STAY
E X PE R IENC E ON E OF T H E HIGH E S T C OM M U N I T IE S IN H IGH C OU N T RY. N E W E S TAT E SIZ E D PROPE R T IE S AVA I L A BL E FOR A L IMI T E D T IM E .
PL AY
E X PL OR E
EN T ERTA IN
There is a re a son th is lu xur y mount a in top commun it y is c a l led Eagle’s Nest With community parks, miles of professionally built trails and beautiful mountaintop homes, it is understandable why Eagles Nest at Banner Elk sets the standard by which all other gated communities are compared. You will have an opportunity to make this relaxing high country lifestyle your own.
8 0% Sold Out
Final Exclusive Mountain Properties NOW AVAILABLE from the low 100’s
FISH
CERTIFIED COMMUNITY
RELAX
North Carolina’s ONLY Land Report Community
R E SERV E YOU R PR I VAT E TOU R 87 7. 8 2 0 .56 4 4 x 0119 0 L E A R N MOR E w w w.e aglesnestba nnerelk.com
Redeem this ad for
$5,000 OFF
on your purchase
Complimentary accommodations available in our Tipi Village (call for availability)
mattamyhomes.com
Choices!
Mattamy Homes has always provided a range of Architectural and Interior Design Choices to help you get the home you’ve always dreamed of. Right now, we are stepping up with even more choices than ever before. We want you to have a home that reflects your personality in every possible way.
For A Limited Time Only, Here’s A FREE Choice:
• FREE APPLIANCE PACKAGE & FREE BLINDS! • This choice includes a Washer, Dryer, Refrigerator and Blinds. You can have it with the purchase of a to-be-built or a Quick Delivery Home. This FREE Choice Package is worth $5,000.
CONTACT OUR ONLINE NEW HOME COUNSELOR LAURA O’BRYANT AT (980) 253-2792 OR INFO.CAROLINA MATTAMYHOMES.COM FOR OTHER WAYS TO BENEFIT FROM THIS PROMOTIONAL CHOICE! Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 9/12-10/31/14. Builder’s License #47524.
THE WILSON-KEATON TEAM SERVING YOU ON BOTH SIDES OF THE LAKE & CHARLOTTE! 742 PARK TRAIL LANE $429,000
5154 LAKE WYLIE ROAD $564,000
(PATRICK PLACE) (LAKE WYLIE)
(TIOGA POINT) (LAKE WYLIE) (AWESOME WATERVIEWS!)
4BD & 2.5BA, LOFT/OFFICE, 4BD/BONUS ROOM, SCREENED PORCH, PAVER PATIO & BUILT-IN FIRE PIT 2-CAR OVERSIZED GARAGE
5BD & 3.5BA, OVERSIZED SUNROOM, 5BD/BONUS ROOM, INGROUND POOL
Melanie Wilson Broker, Realtor
704-906-1973
melanie.wilson@allentate.com Dan Keaton 1271075-01
Broker, Realtor
704-578-6462
dan.keaton@allentate.com
L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center
N
eed eed a home home now? now? A Classica Classica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill
Newport model photo
T HE H UNTINGTON – R EADY N OW $517,900, .72 Acre, 3-Car Garage Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/216
Sales by Builder Developer Advisors, Inc.
Model Open Daily 11-6 and Sun 1-6 704-573-2800
T HE N EWPORT II – R EADY N OV. $564,900, .8 Wooded Acre, 3-Car Garage Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234
cus•tom de•light
Your dreams are ours. We customize our plans for your needs or build for you a one-of-a-kind custom home. That’s the Niblock Way.
Visit soon, discover delight! Bedford Farms • Concord • $235s - $400s Laurel Park • Concord • $300s - $550s Kensington Forest • Harrisburg • $300s - $500s Ashlyn Creek • Mooresville • $250s - $400s The Gates at Waterside • W Lake Norman • $235s - $400s Custom On Your Lot • $300s - $800s
For Directions, Floorplans and Quick Move-In Homes www.NiblockHomes.com • 704-309-0968
dis•cov•er
Close to home are schools, shopping, dining and recreation. Uptown Charlotte and Lake Norman are within 25 minutes.
Close to everything, including perfect. LAUREL PARK IN CONCORD 20 NEW ESTATE HOMESITES! 2 Pools, Clubhouse, Tennis, Playgrounds, Play Fields and Pond • Cabarrus County Schools • Minutes to Interstate • I-85, Exit 54 George W Liles Blvd, 1.3 mi left Laurel View Drive
For Directions, Floorplans and Quick Move-In Homes www.NiblockHomes.com • 704-788-8786
Featured Properties…
ConCord
9818 BACK ACRE DR CHARLOTTE NC 28213
Entertainer’s Home
$229,900
Open plan, plantation kitchen island, tons of cabinets, guest bed & bath on main, fence & more. Susanne Biedler 704-221-0900
6023 CAMBELLTON DRIVE
10488 SPRING TREE LANE
Skybrook, in Cabarrus County
$369,000
Golf course lot, cul-de-sac location and great Cabarrus County School. Large first floor master. Roger Parham www.RogerParham.com 704-579-4835
2151 BETHLEHEM CHURCH ROAD
Pre-Civil War Home on 28 Beautiful Acres
$349,000
3 BRs/1 1/2 baths. Updated wiring, plumbing. Southern Homes of the Carolinas Joyce Howell, kitchen & baths. Original wood floors, 704.791.2162 Branch w/natural spring; Barn & outbuildings. Tammy Fulk, 1-yr Home Warranty. Gold Hill, NC. MLS# 2210005 704-309-8286
4652 DOVEFIELD LANE
Next Week…
HIGHLAND CREEK RANCH WITH A BONUS ROOM $214,900 Large brick-front ranch with a bonus room in popular Highland Creek. Ready for a new owner to enjoy today! Beautiful hardwood floors, granite countertops and stainless steel appliances. www.RogerParham.com
5 BR and 5 /2 Bath. Separate living quarters. Built in 1998. Heart of downtown. www.lovemorrisonteam.com
$740,000
Roger Parham 704-593-2250
620 HERMITAGE DRIVE
Concord, NC 28025
Kannapolis, NC 28081
Mountains and Lakes!
$734,900 Sarah Morrison and Lori Love 704-782-2222
525 BUFFINTON CT CONCORD NC 28027
Laurel Park
$315,000
9600 LEDBURY COURT
Large Christenbury Walk Townhome
$299,000
Featured Properties‌
Around Town OPEN HOUSE! .72 ACRES, S. CHARLOTTE CONVENIENCE
The Meadows at Cheval, Mint Hill 4 BD, 3.5 BA, 3 Car, 2 Covered Porches. 5 Miles to Matthews Town Center. 2 Mi to I-485, 15 Mi to Uptown. Open Living w/ Top End Finishes & Hardwoods. Sales by Builder Development Advisory, Inc www.ClassicaHomes.com/216
$517,900 Classica Homes 704-573-2800
OPEN HOUSE! CORNELIUS ACROSS FROM LAKE NORMAN
Robbins Park, Cornelius 4 BD, 3 BA, 2 Covered Porches. Great park location in Robbins Park, Greenways, Trails, Pool, Tennis, 8' Kitchen Island, Modern Finishings, Hardwoods all First Floor Living Areas www.classicahomes.com/352
$478,900 Classica Homes 704-892-0910
OPEN HOUSE! CABARRUS COUNTRY SCHOOLS
Christenbury Glen, Concord 4 BD, 3 BA, 3 Car, 2 Covered Porches, Cul-de-Sac Site. Christenbury 3 Million Dollar Amenity Center. 1st Floor Bedroom and 1st Floor Study, Master Retreat with 2 Walk-Ins & Spa Bath www.classicahomes.com/77
$512,900 Classica Homes 704-971-7184
Next Week:
Mountains and Lakes! Call Joe Pelosi 704.358.5414 or email jpelosi@ charlotteobserver.com to reserve your spot
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
Mecklenburg Mortgage
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Points
charlotte Metro Federal credit union
Fees
% Down
APR
877-865-2298
Program
http://www.cmcu.org
Rate
Points
Fees
% Down
lendercity, a division oF boulevard bank
APR
866-597-7940
http://www.LenderCity.com
30 yr fixed
4.000
0.000
$175
20% 4.009 30 yr fixed
Call for Rates
30 yr fixed
3.875
0.000
$300
5% 3.895
15 yr fixed
3.125
0.000
$175
20% 3.140
15 yr fixed
Call for Rates
20 yr fixed
3.625
0.000
$300
5% 3.646
7/1 ARM
3.000
0.000
$750
20% 2.935 3/1 ARM
2.875
1.000
$1000
5% 2.800
15 yr fixed
2.875
0.000
$300
5% 2.901
30 yr jumbo
4.250
0.000
$175
20% 4.254
5/1 ARM
3.375
1.000
$1000
5% 3.007
5/1 ARM
2.500
0.000
$300
5% 2.732
10 Year Fixed, 2.875%/0 points. Low closing costs.
Free Prequalification Letters and Rate Quotes 7 days a week (B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
best rate Mortgage
1190352 (E) 718 Central Avenue, Charlotte, NC 28204
(A) 536 Trade Center Blvd., St. Louis, MO 63005
704-529-1233
http://www.bestratemtg.com
30 yr fixed
4.000
0.000
$75
20% 4.032
15 yr fixed
3.000
0.000
$75
20% 3.042
7/1 ARM
3.000
0.000
$75
20% 2.869
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! (B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
NMLS# 103395
Calculate Your Mortgage Payment
Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (9/11/14 - 9/17/14) Up: 29% Down: 14% Unchanged: 57%
Tip: SeniorS may be TempTed To Take ouT a reverSe morTgage, buT a lump Sum won’T generaTe enough income To offSeT The loan’S deferred inTereST expenSe.
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
15 yr fixed
5 yr ARM
This week
4.27
3.42
3.29
Last Week
4.24
3.37
3.25
Last Year
4.71
3.75
3.65
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
30 yr fixed
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 9/10/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
13242 Claysparrow Road – $1,150,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
MLS#3029258
MLS#2172493
CT
A TR
ON RC
DE UN
4052 Arborway – $1,000,000
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
10700 Alexander Mill Drive – $575,000
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
MLS#3026185
MLS#2216113
CT
A TR
ON RC
DE UN
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
CT RA NT S! O R C AY DE 5 D UN IN
MLS#3024679
6409 Wakehurst Road – $435,000 Stylish Burning Tree townhome in gated community. Walk to shopping & restaurants.
MLS#3032805
9615 Deer Spring Lane - $360,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
1258104-02
MLS#3022988
414 W 9th St., Unit C - 4th Ward – $190,000
Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
7922 Greenview Terrace Court – $450,000
Lifestyle, location, livability – all at Greenview Terrace! Lovely townhome w/golf course view. Like-new w/high end finishes.
MLS#3031587
Breathtaking Views Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
PREMIERSOTHEBYSREALTY.COM Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.
MOORESVILLE | NORTH CAROLINA $2,200,000 USD premiersir.com/id/3027633
To buy your home with a view, let our professionals show you beyond the extraordinary
STAY
E X PE R IENC E ON E OF T H E HIGH E S T C OM M U N I T IE S IN H IGH C OU N T RY. N E W E S TAT E SIZ E D PROPE R T IE S AVA I L A BL E FOR A L IMI T E D T IM E .
PL AY
E X PL OR E
EN T ERTA IN
There is a re a son th is lu xur y mount a in top commun it y is c a l led With community parks, miles of professionally built trails and beautiful mountaintop homes, it is understandable why Eagles Nest at Banner Elk sets the standard by which all other gated communities are compared. You will have an opportunity to make this relaxing high country lifestyle your own.
8 0% Sold Out
Final Exclusive Mountain Properties NOW AVAILABLE from the low 100’s
FISH
CERTIFIED COMMUNITY
RELAX
North Carolina’s ONLY Land Report Community
R E SERV E YOU R PR I VAT E TOU R 87 7. 8 2 0 .56 4 4 x 0119 0 L E A R N MOR E w w w.e aglesnestba nnerelk.com
Redeem this ad for
$5,000 OFF
on your purchase
Complimentary accommodations available in our Tipi Village (call for availability)
mattamyhomes.com
Mattamy Homes has always provided a range of Architectural and Interior Design Choices to help you get the home you’ve always dreamed of. Right now, we are stepping up with even more choices than ever before. We want you to have a home that reflects your personality in every possible way.
For A Limited Time Only, Here’s A FREE Choice:
• FREE APPLIANCE PACKAGE & FREE BLINDS! • This choice includes a Washer, Dryer, Refrigerator and Blinds. You can have it with the purchase of a to-be-built or a Quick Delivery Home. This FREE Choice Package is worth $5,000.
CONTACT OUR ONLINE NEW HOME COUNSELOR LAURA O’BRYANT AT (980) 253-2792 OR INFO.CAROLINA MATTAMYHOMES.COM FOR OTHER WAYS TO BENEFIT FROM THIS PROMOTIONAL CHOICE! Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 9/12-10/31/14. Builder’s License #47524.
THE WILSON-KEATON TEAM SERVING YOU ON BOTH SIDES OF THE LAKE & CHARLOTTE! 742 PARK TRAIL LANE $429,000
5154 LAKE WYLIE ROAD $564,000
(PATRICK PLACE) (LAKE WYLIE)
(TIOGA POINT) (LAKE WYLIE) (AWESOME WATERVIEWS!)
4BD & 2.5BA, LOFT/OFFICE, 4BD/BONUS ROOM, SCREENED PORCH, PAVER PATIO & BUILT-IN FIRE PIT 2-CAR OVERSIZED GARAGE
5BD & 3.5BA, OVERSIZED SUNROOM, 5BD/BONUS ROOM, INGROUND POOL
Melanie Wilson Broker, Realtor
704-906-1973
melanie.wilson@allentate.com Dan Keaton 1271075-01
Broker, Realtor
704-578-6462
dan.keaton@allentate.com
L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center
N
eed eed a home home now? now? A Classica Classica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill
Newport model photo
T HE H UNTINGTON – R EADY N OW $517,900, .72 Acre, 3-Car Garage Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/216
Sales by Builder Developer Advisors, Inc.
Model Open Daily 11-6 and Sun 1-6 704-573-2800
T HE N EWPORT II – R EADY N OV. $564,900, .8 Wooded Acre, 3-Car Garage Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234
Bedford Farms • Concord • $235s - $400s Laurel Park • Concord • $300s - $550s Kensington Forest • Harrisburg • $300s - $500s Ashlyn Creek • Mooresville • $250s - $400s The Gates at Waterside • W Lake Norman • $235s - $400s Custom On Your Lot • $300s - $800s
For Directions, Floorplans and Quick Move-In Homes www.NiblockHomes.com • 704-309-0968
LAUREL PARK IN CONCORD 20 NEW ESTATE HOMESITES! 2 Pools, Clubhouse, Tennis, Playgrounds, Play Fields and Pond • Cabarrus County Schools • Minutes to Interstate • I-85, Exit 54 George W Liles Blvd, 1.3 mi left Laurel View Drive
For Directions, Floorplans and Quick Move-In Homes www.NiblockHomes.com • 704-788-8786
ConCord
9818 BACK ACRE DR CHARLOTTE NC 28213
Entertainer’s Home
$229,900
Open plan, plantation kitchen island, tons of cabinets, guest bed & bath on main, fence & more. Susanne Biedler 704-221-0900
6023 CAMBELLTON DRIVE
10488 SPRING TREE LANE
Skybrook, in Cabarrus County
$369,000
Golf course lot, cul-de-sac location and great Cabarrus County School. Large first floor master. Roger Parham www.RogerParham.com 704-579-4835
2151 BETHLEHEM CHURCH ROAD
Pre-Civil War Home on 28 Beautiful Acres
$349,000
3 BRs/1 1/2 baths. Updated wiring, plumbing. Southern Homes of the Carolinas Joyce Howell, kitchen & baths. Original wood floors, 704.791.2162 Branch w/natural spring; Barn & outbuildings. Tammy Fulk, 1-yr Home Warranty. Gold Hill, NC. MLS# 2210005 704-309-8286
4652 DOVEFIELD LANE
Next Week…
HIGHLAND CREEK RANCH WITH A BONUS ROOM $214,900 Large brick-front ranch with a bonus room in popular Highland Creek. Ready for a new owner to enjoy today! Beautiful hardwood floors, granite countertops and stainless steel appliances. www.RogerParham.com
Concord, NC 28025
$740,000
Roger Parham 704-593-2250
620 HERMITAGE DRIVE
5 BR and 5 /2 Bath. Separate living quarters. Built in 1998. Heart of downtown. www.lovemorrisonteam.com
Kannapolis, NC 28081
Mountains and Lakes!
$734,900 Sarah Morrison and Lori Love 704-782-2222
525 BUFFINTON CT CONCORD NC 28027
Laurel Park
$315,000
9600 LEDBURY COURT
Large Christenbury Walk Townhome
$299,000
Around Town OPEN HOUSE! .72 ACRES, S. CHARLOTTE CONVENIENCE
The Meadows at Cheval, Mint Hill 4 BD, 3.5 BA, 3 Car, 2 Covered Porches. 5 Miles to Matthews Town Center. 2 Mi to I-485, 15 Mi to Uptown. Open Living w/ Top End Finishes & Hardwoods. Sales by Builder Development Advisory, Inc www.ClassicaHomes.com/216
$517,900 Classica Homes 704-573-2800
OPEN HOUSE! CORNELIUS ACROSS FROM LAKE NORMAN
Robbins Park, Cornelius 4 BD, 3 BA, 2 Covered Porches. Great park location in Robbins Park, Greenways, Trails, Pool, Tennis, 8' Kitchen Island, Modern Finishings, Hardwoods all First Floor Living Areas www.classicahomes.com/352
$478,900 Classica Homes 704-892-0910
OPEN HOUSE! CABARRUS COUNTRY SCHOOLS
Christenbury Glen, Concord 4 BD, 3 BA, 3 Car, 2 Covered Porches, Cul-de-Sac Site. Christenbury 3 Million Dollar Amenity Center. 1st Floor Bedroom and 1st Floor Study, Master Retreat with 2 Walk-Ins & Spa Bath www.classicahomes.com/77
$512,900 Classica Homes 704-971-7184
Next Week:
Mountains and Lakes! Call Joe Pelosi 704.358.5414 or email jpelosi@ charlotteobserver.com to reserve your spot
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
Mecklenburg Mortgage
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Points
charlotte Metro Federal credit union
Fees
% Down
APR
877-865-2298
Program
http://www.cmcu.org
Rate
Points
Fees
% Down
lendercity, a division oF boulevard bank
APR
866-597-7940
http://www.LenderCity.com
30 yr fixed
4.000
0.000
$175
20% 4.009 30 yr fixed
Call for Rates
30 yr fixed
3.875
0.000
$300
5% 3.895
15 yr fixed
3.125
0.000
$175
20% 3.140
15 yr fixed
Call for Rates
20 yr fixed
3.625
0.000
$300
5% 3.646
7/1 ARM
3.000
0.000
$750
20% 2.935
3/1 ARM
2.875
1.000
$1000
5% 2.800
15 yr fixed
2.875
0.000
$300
5% 2.901
30 yr jumbo
4.250
0.000
$175
20% 4.254
5/1 ARM
3.375
1.000
$1000
5% 3.007
5/1 ARM
2.500
0.000
$300
5% 2.732
Free Prequalification Letters and Rate Quotes 7 days a week
10 Year Fixed, 2.875%/0 points. Low closing costs.
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
(A) 536 Trade Center Blvd., St. Louis, MO 63005
best rate Mortgage
1190352 (E) 718 Central Avenue, Charlotte, NC 28204
704-529-1233
http://www.bestratemtg.com
30 yr fixed
4.000
0.000
$75
20% 4.032
15 yr fixed
3.000
0.000
$75
20% 3.042
7/1 ARM
3.000
0.000
$75
20% 2.869
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! (B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
NMLS# 103395
Calculate Your Mortgage Payment
Mortgage Prediction
Tip: SeniorS may be TempTed To Take ouT a reverSe morTgage, buT a lump Sum won’T generaTe enough income To offSeT The loan’S deferred inTereST expenSe.
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 9/10/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
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HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
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Breathtaking Views Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
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MOORESVILLE | NORTH CAROLINA $2,200,000 USD premiersir.com/id/3027633
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