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BATHROOMS • KITCHENS ROOM ADDITIONS OUTDOOR LIVING & HANDYMAN SERVICES
ROOM ADDITIONS FROM $15,995
OUTDOOR LIVING/ SWIMMING POOLS FROM $8,995
BATHROOMS FROM $9,995
KITCHENS FROM $17,995
FINANCING AVAILABLE WITH NO MONEY DOWN! CALL US TODAY FOR A FREE ESTIMATE! 980.299.5475 WWW.RCBCONSTRUCTIONMGMT.COM
R T DE AC N R U T N CO
STONEGATE: 6307 SAINT STEPHEN LANE | MLS# 3401851 | $1,699,900
Exceptional custom home on a private cul-de-sac. Kitchen is equipped with Thermador appliances and dual ovens. Grand island connects to breakfast room, keeping room, secondary study, 1 of 2 laundry rooms. High ceilings and hardwoods throughout main level, mahogany paneled study. Additional features: media room, exercise room, nished 3rd oor bonus, Savant Media system, outdoor replace, patio and a 3-car garage. Recent update by Kingswood with no detail spared in Southpark location. 6Bd, 6Ba, 6,700 Sqft on .4 acres.
CARRIE BRIGHTON Broker NC/SC 704.241.4418 | CBrighton@carolina.rr.com Relocation Certi ed Specialist
MYERS PARK: 1132 PROVIDENCE ROAD | MLS# 3393325 | $849,000 Complete remodel in Myers Park within walking distance to retail and restaurants! 5BD, 4.5BA & 3,571 Sqft in an open layout and hardwoods throughout. Spacious fenced back yard you will love!
CARMEL COUNTRY CLUB LOT AVAILABLE MLS# 3401437 | 4901 Carmel Club Dr | $749,000 One of the few remaining lots to build in Tuckaway Park. ¾ acre lot sits up from the road creating privacy and on a builder ready site. Tuckaway Park is surrounded by a canopy of trees and golf course with new construction $2.5m-$4m and NO HOA.
c h at h a m c o u r t 5940 Carmel Road, Unit #4, Charlotte 28226 4 B R | 4 .1 B A | 4 ,0 1 6 s q . f t . | $ 79 9 ,0 0 0 Built in 2011 by Simonini, this wonderfully appointed townhome is in a private cul-de-sac community near Carmel Country Club. It features an elegant, open plan with new paint and carpet; vaulted ceilings, extensive millwork, en-suite bedrooms, abundant storage, granite counters, custom cabinets, high end appliances, fenced back yard w/terrace, & 2-car garage. L I S T E D B Y S U S A N M AY
c a r m e l pa r k ( L O T ) 5501 Carmel Park Drive, Charlotte 28226 1.764 acre lot | $1,560,000 Beau�ful, vacant lot located on 1.764 acres in the highly desirable Carmel Park. The former home has been torn down and this lot is ready for your custom builder. Minimum 1,500 sq. �. required to build. Property cannot be subdivided. LISTED BY MEREDITH TOMASCAK
SUSAN MAY & MEREDITH TOMASCAK BROKERS | REALTORS ®
704-650-7432 | 704-806-7650 susanmay@hmproperties.com | meredith@hmproperties.com
HMPROPERTIES.COM
OPEN HOUSE | SUN 3-5 pm - P E L LY N W O O D 5300 gorham Drive Charlot te, NC 28226
2 M i nu t es from Sout hPark
1 + AC R E WAT E R F RO N T LO T 4 B R | 3 B A | 3 , 87 1 s .f. | $ 1 ,1 95 ,0 0 0
Tucked away on a picturesque lakefront lot, this authentic Mid-Century modern masterpiece offers wonderful views from most rooms. It features an open plan perfect for entertaining. Large 40x25 LR w/stacked stone wall w/fireplace; 2 sun porches, & a huge basement with a Family Room, stone fireplace, wet bar, bedroom, full bath, & wonderful storage options. Marble, stone, wood, tile, & carpet flooring. Security system. JIMMY RANDLE BROKER/REALTOR ÂŽ
704-651-1955 jimmy@hmproperties.com HMPROPERTIES.COM
SUZANNE COWDEN Realtor®, Broker, ABR
(704) 301-1012 Suzanne.Cowden@allentate.com www.JSCRealtors.com Featured Home ~ 5424 Gorham Dr ~ Pellyn Wood UT
AR P H
K
SO
$2,675,000 MLS# 3371658
3000 Shaker Dr ~ Mountainbrook 2916 High Ridge Rd ~ Providence Plantation
$648,500
$565,000
MLS# 3412718
201 Wainsley Pl ~ Sardis Plantation E US PM O 4 H 2EN8/11 P O T SA
$369,000
MLS# 3419865
3315 Banyan Way ~ Marvin CR 5A
ES
MLS# 3407139
3135 Shaker Dr ~ Mountainbrook E US PM O 4 H 2EN8/11 P O T SA
$445,000
MLS# 3419226
4210 Shepherdleas Ln ~ Piper Glen
!
$655,000
MLS# 3376845
$642,500
MLS# 3398083
Luxury Is In The
Neighborhood Myers Park, Dilworth, or South Charlotte - the key to unlocking your dream home is no further than your backyard. Premier shopping & entertainment, award winning schools, and an extraordinary blend of natural beauty and stately architecture.
Charlotte makes luxury accessible.
$2.795 M
PRICE REDUCED
Carmel Country Club | 4842 Carmel Club Dr.
$1.19 M
PRICE REDUCED
$1.85 M
SOLD
Morrocroft Farms | 4412 Cameron Oaks Dr.
$1.25 M
UNDER CONTRACT
PENDING REPRESENTING SELLER Providence Downs South | 1617 Funny Cide Dr. Rosewood at Providence | 2823 Providence Rd. #343
$349,000
MOTIVATED SELLER
$450,000
UNDER CONTRACT
OPEN HOUSE SAT. 8/11, 12 - 2 PM
PENDING REPRESENTING SELLER
SouthPark | 1426 Jules Court
Dilworth | 1328 Ordermore Ave. #3
I’m here to assist you with all of your real estate needs.
Dee Reid 704-281-3913 DeeReid@IvesterJackson.com
6100 Fairview Road, Suite 1202, Charlotte, NC | 704-650-1928 | IvesterJackson.com
-dedicated to showcasing charlotte’s distinctive homes-
AUGUST REMAINING ISSUES
18
Huntersville
25
Tryon, NC & Landrum, SC
SEPTEMBER ISSUES
1
Cotswold
15
Matthews & Mint Hill
29
Asheville, NC
8
22
York County, SC
Lake Norman
Experience the Simononi Di erence Our Available Homes
Churchill - Cotswold
1116 Churchill Commons Drive Holly Gantt | 980.722.3641 holly@simonini.com
Coming Soon
Lombardy Terrace
Lombardy Circle - Dilworth
Becca Waybright | 704.564.1090
rebecca@simonini.com
6 Available
Cotswold City Homes
Draper Place City Homes 2442 Draper Place - Elizabeth Holly Gantt | 980.722.3641 holly@simonini.com
ONLY ONE LEFT
SouthPark City Homes
1205 Cotswold Place Becca Waybright | 704.564.1090 rebecca@simonini.com
ONLY 4 LEFT
The Enclave at Foxcroft
Fairview Road Angela Butler | 704.906.6729 angela@simonini.com
Coming Soon
2 Lots Available
621 Spring Street Holly Gantt | 980.722.3641 holly@simonini.com
ONLY 4 LEFT
Lynwood City Homes
2039 Lynnwood Drive - Myers Park Angela Butler | 704.906.6729 angela@simonini.com
ONLY 5 LEFT
Fairview Road Angela Butler | 704.906.6729 angela@simonini.com
Windsor Point - Mooresville Custom Home - Davidson 135 Potomac Lane Holly Gantt | 980.722.3641 holly@simonini.com
ONLY 4 LEFT
Coming Soon
$1,099,000
Shadow Creek - Cornelius 21205 Olde Quarry Lane Holly Gantt | 980.722.3641 holly@simonini.com
Price Upon Request
Custom Homes - Myers Park 1211 Princeton Road Angela Butler | 704.906.6729 angela@simonini.com
Custom - Carmel Road
5300 Carmel Road Angela Butler | 704.906.6729 angela@simonini.com
$315,000
Lot - Historic Davidson 615 Spring Street Holly Gantt | 980.722.3641 holly@simonini.com
2 Homes Available
Townhomes - Carmel Road 5300 Carmel Road Angela Butler | 704.906.6729 angela@simonini.com
501 East Morehead Suite 4 Charlotte, NC 28202
Simonini.com | 704-333-8999
Dreaming of a new kitchen or bathroom?
- SUMMERLAKE -
$899,900
57 2 5 L a u r i u m R o a d Charlotte, NC 28226
Let our people... and our new showroom inspire you.
5 B R | 3 .1 B A | 4 , 2 37 s .f. | 0. 4 a c re
Breathtakingly gorgeous hard coat stucco home boas�ng soaring ceilings, new casement windows, handsome millwork, grand formals, 2 fireplaces, wet bar, dual staircases, updated kitchen with abundant cabinetry, main level MBR suite with updated spa-like bath, wonderful storage op�ons, fenced yard. Fresh paint, new carpet, hardware and garage doors. Irriga�on and security systems.
Bring in this ad to our new showroom for a free design & measure (a $300 value)!
LISA EMORY BROKER | REALTOR
®
704-724-3504 lisaemory@hmproperties.com
Reico KITCHEN & BATH
www.reico.com | since 1952
CHARLOTTE, NC 214 W. Tremont Ave, # 102 Charlotte, NC 28203 984.222.6300
HMPROPERTIES.COM
BEAUTIFUL GARDEN HOME | 2042 E FOXWOOD COURT | INDIAN LAND, SC …
S E ER OM OK ELC R B W Y ML
AR W
KRIS HAMILTON (239) 848-7199 Kris7199@gmail.com
MLS# 3393605 | 5 BEDS | 2.5 BATHS | 3,481 SQFT | .34 ACRES | $369,800
This beautiful garden home in fast growing Indian Land just minutes to Blakeney and Ballantyne. This home boasts an amazing bonus room, an of ce, sitting room, formal dining room, large family room and spacious open kitchen and dinette. The custom outdoor living area is large, private and with a fenced backyard that backs up to acres of hardwood forest. This garden area includes a stone patio, replace, water feature, planters, dining deck and cooking area, intermixed with abundant pocket gardens. TEXT OR CALL FOR AN APPOINTMENT!
Dwight Brokerage
~Buying, Selling, & Reshaping the Greater Charlotte Landscape One Smart Investment at a Time
New Projects ~ Coming Soon EASTOVER ~ 2131 CRESCENT AVENUE
M
CARMEL CORRIDOR ~ 5601 GREEN REA ROAD
COTSWOLD ~ 437 WESTBURY DRIVE
COTSWOLD ~ 200 HUNTER LANE
Full Brick Two Story Home with Basement 5 Beds | 5.5 Baths | 5,600 SqFt | 3 Car Garage
Luxury Brick New Construction 5 Beds | 5.5 Baths | 5,243 SqFt | 3 Car Garage
New Construction Full Brick Home 5 Beds | 5.5 Baths | 4,814 SqFt | 3 Car Garage
to s! ng eek mi Co t in W e ark
French Caribbean & Old Charleston Inspired Home! 5 Beds | 5.5 Baths | 1st & 2nd Floor Master Suites
George Dwight was born & raised in Charlotte & has over 35 years of local market experience. So no matter if you’re buying, selling and/or investing, Dwight Brokerage is the right firm for you! Dwight Brokerage also specializes in developing new homes in Charlotte’s older neighborhoods. Cash Purchases, No Appraisals, No Inspections, Fair Prices and Flexible Closing Dates!!! Contact us today for all of your real estate needs and how we can help you reach them.
George Dwight Dwight Brokerage
704.661.6545
George@DwightBrokerage.com DwightBrokerage.com
Lake Norman’s
$7.2 M
$4.275 M
MOST DISTINCTIVE HOMES
IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054
NORMAN ESTATES - DENVER
THE PENINSULA - CORNELIUS
MLS 3388984 | 8495 Norman Estates Drive Agents: Lori Ivester Jackson 704-996-5686 Reed Jackson 704-713-3623
$3.5 M
MLS 3352109 | 18525 Peninsula Club Drive Agent: Tracy Davis 704-779-9750
$3.485 M
CORNELIUS WATERFRONT
MLS 3395816 | 21215 Senlac Lane Agents: Lori Ivester Jackson 704-996-5686 Reed Jackson 704-713-3623
WEST BAY - DENVER
MLS 3354305 | 8236 Bay Pointe Drive Agents: Susan Dolan 704-560-7201 Reed Jackson 704-713-3623
$1.995 M
$2.499 M
$2.995 M
$2.535 M
NAUTICAL POINT - MOORESVILLE
MLS 3383249 | 116 Nautical Point Court Agents: Lori Ivester Jackson 704-996-5686 Annie Livingston 704-996-2744 $1.05 M
NEWLY LISTED
THE POINT - MOORESVILLE
MLS 3403409 | 147 Union Chapel Drive Agent: Annie Livingston 704-996-2744
$424,900
WATERFRONT MOORESVILLE WATERFRONT
MLS 3371972 | 448 Stonemarker Road Agents: Lori Ivester Jackson 704-996-5686 Doris Nash 704-201-3786
STONEMARKER POINTE MOORESVILLE
MLS 3380837 | 1 Stone Point Court Agent: Annie Livingston 704-996-2744
WHY I V EST E R JAC KS O N CHRISTIE’S?
STERLING POINTE - CORNELIUS MLS 3419591 | 16239 Sasanoa Drive Agents: Alison Smith 704-996-6747 Tracy Davis 704-779-9750
DAVIDSON
MLS 3399078 | 242 S Faulkner Way Agents: Reed Jackson 704-713-3623 Julie Lopez 704-451-4001
• Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility
- C h arlotte C olle ct ion $4.25 M
$4.95 M
GREENWOOD
MLS 3299035 | 8343 Providence Road Agents: Reed Jackson 704-713-3623 Lisa McCrossan 704-620-0328
$2.999 M
PELLYN WOOD
MLS 3254980 | 2019 Craigmore Drive Agents: Tracy Davis 704-779-9750 Reed Jackson 704-713-3623
COMING SOON
$1.899 M
HEYDON HALL
MLS 3382035 | 9514 Heydon Hall Circle Agent: Leslie Fisher 704-906-4749
$1,599,999
SOUTHPARK
5520 Sharon View Road Price Upon Request Agent: Reed Jackson 704-713-3623
$1.25 M
AERO PLANTATION - WAXHAW MLS 3390694 | 825 Eagle Road Agent: Lisa McCrossan 704-620-0328
LONGVIEW - WAXHAW
413 Belle Meade Court Agent: Lisa McCrossan 704-620-0328
IvesterJackson.com Info@IvesterJackson.com 704.499.3054
NEWLY LISTED
$2.295 M
MORROCROFT ESTATES
MLS 3197936 | 7545 Morrocroft Farms Lane Agent: Reed Jackson 704-713-3623 Cindy Castano Swannack 704-904-6619
$1.429 M
$999 K
MYERS PARK
MLS 3406118 | 2825 Briarcliff Place Agent: Reed Jackson 704-713-3623
$1.2 M
MYERS PARK
MLS 3370143 | 964 Granville Road Agent: Reed Jackson 704-713-3623
UNDER CONTRACT
HIGHGATE - WEDDINGTON
MLS 3398740 | 3013 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328
COURANCE
MLS 3390047 | 2244 La Maison Drive Agent: Lisa McCrossan 704-620-0328
$999 K
FOXCROFT EAST
MLS 3415838 | 3216 Valencia Terrace Agent: Erin Haig 704-650-5604
Offices Charlotte Lake Norman Asheville
NEW PRICE $365,000
485 Greenbay Road, Mooresville – Feel Right at Home! Live within view of Lake Norman, but feel like you’re in the NC mountains. 3 bed, 2 bath updated log cabin on large corner lot. Upgrades throughout, including new soft-close cabinetry, new stainless appliances, and beautifully updated baths. HVAC ‘18 & roof 2 years old. Relax on the screened back porch or the rocking chair front porch. Lake access close by. MLS #3414889. O ered at $365,000
SiskCONSULTANTS REAL Bobby ESTATE Broker/REALTOR®
identifying704.819.0710 opportunities, re-envisioning real estate bsisk@egrealestateconsultants.com 1810 E. 7th Street, Charlotte, NC 28204 704.333.2260 www.egrealestateconsultants.com
GOOD THINGS COME TO THOSE WHO DON’T WAIT
NEW PHASE RELEASE WEEKEND
Saturday, August 18 • 10 AM – 6 PM Sunday, August 19 • 12 PM – 5 PM Explore New, Larger Homesites • Enjoy Refreshments Tour Nine, Designer-Decorated Models • On-site Design Gallery 2- to 4- Bedroom plans ranging from 1,448 to 2,547 heated sq. ft.
CHARLOTTE’S BEST-LOCATED ACTIVE ADULT COMMUNITY 25 minutes from Uptown • Walking distance to Novant Hospital 17,000 sq. ft. clubhouse opening Spring 2019
NEW HOMES FROM THE UPPER $200s TO $500s 855-799- 4084 | CresswindCharlotte.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
Mortgage Guide Institution
30 yr APR
4.132% Best Rate Mortgage
30yr Fixed APR
30 yr Fixed
30yr Fixed APR
Product
Rate
Points
Fees
% Down
APR
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.629
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
Fees: $0 % Down: 5%
4.256% Mecklenburg Mortgage
The Charlotte Observer 3.750
THE RATE CHART ENDS NEXT WEEK! SAVE OUR
Phone Number / Website
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
NUMBER IF YOU ARE INTERESTED IN REFINANCING OR PURCHASING
Rate: 4.250
15 yr xed
3.625
0.000
$975
20% 3.639
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $945
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
How high a credit score do I need to get a good mortgage? By Sabrina Karl
Whether you’re applying for a new mortgage or just refinancing, your three-digit credit score will factor heavily into how attractive a rate you can get, or if you’ll be approved at all. While those with the highest scores enjoy the lowest rates, mortgage lenders classify applicants into four tiers of scores to determine their offer.
at better rates – from conventional bank lenders. Boost your score higher to 660 and the number of lenders willing to take your application will increase again, with rates coming down further.
The next threshold is a score of 700 or better. Applicants with these “very good” scores have exceptional odds of approval, and the rates The credit rating lenders rely on is your FICO score, which ranges offered will be close to the best available. from 300 to 850 based mostly on how often your payments have been on time, how much you owe, and how long your credit history is. So what then is the brass ring that earns the very best rates? That threshold generally sits around 750. Some lenders set the bar at 760, Generally, the lowest score that can secure a mortgage is 620. One while others have published a 740 minimum, so it’s worth asking any big exception is the government’s FHA program, which helps those lenders you approach what threshold they’ve set. with subprime credit. While an FHA loan can be secured with a score as low as 500, or 580 for the low-down-payment option, most appli- Knowing your score before applying for a mortgage can be a money cants with scores this low are denied. saver if you find you’re close to the next tier. A few smart credit moves might be all it takes to earn yourself to a better rate. Once you surpass 620, you’ll have more options – and a chance
Rate Criteria: The rates and annual percentage rate (APR) are effective as of 8/7/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.