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E X PE R IENC E ON E OF T H E HIGH E S T C OM M U N I T IE S IN H IGH C OU N T RY. N E W E S TAT E SIZ E D PROPE R T IE S AVA I L A BL E FOR A L IMI T E D T IM E .

PL AY

E X PL OR E

EN T ERTA IN

T here is a re a son th is lu xur y mount a in top commun it y is c a l led Eagle’s Nest With community parks, miles of professionally built trails and beautiful mountaintop homes, it is understandable why Eagles Nest at Banner Elk sets the standard by which all other gated communities are compared. You will have an opportunity to make this relaxing high country lifestyle your own.

8 0% S old Out

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Choices!

Mattamy Homes has always provided a range of Architectural and Interior Design Choices to help you get the home you’ve always dreamed of. Right now, we are stepping up with even more choices than ever before. We want you to have a home that reflects your personality in every possible way.

For A Limited Time Only, Here’s A FREE Choice:

• FREE APPLIANCE PACKAGE & FREE BLINDS! • This choice includes a Washer, Dryer, Refrigerator and Blinds. You can have it with the purchase of a to-be-built or a Quick Delivery Home. This FREE Choice Package is worth $5,000.

CONTACT OUR ONLINE NEW HOME COUNSELOR LAURA O’BRYANT AT (980) 253-2792 OR INFO.CAROLINA MATTAMYHOMES.COM FOR OTHER WAYS TO BENEFIT FROM THIS PROMOTIONAL CHOICE! Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 9/12-10/31/14. Builder’s License #47524.



HIGH SPEED ACCESS TO:

complex, tennis courts, ftness center s c i t a u , Aq c f o l u o r g s , e a a e r n a d y a t i 2 v i , 1 t 00-acre ids’ ac k , green e s u o way h . club – Fortunately, none of these amenities require wifi. –

CRESCENT COMMUNITIES

If you truly want to live social, get out of the house and into the community. At Springfield in Fort Mill, you’ll have access to an incredible variety of amenities, from golf, tennis and swimming to hiking and community activities. Springfield also offers great schools, small-town charm and an easy commute to the city. So if you’re looking for an active lifestyle, perhaps it’s time you got moving. We’ve just opened our final phase with plenty of homesites right on the golf course. Stop by today, visit www.LiveAtSpringfield.com, or call 855-753-8556 for more information.

Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.




DISCOVER LAKE WYLIE AT TODAY'S OPEN HOUSES! OpEn HOuSE SAT 2-4

OpEn HOuSE SAT 2-4

Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!

ROBIN KNOWS DIRT! LAkE WYLIE 394 Stone Cliff, Caroliina Coves w/waterviews and full unfin basement $564,000.

LAkE WYLIE 2020 Curry, mill Creek Falls 4bR w/bonus $286,000.

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $1,000,000 LAkE WYLIE WATERFROnT 3934 Sandy point Dr. main Channel, amazing views, ranch w/guest cottage. $430,000

LAkE WYLIE 4015 Tioga point 4bR w/gorgeous pool on 1.3 acres $429,000

OpEn HOuSE SAT 2-4

OpEn HOuSE SAT 2-4

The Glynns at Carolina Crossing ON POND 550 Sand Trap 2acre lot. $40,000 LAkE WYLIE 569 morning Glory, Carolina Coves. Custom Craftsman on 1.8 acres. $500,000

LAkE WYLIE 2237 Iron Works, mill Creek Falls 4bR w/3 car Garage $240,000

• LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 Willow Breeze. $55,000 each. • Fishing Creek Lake, Waterview lot Jackson Rd. $30,000 • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000

6795 CAmpbELL RD, brick Ranch 3.2 acres, small barn for horses. $315,000

• Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5-44 acres starting $95,000

1207 CAnvASbACk DuCk, Clover Ranch on 1.6 acres w/huge • 5975 Morning Star, Cooks Cove, Lake Wylie $65,000 detached workshop. $300,000

OpEn HOuSE SAT 2-4

OpEn HOuSE SAT 2-4

1277058-01

ESTATES AT GLEnmOOR, YORk, SC new Construction Homes. $230,000-$270,000 put 3041 Glenmoor in your GpS.

5835 kREpS RD, Clover Equestrian Estate on 12 acres. 8 barns, 9 pastures, amazing! $450,000

Visit us on

2046 SunSWEpT Ln Hunters place, York. 3900 sq. ft. $275,000

Robin-King-Realtor-Group

See property videos on

by address



SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

7036 Whitemarsh Court – $1,200,000

13242 Claysparrow Road – $1,150,000

Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.

Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.

MLS#3029258

MLS#2172493

N CO ER D UN

4052 Arborway – $1,000,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

A TR

CT

10700 Alexander Mill Drive – $575,000

Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.

MLS#3026185

MLS#2216113

N CO ER D UN

3115 Springs Farm Lane – $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

CT RA NT S! O R C AY DE 5 D UN IN

6409 Wakehurst Road – $435,000 Stylish Burning Tree townhome in gated community. Walk to shopping & restaurants.

MLS#3032805

9615 Deer Spring Lane - $360,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

1258104-03-1

MLS#3022988

414 W 9th St., Unit C - 4th Ward – $190,000

Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.

HAND IT OVER.

cindy.barnes@allentate.com • 704-367-7203

CT

7922 Greenview Terrace Court – $450,000

Lifestyle, location, livability – all at Greenview Terrace! Lovely townhome w/golf course view. Like-new w/high end finishes.

MLS#3024679

MLS#3020237

A TR

MLS#3031587



Obtain the Property Report required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property. Crescent Communities Realty, LLC. © 2014.

No co n s t ra i n t s . No s c h e d u l e s . T h e f re e d o m t o re l a x . O r ex p l o re .

O N A L A K E . I N A F O R E S T. U N D E R B L U E S K I E S & S TA R RY N I G H T S . A f r e e d o m t h a t f e e l s n a t u r a l , b e c a u s e i t ’s s u r r o u n d e d b y n a t u r e .

I t ’s t h e k i n d o f f r e e d o m w e d r e a m a b o u t .

Homesites from $70,000 | Homes from $400s | L ake Jam e s.co m | 82 8. 5 8 4. 2 863



Featured Featured Properties… Properties…

MOUNTAINS OUNTAINS & LA AKES KES 4456 3RD ST LN NW

Lake Hickory

$1,395,000

6378 HAYDEN DR

Gorgeous Lake Views

$599,900

525 43RD AVE CT NW

Gorgeous Lake Front Provincial

$989,000

Totally remodeled 5 BR, 4.1BA w/pool, covd boat dock, wine cellar, Humidor, open plan, 3-car garage. Theresa Huggins 828-238-3018

116 ISLAND POINTE COURT TAYLORSVILLE,NC 28681 224 CARDINAL ROAD-LAKE LURE, NC 28746

THE ULTIMATE IN LAKEFRONT LIVING!

$576,675

4401 EAGLE LAKE DRIVE

Easy Lake Living

3 bedrooms/3 baths on beautiful Eagle Lake, + plenty of space for home office, yoga, and playroom! http://4401eaglelakedrive.CanBYours.com

$399,000

CUSTOM RESORT HOME

$597,500

10 SUNRISE POINT COURT

Lake Wylie, SC 29710

$825,000

424 PLAYERS RIDGE RD. HICKORY, NC 28601 255 CHARLOTTE ANN LANE HICKORY, NC 28601

$859,000

$799,000


Featured Featured Properties… Properties…

MOUNTAINS OUNTAINS & LAKES AKES

132 SAWYER LANE MOORESVILLE, NC 28117

**MAGNIFICENT LAKE NORMAN LIVING ON POINT LOT**

$579,000

HD ITOUR WWW.LKNEXCLUSIVE.COM

$1,350.000

Fulfill the Lake Norman dream you deserve It’s all about lifestyle - If panoramic main channel views, waking to the subtle sound of waves or the peacefulness of lakefront living are the backdrop to your Lake Norman dream home, then welcome to 3554 Governors Island Drive. A stunning Tony Forouzad custom lakefront home in the exclusive, but discreet gated community of Governors Island. CLTLUXURY.LIFE

2727 WESTVIEW DRIVE SHERRILLS FORD, NC 28673 8215 BENNETT LANE SHERRILLS FORD, NC 28673

Big Views, Big Water, Great House $799,0000

True Ranch Near LKN; No HOA’s

$297,000

2580 PENNGATE DRIVE SHERRILLS FORD, NC

Finely Detailed, Spacious, Must See

$799,000

2735 HARBOUR POINTE COURT SHERRILLS FORD,NC 28673 130 LOCHFOOT LANE MOORESVILLE, NC 28117 159 MALLARD DR NEW LONDON, NC 28127

Waterfront Lot On Main Channel $325,000

Wow, 364’ of Shoreline on Lake Norman! $724,900

Waterfront Retreat 1-hr From Charlotte $845,000


Featured Featured Properties… Properties…

MOUNTAINS OUNTAINS & LA AKES KES A 23 ACRE MAJESTIC MOUNTAIN AND EQUESTRIAN ESTATE

3910 Bald Mountain Road West Jefferson, NC 28694

$1,800,000

Located in West Jefferson, this custom built 7,907 Sq Ft estate home is a one of a kind. Built for living & entertaining. Quality features & details throughout. Outdoor enthusiasts will enjoy the 4 stall barn, Orchard, trails & trout pond. www.breedlovefarmsestatesandland.com • juliebreedlove@kw.com

174 BISHOP THOMAS ROAD

LOT 58 STONEFLY CT LITTLE SWITZERLAND,NC 28777

Next Week… Mnt. Lot in Little Switzerland

$49,900

Cornelius

Blythewood, SC 29016

$1,190,000





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The Charlotte . bserver Program

Rate

Best Rate MoRtgage

Points

Fees

% Down

APR

704-529-1233

http://www.bestratemtg.com

Check rates daily at http://charlotte.interest.com

Program

Rate

Points

Fees

lendeRCity, a division oF BoUlevaRd Bank

% Down

APR

866-597-7940

Program

http://www.LenderCity.com

Rate

Points

MeCklenBURg MoRtgage

Fees

% Down

APR

877-493-5002

www.mecklenburgmortgage.com

30 yr fixed

4.000

0.000

$75

20% 4.032 30 yr fixed

4.000

0.000

$300

5% 4.018 30 yr fixed

4.000

0.000

$175

20% 4.009

15 yr fixed

3.125

0.000

$75

20% 3.156 20 yr fixed

3.750

0.000

$300

5% 3.771 15 yr fixed

3.125

0.000

$175

20% 3.140

7/1 ARM

3.000

0.000

$75

20% 2.869 15 yr fixed

3.000

0.000

$300

5% 3.026 7/1 ARM

3.000

0.000

$750

20% 2.935

2.625

0.000

$300

5% 2.781 30 yr jumbo

4.250

0.000

$175

20% 4.254

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.

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NMLS# 103395 (A) 536 Trade Center Blvd., St. Louis, MO 63005

877-865-2298

http://www.cmcu.org

30 yr fixed

Call for Rates

3.22

15 yr fixed

Call for Rates

3.04

3/1 ARM

2.875

1.000

$1000

5% 2.800

2.86

5/1 ARM

3.375

1.000

$1000

5% 3.007

2.68 2.50

(E) 718 Central Avenue, Charlotte, NC 28204

1-Year Adjustable Mortgage Trend

3.40

5/1 Adjustable Mortgage Trend 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125

2-Jul

3.000

9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug 27-Aug 3-Sep 10-Sep 17-Sep

Source: Bankrate.com 2014

Up: 30% Down: 40% Unchanged: 30%

Tip: GeT a copy of your crediT reporT, make sure you undersTand iT, and correcT any errors iT miGhT conTain before buyinG a home.

Source: Bankrate.com 2014

13-Aug 17-Sep

4.25%

4.50%

4.75%

5.00%

30 yr fixed

15 yr fixed

5 yr ARM

This week

4.33

3.46

3.35

Last Week

4.27

3.42

3.29

Last Year

4.66

3.70

3.55

Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor 4.00%

9-Jul

Calculate Your Mortgage Payment

Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (9/18/14 - 9/24/14)

3.75%

30-Apr 4-Jun Source: Bankrate.com 2014

Mortgage Prediction

Loan Amount 3.50%

1190352

5.25%

5.50% Loan Amount 3.50%

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85

$215,000 $965.45

$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$995.70

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 9/17/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com





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PREMIERSOTHEBYSREALTY.COM Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.

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