4 BD, 3 BA, 2 Covered Porches. Great park location in Robbins Park, Greenways, Trails, Pool, Tennis, 8' Kitchen Island, Modern Finishings, Hardwoods all First Floor Living Areas www.classicahomes.com/352
$478,900 Classica Homes 704-892-0910
Walk to Providence Day School!
$315,000
Four bedrooms, new hardwoods on main. Sunken den w/beams, bookcases and fireplace. Large brick patio. Sherrie Andrews Helen Adams Realty 704-724-8893 www.SherrieAndrews.com
1024 REDCOAT DRIVE – STONEHAVEN
$275,000
Immaculate, spacious ranch. Extra large master bedroom, hardwood floors and updated kitchen Sherrie Andrews Helen Adams Realty 704-724-8893 www.SherrieAndrews.com
238 SLOANE SQUARE WAY
OPEN HOUSE! CABARRUS COUNTRY SCHOOLS
Christenbury Glen, Concord 4 BD, 3 BA, 3 Car, 2 Covered Porches, Cul-de-Sac Site. Christenbury 3 Million Dollar Amenity Center. 1st Floor Bedroom and 1st Floor Study, Master Retreat with 2 Walk-Ins & Spa Bath www.classicahomes.com/77
649 KING EDWARD ROAD – STONEHAVEN
$512,900 Classica Homes 704-971-7184
Charlotte, NC 28211
$300,000
Beautiful unit with open floor plan, updated kitchen, large master suite, and tandem 2 car garage. Sara Yorke www.hmproperties.com 704-698-7046
Cotswold
A TREASURE IN COTSWOLD!
201 Wrenwood Lane
Priced to Sell Must see property for an Individual Buyer or Custom Builder BIG rooms, BIG land in BIG Cotswold!
www.hmproperties.com
$849,999
Susan Porter 704-607-9999 Laura Sammons 704-975-4465
101 Heathwood Rd.
Modern Oasis
$689,000
Luxurious, unique Cotswold home. Custom features, 4,000+ sq ft to entertain. 5Br & 4+ Car gar. Nancy Braun http://Showcaserealty.net 704-997-3794
OPEN HOUSE SUNDAY 12-2
3721 Sedgewood Circle
English style cottage has open floor plan w/ master suite on main. Gourmet kitchen w/granite, SS appliances, custom cabinetry. All BRs w/ private baths. Carriage house has guest suite. Private covered veranda.
$1,199,000 MLS # - 2218107
Linwood Bolles 704-905-5732
Linwood.Bolles@allentate.com
CharlotteTarHeel.com
Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
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premiersothebysrealty.com 704.248.0243
SHERRILLS FORD | NORTH CAROLINA $2,200,000 USD premiersir.com/id/3025133 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.