home|design, August 4, 2018

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Tracy Swanson Broker/Owner (910) 547-7613 | tracy@swansonrealtync.com Tammy Heiber Realtor速

(772) 332-5503 tammy@swansonrealtync.com

Caryl Hudson Realtor速

NCHomes-Land.com | (910) 454-4450 4701Southport-Supply Road, Suite 2 Southport, NC 28461

Beginning the Next Chapter... Starts Here

105 SE 43rd St~ Oak Island, NC

624 Caswell Beach Rd ~ Caswell Beach

Direct beach access

(910) 233-6839 caryl@swansonrealtync.com

Location, Location!

Josh Roth Realtor速

(336) 501-1655 josh@swansonrealtync.com

Ramona Richardson Realtor速 (978) 807-5223 ramona@swansonrealtync.com

504 W Oak Island Dr~ Oak Island, NC

New construction

MLS #: 100119926 | 3BD, 2BA | $315,000

MLS# 100126469 | .28 Acres | $375,000 WOW! Large second row homesite

Easy beach access, Minutes to Southport/Oak Island

4132 Vanessa Dr Unit 7 ~ Southport

2571 St James Dr A-3 ~ Southport

495 Hearthside Dr ~ Bolivia

So close to the ocean!

Easy, no maintenance coastal living

MLS #: 100124511 | 3BD, 2BA | $300,000

Amenity rich community

Boat ramp & shore power

MLS #: 100127997 | 2BD, 2.5BA | $145,000

MLS #: 100128420 | $39,900

MLS #: 100060267 | 4 BD, 4 BA | $499,900

126 NW 3rd St ~ Oak Island, NC

260 Windchime Way ~ Leland, NC

8996 Woodbine Rd SW ~ Sunset Beach, NC

2nd story condo w/elevator

Best priced home on Oak Island

MLS# 100101100 | 3BD, 2.5BA | $292,000 Easy beach access, screened-in porch & deck!

Dry Stack Boat slip

Golf and pond views

MLS# 100107950 | 3BD, 2BA | $229,000 Welcome to easy living at this private end unit!

Over a half acre in River Sea

Best priced waterfront home

MLS# 100086099 | 3BD, 2.5BA | $350,000

Golf course views near Calabash, Sunset Beach & Shallotte.


-dedicated to showcasing charlotte’s distinctive homes-

AUGUST

4

11

Urban Boom

The Carmel Corridor

18

25

Huntersville

Tryon, NC & Landrum, SC

SEPTEMBER

1

Cotswold

8

York County, SC

15

Matthews & Mint Hill

22

29

Lake Norman

Asheville, NC

OCTOBER

6

The Uptown Wards

13

Custom Built Homes

20

Union County

27

Lake James



-dedicated to showcasing charlotte’s distinctive homes-

AUGUST

4

11

Urban Boom

The Carmel Corridor

18

25

Huntersville

Tryon, NC & Landrum, SC

SEPTEMBER

1

Cotswold

8

York County, SC

15

Matthews & Mint Hill

22

29

Lake Norman

Asheville, NC

OCTOBER

6

The Uptown Wards

13

Custom Built Homes

20

Union County

27

Lake James



Respectfully Old, Tastefully New!

Jason Murphy 704.890.3907

Jason@HomeShopCharlotte.com All homes feature open concept oor plans, hardwood oors, custom kitchens & baths, soft close cabinets & drawers, 9’ ceilings, heavy moldings & trim, fenced yards & decks.

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SEVERSVILLE

518 STATE ST | 4BD, 3BA | 2,300SF | $527,000

g inn! m CoSoo

CAMP GREENE

1826 BERRYHILL | 4BR, 2.5BA | 2,250SF | $449,750

r foale s

WILMORE

1525 WILMORE DR | 4BR, 2.5BA | 2,500SF | LOW $600’s

CAMP GREENE

1710 BERRYHILL | 4BR, 2.5BA | 2,250SF | $449,750

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CAMP GREENE

2358 MORTON ST | 4BR, 2.5BA | 2,250SF | $477,000

WESLEY HEIGHTS

328 WESLEY HEIGHTS WAY | 4BR, 2.5BA | 2,100SF | $457,500

ng! i m n CoSoo

www.HomeShopCharlotte.com




DILWORTH | 661 IDEAL WAY | CHARLOTTE

Premiersir.com/id/3400236

Matthew Alexander Broker Associate

704.560.2527

matthew.alexander@sothebysrealty.com matthewalexander.premiersothebysrealty.com


OPEN HOUSE Saturday 1 – 3 pm

3036 Florida Avenue, Plaza Midwood Open-concept, updated one-level living. 2016 renovation/addition with 3 bedrooms & 2 baths. Generously-sized owner’s suite with spa-like owner’s bath and a walk-in closet the size of a bedroom! O ered at $475,000. MLS #3419236

OPEN HOUSE Saturday 1 – 3 pm

364 Tranquil Avenue, Myers Park A true work of art, thoughtfully designed for this prime corner lot near the greenway. 3192 sq. feet with 4 bedrooms, including rst- oor master, two story living/dining and natural light at every turn. O ered at $1,185,000. MLS #3407897

LAKESIDE RESORT

16205 Crest Cove Road, Lake Wylie Custom lakefront property overlooking quiet cove on Lake Wylie. 6073 sq. feet, 5 bedrooms, 4 full & 2 1/2 baths, 2 kitchens and option for 2nd living quarters. 75 foot lap pool, dock and more. O ered at $1,275,000. MLS #3387001


Two New Luxury ModerN TowNhoMes iN seversviLLe! SE A OU nit 9 H ,U EN OP -3PM 1 UN

S

KERRY CONWAY REALTOR

®

615.293.9936

Kerry.Conway@KW.com

3 Beds ~ 3.5 Baths ~ 1,951 SqFt 419A Coxe Ave | MLS# 3404695 | $474,900 419B Coxe Ave | MLS# 3405037 | $474,900


Ivester Jackson | Christie’s

Top Brokers SECOND QUARTER 2018

CHARLOTTE

Liza Caminiti

Dee Reid

Erin Haig

Tommy Ingram

$8.4 M 704-526-6695

$6.2 M 704-281-3913

$2.8 M 704-650-5604

$2.6 M 704-451-0041

LAKE NORMAN

Lori Jackson

Doris Nash

$11.8 M 704-996-5686

$9.7 M 704-201-3786

Alison Smith

Bill Moore

$3.9 M 704-996-6747

$2.8 M 704-651-1532

Jessica Simpson Annie Livingston $9.1 M 704-787-3330

$5.4 M 704-996-2744

Suzanne Lindros Sherry Hickman $2.3 M 704-877-2465

$2.2 M 704-728-1905

6100 Fairview Road, Suite 1202, Charlotte, NC | 704-655-0586 | IvesterJackson.com




UPTOWN’S 4TH WARD ~ 701 N CHURCH STREET #2 W NE ICE! PR

MLS# 3358661 | 3BD, 3 Full & 2 Half Baths | 2,333 SqFt | $599,900

This boutique, 9-unit townhome community features a backload attached garage and elevator. The top oor rec room opens to a rooftop terrace. 10’ ceilings, hardwoods, new carpet and new paint throughout. Kitchen includes a gas stove, counter depth fridge and keeping room with replace. Each bedroom has a walk-in closet and private full bath. Uptown living that feels like Home!

Carrie Brighton

Broker NC/SC 704.241.4418 CBrighton@carolina.rr.com Relocation Certi ed Specialist




SOLD ",

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CUSTOM TO BUILD

OPEN HOUSE SAT 2-4

13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450

15 WEST LIBERTY ST. OWN A PIECE OF HISTORY IN Historic Downtown York. Circa 1800 beautifully upgraded kitchen, original floors, lighting, doors, mantles, and original separate brick kitchen house. $295,000

5830 CAMPBELL RD, CLOVER SCHOOLS! HISTORIC Farmhouse with original floors, doors, shiplap and Vintage barn on 5 acres. $300,000

1348 AND 1374 OLE CAMBRIDGE CIRCLE, CLOVER NEW CONSTRUCTION. 2 to choose from wood floors, lots of granite 1 acre lot and oh sooo stylish $294,900

OPEN HOUSE SAT 2-4

7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths & Updated kitchen $250,000

7614 BERRYFIELD in Weddington Trace. Stunning 6BR great generational living home with full fin basement w/kitchen. $680,000

OPEN HOUSE SAT 2-4

OPEN HOUSE SAT 2-4

2761 WINDSWEPT COVE on Lake Wylie with 2.27 acres, dock and separate living quarters. Elegantly appointed inside and out. Watch the video! $827,000

310 CAROLINA DOWNS in York’s The Greens at Carolina Crossing overlooking pretty pond. Super Craftsman beauty. $340,000

Robin Knows Dirt • 2 acres Clegg Farm Dr. in The Timbers, no HOA Clover Schools $75,000 • 1581 Dan Sexton, Go country in Sharon on 94.3 acres, amazing views $265,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • 5.39 Acres pristine mini farm potential Faulkner Rd, Clover $82,000 • Rambler Ln 10 great 1 AC building lots Blacksburg close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • Lot 7 Moutain Lakes 2.83 acres overlooking small lake in Chester, $39,999 • 208 Highland Forest PATRICK PLACE super lot, Clover Schools $40,000 • Lots Belmont's Lake Mist n'borhood. 2.52 AC waterfront $82,000 and 1.38 acre $30,000 • 1123 Pine Knot, Clover Great Building. .8 Acre lot $23,000 • 2+ acre building lot on Brightwood in York, small n’borhood $35,000

We give back to Law Enforcement, Firefighters, Military, EMS, Healthcare workers and Teachers.

WATCH VIDEOS FOR ALL THESE HOMES ON



Mortgage Guide Institution

30 yr APR

4.256% Mecklenburg Mortgage

30yr Fixed APR

30 yr Fixed

30yr Fixed APR

Product

Rate

Points

Fees

% Down

APR

Phone Number / Website

Rate: 4.250

15 yr xed

3.625

0.000

$975

20% 3.639

Points: 0.000

7/1 yr Arm

3.750

0.000

$975

20% 3.759

704-412-9131

Fees: $945

30 yr jumbo 4.375

0.000

$975

20% 4.401

www.mecklenburgmortgage.com

% Down: 75%

4.132% Best Rate Mortgage

The Charlotte Observer NMLS # / License #

NMLS #: 1190352 LIC# 161067

5 Star rating on Google. Rate qoutes 7 days a week

Rate: 4.125

15 Yr Fixed 3.625

0.000

$0

5% 3.629

Points: 0.000

7/1 Arm

0.000

$0

5% 3.785

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

3.750

NMLS #: 115183

704-529-1233

LIC# 103395

www.bestratemtg.com

TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update

What’s the best day of the month to close on my mortgage? By Sabrina Karl

You might have heard from a friend or even a mortgage professional that closing your home loan at the end of the month is your smartest move. While that You’ll then get to skip a mortgage payment in the first post-closing month, since payments kick off on the 1st of the month following a 30-day period after can be sound advice, it’s not uniformly best. closing. The first thing to understand is that mortgage financing is like everything else: there’s no such thing as a free lunch. While the date you close will affect how But closing earlier in the month offers different advantages. True, you’ll need much you outlay when, you’ll still pay interest on every day you have a mort- to bring more funds for prepaid interest to closing. But that will be offset by skipping the next two monthly payments instead of one. gage, no matter your closing date. Second, the rules are different for refinancing. Refinancers will owe interest to Closing early in the month also keeps you out of month-end loan traffic jams, both their existing and new lender for all the days of the month. So the closing when the highest volume of mortgages are being processed — with some closings invariably getting delayed. date makes little difference. If you’re opening a new mortgage, closing late in the month reduces the prepaid interest you’ll need to pony up at closing. That’s because you’re required to prepay the interest that will accrue between closing and the end of that calendar month.

Ultimately, different closing dates won’t substantially impact on your ultimate mortgage costs. But whether you’re initiating a new mortgage or refinancing, or prioritizing minimal closing costs versus skipped payments, you can choose a closing date that offers the best advantages for your situation.

Rate Criteria: The rates and annual percentage rate (APR) are effective as of 7/31/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.


THE EXTRAORDINARY

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Giles Barker 704.322.7747

PremierSothebysRealty.com

Laurie Beaty 704.993.8773

Tanya Brown 704.345.4384

Keith Costigan 267.222.2806

Susan Freshcorn 704.989.0690

Sarah Kelley 704.956.6536

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Joseph Sibielski 704.617.7500

Stephanie Todd 704.904.1681

Charlie Williams 704.737.7741

PremierSothebysRealty.com

CALL US FOR YOUR INTRODUCTION TO THE EXTRAORDINARY

CHARLOTTE OFFICE 704.248.0243

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.


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