home|design, May 26, 2018

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Beginning the Next Chapter... Starts Here 4135 S Lagoon Ct ~ Saint James, NC

2514 Marsh Hen Dr ~ Oak Island, NC

Tracy Swanson Broker/Owner (910) 547-7613 | tracy@swansonrealtync.com

Caryl Hudson Realtor® (910) 233-6839 | caryl@swansonrealtync.com Josh Roth Realtor® (336) 501-1655 | josh@swansonrealtync.com

Ramona Richardson Realtor® (978) 807-5223 | ramona@swansonrealtync.com

495 Hearthside Dr SE ~ Bolivia, NC

E US 1 HOJune EN | OP 2pm 11

$10K Price Improvement

Location, Location!

200 Ocean Dr ~ Oak Island, NC

Gated Community

422 Hollyview Dr SE ~ Bolivia, NC

8996 Woodbine Rd SW ~ Sunset Beach, NC

LE G SA DIN N PE

Front & rear water views!

Will Sell Soon!

Waterfront for 350K!!!

Location & great investment!

126 NW 3rd St ~ Oak Island, NC Minutes to the beach!

PE SAL ND E IN G

145 NW 4th St ~ Oak Island, NC Built in 2016!

PE SAL ND E IN G

260 Windchime Way ~ Leland, NC Price Improvement $235K

NCHomes-Land.com | 4701Southport-Supply Road, Suite 2, Southport, NC 28461 | (910) 454-4450


Thinking About Mountain Property? Mike Davis, Your Key to Asheville Real Estate

1451 acres PISGAH VIEW RANCH 70 Pisgah View Ranch Road $25,000,000

ROAN HIGHLANDS RETREAT 2061 Hickory Springs Road

$1,500,000

HISTORIC MONTFORD HOME

288 Montford Avenue $2,550,000 288MontfordAvenue.com

TERRELL HOUSE

109 Robertson Street $765,000

2061HickorySpringsRoad.com

HIGHLANDS OF LAKE LURE 170 Clear Creek Trail $1,775,000

HISTORIC GROVE PARK 185 Macon Avenue #A5 $572,000 185MaconAvenue.com

Mike Davis 828.301.6773

mike@IvesterJacksonBlackstream.com

IvesterJacksonBlackstream.com

170ClearCreekTrail.com

LAKE LURE PENINSULA 141 Gentle Winds Lane $399,000


Your Resource for

Morganton, Lake James, and the High Country‌

73 Acre Equestrian Estate | 100 Bells Run

Spectacular equestrian estate close to Morganton. Situated on 73 acres,

this property features a 7,425 SqFt main house, a 14,000 square foot equipment barn, a 2,100 SqFt stable, a 1,200 SqFt lower stable, a 940 SqFt tractor shed and a 10,600 SqFt covered riding ring. The property has a 2.3 acres fenced pasture with lower stable access, a 4.38 acre fenced pasture, 16 acres of grassed area for hay, 4.6 acres manicured grounds around the main house, and approximately 45 acres of wooded area. The property has over 3,000 feet of frontage on the Catawba River.

$2,950,000 | 828.205.3215 VISIT WWW.100BELLSRUN.COM

Lake James

Exceptional waterfront home with wide unobstructed views of Lake James... 3 or 4 Bedrooms, 2.5 Baths in the gated community of Mallard Cove.

$899,000 | 828.205.3215

Mountain Lots and New Homes

www.oldoaksestates.com

New TimberBlock Construction with amazing views of Table Rock

www.CarolinaProperty.com


Mortgage Guide Institution

30 yr APR

30 yr Fixed

4.263% Best Rate Mortgage

30yr Fixed APR

4.384% Mecklenburg Mortgage

30yr Fixed APR

The Charlotte Observer Product

Rate

Points

Fees

% Down

APR

Rate: 4.250

15 Yr Fixed 3.750

0.000

$0

5% 3.756

Points: 0.000

7/1 Arm

0.000

$0

5% 3.785

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

3.750

Phone Number / Website

NMLS #: 115183

704-529-1233

LIC# 103395

www.bestratemtg.com

Rate: 4.375

15 yr xed

3.750

0.000

$295 20% 3.766

Points: 0.000

7/1 yr Arm

3.875

0.000

$975 20% 3.884

704-412-9131

Fees: $295

30 yr jumbo 4.375

0.000

$975 20% 4.401

www.mecklenburgmortgage.com

% Down: 75%

NMLS # / License #

NMLS #: 1190352 LIC# 161067

5 Star rating on Google. Rate qoutes 7 days a week

TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update

Follow this checklist before locking into a CD By Sabrina Karl

With your list whittled to top-rate CDs from federally insured institutions, it’s time to check early withdrawal penalties. The amount the bank or credit union will charge if you cash out early ranges from completely reasonable to downright exorbitant. Avoid any CD where the penalty could eat into your principal, and then check which certificates will hit you with the lowest fee should you The first criteria you’ll want to consider is the interest rate. How much institu- withdraw the money early. tions pay varies widely in general, and additionally, many banks and credit unions offer limited-time promotional CDs. So anytime you’re in the market for These three criteria should lead you to a few great CDs. But if you’re still a new CD, it’s worth searching the current top rates for your chosen term to torn between otherwise-equal certificates, you can check their compounding periods (the more frequent the compounding, the more you’ll earn), or how create a short list of candidates. customer-friendly their website is. Calling to ask questions can also give you The next checkbox is determining whether each institution is federally insured, a sense of their customer service. by the FDIC (for banks) or the NCUA (for credit unions). Although you may feel comfortable opening a certificate with a privately insured institution, most The world of CD options is immense, but following the first three steps of this checklist will lead you a certificate that pays well while exposing you to very savers opt to stick to accounts insured by the U.S. government. little risk.

Although certificates of deposit are among the safest saving vehicles, not all are created equally. Indeed, since their very nature requires committing funds to sit untouched for an extended period, you’ll want to choose wisely before signing on the dotted line.

Rate Criteria: The rates and annual percentage rate (APR) are effective as of 5/22/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.





GREYSTONE IV • BOONE MLS# 205275881 • 881 Greystone Dr • $795K

BLOWING ROCK MLS# 203720 • 326 Green St • $450K

Rob Garrett

Broker Associate 828.773.1491 Rob.Garrett@SothebysRealty.com

BLOWING ROCK • YONAHLOSSEE RESORT MLS# 39207582 • 167 Glenridding Rd • $899K

GREYSTONE IV • BOONE MLS# 39207028 • 442 Boone Coffey Trl • $799.5K

Gwen Steele

Broker Associate 828.773.4529 Gwen.Steele@SothebysRealty.com

Proudly Representing Luxury Real Estate in The High Country

YONAHLOSSEE • BOONE MLS# 205422 • 370 Far Sawrey • $798K

BLOWING ROCK • HILLWINDS ESTATES MLS# 39206598 • 154 High Ridge Ln • $550K

127 Main Street Suite A, Blowing Rock North Carolina 28605 PremierSothebysRealty.com



Discover Your Blowing Rock Dream Home. Welcome to Stonecroft.

$4,950,000 | 5 Bedrooms/3 Bathrooms | 3,429 SQFT Experience a lifestyle that includes 116 acres of pristine forest, open fields, rolling terrain, streams, private hiking trails and a restored 1930s English Cotswold stone home. Stonecroft is one of the largest privately owned properties between the desirable Blowing Rock, Linville and Grandfather communities. This mountain estate includes breathtaking

Discover more on our website at dickensmitchener.com

views of Grandfather Mountain, Calloway Peak, Blue Ridge Parkway and Pisgah National Forest. The main home retains original character, but is updated for modern living. The kitchen level features Viking appliances, open dining, dining porch, and patio. For more details on this exclusive listing contact Owner/Broker Vicky Mitchener at 704.517.0177 or vmitchener@dickensmitchener.com today.



MLS# 202415 | 130 Summit Trail | Banner Elk, NC | $749,000

MLS# 203513 | 116 Picasso Dr, Blowing Rock | $490,000

LONG RANGE LAYERED VIEWS from this custom built 5BR home. The great room has tall tongue & groove ceilings & lots of windows to create a perfect mountain ambiance. Massive stone replace. Large deck with breathtaking views & cool air at over 4,500 feet

This beautiful modern home boasts 4BD, 3.5BA home only minutes from Blowing Rock & Boone. Other features include: a formal dining area, a breakfast area, a formal living area with replace, 3 deck/porch areas all wonderfully situated on .41 acres.

MLS# 204778 | 980 Eagles Nest Trl, Banner Elk | $879,000

MLS #207341 | 620 Swift Hollow Ln | Mountain City, TN | $635,000

Majestic Panoramic Views from this STUNNING 4 bedroom 3 1/2 bath New Construction Home in Eagles Nest on 3 Acres! Home features big open oor plan, Large great room with beautiful wood burning stone replace, 2 Large Master Suites.

Nearly 80 acres, with 15+ acres of tillable pasture land in North Eastern Tennessee. Located less than an hour from the Appalachian Trail, Doe Mountain recreational area, Bristol Motor Speedway, Watauga Lake, ski slopes, just a few of the incredible area attractions!

MLS# 206993 | Parkcrest Dr, Boone | $55,000

MLS# 205649 | 25+ Acres | Fall Branch Rd | Mountain City, TN | $75,000

Adina Prowant Broker/Owner of CENTURY 21 Mountain Vistas 2014-2017 Multi-Masters Award O ce 2015-2017- Quality Service Pinnacle O ce Award Winner

Vista is de ned as “a large & beautiful view of an area, a far-reaching mental view, or a possible event that one can imagine.� We are CENTURY 21 Mountain Vistas. Our team of honest & devoted Realtors are here to serve you, to protect you, and to make your dreams more than just an imaginable future event.

(828) 855-7575 | C21MV.com | 202 Southgate Drive Suite 19, Boone NC 28607



Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

UNMATCHED VIEWS. UNPARALELLED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.


ADA NICOLAY 704.578.1391

ADANICOLAY@MINDSPRING.COM

ASHEVILLE, NORTH CAROLINA | LOT 17 | BIG LEVEL DRIVE

CUSTOM TO BUILD

OPEN HOUSE SAT 2-4

OPEN HOUSE SAT 2-4

13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450

1104 FALCON LANE The Hylands. Beautifully appointed cul-de-sac home in Clover Schools, Master on Main, upgraded kitchen $300,000

200 McCONNELLS ST

MLS# 594000 | $290,000

OPEN HOUSE SAT 2-4

Walk to downtown Clovers shops and restaurants from this adorable historic mill home w/carport. $119,000

Robin Knows Dirt

ENJOY WONDERFUL LONG-RANGE AND SUNSET VIEWS from this 3.26 acre lot at an elevation above 3,300 feet. Bask in the abundance of mountain laurel and trees that include: maple, oak, elm, hickory and pine. This secluded, convenient location is just a 6 mile drive from downtown Asheville’s restaurants and events. Build your custom home in this well established neighborhood of fine homes with recent prices ranging from $650K to $1.58M.

• 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000

5830 CAMPBELL RD. Clover Schools! 1862 Historic Farmhouse, original shiplap on 5 acres w/Vintage barn and workshop. $300,000

2010 ROADRUNNER RD. in Clover’s Flying Eagle Estates All new paint and carpet, screened porch on 1.9 acres $269,000

OPEN HOUSE SAT 2-4

Free Installation

• Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000

Carpet - Hardwood Laminate - Vinyl

• Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000

SCHEDULE A FREE IN HOME APPOINTMENT TODAY! 877-50-FLOOR • www.50FLOOR.com

• Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! 1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $490,000

141 JAMESTOWNE CIRCLE CLOVER NEW CONSTRUCTION almost finished Custom Craftsman with all the upgrades and extensive trim on .86 acre $295,000

OPEN HOUSE SAT 2-4

2761 WINDSWEPT COVE on Lake Wylie with 2.27 acres, dock and separate living quarters. Elegantly appointed inside and out. Watch the video! $850,000

Sale Ending 5/31/18

• 1123 Pine Knot, Clover Great Building .8 Acre lot $23,000 • 1133 Hidden Brook Dr, Clover Ridgewood Subdivision .76 Acre lot $19,000

We give back to Law Enforcement, Firefighters, Military, EMS, Healthcare workers and Teachers.

2984 SMITH RD Cute Cute Clover Ranch on 1 acre. Adorably decorated and lovingly cared for. $175,000

WATCH VIDEOS FOR ALL THESE HOMES ON

GET AN ADDITIONAL WHEN YOU USE

$100 DOLLARS OFF

Charlotte Observer

FREE INSTALLATION ON ALL CARPET, HARDWOOD, LAMINATE AND VINYL - Richard Karn


Ashley Hutchens

Broker Associate 828.964.5438 Ashley.Hutchens@SothebysRealty.com

CENTURY OWNED PRIVATE FAMILY ESTATE IN BLOWING ROCK



Now Affiliated with the Leading Luxury Real Estate Brand Matt DeBoer 704.680.7274

Matt@IvesterJackson.com www.Move2Charlotte.com

• Over two decades of contract negotiation and marketing experience • User of strategic analytics to make calculated decisions • Relocated multiple times and understand the need for an agent to limit the stress a client feels • Pride myself on answering the phone, responding to emails and voicemails in a timely fashion • An emphasis on old world customer service where a handshake and a promise mean something • Consistently rated as a 5-Star agent since getting into real estate

IvesterJackson.com | 6100 Fairview Rd Suite 1202, Charlotte, NC 28210


SiskCONSULTANTS REAL Bobby ESTATE Broker/REALTORÂŽ

identifying704.819.0710 opportunities, re-envisioning real estate bsisk@egrealestateconsultants.com 1810 E. 7th Street, Charlotte, NC 28204 704.333.2260 www.egrealestateconsultants.com


$275,000,000 Cindy Barnes Over in career sales (704) 367-7203

ED

UC

D RE

Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $650,000

Executive home w/trendy updates & great floor plan. Highway 51 area; close to everything! 8700 Brownes Pond Ln MLS# 3362520 - $650,000

UNDER CONTRACT

Classic Charlotte home offers in-law suite and private office space. Desirable Carmel Road location. 4900 Lindstrom Drive MLS# 3388986 - $525,000

Substantial home in South Charlotte swim/tennis neighborhood. 3.5 baths & two masters. Great price! 5529 Sunstar Court MLS# 3390568 - $525,000

Spacious Ballantyne townhome w/1st floor master. Light, bright w/upscale detail. Gated community. 11707 Easthampton Circle MLS# 3393099 - $500,000

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

HAND IT OVER Cindy.Barnes@allentate.com




The

Summer of Smiles GET $10,000 IN DESIGN OPTIONS!*

EPCON CHANGES THE WAY YOU LIVE, AND THAT’S SOMETHING TO SMILE ABOUT Epcon builds beautiful, low-maintenance, single-story homes in amenityrich neighborhoods. And for a limited time, we’re offering $10,000 in design options.* With so many ways to personalize your dream home, you can’t help but smile. Enhance your life at Epcon Communities.

We can’t wait for you to come home. The Courtyards of Huntersville • 8238 Parknoll Drive, Huntersville, NC 28078 The Courtyards at Blume Point • 120 Blume Road, Mooresville, NC 28117 The Courtyards at Kinnamon Park • 9202 Edelweiss Lane, Huntersville, NC 28078 The Courtyards on Lake Norman • 16006 Lakeside Loop, Cornelius, NC 28031 The Courtyards at Wesley Chapel • 1619 Cuthbertson Road, Waxhaw, NC 28173 The Courtyards at Emerald Lake • 1307 Garden Vista Drive, Stallings, NC 28104

Get started today: EpconCommunities.com • 866-467-1915 * Offer available for a limited time only. Offer available on firm contracts only. Not valid at all locations. Please see your Epcon Sales Associate for locations and restrictions. Offer subject to change.


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